Support to entrepreneurship for the Women’s Associations of Solidarity in Goma Diocese This project represents the second year of the second phase of DRC356 project which began on April 1, 2015 and was completed on April 1, 2016. The success of the first phase of this Project(DRC214) raised between CAFOD and Caritas Goma an agreement for a second phase (DRC356). The two phase mechanism come to support the first phasewith three key developments based on lessons learned:
•	The savings from interest will be paid to members of the Credit Groups
•	The number of beneficiaries women from the project will double, to 426
•	The investment increase in human and material resources, both human and material, will be used for daily project needs.
During the implementation of CMSER3 project activities, the project faced including difficulties related to non-repayment of loans. 
As solution to these difficulties, we will :
-	Develop a close and regular monitoring;
-	Encourage regular groups’ meeting to which we should participate;
-	Regular visits should be carried out by the partner that implements activities. CAFOD Programme Officer visits to the beneficiaries should be so planned in agreement with the partner and with spacing.
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The project seeks to improve the socio-economic status of women and their families in Goma and peripheries. It will be done through provision of small loans to help women develop their own businesses.
Initially, 400 women will be selected to take part in the project. They will be trained in running a small business and provided with an initial loan of up to USD150 (in some instances this may be more – see below) at an interest rate of 2% per month.  Loans will be reimbursed in 16 weekly instalments, and the women required also to contribute to a savings account, related to their initial loan amount.
The women were put together into small ‘Solidarity Groups’ of five to seven members, who are linked through identical residence place, type of businesses, or social groups.  These Solidarity Groups are further brought together into 
‘Credit Groups’, each each one have between three and five Solidarity Groups.  All members of the Credit Group accept a collective responsibility for reimbursement of loans got by women who are temporarily insolvent; for example, when a member is ill and cannot work for a period, other members of the group will make repayment on her behalf. A Credit Group is eligible for next credit, only when all previous loans are paid.
Through these activities, the aim is to help these women to develop one day their own businesses independently of the micro-credit facility. Many of those women have been displaced due to ongoing conflict in the area or have lost their husbands or children during the war.  For a number of reasons, they are not eligible for loans in the normal banking and finance sector and micro-credit projects so this are the only opportunity they have to rebuild their lives and offer a better life to their children.

The project aims for three principle outcomes  as:
-	400 women are selected and trained in running a micro-enterprise.
-	400 women are supported through loans and advices to run a small business
-	400 women are able to operate their businesses independently.