Sentence:  Seeing we are so wonderfully endowed with priceless gifts by our Heavenly Father, will he not require usury at our hands? He will. But he has made us <WSD>agents</WSD> to ourselves, which makes us responsible for the way in which we use the talents he has given us, for the manner we expend the gold and silver, the wheat and fine flour, the cattle upon a thousand hills, and the wine and oil, for they all belong to Him 
Meaning of the word marked with <WSD> tags:  One who exerts power, or has the power to act