If your school closes while you re enrolled or soon after you withdraw, you may be eligible for discharge of your federal student loan. 
Learn about the eligibility requirements for discharge and how you can apply. There are certain eligibility requirements to qualify for a closed school discharge ; you must apply to get a discharge. It s important for you to obtain your academic and financial aid records if your school closes since you might need those records if you plan to attend another school or want your student loans discharged. 

Discharge Criteria 
You may be eligible for a 100 percent discharge of your William D. Ford Federal Direct Loan Direct Loan Program loans, Federal Family Education Loan FFEL Program loans, or Federal Perkins Loans if you were unable to complete your program because your school closed, and if you were enrolled when your school closed ; you were on an approved leave of absence when your school closed ; or your school closed within 120 days after you withdrew. You are not eligible for discharge of your loans if your school closes and any of the following is true : Except in exceptional circumstances , you withdrew more than 120 days before the school closed. You are completing a comparable educational program at another school through a teach-out, by transferring academic credits or hours earned at the closed school to another school , or by any other comparable means. You completed all the coursework for the program before the school closed, even if you did not receive a diploma or certificate. 

Discharge Process 
Contact your loan servicer about the application process for getting your loan discharged. Be sure to continue to make payments on your loan while your discharge application is being processed. Find out what happens if your loan discharge is approved. Find out what happens if your loan discharge is denied. 

Automatic Closed School Discharge 
If you meet the eligibility requirements for a closed school discharge of your l

user: i need help i would like to know if your school closes while you enroll or soon after you retire, you may be eligible for discharge from your federal student loan

assistant: in this case you need to know the eligibility requirements for discharge and how you can apply.

user: ok but in this case I would like to know if I am eligible since if I attended a school that closed less than three years ago

assistant: In addition to that point if you meet the eligibility requirements for closed school discharge, and want your loans to be canceled, please contact your loan administrator to apply for closed school discharge now instead of waiting three years to receive a closed high school automatic.

user: Regarding the Discharge Criteria, if I want to be eligible for a one hundred percent discharge of my Federal Program loans that I must meet?

assistant: Were you enrolled when your school closed?

user: was not enrolled

assistant: and were you on an approved leave of absence when your school closed?

user: neither

assistant: Did your school close within 120 days of retirement?

user: if it closed within 120 days

assistant: I'm sorry You may not be eligible for a 100 percent discharge of your loans