Public Service Loan Forgiveness (PSLF) 
If you are employed by a U.S. federal, state, local, or tribal government or not - for - profit organization , you might be eligible for the Public Service Loan Forgiveness Program. Keep reading to see whether you might qualify. Alert! If your PSLF application is denied because some or all of your payments were not made under a qualifying repayment plan for PSLF , you might still be eligible for forgiveness through Temporary Expanded Public Service Loan Forgiveness. Learn more. The PSLF Program forgives the remaining balance on your Direct Loans after you have made 120 qualifying monthly payments under a qualifying repayment plan while working full - time for a qualifying employer. PSLF Resources Public Service Loan Forgiveness PSLF Help Tool Public Service Loan Forgiveness : Employment Certification Form Public Service Loan Forgiveness : Application for Forgiveness Public Service Loan Forgiveness Program FAQ 

Qualifying for PSLF 
To qualify for PSLF , you must be employed by a U.S. federal, state, local, or tribal government or not - for - profit organization ; work full - time for that agency or organization ; have Direct Loans or consolidate other federal student loans into a Direct Loan ; repay your loans under an income - driven repayment plan; and make 120 qualifying payments. To ensure you re on the right track , you should submit a Public Service Loan Forgiveness: Employment Certification Form annually or when you change employers. We ll use the information you provide on the form to let you know if you are making qualifying PSLF payments. This will help you determine if you re on the right track as early as possible. 

Qualifying Employment 
Qualifying employment for the PSLF Program isn t about the specific job that you do for your employer. Instead , it s about who your employer is. Employment with the following types of organizations qualifies for PSLF : Government organizations at any level U.S. federal, state,

user: hello i would like to get information about Eligible Repayment Plans


assistant: Eligible payment plans include all income-driven IDR payment plans that base your monthly payment on your income.


user: and what are the qualified payments?


assistant: Although the payments made under the Standard 10-Year Payment Plan are qualified payments, you would have to switch to an IDR plan to benefit from the PSLF.


user: and How should I send the PSLF forms?


assistant: Submit the completed form, with your employer's certification, to FedLoan Servicing, the federal loan servicer for the United States Department of Education for the PSLF Program. You can mail the form to this address:


assistant: FedLoan Servicing Already Your Administrator?


user: yes

assistant: You can upload your PSLF application or Employment Certification Form on your website.


user: and who will certify my employment?


assistant: Often it will be someone from the human resources department, although in some cases your direct supervisor or someone else may be authorized to certify your employment. Check with your organization to see who can certify your Employment Certification Form.


user: What if you don't regularly submit the Employment Certification Form?


assistant: then, at the time you apply for forgiveness, you will be required to submit an Employment Certification Form for each employer where you worked while making the required 120 qualified monthly payments.