Family Servicemembers Group Life Insurance (FSGLI) 
Family SGLI, also known as Family Servicemembers Group Life Insurance FSGLI, offers coverage for the spouse and dependent children of service members covered under full - time SGLI. Find out how much coverage you may qualify for and how to apply for and manage your benefits. 

Am I eligible for FSGLI? 
You may be able to get FSGLI if you re the spouse or dependent child of a service member who meets one of the requirements listed below. One of these must be true. The service member is : On active duty and covered by full - time SGLI , or A member of the National Guard or Ready Reserve covered by full - time SGLI You may qualify to get FSGLI as the spouse of someone with SGLI coverage no matter if your own status is active duty, retired, or civilian. 

Who s covered? 
Spouses of service members covered under SGLI Dependent children of service members covered under SGLI 

How much coverage can I get with Family Servicemembers Group Life Insurance? 
Up to a maximum of $100,000 of coverage for you as a spouse , not to exceed your service member s SGLI coverage , and $10,000 for each dependent child. Dependent children get free coverage. 

How do I get these benefits? 


If you re the civilian spouse of a service member signed up for full-time SGLI 
We ll automatically insure you under FSGLI. In this case , we ll automatically take your premium out of your service member s pay. 

If you re a military spouse and you were married on or after January 2, 2013 
We won t automatically cover you. You ll need to sign up through your service member. If your service member is a member of the Army, Navy, Air Force, Marines, Coast Guard, or National Oceanic and Atmospheric Administration , have them sign you up online through the SGLI Online Enrollment System SOES. To access SOES , have your service member : Go to milConnect Sign in. Go to Benefits, Life Insurance SOES- SGLI Online Enrollment System to sign up. Your service membe

user: How much will my service member pay for dependent coverage?

assistant:  [65] Nothing.s   [66] We provide dependent coverage at no cost until the child is 18 years old , or sometimes longer if the child meets one of the requirements listed below .

user: how to continue receiving dependent coverage after age 18?

assistant: one of these must be true 
The child :
Is a full - time student?

user: no

assistant: Becomes permanently and totally disabled before turning 18 and can t support themselves?

user: yes

user: How much will my service member pay for dependent coverage?

assistant: [65] Nothing.s   [66] We provide dependent coverage at no cost until the child is 18 years old , or sometimes longer if the child meets one of the requirements listed below .

user: How do I convert a spousal FSGLI policy to an individual insurance policy?

assistant:  [84] You have the option to convert spousal FSGLI coverage to a permanent , individual insurance policy such as whole life within 120 days from the date of your service member s :s
   [85] Separation from the militarys
   [86] Divorce from yous

user: what If any of the events listed happen?

assistant: you ,s [92] as the service member s spouse , [93] become solely responsible for all aspects of the policy , including premium payments .
   [94] You can t convert other types of policies such as term , variable , or universal life insurance .     [95] And , [96] supplementary policy benefits such as accidental death and dismemberment or a waiver of the premium for disability aren t considered part of the conversion policy .