Public Service Loan Forgiveness (PSLF) 
If you are employed by a U.S. federal, state, local, or tribal government or not - for - profit organization , you might be eligible for the Public Service Loan Forgiveness Program. Keep reading to see whether you might qualify. Alert! If your PSLF application is denied because some or all of your payments were not made under a qualifying repayment plan for PSLF , you might still be eligible for forgiveness through Temporary Expanded Public Service Loan Forgiveness. Learn more. The PSLF Program forgives the remaining balance on your Direct Loans after you have made 120 qualifying monthly payments under a qualifying repayment plan while working full - time for a qualifying employer. PSLF Resources Public Service Loan Forgiveness PSLF Help Tool Public Service Loan Forgiveness : Employment Certification Form Public Service Loan Forgiveness : Application for Forgiveness Public Service Loan Forgiveness Program FAQ 

Qualifying for PSLF 
To qualify for PSLF , you must be employed by a U.S. federal, state, local, or tribal government or not - for - profit organization ; work full - time for that agency or organization ; have Direct Loans or consolidate other federal student loans into a Direct Loan ; repay your loans under an income - driven repayment plan; and make 120 qualifying payments. To ensure you re on the right track , you should submit a Public Service Loan Forgiveness: Employment Certification Form annually or when you change employers. We ll use the information you provide on the form to let you know if you are making qualifying PSLF payments. This will help you determine if you re on the right track as early as possible. 

Qualifying Employment 
Qualifying employment for the PSLF Program isn t about the specific job that you do for your employer. Instead , it s about who your employer is. Employment with the following types of organizations qualifies for PSLF : Government organizations at any level U.S. federal, state,

user: I need to know who I can contact to answer my PSLF questions.

assistant: I can assist you with that, but would you like to hear about additional sources of information available to you?

user: Yes, that would be very helpful.

assistant: Excellent. The first place you should go to for information is the PSLF FAQ page. 

user: What types of employment qualify me for the PSLF Program?

assistant: Those who work for a government organization at any level(state, federal, local, tribal) qualify for the PSLF Program.

user: I went to the FAQ page, but I still have questions. Who can I contact to help me?

assistant: Since you were unable to find the information that you need on the FAQ page, your next step will be to contact FedLoan Servicing at 1-855-265-4038.

user: Which repayment plans qualify for this program?

assistant: All income-driven repayment IDR plans and plans that base your monthly payment on your income qualify for the program.

user: I have a FFEL Program loan. Am I eligible for the program?

assistant: Loans from the FFEL Program and Federal Perkins Loan Program do not qualify for this program. However, if you were to consolidate your loan into a Direct Consolidation Loan, you could be eligible.