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►B COMMISSION DELEGATED REGULATION (EU) 2015/35  
of 10 October 2014  
supplementing Directive 2009/138/EC of the European Parliament and of the Council on the 
taking-up and pursuit of the business of Insurance and Reinsurance (Solvency II)  
(Text with EEA relevance)  
(OJ L 12, 17.1.2015, p. 1)  
Amended by:  
Official Journal  
No page  date  
►M1 Commission Delegated Regulation (EU) 2016/467 of 30 September 
2015  L 85  6  1.4.2016  
►M2 Commission Delegated Regulation (EU) 2016/2283 of 22 August 2016  L 346  111  20.12.2016  
Corrected by:  
►C1 Corrigendum, OJ L 307, 25.11.2015, p. 31 (2015/35)  02015R0035 — EN — 02.04.2016 — 001.004 — 1
COMMISSION DELEGATED REGULATION (EU) 2015/35  
of 10 October 2014  
supplementing Directive 2009/138/EC of the European Parliament and of the 
Council on the taking-up and pursuit of the business of Insurance and 
Reinsurance (Solvency II)  
(Text with EEA relevance)  
TABLE OF CONTENTS  
TITLE I  ►C1 VALUATION AND RISK-BASED CAPITAL REQUIREMENTS 
(PILLAR I), ENHANCED GOVERNANCE (PILLAR II) AND INCREASED TRANS ­
PARENCY (PILLAR III) ◄ 
CHAPTER I General provisions  
SECTION 1 Definitions and general principles  
SECTION 2 External credit assessments  
CHAPTER II Valuation of assets and liabilities  
CHAPTER III Rules relating to technical provisions  
SECTION 1 General provisions  
SECTION 2 Data quality  
SECTION 3 Methodologies to calculate technical provisions  
SUBSECTION 1 Assumptions underlying the calculation of technical provisions  
SUBSECTION 2 Information underlying the calculation of best estimates  
SUBSECTION 3 Cash flow projections for the calculation of the best estimate  
SUBSECTION 4 Risk margin  
SUBSECTION 5 Calculation of technical provisions as a whole  
SUBSECTION 6 Recoverables from reinsurance contracts and special purpose vehicles  
SECTION 4 Relevant risk-free interest rate term structure  
SUBSECTION 1 General provisions  
SUBSECTION 2 Basic risk free interest rate term structure  
SUBSECTION 3 Volatility adjustment  
SUBSECTION 4 Matching adjustment  
SECTION 5 Lines of business  
SECTION 6 Proportionality and simplifications  
CHAPTER IV Own funds  
SECTION 1 Determination of own funds  
SUBSECTION 1 Supervisory approval of ancillary own funds  
SUBSECTION 2 Own funds treatment of participations  
SECTION 2 Classification of own funds  
SECTION 3 Eligibility of own funds  
SUBSECTION 1 Ring-fenced funds  
SUBSECTION 2 Quantitative limits  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 2
 
CHAPTER V Solvency capital requirement standard formula  
SECTION 1 General provisions  
SUBSECTION 1 Scenario based calculations  
SUBSECTION 2 Look-through approach  
SUBSECTION 3 Regional governments and local authorities  
SUBSECTION 4 Material basis risk  
SUBSECTION 5 Calculation of the basic solvency capital requirement  
SUBSECTION 6 Proportionality and simplifications  
SUBSECTION 7 Scope of the underwriting risk modules  
SECTION 2 Non-life underwriting risk module  
SECTION 3 Life underwriting risk module  
SECTION 4 Health underwriting risk module  
SECTION 5 Market risk module  
SUBSECTION 1 Correlation coefficients  
SUBSECTION 2 Interest rate risk sub-module  
SUBSECTION 3 Equity risk sub-module  
SUBSECTION 4 Property risk sub-module  
SUBSECTION 5 Spread risk sub-module  
SUBSECTION 6 Market risk concentrations sub-module  
SUBSECTION 7 Currency risk sub-module  
SECTION 6 Counterparty default risk module  
SUBSECTION 1 General provisions  
SUBSECTION 2 Type 1 exposures  
SUBSECTION 3 Type 2 exposures  
SECTION 7 Intangible asset module  
SECTION 8 Operational risk  
SECTION 9 Adjustment for the loss-absorbing capacity of technical provisions and 
deferred taxes  
SECTION 10 Risk mitigation techniques  
SECTION 11 Ring fenced funds  
SECTION 12 Undertaking-specific parameters  
SECTION 13 Procedure for updating correlation parameters  
CHAPTER VI Solvency capital requirement — full and partial internal models  
SECTION 1 Definitions  
SECTION 2 Use test  
SECTION 3 Statistical quality standards  
SECTION 4 Calibration standards  
SECTION 5 Integration of partial internal models  
SECTION 6 Profit and loss attribution  
SECTION 7 Validation standards  
SECTION 8 Documentation standards  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 3
 
SECTION 9 External models and data  
CHAPTER VII Minimum capital requirement  
CHAPTER VIII Investments in securitisation positions  
CHAPTER IX System of governance  
SECTION 1 Elements of the system of governance  
SECTION 2 Functions  
SECTION 3 Fit and proper requirements  
SECTION 4 Outsourcing  
SECTION 5  ►C1 Remuneration ◄ policy  
CHAPTER X Capital add-on  
SECTION 1 Circumstances for imposing a capital add-on  
SECTION 2 Methodologies for calculating capital add-ons  
CHAPTER XI Extension of the recovery period  
CHAPTER XII Public disclosure  
SECTION 1 Solvency and financial condition report: structure and contents  
SECTION 2 Solvency and financial condition report: non-disclosure of information  
SECTION 3 Solvency and financial condition report: deadlines, means of disclosure 
and updates  
CHAPTER XIII Regular supervisory reporting  
SECTION 1 Elements and contents  
SECTION 2 Deadlines and means of communication  
CHAPTER XIV Transparency and accountability of supervisory authorities  
CHAPTER XV Special purpose vehicles  
SECTION 1 Authorization  
SECTION 2 Mandatory contract conditions  
SECTION 3 System of governance  
SECTION 4 Supervisory reporting  
SECTION 5 Solvency requirements  
TITLE II INSURANCE GROUPS  
CHAPTER I Solvency calculation at group level  
SECTION 1 Group solvency: choice of calculation method and general principles  
SECTION 2 Group solvency: calculation methods  
CHAPTER II Internal models for the calculation of the consolidated group solvency 
capital requirement  
SECTION 1 Full and partial internal models used to calculate only the group solvency 
capital requirement  
SECTION 2 Use of a group internal model  
CHAPTER III Supervision of group solvency for groups with centralised risk 
management  
CHAPTER IV Coordination of group supervision  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 4
 
SECTION 1 Colleges of supervisors  
SECTION 2 Exchange of information  
SECTION 3 National or regional subgroup supervision  
CHAPTER V Public disclosure  
SECTION 1 Group solvency and financial condition report  
SECTION 2 Single solvency and financial condition report  
CHAPTER VI Group supervisory reporting  
SECTION 1 Regular reporting  
SECTION 2 Reporting on risk concentrations and intragroup transactions  
TITLE III THIRD COUNTRY EEQUIVALENCE AND FINAL PROVISIONS  
CHAPTER I Undertakings carrying out reinsurance activities with their head office in 
a third country  
CHAPTER II Related third country insurance and reinsurance undertakings  
CHAPTER III Insurance and reinsurance undertakings with the parent undertakings 
outside the union  
CHAPTER IV Final provisions  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 5
 
TITLE I  
▼C1 
VALUATION AND RISK-BASED CAPITAL REQUIREMENTS 
(PILLAR I), ENHANCED GOVERNANCE (PILLAR II) AND 
INCREASED TRANSPARENCY (PILLAR III) 
▼B 
CHAPTER I  
GENERAL PROVISIONS  
SECTION 1  
Definitions and general principles  
Article 1  
Definitions  
For the purposes of this Regulation, the following definitions shall 
apply:  
1. alternative valuation methods' means valuation methods that are 
consistent with Article 75 of Directive 2009/138/EC, other than 
those which solely use the quoted market prices for the same or 
similar assets or liabilities;  
2. ‘scenario analysis’ means the analysis of the impact of a 
combination of adverse events;  
3. ‘health insurance obligation’ means an insurance obligation that 
covers one or both of the following:  
(i) the provision of medical treatment or care including 
preventive or curative medical treatment or care due to 
illness, accident, disability or infirmity, or financial compen ­
sation for such treatment or care,  
(ii) financial compensation arising from illness, accident, disability 
or infirmity;  
4. ‘medical expense insurance obligation’ means an insurance 
obligation that covers the provision or financial compensation 
referred to in point (3)(i);  
5. ‘income protection insurance obligation’ means an insurance 
obligation that covers the financial compensation referred to in 
point (3)(ii) other than the financial compensation referred to in 
point (3)(i);  
6. ‘workers compensation insurance obligation’ means an insurance 
obligation that covers the provision or financial compensation 
referred to in points (3)(i) and (ii) and which arises only from 
to accidents at work, industrial injury and occupational disease;  
7. ‘health reinsurance obligation’ means a reinsurance obligation 
which arises from accepted reinsurance covering health insurance 
obligations;  
8. ‘medical expense reinsurance obligation’ means a reinsurance 
obligation which arises from accepted reinsurance covering 
medical expense insurance obligations;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 6
 
9. ‘income protection reinsurance obligation’ means a reinsurance 
obligation which arises from accepted reinsurance covering 
income protection insurance obligations;  
10. ‘workers' compensation reinsurance obligation’ means a 
reinsurance obligation which arises from accepted reinsurance 
covering workers' compensation insurance obligations;  
11. ‘written premiums’ means the premiums due to an insurance or 
reinsurance undertaking during a specified time period regardless 
of whether such premiums relate in whole or in part to insurance 
or reinsurance cover provided in a different time period;  
12. ‘earned premiums’ means the premiums relating to the risk 
covered by the insurance or reinsurance undertaking during a 
specified time period;  
13. ‘surrender’ means all possible ways to fully or partly terminate a 
policy, including the following:  
(i) voluntary termination of the policy with or without the 
payment of a surrender value;  
(ii) change of insurance or reinsurance undertaking by the policy 
holder;  
(iii) termination of the policy resulting from the policy holder's 
refusal to pay the premium;  
14. ‘discontinuance’ of an insurance policy means surrender, lapse 
without value, making a contract paid-up, automatic non-forfeiture 
provisions or exercising other discontinuity options or not 
exercising continuity options;  
15. ‘discontinuity options’ mean all legal or contractual policyholder 
rights which allow that policyholder to fully or partly terminate, 
surrender, decrease, restrict or suspend insurance cover or permit 
the insurance policy to lapse;  
16. ‘continuity options’ mean all legal or contractual policyholder 
rights which allow that policyholder to fully or partly establish, 
renew, increase, extend or resume insurance or reinsurance cover;  
17. ‘coverage of an internal model’ means the risks that are reflected 
in the probability distribution forecast underlying the internal 
model;  
18. ‘scope of an internal model’ means the risks that the internal 
model is approved to cover; the scope of an internal model may 
include both risks which are and which are not reflected in the 
standard formula for the Solvency Capital Requirement;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 7
 
19. ‘investment in a tradable security or another financial instrument 
based on repackaged loans’ and ‘securitisation position’ means an 
exposure to a securitisation within the meaning of Article 4(1)(61) 
of Regulation (EU) No 575/2013 of the European Parliament and 
of the Council (  1 ); 
20. ‘resecuritisation position’ means an exposure to a resecuritisation 
within the meaning of Article 4(1)(63) of Regulation (EU) No 
575/2013;  
21. ‘originator’ means an originator within the meaning of 
Article 4(1)(13) of Regulation (EU) No 575/2013;  
22. ‘sponsor’ means sponsor within the meaning of Article 4(1)(14) of 
Regulation (EU) No 575/2013;  
23. ‘tranche’ means tranche within the meaning of Article 4(1)(67) of 
Regulation (EU) No 575/2013;  
24. ‘central bank’ means central bank within the meaning 
ofArticle 4(1)(46) of Regulation (EU) No 575/2013.  
25. ‘basis risk’ means the risk resulting from the situation in which the 
exposure covered by the risk-mitigation technique does not 
correspond to the risk exposure of the insurance or reinsurance 
undertaking;  
26. ‘collateral arrangements’ means arrangements under which 
collateral providers do one of the following:  
(a) transfer full ownership of the collateral to the collateral taker 
for the purposes of securing or otherwise covering the 
performance of a relevant obligation;  
(b) provide collateral by way of security in favour of, or to, a 
collateral taker, and the legal ownership of the collateral 
remains with the collateral provider or a custodian when the 
security right is established;  
27. in relation to a set of items, ‘all possible combinations of two’ 
such items means all ordered pairs of items from that set;  
28. ‘pooling arrangement’ means an arrangement whereby several 
insurance or reinsurance undertakings agree to share identified 
insurance risks in defined proportions. The parties insured by 
the members of the pooling arrangement are not themselves 
members of the pooling arrangement.  
29. ‘pool exposure of type A’ means the risk ceded by an insurance or 
reinsurance undertaking to a pooling arrangement where the 
insurance or reinsurance undertaking is not a party to that 
pooling arrangement.  
30. ‘pool exposure of type B’ means the risk ceded by an insurance or 
reinsurance undertaking to another member of a pooling 
arrangement, where the insurance or reinsurance undertaking is a 
party to that pooling arrangement;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 8  
( 1 ) Regulation (EU) No 575/2013 of the European Parliament and of the Council 
of 26 June 2013 on prudential requirements for credit institutions and 
investment firms and amending Regulation (EU) No 648/2012, (OJ L 176, 
27.6.2013, p. 1).
 31. ‘pool exposure of type C’ means the risk ceded by an insurance or 
reinsurance undertaking which is a party to a pooling arrangement 
to another insurance or reinsurance undertaking which is not a 
member of that pooling arrangement.  
32. ‘deep market’ means a market where transactions involving a large 
quantity of financial instruments can take place without signifi ­
cantly affecting the price of the instruments.  
33. ‘liquid market’ means a market where financial instruments can 
readily be converted through an act of buying or selling without 
causing a significant movement in the price.  
34. ‘transparent market’ means a market where current trade and price 
information is readily available to the public, in particular to the 
insurance or reinsurance undertakings.  
35. ‘future discretionary bonuses’ and ‘future discretionary benefits’ 
mean future benefits other than index-linked or unit-linked benefits 
of insurance or reinsurance contracts which have one of the 
following characteristics:  
(a) they are legally or contractually based on one or more of the 
following results:  
(i) the performance of a specified group of contracts or a 
specified type of contract or a single contract;  
(ii) the realised or unrealised investment return on a specified 
pool of assets held by the insurance or reinsurance under ­
taking;  
(iii) the profit or loss of the insurance or reinsurance under ­
taking or fund corresponding to the contract;  
(b) they are based on a declaration of the insurance or reinsurance 
undertaking and the timing or the amount of the benefits is at 
its full or partial discretion;  
36. ‘basic risk-free interest rate term structure’ means a risk-free 
interest rate term structure which is derived in the same way as 
the relevant risk-free interest rate term structure to be used to 
calculate the best estimate referred to in Article 77(2) of 
Directive 2009/138/EC but without application of a matching 
adjustment or a volatility adjustment or a transitional adjustment 
to the relevant risk-free rate structure in accordance with 
Article 308c of that Directive;  
37. ‘matching adjustment portfolio’ means a portfolio of insurance or 
reinsurance obligations to which the matching adjustment is 
applied and the assigned portfolio of assets as referred to in 
Article 77b(1)(a) of Directive 2009/138/EC.  
38. ‘SLT Health obligations’ means health insurance obligations that 
are assigned to the lines of business for life insurance obligations 
in accordance with Article 55(1).  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 9
 
39. ‘NSLT Health obligations’ means health insurance obligations that 
are assigned to the lines of business for non-life insurance 
obligations in accordance with Article 55(1).  
40. ‘Collective investment undertaking’ means an undertaking for 
collective investment in transferable securities (UCITS) as 
defined in Article 1(2) of Directive 2009/65/EC of the European 
Parliament and of the Council (  1 ) or an alternative investment fund 
(AIF) as defined in Article 4(1)(a) of Directive 2011/61/EU of the 
European Parliament and of the Council (  2 ); 
41. in relation to an insurance or reinsurance undertaking, ‘major 
business unit’ means a defined segment of the insurance and 
reinsurance undertaking that operates independently from other 
parts of the undertaking and has dedicated governance resources 
and procedures within the undertaking and which contains risks 
that are material in relation to the entire business of the under ­
taking;  
42. in relation to an insurance or reinsurance group, ‘major business 
unit’ means a defined segment of the group that operates indepen ­
dently from other parts of the group and has dedicated governance 
resources and procedures within the group and which contains 
risks that are material in relation to the entire business of the 
group; any legal entity belonging to the group is a major 
business unit or consists of several major business units;  
43. ‘administrative, management or supervisory body’ shall mean, 
where a two-tier board system comprising of a management 
body and a supervisory body is provided for under national law, 
the management body or the supervisory body or both of those 
bodies as specified in the relevant national legislation or, where 
nobody is specified in the relevant national legislation, the 
management body;  
44. ‘aggregate maximum risk exposure’ means the sum of the 
maximum payments, including expenses that the special purpose 
vehicles may incur, excluding expenses that meet all of the 
following criteria:  
(a) the special purpose vehicle has the right to require the 
insurance or reinsurance undertaking which has transferred 
risks to the special purpose vehicle to pay the expense;  
(b) the special purpose vehicle is not required to pay the expense 
unless and until an amount equal to the expense has been 
received from the insurance or reinsurance undertaking 
which has transferred the risks to the special purpose vehicle;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 10  
( 1 ) Directive 2009/65/EC of the European Parliament and of the Council of 
13 July 2009 on the coordination of laws, regulations and administrative 
provisions relating to undertakings for collective investment in transferable 
securities (UCITS)(OJ L 302, 17.11.2009, p. 32). 
( 2 ) Directive 2011/61/EU of the European Parliament and of the Council of 
8 June 2011 on Alternative Investment Fund Managers and amending 
Directives 2003/41/EC and 2009/65/EC and Regulations (EC) No 
1060/2009 and (EU) No 1095/2010 (OJ L 174, 1.7.2011, p. 1).
 (c) the insurance or reinsurance undertaking which has transferred 
risks to the special purpose vehicle does not include the 
expense as an amount recoverable from the special purpose 
vehicle in accordance with Article 41 of this Regulation.  
45. ‘existing insurance or reinsurance contract’ means an insurance or 
reinsurance contract for which insurance or reinsurance obligations 
have been recognised;  
46. ‘the expected profit included in future premiums’ means the 
expected present value of future cash flows which result from 
the inclusion in technical provisions of premiums relating to 
existing insurance and reinsurance contracts that are expected to 
be received in the future, but that may not be received for any 
reason, other than because the insured event has occurred, 
regardless of the legal or contractual rights of the policyholder 
to discontinue the policy.  
47. ‘mortgage insurance’ means credit insurance that provides cover to 
lenders in case their mortgage loans default.  
48. ‘subsidiary undertaking’ means any subsidiary undertaking within 
the meaning of Article 22(1) and (2) of Directive 2013/34/EU, 
including subsidiaries thereof;  
49. ‘related undertaking’ either a subsidiary undertaking or other 
undertaking in which a participation is held, or an undertaking 
linked with another undertaking by a relationship as set out in 
Article 22(7) of Directive 2013/34/EU;  
50. ‘regulated undertaking’ means ‘regulated entity’ within the 
meaning of Article 2(4) of Directive 2002/87/EC of the 
European Parliament and of the Council (  1 ); 
51. ‘non-regulated undertaking’ means any undertaking other than 
those listed in Article 2(4) of Directive 2002/87/EC;  
52. ‘non-regulated undertaking carrying out financial activities’ means 
a non-regulated undertaking which carries one or more of the 
activities referred to in Annex I of Directive 2013/36/EU of the 
European Parliament and of the Council (  2 ) where those activities 
constitute a significant part of its overall activity;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 11  
( 1 ) Directive 2002/87/EC of the European Parliament and of the Council of 
16 December 2002 on the supplementary supervision of credit institutions, 
insurance undertakings and investment firms in a financial conglomerate and 
amending Council Directives 73/239/EEC, 79/267/EEC, 92/49/EEC, 
92/96/EEC, 93/6/EEC and 93/22/EEC, and Directives 98/78/EC and 
2000/12/EC of the European Parliament and of the Council (OJ L 35, 
11.2.2003, p. 1). 
( 2 ) Directive 2013/36/EU of the European Parliament and of the Council of 
26 June 2013 on access to the activity of credit institutions and the prudential 
supervision of credit institutions and investment firms, amending Directive 
2002/87/EC and repealing Directives 2006/48/EC and 2006/49/EC (OJ L 176, 
27.6.2013, p. 338).
 53. ‘ancillary services undertaking’ means a non-regulated undertaking 
the principal activity of which consists of owning or managing 
property, managing data-processing services, health and care 
services or any other similar activity which is ancillary to the 
principal activity of one or more insurance or reinsurance under ­
takings.  
54. ‘UCITS management company’ means a management company 
within the meaning of Article 2(1)(b) of Directive 2009/65/EC 
or an investment company authorised pursuant to Article 27 of 
that Directive provided that it has not designated a management 
company pursuant to that Directive;  
55. ‘alternative investment fund manager’ means an alternative 
investment funds manager within the meaning of Article 4(1)(b) 
of Directive 2011/61/EU;  
▼M1 
55a. ‘infrastructure assets’ means physical structures or facilities, 
systems and networks that provide or support essential public 
services;  
55b. ‘infrastructure project entity’ means an entity which is not 
permitted to perform any other function than owning, financing, 
developing or operating infrastructure assets, where the primary 
source of payments to debt providers and equity investors is the 
income generated by the assets being financed;  
▼B 
56. ‘institutions for occupational retirement provision’ means insti ­
tutions within the meaning of Article 6(a) of Directive 2003/41/EC 
of the European Parliament and of the Council (  1 ); 
57. ‘domestic insurance undertaking’ means an undertaking authorised 
and supervised by third-country supervisory authorities which 
would require authorisation as an insurance undertaking in 
accordance with Article 14 of Directive 2009/138/EC if its head 
office were situated in the Union;  
58. ‘domestic reinsurance undertaking’ means an undertaking auth ­
orised and supervised by third-country supervisory authorities 
which would require authorisation as a reinsurance undertaking 
in accordance with Article 14 of Directive 2009/138/EC if its 
head offices were situated in the Union.  
Article 2  
Expert judgement  
1. Where insurance and reinsurance undertakings make assumptions 
about rules relating to the valuation of assets and liabilities, technical 
provisions, own funds, solvency capital requirements, minimum capital 
requirements and investment rules, these assumptions shall be based on 
the expertise of persons with relevant knowledge, experience and under ­
standing of the risks inherent in the insurance or reinsurance business.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 12  
( 1 ) Directive 2003/41/EC of the European Parliament and of the Council of 
3 June 2003 on the activities and supervision of institutions for occupational 
retirement provision (OJ L 235, 23.9.2003, p. 10).
 2. Insurance and reinsurance undertakings shall, taking due account 
of the principle of proportionality, ensure that internal users of the 
relevant assumptions are informed about their relevant content, their 
degree of reliability and their limitations. For that purpose, service 
providers to whom functions or activities have been outsourced shall 
be considered to be internal users.  
SECTION 2  
External credit assessments  
Article 3  
Association of credit assessments to credit quality steps  
The scale of credit quality steps referred to in Article 109a(1) of 
Directive 2009/138/EC shall include credit quality steps 0 to 6.  
Article 4  
General requirements on the use of credit assessments  
1. Insurance or reinsurance undertakings may use an external credit 
assessment for the calculation of the Solvency Capital Requirement in 
accordance with the standard formula only where it has been issued by 
an External Credit Assessment Institution (ECAI) or endorsed by an 
ECAI in accordance with Regulation (EC) No 1060/2009 of the 
European Parliament and of the Council (  1 ). 
2. Insurance or reinsurance undertakings shall nominate one or more 
ECAI to be used for the calculation of the Solvency Capital 
Requirement according to the standard formula.  
3. The use of credit assessments shall be consistent and such 
assessments shall not be used selectively  
4. When using credit assessments, insurance and reinsurance under ­
takings shall comply with all of the following requirements:  
(a) where an insurance or reinsurance undertaking decides to use the 
credit assessments produced by a nominated ECAI for a certain 
class of items, it shall use those credit assessments consistently 
for all items belonging to that class;  
(b) where an insurance or reinsurance undertaking decides to use the 
credit assessments produced by a nominated ECAI, it shall use them 
in a continuous and consistent way over time;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 13  
( 1 ) Regulation (EC) No 1060/2009 of the European Parliament and of the 
Council of 16 September 2009 on credit rating agencies (OJ L 302, 
17.11.2009, p. 1).
 (c) an insurance or reinsurance undertaking shall only use nominated 
ECAI credit assessments that take into account all amounts of 
principal and interest owed to it;  
(d) where only one credit assessment is available from a nominated 
ECAI for a rated item, that credit assessment shall be used to 
determine the capital requirements for that item;  
(e) where two credit assessments are available from nominated ECAIs 
and they correspond to different parameters for a rated item, the 
assessment generating the higher capital requirement shall be used;  
(f) where more than two credit assessments are available from 
nominated ECAIs for a rated item, the two assessments generating 
the two lowest capital requirements shall be used. If the two lowest 
capital requirements are different, the assessment generating the 
higher capital requirement of those two credit assessments shall 
be used. If the two lowest capital requirements are the same, the 
assessment generating that capital requirement shall be used;  
(g) where available, insurance and reinsurance undertakings shall use 
both solicited and unsolicited credit assessments.  
5. Where an item is part of the larger or more complex exposures of 
the insurance or reinsurance undertaking, the undertaking shall produce 
its own internal credit assessment of the item and allocate it to one of 
the seven steps in a credit quality assessment scale. Where the own 
internal credit assessment generates a lower capital requirement than 
the one generated by the credit assessments available from nominated 
ECAIs, then the own internal credit assessment shall not be taken into 
account for the purposes of this Regulation.  
6. For the purposes of paragraph 5, the larger or more complex 
exposures of an undertaking shall include type 2 securitisation 
positions as referred to in Article 177(3) and resecuritisation positions.  
Article 5  
Issuers and issue credit assessment  
1. Where a credit assessment exists for a specific issuing program or 
facility to which the item constituting the exposure belongs, that credit 
assessment shall be used.  
2. Where no directly applicable credit assessment exists for a certain 
item, but a credit assessment exists for a specific issuing program or 
facility to which the item constituting the exposure does not belong or a 
general credit assessment exists for the issuer, that credit assessment 
shall be used in either of the following cases:  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 14
 
(a) it produces the same or higher capital requirement than would 
otherwise be the case and the exposure in question ranks  pari 
passu  or junior in all respects to the specific issuing program or 
facility or to senior unsecured exposures of that issuer, as relevant;  
(b) it produces the same or lower capital requirement than would 
otherwise be the case and the exposure in question ranks  pari 
passu  or senior in all respects to the specific issuing program or 
facility or to senior unsecured exposures of that issuer, as relevant.  
In all other cases, insurance or reinsurance undertakings shall consider 
that there is no credit assessment by a nominated ECAI available for the 
exposure.  
3. Credit assessments for issuers within a corporate group shall not 
be used as the credit assessment for another issuer within the same 
corporate group.  
Article 6  
Double credit rating for securitisation positions  
By way of derogation from Article 4(4)(d), where only one credit 
assessment is available from a nominated ECAI for a securitisation 
position, that credit assessment shall not be used. The capital 
requirements for that item shall be derived as if no credit assessment 
by a nominated ECAI is available.  
CHAPTER II  
VALUATION OF ASSETS AND LIABILITIES  
Article 7  
Valuation assumptions  
Insurance and reinsurance undertakings shall value assets and liabilities 
based on the assumption that the undertaking will pursue its business as 
a going concern.  
Article 8  
Scope  
Articles 9 to 16 shall apply to the recognition and valuation of assets 
and liabilities, other than technical provisions.  
Article 9  
Valuation methodology — general principles  
1. Insurance and reinsurance undertakings shall recognise assets and 
liabilities in conformity with the international accounting standards 
adopted by the Commission in accordance with Regulation (EC) 
No 1606/2002.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 15
 
2. Insurance and reinsurance undertakings shall value assets and 
liabilities in accordance with international accounting standards adopted 
by the Commission pursuant to Regulation (EC) No 1606/2002 provided 
that those standards include valuation methods that are consistent with 
the valuation approach set out in Article 75 of Directive 2009/138/EC. 
Where those standards allow for the use of more than one valuation 
method, insurance and reinsurance undertakings shall only use 
valuation methods that are consistent with Article 75 of Directive 
2009/138/EC.  
3. Where the valuation methods included in international accounting 
standards adopted by the Commission in accordance with Regulation 
(EC) No 1606/2002 are not consistent either temporarily or permanently 
with the valuation approach set out in Article 75 of Directive 
2009/138/EC, insurance and reinsurance undertakings shall use other 
valuation methods that are deemed to be consistent with Article 75 of 
Directive 2009/138/EC.  
4. By way of derogation from paragraphs 1 and 2, and in particular 
by respecting the principle of proportionality laid down in paragraphs 3 
and 4 of Article 29 of Directive 2009/138/EC, insurance and 
reinsurance undertakings may recognise and value an asset or a 
liability based on the valuation method it uses for preparing its 
annual or consolidated financial statements provided that:  
(a) the valuation method is consistent with Article 75 of Directive 
2009/138/EC;  
(b) the valuation method is proportionate with respect to the nature, 
scale and complexity of the risks inherent in the business of the 
undertaking;  
(c) the undertaking does not value that asset or liability using inter ­
national accounting standards adopted by the Commission in 
accordance with Regulation (EC) No 1606/2002 in its financial 
statements;  
(d) valuing assets and liabilities using international accounting 
standards would impose costs on the undertaking that would be 
disproportionate with respect to the total administrative expenses.  
5. Insurance and reinsurance undertakings shall value individual 
assets separately.  
6. Insurance and reinsurance undertakings shall value individual 
liabilities separately.  
Article 10  
Valuation methodology — valuation hierarchy  
1. Insurance and reinsurance undertakings shall, when valuing assets 
and liabilities in accordance with Article 9 (1), (2) and (3), follow the 
valuation hierarchy set out in paragraphs 2 to 7, taking into account the 
characteristics of the asset or liability where market participants would 
take those characteristics into account when pricing the asset or liability 
at the valuation date, including the condition and location of the asset or 
liability and restrictions, if any, on the sale or use of the asset.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 16
 
2. As the default valuation method insurance and reinsurance under ­
takings shall value assets and liabilities using quoted market prices in 
active markets for the same assets or liabilities.  
3. Where the use of quoted market prices in active markets for the 
same assets or liabilities is not possible, insurance and reinsurance 
undertakings shall value assets and liabilities using quoted market 
prices in active markets for similar assets and liabilities with 
adjustments to reflect differences. Those adjustments shall reflect 
factors specific to the asset or liability including all of the following:  
(a) the condition or location of the asset or liability;  
(b) the extent to which inputs relate to items that are comparable to the 
asset or liability; and  
(c) the volume or level of activity in the markets within which the 
inputs are observed.  
4. Insurance and reinsurance undertakings' use of quoted market 
prices shall be based on the criteria for active markets, as defined in 
international accounting standards adopted by the Commission in 
accordance with Regulation (EC) No 1606/2002.  
5. Where the criteria referred to in paragraph 4 are not satisfied, 
insurance and reinsurance undertakings shall, unless otherwise 
provided in this Chapter, use alternative valuation methods.  
6. When using alternative valuation methods, insurance and 
reinsurance undertakings shall rely as little as possible on under ­
taking-specific inputs and make maximum use of relevant market 
inputs including the following:  
(a) quoted prices for identical or similar assets or liabilities in markets 
that are not active;  
(b) inputs other than quoted prices that are observable for the asset or 
liability, including interest rates and yield curves observable at 
commonly quoted intervals, implied volatilities and credit spreads;  
(c) market-corroborated inputs, which may not be directly observable, 
but are based on or supported by observable market data.  
All those markets inputs shall be adjusted for the factors referred to in 
paragraph 3.  
To the extent that relevant observable inputs are not available including 
in circumstances where there is little, if any, market activity for the asset 
or liability at the valuation date, undertakings shall use unobservable 
inputs reflecting the assumptions that market participants would use 
when pricing the asset or liability, including assumptions about risk. 
Where unobservable inputs are used, undertakings shall adjust under ­
taking-specific data if reasonable available information indicates that 
other market participants would use different data or there is 
something particular to the undertaking that is not available to other 
market participants.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 17
 
When assessing the assumptions about risk referred to in this paragraph 
undertakings shall take into account the risk inherent in the specific 
valuation technique used to measure fair value and the risk inherent 
in the inputs of that valuation technique.  
7. Undertakings shall use valuation techniques that are consistent 
with one or more of the following approaches when using alternative 
valuation methods:  
(a) market approach, which uses prices and other relevant information 
generated by market transactions involving identical or similar 
assets, liabilities or group of assets and liabilities. Valuation tech ­
niques consistent with the market approach include matrix pricing.  
(b) income approach, which converts future amounts, such as cash 
flows or income or expenses, to a single current amount. The fair 
value shall reflect current market expectations about those future 
amounts. Valuation techniques consistent with the income 
approach include present value techniques, option pricing models 
and the multi-period excess earnings method;  
(c) cost approach or current replacement cost approach reflects the 
amount that would be required currently to replace the service 
capacity of an asset. From the perspective of a market participant 
seller, the price that would be received for the asset is based on the 
cost to a market participant buyer to acquire or construct a substitute 
asset of comparable quality adjusted for obsolescence.  
Article 11  
Recognition of contingent liabilities  
1. Insurance and reinsurance undertakings shall recognise contingent 
liabilities, as defined in accordance with Article 9 of this Regulation, 
that are material, as liabilities.  
2. Contingent liabilities shall be material where information about the 
current or potential size or nature of those liabilities could influence the 
decision-making or judgement of the intended user of that information, 
including the supervisory authorities.  
Article 12  
Valuation methods for goodwill and intangible assets  
Insurance and reinsurance undertakings shall value the following assets 
at zero:  
1. goodwill;  
2. intangible assets other than goodwill, unless the intangible asset can 
be sold separately and the insurance and reinsurance undertaking can 
demonstrate that there is a value for the same or similar assets that 
has been derived in accordance with Article 10(2), in which case the 
asset shall be valued in accordance with Article 10.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 18
 
Article 13  
Valuation methods for related undertakings  
1. For the purposes of valuing the assets of individual insurance and 
reinsurance undertakings, insurance and reinsurance undertakings shall 
value holdings in related undertakings, within the meaning of 
Article 212(1)(b) of Directive 2009/138/EC in accordance with the 
following hierarchy of methods:  
(a) using the default valuation method set out in Article 10(2) of this 
Regulation;  
(b) using the adjusted equity method referred to in paragraph 3 where 
valuation in accordance with point (a) is not possible;  
(c) using either the valuation method set out in Article 10(3) of this 
Regulation or alternative valuation methods in accordance with 
Article 10(5) of this Regulation provided that all of the following 
conditions are fulfilled:  
(i) neither valuation in accordance with point (a) nor point (b) is 
possible;  
(ii) the undertaking is not a subsidiary undertaking, as defined in 
Article 212(2) of Directive 2009/138/EC.  
2. By way of derogation from paragraph 1, for the purposes of 
valuing the assets of individual insurance and reinsurance undertakings, 
insurance and reinsurance undertakings shall value holdings in the 
following undertakings at zero:  
▼M1 
(a) undertakings that are excluded from the scope of the group super ­
vision under Article 214(2) of Directive 2009/138/EC;  
▼B 
(b) undertakings that are deducted from the own funds eligible for the 
group solvency in accordance with Article 229 of Directive 
2009/138/EC.  
3. The adjusted equity method referred to in point (b) of paragraph 1 
shall require the participating undertaking to value its holdings in related 
undertakings based on the share of the excess of assets over liabilities of 
the related undertaking held by the participating undertaking.  
4. When calculating the excess of assets over liabilities for related 
undertakings, the participating undertaking shall value the undertaking's 
individual assets and liabilities in accordance with Articles 75 of 
Directive 2009/138/EC and, where the related undertaking is an 
insurance or reinsurance undertaking or a special purpose vehicle 
referred to in Article 211 of that Directive, technical provisions in 
accordance Articles 76 to 85 of that Directive.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 19
 
5. When calculating the excess of assets over liabilities for related 
undertakings other than insurance or reinsurance undertakings, the 
participating undertaking may consider the equity method as prescribed 
in international accounting standards adopted by the Commission in 
accordance with Regulation (EC) No 1606/2002 to be consistent with 
Articles 75 of Directive 2009/138/EC, where valuation of individual 
assets and liabilities in accordance with paragraph 4 is not practicable. 
In such cases, the participating undertaking shall deduct from the value 
of the related undertaking the value of goodwill and other intangible 
assets that would be valued at zero in accordance with Article 12(2) of 
this Regulation.  
▼M1 
6. Where the criteria referred to in Article 9(4) of this Regulation are 
satisfied, and where the use of the valuation methods referred to in 
points (a) and (b) of paragraph 1 is not possible, holdings in related 
undertakings may be valued based on the valuation method the 
insurance or reinsurance undertakings uses for preparing its annual or 
consolidated financial statements. In such cases, the participating under ­
taking shall deduct from the value of the related undertaking the value 
of goodwill and other intangible assets that would be valued at zero in 
accordance with Article 12(2) of this Regulation.  
▼B 
Article 14  
Valuation methods for specific liabilities  
1. Insurance and reinsurance undertakings shall value financial liabil ­
ities, as referred to in international accounting standards adopted by the 
Commission in accordance with Regulation (EC) No 1606/2002, in 
accordance with Article 9 of this Regulation upon initial recognition. 
There shall be no subsequent adjustment to take account of the change 
in own credit standing of the insurance or reinsurance undertaking after 
initial recognition.  
2. Insurance and reinsurance undertakings shall value contingent 
liabilities that have been recognised in accordance with Article 11. 
The value of contingent liabilities shall be equal to the expected 
present value of future cash flows required to settle the contingent 
liability over the lifetime of that contingent liability, using the basic 
risk-free interest rate term structure.  
Article 15  
Deferred taxes  
1. Insurance and reinsurance undertakings shall recognise and value 
deferred taxes in relation to all assets and liabilities, including technical 
provisions, that are recognised for solvency or tax purposes in 
accordance with Article 9.  
2. Notwithstanding paragraph 1, insurance and reinsurance under ­
takings shall value deferred taxes, other than deferred tax assets 
arising from the carryforward of unused tax credits and the carryforward 
of unused tax losses, on the basis of the difference between the values  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 20
 
ascribed to assets and liabilities recognised and valued in accordance 
with Article 75 of Directive 2009/138/EC and in the case of technical 
provisions in accordance with Articles 76 to 85 of that Directive and the 
values ascribed to assets and liabilities as recognised and valued for tax 
purposes.  
3. Insurance and reinsurance undertaking shall only ascribe a positive 
value to deferred tax assets where it is probable that future taxable profit 
will be available against which the deferred tax asset can be utilised, 
taking into account any legal or regulatory requirements on the time 
limits relating to the carryforward of unused tax losses or the carry ­
forward of unused tax credits.  
Article 16  
Exclusion of valuation methods  
1. Insurance and reinsurance undertakings shall not value financial 
assets or financial liabilities at cost or amortized cost.  
2. Insurance and reinsurance undertakings shall not apply valuation 
models that value at the lower of the carrying amount and fair value less 
costs to sell.  
3. Insurance and reinsurance undertakings shall not value property, 
investment property, plant and equipment with cost models where the 
asset value is determined as cost less depreciation and impairment.  
4. Insurance and reinsurance undertakings which are lessees in a 
financial lease or lessors shall comply with all of the following when 
valuing assets and liabilities in a lease arrangement:  
(a) lease assets shall be valued at fair value;  
(b) for the purposes of determining the present value of the minimum 
lease payments market consistent inputs shall be used and no 
subsequent adjustments to take account of the own credit standing 
of the undertaking shall be made;  
(c) valuation at depreciated cost shall not be applied.  
5. Insurance and reinsurance undertakings shall adjust the net real ­
isable value for inventories by the estimated cost of completion and the 
estimated costs necessary to make the sale where those costs are 
material. Those costs shall be considered to be material where their 
non-inclusion could influence the decision-making or the judgement 
of the users of the balance sheet, including the supervisory authorities. 
Valuation at cost shall not be applied.  
6. Insurance and reinsurance undertakings shall not value non- 
monetary grants at a nominal amount.  
7. When valuing biological assets, insurance and reinsurance under ­
takings shall adjust the value by adding the estimated costs to sell if the 
estimated costs to sell are material.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 21
 
CHAPTER III  
RULES RELATING TO TECHNICAL PROVISIONS  
SECTION 1  
General provisions  
Article 17  
Recognition and derecognition of insurance and reinsurance 
obligations  
For the calculation of the best estimate and the risk margin of technical 
provisions, insurance and reinsurance undertakings shall recognise an 
insurance or reinsurance obligation at the date the undertaking becomes 
a party to the contract that gives rise to the obligation or the date the 
insurance or reinsurance cover begins, whichever date occurs earlier. 
Insurance and reinsurance undertakings shall only recognise the 
obligations within the boundary of the contract.  
Insurance and reinsurance undertakings shall derecognise an insurance 
or reinsurance obligation only when it is extinguished, discharged, 
cancelled or expires.  
Article 18  
Boundary of an insurance or reinsurance contract  
1. The boundaries of an insurance or reinsurance contract shall be 
defined in accordance with paragraphs 2 to 7.  
2. All obligations relating to the contract, including obligations 
relating to unilateral rights of the insurance or reinsurance undertaking 
to renew or extend the scope of the contract and obligations that relate 
to paid premiums, shall belong to the contract unless otherwise stated in 
paragraphs 3 to 6.  
3. Obligations which relate to insurance or reinsurance cover 
provided by the undertaking after any of the following dates do not 
belong to the contract, unless the undertaking can compel the policy ­
holder to pay the premium for those obligations:  
(a) the future date where the insurance or reinsurance undertaking has a 
unilateral right to terminate the contract;  
(b) the future date where the insurance or reinsurance undertaking has a 
unilateral right to reject premiums payable under the contract;  
(c) the future date where the insurance or reinsurance undertaking has a 
unilateral right to amend the premiums or the benefits payable under 
the contract in such a way that the premiums fully reflect the risks.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 22
 
Point (c) shall be deemed to apply where an insurance or reinsurance 
undertaking has a unilateral right to amend at a future date the 
premiums or benefits of a portfolio of insurance or reinsurance 
obligations in such a way that the premiums of the portfolio fully 
reflect the risks covered by the portfolio.  
However, in the case of life insurance obligations where an individual 
risk assessment of the obligations relating to the insured person of the 
contract is carried out at the inception of the contract and that 
assessment cannot be repeated before amending the premiums or 
benefits, insurance and reinsurance undertakings shall assess at the 
level of the contract whether the premiums fully reflect the risk for 
the purposes of point (c).  
Insurance and reinsurance undertakings shall not take into account 
restrictions of the unilateral right as referred to in points (a), (b) and 
(c) of this paragraph and limitations of the extent to which premiums or 
benefits can be amended that have no discernible effect on the 
economics of the contract.  
4. Where the insurance or reinsurance undertaking has a unilateral 
right as referred to in paragraph 3 that only relates to a part of the 
contract, the same principles as defined in paragraph 3 shall apply to 
that part of the contract.  
5. Obligations that do not relate to premiums which have already 
been paid do not belong to an insurance or reinsurance contract, 
unless the undertaking can compel the policyholder to pay the future 
premium, and where all of the following requirements are met:  
(a) the contract does not provide compensation for a specified uncertain 
event that adversely affects the insured person;  
(b) the contract does not include a financial guarantee of benefits.  
For the purpose of points (a) and (b), insurance and reinsurance under ­
takings shall not take into account coverage of events and guarantees 
that have no discernible effect on the economics of the contract.  
6. Where an insurance or reinsurance contract can be unbundled into 
two parts and where one of those parts meets the requirements set out in 
points (a) and (b) of paragraph 5, any obligations that do not relate to 
the premiums of that part and which have already been paid do not 
belong to the contract, unless the undertaking can compel the policy ­
holder to pay the future premium of that part.  
7. Insurance and reinsurance undertakings shall, for the purposes of 
paragraph 3, only consider that premiums fully reflect the risks covered 
by a portfolio of insurance or reinsurance obligations, where there is no 
circumstance under which the amount of the benefits and expenses 
payable under the portfolio exceeds the amount of the premiums 
payable under the portfolio.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 23
 
SECTION 2  
Data quality  
Article 19  
Data used in the calculation of technical provisions  
1. Data used in the calculation of the technical provisions shall only 
be considered to be complete for the purpose of Article 82 of Directive 
2009/138/EC where all of the following conditions are met:  
(a) the data include sufficient historical information to assess the char ­
acteristics of the underlying risks and to identify trends in the risks;  
(b) the data are available for each of the relevant homogeneous risk 
groups used in the calculation of the technical provisions and no 
relevant data is excluded from being used in the calculation of the 
technical provisions without justification.  
2. Data used in the calculation of the technical provisions shall only 
be considered to be accurate for the purpose of Article 82 of Directive 
2009/138/EC where all of the following conditions are met:  
(a) the data are free from material errors;  
(b) data from different time periods used for the same estimation are 
consistent;  
(c) the data are recorded in a timely manner and consistently over time.  
3. Data used in the calculation of the technical provisions shall only 
be considered to be appropriate for the purpose of Article 82 of 
Directive 2009/138/EC where all of the following conditions are met:  
(a) the data are consistent with the purposes for which they will be 
used;  
(b) the amount and nature of the data ensure that the estimations made 
in the calculation of the technical provisions on the basis of the data 
do not include a material estimation error;  
(c) the data are consistent with the assumptions underlying the actuarial 
and statistical techniques that are applied to them in the calculation 
of the technical provisions;  
(d) the data appropriately reflect the risks to which the insurance or 
reinsurance undertaking is exposed with regard to its insurance and 
reinsurance obligations;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 24
 
(e) the data were collected, processed and applied in a transparent and 
structured manner, based on a documented process that comprises 
all of the following:  
(i) the definition of criteria for the quality of data and an 
assessment of the quality of data, including specific qualitative 
and quantitative standards for different data sets;  
(ii) the use of and setting of assumptions made in the collection, 
processing and application of data;  
(iii) the process for carrying out data updates, including the 
frequency of updates and the circumstances that trigger 
additional updates;  
(f) Insurance or reinsurance undertakings shall ensure that their data are 
used consistently over time in the calculation of the technical provi ­
sions.  
For the purposes of point (b), an estimation error in the calculation of 
the technical provisions shall be considered to be material where it 
could influence the decision-making or the judgement of the users of 
the calculation result, including the supervisory authorities.  
4. Insurance and reinsurance undertakings may use data from an 
external source provided that, in addition to fulfilling the requirements 
set out in paragraphs 1 to 4, all of the following requirements are met:  
(a) insurance or reinsurance undertakings are able to demonstrate that 
the use of that data is more suitable than the use of data which are 
exclusively available from an internal source;  
(b) insurance or reinsurance undertakings know the origin of that data 
and the assumptions or methodologies used to process that data;  
(c) insurance or reinsurance undertakings identify any trends in that 
data and the variation, over time or across data, of the assumptions 
or methodologies in the use of that data;  
(d) insurance or reinsurance undertakings are able to demonstrate that 
the assumptions and methodologies referred to in points (b) and (c) 
reflect the characteristics of the insurance or reinsurance under ­
taking's portfolio of insurance and reinsurance obligations.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 25
 
Article 20  
Limitations of data  
Where data does not comply with Article 19, insurance and reinsurance 
undertakings shall document appropriately the limitations of the data 
including a description of whether and how such limitations will be 
remedied and of the functions within the system of governance of the 
insurance or reinsurance undertaking responsible for that process. The 
data, before adjustments to remedy limitations are made to it, shall be 
recorded and stored appropriately.  
Article 21  
Appropriate use of approximations to calculate the best estimate  
Where insurance and reinsurance undertakings have insufficient data of 
appropriate quality to apply a reliable actuarial method, they may use 
appropriate approximations to calculate the best estimate provided that 
all of the following requirements are met:  
(a) the insufficiency of data is not due to inadequate internal processes 
and procedures of collecting, storing or validating data used for the 
valuation of technical provisions;  
(b) the insufficiency of data cannot be remedied by the use of external 
data;  
(c) it would not be practicable for the undertaking to adjust the data to 
remedy the insufficiency.  
SECTION 3  
Methodologies to calculate technical provisions  
S u b s e c t i o n 1  
A s s u m p t i o n s u n d e r l y i n g t h e c a l c u l a t i o n o f 
t e c h n i c a l p r o v i s i o n s  
Article 22  
General provisions  
1. Assumptions shall only be considered to be realistic for the 
purposes of Article 77(2) of Directive 2009/138/EC where they meet 
all of the following conditions:  
(a) insurance and reinsurance undertakings are able to explain and 
justify each of the assumptions used, taking into account the 
significance of the assumption, the uncertainty involved in the 
assumption as well as relevant alternative assumptions;  
(b) the circumstances under which the assumptions would be 
considered false can be clearly identified;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 26
 
