Benefits For Your Spouse 
Even if you have never worked under Social Security , you may be able to get spouse s retirement benefits if you are at least 62 years of age and your spouse is receiving retirement or disability benefits. You can also qualify for Medicare at age 65. If you are divorced , you may still be able to get benefits on your ex - spouse's record. For information on the requirements for Divorced Spouse's Benefits , read " If You Are Divorced You can receive the spouse's benefit no matter what your age is if you are caring for their child who is also receiving benefits. 

How Much Will I Receive? 
If you qualify and apply for your own retirement benefits and for benefits as a spouse , we always pay your own benefits first. If your benefits as a spouse are higher than your own retirement benefits , you will get a combination of benefits equaling the higher spouse benefit. If you begin receiving benefits : between age 62 and your full retirement age , the amount will be permanently reduced by a percentage based on the number of months up to your full retirement age. If you are under full retirement age and you continue to work while receiving benefits , your benefits may be affected by the retirement earnings test. at your full retirement age , your benefit as a spouse cannot exceed one - half of your spouse's full retirement amount. If you were born before January 2 , 1954 and have already reached full retirement age , you can choose to receive only the spouse s benefit and delay receiving your retirement benefit until a later date. If your spouse is full retirement age and applying for spouse s benefits only , they can apply online by using the retirement application. Your spouse can also contact us to schedule an appointment. If your spouse s birthday is January 2 , 1954 or later , the option to take only one benefit at full retirement age no longer exists. If your spouse files for one benefit , they will be effectively filing for all retirement o

user: Hi there, I am enquiring about benefits for my spouse in retirement

assistant: You may be able to get spouse's retirement benefits even if you never worked under Social Security. You may qualify for these benefits if you are at least  years of age and your spouse is receiving retirement of disability benefits. You may also qualify for Medicare at the age of 65

user: What happens with spouse's benefits if I am divorced?

assistant: If you are divorced, you may still qualify for benefits on your ex-spouse's record

user: How do I know how much I will receive in spouse's benefits?

assistant: Will you be applying for your own retirement benefits and for benefits as a spouse?

user: No, not at this time

assistant: Do you know if your benefits as a spouse will be higher than your own retirement benefits?

user: Yes, my benefits as a spouse will be higher

assistant: In this case, you will receive a combination of benefits that will equal the higher spouse benefit

user: How do I apply for benefits if I am hard of hearing?

assistant: If you are deaf or hard of hearing, you can contact us at TTY 1-800-325-0778

user: How can I apply for spouse benefits?

assistant: You can apply online using our Social Security Retirement/Medicare Benefit Application. This can be used to apply for retirement, spouse's, divorced spouse's or Medicare benefits