Do I need insurance? 
Yes. To register a vehicle in New York State you must have New York State issued automobile liability insurance coverage. If you do not maintain the coverage , the DMV can suspend your vehicle registration and your driver license. 

What kind of insurance do I need? 
New York law requires that you have auto liability insurance coverage. The minimum amount of liability coverage is $ 10,000 for property damage for a single accident $ 25,000 for bodily injury and $50,000 for death for a person involved in an accident $ 50,000 for bodily injury and $100,000 for death for two or more people in an accident Your liability insurance coverage must while the registration is valid, even if you don t use the vehicle there are exceptions for motorcycles 1 remain in effect be New York State insurance coverage , issued by a company licensed by the NY State Department of Financial Services and certified by NY State DMV - out - of - state insurance is never acceptable be issued in the name of the vehicle registrant, and remain in the name of the registrant at all times 2 The New York State Department of Financial Services website has more information about liability insurance and insurance companies licensed in New York: http://www.dfs.ny.gov [1]. 

More than 2 names on a vehicle registration 
There can only be 1 or 2 names on a registration registrants. Both the primary registrant first name listed on the registration and the co - registrant must sign the Vehicle Registration / Title Application PDF [2] MV-82 and provide their proofs of identity and date of birth. Both names must appear on the Insurance ID Card. 

Do I need insurance to register my vehicle? 
Yes. The DMV requires auto liability insurance to register a vehicle in New York. When you get insurance , your insurance company will issue proof of insurance in two ways. It will give you two original NY State Insurance ID Cards see a sample [3] or provide you with access to your digital electronic NY 

user: I was just wondering if i need insurance to register my vehicle?


assistant: yes, the DMV requires you to have insurance in order to register your vehicle.

assistant: would you like me to tell you some more information?

user: Yes, please

assistant: sure. When you get insurance there are 2 ways that your insurance company will provide you with in order to provide you with proof that your insurance has been accepted.
It will either give you 2 original NY State Insurance ID Cards or provide you with access to an electronic version of your NY State Insurance ID Card

user: Will the DMV accept a copy of my insurance ID card?

assistant: Yes, however, the card will not be accepted by the DMV if there are issues with the barcode reader being unable to scan or read the barcode.

user: When do I need to register my vehicle?

assistant: You must register it within 180 days once your insurance ID card has been accepted

user: so, i must get insurance in order to register my vehicle?

assistant: yes

user: does the name on my application form and my insurance ID card need to be the same?

assistant: yes


user: Do I have to get my insurance from New York? Do you accept out-of-state insurance?

assistant: No, we do not accept out-of-state insurance. The insurance must be from New York