(c) unless otherwise provided in this Chapter, the assumptions are 
based on the characteristics of the portfolio of insurance and 
reinsurance obligations, where possible regardless of the insurance 
or reinsurance undertaking holding the portfolio;  
(d) insurance and reinsurance undertakings use the assumptions 
consistently over time and within homogeneous risk groups and 
lines of business, without arbitrary changes;  
(e) the assumptions adequately reflect any uncertainty underlying the 
cash flows.  
For the purpose of point (c), insurance and reinsurance undertakings 
shall only use information specific to the undertaking, including 
information on claims management and expenses, where that 
information better reflects the characteristics of the portfolio of 
insurance or reinsurance obligations than information that is not 
limited to the specific undertaking or where the calculation of 
technical provisions in a prudent, reliable and objective manner 
without using that information is not possible.  
2. Assumptions shall only be used for the purpose of Article 77(3) of 
Directive 2009/138/EC where they comply with paragraph 1 of this 
Article.  
3. Insurance and reinsurance undertakings shall set assumptions on 
future financial market parameters or scenarios that are appropriate and 
consistent with Article 75 of Directive 2009/138/EC. Where insurance 
and reinsurance undertakings use a model to produce projections of 
future financial market parameters, it shall comply with all of the 
following requirements:  
(a) it generates asset prices that are consistent with asset prices 
observed in financial markets;  
(b) it assumes no arbitrage opportunity;  
(c) the calibration of the parameters and scenarios is consistent with the 
relevant risk-free interest rate term structure used to calculate the 
best estimate as referred to in Article 77(2) of Directive 
2009/138/EC.  
Article 23  
Future management actions  
1. Assumptions on future management actions shall only be 
considered to be realistic for the purposes of Article 77(2) of 
Directive 2009/138/EC where they meet all of the following conditions:  
(a) the assumptions on future management actions are determined in an 
objective manner;  
(b) assumed future management actions are consistent with the 
insurance or reinsurance undertaking's current business practice 
and business strategy, including the use of risk-mitigation tech ­
niques; where there is sufficient evidence that the undertaking 
will change its practices or strategy, the assumed future 
management actions are consistent with the changed practices or 
strategy;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 27
 
(c) assumed future management actions are consistent with each other;  
(d) assumed future management actions are not contrary to any 
obligations towards policy holders and beneficiaries or to legal 
requirements applicable to the undertaking;  
(e) assumed future management actions take account of any public 
indications by the insurance or reinsurance undertaking as to the 
actions that it would expect to take or not take.  
2. Assumptions about future management actions shall be realistic 
and include all of the following:  
(i) a comparison of assumed future management actions with 
management actions taken previously by the insurance or 
reinsurance undertaking;  
(ii) a comparison of future management actions taken into account in 
the current and in the past calculations of the best estimate;  
(iii) an assessment of the impact of changes in the assumptions on 
future management actions on the value of the technical provisions.  
Insurance and reinsurance undertakings shall be able to explain any 
relevant deviations in relation to points (i) and (ii) upon request of 
the supervisory authorities and, where changes in an assumption on 
future management actions have a significant impact on the technical 
provisions, the reasons for that sensitivity and how the sensitivity is 
taken into account in the decision-making process of the insurance or 
reinsurance undertaking.  
3. For the purpose of paragraph 1, insurance and reinsurance under ­
takings shall establish a comprehensive future management actions plan, 
approved by the administrative, management or supervisory body of the 
insurance and reinsurance undertaking, which provides for all of the 
following:  
(a) the identification of future management actions that are relevant to 
the valuation of the technical provisions;  
(b) the identification of the specific circumstances in which the 
insurance or reinsurance undertaking would reasonably expect to 
carry out each respective future management action referred to in 
point (a);  
(c) the identification of the specific circumstances in which the 
insurance or reinsurance undertaking may not be able to carry out 
each respective future management action referred to in point (a), 
and a description of how those circumstances are considered in the 
calculation of technical provisions;  
(d) the order in which future management actions referred to in point 
(a) would be carried out and the governance requirements applicable 
to those future management actions;  
(e) a description of any on-going work required to ensure that the 
insurance or reinsurance undertaking is in a position to carry out 
each respective future management action referred to in point (a);  
(f) a description of how the future management actions referred to in 
point (a) have been reflected in the calculation of the best estimate;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 28
 
(g) a description of the applicable internal reporting procedures that 
cover the future management actions referred to in point (a) 
included in the calculation of the best estimate;  
4. Assumptions about future management actions shall take account 
of the time needed to implement the management actions and any 
expenses caused by them.  
5. The system for ensuring the transmission of information shall only 
be considered to be effective for the purpose of Article 41(1) of 
Directive 2009/138/EC where the reporting procedures referred to in 
point (g) of paragraph 3 of this Article include at least an annual 
communication to the administrative, supervisory or management body.  
Article 24  
Future discretionary benefits  
Where future discretionary benefits depend on the assets held by the 
insurance or reinsurance undertaking, undertakings shall base the calcu ­
lation of the best estimate on the assets currently held by the under ­
takings and shall assume future changes of their asset allocation in 
accordance with Article 23. The assumptions on the future returns of 
the assets shall be consistent with the relevant risk-free interest rate term 
structure, including where applicable a matching adjustment, a volatility 
adjustment, or a transitional measure on the risk-free rate, and the 
valuation of the assets in accordance with Article 75 of Directive 
2009/138/EC.  
Article 25  
Separate calculation of the future discretionary benefits  
When calculating technical provisions, insurance and reinsurance under ­
takings shall determine separately the value of future discretionary 
benefits.  
Article 26  
Policyholder behaviour  
When determining the likelihood that policy holders will exercise 
contractual options, including lapses and surrenders, insurance and 
reinsurance undertakings shall conduct an analysis of past policyholder 
behaviour and a prospective assessment of expected policyholder 
behaviour. That analysis shall take into account all of the following:  
(a) how beneficial the exercise of the options was and will be to the 
policy holders under circumstances at the time of exercising the 
option;  
(b) the influence of past and future economic conditions;  
(c) the impact of past and future management actions;  
(d) any other circumstances that are likely to influence decisions by 
policyholders on whether to exercise the option.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 29
 
The likelihood shall only be considered to be independent of the 
elements referred to in points (a) to (d) where there is empirical 
evidence to support such an assumption.  
S u b s e c t i o n 2  
I n f o r m a t i o n u n d e r l y i n g t h e c a l c u l a t i o n o f b e s t 
e s t i m a t e s  
Article 27  
Credibility of information  
Information shall only be considered to be credible for the purposes of 
Article 77(2) of Directive 2009/138/EC where insurance and reinsurance 
undertakings provide evidence of the credibility of the information 
taking into account the consistency and objectivity of that information, 
the reliability of the source of the information and the transparency of 
the way in which the information is generated and processed.  
S u b s e c t i o n 3  
C a s h f l o w p r o j e c t i o n s f o r t h e c a l c u l a t i o n o f t h e 
b e s t e s t i m a t e  
Article 28  
Cash flows  
The cash flow projection used in the calculation of the best estimate 
shall include all of the following cash flows, to the extent that these 
cash flows relate to existing insurance and reinsurance contracts:  
(a) benefit payments to policy holders and beneficiaries;  
(b) payments that the insurance or reinsurance undertaking will incur in 
providing contractual benefits that are paid in kind;  
(c) payments of expenses as referred to in point (1) of Article 78 of 
Directive 2009/138/EC;  
(d) premium payments and any additional cash flows that result from 
those premiums;  
(e) payments between the insurance or reinsurance undertaking and 
intermediaries related to insurance or reinsurance obligations;  
(f) payments between the insurance or reinsurance undertaking and 
investment firms in relation to contracts with index-linked and 
unit-linked benefits;  
(g) payments for salvage and subrogation to the extent that they do not 
qualify as separate assets or liabilities in accordance with inter ­
national accounting standards, as endorsed by the Commission in 
accordance with Regulation (EC) No 1606/2002;  
(h) taxation payments which are, or are expected to be, charged to 
policy holders or are required to settle the insurance or reinsurance 
obligations.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 30
 
Article 29  
Expected future developments in the external environment  
The calculation of the best estimate shall take into account expected 
future developments that will have a material impact on the cash in- and 
out-flows required to settle the insurance and reinsurance obligations 
over the lifetime thereof. For that purpose future developments shall 
include demographic, legal, medical, technological, social, environ ­
mental and economic developments including inflation as referred to 
in point (2) of Article 78 of Directive 2009/138/EC.  
Article 30  
Uncertainty of cash flows  
The cash flow projection used in the calculation of the best estimate 
shall, explicitly or implicitly, take account of all uncertainties in the 
cash flows, including all of the following characteristics:  
(a) uncertainty in the timing, frequency and severity of insured events;  
(b) uncertainty in claim amounts, including uncertainty in claims 
inflation, and in the period needed to settle and pay claims;  
(c) uncertainty in the amount of expenses referred to in point (1) of 
Article 78 of Directive 2009/138/EC;  
(d) uncertainty in expected future developments referred to in Article 29 
to the extent that it is practicable;  
(e) uncertainty in policyholder behaviour;  
(f) dependency between two or more causes of uncertainty;  
(g) dependency of cash flows on circumstances prior to the date of the 
cash flow.  
Article 31  
Expenses  
1. A cash flow projection used to calculate best estimates shall take 
into account all of the following expenses, which relate to recognised 
insurance and reinsurance obligations of insurance and reinsurance 
undertakings and which are referred to in point (1) of Article 78 of 
Directive 2009/138/EC:  
(a) administrative expenses;  
(b) investment management expenses;  
(c) claims management expenses;  
(d) acquisition expenses.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 31
 
The expenses referred to in points (a) to (d) shall take into account 
overhead expenses incurred in servicing insurance and reinsurance 
obligations.  
2. Overhead expenses shall be allocated in a realistic and objective 
manner and on a consistent basis over time to the parts of the best 
estimate to which they relate.  
3. Expenses in respect of reinsurance contracts and special purpose 
vehicles shall be taken into account in the gross calculation of the best 
estimate.  
4. Expenses shall be projected on the assumption that the under ­
taking will write new business in the future.  
Article 32  
Contractual options and financial guarantees  
When calculating the best estimate, insurance and reinsurance under ­
takings shall take into account all of the following:  
(a) all financial guarantees and contractual options included in their 
insurance and reinsurance policies;  
(b) all factors which may affect the likelihood that policy holders will 
exercise contractual options or realise the value of financial guar ­
antees.  
Article 33  
Currency of the obligation  
The best estimate shall be calculated separately for cash flows in 
different currencies.  
Article 34  
Calculation methods  
1. The best estimate shall be calculated in a transparent manner and 
in such a way as to ensure that the calculation method and the results 
that derive from it are capable of review by a qualified expert.  
2. The choice of actuarial and statistical methods for the calculation 
of the best estimate shall be based on their appropriateness to reflect the 
risks which affect the underlying cash flows and the nature of the 
insurance and reinsurance obligations. The actuarial and statistical 
methods shall be consistent with and make use of all relevant data 
available for the calculation of the best estimate.  
3. Where a calculation method is based on grouped policy data, 
insurance and reinsurance undertakings shall ensure that the grouping 
of policies creates homogeneous risk groups that appropriately reflect 
the risks of the individual policies included in those groups.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 32
 
4. Insurance and reinsurance undertakings shall analyse the extent to 
which the present value of cash flows depend both on the expected 
outcome of future events and developments and on how the actual 
outcome in certain scenarios could deviate from the expected outcome.  
5. Where the present value of cash flows depends on future events 
and developments as referred to in paragraph 4, insurance and 
reinsurance undertakings shall use a method to calculate the best 
estimate for cash flows which reflects such dependencies.  
Article 35  
Homogeneous risk groups of life insurance obligations  
The cash flow projections used in the calculation of best estimates for 
life insurance obligations shall be made separately for each policy. 
Where the separate calculation for each policy would be an undue 
burden on the insurance or reinsurance undertaking, it may carry out 
the projection by grouping policies, provided that the grouping complies 
with all of the following requirements:  
(a) there are no significant differences in the nature and complexity of 
the risks underlying the policies that belong to the same group;  
(b) the grouping of policies does not misrepresent the risk underlying 
the policies and does not misstate their expenses;  
(c) the grouping of policies is likely to give approximately the same 
results for the best estimate calculation as a calculation on a per 
policy basis, in particular in relation to financial guarantees and 
contractual options included in the policies.  
Article 36  
Non-life insurance obligations  
1. The best estimate for non-life insurance obligations shall be 
calculated separately for the premium provision and for the provision 
for claims outstanding.  
2. The premium provision shall relate to future claim events covered 
by insurance and reinsurance obligations falling within the contract 
boundary referred to in Article 18. Cash flow projections for the calcu ­
lation of the premium provision shall include benefits, expenses and 
premiums relating to these events.  
3. The provision for claims outstanding shall relate to claim events 
that have already occurred, regardless of whether the claims arising 
from those events have been reported or not.  
4. Cash flow projections for the calculation of the provision for 
claims outstanding shall include benefits, expenses and premiums 
relating to the events referred to in paragraph 3.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 33
 
S u b s e c t i o n 4  
R i s k m a r g i n  
Article 37  
Calculation of the risk margin  
1. The risk margin for the whole portfolio of insurance and 
reinsurance obligations shall be calculated using the following formula:  
RM ¼ CoC  · X  
tã0 SCRðtÞ 
ð1 þ rðt þ 1ÞÞ tþ1 
where:  
(a) CoC  denotes the Cost-of-Capital rate;  
(b) the sum covers all integers including zero;  
(c) SCR(t) denotes the Solvency Capital Requirement referred to in 
Article 38(2) after t years;  
(d) r(t + 1) denotes the basic risk-free interest rate for the maturity of 
t + 1 years.  
The basic risk-free interest rate r(t + 1) shall be chosen in accordance 
with the currency used for the financial statements of the insurance and 
reinsurance undertaking.  
2. Where insurance and reinsurance undertakings calculate their 
Solvency Capital Requirement using an approved internal model and 
determine that the model is appropriate to calculate the Solvency Capital 
Requirement referred to in Article 38(2) for each point in time over the 
lifetime of the insurance and reinsurance obligations, the insurance and 
reinsurance undertakings shall use the internal model to calculate the 
amounts  SCR (t) referred to in paragraph 1.  
3. Insurance and reinsurance undertakings shall allocate the risk 
margin for the whole portfolio of insurance and reinsurance obligations 
to the lines of business referred to in Article 80 of Directive 
2009/138/EC. The allocation shall adequately reflect the contributions 
of the lines of business to the Solvency Capital Requirement referred to 
in Article 38(2) over the lifetime of the whole portfolio of insurance and 
reinsurance obligations.  
Article 38  
Reference undertaking  
1. The calculation of the risk margin shall be based on all of the 
following assumptions:  
(a) the whole portfolio of insurance and reinsurance obligations of the 
insurance or reinsurance undertaking that calculates the risk margin 
(the original undertaking) is taken over by another insurance or 
reinsurance undertaking (the reference undertaking);  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 34
 
(b) notwithstanding point (a), where the original undertaking simulta ­
neously pursues both life and non-life insurance activities according 
to Article 73(5) of Directive 2009/138/EC, the portfolio of 
insurance obligations relating to life insurance activities and life 
reinsurance obligations and the portfolio of insurance obligations 
relating to non-life insurance activities and non-life reinsurance 
obligations are taken over separately by two different reference 
undertakings;  
(c) the transfer of insurance and reinsurance obligations includes any 
reinsurance contracts and arrangements with special purpose 
vehicles relating to these obligations;  
(d) the reference undertaking does not have any insurance or 
reinsurance obligations or own funds before the transfer takes place;  
(e) after the transfer, the reference undertaking does not assume any 
new insurance or reinsurance obligations;  
(f) after the transfer, the reference undertaking raises eligible own funds 
equal to the Solvency Capital Requirement necessary to support the 
insurance and reinsurance obligations over the lifetime thereof;  
(g) after the transfer, the reference undertaking has assets which amount 
to the sum of its Solvency Capital Requirement and of the technical 
provisions net of the amounts recoverable from reinsurance 
contracts and special purpose vehicles;  
(h) the assets are selected in such a way that they minimise the 
Solvency Capital Requirement for market risk that the reference 
undertaking is exposed to;  
(i) the Solvency Capital Requirement of the reference undertaking 
captures all of the following risks:  
(i) underwriting risk with respect to the transferred business,  
(ii) where it is material, the market risk referred to in point (h), 
other than interest rate risk,  
(iii) credit risk with respect to reinsurance contracts, arrangements 
with special purpose vehicles, intermediaries, policyholders and 
any other material exposures which are closely related to the 
insurance and reinsurance obligations,  
(iv) operational risk;  
(j) the loss-absorbing capacity of technical provisions, referred to in 
Article 108 of Directive 2009/138/EC, in the reference undertaking 
corresponds for each risk to the loss-absorbing capacity of technical 
provisions in the original undertaking;  
(k) there is no loss-absorbing capacity of deferred taxes as referred to in 
Article 108 of Directive 2009/138/EC for the reference undertaking;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 35
 
(l) the reference undertaking will, subject to points (e) and (f), adopt 
future management actions that are consistent with the assumed 
future management actions, as referred to in Article 23, of the 
original undertaking.  
2. Over the lifetime of the insurance and reinsurance obligations, the 
Solvency Capital Requirement necessary to support the insurance and 
reinsurance obligations referred to in the first subparagraph of 
Article 77(5) of Directive 2009/138/EC shall be assumed to be equal 
to the Solvency Capital Requirement of the reference undertaking under 
the assumptions set out in paragraph 1.  
3. For the purposes of point (i) of paragraph 1, a risk shall be 
considered to be material where its impact on the calculation of the 
risk margin could influence the decision-making or the judgment of 
the users of that information, including supervisory authorities.  
Article 39  
Cost-of-Capital rate  
The Cost-of-Capital rate referred to in Article 77(5) of Directive 
2009/138/EC shall be assumed to be equal to 6 %.  
S u b s e c t i o n 5  
C a l c u l a t i o n o f t e c h n i c a l p r o v i s i o n s a s a w h o l e  
Article 40  
Circumstances in which technical provisions shall be calculated as a 
whole and the method to be used  
1. For the purposes of the second subparagraph of Article 77(4) of 
Directive 2009/138/EC, reliability shall be assessed pursuant to para ­
graphs 2 and 3 of this Article and technical provisions shall be valued 
pursuant to paragraph 4 of this Article.  
2. The replication of cash flows shall be considered to be reliable 
where those cash flows are replicated in amount and timing in relation 
to the underlying risks of those cash flows and in all possible scenarios. 
The following cash flows associated with insurance or reinsurance 
obligations cannot be reliably replicated:  
(a) cash flows associated with insurance or reinsurance obligations that 
depend on the likelihood that policy holders will exercise 
contractual options, including lapses and surrenders;  
(b) cash flows associated with insurance or reinsurance obligations that 
depend on the level, trend, or volatility of mortality, disability, 
sickness and morbidity rates;  
(c) all expenses that will be incurred in servicing insurance and 
reinsurance obligations.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 36
 
3. Financial instruments shall be considered to be financial 
instruments for which a reliable market value is observable where 
those financial instruments are traded on an active, deep, liquid and 
transparent market. Active markets shall also comply with Article 10(4).  
4. Insurance and reinsurance undertakings shall determine the value 
of technical provisions on the basis of the market price of the financial 
instruments used in the replication.  
S u b s e c t i o n 6  
R e c o v e r a b l e s f r o m r e i n s u r a n c e c o n t r a c t s a n d 
s p e c i a l p u r p o s e v e h i c l e s  
Article 41  
General provisions  
1. The amounts recoverable from reinsurance contracts and special 
purpose vehicles shall be calculated consistently with the boundaries of 
the insurance or reinsurance contracts to which those amounts relate.  
2. The amounts recoverable from special purpose vehicles, the 
amounts recoverable from finite reinsurance contracts as referred to in 
Article 210 of Directive 2009/138/EC and the amounts recoverable from 
other reinsurance contracts shall each be calculated separately. The 
amounts recoverable from a special purpose vehicle shall not exceed 
the aggregate maximum risk exposure of that special purpose vehicle to 
the insurance or reinsurance undertaking.  
3. For the purpose of calculating the amounts recoverable from 
reinsurance contracts and special purpose vehicles, cash flows shall 
only include payments in relation to compensation of insurance events 
and unsettled insurance claims. Payments in relation to other events or 
settled insurance claims shall be accounted for outside the amounts 
recoverable from reinsurance contracts and special purpose vehicles 
and other elements of the technical provisions. Where a deposit has 
been made for the cash flows, the amounts recoverable shall be 
adjusted accordingly to avoid a double counting of the assets and 
liabilities relating to the deposit.  
4. The amounts recoverable from reinsurance contracts and special 
purpose vehicles for non-life insurance obligations shall be calculated 
separately for premium provisions and provisions for claims outstanding 
in the following manner:  
(a) the cash flows relating to provisions for claims outstanding shall 
include the compensation payments relating to the claims accounted 
for in the gross provisions for claims outstanding of the insurance or 
reinsurance undertaking ceding risks;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 37
 
(b) the cash flows relating to premium provisions shall include all other 
payments.  
5. Where cash flows from the special purpose vehicles to the 
insurance or reinsurance undertaking do not directly depend on the 
claims against the insurance or reinsurance undertaking ceding risks, 
the amounts recoverable from those special purpose vehicles for 
future claims shall only be taken into account to the extent that it can 
be verified in a prudent, reliable and objective manner that the structural 
mismatch between claims and amounts recoverable is not material.  
Article 42  
Counterparty default adjustment  
1. Adjustments to take account of expected losses due to default of a 
counterparty referred to in Article 81 of Directive 2009/138/EC shall be 
calculated separately from the rest of the amounts recoverable.  
2. The adjustment to take account of expected losses due to default 
of a counterparty shall be calculated as the expected present value of the 
change in cash flows underlying the amounts recoverable from that 
counterparty, that would arise if the counterparty defaults, including 
as a result of insolvency or dispute, at a certain point in time. For 
that purpose, the change in cash flows shall not take into account the 
effect of any risk mitigating technique that mitigates the credit risk of 
the counterparty, other than risk mitigating techniques based on 
collateral holdings. The risk mitigating techniques that are not taken 
into account shall be separately recognised without increasing the 
amount recoverable from reinsurance contracts and special purpose 
vehicles.  
3. The calculation referred to in paragraph 2 shall take into account 
possible default events over the lifetime of the reinsurance contract or 
arrangement with the special purpose vehicle and whether and how the 
probability of default varies over time. It shall be carried out separately 
by each counterparty and for each line of business. In non-life 
insurance, it shall also be carried out separately for premium provisions 
and provisions for claims outstanding.  
4. The average loss resulting from a default of a counterparty, 
referred to in Article 81 of Directive 2009/138/EC, shall not be 
assessed at lower than 50 % of the amounts recoverable excluding the 
adjustment referred to in paragraph 1, unless there is a reliable basis for 
another assessment.  
5. The probability of default of a special purpose vehicle shall be 
calculated on the basis of the credit risk inherent in the assets held by 
the special purpose vehicle.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 38
 
SECTION 4  
Relevant risk-free interest rate term structure  
S u b s e c t i o n 1  
G e n e r a l p r o v i s i o n s  
Article 43  
General provisions  
The rates of the basic risk-free interest rate term structure shall meet all 
of the following criteria:  
(a) insurance and reinsurance undertakings are able to earn the rates in 
a risk-free manner in practice;  
(b) the rates are reliably determined based on financial instruments 
traded in a deep, liquid and transparent financial market.  
The rates of the relevant risk-free interest rate term structure shall be 
calculated separately for each currency and maturity, based on all 
information and data relevant for that currency and that maturity. 
They shall be determined in a transparent, prudent, reliable and 
objective manner that is consistent over time.  
S u b s e c t i o n 2  
B a s i c r i s k f r e e i n t e r e s t r a t e t e r m s t r u c t u r e  
Article 44  
Relevant financial instruments to derive the basic risk-free interest 
rates  
1. For each currency and maturity, the basic risk-free interest rates 
shall be derived on the basis of interest rate swap rates for interest rates 
of that currency, adjusted to take account of credit risk.  
2. For each currency, for maturities where interest rate swap rates are 
not available from deep, liquid and transparent financial markets the 
rates of government bonds issued in that currency, adjusted to take 
account of the credit risk of the government bonds, shall be used to 
derive the basic risk free-interest rates, provided that, such government 
bond rates are available from deep, liquid and transparent financial 
markets.  
Article 45  
Adjustment to swap rates for credit risk  
The adjustment for credit risk referred to in Article 44(1) shall be 
determined in a transparent, prudent, reliable and objective manner 
that is consistent over time. The adjustment shall be determined on 
the basis of the difference between rates capturing the credit risk 
reflected in the floating rate of interest rate swaps and overnight 
indexed swap rates of the same maturity, where both rates are 
available from deep, liquid and transparent financial markets. The calcu ­
lation of the adjustment shall be based on 50 percent of the average of 
that difference over a time period of one year. The adjustment shall not 
be lower than 10 basis points and not higher than 35 basis points.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 39
 
Article 46  
Extrapolation  
1. The principles applied when extrapolating the relevant risk free 
interest rate term structure shall be the same for all currencies. This shall 
also apply as regards the determination of the longest maturities for 
which interest rates can be observed in a deep, liquid and transparent 
market and the mechanism to ensure a smooth convergence to the 
ultimate forward rate.  
2. Where insurance and reinsurance undertakings apply Article 77d 
of Directive 2009/138/EC, the extrapolation shall be applied to the risk- 
free interest rates including the volatility adjustment referred to in that 
Article.  
3. Where insurance and reinsurance undertakings apply Article 77b 
of Directive 2009/138/EC, the extrapolation shall be based on the risk- 
free interest rates without a matching adjustment. The matching 
adjustment referred to in that Article shall be applied to the extrapolated 
risk-free interest rates.  
Article 47  
Ultimate forward rate  
1. For each currency, the ultimate forward rate referred to in 
paragraph 1 of Article 46 shall be stable over time and shall only 
change as a result of changes in long-term expectations. The 
methodology to derive the ultimate forward rate shall be clearly 
specified in order to ensure the performance of scenario calculations 
by insurance and reinsurance undertakings. It shall be determined in a 
transparent, prudent, reliable and objective manner that is consistent 
over time.  
2. For each currency the ultimate forward rate shall take account of 
expectations of the long-term real interest rate and of expected inflation, 
provided those expectations can be determined for that currency in a 
reliable manner. The ultimate forward rate shall not include a term 
premium to reflect the additional risk of holding long-term investments.  
Article 48  
Basic risk-free interest rate term structure of currencies pegged to 
the euro  
1. For a currency pegged to the euro, the basic risk-free interest rate 
term structure for the euro, adjusted for currency risk, may be used to 
calculate the best estimate with respect to insurance or reinsurance 
obligations denoted in that currency, provided that all of the 
following conditions are met:  
(a) the pegging ensures that the exchange rate between that currency 
and the euro stays within a range not wider than 20 % of the upper 
limit of the range;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 40
 
(b) the economic situation of the euro area and the area of that currency 
are sufficiently similar to ensure that interest rates for the euro and 
that currency develop in a similar way;  
(c) the pegging arrangement ensures that the relative changes in the 
exchange rate over a one-year-period do not exceed the range 
referred to in point (a) of this paragraph, in the event of extreme 
market events, that correspond to the confidence level set out in 
Article 101(3) of Directive 2009/138/EC;  
(d) one of the following criteria is complied with:  
(i) participation of that currency in the European Exchange Rate 
Mechanism (ERM II);  
(ii) existence of a decision from the Council which recognizes 
pegging arrangements between that currency and the euro;  
(iii) establishment of the pegging arrangement by the law of the 
country establishing that country's currency.  
For the purpose of point (c), the financial resources of the parties that 
guarantee the pegging shall be taken into account.  
2. The adjustment for currency risk shall be negative and shall 
correspond to the cost of hedging against the risk that the value in 
the pegged currency of an investment denominated in euro decreases 
as a result of changes in the level of the exchange rate between the euro 
and the pegged currency. The adjustment shall be the same for all 
insurance and reinsurance undertakings.  
S u b s e c t i o n 3  
V o l a t i l i t y a d j u s t m e n t  
Article 49  
Reference portfolios  
1. The reference portfolios referred to in Article 77d(2) and (4) of 
Directive 2009/138/EC shall be determined in a transparent, prudent, 
reliable and objective manner that is consistent over time. The methods 
applied when determining the reference portfolios shall be the same for 
all currencies and countries.  
2. For each currency and each country, the assets of the reference 
portfolio shall be valued in accordance with Article 10(1) and shall be 
traded in markets that, except in periods of stressed liquidity, comply 
with Article 40(3). Financial instruments traded in markets that 
temporarily cease to comply with Article 40(3) may only be included 
in the portfolio where that market is expected to comply with the 
criteria again within a reasonable period.  
3. For each currency and each country, the reference portfolio of 
assets shall meet all of the following requirements:  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 41
 
(a) for each currency, the assets are representative of the investments 
made by insurance and reinsurance undertakings in that currency to 
cover the best estimate for insurance and reinsurance obligations 
denominated in that currency; for each country, the assets are repre ­
sentative of the investments made by insurance and reinsurance 
undertakings in that country to cover the best estimate for 
insurance and reinsurance obligations sold in the insurance market 
of that country and denominated in the currency of that country;  
(b) where available the portfolio is based on relevant indices which are 
readily available to the public and published criteria exist for when 
and how the constituents of those indices will be changed;  
(c) the portfolio of assets includes all of the following assets:  
— bonds, securitisations and loans, including mortgage loans  
— equity  
— property  
For the purposes of points (a) and (b), investments of insurance and 
reinsurance undertakings in collective investment undertakings and other 
investments packaged as funds shall be treated as investments in the 
underlying assets.  
Article 50  
Formula to calculate the spread underlying the volatility adjustment  
For each currency and each country the spread referred to in 
Article 77d(2) and (4) of Directive 2009/138/EC shall be equal to the 
following:  
S ¼ w gov · maxðS gov; 0Þ þ w corp · maxðS corp; 0Þ 
where:  
(a) w gov denotes the ratio of the value of government bonds included in 
the reference portfolio of assets for that currency or country and the 
value of all the assets included in that reference portfolio;  
(b) S gov denotes the average currency spread on government bonds 
included in the reference portfolio of assets for that currency or 
country;  
(c) w corp denotes the ratio of the value of bonds other than government 
bonds, loans and securitisations included in the reference portfolio 
of assets for that currency or country and the value of all the assets 
included in that reference portfolio;  
(d) S corp denotes the average currency spread on bonds other than 
government bonds, loans and securitisations included in the 
reference portfolio of assets for that currency or country.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 42
 
For the purposes of this Article, ‘government bonds’ means exposures 
to central governments and central banks.  
Article 51  
Risk-corrected spread  
The portion of the average currency spread that is attributable to a 
realistic assessment of expected losses, unexpected credit risk or any 
other risk referred to in Article 77d(3) and (4) of Directive 2009/138/EC 
shall be calculated in the same manner as the fundamental spread 
referred to in Article 77c (2) of Directive 2009/138/EC and Article 54 
of this Regulation.  
S u b s e c t i o n 4  
M a t c h i n g a d j u s t m e n t  
Article 52  
Mortality risk stress  
1. The mortality risk stress referred to in Article 77b(1)(f) of 
Directive 2009/138/EC shall be the more adverse of the following 
two scenarios in terms of its impact on basic own funds:  
(a) an instantaneous permanent increase of 15 % in the mortality rates 
used for the calculation of the best estimate;  
(b) an instantaneous increase of 0.15 percentage points in the mortality 
rates (expressed as percentages) which are used in the calculation of 
technical provisions to reflect the mortality experience in the 
following 12 months.  
2. For the purpose of paragraph 1 the increase in mortality rates shall 
only apply to those insurance policies for which the increase in 
mortality rates leads to an increase in technical provisions taking into 
account all of the following:  
(a) multiple insurance policies in respect of the same insured person 
may be treated as if they were one insurance policy;  
(b) where the calculation of technical provisions is based on groups of 
policies as referred to in Article 35, the identification of the policies 
for which technical provisions increase under an increase of 
mortality rates may also be based on those groups of policies 
instead of single policies, provided that it yields a result which is 
not materially different.  
3. With regard to reinsurance obligations, the identification of the 
policies for which technical provisions increase under an increase of 
mortality rates shall apply to the underlying insurance policies only 
and shall be carried out in accordance with paragraph 2.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 43
 
Article 53  
Calculation of the matching adjustment  
1. For the purpose of the calculation referred to in Article 77c(1)(a) 
of Directive 2009/138/EC insurance and reinsurance undertakings shall 
only consider the assigned assets whose expected cash flows are 
required to replicate the cash flows of the portfolio of insurance and 
reinsurance obligations, excluding any assets in excess of that. The 
‘expected cash flow’ of an asset means the cash flow of the asset 
adjusted to allow for the probability of default of the asset that 
corresponds to the element of the fundamental spread set out in 
Article 77c(2)(a)(i) of Directive 2009/138/EC or, where no reliable 
credit spread can be derived from the default statistics, the portion of 
the long term average of the spread over the risk-free interest rate set 
out in Article 77c(2)(b) and (c) of that Directive.  
2. The deduction of the fundamental spread, referred to in 
Article 77c(1)(b) of Directive 2009/138/EC, from the result of the calcu ­
lation set out in Article 77c(1)(a) of that Directive, shall include only 
the portion of the fundamental spread that has not already been reflected 
in the adjustment to the cash flows of the assigned portfolio of assets, as 
set out in paragraph 1 of this Article.  
Article 54  
Calculation of the fundamental spread  
1. The fundamental spread referred to in Article 77c(2) shall be 
calculated in a transparent, prudent, reliable and objective manner that 
is consistent over time, based on relevant indices where available. The 
methods to derive fundamental spread of a bond shall be the same for 
each currency and each country and may be different for government 
bonds and for other bonds.  
2. The calculation of the credit spread referred to in Article 77c(2)(a)(i) 
of Directive 2009/138/EC shall be based on the assumption that in 
case of default 30 % of the market value can be recovered.  
3. The long-term average referred to in Article 77c(2)(b) and (c) of 
Directive 2009/138/EC shall be based on data relating to the last 30 
years. Where a part of that data is not available, it shall be replaced by 
constructed data. The constructed data shall be based on the available 
and reliable data relating to the last 30 years. Data that is not reliable 
shall be replaced by constructed data using that methodology. The 
constructed data shall be based on prudent assumptions.  
4. The expected loss referred to in Article 77c(2)(a)(ii) of Directive 
2009/138/EC shall correspond to the probability-weighted loss the 
insurance or reinsurance undertaking incurs where the asset is down ­
graded to a lower credit quality step and is replaced immediately after ­
wards. The calculation of the expected loss shall be based on the 
assumption that the replacing asset meets all of the following criteria:  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 44
 
(a) the replacing asset has the same cash flow pattern as the replaced 
asset before downgrade;  
(b) the replacing asset belongs to the same asset class as the replaced 
asset;  
(c) the replacing asset has the same credit quality step as the replaced 
asset before downgrade or a higher one.  
SECTION 5  
Lines of business  
Article 55  
Lines of business  
1. The lines of business referred to in Article 80 of Directive 
2009/138/EC shall be those set out in Annex I to this Regulation.  
2. The assignment of an insurance or reinsurance obligation to a line 
of business shall reflect the nature of the risks relating to the obligation. 
The legal form of the obligation shall not necessarily be determinative 
of the nature of the risk.  
3. Provided that the technical basis is consistent with the nature of 
the risks relating to the obligation, obligations of health insurance 
pursued on a similar technical basis to that of life insurance shall be 
assigned to the lines of business for life insurance and obligations of 
health insurance pursued on a similar technical basis to that of non-life 
insurance shall be assigned to the lines of business for non-life 
insurance.  
4. Where the insurance obligations arising from the operations 
referred to in Article 2(3)(b) of Directive 2009/138/EC cannot clearly 
be assigned to the lines of business set out in Annex I to this Regulation 
on the basis of their nature, they shall be included in line of business 32 
as set out in that Annex.  
5. Where an insurance or reinsurance contract covers risks across life 
and non-life insurance, the insurance or reinsurance obligations shall be 
unbundled into their life and non-life parts.  
6. Where an insurance or reinsurance contract covers risks across the 
lines of business as set out in Annex I to this Regulation, the insurance 
or reinsurance obligations shall, where possible, be unbundled into the 
appropriate lines of business.  
7. Where an insurance or reinsurance contract includes health 
insurance or reinsurance obligations and other insurance or reinsurance 
obligations, those obligations shall, where possible, be unbundled.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 45
 
SECTION 6  
Proportionality and simplifications  
Article 56  
Proportionality  
1. Insurance and reinsurance undertakings shall use methods to 
calculate technical provisions which are proportionate to the nature, 
scale and complexity of the risks underlying their insurance and 
reinsurance obligations.  
2. In determining whether a method of calculating technical 
provisions is proportionate, insurance and reinsurance undertakings 
shall carry out an assessment which includes:  
(a) an assessment of the nature, scale and complexity of the risks 
underlying their insurance and reinsurance obligations;  
(b) an evaluation in qualitative or quantitative terms of the error 
introduced in the results of the method due to any deviation 
between the following:  
(i) the assumptions underlying the method in relation to the risks;  
(ii) the results of the assessment referred to in point (a).  
3. The assessment referred to in point (a) of paragraph 2 shall 
include all risks which affect the amount, timing or value of the cash 
in- and out-flows required to settle the insurance and reinsurance 
obligations over their lifetime. For the purpose of the calculation of 
the risk margin, the assessment shall include all risks referred to in 
Article 38(1)(i) over the lifetime of the underlying insurance and 
reinsurance obligations. The assessment shall be restricted to the risks 
that are relevant to that part of the calculation of technical provisions to 
which the method is applied.  
4. A method shall be considered to be disproportionate to the nature, 
scale and complexity of the risks if the error referred to in point (b) of 
paragraph 2 leads to a misstatement of technical provisions or their 
components that could influence the decisions-making or judgment of 
the intended user of the information relating to the value of technical 
provisions, unless one of the following conditions are met:  
(a) no other method with a smaller error is available and the method is 
not likely to result in an underestimation of the amount of technical 
provisions;  
(b) the method leads to an amount of technical provisions of the 
insurance or reinsurance undertaking that is higher than the 
amount that would result from using a proportionate method and 
the method does not lead to an underestimation of the risk inherent 
in the insurance and reinsurance obligations that it is applied to.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 46
 
Article 57  
Simplified calculation of recoverables from reinsurance contracts 
and special purpose vehicles  
1. Without prejudice to Article 56 of this Regulation, insurance and 
reinsurance undertakings may calculate the amounts recoverable from 
reinsurance contracts and special purpose vehicles before adjusting those 
amounts to take account of the expected loss due to default of the 
counterparty as the difference between the following estimates:  
(a) the best estimate calculated gross as referred to in Article 77(2) of 
Directive 2009/138/EC;  
(b) the best estimate, after taking into account the amounts recoverable 
from reinsurance contracts and special purpose vehicles and without 
an adjustment for the expected loss due to default of the 
counterparty (unadjusted net best estimate) calculated in accordance 
with paragraph 2.  
2. Insurance and reinsurance undertakings may use methods to derive 
the unadjusted net best estimate from the gross best estimate without an 
explicit projection of the cash flows underlying the amounts recoverable 
from reinsurance contracts and special purpose vehicles. Insurance and 
reinsurance undertakings shall calculate the unadjusted net best estimate 
based on homogeneous risk groups. Each of those homogeneous risk 
groups shall cover not more than one reinsurance contract or special 
purpose vehicles unless those reinsurance contracts or special purpose 
vehicles provide a transfer of homogeneous risks.  
Article 58  
Simplified calculation of the risk margin  
Without prejudice to Article 56, insurance and reinsurance undertakings 
may use simplified methods when they calculate the risk margin, 
including one or more of the following:  
(a) methods which use approximations of the amounts denoted by the 
terms  SCR(t)  referred to in Article 37(1);  
(b) methods which approximate the discounted sum of the amounts 
denoted by the terms  SCR(t)  as referred to in Article 37(1) 
without calculating each of those amounts separately.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 47
 
Article 59  
Calculations of the risk margin during the financial year  
Without prejudice to Article 56, insurance and reinsurance undertakings 
may derive the risk margin for calculations that need to be performed 
quarterly from the result of an earlier calculation of the risk margin 
without an explicit calculation of the formula referred to in Article 37(1).  
Article 60  
Simplified calculation of the best estimate for insurance obligations 
with premium adjustment mechanism  
Without prejudice to Article 56, insurance and reinsurance undertakings 
may calculate the best estimate of life insurance obligations with an 
arrangement by which the insurance undertaking has the right or the 
obligation to adjust the future premiums of an insurance contract to 
reflect material changes in the expected level of claims and expenses 
(premium adjustment mechanism) using cash flow projections which 
assume that changes in the level of claims and expenses occur simulta ­
neously with premium adjustments and which result in a net cash flow 
that is equal to zero, provided that all of the following conditions are 
met: 
(a) the premium adjustment mechanism fully compensates the insurance 
undertaking for any increase in the level of claims and expenses in a 
timely manner;  
(b) the calculation does not result in an underestimation of the best 
estimate;  
(c) the calculation does not result in an underestimation of the risk 
inherent in those insurance obligations.  
Article 61  
Simplified calculation of the counterparty default adjustment  
Without prejudice to Article 56 of this Regulation, insurance and 
reinsurance undertakings may calculate the adjustment for expected 
losses due to default of the counterparty, referred to in Article 81 of 
Directive 2009/138/EC, for a specific counterparty and homogeneous 
risk group to be equal as follows:  
Adj  CD ¼ Ä maxð0,5 · PD 
1 Ä PD · Dur  mod · BE  rec ; 0Þ 
where:  
(a) PD denotes the probability of default of that counterparty during the 
following 12 months;  
(b) Dur  mod denotes the modified duration of the amounts recoverable 
from reinsurance contracts with that counterparty in relation to that 
homogeneous risk group;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 48
 
(c) BE  rec denotes the amounts recoverable from reinsurance contracts 
with that counterparty in relation to that homogeneous risk group.  
CHAPTER IV  
OWN FUNDS  
SECTION 1  
Determination of own funds  
S u b s e c t i o n 1  
S u p e r v i s o r y a p p r o v a l o f a n c i l l a r y o w n f u n d s  
Article 62  
Assessment of the application  
1. Supervisory authorities shall take all of the following into account 
for the purposes of the assessment referred to in Article 90 (4) of 
Directive 2009/138/EC:  
(a) the legal effectiveness and enforceability of the terms of the 
commitment in all relevant jurisdictions;  
(b) the contractual terms of the arrangement that the insurance or 
reinsurance undertaking has entered into, or will enter into, with 
the counterparties to provide funds;  
(c) where relevant, the insurance or reinsurance undertaking's 
memorandum and articles of association or statutes;  
(d) whether the insurance or reinsurance undertaking has processes in 
place to inform the supervisory authorities of any future changes, 
which may have the effect of reducing the loss-absorbency of the 
ancillary own-fund item, to any of the following:  
(i) the structure or contractual terms of the arrangement;  
(ii) the status of the counterparties concerned;  
(iii) the recoverability of the ancillary own funds item.  
2. Supervisory authorities shall also assess whether Article 90 of 
Directive 2009/138/EC is complied with taking into account the range 
of circumstances under which the item can be called up to absorb 
losses.  
3. Where the insurance or reinsurance undertaking is seeking 
approval of a method by which to determine the amount of each 
ancillary own-fund item, the supervisory authorities shall assess 
whether the undertaking's process for regularly validating the method 
is appropriate to ensure that the results of the method reflect the loss- 
absorbency of the item on an ongoing basis.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 49
 
4. In addition to the requirements set out in paragraphs 1 to 3, 
supervisory authorities shall assess the application for approval of 
ancillary own funds on the basis of the criteria set out in Articles 63, 
64 and 65.  
Article 63  
Assessment of the application — Status of the counterparties  
1. Supervisory authorities shall take all of the following into account 
for the purposes of the assessment of the counterparties' ability to pay 
referred to in Article 90(4)(a) of Directive 2009/138/EC:  
(a) the risk of default of the counterparties;  
(b) the risk that default arises from a delay in the counterparties 
satisfying their commitments under the ancillary own funds item.  
2. In relation to paragraph 1(a), the supervisory authorities shall 
assess the risk of default of the counterparties by examining the prob ­
ability of default of the counterparties and the loss given default, taking 
into account all of the following criteria:  
(a) the credit standing of the counterparties, provided that this appro ­
priately reflects the counterparties' ability to satisfy their 
commitments under the ancillary own funds item;  
(b) whether there are any current or foreseeable practical or legal 
impediments to the counterparties' satisfaction of their commitments 
under the ancillary own funds item;  
(c) whether the counterparties are subject to legal or regulatory 
requirements that reduce the counterparties' ability to satisfy their 
commitments under the ancillary own funds item;  
(d) whether the legal form of the counterparties prejudice the counter ­
parties' satisfaction of their commitments under the ancillary own 
funds item;  
(e) whether the counterparties are subject to other exposures which 
reduce the counterparties' ability to satisfy their commitments 
under the ancillary own funds item;  
(f) whether, in relation to their commitment under the ancillary own 
fund item, the contractual terms of the arrangement under any 
applicable law are such that the counterparties have rights to set- 
off amounts they owe against any amounts owed to them by the 
insurance or reinsurance undertaking.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 50
 
3. In relation to paragraph 1(b), the supervisory authorities shall 
assess the liquidity position of the counterparties, taking into account 
all of the following:  
(a) whether there are any current or foreseeable practical or legal 
impediments to the counterparties' ability to promptly satisfy their 
commitments under the ancillary own funds item;  
(b) whether the counterparties are subject to legal or regulatory 
requirements that may reduce the counterparties' ability to 
promptly satisfy their commitments under the ancillary own funds 
item;  
(c) whether the legal form of the counterparties prejudices the counter ­
parties' prompt satisfaction of their commitments under the ancillary 
own funds item.  
4. Supervisory authorities shall take all of the following into account 
for the purposes of the assessment of the counterparties' willingness to 
pay referred to in Article 90(4)(a) of Directive 2009/138/EC:  
(a) the range of circumstances under which the ancillary own funds 
item can be called up to absorb losses;  
(b) whether incentives or disincentives exist which may affect the 
counterparties' willingness to satisfy their commitments under the 
ancillary own funds item;  
(c) whether previous transactions between the counterparties and the 
insurance or reinsurance undertaking, including the counterparties' 
previous satisfaction of their commitments under ancillary own 
funds items, give an indication as to the counterparties' willingness 
to satisfy their current commitments under the ancillary own funds 
item.  
5. The supervisory authorities shall, in assessing the counterparties' 
ability and willingness to pay, consider any other factors relevant to the 
status of the counterparties including, where relevant, the insurance or 
reinsurance undertaking's business model.  
6. Where an ancillary own-fund item concerns a group of counter ­
parties, supervisory authorities and insurance and reinsurance under ­
takings may assess the status of the group of counterparties as though 
it were a single counterparty provided that all of the following 
conditions are fulfilled:  
(a) the counterparties are individually non-material;  
(b) the counterparties included in that group are sufficiently homo ­
geneous;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 51
 
(c) the assessment of a group of counterparties does not overestimate 
the ability and willingness to pay of the counterparties included in 
that group.  
7. A counterparty shall be considered as material where the status of 
that single counterparty is likely to have a significant effect on the 
assessment of the group of counterparties' ability and willingness to pay.  
Article 64  
Assessment of the application — Recoverability of the funds  
Supervisory authorities shall take all of the following into account for 
the purposes of the assessment of the recoverability of the funds referred 
to in Article 90(4)(b) of Directive 2009/138/EC:  
(a) whether the recoverability of the funds is increased as a result of the 
availability of collateral or an analogous arrangement that complies 
with Articles 209 to 214;  
(b) whether there is any current or foreseeable practical or legal 
impediment to the recoverability of the funds;  
(c) whether the recoverability of the funds is subject to legal or regu ­
latory requirements;  
(d) the ability of the insurance or reinsurance undertaking to take action 
to enforce the counterparties' satisfaction of their commitments 
under the ancillary own funds item.  
Article 65  
Assessment of the application — Information on the outcome of 
past calls  
Supervisory authorities shall take all of the following into account for 
the purposes of the assessment of the information on the outcome of 
past calls referred to in Article 90(4)(c) of Directive 2009/138/EC:  
(a) whether the insurance or reinsurance undertaking has made past 
calls from the same or similar counterparties under the same or 
similar circumstances;  
(b) whether that information is relevant and reliable as regards the 
expected outcome of future calls.  
Article 66  
Specification of amount relating to an unlimited amount of ancillary 
own funds  
1. The supervisory authorities shall not approve an unlimited amount 
of ancillary own funds.  
2. Where the supervisory authorities approve an amount of ancillary 
own funds, the decision of the supervisory authorities shall specify 
whether the amount that has been approved is the amount for which 
the insurance or reinsurance undertaking has applied or a lower amount.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 52
 
Article 67  
Specification of amount and timing relating to the approval of a 
method  
Where the supervisory authorities approve a method to determine the 
amount of each ancillary own fund item, the supervisory authorities' 
decision shall set out all of the following:  
(a) the initial amount of the ancillary own funds item that has been 
calculated using that method at the date the approval is granted;  
(b) the minimum frequency of recalculation of the amount of ancillary 
own funds item using that method where it is more frequent than 
annual, and the reasons for that frequency;  
(c) the time period for which the calculation of the ancillary own funds 
item using that method is granted.  
S u b s e c t i o n 2  
O w n f u n d s t r e a t m e n t o f p a r t i c i p a t i o n s  
Article 68  
Treatment of participations in the determination of basic own funds  
1. For the purpose of determining the basic own funds of insurance 
and reinsurance undertakings, basic own funds as referred to in 
Article 88 of Directive 2009/138/EC shall be reduced by the full 
value of participations, as referred to in Article 92(2) of that Directive, 
in a financial and credit institution that exceeds 10 % of items included 
in points (a) (i), (ii), (iv) and (vi) of Article 69.  
2. For the purpose of determining the basic own funds of insurance 
and reinsurance undertakings, basic own funds as referred to in 
Article 88 of Directive 2009/138/EC shall be reduced by the part of 
the value of all participations, as referred to in Article 92(2) of that 
Directive, in financial and credit institutions, other than participations 
referred to in paragraph 1, that exceeds 10 % of items included in points 
(a) (i), (ii), (iv) and (vi) of Article 69.  
▼M1 
3. Notwithstanding paragraphs 1 and 2, insurance and reinsurance 
undertakings shall not deduct strategic participations as referred to in 
Article 171 which are included in the calculation of the group solvency 
on the basis of method 1 as set out in Annex I to Directive 2002/87/EC 
or on the basis of method 1 as set out in Article 230 of Directive 
2009/138/EC.  
▼B 
4. The deductions set out in paragraph 2 shall be applied on a pro- 
rata basis to all participations referred to in that paragraph.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 53
 
