Sentence:  Business loans generally are repayable in regular installments - usually monthly , <WSD>including</WSD> interest at the rate of 5 - 1/2 percent per annum on the unpaid balance - and have a maximum maturity of 10 years ; the term of loans for working capital is 6 years . 
Meaning of the word marked with <WSD> tags:  have as a part, be made up out of