devinitorg/iati-policy-markers huggingface dataset:
TCL Group Project The Trinidad Cement Limited Group (the Sponsors, or the Group,), which has cement operations in Trinidad, Jamaica and Barbados, is the leading producer and dominant supplier of cement in the Caricom, the economic grouping of English-speaking Caribbean island nations plus Belize, Guyana and Suriname which together have a population of approximately six million.  Its three main operating subsidiaries are Trinidad Cement Limited (TCL or the company), Caribbean Cement Company Limited (Carib Cement) in Jamaica and Arawak Cement Company Limited in Barbados.  With combined cement production capacity of 2.3 million tons per year, the three plants produce for their domestic markets and also export to the Caricom markets, where the Group commands an 85% market share.  Purpose of the project is a $133 million capital expenditure program in Carib Cement between 2005-2009 includes:   -  expansion of clinker manufacturing capacity by installing a new modern dry process kiln and upgrading the existing dry process kiln;  -  upgrading/expanding the capacity of the existing cement mills;  -  quarry mapping and upgrades to mobile fleet;  -  expansion of packing capacity; and  -  general improvements.  The project will help Carib Cement improve the cost base of its cement plant and become a stronger regional player.  Carib Cement will be better able to compete with both importers and competitors in the region.  At present, the markets of Trinidad, Jamaica and Barbados are protected by tariffs on cement imported from outside the Caricom region and have high domestic prices (above $100/ton), reflecting a lack of competition in the local markets and high production costs.  In anticipation of tariff reductions and increased competition from imports, the TCL Group, including Carib Cement is embarking on a strategy that focuses on improving cost competitiveness and upgrading capacity.
Republic Bank TT The proposed project (the Project) consists of a subordinated debt of up to US$75 million to Republic Bank Limited (RBL or the Bank) in Trinidad and Tobago (T&T or the Country) structured as a 7-year bullet loan. The main purpose of the loan is to strengthen RBLs capital base and to support the growth of the Banks mortgage loan portfolio in T&T. Project Outcomes
(i) Stakeholder Effects: (a) Increased access to residential housing finance: Due to the continued growth in housing demand, most recent estimates indicate a shortage of more than 100,000 units, which is significant for a country with a population of less than 1.4 million;  and (b) Increased affordability in housing finance: In T&T wages have not been able to keep pace with the sharp increases in housing prices; thus, households' purchasing power has significantly eroded. For the last two decades the housing affordability ratio in T&T has been at 10:1 vs. international rates of median housing, where a ratio above 4:1 indicates a serious lack of affordability. In this context, RBL is expanding its focus on catering to the middle-income segments where affordability has historically been a major barrier to home ownership.
(ii) Economy Wide Effects: Many of the mortgages supported by the Project are expected to finance new homes; hence, the impact on jobs could be significant. The IFC model estimates the creation of approximately 2.7 jobs per newly built housing unit financed and the value-added impact per housing unit financed to be approximately US$165,000.

Contribution to Market Creation
(i) Competitiveness: Given that RBL is the largest player in the banking sector, the Project will support the Bank as they continue their expansion strategy into the middle-income residential mortgage market, which is expected to contribute to changing the banking sector's risk perception of the segment. Over time other financial institutions will replicate RBL's approach and cater to the growing housing finance demand from middle-income borrowers.
Republic Bank Credit Line The project consists of a credit line of up to US$40 million to Republic to provide medium to long-term financing to productive projects operating in a variety of sectors in T&T and other IFC member countries of the Caribbean.          Currently, Republics long term funding is scarce, forcing the bank to rely on its capital, or take the maturity risk or raise investment funds from third party private sources in order to finance longer-term projects.  This results in maturity mismatch or lost opportunities for Republic in face of growing demands to finance projects in industry, private infrastructure and tourism.      By way of this investment, IFC would finance Republic''s current project pipeline, reducing the bank''s maturity mismatch and enhancing environmental as well as financial management, i.e. better asset/liability management at the bank.  The credit line would provide much-needed long-term financing for projects in T&T and throughout the Eastern Caribbean region and would accrue the following benefits: longer loan tenor, broader clientele, expansion of SME lending and portfolio diversification.  Moreover, IFC would demonstrate its confidence in the T&T financial system,  raising the environmental awareness and leveling the playing field within the banking sector.  Strengthening the financial sector in the country is one of the World Bank Group''s priorities and IFC''s collaboration with a major local bank would be important in this effort, as the project would establish a foundation for other IFC financial markets development work in the country and region.
Republic II Incorporated in Trinidad and Tobago (T&T), Republic Bank Limited (Republic or the bank) has a long and profitable history of banking in the Caribbean.  Created in 1837, under the then name of Colonial Bank, the bank has gone through a number of stages of development before reaching its current incarnation.   In the 1920s the bank came under the ownership of Barclays Bank but returned to local ownership in 1977 and took the current name of Republic Bank Limited.  Republic has ten operating subsidiaries and three associated companies. 