5. The deductions set out in paragraphs 1 and 2 shall be made from 
the corresponding tier in which the participation has increased the own 
funds of the related undertaking as follows:  
(a) holdings of Common Equity Tier 1 items of financial and credit 
institutions shall be deducted from the items included in points (a) 
(i), (ii), (iv) and (vi) of Article 69;  
(b) holdings of Additional Tier 1 instruments of financial and credit 
institutions shall be deducted from the items included in points 
(a)(iii) and (v) and point (b) of Article 69;  
(c) holdings of Tier 2 instruments of financial and credit institutions 
shall be deducted from the basic own-fund items included in 
Article 72.  
SECTION 2  
Classification of own funds  
Article 69  
Tier 1 — List of own-fund items  
The following basic own-fund items shall be deemed to substantially 
possess the characteristics set out in Article 93(1)(a) and (b) of Directive 
2009/138/EC, taking into consideration the features set out in 
Article 93(2) of that Directive, and shall be classified as Tier 1, 
where those items display all of the features set out in Article 71:  
(a) the part of excess of assets over liabilities, valued in accordance 
with Article 75 and Section 2 of Chapter VI of Directive 
2009/138/EC, comprising the following items:  
(i) paid-in ordinary share capital and the related share premium 
account;  
(ii) paid-in initial funds, members' contributions or the equivalent 
basic own-fund item for mutual and mutual-type undertakings;  
(iii) paid-in subordinated mutual member accounts;  
(iv) surplus funds that are not considered as insurance and 
reinsurance liabilities in accordance with Article 91(2) of 
Directive 2009/138/EC;  
(v) paid-in preference shares and the related share premium 
account;  
(vi) a reconciliation reserve;  
(b) paid-in subordinated liabilities valued in accordance with Article 75 
of Directive 2009/138/EC.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 54
 
Article 70  
Reconciliation Reserve  
1. The reconciliation reserve referred to in point (a)(vi) of Article 69 
equals the total excess of assets over liabilities reduced by all of the 
following:  
(a) the amount of own shares held by the insurance and reinsurance 
undertaking;  
(b) foreseeable dividends, distributions and charges;  
(c) the basic own-fund items included in points (a)(i) to (v) of 
Article 69, Article 72(a) and Article 76(a);  
(d) the basic own-fund items not included in points (a)(i) to (v) of 
Article 69, point (a) of Article 72 and point (a) of Article 76, 
which have been approved by the supervisory authority in 
accordance with Article 79;  
(e) the restricted own-fund items that meet one of the following 
requirements:  
(i) exceed the notional Solvency Capital Requirement in the case 
of matching adjustment portfolios and ring-fenced funds 
determined in accordance with Article 81(1);  
(ii) that are excluded in accordance with Article 81(2);  
(f) the amount of participations held in financial and credit institutions 
as referred to in Article 92(2) of Directive 2009/138/EC deducted in 
accordance with Article 68, to the extent that this is not already 
included in points (a) to (e).  
2. The excess of assets over liabilities referred to in paragraph 1 
includes the amount that corresponds to the expected profit included 
in future premiums set out in paragraph 2 of Article 260.  
3. The determination of whether, and to what extent, the recon ­
ciliation reserve displays the features set out in Article 71 shall not 
amount to an assessment of the features of the assets and liabilities 
that are included in computing the excess of assets over liabilities or 
the underlying items in the undertakings' financial statements.  
Article 71  
Tier 1 — Features determining classification  
1. The features referred to in Article 69 shall be the following:  
(a) the basic own fund item:  
(i) in the case of items referred to in points (a) (i) and (ii) of 
Article 69, ranks after all other claims in the event of 
winding-up proceedings regarding the insurance or reinsurance 
undertaking;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 55
 
(ii) in the case of items referred to in points (a)(iii) and (v) and 
point (b) of Article 69, ranks to the same degree as, or ahead 
of, the items referred to in points (a)(i) and (ii) of Article 69, 
but after items listed in Articles 72 and 76 that display the 
features set out in Article 73 and 77 respectively and after 
the claims of all policy holders and beneficiaries and non- 
subordinated creditors;  
(b) the basic own-fund item does not include features which may cause 
the insolvency of the insurance or reinsurance undertaking or may 
accelerate the process of the undertaking becoming insolvent;  
(c) the basic own fund item is immediately available to absorb losses;  
(d) the basic own-fund item absorbs losses at least once there is non- 
compliance with the Solvency Capital Requirement and does not 
hinder the recapitalisation of the insurance or reinsurance under ­
taking;  
(e) the basic own-fund item, in the case of items referred to in points 
(a)(iii) and (v) and point (b) of Article 69, possesses one of the 
following principal loss absorbency mechanisms to be triggered at 
the trigger event specified in paragraph 8:  
(i) the nominal or principal amount of the basic own-fund item is 
written down as set out in paragraph 5;  
(ii) the basic own-fund item automatically converts into a basic 
own-fund item listed in point (a)(i) or (ii) of Article 69 as set 
out in paragraph 6;  
(iii) a principal loss absorbency mechanism that achieves an 
equivalent outcome to the principal loss absorbency mech ­
anisms set out in points (i) or (ii);  
(f) the basic own-fund item meets one of the following criteria:  
(i) in the case of items referred to in points (a)(i) and (ii) of 
Article 69, the item is undated or, where the insurance or 
reinsurance undertaking has a fixed maturity, is of the same 
maturity as the undertaking;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 56
 
(ii) in the case of items referred to in points (a)(iii) and (v) and 
point (b) of Article 69, the item is undated; the first contractual 
opportunity to repay or redeem the basic own-fund item does 
not occur before 5 years from the date of issuance;  
(g) the basic own-fund item referred to in points (a)(iii) and (v) and 
point (b) of Article 69 may only allow for repayment or redemption 
of that item between 5 and 10 years after the date of issuance 
where the undertaking's Solvency Capital Requirement is 
exceeded by an appropriate margin taking into account the 
solvency position of the undertaking including the undertaking's 
medium-term capital management plan;  
(h) the basic own-fund item, in the case of items referred to in points 
(a)(i), (ii), (iii) and (v) and point (b) of Article 69, is only repayable 
or redeemable at the option of the insurance or reinsurance under ­
taking and the repayment or redemption of the basic own-fund item 
is subject to prior supervisory approval;  
(i) the basic own-fund item, in the case of items referred to in points 
(a)(i), (ii), (iii) and (v) and point (b) of Article 69, does not include 
any incentives to repay or redeem that item that increase the like ­
lihood that an insurance or reinsurance undertaking will repay or 
redeem that basic own-fund item where it has the option to do so;  
(j) the basic own-fund item, in the case of items referred to in points 
(a)(i), (ii), (iii) and (v) and point (b) of Article 69, provides for the 
suspension of repayment or redemption of that item where there is 
non-compliance with the Solvency Capital Requirement or 
repayment or redemption would lead to such non-compliance 
until the undertaking complies with the Solvency Capital 
Requirement and the repayment or redemption would not lead to 
non-compliance with the Solvency Capital Requirement;  
(k) notwithstanding point (j), the basic own-fund item may only allow 
for repayment or redemption of that item where there is non- 
compliance with the Solvency Capital Requirement or repayment 
or redemption would lead to such non-compliance, where all of the 
following conditions are met:  
(i) the supervisory authority has exceptionally waived the 
suspension of repayment or redemption of that item;  
(ii) the item is exchanged for or converted into another Tier 1 
own-fund item of at least the same quality;  
(iii) the Minimum Capital Requirement is complied with after the 
repayment or redemption.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 57
 
(l) the basic own-fund item meets one of the following criteria:  
(i) in the case of items referred to in points (a)(i) and (ii) of 
Article 69(1), either the legal or contractual arrangements 
governing the basic own-fund item or national legislation 
allow for the cancellation of distributions in relation to that 
item where there is non-compliance with the Solvency Capital 
Requirement or the distribution would lead to such non- 
compliance until the undertaking complies with the Solvency 
Capital Requirement and the distribution would not lead to 
non-compliance with the Solvency Capital Requirement;  
(ii) in the case of items referred to in points (a)(iii) and (v) and 
point (b) of Article 69 the terms of the contractual arrangement 
governing the basic own-fund item provide for the cancellation 
of distributions in relation to that item where there is non- 
compliance with the Solvency Capital Requirement or the 
distribution would lead to such non-compliance until the under ­
taking complies with the Solvency Capital Requirement and 
the distribution would not lead to non-compliance with the 
Solvency Capital Requirement;  
(m) the basic own-fund item may only allow for a distribution to be 
made where there is non-compliance with the Solvency Capital 
Requirement or the distribution on a basic-own fund item would 
lead to such non-compliance, where all of the following conditions 
are met:  
(i) the supervisory authority has exceptionally waived the cancel ­
lation of distributions;  
(ii) the distribution does not further weaken the solvency position 
of the insurance or reinsurance undertaking;  
(iii) the Minimum Capital Requirement is complied with after the 
distribution is made.  
(n) the basic own fund item, in the case of items referred to in points 
(a)(i), (ii), (iii) and (v) and point (b) of Article 69, provides the 
insurance or reinsurance undertaking with full flexibility over the 
distributions on the basic own-fund item;  
(o) the basic own-fund item is free from encumbrances and is not 
connected with any other transaction, which when considered 
with the basic own-fund item, could result in that basic own-fund 
item not complying with Article 94(1) of Directive 2009/138/EC.  
2. For the purposes of this Article, the exchange or conversion of a 
basic own-fund item into another Tier 1 basic own-fund item or the 
repayment or redemption of a Tier 1 own-fund item out of the proceeds 
of a new basic own-fund item of at least the same quality shall not be 
deemed to be a repayment or redemption, provided that the exchange, 
conversion, repayment or redemption is subject to the approval of the 
supervisory authority.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 58
 
3. For the purposes of point (n) of paragraph 1, in the case of basic 
own-fund items referred to in points (a)(i) and (ii) of Article 69, full 
flexibility over the distributions is provided where all of the following 
conditions are met:  
(a) there is no preferential distribution treatment regarding the order of 
distribution payments and the terms of the contractual arrangement 
governing the own-fund item do not provide preferential rights to 
the payment of distributions;  
(b) distributions are paid out of distributable items;  
(c) the level of distributions is not determined on the basis of the 
amount for which the own-fund item was purchased at issuance 
and there is no cap or other restriction on the maximum level of 
distribution;  
(d) notwithstanding point (c), in the case of instruments issued by 
mutual and mutual-type undertakings, a cap or other restriction on 
the maximum level of distribution may be set, provided that cap or 
other restriction is not an event linked to distributions being made, 
or not made, on other own fund items;  
(e) there is no obligation for an insurance or reinsurance undertaking to 
make distributions;  
(f) non-payment of distributions does not constitute an event of default 
of the insurance or reinsurance undertaking;  
(g) the cancellation of distributions imposes no restrictions on the 
insurance or reinsurance undertaking.  
4. For the purposes of point (n) of paragraph 1, in the case of basic 
own-fund items referred to in points (a)(iii) and (a)(v) and point (b) of 
Article 69 full flexibility over the distributions is provided where all of 
the following conditions are met:  
(a) distributions are paid out of distributable items;  
(b) insurance and reinsurance undertakings have full discretion at all 
times to cancel distributions in relation to the own-fund item for an 
unlimited period and on a non-cumulative basis and the under ­
takings may use the cancelled payments without restriction to 
meet its obligations as they fall due;  
(c) there is no obligation to substitute the distribution by a payment in 
any other form;  
(d) there is no obligation to make distributions in the event of a 
distribution being made on another own fund item;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 59
 
(e) non-payment of distributions does not constitute an event of default 
of the insurance or reinsurance undertaking;  
(f) the cancellation of distributions imposes no restrictions on the 
insurance or reinsurance undertaking.  
5. For the purposes of paragraph (1)(e)(i), the nominal or principal 
amount of the basic own-fund item shall be written down in such a way 
that all of the following are reduced:  
(a) the claim of the holder of that item in the event of winding-up 
proceedings;  
(b) the amount required to be paid on repayment or redemption of that 
item;  
(c) the distributions paid on that item.  
6. For the purposes of paragraph (1)(e)(ii), the provisions governing 
the conversion into basic own-fund items listed in points (a) (i) or (ii) of 
Article 69 shall specify either of the following:  
(a) the rate of conversion and a limit on the permitted amount of 
conversion;  
(b) a range within which the instruments will convert into the basic 
own funds item listed in points (a)(i) or (ii) of Article 69.  
7. The nominal or principal amount of the basic own-fund item shall 
absorb losses at the trigger event. Loss absorbency resulting from the 
cancellation of, or a reduction in, distributions shall not be deemed to be 
sufficient to be considered to be a principal loss absorbency mechanism 
in accordance with paragraph (1)(e).  
8. The trigger event referred to in paragraph (1)(e) shall be 
significant non-compliance with the Solvency Capital Requirement.  
For the purposes of this paragraph, non-compliance with the Solvency 
Capital Requirement shall be considered significant where any of the 
following conditions is met:  
(a) the amount of own-fund items eligible to cover the Solvency 
Capital Requirement is equal to or less than the 75 % of the 
Solvency Capital Requirement;  
(b) the amount of own-fund items eligible to cover the Minimum 
Capital Requirement is equal to or less than Minimum Capital 
Requirement;  
(c) compliance with the Solvency Capital Requirement is not re-estab ­
lished within a period of three months of the date when non- 
compliance with the Solvency Capital Requirement was first 
observed.  
Insurance and reinsurance undertakings may specify, in the provisions 
governing the instrument, one or more trigger events in addition to the 
events referred to in points (a) to (c).  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 60
 
9. For the purposes of points (d), (j) and (l) of paragraph 1, 
references to the Solvency Capital Requirement shall be read as 
references to the Minimum Capital Requirement where non-compliance 
with the Minimum Capital Requirement occurs before non-compliance 
with the Solvency Capital Requirement.  
Article 72  
Tier 2 Basic own-funds — List of own-fund items  
The following basic own-fund items shall be deemed to substantially 
possess the characteristics set out in Article 93(1)(b) of Directive 
2009/138/EC, taking into consideration the features set out in 
Article 93(2) of that Directive, and shall be classified as Tier 2 where 
the following items display all of the features set out in Article 73:  
(a) the part excess of assets over liabilities, valued in accordance with 
Article 75 and Section 2 of Chapter VI of Directive 2009/138/EC, 
comprising the following items:  
(i) ordinary share capital and the related share premium account;  
(ii) initial funds, members' contributions or the equivalent basic 
own-fund item for mutual and mutual-type undertakings;  
(iii) subordinated mutual member accounts;  
(iv) preference shares and the related share premium account;  
(b) subordinated liabilities valued in accordance with Article 75 of 
Directive 2009/138/EC.  
Article 73  
Tier 2 Basic own-funds — Features determining classification  
1. ►M1 The features referred to in Article 72 shall be either those 
set out in points (a) to (i) or those set out in point (j): ◄ 
(a) the basic own-fund item ranks after the claims of all policy holders 
and beneficiaries and non-subordinated creditors;  
(b) the basic own-fund item does not include features which may cause 
the insolvency of the insurance or reinsurance undertaking or may 
accelerate the process of the undertaking becoming insolvent;  
(c) the basic own-fund item is undated or has an original maturity of at 
least 10 years; the first contractual opportunity to repay or redeem 
the basic own-fund item does not occur before 5 years from the date 
of issuance;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 61
 
(d) the basic own-fund item is only repayable or redeemable at the 
option of the insurance or reinsurance undertaking and the 
repayment or redemption of the basic own-fund item is subject to 
prior supervisory approval;  
(e) the basic own-fund item may include limited incentives to repay or 
redeem that basic own-fund item, provided that these do not occur 
before 10 years from the date of issuance;  
(f) the basic own-fund item provides for the suspension of repayment 
or redemption of that item where there is non-compliance with the 
Solvency Capital Requirement or repayment or redemption would 
lead to such non-compliance until the undertaking complies with the 
Solvency Capital Requirement and the repayment or redemption 
would not lead to non-compliance with the Solvency Capital 
Requirement;  
(g) the basic own-fund item meets one of the following criteria:  
(i) in the case of items referred to in points (a)(i) and (ii) of 
Article 72, either the legal or contractual arrangements 
governing the basic own-fund item or national legislation 
allow for the distributions in relation to that item to be 
deferred where there is non-compliance with the Solvency 
Capital Requirement or the distribution would lead to such 
non-compliance until the undertaking complies with the 
Solvency Capital Requirement and the distribution would not 
lead to non-compliance with the Solvency Capital Requirement;  
(ii) in the case of items referred to in points (a)(iii) and (iv) and 
point (b) of Article 72 the terms of the contractual arrangement 
governing the basic own-fund item provide for the distributions 
in relation to that item to be deferred where there is non- 
compliance with the Solvency Capital Requirement or the 
distribution would lead to such non-compliance until the under ­
taking complies with the Solvency Capital Requirement and the 
distribution would not lead to non-compliance with the 
Solvency Capital Requirement;  
(h) the basic own-fund item may only allow for a distribution to be 
made where there is non-compliance with the Solvency Capital 
Requirement or the distribution on a basic-own fund item would 
lead to such non-compliance, where all of the following conditions 
are met:  
(i) the supervisory authority has exceptionally waived the deferral 
of distributions;  
(ii) the payment does not further weaken the solvency position of 
the insurance or reinsurance undertaking;  
(iii) the Minimum Capital Requirement is complied with after the 
distribution is made.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 62
 
(i) the basic own-fund item is free from encumbrances and is not 
connected with any other transaction, which when considered with 
the basic own-fund item, could result in that basic own-fund item 
not complying with the first subparagraph of Article 94(2) of 
Directive 2009/138/EC.  
(j) the basic own-fund item displays the features set out in Article 71 
that are relevant for basic own-fund items referred to in points 
(a)(iii), (v) and (b) of Article 69, but exceeds the limit set out in 
Article 82(3).  
Notwithstanding point (f), the basic own-fund item may only allow for 
the repayment or redemption of that item where there is non-compliance 
with the Solvency Capital Requirement or repayment or redemption 
would lead to such non-compliance, where all of the following 
conditions are met:  
(i) the supervisory authority has exceptionally waived the suspension 
of repayment or redemption of that item;  
(ii) the item is exchanged for or converted into another Tier 1 or Tier 2 
basic own-fund item of at least the same quality;  
(iii) the Minimum Capital Requirement is complied with after the 
repayment or redemption.  
2. For the purposes of this Article, the exchange or conversion of a 
basic own-fund item into another Tier 1 or Tier 2 basic own-fund item 
or the repayment or redemption of a Tier 2 basic own-fund item out of 
the proceeds of a new basic own-fund item of at least the same quality 
shall not be deemed to be a repayment or redemption, provided that the 
exchange, conversion, repayment or redemption is subject to the 
approval of the supervisory authority.  
3. For the purposes of points (f) and (g) of paragraph 1, references to 
the Solvency Capital Requirement shall be read as references to the 
Minimum Capital Requirement where non-compliance with the 
Minimum Capital Requirement occurs before non-compliance with the 
Solvency Capital Requirement.  
4. For the purposes of point (e) of paragraph 1, undertakings shall 
consider incentives to redeem in the form of an interest rate step-up 
associated with a call option as limited where the step-up takes the form 
of a single increase in the coupon rate and results in an increase in the 
initial rate that is no greater than the higher of the following amounts:  
(a) 100 basis points, less the swap spread between the initial index 
basis and the stepped-up index basis;  
(b) 50 % of the initial credit spread, less the swap spread between the 
initial index basis and the stepped-up index basis.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 63
 
Article 74  
Tier 2 Ancillary own-funds — List of own-fund items  
Without prejudice to Article 96 of Directive 2009/138/EC, the following 
ancillary own-fund items shall be deemed to substantially possess the 
characteristics set out in Article 93(1)(b) of Directive 2009/138/EC, 
taking into consideration the features set out in Article 93(2) of that 
Directive, and shall be classified as Tier 2, where the following items 
display all of the features set out in Article 75:  
(a) unpaid and uncalled ordinary share capital callable on demand;  
(b) unpaid and uncalled initial funds, members' contributions or the 
equivalent basic own-fund item for mutual and mutual-type under ­
takings, callable on demand;  
(c) unpaid and uncalled preference shares callable on demand;  
(d) a legally binding commitment to subscribe and pay for subordinated 
liabilities on demand;  
(e) letters of credit and guarantees which are held in trust for the benefit 
of insurance creditors by an independent trustee and provided by 
credit institutions authorised in accordance with Article 8 of 
Directive 2013/36/EU;  
(f) letters of credit and guarantees provided that the items can be called 
up on demand and are clear of encumbrances;  
(g) any future claims which mutual or mutual-type associations of 
shipowners with variable contributions solely insuring risks listed 
in classes 6, 12 and 17 in Part A of Annex 1 of Directive 
2009/138/EC may have against their members by way of a call 
for supplementary contributions, within the following 12 months;  
(h) any future claims which mutual or mutual-type associations may 
have against their members by way of a call for supplementary 
contributions, within the following 12 months, provided that a 
call can be made on demand and is clear of encumbrances;  
(i) other legally binding commitments received by the insurance or 
reinsurance undertaking, provided that the item can be called up 
on demand and is clear of encumbrances.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 64
 
Article 75  
Tier 2 Ancillary own-funds — Features determining classification  
In order to be classified as Tier 2, the ancillary own-fund items listed in 
Article 74 shall display the features of a basic own fund item classified 
in Tier 1 in accordance with Articles 69 and 71 once that item has been 
called up and paid in.  
Article 76  
Tier 3 Basic own-funds– List of own-fund items  
The following basic own-fund items shall be deemed to possess the 
characteristics set out in Article 93(1)(b) of Directive 2009/138/EC, 
taking into consideration the features set out in Article 93(2) of that 
Directive, and shall be classified as Tier 3 where the following items 
display all of the features set out in Article 77:  
(a) the part excess of assets over liabilities, valued in accordance with 
Sections 1 and 2 of Chapter VI of Directive 2009/138/EC, 
comprising the following items:  
(i) subordinated mutual member accounts;  
(ii) preference shares and the related share premium account;  
(iii) an amount equal to the value of net deferred tax assets;  
(b) subordinated liabilities valued in accordance with Article 75 of 
Directive 2009/138/EC.  
Article 77  
Tier 3 Basic own-funds– Features determining classification  
1. The features referred to in Article 76 shall be the following:  
(a) the basic own-fund item, in the case of items referred to in points 
(a)(i) and (ii) and point (b) of Article 76, ranks after the claims of 
all policy holders and beneficiaries and non-subordinated creditors;  
(b) the basic own-fund item does not include features which may cause 
the insolvency of the insurance or reinsurance undertaking or may 
accelerate the process of the undertaking becoming insolvent;  
(c) the basic own-fund item, in the case of items referred to in points 
(a)(i) and (ii) and point (b) of Article 76, is undated or has an 
original maturity of at least 5 years, where the maturity date is 
the first contractual opportunity to repay or redeem the basic 
own-fund item;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 65
 
(d) the basic own-fund item, in the case of items referred to in points 
(a)(i) and (ii) and point (b) of Article 76, is only repayable or 
redeemable at the option of the insurance or reinsurance undertaking 
and the repayment or redemption of the basic own-fund item is 
subject to prior supervisory approval;  
(e) the basic own-fund item, in the case of items referred to in points 
(a)(i) and (ii) and point (b) of Article 76, may include limited 
incentives to repay or redeem that basic own-fund item;  
(f) the basic own-fund item, in the case of items referred to in points 
(a)(i) and (ii) and point (b) of Article 76, provides for the 
suspension of repayment or redemption where there is non- 
compliance with the Solvency Capital Requirement or repayment 
or redemption would lead to such non-compliance until the under ­
taking complies with the Solvency Capital Requirement and the 
repayment or redemption would not lead to non-compliance with 
the Solvency Capital Requirement;  
(g) the basic own-fund item, in the case of items referred to in points 
(a)(i) and (ii) and point (b) of Article 76, provides for the deferral of 
distributions where there is non-compliance with the Minimum 
Capital Requirement or the distribution would lead to such non- 
compliance until the undertaking complies with the Minimum 
Capital Requirement and the distribution would not lead to non- 
compliance with the Minimum Capital Requirement;  
(h) the basic own-fund item is free from encumbrances and is not 
connected with any other transaction, which could undermine the 
features that the item is required to possess in accordance with this 
Article.  
Notwithstanding point (f), the basic own-fund item may only allow for 
the repayment or redemption of that item where there is non-compliance 
with the Solvency Capital Requirement or repayment or redemption 
would lead to such non-compliance, where all the following conditions 
are met:  
(i) the supervisory authority has exceptionally waived the suspension 
of repayment or redemption of that item;  
(ii) the item is exchanged for or converted into another Tier 1, Tier 2 
basic own-fund item or Tier 3 basic own-fund item of at least the 
same quality;  
(iii) the Minimum Capital Requirement is complied with after the 
repayment or redemption.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 66
 
2. For the purposes of this Article, the exchange or conversion of a 
basic own-fund item into another Tier 1, Tier 2 basic own-fund item or 
Tier 3 basic own-fund item or the repayment or redemption of a Tier 3 
basic own-fund item out of the proceeds of a new basic own-fund item 
of at least the same quality shall not be deemed to be a repayment or 
redemption, provided that the exchange, conversion, repayment or 
redemption is subject to the approval of the supervisory authority.  
3. For the purposes of point (f) of paragraph 1, references to the 
Solvency Capital Requirement shall be read as references to the 
Minimum Capital Requirement where non-compliance with the 
Minimum Capital Requirement occurs before non-compliance with the 
Solvency Capital Requirement.  
4. For the purposes of point (e) of paragraph 1, undertakings shall 
consider incentives to redeem in the form of an interest rate step-up 
associated with a call option as limited where the step-up takes the form 
of a single increase in the coupon rate and results in an increase in the 
initial rate that is no greater than the higher of the following amounts:  
(a) 100 basis points, less the swap spread between the initial index 
basis and the stepped-up index basis;  
(b) 50 % of the initial credit spread, less the swap spread between the 
initial index basis and the stepped-up index basis.  
Article 78  
Tier 3 Ancillary own-funds– List of own-funds items  
Ancillary own-fund items that have been approved by the supervisory 
authority in accordance with Article 90 of Directive 2009/138/EC, and 
which do not display all of the features set out in Article 75 shall be 
classified as Tier 3 ancillary own funds.  
Article 79  
Supervisory Authorities approval of the assessment and 
classification of own-fund items  
1. Without prejudice to Article 90 of Directive 2009/138/EC, where 
an own-fund item is not included in the list of own-funds items set out 
in Articles 69, 72, 74, 76 and 78, insurance or reinsurance undertakings 
shall only consider that item as own funds where an approval of the 
item's assessment and classification has been received from the super ­
visory authority.  
2. The supervisory authority shall assess the following, on the basis 
of documents submitted by the insurance or reinsurance undertaking, 
when approving the assessment and classification of own-fund items not 
included in the list of own-fund items set out in Articles 69, 72, 74, 76 
and 78:  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 67
 
(a) where the undertaking is applying for approval for classification as 
Tier 1, whether the basic own-fund item substantially possesses the 
characteristics set out in Article 93(1)(a) and (b) of Directive 
2009/138/EC, taking into consideration the features set out in 
Article 93(2) of that Directive;  
(b) where the undertaking is applying for classification as Tier 2 basic 
own funds, whether the basic own-fund item substantially possesses 
the characteristics set out in Article 93(1)(b) of Directive 
2009/138/EC, taking into consideration the features set out in 
Article 93(2) of that Directive;  
(c) where the undertaking is applying for classification as Tier 2 
ancillary own funds, whether the ancillary own-fund item substan ­
tially possesses the characteristics in Article 93(1)(a) and (b) of 
Directive 2009/138/EC, taking into consideration the features set 
out in Article 93(2) of that Directive;  
(d) where the undertaking is applying for classification as Tier 3 basic 
own funds, whether the basic own-fund item possesses the char ­
acteristics set out in Article 93(1)(b) of Directive 2009/138/EC, 
taking into consideration the features set out in Article 93(2) of 
that Directive;  
(e) the legal enforceability of the contractual terms of the own-fund 
item in all relevant jurisdictions;  
(f) whether the own-fund item has been fully paid-in.  
3. Basic own-fund items not included in the list of own-fund items 
set out in Articles 69, 72 and 76 shall only be classified as Tier 1 basic 
own funds where they are fully paid-in.  
4. The inclusion of own-fund items approved by the supervisory 
authority in accordance with this Article shall be subject to quantitative 
limits set out in Article 82.  
SECTION 3  
Eligibility of own funds  
S u b s e c t i o n 1  
R i n g - f e n c e d f u n d s  
Article 80  
Ring-fenced funds requiring adjustments  
1. A reduction of the reconciliation reserve referred to in 
Article 70(1)(e) shall be required where own-fund items within a 
ring-fenced fund have a reduced capacity to fully absorb losses on  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 68
 
a going-concern basis due to their lack of transferability within the 
insurance or reinsurance undertaking for any of the following reasons:  
(a) the items can only be used to cover losses on a defined portion of 
the insurance or reinsurance undertaking's insurance or reinsurance 
contracts;  
(b) the items can only be used to cover losses in respect of certain 
policy holders or beneficiaries;  
(c) the items can only be used to cover losses arising from particular 
risks or liabilities.  
2. The own-fund items referred to in paragraph 1, (hereinafter 
referred to as ‘restricted own-fund items’), shall not include the value 
of future transfers attributable to shareholders.  
Article 81  
Adjustment for ring-fenced funds and matching adjustment 
portfolios  
1. For the purposes of calculating the reconciliation reserve, 
insurance and reinsurance undertakings shall reduce the excess of 
assets over liabilities referred to in Article 70 by comparing the 
following amounts:  
(a) the restricted own-fund items within the ring-fenced fund or 
matching adjustment portfolio;  
(b) the notional Solvency Capital Requirement for the ring-fenced fund 
or matching adjustment portfolio.  
Where the insurance or reinsurance undertaking calculates the Solvency 
Capital Requirement using the standard formula, the notional Solvency 
Capital Requirement shall be calculated in accordance with Article 217.  
Where the undertaking calculates the Solvency Capital Requirement 
using an internal model, the notional Solvency Capital Requirement 
shall be calculated using that internal model, as if the undertaking 
pursued only the business included in the ring-fenced fund or 
matching adjustment portfolio.  
2. By way of derogation from paragraph 1, where the assets, the 
liabilities and the risk within a ring-fenced fund are not material, 
insurance and reinsurance undertakings may reduce the reconciliation 
reserve by the total amount of restricted own-fund items.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 69
 
S u b s e c t i o n 2  
Q u a n t i t a t i v e l i m i t s  
Article 82  
Eligibility and limits applicable to Tiers 1, 2 and 3  
1. As far as compliance with the Solvency Capital Requirement is 
concerned, the eligible amounts of Tier 2 and Tier 3 items shall be 
subject to all of the following quantitative limits:  
(a) the eligible amount of Tier 1 items shall be at least one half of the 
Solvency Capital Requirement;  
(b) the eligible amount of Tier 3 items shall be less than 15 % of the 
Solvency Capital Requirement;  
(c) the sum of the eligible amounts of Tier 2 and Tier 3 items shall not 
exceed 50 % of the Solvency Capital Requirement.  
2. As far as compliance with the Minimum Capital Requirements is 
concerned, the eligible amounts of Tier 2 items shall be subject to all of 
the following quantitative limits:  
(a) the eligible amount of Tier 1 items shall be at least 80 % of the 
Minimum Capital Requirement;  
(b) the eligible amounts of Tier 2 items shall not exceed 20 % of the 
Minimum Capital Requirement.  
3. Within the limit referred to in point (a) of paragraph 1 and point 
(a) of paragraph 2, the sum of the following basic own-fund items shall 
make up less than 20 % of the total amount of Tier 1 items:  
(a) items referred to in point (a)(iii) of Article 69;  
(b) items referred to in point (a)(v) of Article 69;  
(c) items referred to in point (b) of Article 69;  
(d) items that are included in Tier 1 basic own funds under the transi ­
tional arrangement set out in Article 308b(9) of Directive 
2009/138/EC.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 70
 
CHAPTER V  
SOLVENCY CAPITAL REQUIREMENT STANDARD FORMULA  
SECTION 1  
General provisions  
S u b s e c t i o n 1  
S c e n a r i o b a s e d c a l c u l a t i o n s  
Article 83  
1. Where the calculation of a module or sub-module of the Basic 
Solvency Capital Requirement is based on the impact of a scenario on 
the basic own funds of insurance and reinsurance undertakings, all of 
the following assumptions shall be made in that calculation:  
(a) the scenario does not change the amount of the risk margin included 
in technical provisions;  
(b) the scenario does not change the value of deferred tax assets and 
liabilities;  
(c) the scenario does not change the value of future discretionary 
benefits included in technical provisions;  
(d) no management actions are taken by the undertaking during the 
scenario.  
2. The calculation of technical provisions arising as a result of deter ­
mining the impact of a scenario on the basic own funds of insurance 
and reinsurance undertakings as referred to in paragraph 1 shall not 
change the value of future discretionary benefits, and shall take 
account of all of the following:  
(a) without prejudice to point (d) of paragraph 1, future management 
actions following the scenario, provided they comply with 
Article 23;  
(b) any material adverse impact of the scenario or the management 
actions referred to in point (a) on the likelihood that policy 
holders will exercise contractual options.  
3. Insurance and reinsurance undertakings may use simplified 
methods to calculate the technical provisions arising as a result of 
determining the impact of a scenario as referred to in paragraph 1, 
provided that the simplified method does not lead to a misstatement 
of the Solvency Capital Requirement that could influence the decision- 
making or the judgement of the user of the information relating to the 
Solvency Capital Requirement, unless the simplified calculation leads to 
a Solvency Capital Requirement which exceeds the Solvency Capital 
Requirement that results from the calculation according to the standard 
formula.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 71
 
4. The calculation of assets and liabilities arising as a result of deter ­
mining the impact of a scenario as referred to in paragraph 1 shall take 
account of the impact of the scenario on the value of any relevant risk 
mitigation instruments held by the undertaking which comply with 
Articles 209 to 215.  
5. Where the scenario would result in an increase in the basic own 
funds of insurance and reinsurance undertakings, the calculation of the 
module or sub-module shall be based on the assumption that the 
scenario has no impact on the basic own funds.  
S u b s e c t i o n 2  
L o o k - t h r o u g h a p p r o a c h  
Article 84  
1. The Solvency Capital Requirement shall be calculated on the basis 
of each of the underlying assets of collective investment undertakings 
and other investments packaged as funds (look-through approach).  
2. The look-through approach referred to in paragraph 1 shall also 
apply to the following:  
(a) indirect exposures to market risk other than collective investment 
undertakings and investments packaged as funds;  
(b) indirect exposures to underwriting risk;  
(c) indirect exposures to counterparty risk.  
3. Where the look-through approach cannot be applied to collective 
investment undertakings or investments packaged as funds, the 
Solvency Capital Requirement may be calculated on the basis of the 
target underlying asset allocation of the collective investment under ­
taking or fund, provided such a target allocation is available to the 
undertaking at the level of granularity necessary for calculating all 
relevant sub-modules and scenarios of the standard formula, and the 
underlying assets are managed strictly according to this target allocation. 
For the purposes of that calculation, data groupings may be used, 
provided they are applied in a prudent manner, and that they do not 
apply to more than 20 % of the total value of the assets of the insurance 
or reinsurance undertaking.  
4. Paragraph 2 shall not apply to investments in related undertakings 
within the meaning of Article 212(1)(b) and (2) of Directive 
2009/138/EC.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 72
 
S u b s e c t i o n 3  
R e g i o n a l g o v e r n m e n t s a n d l o c a l a u t h o r i t i e s  
Article 85  
The conditions for a categorisation of regional governments and local 
authorities shall be that there is no difference in risk between exposures 
to these and exposures to the central government, because of the 
specific revenue-raising power of the former, and specific institutional 
arrangements exist, the effect of which is to reduce the risk of default.  
S u b s e c t i o n 4  
M a t e r i a l b a s i s r i s k  
Article 86  
Notwithstanding Article 210(2), where insurance or reinsurance under ­
takings transfer underwriting risk using reinsurance contracts or special 
purpose vehicles that are subject to material basis risk from a currency 
mismatch between underwriting risk and the risk-mitigation technique, 
insurance or reinsurance undertakings may take into account the risk- 
mitigation technique in the calculation of the Solvency Capital 
Requirement according to the standard formula, provided that the 
risk-mitigation technique complies with Article 209, Article 210(1), 
(3) and (4) and Article 211, and the calculation is carried out as follows:  
(a) the basis risk stemming from a currency mismatch between under ­
writing risk and the risk-mitigation technique shall be taken into 
account in the relevant underwriting risk module, sub-module or 
scenario of the standard formula at the most granular level by 
adding 25 % of the difference between the following to the 
capital requirement calculated in accordance with the relevant 
module, sub-module or scenario:  
(i) the hypothetical capital requirement for the relevant under ­
writing risk module, sub-module or scenario that would result 
from a simultaneous occurrence of the scenario set out in 
Article 188;  
(ii) the capital requirement for the relevant underwriting risk 
module, sub-module or scenario.  
(b) where the risk-mitigation technique covers more than one module, 
sub-module or scenario, the calculation referred to in point (a) shall 
be carried out for each of those modules, sub-modules and scen ­
arios. The capital requirement resulting from those calculations shall 
not exceed 25 % of the capacity of the non-proportional reinsurance 
contract or special purpose vehicle.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 73
 
S u b s e c t i o n 5  
C a l c u l a t i o n o f t h e b a s i c s o l v e n c y c a p i t a l 
r e q u i r e m e n t  
Article 87  
The Basic Solvency Capital Requirement shall include a risk module for 
intangible asset risk. and shall be equal to the following:  
BasicSCR ¼ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  X  
i;j Corr  i;j · SCR  i · SCR  j s 
þ SCR  intangibles  
where:  
(a) the summation,  Corr  i,j , SCR  i and SCR  j are specified as set out in 
point (1) of Annex IV to Directive 2009/138/EC;  
(b) SCR  intangibles  denotes the capital requirement for intangible asset risk 
referred to in Article 203.  
S u b s e c t i o n 6  
P r o p o r t i o n a l i t y a n d s i m p l i f i c a t i o n s  
Article 88  
Proportionality  
1. For the purposes of Article 109, insurance and reinsurance under ­
takings shall determine whether the simplified calculation is propor ­
tionate to the nature, scale and complexity of the risks by carrying 
out an assessment which shall include all of the following:  
(a) an assessment of the nature, scale and complexity of the risks of the 
undertaking falling within the relevant module or sub-module;  
(b) an evaluation in qualitative or quantitative terms, as appropriate, of 
the error introduced in the results of the simplified calculation due 
to any deviation between the following:  
(i) the assumptions underlying the simplified calculation in relation 
to the risk;  
(ii) the results of the assessment referred to in point (a).  
2. A simplified calculation shall not be considered to be propor ­
tionate to the nature, scale and complexity of the risks where the 
error referred to in point (b) of paragraph 2 leads to a misstatement 
of the Solvency Capital Requirement that could influence the decision- 
making or the judgement of the user of the information relating to the 
Solvency Capital Requirement, unless the simplified calculation leads to 
a Solvency Capital Requirement which exceeds the Solvency Capital 
Requirement that results from the standard calculation.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 74
 
Article 89  
General provisions for simplifications for captives  
Captive insurance undertakings and captive reinsurance undertakings as 
defined in points (2) and (5) of Article 13 of Directive 2009/138/EC 
may use the simplified calculations set out in Articles 90, 103, 105 and 
106 of this Regulation where Article 88 of this Regulation is complied 
with and all of the following requirements are met:  
(a) in relation to the insurance obligations of the captive insurance 
undertaking or captive reinsurance undertaking, all insured 
persons and beneficiaries are legal entities of the group of which 
the captive insurance or captive reinsurance undertaking is part;  
(b) in relation to the reinsurance obligations of the captive insurance or 
captive reinsurance undertaking, all insured persons and bene ­
ficiaries of the insurance contracts underlying the reinsurance 
obligations are legal entities of the group of which the captive 
insurance or captive reinsurance undertaking is part;  
(c) the insurance obligations and the insurance contracts underlying the 
reinsurance obligations of the captive insurance or captive 
reinsurance undertaking do not relate to any compulsory third 
party liability insurance.  
Article 90  
Simplified calculation for captive insurance and reinsurance 
undertakings of the capital requirement for non-life premium and 
reserve risk  
1. Where Articles 88 and 89 are complied with, captive insurance 
and captive reinsurance undertakings may calculate the capital 
requirement for non-life premium and reserve risk as follows:  
SCR  nl prem res ¼ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  
0; 65 · X  
s NL 2 
ðpr;sÞ þ 0; 35 · ð X  
s NL ðpr;sÞ Þ 2 q 
, 
where the  s covers all segments set out in Annex II.  
2. For the purposes of paragraph 1, the capital requirement for non- 
life premium and reserve risk of a particular segment  s set out in Annex 
II shall be equal to the following:  
NL pr;s ¼ 0,6 · ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  
V 2 
ðprem ;sÞ þ V ðprem ;sÞ · V ðres;sÞ þ V 2 
ðres;sÞ q 
where:  
(a) V (prem,s)  denotes the volume measure for premium risk of segment  s 
calculated in accordance with paragraph 3 of Article 116;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 75
 
(b) V (res,s)  denotes the volume measure for reserve risk of a segment 
calculated in accordance with paragraph 6 of Article 116.  
Article 91  
Simplified calculation of the capital requirement for life mortality 
risk 
Where Article 88 is complied with, insurance and reinsurance under ­
takings may calculate the capital requirement for life mortality risk as 
follows:  
SCR  mortality ¼ 0,15 · CAR  · q · X  n Ä 0,5 
k¼1Ä 0,5 ð 1 Ä q 
1 Ä i k Þ k 
where, with respect to insurance and reinsurance policies with a positive 
capital at risk:  
(a) CAR  denotes the total capital at risk, meaning the sum over all 
contracts of the higher of zero and the difference between the 
following amounts:  
(i) the sum of:  
— the amount that the insurance or reinsurance undertaking 
would currently pay in the event of the death of the 
persons insured under the contract after deduction of the 
amounts recoverable from reinsurance contracts and 
special purpose vehicles;  
— the expected present value of amounts not covered in the 
previous indent that the undertaking would pay in the future 
in the event of the immediate death of the persons insured 
under the contract after deduction of the amounts 
recoverable from reinsurance contracts and special purpose 
vehicles;  
(ii) the best estimate of the corresponding obligations after 
deduction of the amounts recoverable form reinsurance 
contracts and special purpose vehicles;  
(b) q denotes the expected average mortality rate of the insured persons 
during the following 12 months weighted by the sum insured;  
(c) n denotes the modified duration in years of payments payable on 
death included in the best estimate;  
(d) i k denotes the annualized spot rate for maturity  k of the relevant 
risk-free term structure as referred to in Article 43.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 76
 
Article 92  
Simplified calculation of the capital requirement for life longevity 
risk 
Where Article 88 is complied with, insurance and reinsurance under ­
takings may calculate the capital requirement for life longevity risk 
calculated as follows:  
SCR  longevity ¼ 0,2 · q · n · 1,1 ðnÄ 1Þ=2 · BE  long 
where, with respect to the policies referred to in Article 138(2):  
(a) q denotes the expected average mortality rate of the insured persons 
during the following 12 months weighted by the sum insured;  
(b) n denotes the modified duration in years of the payments to bene ­
ficiaries included in the best estimate;  
(c) BE  long denotes the best estimate of the obligations subject to 
longevity risk.  
Article 93  
Simplified calculation of the capital requirement for life disability- 
morbidity risk  
Where 88 is complied with, insurance and reinsurance undertakings may 
calculate the capital requirement for life disability-morbidity risk as 
follows:  
SCR  disability-morbidity  = 0,35 · CAR  1 · d 1 
+ 0,25 · 1,1  (n – 3)/2  · (n – 1) · CAR  2 · d 2 
+ 0,2 · 1,1  (n –1)/2  · t · n · BE  dis 8 
< 
: 
where with respect to insurance and reinsurance policies with a positive 
capital at risk:  
(a) CAR  1 denotes the total capital at risk, meaning the sum over all 
contracts of the higher of zero and the difference between the 
following amounts:  
(i) the sum of:  
— the amount that the insurance or reinsurance undertaking 
would currently pay in the event of the death or disability 
of the persons insured under the contract after deduction of 
the amounts recoverable from reinsurance contracts and 
special purpose vehicles;  
— the expected present value of amounts not covered in the 
previous indent that the insurance or reinsurance under ­
taking would pay in the future in the event of the 
immediate death or disability of the persons insured under 
the contract after deduction of the amounts recoverable from 
reinsurance contracts and special purpose vehicles;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 77
 
(ii) the best estimate of the corresponding obligations after 
deduction of the amounts recoverable form reinsurance 
contracts and special purpose vehicles;  
(b) CAR  2 denotes the total capital at risk as defined in point (a) after 12 
months;  
(c) d 1 denotes the expected average disability-morbidity rate during the 
following 12 months weighted by the sum insured;  
(d) d 2 denotes the expected average disability-morbidity rate in the 12 
months after the following 12 months weighted by the sum insured;  
(e) n denotes the modified duration of the payments on disability- 
morbidity included in the best estimate;  
(f) t denotes the expected termination rates during the following 12 
months;  
(g) BE  dis denotes the best estimate of obligations subject to disability- 
morbidity risk.  
Article 94  
Simplified calculation of the capital requirement for life-expense 
risk 
Where Article 88 is complied with, insurance and reinsurance under ­
takings may calculate the capital requirement for life-expense risk as 
follows:  
SCR  expenses ¼ 0,1 · EI · n þ EI · ðð 1 
i þ 0,01 Þ · ðð1 þ i þ 0,01Þ n Ä 1Þ Ä 1 
i ðð1 þ iÞ n Ä 1ÞÞ 
where:  
(a) EI denotes the amount of expenses incurred in servicing life 
insurance or reinsurance obligations other than health insurance 
and reinsurance obligations during the last year;  
(b) n denotes the modified duration in years of the cash flows included 
in the best estimate of those obligations;  
(c) i denotes the weighted average inflation rate included in the calcu ­
lation of the best estimate of those obligations, where the weights 
are based on the present value of expenses included in the calcu ­
lation of the best estimate for servicing existing life obligations.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 78
 
Article 95  
Simplified calculation of the capital requirement for permanent 
changes in lapse rates  
1. Where Article 88 is complied with, insurance and reinsurance 
undertakings may calculate the capital requirement for the risk of a 
permanent increase in lapse rates as follows:  
Lapse  up ¼ 0,5 · l up · n up · S up 
where:  
(a) l up denotes the higher of the average lapse rate of the policies with 
positive surrender strains and 67 %;  
(b) n up denotes the average period in years over which the policies with 
a positive surrender strains run off;  
(c) S up denotes the sum of positive surrender strains.  
2. Where Article 88 is complied with, insurance and reinsurance 
undertakings may calculate the capital requirement for the risk of a 
permanent decrease in lapse rates as follows:  
Lapse  down ¼ 0,5 · l down · n down · S down 
where:  
(a) l down denotes the higher of the average lapse rate of the policies 
with negative surrender strains and 40 %;  
(b) n down denotes the average period in years over which the policies 
with a negative surrender strains runs off;  
(c) S down denotes the sum of negative surrender strains.  
3. The surrender strain of an insurance policy referred to in para ­
graphs 1 and 2 is the difference between the following:  
(a) the amount currently payable by the insurance undertaking on 
discontinuance by the policy holder, net of any amounts recoverable 
from policy holders or intermediaries;  
(b) the amount of technical provisions without the risk margin.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 79
 
Article 96  
Simplified calculation of the capital requirement for life-catastrophe 
risk 
Where Article 88 is complied with, insurance and reinsurance under ­
takings may calculate the capital requirement for life-catastrophe risk 
calculated as follows:  
SCR  lifeÄcatastrophe ¼ X  
i 0,0015 · CAR  i 
where:  
(a) the sum includes all policies with a positive capital at risk;  
(b) CAR  i denotes the capital at risk of the policy  i, meaning the higher 
of zero and the difference between the following amounts:  
(i) the sum of:  
— the amount that the insurance or reinsurance undertaking 
would currently pay in the event of the death of the 
persons insured under the contract after deduction of the 
amounts recoverable from reinsurance contracts and 
special purpose vehicles;  
— the expected present value of amounts not covered in the 
previous indent that the insurance or reinsurance under ­
taking would pay in the future in the event of the 
immediate death of the persons insured under the contract 
after deduction of the amounts recoverable from reinsurance 
contracts and special purpose vehicles;  
(ii) the best estimate of the corresponding obligations after 
deduction of the amounts recoverable from reinsurance 
contracts and special purpose vehicles.  
Article 97  
Simplified calculation of the capital requirement for health 
mortality risk  
Where Article 88 is complied with, insurance and reinsurance under ­
takings may calculate the capital requirement for health mortality risk as 
follows:  
SCR  healthÄmortality ¼ 0,15 · CAR  · q · X  nÄ0,5 
k¼1Ä 0,5 ð 1 Ä q 
1 þ i k Þ k 
where with respect to insurance and reinsurance policies with a positive 
capital at risk:  
(a) CAR  denotes the total capital at risk, meaning the sum, in relation to 
each contract, of the higher of zero and the difference between the 
following amounts:  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 80
 
