1.

Annex II is amended as follows: (a) Part 9 is replaced by the following: ‘PART 9 CBD Annual - Reporters Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Reporting population A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant No. of stand alone credit institutions No. of credit institutions consolidated in banking groups No. of banking groups Total number of credit institutions *

CBD Annual - Profitability and efficiency - IFRS FINREP Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Consolidated Income Statement A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Interest income* Financial assets held for trading Financial assets designated at fair value through profit or loss Available-for-sale financial assets Loans and receivables* Held-to-maturity investments Derivatives - Hedge accounting, interest rate risk Other assets Interest income on liabilities (Interest expenses) (Financial liabilities held for trading ) (Financial liabilities designated at fair value through profit or loss) (Financial liabilities measured at amortised cost) (Derivatives - Hedge accounting, interest rate risk) (Other liabilities) (Interest expense on assets) (Expenses on share capital repayable on demand) Dividend income Fee and commission income (Fee and commission expenses) Gains or (-) losses on derecognition of financial assets & liabilities not measured at fair value through profit or loss Gains or (-) losses on financial assets and liabilities held for trading, net Gains or (-) losses on financial assets and liabilities designated at fair value through profit or loss, net Gains or (-) losses from hedge accounting, net Exchange differences, net Gains (losses) on derecognition of assets other than held for sale, net Other operating income (Other operating expenses) Total operating income, net (Administration costs) (Staff expenses) (Other administrative expenses) (Depreciation) (Provisions or (-) reversal of provisions) (Commitments and guarantees given) (Other provisions) (Impairment on financial assets not measured at fair value through profit or loss) (Financial assets measured at cost [unquoted equity]) (Available-for-sale financial assets) (Loans and receivables [including finance leases]) (Held to maturity investments) (Impairment or (-) reversal of impairment of investments in subsidiaries, joint ventures and associates) (Impairment or (-) reversal of impairment on non-financial assets) (Property, plant and equipment) (Investment properties) (Goodwill) (Intangible assets [other than goodwill]) (Other) Negative goodwill recognised in profit or loss Share of the profit or (-) loss of investments in subsidiaries, joint ventures and associates Profit or (-) loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations PROFIT OR (-) LOSS BEFORE TAX FROM CONTINUING OPERATIONS (Tax expense or (-) income related to profit or loss from continuing operations) PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS Profit or (-) loss after tax from discontinued operations Profit or (-) loss before tax from discontinued operations (Tax expense or (-) income related to discontinued operations) PROFIT OR (-) LOSS FOR THE YEAR Attributable to minority interest Attributable to owners of the parent

CBD Annual - Profitability and efficiency - GAAP FINREP Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Consolidated Income Statement A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Interest income (Interest expenses) Dividend income Fee and commission income (Fee and commission expenses) Gains or (-) losses on derecognition of financial assets & liabilities not measured at fair value through profit or loss Gains or (-) losses on financial assets and liabilities held for trading, net Gains or (-) losses on financial assets and liabilities designated at fair value through profit or loss, net Gains or (-) losses on non-trading financial assets and liabilities, net Gains or (-) losses from hedge accounting, net Exchange differences, net Gains or (-) losses on derecognition of investments in subsidiaries, joint ventures and associates, net Gains (losses) on derecognition of assets other than held for sale, net Other operating income (Other operating expenses) Total operating income, net (Administration costs) (Staff expenses) (Other administrative expenses) (Depreciation) (Provisions or (-) reversal of provisions) (Commitments and guarantees given) (Other provisions) (Increases or (-) decreases of the fund for general banking risks, net) (Impairment on financial assets not measured at fair value through profit or loss) (Impairment or (-) reversal of impairment of investments in subsidiaries, joint ventures and associates) (Impairment or (-) reversal of impairment on non-financial assets) (Property, plant and equipment) (Investment properties) (Goodwill) (Intangible assets [other than goodwill]) (Other) Negative goodwill recognised in profit or loss Share of the profit or (-) loss of investments in subsidiaries, joint ventures and associates Profit or (-) loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations PROFIT OR (-) LOSS BEFORE TAX FROM CONTINUING OPERATIONS (Tax expense or (-) income related to profit or loss from continuing operations) PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS Extraordinary profit or (-) loss after tax Extraordinary profit or loss before tax (Tax expense or (-) income related to extraordinary profit or loss) PROFIT OR (-) LOSS FOR THE YEAR Attributable to minority interest Attributable to owners of the parent

CBD Annual - Profitability and efficiency - NON-FINREP Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Consolidated Income Statement A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Net interest income Interest income (Interest expenses) Dividend income Net fee and commission income Fee and commission income (Fee and commission expenses) Trading and foreign exchange results Other operating income (Other operating expenses) Total operating income, net (Administration costs) (Staff expenses) (Other administrative expenses) (Depreciation) (Provisions or (-) reversal of provisions) (Impairment on financial assets not measured at fair value through profit or loss) (Impairment or (-) reversal of impairment on non-financial assets) PROFIT OR (-) LOSS BEFORE TAX FROM CONTINUING OPERATIONS PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS PROFIT OR (-) LOSS FOR THE YEAR