Republic has a strong and experienced management team with a proven track record.  Highly profitable, the bank has on average doubled profits every 4 years in the period since 1971 leading to an average ROI (return on investment) during the period of approximately 40%.  The banks market capitalization is $1.0 billion or approximately two times book value.  As at fiscal year end September 30, 2002, the group had $3.1 billion equivalent in total assets and $496 million in total equity.  As at the same period, Republics return on average assets and return on average equity were 2.43% and 17.3% respectively.  The banks risk weighted capital adequacy ratio was 18.02%.

The project is to provide up to $50 million to Republic to help finance the privatization of Barbados National Bank (BNB).  Republic has received the approval of the Government of Barbados to purchase a minimum 57% shareholding in BNB.  Currently, BNB is 77% owned by the Government of Barbados, 10% owned by the National Insurance Board (another public sector agency), and 13% publicly held.  The public sector will maintain a shareholding of approximately 30% following the privatization of BNB.
Unicell Paper Mills Caribbean Ltd. (UPMCL) The project will expand the Sharma Group paper operations to Trinidad and Tobago.  At present, the supply of locally sourced tissue paper is very limited in the Caricom region. The aim of the investment is to establish a local tissue paper source for the paper converters in Trinidad and the whole Caricom region.  The mill will use local and imported wastepaper and market pulp.  It will produce high quality parent jumbo paper rolls to be sold to local and regional downstream converters for the production of bath tissue, napkins, facial tissue, kitchen and industrial towels.  The mill is expected to start production in the early part of 2002.    Unicell will be the first, and only, wastepaper consumer in Trinidad and Tobago, thus having an important role in developing the region''s waste management system. The Project will also have a positive impact on the local converters efficiency and competitiveness, serving as a net import substitution for the area, and filling an important supply gap.   IFC Role:  Because the Sponsor is new to Trinidad and Tobago, the technology is unknown to local bankers and the Project is greenfield, the Sponsor would not have been able to raise the required financing from local sources.  IFC will provide long-term funds with a long grace period to cover start-up and initial market risks.  Moreover, IFC will have an important role to play in assisting to raise co-financing in local currency to help mitigate the Project''s currency exposure. Also, by including co-financing in the financial plan, IFC will assist the Sponsor in forming relationships with local and/or international banks operating in Trinidad and Tobago.  Finally, IFC will provide environmental oversight to ensure that the Project meets the World Bank Guidelines.   Development Impact:  The Project will provide a strong positive developmental impact in Trinidad and Tobago by creating jobs, helping to reduce paper pollution, and cleaning up the environment through wastepaper collection.  Less than 20% of the paper consumed in Trinidad and Tobago is collected given the lack of paper recycling facilities in the Caribbean region.  The Project will recycle wastepaper and give economic incentives to increase the collection capacity in Trinidad and Tobago and in most of Caricom.  Moreover, the region will benefit from the Group''s significant experience in wastepaper markets and in organizing its collection to improve the efficiency of collecting systems.   Additionally, the Project will introduce state-of-the-art technology to Trinidad and Tobago and will disseminate new operating, marketing, maintenance, and management skills in the country.  It will directly employ about 70 people and will also generate secondary employment of about the same magnitude, as wastepaper collection is very labor intensive and employs unskilled labor.
Guardian Holdings Limited The project entails an IFC investment of up to $50 million in the form of a long-term subordinated loan to support the medium-term growth strategy of Guardian Holdings Ltd. (GHL), an insurer headquartered in Trinidad & Tobago. The expansion involves entering the less developed Central America/Caribbean Basin markets where GHL will focus on growing its life insurance business. GHL will also expand its domestic asset management business in Trinidad & Tobago and regionally. Moreover, GHL plans to further integrate its back-office operations and to extract operating efficiencies from recent and future expansion.  GHL is one of the three largest Caribbean insurers with consolidated revenues of $580 million, net income of $93 million, total assets of $2,185 million, and shareholders equity of $502 million in 2004. GHLs operational subsidiaries and joint ventures are engaged in the underwriting of long-term life insurance, non-life insurance, and associated investment activities. The life insurance business traces its origins to 1847. GHLs flagship Trinidad & Tobago life insurance and P&C subsidiaries are rated A (Excellent) and B++ (Very Good), respectively, by A.M. Best. These place them in the top quartile of global peers in terms of financial strength and the ability to meet obligations to policyholders.
START OPT 2020: Awareness and protection of older women and men against Covid-19 in the Gaza strip COVID-19 emergency response for vulnerable older women and men in Gaza. Through its international and national partners, HelpAge International UK aimed to protect older men and women through hygiene kits, PPE, and awareness raising.
DEC Phase 2 - Enhancing the ability of older people including those with disabilities to recover from the 2022 floods in Pakistan. To contribute towards the recovery and rehabilitation of the livelihoods of flood affected House Holds including older people and people with disabilities and increase their resilience to climate change impacts

This will be achieved through the following four outcomes:

Outcome A - Vulnerable floods affected households comprising older people, people with disabilities and their families have increased access to livelihood activities and experience sustained improvements in their livelihoods.