(i) the sum of:  
— the amount that the insurance or reinsurance undertaking 
would currently pay in the event of the death of the 
persons insured under the contract after deduction of the 
amounts recoverable from reinsurance contracts and 
special purpose vehicles;  
— the expected present value of amounts not covered in the 
previous indent that the insurance and reinsurance under ­
taking would pay in the future in the event of the 
immediate death of the persons insured under the contract 
after deduction of the amounts recoverable from reinsurance 
contracts and special purpose vehicles;  
(ii) the best estimate of the corresponding obligations after 
deduction of the amounts recoverable form reinsurance 
contracts and special purpose vehicles;  
(b) q denotes the expected average mortality rate of the insured persons 
over the following 12 months weighted by the sum insured;  
(c) n denotes the modified duration in years of payments payable on 
death included in the best estimate;  
(d) i k denotes the annualized spot rate for maturity  k of the relevant 
risk-free term structure as referred to in Article 43.  
Article 98  
Simplified calculation of the capital requirement for health 
longevity risk  
Where Article 88 is complied with, insurance and reinsurance under ­
takings may calculate the capital requirement for health longevity risk as 
follows:  
SCR  healthÄlongevity ¼ 0,2 · q · n · 1,1 ðn Ä 1Þ=2 · BE  long 
where, with respect to the policies referred to in Article 138(2):  
(a) q denotes the expected average mortality rate of the insured persons 
during the following 12 months weighted by the sum insured;  
(b) n denotes the modified duration in years of the payments to bene ­
ficiaries included in the best estimate;  
(c) BE  long denotes the best estimate of the obligations subject to 
longevity risk.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 81
 
Article 99  
Simplified calculation of the capital requirement for medical 
expense disability-morbidity risk  
Where Article 88 is complied with, insurance and reinsurance under ­
takings may calculate the capital requirement for medical expense 
disability-morbidity risk as follows:  
SCR  medical expense ¼ 0,05 · MP · n þ MP Ü ðð 1 
i þ 0,01 Þðð1 þ i þ 0,01Þ n Ä 1Þ Ä 1 
i ðð1 þ iÞ n Ä 1ÞÞ 
where:  
(a) MP  denotes the amount of medical payments during the last year on 
medical expense insurance or reinsurance obligations during the last 
year;  
(b) n denotes the modified duration in years of the cash flows included 
in the best estimate of those obligations;  
(c) i denotes the average rate of inflation on medical payments included 
in the calculation of the best estimate of those obligations, where 
the weights are based on the present value of medical payments 
included in the calculation of the best estimate of those obligations.  
Article 100  
Simplified calculation of the capital requirement for income 
protection disability-morbidity risk  
Where Article 88 is complied with, insurance and reinsurance under ­
takings may calculate the capital requirement for income protection 
disability-morbidity risk as follows:  
SCR  income-protection-disability-morbidity  = 0,35 · CAR  1 · d 1 
+ 0,25 · 1,1  (n – 3)/2  · (n – 1) · CAR  2 · d 2 
+ 0,2 · 1,1  (n –1)/2  · t · n · BE  dis 8 
< 
: 
where with respect to insurance and reinsurance policies with a positive 
capital at risk:  
(a) CAR  1 denotes the total capital at risk, meaning the sum over all 
contracts of the higher of zero and the difference between the 
following amounts:  
(i) the sum of:  
— the amount that the insurance or reinsurance undertaking 
would currently pay in the event of the death or disability 
of the persons insured under the contract after deduction of 
the amounts recoverable from reinsurance contracts and 
special purpose vehicles;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 82
 
— the expected present value of amounts not covered in the 
previous indent that the undertaking would pay in the future 
in the event of the immediate death or disability of the 
persons insured under the contract after deduction of the 
amounts recoverable from reinsurance contracts and 
special purpose vehicles;  
(ii) the best estimate of the corresponding obligations after 
deduction of the amounts recoverable form reinsurance 
contracts and special purpose vehicles;  
(b) CAR  2 denotes the total capital at risk as defined in point (a) after 12 
months;  
(c) d 1 denotes the expected average disability-morbidity rate during the 
following 12 months weighted by the sum insured;  
(d) d 2 denotes the expected average disability-morbidity rate in the 12 
months after the following 12 months weighted by the sum insured;  
(e) n denotes the modified duration of the payments on disability- 
morbidity included in the best estimate;  
(f) t denotes the expected termination rates during the following 12 
months;  
(g) BE  dis denotes the best estimate of obligations subject to disability- 
morbidity risk.  
Article 101  
Simplified calculation of the capital requirement for health expense 
risk 
Where Article 88 is complied with, insurance and reinsurance under ­
takings may calculate the capital requirement for health expense risk as 
follows:  
SCR  healthÄexpense ¼ 0,1 · EI · n þ EI · ðð 1 
i þ 0,01 Þ · ðð1 þ i þ 0,01Þ n Ä 1Þ Ä 1 
i ðð1 þ iÞ n Ä 1ÞÞ 
where:  
(1) EI denotes the amount of expenses incurred in servicing health 
insurance and reinsurance obligations during the last year;  
(2) n denotes the modified duration in years of the cash flows included 
in the best estimate of those obligations;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 83
 
(3) i denotes the weighted average inflation rate included in the calcu ­
lation of the best estimate of these obligations, weighted by the 
present value of expenses included in the calculation of the best 
estimate for servicing existing health obligations.  
Article 102  
Simplified calculation of the capital requirement for SLT health 
lapse risk  
1. Where Article 88 is complied with, insurance and reinsurance 
undertakings may calculate the capital requirement for the risk of a 
permanent increase in lapse rates referred to in Article 159(1)(a) as 
follows:  
Lapse  up ¼ 0,5 · l up · n up · S up 
where:  
(a) l up denotes the higher of the average lapse rate of the policies with 
positive surrender strains and 83 %;  
(b) n up denotes the average period in years over which the policies with 
a positive surrender strains run off;  
(c) S up denotes the sum of positive surrender strains.  
2. Where Article 88 is complied with, insurance and reinsurance 
undertakings may calculate the capital requirement for the risk of a 
permanent decrease in lapse rates referred to in 159(1)(b) as follows:  
Lapse  down ¼ 0,5 · l down · n down · S down 
where:  
(a) l down denotes the average lapse rate of the policies with negative 
surrender strains;  
(b) n down denotes the average period in years over which the policies 
with a negative surrender strains runs off;  
(c) S down denotes the sum of negative surrender strains.  
3. The surrender strain of an insurance policy referred to in para ­
graphs (1) and (2) is the difference between the following:  
(a) the amount currently payable by the insurance undertaking on 
discontinuance by the policy holder, net of any amounts recoverable 
from policy holders or intermediaries;  
(b) the amount of technical provisions without the risk margin.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 84
 
Article 103  
Simplified calculation of the capital requirement for interest rate 
risk for captive insurance or reinsurance undertakings  
1. Where Articles 88 and 89 are complied with, captive insurance or 
captive reinsurance undertakings may calculate the capital requirement 
for interest rate risk referred to in Article 165 as follows:  
(a) the sum, for each currency, of the capital requirements for the risk 
of an increase in the term structure of interest rates as set out in 
paragraph 2 of this Article;  
(b) the sum, for each currency, of the capital requirements for the risk 
of a decrease in the term structure of interest rates as set out in 
paragraph 3 of this Article.  
2. For the purposes of point (a) of paragraph 1 of this Article, the 
capital requirement for the risk of an increase in the term structure of 
interest rates for a given currency shall be equal to the following:  
IR up ¼ X  
i MVAL  i · dur  i · rate  i · stress ði;upÞ Ä X  
lob BE lob · dur  lob · rate  lob · stress ðlob;upÞ 
where:  
(a) the first sum covers all maturity intervals  i set out in paragraph 4 of 
this Article;  
(b) MVAL  i denotes the value in accordance with Article 75 of Directive 
2009/138/EC of assets less liabilities other than technical provisions 
for maturity interval  i; 
(c) dur  i denotes the simplified duration of maturity interval  i; 
(d) rate  i denotes the relevant risk-free rate for the simplified duration of 
maturity interval  i; 
(e) stress  (i,up) denotes the relative upward stress of interest rate for 
simplified duration of maturity interval  i; 
(f) the second sum covers all lines of business set out in Annex I of 
this Regulation;  
(g) BE  lob denotes the best estimate for line of business  lob; 
(h) dur  lob denotes the modified duration of the best estimate in line of 
business  lob; 
(i) rate  lob denotes the relevant risk-free rate for modified duration in 
line of business  lob; 
(j) stress  (lob,up)  denotes the relative upward stress of interest rate for the 
modified duration  dur  lob . ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 85
 
3. For the purposes of point (b) of paragraph 1 of this Article, the 
capital requirement for the risk of a decrease in the term structure of 
interest rates for a given currency shall be equal to the following:  
IR down ¼ X  
i MVAL  i · dur  i · rate  i · stress ði;downÞ Ä X  
lob BE lob · dur  lob · rate  lob · stress ðlob;downÞ 
where:  
(a) the first sum covers all maturity intervals  i set out in paragraph 4;  
(b) MVAL  i denotes the value in accordance with Article 75 of Directive 
2009/138/EC of assets less liabilities other than technical provisions 
for maturity interval  i; 
(c) dur  i denotes the simplified duration of maturity interval  i; 
(d) rate  i denotes the relevant risk-free rate for the simplified duration of 
maturity interval  i; 
(e) stress  (i,down)  denotes the relative downward stress of interest rate for 
simplified duration of maturity interval  i; 
(f) the second sum covers all lines of business set out in Annex I of 
this Regulation;  
(g) BE  lob denotes the best estimate for line of business  lob; 
(h) dur  lob denotes the modified duration of the best estimate in line of 
business  lob; 
(i) rate  lob denotes the relevant risk-free rate for modified duration in 
line of business  lob; 
(j) stress  (lob, down)  denote the relative downward stress of interest rate 
for modified duration  dur  lob . 
4. The maturity intervals  i and the simplified duration  dur  i referred to 
in points (a) and (c)of paragraph 2 and in point (a) and (c) of paragraph 
3 shall be as follows:  
(a) up to the maturity of one year, the simplified duration shall be 0.5 
years;  
(b) between maturities of 1 and 3 years, the simplified duration shall be 
2 years;  
(c) between maturities of 3 and 5 years, the simplified duration shall be 
4 years;  
(d) between maturities of 5 and 10 years, the simplified duration shall 
be 7 years;  
(e) from the maturity of 10 years onwards, the simplified duration shall 
be 12 years.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 86
 
Article 104  
Simplified calculation for spread risk on bonds and loans  
1. Where Article 88 is complied with, insurance or reinsurance 
undertakings may calculate the capital requirement for spread risk 
referred to in Article 176 of this Regulation as follows:  
SCR  bonds ¼ MV  bonds · ð X  
i %MV  bonds 
i · stress  i þ %MV  bonds 
norating  · min½dur  norating  · 0,03; 1âÞ þ ΔLiab  ul 
where: (a) 
SCR  bonds denotes the capital requirement for spread risk on 
bonds and loans;  
(b) MV  bonds denotes the value in accordance with Article 75 of 
Directive 2009/138/EC of the assets subject to capital requirements 
for spread risk on bonds and loans;  
(c) % MV  i bonds denotes the proportion of the portfolio of the assets 
subject to a capital requirement for spread risk on bonds and 
loans with credit quality step  i, where a credit assessment by a 
nominated ECAI is available for those assets;  
(d) % MV  bonds 
norating  denotes the proportion of the portfolio of the assets 
subject to a capital requirement for spread risk on bonds and 
loans for which no credit assessment by a nominated ECAI is 
available;  
(e) dur  i and dur  norating  denote the modified duration denominated in 
years of the assets subject to a capital requirement for spread risk 
on bonds and loans where no credit assessment by a nominated 
ECAI is available;  
(f) stress  i denotes a function of the credit quality step  i and of the 
modified duration denominated in years of the assets subject to a 
capital requirement for spread risk on bonds and loans with credit 
quality step  i, set out in paragraph 2;  
(g) ΔLiab  ul denotes the increase in the technical provisions less risk 
margin for policies where the policyholders bear the investment 
risk with embedded options and guarantees that would result from 
an instantaneous decrease in the value of the assets subject to the 
capital requirement for spread risk on bonds of:  
MV  bonds · ð X  
i %MV  bonds 
i · stress  i þ %MV  bonds 
norating  · min½dur  norating  · 0; 03; 1âÞ: ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 87
 
2. stress  i referred to in point (f) of paragraph 1, for each credit 
quality step  i, shall be equal to:  dur  i · b i , where  dur  i is the modified 
duration denominated in years of the assets subject to a capital 
requirement for spread risk on bonds and loans with credit quality 
step i, and  b i is determined in accordance with the following table:  
Credit quality step  i 0  1  2  3  4  5  6  
b i 0,9 %  1,1 %  1,4 %  2,5 %  4,5 %  7,5 %  7,5 %  
3. dur  norating  referred to in point (e) of paragraph 1 and  dur  i referred 
to in paragraph 2 shall not be lower than 1 year.  
Article 105  
Simplified calculation for captive insurance or reinsurance 
undertakings of the capital requirement for spread risk on bonds 
and loans  
Where Articles 88 and 89 are complied with, captive insurance or 
captive reinsurance undertakings may base the calculation of the 
capital requirement for spread risk to in Article 176 on the assumption 
that all assets are assigned to credit quality step 3.  
Article 106  
Simplified calculation of the capital requirement for market risk 
concentration for captive insurance or reinsurance undertakings  
Where Articles 88 and 89 are complied with, captive insurance or 
captive reinsurance undertakings may use all of the following 
assumptions for the calculation of the capital requirement for concen ­
tration risk:  
(1) intra-group asset pooling arrangements of captive insurance or 
reinsurance undertakings may be exempted from the calculation 
base referred to in Article 184(2) to the extent that there exist 
legally enforceable contractual terms which ensure that the liabilities 
of the captive insurance or reinsurance undertaking will be offset by 
the intra-group exposures it holds against other entities of the group.  
(2) the relative excess exposure threshold referred to in Article 184(1)(c) 
shall be equal to 15 % for the following single name exposures:  
(a) exposures to credit institutions that do not belong to the same 
group and that have been assigned to the credit quality step 2;  
(b) exposures to entities of the group that manages the cash of the 
captive insurance or reinsurance undertaking that have been 
assigned to the credit quality step 2.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 88
 
Article 107  
Simplified calculation of the risk mitigating effect for reinsurance 
arrangements or securitisation  
1. Where Article 88 is complied with, insurance or reinsurance 
undertakings may calculate the risk-mitigating effect on underwriting 
risk of a reinsurance arrangement or securitisation referred to in 
Article 196 as follows:  
RM  re;all · Recoverables  i 
Recoverables  all 
where  
(a) RM  re,all denotes the risk mitigating effect on underwriting risk of the 
reinsurance arrangements and securitisations for all counterparties 
calculated in accordance with paragraph 2;  
(b) Recoverables  i denotes the best estimate of amounts recoverable 
from the reinsurance arrangement or securitisation and the 
corresponding debtors for counterparty  i and  Recoverables  all 
denotes the best estimate of amounts recoverable from the 
reinsurance arrangements and securitisations and the corresponding 
debtors for all counterparties.  
2. The risk mitigating effect on underwriting risk of the reinsurance 
arrangements and securitisations for all counterparties referred to in 
paragraph 1 is the difference between the following capital require ­
ments:  
(a) the hypothetical capital requirement for underwriting risk of the 
insurance or reinsurance undertaking if none of the reinsurance 
arrangements and securitisations exist;  
(b) the capital requirements for underwriting risk of the insurance or 
reinsurance undertaking.  
Article 108  
Simplified calculation of the risk mitigating effect for proportional 
reinsurance arrangements  
Where Article 88 is complied with, insurance or reinsurance under ­
takings may calculate the risk-mitigating effect on underwriting risk  j 
of a proportional reinsurance arrangement for counterparty  i referred to 
Article 196 as follows:  
Recov erables  i 
BE Ä Recov erables  all · SCR  j 
where  
(a) BE denotes the best estimate of obligations gross of the amounts 
recoverable,  
(b) Recoverables  i denotes the best estimate of amounts recoverable 
from the proportional reinsurance arrangement and the 
corresponding debtors for counterparty  i, ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 89
 
(c) Recoverables  all denotes the best estimate of amounts recoverable 
from the proportional reinsurance arrangements and the 
corresponding debtors for all counterparties  
(d) SCR  j denotes the capital requirements for underwriting risk  j of the 
insurance or reinsurance undertaking.  
Article 109  
Simplified calculations for pooling arrangements  
Where Article 88 is complied with, insurance or reinsurance under ­
takings may use the following simplified calculations for the purposes 
of Articles 193, 194 and 195:  
(a) The best estimate referred to in Article 194(1)(d) may be calculated 
as follows:  
BE C ¼ P C 
P U · BE  U 
where  BE  U denotes the best estimate of the liability ceded to the 
pooling arrangement by the undertaking to the pooling arrangement, 
net of any amounts reinsured with counterparties external to the 
pooling arrangement.  
(b) The best estimate referred to in Article 195(c) may be calculated as 
follows:  
BE CE ¼ 1 
P U · BE  CEP 
where  BE  CEP denotes the best estimate of the liability ceded to the 
external counterparty by the pool, in relation to risk ceded to the 
pool by the undertaking.  
(c) The risk mitigating effect referred to in Article 195(d) may be 
calculated as follows:  
ΔRM  CE ¼ BE CE X  
CE BE CE · ΔRM  CEP 
where:  
(i) BE  CE denotes the best estimate of the liability ceded to the 
external counterparty by the pooling arrangement as a whole;  
(ii) ΔRM  CEP denotes the contribution of all external counterparties 
to the risk mitigating effect of the pooling arrangement on the 
underwriting risk of the undertaking;  
(d) The counterparty pool members and the counterparties external to 
the pool may be grouped according to the credit assessment by a 
nominated ECAI, provided there are separate groupings for pooling 
exposures of type A, type B and type C.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 90
 
Article 110  
Simplified calculation — grouping of single name exposures  
Where Article 88 is complied with, insurance or reinsurance under ­
takings may calculate the loss-given-default set out in Article 192 for 
a group of single name exposures. In that case, the group of single name 
exposures shall be assigned the highest probability of default assigned 
to single name exposures included in the group in accordance with 
Article 199.  
Article 111  
Simplified calculation of the risk mitigating effect  
Where Article 88 is complied with, insurance or reinsurance under ­
takings may calculate the risk-mitigating effect on underwriting and 
market risk of a reinsurance arrangement, securitisation or derivative 
referred to in Article 196 as the difference between the following 
capital requirements:  
(a) the sum of the hypothetical capital requirement for the sub-modules 
of the underwriting and market risk modules of the insurance or 
reinsurance undertaking affected by the risk-mitigating technique, as 
if the reinsurance arrangement, securitisation or derivative did not 
exist;  
(b) the sum of the capital requirements for the sub-modules of the 
underwriting and market risk modules of the insurance or 
reinsurance undertaking affected by the risk-mitigating technique.  
Article 112  
Simplified calculation of the risk adjusted value of collateral to take 
into account the economic effect of the collateral  
1. Where Article 88 of this Regulation is complied with, and where 
the counterparty requirement and the third party requirement referred to 
in Article 197(1) are both met, insurance or reinsurance undertakings 
may, for the purposes of Article 197, calculate the risk-adjusted value of 
a collateral provided by way of security as referred to in Article 1(26)(b), 
as 85 % of the value of the assets held as collateral, valued in 
accordance with Article 75 of Directive 2009/138/EC.  
2. Where Articles 88 and 214 of this Regulation are complied with, 
and where the counterparty requirement referred to in Article 197(1) is 
met and the third party requirement referred to in Article 197(1) is not 
met, insurance or reinsurance undertakings may, for the purposes of 
Article 197, calculate the risk-adjusted value of a collateral provided 
by way of security as referred to in Article 1(26)(b), as 75 % of the 
value of the assets held as collateral, valued in accordance with 
Article 75 of Directive 2009/138/EC.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 91
 
S u b s e c t i o n 7  
S c o p e o f t h e u n d e r w r i t i n g r i s k m o d u l e s  
Article 113  
For the calculation of the capital requirements for non-life underwriting 
risk, life underwriting risk and health underwriting risk, insurance and 
reinsurance undertakings shall apply:  
(a) the non-life underwriting risk module to non-life insurance and 
reinsurance obligations other than health insurance and reinsurance 
obligations;  
(b) the life underwriting risk module to life insurance and reinsurance 
obligations other than health insurance and reinsurance obligations;  
(c) the health underwriting risk module to health insurance and 
reinsurance obligations.  
SECTION 2  
Non-life underwriting risk module  
Article 114  
Non-life underwriting risk module  
1. The non-life underwriting risk module shall consist of all of the 
following sub-modules:  
(a) the non-life premium and reserve risk sub-module referred to in 
point (a) of the third subparagraph of Article 105(2) of Directive 
2009/138/EC;  
(b) the non-life catastrophe risk sub-module referred to in point (b) of 
the third subparagraph of Article 105(2) of Directive 2009/138/EC;  
(c) the non-life lapse risk sub-module.  
2. The capital requirement for non-life underwriting risk shall be 
equal to the following:  
SCR  nonÄlife ¼ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  X  
i;j CorrNL ði;jÞ · SCR  i · SCR  j s 
where:  
(a) the sum covers all possible combinations ( i,j) of the sub-modules set 
out in paragraph 1;  
(b) CorrNL  (i,j) denotes the correlation parameter for non-life under ­
writing risk for sub-modules  i and j; 
(c) SCR  i and SCR  j denote the capital requirements for risk sub-module  i 
and j respectively.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 92
 
3. The correlation parameter  CorrNL  (i,j) referred to in paragraph 2 
denotes the item set out in row  i and in column  j of the following 
correlation matrix:  
j 
i Non-life premium 
and reserve  Non-life catastrophe  Non-life lapse  
Non-life premium 
and reserve  1 0,25  0  
Non-life catastrophe  0,25  1  0  
Non-life lapse  0  0  1  
Article 115  
Non-life premium and reserve risk sub-module  
The capital requirement for non-life premium and reserve risk shall be 
equal to the following:  
SCR  nl prem res ¼ 3 · σ nl · V nl 
where:  
(a) σ nl denotes the standard deviation for non-life premium and reserve 
risk determined in accordance with Article 117;  
(b) V nl denotes the volume measure for non-life premium and reserve 
risk determined in accordance with Article 116.  
Article 116  
Volume measure for non-life premium and reserve risk  
1. The volume measure for non-life premium and reserve risk shall 
be equal to the sum of the volume measures for premium and reserve 
risk of the segments set out in Annex II.  
2. For all segments set out in Annex II, the volume measure of a 
particular segment  s shall be equal to the following:  
V s ¼ ðV ðprem ;sÞ þ V ðres;sÞ Þ · ð0,75 þ 0,25 · DIV  s Þ 
where:  
(a) V (prem,s)  denotes the volume measure for premium risk of segment  s; 
(b) V (res,s)  denotes the volume measure for reserve risk of segment  s; 
(c) DIV  s denotes the factor for geographical diversification of segment  s. ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 93
 
3. For all segments set out in Annex II, the volume measure for 
premium risk of a particular segment  s shall be equal to the following:  
V ðprem ;sÞ ¼ max½P s ; P ðlast;sÞ â þ FP ðexisting ;sÞ þ FP ðfuture ;sÞ 
where:  
(a) P s denotes an estimate of the premiums to be earned by the 
insurance or reinsurance undertaking in the segment s during the 
following 12 months;  
(b) P (last,s)  denotes the premiums earned by the insurance or reinsurance 
undertaking in the segment  s during the last 12 months;  
(c) FP  (existing,s)  denotes the expected present value of premiums to be 
earned by the insurance or reinsurance undertaking in the segment  s 
after the following 12 months for existing contracts;  
(d) FP  (future,s)  denotes the expected present value of premiums to be 
earned by the insurance and reinsurance undertaking in the segment  
s for contracts where the initial recognition date falls in the 
following 12 months but excluding the premiums to be earned 
during the 12 months after the initial recognition date.  
4. For all segments set out in Annex II, insurance and reinsurance 
undertakings may, as an alternative to the calculation set out in 
paragraph 3 of this Article, choose to calculate the volume measure 
for premium risk of a particular segment  s in accordance with the 
following formula:  
V ðprem ;sÞ ¼ P s þ FP ðexisting ;sÞ þ FP ðfuture ;sÞ 
provided that the all of following conditions are met:  
(a) the administrative, management or supervisory body of the 
insurance or reinsurance undertaking has decided that its earned 
premiums in the segment  s during the following 12 months will 
not exceed  P s ; 
(b) the insurance or reinsurance undertaking has established effective 
control mechanisms to ensure that the limits on earned premiums 
referred to in point (a) will be met;  
(c) the insurance or reinsurance undertaking has informed its super ­
visory authority about the decision referred to in point (a) and the 
reasons for it.  
For the purposes of this calculation, the terms  P s , FP  (existing,s)  and 
FP (future,s)  shall be denoted in accordance with points (a), (c) and (d) 
of paragraph 3.  
5. For the purposes of the calculations set out in paragraphs 3 and 4, 
premiums shall be net, after deduction of premiums for reinsurance 
contracts. The following premiums for reinsurance contracts shall not 
be deducted:  
(a) premiums in relation to non-insurance events or settled insurance 
claims that are not accounted for in the cash-flows referred to in 
Article 41(3);  
(b) premiums for reinsurance contracts that do not comply with Articles 
209, 210, 211 and 213.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 94
 
6. For all segments set out in Annex II, the volume measure for 
reserve risk of a particular segment shall be equal to the best estimate 
of the provisions for claims outstanding for the segment, after deduction 
of the amounts recoverable from reinsurance contracts and special 
purpose vehicles, provided that the reinsurance contracts or special 
purpose vehicles comply with Articles 209, 210, 211 and 213. The 
volume measure shall not be a negative amount.  
7. For all segments set out in Annex II, the default factor for 
geographical diversification of a particular segment shall be either 1 
or calculated in accordance with Annex III.  
Article 117  
Standard deviation for non-life premium and reserve risk  
1. The standard deviation for non-life premium and reserve risk shall 
be equal to the following:  
σ nl ¼ 1 
V nl · ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  X  
s;t CorrS ðs;tÞ · σ s · V s · σ t · V t s 
where:  
(a) V nl denotes the volume measure for non-life premium and reserve 
risk; 
(b) the sum covers all possible combinations ( s,t) of the segments set 
out in Annex II;  
(c) CorrS  (s,t) denotes the correlation parameter for non-life premium 
and reserve risk for segment  s and segment  t set out in Annex IV;  
(d) σ s and σ t denote standard deviations for non-life premium and 
reserve risk of segments  s and t respectively;  
(e) V s and V t denote volume measures for premium and reserve risk of 
segments  s and t, referred to in Article 116, respectively.  
2. For all segments set out in Annex II, the standard deviation for 
non-life premium and reserve risk of a particular segment  s shall be 
equal to the following:  
σ s ¼ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  
σ 2 
ðprem ;sÞ · V 2 
ðprem ;sÞ þ σ ðprem ;sÞ · V ðprem ;sÞ · σ ðres;sÞ · V ðres;sÞ þ σ 2 
ðres;sÞ · V 2 
ðres;sÞ q 
V ðprem ;sÞ þ V ðres;sÞ 
where:  
(a) σ (prem,s)  denotes the standard deviation for non-life premium risk of 
segment  s determined in accordance with paragraph 3;  
(b) σ (res,s)  denotes the standard deviation for non-life reserve risk of 
segment  s as set out in Annex II;  
(c) V (prem,s)  denotes the volume measure for premium risk of segment  s 
referred to in Article 116;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 95
 
(d) V (res,s)  denotes the volume measure for reserve risk of segment  s 
referred to in Article 116.  
3. For all segments set out in Annex II, the standard deviation for 
non-life premium risk of a particular segment shall be equal to the 
product of the standard deviation for non-life gross premium risk of 
the segment set out in Annex II and the adjustment factor for non- 
proportional reinsurance. For segments 1, 4 and 5 set out in Annex II 
the adjustment factor for non-proportional reinsurance shall be equal to 
80 %. For all other segments set out in Annex the adjustment factor for 
non-proportional reinsurance shall be equal to 100 %.  
Article 118  
Non-life lapse risk sub-module  
1. The capital requirement for the non-life lapse risk sub-module 
referred to in 114(1)(c) shall be equal to the loss in basic own funds 
of the insurance or reinsurance undertaking resulting from a 
combination of the following instantaneous events:  
(a) the discontinuance of 40 % of the insurance policies for which 
discontinuance would result in an increase of technical provisions 
without the risk margin;  
(b) where reinsurance contracts cover insurance or reinsurance contracts 
that will be written in the future, the decrease of 40 % of the 
number of those future insurance or reinsurance contracts used in 
the calculation of technical provisions.  
2. The events referred to in paragraph 1 shall apply uniformly to all 
insurance and reinsurance contracts concerned. In relation to reinsurance 
contracts the event referred to in point (a) of paragraph 1 shall apply to 
the underlying insurance contracts.  
3. For the purposes of determining the loss in basic own funds of the 
insurance or reinsurance undertaking under the event referred to in point 
(a) of paragraph 1, the undertaking shall base the calculation on the type 
of discontinuance which most negatively affects the basic own funds of 
the undertaking on a per policy basis.  
Article 119  
Non-life catastrophe risk sub-module  
1. The non-life catastrophe risk sub-module shall consist of all of the 
following sub-modules:  
(a) the natural catastrophe risk sub-module;  
(b) the sub-module for catastrophe risk of non-proportional property 
reinsurance;  
(c) the man-made catastrophe risk sub-module;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 96
 
(d) the sub-module for other non-life catastrophe risk.  
2. The capital requirement for the non-life catastrophe underwriting 
risk module shall be equal to the following:  
SCR  nlCAT ¼ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  
ðSCR  natCAT þ SCR  npproperty Þ 2 þ SCR  2 
mmCAT þ SCR  2 
CATother q 
where:  
(a) SCR  natCAT  denotes the capital requirement for natural catastrophe 
risk; 
(b) SCR  npproperty  denotes the capital requirement for the catastrophe risk 
of non-proportional property reinsurance;  
(c) SCR  mmCAT  denotes the capital requirement for man-made catas ­
trophe risk;  
(d) SCR  CATother  denotes the capital requirement for other non-life catas ­
trophe risk.  
Article 120  
Natural catastrophe risk sub-module  
1. The natural catastrophe risk sub-module shall consist of all of the 
following sub-modules:  
(a) the windstorm risk sub-module;  
(b) the earthquake risk sub-module;  
(c) the flood risk sub-module;  
(d) the hail risk sub-module;  
(e) the subsidence risk sub-module.  
2. The capital requirement for natural catastrophe risk shall be equal 
to the following:  
SCR  natCAT ¼ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ X  
i SCR  2 
i r 
where:  
(a) the sum includes all possible combinations of the sub-modules  i set 
out in paragraph 1;  
(b) SCR  i denotes the capital requirement for sub-module  i. 
Article 121  
Windstorm risk sub-module  
1. The capital requirement for windstorm risk shall be equal to the 
following:  
SCR  windstorm ¼ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  
ð X 
ðr;sÞ CorrWS ðr;sÞ · SCR ðwindstorm ;rÞ · SCR ðwindstorm ;sÞ Þ þ SCR  2 
ðwindstorm ;otherÞ s 
where:  
(a) the sum includes all possible combinations ( r,s) of the regions set 
out in Annex V;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 97
 
(b) CorrWS  (r,s) denotes the correlation coefficient for windstorm risk for 
region  r and region  s as set out in Annex V;  
(c) SCR  (windstorm,r)  and SCR  (windstorm,s)  denote the capital requirements 
for windstorm risk in region  r and s respectively;  
(d) SCR  (windstorm,other)  denotes the capital requirement for windstorm 
risk in regions other than those set out in Annex XIII.  
2. For all regions set out in Annex V the capital requirement for 
windstorm risk in a particular region  r shall be the larger of the 
following two capital requirements:  
(a) the capital requirement for windstorm risk in region  r according to 
scenario A as set out in paragraph 3;  
(b) the capital requirement for windstorm risk in region  r according to 
scenario B as set out in paragraph 4.  
3. For all regions set out in Annex V the capital requirement for 
windstorm risk in a particular region  r according to scenario A shall 
be equal to the loss in basic own funds of insurance and reinsurance 
undertakings that would result from the following sequence of events:  
(a) an instantaneous loss of an amount that, without deduction of the 
amounts recoverable from reinsurance contracts and special purpose 
vehicles, is equal to 80 % of the specified windstorm loss in 
region  r; 
(b) a loss of an amount that, without deduction of the amounts 
recoverable from reinsurance contracts and special purpose 
vehicles, is equal to 40 % of the specified windstorm loss in 
region  r. 
4. For all regions set out in Annex V the capital requirement for 
windstorm risk in a particular region  r according to scenario B shall 
be equal to the loss in basic own funds of insurance and reinsurance 
undertakings that would result from the following sequence of events:  
(a) an instantaneous loss of an amount that, without deduction of the 
amounts recoverable from reinsurance contracts and special purpose 
vehicles, is equal to 100 % of the specified windstorm loss in 
region  r; 
(b) a loss of an amount that, without deduction of the amounts 
recoverable from reinsurance contracts and special purpose 
vehicles, is equal to 20 % of the specified windstorm loss in 
region  r. 
5. For all regions set out in Annex V, the specified windstorm loss in 
a particular region  r shall be equal to the following amount:  
L ðwindstorm ;rÞ ¼ Q ðwindstorm ;rÞ · ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ X 
ði;jÞ Corr ðwindstorm ;r;i;jÞ · WSI ðwindstorm ;r;iÞ · WSI ðwindstorm ;r;jÞ s 
where:  
(a) Q (windstorm,r)  denotes the windstorm risk factor for region  r as set out 
in Annex V;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 98
 
(b) the sum includes all possible combinations of risk zones ( i,j) of 
region  r set out in Annex IX;  
(c) Corr  (windstorm,r,i,j)  denotes the correlation coefficient for windstorm 
risk in risk zones  i and j of region  r set out in Annex XXII;  
(d) WSI  (windstorm,r,i)  and WSI  (windstorm,r,j)  denote the weighted sums 
insured for windstorm risk in risk zones  i and  j of region  r set 
out in Annex IX.  
6. For all regions set out in Annex V and all risk zones of those 
regions set out in Annex IX the weighted sum insured for windstorm 
risk in a particular windstorm zone  i of a particular region  r shall be 
equal to the following:  
WSI ðwindstorm ;r;iÞ ¼ W ðwindstorm ;r;iÞ · SI ðwindstorm ;r;iÞ 
where:  
(a) W  (windstorm,r,i)  denotes the risk weight for windstorm risk in risk 
zone  i of region  r set out in Annex X;  
(b) SI (windstorm,r,i)  denotes the sum insured for windstorm risk in 
windstorm zone  i of region  r. 
7. For all regions set out in Annex V and all risk zones of those 
regions set out in Annex IX, the sum insured for windstorm risk in a 
particular windstorm zone  i of a particular region  r shall be equal to the 
following:  
SI ðwindstorm ;r;iÞ ¼ SI ðproperty ;r;iÞ þ SI ðonshoreÄproperty ;r;iÞ 
where:  
(a) SI  (property,r,i)  denotes the sum insured by the insurance or reinsurance 
undertaking for lines of business 7 and 19 set out in Annex I in 
relation to contracts that cover windstorm risk and where the risk is 
situated in risk zone  i of region  r; 
(b) SI (onshore-property,r,i)  denotes the sum insured by the insurance or 
reinsurance undertaking for lines of business 6 and 18 set out in 
Annex I in relation to contracts that cover onshore property damage 
by windstorm and where the risk is situated in risk zone  i of 
region  r. 
8. The capital requirement for windstorm risk in regions other than 
those set out in Annex XIII shall be equal to the loss in basic own funds 
of insurance and reinsurance undertakings that would result from an 
instantaneous loss in relation to each insurance and reinsurance 
contract that covers any of the following insurance or reinsurance 
obligations:  
(a) obligations of lines of business 7 or 19 set out in Annex I that cover 
windstorm risk and where the risk is not situated in one of the 
regions set out in Annex XIII;  
(b) obligations of lines of business 6 or 18 set out in Annex I in relation 
to onshore property damage by windstorm and where the risk is not 
situated in one of the regions set out in Annex XIII.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 99
 
9. The amount of the instantaneous loss, without deduction of the 
amounts recoverable from reinsurance contracts and special purpose 
vehicles, referred to in paragraph 8 shall be equal to the following 
amount:  
L ðwindstorm ;otherÞ ¼ 1,75 · ð0,5 · DIV  windstorm þ 0,5Þ · P windstorm  
where:  
(a) DIV  windstorm  is calculated in accordance with Annex III, but based 
on the premiums in relation to the obligations referred to in 
paragraph 8 and restricted to the regions 5 to 18 set out in point 
(8) of Annex III;  
(b) P windstorm  is an estimate of the premiums to be earned by insurance 
and reinsurance undertakings for each contract that covers the 
obligations referred to in paragraph 8 during the following 12 
months: for this purpose premiums shall be gross, without 
deduction of premiums for reinsurance contracts.  
Article 122  
Earthquake risk sub-module  
1. The capital requirement for earthquake risk shall be equal to the 
following:  
SCR  earthquake ¼ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ 
ð X 
ðr;sÞ CorrEQ ðr;sÞ · SCR ðearthquake ;rÞ · SCR ðearthquake ;sÞ Þ þ SCR  2 
ðearthquake ;otherÞ s 
where:  
(a) the sum includes all possible combinations ( r,s) of the regions set 
out in Annex VI;  
(b) CorrEQ  (r,s) denotes the correlation coefficient for earthquake risk 
for region  r and region  s as set out in Annex VI;  
(c) SCR  (earthquake,r)  and SCR  (earthquake,s)  denote the capital requirements 
for earthquake risk in region  r and s respectively;  
(d) SCR  (earthquake,other)  denotes the capital requirement for earthquake 
risk in regions other than those set out in Annex XIII.  
2. For all regions set out in Annex VII, the capital requirement for 
earthquake risk in a particular region  r shall be equal to the loss in basic 
own funds of insurance and reinsurance undertakings that would result 
from an instantaneous loss of an amount that, without deduction of the 
amounts recoverable from reinsurance contracts and special purpose 
vehicles, is equal to the following amount:  
L ðearthquake ;rÞ ¼ Q ðearthquake ;rÞ · ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  X 
ði;jÞ Corr ðearthquake ;r;i;jÞ · WSI ðearthquake ;r;iÞ · WSI ðearthquake ;r;jÞ s 
where:  
(a) Q (earthquake,r)  denotes the earthquake risk factor for region  r as set 
out in Annex VI;  
(b) the sum includes all possible combinations of risk zones ( i,j) of 
region  r set out in Annex IX;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 100
 
(c) Corr  (earthquake,r,i,j)  denotes the correlation coefficient for earthquake 
risk in risk zones  i and j of region  r set out in Annex XXIII;  
(d) WSI  (earthquake,r,i)  and WSI  (earthquake,r,j)  denote the weighted sums 
insured for earthquake risk in risk zones  i and  j of region  r set 
out in Annex IX.  
3. For all regions set out in Annex VI and all risk zones of those 
regions set out in Annex IX, the weighted sum insured for earthquake 
risk in a particular earthquake zone  i of a particular region  r shall be 
equal to the following:  
WSI ðearthquake ;r;iÞ ¼ W ðearthquake ;r;iÞ · SI ðearthquake ;r;iÞ 
where:  
(a) W  (earthquake,r,i)  denotes the risk weight for earthquake risk in risk 
zone  i of region  r set out in Annex X;  
(b) SI (earthquake,r,i)  denotes the sum insured for earthquake risk in 
earthquake zone  i of region  r. 
4. For all regions set out in Annex VI and all risk zones of those 
regions set out in Annex IX, the sum insured for earthquake risk in a 
particular earthquake zone  i of a particular region  r shall be equal to the 
following:  
SI ðearthquake ;r;iÞ ¼ SI ðproperty ;r;iÞ þ SI ðonshoreÄproperty ;r;iÞ 
where:  
(a) SI  (property,r,i)  denotes the sum insured of the insurance or reinsurance 
undertaking for lines of business 7 and 19 as set out in Annex I in 
relation to contracts that cover earthquake risk and where the risk is 
situated in risk zone  i of region  r; 
(b) SI (onshore-property,r,i)  denotes the sum insured of the insurance or 
reinsurance undertaking for lines of business 6 and 18 as set out 
in Annex I in relation to contracts that cover onshore property 
damage by earthquake and where the risk is situated in risk zone  
i of region  r. 
5. The capital requirement for earthquake risk in regions other than 
those set out in Annex XIII shall be equal to the loss in basic own funds 
of insurance and reinsurance undertakings that would result from an 
instantaneous loss in relation to each insurance and reinsurance 
contract that covers one or both of the following insurance or 
reinsurance obligations:  
(a) obligations of lines of business 7 or 19 as set out in Annex I that 
cover earthquake risk, where the risk is not situated in one of the 
regions set out in Annex XIII;  
(b) obligations of lines of business 6 or 18 as set out in Annex I in 
relation to onshore property damage by earthquake, where the risk 
is not situated in one of the regions set out in Annex XIII.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 101
 
6. The amount of the instantaneous loss, without deduction of the 
amounts recoverable from reinsurance contracts and special purpose 
vehicles, referred to in paragraph 5 shall be equal to the following 
amount:  
L ðearthquake ;otherÞ ¼ 1,2 · ð0,5 · DIV  earthquake þ 0,5Þ · P earthquake  
where:  
(a) DIV  earthquake  is calculated in accordance with Annex III, but based 
on the premiums in relation to the obligations referred to in points 
(a) and (b) of paragraph 5 and restricted to the regions 5 to 18 set 
out in Annex III;  
(b) P earthquake  is an estimate of the premiums to be earned by insurance 
and reinsurance undertakings for each contract that covers the 
obligations referred to in points (a) and (b) of paragraph 5 during 
the following 12 months: for this purpose premiums shall be gross, 
without deduction of premiums for reinsurance contracts.  
Article 123  
Flood risk sub-module  
1. The capital requirement for flood risk shall be equal to the 
following:  
SCR  flood ¼ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃﬃﬃ 
ð X 
ðr;sÞ CorrFL ðr;sÞ · SCR ðflood ;rÞ · SCR ðflood ;sÞ Þ þ SCR  2 
ðflood ;otherÞ s 
where:  
(a) the sum includes all possible combinations ( r,s) of the regions set 
out in Annex VII;  
(b) CorrFL  (r,s) denotes the correlation coefficient for flood risk for 
region  r and region  s as set out in Annex VII;  
(c) SCR  (flood,r)  and SCR  (flood,s)  denote the capital requirements for flood 
risk in region  r and s respectively;  
(d) SCR  (flood,other)  denotes the capital requirement for flood risk in 
regions other than those set out in Annex XIII.  
2. For all regions set out in Annex VII, the capital requirement for 
flood risk in a particular region  r shall be the larger of the following 
capital requirements:  
(a) the capital requirement for flood risk in region  r according to 
scenario A as set out in paragraph 3;  
(b) the capital requirement for flood risk in region  r according to 
scenario B as set out in paragraph 4.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 102
 
3. For all regions set out in Annex VII, the capital requirement for 
flood risk in a particular region  r according to scenario A shall be equal 
to the loss in basic own funds of insurance and reinsurance undertakings 
that would result from the following sequence of events:  
(a) an instantaneous loss of an amount that, without deduction of the 
amounts recoverable from reinsurance contracts and special purpose 
vehicles, is equal to 65 % of the specified flood loss in region  r; 
(b) a loss of an amount that, without deduction of the amounts 
recoverable from reinsurance contracts and special purpose 
vehicles, is equal to 45 % of the specified flood loss in region  r. 
4. For all regions set out in Annex VII, the capital requirement for 
flood risk in a particular region  r according to scenario B shall be equal 
to the loss in basic own funds of insurance and reinsurance undertakings 
that would result from the following sequence of events:  
(a) an instantaneous loss of an amount that, without deduction of the 
amounts recoverable from reinsurance contracts and special purpose 
vehicles, is equal to 100 % of the specified flood loss in region  r; 
(b) a loss of an amount that, without deduction of the amounts 
recoverable from reinsurance contracts and special purpose 
vehicles, is equal to 10 % of the specified flood loss in region  r. 
5. For all regions set out in Annex VII, the specified flood loss in a 
particular region  r shall be equal to the following amount:  
L ðflood ;rÞ ¼ Q ðflood ;rÞ · ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  X 
ði;jÞ Corr ðflood ;r;i;jÞ · WSI ðflood ;r;iÞ · WSI ðflood ;r;jÞ s 
where:  
(a) Q (flood,r)  denotes the flood risk factor for region  r as set out in 
Annex VII;  
(b) the sum includes all possible combinations of risk zones ( i,j) of 
region  r set out in Annex IX;  
(c) Corr  (flood,r,i,j)  denotes the correlation coefficient for flood risk in 
flood zones  i and j of region  r set out in Annex XXIV;  
(d) WSI  (flood,r,i)  and WSI  (flood,r,j)  denote the weighted sums insured for 
flood risk in risk zones  i and  j of region  r set out in Annex IX.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 103
 
6. For all regions set out in Annex VII and all risk zones of those 
regions set out in Annex IX, the weighted sum insured for flood risk in 
a particular flood zone  i of a particular region  r shall be equal to the 
following:  
WSI ðflood ;r;iÞ ¼ W ðflood ;r;iÞ · SI ðflood ;r;iÞ 
where:  
(a) W  (flood,r,i)  denotes the risk weight for flood risk in risk zone  i of 
region  r set out in Annex X;  
(b) SI (flood,r,i)  denotes the sum insured for flood risk in flood zone  i of 
region  r. 
7. For all regions set out in Annex VII and all risk zones of those 
regions set out in Annex IX, the sum insured for a particular flood zone  
i of a particular region  r shall be equal to the following:  
SI ðflood ;r;iÞ ¼ SI ðproperty ;r;iÞ þ SI ðonshoreÄproperty ;r;iÞ þ 1,5 · SI ðmotor ;r;tÞ 
where:  
(a) SI  (property,r,i)  denotes the sum insured by the insurance or reinsurance 
undertaking for lines of business 7 and 19 as set out in Annex I in 
relation to contracts that cover flood risk, where the risk is situated 
in risk zone  i of region  r; 
(b) SI (onshore-property,r,i)  denotes the sum insured by the insurance or 
reinsurance undertaking for lines of business 6 and 18 as set out 
in Annex I in relation to contracts that cover onshore property 
damage by flood and where the risk is situated in risk zone  i of 
region  r; 
(c) SI  (motor,r,i)  denotes the sum insured by the insurance or reinsurance 
undertaking for lines of business 5 and 17 as set out in Annex I in 
relation to contracts that cover flood risk, where the risk is situated 
in risk zone  i of region  r. 
8. The capital requirement for flood risk in regions other than those 
set out in Annex XIII, shall be equal to the loss in basic own funds of 
insurance and reinsurance undertakings that would result from an instan ­
taneous loss in relation to each insurance and reinsurance contract that 
covers any of the following insurance or reinsurance obligations:  
(a) obligations of lines of business 7 or 19 as set out in Annex I that 
cover flood risk, where the risk is not situated in one of the regions 
set out in Annex XIII;  
(b) obligations of lines of business 6 or 18 as set out in Annex I in 
relation to onshore property damage by flood, where the risk is not 
situated in one of the regions set out in Annex XIII;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 104
 
(c) obligations of lines of business 5 or 17 as set out in Annex I that 
cover flood risk, where the risk is not situated in one of the regions 
set out in Annex XIII.  
9. The amount of the instantaneous loss, without deduction of the 
amounts recoverable from reinsurance contracts and special purpose 
vehicles, referred to in paragraph 8 shall be equal to the following 
amount:  
L ðflood ;otherÞ ¼ 1,1 · ð0,5 · DIV  flood þ 0,5Þ · P flood 
where:  
(a) DIV  flood is calculated in accordance with Annex III, but based on 
the premiums in relation to the obligations referred to in points (a), 
(b) and (c) of paragraph 8 and restricted to the regions 5 to 18 set 
out in point (8) of Annex III;  
(b) P flood is an estimate of the premiums to be earned by the insurance 
or reinsurance undertaking for each contract that covers the 
obligations referred to in points (a), (b) and (c) of paragraph 8 
during the following 12 months: for this purpose, premiums shall 
be gross, without deduction of premiums for reinsurance contracts.  
Article 124  
Hail risk sub-module  
1. The capital requirement for hail risk shall be equal to the 
following:  
SCR  hail ¼ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ 
ð X 
ðr;sÞ CorrHL ðr;sÞ · SCR ðhail;rÞ · SCR ðhail;sÞ Þ þ SCR  2 
ðhail;otherÞ s 
where:  
(a) the sum includes all possible combinations ( r,s) of the regions set 
out in Annex VIII;  
(b) CorrHL  (r,s) denotes the correlation coefficient for hail risk for region  
r and region  s as set out in Annex VIII;  
(c) SCR  (hail,r)  and SCR  (hail,s)  denote the capital requirements for hail risk 
in regions  r and s respectively;  
(d) SCR  (hail,other)  denotes the capital requirement for hail risk in regions 
other than those set out in Annex XIII.  
2. For all regions set out in Annex VIII, the capital requirement for 
hail risk in a particular region  r shall be the larger of the following 
capital requirements:  
(a) the capital requirement for hail risk in region  r according to 
scenario A;  
(b) the capital requirement for hail risk in region  r according to 
scenario B.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 105
 
3. For all regions set out in Annex VIII, the capital requirement for 
hail risk in a particular region  r according to scenario A shall be equal 
to the loss in basic own funds of insurance and reinsurance undertakings 
that would result from the following sequence of events:  
(a) an instantaneous loss of an amount that, without deduction of the 
amounts recoverable from reinsurance contracts and special purpose 
vehicles, is equal to 70 % of the specified hail loss in region  r; 
(b) a loss of an amount that, without deduction of the amounts 
recoverable from reinsurance contracts and special purpose 
vehicles, is equal to 50 % of the specified hail loss in region  r. 
4. For all regions set out in Annex VIII, the capital requirement for 
hail risk in a particular region  r according to scenario B shall be equal 
to the loss in basic own funds of insurance and reinsurance undertakings 
that would result from the following sequence of events:  
(a) an instantaneous loss of an amount that, without deduction of the 
amounts recoverable from reinsurance contracts and special purpose 
vehicles, is equal to 100 % of the specified hail loss in region  r; 
(b) a loss of an amount that, without deduction of the amounts 
recoverable from reinsurance contracts and special purpose 
vehicles, is equal to 20 % of the specified hail loss in region  r. 
5. For all regions set out in Annex VIII, the specified hail loss in a 
particular region  r shall be equal to the following amount:  
L ðhail;rÞ ¼ Q ðhail;rÞ · ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  X 
ði;jÞ Corr ðhail;r;i;jÞ · WSI ðhail;r;iÞ · WSI ðhail;r;jÞ s 
where:  
(a) Q (hail,r)  denotes the hail risk factor for region  r as set out in 
Annex VIII;  
(b) the sum includes all possible combinations of risk zones ( i,j) of 
region  r set out in Annex IX;  
(c) Corr  (hail,r,i,j)  denotes the correlation coefficient for hail risk in risk 
zones  i and j of region  r set out in Annex XXV;  
(d) WSI  (hail,r,i)  and WSI  (hail,r,j)  denote the weighted sums insured for hail 
risk in risk zones  i and j of region  r set out in Annex IX.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 106
 
