dgand84/projgand huggingface dataset:
Benefits Planner: Retirement 


Other Things to Consider 
What Is The Best Age To Start Your Benefits? The answer is that there is no one " best age " for everyone and, ultimately, it is your choice. You should make an informed decision about when to apply for benefits based on your individual and family circumstances. Your monthly benefit amount can differ substantially based on the age when you start receiving benefits. If you decide to start benefits : before your full retirement age , your benefit will be smaller but you will receive it for a longer period of time. at your full retirement age or later , you will receive a larger monthly benefit for a shorter period of time. The amount you receive when you first get benefits sets the base for the amount you will receive for the rest of your life. You may want to consider the following when you make that decision : If you plan to continue working , there are limits on how much you can earn each year between age 62 and full retirement age and still get all your benefits. Depending on the amount of your benefit and your earnings for the year , you may have to give up some of your benefits. If your earnings will be high , you may decide to wait until full retirement age to start your benefits. Once you reach full retirement age , there is no limit on how much you can earn. Reminders : After you reach full retirement age , we recalculate your benefit amount to give you credit for any months in which you did not receive a benefit because of your earnings. When additional earnings appear on your record , we check whether they will increase your monthly benefit. If they do , we will send you a letter telling you your new benefit amount. You can apply for just Medicare at age 65 and start receiving retirement benefits later. When you think about retirement , be sure to plan for the long term. A man who turned 65 in 2014 can expect to live about another 19.3 years. A woman who turned 65 the same year can expect to live a

user: Hello, I wwas wondering where I begin?

assistant: Hope all is well. Are you at retirement age?

user: Yes I am 

assistant: Are you retired?

user: no i am not

user: Is there a best age to start?

assistant: The answer is that there is no one " best age " for everyone and , ultimately , it is your choice


user: If I expect to live long will i get more?

assistant:  you may want to delay starting your benefits until full retirement age or later


user: Do I need to pay for medicare?

assistant: we base the survivors benefit on that amount

user: What if my benefits are reduced?

assistant: Were they reduced?

user: What if i get early retirement

assistant: keep in mind that some company pensions include a Social Security - equivalent supplement that stops automatically at age 62
To create a my Social Security account , you ll be askedto : Verify your identity by providing personal information about yourself and answering questions thatonly you are likely to know. Create a username and password you ll use to access your online account. Confirm your email address or phone number by entering a one - time security code within 10 minutes ofreceiving it in order to help keep your personal information safe. 

Do you have a security freeze or fraud alert on your credit report? 
If you have a security freeze, fraud alert, or both on your credit report , you can still open a my Social Security account by temporarily lifting it. Contact our Identity Services Provider and request that they temporarily lift your security freeze orfraud alert. Create a my Social Security account online after lifting the security freeze or fraud alert. Reinstate the security freeze or fraud alert with the Identity Services Provider if needed. When yourequest a temporary lift of your credit freeze or fraud alert , the Identity Services Provider mayautomatically reinstate it after your temporary lift expires. If you don t want to temporarily lift your security freeze or fraud alert , you can visit your local Social Security office to open an account in person. For more information on security freezes and fraud alerts , read the Federal Trade Commission s Credit Freeze FAQs. 

Your personal mySocial Security account is for your use only 
Social Security is dedicated to protecting the information and resources entrusted to us, including your personal information and investment. For your protection , you re the only one who can create your personal my Social Security account for your own exclusive use. No one can create or use an account on your behalf, even with written permission. Don t share the use of your account with anyone else under any circumstances, as unauthorized use of this service is a misrepresentation of your identity to the federal government and could subject

user: Can my husband use my Social Security account?

assistant: No, sorry. Only you are allowed to create and use your mySocial Security account. 

assistant: Would you like more information about this security measure?

user: No, thank you.

user: What happens if I have a freeze on my account?

assistant: Once you request a temporary lift, your ISP will automatically reinstate it after the temporary lift expires.

user: Can I still open an account with a freeze on my credit report?

assistant: Yes, you can still open an account by doing a temporary lift. You will need to contact your identity services provider and request them to temporary lift the freeze.
You must apply for a conditional or restricted use license in person at a DMV office. You can do this at most, but not all, Motor Vehicles offices. Contact your nearest office [1] to find out where you can apply. 

Conditional 
The DMV can issue a conditional license to a qualified driver whose NY State license has been suspended or revoked because of an alcohol or drug - related violation. The driver must attend a Impaired Driver Program IDP [2] previously known as Drinking Driving Program DDP approved by the DMV. 

Restricted use 
The DMV can issue a restricted use license to a driver who qualifies and whose license is suspended or revoked because of violations or incidents that are not alcohol or drug - related, or because of some drug - related violations. 

