Sentence:  Besides , Miss Henrietta - as she was generally known since she had put up her hair with a chignon in the back - had little time to spare them from her teaching and writing ; so Cyrus Adler became interested in her friend Racie Friedenwald , and Joe Jastrow - the only young man who when he wrote <WSD>had</WSD> the temerity to address her as Henrietta , and signed himself Joe - fell in love with pretty sister Rachel . 
Meaning of the word marked with <WSD> tags:  have or possess, either in a concrete or an abstract sense