6. For all regions set out in Annex VIII and all risk zones of those 
regions set out in Annex IX, the weighted sum insured for hail risk in a 
particular hail zone  i of a particular region  r shall be equal to the 
following:  
WSI ðhail;r;iÞ ¼ W ðhail;r;iÞ · SI ðhail;r;iÞ 
where:  
(a) W  (hail,r,i)  denotes the risk weight for hail risk in risk zone  i of region  
r set out in Annex X;  
(b) SI (hail,r,i)  denotes the sum insured for hail risk in hail zone  i of 
region  r. 
7. For all regions set out in Annex VIII and all hail zones, the sum 
insured for hail risk in a particular hail zone  i of a particular region  r 
shall be equal to the following:  
SI ðhail;r;iÞ ¼ SI ðproperty ;r;iÞ þ SI ðonshoreÄproperty ;r;iÞ þ 5 · SI ðmotor ;r;tÞ 
where:  
(a) SI  (property,r,i)  denotes the sum insured by the insurance or reinsurance 
undertaking for lines of business 7 and 19 as set out in Annex I in 
relation to contracts that cover hail risk, where the risk is situated in 
risk zone  i of region  r; 
(b) SI (onshore-property,r,i)  denotes the sum insured by the insurance or 
reinsurance undertaking for lines of business 6 and 18 as set out 
in Annex I in relation to contracts that cover onshore property 
damage by hail, where the risk is situated in risk zone  i of region  r; 
(c) SI  (motor,r,i)  denotes the sum insured by the insurance or reinsurance 
undertaking for insurance or reinsurance obligations for lines of 
business 5 and 17 as set out in Annex I in relation to contracts 
that cover hail risk, where the risk is situated in risk zone  i of 
region  r. 
8. The capital requirement for hail risk in regions other than those set 
out in Annex XIII, shall be equal to the loss in basic own funds of 
insurance and reinsurance undertakings that would result from an instan ­
taneous loss in relation to each insurance and reinsurance contract that 
covers one or more of the following insurance or reinsurance 
obligations:  
(a) obligations of lines of business 7 or 19 as set out in Annex I that 
cover hail risk, where the risk is not situated in one of the regions 
set out in Annex XIII;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 107
 
(b) obligations of lines of business 6 or 18 as set out in Annex I in 
relation to onshore property damage by hail, where the risk is not 
situated in one of the regions set out in Annex XIII;  
(c) obligations of lines of business 5 or 17 as set out in Annex I that 
cover hail risk, where the risk is not situated in one of the regions 
set out in Annex XIII.  
9. The amount of the instantaneous loss, without deduction of the 
amounts recoverable from reinsurance contracts and special purpose 
vehicles, referred to in paragraph 8 shall be equal to the following 
amount:  
L ðhail;otherÞ ¼ 0,3 · ð0,5 · DIV  hail þ 0,5Þ · P hail 
where:  
(a) DIV  hail is calculated in accordance with Annex III, but based on the 
premiums in relation to the obligations referred to in points (a), (b) 
and (c) of paragraph 8 and restricted to the regions 5 to 18 set out 
in Annex III;  
(b) P hail is an estimate of the premiums to be earned by the insurance 
or reinsurance undertaking for each contract that covers the 
obligations referred to in points (a), (b) and (c) of paragraph 8 
during the following 12 months: for this purpose premiums shall 
be gross, without deduction of premiums for reinsurance contracts.  
Article 125  
Subsidence risk sub-module  
1. The capital requirement for subsidence risk shall be equal to the 
loss in basic own funds of insurance and reinsurance undertakings that 
would result from an instantaneous loss of an amount that, without 
deduction of the amounts recoverable from reinsurance contracts and 
special purpose vehicles, is equal to the following:  
L subsidence ¼ 0,0005 · ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  X 
ði;jÞ Corr ðsubsidence ;i;jÞ · WSI ðsubsidence ;iÞ · WSI ðsubsidence ;jÞ s 
where:  
(a) the sum includes all possible combinations of risk zones ( i,j) of 
France set out in Annex IX;  
(b) Corr  (subsidence,i,j)  denotes the correlation coefficient for subsidence 
risk in risk zones  i and j set out in Annex XXVI;  
(c) WSI  (subsidence,i)  and WSI  (subsidence,j)  denote the weighted sums insured 
for subsidence risk in risk zones  i and  j of France set out in 
Annex IX.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 108
 
2. For all subsidence zones the weighted sum insured for subsidence 
risk in a particular risk zone  i of France set out in the Annex IX shall be 
equal to the following:  
WSI ðsubsidence ;iÞ ¼ W ðsubsidence ;iÞ · SI ðsubsidence ;iÞ 
where:  
(a) W  (subsidence,i)  denotes the risk weight for subsidence risk in risk zone  
i set out in Annex X;  
(b) SI (subsidence,i)  denotes the sum insured of the insurance or reinsurance 
undertaking for lines of business 7 and 19 as set out in Annex I in 
relation to contracts that cover subsidence risk of residential 
buildings in subsidence zone  i. 
Article 126  
Interpretation of catastrophe scenarios  
1. For the purposes of Article 121(3) and (4), Article 123(3) and (4) 
and Article 124(3) and (4), insurance and reinsurance undertakings shall 
base the calculation of the capital requirement on the following assump ­
tions:  
(a) the two consecutive events referred to in those Articles are inde ­
pendent;  
(b) insurance and reinsurance undertakings do not enter into new 
insurance risk mitigation techniques between the two events.  
2. Notwithstanding point (d) of Article 83(1), where current 
reinsurance contracts allow for reinstatements, insurance and reinsurance 
undertakings shall take into account future management actions in 
relation to the reinstatements between the first and the second event. 
The assumptions about future management actions shall be realistic, 
objective and verifiable.  
Article 127  
Sub-module for catastrophe risk of non-proportional property 
reinsurance  
1. The capital requirement for catastrophe risk of non-proportional 
property reinsurance shall be equal to the loss in basic own funds of 
insurance and reinsurance undertakings that would result from an instan ­
taneous loss in relation to each reinsurance contract that covers 
reinsurance obligations of line of business 28 as set out in Annex I 
other than non-proportional reinsurance obligations relating to insurance 
obligations included in lines of business 9 and 21 set out in Annex I.  
2. The amount of the instantaneous loss, without deduction of the 
amounts recoverable from reinsurance contracts and special purpose 
vehicles, referred to in paragraph 1 shall be equal to the following:  
L npproperty ¼ 2,5 · ð0,5 · DIV  npproperty þ 0,5Þ · P npproperty  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 109
 
where:  
(a) DIV  npproperty  is calculated in accordance with Annex III, but based 
on the premiums earned by the insurance and reinsurance under ­
taking in line of business 28 as set out in Annex I, other than non- 
proportional reinsurance obligations relating to insurance obligations 
included in lines of business 9 and 21 as set out in Annex I;  
(b) P property  is an estimate of the premiums to be earned by the 
insurance or reinsurance undertaking during the following 12 
months for each contract that covers the reinsurance obligations 
of line of business 28 as set out in Annex I other than non-propor ­
tional reinsurance obligations relating to insurance obligations 
included in lines of business 9 and 21 as set out in Annex I: for 
this purpose premiums shall be gross, without deduction of 
premiums for reinsurance contracts.  
Article 128  
Man-made catastrophe risk sub-module  
1. The man-made catastrophe risk sub-module shall consist of all of 
the following sub-modules:  
(a) the motor vehicle liability risk sub-module;  
(b) the marine risk sub-module;  
(c) the aviation risk sub-module;  
(d) the fire risk sub-module;  
(e) the liability risk sub-module;  
(f) the credit and suretyship risk sub-module.  
2. The capital requirement for the man-made catastrophe risk shall be 
equal to the following:  
SCR  mmCAT ¼ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ X  
i SCR  2 
i r 
where:  
(a) the sum includes all sub-modules set out in paragraph 1;  
(b) SCR  i denotes the capital requirements for sub-module  i. 
Article 129  
Motor vehicle liability risk sub-module  
1. The capital requirement for motor vehicle liability risk shall be 
equal to the loss in basic own funds of insurance and reinsurance 
undertakings that would result from an instantaneous loss that, 
without deduction of the amounts recoverable from reinsurance 
contracts and special purpose vehicles, is equal to the following 
amount in euro:  
L motor ¼ maxð6 000 000; 50 000 · ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  
N a þ 0,05 · N b þ 0,95 · minðN b ; 20 000Þ p 
Þ ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 110
 
where:  
(a) N a is the number of vehicles insured by the insurance or reinsurance 
undertaking in lines of business 4 and 16 as set out in Annex I with 
a deemed policy limit above EUR 24 000 000;  
(b) N b is the number of vehicles insured by the insurance or reinsurance 
undertaking in lines of business 4 and 16 as set out in Annex I with 
a deemed policy limit below or equal to EUR 24 000 000.  
The number of motor vehicles covered by the proportional reinsurance 
obligations of the insurance or reinsurance undertaking shall be 
weighted by the relative share of the undertaking's obligations in 
respect of the sum insured of the motor vehicles.  
2. The deemed policy limit referred to in paragraph 1 shall be the 
overall limit of the motor vehicle liability insurance policy or, where no 
such overall limit is specified in the terms and conditions of the policy, 
the sum of the limits for damage to property and for personal injury. 
Where the policy limit is specified as a maximum per victim, the 
deemed policy limit shall be based on the assumption of ten victims.  
Article 130  
Marine risk sub-module  
1. The capital requirement for marine risk shall be equal to the 
following:  
SCR  marine ¼ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  
SCR  2 
tanker þ SCR  2 
platform q 
where:  
(a) SCR  tanker  is the capital requirement for the risk of a tanker collision;  
(b) SCR  platform  is the capital requirement for the risk of a platform 
explosion.  
2. The capital requirement for the risk of a tanker collision shall be 
equal to the loss in basic own funds of insurance and reinsurance 
undertakings that would result from an instantaneous loss of an 
amount that, without deduction of the amounts recoverable from 
reinsurance contracts and special purpose vehicles, is equal to the 
following:
  
where:  
(a) the maximum relates to all oil and gas tankers insured by the 
insurance or reinsurance undertaking in respect of tanker collision 
in lines of business 6, 18 and 27 set out in Annex I;  
(b) SI (hull,t)  is the sum insured by the insurance or reinsurance under ­
taking for marine hull insurance and reinsurance in relation to 
tanker  t; 
(c) SI  (liab,t)  is the sum insured by the insurance or reinsurance under ­
taking for marine liability insurance and reinsurance in relation to 
tanker  t; ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 111
 
(d) SI (pollution,t)  is the sum insured by the insurance or reinsurance 
undertaking for oil pollution insurance and reinsurance in relation 
to tanker  t. 
3. The capital requirement for the risk of a platform explosion shall 
be equal to the loss in basic own funds of insurance and reinsurance 
undertakings that would result from an instantaneous loss of an amount 
that, without deduction of the amounts recoverable from reinsurance 
contracts and special purpose vehicles, is equal to the following:
  
where:  
(a) the maximum relates to all oil and gas offshore platforms insured by 
the insurance or reinsurance undertaking in respect of platform 
explosion in lines of business 6, 18 and 27 set out in Annex I;  
(b) SI p is the accumulated sum insured by the insurance or reinsurance 
undertaking for the following insurance and reinsurance obligations 
in relation to platform  p: 
(i) obligations to compensate for property damage;  
(ii) obligations to compensate for the expenses for the removal of 
wreckage;  
(iii) obligations to compensate for loss of production income;  
(iv) obligations to compensate for the expenses for capping of the 
well or making the well secure;  
(v) liability insurance and reinsurance obligations.  
Article 131  
Aviation risk sub-module  
The capital requirement for aviation risk shall be equal to the loss in 
basic own funds of insurance and reinsurance undertakings that would 
result from an instantaneous loss of an amount that, without deduction 
of the amounts recoverable from reinsurance contracts and special 
purpose vehicles, is equal to the following:
  
where:  
(a) the maximum relates to all aircrafts insured by the insurance or 
reinsurance undertaking in lines of business 6, 18 and 27 set out 
in Annex I;  
(b) SI a is the sum insured by the insurance or reinsurance undertaking 
for aviation hull insurance and reinsurance and aviation liability 
insurance and reinsurance in relation to aircraft  a. ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 112
 
Article 132  
Fire risk sub-module  
1. The capital requirement for fire risk shall be equal to the loss in 
basic own funds of insurance and reinsurance undertakings that would 
result from an instantaneous loss of an amount that, without deduction 
of the amounts recoverable from reinsurance contracts and special 
purpose vehicles, is equal to the sum insured by the insurance or 
reinsurance undertaking with respect to the largest fire risk concen ­
tration.  
2. The largest fire risk concentration of an insurance or reinsurance 
undertaking is the set of buildings with the largest sum insured that 
meets all of the following conditions:  
(a) the insurance or reinsurance undertaking has insurance or 
reinsurance obligations in lines of business 7 and 19 set out in 
Annex I, in relation to each building which cover damage due to 
fire or explosion, including as a result of terrorist attacks;  
(b) all buildings are partly or fully located within a radius of 200 
meters.  
3. For the purposes of paragraph 2, the set of buildings may be 
covered by one or several insurance or reinsurance contracts.  
Article 133  
Liability risk sub-module  
1. The capital requirement for liability risk shall be equal to the 
following:  
SCR  liability ¼ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  X 
ði;jÞ Corr ðliability ;i;jÞ · SCR ðliability ;iÞ · SCR ðliability ;jÞ s 
where:  
(a) the sum includes all possible combinations of liability risk groups 
(i,j) as set out in Annex XI;  
(b) Corr  (liability,i,j)  denotes the correlation coefficient for liability risk of 
liability risk groups  i and j as set out in Annex XI;  
(c) SCR  (liability,i)  denotes the capital requirement for liability risk of 
liability risk group  i. ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 113
 
2. For all liability risk groups set out in Annex XI the capital 
requirement for liability risk of a particular liability risk group  i shall 
be equal to the loss in basic own funds of insurance and reinsurance 
undertakings that would result from an instantaneous loss of an amount 
that, without deduction of the amounts recoverable from reinsurance 
contracts and special purpose vehicles, is equal to the following:  
L ðliability ;iÞ ¼ f ðliability ;iÞ · P ðliability ;iÞ 
where:  
(a) f (liability,i)  denotes the risk factor for liability risk group  i as set out in 
Annex XI;  
(b) P (liability,i)  denotes the premiums earned by the insurance or 
reinsurance undertaking during the following 12 months in 
relation to insurance and reinsurance obligations in liability risk 
group  i; for this purpose premiums shall be gross, without 
deduction of premiums for reinsurance contracts.  
3. The calculation of the loss in basic own funds referred to in 
paragraph 2 shall be based on the following assumptions:  
(a) the loss of liability risk group  i is caused by  ni claims and the losses 
caused by these claims are representative for the business of the 
insurance or reinsurance undertaking in liability risk group  i and 
sum up to the loss of liability risk group  i; 
(b) the number of claims  n i is equal to the lowest integer that exceeds 
the following amount:  
f ðliability ;iÞ · P ðliability ;iÞ 
1,15 · Lim ði;1Þ 
where:  
(i) f (liability,i)  and P (liability,i)  are defined as in paragraph 2;  
(ii) Lim  (i,1) denotes the largest liability limit of indemnity provided 
by the insurance or reinsurance undertaking in liability risk 
group  i; 
(c) where the insurance or reinsurance undertaking provides unlimited 
cover in liability risk group  i, the number of claims  n i is equal to 
one. ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 114
 
Article 134  
Credit and suretyship risk sub-module  
1. The capital requirement for credit and suretyship risk shall be 
equal to the following:  
SCR  credit ¼ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  
SCR  2 
default þ SCR  2 
recession q 
where:  
(a) SCR  default  is the capital requirement for the risk of a large credit 
default;  
(b) SCR  recession  is the capital requirement for recession risk.  
2. The capital requirement for the risk of a large credit default shall 
be equal to the loss in basic own funds of insurance and reinsurance 
undertakings that would result from an instantaneous default of the two 
largest exposures relating to obligations included in the lines of business 
9 and 21of an insurance or reinsurance undertaking. The calculation of 
the capital requirement shall be based on the assumption that the loss- 
given-default, without deduction of the amounts recoverable from 
reinsurance contracts and special purpose vehicles, of each exposure 
is 10 % of the sum insured in relation to the exposure.  
3. The two largest credit insurance exposures referred to in paragraph 
2 shall be determined based on a comparison of the net loss-given- 
default of the credit insurance exposures, being the loss-given-default 
after deduction of the amounts recoverable from reinsurance contracts 
and special purpose vehicles.  
4. The capital requirement for recession risk shall be equal to the loss 
in basic own funds of insurance and reinsurance undertakings that 
would result from an instantaneous loss of an amount that, without 
deduction of the amounts recoverable from reinsurance contracts and 
special purpose vehicles, is equal to 100 % of the premiums earned by 
the insurance or reinsurance undertaking during the following 12 
months in lines of business 9 and 21.  
Article 135  
Sub-module for other non-life catastrophe risk  
The capital requirement for other non-life catastrophe risk shall be equal 
to the loss in basic own funds of insurance and reinsurance undertakings 
that would result from an instantaneous loss, without deduction of the 
amounts recoverable from reinsurance contracts and special purpose 
vehicles, that is equal to the following amount:  
L other ¼ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃ 
ðc 1 · P 1 þ c 2 · P 2 Þ 2 þ ðc 3 · P 3 Þ 2 þ ðc 4 · P 4 Þ 2 þ ðc 5 · P 5 Þ 2 q ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 115
 
where:  
(a) P 1, P 2, P 3, P 4 and P 5 denote estimates of the gross premium, 
without deduction of the amounts recoverable from reinsurance 
contracts, expected to be earned by the insurance or reinsurance 
undertaking during the following 12 months in relation to the 
groups of insurance and reinsurance obligations 1 to 5 set out in 
Annex XII;  
(b) c 1, c 2, c 3, c 4 and c 5 denote the risk factors for the groups of 
insurance and reinsurance obligations 1 to 5 set out in Annex XII.  
SECTION 3  
Life underwriting risk module  
Article 136  
Correlation coefficients  
1. The life underwriting risk module shall consist of all of the 
following sub-modules:  
(a) the mortality risk sub-module referred to in point (a) of 
subparagraph 2 of Article 105(3) of Directive 2009/138/EC;  
(b) the longevity risk sub-module referred to in point (b) of 
subparagraph 2 of Article 105(3) of Directive 2009/138/EC;  
(c) the disability-morbidity risk sub-module referred to in point (c) of 
subparagraph 2 of Article 105(3) of Directive 2009/138/EC;  
(d) the life-expense risk sub-module referred to in point (d) of 
subparagraph 2 of Article 105(3) of Directive 2009/138/EC;  
(e) the revision risk sub-module referred to in point (e) of subparagraph 
2 of Article 105(3) of Directive 2009/138/EC;  
(f) the lapse risk sub-module referred to in point (f) of subparagraph 2 
of Article 105(3) of Directive 2009/138/EC;  
(g) the life-catastrophe risk sub-module referred to in point (g) of 
subparagraph 2 of Article 105(3) of Directive 2009/138/EC.  
2. The capital requirement for life underwriting risk shall be equal to 
the following:  
SCR  life ¼ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  X  
i;j CorrNL ði;jÞ · SCR  i · SCR  j s 
where:  
(a) the sum covers all possible combinations ( i,j) of the sub-modules set 
out in paragraph 1;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 116
 
(b) CorrNL  (i,j) denotes the correlation parameter for life underwriting 
risk for sub-modules  i and j; 
(c) SCR  i and SCR  j denote the capital requirements for risk sub-module  i 
and j respectively.  
3. The correlation coefficient  Corr  i,j referred to in point 3 of 
Annex IV of Directive 2009/138/EC shall be equal to the item set 
out in row  i and in column  j of the following correlation matrix:  
j 
i Mortality  Longevity  Disability  Life expense  Revision  Lapse  Life catastrophe  
Mortality  1  – 0,25  0,25  0,25  0  0  0,25  
Longevity  – 0,25  1  0  0,25  0,25  0,25  0  
Disability  0,25  0  1  0,5  0  0  0,25  
Life expense  0,25  0,25  0,5  1  0,5  0,5  0,25  
Revision  0  0,25  0  0,5  1  0  0  
Lapse  0  0,25  0  0,5  0  1  0,25  
Life catastrophe  0,25  0  0,25  0,25  0  0,25  1  
Article 137  
Mortality risk sub-module  
1. The capital requirement for mortality risk referred to in 
Article 105(3)(a) of Directive 2009/138/EC shall be equal to the loss 
in basic own funds of insurance and reinsurance undertakings that 
would result from an instantaneous permanent increase of 15 % in the 
mortality rates used for the calculation of technical provisions  
2. The increase in mortality rates referred to in paragraph 1 shall only 
apply to those insurance policies for which an increase in mortality rates 
leads to an increase in technical provisions without the risk margin. The 
identification of insurance policies for which an increase in mortality 
rates leads to an increase in technical provisions without the risk margin 
may be based on the following assumptions:  
(a) multiple insurance policies in respect of the same insured person 
may be treated as if they were one insurance policy;  
(b) where the calculation of technical provisions is based on groups of 
policies as referred to in Article 35, the identification of the policies 
for which technical provisions increase under an increase of 
mortality rates may also be based on those groups of policies 
instead of single policies, provided that it yields a result which is 
not materially different.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 117
 
3. With regard to reinsurance obligations, the identification of the 
policies for which technical provisions increase under an increase of 
mortality rates shall apply to the underlying insurance policies only 
and shall be carried out in accordance with paragraph 2.  
Article 138  
Longevity risk sub-module  
1. The capital requirement for longevity risk referred to in 
Article 105(3)(b) of Directive 2009/138/EC shall be equal to the loss 
in basic own funds of insurance and reinsurance undertakings that 
would result from an instantaneous permanent decrease of 20 % in 
the mortality rates used for the calculation of technical provisions.  
2. The decrease in mortality rates referred to in paragraph 1 shall 
only apply to those insurance policies for which a decrease in mortality 
rates leads to an increase in technical provisions without the risk 
margin. The identification of insurance policies for which a decrease 
in mortality rates leads to an increase in technical provisions without the 
risk margin may be based on the following assumptions:  
(a) multiple insurance policies in respect of the same insured person 
may be treated as if they were one insurance policy;  
(b) where the calculation of technical provisions is based on groups of 
policies as referred to in Article 35, the identification of the policies 
for which technical provisions increase under a decrease of 
mortality rates may also be based on those groups of policies 
instead of single policies, provided that it yields a result which is 
not materially different.  
3. With regard to reinsurance obligations, the identification of the 
policies for which technical provisions increase under a decrease of 
mortality rates shall apply to the underlying insurance policies only 
and shall be carried out in accordance with paragraph 2.  
Article 139  
Disability-morbidity risk sub-module  
The capital requirement for disability-morbidity risk referred to in 
Article 105(3)(c) of Directive 2009/138/EC shall be equal to the loss 
in basic own funds of insurance and reinsurance undertakings that 
would result from the combination of the following instantaneous 
permanent changes:  
(a) an increase of 35 % in the disability and morbidity rates which are 
used in the calculation of technical provisions to reflect the 
disability and morbidity experience in the following 12 months;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 118
 
(b) an increase of 25 % in the disability and morbidity rates which are 
used in the calculation of technical provisions to reflect the 
disability and morbidity experience for all months after the 
following 12 months;  
(c) a decrease of 20 % in the disability and morbidity recovery rates 
used in the calculation of technical provisions in respect of the 
following 12 months and for all years thereafter.  
Article 140  
Life-expense risk sub-module  
The capital requirement for life-expense risk referred to in 
Article 105(3)(d) of Directive 2009/138/EC shall be equal to the loss 
in basic own funds of insurance and reinsurance undertakings that 
would result from the combination of the following instantaneous 
permanent changes:  
(a) an increase of 10 % in the amount of expenses taken into account in 
the calculation of technical provisions;  
(b) an increase of 1 percentage point to the expense inflation rate 
(expressed as a percentage) used for the calculation of technical 
provisions.  
With regard to reinsurance obligations, insurance and reinsurance under ­
takings shall apply those changes to their own expenses and, where 
relevant, to the expenses of the ceding undertakings.  
Article 141  
Revision risk sub-module  
The capital requirement for revision risk referred to in Article 105(3)(e) 
of Directive 2009/138/EC shall be equal to the loss in basic own funds 
of insurance and reinsurance undertakings that would result from an 
instantaneous permanent increase of 3 % in the amount of annuity 
benefits only on annuity insurance and reinsurance obligations where 
the benefits payable under the underlying insurance policies could 
increase as a result of changes in the legal environment or in the 
state of health of the person insured.  
Article 142  
Lapse risk sub-module  
1. The capital requirement for lapse risk referred to in 
Article 105(3)(f) of Directive 2009/138/EC shall be equal to the 
largest of the following capital requirements:  
(a) the capital requirement for the risk of a permanent increase in lapse 
rates;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 119
 
(b) the capital requirement for the risk of a permanent decrease in lapse 
rates;  
(c) the capital requirement for mass lapse risk.  
2. The capital requirement for the risk of a permanent increase in 
lapse rates shall be equal to the loss in basic own funds of insurance 
and reinsurance undertakings that would result from an instantaneous 
permanent increase of 50 % in the option exercise rates of the relevant 
options set out in paragraphs 4 and 5. Nevertheless, the increased option 
exercise rates shall not exceed 100 % and the increase in option exercise 
rates shall only apply to those relevant options for which the exercise of 
the option would result in an increase of technical provisions without 
the risk margin.  
3. The capital requirement for the risk of a permanent decrease in 
lapse rates shall be equal to the loss in basic own funds of insurance 
and reinsurance undertakings that would result from an instantaneous 
permanent decrease of 50 % in the option exercise rates of the relevant 
options set out in paragraph 4 and 5. Nevertheless, the decrease in 
option exercise rates shall not exceed 20 percentage points and the 
decrease in option exercise rates shall only apply to those relevant 
options for which the exercise of the option would result in a 
decrease of technical provisions without the risk margin.  
4. The relevant options for the purposes of paragraphs 2 and 3 shall 
be the following:  
(a) all legal or contractual policyholder rights to fully or partly 
terminate, surrender, decrease, restrict or suspend insurance cover 
or permit the insurance policy to lapse;  
(b) all legal or contractual policyholder rights to fully or partially 
establish, renew, increase, extend or resume the insurance or 
reinsurance cover.  
For the purposes of point (b), the change in the option exercise rate 
referred to in paragraphs 2 and 3 shall be applied to the rate reflecting 
that the relevant option is not exercised.  
5. In relation to reinsurance contracts the relevant options for the 
purposes of paragraph 2 and 3 shall be the following:  
(a) the rights referred to in paragraph 4 of the policy holders of the 
reinsurance contracts;  
(b) the rights referred to in paragraph 4 of the policy holders of the 
insurance contracts underlying the reinsurance contracts;  
(c) where the reinsurance contracts covers insurance or reinsurance 
contracts that will be written in the future, the right of the 
potential policy holders not to conclude those insurance or 
reinsurance contracts.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 120
 
6. The capital requirement for mass lapse risk shall be equal to the 
loss in basic own funds of insurance and reinsurance undertakings that 
would result from a combination of the following instantaneous events:  
(a) the discontinuance of 70 % of the insurance policies falling within 
the scope of operations referred to with Article 2(3)(b)(iii) and (iv) 
of Directive 2009/138/EC, for which discontinuance would result in 
an increase of technical provisions without the risk margin and 
where one of the following conditions are met:  
(i) the policyholder is not a natural person and discontinuance of 
the policy is not subject to approval by the beneficiaries of the 
pension fund;  
(ii) the policyholder is a natural person acting for the benefit of the 
beneficiaries of the policy, except where there is a family rela ­
tionship between that natural person and the beneficiaries, or 
where the policy is effected for private estate planning or 
inheritance purposes and the number of beneficiaries under 
the policy does not exceed 20;  
(b) the discontinuance of 40 % of the insurance policies other than 
those falling within point (a) for which discontinuance would 
result in an increase of technical provisions without the risk margin;  
(c) where reinsurance contracts cover insurance or reinsurance contracts 
that will be written in the future, the decrease of 40 % of the 
number of those future insurance or reinsurance contracts used in 
the calculation of technical provisions.  
The events referred to in the first subparagraph shall apply uniformly to 
all insurance and reinsurance contracts concerned. In relation to 
reinsurance contracts, the event referred to in point (a) shall apply to 
the underlying insurance contracts.  
For the purposes of determining the loss in basic own funds of the 
insurance or reinsurance undertaking under the events referred to in 
points (a) and (b) the undertaking shall base the calculation on the 
type of discontinuance which most negatively affects the basic own 
funds of the undertaking on a per policy basis.  
7. Where the largest of the capital requirements referred to in points 
(a), (b) and (c) of paragraph 1 of this Article and the largest of the 
corresponding capital requirements calculated in accordance with 
Article 206(2) of this Regulation are not based on the same scenario, 
the capital requirement for lapse risk referred to in Article 105(3)(f) of 
Directive 2009/138/EC shall be the capital requirement referred to in 
points (a), (b) and (c) of paragraph 1 of this Article for which the 
underlying scenario results in the largest corresponding capital 
requirement calculated in accordance with Article 206(2) of this Regu ­
lations.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 121
 
Article 143  
Life-catastrophe risk sub-module  
1. The capital requirement for life-catastrophe risk referred to in 
Article 105(3)(g) of Directive 2009/138/EC shall be equal to the loss 
in basic own funds of insurance and reinsurance undertakings that 
would result from an instantaneous increase of 0.15 percentage points 
to the mortality rates (expressed as percentages) which are used in the 
calculation of technical provisions to reflect the mortality experience in 
the following 12 months.  
2. The increase in mortality rates referred to in paragraph 1 shall only 
apply to those insurance policies for which an increase in mortality rates 
which are used to reflect the mortality experience in the following 12 
months leads to an increase in technical provisions. The identification of 
insurance policies for which an increase in mortality rates leads to an 
increase in technical provisions without the risk margin may be based 
on the following assumptions:  
(a) multiple insurance policies in respect of the same insured person 
may be treated as if they were one insurance policy;  
(b) where the calculation of technical provisions is based on groups of 
policies as referred to in Article 35, the identification of the policies 
for which technical provisions increase under an increase of 
mortality rates may also be based on those groups of policies 
instead of single policies, provided that it yields a result which is 
not materially different.  
3. With regard to reinsurance policies, the identification of the 
policies for which technical provisions increase under an increase of 
mortality rates shall apply to the underlying insurance policies only 
and shall be carried out in accordance with paragraph 2.  
SECTION 4  
Health underwriting risk module  
Article 144  
Health underwriting risk module  
1. The health underwriting risk module shall consist of all of the 
following sub-modules:  
(a) the NSLT health insurance underwriting risk sub-module;  
(b) the SLT health insurance underwriting risk sub-module;  
(c) the health catastrophe risk sub-module.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 122
 
2. The capital requirement for health underwriting risk shall be equal 
to the following:  
SCR  health ¼ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  X  
i;j CorrH ði;jÞ · SCR  i · SCR  j s 
where:  
(a) the sum covers all possible combinations ( i,j) of the sub-modules set 
out in paragraph 1;  
(b) CorrH  (i,j) denotes the correlation parameter for health underwriting 
risk for sub-modules  i and j; 
(c) SCR  i and SCR  j denote the capital requirements for risk sub-module  i 
and j respectively.  
3. The correlation coefficient  CorrH  (i,j) referred to in paragraph 2 
denotes the item set out in row  i and in column  j of the following 
correlation matrix:  
j 
i NSLT health 
underwriting  SLT health 
underwriting  Health catastrophe  
NSLT health underwriting  1  0,5  0,25  
SLT health underwriting  0,5  1  0,25  
Health catastrophe  0,25  0,25  1  
4. Insurance and reinsurance undertakings shall apply:  
(a) the NSLT health underwriting risk sub-module to health insurance 
and reinsurance obligations included in lines of business 1, 2, 3, 13, 
14, 15 and 25 as set out in Annex I;  
(b) the SLT health underwriting risk sub-module to health insurance 
and reinsurance obligations included in lines of business 29, 33 
and 35 as set out in Annex I;  
(c) the health catastrophe risk sub-module to health insurance and 
reinsurance obligations.  
Article 145  
NSLT health underwriting risk sub-module  
1. The NSLT health underwriting risk sub-module shall consist of the 
following sub- modules:  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 123
 
(a) the NSLT health premium and reserve risk sub-module;  
(b) the NSLT health lapse risk sub-module.  
2. The capital requirement for NSLT health underwriting risk shall 
be equal to the following:  
SCR  NSLTh ¼ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  
SCR  2 
ðNSLTh ;prÞ þ SCR  2 
ðNSLTh ;lapseÞ q 
where:  
(a) SCR  (NSLTh,pr)  denotes the capital requirement for NSLT health 
premium and reserve risk;  
(b) SCR  (NSLTh,lapse)  denotes the capital requirement for NSLT health 
lapse risk.  
Article 146  
NSLT health premium and reserve risk sub-module  
The capital requirement for NSLT health premium and reserve risk shall 
be equal to the following:  
SCR ðNSLT ;prÞ ¼ 3 · σ NSLTh  · V NSLTh  
where:  
(a) σ NSLTh  denotes the standard deviation for NSLT health premium and 
reserve risk determined in accordance with Article 148;  
(b) V NSLTh  denotes the volume measure for NSLT health premium and 
reserve risk determined in accordance with Article 147.  
Article 147  
Volume measure for NSLT health premium and reserve risk  
1. The volume measure for NSLT health premium and reserve risk 
shall be equal to the sum of the volume measures for premium and 
reserve risk of the segments set out in Annex XIV.  
2. For all segments set out in Annex XIV, the volume measure of a 
particular segment  s shall be equal to the following:  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 124
 
V s ¼ ðV ðprem ;sÞ þ V ðres;sÞ Þ · ð0,75 þ 0,25 · DIV  s Þ 
where:  
(a) V (prem,s)  denotes the volume measure for premium risk of segment  s; 
(b) V (res,s)  denotes the volume measure for reserve risk of segment  s; 
(c) DIV  s denotes the factor for geographical diversification of segment  
s. 
3. For all segments set out in Annex XIV, the volume measure for 
premium risk of a particular segment  s shall be equal to the following:  
V ðprem ;sÞ ¼ maxðP s ; P ðlast;sÞ Þ þ FP ðexisting ;sÞ þ FP ðfuture ;sÞ 
where:  
(a) P s denotes an estimate of the premiums to be earned by the 
insurance or reinsurance undertaking in the segment  s during the 
following 12 months;  
(b) P (last,s)  denotes the premiums earned by the insurance and 
reinsurance undertaking in the segment  s during the last 12 months;  
(c) FP  (existing,s)  denotes the expected present value of premiums to be 
earned by the insurance and reinsurance undertaking in the segment  
s after the following 12 months for existing contracts;  
(d) FP  (future,s)  denotes the expected present value of premiums to be 
earned by the insurance and reinsurance undertaking in the segment  
s for contracts where the initial recognition date falls in the 
following 12 months but excluding the premiums to be earned 
during the 12 months after the initial recognition date.  
4. For all segments set out in Annex XIV, insurance and reinsurance 
undertakings may, as an alternative to the calculation set out in 
paragraph 3, choose to calculate the volume measure for premium 
risk of a particular segment  s in accordance with the following formula:  
V ðprem ;sÞ ¼ P s þ FP ðexisting ;sÞ þ FP ðfuture ;sÞ 
provided that all of the following conditions are met:  
(a) the administrative, management or supervisory body of the 
insurance or reinsurance undertaking has decided that its earned 
premiums in the segment  s during the following 12 months will 
not exceed  P s ; 
(b) the insurance or reinsurance undertaking has established effective 
control mechanisms to ensure that the limits on earned premiums 
referred to in point (a) will be met;  
(c) the insurance or reinsurance undertaking has informed its super ­
visory authority about the decision referred to in point (a) and the 
reasons for it.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 125
 
For the purposes of this paragraph, the terms  P s , FP  (existing,s)  and 
FP (future,s)  shall be denoted in accordance with points (a), (c) and (d) 
of paragraph 3.  
5. For the purposes of the calculations set out in paragraphs 3 and 4, 
premiums shall be net, after deduction of premiums for reinsurance 
contracts. The following premiums for reinsurance contracts shall not 
be deducted:  
(a) premiums in relation to non-insurance events or settled insurance 
claims that are not accounted for in the cash-flows referred to in 
Article 41(3);  
(b) premiums for reinsurance contracts that do not comply with Articles 
209, 210, 211 and 213.  
6. For all segments set out in Annex XIV, the volume measure for 
reserve risk of a particular segment shall be equal to the best estimate 
for the provision for claims outstanding for the segment, after deduction 
of the amounts recoverable from reinsurance contracts and special 
purpose vehicles, provided that the reinsurance contracts or special 
purpose vehicles comply with Articles 209, 210, 211 and 213. The 
volume measure shall not be a negative amount.  
7. For all segments set out in Annex XIV, the default factor for 
geographical diversification shall be either equal to 1 or calculated in 
accordance with Annex III.  
Article 148  
Standard deviation for NSLT health premium and reserve risk  
1. The standard deviation for NSLT health premium and reserve risk 
shall be equal to the following:  
σ NSLTh ¼ 1 
V NSLTh  · ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  X  
s;t CorrHS ðs;tÞ · σ s · V s · σ t · V t s 
where:  
(a) V NSLTh  denotes the volume measure for NSLT health premium and 
reserve risk;  
(b) the sum covers all possible combinations ( s,t) of the segments set 
out in Annex XIV;  
(c) CorrHS  (s,t) denotes the correlation coefficient for NSLT health 
premium and reserve risk for segment  s and segment  t set out in 
Annex XV;  
(d) σ s and σ t denote standard deviations for NSLT health premium and 
reserve risk of segments  s and t respectively;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 126
 
(e) V s and V t denote volume measures for premium and reserve risk of 
segments  s and t, referred to in Annex XIV, respectively.  
2. For all segments set out in Annex XIV, the standard deviation for 
NSLT health premium and reserve risk of a particular segment  s shall 
be equal to the following:  
σ s ¼ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  
σ 2 
ðprem ;sÞ · V 2 
ðprem ;sÞ þ σ ðprem ;sÞ · V ðprem ;sÞ · σ ðres;sÞ · V ðres;sÞ þ σ 2 
ðres;sÞ · V 2 
ðres;sÞ q 
V ðprem ;sÞ þ V ðres;sÞ 
where:  
(a) σ (prem,s)  denotes the standard deviation for NSLT health premium 
risk of segment  s determined in accordance with paragraph 3;  
(b) σ (res,s)  denotes the standard deviation for NSLT health reserve risk 
of segment  s as set out in Annex XIV;  
(c) V (prem,s)  denotes the volume measure for premium risk of segment  s 
referred to in Article 147;  
(d) V (res,s)  denotes the volume measure for reserve risk of segment  s 
referred to in Article 147.  
3. For all segments set out in Annex XIV, the standard deviation for 
NSLT health premium risk of a particular segment shall be equal to the 
product of the standard deviation for NSLT health gross premium risk 
of the segment set out in Annex XIV and the adjustment factor for non- 
proportional reinsurance. For all segments set out in Annex XIV the 
adjustment factor for non-proportional reinsurance shall be equal to 
100 %.  
Article 149  
Health risk equalisation systems  
1. For the purposes of Article 109a(4) of Directive 2009/138/EC, 
health insurance obligations subject to the health risk equalisation 
systems (‘HRES’) shall be identified, managed and organised separately 
from the other activities of the insurance undertakings, without any 
possibility of transfer to health insurance obligations that are not 
subject to HRES.  
2. The standard deviations for NSLT health premium and reserve risk 
of segments 1, 2 and 3 in Annex XIV for business that is subject to a 
HRES shall meet all of the following requirements:  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 127
 
(a) the standard deviations are determined separately for each of the 
segments 1, 2 and 3, as set out in Annex XIV, and separately for 
premium and reserve risk;  
(b) for each of the segments set out in Annex XIV, the standard 
deviation for premium risk is the lower of the following amounts:  
(i) the standard deviation for NSLT health premium risk of that 
segment set out in Annex XIV;  
(ii) the higher of the following amounts:  
A. a third of the standard deviation for NSLT health premium 
risk of that segment set out in Annex XIV;  
B. an estimate of the representative standard deviation of an 
insurance undertaking's combined ratio, being the ratio of 
the following annual amounts:  
— the sum of the payments, including the relating 
expenses, and technical provisions set up for claims 
incurred during the year for the business subject to the 
HRES, including any changes due to the HRES;  
— the earned premium of the year for the business subject 
to the HRES;  
(c) for each of the segments set out in Annex XIV, the standard 
deviation for reserve risk is the lower of the following amounts:  
(i) the standard deviation for NSLT health reserve risk of that 
segment set out in Annex XIV;  
(ii) the higher of the following amounts;  
A. a third of the standard deviation for NSLT health reserve 
risk of that segment set out in Annex XIV:  
B. an estimate of the representative standard deviation of an 
insurance undertaking's run-off ratio, being the ratio of the 
following annual amounts:  
— the sum of the best estimate provision at the end of the 
year for claims that were outstanding at the beginning of 
the year and any claims and expense payments made 
during the year for claims that were outstanding at the 
beginning of the year: both amounts include any 
amendments due to the HRES;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 128
 
— the best estimate provision at the beginning of the year 
for claims outstanding of the business subject to the 
HRES, including any amendments due to the HRES;  
(d) the determination of the standard deviation is based on adequate, 
applicable and relevant actuarial and statistical techniques;  
(e) the determination of the standard deviation is based on complete, 
accurate and appropriate data that is directly relevant for the 
business subject to the HRES and reflects the average degree of 
diversification at the level of insurance undertakings;  
(f) the determination of the standard deviation is based on current and 
credible information and realistic assumptions;  
(g) the determination of the standard deviation also takes into account 
any risks which are not mitigated by the HRES, in particular the 
risk referred to in Article 105(4)(a) of Directive 2009/138/EC and 
risks which are not reflected in the health catastrophe risk sub- 
module and that could affect a larger number of insurance under ­
takings subject to the HRES at the same time;  
(h) the methodology for the calculation of the standard deviation and 
the calculation of the standard deviation is publicly available.  
3. Where the implementing act adopted pursuant to Article 109a(4) 
of Directive 2009/138/EC determine a standard deviation for NSLT 
health insurance premium risk for business subject to a HRES that 
meet the requirements set out in paragraph 2 of this Article, insurance 
undertakings shall use this standard deviation instead of the standard 
deviation for NSLT health premium risk of the segment set out in 
Annex XIV of this Regulation for the calculation of the standard 
deviation for NSLT health premium and reserve risk referred to in 
Article 148(1) of this Regulation.  
Where only a part of an insurance undertaking's business in a segment  s 
is subject to the HRES, the undertaking shall use a standard deviation 
for NSLT health premium risk of the segment in the calculation of the 
standard deviation for NSLT health premium and reserve risk referred to 
in Article 148(1) that is equal to the following:  
σ′ ðprem ;sÞ ¼ σ ðprem ;sÞ · V ðprem ;s;nHRESÞ þ σ ðprem ;s;HRESÞ · V ðprem ;s;HRESÞ 
V ðprem ;s;nHRESÞ þ V ðprem ;s;HRESÞ 
where:  
(a) σ (prem,s)  denotes the standard deviation for NSLT health premium 
risk segment  s set out in Annex XIV;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 129
 
(b) V (prem,s,nHRES)  denotes the volume measure for NSLT health 
premium risk of the business in segment  s that is not subject to 
the HRES;  
(c) σ (prem,s,HRES)  denotes the standard deviation for NSLT health 
premium risk of segment  s for business subject to the HRES 
calculated in accordance with paragraph 2;  
(d) V (prem,s,HRES)  denotes the volume measure for NSLT health premium 
risk of business in segment  s that is subject to the HRES.  
V (prem,s,HRES)  and V (prem,s,nHRES)  shall be calculated in the same way as 
the volume measure for NSLT health premium risk of segment  s 
referred to in Article 147, but  V (prem,s,HRES)  shall only take into 
account the insurance and reinsurance obligations subject to HRES 
and V (prem,s,nHRES)  shall only take into account the insurance and 
reinsurance obligations not subject to the HRES.  
4. Where the implementing act adopted pursuant to Article 109a(4) 
of Directive 2009/138/EC determine a standard deviation for NSLT 
health insurance reserve risk for business subject to a HRES that 
fulfill the requirements set out in paragraph 2 of this Article, 
insurance undertakings shall use this standard deviation instead of the 
standard deviation for NSLT health reserve risk of the segment set out 
in Annex XIV of this Regulation for the calculation of the standard 
deviation for NSLT health premium and reserve risk referred to in 
Article 148(1) of this Regulation.  
Where only a part of an insurance undertaking's business in a segment  s 
is subject to the HRES, the undertaking shall use a standard deviation 
for NSLT health premium risk of the segment in the calculation of the 
standard deviation for NSLT health premium and reserve risk referred to 
in Article 148(1) that is equal to the following:  
σ′ ðres;sÞ ¼ σ ðres;sÞ · V ðres;s;nHRESÞ þ σ ðres;s;HRESÞ · V ðres;s;HRESÞ 
V ðres;s;nHRESÞ þ V ðres;s;HRESÞ 
where:  
(a) σ (res,s)  denotes the standard deviation for NSLT health reserve risk 
segment  s as set out in Annex XIV;  
(b) V (res,s,nHRES)  denotes the volume measure for NSLT health reserve 
risk of the business in segment  s that is not subject to the HRES;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 130
 
(c) σ (res,s,HRES)  denotes the standard deviation for NSLT health reserve 
risk of segment  s for business subject to the HRES calculated in 
accordance with paragraph 2;  
(d) V (res,s,HRES)  denotes the volume measure for NSLT health reserve 
risk of business in segment  s that is subject to the HRES.  
V (res,s,nHRES)  and V (res,s,HRES)  shall be calculated in the same way as the 
volume measure for NSLT health reserve risk of segment  s referred to 
in Article 147, but  V (res,s,HRES)  shall only take into account the insurance 
and reinsurance obligations subject to the HRES and  V (res,s,nHRES)  shall 
only take into account the insurance and reinsurance obligations not 
subject to the HRES.  
5. Insurance and reinsurance undertakings may replace the standard 
deviations for NSLT health premium and reserve risk for business 
subject to a HRES with parameters specific to the insurance and 
reinsurance undertaking in accordance with Article 104(7) of 
Directive 2009/138/EC. Supervisory authorities may require insurance 
and reinsurance undertakings to replace those standard deviations with 
parameters specific to the undertaking in accordance with Article 110 of 
that Directive 2009/138/EC.  
Article 150  
NSLT health lapse risk sub-module  
1. The capital requirement for NSLT health lapse risk referred to in 
Article 145(1)(b) shall be equal to the loss in basic own funds of 
insurance and reinsurance undertakings that would result from the 
combination of the following instantaneous events:  
(a) the discontinuance of 40 % of the insurance policies for which 
discontinuance would result in an increase of technical provisions 
without the risk margin;  
(b) where reinsurance contracts cover insurance or reinsurance contracts 
that will be written in the future, the decrease of 40 % of the 
number of those future insurance or reinsurance contracts used in 
the calculation of technical provisions.  
2. The events referred to in paragraph 1 shall apply uniformly to all 
insurance and reinsurance contracts concerned. In relation to reinsurance 
contracts the event referred to in point (a) of paragraph 1 shall apply to 
the underlying insurance contracts.  
3. For the purposes of determining the loss in basic own funds of the 
insurance or reinsurance undertaking under the event referred to in point 
(a) of paragraph 1, the undertaking shall base the calculation on the type 
of discontinuance which most negatively affects the basic own funds of 
the undertaking on a per policy basis.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 131
 
Article 151  
SLT health underwriting risk sub-module  
1. The SLT health underwriting risk module shall consist of all of the 
following sub-modules:  
(a) the health mortality risk sub-module;  
(b) the health longevity risk sub-module;  
(c) the health disability-morbidity risk sub-module;  
(d) the health expense risk sub-module;  
(e) the health revision risk sub-module;  
(f) the SLT health lapse risk sub-module.  
2. The capital requirement for SLT health underwriting risk shall be 
equal to the following:  
SCR  SLTh ¼ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ X  
i;j CorrSLTH ði;jÞ · SCR  i · SCR  j s 
where:  
(a) the sum denotes all possible combinations ( i,j) of the sub-modules 
set out in paragraph 1;  
(b) CorrSLTH  (i,j) denotes the correlation parameter for SLT health 
underwriting risk for sub-modules  i and j; 
(c) SCR  i and SCR  j denote the capital requirements for risk sub-module  i 
and j respectively.  
3. The correlation coefficient  CorrSLTH  (i,j) referred to in paragraph 2 
shall be equal to the item set out in row  i and in column  j of the 
following correlation matrix:  
j 
i Health 
mortality  Health 
longevity  Health 
disability- 
morbidity  Health 
expense  Health 
revision  SLT health lapse  
Health mortality  1  – 0,25  0,25  0,25  0  0  
Health longevity  – 0,25  1  0  0,25  0,25  0,25  
Health disability-morbidity  0,25  0  1  0,5  0  0  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 132
 
j 
i Health 
mortality  Health 
longevity  Health 
disability- 
morbidity  Health 
expense  Health 
revision  SLT health lapse  
Health expense  0,25  0,25  0,5  1  0,5  0,5  
Health revision  0  0,25  0  0,5  1  0  
SLT health lapse  0  0,25  0  0,5  0  1  
Article 152  
Health mortality risk sub-module  
1. The capital requirement for health mortality risk shall be equal to 
the loss in basic own funds of insurance and reinsurance undertakings 
that would result from an instantaneous permanent increase of 15 % in 
the mortality rates used for the calculation of technical provisions.  
2. The increase in mortality rates referred to in paragraph 1 shall only 
apply to those insurance policies for which an increase in mortality rates 
leads to an increase in technical provisions without the risk margin. The 
identification of insurance policies for which an increase in mortality 
rates leads to an increase in technical provisions without the risk margin 
may be based on the following:  
(a) multiple insurance policies in respect of the same insured person 
may be treated as if they were one insurance policy;  
(b) where the calculation of technical provisions is based on groups of 
policies as referred to in Article 35, the identification of the policies 
for which technical provisions increase under an increase of 
mortality rates may also be based on those groups of policies 
instead of single policies, provided that it yields a result which is 
not materially different.  
3. With regard to reinsurance obligations, the identification of the 
policies for which technical provisions increase under an increase of 
mortality rates shall apply to the underlying insurance policies only 
and shall be carried out in accordance with paragraph 2.  
Article 153  
Health longevity risk sub-module  
1. The capital requirement for health longevity risk shall be equal to 
the loss in basic own funds of insurance and reinsurance undertakings 
that would result from an instantaneous permanent decrease of 20 % in 
the mortality rates used for the calculation of technical provisions.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 133
 
