Try Loan Simulator 
Loan Simulator is a new tool to help you make decisions about your student loans. Use it to find a repayment plan that meets your needs and goals or to decide whether to consolidate. 

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Let's get started. 
We will guide you through a series of questions based on your selection below. 

I Want to Find the Best Repayment Strategy 
We will recommend a repayment plan based on your needs and goals and help you explore options like making extra payments or consolidating your loans. Log In and Start Or Start From Scratch See how you can lower your payment. See how you can pay off your loans faster. Decide whether to consolidate. 

I'm Struggling With My Payments 
Decide whether you want to temporarily stop payments or lower your monthly payment instead. Log In and Start Or Start From Scratch Consider a new repayment plan instead of suspending payments. Find out about the impacts of suspending payments. Learn how to avoid loan default. 

I Want to Simulate Borrowing More Money 
Find out what happens when you borrow more money to pay for educational expenses, returning to school, or finishing your studies later than expected. Coming Soon Or Start From Scratch Explore impacts when you borrow more. Find out about federal loan limits. See how choice of school affects how much you may need to borrow. 

How Accurate Is Loan Simulator? 
To get the most realistic results , provide complete and accurate information when using Loan Simulator. Keep in mind , this tool can t predict your future payments with 100% accuracy. In order to make these predictions , Loan Simulator makes several assumptions as it calculates monthly repayment amounts. Important: Results of Loan Simulator are for informational purposes only and should not be considered financial advice. You are encouraged to review all available options and make decisions about borrowing and repayment that align with your individual goals. Learn more about Loan Simulator calculations. 

Help Us Bu

user: Hi there. I'm looking information about loans, and the loan simulator.

assistant: Sure, we are here to help you. The loan simulator is a tool that will help you to know the realistic results related to your loan. Is this what you are looking for?

user: Yes, that's exactly what I'm looking.

assistant: Great! You just need to provide all the information in the most accurate way possible to get a prediction of how your loan could result.

user: Ok, is this information provided any legal value or I can use it when I try to apply for the loan?

assistant: The result of the loan simulator is just for informational purposes.

user: I see. But this will help you to be more accurate on what you can do for someone like me?

assistant: Yes, along with your feedback, questions and any kind of request, will help to improve the tool.

user: This may help me to know what would happen if I try to borrow more money for any extraordinary situation? 

assistant: yes, it can help you to know what would happen if you ask for more money for extra educational expenses, returning to school or finishing your studies later than expected. 

user: Great, that sounds pretty cool and use full, I can share this tool with my friends?

assistant: Yes, please. We invite you to share this tool with your friends and family and any person who can need it.