Drivers from other states 
If you have a driver license issued in another state, and you meet the other requirements , you can receive a conditional driving privilege or a restricted driving privilege to drive in NY State. The conditions or the restrictions are the same as the conditions or restrictions for a driver with a NY State driver license. 

user: Hi there. I'm a person from another state different of NY, and I'm searching information.

assistant: Alright. I need to ask you: Is your driver license from another state too?

user: Yes, that's right. That's why I would like to know if there could be any issue.

assistant: No problem. You may receive some conditional driving privileges or restrictions to drive in NY state,  but they won't be any different to those received by drivers with a ny state driver license.
Título: Rufus Wainwright
Seção: Rise to fame, debut album
Background: Rufus McGarrigle Wainwright (born July 22, 1973) is an American-Canadian singer, songwriter, and composer. He has recorded seven albums of original music and numerous tracks on compilations and film soundtracks. He has also written a classical opera and set Shakespeare sonnets to music for a theater piece by Robert Wilson. Wainwright's self-titled debut album was released through DreamWorks Records in May 1998.

Conteúdo: Through weekly shows at Cafe Sarajevo, Wainwright was on the Montreal club circuit and eventually cut a series of demo tapes produced by Pierre Marchand, who later produced Wainwright's album Poses. The resulting tapes impressed his father Loudon, who passed them on to his friend Van Dyke Parks. Parks sent the recordings to Lenny Waronker, the DreamWorks executive who eventually signed Wainwright to his label. Waronker stated the following of Wainwright: "When I was about to listen to his tape, I remember clearly I was thinking, 'Gee, if he has the mom's musicality and smarts, and the dad's smarts and voice, that'd be nice.' Then I put it on and I said, 'Oh, my God, this is stunning.'" The singer moved to New York City in 1996, performing regularly at Club Fez. He relocated to Los Angeles that year and began his first studio album, 1998's Rufus Wainwright. Waronker paired Wainwright with producer Jon Brion, and the two spent most of 1996 and 1997 making the record. Wainwright recorded 56 songs in total, on 62 rolls of tape. The sessions cost $700,000. Wainwright's self-titled debut received critical acclaim; Rolling Stone recognized it as one of the best albums of the year, and named the singer "Best New Artist" of the year. Wainwright was nominated for four awards by the Gay & Lesbian American Music Awards, including Album of the Year, Pop Recording of the Year and Video of the Year, and won for Best New Artist. Rufus Wainwright won a GLAAD Media Award for Outstanding Music 

user: Demo tapes were produced by who?

assistant: demo tapes produced by Pierre Marchand,

user: Wainwright was nominated for four awards by who?

assistant: the Gay & Lesbian American Music Awards,

user: Rufus Wainwright won what media award?

assistant: Rufus Wainwright won a GLAAD Media Award for Outstanding Music Album

user: In 1996 Wainwright toured with who?

assistant: In 1996 Wainwright toured the UK as "Special Guest" of Kate & Anna McGarrigle.
Título: Ronald D. Moore
Seção: Post-Star Trek career (2000-03)
Background: Moore was raised in Chowchilla, California. He describes himself as a 'recovering Catholic' and is agnostic. Moore dabbled in writing and drama in high school. He went on to study government (political science) at Cornell University, where he was Literary Secretary of The Kappa Alpha Society, originally on a Navy ROTC scholarship, but left during his senior year in the spring of 1986 after losing interest in his studies.

Conteúdo: After leaving Voyager, Moore briefly worked as a consulting producer on Good vs Evil before joining Roswell as a co-executive producer and staff writer at the start of its second season in 2000. Moore and series creator Jason Katims jointly ran Roswell until the show ended in 2002. Moore wrote some of the show's most popular episodes, including "Ask Not" and the series finale "Graduation," which he co-wrote with Katims. He also wrote the episode "Cry Your Name." During this time, Moore also developed a pilot based on Anne McCaffrey's Dragonriders of Pern for The WB, but production on the project was halted due to 'creative differences' between Moore and the network. The network tried changing the story (without Moore's approval) until it didn't resemble the original book series. Moore was an original fan of the books, and refused to continue working on the pilot with the changes being made. In 2002, David Eick (whom Moore worked with on Good vs Evil) approached Moore about a new four-hour Battlestar Galactica mini-series for Universal. Moore developed the mini-series with Eick, writing the scripts and updating the old series, also developing a back-story that could work for a regular weekly series should the mini-series be successful. At the same time, Moore was approached by HBO about running a new television series called Carnivale; however they decided to offer the position to Henry Bromell instead and offered Moore a consultant position on the writing staff. He accepted, 

user: What did Moore did after Star Trek?

assistant: Moore briefly worked as a consulting producer on Good vs Evil before joining Roswell as a co-executive producer and staff writer at the start of its second season in 2000.
Access and manage your VA benefits and health care 


Health care 
Refill and track your prescriptions Send a secure message to your health care team Schedule and view your appointments View your lab and test results Apply now for VA health care 

Disability 
Check your claim or appeal status View your payment history Upload evidence to support your claim File for a VA disability increase File a claim for compensation 

Education 
Check your Post-9/11 GI Bill benefits View your payment history Change your current education benefits Compare GI Bill benefits by school Apply for education benefits 

Records 
Get Veteran ID cards Get your VA medical records Download your benefit letters Change your address Request your military records DD214 

Service member benefits 
Find out what benefits you may be eligible for during service and which time - sensitive benefits to consider when separating or retiring. 

