devinitorg/iati-policy-markers huggingface dataset:
ATE Bank MSME This project aims to help ATE Bank Romania S.A. (ATER or the Bank), an existing client of IFC, to scale-up its activities in its micro small and medium enterprises (MSME) finance operations including the underserved agribusiness sector.  ATER, established in 1990, is a small-sized bank in Romania, providing a wide range of products and services mainly to small and medium-sized enterprises and individuals, with a 0.24% market share in total banking assets as of December 31, 2007.    This project is aimed at complementing IFCs initial investment in the Bank, a $7 million convertible loan granted in 2004. IFCs investment is expected to have a significant developmental impact with positive impacts for the MSME sector, including the underserved agribusiness sector, and the economy in general, in addition to improving the living standards of Romanian citizens by indirectly improving also savings and investment rates.  This project will:  - provide long term funding to fast growing Romanian MSMEs that have become a significant engine of economic growth; - catalyze the Banks entry to the agribusiness sector financing; - facilitate better asset-liability balance and enable the Bank to expand financial intermediation capacity.
NEPI Bond Project NEPI Rockcastle plc (NEPI Rockcastle) is an internally managed commercial property investor and developer that owns a portfolio of regionally dominant shopping centers spread across nine countries, including Romania, Poland and Hungary.   In the countries where NEPI Rockcastle operates, the retail activity was disrupted by restrictions introduced to prevent the spread of Coronavirus (COVID-19) pandemic. The proposed investment is part of IFCs COVID-19 response Real Sector Crisis Envelope and is aimed to support NEPI Rockcastle mitigate the impact of the COVID-19 pandemic on its operations in Romania (the Project).
BT Mic Loan I The proposed project involves a straight senior loan of up to US$16 million equivalent in RON, to be provided to BT Microfinantare IFN SA (the Company or BT Mic), a fully-owned subsidiary of Banca Transilvania S.A. (BT or the Bank). The proceeds of the loan will be used to support the Companys local currency financing of micro and small enterprises (MSEs) in Romania with at least 50% of the proceed used to support lending to women owned or managed micro and small enterprises. I.	The most significant project-level outcome would be achieved through increased access to microfinance for underserved groups of the population, particularly women borrowers.

II.	IFC investment will result in significant changes in microfinance segment through innovation, demonstration effects, and capacity building.

III.	Supporting longer term lending to MSEs - by far the largest group in the private sector - will also positively contribute to strengthening entrepreneurship and employment growth in Romania, particularly in rural areas and among women.
S.C. Transport Trade Services S.A. S.C. Transport Trade Services S.A. (TTS SA), its subsidiaries and affiliates (TTS Group) are leading providers of integrated logistics, freight forwarding and shipping services in Romania and an existing IFC client. TTS Group is expanding its inter-modal operations in the Danube and in Constanta Port in the Black Sea. Investments include, among others: 

- finalizing the construction of a grain handling terminal; 
- refinancing the purchase of an 80-ton crane; 
- purchasing equipment for its new silo in Galati; 
- refurbishing/acquisition of up to seven pushers over the next two years.

IFC will support this expansion plan through a general purpose corporate loan. Substantial development impact will result from improving the countrys transport infrastructure, including:

- increased trade for several basic industries such as agriculture and mining; 
- improved cargo handling capacity and efficiency at the port of Contanta, a major trade hub in Central and Eastern Europe;
- further development of river transport, a more cost effective and environmentally benign transportation mode than the alternative road transport; and
- new river trade volume to Constanta, which will generate economic growth, boost local employment, and contribute to incremental tax revenues for the government. 

