devinitorg/iati-policy-markers huggingface dataset:
Companhia do Vale do Araguaia Companhia do Vale do Araguaia (CVA, the Company) was founded in 2005 and is a privately owned Brazilian company engaged in the sustainable management of teak plantations in Midwestern Brazil. CVA planted nearly 6,500 hectares (ha) of teak on about 9,672 ha near the town of Agua Boa, is the eastern part of Mato Groso state (the Project).  CVA is managing the teak on a 22-year cycle whereby final harvests begin in about 2026, but there are periodic thinnings of the plantation stands, which generate wood sales in the interim.  The Company will install and operate a wood processing facility to produce and sell teak products to regional and international markets.  The balance between the total land of the Project and the area planted with teak is over 3000 ha, most of which CVA looks after in one of two forms: either as a Reserva Legal (general land set-aside), or as an Área de Preservação Permanente (land reserves required for watershed or other ecological protection). Climate change mitigation:  Tree growth and addition of significant soil carbon will sequester nearly 100,000t CO2e p.a. Plantations have a positive impact on surface water balance and improve the region''s drying microclimate. The sale of "non-commercial" thinnings and waste wood processing from processing to local agro-processing facilities substitutes for biomass partly derived from the clearing of native forest and vegetation.  ii.	Local economic diversification: The Company is in a region where local economic well-being is very dependent on cattle grazing and the cultivation of soy and corn.  The Project contributes to reducing the local economy''s over dependence on too narrow a range of commodities and broadens the skill base of the labor market.  iii.	Employment generation:  Cattle grazing, soy and corn cultivation generate fewer jobs per hectare than plantation forestry.  Moreover, the Company operates within the formal sector with respect to its employment practices.  As such, the Project makes a contribution to generation of year-round jobs and does so in the formal sector.  iv.	Re-socialization of prisoners:  Through FundaÃ§Ã£o "Nova Chance" (translated as Fresh Start), a convict rehabilitative program sponsored by the Mato Grosso government, CVA has been employing inmates since the latter part of 2013.  The goal of Nova Chance is to break the cycle by which former convicts have a very high rate at which they return to crime after prison and, ultimately, are imprisoned again.  Most of the prisoners are from economically disadvantaged backgrounds such that - for example - they may not have formal sector work experience or bank accounts.   The program helps prepare them for life after incarceration by establishing and funding a bank account in their name with a cushion of savings following their release and provides recent work experience.
Daycoval A/B SME The project consists of an A loan of up to US$130 million and mobilization from B lenders for up to US$270 million, to Banco Daycoval S.A. (Daycoval or the Bank). The proceeds will be used to finance small and medium enterprises (SMEs) enhancing their sustainability through financial inclusion (the Project). A portion of the loan will be channeled to specific sub-segments (i) a minimum of 20% of the loan will be on-lent to women-owned SMEs (WSMEs) and (ii) a minimum of 30% of the loan will be on-lent to SMEs located in financially underserved regions of Brazil (Underserved Region SMEs). IFC will support Daycoval to increase access to finance for SMEs including underserved segments such as Women Owned SMEs and Underserved Region SMEs. In Brazil, credit penetration has been one of the most important issues in financial sector development given the structural barriers and lack of incentives for banks to go down the market. There is a SME finance gap is estimated at $437 billion in Brazil (24.7% of GDP), 3x of the current stock of SME loans outstanding. The economic crisis of the last few years has further accentuated the already considerable finance gap as the MSME portfolio of the Brazilian banking sector has declined from $210 billion as of December 2015 to $124 billion as of September 2020, representing a 16% reduction in local currency. The Project will support Daycoval to continue addressing the financing gaps faced by SMEs in the country, through its targeted focus on underserved segments.

