Represent the dialog for retrieving similar scenarios Speaker1: Well, I don't have a credit card. I get my money in a brown envelope every Friday and am happy with it.
Speaker2: That's so old school! I didn't know ppl still got paid wages!
Speaker1: Arrangement with my employer. Don't trust banks.
Speaker2: Y?
Speaker1: After what I've told u, u still need a reason?
Speaker2: Yes and no. 
Speaker1: What do u mean?
Speaker2: Well, I can understand y ur so against the banks and so on, but on the other hand c'mon!
Speaker1: I won't get persuaded into getting an account.
Speaker2: So how do you pay ur bills?
Speaker1: Old school! I got to the office and pay them.
Speaker2: Bt that's a complete waste of time.
Represent the dialog scenario for retrieval Speaker1 doesn't have a credit card. He gets the money in cash every Friday. Speaker1 pays his bills at the post office.
Represent the dialog scenario for retrieval Speaker2 called a person that did not pick up.