If you re totally and permanently disabled, you may qualify for a discharge of your federal student loans and/or Teacher Education Assistance for College and Higher Education (TEACH) Grant service obligation. 
A total and permanent disability TPD discharge relieves you from having to repay a William D. Ford Federal Direct Loan Direct Loan Program loan, a Federal Family Education Loan FFEL Program loan, and/or a Federal Perkins Loan or to complete a TEACH Grant service obligation. To qualify for a TPD discharge , you must complete and submit a TPD discharge application, along with documentation showing that you meet our requirements for being considered totally and permanently disabled, to Nelnet, the servicer that assists the U.S. Department of Education with the TPD discharge process. Note: Throughout this page , the words " we, " " our, " and " us " refer to the U.S. Department of Education. 

How do I show that I qualify for a TPD discharge? 
You can show that you qualify for a TPD discharge by providing documentation from one of three sources : the U.S. Department of Veterans Affairs VA the Social Security Administration SSA a physician There are specific requirements for each type of supporting documentation that you can submit to show your eligibility. 

VA Documentation 
If you re a veteran , you can qualify for a TPD discharge by providing documentation from the VA that shows you have received a VA disability determination because you 1 have a service - connected disability that is 100 percent disabling; or 2 are totally disabled based on an individual unemployability rating. 

SSA Documentation 
If you re eligible for Social Security Disability Insurance or Supplemental Security Income , you can qualify for a TPD discharge if you provide a copy of your SSA notice of award or Benefits Planning Query showing that your next scheduled disability review will be five to seven years or more from the date of your last SSA disability determination. We work with th

user: What would happen if my obligation to repay my loans or satisfy my TEACH grant obligation is reinstated?

assistant: You would again be responsible to repay your loans with the terms of your promissory note that you signed.

assistant: Did you apply for a discharge of loans?

user: Yes, I applied for a discharge.

assistant: Your status of your loans would go back to the status they were before you applied for the discharge.

user: What if I am a veteran that proved I am totally and permanently disabled?

assistant: You would be considered to have received the discharge for a federal tax purposes on the date the discharge was approved.

user: Do I need to resume repayment on my previously discharged loans?

assistant: Yes, you must resume repayment of your previously discharged loans or acknowledge that you are once again responsible to meet the terms and conditions of your TEACH grant service obligation.

user: I received a TPD discharge but would like to go back to school, could I get more student loans or TEACH Grants?

assistant: Actually you would be able to but some conditions would need to be met.

user: What if I received a TPD discharge based on VA documentation?

assistant: You would have to give your school a letter from a physician stating you are able to engage in gainful activity, sign a statement that you can't get another TPD discharge.