2. The decrease in mortality rates referred to in paragraph 1 shall 
only apply to those insurance policies for which a decrease in mortality 
rates leads to an increase in technical provisions without the risk 
margin. The identification of insurance policies for which a decrease 
in mortality rates leads to an increase in technical provisions without the 
risk margin may be based on the following assumptions:  
(a) multiple insurance policies in respect of the same insured person 
may be treated as if they were one insurance policy;  
(b) where the calculation of technical provisions is based on groups of 
policies as referred to in Article 35, the identification of the policies 
for which technical provisions increase under an decrease of 
mortality rates may also be based on those groups of policies 
instead of single policies, provided that it yields a result which is 
not materially different.  
3. With regard to reinsurance obligations, the identification of the 
policies for which technical provisions increase under an decrease of 
mortality rates shall apply only to the underlying insurance policies and 
shall be carried out in accordance with paragraph 2.  
Article 154  
Health disability-morbidity risk sub-module  
1. The capital requirement for health disability-morbidity risk shall 
be equal to the sum of the following:  
(a) the capital requirement for medical expense disability-morbidity 
risk; 
(b) the capital requirement for income protection disability-morbidity 
risk. 
2. Insurance and reinsurance undertakings shall apply:  
(a) the scenarios underlying the calculation of the capital requirement 
for medical expense disability-morbidity risk only to medical 
expense insurance and reinsurance obligations where the underlying 
business is pursued on a similar technical basis to that of life 
insurance;  
(b) the scenarios underlying the calculation of the capital requirement 
for income protection disability-morbidity risk only to income 
protection insurance and reinsurance obligations where the 
underlying business is pursued on a similar technical basis to that 
of life insurance.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 134
 
Article 155  
Capital requirement for medical expense disability-morbidity risk  
1. The capital requirement for medical expense disability-morbidity 
risk shall be equal to the larger of the following capital requirements:  
(a) the capital requirement for the increase of medical payments;  
(b) the capital requirement for the decrease of medical payments.  
2. The capital requirement for the increase of medical payments shall 
be equal to the loss in basic own funds of insurance and reinsurance 
undertakings that would result from the following combination of 
instantaneous permanent changes:  
(a) an increase of 5 % in the amount of medical payments taken into 
account in the calculation of technical provisions;  
(b) an increase by 1 percentage point to the inflation rate of medical 
payments (expressed as a percentage) used for the calculation of 
technical provisions.  
3. The capital requirement for the decrease of medical payments shall 
be equal to the loss in basic own funds of insurance and reinsurance 
undertakings that would result from the following combination of 
instantaneous permanent changes:  
(a) a decrease of 5 % in the amount of medical payments taken into 
account in the calculation of technical provisions;  
(b) a decrease by 1 percentage point from the inflation rate of medical 
payments (expressed as a percentage) used for the calculation of 
technical provisions.  
Article 156  
Capital requirement for income protection disability-morbidity risk  
The capital requirement for income protection disability-morbidity risk 
shall be equal to the loss in basic own funds of insurance and 
reinsurance undertakings that would result from the following 
combination of instantaneous permanent changes:  
(a) an increase of 35 % in the disability and morbidity rates which are 
used in the calculation of technical provisions to reflect the 
disability and morbidity in the following 12 months;  
(b) an increase of 25 % in the disability and morbidity rates which are 
used in the calculation of technical provisions to reflect the 
disability and morbidity in the years after the following 12 months;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 135
 
(c) where the disability and morbidity recovery rates used in the calcu ­
lation of technical provisions are lower than 50 %, a decrease of 
20 % in those rates;  
(d) where the disability and morbidity persistency rates used in the 
calculation of technical provisions are equal or lower than 50 %, 
an increase of 20 % in those rates.  
Article 157  
Health expense risk sub-module  
The capital requirement for health expense risk shall be equal to the loss 
in basic own funds of insurance and reinsurance undertakings that 
would result from the following combination of instantaneous 
permanent changes:  
(a) an increase of 10 % in the amount of expenses taken into account in 
the calculation of technical provisions;  
(b) an increase by 1 percentage point to the expense inflation rate 
(expressed as a percentage) used for the calculation of technical 
provisions.  
With regard to reinsurance obligations, insurance and reinsurance under ­
takings shall apply those changes to their own expenses and, where 
relevant, to the expenses of the ceding undertakings.  
Article 158  
Health revision risk sub-module  
The capital requirement for health revision risk shall be equal to the loss 
in basic own funds of insurance and reinsurance undertakings that 
would result from an instantaneous permanent increase of 4 % in the 
amount of annuity benefits, only on annuity insurance and reinsurance 
obligations where the benefits payable under the underlying insurance 
policies could increase as a result of changes in inflation, the legal 
environment or the state of health of the person insured.  
Article 159  
SLT health lapse risk sub-module  
1. The capital requirement for SLT health lapse risk referred to in 
Article 151(1)(f) shall be equal to the largest of the following capital 
requirements:  
(a) capital requirement for the risk of a permanent increase in SLT 
health lapse rates;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 136
 
(b) capital requirement for the risk of a permanent decrease in SLT 
health lapse rates;  
(c) capital requirement for SLT health mass lapse risk.  
2. The capital requirement for the risk of a permanent increase in 
SLT health lapse rates shall be equal to the loss in basic own funds of 
insurance and reinsurance undertakings that would result from an instan ­
taneous permanent increase of 50 % in the exercise rates of the relevant 
options set out in paragraph 4 and 5. Nevertheless, the increased option 
exercise rates shall not exceed 100 % and the increase in option exercise 
rates shall only apply to those relevant options for which the exercise 
would result in an increase of technical provisions without the risk 
margin.  
3. The capital requirement for the risk of a permanent decrease in 
SLT health lapse rates shall be equal to the loss in basic own funds of 
insurance and reinsurance undertakings that would result from an instan ­
taneous permanent decrease of 50 % in the option exercise rates of the 
relevant options set out in paragraph 4 and 5. Nevertheless, the decrease 
in option exercise rates shall not exceed 20 percentage points and the 
decrease in option exercise rates shall only apply to those relevant 
options for which the exercise would result in a decrease of technical 
provisions without the risk margin.  
4. The relevant options for the purposes of paragraphs 2 and 3 shall 
be the following:  
(a) all legal or contractual policyholder rights to fully or partly 
terminate, surrender, decrease, restrict or suspend the insurance or 
reinsurance cover or permit the insurance policy to lapse;  
(b) all legal or contractual policyholder rights to fully or partially 
establish, renew, increase, extend or resume the insurance or 
reinsurance cover.  
For the purposes of point (b), the change in the option exercise rate 
referred to in paragraphs 2 and 3 should be applied to the rate reflecting 
that the relevant option is not exercised.  
5. In relation to reinsurance contracts, the relevant options for the 
purposes of paragraphs 2 and 3 shall be the following:  
(a) the rights referred to in paragraph 4 of the policy holders of the 
reinsurance contracts;  
(b) the rights set out in paragraph 4 of the policy holders of the 
insurance contracts underlying the reinsurance contracts;  
(c) where reinsurance contracts cover insurance or reinsurance contracts 
that will be written in the future, the right of the potential policy 
holders not to conclude those insurance or reinsurance contracts.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 137
 
6. The capital requirement for SLT health mass lapse risk shall be 
equal to the loss in basic own funds of insurance and reinsurance 
undertakings that would result from a combination of the following 
instantaneous events:  
(a) the discontinuance of 40 % of the insurance policies for which 
discontinuance would result in an increase of technical provisions 
without the risk margin;  
(b) where reinsurance contract covers insurance or reinsurance contracts 
that will be written in the future, the decrease of 40 % of the 
number of those future insurance or reinsurance contracts used in 
the calculation of the technical provisions.  
The events referred to in the first subparagraph shall apply uniformly to 
all insurance and reinsurance contracts concerned. In relation to 
reinsurance contracts the event referred to in point (a) shall apply to 
the underlying insurance contracts.  
For the purposes of determining the loss in basic own funds of the 
insurance or reinsurance undertaking under the event referred to in 
point (a), the undertaking shall base the calculation on the type of 
discontinuance which most negatively affects the basic own funds of 
the undertaking on a per policy basis.  
7. Where the largest of the capital requirements referred to in points 
(a) (b), and (c) of paragraph 1 of this Article and the largest of the 
corresponding capital requirements calculated in accordance with 
Article 206(2) of this Regulation are not based on the same scenario, 
the capital requirement for lapse risk referred to in Article 105(3)(f) of 
Directive 2009/138/EC shall be the capital requirement referred to in 
points (a), (b) or (c) of paragraph 1 of this Article for which the 
underlying scenario results in the largest corresponding capital 
requirement calculated in accordance with Article 206(2) of this Regu ­
lation.  
Article 160  
Health catastrophe risk sub-module  
1. The capital requirement for the health catastrophe risk sub-module 
shall be equal to the following:  
SCR  healthCAT ¼ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  
SCR  2 ma þ SCR  2 ac þ SCR  2 p q 
where:  
(a) SCR  ma denotes the capital requirement of the mass accident risk 
sub-module;  
(b) SCR  ac denotes the capital requirement of the accident concentration 
risk sub-module;  
(c) SCR  p denotes the capital requirement of the pandemic risk sub- 
module.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 138
 
2. Insurance and reinsurance undertakings shall apply:  
(a) the mass accident risk sub-module to health insurance and 
reinsurance obligations other than workers' compensation 
insurance and reinsurance obligations;  
(b) the accident concentration risk sub-module to workers' compen ­
sation insurance and reinsurance obligations and to group income 
protection insurance and reinsurance obligations;  
(c) the pandemic risk sub-module to health insurance and reinsurance 
obligations other than workers' compensation insurance and 
reinsurance obligations.  
Article 161  
Mass accident risk sub-module  
1. The capital requirement for the mass accident risk sub-module 
shall be equal to the following:  
SCR  ma ¼ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ X  
s SCR  2 
ðma;sÞ r 
where:  
(a) the sum includes all countries set out in Annex XVI;  
(b) SCR  (ma,s)  denotes the capital requirement for mass accident risk of 
country  s. 
2. For all countries set out in Annex XVI, the capital requirement for 
mass accident risk of a particular country  s shall be equal to the loss in 
basic own funds of insurance and reinsurance undertakings that would 
result from an instantaneous loss of an amount that, without deduction 
of the amounts recoverable from reinsurance contracts and special 
purpose vehicles is calculated as follows:  
L ðma;sÞ ¼ r s · X  
e x e · E ðe;sÞ 
where:  
(a) r s denotes the ratio of persons affected by the mass accident in 
country  s as set out in Annex XVI;  
(b) the sum includes the event types  e set out in Annex XVI;  
(c) x e denotes the ratio of persons who will receive benefits of event 
type e as a result of the accident as set out in Annex XVI;  
(d) E (e,s) denotes the total value of benefits payable by insurance and 
reinsurance undertakings for event type  e in country  s. ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 139
 
3. For all event types set out in Annex XVI and all countries set out 
in Annex XVI, the sum insured of an insurance or reinsurance under ­
taking for a particular event type  e in a particular country  s shall be 
equal to the following:  
E ðe;sÞ ¼ X  
i SI ðe;iÞ 
where:  
(a) the sum includes all insured persons  i of the insurance or 
reinsurance undertaking who are insured against event type  e and 
are inhabitants of country  s; 
(b) SI (e,i) denotes the value of the benefits payable by the insurance or 
reinsurance undertaking for the insured person  i in case of event 
type e. 
The value of the benefits shall be the sum insured or where the 
insurance contract provides for recurring benefit payments the best 
estimate of the benefit payments in case of event type  e. Where the 
benefits of an insurance contract depend on the nature or extent of any 
injury resulting from event  e, the calculation of the value of the benefits 
shall be based on the maximum benefits obtainable under the contract 
which are consistent with the event. For medical expense insurance and 
reinsurance obligations the value of the benefits shall be based on an 
estimate of the average amounts paid in case of event  e, assuming the 
insured person is disabled for the duration specified and taking into 
account the specific guarantees the obligations include.  
4. Where Article 88 is complied with, insurance or reinsurance 
undertakings may calculate the value of benefits payable to insured 
person referred to in paragraph 3 based on homogenous risk groups, 
provided that the grouping of policies complies with Article 35.  
Article 162  
Accident concentration risk sub-module  
1. The capital requirement for the accident concentration risk sub- 
module shall be equal to the following:  
SCR  ac ¼ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ X  
c SCR  2 
ðac;cÞ r 
where:  
(a) the sum includes all countries  c; 
(b) SCR  (ac,c) denotes the capital requirement for accident concentration 
risk of country  c. 
2. For all countries the capital requirement for accident concentration 
risk of country  c shall be equal to the loss in basic own funds of insurance 
and reinsurance undertakings that would result from an instantaneous loss  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 140
 
of an amount that, without deduction of the amounts recoverable from 
reinsurance contracts and special purpose vehicles, is calculated as 
follows:  
L ðac;cÞ ¼ C c · X  
e x e · CE ðe;cÞ 
where:  
(a) C c denotes the largest accident risk concentration of insurance and 
reinsurance undertakings in country  c; 
(b) the sum includes the event types  e set out in Annex XVI;  
(c) x e denotes the ratio of persons which will receive benefits of event 
type e as a result of the accident as set out in Annex XVI;  
(d) CE  (e,c) denotes the average value of benefits payable by insurance 
and reinsurance undertakings for event type  e for the largest 
accident risk concentration in country  c. 
3. For all countries, the largest accident risk concentration of an 
insurance or reinsurance undertaking in a country  c shall be equal to 
the largest number of persons for which all of the following conditions 
are met:  
(a) the insurance or reinsurance undertaking has a workers' compen ­
sation insurance or reinsurance obligation or an group income 
protection insurance or reinsurance obligation in relation to each 
of the persons;  
(b) the obligations in relation to each of the persons cover at least one 
of the events set out in Annex XVI;  
(c) the persons are working in the same building which is situated in 
country  c. 
4. For all event types and countries, the average sum insured of an 
insurance or reinsurance undertaking for event type  e for the largest 
accident risk concentration in country  c shall be equal to the following:  
CE ðe;cÞ ¼ 1 
N e X  N e 
i¼1 SI ðe;iÞ 
where:  
(a) N e denotes the number of insured persons of the insurance or 
reinsurance undertaking which are insured against event type  e 
and which belong to the largest accident risk concentration of the 
insurance or reinsurance undertaking in country  c; 
(b) the sum includes all the insured persons referred to in point (a);  
(c) SI  (e,i) denotes the value of the benefits payable by the insurance or 
reinsurance undertaking for the insured person  i in case of event 
type e. ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 141
 
The value of the benefits referred to in point (c) shall be the sum 
insured or where the contract provides for recurring benefit payments 
the best estimate of the benefit payments in case of event type  e. Where 
the benefits of an insurance policy depend on the nature or extent of the 
injury resulting from event  e, the calculation of the value of the benefits 
shall be based on the maximum benefits obtainable under the policy, 
which are consistent with the event. For medical expense insurance and 
reinsurance obligations the value of the benefits shall be based on an 
estimate of the average amounts paid in case of event  e, assuming the 
insured person is disabled for the duration specified and taking into 
account the specific guarantees the obligations include.  
5. Where Article 88 is complied with, insurance or reinsurance 
undertakings may calculate the value of the benefits payable by the 
insurance or reinsurance undertaking for the insured person referred to 
in paragraph 4 based on homogenous risk groups, provided that the 
grouping of policies complies with the requirements set out in 
Article 35.  
Article 163  
Pandemic risk sub-module  
1. The capital requirement for the pandemic risk sub-module shall be 
equal to the loss in basic own funds of insurance and reinsurance 
undertakings that would result from an instantaneous loss of an 
amount that, without deduction of the amounts recoverable from 
reinsurance contracts and special purpose vehicles, is calculated as 
follows:  
L p ¼ 0,000075 · E þ 0,4 · X  
c N c · M c 
where:  
(a) E denotes the income protection pandemic exposure of insurance 
and reinsurance undertakings;  
(b) the sum includes all countries  c; 
(c) N c denotes the number of insured persons of insurance and 
reinsurance undertakings which meet all of the following 
conditions:  
(i) the insured persons are inhabitants of country  c, 
(ii) the insured persons are covered by medical expense insurance 
or reinsurance obligations, other than workers' compensation 
insurance or reinsurance obligations, that cover medical 
expenses resulting from an infectious disease;  
(d) M c denotes the expected average amount payable by insurance or 
reinsurance undertakings per insured person of country  c in case of 
a pandemic.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 142
 
2. The income protection pandemic exposure of an insurance or 
reinsurance undertaking shall be equal to the following:  
E ¼ X  
i E i 
where:  
(a) the sum includes all insured persons  i covered by the income 
protection insurance or reinsurance obligations other than workers' 
compensation insurance or reinsurance obligations;  
(b) E i denotes the value of the benefits payable by the insurance or 
reinsurance undertaking, for the insured person  i in case of a 
permanent work disability caused by an infectious disease. The 
value of the benefits shall be the sum insured or where the 
contract provides for recurring benefit payments the best estimate 
of the benefit payments assuming that the insured person is perma ­
nently disabled and will not recover.  
3. For all countries, the expected average amount payable by 
insurance or reinsurance undertakings per insured person of a particular 
country  c in case of a pandemic shall be equal to the following:  
M c ¼ X  
h H h · CH ðh;cÞ 
where:  
(a) the sum includes the types of healthcare utilisation  h set out in 
Annex XVI;  
(b) H h denotes the ratio of insured persons with clinical symptoms 
utilising healthcare  h as set out in Annex XVI;  
(c) CH  (h,c) denotes the best estimate of the amounts payable by 
insurance and reinsurance undertakings for an insured person in 
country  c in relation to medical expense insurance or reinsurance 
obligations, other than workers' compensation insurance or 
reinsurance obligations, for healthcare utilisation  h in the event of 
a pandemic.  
SECTION 5  
Market risk module  
S u b s e c t i o n 1  
C o r r e l a t i o n c o e f f i c i e n t s  
Article 164  
1. The market risk module shall consist of all of the following sub- 
modules:  
(a) the interest rate risk sub-module referred to in point (a) of 
subparagraph 2 of Article 105(5) of Directive 2009/138/EC;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 143
 
(b) the equity risk sub-module referred to in point (b) of subparagraph 2 
of Article 105(5) of Directive 2009/138/EC;  
(c) the property risk sub-module referred to in point (c) of subparagraph 
2 of Article 105(5) of Directive 2009/138/EC;  
(d) the spread risk sub-module referred to in point (d) of subparagraph 
2 of Article 105(5) of Directive 2009/138/EC;  
(e) the currency risk sub-module referred to in point (e) of 
subparagraph 2 of Article 105(5) of Directive 2009/138/EC;  
(f) the market risk concentrations sub-module referred to in point (f) of 
subparagraph 2 of Article 105(5) of Directive 2009/138/EC.  
2. The capital requirement for market risk referred to in Article 105(5) 
of Directive 2009/138/EC shall be equal to the following:  
SCR  market ¼ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  X  
i;j Corr ði;jÞ · SCR  i · SCR  j s 
where:  
(a) the sum covers all possible combinations  i,j of sub-modules of the 
market risk module;  
(b) Corr(i,j) denotes the correlation parameter for market risk for sub- 
modules i and j;  
(c) SCRi and SCRj denote the capital requirements for sub-modules i 
and j respectively.  
3. The correlation parameter  Corr  (i,j) referred to in paragraph 2 shall 
be equal to the item set out in row  i and in column  j of the following 
correlation matrix:  
j 
i Interest rate  Equity  Property  Spread  Concentration  Currency  
Interest rate  1  A  A  A  0  0,25  
Equity  A  1  0,75  0,75  0  0,25  
Property  A  0,75  1  0,5  0  0,25  
Spread  A  0,75  0,5  1  0  0,25  
Concentration  0  0  0  0  1  0  
Currency  0,25  0,25  0,25  0,25  0  1  
The parameter A shall be equal to 0 where the capital requirement for 
interest rate risk set out in Article 165 is the capital requirement referred 
to in point (a) of that Article. In all other cases, the parameter A shall be 
equal to 0,5.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 144
 
S u b s e c t i o n 1 a  
Q u a l i f y i n g i n f r a s t r u c t u r e i n v e s t m e n t s  
Article 164a  
Qualifying infrastructure investments  
1. For the purposes of this Regulation, qualifying infrastructure 
investment shall include investment in an infrastructure project entity 
that meets the following criteria:  
(a) the infrastructure project entity can meet its financial obligations 
under sustained stresses that are relevant for the risk of the project;  
(b) the cash flows that the infrastructure project entity generates for 
debt providers and equity investors are predictable;  
(c) the infrastructure assets and infrastructure project entity are 
governed by a contractual framework that provides debt providers 
and equity investors with a high degree of protection including the 
following:  
(a) where the revenues of the infrastructure project entity are not 
funded by payments from a large number of users, the 
contractual framework shall include provisions that effectively 
protect debt providers and equity investors against losses 
resulting from the termination of the project by the party 
which agrees to purchase the goods or services provided by 
the infrastructure project entity;  
(b) the infrastructure project entity has sufficient reserve funds or 
other financial arrangements to cover the contingency funding 
and working capital requirements of the project;  
Where investments are in bonds or loans, this contractual 
framework shall also include the following:  
(i) debt providers have security to the extent permitted by 
applicable law in all assets and contracts necessary to operate 
the project;  
(ii) equity is pledged to debt providers such that they are able to 
take control of the infrastructure project entity prior to default;  
(iii) the use of net operating cash flows after mandatory payments 
from the project for purposes other than servicing debt 
obligations is restricted;  
(iv) contractual restrictions on the ability of the infrastructure 
project entity to perform activities that may be detrimental to 
debt providers, including that new debt cannot be issued 
without the consent of existing debt providers;  ▼M1 02015R0035 — EN — 02.04.2016 — 001.004 — 145
 
(d) where investments are in bonds or loans, the insurance or 
reinsurance undertaking can demonstrate to the supervisor that it 
is able to hold the investment to maturity;  
(e) where investments are in bonds for which a credit assessment by a 
nominated ECAI is not available, the investment instrument is 
senior to all other claims other than statutory claims and claims 
from derivatives counterparties;  
(f) where investments are in equities, or bonds or loans for which a 
credit assessment by a nominated ECAI is not available, the 
following criteria are met:  
(i) the infrastructure assets and infrastructure project entity are 
located in the EEA or in the OECD;  
(ii) where the infrastructure project entity is in the construction 
phase the following criteria shall be fulfilled by the equity 
investor, or where there is more than one equity investor, the 
following criteria shall be fulfilled by a group of equity 
investors as a whole:  
— the equity investors have a history of successfully over ­
seeing infrastructure projects and the relevant expertise,  
— the equity investors have a low risk of default, or there is 
a low risk of material losses for the infrastructure project 
entity as a result of the their default,  
— the equity investors are incentivised to protect the interests 
of investors;  
(iii) the infrastructure project entity has established safeguards to 
ensure completion of the project according to the agreed spec ­
ification, budget or completion date;  
(iv) where operating risks are material, they are properly managed;  
(v) the infrastructure project entity uses tested technology and 
design;  
(vi) the capital structure of the infrastructure project entity allows 
it to service its debt;  
(vii) the refinancing risk for the infrastructure project entity is low;  
(viii) the infrastructure project entity uses derivatives only for risk- 
mitigation purposes.  ▼M1 02015R0035 — EN — 02.04.2016 — 001.004 — 146
 
2. For the purposes of paragraph 1(b), the cash flows generated for 
debt providers and equity investors shall not be considered predictable 
unless all except an immaterial part of the revenues satisfies the 
following conditions:  
(a) one of the following criteria is met:  
(i) the revenues are availability-based;  
(ii) the revenues are subject to a rate-of-return regulation;  
(iii) the revenues are subject to a take-or-pay contract;  
(iv) the level of output or the usage and the price shall indepen ­
dently meet one of the following criteria:  
— it is regulated,  
— it is contractually fixed,  
— it is sufficiently predictable as a result of low demand risk;  
(b) where the revenues of the infrastructure project entity are not 
funded by payments from a large number of users, the party 
which agrees to purchase the goods or services provided by the 
infrastructure project entity shall be one of the following:  
(i) an entity listed in Article 180(2) of this Regulation;  
(ii) a regional government or local authority listed in the Regu ­
lation adopted pursuant to Article 109a(2)(a) of Directive 
2009/138/EC;  
(iii) an entity with an ECAI rating with a credit quality step of at 
least 3;  
(iv) an entity that is replaceable without a significant change in the 
level and timing of revenues.  
▼B 
S u b s e c t i o n 2  
I n t e r e s t r a t e r i s k s u b - m o d u l e  
Article 165  
General provisions  
1. The capital requirement for interest rate risk referred to in point (a) 
of the second subparagraph Article 105(5) of Directive 2009/138/EC 
shall be equal to the larger of the following:  
(a) the sum, over all currencies, of the capital requirements for the risk 
of an increase in the term structure of interest rates as set out in 
Article 166 of this Regulation;  ▼M1 02015R0035 — EN — 02.04.2016 — 001.004 — 147
 
(b) the sum, over all currencies, of the capital requirements for the risk 
of a decrease in the term structure of interest rates as set out in 
Article 167 of this Regulation.  
2. Where the larger of the capital requirements referred to in points 
(a) and (b) of paragraph 1 and the larger of the corresponding capital 
requirements calculated in accordance with Article 206(2) are not based 
on the same scenario, the capital requirement for interest rate risk shall 
be the capital requirement referred to in points (a) or (b) of paragraph 1 
for which the underlying scenario results in the largest corresponding 
capital requirement calculated in accordance with Article 206(2).  
Article 166  
Increase in the term structure of interest rates  
1. The capital requirement for the risk of an increase in the term 
structure of interest rates for a given currency shall be equal to the 
loss in the basic own funds that would result from an instantaneous 
increase in basic risk-free interest rates for that currency at different 
maturities in accordance with the following table:  
Maturity 
(in years)  Increase  
1 70 %  
2 70 %  
3 64 %  
4 59 %  
5 55 %  
6 52 %  
7 49 %  
8 47 %  
9 44 %  
10 42 %  
11 39 %  
12 37 %  
13 35 %  
14 34 %  
15 33 %  
16 31 %  
17 30 %  
18 29 %  
19 27 %  
20 26 %  
90 20 %  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 148
 
For maturities not specified in the table above, the value of the increase 
shall be linearly interpolated. For maturities shorter than 1 year, the 
increase shall be 70 %. For maturities longer than 90 years, the 
increase shall be 20 %.  
2. In any case, the increase of basic-risk-free interest rates at any 
maturity shall be at least one percentage point.  
3. The impact of the increase in the term structure of basic risk-free 
interest rates on the value of participations as referred to in Article 92(2) 
of Directive 2009/138/EC in financial and credit institutions shall be 
considered only on the value of the participations that are not deducted 
from own funds pursuant to Article 68 of this Regulation. The part 
deducted from own funds shall be considered only to the extent that 
such impact increases the basic own funds.  
Article 167  
Decrease in the term structure of interest rates  
1. The capital requirement for the risk of a decrease in the term 
structure of interest rates for a given currency shall be equal to the 
loss in the basic own funds that would result from an instantaneous 
decrease in basic risk-free interest rates for that currency at different 
maturities in accordance with the following table:  
Maturity 
(in years)  Decrease  
1 75 %  
2 65 %  
3 56 %  
4 50 %  
5 46 %  
6 42 %  
7 39 %  
8 36 %  
9 33 %  
10 31 %  
11 30 %  
12 29 %  
13 28 %  
14 28 %  
15 27 %  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 149
 
Maturity 
(in years)  Decrease  
16 28 %  
17 28 %  
18 28 %  
19 29 %  
20 29 %  
90 20 %  
For maturities not specified in the table above, the value of the decrease 
shall be linearly interpolated. For maturities shorter than 1 year, the 
decrease shall be 75 %. For maturities longer than 90 years, the 
decrease shall be 20 %.  
2. Notwithstanding paragraph 1, for negative basic risk-free interest 
rates the decrease shall be nil.  
3. The impact on the value of participations as referred to in 
Article 92(2) of Directive 2009/138/EC in financial and credit insti ­
tutions of the decrease in the term structure of basic risk-free interest 
rates shall be considered only on the value of the participations that are 
not deducted from own funds pursuant to Article 68 of this Regulation. 
The part deducted from own funds shall be considered only to the 
extent that such impact increases the basic own funds.  
S u b s e c t i o n 3  
E q u i t y r i s k s u b - m o d u l e  
Article 168  
General provisions 
▼M1 
1. The equity risk sub-module referred to in point (b) of the second 
subparagraph of Article 105(5) of Directive 2009/138/EC shall include a 
risk sub-module for type 1 equities, a risk sub-module for type 2 
equities and a sub-risk module for qualifying infrastructure equities.  
2. Type 1 equities shall comprise equities listed in regulated markets 
in countries which are members of the European Economic Area (EEA) 
or the Organisation for Economic Cooperation and Development 
(OECD), or traded on multilateral trading facilities, as referred to in 
Article 4(1)(22) of Directive 2014/65/EU, whose registered office or 
head office is in EU Member States.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 150
 
3. Type 2 equities shall comprise equities other than those referred to 
in paragraph 2, commodities and other alternative investments. They 
shall also comprise all assets other than those covered in the interest 
rate risk sub-module, the property risk sub-module or the spread risk 
sub-module, including the assets and indirect exposures referred to in 
Article 84(1) and (2) where a look-through approach is not possible and 
the insurance or reinsurance undertaking does not make use of the 
provisions in Article 84(3).  
3a. Qualifying infrastructure equities shall comprise equity 
investments in infrastructure project entities that meet the criteria set 
out in Article 164a.  
4. The capital requirement for equity risk shall be equal to the 
following:  
SCR  equity ¼ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃ 
SCR  2 
type1equities þ 2 · 0,75 · SCR  type1equities  · ðSCR  type2equities þ SCR  quinf Þ þ ðSCR  type2equities þ SCR  quinf Þ 2 q 
where:  
(a) SCR  type1equities  denotes the capital requirement for type 1 equities;  
(b) SCR  type2equities  denotes the capital requirement for type 2 equities;  
(c) SCR  quinf denotes the capital requirement for qualifying infrastructure 
equities.  
▼B 
5. The impact of the instantaneous decreases set out in Articles 169 
and 170 on the value of participations as referred to in Article 92(2) of 
Directive 2009/138/EC in financial and credit institutions shall be 
considered only on the value of the participations that are not 
deducted from own funds pursuant to Article 68 of this Regulation.  
6. The following equities shall in any case be considered as type 1:  
▼M1 
(a) equities, other than qualifying infrastructure equities, held within 
collective investment undertakings which are qualifying social 
entrepreneurship funds as referred to in Article 3(b) of Regulation 
(EU) No 346/2013 of the European Parliament and of the Coun ­
cil (  1 ) where the look-through approach set out in Article 84 of this 
Regulation is possible for all exposures within the collective 
investment undertaking, or units or shares of those funds where 
the look through approach is not possible for all exposures within 
the collective investment undertaking;  ▼M1 02015R0035 — EN — 02.04.2016 — 001.004 — 151  
( 1 ) Regulation (EU) No 346/2013 of the European Parliament and of the Council 
of 17 April 2013 on European social entrepreneurship funds (OJ L 115, 
25.4.2013, p. 18).
 (b) equities, other than qualifying infrastructure equities, held within 
collective investment undertakings which are qualifying venture 
capital funds as referred to in Article 3(b) of Regulation (EU) No 
345/2013 of the European Parliament and of the Council (  1 ) where 
the look-through approach set out in Article 84 of this Regulation is 
possible for all exposures within the collective investment under ­
taking, or units or shares of those funds where the look through 
approach is not possible for all exposures within the collective 
investment undertaking;  
▼B 
(c) as regards closed-ended and unleveraged alternative investment 
funds which are established in the Union or, if they are not estab ­
lished in the Union, which are marketed in the Union in accordance 
with Articles 35 or 40 of Directive 2011/61/EU:  
▼M1 
(i) equities, other than qualifying infrastructure equities, held 
within such funds where the look-through approach set out in 
Article 84 of this Regulation is possible for all exposures within 
the alternative investment fund;  
▼B 
(ii) units or shares of such funds where the look-through approach 
is not possible for all exposures within the alternative 
investment fund;  
▼M1 
(d) equities, other than qualifying infrastructure equities, held within 
collective investment undertakings which are authorised as 
European long-term investment funds pursuant to Regulation (EU) 
2015/760 where the look through approach set out in Article 84 of 
this Regulation is possible for all exposures within the collective 
investment undertaking, or units or shares of those funds where the 
look through approach is not possible for all exposures within the 
collective investment undertaking.  
▼B 
Article 169  
Standard equity risk sub-module  
1. The capital requirement for type 1 equities referred to in 
Article 168 of this Regulation shall be equal to the loss in the basic 
own funds that would result from the following instantaneous decreases:  
(a) an instantaneous decrease equal to 22 % in the value of type 1 
equity investments in related undertakings within the meaning of 
Article 212(1)(b) and 212(2) of Directive 2009/138/EC where these 
investments are of a strategic nature;  ▼M1 02015R0035 — EN — 02.04.2016 — 001.004 — 152  
( 1 ) Regulation (EU) No 345/2013 of the European Parliament and of the Council 
of 17 April 2013 on European venture capital funds (OJ L 115, 25.4.2013, 
p. 1).
 (b) an instantaneous decrease equal to the sum of 39 % and the 
symmetric adjustment as referred to in Article 172 of this Regu ­
lation, in the value of type 1 equities other than those referred to in 
point (a).  
2. The capital requirement for type 2 equities referred to in 
Article 168 of this Regulation shall be equal to the loss in the basic 
own funds that would result from the following instantaneous decreases:  
(a) an instantaneous decrease equal to 22 % in the value of type 2 
equity investments in related undertakings with the meaning of 
Article 212(1)(b) and 212(2) of Directive 2009/138/EC where 
these investments are of a strategic nature;  
(b) an instantaneous decrease equal to the sum of 49 % and the 
symmetric adjustment as referred to in Article 172, in the value 
of type 2 equities, other than those referred to in point (a).  
▼M1 
3. The capital requirement for qualifying infrastructure equities 
referred to in Article 168 of this Regulation shall be equal to the loss 
in the basic own funds that would result from the following instan ­
taneous decreases:  
(a) an instantaneous decrease equal to 22 % in the value of qualifying 
infrastructure equity investments in related undertakings within the 
meaning of Article 212(1)(b) and 212(2) of Directive 2009/138/EC 
where these investments are of a strategic nature;  
(b) an instantaneous decrease equal to the sum of 30 % and 77 % of the 
symmetric adjustment as referred to in Article 172 of this Regu ­
lation in the value of qualifying infrastructure equities other than 
those referred to in point (a).  
▼B 
Article 170  
Duration-based equity risk sub-module  
1. Where an insurance or reinsurance undertaking has received super ­
visory approval to apply the provisions set out in Article 304 of 
Directive 2009/138/EC, the capital requirement for type 1 equities 
shall be equal to the loss in the basic own funds that would result 
from the following instantaneous decreases:  
▼M1 
(a) an instantaneous decrease equal to 22 % in the value of the type 1 
equities corresponding to the business referred to in point (i) of 
Article 304(1) of Directive 2009/138/EC;  
▼B 
(b) an instantaneous decrease equal to 22 % in the value of type 1 
equity investments in related undertakings within the meaning of 
Article 212(1)(b) and 212(2) of Directive 2009/138/EC where these 
investments are of a strategic nature;  
(c) an instantaneous decrease equal to the sum of 39 % and the 
symmetric adjustment as referred to in Article 172 of this Regu ­
lation, in the value of type 1 equities, other than those referred to in 
points (a) or (b).  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 153
 
2. Where an insurance or reinsurance undertaking has received super ­
visory approval to apply the provisions set out in Article 304 of 
Directive 2009/138/EC, the capital requirement for type 2 equities 
shall be equal to the loss in the basic own funds that would result 
from an instantaneous decrease:  
▼M1 
(a) equal to 22 % in the value of the type 2 equities corresponding to 
the business referred to in point (i) of Article 304(1) of Directive 
2009/138/EC;  
▼B 
(b) equal to 22 % in the value of type 2 equity investments in related 
undertakings within the meaning of Article 212(1)(b) and (2) of 
Directive 2009/138/EC, where these investments are of a strategic 
nature;  
(c) equal to the sum of 49 % and the symmetric adjustment as referred 
to in Article 172 of this Regulation, in the value of type 2 equities, 
other than those referred to in points (a) or (b).  
▼M1 
3. Where an insurance or reinsurance undertaking has received super ­
visory approval to apply the provisions set out in Article 304 of 
Directive 2009/138/EC, the capital requirement for qualifying infra ­
structure equities shall be equal to the loss in the basic own funds 
that would result from an instantaneous decrease:  
(a) equal to 22 % in the value of the qualifying infrastructure equity 
corresponding to the business referred to in point (i) of 
Article 304(1) of Directive 2009/138/EC;  
(b) equal to 22 % in the value of qualifying infrastructure equity 
investments in related undertakings within the meaning of 
Article 212(1)(b) and (2) of Directive 2009/138/EC, where these 
investments are of a strategic nature;  
(c) equal to the sum of 30 % and 77 % of the symmetric adjustment as 
referred to in Article 172 of this Regulation in the value of qual ­
ifying infrastructure equities other than those referred to in points 
(a) or (b).  
▼B 
Article 171  
Strategic equity investments  
▼M1 
For the purposes of Article 169(1)(a), (2)(a) and (3)(a) and of 
Article 170(1)(b), (2)(b) and (3)(b), equity investments of a strategic 
nature shall mean equity investments for which the participating 
insurance or reinsurance undertaking demonstrates the following:  
▼B 
(a) that the value of the equity investment is likely to be materially less 
volatile for the following 12 months than the value of other equities 
over the same period as a result of both the nature of the investment 
and the influence exercised by the participating undertaking in the 
related undertaking;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 154
 
(b) that the nature of the investment is strategic, taking into account all 
relevant factors, including:  
(i) the existence of a clear decisive strategy to continue holding 
the participation for long period;  
(ii) the consistency of the strategy referred to in point (a) with the 
main policies guiding or limiting the actions of the under ­
taking;  
(iii) the participating undertaking's ability to continue holding the 
participation in the related undertaking;  
(iv) the existence of a durable link;  
(v) where the insurance or reinsurance participating company is 
part of a group, the consistency of such strategy with the 
main policies guiding or limiting the actions of the group.  
Article 172  
Symmetric adjustment of the equity capital charge  
1. The equity index referred to in Article 106(2) of Directive 
2009/138/EC shall comply with all of the following requirements:  
(a) the equity index measures the market price of a diversified portfolio 
of equities which is representative of the nature of equities typically 
held by insurance and reinsurance undertakings;  
(b) the level of the equity index is publicly available;  
(c) the frequency of published levels of the equity index is sufficient to 
enable the current level of the index and its average value over the 
last 36 months to be determined.  
2. Subject to paragraph 4, the symmetric adjustment shall be equal to 
the following:  
SA ¼ 1 
2 · ð CI Ä AI 
AI Ä 8%Þ 
where:  
(a) CI denotes the current level of the equity index;  
(b) AI denotes the weighted average of the daily levels of the equity 
index over the last 36 months.  
3. For the purposes of calculating the weighted average of the daily 
levels of the equity index, the weights for all daily levels shall be equal. 
The days during the last 36 months in respect of which the index was 
not determined shall not be included in the average.  
4. The symmetric adjustment shall not be lower than – 10 % or 
higher than 10 %.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 155
 
Article 173  
Criteria for the use of transitional measure for standard equity risk  
1. The transitional measure for standard equity risk set out in 
Article 308b(13) of Directive 2009/138/EC shall only apply to 
equities that were purchased on or before 1 January 2016 and which 
are not subject to the duration-based equity risk pursuant to Article 304 
of that Directive.  
2. Where equities are held within an collective investment under ­
taking or other investments packaged as funds, and where the look- 
through approach is not possible, the transitional measure set out in 
Article 308b(13) of Directive 2009/138/EC shall be applied to the 
proportion of equities held within the collective investment undertaking 
or investment packaged as funds in accordance with the target 
underlying asset allocation on 1 January 2016, provided the target allo ­
cation is available to the undertaking. The proportion of equities to 
which the transitional is applied shall be reduced annually in proportion 
to the asset turnover ratio of the collective investment undertaking or 
investment packaged as funds. Where the target allocation for equity 
investments of the collective investment undertaking or investment 
packaged as funds increases, the proportion of equities the transitional 
is applied to shall not increase.  
▼B 
S u b s e c t i o n 4  
P r o p e r t y r i s k s u b - m o d u l e  
Article 174  
The capital requirement for property risk referred to in point (c) of the 
second subparagraph of Article 105(5) of Directive 2009/138/EC shall 
be equal to the loss in the basic own funds that would result from an 
instantaneous decrease of 25 % in the value of immovable property.  
S u b s e c t i o n 5  
S p r e a d r i s k s u b - m o d u l e  
Article 175  
Scope of the spread risk sub-module  
The capital requirement for spread risk referred to in point (d) of the 
second subparagraph of Article 105(5) of Directive 2009/138/EC shall 
be equal to the following:  
SCR  spread ¼ SCR  bonds þ SCR  securitisation þ SCR  cd 
where  
(a) SCR  bonds denotes the capital requirement for spread risk on bonds 
and loans;  ▼M1 02015R0035 — EN — 02.04.2016 — 001.004 — 156
 
(b) SCR  securitisation  denotes the capital requirement for spread risk on 
securitisation positions;  
(c) SCR  cd denotes the capital requirement for spread risk on credit 
derivatives.  
Article 176  
Spread risk on bonds and loans  
1. The capital requirement for spread risk on bonds and loans  
SCR  bonds shall be equal to the loss in the basic own funds that would 
result from an instantaneous relative decrease of  stress  i in the value of 
each bond or loan  i other than mortgage loans that meet the 
requirements in Article 191, including bank deposits other than cash 
at bank referred to in Article 189(2)(b).  
2. The risk factor  stress  i shall depend on the modified duration of the 
bond or loan  i denominated in years ( dur  i ). dur  i shall never be lower 
than 1. For variable interest rate bonds or loans,  dur  i shall be equivalent 
to the modified duration of a fixed interest rate bond or loan of the same 
maturity and with coupon payments equal to the forward interest rate.  
▼M1 
3. Bonds or loans for which a credit assessment by a nominated 
ECAI is available shall be assigned a risk factor  stress  i depending on 
the credit quality step and the modified duration  dur  i of the bond or 
loan i according to the following table.  
Credit quality step  0  1  2  3  4  5 and 6  
Duration 
(dur  i ) stress  i a i b i a i b i a i b i a i b i a i b i a i b i 
up to 5  b  i · dur  i — 0,9 %  —  1,1 %  —  1,4 %  —  2,5 %  —  4,5 %  —  7,5 %  
More than 5 
and up to 10  a i + b i · (dur  i 
– 5) 4,5 %  0,5 %  5,5 %  0,6 %  7,0 %  0,7 %  12,5 %  1,5 %  22,5 %  2,5 %  37,5 %  4,2 %  
More than 10 
and up to 15  a i + b i · (dur  i 
– 10)  7,0 %  0,5 %  8,5 %  0,5 %  10,5 %  0,5 %  20,0 %  1,0 %  35,0 %  1,8 %  58,5 %  0,5 %  
More than 15 
and up to 20  a i + b i · (dur  i 
– 15)  9,5 %  0,5 %  11 %  0,5 %  13,0 %  0,5 %  25,0 %  1,0 %  44,0 %  0,5 %  61,0 %  0,5 %  
More than 20  min[ a i + b i · 
(dur  i – 20);1]  12,0 %  0,5 %  13,5 %  0,5 %  15,5 %  0,5 %  30,0 %  0,5 %  46,6 %  0,5 %  63,5 %  0,5 %  
4. Bonds and loans for which a credit assessment by a nominated 
ECAI is not available and for which debtors have not posted collateral 
that meets the criteria set out in Article 214 shall be assigned a risk 
factor  stress  i depending on the duration  dur  i of the bond or loan  i 
according to the following table:  
Duration ( dur  i ) stress  i 
up to 5  3 % · dur  i 
More than 5 and up to 10  15 % + 1,7 % · (dur  i – 5) 
More than 10 and up to 20  23,5 % + 1,2 % · (dur  i – 10)  
More than 20  min(35,5 % + 0,5 % · (dur  i – 20); 1)  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 157
 
5. Bonds and loans for which a credit assessment by a nominated 
ECAI is not available and for which debtors have posted collateral, 
where the collateral of those bonds and loans meet the criteria set out 
in Article 214, shall be assigned a risk factor  stress  i according to the 
following:  
(a) where the risk-adjusted value of collateral is higher than or equal to 
the value of the bond or loan  i, stress  i shall be equal to half of the 
risk factor that would be determined in accordance with 
paragraph 4;  
(b) where the risk-adjusted value of collateral is lower than the value of 
the bond or loan  i, and where the risk factor determined in 
accordance with paragraph 4 would result in a value of the bond 
or loan  i that is lower than the risk-adjusted value of the collateral,  
stress  i shall be equal to the average of the following:  
(i) the risk factor determined in accordance with paragraph 4;  
(ii) the difference between the value of the bond or loan  i and the 
risk-adjusted value of the collateral, divided by the value of the 
bond or loan  i; 
(c) where the risk-adjusted value of collateral is lower than the value of 
the bond or loan  i, and where the risk factor determined in 
accordance with paragraph 4 would result in a value of the bond 
or loan  i that is higher than or equal to the risk-adjusted value of the 
collateral,  stress  i shall be determined in accordance with 
paragraph 4.  
The risk-adjusted value of the collateral shall be calculated in 
accordance with Articles 112, 197, 198.  
6. The impact of the instantaneous decrease in the value of partici ­
pations, as referred to in Article 92(2) of Directive 2009/138/EC, in 
financial and credit institutions shall be considered only on the value 
of the participations that are not deducted from own funds pursuant to 
Article 68 of this Regulation.  
Article 177  
Spread risk on securitisation positions: general provisions  
1. The capital requirement  SCR  securitisation  for spread risk on securiti ­
sation positions shall be the sum of a capital requirement for type 1 
securitisation positions, a capital requirement for type 2 securitisation 
positions and a capital requirement for resecuritisation positions.  
2. Type 1 securitisation positions shall include securitisation 
positions that meet all of the following criteria:  
(a) the position has been assigned to credit quality step 3 or better;  
(b) the securitisation is listed in a regulated market of a country which 
is a member of the EEA or the OECD, or is admitted to trading in 
an organised trading venue providing for an active and sizable 
market for outright sales which has the following features:  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 158
 
(i) historical evidence of market breadth and depth as proven by 
low bid-ask spreads, high trading volume and a large number 
of market participants;  
(ii) the presence of a robust market infrastructure;  
(c) the position is in the most senior tranche or tranches of the secu ­
ritisation and possess the highest level of seniority at all times 
during the ongoing life of the transaction; for these purposes, a 
tranche shall be deemed the most senior where after the delivery 
of an enforcement notice and where applicable an acceleration 
notice, the tranche is not subordinated to other tranches of the 
same securitisation transaction or scheme in respect of receiving 
principal and interest payments, without taking into account 
amounts due under interest rate or currency derivative contracts, 
fees or other similar payments;  
(d) the underlying exposures have been acquired by the securitisation 
special purpose entity (SSPE) within the meaning of 
Article 4(1)(66) of Regulation (EU) No 575/2013 in a manner 
that is enforceable against any third party and are beyond the 
reach of the seller (originator, sponsor or original lender) and its 
creditors including in the event of the seller's insolvency;  
(e) the transfer of the underlying exposures to the SSPE may not be 
subject to any severe clawback provisions in the jurisdiction where 
the seller (originator, sponsor or original lender) is incorporated; 
this includes but is not limited to provisions under which the sale 
of the underlying exposures can be invalidated by the liquidator of 
the seller (originator, sponsor or original lender) solely on the basis 
that it was concluded within a certain period before the declaration 
of the seller's insolvency or provisions where the SSPE can prevent 
such invalidation only if it can prove that it was not aware of the 
insolvency of the seller at the time of sale;  
(f) the underlying exposures have their administration governed by a 
servicing agreement which includes servicing continuity provisions 
to ensure, at a minimum, that a default or insolvency of the servicer 
does not result in a termination of servicing;  
(g) the documentation governing the securitisation includes continuity 
provisions to ensure, at a minimum, the replacement of derivative 
counterparties and of liquidity providers upon their default or insol ­
vency, where applicable;  
(h) the securitisation position is backed by a pool of homogeneous 
underlying exposures, which all belong to only one of the 
following categories, or by a pool of homogeneous underlying 
exposures which combines residential loans referred to in points 
(i) and (ii):  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 159
 
