title: Cost of small business banking: a New Zealand study

authors: Locke, Stuart

subjects: small business banking

abstract: The research reported in this article develops a model for assessing the cost of banking services faced by small businesses. The lack of price competition in the provision of small business banking services combined with limited transparency concerning actual fee levels prevents small businesses from readily estimating likely fee levels. Prior research and government reports note the difficulties faced by small business in relation to banking services and this research contributes to an understanding of the potential dead weight losses incurred resulting from poor signalling and information asymmetry and potentially a deficient public policy framework.

text: Cost of small business banking: a New Zealand study The research reported in this article develops a model for assessing the cost of banking services faced by small businesses. The lack of price competition in the provision of small business banking services combined with limited transparency concerning actual fee levels prevents small businesses from readily estimating likely fee levels. Prior research and government reports note the difficulties faced by small business in relation to banking services and this research contributes to an understanding of the potential dead weight losses incurred resulting from poor signalling and information asymmetry and potentially a deficient public policy framework.

year: 2009

title: A two-component phenomenology for homogeneous magnetohydrodynamic turbulence

authors: Oughton, Sean

subjects: mathematics

abstract: A one-point closure model for energy decay in three-dimensional magnetohydrodynamic (MHD) turbulence is developed. The model allows for influence of a large-scale magnetic field that may be of strength sufficient to induce Alfvén wave propagation effects, and takes into account components of turbulence in which either the wave-like character is negligible or is dominant. This two-component model evolves energy and characteristic length scales, and may be useful as a simple description of homogeneous MHD turbulent decay. In concert with spatial transport models, it can form the basis for approximate treatment of low-frequency plasma turbulence in a variety of solar, space, and astrophysical contexts.

text: A two-component phenomenology for homogeneous magnetohydrodynamic turbulence A one-point closure model for energy decay in three-dimensional magnetohydrodynamic (MHD) turbulence is developed. The model allows for influence of a large-scale magnetic field that may be of strength sufficient to induce Alfvén wave propagation effects, and takes into account components of turbulence in which either the wave-like character is negligible or is dominant. This two-component model evolves energy and characteristic length scales, and may be useful as a simple description of homogeneous MHD turbulent decay. In concert with spatial transport models, it can form the basis for approximate treatment of low-frequency plasma turbulence in a variety of solar, space, and astrophysical contexts.

year: 2006-04-21

title: Maori & Psychology Research Unit annual report 2008

authors: Rua, Mohi

subjects: Maori and Psychology Research Unit

abstract: Annual report of the Maori and Psychology Research Unit (MPRU) 2008. The unit was established in August of 1997. The unit is designed to provide a catalyst and support network for enhancing research concerning the psychological needs, aspirations, and priorities of Maori people. The MPRU is well situated to draw together skilled and experienced interdisciplinary research groups by networking and establishing working relationships with staff and students within the Faculty of Arts and Social Sciences, the University, and the wider community.

text: Maori & Psychology Research Unit annual report 2008 Annual report of the Maori and Psychology Research Unit (MPRU) 2008. The unit was established in August of 1997. The unit is designed to provide a catalyst and support network for enhancing research concerning the psychological needs, aspirations, and priorities of Maori people. The MPRU is well situated to draw together skilled and experienced interdisciplinary research groups by networking and establishing working relationships with staff and students within the Faculty of Arts and Social Sciences, the University, and the wider community.

year: 2009-03