IFC anticipates that the Project will contribute to an increased inclusiveness of the SME financing market in Brazil. Historically, the SME financing market has been considered inefficient, due to a number of issues such as lack of financial infrastructure elevating the cost of lending, and the large presence of SOEs limiting competition. The Project ultimately intends to contribute to attenuating the potential flight to quality, or a retrenchment of banks from the SME financing markets, given the higher risk profile of the segment. Daycoval actively participates in the government programs to serve SMEs, while it especially tries to reach beyond general SMEs expanding into underserved segments. In particular, the Project aims to expand into the underserved regions, where the credit penetration was already lower than the national average in the pre-crisis period. The Project will encourage the other banks to go down the market to increase their exposure to SMEs from the underserved regions.
DARP SFPRenovaII The Project (DARP SFPRenovaII) consists of increasing IFCs investment in the existing platform that IFC has for acquiring and servicing pools of non-performing loans (NPL) in Brazil (the DARP Platform). Recovery do Brasil, S.A. (the Company or Recovery), market leader in asset resolution in Brazil, will continue to service the NPL portfolios acquired by this DARP Platform in Brazil, with Banco BTG Pactual S.A. (BTG) as a co-investor. Economic Development - The Project will continue to support the development of the NPL market in Brazil.  So far, this DARP Platform in Brazil has (i) allowed Brazilian banks to off-load in excess of BRL30 billion face value NPLs, and (ii) built infrastructure for distressed assets ("DA") resolution in Brazil.  Market Transparency - As financial intermediaries increase the sale of DA to private investors, the transparency of those institutions'' balance sheets improve, as these assets are priced according to market conditions.  Access to Finance - The Project will continue to facilitate the normalization of obligations of households and SMEs, preventing a large number of them from losing their assets, regaining access to formal credit, and preserving jobs.
Vinci Capital Partners III, LLC The project entails an IFC equity commitment of up to US$15 million in Vinci Capital Partners III, L.P., (the Fund). The Fund will make investments in mid-market, growth companies in Brazil. The main project outcomes are: (i) an increase in access to capital for growing companies, including in the frontier regions of Brazil where businesses have lower access to capital; and (ii) investee growth, which will be supported by Vinci's value creation strategies. The main market creation outcomes are an increase in the competitiveness of the Brazilian PE market, due to Vinci's demonstration of the longer-term viability of investments in the region.
Contabilizei 0  0  0  0  0  0  0  0  0.0000       IFC is considering an equity investment in   Contabilizei   who provides SMEs in Brazil with an online interface to file their accounting information and generates various documents and electronic filings that are required to comply with regulations. The project directly benefits SMEs in Brazil, which is one of the ten most complex countries in the world with respect to tax compliance for business, according to the World Bank's â??Doing Business Index'. By using technology, Contabilizei significantly reduces average monthly accounting cost fees, relieving capital for other more productive uses for SMEs.
SupplierCard SupplierCard (Project # 30835), consists of a senior loan of up to BRL40 million to SupplierCard Administradora de Cartões de Crédito S.A. (SupplierCard or the Company). The Company is a business-to-business private label credit card issuer and administrator that offers credit to micro, small and mid-sized companies (MSMEs).    The loan will support SupplierCards credit operations to MSMEs throughout Brazil. The Project will increase access to finance to MSMEs in Brazil, many of which lack access to loans and financial services. In addition, through this Project, IFC will support an innovative underwriting approach that facilitates lending to this segment, while at the same time reducing funding costs to MSMEs.
Zilor Cogen The proposed investment consists of a US$30 million financing package, to support Grupo Zilor (Zilor or the Group), a leading sugar, ethanol, and renewable energy producer in Brazil, with three mills located in the Sao Paulo state. The investment will support the expansion of its cogeneration capacity in one of its plants called Barra Grande from 62.9 MW to 142.9 MW (the Project). The Project has an Anticipated Impact Measurement and Monitoring (AIMM) rating of Good, based on an AIMM score of 58. On an unadjusted basis (i.e., without likelihood factor), the full potential AIMM score could reach 64. IFC expects the Project to have climate mitigation effects through expanding the Companys electricity cogeneration using biomass and increasing the sale of renewable energy to the grid. Beyond the Project, IFC anticipates that its financing will contribute to promoting resilience in Brazils power sector through diversification of electricity generation sources.
