ARCHIVES HISTORIQUES
DELACOMMISSION
COLLECTION RELIEEDES
DOCUMENTS "COM"
COM(78)242
Vol.1978/0079

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COMMISSION OFTHE
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'<ν.,ίί/ΟίEUROPEAN COMMUNITIES
,COM(78)242 final.
Brussels ,6June1978
REPORT FROMTEECOMMISSION TOTHECOUNCIL
ONTHEUTILIZATION OFSUMSAVAILABLE FORGRANTING BUILDING LOANS
TOOFFICIALS OFTHEEUROPEAN COMMUNITIES OVERTHEPERIOD
1JANUARY 1977TO31DECEMBER 1977 .
C0:.I(78)242final.

REPORT TOTHE COUNCIL ONTHE UTILIZATION OPSUMS AVAILABLE
FOR GRANTING BUILDING LOANS TOOFFICIALS OFTHE
EUROPEAN COMMUNITIES OVER THEPERIOD 1JANUARY 1977 TO
31DECEMBER 1977
INTRODUCTION
This isthefifth report drawn up
■theperiod from 1January 1977 "to
four parts :bytheCommission .Itcovers
31December 1977 and isin
I.Work ofthe Loans Committee .
II.Utilization offunds during thefinancial year .
III .Social aspects .
XV.Conclusions .

I.WORKOPTHELOANSCOMITTEE c
A.Meetings
TheCommittee heldfourmeetings (sevendays)andexamined 566
applications .
B.Working methods
Pacedonceagainwiththeproblemofinsufficient fundstosatisfy
alltheapplicants ,theCommittee decidedthatitwasnecessary to
continueselecting applications onthe "basisofcertainpriority
criteria ,asithas"beendoingsince1972.
(•
Duringtheperiodmquestionitusedthenewsysteminforcesince
1976whichtakesaccountofagreaternumberoffactors,weighted
according toimportance ,notably:
kmthelocationofthepropertytobefinanced ;
B.theapplicant fsageandfamilystatus;
C.theincomeoftheapplicant and,whereapplicable ,
ofhisspouse.
C.'Opinions givenbytheCommittee
OnthebasisofthesecriteriatheCommittee approved 201
applications andrejected 13duringthefinancial yearinquestion.

UTILIZATION OPFUNDS
1. General administration
I
at
31/12/1976
Lduring tne
-..financial A
vftaT *'at
31/12/1977
Applications made 2.065 : 294 2– ' 1
359 j
Applications withdrawn 268 41 309
Applications pending
I38 .. • /
Applications already submitted or
tobesubmitted tothe Committee 1759 271 2.030
Applications onwhich nodecision
was taken because all funds for the
financial year hadbeen disbursed 392 -60 452
Cases decided bytheCommission !ν1367 . 211 1.578
Refusals I 50 -13 '
Loans granted1317 198 + 151 *
Loans cancelled atthe
request ofrecipients 27 .-.2-29
Loans outstanding1290 196 1_486
1515loans involving 1397officials .
198loans involving 194officials .

-4-
2.Financial administration
(a)MoneyderivedfromtheECSCFand
A.Fundsavailable initially
40/&oftheECSCPensionFund
ECSCinterest 1970and1971BITS
510187020
+7104737
BalancedueonECSCloansat15December 197'517291757
93878178
Available at15December 1971
Newfundsmadeavailable in1976423413579
+140000000
B.Loansgrantedfrom15December 1971to
31December 1976 ■ ■
Bfrs765858918-Bfrs19350709(cancelled )-746508209
C.Receipts from1January 1972to31December 1976
Redemption Bfrs142594083 )
Interest Bfrs +■■95974O89 < .+263701014
Repayments Bfrs+25132842 )
D.Receipts from1January 1977to31December 1977
Redemption Bfrs 39056028 )
Interest Bfrs+28157758l +74619880
Repayments Bfrs+7406094 )
E.Loansgranted from1January 1977to
31December 1977
Bfrs175741828-Bfrs2199000(cancelled )-173542828
F«-Forecasts forcomingfinancial years
1978(Receipts +80000000
(Loanstobegranted -80000000
1979(Receipts +88000000
(Loanstobegranted -88000000

-5-
(b)Budgetappropriations
Appropriations available Bfrs50000000
Appropriations committed in197°andpaidin
1976and1977whichmadeitpossibleto
grant67loansBfrs49999994
3.Statistics
Seepages7to10andTablesIandII.
III.SOCIAL ASPECTS
Duringtheperiodinquestion ,theLoansCommittee ,withCommission
approval ,continued toapplytheprioritycriteria ,thepurposeof
whichistohelpfirstofallemployees withthelowestincome.
The198loansgrantedduringthefinancial yearinvolve194officials ,
Abreakdown bygradeiscontained inTableII.
Thisbreakdown showsthattherecipients ofloanswere:
4incategory A
55incategory B
103incategory C
32incategory D.
IV.'CONCLUSIONS
1.Thenumberofnewloanapplications was294•
2.198loansweregranted,totalling Bfrs173542828.
3.Theobligation imposedtytheCounciltodistribute aminimum
ofBfrs50000000annually wastherefore respected .

