ARC Prämiensubventionierung ARC Premium Subsidisation Afrikanische Länder sind besonders stark von der Zunahme von Extremwetterereignissen infolge des Klimawandels betroffen. Zu Versicherungslösungen, welche zur Bewältigung von Extremwetterereignissen beitragen und eine Anpassung an den Klimawandel erleichtern können, haben sie in der Regel keinen Zugang. Vor diesem Hintergrund wurde die African Risk Capacity (ARC) auf Initiative der afrikanischen Union (AU) im Jahr 2014 gegründet. ARC bietet afrikanischen Ländern Versicherungen gegen Extremwetterrisiken an. Im Vergleich zu anderen Risikopools zeichnet ARC aus, dass es die finanzielle Katastrophenabsicherung eng mit einem Frühwarnsystem und einer verbindlichen Nothilfeplanung verknüpft.Die deutsche Unterstützung der ARC umfasst Treuhandmittel zur Kapitalisierung der ARC Ltd., Mittel zur technischen Unterstützung beim institutionellen Aufbau und der Produktentwicklung, Prämiensubventionierung, sowie zur Pilotierung des ARC Replica Programmes in Kooperation mit dem Welternährungsprogramm (WFP) und Start Network.Das ARC Prämiensubventionierungsprogramm über 18 Mio. EUR setzt Anreize für afrikanische Länder und humanitäre Akteure sich bei der ARC zu versichern. Durch die Prämiensubventionierung sollen ARC Versicherungsprämien in den Länderhaushalten langfristig etabliert und humanitäre Akteure finanziell entlastet werden, mit dem Ziel eine langfristige Kooperation zwischen ARC und den versicherungsnehmenden Staaten sicherzustellen und die Hürden für einen erstmaligen Versicherungserwerb zu senken.Das Vorhaben trägt zum BMZ-Kernthema Verantwortung für unseren Planeten - Klima und Energie und dem Aktionsfeld Klimaanpassung/Klimarisikomanagement der Agenda 2030 bei. Zudem ist es in die durch Deutschland initiierte G7/G20-Initative InsuResilience Global Partnership eingebettet. African countries are particularly affected by the increase of extreme weather events due to climate change. However, they usually do not have access to insurance solutions that can help them cope with extreme weather and natural disasters and facilitate adaptation to climate change. It is against this background that the African Risk Capacity (ARC) was founded on the initiative of the African Union (AU) in 2014. ARC provides insurance against extreme weather risks for African countries currently covering droughts and tropical cyclones. Compared to other risk pools, ARC stands out because it closely links financial disaster insurance with an early warning system and mandatory emergency response planning.German funding support to ARC includes capital provisions to the insurance provider ARC Ltd., grant funding to provide technical assistance for institutional development and product development, funding of premium subsidies, and piloting the ARC Replica Program in cooperation with the World Food Program (WFP) and Start Network.The German ARC Premium Support Programme offers subsidies of a total amount of EUR 18 mio. to set incentives for African states and humanitarian actors in Africa to purchase an insurance with ARC. The premium subsidy is intended to establish ARC insurance premiums in national budgets in the long run and to relieve the financial burden carried by humanitarian actors. Thereby long-term cooperation between ARC and the insurance-accepting states can be achieved and the constraints for first-time insurance purchases can be reduced.The programme contributes to the BMZ core area Responsibility for the planet - climate and energy and to its action field Climate Adaptation and Climate risk Management within the Agenda 2030. It is embedded in the German G7/G20 initiative InsuResilience Global Partnership. Schaffung von Klimaresilienz und Anreizsetzung für afrikanische Länder sich gegen Klimarisiken zu versichern. African countries are particularly affected by the increase of extreme weather events due to climate change. However, they usually do not have access to insurance solutions that can help them cope with extreme weather and natural disasters and facilitate adaptation to climate change. It is against this background that the African Risk Capacity (ARC) was founded on the initiative of the African Union (AU) in 2014. ARC provides insurance against extreme weather risks for African countries currently covering droughts and tropical cyclones. Compared to other risk pools, ARC stands out because it closely links financial disaster insurance with an early warning system and mandatory emergency response planning.German funding support to ARC includes capital provisions to the insurance provider ARC Ltd., grant funding to provide technical assistance for institutional development and product development, funding of premium subsidies, and piloting the ARC Replica Program in cooperation with the World Food Program (WFP) and Start Network.The German ARC Premium Support Programme offers subsidies of a total amount of EUR 18 mio. to set incentives for African states and humanitarian actors in Africa to purchase an insurance with ARC. The premium subsidy is intended to establish ARC insurance premiums in national budgets in the long run and to relieve the financial burden carried by humanitarian actors. Thereby long-term cooperation between ARC and the insurance-accepting states can be achieved and the constraints for first-time insurance purchases can be reduced.The programme contributes to the BMZ core area Responsibility for the planet - climate and energy and to its action field Climate Adaptation and Climate risk Management within the Agenda 2030. It is embedded in the German G7/G20 initiative InsuResilience Global Partnership.