Sentence:  Business loans generally are repayable in regular installments - usually monthly , including interest at the rate of 5 - 1/2 percent per annum on the unpaid balance - and have a maximum maturity of 10 years ; the term of <WSD>loans</WSD> for working capital is 6 years . 
Meaning of the word marked with <WSD> tags:  the temporary provision of money (usually at interest)