-6-
4»On31December 1977»452applications werepending.
5-FollowingincreasesintheBelgianretailpriceindex,"theceilings
setinArticle4(2)oftheimplementing provisions wereraisedas
follows :
On17June1971: Bfrs600000+Bfrs50000perchild
On1May1972: Bfrs630000+Bfrs52500perchild
On1December 1972: Bfrs660000+Bfrs55000perchild
On24January1974? Bfrs693000+Bfrs57750perchild
On1April1974: Bfrs727650+Bfrs60638perchild
On1August1974 Bfrs764033+Bfrs63670perchild
On1January1975s Bfrs802235+Bfrs66854perchild
On1July1975: Bfrs842347+Bfrs70197perchild
On1January 1976: Bfrs884464+Bfrs73707perchild
On1October 1976: Bfrs928687+Bfrs77392perchild
On1July1977: Bfrs975121+Bfrs81262perchild
Thisrepresents a62.52^increaseinceilings,whichmeansthat
fewerofficials canbegrantedaloan.
TneABEXindexshowsa121.84$increaseinbuildingcostsfor
theperiodfrom1November 1971to1November 1977

-7-
STATISTICS ASAT31DECEMBER 1977
I. Loans .granted (object ofloan )
Purchase of "building land 84
Purchase ofhouse 211
Purchase offlat 318
Purchase +repayment (flat ) 2
Purchase +repayment (house ) 2
Purchase +conversion (house ) 48
Purchase +conversion (flat ) 3
Building ofhouse 573
Building +repayment (house ) 6
Repayment ofloan (flat ) .v 29
Repayment ofloan (house ) 135
.Conversion offlat 5
Conversion ofhouse 79
Conversion +repayment (house ) , 4
TOTAL 1499
HB.Ofthese 1499loans 102were granted intwo -instalments ,
which means that atotal of 1397officials were
involved .
II.Recipients
(a)Bvinstitution
Council . 9°
Parliament 57
Court ofJustice 19
Economic and Social Committee 21
Audit Board 4

-8-
Commission ,Brussels 739
Commission ,Luxembourg 129
Commission ,Ispra 213
ECSC Auditor 'sOffice 2
Commission ,Karlsruhe 7
Commission ,Geel-Mol 45
Commission ,Petten 24
Commission ,other ■ 39
TOTAL 1397
(b)Bynationality
Belgian
German
French
Italian
Luxembourg
Dutch
British
Irish
Other330
301
226
380
41
107
10
1
1
TOTAL 1397
(c)Bysex
Female
Maie
(d)Bymarital status
Single
Married
Separated
Divorced
WidowedTOTAL439
958
1397
152
1152
9
70
14
TOTAL1397

(e)Byageattimeofapplication
24years1
-t.
ft
26«10
27«».1nlu
28«19
29i»
30 ft32
31 tt38
32tt74
33 TI55
34 ft....66
35 tf76
36 1989
37 tv92
3ott76
39 VI80
40.h78
n67
42 »o4
54
//■♦f49
tt44
46n
■34
Ai'tl/35
43 tt44
49m26
5C tl30
51»31
52tt16
53tt.13
54tt15
55tt14
■56II8
57ttO
53t|4
59tt4
GOo
Cltt2
o2tt *>
mom«T ^">n'7
•LUx.Ot «k•jJi
(f)Ijylengthofserviceattimeofapplication
•s"years^*17years13
«
Htt39 . 18" ■25•
5ttI65 19 12
6ti1C9 20"2
7tt127 21' V2
8•t127 23:" .1■
9tt132
10 h161
11 tt.119 \TOTAL 1327
12 M
1-*
•LJl .IV112 \
3411 r^
•ott32.
Ί■ttop*c.o

-10-
III.The1397recipients include15couples,whereeachspousewas
anofficialandobtainedaloanforthesamedwelling.'Thenumberof
dwellingsisthus1397–15=1382.
(a)Locationofdwelling
Belgium 819
Germany 34
Prance 74
Italy ■244
Luxembourg 172
Netherlands 34
UnitedKingdom 3
Switzerland 1
Other 1
TOTAL 1382
(b)Relationship betweenborrower andlocationofdwelling
Countryofemployment 1011
Countryoforigin .115
Countryofemployment and
countryoforigin
Other 36
TOTAL 1382

