ANNEX

Cells highlighted in grey represent the reporting requirements. For those indicators for which a definition is not provided in the Regulation (EU) No 1409/2013 (ECB/2013/43), a definition is included below the relevant table of this Annex. Statistical information to be reported under Article 3 of this Guideline should be reported irrespective of the actual existence of the underlying phenomenon and even when they are zero. ‘-’ with an observation status M is used to indicate that the phenomenon does not exist.

Table A is reported on a semi-annual basis and where indicated, with a quarterly breakdown. Table A complements Table 1 of Annex III to Regulation (EU) No 1409/2013 (ECB/2013/43). Statistical information on the intraday borrowing in euro from the central bank refers to the ‘average for the last reserve maintenance period’. Other stock data reported in Table A refers to end-of-period figures.

Table A

Institutions offering payment services to non-MFIs

(end of period, number in actual units, value in EUR millions, Geo 0) Number Value Central bank Number of offices Number of overnight deposits Credit institutions Settlement media used by credit institutions Overnight deposits in euro held at other credit institutions (quarterly) Intraday borrowing in euro from the central bank (average for last reserve maintenance period) Credit institutions legally incorporated in the reporting country Number of offices Value of overnight deposits held by non-MFIs (quarterly) Branches of euro area-based credit institutions Number of offices Value of overnight deposits held by non-MFIs (quarterly) Branches of EEA-based credit institutions outside the euro area Number of offices Value of overnight deposits held by non-MFIs (quarterly) Branches of non-EEA-based credit institutions Number of offices Value of overnight deposits held by non-MFIs (quarterly) Electronic money institutions Number of institutions Outstanding value on e-money storages Of which: issued by electronic money institutions that are MFIs Payment institutions Number of institutions Of which: PISP AISP Number of offices Other PSPs and e-money issuers Number of institutions Number of offices Number of overnight deposits held by non-MFIs Value of overnight deposits held by non-MFIs (quarterly) Total number of payment institutions operating in the country on a cross-border basis Of which: Number of payment institutions providing services through an established branch Number of payment institutions providing services through an agent Number of payment institutions providing services neither establishing a branch nor through an agent

Number of offices - number of places of business in the reporting country. Each place of business set up in the same reporting country is counted separately. Only those offices (regardless of their size and operating hours) that provide payment services with cashless clearing and settlement are included, while mobile offices are not included. The head office of the institution is counted as an office if it offers payment services with cashless clearing and settlement.

Settlement media used by credit institutions - assets or claims on assets that can be used by credit institutions for payments.

Intraday borrowing in euro from the central bank (average for last reserve maintenance period) - total value of credit extended by the central bank to credit institutions and reimbursed within a period of less than one business day. This is the average of the daily maximum value of simultaneous and actual intraday overdraft positions or drawings on intraday credit facilities during the day for all credit institutions taken together. All days in the maintenance period, including weekends and bank holidays, are considered in the average.

Branch of a euro area-based credit institution - a branch (located in the reporting country) of a credit institution legally incorporated outside the reporting country but within the euro area.

Branch of a non-EEA-based credit institution - a branch (located in the reporting country) of a credit institution legally incorporated in a non-EEA-based country outside the reporting country and outside the EEA.

Branch of an EEA-based credit institution (outside the euro area) - a branch (located in the reporting country) of a credit institution legally incorporated in an EEA country outside the reporting country and outside the euro area.

Outstanding value on e-money storages issued by electronic money institutions that are MFIs - value of electronic money issued by electronic money institutions whose principal activity is financial intermediation in the form of issuing electronic money, and which are therefore included in the MFI sector.

Payment institutions operating in the country on a cross-border basis - payment institutions located outside the reporting country but operating in the reporting country through an established branch, an agent or by remote access.

Table B is reported on a semi-annual basis. Table B complements Table 7 of Annex III to Regulation (EU) No 1409/2013 (ECB/2013/43). The number of participants refers to end-of-period figures.

Table B

Participation in selected payment systems: TARGET2

(end of period, original units, Geo 1) Number TARGET2 component system Number of participants Direct participants Credit institutions Central bank Other direct participants General Government Clearing and settlement organisations Other financial institutions Others Indirect participants

Target2 component system - ‘TARGET2 Component system’ as defined in Article 2(2) of Guideline ECB/2012/27 of the European Central Bank (1).

