Enhancing access to affordable  medium term to longterm financial services to farmers in Greater Ankole Region Muhame Financial Services Cooperative Ltd is a SACCO of reference but ambitious to improve service delivery to greater heights by increasing its foothold in Agricultural finance while serving farmers in Isingiro District  Mbarara District  Sheema District  Buhweju District  Kiruhura District and other neighboring Districts in South Western Uganda. To pursue its BHAG "To be the leading agricultural SACCO offering attractive products amp; services to our members" and its specific goals; the leadership and management have planned interventions  including but not limited to the following;      1. Members commitment survey to inform focused training in financial literacy and that will result in increased patronage of members                                                                                                                                          2. Tailored financial services product development amp; refinement to enable access to affordable and longer-term finance                                                                                                                                                          3. Employees' customer care survey to inform customer relations management training                                    4. Reviewing amp; updating the Strategic Business Plan to conceptualize new strategies for the period 2021-2025                                                                                                                                                                      5. Internal Capitalisation Training to inform diversification of SACCO's capital structure                                    6. Training credit officers and credit committee members in Agricultural lending for the dairy value chain        7. Training staff in customer relations management to improve members' satisfaction                                        8. Exchange visits of the board and management representatives to a SACCO effectively financing dairy value chain  at least one successful Agriculture finance-oriented SACCO preferably in Kenya. Muhame Financial Services Cooperative Limited Big Hairy Audacious Goal (BHAG) is "To be the leading agricultural SACCO offering attractive products amp; services to our members".     Specific goals by 2025:  i) Grow the membership by 138% from 21 000 to 50 000                                                        ii) Increase savings by 144% from 8.2 billion to 20 billion                                                        iii) Grow the loan portfolio by 124% from 13.4 billion to 30 billion                                            v) Total assets ( total value of the business) by 121% from 18.1 billion to 40 billion                  vi) Increase the size of loans to Agribusiness by 93% from 31% to at least 60% of the loan portfolio.                                                                                                                                       vi) Sustainably lower the loan interest rate by 28% from 2.5% to 1.8 % per month on reducing balance. The specific goals will be a result of the following  but not limited to the following interventions;a) Creation of more specific agri-based product portfolio following members needs assessment.                                                                                                                             b) Offering loans with a longer-term and improved agricultural loan appraisal process.           c) Improving exposure of board and management by benchmarking with other SACCOs in dairy value chain financing.                                                                                                      d) Sharpening the strategic plan including a marketing and communications strategy.             e) Investing in internal capitalization with a clear focus to reduce interest rates and improve member loyalty.                                                                                                                         f) Training board on financial management with a focus on cash flow projections and interpretation of the financial reports. Muhame Financial Services Cooperative is a well-established SACCO that seeks to manage challenges that come with large size of operations targeting the Agricultural finance market share in Sheema  Buhweju District  Mbarara  Isingiro districts  and other neighboring Districts in South Western Uganda. The project will aim at building the capacity training Board  Management amp; members on the gaps identified in the Governance Health Check and Financial Health Check; providing technical expertise on formulation a Strategic plan 2021-2025  organizing extension services to enable borrowers to have knowledge on good on-farm investment decisions amp; proper dairy farming and linkages to financial institutions from where Muhame FSCL can access affordable loans for on-lending to farmers at longer-term and affordable terms and peer exchange program for benchmarking with other SACCOs successfully financing the dairy value chain.2. Monitoring amp; evaluation: MBO( SACCO) Management will prepare monthly reports which show income and expenditure performance compared to the budget  variances  and associated explanations. In addition  the Board and Management will review this action plan periodically  and make necessary decisions. The SACCO will continue using the Performance Monitoring Tool for data collection and analysis to produce quarterly reports which will be used to compare performance against industry standards  as well as through analyzing trends. In addition to the quarterly reports  management will produce key performance indicators on a monthly basis. These include the Operational Self-Sufficiency  Portfolio Yield  Operating Expense Ratio  Portfolio at Risk  and Liquidity Ratio