Regionaler KKMU-Investmentfonds für SSA - REGMIFA (THB) Regional MSME Investmentfund for SSA Der Regionaler Investmentfonds für Kleinst-, kleine und mittlere Unternehmen (REGMIFA) ist eine vom KfW und BMZ ausgehende und im Rahmen des G8-Gipfels 2007 in Heiligendamm beschlossene internationale Initiative. REGMIFA verfolgt das Ziel, das bisher unzureichende Angebot an Lokalwährungsfinanzierungen im Raum Subsahara-Afrika (SSA) zu verbessern. Über längerfristige Kredite in Lokalwährung werden Finanzierungsmöglichkeiten für kleinste, kleine und mittlere Unternehmen (KKMU) sowie KMU in der Region geschaffen. Somit soll ein Beitrag zum systemischen Aufbau des lokalen KMU-Finanzierungssektors als wichtiges Element zur wirtschaftlichen Entwicklung geleistet werden.Damit trägt REGMIFA zu einer Verbesserung der wirtschaftlichen und sozialen Situation der Zielgruppe und der nachhaltigen Armutsreduzierung bei und leistet einen direkten Beitrag zur Erreichung von SDG 1 Armut beenden und SDG 8 Nachhaltiges Wirtschaftswachstum und menschenwürdige Arbeit für alle. Im Jahr 2020 förderte REGMIFA ca. 1.220 Arbeitsplätze bei Partnerfinanzinstitutionen und erreichte über 165.000, mehrheitlich weibliche, Endkreditnehmer in KKMU. REGMIFA (2010): Zunächst wurde unter REGMIFA 2010 eine Treuhandbeteiligung (THB) aus Haushaltsmitteln beschlossen. Dabei investiert die KfW Mittel in Höhe von 15 Mio. EUR in den Fonds. Zudem wurden Begleitmaßnahmen im Rahmen einer Technical Assistance-Fazilität zur Unterstützung der Finanzinstitute durch einen Haushaltsmittel-Zuschuss in Höhe von 2 Mio. EUR beschlossen.REGMIFA II (2020): Im Rahmen des Entwicklungsinvestitionsfonds (EIF) wurde eine Aufstockung der THB um 20 Mio. EUR beschlossen (REGMIFA II). Zudem beteiligte sich die KfW 2020 mit einer Förderbeteiligung um i.H.v. etwa 13 Mio. USD. REGMIFA II soll über Finanzintermediäre insbesondere KMU in den G20 - Compact with Africa (CWA) - Ländern unterstützen. Während REGMIFA seit 2010 hauptsächlich Mikrofinanzinstitutionen und Kleinstunternehmen gefördert hat, legt REGMIFA II (neben der Fortsetzung der Finanzierung von MFIs und KKMUs) den Schwerpunkt auf die Förderung von KMUs in CwA-Ländern über die Finanzierung von Banken, Leasing- und Factoring-Gesellschaften. Gleichzeitig werden die Finanzinstitute über die Technical Assistance Facility des Fonds mit Begleitmaßnahmen (FZ-Zuschuss 5 Mio. EUR) unterstützt, um ihre Kapazitäten im Bereich der KMU-Finanzierung auszubauen. Durch zielgerichtete Personelle Unterstützung sollen punktuelle Schwächen bestehender und zukünftiger Kunden (MFI) des Fonds REGMIFA beseitigt und damit die Nachhaltigkeit der unterstützten MFI gefördert werden. Regional Investment Fund for Micro, Small and Medium Enterprises (REGMIFA) is an international initiative launched by KfW and BMZ which was adopted in the 2007 G8 Summit in Heiligendamm. REGMIFA aims to improve the inadequate supply of local currency financing in sub-Saharan Africa (SSA). Longer-term loans in local currency are used to create financing opportunities for micro, small and medium-sized enterprises (MSMEs) and SMEs in the region. This is intended to contribute to the systemic development of the local SME financing sector as an important element of economic development.Consequently, REGMIFA contributes to an improvement in the economic and social situation of the target group and sustainable poverty reduction and makes a direct contribution to the achievement of SDG 1 End poverty and SDG 8 Sustainable economic growth and decent work for all. In 2020, REGMIFA supported approximately 1,220 jobs at partner financial institutions and reached over 165,000, mostly female, borrowers in MSMEs.REGMIFA (2010): Initially, under REGMIFA 2010, KfW invested EUR 15 million in the form of a fiduciary holding into the fund. In addition, accompanying measures were adopted under a Technical Assistance Facility to support financial institutions through a budgetary grant of EUR 2 million.REGMIFA II (2020): Within the framework of the Development Investment Fund, it was decided to increase the fiduciary holding by EUR 20 million (REGMIFA II). In addition, KfW participated in the equity of the fund with a contribution of KfW resources of approximately USD 13 million. REGMIFA II is intended to support SMEs in the G20 Compact with Africa (CWA) countries via financial intermediaries. While REGMIFA has mainly supported microfinance institutions and microenterprises since 2010, REGMIFA II (in addition to continuing to finance MFIs and MSMEs) focuses on supporting SMEs in CwA countries through financing banks, leasing and factoring companies. At the same time, financial institutions are supported through the fund's Technical Assistance Facility with accompanying measures (grant of EUR 5 million) to expand their capacities in the field of SME financing. Targeted personnel support is intended to eliminate specific weaknesses of existing and future clients (MFIs) of the REGMIFA fund and thus promote the sustainability of the supported MFIs. REGMIFA has the objective to improve access to finance of different types of financial service providers for MSMEs. Regional Investment Fund for Micro, Small and Medium Enterprises (REGMIFA) is an international initiative launched by KfW and BMZ which was adopted in the 2007 G8 Summit in Heiligendamm. REGMIFA aims to improve the inadequate supply of local currency financing in sub-Saharan Africa (SSA). Longer-term loans in local currency are used to create financing opportunities for micro, small and medium-sized enterprises (MSMEs) and SMEs in the region. This is intended to contribute to the systemic development of the local SME financing sector as an important element of economic development.Consequently, REGMIFA contributes to an improvement in the economic and social situation of the target group and sustainable poverty reduction and makes a direct contribution to the achievement of SDG 1 End poverty and SDG 8 Sustainable economic growth and decent work for all. In 2020, REGMIFA supported approximately 1,220 jobs at partner financial institutions and reached over 165,000, mostly female, borrowers in MSMEs.REGMIFA (2010): Initially, under REGMIFA 2010, KfW invested EUR 15 million in the form of a fiduciary holding into the fund. In addition, accompanying measures were adopted under a Technical Assistance Facility to support financial institutions through a budgetary grant of EUR 2 million.REGMIFA II (2020): Within the framework of the Development Investment Fund, it was decided to increase the fiduciary holding by EUR 20 million (REGMIFA II). In addition, KfW participated in the equity of the fund with a contribution of KfW resources of approximately USD 13 million. REGMIFA II is intended to support SMEs in the G20 Compact with Africa (CWA) countries via financial intermediaries. While REGMIFA has mainly supported microfinance institutions and microenterprises since 2010, REGMIFA II (in addition to continuing to finance MFIs and MSMEs) focuses on supporting SMEs in CwA countries through financing banks, leasing and factoring companies. At the same time, financial institutions are supported through the fund's Technical Assistance Facility with accompanying measures (grant of EUR 5 million) to expand their capacities in the field of SME financing. Targeted personnel support is intended to eliminate specific weaknesses of existing and future clients (MFIs) of the REGMIFA fund and thus promote the sustainability of the supported MFIs.