CBD Annual - Profitability and efficiency - FULL SAMPLE Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Consolidated Income Statement A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Net interest income* Dividend income Net fee and commission income* Trading and foreign exchange results* Other operating income Total operating income, net* (Total operating expenses)* PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS PROFIT OR (-) LOSS FOR THE YEAR*

CBD Annual - Profitability and efficiency - IFRS FINREP Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Return on Equity (RoE) A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant No. of institutions with RoE < 0 No. of institutions with RoE 0-5 % No. of institutions with RoE 5-10 % No. of institutions with RoE 10-15 % No. of institutions with RoE 15-20 % No. of institutions with RoE > 20 % % of total banking assets of institutions with RoE < 0 % of total banking assets of institutions with RoE 0-5 % % of total banking assets of institutions with RoE 5-10 % % of total banking assets of institutions with RoE 10-15 % % of total banking assets of institutions with RoE 15-20 % % of total banking assets of institutions with RoE > 20 %

CBD Annual - Profitability and efficiency - GAAP FINREP Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Return on Equity (RoE) A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant No. of institutions with RoE < 0 No. of institutions with RoE 0-5 % No. of institutions with RoE 5-10 % No. of institutions with RoE 10-15 % No. of institutions with RoE 15-20 % No. of institutions with RoE > 20 % % of total banking assets of institutions with RoE < 0 % of total banking assets of institutions with RoE 0-5 % % of total banking assets of institutions with RoE 5-10 % % of total banking assets of institutions with RoE 10-15 % % of total banking assets of institutions with RoE 15-20 % % of total banking assets of institutions with RoE > 20 %

CBD Annual - Profitability and efficiency - NON-FINREP Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Return on Equity (RoE) A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant No. of institutions with RoE < 0 No. of institutions with RoE 0-5 % No. of institutions with RoE 5-10 % No. of institutions with RoE 10-15 % No. of institutions with RoE 15-20 % No. of institutions with RoE > 20 % % of total banking assets of institutions with RoE < 0 % of total banking assets of institutions with RoE 0-5 % % of total banking assets of institutions with RoE 5-10 % % of total banking assets of institutions with RoE 10-15 % % of total banking assets of institutions with RoE 15-20 % % of total banking assets of institutions with RoE > 20 %

CBD Annual - Profitability and efficiency - FULL SAMPLE Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Return on Equity (RoE) A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant No. of institutions with RoE < 0 No. of institutions with RoE 0-5 % No. of institutions with RoE 5-10 % No. of institutions with RoE 10-15 % No. of institutions with RoE 15-20 % No. of institutions with RoE > 20 % % of total banking assets of institutions with RoE < 0 % of total banking assets of institutions with RoE 0-5 % % of total banking assets of institutions with RoE 5-10 % % of total banking assets of institutions with RoE 10-15 % % of total banking assets of institutions with RoE 15-20 % % of total banking assets of institutions with RoE > 20 %

CBD Annual - Balance sheet - IFRS FINREP Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Assets A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Cash, cash balances at central banks and other demand deposits Financial assets held for trading Derivatives held for trading Equity instruments Debt securities Loans and advances Financial assets designated at fair value through profit or loss Equity instruments Debt securities Loans and advances Available-for-sale financial assets Equity instruments Debt securities Loans and advances Loans and receivables Debt securities Loans and advances Held-to-maturity investments Debt securities Loans and advances Derivatives–Hedge accounting Fair value changes of the hedged items in portfolio hedge of interest rate risk Investments in associates, subsidiaries and joint ventures Tangible assets Intangible assets Tax assets Current tax assets Deferred tax assets Other assets Non-current assets and disposal groups classified as held for sale TOTAL ASSETS*

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Liabilities A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Financial liabilities held for trading Derivatives held for trading Short positions Deposits Debt securities issued Other financial liabilities held for trading Financial liabilities designated at fair value through profit or loss Deposits Debt securities issued Other financial liabilities designated at fair value through profit or loss Financial liabilities measured at amortised cost Deposit Debt securities issued Other financial liabilities measured at amortised cost Derivatives–Hedge accounting Fair value changes of the hedged items in portfolio hedge of interest rate risk Provisions Tax liabilities Current tax liabilities Deferred tax liabilities Other liabilities Share capital repayable on demand (e.g. cooperative shares) Liabilities included in disposal groups classified as held for sale TOTAL LIABILITIES

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Equity and minority interest A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Capital Share premium Equity instruments issued other than capital Other Equity Accumulated other comprehensive income Retained earnings Revaluation reserves Other Reserves (Treasury shares) Profit or loss attributable to owners of the parent (Interim dividends) Minority interest TOTAL EQUITY TOTAL LIABILITIES AND EQUITY

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Loan commitments, financial guarantees and other commitments A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Given Loan commitments* Financial guarantees* Other commitments Received Loan commitments* Financial guarantees* Other commitments

