Service Members Student Loan Relief Act

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Service Members Student Loan Relief 
Act''.

SEC. 2. DEFERRAL FOR CERTAIN PERIOD IN CONNECTION WITH RECEIPT OF 
              ORDERS FOR MOBILIZATION FOR WAR OR NATIONAL EMERGENCY.

    (a) Federal Family Education Loans.--Section 428(b)(1)(M) of the 
Higher Education Act of 1965 (20 U.S.C. 1078(b)(1)(M)) is amended--
            (1) in the matter preceding clause (i), by striking ``, 
        during any period'';
            (2) in clause (i), by striking ``during which'' and 
        inserting ``during any period during which'';
            (3) in clause (ii), by striking ``during which'' and 
        inserting ``during any period during which'';
            (4) in clause (iii)--
                    (A) by striking ``during which'' and inserting 
                ``during any period during which''; and
                    (B) in the matter following subclause (II), by 
                striking ``or'' after the semicolon;
            (5) by redesignating clause (iv) as clause (vi);
            (6) by inserting after clause (iii) the following:
                            ``(iv) in the case of any borrower who has 
                        received a call or order to duty described in 
                        subclause (I) or (II) of clause (iii), during 
                        the shorter of--
                                    ``(I) the period beginning on the 
                                date such call or order to duty is 
                                received by the borrower and ending on 
                                the first day of the service described 
                                in subclause (I) or (II) of clause 
                                (iii); and
                                    ``(II) the 180-day period preceding 
                                the first day of such service;
                            ``(v) notwithstanding clause (iv)--
                                    ``(I) in the case of any borrower 
                                described in such clause whose call or 
                                order to duty is cancelled before the 
                                first day of the service described in 
                                subclause (I) or (II) of clause (iii) 
                                because of a personal injury in 
                                connection with training to prepare for 
                                such service, during the period 
                                described in clause (iv) and during an 
                                additional period equal to the duration 
                                of such service, as specified by or 
                                otherwise determined in the original 
                                call or order to duty; and
                                    ``(II) in the case of any borrower 
                                whose call or order to duty is 
                                cancelled before the first day of such 
                                service for a reason other than an 
                                injury described in subclause (I), 
                                during the period beginning on the date 
                                the call or order to duty is received 
                                by the borrower and ending on the date 
                                that is 14 days after such call or 
                                order to duty is cancelled; and''; and
            (7) in clause (vi) (as redesignated by paragraph (5)), by 
        striking ``not in excess'' and inserting ``during any period 
        not in excess''.
    (b) Direct Loans.--Section 455(f)(2) of the Higher Education Act of 
1965 (20 U.S.C. 1087e(f)(2)) is amended--
            (1) in the matter preceding subparagraph (A), by striking 
        ``during any period'';
            (2) in subparagraph (A), by striking ``during which'' and 
        inserting ``during any period during which'';
            (3) in subparagraph (B), by striking ``not in excess'' and 
        inserting ``during any period not in excess'';
            (4) in subparagraph (C)--
                    (A) by striking ``during which'' and inserting 
                ``during any period during which''; and
                    (B) in the matter following clause (ii), by 
                striking ``or'' after the semicolon;
            (5) by redesignating subparagraph (D) as subparagraph (F);
            (6) by inserting after subparagraph (C) the following:
                    ``(D) in the case of any borrower who has received 
                a call or order to duty described in clause (i) or (ii) 
                of subparagraph (C), during the shorter of--
                            ``(i) the period beginning on the date such 
                        call or order to duty is received by the 
                        borrower and ending on the first day of the 
                        service described in clause (i) or (ii) of 
                        subparagraph (C); and
                            ``(ii) the 180-day period preceding the 
                        first day of such service;
                    ``(E) notwithstanding subparagraph (D)--
                            ``(i) in the case of any borrower described 
                        in such subparagraph whose call or order to 
                        duty is cancelled before the first day of the 
                        service described in clause (i) or (ii) of 
                        subparagraph (C) because of a personal injury 
                        in connection with training to prepare for such 
                        service, during the period described in 
                        subparagraph (D) and during an additional 
                        period equal to the duration of such service, 
                        as specified by or otherwise determined in the 
                        original call or order to duty; and
                            ``(ii) in the case of any borrower whose 
                        call or order to duty is cancelled before the 
                        first day of such service for a reason other 
                        than an injury described in clause (i), during 
                        the period beginning on the date the call or 
                        order to duty is received by the borrower and 
                        ending on the date that is 14 days after such 
                        call or order to duty is cancelled; and''; and
            (7) in subparagraph (F) (as redesignated by paragraph (5)), 
        by striking ``not in excess'' and inserting ``during any period 
        not in excess''.
    (c) Perkins Loans.--Section 464(c)(2)(A) of the Higher Education 
Act of 1965 (20 U.S.C. 1087dd(c)(2)(A)) is amended--
            (1) in the matter preceding clause (i), by striking 
        ``during any period'';
            (2) in clause (i), by striking ``during which'' and 
        inserting ``during any period during which'';
            (3) in clause (ii), by striking ``not in excess'' and 
        inserting ``during any period not in excess'';
            (4) in clause (iii), by striking ``during which'' and 
        inserting ``during any period during which'';
            (5) by redesignating clauses (iv) and (v) as clauses (vi) 
        and (vii), respectively;
            (6) by inserting after clause (iii) the following:
                    ``(iv) in the case of any borrower who has received 
                a call or order to duty described in subclause (I) or 
                (II) of clause (iii), during the shorter of--
                            ``(I) the period beginning on the date such 
                        call or order to duty is received by the 
                        borrower and ending on the first day of the 
                        service described in subclause (I) or (II) of 
                        clause (iii); and
                            ``(II) the 180-day period preceding the 
                        first day of such service;
                    ``(v) notwithstanding clause (iv)--
                            ``(I) in the case of any borrower described 
                        in such clause whose call or order to duty is 
                        cancelled before the first day of the service 
                        described in subclause (I) or (II) of clause 
                        (iii) because of a personal injury in 
                        connection with training to prepare for such 
                        service, during the period described in clause 
                        (iv) and during an additional period equal to 
                        the duration of such service, as specified by 
                        or otherwise determined in the original call or 
                        order to duty; and
                            ``(II) in the case of any borrower whose 
                        call or order to duty is cancelled before the 
                        first day of such service for a reason other 
                        than an injury described in subclause (I), 
                        during the period beginning on the date the 
                        call or order to duty is received by the 
                        borrower and ending on the date that is 14 days 
                        after such call or order to duty is 
                        cancelled;'';
            (7) in clause (vi) (as redesignated by paragraph (5)), by 
        striking ``not in excess'' and inserting ``during any period 
        not in excess''; and
            (8) in clause (vii) (as redesignated by paragraph (5)), by 
        striking ``during which'' and inserting ``during any period 
        during which''.
    (d) Rule of Construction.--Nothing in the amendments made by this 
section shall be construed to authorize any refunding of any repayment 
of a loan.
    (e) Applicability.--The amendments made by this section shall apply 
with respect to all loans made, insured, or guaranteed under title IV 
of the Higher Education Act of 1965 (20 U.S.C. 1070 et seq.).

