Who s My Student Loan Servicer? 
Learn about the role that student loan servicers play in the repayment process and which servicer handles your federal student loans. 

What Loan Servicers Do 
A loan servicer is a company that we assign to handle the billing and other services on your federal student loan on our behalf, at no cost to you. Your loan servicer will work with you on repayment options such as income - driven repayment plans and loan consolidation and will assist you with other tasks related to your federal student loans. Keep your contact information up to date so your loan servicer can help you stay on track with repaying your loans. If your circumstances change at any time during your repayment period , your loan servicer will be able to help. Never pay an outside company for help with your federal student loans. Your loan servicer will help you for FREE. Contact your servicer to apply for income - driven repayment plans, student loan forgiveness, and more. 

Loan Servicer Assignment 
We will assign your loan to a loan servicer after your loan amount is first disbursed paid out. Your loan servicer will contact you after that. 

Identifying Your Servicer 
The following are loan servicers for loans that the U.S Department of Education ED owns. To find out who your loan servicer is , call the Federal Student Aid Information Center FSAIC at 1 - 800 - 433 - 3243. 

Whom to Contact for Loan Information 
If your loan is for the current or upcoming school year , contact your school s financial aid office directly for information about loan status, the timeframes for cancelling all or part of your loan or loan disbursement , and loan disbursement amounts and timing. Only your school's financial aid office can provide this information. If your loan was disbursed in a past school year and you re still in school , keep your contact information up to date with your school and contact your loan servicer when you withdraw, graduate, drop below half - time enrollmen

user: hi

assistant: For that kind of matters, you can use our information tools to determine which servicer handles your student loans.

user: O.k, but what if my student loans are from a servicer which is not with the Department of Education?

assistant: For those kind of loans, you'll have to contact the servicer itself to get any details about it and any other data related to repayment options and tools.

user: Oh, i see. Well, i suppose that's what will be done. Hey, Can you explain to me what a servicer can do?

assistant: Sure. As you probably know already, they are related to loans management, so in a formal way, they are companies that we assign to handle the billing and other services on your federal student loan on our behalf. That service is done without any cost for you.

assistant: Just for checking, Have your current loan conditions changed lately?

user: You know what?, I fact, they have change, yeah.

assistant: Understood. In that case, you'll find that your loan servicer will be a great help to you.

user: Well, I hope that be true, honest. So, going back a little, Can't you help me to know who's my servicer then?

assistant: Not if your loan isn't owned by ED. But, if happens that you have a loan owned by the Department of Education, then you can make use of the following number for the Federal Student Aid Information Center: 1-800-433-3243-

user: O.K., got it. I can be handy, i guess. Look, I'm not saying it's my case, but what can I do if lets say, I'm still going to classes and got this disbursed loan?

assistant: Well, if that happened and you still need a loan, you should then keep your information updated on your school and to contact your loan servicer, so they can be aware of the situation.