title: Global perspectives on open banking: Regulatory impacts and market response

authors: Akyildirim, E

subjects: Open Banking

abstract: This study investigates the adoption of open banking across several diverse global jurisdictions, focusing specifically on regulatory and market implications. Employing a comparative analysis, we examine the dual nature of open banking as both a regulatory framework and a technological innovation, exploring how different regulatory approaches shape its implementation and market reception. Results indicate significant variation in market responses to open banking announcements, presenting evidence of the underlying factors driving these disparities, such as the role of regulatory environments, technological infrastructures, and bank size in shaping market reactions.

text: Global perspectives on open banking: Regulatory impacts and market response This study investigates the adoption of open banking across several diverse global jurisdictions, focusing specifically on regulatory and market implications. Employing a comparative analysis, we examine the dual nature of open banking as both a regulatory framework and a technological innovation, exploring how different regulatory approaches shape its implementation and market reception. Results indicate significant variation in market responses to open banking announcements, presenting evidence of the underlying factors driving these disparities, such as the role of regulatory environments, technological infrastructures, and bank size in shaping market reactions.

year: 2025

title: Introducing a new subject: The case of environmental education in Taiwanese junior high schools

authors: Yueh, Mei-Chun Michelle

subjects: environmental education

abstract: The introduction of environmental education in schools has been the focus of a long campaign worldwide since the late 1960s.  The difficulties in teaching environmental education, including the choice of curriculum models, and the obstacles to changing contemporary schooling patterns have been well documented.  The traditional process of new subject emergence has been detailed in the literature; whether or not environmental education should or could follow this traditional pattern of subject emergence in schools is the focus of this thesis.  

In Taiwan, the introduction of environmental education in junior high schools occurred as part of a nationwide curriculum change in 2002.  This research used an interpretive approach to explore the views and practices of staff in three typical Taiwanese junior high schools at this time.  The focus of the research was to study what happened at the level of classroom teaching and school development.  The research program was designed to interview both administrators and teachers before, during and after the first year (2002 school year) of curriculum implementation in each of the three case study schools.  Three rounds of interviews were conducted over a period of three years (Sept. 2001 - June 2004).  As well as interviews, national and school documents were collected; and announcements and decisions from the Ministry of Education and schools were documented.  Also, because the reform encouraged the development of school-based curriculum, a questionnaire was given to the one school which chose environmental education as their school-based curriculum in order to better understand the emergence of environmental education in this school.  

The findings show a paradox in Taiwanese junior high schooling: although each school placed considerable value on environmental education, the data showed that the introduction of environmental education via an infusion strategy during a time of national curriculum change had minimal impact in the three Taiwanese case study schools.  A cross-case analysis indicated the reason for this failure was the lack of effectiveness of eleven supporting themes often discussed in the emergence of a new subject: the possibility of gaining external examination credit and entry to a university department; the prioritising of the subject in school timetabling and programming; the development of a systematic syllabus; the presence of proactive support from central government leadership; the provision of teacher professional development; the inclusion in the informal as well as the formal curriculum in a school; the inclusion of environmental education in non-formal education in society; the presence of clear subject characteristics and definition; the presence of substantial school-based material interests; the gaining of support from an external constituency, especially parents; and the presence of an emergence process that couples internal value evolution with external compulsion.  The Taiwanese case studies raised three particular and additional themes for the emergence of environmental education, specifically: the need to set up long-term partnerships with local groups that have an interest in or responsibility for the local environment (e.g. societies, agencies and non-governmental organisations) to achieve local environment involvement; the need for a whole school approach through curriculum integration to achieve the transformative nature of environmental education; and the need to build up a sound cooperative network that includes people at all levels of the education system and society to achieve a national cooperation network.  These three particular themes derived from the nature of environmental education as a holistic, integrative and interdisciplinary subject.  In summary, the findings not only confirmed the themes important for the emergence of environmental education and other contemporary school subjects, but they also raised particular themes pertinent to the emergence of environmental education.  When these three particular themes are not taken into account, the effective emergence of environmental education in contemporary schooling, as exemplified by Taiwanese junior high schools, will be difficult to achieve in mainstream education.

text: Introducing a new subject: The case of environmental education in Taiwanese junior high schools The introduction of environmental education in schools has been the focus of a long campaign worldwide since the late 1960s.  The difficulties in teaching environmental education, including the choice of curriculum models, and the obstacles to changing contemporary schooling patterns have been well documented.  The traditional process of new subject emergence has been detailed in the literature; whether or not environmental education should or could follow this traditional pattern of subject emergence in schools is the focus of this thesis.  

In Taiwan, the introduction of environmental education in junior high schools occurred as part of a nationwide curriculum change in 2002.  This research used an interpretive approach to explore the views and practices of staff in three typical Taiwanese junior high schools at this time.  The focus of the research was to study what happened at the level of classroom teaching and school development.  The research program was designed to interview both administrators and teachers before, during and after the first year (2002 school year) of curriculum implementation in each of the three case study schools.  Three rounds of interviews were conducted over a period of three years (Sept. 2001 - June 2004).  As well as interviews, national and school documents were collected; and announcements and decisions from the Ministry of Education and schools were documented.  Also, because the reform encouraged the development of school-based curriculum, a questionnaire was given to the one school which chose environmental education as their school-based curriculum in order to better understand the emergence of environmental education in this school.  

