Klimaversicherungsfonds II (Treuhandbeteiligung) Climate Insurance Fund II (Trust Funds) Als Beitrag zur Klimaanpassung hat die deutsche G7-Präsidentschaft 2015 die InsuResilience-Initiative ins Leben gerufen, gefolgt von der G20 InsuResilience Global Partnership. Der InsuResilience Investment Fund (IIF), vormals bekannt als Climate Insurance Fund, ist ein Ankerinvestment der deutschen Finanziellen Zusammenarbeit (FZ) zu dieser Initiative. Zusätzlich zu den FZ-Mitteln investiert der IIF weitere 102 Mio. USD von institutionellen Investoren.Ziel des IIF ist es, die Stärkung der Widerstandsfähigkeit und Anpassungsfähigkeit von arme und gefährdete Bevölkerungsgruppen in Entwicklungsländern gegenüber den Folgen des Klimawandels. Die Verbesserung des Angebots und Nutzung von Extremwetterrisikoversicherungen sollen dazu beitragen, die finanziellen Risiken für einkommensschwache Haushalte, Mikrofinanzkunden und landwirtschaftliche Betriebe zu reduzieren. Der Fonds vergibt Eigenkapitalbeteiligungen sowie Darlehen, Garantien und so genannte Contingency Loans an Versicherungsunternehmen und deren Vermittler, wie Makler und Finanzinstitutionen. Zusätzlich zu den Finanzierungsmaßnahmen unterstützt der IIF Beratungs- und Trainingsmaßnahmen, um bedarfsgerechte Versicherungen zu entwickeln, die Investitionsnehmer stärken und transparente und faire Versicherungspolicen im Sinne von Responsible Finance gestalten. Der Fonds kann auch die Marktentwicklung im Rückversicherungsbereich fördern, um die Entwicklung finanziell nachhaltiger Versicherungslösungen für Extremwetterrisiken zu unterstützen. Zur Förderung der Einführung neuer Versicherungsprodukte stellt der Fonds befristet und in begrenztem Umfang Mittel zur Senkung der Versicherungsprämien für Endversicherte zur Verfügung. The German G7 Presidency launched the InsuResilience Initiative in 2015, followed by the G20 InsuResilience Global Partnership, as a contribution to climate adaption. The InsuResilience Investment Fund (IIF), formerly known as Climate Insurance Fund, is an anchor investment made by German Financial Cooperation (FC) to this initiative. In addition to the FC funds, the IIF invests another USD 102 million from institutional investors.By improving the supply and use of extreme weather insurance, the IIF aims to strengthen the ability of poor and vulnerable people in developing countries to cope with and adapt to the impacts of climate change. An improved set of insurance products shall help to reduce the financial risks faced by low-income households, microfinance clients and farmers. The fund provides equity, loans, guarantees, and contingency loans to insurance companies and their intermediaries, such as brokers and financial institutions. In addition to financing, the IIF supports advisory and training activities to develop appropriate insurance products, strengthen investment recipient capacity, and design transparent and fair insurance policies in line with responsible finance principles. The fund can also support market development in the reinsurance sector to promote the development of financially sustainable insurance solutions for extreme weather risks. The fund provides limited and temporary resources to support the introduction of new insurance products and reduce premiums for insurance policyholders. Ziel des Vorhabens ist es, Unternehmen und Haushalten in Entwicklungsländern, die Anpassung an den Klimawandel durch Verbesserung des Zugangs zu adäquaten Versicherungslösungen zu erleichtern. The German G7 Presidency launched the InsuResilience Initiative in 2015, followed by the G20 InsuResilience Global Partnership, as a contribution to climate adaption. The InsuResilience Investment Fund (IIF), formerly known as Climate Insurance Fund, is an anchor investment made by German Financial Cooperation (FC) to this initiative. In addition to the FC funds, the IIF invests another USD 102 million from institutional investors.By improving the supply and use of extreme weather insurance, the IIF aims to strengthen the ability of poor and vulnerable people in developing countries to cope with and adapt to the impacts of climate change. An improved set of insurance products shall help to reduce the financial risks faced by low-income households, microfinance clients and farmers. The fund provides equity, loans, guarantees, and contingency loans to insurance companies and their intermediaries, such as brokers and financial institutions. In addition to financing, the IIF supports advisory and training activities to develop appropriate insurance products, strengthen investment recipient capacity, and design transparent and fair insurance policies in line with responsible finance principles. The fund can also support market development in the reinsurance sector to promote the development of financially sustainable insurance solutions for extreme weather risks. The fund provides limited and temporary resources to support the introduction of new insurance products and reduce premiums for insurance policyholders.