II. INSURANCE

1. 373 L 0239: First Council Directive 73/239/EEC of 24 July 1973 on the coordination of laws, regulations and administrative provisions relating to the taking-up and pursuit of the business of direct insurance other than life assurance (OJ No L 228, 16.8.1973, p. 3), as amended by:

- 376 L 0580: Council Directive 76/580/EEC of 29 June 1976 (OJ No L 189, 13.7.1976, p. 13),

- 179 H: Act concerning the conditions of accession and the adjustments to the Treaties - Accession of the Hellenic Republic (OJ No L 291, 19.11.1979, p. 17),

- 384 L 0641: Council Directive 84/641/EEC of 10 December 1984 (OJ No L 339, 27.12.1984, p. 21),

- 185 I: Act concerning the conditions of accession and the adjustments to the Treaty - Accession of the Kingdom of Spain and the Portuguese Republic (OJ No L 302, 15.11.1985, p. 23),

- 387 L 0343: Council Directive 87/343/EEC of 22 June 1987 (OJ No L 185, 4.7.1987, p. 72),

- 387 L 0344: Council Directive 87/344/EEC of 22 June 1987 (OJ No L 185, 4.7.1987, p. 77),

- 388 L 0357: Second Council Directive 88/357/EEC of 22 June 1988 (OJ No L 172, 4.7.1988, p. 1),

- 390 L 0618: Council Directive 90/618/EEC of 8 November 1990 (OJ No L 330, 29.11.1990, p. 44),

- 392 L 0049: Council Directive 92/49/EEC of 18 June 1992 (OJ No L 228, 11.8.1992, p. 1).

The following is added to Article 8 (1) (a):

' - In the case of the Republic of Austria: Aktiengesellschaft, Versicherungsverein auf Gegenseitigkeit

- In the case of the Republic of Finland: keskinaeinen vakuutusyhtioe/oemsesidigt foersaekringsbolag, vakuutusosakeyhtioe/foersaekringsaktiebolag, vakuutusyhdistys/foersaekringsfoerening

- In the case of the Kingdom of Norway: aksjeselskap, gjensidig selskap

- In the case of the Kingdom of Sweden: foersaekringsaktiebolag, oemsesidiga foersaekringsbolag, understoedsfoereningar`.

2. 377 L 0092: Council Directive 77/92/EEC of 13 December 1976 on measures to facilitate the effective exercise of freedom of establishment and freedom to provide services in respect of the activities of insurance agents and brokers (ex ISIC Group 630) and, in particular, transitional measures in respect of those activities (OJ No L 26, 31.1.1977, p. 14), as amended by:

- 179 H: Act concerning the conditions of accession and the adjustments to the Treaties - Accession of the Hellenic Republic (OJ No L 291, 19.11.1979, p. 17),

- 185 I: Act concerning the conditions of accession and the adjustments to the Treaties - Accession of the Kingdom of Spain and the Portuguese Republic (OJ No L 302, 15.11.1985, p. 23).

(a) The following is added to Article 2 (2) (a):

'In Austria:

- Versicherungsmakler

In Finland:

- vakuutuksenvaelittaejae/foersaekringsmaeklare

In Norway:

- forsikringsmegler

In Sweden:

- foersaekringsmaeklare`;

(b) The following is added to Article 2 (2) (b):

'In Austria:

- Versicherungsagent

In Finland:

- vakuutusasiamies/foersaekringsombud

In Norway:

- assurandoer

- agent

In Sweden:

- foersaekringsombud`;

(c) the following is added to Article 2 (2) (c):

'In Norway

- underagent`;

3. 379 L 0267: First Council Directive of 5 March 1979 on the coordination of laws, regulations and administrative provisions relating to the taking up and pursuit of the business of direct life assurance (79/267/EEC) (OJ No L 63, 13.3.1979, p. 1), as amended by:

- 179 H: Act concerning the conditions of accession and the adjustments to the Treaties - Accession of the Hellenic Republic (OJ No L 291, 19.11.1979, p. 17),

- 185 I: Act concerning the conditions of accession and the adjustments to the Treaty - Accession of the Kingdom of Spain and the Portuguese Republic (OJ No L 302, 15.11.1985, p. 23),

- 390 L 0619: Council Directive 90/619/EEC of 8 November 1990 (OJ No L 330, 29.11.1990, p. 50),

- 392 L 0096: Council Directive 92/96/EEC of 10 November 1992 (OJ No L 360, 9.12.1992, p. 1).

(a) The following is added to Article 4:

'This Directive shall not concern the pension activities of pension insurance undertakings prescribed in the Employees' Pensions Act (TEL) and other related Finnish legislation provided that:

(a) pension insurance companies which already under Finnish law are obliged to have separate accounting and management systems for their pension activities will furthermore, as from the date of accession, set up separate legal entities for carrying out these activities;

(b) the Finnish authorities shall allow in a non-discriminatory manner all nationals and companies of Member States to perform according to Finnish legislation the activities specified in Article 1 related to this exemption whether by means of:

- ownership or participation in an existing insurance company or group;

- creation or participation of new insurance companies or groups, including pension insurance companies;

(c) the Finnish authorities will submit to the Commission for approval a report within three months from the date of accession, stating which measures have been taken to split up TEL-activities from normal insurance activities carried out by Finnish insurance companies in order to conform to all the requirements of the third life assurance Directive.`

(b) The following is added to Article 8 (1) (a):

' - In the case of the Republic of Austria: Aktiengesellschaft, Versicherungsverein auf Gegenseitigkeit

- In the case of the Republic of Finland: keskinaeinen vakuutusyhtioe/oemsesidigt foersaekringsbolag, vakuutusosakeyhtioe/foersaekringsaktiebolag, vakuutusyhdistys/foersaekringsfoerening

- In the case of the Kingdom of Norway: aksjeselskap, gjensidig selskap

- In the case of the Kingdom of Sweden: foersaekringsaktiebolag, oemsesidiga foersaekringsbolag, understoedsfoereningar`.