A more efficient transportation system in Romania should contribute to further regional integration and should have positive spillover effects in neighboring countries, increasing trade among EU countries as well as among neighboring transitioning economies such as Ukraine and Moldova.
Banc Post Project Summary Of Project Information (SPI)       Project Name    Roumania-Banc Post            Region    Europe        Sector       Project No008944   Projected Board DateApril 20, 1998   Company NameBanc Post   Technical Partner and/or Major Shareholders    	The Bank is currently 70% owned by the State Ownership Fund, the public entity which is entrusted with the administration of the Romanian States shareholdings in the corporate sector pending privatization.    Project Cost Including Proposed IFC Investment    	Up to US$20 million including IFCs convertible loan of up to US$10 million.    Location of Project and Description of Site    	Bucharest, Romania      Description of Company and Purpose of Project    	The Government has announced plans for Banc Post to be one of the first two Romanian banks to be privatized. IFCs loan would be partly convertible into shares upon privatization of the Bank. The proposed IFC financing is structured to enhance the Banks operating capacity, thereby making it more attractive to prospective strategic investors. IFCs loan would strengthen BPs balance sheet and help, inter alia, finance the modernization of the Banks branch network and IT systems.    	The project involves providing a convertible loan, possibly subordinated, of up to US$10 million to Banc Post, a small state-owned Romanian bank. The loan would be convertible into shares of the Bank upon privatization. The entire loan would be prepayable if Banc Post were not privatized within eighteen months of IFC making the loan.  Banc Post was established in 1991 to take over the banking and payment transactions performed by the Romanian Postal System. Since its establishment --despite being constrained by its limited equity base -- the bank has developed a national network of more than 100 branches servicing both retail and corporate clients. As of end-June 1997, the Bank had about US$230 million equivalent in assets and US$57 million equivalent in equity.    Environmental Category and Issues    	This is a category C project according to IFCs environmental review procedure. In addition, Banc Post must attend IFCs workshops on environmental management; for relevant operations, implement an environmental management system (policy, procedure, and designated staff to conduct reviews) to ensure that such operations comply with host country environmental requirements; and submit an annual environmental performance report briefly describing environmental aspects of relevant operations.        Date SPI sent to InfoShop     March 19, 1998      This Summary of Project Information is prepared and distributed to the public in advance of consideration of the proposed transaction by the Corporations Board of Directors.  It is provided for the purpose of enhancing the transparency of IFCs activities and should not be construed as presuming the outcome of IFC Board consideration.    For Additional Information contact:  Corporate Relations Unit -   telephone: (202) 473-7711   facsimile: (202) 974-4384
MedLife IV Project MedLife S.A. (MedLife or the Company) is a leading private health care provider in Romania offering a host of integrated medical services to individuals and corporate clients. The Company operates six private hospitals and a network of outpatient clinics, medical laboratories and imaging centers in Romania.   The Project involves the expansion of MedLifes outpatient clinical and diagnostic services to second and third tier cities in Romania to improve access to the Companys services throughout Romania. -	Improved access to quality healthcare services in Romania, especially in cities outside Bucharest.  -	Relieve burden on over-crowded public system and support a viable private sector alternative which is increasingly seen as necessary to address healthcare needs in the country.  -	Continue to establish benchmarks for quality healthcare in Romania.  -	Provide employment opportunities for qualified professionals (medical and non-medical).
UCLC SEF2 Project The proposed investment consists of up to EUR50 mn (approx. US$53 mn equivalent) senior unsecured loan to UniCredit Leasing Corporation IFN S.A. (UCLC or the Company). UCLC is part of UniCredit Group, a pan-European banking group with presence in Italy, Germany and Central and Eastern Europe. UCLC is the leader of the Romanian leasing market and an existing IFC client since 2017. The proceeds of IFCs investment are to be earmarked (i) up to 50% to support on-lending to small and medium enterprises (SMEs) and corporates in Romania, and (ii) at least 50% to funding eligible sustainable energy finance projects that meet eligibility criteria established by IFC (the Project). The Projects developmental impact is achieved through: (i) Access to finance for SMEs, which, in recent years have increasingly resorted to alternative financing sources besides the banking system, such as leasing and other NBFIs. (ii) Access to climate finance, as IFC anticipates that the Project will further increase access to energy-efficiency and renewable-energy projects and transport technologies, using leasing as an alternative financial product, well suited to various climate mitigation-related financing; and (iii) Increase competitive pressures in the climate space in Romania, which will foster competition through the capacity building channel.
