title: A Real Charmer
author: Mikels, Jennifer
description: Conservative and sensible. As a respected loan officer at a bank, Kate Elliott had become a success by cultivating those qualities in herself--and she wanted the same attributes in a man. She was no foolish teenager to be smitten by a dazzling smile and dreamy eyes. She knew what she wanted--and Tony Patelli, with his good looks and charming manner, was not it. The man owned an amusement park, of all things!
  
  Although Tony had applied for a loan from Kate's bank, he was hardly desperate for the money--it was Kate herself that he couldn't live without. Somehow, he had to prove to her that he was a good risk-not just for a loan, but for a lifetime!