Belagricola Belagricola Comercio e Representacoes de Produtos Agricolas Ltda (Belagricola or the Company) is a leading inputs provider and grains originator operating in the Parana state, north of Santa Catarina and south of the Sao Paulo state. The Company is undertaking an investment program aiming at (i) establishing a permanent working capital line to support its activities; (ii) financing maintenance capex; and (iii) extending the tenor of the Companys existing short-term debt resulting in a more robust balance sheet. The IFC investment will be in the form of a C loan amounting up to US$35 million. Belagricola's operations impact directly over 9,000 clients and families that relies on agriculture as their main income. The access to finance, agriculture technologies and adequate inputs are vital for an increase productivity and thus income for the farmers.   Outreach: Belagricola is located in a region characterized by small and medium-sized farms (average area of 100 ha to 300 ha), therefore the Company's expansion will benefit several farmers through the provision of technical assistance and implementation of modern agricultural techniques.   Access to finance: Belagricola's customers are typically unable to access banking financing at competitive terms, and rely on the Company to finance their production.  Food security: By providing the best available farming technology to farmers, Belagricola contributes to improve agriculture yields, thereby increasing food production. The Company has created 950 jobs in a region where alternative sources of income are very limited. The Project will generate at least 1,000 additional direct and indirect jobs.   E&S practices: Disseminating best E&S practices through Belagricola's technical assistance will help the farmers to raise the bar in terms of sustainability.
Comgas Project Comgas is the largest natural gas distribution company in Brazil, with a network of 3,250 km of pipelines covering 41 municipalities in the State of Sao Paulo, and reaching over 400,000 residential, commercial and industrial consumers.  Comgas predecessor companies date to 1872, with its present operations beginning with privatization in April 1999.  Comgas was acquired by a consortium consisting primarily of British Gas and Shell Groups.  The company aims to expand the use of natural gas as a cheaper, more environmentally-friendly option than alternative fuels, such as coal, fuel oil or liquefied petroleum gas (LPG).  

Comgas operates under a 30-year concession to distribute natural gas  covering  177 municipalities in Sao Paulo state.  Metropolitan Region of Sao Paulo.  The concession contract establishes expansion goals for the company, which include achieving 70,000 additional customers and 400 kilometers of new networks within the first 5-year period and a total of 200,000 additional customers within 10 years.  

Comgas is also active in the promotion of natural gas for vehicles (NGVs), which offer savings of up to 70 % over gasoline and emit less pollution.  This commitment includes the operation of nearly 200 NGV filling stations and the conversion of over 100,000 vehicles by the end of 2004.  The company expects to reach 200,000 converted vehicles by 2008.

Comgas obtains its gas supplies from two geographical sources  Bolivia, via the Bolivia-to-Brazil (BTB) transmission pipeline, and offshore Brazil, by the GASAN/GASPAL transmission pipelines from the Santos/Campos Basins.