Family member benefits 
Learn about the benefits you may qualify for as a spouse, dependent, or survivor. And find out what you're eligible for as a family member caring for a Veteran with disabilities. 

Burials and memorials 
Get help planning a burial in a VA national cemetery, order a headstone or other memorial item to honor a Veteran's service, and apply for survivor and dependent benefits. 

Careers and employment 
Apply for vocational rehabilitation services, get support for your Veteran - owned small business, and access other career resources. 

Housing assistance 
Find out if you're eligible for a VA - backed home loan. If you have a service - connected disability , see if you qualify for a housing grant to help you live more independently. 

Pension 
Apply for monthly payments for wartime Veterans and survivors with limited or no income who meet certain age and disability requirements. 

Life insurance 
Explore VA life insurance options for Veterans, service members, and families. Manage your policy online, file claims for benefits, and access helpful re

user: I would like to know more about how I can manage my VA benefits and health care, please.

assistant: Of course. Would you like to know more about managing your health care?

user: Yes, that's what I just said.

assistant: Gladly. You can refill and track your prescriptions, send a secure message to your health care team, schedule and view your appointments.

user: I see. What can you do for careers and employment?

assistant: You can apply for vocational rehabilitation services, get support for your Veteran-owned small business, and access other career resources.

user: Seems awfully useful, ok. What about family member benefits?

assistant: On our page you can learn about the benefits you may qualify for as a spouse, dependent, or survivor. You can also find out what you're eligible for as a family member caring for a Veteran with disabilities.
Título: Don Shula
Seção: Legacy
Background: Donald Francis Shula (born January 4, 1930) is a former professional American football coach and player who is best known as the head coach of the Miami Dolphins, the team he led to two Super Bowl victories, and to the only perfect season in the history of the National Football League (NFL). He was previously the head coach of the Baltimore Colts, with whom he won the 1968 NFL Championship. Shula was drafted out of John Carroll University in the 1951 NFL Draft, and he played professionally as a defensive back for the Cleveland Browns, Baltimore Colts, and Washington Redskins. Shula was named 1993 Sportsman of the Year by Sports Illustrated.

Conteúdo: Shula set numerous records in his 33 seasons as a head coach. He is the all-time leader in victories with 347. He is first in most games coached (526), most consecutive seasons coached (33), and Super Bowl losses (four, tied with Bud Grant, Dan Reeves, and Marv Levy). His teams won seven NFL conference titles: 1964, 1968, 1971-73, 1982, and 1984. Shula's teams were consistently among the least penalized in the NFL, and Shula served on the Rules Committee, to help change the game to a more pass-oriented league. He had a winning record against almost every coach he faced, with several exceptions: Levy, against whom he was 5-14 during the regular season and 0-3 in the playoffs; John Madden, against whom he was 2-2 in the regular season and 1-2 in the playoffs for a total of 3-4; and Bill Cowher, against whom Shula was 1-2 late in his career. Don Shula also had losing records against Tom Flores(1-6) Raymond Berry (3-8), Walt Michaels (5-7-1), and Vince Lombardi (5-8). Shula also holds the distinction of having coached five different quarterbacks to Super Bowl appearances (Johnny Unitas and Earl Morrall in 1968, Bob Griese in 1971, 1972, and 1973, David Woodley in 1982, and Dan Marino in 1984), three of them (Unitas, Griese, and Marino) future Hall of Famers. He also coached Johnny Unitas to another World Championship appearance (in the pre-Super Bowl era) in 1964. The only other NFL coach to approach this distinction is Joe Gibbs, who coached four Super Bowls with three different

user: What legacy did Shula leave as a coach?

assistant: He is the all-time leader in victories with 347. He is first in most games coached (526),

user: Did he hold any other records as a coach?

assistant: Shula also holds the distinction of having coached five different quarterbacks to Super Bowl appearances

user: Did he receive any awards?

assistant: On January 31, 2010, a statue of him was unveiled at Hard Rock Stadium.

user: How did Shula stand up next to other coaches?

assistant: He had a winning record against almost every coach he faced,

user: Did Shula lose to any coaches?

assistant: John Madden, against whom he was 2-2 in the regular season and 1-2 in the playoffs for a total of 3-4;
Student Loan Delinquency and Default 
Loans must be repaid. If you ve missed a payment or are having trouble making payments , immediately contact and discuss options with the organization that handles billing and other services for your loan to avoid defaulting on your loan. For the William D. Ford Federal Direct Loan Program or the Federal Family Education Loan Program , contact your loan servicer. For the Federal Perkins Loan Program , contact the school where you received the loan for details. If you know that your Perkins Loan has been assigned to the U.S. Department of Education , contact the ECSI Federal Perkins Loan Servicer. If you don t know who your loan servicer is , call the Federal Student Aid Information Center FSAIC at 1 - 800 - 433 - 3243. LOG IN Automatic Administrative Forbearance and Temporary 0% Interest as a Result of the COVID-19 National Emergency To provide relief to student loan borrowers during the COVID-19 national emergency , federal student loan borrowers are automatically being placed in an administrative forbearance, which allows you to temporarily stop making your monthly loan payments. In addition , interest is being temporarily set at 0% on federal student loans. This 0% interest and suspension of payments will last from March 13 , 2020, through Sept. 30 , 2020 , but you can still make payments if you choose. Have questions? Find out what loans qualify, and get additional information about the 0% interest period, administrative forbearance, and other student loan flexibilities due to the COVID-19 national emergency. 

