VA housing assistance 
VA housing assistance can help Veterans, service members, and their surviving spouses to buy a home or refinance a loan. We also offer benefits and services to help you build, improve, or keep your current home. Find out how to apply for and manage the Veterans housing assistance benefits you've earned. 

On this page 
Get VA Home Loan Benefits Get Veterans Housing Assistance Grants 

How do I get help if I'm homeless or at risk of becoming homeless? 
We offer many programs and services that may help including free health care and, in some cases, free limited dental care. We can also help you connect with resources in your community, like homeless shelters or faith - based organizations. Find the support you need : Call the National Call Center for Homeless Veterans at 877 - 424 - 3838 for help 24 hours a day , 7 days a week. You ll talk privately with a trained VA counselor for free. Contact your nearest VA medical center and ask to talk with the VA social worker. If you're a female Veteran , ask for the Women Veterans Program Manager. Find the nearest VA medical center Talk with someone right now : If you're a Veteran in crisis or concerned about one , connect with our caring, qualified Veterans Crisis Line responders for confidential help. Many of them are Veterans themselves. This service is private, free, and available 24/7. Chat online with a trained VA staff member 

Get VA Home Loan Benefits 
About VA Home Loan TypesLearn how VA direct and VA - backed home loans work and find out which loan type may be right for you. EligibilityFind out if you're eligible for a VA direct or VA - backed home loan, based on your service history and duty status. How to Apply for Your Certificate of EligibilityGet instructions for how to apply for your VA home loan Certificate of Eligibility COE and what to do next depending on your loan type. VA Home Loan Programs for Surviving SpousesFind out if you're eligible and how to apply for a VA home loan COE a

user: Hello there, I wanted to know how to get a VA home loan benefit.

assistant: Of course. On our page you can learn how VA direct and VA-backed home loans work and find out which loan type may be right for you.

user: Yeah, you see, I have some problems. I can't exactly make my payments on my mortgage and it's VA-backed. Can you help me?

assistant: Yes, we can help you to avoid foreclosure if you're struggling to make your monthly mortgage payments.

user: I have a disability from a combat mission that prevents me from working and I don't know how to make my payments. Can't I get some benefits?

assistant: You might. If your service-connected disability limits your ability to work or prevents you from working, find out if you can get VR&E benefits and services like help exploring employment options and getting more training if required.

user: And what about Veterans housing assistance grants?

assistant: On our page you can find out how to apply for a housing grant as a Veteran or service member with a service-connected disability.

assistant: Would you like to know more about other VA benefits and services?

user: No, thank you.

user: You can tell me one more thing though. What if I can't pay my mortgage and I become homeless after losing my house? Can you help me then?

assistant: Of course. You can find support by calling the National Call Center for Homeless Veterans at 877-424-3838 for help 24 hours a day, 7 days a week. You'll talk privately with a trained VA counselor for free.