Banc Post II On May 29, 1998, IFC approved a US$10 million convertible pre-privatization loan to Banc Post.  The loan is fully disbursed and was originally intended to be converted, in whole or part, before June 30, 2000.  However, owing to delays caused by post-privatization uncertainty over the shareholding structure of BP, IFC was not willing to convert last year.  At the time of the privatization, GE Capital (GE) was to be the strategic technical partner, taking 35% of BP, with Banco Portugues de Investimento (BPI) taking 10%.  The remainder was to remain with local shareholders, and both IFC and EBRD provided US$10 million pre-privatization loans with options to convert into equity at the average price paid by GE and BPI.  Payment for the shares was to have been made in 12 installments.  However, after three installments, GE decided to withdraw from the transaction, and the success of the privatization looked to be in jeopardy.  Largely due to the support of IFC and the efforts of BPI,  the Greek Eurobank (EFG) was brought in to replace GE.  At the insistence of the Romanian authorities, GE remains with the shares that it had already paid for.      With all these changes, it is now apparent that our existing loan does not match the current or future needs of BP or its shareholders.  To meet EFG''s growth targets, BP needs equity or tier 2 capital, but our existing facility is a senior loan which has already started amortizing.      IFC''s convertible pre-privatization loan to BP supported the bank''s privatization and facilitated the entry of a strategic technical partner.  The positive effects usually associated with privatization are beginning to show also in the BP case: strengthening of management, introduction of new products, efficiency gains and greater competitive.  The new investment would further strengthen BP by providing the bank with additional funding necessary to enter new businesses.  As a result, Romania should see a deepening and broadening of the financial sector.
Mobil Rom S.A. Summary Of Project Information (SPI)       Project Name    Romania-Mobil Rom            Region    Europe        Sector       Project No008135   Projected Board DateJune 25, 1997   Company NameMobil Rom   Technical Partner and/or Major Shareholders    	France Telecom Mobiles International - 51%, the international cellular subsidiary of France Telecom, the main French telephone operator, and various local and international partners (49%).    Project Cost Including proposed IFC investment    	Total project cost is estimated at US$290 million (over the 1997-1999 period). IFC would provide for its own account a US$40 million A Loan and a quasi-equity of US$10 million, and would syndicate a US$120 million B Loan.    Location of project and Description of site    	Romania - countrywide cellular network.    Description of Company and Purpose of Project    	Project involves the development, installation and operation of a nationwide GSM (Global System for Mobile Communications) cellular telephone network. Mobil Rom, a joint venture between France Telecom Mobiles International and various local and foreign partners, was recently awarded in a competitive bid one of two 10-year licenses to install and operate a digital cellular telephone system in Romania.The license requires the Company to build up, within a 5 year period, a nation-wide network providing coverage to 65% of the Romanian territory. Service is expected to start by mid 1997.This project would bring in modern technology and management systems as well as help upgrade the countrys communications infrastructure.  The project would meet the urgent needs of the business community and households for more and better quality communications services.    Environmental Category and Issues    	This is a category B project according to IFC''s environmental review procedure. Environmental issues associated with this project include: right-of-way alignment, tower site selection, PCB''s, halons, solid and liquid waste disposals. Occupational health and safety issues include fire prevention and general employee safety.  It is anticipated that this project will not require new major rights-of-way and will make maximum use of existing structures in the location of the antennas.    The  is  May 20, 1997 from the Public Information Center.       Date SPI sent to PIC     May 16, 1997      For Additional Information contact:  Corporate Relations Unit -   telephone: (202) 473-7711   facsimile: (202) 974-4384  Environmental documents for this project are available at http://www.ifc.org and from the World Bank InfoShop (http://www.worldbank.org/html/pic/aboutinfo.html).
WCS COVID GLR The proposed investment consists of a one-year, renewable senior loan of up to EUR10 million to Motoractive IFN SA, (operating as Garanti BBVA Leasing Romania) (GLR, or the Company) under the FIG COVID-19 Emergency Response WCS Envelope (WCS Envelope). The WCS Envelope is designed to provide funding to existing IFC clients in emerging markets that will then extend new loans to companies whose cash flows have been disrupted by the global outbreak of the coronavirus pandemic.  The purpose of the proposed IFC investment is to provide short-term liquidity support to GLR in order to support/expand its lending program to Romanian small and medium enterprises (SMEs), with a minimum 40% of the proceeds used to finance women and women-owned businesses that are impacted by the crisis (the Project). By supporting its clients' capacity to sustain operations during the shock resulting from COVID-19, IFC is well positioned to support the private sector in its economic recovery process, shortening the time it will take for the most vulnerable to return to their traditional income-earning opportunities. Specifically, this project intends to provide liquidity to the Company, which will then on lend to SMEs, women customers and women owned SMEs.
DCM UCB Romania The proposed project is an investment of up to US$80 million (in Euro or Romania Leu equivalent) in one or more senior unsecured bonds to be issued by UniCredit Bank S.A. in Romania (UCB or the Bank). The Bank plans to raise the equivalent of EUR200 million in total, over the next twelve months, in bonds with maturities between 3 and 7 years, of which IFC would invest up to 40 percent. The proceeds of IFCs investment would be entirely used to finance UCB's green housing portfolio. The Project would: 
i) support households in purchasing properties in green-certified buildings or build green-certified single-family houses. 
ii) enable UCB to ramp up the share of green housing in its overall portfolio. 
iii) promote greater sustainability in the market by supporting UCB's promotion of green housing and by encouraging other financial institutions to replicate its efforts.
MedLife III Med Life SA (MedLife or the Company) is a leading player in the Romanian private health care market.  It provides integrated medical services for corporate clients and individuals and operates a 120-bed private hospital in Romania (Life Memorial Hospital), 9 hyperclinics (large clinics providing an extensive range of high quality clinical services), 7 laboratories, 4 medical centers, and a pharmaceutical retail chain.  MedLife also has one of the largest subscriber base in the Romanian corporate market.