Understanding Delinquency 
It's important to pay the amount shown on your bill and to pay by the due date. The first day after you miss a student loan payment , your loan becomes past due, or delinquent. Your loan account remains delinquent until you repay the past due amount or make other arrangements, such as deferment or forbearance, or changing repayment plans. If you are delinquent on your student loan payment 

user: I'm not making payments on my loan

assistant: You need to make your loan payments.

assistant: Are you having trouble making payments?
Título: The Seekers
Seção: Discovery in the United Kingdom
Background: The Seekers are an Australian folk-influenced pop quartet, originally formed in Melbourne in 1962. They were the first Australian pop music group to achieve major chart and sales success in the United Kingdom and the United States. They were popular during the 1960s with their best-known configuration as: Judith Durham on vocals, piano, and tambourine; Athol Guy on double bass and vocals; Keith Potger on twelve-string guitar, banjo, and vocals; and Bruce Woodley on guitar, mandolin, banjo, and vocals. The group had Top 10 hits in the 1960s with "I'll Never Find Another You", "A World of Our Own", "Morningtown Ride", "Someday, One Day" (written by Paul Simon),

Conteúdo: The Seekers were offered a twelve-month position as on-board entertainment on the Sitmar Line passenger cruise ship Fairsky in March 1964. In May, they travelled to the U.K. and had intended to return to Australia after staying ten weeks, but upon arrival they were offered work by a London booking agency, the Grade Organisation. They signed there with World Record Club and issued a single, "Myra", co-written by the group. The group regularly appeared on a British TV show series, "Call in on Carroll", hosted by Ronnie Carroll. After filling in on a bill headlined by folk singer Dusty Springfield, they met her brother, songwriter and producer Tom Springfield, who had experience with writing folk-pop material and lyrics/tunes with the siblings' earlier group The Springfields. He penned "I'll Never Find Another You", which they recorded in November 1964. It was released by EMI Records, on their Columbia Graphophone Company (Columbia) label, in December and was championed by the offshore radio station "Radio Caroline" which frequently played and promoted their music. Despite the fact that the group had not signed a contract with EMI, the single reached the U.K. "Top 50" and began selling well. In February 1965, it reached No.1 in the U.K. and Australia, and No.4 in the United States where it was released on EMI's Capitol Records label. "I'll Never Find Another You" was the seventh biggest-selling single in Britain for 1965 though their own "The Carnival Is Over", released later in

user: When were the Seekers discovered?

assistant: The Seekers were offered a twelve-month position as on-board entertainment on the Sitmar Line passenger cruise ship Fairsky in March 1964.

user: Where was the band from?

assistant: intended to return to Australia after staying ten weeks,

user: What was their first album?

assistant: CANNOTANSWER

user: Does the article mention anything about that first album?

assistant: CANNOTANSWER

user: So why did you say not to follow up :( Is there anything additional about the album?

assistant: CANNOTANSWER

user: Who discovered the band?

assistant: the Grade Organisation.

user: Is there any other important data about the bands discovery?

assistant: The group regularly appeared on a British TV show series, "Call in on Carroll", hosted by Ronnie Carroll.
Título: Josephine Butler
Seção: European pressure and the white slave trade; 1874-1880
Background: Josephine Elizabeth Butler (nee Grey; 13 April 1828 - 30 December 1906) was an English feminist and social reformer in the Victorian era. She campaigned for women's suffrage, the right of women to better education, the end of coverture in British law, the abolition of child prostitution, and an end to human trafficking of young women and children into European prostitution. Grey grew up in a well-to-do and politically connected progressive family which helped develop in her a strong social conscience and firmly held religious ideals. She married George Butler, an Anglican divine and schoolmaster, and the couple had four children, the last of whom, Eva, died falling from a banister.

Conteúdo: The fall of the Liberal government in 1874, and its replacement with Benjamin Disraeli's Conservative administration meant that the repeal campaign stalled; Butler called it a "year of discouragement" when there was "deep depression in the work". Although the LNA kept up the pressure, progress in persuading Liberal MPs to oppose the Contagious Diseases Acts was slow, and the government was implacable in its support of the measures. At a meeting of regional LNA branches in May, one speech focused on legislation in Europe; the meeting resolved to correspond with sister organisations on the continent. At the start of December 1874 Butler left for Paris and a tour that covered France, Italy and Switzerland, where she met with local pressure groups and civic authorities. She encountered strong support from feminist groups, but hostility from the authorities. She returned from her travels at the end of February 1875. As a result of her experiences, in March 1875 Butler formed the British and Continental Federation for the Abolition of Prostitution (later renamed the International Abolitionist Federation), an organisation that campaigned against state regulation of prostitution and for "the abolition of female slavery and the elevation of public morality among men". The Liberal MP James Stansfeld--who wished to repeal the Acts--became the federation's first general secretary; Butler and her friend, the Liberal MP Henry Wilson, became joint secretaries. In 1878 Josephine wrote a biog

user: What were the European pressure?

