You Can Apply For Retirement Benefits Or Medicare 
Apply Online The easiest and quickest way to apply for retirement, spouse's, ex - spouse's, or Medicare benefits is to apply online. Apply By Phone Call us at If you are deaf or hard of hearing , you can call us at TTY Apply In Person Visit your local Social Security office. Call first to make an appointment. If you do not live in the U.S. or one of its territories you can also - Contact the nearest U.S. Social Security office, U.S. Embassy or consulate. You must be at least 61 years and 9 months old to apply for retirement benefits. If you are already age 62 , you may be able to start your benefits in the month you apply. You should apply for benefits no more than four months before the date you want your benefits to start. Benefits are paid the month after they are due. If your benefits start in April, you will receive your first benefit payment in May. If you are not getting Social Security and you are not ready to retire , you should still use our online retirement benefit application to sign up for just Medicare three months before your 65th birthday. 

When You Apply 
Please be ready to supply the information we need to approve your application for these benefits : You Need To Apply For Retirement Benefits Or Medicare - Form SSA-1 Information You Need to Apply for Spouse's or Divorced Spouse's Benefits Information - Form SSA-2 You Need To Apply for Child's Benefits - Form SSA-4 Information We may ask you to provide certain documents to show that you are eligible and help us decide how much your benefits should be. If you do not have a birth certificate , you may request one from the state where you were born. For details on where to write in your state , check. Also , bring along your bank information so you can sign up for Direct Deposit. If you do not have a bank account you can sign up for the Direct Express card program. With Direct Express , deposits from federal payments are made directly to the card. 

user: I want to apply for my retirement benefits and need a little extra help

assistant: The easiest and quickest way would be to apply online

assistant: but you can also call. Will you be needing the number for people that are deaf or hard of hearing?

user: yes

assistant: You can call us at TTY 1-800-325-0778.

user: thanks, does Social Security do direct deposit if I get benefits?

assistant: Yes, bring your bank information so you can sign up for Direct Deposit .If you do not have a bank account you can sign up for the Direct Express card program . 

user: are there other legit places where I can get retirement benefits help?

assistant: Yes,  the Benefit Eligibility Screening Tool BEST ,can help identify other Social Security programs for which you may be eligible . there is The Employee Benefit Research Institute. Also the Ballpark E$timator, this calculator helps you get a basic idea of how much you need to save before you retire .

user: anything for help with pensions you don't have anymore and retirement?

assistant: If your pension plan was terminated, you may be able to use the PBGC's Find an Unclaimed Pension tool to find out if you have unclaimed benefits.

user: and what should I have with me when I apply for retirement benefits?

assistant: You need to supply the information we need to approve your application for benefits. You will need Form SSA-1 Information so we can help you