Outcome B – At risk older women and men have improved access to mental health and psychosocial support and assistive technology that strengthens independent living and their engagement in livelihood activities.

Outcome C - Capacities of selected disaster-prone communities are strengthened to develop community adaptation plans and increase their resilience for future disasters.

Outcome D - Government and humanitarian agencies recognise and respond to the needs of older women and men in emergencies and disaster preparedness.
Finn Church Aid: Municipal Businesses Project (MUBU) in Jordan - improving social-economic prospects for refugees and host communities through holistic interventions focusing on protection and support by developing locally appropriate businesses. Age International is accountable to Finn Church Aid for this project, which is being implemented by Age International's partner, HelpAge International. <br/><br/> Finn Church Aid MERO (consortium lead) in cooperation with HelpAge International and 6 municipalities in Jordan are seeking to improve social-economic prospects for refugees and host communities in municipalities in Jordan and specifically to support communities through locally appropriate businesses in cooperation with four municipalities in Jordan with high refugee population.
<br/><br/>
Under this programme, HelpAge international will be providing technical expertise and inputs, with the Jordanian organization Noor Al-Hussein Foundation, to enhance the protection of vulnerable refugees and host communities by employing comprehensive family approach that will be inclusive of older people and people with disabilities and/or special needs. This will include: performing family assessments of participants (especially Syrians) to understand potential barriers to (self-) employment; provision of Psycho-Social support to the families; case referrals to the relevant services within the area, and the delivery of inclusion training to all stakeholders.
DEC 2014 Ebola Crisis Appeal: Responding to the Ebola outbreak Phase 1 The 2014 Ebola outbreak resulted in over 10,000 deaths in West Africa. During the epidemic, Age International worked with Restless Development to ensure older people were included in the response and healthcare workers were trained on older people’s specific needs Carrying out age-sensitive community mobilisation to ensure 176,640 people in Sierra Leone practice Ebola-safe and non-discriminatory behaviours Increasing awareness of older people’s needs and capacities among governments and NGOs and strengthening their capacity to deliver age-friendly responses in Liberia & Sierra Leone
DEC Indonesia Tsunami Appeal Phase 2 This project is conducted in 5 villages and 2 retirement houses, building on the work of Phase 1 and the needs identified in the assessments. HelpAge/YEU will work on livelihoods, protection and health needs of older people, PWD and their families. The majority of the project activities including healthy ageing, homecare, livelihoods and protection will be delivered with and through multi-functional OPAs which enable older people and their communities to have increased agency in meeting their needs, and advocating with local government for additional support. The adopted standard OPA model focuses activities in the first 18 months, ensuring sustainability. <br/> COVID-19 prevention activities added in 2020.
DEC Ukraine Humanitarian Appeal: Inclusive humanitarian response to the urgent lifesaving needs of the conflict-affected population of Ukraine (Phase 1) The programme aims to provide immediate life-saving interventions such as food, hygiene packs and multipurpose cash assistance in Ukraine, Moldova and Poland
DEC Afghanistan Crisis Appeal Response (Phase 2) Age International's DEC funded response to the Afghanistan Crisis Appeal (Phase 2). This programme targets older people in Afghanistan
Humanitarian Response in Mozambique - Lean Season Response in Food Security and Nutrition: Targetting and Monitoring The aim of the project is to address food insecurity in drought affected households of Tete province, Mozambique. The project will target vulnerable groups (Older Persons, People with Disabilities and Vulnerable Children) who are affected by drought to improve access to food, water and nutritional support to meet their basic needs.
START - Venezuela Delta Emergency Relief The project will provide support in several inter-related aspects that have an overall positive impact for the affected population: WASH items will help prevent the spread of water-related diseases as well as skin diseases due to lack of proper hygiene and water sources contamination; primary health services (medical consultation plus donation/delivery of medications) will help to treat acute diseases related to poor hygiene (parasites, skin infections, etc) and aid in the control of chronic non-communicable diseases, both of which can lead to complications that can cause disability and dependence; food items provision helps reduce the risk of malnutrition, infectous diseases, muscle loss and disability, anemia and other health conditions that can have serious consequences for the health of the affected population; disaster risk reduction items will improve the communities capacity to respond to future expected floodings, helping them protect their livelihoods and homes, and reducing the need for temporary displacement; and hygiene and hydration education will also increase communities capacity to prevent inadequate sanitation-related diseases and reduce the risk of dehydration of their most vulnerable members (children, older people and people with disabilites). All these areas of intervention will improve the quality of life and living standards of a population with critical needs for mutliple forms of assistance.
Yemen crisis response phase 1 Nearly 2 years of conflict has left over 18.8m people in need of humanitarian assistance and forced more than 3m people from their homes. The 2017 Humanitarian Needs Overview (HNO) noted that the conflict has resulted in 38,279 injuries and 7,272 deaths, paralysing already strained health and nutrition services. Among the affected people are 1.68m older people and 2m people with disabilities. People cannot access food and many are suffering from acute malnutrition. Furthermore, a lack of access to health facilities means that older people’s health and well-being are deteriorating rapidly We are providing health and nutrition services to internally displaced people (IDPs) and conflict- affected communities in three districts in Hardamount. We are improving existing health facilities; running Mobile Medical Units to bring primary healthcare to remote communities; and training community mobilisers to help people reach the MMUs.
DEC Gaza Crisis Appeal Phase 1 & 2 To improve the lives of older people directly affected by the conflict by providing direct assistance and improving access to humanitarian and public services so that they can meet their immediate needs. Humanitarian actors working in oPt in response to the current crisis and Ministries integrate the specific needs of older people in their own response activities<p/><p/> 1,400 conflict affected older persons demonstrate improved wellbeing and health status as a result of improved access to age-friendly health services<p/> 9,263 conflict affected individuals, of which 1,410 are older persons, have increased means to meet immediate and basic needs. <p/>
Emergency response for drought-affected communities and IDPs in Borena zone The project aims to improve the health condition of drought affected population through increasing access to clean, safe and potable water supply, hygiene and sanitation practices, water treatment and rehabilitation of water schemes and cash-based interventions.
DEC Phase 1 - Inclusive humanitarian response to meet the urgent needs of flood affected populations of Sindh, Balochistan, Punjab and Khyber Pakhtunkhwa Provinces, Pakistan The proposed humanitarian response aims to provide immediate lifesaving support to highly vulnerable older people, older people’s families, and persons with disabilities of all ages. 

