The Point & Insurance Reduction Program PIRP, approved by the Department of Motor Vehicles, is available through private companies or corporations, called " course sponsors, " throughout New York State. Each qualifying course must meet strict standards for the safe driving information presented and program effectiveness. If you complete an approved PIRP course : It will help refresh your driving knowledge with a review of time - tested safe driving tips and an overview of today's vehicle and traffic laws. You may be eligible to reduce as many as four 4 points on your driving record. The DMV computer will automatically note your eligibility to receive the reduction. If you are the principal operator of a motor vehicle , you will receive a minimum 10% reduction in the base rate of your automobile and motorcycle liability and collision insurance premiums each year for three years. 

QUESTIONS AND ANSWERS ABOUT... 


The Course 
How much time does the PIRP course take, what is it like and what does it cost? Beginning in 2009 , you will have two options for completing the PIRP course. Your options will be the traditional classroom method or an Alternate Delivery Method ADM, such as the Internet or other DMV approved method. Regardless of the delivery method , each course is at least six hours long. Note: The motorcycle safety / accident prevention courses take substantially longer and are only available in a classroom setting. Essential information about traffic safety issues such as driver attitude and behavior, defensive driving techniques, and the Vehicle & Traffic Law must be presented in each course. For both the classroom and ADM methods , additional content, approach, materials and fees vary from one sponsor to the next. Information specific to the classroom course : The course is presented in one or more classroom sessions and attendance is mandatory. No formal testing is required to complete the course. For information on where to attend a course , consult your 

user: Hello there, I have some questions that I need you to answer for me.

assistant: Of course. Do you have questions about the course?

user: Yes, among others.

assistant: Are you wondering how long the PIRP course takes, what it is like and how much it costs?

user: No, I've read about these things on the website.

user: But here's a question I have regarding the course: what will you do to ensure I'm taking the course?

assistant: To ensure that you are taking the course, you will also be asked questions regarding the content. It is possible that you will be asked to register in person and/or take an exam at the end to once again ensure you are the one who completed the course. Each sponsor's method is different.

user: What does PIRP do for me, if I'm the principal operator of a motor vehicle?

assistant: In that case you will receive a minimum 10 % reduction in the base rate of your automobile and motorcycle liability and collision insurance premiums each year for three years.

user: Regarding the point system, what if I accumulate more points than allowed in a certain time?

assistant: Then you will be called to a DMV hearing, after which your license may be suspended or revoked. You will be offered the option of waiving the hearing or accepting a definite period of suspension.