Benefits Planner 
Social Security can provide you, your spouse, and other eligible members of your family with benefits : when you retire ; if you become disabled ; and when you die. Use our planners to help you better understand your Social Security protection as you plan for your financial future. Then choose a benefit calculator to get estimates of benefits you and your family may be eligible for. 

Apply For Benefits Online 
If you want to apply for retirement benefits, disability benefits, or just Medicare and you meet certain criteria , you can complete your application online. You will be asked to agree to a Terms of Service Agreement and create or log in to your personal my Social Security account. If we are not able to process your request , you will receive specific information on how to contact us by phone or schedule an appointment. If you are the spouse or divorced spouse of a retired or disabled worker , within 3 months of age 62 or older and you meet certain criteria , you can fill out your application for monthly benefits or just Medicare online. For more information about ways to apply , visit For more information about applying for Medicare only and delaying retirement benefits , visit 

Retirement Benefits 
Use our Retirement Planner to learn : how you qualify for Social Security retirement benefits ; about possible benefits you may be eligible for on someone else's record ; which members of your family may get benefits based on your earnings record ; and how and when you should apply. 

Disability Benefits 
Use our Disability Planner to find out how you and your family may qualify for benefits if you become severely disabled before you qualify for retirement benefits. Even very young workers may already have earned disability protection. Learn more about work credits and how they affect disability benefits. 

Survivors Benefits 
Use our Survivors Planner to learn : if you die how your family members are protected or how you may qualify as a sur

user: Good afternoon, I'm looking for some information about the Benefits planner.

assistant: Sure. It's something available to you and other family members by Social Security in certain event or circumstances.

user: I see. So, any of member under my family can be provided with those benefits?

assistant: That's right. Any from your spouse, to other eligible family members.

user: That kind of benefits apply when i retire, isn't?

assistant: Correct. Plus, you can apply for those in cases when you get disabled or death occurs.

user: Umm, i would prefer to avoid that last one, but is good to know the criteria. Say, what can i do if i already have a significant amount of Social Security credits, allowing me to qualify?

assistant: If you have those, you can proceed and use our retirement estimator for a personalized estimate of your retirement benefits. The estimator is instant, and you can use different dates and ages for a better retirement date.

user: And if happens that i don't have enough points? What do i do?

assistant: Then you can go and use one of our benefit calculator, so you can estimate your future retirement, disability or survivor benefits.

user: These things can be completed using the computer, right?

assistant: Are you goind to try it online?

user: No, i'm only curious about it.

assistant: In any cse, you would be willing to do that process, even if we are not able to process your request?