assistant: the LNA kept up the pressure, progress in persuading Liberal MPs to oppose the Contagious Diseases Acts was slow,
Título: Guns N' Roses
Seção: G N' R Lies
Background: Guns N' Roses, often abbreviated as GNR, is an American hard rock band from Los Angeles, California, formed in 1985. The lineup, when first signed to Geffen Records in 1986, consisted of vocalist Axl Rose, lead guitarist Slash, rhythm guitarist Izzy Stradlin, bassist Duff McKagan, and drummer Steven Adler. Guns N' Roses has released six studio albums, accumulating sales of more than 100 million records worldwide, including 45 million in the United States, making them the 41st best-selling artist of all time. Guns N' Roses' debut album, Appetite for Destruction (1987), reached number one on the Billboard 200 a year after its release, on the strength of "Sweet Child o' Mine", the band's only single to reach number one on the Billboard Hot 100.

Conteúdo: Guns N' Roses' next album, G N' R Lies, was released in November 1988. It included the four recordings from the band's 1986 EP Live ?!*@ Like a Suicide, as well as four new acoustic tracks. "Patience", the only single released from G N' R Lies, peaked at No. 4 in the U.S., while the album itself reached No. 2 on the Billboard 200. The album cover, a parody of tabloid newspapers, was modified after initial pressings to remove the headlines "Wife-beating has been around for 10,000 years" and "Ladies, welcome to the dark ages". The song "One in a Million" raised accusations of racism and homophobia. Rose denied that he was a racist and defended his use of a racial slur, claiming that "it's a word to describe somebody that is basically a pain in your life, a problem. The word nigger doesn't necessarily mean black," as well as listing the rap group N.W.A. and the John Lennon song Woman Is the Nigger of the World as other examples of musicians using the word. Several years later, Rose conceded that he had used the word as an insult towards black people who had tried to rob him, also using the word because it was taboo. In response to the allegations of homophobia, Rose stated that he considered himself "pro-heterosexual" and blamed this attitude on "bad experiences" with gay men. Guns N' Roses' late 1980s shows were often eventful for more than just the band's performance. During a November 1987 show in Atlanta, Rose assaulted a security guard and was held backstage by police, whil

user: Was there any hits on lies?

assistant: Patience", the only single released from G N' R Lies, peaked at No. 4 in the U.S.,

user: Did they tour for this album?

assistant: CANNOTANSWER

user: Did they win any awards for this album?

assistant: CANNOTANSWER
Título: Arapaho
Seção: Expansion on the plains
Background: The Arapaho (; in French: Arapahos, Gens de Vache) are a tribe of Native Americans historically living on the plains of Colorado and Wyoming. They were close allies of the Cheyenne tribe and loosely aligned with the Lakota and Dakota. The Arapaho language, Heenetiit, is an Algonquian language closely related to Gros Ventre (Ahe/A'ananin), whose people are considered to have separated from the Arapaho at an early time. The Blackfeet and Cheyenne also speak Algonquian languages, but theirs are quite different from Arapaho.

Conteúdo: Once established, the Arapaho began to expand on the plains through trade, warfare, and alliances with other plains tribes. Around 1811, the Arapaho made an alliance with the Cheyenne (Hitesiino' - ''scarred one''). Their strong alliance with the Cheyenne allowed the Arapaho to greatly expand their hunting territory. By 1826, the Lakota, Dakota, Cheyenne, and Arapaho pushed the Kiowa (Niiciiheihiinenno'; Kiowa tribe: Niiciiheihiiteen) and invading Comanche to the south. Conflict with the allied Comanche and Kiowa ended in 1840 when the two large tribes made peace with the Arapaho and Southern Cheyenne and became their allies. Chief Little Raven was the most notable Arapaho chief; he helped mediate peace among the nomadic southern plains tribes and would retain his reputation as a peace chief throughout the Indian Wars and reservation period. The alliance with the Comanche and Kiowa made the most southern Arapaho bands powerful enough to enter the Llano Estacado in the Texas Panhandle. One band of Southern Arapaho became so closely allied with the Comanche that they were absorbed into the tribe, adopted the Comanche language, and became a band of Comanche known as the Saria Tuhka (Sata Teichas) or Dog-Eaters band. Along the upper Missouri River, the Arapaho actively traded with the farming villages of the Arikara, Mandan, and Hidatsa, trading meat and hides for corn, squash, and beans. The Arikara referred to the Arapaho as the "Colored Stone Village (People)", possibly becaus

user: when was the expansion?

assistant: 1826,

user: what expanded?

assistant: the plains

user: what was special about the expansion?

assistant: allowed the Arapaho to greatly expand their hunting territory.

user: who did they trade with?