TableI
lx/o/4-BUILDING LOANS .. SITUATION ASAT31DECEMBER 1977
6RADE
1NUH3ERS
2:APPLICATIONSSUCCESSFUL APPLICANTS BYNUMBEROFDEPENDANTS
ASDEFINED INTHESTAFFREGULATIONS (EXCLUDING SPOUSE)RATIO APPLICATIONS PENDINGAPPLICATIONS
PENDING AS
PERCENTAGE OF
APPLICATIONS -
RECEIVEDDECEIVED j
3nTTB–j
DRAWN I
HREJECTED
5APPLIC­
ATIONS/
STAFF
miKRFRSLOANS
GRANTEO/
APPLIC-
JLIiMS ;DOSSIER j
INCOMPLETE jjDOSSIER
pnuDiCTrTCTAL
A 37
163
511
1148
160?
894
725
15
•24
84
156
268
180
51
12
1
15
32
48
28
9ΡΠ2TOTI iL°!i ι ιLMι ι i iLiJ456j7ITOTALiiiinr .
•REL !OTHER !
1
9
5
5
4
11
4
3
2
14
2
5
13
13
21
13
20
54
31
14
14
7
14
41
28
.10.1•
1
1
17
16
8
11
m
13I
2
12
32
65
146
98
31
1l
«•
■•
2
1
«1
5
18
31
30
28
54
6
20
35
18
31
9
24
51
67
47 j
■ï !
i
TOTALÂ|5CS6 |769 135Γ»11!36443911341044516 *3387 I15-11X50,32X
13118j86 J|2=7.
I26,91X
Β1 581
827
795
569
22299
162
214
125
5012
26
24
19
6
I3
1
2
31
6
14
7
3
310
26
32
10
610
14
26
13
1223
39
59
36
11I.
11
23
21
16
69
3
7
61
1
2
11
265
108
147
82
393
1
3
1-13
14
"21
13
223
23
38
21
3
TOTALël2994 650 87ν~I81784751637729 5|3 441 21.71X67.84Ζ 8|63I37 ICS ]I16,61I
C1
2
-3
4
5733
t530
1480
476
145i
<118
.294
219
47
96
38
23
1I
2
2
21
1
23
3
440
62
38
5
220
68
42
5
119
49
38
17
210
24
18
43
2
4
22i-
92
207
140
33
51
2
2
111
25
26
6
28
22
21
5
120
49
49
12
3
TOTALc4.364 687 68 641014713612556112 47715.74X69.43X 6 70 57 133 19,35X
0-1
-2
'3286
290
20651
48
234
3
1S
3
18
10
3
I19
15
56
6
23
2
144
36
121
21
4
32
4
53
9
10
TOTAL o782 8I12i1
21IULH51' 9215,60XI75.40X!38 11 22 1£,CSi
GRAND
TOTAL 13,226 2228 298
i402363287 2714662519024 531397*
I£s:B•20 259 191 470
Cel.5:1*notadmissible (doesnotcosplywithrules), .SeetableII *REL«Repaymentofearlierloan
2«rejectedforsocialreasons. " Grantsineachfinancial
year.

ÏATUJR XI
OI|TPIGIAISTOVJIiOMALOAIfWASGRAUTED
DURINGTHEPERIOD
GRADE
i
I•FROIJ
16/3/1971
TO■'
31/7/1972Fï1OH
1/8/1972
TO
31/7/1973FIÏOM
1/8/1973
TO
31/7/1974FROK
1/8/1974
TO
31/7/1975moi-T
1/8/1975
TO
31/12/1976FRO;.!-
1/1/1977
.TO
31/12/1977TOTALS
!A1
i
! .>
i!;
!A,
«•6■
Γ7
Λ82
12
32
58
!m
50.
13
I:'■t6
14
20:
6!
i2
5
•41
15
10■'
i'2
I4
10
53
12
12
32
65
146
93
31
1
1
AI
■■■■■''If
I279 46 11 28 19 4■387
:>1
.n3•
o4
■3"39.
53
58.
26
121
12
11
14
34
4
14
-10
62
'5
9'
7
312
23
37
13
87 I
11
18
12
7<■>'
'r
'U'
8J
39
T^TALBI
I.188 ,41 38 26 93 55 441
C1
Γ2
C3
;.■-4
C541
66
45
6
25
9'
11.
53
15
-12
17
.5
622
63
38
9
314
49
28
129;.'
?r7
140
5
.IC 16G■.30 31 ;18 135 103 477
Ρ1
2
3Ζ0
102
15
1
11
19
8"
17
15
1044
36
12
".AL-D ■30 3 7 2■ 18 32 92
GR/JÎD
TOTAL;
120 87 74 265 194 1397