CBD Annual - Balance sheet - GAAP FINREP Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Assets A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Cash, cash balances at central banks and other demand deposits Financial assets held for trading Derivatives held for trading Equity instruments Debt securities Loans and advances Non-trading non-derivative financial assets measured at fair value through profit or loss Equity instruments Debt securities Loan and advances Non-trading non-derivative financial assets measured at fair value to equity Equity instruments Debt securities Loan and advances Non-trading debt instruments measured at a cost-based method Debt securities Loans and advances Other non-trading non-derivative financial assets Equity instruments Debt securities Loans and advances Derivatives–Hedge accounting Fair value changes of the hedged items in portfolio hedge of interest rate risk Investments in associates, subsidiaries and joint ventures Tangible assets Intangible assets Tax assets Current tax assets Deferred tax assets Other assets Non-current assets and disposal groups classified as held for sale TOTAL ASSETS*

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Liabilities A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Financial liabilities held for trading Derivatives held for trading Short positions Deposits Debt securities issued Other financial liabilities held for trading Non-trading non-derivative financial liabilities measured at a cost-based method Deposits Debt securities issued Other financial liabilities Derivatives–Hedge accounting Fair value changes of the hedged items in portfolio hedge of interest rate risk Provisions Tax liabilities Current tax liabilities Deferred tax liabilities Other liabilities Share capital repayable on demand (e.g. cooperative shares) Liabilities included in disposal groups classified as held for sale TOTAL LIABILITIES

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Equity and minority interest A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Capital Share premium Equity instruments issued other than capital Other Equity Accumulated other comprehensive income Retained earnings Revaluation reserves Fair value reserves Other Reserves First consolidation differences (Treasury shares) Profit or loss attributable to owners of the parent (Interim dividends) Minority interest TOTAL EQUITY TOTAL LIABILITIES AND EQUITY

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Loan commitments, financial guarantees and other commitments A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Given Loan commitments* Financial guarantees* Other commitments Received Loan commitments* Financial guarantees* Other commitments

CBD Annual - Balance sheet - NON-FINREP Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Assets A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Cash, cash balances at central banks Loans and advances Debt securities Equity instruments Residual assets TOTAL ASSETS Memorandum items Financial assets held for trading Investments in associates, subsidiaries and joint ventures

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Liabilities A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Deposits Debt securities issued Provisions Residual liabilities TOTAL LIABILITIES

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Equity and minority interest A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Capital TOTAL EQUITY TOTAL LIABILITIES AND EQUITY

CBD Annual - Balance sheet - FULL SAMPLE Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Assets A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Cash, cash balances at central banks Loans and advances* Debt securities* Equity instruments* Residual assets TOTAL ASSETS* Memorandum items Financial assets held for trading Investments in associates, subsidiaries and joint ventures

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Liabilities A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Deposits * Debt securities issued Provisions Residual liabilities TOTAL LIABILITIES*

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Equity and minority interest A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Capital TOTAL EQUITY* TOTAL LIABILITIES AND EQUITY

CBD Annual -Balance sheet - IFRS FINREP Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Assets A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Loans and advances* Central banks General governments Credit institutions Other financial corporations Non-financial corporations Households Debt securities Central banks General governments* Credit institutions Other financial corporations Non-financial corporations Equity instruments of which: credit institutions of which: other financial corporations of which: non-financial corporations

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Memorandum items A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Subordinated financial liabilities Deposits Debt securities issued

CBD Annual - Balance sheet - GAAP FINREP Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Assets A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Loans and advances* Central banks General governments Credit institutions Other financial corporations Non-financial corporations Households Debt securities Central banks General governments* Credit institutions Other financial corporations Non-financial corporations Equity instruments of which: credit institutions of which: other financial corporations of which: non-financial corporations

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Memorandum items A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Subordinated financial liabilities Deposits Debt securities issued

CBD Annual - Balance sheet - NON-FINREP Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Assets A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Loans and advances General governments Central banks Credit institutions Other

CBD Annual - Balance sheet - FULL SAMPLE Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Assets A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Loans and advances General governments Central banks Credit institutions Other

CBD Annual - Asset quality - FINREP reporters (IFRS and GAAP) Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Forborne exposures A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Debt securities - Gross carrying amount of exposures with forbearance measures Debt securities - Gross carrying amount of performing exposures with forbearance measures Debt securities - Gross carrying amount of performing exposures with forbearance measures of which under probation Debt securities - Gross carrying amount of non-performing exposures with forbearance measures Debt securities - Gross carrying amount of non-performing exposures with forbearance measures of which under probation Debt securities - Accumulated impairment, accumulated changes in fair value due to credit risk and provisions - performing exposures with forebearance measures Debt securities - Accumulated impairment, accumulated changes in fair value due to credit risk and provisions - non-performing exposures with forebearance measures Loans and advances - Gross carrying amount of exposures with forbearance measures* Loans and advances - Gross carrying amount of performing exposures with forbearance measures* Loans and advances - Gross carrying amount of performing exposures with forbearance measures of which under probation Loans and advances - Gross carrying amount of non-performing exposures with forbearance measures* Loans and advances - Gross carrying amount of non-performing exposures with forbearance measures of which under probation Loans and advances - Accumulated impairment, accumulated changes in fair value due to credit risk and provisions - performing exposures with forebearance measures Loans and advances - Accumulated impairment, accumulated changes in fair value due to credit risk and provisions - non-performing exposures with forebearance measures