(i) residential loans secured with a first-ranking mortgage granted 
to individuals for the acquisition of their main residence, 
provided that one of the two following conditions is met:  
— the loans in the pool meet on average the loan-to-value 
requirement laid down in point (i) of Article 129(1)(d) of 
Regulation (EU) No 575/2013;  
— the national law of the Member State where the loans were 
originated provides for a loan-to-income limit on the 
amount that an obligor may borrow in a residential loan, 
and that Member State has notified this law to the 
Commission and EIOPA. The loan-to-income limit shall 
be calculated on the gross annual income of the obligor, 
taking into account the tax obligations and other 
commitments of the obligor and the risk of changes in 
the interest rates over the term of the loan. For each resi ­
dential loan in the pool, the percentage of the obligor's 
gross income that may be spent to service the loan, 
including interest, principal and fee payments, does not 
exceed 45 %.  
(ii) fully guaranteed residential loans referred to in Article 129(1)(e) 
of Regulation (EU) No 575/2013, provided that the loans meet 
the collateralisation requirements laid down in that paragraph 
and meet on average the loan-to-value requirement laid down in 
point (i) of Article 129(1)(d) of Regulation (EU) No 575/2013;  
(iii) commercial loans, leases and credit facilities to undertakings to 
finance capital expenditures or business operations other than 
the acquisition or development of commercial real estate, 
provided that at least 80 % of the borrowers in the pool in 
terms of portfolio balance are small and medium-sized enter ­
prises at the time of issuance of the securitisation, and none of 
the borrowers is an institution as defined in Article 4(1)(3) of 
Regulation (EU) No 575/2013;  
(iv) auto loans and leases for the financing of motor vehicles or 
trailers as defined in points (11) and (12) of Article 3 of 
Directive 2007/46/EC of the European Parliament and of the 
Council (  1 ), agricultural or forestry tractors as referred to in 
Directive 2003/37/EC of the European Parliament and of the 
Council (  2 ), motorcycles or motor tricycles as defined in points 
(b) and (c) of Article 1(2) of Directive 2002/24/EC of the  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 160  
( 1 ) Directive 2007/46/EC of the European Parliament and of the Council of 
5 September 2007 establishing a framework for the approval of motor 
vehicles and their trailers, and of systems, components and separate 
technical units intended for such vehicles (Framework Directive) (OJ L 263, 
9.10.2007, p. 1). 
( 2 ) Directive 2003/37/EC of the European Parliament and of the Council of 
26 May 2003 on type-approval of agricultural or forestry tractors, their 
trailers and interchangeable towed machinery, together with their systems, 
components and separate technical units and repealing Directive 74/150/EEC 
(OJ L 171, 9.7.2003, p. 1–80).
 European Parliament and of the Council (  1 ) or tracked vehicles 
as referred to in point (c) of Article 2(2) of Directive 
2007/46/EC. Such loans or leases may include ancillary 
insurance and service products or additional vehicle parts, 
and in the case of leases, the residual value of leased 
vehicles. All loans and leases in the pool shall be secured 
with a first-ranking charge or security over the vehicle or an 
appropriate guarantee in favour of the SSPE, such as a 
retention of title provision;  
(v) loans and credit facilities to individuals for personal, family or 
household consumption purposes.  
(i) the position is not in a resecuritisation or a synthetic securitisation 
as referred to in Article 242(11) of Regulation (EU) No 575/2013;  
(j) the underlying exposures do not include transferable financial 
instruments or derivatives, except financial instruments issued by 
the SSPE itself or other parties within the securitisation structure 
and derivatives used to hedge currency risk and interest rate risk;  
(k) at the time of issuance of the securitisation or when incorporated in 
the pool of underlying exposures at any time after issuance, the 
underlying exposures do not include exposures to credit-impaired 
obligors (or where applicable, credit-impaired guarantors), where a 
credit-impaired obligor (or credit-impaired guarantor) is a borrower 
(or guarantor) who:  
(i) has declared bankruptcy, agreed with his creditors to a debt 
dismissal or reschedule or had a court grant his creditors a 
right of enforcement or material damages as a result of a 
missed payment within three years prior to the date of orig ­
ination;  
(ii) is on an official registry of persons with adverse credit history;  
(iii) has a credit assessment by an ECAI or has a credit score 
indicating a significant risk that contractually agreed 
payments will not be made compared to the average obligor 
for this type of loans in the relevant jurisdiction.  
(l) at the time of issuance of the securitisation or when incorporated in 
the pool of underlying exposures at any time after issuance, the 
underlying exposures do not include exposures in default within the 
meaning of Article 178(1) of Regulation (EU) No 575/2013;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 161  
( 1 ) Directive 2002/24/EC of the European Parliament and of the Council of 
18 March 2002 relating to the Type-approval of two or three-wheel motor 
vehicles and repealing Council Directive 92/61/EEC (OJ L 124, 9.5.2002, 
p. 1–44).
 (m) the repayment of the securitisation position is not structured to 
depend predominantly on the sale of assets securing the underlying 
exposures; however, this shall not prevent such exposures from 
being subsequently rolled-over or refinanced;  
(n) where the securitisation has been set up without a revolving period 
or the revolving period has terminated and where an enforcement 
or an acceleration notice has been delivered, principal receipts from 
the underlying exposures are passed to the holders of the securiti ­
sation positions via sequential amortisation of the securitisation 
positions and no substantial amount of cash is trapped in the 
SSPE on each payment date;  
(o) where the securitisation has been set up with a revolving period, 
the transaction documentation provides for appropriate early amor ­
tisation events, which shall include at a minimum all of the 
following:  
(i) a deterioration in the credit quality of the underlying 
exposures;  
(ii) a failure to generate sufficient new underlying exposures of at 
least similar credit quality;  
(iii) the occurrence of an insolvency-related event with regard to 
the originator or the servicer;  
(p) at the time of issuance of the securitisation, the borrowers (or, 
where applicable, the guarantors) have made at least one 
payment, except where the securitisation is backed by credit 
facilities referred to in point (h)(v) of this paragraph;  
(q) in the case of securitisations where the underlying exposures are 
residential loans referred to in point (h)(i) or (ii), the pool of loans 
does not include any loan that was marketed and underwritten on 
the premise that the loan applicant or, where applicable intermedi ­
aries, were made aware that the information provided might not be 
verified by the lender;  
(r) in the case of securitisations where the underlying exposures are 
residential loans referred to in point (h)(i) or (ii), the assessment of 
the borrower's creditworthiness meets the requirements set out in 
paragraphs 1 to 4, 5(a), and 6 of Article 18 of Directive 
2014/17/EU of the European Parliament and of the Council (  1 ) or 
equivalent requirements in countries that are not members of the 
Union;  
(s) in the case of securitisations where the underlying exposures are 
auto loans and leases and consumer loans and credit facilities 
referred to in point (h)(v) of this paragraph, the assessment of 
the borrower's creditworthiness meets the requirements set out in 
Article 8 of Directive 2008/48/EC of the European Parliament and 
of the Council (  2 ) or equivalent requirements in countries that are 
not members of the Union;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 162  
( 1 ) Directive 2014/17/EU of the European Parliament and of the Council of 
4 February 2014 on credit agreements for consumers relating to residential 
immovable property and amending Directives 2008/48/EC and 2013/36/EU 
and Regulation (EU) No 1093/2014, OJ L 60, 28.2.2014, p. 34. 
( 2 ) Directive 2008/48/EC of the European Parliament and of the Council of 
23 April 2008 on credit agreements for consumers and repealing Council 
Directive 87/102/EEC, OJ L 133, 22.5.2008, p. 66.
 (t) where the issuer, originator or sponsor of the securitisation is estab ­
lished in the Union, it complies with the requirements laid down in 
Part Five of Regulation (EU) No. 575/2013 and discloses 
information, in accordance with Article 8b of Regulation (EU) 
No 1060/2009, on the credit quality and performance of the 
underlying exposures, the structure of the transaction, the cash 
flows and any collateral supporting the exposures as well as any 
information that is necessary for investors to conduct compre ­
hensive and well-informed stress tests; where the issuer, originator 
and sponsors are established outside the Union, comprehensive 
loan-level data in compliance with standards generally accepted 
by market participants is made available to existing and potential 
investors and regulators at issuance and on a regular basis.  
3. Type 2 securitisation positions shall include all securitisation 
positions that do not qualify as type 1 securitisation positions.  
4. Notwithstanding paragraph 2, securitisations that were issued 
before the entry into force of this Regulation shall qualify as type 1 
if they meet only the requirements set out in points (a), (c), (d), (h), (i) 
and (j) of paragraph 2. Where the underlying exposures are residential 
loans referred to in point (h)(i) of paragraph 2, none of the two 
conditions on the loan-to-value or loan-to-income ratios set out in that 
point shall apply to those securitisations.  
5. Notwithstanding paragraph 2, a securitisation position where the 
underlying exposures are residential loans referred to in point (h)(i) of 
paragraph 2 that do not meet the average loan-to-value requirement nor 
the loan-to-income requirement set out in that point, shall qualify as a 
type 1 securitisation position until 31 December 2025, provided that all 
of the following requirements are met:  
(a) the securitisation was issued after the date of entry into force of this 
Regulation;  
(b) the underlying exposures comprise residential loans that were 
granted to obligors before the application of the national law 
providing for a loan-to-income limit.  
(c) the underlying exposures do not comprise residential loans that were 
granted to obligors after the date of entry into force of this Regu ­
lation and which do not comply with the loan-to-income 
requirement as referred to in point (h)(i) of paragraph 2.  
Article 178  
Spread risk on securitisation positions: calculation of the capital 
requirement  
1. The capital requirement for spread risk on type 1 securitisation 
positions shall be equal to the loss in the basic own funds that would 
result from an instantaneous relative decrease of  stress  i in the value of 
each type 1 securitisation position  i. The risk factor  stress  i shall be equal 
to the following:  
stress  i ¼ minðb i · dur  i ; 1Þ ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 163
 
where:  
(a) dur  i denotes the modified duration of securitisation position  i 
denominated in years;  
(b) b  i shall be assigned depending on the credit quality step of secu ­
ritisation position  i according to the following table:  
Credit quality step  0  1  2  3  
b i 2,1 %  3 %  3 %  3 %  
2. The capital requirement for spread risk on type 2 securitisation 
position shall be equal to the loss in the basic own funds that would 
result from an instantaneous relative decrease of  stress  i in the value of 
each type 2 securitisation position  i. The risk factor  stress  i shall be equal 
to the following  
stress  i ¼ minðb i · dur  i ; 1Þ 
where:  
(a) dur  i denotes the modified duration of securitisation position  i 
denominated in years;  
(b) b  i shall be assigned depending on the credit quality step of secu ­
ritisation position  i according to the following table:  
Credit 
quality step  0 1  2  3  4  5  6  
b i 12,5 %  13,4 %  16,6 %  19,7 %  82 %  100 %  100 %  
3. The capital requirement for spread risk on resecuritisation 
positions shall be equal to the loss in the basic own funds that would 
result from an instantaneous relative decrease of  stress  i in the value of 
each resecuritisation position  i. The risk factor  stress  i shall be equal to 
the following  
stress  i ¼ minðb i · dur  i ; 1Þ 
where:  
(a) dur  i denotes the modified duration of resecuritisation position  i 
denominated in years;  
(b) b  i shall be assigned depending on the credit quality step of resecu ­
ritisation position  i according to the following table:  
Credit 
quality step  0 1  2  3  4  5  6  
b i 33 %  40 %  51 %  91 %  100 %  100 %  100 %  
4. The modified duration dur  i referred to in paragraphs 1 and 2 shall 
not be lower than 1 year.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 164
 
5. Securitisation positions for which a credit assessment from a 
nominated ECAI is not available shall be assigned a risk factor  stress  i 
of 100 %.  
Article 179  
Spread risk on credit derivatives  
1. ►M1 The capital requirement SCR  cd for spread risk on credit 
derivatives other than those referred to in paragraph 3 shall be equal 
to the higher of the following capital requirements: ◄ 
▼M1 
(a) the loss in the basic own funds that would result from an instan ­
taneous increase in absolute terms of the credit spread of the 
instruments underlying the credit derivatives;  
▼B 
(b) the loss in the basic own funds that would result from an instan ­
taneous relative decrease of the credit spread of the instruments 
underlying the credit derivatives by 75 %.  
For the purposes of point (a), the instantaneous increase of the credit 
spread of the instruments underlying the credit derivatives for which a 
credit assessment by a nominated ECAI is available shall be calculated 
according to the following table.  
Credit quality step  0  1  2  3  4  5  6  
Instantaneous 
increase in spread 
(in percentage 
points)  1,3 1,5  2,6  4,5  8,4  16,20  16,20  
2. For the purposes of point (a) of paragraph 1, the instantaneous 
increase of the credit spread of the instruments underlying the credit 
derivatives for which a credit assessment by a nominated ECAI is not 
available shall be 5 percentage points.  
3. Credit derivatives which are part of the undertaking's risk miti ­
gation policy shall not be subject to a capital requirement for spread 
risk, as long as the undertaking holds either the instruments underlying 
the credit derivative or another exposure with respect to which the basis 
risk between that exposure and the instruments underlying the credit 
derivative is not material in any circumstances.  
4. Where the larger of the capital requirements referred to in points 
(a) and (b) of paragraph 1 and the larger of the corresponding capital 
requirements calculated in accordance with Article 206(2) are not based 
on the same scenario, the capital requirement for spread risk on credit 
derivatives shall be the capital requirement referred to in paragraph 1 for 
which the underlying scenario results in the largest corresponding 
capital requirement calculated in accordance with Article 206(2).  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 165
 
Article 180  
Specific exposures  
1. Exposures in the form of bonds referred to Article 52(4) of 
Directive 2009/65/EC (covered bonds) which have been assigned to 
credit quality step 0 or 1 shall be assigned a risk factor  stress  i 
according to the following table.  
Credit quality step 
Duration ( dur  i ) 0 1  
up to 5  0,7 %.  dur  i 0,9 %.  dur  i 
More than 5 years  min ð3; 5% þ 0; 5% · ðdur  i Ä 5Þ; 1Þ minð4; 5% þ 0; 5% · ðdur  i Ä 5Þ; 1Þ 
2. Exposures in the form of bonds and loans to the following shall be 
assigned a risk factor  stress  i of 0 %:  
(a) the European Central Bank;  
(b) Member States' central government and central banks denominated 
and funded in the domestic currency of that central government and 
the central bank;  
(c) multilateral development banks referred to in paragraph 2 of 
Article 117 of Regulation (EU) No 575/2013;  
(d) international organisations referred to in Article 118 of Regulation 
(EU) No 575/2013;  
Exposures in the form of bonds and loans that are fully, unconditionally 
and irrevocably guaranteed by one of the counterparties mentioned in 
points (a) to (d), where the guarantee meets the requirements set out in 
Article 215, shall also be assigned a risk factor  stress  i of 0 %.  
3. Exposures in the form of bonds and loans to central governments 
and central banks other than those referred to in point (b) of paragraph 
2, denominated and funded in the domestic currency of that central 
government and central bank, and for which a credit assessment by a 
nominated ECAI is available shall be assigned a risk factor  stress  i 
depending on the credit quality step and the duration of the exposure 
according to the following table:  
Credit quality step  0 and 1  2  3  4  5 and 6  
Duration 
(dur  i ) stress  i a i b i a i b i a i b i a i b i a i b i 
up to 5  b  i · dur  i — 0,0 %  —  1,1 %  —  1,4 %  —  2,5 %  —  4,5 %  
More than 5 
and up to 10  a i þ b i · ðdur  i Ä 5Þ 0,0 %  0,0 %  5,5 %  0,6 %  7,0 %  0,7 %  12,5 %  1,5 %  22,5 %  2,5 %  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 166
 
Credit quality step  0 and 1  2  3  4  5 and 6  
Duration 
(dur  i ) stress  i a i b i a i b i a i b i a i b i a i b i 
More than 10 
and up to 15  a i þ b i · ðdur  i Ä 10Þ 0,0 %  0,0 %  8,4 %  0,5 %  10,5 %  0,5 %  20,0 %  1,0 %  35,0 %  1,8 %  
More than 15 
and up to 20  a i þ b i · ðdur  i Ä 15Þ 0,0 %  0,0 %  10,9 %  0,5 %  13,0 %  0,5 %  25,0 %  1,0 %  44,0 %  0,5 %  
More than 20  min½a i þ b i · ðdur  i Ä 20Þ; 1â 0,0 %  0,0 %  13,4 %  0,5 %  15,5 %  0,5 %  30,0 %  0,5 %  46,5 %  0,5 %  
4. Exposures in the form of bonds and loans to an insurance or 
reinsurance undertaking for which a credit assessment by a nominated 
ECAI is not available and where this undertaking meets its Minimum 
Capital Requirement, shall be assigned a risk factor  stress  i from the 
table in Article 176(3) depending on the undertaking's solvency ratio, 
using the following mapping between solvency ratios and credit quality 
steps:  
Solvency 
ratio 196 %  175 %  122 %  95 %  75 %  75 %  
Credit 
quality step  1 2  3  4  5  6  
Where the solvency ratio falls in between the solvency ratios set out in 
the table above, the value of  stress  i shall be linearly interpolated from 
the closest values of  stress  i corresponding to the closest solvency ratios 
set out in the table above. Where the solvency ratio is lower than 75 %,  
stress  i shall be equal to the factor corresponding to the credit quality 
steps 5 and 6. Where the solvency ratio is higher than 196 %,  stress  i 
shall be the same as the factor corresponding to the credit quality step 1.  
For the purposes of this paragraph, ‘solvency ratio’ denotes the ratio of 
the eligible amount of own funds to cover the Solvency Capital 
Requirement and the Solvency Capital Requirement, using the latest 
available values.  
5. Exposures in the form of bonds and loans to an insurance or 
reinsurance undertaking which does not meet its Minimum Capital 
Requirement shall be assigned a risk factor  stress  i according to the 
following table:  
Duration ( dur  i ) risk factor  stress  i 
up to 5  7,5 %.  dur  i 
More than 5 and up to 10  37,50 % + 4,20 %.( dur  i – 5) 
More than 10 and up to 15  58,50 % + 0,50 %.( dur  i – 10)  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 167
 
Duration ( dur  i ) risk factor  stress  i 
More than 15 and up to 20  61 % + 0,50 %.( dur  i – 15)  
More than 20  min ð63; 5% þ 0; 5% · ðdur  i Ä 20Þ; 1Þ 
6. Paragraphs 4 and 5 of this Article shall only apply as of the first 
date of public disclosure, by the undertaking corresponding to the 
exposure, of the report on its solvency and financial condition 
referred to in Article 51 of Directive 2009/138/EC. Before that date, 
if a credit assessment by a nominated ECAI is available for the 
exposures, Article 176 of this Regulation shall apply, otherwise, the 
exposures shall be assigned the same risk factor as the ones that 
would result from the application of paragraph 4 of this Article to 
exposures to an insurance or reinsurance undertaking whose solvency 
ratio is 100 %.  
7. Exposures in the form of bonds and loans to a third country 
insurance or reinsurance undertaking for which a credit assessment by 
a nominated ECAI is not available, situated in a country whose 
solvency regime is deemed equivalent to that laid down in Directive 
2009/138/EC in accordance with Article 227 of Directive 2009/138/EC, 
and which complies with the solvency requirements of that third- 
country, shall be assigned the same risk factor as the ones that would 
result from the application of paragraph 4 of this Article to exposures to 
an insurance or reinsurance undertaking whose solvency ratio is 100 %.  
8. Exposures in the form of bonds and loans to credit institutions and 
financial institutions within the meaning of points (1) and (26) of 
Article 4(1) of Regulation (EU) No 575/2013 which comply with the 
solvency requirements set out in Directive 2013/36/EU and Regulation 
(EU) No 575/2013, for which a credit assessment by a nominated ECAI 
is not available, shall be assigned the same risk factor as the ones that 
would result from the application of paragraph 4 of this Article to 
exposures to an insurance or reinsurance undertaking whose solvency 
ratio is 100 %.  
9. The capital requirement for spread risk on credit derivatives where 
the underlying financial instrument is a bond or a loan to any exposure 
listed in paragraph 2 shall be nil.  
10. Type 1 securitisation positions which are fully, unconditionally 
and irrevocably guaranteed by the European Investment Fund or the 
European Investment Bank, where the guarantee meets the requirements 
set out in Article 215, shall be assigned a risk factor  stress  i of 0 %.  
▼M1 
11. Exposures in the form of bonds and loans that fulfil the criteria 
set out in paragraph 12 shall be assigned a risk factor  stress  i depending 
on the credit quality step and the duration of the exposure according to 
the following table:  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 168
 
Credit quality step  0  1  2  3  
Duration 
(dur  i ) stress  i a i b i a i b i a i b i a i b i 
up to 5  b  i · dur  i — 0,64 %  —  0,78 %  —  1,0 %  —  1,67 %  
More than 5 
and up to 10  a i + b i · (dur  i – 5) 3,2 %  0,36 %  3,9 %  0,43 %  5,0 %  0,5 %  8,35 %  1,0 %  
More than 10 
and up to 15  a i + b i · (dur  i – 10)  5,0 %  0,36 %  6,05 %  0,36 %  7,5 %  0,36 %  13,35 %  0,67 %  
More than 15 
and up to 20  a i + b i · (dur  i – 15)  6,8 %  0,36 %  7,85 %  0,36 %  9,3 %  0,36 %  16,7 %  0,67 %  
More than 20  min[ a i + b i · (dur  i – 
20);1]  8,6 %  0,36 %  9,65 %  0,36 %  11,1 %  0,36 %  20,05 %  0,36 %  
12. The criteria for exposures that are assigned a risk factor in 
accordance with paragraph 11 shall be:  
(a) the exposure relates to a qualifying infrastructure investment that 
meets the criteria set out in Article 164a;  
(b) the exposure is not an asset that fulfils the following conditions:  
— it is assigned to a matching adjustment portfolio in accordance 
with Article 77b(2) of Directive 2009/138/EC,  
— it has been assigned a credit quality step between 0 and 2;  
(c) a credit assessment by a nominated ECAI is available for the 
exposure;  
(d) the exposure has been assigned a credit quality step between 0 
and 3.  
13. Exposures in the form of bonds and loans that meet the criteria 
set out in paragraph 12(a) and (b), but do not meet the criteria set out in 
paragraph 12(c), shall be assigned a risk factor  stress  i equivalent to 
credit quality step 3 and the duration of the exposure in accordance 
with the table set out in paragraph 11.  
▼B 
Article 181  
Application of the spread risk scenarios to matching adjustment 
portfolios  
Where insurance undertakings apply the matching adjustment referred to 
in Article 77b of Directive 2009/138/EC, they shall carry out the 
scenario based calculation for spread risk as follows:  ▼M1 02015R0035 — EN — 02.04.2016 — 001.004 — 169
 
(a) the assets in the assigned portfolio shall be subject to the instan ­
taneous decrease in value for spread risk set out in Articles 176, 178 
and 180 of this Regulation;  
(b) the technical provisions shall be recalculated to take into account 
the impact on the amount of the matching adjustment of the instan ­
taneous decrease in value of the assigned portfolio of assets. In 
particular, the fundamental spread shall increase, by an absolute 
amount that is calculated as the product of the following:  
(i) the absolute increase in spread that, multiplied by the modified 
duration of the relevant asset, would result in the relevant risk 
factor  stress  i , referred to in Articles 176, 178 and 180 of this 
Regulation;  
(ii) a reduction factor, depending on the credit quality as set out in 
the following table:  
Credit quality step  0  1  2  3  4  5  6  
Reduction factor  45 %  50 %  60 %  75 %  100 %  100 %  100 %  
▼M1 
For assets in the assigned portfolio for which no credit assessment by a 
nominated ECAI is available, and for qualifying infrastructure assets 
that have been assigned credit quality step 3, the reduction factor 
shall be 100 %.  
▼B 
S u b s e c t i o n 6  
M a r k e t r i s k c o n c e n t r a t i o n s s u b - m o d u l e  
Article 182  
Single name exposure  
1. The capital requirement for market risk concentration shall be 
calculated on the basis of single name exposures. For this purpose 
exposures to undertakings which belong to the same corporate group 
shall be treated as a single name exposure. Similarly, immovable prop ­
erties which are located in the same building shall be considered as a 
single immovable property.  
2. The exposure at default to a counterparty shall be the sum of the 
exposures to this counterparty.  
3. The exposure at default to a single name exposure shall be the 
sum of the exposures at default to all counterparties that belong to the 
single name exposure.  
4. The weighted average credit quality step on a single name 
exposure shall be equal to the rounded-up average of the credit 
quality steps of all exposures to all counterparties that belong to the 
single name exposure, weighted by the value of each exposure.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 170
 
5. For the purposes of paragraph 4, exposures for which a credit 
assessment by a nominated ECAI is available, shall be assigned a 
credit quality step in accordance with Chapter 1 Section 2 of this 
Title. Exposures for which a credit assessment by a nominated ECAI 
is not available shall be assigned to credit quality step 5.  
Article 183  
Calculation of the capital requirement for market risk 
concentration  
1. The capital requirement for market risk concentration shall be 
equal to the following:  
SCR  conc ¼ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ X  
i Conc  2 
i r 
where:  
(a) the sum covers all single name exposures  i; 
(b) Conc  i denotes the capital requirement for market risk concentration 
on a single name exposure  i. 
2. For each single name exposure  i, the capital requirement for 
market risk concentration  Conc  i shall be equal to the loss in the basic 
own funds that would result from an instantaneous decrease in the value 
of the assets corresponding to the single name exposure  i equal to the 
following:  
XS i · g i 
where:  
(a) XS  i is the excess exposure referred to in Article 184;  
(b) g i is the risk factor for market risk concentration referred to in 
Articles 186 and 187;  
Article 184  
Excess exposure  
1. The excess exposure on a single name exposure  i shall be equal to 
the following:  
XS i ¼ Maxð0; E i Ä CT  i · AssetsÞ 
where:  
(a) E i denotes the exposure at default to single name exposure  i that is 
included in the calculation base of the market risk concentrations 
sub-module;  
(b) Assets  denotes the calculation base of the market risk concentrations 
sub-module;  
(c) CT  i denotes the relative excess exposure threshold referred to in 
Article 185.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 171
 
2. The calculation base of the market risk concentration sub-module  
Assets  shall be equal to the value of all assets held by an insurance or 
reinsurance undertaking, excluding the following:  
(a) assets held in respect of life insurance contracts where the 
investment risk is fully borne by the policy holders;  
(b) exposures to a counterparty which belongs to the same group as the 
insurance or reinsurance undertaking, provided that all of the 
following conditions are met:  
(i) the counterparty is an insurance or reinsurance undertaking, an 
insurance holding company, a mixed financial holding 
company or an ancillary services undertaking;  
(ii) the counterparty is fully consolidated in accordance with 
Article 335(1)(a);  
(iii) the counterparty is subject to the same risk evaluation, 
measurement and control procedures as the insurance or 
reinsurance undertaking;  
(iv) the counterparty is established in the Union;  
(v) there is no current or foreseen material practical or legal 
impediment to the prompt transfer of own funds or 
repayment of liabilities from the counterparty to the insurance 
or reinsurance undertaking;  
(c) the value of the participations as referred to in Article 92(2) of 
Directive 2009/138/EC in financial and credit institutions that is 
deducted from own funds pursuant to Article 68 of this Regulation;  
(d) exposures included in the scope of the counterparty default risk 
module;  
(e) deferred tax assets;  
(f) intangible assets.  
3. The exposure at default on a single name exposure  i shall be 
reduced by the amount of the exposure at default to counterparties 
belonging to that single name exposure and for which the risk factor 
for market risk concentration referred to in Articles 168 and 187 is 0 %.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 172
 
Article 185  
Relative excess exposure thresholds  
Each single name exposure  i shall be assigned, in accordance with the 
following table, a relative excess exposure threshold depending on the 
weighted average credit quality step of the single name exposure  i, 
calculated in accordance with Article 182(4).  
Weighted average 
credit quality step of 
single name 
exposure  i 0 1  2  3  4  5  6  
Relative excess 
exposure 
threshold CT  i 3 % 3 %  3 %  1,5 %  1,5 %  1,5 %  1,5 %  
Article 186  
Risk factor for market risk concentration  
1. Each single name exposure  i shall be assigned, in accordance with 
the following table, a risk factor  g i for market risk concentration 
depending on the weighted average credit quality step of the single 
name exposure  i, calculated in accordance with Article 182(4).  
Weighted average 
credit quality step of 
single name 
exposure  i 0 1  2  3  4  5  6  
Risk factor  g i 12 %  12 %  21 %  27 %  73 %  73 %  73 %  
2. Single name exposures to an insurance or reinsurance undertaking 
for which a credit assessment by a nominated ECAI is not available and 
where the undertaking meets its Minimum Capital Requirement, shall be 
assigned a risk factor  g i for market risk concentration depending on the 
undertaking's solvency ratio in accordance with the following table:  
Solvency ratio  95 %  100 %  122 %  175 %  196 %  
Risk factor  g i 73 %  64,5 %  27 %  21 %  12 %  
Where the solvency ratio falls in between the solvency ratios set out in 
the table above, the value of  g i shall be linearly interpolated from the 
closest values of  g i corresponding to the closest solvency ratios set out 
in the table above. Where the solvency ratio is lower than 95 %, the risk 
factor  g i shall be equal to 73 %. Where the solvency ratio is higher than 
196 %, the risk factor  g i shall be equal to 12 %.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 173
 
For the purposes of this paragraph, ‘solvency ratio’ denotes the ratio of 
the eligible amount of own funds to cover the Solvency Capital 
Requirement and the Solvency Capital Requirement, using the latest 
available values.  
3. Single name exposures to insurance or reinsurance undertakings 
which do not meet their Minimum Capital Requirement, shall be 
assigned a risk factor  g i for market risk concentration equal to 73 %.  
Paragraphs 2 and 3 of this Article shall only apply as of the first date of 
public disclosure, by the undertaking corresponding to the exposure, of 
the report on its solvency and financial condition referred to in 
Article 51 of Directive 2009/138/EC. Before that date, if a credit 
assessment by a nominated ECAI is available for the single name 
exposure, paragraph 1 shall apply, otherwise, the exposures shall be 
assigned a risk factor  g i of 64,5 %.  
4. Single name exposures to a third country insurance or reinsurance 
undertaking, for which a credit assessment by a nominated ECAI is not 
available, situated in a country whose solvency regime is deemed 
equivalent pursuant to Article 227 of Directive 2009/138/EC, and 
which complies with the solvency requirements of those that third- 
country, shall be assigned a risk factor  g i of 64,5 %.  
5. Single name exposures to credit institutions and financial insti ­
tutions within the meaning of points (1) and (26) of Article 4(1) of 
Regulation (EU) No 575/2013 and which comply with the solvency 
requirements set out in of Directive 2013/36/EU and Regulation (EU) 
No 575/2013, for which a credit assessment by a nominated ECAI is 
not available, shall be assigned a risk factor  g i of 64,5 %.  
6. Single name exposures other than those identified in paragraphs 1 
to 5 shall be assigned a risk factor  g i for market risk concentration of 
73 %.  
Article 187  
Specific exposures  
1. Exposures in the form of bonds as referred to Article 52(4) of 
Directive 2009/65/EC (covered bonds) shall be assigned a relative 
excess exposure threshold  CT  i of 15 %, provided that the corresponding 
exposures in the form of covered bonds have been assigned to credit 
quality step 0 or 1. Exposures in the form of covered bonds shall be 
considered as single name exposures, regardless of other exposures to 
the same counterparty as the issuer of the covered bonds, which 
constitute a distinct single name exposure.  
2. Exposures to a single immovable property shall be assigned a 
relative excess exposure threshold  CT  i of 10 % and a risk factor  g i 
for market risk concentration of 12 %.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 174
 
3. Exposures to the following shall be assigned a risk factor  g i for 
market risk concentration of 0 %:  
(a) the European Central Bank;  
(b) Member States' central government and central banks denominated 
and funded in the domestic currency of that central government and 
central bank;  
(c) multilateral development banks referred to in Article 117(2) of 
Regulation (EU) No 575/2013;  
(d) international organisations referred to in Article 118 of Regulation 
(EU) No 575/2013.  
Exposures that are fully, unconditionally and irrevocably guaranteed by 
one of the counterparties mentioned in points (a) to (d), where the 
guarantee meets the requirements set out in Article 215, shall also be 
assigned a risk factor  g i for market risk concentration of 0 %.  
4. Exposures to central governments and central banks other than 
those referred to in point (b) of paragraph 3, denominated and funded 
in the domestic currency of that central government and central bank, 
shall be assigned a risk factor  g i for market risk concentration depending 
on their weighted average credit quality steps, in accordance with the 
following table.  
Weighted average 
credit quality step of 
single name 
exposure  i 0 1  2  3  4  5  6  
Risk factor  g i 0 % 0 %  12 %  21 %  27 %  73 %  73 %  
5. Exposures in the form of bank deposits shall be assigned a risk 
factor  g i for market risk concentration of 0 %, provided they meet all of 
the following requirements:  
(a) the full value of the exposure is covered by a government guarantee 
scheme in the Union;  
(b) the guarantee covers the insurance or reinsurance undertaking 
without any restriction;  
(c) there is no double counting of such guarantee in the calculation of 
the Solvency Capital Requirement.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 175
 
S u b s e c t i o n 7  
C u r r e n c y r i s k s u b - m o d u l e  
Article 188  
1. The capital requirement for currency risk referred to in point (e) of 
the second subparagraph of Article 105(5) of Directive 2009/138/EC 
shall be equal to the sum of the capital requirements for currency risk 
for each foreign currency. Investments in type 1 equities referred to in 
Article 168(2) and type 2 equities referred to in Article 168(3) which 
are listed in stock exchanges operating with different currencies shall be 
assumed to be sensitive to the currency of its main listing. Type 2 
equities referred to in Article 168(3) which are not listed shall be 
assumed to be sensitive to the currency of the country in which the 
issuer has its main operations. Immovable property shall be assumed to 
be sensitive to the currency of the country in which it is located.  
For the purposes of this Article, foreign currencies shall be currencies 
other than the currency used for the preparation of the insurance or 
reinsurance undertaking's financial statements (‘the local currency’).  
2. For each foreign currency, the capital requirement for currency 
risk shall be equal to the larger of the following capital requirements:  
(a) the capital requirement for the risk of an increase in value of the 
foreign currency against the local currency;  
(b) the capital requirement for the risk of a decrease in value of the 
foreign currency against the local currency.  
3. The capital requirement for the risk of an increase in value of a 
foreign currency against the local currency shall be equal to the loss in 
the basic own funds that would result from an instantaneous increase of 
25 % in the value of the foreign currency against the local currency.  
4. The capital requirement for the risk of a decrease in value of a 
foreign currency against the local currency shall be equal to the loss in 
the basic own funds that would result from an instantaneous decrease of 
25 % in the value of the foreign currency against the local currency.  
5. For currencies which are pegged to the euro, the 25 % factor 
referred to in paragraphs 3 and 4 of this Article may be adjusted in 
accordance with the implementing act adopted pursuant to point (d) of 
Article 109a(2) of Directive 2009/138/EC, provided that all of the 
following conditions are met:  
(a) the pegging arrangement shall ensure that the relative changes in the 
exchange rate over a one-year period do not exceed the relative 
adjustments to the 25 % factor, in the event of extreme market 
events, that correspond to the confidence level set out in 
Article 101(3) of Directive 2009/138/EC;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 176
 
(b) one of the following criteria is complied with:  
(i) participation of the currency in the European Exchange Rate 
Mechanism (ERM II);  
(ii) existence of a decision from the Council which recognises 
pegging arrangements between this currency and the euro;  
(iii) establishment of the pegging arrangement by the law of 
country establishing the country's currency.  
For the purposes of point (a), the financial resources of the parties that 
guarantee the pegging shall be taken into account.  
6. The impact of an increase or a decrease in the value of a foreign 
currency against the local currency on the value of participations as 
defined in Article 92(2) of Directive 2009/138/EC in financial and 
credit institutions, shall be considered only on the value of the partici ­
pations that are not deducted from own funds pursuant to Article 68 of 
this Regulation. The part deducted from own funds shall be considered 
only to the extent such impact increases the basic own funds.  
7. Where the larger of the capital requirements referred to in points 
(a) and (b) of paragraph 2 and the largest of the corresponding capital 
requirements calculated in accordance with Article 206(2) are not based 
on the same scenario, the capital requirement for currency risk on a 
given currency shall be the capital requirement referred to in points (a) 
or (b) of paragraph 2 for which the underlying scenario results in the 
largest corresponding capital requirement calculated in accordance with 
Article 206(2).  
SECTION 6  
Counterparty default risk module  
S u b s e c t i o n 1  
G e n e r a l p r o v i s i o n s  
Article 189  
Scope  
1. The capital requirement for counterparty default risk shall be equal 
to the following:  
SCR  def ¼ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  ﬃﬃﬃﬃﬃ 
SCR  2 
ðdef;1Þ þ 1,5 · SCR ðdef;1Þ · SCR ðdef;2Þ þ SCR  2 
ðdef;2Þ q 
where:  
(a) SCR  def,1 denotes the capital requirement for counterparty default risk 
on type 1 exposures as set out in paragraph 2;  
(b) SCR  def,2 denotes the capital requirement for counterparty default risk 
on type 2 exposures as set out in paragraph 3.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 177
 
2. Type 1 exposures shall consist of exposures in relation to the 
following:  
(a) Risk-mitigation contracts including reinsurance arrangements, 
special purpose vehicles, insurance securitisations and derivatives;  
(b) Cash at bank as defined in Article 6 item F of Council Directive 
91/674/EEC (  1 ); 
(c) Deposits with ceding undertakings, where the number of single 
name exposures does not exceed 15;  
(d) Commitments received by an insurance or reinsurance undertaking 
which have been called up but are unpaid, where the number of 
single name exposures does not exceed 15, including called up but 
unpaid ordinary share capital and preference shares, called up but 
unpaid legally binding commitments to subscribe and pay for 
subordinated liabilities, called up but unpaid initial funds, 
members' contributions or the equivalent basic own-fund item for 
mutual and mutual-type undertakings, called up but unpaid guar ­
antees, called up but unpaid letters of credit, called up but unpaid 
claims which mutual or mutual-type associations may have against 
their members by way of a call for supplementary contributions;  
(e) Legally binding commitments which the undertaking has provided 
or arranged and which may create payment obligations depending 
on the credit standing or default on a counterparty including guar ­
antees, letters of credit, letters of comfort which the undertaking has 
provided.  
3. Type 2 exposures shall consist of all credit exposures which are 
not covered in the spread risk sub-module and which are not type 1 
exposures, including the following:  
(a) Receivables from intermediaries;  
(b) Policyholder debtors;  
(c) mortgage loans which meet the requirements in Article 191(2) to (13);  
(d) Deposits with ceding undertakings, where the number of single 
name exposures exceeds 15;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 178  
( 1 ) Council Directive 91/674/EEC of 19 December 1991 on the annual accounts 
and consolidated accounts of insurance undertakings, OJ L 374, 31.12.1991, 
p. 7.
 (e) Commitments received by an insurance or reinsurance undertaking 
which have been called up but are unpaid as referred to in 
paragraph 2(d), where the number of single name exposures 
exceeds 15.  
4. Insurance and reinsurance undertakings may, at their discretion, 
consider all exposures referred to in points (d) and (e) of paragraph 3 as 
type 1 exposures, regardless of the number of single name exposures.  
5. Where a letter of credit, a guarantee or an equivalent risk miti ­
gation technique has been provided to fully secure an exposure and this 
risk mitigation technique complies with the requirements of Articles 209 
to 215, then the provider of that letter of credit, guarantee or equivalent 
risk mitigation technique may be considered as the counterparty on the 
secured exposure for the purposes of assessing the number of single 
name exposures.  
6. The following credit risks shall not be covered in the counterparty 
default risk module:  
(a) the credit risk transferred by a credit derivative;  
(b) the credit risk on debt issuance by special purpose vehicles, whether 
as defined in Article 13(26) of Directive 2009/138/EC or not;  
(c) the underwriting risk of credit and suretyship insurance or 
reinsurance as referred to in lines of business 9, 21 and 28 of 
Annex I of this Regulation;  
(d) the credit risk on mortgage loans which do not meet the 
requirements in Article 191(2) to (9).  
7. Investment guarantees on insurance contracts provided to policy 
holders by a third party and for which the insurance or reinsurance 
undertaking would be liable should the third party default shall be 
treated as derivatives in the counterparty default risk module.  
Article 190  
Single name exposures  
1. The capital requirement for counterparty default risk shall be 
calculated on the basis of single name exposures. For that purpose 
exposures to undertakings which belong to the same corporate group 
shall be treated as a single name exposure.  
2. The insurance or reinsurance undertaking may consider exposures 
which belong to different members of the same legal or contractual 
pooling arrangement as different single name exposures where the prob ­
ability of default of the single name exposure is calculated in 
accordance with Article 199 and the loss-given-default is calculated in  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 179
 
accordance with Article 193 if it is a pool exposure of type A, in 
accordance with Article 194 if it is a pool exposure of type B and in 
accordance with Article 195 if it is a pool exposure of type C. Alter ­
natively exposures to the undertakings which belong to the same 
pooling arrangement shall be treated as a single name exposure.  
Article 191  
Mortgage loans  
1. Retail loans secured by mortgages on residential property 
(mortgage loans) shall be treated as type 2 exposures under the 
counterparty default risk provided the requirements in paragraphs 2 to 
13 are met.  
2. The exposure shall be either to a natural person or persons or to a 
small or medium sized enterprise.  
3. The exposure shall be one of a significant number of exposures 
with similar characteristics such that the risks associated with such 
lending are substantially reduced.  
4. The total amount owed to the insurance or reinsurance undertaking 
and, where relevant, to all related undertakings within the meaning of 
Article 212(1)(b) and (2) of Directive 2009/138/EC, including any 
exposure in default, by the counterparty or other connected third 
party, shall not, to the knowledge of the insurance or reinsurance under ­
taking, exceed EUR 1 million. The insurance or reinsurance undertaking 
shall take reasonable steps to acquire this knowledge.  
5. The residential property is or will be occupied or let by the owner.  
6. The value of the property does not materially depend upon the 
credit quality of the borrower.  
7. The risk of the borrower does not materially depend upon the 
performance of the underlying property, but on the underlying 
capacity of the borrower to repay the debt from other sources, and as 
a consequence, the repayment of the facility does not materially depend 
on any cash flow generated by the underlying property serving as 
collateral. For those other sources, the insurance or reinsurance under ­
taking shall determine maximum loan-to-income ratio as part of its 
lending policy and obtain suitable evidence of the relevant income 
when granting the loan.  
8. All of the following requirements on legal certainty shall be met:  
(a) a mortgage or charge is enforceable in all jurisdictions which are 
relevant at the time of the conclusion of the credit agreement and 
shall be properly filed on a timely basis;  
(b) all legal requirements for establishing the pledge have been fulfilled;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 180
 
(c) the protection agreement and the legal process underpinning it 
enable the insurance or reinsurance undertaking to realise the 
value of the protection within a reasonable timeframe.  
9. All of the following requirements on the monitoring of property 
values and on property valuation shall be met:  
(a) the insurance or reinsurance undertaking monitors the value of the 
property on a frequent basis and at a minimum once every three 
years. The insurance or reinsurance undertaking carries out more 
frequent monitoring where the market is subject to significant 
changes in conditions;  
(b) the property valuation is reviewed when information available to the 
insurance or reinsurance undertaking indicates that the value of the 
property may have declined materially relative to general market 
prices and that review is external and independent and carried out 
by a valuer who possesses the necessary qualifications, ability and 
experience to execute a valuation and who is independent from the 
credit decision process.  
10. For the purposes of paragraph 9, insurance or reinsurance under ­
takings may use statistical methods to monitor the value of the property 
and to identify property that needs revaluation.  
11. The insurance or reinsurance undertaking shall clearly document 
the types of residential property they accept as collateral and their 
lending policies in this regard. The insurance or reinsurance undertaking 
shall require the independent valuer of the market value of the property, 
as referred to in Article 198(2), to document that market value in a 
transparent and clear manner.  
12. The insurance or reinsurance undertaking shall have in place 
procedures to monitor that the property taken as credit protection is 
adequately insured against the risk of damage.  
13. The insurance or reinsurance undertaking shall report all of the 
following data on losses stemming from mortgage loans to the super ­
visory authority:  
(a) losses stemming from loans that has been classified as type 2 
exposures according with Article 189(3) in any given year;  
(b) overall losses in any given year.  
14. The supervisory authorities shall publish annually on an 
aggregated basis the data specified in points (a) and (b) of paragraph 
13, together with historical data, where available. A supervisory 
authority shall, upon the request of another supervisory authority in a 
Member State, the EBA or the EIOPA provide to that supervisory auth ­
ority, the EBA or the EIOPA more detailed information on the 
condition of the residential immovable property markets in that 
Member State.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 181
 
Article 192  
Loss-given-default  
1. The loss-given-default on a single name exposure shall be equal to 
the sum of the loss-given-default on each of the exposures to counter ­
parties belonging to the single name exposure. The loss-given-default 
shall be net of the liabilities towards counterparties belonging to the 
single name exposure provided that those liabilities and exposures are 
set off in the case of default of the counterparties and provided that 
Articles 209 and 210 are complied with in relation to that right of set- 
off. No offsetting shall be allowed for if the liabilities are expected to be 
met before the credit exposure is cleared.  
2. The loss-given-default on a reinsurance arrangement or insurance 
securitisation shall be equal to the following:  
LGD ¼ max½50% · ðREcoverables þ 50% · RM  re Þ Ä F · Collateral ; 0â 
where:  
(a) Recoverables  denotes the best estimate of amounts recoverable from 
the reinsurance arrangement or insurance securitisation and the 
corresponding debtors;  
(b) RM  re denotes the risk mitigating effect on underwriting risk of the 
reinsurance arrangement or securitisation;  
(c) Collateral  denotes the risk-adjusted value of collateral in relation to 
the reinsurance arrangement or securitisation;  
(d) F denotes a factor to take into account the economic effect of the 
collateral arrangement in relation to the reinsurance arrangement or 
securitisation in case of any credit event related to the counterparty.  
Where the reinsurance arrangement is with an insurance or reinsurance 
undertaking or a third country insurance or reinsurance undertaking and 
60 % or more of that counterparty's assets are subject to collateral 
arrangements, the loss-given-default shall be equal to the following:  
▼M1 
LGD ¼ maxð90% · ðRecoverables þ 50% · RM  re Þ Ä F′ · Collateral ; 0Þ 
▼B 
where:  
F' denotes a factor to take into account the economic effect of the 
collateral arrangement in relation to the reinsurance arrangement or 
securitisation in the case of a credit event related to the counterparty.  
3. The loss-given-default on a derivative shall be equal to the 
following:  
LGD ¼ maxð90% ðDerivative þ RM  fin Þ Ä F′ · Collateral ; 0Þ 
where  
(a) Derivative  denotes the value of the derivative in accordance with 
Article 75 of Directive 2009/138/EC;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 182
 
(b) RM  fin denotes the risk mitigating effect on market risk of the 
derivative;  
(c) Collateral  denotes the risk-adjusted value of collateral in relation to 
the derivative;  
(d) F' denotes a factor to take into account the economic effect of the 
collateral arrangement in relation to the derivative in case of a credit 
event related to the counterparty.  
4. The loss-given-default on a mortgage loan shall be equal to the 
following:  
LGD ¼ maxðLoan Ä 80% · Mortgage ; 0Þ 
where:  
(a) Loan  denotes the value of the mortgage loan in accordance with 
Article 75 of Directive 2009/138/EC;  
(b) Mortgage  denotes the risk-adjusted value of the mortgage.  
5. The loss-given-default on a legally binding commitment as 
referred to in Article 189(2)(e) of this Regulation shall be equal to 
the difference between its nominal value and its value in accordance 
with Article 75 of Directive 2009/138/EC.  
6. The loss-given-default on cash at bank as defined in Article 6 item 
F of Council Directive 91/674/EEC, of a deposit with a ceding under ­
taking, of an item listed in Article 189(2)(d) or Article 189(3)(e) of this 
Regulation, or of a receivable from an intermediary or policyholder 
debtor, as well as any other exposure not listed elsewhere in this 
Article shall be equal to its value in accordance with Article 75 of 
Directive 2009/138/EC.  
Article 193  
Loss-given-default for pool exposures of type A  
1. For pool exposures of type A which the undertaking considers as 
separate single name exposures in accordance with Article 190(2), 
where members are each only liable up to their respective portion of 
the obligation covered by the pooling arrangement, the loss-given- 
default shall be calculated in accordance with Article 192.  
For pool exposures of type A which the undertaking considers as 
separate single name exposures in accordance with Article 190(2), 
where members are each liable up to the full amount of the obligation 
covered by the pooling arrangement, the loss-given-default calculated in 
accordance with Article 192 shall be multiplied by the risk-share factor, 
calculated as follows:  
risk-share_factor ¼ e Ä 0,15ðminðSR;196%Þ Ä 1Þ 
where:  
(a) SR ¼ ð1 Ä PÞ · P  
i EOF  i P  
i ðEOF  i=SR i Þ þ P 
j P j · SR  j ; ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 183
 
