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Article 139 of Legislative Decree No 209 of 7 September 2005 laying down the Private Insurance Code (Ordinary Supplement to GURI No 239 of 13 October 2005), as amended by the Ministerial Decree of 17 June 2011 (GURI No 147 of 27 June 2011; ‘the Private Insurance Code’), provides: ‘1. Damage to health compensation for minor injuries arising from accidents resulting from the use of motor vehicles and waterborne craft shall be awarded in accordance with the following criteria and measures: (a) by way of compensation for permanent damage to health, for the consequences of injuries which are equal to or less than [9%], an amount shall be paid which increases more than proportionally with respect to each percentage point of disability; this amount shall be calculated by applying the relevant coefficient to each percentage point of disability in accordance with paragraph 6. As the age of the individual increases, this amount shall decrease at the rate of [0.5%] for each year of age starting from the eleventh year of age. The value of the first point shall be equal to EUR [759.04]; (b) by way of compensation for temporary damage to health, an amount of EUR [44.28] shall be paid for each day of complete disability; in the case of temporary disability which is less than [100%], the settlement shall be in proportion to the percentage of disability recognised for each day. 2. For the purposes of paragraph 1, “damage to health” means: temporary or permanent physical or mental injury to the person, verifiable through forensic assessment, which has a negative impact on the daily activities and social interaction in the life of the injured person, regardless of any consequences for that person’s ability to produce income. … 3. The amount of compensation for damage to health paid pursuant to paragraph 1 may be increased by the court by no more than one fifth, following a fair and reasoned assessment of the physical and mental condition of the injured person. 4. By decree of the President of the Republic, following deliberation by the Council of Ministers, on a proposal of the Minster for Health, in consultation with the Minister for Employment and Social Policies, the Minister for Justice and the Minister for Productive Activities, a specific table shall be established setting out the various forms of physical and mental impairment, ranging from one to nine points of disability. 5. The amounts referred to in paragraph 1 shall be updated annually by means of a decree of the Minister for Productive Activities, in proportion to the change in the national consumer price index for families of workers and employees established by the Istituto nazionale di statistica (ISTAT). 6. For the purposes of calculating the amount referred to in paragraph 1(a): for a percentage point of disability equal to 1, a coefficient multiplier of 1.0 shall apply; for a percentage point of disability equal to 2, a coefficient multiplier of 1.1 shall apply; for a percentage point of disability equal to 3, a coefficient multiplier of 1.2 shall apply; for a percentage point of disability equal to 4, a coefficient multiplier of 1.3 shall apply; for a percentage point of disability equal to 5, a coefficient multiplier of 1.5 shall apply; for a percentage point of disability equal to 6, a coefficient multiplier of 1.7 shall apply; for a percentage point of disability equal to 7, a coefficient multiplier of 1.9 shall apply; for a percentage point of disability equal to 8, a coefficient multiplier of 2.1 shall apply; for a percentage point of disability equal to 9, a coefficient multiplier of 2.3 shall apply.’