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Total gross carrying amount of exposures A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Debt securities Central banks General governments Credit institutions Other financial corporations Non-financial corporations Loans and advances* Central banks General governments Credit institutions Other financial corporations Non-financial corporations* Households* Off-balance sheet exposures

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Total gross carrying amount of performing exposures A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Debt securities Central banks General governments Credit institutions Other financial corporations Non-financial corporations Loans and advances* Central banks General governments Credit institutions Other financial corporations Non-financial corporations Households Off-balance sheet exposures

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Total gross carrying amount of performing exposures - Not past due or Past due <= 30 days A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Debt securities Central banks General governments Credit institutions Other financial corporations Non-financial corporations Loans and advances Central banks General governments Credit institutions Other financial corporations Non-financial corporations Households

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Total gross carrying amount of performing exposures - Past due > 30 days <= 60 days A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Debt securities Central banks General governments Credit institutions Other financial corporations Non-financial corporations Loans and advances Central banks General governments Credit institutions Other financial corporations Non-financial corporations Households

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Total gross carrying amount of performing exposures - Past due > 60 days <= 90 days A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Debt securities Central banks General governments Credit institutions Other financial corporations Non-financial corporations Loans and advances Central banks General governments Credit institutions Other financial corporations Non-financial corporations Households

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Total gross carrying amount of non-performing exposures A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Debt securities* Central banks General governments Credit institutions Other financial corporations Non-financial corporations Loans and advances* Central banks General governments Credit institutions Other financial corporations Non-financial corporations* Households* Off-balance sheet exposures

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Total gross carrying amount of non-performing exposures - Unlikely to pay that are not past-due or past-due < = 90 days A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Debt securities Central banks General governments Credit institutions Other financial corporations Non-financial corporations Loans and advances Central banks General governments Credit institutions Other financial corporations Non-financial corporations Households

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Total gross carrying amount of non-performing exposures - Past due > 90 days <= 180 days A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Debt securities Central banks General governments Credit institutions Other financial corporations Non-financial corporations Loans and advances Central banks General governments Credit institutions Other financial corporations Non-financial corporations Households

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Total gross carrying amount of non-performing exposures - Past due > 180 days <= 1 year A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Debt securities Central banks General governments Credit institutions Other financial corporations Non-financial corporations Loans and advances Central banks General governments Credit institutions Other financial corporations Non-financial corporations Households

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Total gross carrying amount of non-performing exposures - Past due > 1 year A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Debt securities Central banks General governments Credit institutions Other financial corporations Non-financial corporations Loans and advances Central banks General governments Credit institutions Other financial corporations Non-financial corporations Households

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Total gross carrying amount of non-performing exposures - Of which: defaulted A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Debt securities Central banks General governments Credit institutions Other financial corporations Non-financial corporations Loans and advances Central banks General governments Credit institutions Other financial corporations Non-financial corporations Households

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Accumulated impairment, accumulated changes in fair value due to credit risk and provisions A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Debt securities Central banks General governments Credit institutions Other financial corporations Non-financial corporations Loans and advances Central banks General governments Credit institutions Other financial corporations Non-financial corporations Households Off-balance sheet exposures

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Accumulated impairment, accumulated changes in fair value due to credit risk and provisions on performing exposures A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Debt securities Central banks General governments Credit institutions Other financial corporations Non-financial corporations Loans and advances Central banks General governments Credit institutions Other financial corporations Non-financial corporations Households Off-balance sheet exposures

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Accumulated impairment, accumulated changes in fair value due to credit risk and provisions on non-performing exposures A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Debt securities* Central banks General governments Credit institutions Other financial corporations Non-financial corporations Loans and advances* Central banks General governments Credit institutions Other financial corporations Non-financial corporations Households Off-balance sheet exposures

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Collateral received on non-performing exposures A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Debt securities Central banks General governments Credit institutions Other financial corporations Non-financial corporations Loans and advances Central banks General governments Credit institutions Other financial corporations Non-financial corporations Households Off-balance sheet exposures

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Financial guarantees received on non-performing exposures A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Debt securities Central banks General governments Credit institutions Other financial corporations Non-financial corporations Loans and advances Central banks General governments Credit institutions Other financial corporations Non-financial corporations Households Off-balance sheet exposures

CBD Annual - Asset quality - IFRS FINREP Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Impaired debt instruments - Total gross carrying amount of impaired assets A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Loans and receivables Debt securities Loans and advances Held-to-maturity investments Debt securities Loans and advances

