How to apply for a VA home loan Certificate of Eligibility 
Learn how to apply for a VA home loan Certificate of Eligibility COE. This is the first step in getting a VA direct or VA - backed home loan. It confirms for your lender that you qualify for the VA home loan benefit. Then , choose your loan type and learn about the rest of the loan application process. 

How do I prepare before starting my application? 
Gather the information you ll need to apply for your COE. Click on the description below that matches you best to find out what you ll need : If you re a Veteran , you ll need a copy of your discharge or separation papers DD214. If you re an active - duty Servicemember , you ll need : A statement of service signed by your commander, adjutant, or personnel officer showing this information : Your full name Your Social Security number Your date of birth you entered duty The date The duration of any lost time The name of the command providing the information If you re a current or former activated National Guard or Reserve member , you ll need a copy of your discharge or separation papers DD214. If you re a current member of the National Guard or Reserves, and have never been activated , you ll need : A statement of service signed by your commander, adjutant, or personnel officer showing this information : Your full name Your Social Security number Your date of birth you entered duty The date Your total number of creditable years of service The duration of any lost time The name of the command providing the information If you re a discharged member of the National Guard and were never activated , you ll need : Your Report of Separation and Record of Service NGB Form 22 for each period of National Guard service , and Your Retirement Points Statement NGB Form 23 and proof of the character of service If you re a discharged member of the Reserves and were never activated , you ll need : A copy of your latest annual retirement points , and Proof of your honorable s

user: Hi, i think i'll soon be in need of a loan for home purposes, but i'll also need proof of that. Do you have any option for veterans in that regard?

assistant: In fact, we have the Veterans home loan certificate of eligibility.That certificate is the first step in getting a veterans affairs backed home loan.

user: And that certificate will really be useful to me?

assistant: Of course. That document may well serve you as proof before your lender that you qualify for a Veterans home loan benefit.

user: That's a relief. And that's all i have to do right? Or do i have to do anything else?

assistant: You guessed right on that last one. Doing the application is just the first step. Next ones will be determined by loan type and lender you have, whether this be a private bank or a mortgage company.

assistant: Is your lender one of these institutions?

user: No, not at all.

assistant: I understand. Now, Are you part of native american people?

user: Yeah, i'm part of an autochthonous people. What happens there?

assistant: IF that's your case. then Veterans Affairs will be your lender.

user: That's pretty nice of you. I really appreciate that, thanks. Look, i forgot to mention this before, but i'm a discharged member of the National Guard. Based on that, is there something i need to present?

assistant: Sure. You'll have to present your Report of Separation and Record of Service or NGB Form 22 for each period of National Guard service. Along that, you'll have to present your Retirement Points Statement or NGB Form 23 plus a proof of the character of service.