SEC. 3. CONFORMING AMENDMENTS.

    Title IV of the Higher Education Act of 1965 (20 U.S.C. 1070 et 
seq.) is further amended--
            (1) in section 428B(d)(1)(A)(ii) (20 U.S.C. 1078-
        2(d)(1)(A)(ii)), by striking ``428(b)(1)(M)(i)(I)'' and 
        inserting ``clause (i)(I), (iv), or (v) of section 
        428(b)(1)(M)''; and
            (2) in section 493D(a) (20 U.S.C. 1098f(a)), by striking 
        ``section 428(b)(1)(M)(iii), 455(f)(2)(C), or 
        464(c)(2)(A)(iii)'' and inserting ``clause (iii) or (iv) of 
        section 428(b)(1)(M), subparagraph (C) or (D) of section 
        455(f)(2), or clause (iii) or (iv) of section 464(c)(2)(A)''.

Summary: Service Members Student Loan Relief Act - Amends title IV (Student Assistance) of the Higher Education Act of 1965 to allow members of the Armed Forces and National Guard to defer payments of principal on their Federal Family Education Loans, William D. Ford Federal Direct Loans, and Federal Perkins Loans for the period (up to 180 days) beginning on the date they receive a call or order to duty in connection with a war, military operation, or national emergency and ending on their first day of service. (Currently, the payment of principal on those loans is also deferred during their period of service and for the 180-day period after their demobilization date.) Allows individuals whose call to duty is cancelled before their first day of service: (1) due to a service training injury, to defer payments of principal on those loans through what would have been their period of service; and (2) for a reason other than a service training injury, to defer payments of principal on those loans for 14 days after that cancellation.