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Impaired debt instruments - Allowances for individual assessed financial assets A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Loans and receivables Debt securities Loans and advances Held-to-maturity investments Debt securities Loans and advances

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Impaired debt instruments - Allowances for collectively assessed financial assets A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Loans and receivables Debt securities Loans and advances Held-to-maturity investments Debt securities Loans and advances

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Impaired debt instruments - Allowances for incurred but not reported losses A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Loans and receivables Debt securities Loans and advances Held-to-maturity investments Debt securities Loans and advances

CBD Annual - Asset quality - GAAP FINREP Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Impaired debt instruments - Non-trading debt instruments measured at a cost-based method A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Total gross carrying amount of impaired assets Debt securities Loans and advances Allowances for individual assessed financial assets Debt securities Loans and advances Allowances for collectively assessed financial assets Debt securities Loans and advances

CBD Annual - Asset quality - NON-FINREP Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Non-performing exposures A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Gross carrying amount Performing exposures Non-performing exposures* Forborne exposures Accumulated impairment, accumulated changes in fair value due to credit risk and provisions*

CBD Annual - GEOGRAPHICAL CONCENTRATION Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Total original exposure value A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant AT BE BG HR CY CZ DK EE FI FR DE EL HU IE IT LV LT LU MT NL PL PT RO SK SI ES SE UK NO US (United States) HK (Hong Kong) BR (Brazil) CN (China) JP (Japan) CH (Switzerland) MX (Mexico) AU (Australia) SG (Singapore) TR (Turkey) RU (Russian federation) KY (Cayman Islands) IN (India) KR (South Korea) ZA (South Africa) CA (Canada) Memorandum items Non-domestic original exposure Total original exposure

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Total exposures in default A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant AT BE BG HR CY CZ DK EE FI FR DE EL HU IE IT LV LT LU MT NL PL PT RO SK SI ES SE UK NO US (United States) HK (Hong Kong) BR (Brazil) CN (China) JP (Japan) CH (Switzerland) MX (Mexico) AU (Australia) SG (Singapore) TR (Turkey) RU (Russian federation) KY (Cayman Islands) IN (India) KR (South Korea) ZA (South Africa) CA (Canada)

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Total exposure value A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant AT BE BG HR CY CZ DK EE FI FR DE EL HU IE IT LV LT LU MT NL PL PT RO SK SI ES SE UK NO US (United States) HK (Hong Kong) BR (Brazil) CN (China) JP (Japan) CH (Switzerland) MX (Mexico) AU (Australia) SG (Singapore) TR (Turkey) RU (Russian federation) KY (Cayman Islands) IN (India) KR (South Korea) ZA (South Africa) CA (Canada)

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Total exposures collateralized by immovable residential property A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant AT BE BG HR CY CZ DK EE FI FR DE EL HU IE IT LV LT LU MT NL PL PT RO SK SI ES SE UK Non-EU countries

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Total exposures collateralized by immovable commercial property A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant AT BE BG HR CY CZ DK EE FI FR DE EL HU IE IT LV LT LU MT NL PL PT RO SK SI ES SE UK Non-EU countries

CBD Annual - GEOGRAPHICAL CONCENTRATION - FINREP reporters (IFRS and GAAP) Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Domestic activities A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Loans and advances Debt securities Total assets Deposits Debt securities issued Total liabilities Interest income (Interest expense) Total operating income, net Profit or loss for the year

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Non-domestic activities A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Loans and advances Debt securities Total assets Deposits Debt securities issued Total liabilities Interest income (Interest expense) Total operating income, net Profit or loss for the year

CBD Annual - COUNTERPARTY CONCENTRATION Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Large exposures (total) A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Large exposures (total) Large exposures - Over 10 % of capital or EUR 300 mln. Large exposures - Institutions Large exposures - Unregulated financial Entities

CBD Annual - COUNTERPARTY CONCENTRATION - FINREP reporters (IFRS and GAAP) Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Exposures to central banks A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant On demand [call] and short notice [current account] Credit card debt Finance leases Reverse repurchase loans Other term loans Advances that are not loans LOANS AND ADVANCES

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Exposures to general governments A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant On demand [call] and short notice [current account] Credit card debt Trade receivables Finance leases Reverse repurchase loans Other term loans Advances that are not loans LOANS AND ADVANCES* of which: mortgage loans [Loans collateralized by immovable property] of which: other collateralized loans

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Exposures to credit institutions A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant On demand [call] and short notice [current account] Credit card debt Trade receivables Finance leases Reverse repurchase loans Other term loans Advances that are not loans LOANS AND ADVANCES of which: mortgage loans [Loans collateralized by immovable property] of which: other collateralized loans

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Exposures to other financial corporations A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant On demand [call] and short notice [current account] Credit card debt Trade receivables Finance leases Reverse repurchase loans Other term loans Advances that are not loans LOANS AND ADVANCES of which: mortgage loans [Loans collateralized by immovable property] of which: other collateralized loans Memorandum items: Maximum amount of the collateral/guarantee that can be considered Loans collateralized by immovable property Other collateralized loans Financial guarantees received

