Receiving Financial Aid 
Your college or career school not the U.S. Department of Education will distribute your federal student aid. You ve told your school which financial aid you want to accept. Learn about when and how you will receive the aid. 

When You ll Receive Your Financial Aid 
The type of aid you accepted affects when you ll get your aid. 

Grants and Student Loans 
Generally , your school will give you your grant or loan money in at least two payments called disbursements. In most cases , your school must give you your grant or loan money at least once per term semester, trimester, or quarter. Schools that don t use traditional terms such as semesters or quarters usually must give you your grant or loan money at least twice for instance, at the beginning and midpoint of your academic year or program. Note: If you re a parent taking out a Direct PLUS Loan to help pay for your child s education expenses , your loan funds will be disbursed according to the same type of schedule. The following may apply if you haven t taken out a federal student loan before : If you re a first - year undergraduate student and a first - time borrower , you may have to wait 30 days after the first day of your enrollment period semester, trimester, etc. before your school is allowed to give you your loan money. Check with your school to see whether this rule applies. If you re a first - time borrower of a Direct Subsidized Loan or a Direct Unsubsidized Loan , you must complete entrance counseling before your school can give you your loan money. If you are a graduate or professional student taking out a Direct PLUS Loan for the first time , you must complete entrance counseling before you receive your first loan disbursement. Note: Counseling isn t required if you re a parent taking out a Direct PLUS Loan to help pay for your child s education. 

Work-Study 
If you re going to have a work - study job , you ll be paid at least once a month. If you don t receive the type or am

user: I wanted to know how you will give me the financial aid to pay for books

assistant: Has your school provided a way for you to obtain your books and supplies by the seventh day of the term?

user: no so what now?

user: is there anyway I can pay the bookstore later and get what I need now?

assistant: You can look to see if your school offers a bookstore voucher or other means for students to receive their books and supplies through the school or its bookstore.

user: so how does the grant work that I can't buy my books yet?

assistant: Usually the school first applies your grant money toward your tuition, fees, and room and board. Money left over is paid to you directly for other education expenses like the books you need.

user: can you give me any help with online materials I need for a class?

assistant: Your school may have negotiated a deal with the publisher that will allow you online access at a fraction of the cost you would pay for a physical book.

user: when do they usually gives us the financial aid for books?

assistant: Your school must pay any money that is left over after your aid is applied to your tuition and fees to you directly within 14 days unless you authorize the school to keep the money to pay for future charges