If your federal student loan payments are high compared to your income, you may want to repay your loans under an income-driven repayment plan. 
Most federal student loans are eligible for at least one income - driven repayment plan. If your income is low enough , your payment could be as low as $0 per month. An income - driven repayment plan sets your monthly student loan payment at an amount that is intended to be affordable based on your income and family size. We offer four income - driven repayment plans : Revised Pay As You Earn Repayment Plan REPAYE Plan Pay As You Earn Repayment Plan PAYE Plan Income - Based Repayment Plan IBR Plan Income - Contingent Repayment Plan ICR Plan If you d like to repay your federal student loans under an income - driven plan , you need to fill out an application. Why pay for help with your federal student loans when your loan servicer will help you for FREE? Contact your servicer to apply for income - driven repayment plans, student loan forgiveness, and more. Learn more about loan servicers. If you're seeking Public Service Loan Forgiveness , you should repay your federal student loans under an income - driven repayment plan. Try This Resource Federal Student Loans : Repaying Your Loans Provides information about federal student loan repayment plan options, finding loan history and loan servicers, and making payments. 

How is my monthly payment amount calculated under an income-driven repayment plan? 
Generally , your payment amount under an income - driven repayment plan is a percentage of your discretionary income. The percentage is different depending on the plan. The chart below shows how payment amounts are determined under each income - driven plan. Depending on your income and family size , you may have no monthly payment at all. * For the IBR Plan , you're considered a new borrower on or after July 1 , 2014, if you had no outstanding balance on a William D. Ford Federal Direct Loan Direct Loan Program loan or Federal 

user: Hello i would like to get information about What types of federal student loans can I repay under an income-based repayment plan?

assistant: The table below shows the types of federal student loans you can pay under each of the income-based payment plans.

user: What happens if I consolidate a FFEL Program Loan?


assistant: You can repay the Direct Consolidation Loan under the REPAYE, PAYE and ICR Plan depending on The type of loan you consolidate.


user: How do I see the plans?


assistant: Try This Resource Federal Student Loans: Paying Off Your Loans Provides information on federal student loan repayment plan options, finds loan history and loan managers, and makes payments.


user: and how will my AGI be used?


assistant: Your AGI will be used if you filed a federal tax return in the past two years


user: yes

assistant: Is your current income not significantly different from the income reported on your most recent federal tax return?


user: yes

assistant: In that case This may be your adjusted adjusted gross income or alternative income documentation.


user: and where do I get more information?


assistant: Paying off your loans Provides information on federal student loan repayment plan options, finds loan history and loan managers, and makes payments