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Exposures to non-financial corporations A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant On demand [call] and short notice [current account] Credit card debt Trade receivables Finance leases Reverse repurchase loans Other term loans Advances that are not loans LOANS AND ADVANCES* of which: mortgage loans [Loans collateralized by immovable property] of which: other collateralized loans of which: project finance loans Memorandum items: Maximum amount of the collateral/guarantee that can be considered Loans collateralized by immovable property Other collateralized loans Financial guarantees received

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Exposures to households A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant On demand [call] and short notice [current account] Credit card debt Trade receivables Finance leases Reverse repurchase loans Other term loans Advances that are not loans LOANS AND ADVANCES* of which: mortgage loans [Loans collateralized by immovable property] of which: other collateralized loans of which: credit for consumption of which: lending for house purchase Memorandum items: Maximum amount of the collateral/guarantee that can be considered Loans collateralized by immovable property Other collateralized loans Financial guarantees received

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Loans and advances to non-financial corporations - Gross carrying amount A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant A Agriculture, forestry and fishing B Mining and quarrying C Manufacturing D Electricity, gas, steam and air conditioning supply E Water supply F Construction G Wholesale and retail trade H Transport and storage I Accommodation and food service activities J Information and communication L Real estate activities M Professional, scientific and technical activities N Administrative and support service activities O Public administration and defence, compulsory social security P Education Q Human health services and social work activities R Arts, entertainment and recreation S Other services

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Loans and advances to non-financial corporations - Accumulated impairment or Accumulated changes in fair value due to credit risk A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant A Agriculture, forestry and fishing B Mining and quarrying C Manufacturing D Electricity, gas, steam and air conditioning supply E Water supply F Construction G Wholesale and retail trade H Transport and storage I Accommodation and food service activities J Information and communication L Real estate activities M Professional, scientific and technical activities N Administrative and support service activities O Public administration and defence, compulsory social security P Education Q Human health services and social work activities R Arts, entertainment and recreation S Other services

CBD Annual - FUNDING CONCENTRATION - FINREP reporters (IFRS and GAAP) Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Carrying amount (FINREP-IFRS) A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Derivatives Short positions Equity instruments Debt securities Deposits Central banks Current accounts / overnight deposits Deposits with agreed maturity Deposits redeemable at notice Repurchase agreements General governments Current accounts / overnight deposits Deposits with agreed maturity Deposits redeemable at notice Repurchase agreements Credit institutions Current accounts / overnight deposits Deposits with agreed maturity Deposits redeemable at notice Repurchase agreements Other financial corporations Current accounts / overnight deposits Deposits with agreed maturity Deposits redeemable at notice Repurchase agreements Non-financial corporations Current accounts / overnight deposits Deposits with agreed maturity Deposits redeemable at notice Repurchase agreements Households Current accounts / overnight deposits Deposits with agreed maturity Deposits redeemable at notice Repurchase agreements Debt securities issued Certificates of deposits Asset-backed securities Covered bonds Hybrid contracts Other debt securities issued Convertible compound financial instruments Non-convertible Other financial liabilities FINANCIAL LIABILITIES

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Carrying amount (FINREP-GAAP) A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Derivatives Short positions Equity instruments Debt securities Deposits Central banks Current accounts / overnight deposits Deposits with agreed maturity Deposits redeemable at notice Repurchase agreements General governments Current accounts / overnight deposits Deposits with agreed maturity Deposits redeemable at notice Repurchase agreements Credit institutions Current accounts / overnight deposits Deposits with agreed maturity Deposits redeemable at notice Repurchase agreements Other financial corporations Current accounts / overnight deposits Deposits with agreed maturity Deposits redeemable at notice Repurchase agreements Non-financial corporations Current accounts / overnight deposits Deposits with agreed maturity Deposits redeemable at notice Repurchase agreements Households Current accounts / overnight deposits Deposits with agreed maturity Deposits redeemable at notice Repurchase agreements Debt securities issued Certificates of deposits Asset-backed securities Covered bonds Hybrid contracts Other debt securities issued Convertible compound financial instruments Non-convertible Other financial liabilities FINANCIAL LIABILITIES

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Total amount received A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Retail funding Sight deposits Fixed-term deposits with an initial maturity < 30 days Fixed-term deposits with an initial maturity > 30 days Savings accounts Wholesale funding* Unsecured Secured*

CBD Annual - Liquidity and funding Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Liquid assets A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant TOTAL UNADJUSTED LIQUID ASSETS* Total unadjusted LEVEL 1 assets excluding extremely high quality covered bonds Withdrawable central bank reserves Central bank assets Central government assets Other liquid assets which can be included in the category of Central Bank exposures or Publically Guaranteed exposures Total unadjusted LEVEL 1 extremely high quality covered bonds Total unadjusted LEVEL 2A assets Total unadjusted LEVEL 2B assets