Industrias Arteb S.A. Summary Of Project Information (SPI)       Project Name:    Brazil: Industrias Arteb S.A.              Region:    Latin America and Caribbean        Sector:       Project No:008896   Projected Board Date:March 30, 1998   Company NameIndustrias Arteb S.A.    Technical Partner and/or Major Shareholders     	Arteb is owned by the by the Eberhardt family, 91.7%, and  Reinhold Poersch (Hella) of Germany, 8.33%.  Hella is a key technical partner and has long-term technical support agreements with the Company.     Project Cost Including proposed IFC investment     	Total project cost is estimated at US$120 million. IFC is considering a total investment of US$45 million including (i) a loan of US$20 million and (ii) equity of US$5 million, both for its own account and (iii) a loan of US$20 million for the account of participant banks.     Location of project and Description of site     	The project will be implemented in three locations: (i) as an expansion and modernization of the Companys industrial complex in São Bernardo do Campo, São Paulo, (ii) adjacent to the new General Motors car plant in Gravatai, Rio Grande do Sul, both in Brazil and, (iii) an industrial plot in Rio Segundo, Cordoba, Argentina.     Description of Company and Purpose of Project     	Expansion and modernization of automotive lighting production for Brazil, Argentina and for export. The project will increase production and improve performance through (a) the modernization and expansion  of Artebs existing plant in São Paulo, (b) the construction of two new plants in Gravatai and Argentina and, (c) optimization of its financial structure.     Environmental Category and Issues     	Category B. Environmental, occupational health and safety issues associated with this project include: air emissions, liquid effluents, solid and hazardous waste disposal, and  employee exposure to high temperatures, fumes, noise, and dust. IFC is reviewing environmental  information on the Companys existing operations and, if necessary, will require the Company to take Corrective Action to bring the operations into compliance with World Bank guidelines and local requirements. IFC will monitor compliance with the World Banks policies and Guidelines during the life of the project.    The  will be  from the Public Information Center on or about February 20, 1998.       Host country location of environmental documents    Industrias Arteb, Avenida Piraporinha, 1221, São Bernardo do Campo, São Paulo , Brazil      Date SPI sent to PIC February 18, 1998For Additional Information contact:  Corporate Relations Unit -   telephone: (202) 473-7711 facsimile: (202) 676-0365  Environmental documents for this project are available at http://www.ifc.org and from the World Bank InfoShop (http://www.worldbank.org/html/pic/aboutinfo.html).
Bic Banco H&E BicBanco is a leading Brazilian mid-sized bank, which has operated predominantly in the middle market niche since 1938.  It is publicly traded at BM&FBovespa, and has a nation-wide presence with 39 branches in all regions of Brazil. The project entails a corporate loan for which use of proceeds will be on-lending to health and education small and medium enterprises. The project is expected to: expand access to credit to health and education SMEs through a wholesaling approach; enhance BicBancos service capacity by providing IFC industry expertise (best practices) and contacts; support the developing access by the population to health & education services; lend credibility to the market by reaching smaller institutions with competitive products; and help strengthen the competitiveness of H&E mid-sized companies.
Bauducco NE Pandurata Alimentos Ltda. (Bauducco or the Company) has an investment program for 2009-2011 to expand its production and logistics capacity. The investment program includes:   - the construction of its first plant in the state of Alagoas, one of the poorest states of the Northeast region;  - the construction of a new distribution center by the side of such plant; and  - incremental working capital The Project will support the expansion of a leading food company into the economically poor Northeast region of Brazil. The plant will be established in the state of Alagoas, which has some of the lowest development indicators of Brazil.     Employment: By At the end of 2008, before the Investment Program  started, Bauducco directly employed approx. 3,100 people and 400 seasonal jobs. Approximately sixty percent are female. As the Investment Program develops, the Company will hire new employees in the Northeast plant and will employ a permanent staff of 3,360 people (an additional 260) by the end of 2011, who will receive a number of benefits such as full medical insurance, life insurance, pension funds and a bonus scheme based on the Companys performance.
Sao Martinho I table, .k-table{ border-collapse:collapse; width:100%; table-layout:fixed; margin-bottom: 15px;} .k-table, .k-table td, table, table td {outline: 0;border: 1px solid #000; } .k-table td, table td { padding: 5px; } The proposed IFC investment consists of an A/B loan financing package to Sao Martinho S.A. ("Sao Martinho" or "the Company"). Founded in the 1930s by the Ometto family, Sao Martinho is currently the fourth largest sugarcane processor in Brazil with 20 million tons of cane crushed in 2015/2016 crop season. Sao Martinho currently operates three sugar mills in the state of Sao Paulo and one mill in the state of Goias with a total capacity to process 24 million tons of sugarcane annually. - Private Sector Development: The investment will support the growth of a competitive domestic player in the sugar and ethanol industry, one of the most important sectors in the Brazilian economy. 
- Payments to Government: The Brazilian agribusiness sector is highly competitive globally and is key to the economy in terms of its capacity to raise Government revenues. This investment will allow the Company to expand its operations and will contribute to the growth of Brazilian economy. 
