To amend the Act titled "An Act to authorize the leasing of restricted Indian lands for public, religious, educational, recreational, residential, business, and other purposes requiring the grant of long-term leases", approved August 9, 1955, to provide for Indian tribes to enter into certain leases without prior express approval from the Secretary of the Interior.

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Helping Expedite and Advance 
Responsible Tribal Homeownership Act'' or the ``HEARTH Act''.

SEC. 2. APPROVAL OF, AND REGULATIONS RELATED TO, TRIBAL LEASES.

    The first section of the Act titled ``An Act to authorize the 
leasing of restricted Indian lands for public, religious, educational, 
recreational, residential, business, and other purposes requiring the 
grant of long-term leases'', approved August 9, 1955 (25 U.S.C. 415) is 
amended as follows:
            (1) In subsection (d)--
                    (A) by striking paragraph (2) and inserting the 
                following:
            ``(2) the term `Indian tribe' has the meaning given such 
        term in section 4(e) of the Indian Self-Determination and 
        Education Assistance Act (25 U.S.C. 450b(e));'';
                    (B) in paragraph (3)--
                            (i) in the matter preceding subparagraph 
                        (A), by striking ``Navajo Indian'';
                            (ii) in subparagraph (A), by striking ``the 
                        Navajo Nation'' and inserting ``an Indian 
                        tribe'';
                            (iii) in subparagraph (B), by striking 
                        ``Navajo Indians or members of another Indian 
                        tribe'' and inserting ``an Indian tribe or a 
                        member of an Indian tribe''; and
                            (iv) in subparagraph (C)(I), by striking 
                        ``Navajo Indian'' and inserting ``member of an 
                        Indian tribe'';
                    (C) in paragraph (4), by striking ``the Navajo 
                Nation'' and inserting ``an applicable Indian tribe'';
                    (D) by striking paragraph (5) and redesignating 
                paragraphs (6), (7), and (8) as paragraphs (5), (6), 
                and (7), respectively;
                    (E) in paragraph (5) (as redesignated), by striking 
                ``the Navajo Nation'' and inserting ``an Indian 
                tribe''; and
                    (F) in paragraph (7) (as redesignated)--
                            (i) by striking ``the Navajo Nation''; and
                            (ii) by striking ``with Navajo Nation law'' 
                        and inserting ``with applicable tribal law''.
            (2) In subsection (e)--
                    (A) by amending the subsection heading to read as 
                follows: ``Approval of Leases--Tribal Discretion.--'';
                    (B) in paragraph (1)--
                            (i) in the matter preceding subparagraph 
                        (A), by striking ``Any leases by the Navajo 
                        Nation'' and inserting ``At the discretion of 
                        any Indian tribe, any leases by the applicable 
                        Indian tribe''; and
                            (ii) in subparagraph (B), by striking 
                        ``Navajo Nation'' and inserting ``applicable 
                        Indian tribe'';
                    (C) in paragraph (2), by striking ``Navajo'';
                    (D) in paragraph (3)--
                            (i) by striking ``the regulations of the 
                        Navajo Nation'' and inserting ``such 
                        regulations''; and
                            (ii) by striking ``with the Navajo Nation'' 
                        and inserting ``with the applicable Indian 
                        tribe'';
                    (E) in paragraph (4), by striking ``Navajo Nation'' 
                each place it appears and inserting ``applicable Indian 
                tribe'';
                    (F) in paragraph (5)--
                            (i) by striking ``paragraph (1), including 
                        the Navajo Nation.'' and inserting ``paragraph 
                        (1).''; and
                            (ii) by striking ``to the Navajo Nation'' 
                        and inserting ``to the applicable Indian 
                        tribe'';
                    (G) in paragraph (6)(A)--
                            (i) by striking ``of the Navajo Nation'' 
                        and inserting ``of the applicable Indian 
                        tribe''; and
                            (ii) by striking ``Navajo Nation tribal'' 
                        and inserting ``tribal''; and
                    (H) in paragraph (6)(B), by striking ``Navajo 
                Nation'' both places it appears and inserting 
                ``applicable Indian tribe''.

SEC. 3. LAND TITLE REPORTS--REVIEW AND REPORT TO CONGRESS.

    Not later than 180 days after funds are made available for this 
section, the Bureau of Indian Affairs shall prepare and submit to the 
Committees on Financial Services and Natural Resources in the House of 
Representatives and the Committees on Banking, Housing, and Urban 
Affairs and Indian Affairs in the Senate a report regarding the history 
and experience of Indian tribes that have chosen to assume 
responsibility for operating the Indian Land Title and Records Office 
(hereafter referred to as the ``LTRO'') functions from the Bureau of 
Indian Affairs. In conducting the review, the Bureau of Indian Affairs 
shall consult with the Department of Housing and Urban Development 
Office of Native American Programs and those Indian tribes that are 
managing LTRO functions (hereafter referred to as the ``managing Indian 
tribes''). The review shall include an analysis of the following 
factors:
            (1) Whether and how tribal management of the LTRO functions 
        has expedited the processing and issuance of Indian land title 
        certifications as compared to when the Bureau of Indian Affairs 
        managed these programs.
            (2) Whether and how tribal management of the LTRO functions 
        has increased home ownership among the managing Indian tribe's 
        population.
            (3) What internal preparations and processes were required 
        of the managing Indian tribes prior to assuming management of 
        the LTRO functions.
            (4) Whether tribal management of the LTRO functions 
        resulting in a transfer of financial resources and manpower 
        from the Bureau of Indian Affairs to the managing Indian tribes 
        and, if so, what transfers were undertaken.
            (5) Whether, in appropriate circumstances and with the 
        approval of geographically proximate Indian tribes, the LTRO 
        functions may be performed by a single Indian tribe or a tribal 
        consortium in a cost effective manner.

Summary: Helping Expedite and Advance Responsible Tribal Homeownership Act or the HEARTH Act - Extends to any Indian tribe the discretion granted under current law only to the Navajo Nation to lease restricted lands without the approval of the Secretary of the Interior in specified circumstances.