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories LIQUIDITY COVERAGE A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Liquidity buffer* Net liquidity outflow*

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories ITEMS REQUIRING STABLE FUNDING A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Amount extremely high liquidity and credit quality within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months Amount high liquidity and credit quality within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months Amount other assets within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories ITEMS REQUIRING STABLE FUNDING - assets referred to in Article 416 A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Amount extremely high liquidity and credit quality within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months Amount high liquidity and credit quality within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months Amount other assets within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories ITEMS REQUIRING STABLE FUNDING - securities and money market instruments not reported in 1.1 qualifying for credit step 1 under Article 122 A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Amount extremely high liquidity and credit quality within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months Amount high liquidity and credit quality within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months Amount other assets within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories ITEMS REQUIRING STABLE FUNDING - securities and money market instruments not reported in 1.1 qualifying for credit step 2 under Article 122 A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Amount extremely high liquidity and credit quality within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months Amount high liquidity and credit quality within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months Amount other assets within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories ITEMS REQUIRING STABLE FUNDING - other securities and money market instruments not reported elsewhere A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Amount extremely high liquidity and credit quality within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months Amount high liquidity and credit quality within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months Amount other assets within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories ITEMS REQUIRING STABLE FUNDING - equity securities of non-financial entities listed on a major index in a recognised exchange A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Amount extremely high liquidity and credit quality within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months Amount high liquidity and credit quality within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months Amount other assets within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories ITEMS REQUIRING STABLE FUNDING - other equity securities A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Amount extremely high liquidity and credit quality within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months Amount high liquidity and credit quality within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months Amount other assets within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories ITEMS REQUIRING STABLE FUNDING - gold A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Amount extremely high liquidity and credit quality within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months Amount high liquidity and credit quality within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months Amount other assets within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories ITEMS REQUIRING STABLE FUNDING - other precious metals A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Amount extremely high liquidity and credit quality within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months Amount high liquidity and credit quality within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months Amount other assets within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories ITEMS REQUIRING STABLE FUNDING - non-renewable loans and receivables A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories ITEMS REQUIRING STABLE FUNDING - non-renewable loans and receivables reported in 1.9 that are collateralised by real estate A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories ITEMS REQUIRING STABLE FUNDING - derivatives receivables A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories ITEMS REQUIRING STABLE FUNDING - any other assets A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories ITEMS REQUIRING STABLE FUNDING - assets deducted from own funds not requiring stable funding A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories ITEMS REQUIRING STABLE FUNDING - undrawn committed credit facilities that qualify as ‘medium risk’ or ‘medium/low risk’ under Annex I. A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant within three months

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories ITEMS PROVIDING STABLE FUNDING A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories ITEMS PROVIDING STABLE FUNDING - own funds after deduction have been applied where apropriate A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant after 12 months

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories ITEMS PROVIDING STABLE FUNDING - retail deposits A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories ITEMS PROVIDING STABLE FUNDING - liabilities from customers that are not financial customers A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories ITEMS PROVIDING STABLE FUNDING - liabilities from customers that are financial customers A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories ITEMS PROVIDING STABLE FUNDING - liabilities resulting from securities issued qualifying for the treatment in Article 129(4) or (5) A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories ITEMS PROVIDING STABLE FUNDING - liabilities resulting from securities defined in Article 52(4) of Directive 2009/65/EC A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories ITEMS PROVIDING STABLE FUNDING - other liabilities resulting from securities issued A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories ITEMS PROVIDING STABLE FUNDING - liabilities from derivatives payables contracts A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories ITEMS PROVIDING STABLE FUNDING - any other liabilities A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant within three months between three and 6 months between 6 and 9 months between 9 and 12 months after 12 months

CBD Annual - Asset encumbrance Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Carrying amount of encumbered assets A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Assets of the reporting institution* Loans on demand Equity instruments Debt securities of which: covered bonds of which: asset-backed securities of which: issued by general governments of which: issued by financial corporations of which: issued by non-financial corporations Loans and advances other than loans on demand of which: mortgage loans Other assets

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Carrying amount of encumbered assets of which: issued by other entities of the group A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Assets of the reporting institution Loans on demand Equity instruments Debt securities of which: covered bonds of which: asset-backed securities of which: issued by financial corporations of which: issued by non-financial corporations Loans and advances other than loans on demand of which: mortgage loans Other assets

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Carrying amount of encumbered assets of which: central bank's eligible A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Assets of the reporting institution Loans on demand Equity instruments Debt securities of which: covered bonds of which: asset-backed securities of which: issued by general governments of which: issued by financial corporations of which: issued by non-financial corporations Loans and advances other than loans on demand of which: mortgage loans Other assets

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Carrying amount of non-encumbered assets A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Assets of the reporting institution* Loans on demand Equity instruments Debt securities of which: covered bonds of which: asset-backed securities of which: issued by general governments of which: issued by financial corporations of which: issued by non-financial corporations Loans and advances other than loans on demand of which: mortgage loans Other assets