This will be achieved through the following three outcomes:

Outcome A - Most vulnerable and marginalised flood-affected men, and women of all ages, boys, and girls, with and without disabilities, are identified and supported to access their basic survival needs

Outcome B – Most vulnerable flood affected older people, people with disabilities and their families are identified and have better access to multipurpose cash grants

Outcome C - Humanitarian actors responding to emergencies have increased capacity to facilitate greater inclusion of older people and people with disabilities in their responses
START: Provision of PPE, hygiene items, awareness raising, cash, food security in response to COVID-19 in Colombia Rapid humanitarian response to impacts of the COVID-19 crisis on Older Persons, People with Disabilities, and Venezuelan Caminantes, returnees and homeless in La Guajira, North Santander and Santander, Colombia
Age International-DEC Age-Inclusive COVID-19 Response in Syria, South Sudan and Cox's Bazar Refugee Camp Age International's DEC funded response to COVID-19. This programme targets older people in South Sudan, Syria and Cox's Bazar Refugee Camp in Bangladesh.
DEC Indonesia Tsunami Appeal Phase 1 The HelpAge International (HelpAge) plan will focus on protection, and inclusion in health and WASH sector activities, especially for older people (OP) and older people with disability (PWD). In the HAI Rapid Needs Assessment of Older People (RNA-OP) 41% of OP reported they are unable to reach aid services alone. More than 95% of the men and 93% women feel at risk of physical abuse, neglect/isolation, and denial of services and resources. Health responses are currently constrained because 22 healthcare facilities were impacted, including three hospitals, ten primary health centres, four sub-primary health centres and five village health posts. An estimated 152,000 people need WASH support. RNA-OP confirmed that over 25% of OP have inadequate access to toilet and washing facilities. 41% who have some access, said they have inadequate privacy and safety while accessing toilet and bathing facilities. Anticipated increased health risks include water borne diseases (cholera, dysentery, typhoid) and vector borne diseases (malaria, dengue, and chikungunya) and vaccine preventable diseases (measles, tetanus and diphtheria). Waste management, provision of water and sanitation, and vector control is essential (WHO sitrep 10.10.18). Ensuring access for OP and PWD to life-saving services is essential in providing full protection for this high-risk community. Reduced morbidity and mortality rate amongst older women and men of the affected population<p><p> Older men and women and older people with disabilities of the affected population have reduced vulnerability<p> Exposure of OP to communicable diseases is reduced by provision of access to safe, appropriate and dignified WASH services<p> Humanitarian services are more inclusive of older people in project design, implementation and monitoring
Improving the wellbeing of the most at risk older people through the provision of community and homebased support in Ukraine This project aims to increase access to inclusive humanitarian support that improves wellbeing for at-risk older people (over the age of 60), with and without disabilities