Sentence:  It was a dull, rainy, depressing day as I stood upon the dock-side above the landing-stage, and watched the tender come sidling up with the crowd of <WSD>umbrellaed</WSD> passengers upon her deck, and my errand was not of a kind to elevate the spirits. 
Meaning of the word marked with <WSD> tags:  Covered by or carrying an umbrella.