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In those circumstances, the Juzgado de Primera Instancia de Jerez de la Frontera (Court of First Instance, Jerez de la Frontera) decided to stay the proceedings and to refer the following questions to the Court of Justice for a preliminary ruling: ‘(1) Is it contrary to [Article 3(1) and (2) to Article 6(1) and Article 7(1) of Directive 93/13] and the objectives of that directive for national legislation which establishes a procedure like that of Article 250(1)(7) [of the Code of Civil Procedure], requiring the national court to give a ruling ordering the dwelling subject to enforcement to be handed over to the person who acquired it in extrajudicial enforcement proceedings, in which, under the current regime contained in Article 129 of the Law on Mortgages … and Articles 234 to 236-o of the [Mortgage Regulation] …, there could be no review ex officio of unfair terms and the debtor could not raise an effective objection on those grounds, either in the extrajudicial enforcement procedure or in separate legal proceedings? (2) Is it contrary to the abovementioned provisions of Directive [93/13] and the objectives thereof for legislation, such as [that following from the amendments to the Law on mortgages by Law No 1/2013], to allow the notary to suspend extrajudicial enforcement proceedings already commenced when Law No 1/2013 entered into force only if the consumer establishes that he has lodged a claim concerning the unfairness of a clause in the mortgage loan agreement on which the extrajudicial sale is based, or which determines the amount payable on foreclosure, provided that the separate claim has been lodged by the consumer within a period of one month from publication of Law No 1/2013, without the consumer having been notified in person of that period, and in any case before the notary has made the award? (3) Are the abovementioned provisions of Directive [93/13], the objective it pursues and the obligation it imposes on national courts to examine of their own motion the existence of unfair terms in consumer contracts without the consumer having to request it to be interpreted as allowing the national court, in proceedings such as that established in Article 250(1)(7) [of the Code of Civil Procedure] or in the “extrajudicial sale” procedure governed by Article 129 [of the Law on mortgages], to disapply national law when the latter does not permit that judicial review of the court’s own motion, in view of the clarity of the provisions of Directive [93/13] and of the [Court’s settled case-law] concerning the obligation of national courts to review of their own motion the existence of unfair terms in cases relating to consumer contracts? (4) Is it contrary to the abovementioned provisions and the objectives of Directive [93/13] for national legislation, such as Article 129 [of the Law on Mortgages], in the wording of Law No 1/2013, merely to confer on a notary, as sole effective remedy for protecting the consumer rights enshrined in Directive [93/13], and in respect of extrajudicial enforcement procedures with consumers, the power to warn of the existence of unfair terms; or to give the consumer against whom extrajudicial enforcement is sought an opportunity of lodging a claim in separate legal proceedings before the notary has awarded the property subject to enforcement? (5) Is it contrary to the abovementioned provisions and the objectives of Directive [93/13] for national legislation, such as Article 129 [of the Law on mortgages], in the wording provided by Law No 1/2013, and Articles 234 to 236 [of the Mortgage Regulation] to establish an extrajudicial procedure for the enforcement of mortgage loan agreements concluded with consumers by sellers or suppliers in which there is no opportunity whatsoever for review ex officio of unfair terms?’