Do I need insurance? 
Yes. To register a vehicle in New York State you must have New York State issued automobile liability insurance coverage. If you do not maintain the coverage , the DMV can suspend your vehicle registration and your driver license. 

What kind of insurance do I need? 
New York law requires that you have auto liability insurance coverage. The minimum amount of liability coverage is $ 10,000 for property damage for a single accident $ 25,000 for bodily injury and $50,000 for death for a person involved in an accident $ 50,000 for bodily injury and $100,000 for death for two or more people in an accident Your liability insurance coverage must while the registration is valid, even if you don t use the vehicle there are exceptions for motorcycles 1 remain in effect be New York State insurance coverage , issued by a company licensed by the NY State Department of Financial Services and certified by NY State DMV - out - of - state insurance is never acceptable be issued in the name of the vehicle registrant, and remain in the name of the registrant at all times 2 The New York State Department of Financial Services website has more information about liability insurance and insurance companies licensed in New York: http://www.dfs.ny.gov [1]. 

More than 2 names on a vehicle registration 
There can only be 1 or 2 names on a registration registrants. Both the primary registrant first name listed on the registration and the co - registrant must sign the Vehicle Registration / Title Application PDF [2] MV-82 and provide their proofs of identity and date of birth. Both names must appear on the Insurance ID Card. 

Do I need insurance to register my vehicle? 
Yes. The DMV requires auto liability insurance to register a vehicle in New York. When you get insurance , your insurance company will issue proof of insurance in two ways. It will give you two original NY State Insurance ID Cards see a sample [3] or provide you with access to your digital electronic NY 

user: or can i register without one?

assistant: yes

assistant: no

user: Could i use other than New York State issued automobile liability insurance coverage?

assistant: No you could not and you need to maintain the coverage to avoid suspension of your vehicle registration and driver license by the DMV.

user: Is it compulsory that the name on the insurance card and vehicle registration application must be similar?

assistant: Yes. It must be similar.

user: Why would the DMV suspend my driving license if i am unable to maintain my insurance coverage?

assistant: It is up to the DMV. The DMV may or may not suspend both the vehicle registration and driving license when you are unable to maintain the coverage.

user: What is the minimum amount of liability coverage for a single accident?

assistant: It is  $ 10,000 for a single accident.

user: Can i just sent copies or fax my Insurance Identification Card?

assistant: Yes but please make sure the barcode on the document is clear because the DMV will not accept a card that the DMV barcode reader could not read.

user: What if the name on my vehicle registration application and Insurance Identification Card does not match?

assistant: You could not proceed with the registration.