assistant: the Arapaho actively traded with the farming villages of the Arikara, Mandan,

user: who did they go to war with?

assistant: By 1826, the Lakota, Dakota, Cheyenne, and Arapaho pushed the Kiowa (Niiciiheihiinenno'; Kiowa tribe: Niiciiheihiiteen) and invading Comanche to the south.

user: what types of things did they trade?

assistant: hides for corn, squash, and beans.
Social Security Credits 
You must earn at least 40 Social Security credits to qualify for Social Security benefits. You earn Social Security credits when you work and pay Social Security taxes. The number of credits does not affect the amount of benefits you receive. It only determines if you are eligible or not. You do not get extra benefits for earning more than the minimum number of credits. We cannot pay benefits to you if you don t have enough credits. We use the amount of credits you ve earned to determine your eligibility for retirement or disability benefits, as well as your family s eligibility for survivors benefits when you die. 

How Credits Are Earned 
Since 1978 , when you work and pay Social Security taxes , you earn up to a maximum of four credits per year. Credits are based on your total wages and self - employment income for the year. You might work all year to earn four credits , or you might earn enough for all four in much less time. The amount of earnings it takes to earn a credit may change each year. In 2020 , you earn one Social Security or Medicare credit for every $1,410 in covered earnings each year. You must earn $5,640 to get the maximum four credits for the year. During your lifetime , you might earn more credits than the minimum number you need to be eligible for benefits. These extra credits do not increase your benefit amount. The average of your earnings over your working years , not the total number of credits you earn , determines how much your monthly payment will be when you receive benefits. Read our publication, " How You Earn Credits, " for more information. 

Number Of Credits Needed For Retirement Benefits 
If you were born after 1928 , you need 40 credits to qualify for retirement. 

Number Of Credits Needed For Disability Benefits 
To be eligible for disability benefits , you must meet a recent work test and a duration work test. The number of credits necessary to meet the recent work test depends on your age. The rule

user: Hello, I would like to obtain information about Social Security Credits

assistant: Of course You must earn at least 40 Social Security credits to qualify for Social Security benefits. You earn Social Security credits when you work and pay Social Security taxes.

user: How much credit should I have before I become disabled?

assistant: you must have at least 20 credits in the 10-year period immediately before you become disabled
Título: Jerry Springer
Seção: Politics to journalism
Background: Springer was born in the London Underground station of Highgate while the station was in use as a shelter from German bombing during World War II, and grew up on Chandos Road, East Finchley. His parents, Margot (nee Kallmann; a bank clerk) and Richard Springer (owner of a shoe shop), were Jewish refugees who escaped from Landsberg an der Warthe, Germany (now Gorzow Wielkopolski, Poland). His maternal grandmother Marie Kallmann, who was left behind, died in the gas trucks of Chelmno extermination camp (German occupied Poland). His paternal grandmother, Selma Springer (nee Elkeles), died at the hospital in the Theresienstadt concentration camp (German occupied Czechoslovakia).

Conteúdo: Springer's broadcast career started while he was an undergraduate at Tulane University, on WTUL New Orleans FM, a progressive format college radio station. It continued while he was still mayor of Cincinnati, with album-oriented rock radio station WEBN-FM, which was noted for its laid-back and irreverent radio format. The station featured commentaries by Springer under the banner "The Springer Memorandum." The popularity of these commentaries launched his broadcasting career. Springer was hired as a political reporter and commentator on Cincinnati's NBC affiliate, WLWT, which had, at the time, the lowest-rated news program. Later, having been named primary news anchor and Managing Editor, he needed a broadcast catchphrase in the model of other great newsmen. With the help of some others at WLWT, he created his signature line: "Take care of yourself, and each other." Within two years he was Cincinnati's number-one news anchor, along with partner Norma Rashid. For five years, he was the most popular one in the city, garnering ten local Emmy Awards for his nightly commentaries, which were frequently satirized by Cincinnati radio personality Gary Burbank. Those commentaries would eventually become his "Final Thought" on Springer. Springer would remain commentator at WLWT until January 1993. He resided in Loveland, Ohio, during this time. In 1997, the Chicago-based NBC-owned station WMAQ-TV hired Springer to serve as a news commentator. However, this proved to be unpopular among v

user: was Jerry in politics?

assistant: It continued while he was still mayor of Cincinnati,

user: How long was he Mayor?

assistant: CANNOTANSWER

user: Was Jerry a journalist?

assistant: Springer was hired as a political reporter and commentator on Cincinnati's NBC affiliate, WLWT,

user: Who did he work for?

assistant: on Cincinnati's NBC affiliate, WLWT,

user: Did he work for any other networks?

assistant: Chicago-based NBC-owned station WMAQ-TV hired Springer to serve as a news commentator.

user: How long was he a journalist?

assistant: CANNOTANSWER
Título: Victoria Beckham
Seção: Power and influence
Background: Beckham was born at the Princess Alexandra Hospital in Harlow, Essex, United Kingdom, and raised in Goffs Oak, Hertfordshire. She is the eldest of three children of Jacqueline Doreen (nee Cannon), a former insurance clerk and hairdresser, and Anthony William Adams, who worked as an electronics engineer. They founded an electronics wholesale business which allowed a comfortable upbringing for Victoria, her sister, Louise, and her brother, Christian Adams. Beckham's great-great-great-grandfather was German artist and revolutionary Carl Heinrich Pfander.