Table C is reported on a semi-annual basis. Table C complements Table 8 of Annex III to Regulation (EU) No 1409/2013 (ECB/2013/43). Payment transactions are reported as gross flows, i.e. totals, for the period. The information is reported with a Geo0, Geo1 or Geo2 breakdown, as indicated in the table.

Table C

Payments processed by selected payment systems: TARGET2

(total for the period; number of transactions in millions; value of transactions in EUR millions) Sent Number Value TARGET2 component system Credit transfers and direct debits Geo 1 Geo 1 Within the same TARGET2 component system Geo 0 Geo 0 To another TARGET2 component system Geo 2 Geo 2 To a euro area TARGET2 component system Geo 2 Geo 2 To a non-euro area TARGET2 component system Geo 2 Geo 2 Of which TIPS Geo 1 Geo 1 Concentration ratio Geo 1 Geo 1

For TARGET2 the definition of ‘cross border’ is based on the location of the component and not of the participant, as is the case for the other payment systems.

TIPS - ‘TARGET instant payment settlement’ service as defined in Article 1 of Annex II to Guideline ECB/2012/27.

Table D is reported on a semi-annual basis and with a Geo3 breakdown unless otherwise indicated. Payment transactions are reported as gross flows, i.e. totals, for the period.

Table D

Activities of PSPs per type of payment service

(total for the period; number of transactions in millions; value of transactions in EUR millions, Geo 3) Sent Number Value Credit transfers Credit institutions E-money institutions Post office giro institutions Payment institutions Public authorities: i) ECB and NCBs and ii) Member States or local authorities Direct debits Credit institutions E-money institutions Post office giro institutions Payment institutions Public authorities: i) ECB and NCBs and ii) Member States or local authorities Card-based payment transactions (except cards with an e-money function only) (2) Credit institutions E-money institutions Post office giro institutions Payment institutions Public authorities: i) ECB and NCBs and ii) Member States or local authorities E-money payment transactions with e-money issued by resident PSPs With cards on which e-money can be stored directly Credit institutions E-money institutions Post office giro institutions Payment institutions Public authorities: i) ECB and NCBs and ii) Member States or local authorities With e-money accounts (transactions initiated through a card) Credit institutions E-money institutions Post office giro institutions Payment institutions Public authorities: i) ECB and NCBs and ii) Member States or local authorities With e-money accounts (account-to-account transactions) Credit institutions E-money institutions Post office giro institutions Payment institutions Public authorities: i) ECB and NCBs and ii) Member States or local authorities OTC cash deposits (3) Credit institutions Geo 1 Geo 1 E-money institutions Geo 1 Geo 1 Post office giro institutions Geo 1 Geo 1 Payment institutions Geo 1 Geo 1 Public authorities: i) ECB and NCBs and ii) Member States or local authorities Geo 1 Geo 1 OTC cash withdrawals Credit institutions Geo 1 Geo 1 E-money institutions Geo 1 Geo 1 Post office giro institutions Geo 1 Geo 1 Payment institutions Geo 1 Geo 1 Public authorities: i) ECB and NCBs and ii) Member States or local authorities Geo 1 Geo 1 Money remittance Credit institutions E-money institutions Post office giro institutions Payment institutions Public authorities: i) ECB and NCBs and ii) Member States or local authorities

The required geographical breakdown applies the classifications used in Regulation (EU) No 1409/2013 (ECB/2013/43) while also including the geographical breakdown “Geo 2” which refers to cross-border transactions only. The geographical breakdowns are:

Geographical breakdowns

Geo 0 Geo 1 Geo 2 Geo 3 Domestic Domestic and cross-border combined Cross-border Domestic Single country breakdowns for each EEA member Cross-border outside the EEA

(1) Guideline ECB/2012/27 of the European Central Bank of 5 December 2012 on a Trans-European Automated Real-time Gross settlement Express Transfer system (TARGET2) (OJ L 30, 30.1.2013, p. 1).

(2) For cross-border card-based payment transactions the residency of the counterpart and the location of the point of sale should be reported together.

(3) OTC cash deposits fall under the category of received transactions as funds are credited to the payment service user’s account. Even though Table D includes information on sent payment transactions, OTC cash deposits should be included in the reporting.