MedLife is an existing IFC client and plans to invest up to approximately EUR 52 million in 2011-2015 to expand operations in Romania: (i) build new hospitals and hyperclinics in Bucharest and cities across Romania; (ii) develop laboratories; and (iii) target acquisitions of smaller outpatient clinics, laboratories and hospitals. - Increase access to quality healthcare services in Romania, including in cities outside Bucharest;
- Relieve burden on over-crowded public system and support a viable private sector alternative which is increasingly seen as necessary to address healthcare needs in the country;
- Continue to establish benchmarks for quality healthcare, in preventive and specialized care in line with market demand;
- Promote transparent practices in the local health sector and raise standards of quality and ethics;
- Offer employment and development opportunities for health personnel in an environment conducive to the practice of high quality medicine.
BT AMC Subdebt The proposed IFC investment is a subordinated loan of up to US$40 million to Banca Transilvania S.A. (the Bank or BT), to be fully provided by the IFCs Capitalization Fund. The loan, to be counted as Tier II capital, is expected to have a 10 years maturity period with a bullet repayment. The project aims to support a systemic bank in Romania through strengthening its capital base.   BT, third largest bank in Romania, is a long-time client of IFC. The Bank, established in 1993, operates as a full-scale commercial bank in Romania. - The Project aims at supporting a well-managed regional bank in Romania through strengthening its capital base. With increased capitalization, the Bank will be able to pursue its growth strategy and maintain its systemic presence. - As micro, small and medium-sized enterprises are a strategic priority for BT, the Project will help improve access to finance for SMEs by providing capital support needed to expand Bank''s operations.
Alpha Bank RO table, .k-table{ border-collapse:collapse; width:100%; table-layout:fixed; margin-bottom: 15px;} .k-table, .k-table td, table, table td {outline: 0;border: 1px solid #000; } .k-table td, table td { padding: 5px; }   The proposed project consists of an up to EUR50 million senior loan to Alpha Bank Romania S.A. (ABR or the Bank), in order to support on-lending to residential mortgage borrowers in Romania.  The Bank was established in 1993 and now is the eighth largest bank in the country, with total assets of EUR3.3 billion and equity of EUR319 million as of the end of December 2015. ABR is a universal bank, with a market share of 4% by total assets and 8% for mortgage loans. It currently employs approximately 1,900 staff and has a national network of 130 branches in Romania. 1. Contribution to economic growth through improved access to finance by individuals to buy or improve homes: Expanded financial intermediation is needed to support the flow of credit to individuals.
2. Create more job opportunities: By providing mortgage loans supported by IFC funding, the Bank will contribute to the development of the housing sector, which in turn creates jobs in the construction and other supporting industries.
3. Increasing financial inclusion in Romania: Access to credit and increasing the economic power of sub-borrowers would translate into improved livelihoods for a wide cross-section of society.
4. Sustaining the banking system:  IFC is helping improve the sustainability of Alpha Bank in Romania, which would become less reliant on the Greek parent bank.
WCSS Agricover Agricover Credit IFN S.A. ("IFN" or the "Company") is the only Romanian financial institution specialized in financing the
agricultural sector. The Company is part of the Agricover Group (AG or the Group), an integrated agricultural group and one
of the largest agri traders in the country whose main operations include: (i) grain sourcing, trading and logistics services; (ii)
distribution of agricultural inputs to farmers; (iii) provision of financing to farmers; (iv) fuel distribution to agriculture; and (v)
trading of meat and livestock.  
As the financing arm of AG, IFN offers both short term working capital financing and medium term investment loans to farmers
active in the vegetal sector, animal breeding, milk production, and processing industry, among others.  
The proposed project consists of an investment of up to RON70mn in the form of a 1-year, senior loan under IFCs Working
Capital Solutions (WCS) product to IFN to support the agriculture sector in Romania. The WCS loan is renewable up to two
times at IFCs option for two additional 1-year periods, for a maximum aggregate facility life of up to 3-years. The WCS loan
will be disbursed in local currency to support the Companys short term loans to small and medium enterprise (SME) farmers. Specific positive developmental impacts are expected to be: 
1. By directly financing the short-term needs of the Company to support the agribusiness sector, small and medium-sized
farmers whom IFC cannot finance directly will have increased access to financing and, therefore, a positive impact on
economic activity in Romania's agricultural regions. 
2. By supporting IFN's portfolio expansion directed at SME farmers, IFC will aim to strengthen the value chain and increase
capacity by allowing producers and processors to extend or have several production cycles through additional working capital.
This will enable a better competitive position for the SME farmers in the local and regional markets.