Conteúdo: In 2007, it was reported that Beckham was the 52nd richest woman in Britain and the 19th richest person in Britain with husband David, with an estimated joint wealth of PS112 million ($225 million). According to The Guardian, Beckham Ventures, a company linked to the Victoria Beckham fashion business, was the best performing brand in the family's three businesses in 2012, coming close to matching turnover in a sister company that promotes the David Beckham brand. In 2010, Beckhams's charity work with Save the Children earned her a nomination for the Do Something With Style Award, an awards show, produced by VH1. She is a patron of the Elton John AIDS Foundation. Beckham promotes faux/synthetic furs. Her stand against the fur industry generated praise from animal rights organisations, including PETA. Beckham has stated that she is "supportive of its [PETA's] high-profile anti-fur campaigns," and pledged "never to work with fur in any of her own fashion collections". In February 2013, she was assessed as one of the 100 most powerful women in the UK in the fashion category by Woman's Hour on BBC Radio 4. In 2014, Beckham joined the Ban Bossy campaign as a spokesperson advocating leadership roles for girls. Beckham was appointed Officer of the Order of the British Empire (OBE) in the 2017 New Year Honours for services to the fashion industry. She stated she "delighted and humbled for the recognition," which her husband also received in 2003. However, as recipients of honours are 

user: In what ways was Victoria Beckham powerful?

assistant: In 2007, it was reported that Beckham was the 52nd richest woman in Britain and the 19th richest person
Applying for Medicare Only 
If you are within three months of age 65 or older and not ready to start your monthly Social Security benefits yet , you can use our online retirement application to sign up just for Medicare and wait to apply for your retirement or spouses benefits later. Before you decide , you need to be sure that you understand how waiting until later will affect : the lifetime benefits we can pay on your account and your health insurance coverage. 

Lifetime Benefits We Can Pay On Your Record 
You can start your retirement benefit at any point from age 62 up until age 70. Your benefit amountwill be higher the longer you delay starting it. This adjustment is usually permanent. If you: Apply for benefits before full retirement age , your benefitswill be reduced because you are taking them earlier. (Full retirement age is 66 for people born between 1943 and 1954. Beginning with 1955, two months are added for every birth year until the full retirement age reaches 67 for people born in 1960 or later.) If your full retirement age is 66 and you decideto start your retirement benefits at age 65 , your benefit will be 93.33 percent of yourfull benefit amount. Delay receiving retirement benefits until after you reach full retirementage any month up to age 70 , you can increase your benefit by accumulating Delayed Retirement Credits. If your full retirement age is 66 and 2 months and you wait until age 70 , your benefitwill be 130.67 percent of your full retirement age benefit. Have family members who qualify for benefits, a delay meansyou would lose some of the benefits they might have received. However , delaying benefitsalso increases the maximum monthly survivors benefit your spouse may receive. 

If You Plan To Continue Working 
Even if you plan to continue working , you may still be able to receive some benefits. If you areunder full retirement age and you earn over a certain amount , we will deduct the excess earnings from your benefits. If you delay r

user: Is there life time benefits?

assistant: You can start your retirement benefit at any point from age 62 up until age 70 .

assistant: did you apply benefits before age 65?

user: yeah

assistant: You can start your retirement benefit at any point from age 62 up until age 70 .  

user: Where can I get more information?

assistant: For more information that will help you decide the best time to start benefits ,  please read Other Things To Consider 

user: what about health coverage?

assistant: Medicare is our country 's health insurance program for people age 65 or older 

user: Do I sign up for medicare part B?

assistant: When you sign up for Medicare  you will be asked if you want to enroll in Medical insurance Part B
Título: Jennifer Granholm
Seção: Early life and education
Background: Jennifer Mulhern Granholm (born February 5, 1959) is a Canadian-born American politician, lawyer, educator, author, political commentator and member of the Democratic Party who served as the Attorney General of Michigan from 1999 to 2003 and as the Governor of Michigan from 2003 to 2011. In January 2017, she became a CNN political contributor. Born in Vancouver, British Columbia, Granholm moved from Canada to California at age four. She graduated from San Carlos High School and briefly attempted an acting career, then held a variety of jobs before attending the University of California, Berkeley.

