I received an insurance 'letter' or 'order' from the DMV. What can I do? 
Read the letter or order see a sample [1] carefully, answer it quickly, and contact your insurance company immediately. If there is a problem , it is your responsibility to resolve it. If you do not , the DMV can suspend your vehicle registration and driver license. 

Do not 
use your vehicle if your insurance coverage is cancelled , even if you think it is a mistake keep the plates while you resolve a problem with your insurance company 1 

Do 
surrender your vehicle registration and plates [2] before your insurance coverage ends 

How do I respond to the letter or order? 
Your response must either prove that you have insurance coverage prove that you sold the vehicle prove that insurance coverage was not required If you have insurance coverage , also ask your insurance company do not ask your agent or broker to file an electronic notice of insurance coverage with the DMV. 

What must I do if I don t have liability insurance? 
If you don t have insurance, or if it is about to expire and you don t plan to replace it , you need to surrender your vehicle plates to the DMV [2] immediately. 

I received a Letter that states my insurance lapsed. What can I do? 
The letter means your insurance company notified the DMV that your insurance coverage ended, and that no other company notified the DMV about new coverage. If you have insurance , follow the instructions in the letter and contact your company or agent about the problem. Ask your company to file a notice of coverage with the DMV electronically. If you don t have insurance , you need to surrender your vehicle registration and plates to the DMV immediately. 

I received a Letter that states my license is suspended. What can I do? 
The letter means your insurance company notified the DMV that your insurance coverage ended, and that no other company notified the DMV about new coverage. If you have insurance , follow the instructions in the lett

user: Hello, can you explain what I have to do if I don't have a liability insurance?

assistant: Do you NOT have insurance, or is it just about to expire and you don t plan to replace it?

user: Yes, I don't have insurance currently.

assistant: In that case you need to surrender your vehicle plates to the DMV immediately.

user: The other day I also got a letter in the mail saying that my insurance lapsed. I have insurance, so what should I do in that situation?

assistant: Simply follow the instructions in the letter and contact your company or agent about the problem. Ask your company to file a notice of coverage with the DMV electronically.

user: What if I don't have insurance after all?

assistant: In that case you need to surrender your vehicle registration and plates to the DMV immediately.

user: Hold on. My wife just showed me another letter, in it they write that my license is suspended. What should I do now?

assistant: The letter means your insurance company notified the DMV that your insurance coverage ended, and that no other company notified the DMV about new coverage.

user: But what if I do have insurance?

assistant: Then you should follow the instructions in the letter and contact your company or agent about the problem. Ask your company to file a notice of coverage with the DMV electronically.

user: All that trouble, even though I am insured. But no can do. Any pointers on what I shouldn't do in my situation?

assistant: Do not use your vehicle if your insurance coverage is cancelled, even if you think it is a mistake and keep the plates while you resolve a problem with your insurance company.