Pay insurance lapse civil penalty [1] 


Determine if you can pay 


You can pay (and remove a suspension) if 
your insurance lapse is for 90 days or less 

You cannot pay if 
you already paid a civil penalty in the past 36 months 3 years your insurance lapse is 91 days or more Your payment does not guarantee that the DMV will restore your registration, or close other suspensions or revocations you have. It is your responsibility to know if the DMV restored your registration before you drive the vehicle. You can check the status of your driving privilege and vehicle registrations through MyDMV [2]. The DMV will not automatically send you a new registration document in the mail. If you do not want to pay the civil penalty , you can surrender your vehicle registration and plates [3] until the suspension period ends. 

Online 
You need a Suspension Order that states you are eligible to pay a civil penalty see a sample insurance letter [4]. Your order will have the 10 digit document ID number your vehicle plate number vehicle type (also called class e.g. PAS, COM) the first 3 letters of the registrant s name Pay insurance lapse civil penalty online [5 ] 

By mail 
Follow the instructions on your suspension order. Send the bottom part of the order along with a certified check, personal check, or money order payable to Commissioner of Motor Vehicles for the penalty to NYS Department of Motor Vehicles Financial Security Bureau PO BOX 2725 Albany NY 12220 - 0725 

At a DMV office 
You may pay this fee in person at any DMV office with a certified check, personal check or money order, payable to Commissioner of Motor Vehicles. 

How much do I need to pay? 
Your Suspension Order from the DMV shows how much you must pay. The amount depends on how long you did not have insurance coverage. Your payment is calculated based on the following table Example 1 : If your insurance lapse is 25 days , you may pay a civil penalty of $200 $8 per day for 25 days and not turn in your plates

user: Hello, I have a suspension order. How much should I pay?

assistant: Your DMV suspension order shows how much you must pay. The amount depends on how long you did not have insurance coverage. Your payment is calculated based on the following table

assistant: the expiration of your insurance is 25 days?

user: do not

user: and once I pay, will my refund be restored?

assistant: Your payment does not guarantee that the DMV will restore your registration or close any other suspensions or revocations you have. It is your responsibility to know if the DMV restored your registration before driving the vehicle. You can check the status of your driving privilege and vehicle records through MyDMV

user: and can i pay by mail?       

assistant: Follow the instructions in your suspension order. Send the bottom of the order along with a certified check, personal check, or money order made payable to the Motor Vehicle Commissioner for the fine

user: and how much should i pay if my insurance term is 90 days?

assistant: If your insurance term is 90 days, you can pay a total fine of $ 900 $ 8 per day for the first 30 days = $ 240; plus $ 10 per day for 31 days at 60 = $ 300; plus $ 12 per day on days 61 - 90 = $ 360 and not delivering your dishes; or you must turn in your plates and complete a 90 day registration suspension