If your school closes while you re enrolled or soon after you withdraw, you may be eligible for discharge of your federal student loan. 
Learn about the eligibility requirements for discharge and how you can apply. There are certain eligibility requirements to qualify for a closed school discharge ; you must apply to get a discharge. It s important for you to obtain your academic and financial aid records if your school closes since you might need those records if you plan to attend another school or want your student loans discharged. 

Discharge Criteria 
You may be eligible for a 100 percent discharge of your William D. Ford Federal Direct Loan Direct Loan Program loans, Federal Family Education Loan FFEL Program loans, or Federal Perkins Loans if you were unable to complete your program because your school closed, and if you were enrolled when your school closed ; you were on an approved leave of absence when your school closed ; or your school closed within 120 days after you withdrew. You are not eligible for discharge of your loans if your school closes and any of the following is true : Except in exceptional circumstances , you withdrew more than 120 days before the school closed. You are completing a comparable educational program at another school through a teach-out, by transferring academic credits or hours earned at the closed school to another school , or by any other comparable means. You completed all the coursework for the program before the school closed, even if you did not receive a diploma or certificate. 

Discharge Process 
Contact your loan servicer about the application process for getting your loan discharged. Be sure to continue to make payments on your loan while your discharge application is being processed. Find out what happens if your loan discharge is approved. Find out what happens if your loan discharge is denied. 

Automatic Closed School Discharge 
If you meet the eligibility requirements for a closed school discharge of your l

user: What about closed school loan discharges?

assistant: Do you need to know the benefits you have by receiving a closed school loan discharge?

user: No, I do not need to know this.

assistant: Do you have a nonfederal private loan that you want a closed school discharge?

user: Yes, I have a nonfederal private loan that I want to know about closed school discharge.

assistant: You would need to get into contact with that private lender to find out any information about a closed school discharge through them.

user: I received several loans for different programs of study at the same school and was unable to complete any of the programs or transfer credits before the school closed, is it possible that all the loans would be discharged?

assistant: The only loans eligible for discharge are the ones for the program you didn't get to complete because of the school closure; not the ones you decided not to complete on your own and moved to another program.

assistant: Did you start a program and decide not to continue and move on to another field of study?

user: No, that is not what happened.

user: Are there certain criteria I need to meet to be eligible for a discharge of my federal student loan?

assistant: Yes, certain eligible requirements are needed to get a closed school discharge  and you must apply for it.