You might be eligible for a discharge of your federal student loans based on false certification. 
Learn more about false certification discharge to see whether you might qualify. You might be eligible for a discharge of your loan made under the William D. Ford Federal Direct Loan Direct Loan Program or Federal Family Education Loan FFEL Program if your school falsely certified your eligibility to receive a loan. 

What are the eligibility requirements to qualify for a loan discharge based on false certification? 
There are three categories of false certification through which you might be eligible for a discharge of your Direct Loans or FFEL Program loans : Ability to benefit: The school falsely certified your eligibility to receive the loan based on your ability to benefit from its training , and you didn t meet the ability - to - benefit student eligibility requirements that were in effect at the time the school determined your eligibility. Disqualifying status: The school certified your eligibility to receive the loan , but at the time of the certification, you had a status physical or mental condition, age, criminal record, or other circumstance that disqualified you from meeting the legal requirements for employment in your state of residence in the occupation for which the program of study was preparing you. Unauthorized signature or unauthorized payment : The school signed your name on the loan application or promissory note without your authorization or the school endorsed your loan check or signed your authorization for electronic funds transfer without your knowledge , and the loan money wasn t given to you or applied to charges you owed to the school. 

How do I apply for a loan discharge? 
If you have a Direct Loan or FFEL Program loan and you re ready to apply for the false certification discharge , you must complete the loan discharge application that applies to your circumstance : Loan Discharge Application : False Certification Ability to Benefit 

user: How can I find out if I am eligible for a discharge of my federal loan, based on false certification?

assistant: We have a dedicated section on our website for false certification discharge, which will inform you whether you qualify or not

user: What exactly is refunded if my loan is discharged?

assistant: The entire remaining balance of your loan is cleared and any payments made on the loan are refunded

user: Is there a minimum or maximum amount that is refunded if I am approved for a loan discharge?

assistant: Upon approval of a loan discharge, whatever balance is outstanding along with whatever repayments you made to the loan are refunded

user: Is it possible that a parent PLUS loan could be discharged?

assistant: Have you evidence that the school falsely certified the student's ability to benefit from its training?

user: No, I have no evidence as yet

assistant: Do you know if the student in question had a disqualifying status at the time that the school in question certified the eligibility to receive a parent PLUS loan?

user: I don't know the answer to this but will be making enquiries to find out

assistant: Is there any evidence available that the school signed your name on the promissory note or other loan documents without having your authorization?