The findings show a paradox in Taiwanese junior high schooling: although each school placed considerable value on environmental education, the data showed that the introduction of environmental education via an infusion strategy during a time of national curriculum change had minimal impact in the three Taiwanese case study schools.  A cross-case analysis indicated the reason for this failure was the lack of effectiveness of eleven supporting themes often discussed in the emergence of a new subject: the possibility of gaining external examination credit and entry to a university department; the prioritising of the subject in school timetabling and programming; the development of a systematic syllabus; the presence of proactive support from central government leadership; the provision of teacher professional development; the inclusion in the informal as well as the formal curriculum in a school; the inclusion of environmental education in non-formal education in society; the presence of clear subject characteristics and definition; the presence of substantial school-based material interests; the gaining of support from an external constituency, especially parents; and the presence of an emergence process that couples internal value evolution with external compulsion.  The Taiwanese case studies raised three particular and additional themes for the emergence of environmental education, specifically: the need to set up long-term partnerships with local groups that have an interest in or responsibility for the local environment (e.g. societies, agencies and non-governmental organisations) to achieve local environment involvement; the need for a whole school approach through curriculum integration to achieve the transformative nature of environmental education; and the need to build up a sound cooperative network that includes people at all levels of the education system and society to achieve a national cooperation network.  These three particular themes derived from the nature of environmental education as a holistic, integrative and interdisciplinary subject.  In summary, the findings not only confirmed the themes important for the emergence of environmental education and other contemporary school subjects, but they also raised particular themes pertinent to the emergence of environmental education.  When these three particular themes are not taken into account, the effective emergence of environmental education in contemporary schooling, as exemplified by Taiwanese junior high schools, will be difficult to achieve in mainstream education.

year: 2007

title: Ki te kapu o takau ringa - In the Hollow of my Hand: Wānanga based Photographic Approaches to Place Representation

authors: Hill, Rodrigo

abstract: Ka matakitaki iho au ki te riu o Waikato
 Ano nei hei kapo kau ake maaku; 
Ki te kapu o taku ringa, 
“I look down on the valley of Waikato, 
As though to hold it  
In the hollow of my hand.
 The words above are from Māori King Tawhiao’s maioha (song poem), a representation of his love for his homelands of the Waikato and the region known today as the King Country. Now imagine a large-scale photograph: a close-up of cupped hands, holding an object carefully. The phrase above informs Professor Tom Roa and Dr. Rodrigo Hill’s current research project titled ‘Te Nehenehenui - The Ancient Enduring Beauty in the Great Forest of the King Country’. With this project still in its early stages the research team will present early and ongoing creative practice developments, discussions and ideas about photography practice, wānanga, and place representation. The project promotes the use of wānanga (forums and meetings of focus groups through which knowledge - mātauranga - is discussed and passed on) and other reflective practices, engaging with and led by mana whenua (guardians of the land) providing a thread which will guide the construction of the photographic images. The research fuses wānanga, that is Mātauranga Māori (Māori Knowledge), and photography practice in novel ways, aiming to move away and challenge core photographic conventions and Eurocentric modes of place representation. Roa and Hill understand wānanga as a fluid practice of engagement which can be with mana whenua or with the taiao - the environment - either by itself or with the mana whenua. This is the essence of Kaupapa Māori Research.

text: Ki te kapu o takau ringa - In the Hollow of my Hand: Wānanga based Photographic Approaches to Place Representation Ka matakitaki iho au ki te riu o Waikato
 Ano nei hei kapo kau ake maaku; 
Ki te kapu o taku ringa, 
“I look down on the valley of Waikato, 
As though to hold it  
In the hollow of my hand.
 The words above are from Māori King Tawhiao’s maioha (song poem), a representation of his love for his homelands of the Waikato and the region known today as the King Country. Now imagine a large-scale photograph: a close-up of cupped hands, holding an object carefully. The phrase above informs Professor Tom Roa and Dr. Rodrigo Hill’s current research project titled ‘Te Nehenehenui - The Ancient Enduring Beauty in the Great Forest of the King Country’. With this project still in its early stages the research team will present early and ongoing creative practice developments, discussions and ideas about photography practice, wānanga, and place representation. The project promotes the use of wānanga (forums and meetings of focus groups through which knowledge - mātauranga - is discussed and passed on) and other reflective practices, engaging with and led by mana whenua (guardians of the land) providing a thread which will guide the construction of the photographic images. The research fuses wānanga, that is Mātauranga Māori (Māori Knowledge), and photography practice in novel ways, aiming to move away and challenge core photographic conventions and Eurocentric modes of place representation. Roa and Hill understand wānanga as a fluid practice of engagement which can be with mana whenua or with the taiao - the environment - either by itself or with the mana whenua. This is the essence of Kaupapa Māori Research.

year: 2023-10-25