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Carrying amount of non-encumbered assets of which: issued by other entities of the group A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Assets of the reporting institution Loans on demand Equity instruments Debt securities of which: covered bonds of which: asset-backed securities of which: issued by financial corporations of which: issued by non-financial corporations Loans and advances other than loans on demand of which: mortgage loans Other assets

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Carrying amount of non-encumbered assets of which: central bank's eligible A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Assets of the reporting institution Loans on demand Equity instruments Debt securities of which: covered bonds of which: asset-backed securities of which: issued by general governments of which: issued by financial corporations of which: issued by non-financial corporations Loans and advances other than loans on demand of which: mortgage loans Other assets

Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Collateral received by the reporting institution A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant Fair value of encumbered collateral received or own debt securities issued* Fair value of non-encumbered collateral received or own debt securities issued available for encumbrance*

CBD Annual - OWN FUNDS, RISK WEIGHTED EXPOSURE AMOUNTS AND SOLVENCY Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Table x.x A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant OWN FUNDS TIER 1 CAPITAL* COMMON EQUITY TIER 1 CAPITAL* Capital instruments eligible as CET1 Capital Paid up capital instruments Memorandum item: Capital instruments not eligible Share premium (-) Own CET1 instruments (-) Actual or contingent obligations to purchase own CET1 instruments Retained earnings Previous years retained earnings Profit or loss eligible Adjustments to CET1 Accumulated other comprehensive income Other reserves Funds for general banking risk Transitional adjustments due to grandfathered CET1 Capital instruments Minority interest given recognition in CET1 capital Transitional adjustments due to additional minority interests Adjustments to CET1 due to prudential filters Other transitional adjustments to CET1 Capital CET1 capital elements or deductions - other Deductions from CET1 (-) Goodwill (-) Other intangible assets (-) Deferred tax assets that rely on future profitability and do not arise from temporary differences net of associated tax liabilities (-) IRB shortfall of credit risk adjustments to expected losses (-) Defined benefit pension fund assets (-) Excess of deduction from AT1 items over AT1 Capital ADDITIONAL TIER 1 CAPITAL Capital instruments eligible as AT1 Capital Paid up capital instruments Memorandum item: Capital instruments not eligible Share premium (-) Own AT1 instruments (-) Actual or contingent obligations to purchase own AT1 instruments Transitional adjustments due to grandfathered AT1 Capital instruments Instruments issued by subsidiaries that are given recognition in AT1 Capital Transitional adjustments due to additional recognition in AT1 Capital of instruments issued by subsidiaries (-) Excess of deduction from T2 items over T2 Capital Other transitional adjustments to AT1 Capital Excess of deduction from AT1 items over AT1 Capital (deducted in CET1) (-) Additional deductions of AT1 Capital due to Article 3 CRR AT1 capital elements or deductions - other TIER 2 CAPITAL Capital instruments and subordinated loans eligible as T2 Capital Paid up capital instruments and subordinated loans Memorandum item: Capital instruments and subordinated loans not eligible Share premium (-) Own T2 instruments (-) Actual or contingent obligations to purchase own T2 instruments Transitional adjustments due to grandfathered T2 Capital instruments and subordinated loans Instruments issued by subsidiaries that are given recognition in T2 Capital Transitional adjustments due to additional recognition in T2 Capital of instruments issued by subsidiaries IRB Excess of provisions over expected losses eligible SA General credit risk adjustments Other transitional adjustments to T2 Capital Excess of deduction from T2 items over T2 Capital (deducted in AT1) (-) Additional deductions of T2 Capital due to Article 3 CRR T2 capital elements or deductions - other

CBD Annual - OWN FUNDS, RISK WEIGHTED EXPOSURE AMOUNTS AND SOLVENCY Domestic banking groups (consolidated) and stand-alone banks Foreign non-EU controlled subsidiaries (subconsolidated or stand alone) Foreign non-EU controlled branches (stand alone) Foreign EU controlled subsidiaries (subconsolidated or stand alone) Foreign EU controlled branches (stand alone) SSM Categories Original exposure pre-conversion factors A. Large B. Medium C. Small Foreign EA controlled subsidiaries (sub-consolidated or stand alone) Foreign EA controlled branches (stand alone) Significant Less-Significant RISK WEIGHTED EXPOSURE AMOUNTS FOR CREDIT, COUNTERPARTY CREDIT AND DILUTION RISKS AND FREE DELIVERIES* Standardised approach (SA) SA exposure classes excluding securitisation positions Central governments or central banks Regional governments or local authorities Public sector entities Multilateral Development Banks International Organisations Institutions Corporates Retail Secured by mortgages on immovable property Exposures in default Items associated with particular high risk Covered bonds Claims on institutions and corporates with a short-term credit assessment Collective investments undertakings (CIU) Equity Other items Securitisation positions SA Internal ratings based Approach (IRB)* IRB approaches when neither own estimates of LGD nor Conve