The basics of creating IT-project management software and monitoring the solvency
 of bank clients.
Authors: Kateryna Stepashkina; A. Desiatko; Dmutro Kurochkin
Year: 2024

The article is devoted to the study of the main stages of software product
 development, in particular, the creation of a demo version of the application. This demo
 version helps to determine whether there is a need for an application aimed at assessing
 the solvency of bank customers, and also helps to understand what functions are
 important to users. It also covers the principles of creating a software product that
 not only works but also meets market requirements. This is achieved by using the market
 interest testing method, which allows determining whether there is a demand for a
 particular product or service. Considerable attention is paid to the general grounds for
 the emergence of credit relations, which arise from commodity production, where the key
 element of credit functioning is the circulation of value within the commodity exchange.
 In this process, there is a time gap between the circulation of goods and their monetary
 equivalent, which leads to the separation of the monetary form of value from the
 commodity form. However, the turnover of goods is not the only reason for the emergence
 of credit relations. Nowadays, credit relations arise in any economic or financial
 transaction related to the debt of one of the parties to such a transaction. The article
 highlights the importance of user feedback and its impact on the further development of
 the application. It also emphasizes the need for continuous improvement and adaptation
 of the product to changing market conditions and user requirements. In particular, the
 importance of using analytical tools to track user behavior and feedback is discussed,
 which allows for timely product adjustments. The issues related to the effective
 management of IT projects, both traditional and flexible methodologies, approaches and
 techniques used to manage IT projects are considered. The author proposes to use the
 Scrum method for IT project management and provides recommendations for the effective
 implementation of IT projects. When bringing an IT product to the market, there are not
 yet sufficient grounds to conclude that the project is successful, as issues such as the
 mechanism for selling the product, the level of customer satisfaction, and the need for
 changes remain unresolved. In addition, the success of an IT project to create a new
 product cannot be determined by successful implementation alone - it is important to
 ensure the integrated operation of the developed IT system. Therefore, the success of an
 IT project is measured not only by its successful implementation but also by the
 efficiency of its operation, as well as by the product's ability to meet customer needs
 and bring profit to the company. In addition, it is important to consider that the
 success of a project depends on many factors, including market conditions, competition,
 customer needs, etc. Thus, the article provides valuable guidance and recommendations
 for developing software products that meet market needs and user requirements.