Conteúdo: Granholm was born in Vancouver, British Columbia, Canada, to Shirley Alfreda (nee Dowden) and Victor Ivar Granholm, both bank tellers. Granholm's maternal grandparents came from Ireland and Newfoundland. Her paternal grandmother was an emigrant from Norway and her paternal grandfather, who immigrated to Canada in the 1930s, came from Robertsfors, Sweden, where his father was the mayor. The former Minister for Enterprise and Energy and former Deputy Prime Minister of Sweden, Maud Olofsson, lives in Robertsfors, and when the two met in Sweden, the media revealed that Olofsson's husband is a relative of Granholm. Granholm's family moved to California when she was four years old. She grew up in Anaheim, San Jose, and San Carlos. Granholm graduated from San Carlos High School in 1977 and won the Miss San Carlos beauty pageant. As a young adult she attempted to launch a Hollywood acting career but was unsuccessful and abandoned her efforts at the age of 21. In 1978 she appeared on The Dating Game, and held jobs as a tour guide at Universal Studios and in customer service at the Los Angeles Times and was the first female tour guide at Marine World Africa USA in Redwood City, piloting boats with 25 tourists aboard. In 1980, at the age of 21 years, she became a naturalized U.S. citizen, worked for John B. Anderson's campaign for President of the United States as an Independent in the 1980 election. She then enrolled at the University of California, Berkeley, the first person in her fa

user: Where was she born?

assistant: Granholm was born in Vancouver, British Columbia, Canada,

user: When was she born?

assistant: CANNOTANSWER

user: Does she have siblings?

assistant: CANNOTANSWER

user: Where did she attend school?

assistant: San Carlos High School

user: Did she attend college?

assistant: University of California, Berkeley,

user: What did she study?

assistant: Political Science and French.
To create a my Social Security account , you ll be askedto : Verify your identity by providing personal information about yourself and answering questions thatonly you are likely to know. Create a username and password you ll use to access your online account. Confirm your email address or phone number by entering a one - time security code within 10 minutes ofreceiving it in order to help keep your personal information safe. 

Do you have a security freeze or fraud alert on your credit report? 
If you have a security freeze, fraud alert, or both on your credit report , you can still open a my Social Security account by temporarily lifting it. Contact our Identity Services Provider and request that they temporarily lift your security freeze orfraud alert. Create a my Social Security account online after lifting the security freeze or fraud alert. Reinstate the security freeze or fraud alert with the Identity Services Provider if needed. When yourequest a temporary lift of your credit freeze or fraud alert , the Identity Services Provider mayautomatically reinstate it after your temporary lift expires. If you don t want to temporarily lift your security freeze or fraud alert , you can visit your local Social Security office to open an account in person. For more information on security freezes and fraud alerts , read the Federal Trade Commission s Credit Freeze FAQs. 

Your personal mySocial Security account is for your use only 
Social Security is dedicated to protecting the information and resources entrusted to us, including your personal information and investment. For your protection , you re the only one who can create your personal my Social Security account for your own exclusive use. No one can create or use an account on your behalf, even with written permission. Don t share the use of your account with anyone else under any circumstances, as unauthorized use of this service is a misrepresentation of your identity to the federal government and could subject

user: I have a fraud alert on my credit report, can I create a My Social Security account?

assistant: It's only a fraud report or do you also have a security freeze?

user: Just the fraud report.

assistant: Have you requested a temporary lift for your fraud report?

user: I have, yes.

assistant: You can create your account. The Identity Services Provider may reinstate your fraud report after the temporary lift expires.
Applying for Medicare Only 
If you are within three months of age 65 or older and not ready to start your monthly Social Security benefits yet , you can use our online retirement application to sign up just for Medicare and wait to apply for your retirement or spouses benefits later. Before you decide , you need to be sure that you understand how waiting until later will affect : the lifetime benefits we can pay on your account and your health insurance coverage. 

Lifetime Benefits We Can Pay On Your Record 
You can start your retirement benefit at any point from age 62 up until age 70. Your benefit amountwill be higher the longer you delay starting it. This adjustment is usually permanent. If you: Apply for benefits before full retirement age , your benefitswill be reduced because you are taking them earlier. (Full retirement age is 66 for people born between 1943 and 1954. Beginning with 1955, two months are added for every birth year until the full retirement age reaches 67 for people born in 1960 or later.) If your full retirement age is 66 and you decideto start your retirement benefits at age 65 , your benefit will be 93.33 percent of yourfull benefit amount. Delay receiving retirement benefits until after you reach full retirementage any month up to age 70 , you can increase your benefit by accumulating Delayed Retirement Credits. If your full retirement age is 66 and 2 months and you wait until age 70 , your benefitwill be 130.67 percent of your full retirement age benefit. Have family members who qualify for benefits, a delay meansyou would lose some of the benefits they might have received. However , delaying benefitsalso increases the maximum monthly survivors benefit your spouse may receive. 

If You Plan To Continue Working 
Even if you plan to continue working , you may still be able to receive some benefits. If you areunder full retirement age and you earn over a certain amount , we will deduct the excess earnings from your benefits. If you delay r

user: Is there life time benefits?

assistant: You can start your retirement benefit at any point from age 62 up until age 70 .

assistant: did you apply benefits before age 65?

user: yeah

assistant: You can start your retirement benefit at any point from age 62 up until age 70 .  

user: Where can I get more information?

assistant: For more information that will help you decide the best time to start benefits ,  please read Other Things To Consider 

user: what about health coverage?

assistant: Medicare is our country 's health insurance program for people age 65 or older