- Supply-chain linkages: The Company has extensive linkages especially upstream with about 30% of sugarcane sourced from third-parties and about 150,000 ha of leased land. 
- Climate Change: IFC's investment in Sao Martinho will contribute to climate change mitigation by promoting the use of renewable energy.
Banco Caixa Geral - Brasil SEF The proposed project is a USD 50 million A Loan to Banco Caixa Geral  Brasil S.A. (BCG) to fund climate smart transactions in Brazil. Eligible transactions will include renewable energy (expected to primarily consist of utility scale wind farms, solar farms, and biomass plants), energy efficiency (primarily co-generation), and possibly water efficiency, and cleaner production projects.  This project will represent the first such project with the Bank in Brazil, and an opportunity to strengthen the relationship with an important player at a regional and global level, and one with a strong corporate commitment to sustainability. IFCs role is to provide long-term finance, sustainable energy expertise, and E&S guidance. This project will contribute to climate change mitigation through BCGs commitment to climate smart financing. - Positive climate change mitigation: through climate smart financing, Banco Caixa Geral - Brasil''s activities will have a direct impact in lowering greenhouse emissions and encouraging efficient management and re-use of scarce resources.  - Financial market development: through enabling Banco Caixa Geral - Brasil to provide financing on terms that are appropriate to climate smart investments, these investments will be mainstreamed within the bank, and in turn through demonstration to the wider Brazilian financial market on the market potential for climate-focused products.
ODATA SP01/2/3 The proposed transaction consists of a senior secured A Loan of up to US$30 million to ODATA S.A. (ODATA or the Company), a Brazilian carrier neutral Multi-Tenant data center (MTDC) operator with three data centers in Brazil. The facility will have 8-year tenor including a 2-year grace period. The funds will be used to support the Companys US$78.5 million capital expenditure program requirements over the next 3 years (2020-2023) for the expansion of the 3 existing DC in Brazil (the Project). The Project is expected to increase access to data hosting services for businesses in Brazil by supporting the expansion of independent carrier-neutral data center capacity, potentially resulting in increased productivity and usage of digital services. Beyond the Project, this investment is expected to contribute to increasing competitiveness of the Brazilian market for data hosting services by inducing alternative data centers providers to expand, thereby supporting the entry of wholesale data center users and enabling productivity and usage of digital services across the wider economy.
Indusval II With a portfolio of more than 1,000 clients serviced from 11 branches, Indusval is a midsize wholesale bank focusing primarily on structured lending to SMEs. Indusval is listed at the BOVESPA stock exchange since July 2007.    The relationship between IFC and Indusval dates back to 2006, when the two parties started a successful partnership through IFCs Global Trade Finance Program.    The proceeds from the current IFC financing will be used by the bank to expand its lending activities in the middle market segment with focus on companies located outside of the main economic hubs of the country. Indusval has expertise in credit operations secured by collateral, particularly involving SME borrowers, and has posted an impressive growth rate in recent years.  In this context, the project will help Indusval:   - expand its operations into SME segment, which is still poorly served by banks, with a special focus on underserved regions of the country and  - through the B loan, expose the bank to a new set of international investors, expanding its funding network.    The two major development impacts embedded in this project are:  - making additional credit resources available to the both underserved SME segment, and  - helping maintain a competitive environment in the concentrated Brazilian banking sector.
Indusval Agro Banco Indusval & Partners (the Bank) is a mid-sized bank operating as a niche player in the Brazilian market, focusing on corporate credit and in the creation of customized services mostly to middle market and Corporate companies. This will be IFCs fourth project with the Bank and the first project since the Banks admission of new partners in March 2011. The Project will make funds available to small and medium farmers, including those in frontier regions of Brazil and who IFC wouldnt be able to reach directly. The Projects is expected to: -	Increase access to finance to farmers; -	Assist Indusval to expand its reach, maintaining and increasing lending to farmers, including farmers in frontier regions; and -	Finally, as part of this project, Indusval will be required to enhance its ESMS to encompass E&S screening against the IFC Exclusion List, the Brazilian E&S laws and regulations and the Performance Standards.