Do I need insurance? 
Yes. To register a vehicle in New York State you must have New York State issued automobile liability insurance coverage. If you do not maintain the coverage , the DMV can suspend your vehicle registration and your driver license. 

What kind of insurance do I need? 
New York law requires that you have auto liability insurance coverage. The minimum amount of liability coverage is $ 10,000 for property damage for a single accident $ 25,000 for bodily injury and $50,000 for death for a person involved in an accident $ 50,000 for bodily injury and $100,000 for death for two or more people in an accident Your liability insurance coverage must while the registration is valid, even if you don t use the vehicle there are exceptions for motorcycles 1 remain in effect be New York State insurance coverage , issued by a company licensed by the NY State Department of Financial Services and certified by NY State DMV - out - of - state insurance is never acceptable be issued in the name of the vehicle registrant, and remain in the name of the registrant at all times 2 The New York State Department of Financial Services website has more information about liability insurance and insurance companies licensed in New York: http://www.dfs.ny.gov [1]. 

More than 2 names on a vehicle registration 
There can only be 1 or 2 names on a registration registrants. Both the primary registrant first name listed on the registration and the co - registrant must sign the Vehicle Registration / Title Application PDF [2] MV-82 and provide their proofs of identity and date of birth. Both names must appear on the Insurance ID Card. 

Do I need insurance to register my vehicle? 
Yes. The DMV requires auto liability insurance to register a vehicle in New York. When you get insurance , your insurance company will issue proof of insurance in two ways. It will give you two original NY State Insurance ID Cards see a sample [3] or provide you with access to your digital electronic NY 

user: I'm enquiring about out of state insurance docs

assistant: We will never accept out - of - state vehicle insurance coverage of any type 

assistant: Is your vehicle registered in New York?

user: Yes

assistant: it must have New York State auto liability insurance coverage.
Your motorcycle must have insurance coverage any time it is operated on a public road or highway. Unlike most other motor vehicles , motorcycles are registered for one year rather than two

user: Do I need insurance to register my vehicle?

assistant: Yes the DMV requires auto liability insurance to register a vehicle in New York

user: How long do I have to register?

assistant: You must register your vehicle at the DMV within 180 days of the effective date on your insurance ID card

user: Where can I find more information?

assistant: The New York State Department of Financial Services website has more information about liability insurance and insurance companies licensed in New York : http://www.dfs.ny.gov

user: What kind of proof of insurance do I need?

assistant:  Your insurance company will issue proof of insurance in two ways: It will give you two original NY State Insurance ID Cards or provide you with access to your digital electronic NY State Insurance ID Card