(b) i denotes all pool members falling within the scope defined in 
Article 2 of Directive 2009/138/EC and  j denotes all pool 
members excluded from the scope of Article 2 of that Directive;  
(c) P ¼ P 
j P j ; 
(d) P j denotes the share of the total risk of the pooling arrangement 
undertaken by pool member  j; 
(e) for pool members for which a credit assessment by a nominated 
ECAI is available,  SR  i and SR  j shall be assigned in accordance with 
the following table:  
Credit quality 
step 0 1  2  3  4  5  6  
SR i 196 %  196 %  175 %  122 %  95 %  75 %  75 %  
(f) for pool members which fall within the scope of Directive 
2009/138/EC and for which a credit assessment by a nominated 
ECAI is not available,  SR  i and SR  j shall be the latest available 
solvency ratio;  
(g) for pool members situated in a third country and for which a credit 
assessment by a nominated ECAI is not available:  
(i) SR  i and SR  j shall be equal to 100 % where the pool member is 
situated in a country whose solvency regime is deemed 
equivalent pursuant to Article 172 of Directive 2009/138/EC;  
(ii) SR  i and SR  j shall be equal to 75 % where the pool member is 
situated in a country whose solvency regime is not deemed 
equivalent pursuant to Article 172 of Directive 2009/138/EC.  
2. Where the undertaking is ceding risk to a pooling arrangement by 
the intermediary of a central undertaking, the central undertaking shall 
be considered as part of the pooling arrangement and its share of the 
risk calculated accordingly.  
Article 194  
Loss-given-default for pool exposures of type B  
1. For pool exposures of type B which the undertaking considers as 
separate single name exposures in accordance with Article 190(2), 
where members are each liable up to the full amount of the obligation 
covered by the pooling arrangement, the loss-given-default shall be 
calculated as follows:  
LGD ¼ max ððð1 Ä RR  C Þ · ð P U 
ð1 Ä P C Þ · BE  C þ ΔRM  C Þ Ä F · CollateralÞ; 0Þ 
where:  
(a) P U denotes the undertaking's share of the risk according to the terms 
of the pooling arrangement;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 184
 
(b) P C denotes the counterparty member's share of the risk according to 
the terms of the pooling arrangement;  
(c) RR  C is equal to:  
(i) 10 % if 60 % or more of the assets of the counterparty member 
are subject to collateral arrangements;  
(ii) 50 % otherwise;  
(d) BE  C denotes the best estimate of the liability ceded to the 
counterparty member by the undertaking, net of any amounts 
reinsured with counterparties external to the pooling arrangement;  
(e) ΔRM  C denotes the counterparty member's contribution to the risk- 
mitigating effect of the pooling arrangement on the underwriting 
risk of the undertaking;  
(f) Collateral  denotes the risk-adjusted value of collateral held by the 
counterparty member of the pooling arrangement;  
(g) F denotes the factor to take into account the economic effect of the 
collateral held by the counterparty member, calculated in accordance 
with Article 197.  
2. For pool exposures of type B which the undertaking considers as 
separate single name exposures in accordance with Article 190(2), 
where members are each only liable up to their respective portion of 
the obligation covered by the pooling arrangement, the loss-given- 
default shall be calculated as follows:  
LGD ¼ max ððð1 Ä RR  C Þ · ðP C · BE  U þ ΔRM  C Þ Ä F · CollateralÞ; 0Þ 
where:  
(a) P C denotes the counterparty member's share of the risk according to 
the terms of the pooling arrangement;  
(b) RR  C is equal to:  
(i) 10 % if 60 % or more of the assets of the counterparty member 
are subject to collateral arrangements;  
(ii) 50 % otherwise;  
(c) BE  U denotes the best estimate of the liability ceded to the pooling 
arrangement by the undertaking, net of any amounts reinsured with 
counterparties external to the pooling arrangement;  
(d) ΔRM  C denotes the counterparty member's contribution to the risk- 
mitigating effect of the pooling arrangement on the underwriting 
risk of the undertaking;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 185
 
(e) Collateral  denotes the risk-adjusted value of collateral held by the 
counterparty member of the pooling arrangement;  
(f) F denotes the factor to take into account the economic effect of the 
collateral held by the counterparty member, calculated in accordance 
with Article 197.  
Article 195  
Loss-given-default for pool exposures of type C  
For pool exposures of type C which the undertaking considers as 
separate single name exposures in accordance with Article 190(2), the 
loss-given-default shall be calculated as follows:  
LGD ¼ maxððð1 Ä RR  CE Þ · ðP U · BE  CE þ ΔRM  CE Þ Ä F · CollateralÞ; 0Þ 
where:  
(a) P U denotes the undertaking's share of the risk according to the terms 
of the pooling arrangement;  
(b) RR  CE is equal to:  
(i) 10 % if 60 % or more of the assets of the external counterparty 
are subject to collateral arrangements;  
(ii) 50 % otherwise;  
(c) BE  CE denotes the best estimate of the liability ceded to the external 
counterparty by the pooling arrangement as a whole;  
(d) ΔRM  CE denotes the external counterparty's contribution to the risk- 
mitigating effect of the pooling arrangement on the underwriting 
risk of the undertaking;  
(e) Collateral  denotes the risk-adjusted value of collateral held by the 
counterparty member of the pooling arrangement;  
(f) F denotes the factor to take into account the economic effect of the 
collateral held by the counterparty member, calculated in accordance 
with Article 197.  
Article 196  
Risk-mitigating effect  
The risk-mitigating effect on underwriting or market risks of a 
reinsurance arrangement, securitisation or derivative shall be the 
difference between the following capital requirements:  
(a) the hypothetical capital requirement for underwriting or market risk 
of the insurance or reinsurance undertaking that would apply if the 
reinsurance arrangement, securitisation or derivative did not exist;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 186
 
(b) the capital requirement for underwriting or market risk of the 
insurance or reinsurance undertaking.  
Article 197  
Risk-adjusted value of collateral  
1. The risk-adjusted value of collateral provided by way of security, 
as referred to in Article 1(26)(b), shall be equal to the difference 
between the value of the assets held as collateral, valued in accordance 
with Article 75 of Directive 2009/138/EC, and the adjustment for 
market risk, as referred to in paragraph 5 of this Article, provided 
both of the following requirements are fulfilled:  
(a) the insurance or reinsurance undertaking has (or is a beneficiary 
under a trust where the trustee has) the right to liquidate or 
retain, in a timely manner, the collateral in the event of a default, 
insolvency or bankruptcy or other credit event relating to the 
counterparty (the counterparty requirement);  
(b) the insurance or reinsurance undertaking has (or is a beneficiary 
under a trust where the trustee has) the right to liquidate or 
retain, in a timely manner, the collateral in the event of a default, 
insolvency or bankruptcy or other credit event relating to the 
custodian or other third party holding the collateral on behalf of 
the counterparty (the third party requirement).  
2. Where the counterparty requirement is met and the criteria set out 
in Article 214 of this Regulation are met and the third party requirement 
is not met, the risk-adjusted value of a collateral provided by way of 
security, as referred to in Article 1(26)(b) of this Regulation, shall be 
equal to 90 % of the difference between the value of the assets held as 
collateral in accordance with Article 75 of Directive 2009/138/EC and 
the adjustment for market risk, as referred to in paragraph 5 of this 
Article.  
3. Where either the counterparty requirement is not met or the 
requirements in Article 214 are not met, the risk-adjusted value of 
collateral provided by way of security, as referred to in Article 1(26)(b), 
shall be zero.  
4. The risk-adjusted value of a collateral of which full ownership is 
transferred, as referred to in Article 1(26)(a) of this Regulation, shall be 
equal to the difference between the value of the assets held as collateral, 
valued in accordance with Article 75 of Directive 2009/138/EC, and the 
adjustment for market risk, as referred to in paragraph 5 of this Article, 
provided the requirements in Article 214 of this Regulation are fulfilled.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 187
 
5. The adjustment for market risk is the difference between the 
following capital requirements:  
(a) the hypothetical capital requirement for market risk of the insurance 
or reinsurance undertaking that would apply if the assets held as 
collateral were not included in the calculation;  
(b) the hypothetical capital requirement for market risk of the insurance 
or reinsurance undertaking that would apply if the assets held as 
collateral were included in the calculation.  
6. For the purposes of paragraph 5, the currency risk of the assets 
held as collateral shall be calculated by comparing the currency of the 
assets held as collateral against the currency of the corresponding 
exposure.  
7. Where in case of insolvency of the counterparty, the determination 
of the insurance or reinsurance undertaking's proportional share of the 
counterparty's insolvency estate in excess of the collateral does not take 
into account that the undertaking receives the collateral, the factors  F 
and F' referred to in Article 192(2) and (3) shall both be 100 %. In all 
other cases these factors shall be 50 % and 90 % respectively.  
Article 198  
Risk-adjusted value of mortgage  
1. The risk-adjusted value of mortgage shall be equal to the 
difference between the value of the residential property held as 
mortgage, valued in accordance with paragraph 2, and the adjustment 
for market risk, as referred to in paragraph 3.  
2. The value of the residential property held as mortgage shall be the 
market value reduced as appropriate to reflect the results of the moni ­
toring required under Article 191(9) and (10) of this Regulation and to 
take account of any prior claims on the property. The external, inde ­
pendent valuation of the property shall be the same or less than the 
market value calculated in accordance with Article 75 of Directive 
2009/138/EC.  
3. The adjustment for market risk referred to in paragraph 1 shall be 
the difference between the following capital requirements:  
(a) the hypothetical capital requirement for market risk of the insurance 
or reinsurance undertaking that would apply if the residential 
property held as mortgage were not included in the calculation;  
(b) the hypothetical capital requirement for market risk of the insurance 
or reinsurance undertaking that would apply if the residential 
property held as mortgage were included in the calculation.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 188
 
4. For the purposes of paragraph 2, the currency risk of the resi ­
dential property held as mortgage shall be calculated by comparing 
the currency of the residential property against the currency of the 
corresponding loan.  
S u b s e c t i o n 2  
T y p e 1 e x p o s u r e s  
Article 199  
Probability of default  
1. The probability of default on a single name exposure shall be 
equal to the average of the probabilities of default on each of the 
exposures to counterparties that belong to the single name exposure, 
weighted by the loss-given-default in respect of those exposures.  
2. Single name exposure  i for which a credit assessment by a 
nominated ECAI is available shall be assigned a probability of default  
PD  i in accordance with the following table.  
Credit quality step  0  1  2  3  4  5  6  
Probability of 
default  PD  i 0,002 %  0,01 %  0,05 %  0,24 %  1,20 %  4,2 %  4,2 %  
3. Single name exposures  i to an insurance or reinsurance under ­
taking for which a credit assessment by a nominated ECAI is not 
available and where this undertaking meets its Minimum Capital 
Requirement, shall be assigned a probability of default  PD  i depending 
on the undertaking's solvency ratio, in accordance with the following 
table:  
Solvency 
ratio 196 %  175 %  150 %  125 %  122 %  100 %  95 %  75 %  
Probability of 
default  0,01 %  0,05 %  0,1 %  0,2 %  0,24 %  0,5 %  1,2 %  4,2 %  
Where the solvency ratio falls in between the solvency ratios specified 
in the table above, the value of the probability of default shall be 
linearly interpolated from the closest values of probabilities of default 
corresponding to the closest solvency ratios specified in the table above. 
Where the solvency ratio is lower than 75 %, the probability of default 
shall be 4,2 %. Where the solvency ratios is higher than 196 %, the 
probability of default shall be 0,01 %.  
For the purposes of this paragraph, ‘solvency ratio’ denotes the ratio of 
the eligible amount of own funds to cover the Solvency Capital 
Requirement and the Solvency Capital Requirement, using the latest 
available values.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 189
 
4. Exposures to an insurance or reinsurance undertaking that do not 
meet its Minimum Capital Requirement shall be assigned a probability 
of default equal to 4,2 %.  
5. Paragraphs 3 and 4 of this Article shall only apply as of the first 
date of public disclosure, by the undertaking corresponding to the 
exposure, of the report on its solvency and financial condition 
referred to in Article 51 of Directive 2009/138/EC. Before that date, 
if a credit assessment by a nominated ECAI is available for the 
exposures, paragraph 2 shall apply. Otherwise, the exposures shall be 
assigned the same risk factor as the ones that would result from the 
application of paragraph 3 to exposures to an insurance or reinsurance 
undertaking whose solvency ratio is 100 %.  
6. Exposures to a third country insurance or reinsurance undertaking 
for which a credit assessment by a nominated ECAI is not available, 
situated in a country whose solvency regime is deemed equivalent to 
that laid down in Directive 2009/138/EC in accordance with Article 227 
of Directive 2009/138/EC, and which complies with the solvency 
requirements of that third-country, shall be assigned a probability of 
default equal to 0,5 %.  
7. Exposures to credit institutions and financial institutions within the 
meaning of points (1) and (26) of Article 4(1) of Regulation (EU) No 
575/2013 which comply with the solvency requirements set out in 
Directive 2013/36/EU and Regulation (EU) No 575/2013, for which a 
credit assessment by a nominated ECAI is not available, shall be 
assigned a probability of default equal to 0,5 %.  
8. Exposures to counterparties referred to in points (a) to (d) of 
Article 180(2) shall be assigned a probability of default equal to 0 %.  
9. The probability of default on single name exposures other than 
those identified in paragraphs 2 to 8 shall be equal to 4,2 %.  
10. Where a letter of credit, a guarantee or an equivalent arrangement 
is provided to fully secure an exposure and this arrangement complies 
with Articles 209 to 215, the provider of that letter of credit, guarantee 
or equivalent arrangement may be considered as the counterparty on the 
secured exposure for the purposes of assessing the probability of default 
of a single name exposure.  
11. For the purposes of paragraph 10, exposures fully, uncon ­
ditionally and irrevocably guaranteed by counterparties listed in the 
implementing act adopted pursuant to point (a) of Article 109a(2) of 
Directive 2009/138/EC shall be treated as exposures to the central 
government.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 190
 
Article 200  
Type 1 exposures  
1. Where the standard deviation of the loss distribution of type 1 
exposures is lower than or equal to 7 % of the total losses-given- 
default on all type 1 exposures, the capital requirement for counterparty 
default risk on type 1 exposures shall be equal to the following:  
SCR  def;1 ¼ 3 · σ 
where  σ denotes the standard deviation of the loss distribution of type 1 
exposures, as defined in paragraph 4.  
2. Where the standard deviation of the loss distribution of type 1 
exposures is higher than 7 % of the total losses-given-default on all 
type 1 exposures and lower or equal to 20 % of the total losses- 
given-default on all type 1 exposures, the capital requirement for 
counterparty default risk on type 1 exposures shall be equal to the 
following:  
SCR  def;1 ¼ 5 · σ 
where σ denotes the standard deviation of the loss distribution of type 1 
exposures.  
3. Where the standard deviation of the loss distribution of type 1 
exposures is higher than 20 % of the total losses-given-default on all 
type 1 exposures, the capital requirement for counterparty default risk 
on type 1 exposures shall be equal to the total losses-given-default on 
all type 1 exposures.  
4. The standard deviation of the loss distribution of type 1 exposures 
shall be equal to the following:  
σ ¼ ﬃﬃﬃﬃ 
V p 
where  V denotes the variance of the loss distribution of type 1 
exposures.  
Article 201  
Variance of the loss distribution of type 1 exposures  
1. The variance of the loss distribution of type 1 exposures as 
referred to in paragraph 4 of Article 200 shall be equal to the sum of  
V inter and V intra . 
2. V  inter shall be equal to the following:  
V inter ¼ X 
ðj;kÞ PD  k · ð1 Ä PD  k Þ · PD  j · ð1 Ä PD  j Þ 
1,25 · ðPD  k þ PD  j Þ Ä PD  k · PD  j · TLGD  j · TLGD  k 
where:  
(a) the sum covers all possible combinations ( j,k) of different prob ­
abilities of default on single name exposures in accordance with 
Article 199;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 191
 
(b) TLGD  j and TLGD  k denote the sum of losses -given- default on type 
1 exposures from counterparties bearing a probability of default  PDj  
and PDk  respectively.  
3. V  intra shall be equal to the following:  
V intra ¼ X  
j 1,5 · PD  j · ð1 Ä PD  j Þ 
2,5 Ä PD  j · X  
PD j LGD  2 
i 
where:  
(a) the first sum covers all different probabilities of default on single 
name exposures in accordance with Article 199;  
(b) the second sum covers all single name exposures that have a prob ­
ability of default equal to  PD  j ; 
(c) LGD  i denotes the loss-given-default on the single name exposure  i. 
S u b s e c t i o n 3  
T y p e 2 e x p o s u r e s  
Article 202  
Type 2 exposures  
The capital requirement for counterparty default risk on type 2 
exposures shall be equal to the loss in the basic own funds that 
would result from an instantaneous decrease in value of type 2 
exposures by the following amount: 
90% · LGD  receivables >3months þ X  
i 15% · LGD  i 
where:  
(a) LGD  receivables>3months  denote the total losses-given-default on all 
receivables from intermediaries which have been due for more 
than three months  
(b) the sum is taken on all type 2 exposures other than receivables from 
intermediaries which have been due for more than three months;  
(c) LGD  i denotes the loss-given-default on the type 2 exposure  i. 
SECTION 7  
Intangible asset module  
Article 203  
The capital requirement for intangible asset risk shall be equal to the 
following:  
SCR  intangible ¼ 0,8 · V intangible  
where  V intangibles  denotes the amount of intangible assets as recognised 
and valued in accordance with point 2 of Article 12.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 192
 
SECTION 8  
Operational risk  
Article 204  
1. The capital requirement for the operational risk module shall be 
equal to the following:  
SCR  Operational ¼ minð0,3 · BSCR ; OpÞ þ 0,25 · Exp  ul 
where:  
(a) BSCR  denotes the Basic Solvency Capital Requirement;  
(b) Op denotes the basic capital requirement for operational risk charge;  
(c) Exp  ul denotes the amount of expenses incurred during the previous 
12 months in respect of life insurance contracts where the 
investment risk is borne by policy holders.  
2. The basic capital requirement for operational risk shall be 
calculated as follows:  
Op ¼ maxðOp premiums  ; Op  provisions Þ 
where:  
(a) Op  premiums  denotes the capital requirement for operational risks 
based on earned premiums;  
(b) Op  provisions  denotes the capital requirement for operational risks 
based on technical provisions.  
3. The capital requirement for operational risks based on earned 
premiums shall be calculated as follows:  
Op premiums  = 0,04 · (Earn  life – Earn  life–ul  ) + 0,03 · Earn  non–life  
+ max(0;0,04 · (Earn  life – 1,2 · pEarn  life – (Earn  life–ul  – 1,2 · pEarn  life–ul  ))) 
+ max(0;0,03 · (Earn  non–life  – 1,2 · pEarn  non–life  )) 8 
< 
: 
where:  
(a) Earn  life denotes the premiums earned during the last 12 months for 
life insurance and reinsurance obligations, without deducting 
premiums for reinsurance contracts;  
(b) Earn  life-ul denotes the premiums earned during the last 12 months 
for life insurance and reinsurance obligations where the investment 
risk is borne by the policy holders without deducting premiums for 
reinsurance contracts;  
(c) Earn  non-life  denotes the premiums earned during the last 12 months 
for non-life insurance and reinsurance obligations, without 
deducting premiums for reinsurance contracts;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 193
 
(d) pEarn  life denotes the premiums earned during the 12 months prior to 
the last 12 months for life insurance and reinsurance obligations, 
without deducting premiums for reinsurance contracts;  
(e) pEarn  life-ul denotes the premiums earned during the 12 months prior 
to the last 12 months for life insurance and reinsurance obligations 
where the investment risk is borne by the policy holders without 
deducting premiums for reinsurance contracts;  
(f) pEarn  non-life  denotes the premium earned during the 12 months prior 
to the last 12 months for non-life insurance and reinsurance 
obligations, without deducting premiums for reinsurance contracts.  
For the purposes of this paragraph, earned premiums shall be gross, 
without deduction of premiums for reinsurance contracts.  
4. The capital requirement for operational risk based on technical 
provisions shall be calculated as follows:  
Op provisions ¼ 0,0045 · max ð0; TP  life Ä TP  lifeÄul Þ þ 0,03 · max ð0; TP  nonÄlife Þ 
where:  
(a) TP  life denotes the technical provisions for life insurance and 
reinsurance obligations;  
(b) TP  life-ul denotes the technical provisions for life insurance 
obligations where the investment risk is borne by the policy holders;  
(c) TP  non-life  denotes the technical provisions for non-life insurance and 
reinsurance obligations.  
For the purposes of this paragraph, technical provisions shall not 
include the risk margin, and shall be calculated without deduction of 
recoverables from reinsurance contracts and special purpose vehicles.  
SECTION 9  
Adjustment for the loss-absorbing capacity of technical provisions and 
deferred taxes  
Article 205  
General provisions  
The adjustment referred to in Article 103(c) of Directive 2009/138/EC 
for the loss-absorbing capacity of technical provisions and deferred 
taxes shall be the sum of the following items:  
(a) the adjustment for the loss-absorbing capacity of technical provi ­
sions;  
(b) the adjustment for the loss-absorbing capacity of deferred taxes.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 194
 
Article 206  
Adjustment for the loss-absorbing capacity of technical provisions  
1. The adjustment for the loss-absorbing capacity of technical 
provisions shall be equal to the following:  
Adj  TP ¼ Ä maxðminðBSCR Ä nBSCR; FDBÞ; 0Þ 
where:  
(a) BSCR  denotes the Basic Solvency Capital Requirement referred to 
in Article 103(a) of Directive 2009/138/EC;  
(b) nBSCR  denotes the net Basic Solvency Capital Requirement as 
referred to in paragraph 2 of this Article;  
(c) FDB  denotes the technical provisions without risk margin in relation 
to future discretionary benefits  
2. The net Basic Solvency Capital Requirement shall be calculated in 
accordance with Section 1, Subsection 1 to 7 of Chapter V with all the 
following modifications:  
(a) where the calculation of a module or sub-module of the Basic 
Solvency Capital Requirement is based on the impact of a 
scenario on the basic own funds of insurance and reinsurance under ­
takings, the scenario can change the value of the future discre ­
tionary benefits included in technical provisions;  
(b) the scenario based calculations of the life underwriting risk module, 
the SLT health underwriting risk sub-module, the health catastrophe 
risk sub-module, the market risk module and the counterparty 
default risk module as well as the scenario-based calculation set 
out in points (c) and (d) shall take into account the impact of the 
scenario on future discretionary benefits included in technical provi ­
sions; this shall be done on the basis of assumptions on future 
management actions that comply with Article 23;  
(c) instead of the capital requirement for counterparty default risk on 
type 1 exposures referred to in Article 189(1), the calculation shall 
be based on the capital requirement that is equal to the loss in basic 
own funds that would result from an instantaneous loss, due to 
default events relating to type 1 exposures, of the amount of the 
capital requirement for counterparty default risk on type 1 exposures 
referred to in Article 189(1);  
(d) where insurance and reinsurance undertakings use a simplified 
calculation for a specific capital requirement as set out in Articles 
91, 92, 93, 94, 95(1), 95(2), 96, 101, 103(1)(a), 103(1)(b) or 104 
the undertakings shall base the calculation on the capital 
requirement that is equal to the loss in basic own funds that 
would result from an instantaneous loss of the amount of the 
capital requirement referred to in the relevant Article and shall 
assume that the instantaneous loss is due to the risk that the 
capital requirement referred to in that Article captures.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 195
 
3. For the purposes of point (b) of paragraph 2, insurance and 
reinsurance undertakings shall take into account any legal, regulatory 
or contractual restrictions in the distribution of future discretionary 
benefits.  
Article 207  
Adjustment for the loss-absorbing capacity of deferred taxes  
1. The adjustment for the loss-absorbing capacity of deferred taxes 
shall be equal to the change in the value of deferred taxes of insurance 
and reinsurance undertakings that would result from an instantaneous 
loss of an amount that is equal to the sum of the following:  
(a) the Basic Solvency Capital Requirement referred to in Article 103(a) 
of Directive 2009/138/EC;  
(b) the adjustment for the loss-absorbing capacity of technical 
provisions referred to in Article 206 of this Regulation;  
(c) the capital requirement for operational risk referred to in 
Article 103(b) of Directive 2009/138/EC.  
2. For the purposes of paragraph 1, deferred taxes shall be valued in 
accordance with Article 15. Where the loss referred to in paragraph 1 
would result in the increase in deferred tax assets, insurance and 
reinsurance undertakings shall not utilise this increase for the 
purposes of the adjustment unless they are able to demonstrate that 
future profits will be available in accordance with Article 15(3), 
taking into account the magnitude of the loss referred to in paragraph 
1 and its impact on the undertaking's current and future financial situ ­
ation.  
3. For the purposes of paragraph 1, a decrease in deferred tax 
liabilities or an increase in deferred tax assets shall result in a 
negative adjustment for the loss-absorbing capacity of deferred taxes.  
4. Where the calculation of the adjustment in accordance with 
paragraph 1 results in a positive change of deferred taxes, the 
adjustment shall be nil.  
5. Where it is necessary to allocate the loss referred to in paragraph 1 
to its causes in order to calculate the adjustment for the loss-absorbing 
capacity of deferred taxes, insurance and reinsurance undertakings shall 
allocate the loss to the risks that are captured by the Basic Solvency 
Capital Requirement and the capital requirement for operational risk. 
The allocation shall be consistent with the contribution of the modules 
and sub-modules of the standard formula to the Basic Solvency Capital  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 196
 
Requirement. Where an insurance or reinsurance undertaking uses a 
partial internal model where the adjustment to the loss-absorbing 
capacity of technical provisions and deferred taxes are not within the 
scope of the model, the allocation shall be consistent with the 
contribution of the modules and sub-modules of the standard formula 
which are outside of the scope of the model to the Basic Solvency 
Capital Requirement.  
SECTION 10  
Risk mitigation techniques  
Article 208  
Methods and Assumptions  
1. Where insurance or reinsurance undertakings transfer underwriting 
risks using reinsurance contracts or special purpose vehicles that meet 
the requirements set out in Articles 209, 211 and 213, and where these 
arrangement provide for protection in several of the scenario-based 
calculations set out in Title I, Chapter V, Sections 2, 3 and 4, the 
risk-mitigating effects of these contractual arrangements shall be 
allocated to the scenario-based calculations in a manner that, without 
double-counting, captures the economic effect of the protections 
provided. In particular, the economic effect of the protections 
provided shall be captured in determining the loss in basic own funds 
in the scenario-based calculations.  
2. Where insurance or reinsurance undertakings transfer underwriting 
risks using finite reinsurance, as defined in Article 210(3) of Directive 
2009/138/EC, that meet the requirements set out in Articles 209, 211 
and 213 of this Regulation, these contracts shall be recognised in the 
scenario based calculations set out in Title I, Chapter V, Sections 2, 3 
and 4 of this Regulation only to the extent underwriting risk is trans ­
ferred to the counterparty of the contract. Notwithstanding the previous 
sentence, finite reinsurance, or similar arrangements, where the lack of 
effective risk transfer is comparable to that of finite reinsurance, shall 
not be taken into account for the purposes of determining the volume 
measures for premium and reserve risk in accordance with in Articles 
116 and 147 of this Regulation, or for the purposes of calculating 
undertaking-specific parameters in accordance with Section 13 of this 
Chapter.  
Article 209  
Qualitative Criteria  
1. When calculating the Basic Solvency Capital Requirement, 
insurance or reinsurance undertakings shall only take into account 
risk-mitigation techniques as referred to in Article 101(5) of Directive 
2009/138/EC where all of the following qualitative criteria are met:  
(a) the contractual arrangements and transfer of risk are legally effective 
and enforceable in all relevant jurisdictions;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 197
 
(b) the insurance or reinsurance undertaking has taken all appropriate 
steps to ensure the effectiveness of the arrangement and to address 
the risks related to that arrangement;  
(c) the insurance or reinsurance undertaking is able to monitor the 
effectiveness of the arrangement and the related risks on an 
ongoing basis;  
(d) the insurance or reinsurance undertaking has, in the event of a 
default, insolvency or bankruptcy of a counterparty or other credit 
event set out in the transaction documentation for the arrangement, 
a direct claim on that counterparty;  
(e) there is no double counting of risk-mitigation effects in own funds 
and in the calculation of the Solvency Capital Requirement or 
within the calculation of the Solvency Capital Requirement.  
2. Only risk-mitigation techniques that are in force for at least the 
next 12 months and which meet the qualitative criteria set out in this 
Section shall be fully taken into account in the Basic Solvency Capital 
Requirement. In all other cases, the risk-mitigation effect of risk-miti ­
gation techniques that are in force for a period shorter than 12 months 
and which meet the qualitative criteria set out in this Section shall be 
taken into account in the Basic Solvency Capital Requirement in 
proportion to the length of time involved for the shorter of the full 
term of the risk exposure or the period that the risk-mitigation 
technique is in force.  
3. Where contractual arrangements governing the risk-mitigation 
techniques will be in force for a period shorter than the next 12 
months and the insurance or reinsurance undertaking intends to 
replace that risk-mitigation technique at the time of its expiry with a 
similar arrangement, the risk-mitigation technique shall be fully taken 
into account in the Basic Solvency Capital Requirement provided all of 
the following qualitative criteria are met:  
(a) the insurance or reinsurance undertaking has a written policy on the 
replacement of that risk-mitigation technique;  
(b) the replacement of the risk-mitigation technique shall not take place 
more often than every three months;  
(c) the replacement of the risk-mitigation technique is not conditional 
on any future event, which is outside of the control of the insurance 
or reinsurance undertaking. Where the replacement of the risk-miti ­
gation technique is conditional on any future event, that is within 
the control of the insurance or reinsurance undertaking, then the 
conditions should be clearly documented in the written policy 
referred to in point (a);  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 198
 
(d) the replacement of the risk-mitigation technique shall be realistic 
based on replacements undertaken previously by the insurance or 
reinsurance undertaking and consistent with its current business 
practice and business strategy;  
(e) the risk that the risk-mitigation technique cannot be replaced due to 
an absence of liquidity in the market is not material;  
(f) the risk that the cost of replacing the risk-mitigation technique 
increases during the following 12 months is reflected in the 
Solvency Capital Requirement;  
(g) the replacement of the risk-mitigation technique would not be 
contrary to requirements that apply to future management actions 
set out in Article 23(5).  
Article 210  
Effective Transfer of Risk  
1. The contractual arrangements governing the risk-mitigation 
technique shall ensure that the extent of the cover provided by the 
risk-mitigation technique and the transfer of risk is clearly defined 
and incontrovertible.  
2. The contractual arrangement shall not result in material basis risk 
or in the creation of other risks, unless this is reflected in the calculation 
of the Solvency Capital requirement.  
3. Basis risk is material if it leads to a misstatement of the risk- 
mitigating effect on the insurance or reinsurance undertaking's Basic 
Solvency Capital Requirement that could influence the decision- 
making or judgement of the intended user of that information, 
including the supervisory authorities.  
4. The determination that the contractual arrangements and transfer 
of risk is legally effective and enforceable in all relevant jurisdictions in 
accordance with Article 209(1)(a) shall be based on the following:  
(a) whether the contractual arrangement is subject to any condition 
which could undermine the effective transfer of risk, the fulfilment 
of which is outside the direct control of the insurance or reinsurance 
undertaking;  
(b) whether there are any connected transactions which could 
undermine the effective transfer of risk.  
Article 211  
Risk-Mitigation techniques using reinsurance contracts or special 
purpose vehicles  
1. Where insurance or reinsurance undertakings transfer underwriting 
risks using reinsurance contracts or special purpose vehicles, in order 
for them to take into account the risk-mitigation technique in the Basic 
Solvency Capital Requirement, the qualitative criteria set out in Articles 
209 and 210 and those set out in paragraphs 2 to 6 shall be met.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 199
 
2. In the case of reinsurance contracts the counterparty shall be any 
of the following:  
(a) an insurance or reinsurance undertaking which complies with the 
Solvency Capital Requirement;  
(b) a third-country insurance or reinsurance undertaking, situated in a 
country whose solvency regime is deemed equivalent or temporarily 
equivalent to that laid down in Directive 2009/138/EC in 
accordance with Article 172 of that Directive and which complies 
with the solvency requirements of that third-country;  
(c) a third country insurance or reinsurance undertaking, which is not 
situated in a country whose solvency regime is deemed equivalent 
or temporarily equivalent to that laid down in Directive 
2009/138/EC in accordance with Article 172 of that Directive 
with a credit quality which has been assigned to credit quality 
step 3 or better in accordance with Section 1, Chapter II of this 
Title.  
3. Where a counterparty to a reinsurance contract is an insurance or 
reinsurance undertaking which ceases to comply with the Solvency 
Capital Requirement after the reinsurance contract has been entered 
into, the protection offered by the insurance risk-mitigation technique 
may be partially recognised, provided that the insurance or reinsurance 
undertaking can demonstrate that the counterparty has submitted a 
realistic recovery plan to its supervisory authorities and compliance 
with the Solvency Capital Requirement will be restored within the 
timeframe defined in the recovery plan referred to in Article 138 of 
Directive 2009/138/EC. For that purpose, the effect of the risk-miti ­
gation technique shall be reduced by the percentage by which the 
Solvency Capital Requirement is breached.  
4. Where risk is transferred to a special purpose vehicle the 
requirements referred to in Article 211(2) of Directive 2009/138/EC 
shall be met for the risk-mitigation technique to be taken into account 
in the Basic Solvency Capital Requirement; where the requirements for 
a special purpose vehicle to be fully-funded cease to be fully met after 
the arrangement has been entered into, the protection offered by the 
insurance risk-mitigation technique may be partially recognised, 
provided that the insurance or reinsurance undertaking can demonstrate 
that compliance with the fully-funded requirement will be restored 
within three months; for this purpose, the effect of the risk-mitigation 
technique shall be reduced by the percentage of the aggregated 
maximum risk exposure of the special purpose vehicle, referred to in 
Article 326 of this Regulation not covered by the assets of the special 
purpose vehicle or by an equivalent amount where Article 211(3) of 
Directive 2009/138/EC is applicable.  
5. Where risk is transferred to a special purpose vehicle referred to in 
Article 211(3) of Directive 2009/138/EC, the risk-mitigation technique 
shall only be taken into account in the Basic Solvency Capital 
Requirement where the law of the Member State is equivalent to that 
set out in Article 211(2) of that Directive and that law is complied with 
by the special purpose vehicle.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 200
 
6. Where risk is transferred to a special purpose vehicle that is 
regulated by a third country supervisory authority, the risk-mitigation 
technique shall only be taken into account in the Basic Solvency Capital 
Requirement where requirements equivalent to those set out in 
Article 211(2) of Directive 2009/138/EC are met by the special 
purpose vehicle.  
Article 212  
Financial Risk-Mitigation techniques  
1. Where insurance or reinsurance undertakings transfer risk, in order 
for the risk-mitigation technique to be taken into account in the Basic 
Solvency Capital Requirement, other than in the cases referred to in 
Article 211, including transfers through the purchase or issuance of 
financial instruments, the qualitative criteria provided in paragraphs 2 
to 5 shall be met, in addition to the qualitative criteria set out in Articles 
209 and 210.  
2. The risk-mitigation technique shall be consistent with the 
insurance or reinsurance undertaking's written policy on risk 
management, as referred to in Article 44(2) of Directive 2009/138/EC.  
3. The insurance or reinsurance undertaking shall be able to value the 
assets, liabilities that are subject to the risk mitigation technique and, 
where the risk-mitigation technique includes the use of financial instru ­
ments, the financial instruments, reliably in accordance with Article 75 
of Directive 2009/138/EC.  
4. Where the risk-mitigation technique includes the use of financial 
instruments, the financial instruments shall have a credit quality which 
has been assigned to credit quality step 3 or better in accordance with 
Section 2, Chapter I of this Title.  
5. Where the risk-mitigation technique is not a financial instrument, 
the counterparties to the risk-mitigation technique shall have a credit 
quality which has been assigned to credit quality step 3 or better in 
accordance with Section 2, Chapter I of this Title.  
Article 213  
Status of the counterparties  
1. In the event that the qualitative criteria in Article 211(1) and 
Article 212(3) and (4) are not met, insurance and reinsurance under ­
takings shall only take into account the risk-mitigation techniques when 
calculating the Basic Solvency Capital Requirement where one of the 
following criteria is met:  
(a) the risk-mitigation technique meets the qualitative criteria set out in 
Articles 209, 210 and Article 212(1) and (2) and collateral 
arrangements exist that meet the criteria provided in Article 214;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 201
 
(b) the risk-mitigation technique is accompanied by another risk-miti ­
gation technique, where the other technique when viewed in 
combination with the first technique meets the qualitative criteria 
in Articles 209, 210, and Article 212(1) and (2) and where the 
counterparties to the other technique meet the criteria provided in 
Articles 211(1) and Article 212(3) and (4).  
2. For the purposes of point (a) of paragraph 1 of this Article, where 
the value, in accordance with Article 75 of Directive 2009/138/EC of 
the collateral is less than the total risk exposure, the collateral 
arrangement shall only be taken into account to the extent that the 
collateral covers the risk exposure.  
Article 214  
Collateral Arrangements  
1. In the calculation of the Basic Solvency Capital Requirement, 
collateral arrangements shall only be recognised where, in addition to 
the qualitative criteria in Articles 209 and 210, the following criteria are 
met: 
(a) the insurance or reinsurance undertaking transferring the risk shall 
have the right to liquidate or retain, in a timely manner, the 
collateral in the event of a default, insolvency or bankruptcy or 
other credit event of the counterparty;  
(b) there is sufficient certainty as to the protection achieved by the 
collateral because of either of the following:  
(i) it is of sufficient credit quality, is of sufficient liquidity and is 
sufficiently stable in value;  
(ii) it is guaranteed by a counterparty, other than a counterparty 
referred to in Article 187(5) and 184(2) who has been 
assigned a risk factor for concentration risk of 0 %;  
(c) there is no material positive correlation between the credit quality of 
the counterparty and the value of the collateral;  
(d) the collateral is not securities issued by the counterparty or a related 
undertaking of that counterparty.  
2. Where a collateral arrangement meets the definition in 
Article 1(26)(b) and involves collateral being held by a custodian or 
other third party, the insurance or reinsurance undertaking shall ensure 
that all of the following criteria are met:  
(a) the relevant custodian or other third party segregates the assets held 
as collateral from its own assets;  
(b) the segregated assets are held by a deposit-taking institution that has 
a credit quality which has been assigned to credit quality step 3 or 
better in accordance with Section 2, Chapter I of this Title;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 202
 
(c) the segregated assets are individually identifiable and can only be 
changed or substituted with the consent of the insurance or 
reinsurance undertaking or a person acting as a trustee in relation 
to the insurance or reinsurance undertaking's interest in such assets;  
(d) the insurance or reinsurance undertaking has (or is a beneficiary 
under a trust where the trustee has) the right to liquidate or 
retain, in a timely manner, the segregated assets in the event of a 
default, insolvency or bankruptcy or other credit event relating to 
the custodian or other third party holding the collateral on behalf of 
the counterparty;  
(e) the segregated assets shall not be used to pay, or to provide 
collateral in favour of, any person other than the insurance or 
reinsurance undertaking or as directed by the insurance or 
reinsurance undertaking.  
Article 215  
Guarantees  
In the calculation of the Basic Solvency Capital Requirement, guar ­
antees shall only be recognised where explicitly referred to in this 
Chapter, and where in addition to the qualitative criteria in Articles 
209 and 210, all of the following criteria are met:  
(a) the credit protection provided by the guarantee is direct;  
(b) the extent of the credit protection is clearly defined and incontro ­
vertible;  
(c) the guarantee does not contain any clause, the fulfilment of which is 
outside the direct control of the lender, that:  
(i) would allow the protection provider to cancel the protection 
unilaterally;  
(ii) would increase the effective cost of protection as a result of a 
deterioration in the credit quality of the protected exposure;  
(iii) could prevent the protection provider from being obliged to pay 
out in a timely manner in the event that the original obligor 
fails to make any payments due;  
(iv) could allow the maturity of the credit protection to be reduced 
by the protection provider;  
(d) on the default, insolvency or bankruptcy or other credit event of the 
counterparty, the insurance or reinsurance undertaking has the right 
to pursue, in a timely manner, the guarantor for any monies due 
under the claim in respect of which the protection is provided and 
the payment by the guarantor shall not be subject to the insurance 
or reinsurance undertaking first having to pursue the obligor;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 203
 
(e) the guarantee is an explicitly documented obligation assumed by the 
guarantor;  
(f) the guarantee fully covers all types of regular payments the obligor 
is expected to make in respect of the claim.  
SECTION 11  
Ring fenced funds  
Article 216  
Calculation of the Solvency Capital Requirement in the case of ring- 
fenced funds and matching adjustment portfolios  
1. In the case of ring-fenced funds determined in accordance with 
Article 81(1) of this Regulation or in the case insurance or reinsurance 
undertakings have received approval to apply a matching adjustment to 
the risk-free interest term structure in accordance with Article 77b of 
Directive 2009/138/EC, insurance and reinsurance undertakings shall 
make an adjustment to the calculation of the Solvency Capital 
Requirement following the method that is set out in Article 217 of 
this Regulation.  
2. However, where an insurance or reinsurance undertaking has 
received supervisory approval to apply the provisions set out in 
Article 304 of Directive 2009/138/EC to a ring-fenced funds, it shall 
not adjust the calculation in accordance with Article 217 of this Regu ­
lation, but base the calculation of the assumption of full diversification 
between the assets and liabilities of the ring-fenced funds and the rest of 
the undertaking.  
Article 217  
Solvency Capital Requirement calculation method for ring-fenced 
funds and matching adjustment portfolios  
1. Insurance and reinsurance undertakings shall calculate a notional 
Solvency Capital Requirement for each ring-fenced fund and each 
matching adjustment portfolio, as well as for the remaining part of 
the undertaking, in the same manner as if those ring-fenced funds and 
matching adjustment portfolio and the remaining part of the undertaking 
were separate undertakings.  
2. Insurance and reinsurance undertakings shall calculate their 
Solvency Capital Requirement as the sum of the notional Solvency 
Capital Requirements for each of the ring-fenced funds and each 
matching adjustment portfolio and for the remaining part of the under ­
taking.  
3. Where the calculation of the capital requirement for a risk module 
or sub-module of the Basic Solvency Capital Requirement is based on 
the impact of a scenario on the basic own funds of the insurance or 
reinsurance undertaking, the impact of the scenario on the basic own 
funds at the level of the ring-fenced fund and matching adjustment 
portfolio and the remaining part of the undertaking shall be calculated.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 204
 
4. The basic own funds at the level of the ring-fenced fund or 
matching adjustment portfolio shall be those restricted own–fund 
items that meet the definition of basic own funds set out in Article 88 
of Directive 2009/138/EC.  
5. Where profit participation arrangements exist in the ring-fenced 
fund, insurance and reinsurance undertakings shall apply the following 
approach when adjusting the Solvency Capital Requirement:  
(a) where the calculation referred to in paragraph 3 would result in an 
increase in the basic own funds at the level of the ring-fenced fund, 
the estimated change in those basic own funds shall be adjusted to 
reflect the existence of profit participation arrangements in the ring- 
fenced fund; in this case, the adjustment to the change in the basic 
own funds of the ring-fenced fund shall be the amount by which 
technical provisions would increase due to the expected future 
distribution to policy holders or beneficiaries of that ring-fenced 
fund;  
(b) where the calculation referred to in paragraph 3 would result in a 
decrease in the basic own funds at the level of the ring-fenced fund, 
the estimated change in those basic own funds for the calculation of 
the net Basic Solvency Capital Requirement, as referred to in 
Article 206(2), shall be adjusted to reflect the reduction in future 
discretionary benefits payable to policy holders or beneficiaries of 
that ring-fenced fund; the adjustment shall not exceed the amount of 
future discretionary benefits within the ring-fenced fund.  
6. Notwithstanding paragraph 1, the notional Solvency Capital 
Requirement for each ring-fenced fund and each matching adjustment 
portfolio shall be calculated using the scenario-based calculations under 
which basic own funds for the undertaking as a whole are most 
negatively affected.  
7. For the purposes of determining the scenario under which basic 
own funds are most negatively affected for the undertaking as a whole, 
the undertaking shall first calculate the sum of the results of the impacts 
of the scenarios on the basic own funds at the level of each ring-fenced 
fund and each matching adjustment portfolio, in accordance with para ­
graphs 3 and 5. The sums at the level of each ring-fenced fund and each 
matching adjustment portfolio shall be added to one another and to the 
results of the impact of the scenarios on the basic own funds in the 
remaining part of the insurance or reinsurance undertaking.  
8. The notional Solvency Capital Requirement for each ring-fenced 
fund and each matching adjustment portfolio shall be determined by 
aggregating the capital requirements for each sub-module and risk 
module of the Basic Solvency Capital Requirement.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 205
 
9. Insurance and reinsurance undertakings shall assume that there is 
no diversification of risks between each of the ring-fenced funds and 
each matching adjustment portfolio and the remaining part of the 
insurance or reinsurance undertaking.  
SECTION 12  
Undertaking-specific parameters  
Article 218  
Subset of standard parameters that may be replaced by 
undertaking-specific parameters  
1. The subset of standard parameters that may be replaced by under ­
taking-specific parameters as set out in Article 104(7) of Directive 
2009/138/EC shall comprise the following parameters:  
(a) in the non-life premium and reserve risk sub-module, for each 
segment set out in Annex II of this Regulation:  
(i) the standard deviation for non-life premium risk referred to in 
Article 117(2)(a) of this Regulation;  
(ii) the standard deviation for non-life gross premium risk referred 
to in Article 117(3) of this Regulation;  
(iii) the adjustment factor for non-proportional reinsurance referred 
to in Article 117(3) of this Regulation, provided that there is a 
recognisable excess of loss reinsurance contract for that 
segment as set out in paragraph 2 of this Article;  
(iv) the standard deviation for non-life reserve risk referred to in 
Article 117(2)(b) of this Regulation;  
(b) in the life revision risk sub-module, the increase in the amount of 
annuity benefits referred to in Article 141 of this Regulation, 
provided that the annuities falling under that sub-module are not 
subject to material inflation risk;  
(c) in the NSLT health premium and reserve risk sub-module, for each 
segment set out in Annex XIV of this Regulation:  
(i) the standard deviation for NSLT health premium risk referred 
to in Article 148(2)(a) of this Regulation;  
(ii) the standard deviation for NSLT health gross premium risk 
referred to in Article 148(3) of this Regulation;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 206
 
(iii) the adjustment factor for non-proportional reinsurance referred 
to in Article 148(3) of this Regulation, provided that there is a 
recognisable excess of loss reinsurance contract for that 
segment as set out in paragraph 2;  
(iv) the standard deviation for NSLT health reserve risk referred to 
in Article 148(2)(b) of this Regulation;  
(d) in the health revision risk sub-module, the increase in the amount of 
annuity benefits referred to in Article 158 of this Regulation, 
provided that the annuities falling under that sub-module are not 
subject to material inflation risk.  
Insurance and reinsurance undertakings shall not replace both the 
standard parameters referred to in point (a)(ii) and (iii) of the same 
segment or both the standard parameters referred to in point (c)(ii) 
and (iii) of the same segment.  
2. An excess of loss reinsurance contract for a segment shall be 
considered recognisable provided it meets the following conditions:  
(a) it provides, to the extent that losses of the ceding undertaking that 
relate either to single insurance claims or all insurance claims under 
the same policy during a specified time period are larger than a 
specified retention, complete compensation for such losses up to a 
specified limit or without limit;  
(b) it covers all insurance claims that the insurance or reinsurance 
undertaking may incur in the segment or homogeneous risk 
groups within the segment during the following 12 months;  
(c) it allows for a sufficient number of reinstatements so as to ensure 
that all claims of multiple events incurred during the following 12 
months are covered;  
(d) it complies with Articles 209, 210, 211 and 213.  
For the purposes of this Article ‘excess of loss reinsurance contract’ 
shall also denote arrangements with special purpose vehicles that 
provide risk transfer which is equivalent to that of an excess of loss 
reinsurance contract.  
▼M1 
3. Where insurance or reinsurance undertakings have concluded 
several excess of loss reinsurance contracts that each meet the 
requirements set out in point (d) of paragraph 2, and that in combination 
meet the requirements set out in points (a), (b) and (c) of paragraph 2, 
their combination shall be considered as one recognisable excess of loss 
reinsurance contract.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 207
 
4. For the purposes of points (b) and (d) of paragraph 1, inflation risk 
shall be considered to be material where ignoring it in the calculation of 
the capital requirement for revision risk could influence the decision- 
making or the judgement of the users of that information, including the 
supervisory authorities.  
Article 219  
Data criteria  
1. Data used to calculate undertaking-specific parameters shall only 
be considered to be complete, accurate and appropriate where they 
satisfy the following criteria:  
(a) the data meet the conditions set out in Article 19(1), (2) and (3), 
and the insurance or reinsurance undertaking complies in relation to 
that data with the requirements set out in Article 19(4), where any 
reference to the calculation of technical provisions shall be 
understood as referring to the calculation of the undertaking- 
specific parameter;  
(b) the data are capable of being incorporated into the standardised 
methods;  
(c) the data do not prevent the insurance or reinsurance undertaking 
from complying with the requirements of Article 101(3) of 
Directive 2009/13/EC;  
(d) the data meet any additional data requirement necessary to use each 
standardised method.  
(e) the data and its production process are thoroughly documented, 
including:  
(i) the collection of data and analysis of its quality, where the 
documentation required includes a directory of the data, spec ­
ifying their source, characteristics and usage and the specifi ­
cation for the collection, processing and application of the data;  
(ii) the choice of assumptions used in the production and 
adjustment of the data, including adjustments with regard to 
reinsurance and catastrophe claims and about the allocation of 
expenses, where the documentation required includes a 
directory of all relevant assumptions that the calculation of 
technical provisions is based upon and a justification for the 
choice of the assumptions;  
(iii) the selection and application of actuarial and statistical methods 
for the production and the adjustment of the data;  
(iv) the validation of the data.  
2. Where external data are used, they shall satisfy the following 
additional criteria:  
(a) the process for collecting data is transparent, auditable and known 
by the insurance or reinsurance undertaking that uses the data to 
calculate undertaking-specific parameters on its basis;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 208
 
(b) where the data stem from different sources, the assumptions made 
in the collection, processing and application of data ensure that the 
data are comparable;  
(c) the data stem from insurance and reinsurance undertakings whose 
business and risk profile is similar to that of the insurance or 
reinsurance undertaking whose undertaking-specific parameter is 
calculated in the basis of those data;  
(d) undertakings using the external data are able to verify that there is 
sufficient statistical evidence that the probability distributions 
underlying their own data and that of the underlying external data 
have a high degree of similarity, in particular with respect to the 
level of volatility they reflect;  
(e) external data only comprises data from undertakings with a similar 
risk profile and this risk profile is similar to the risk profile of the 
undertaking using the data, in particular that the external data 
comprise data from undertakings whose business nature and risk 
profile with respect to the external data is similar and for which 
there is sufficient statistical evidence that the probability 
distributions underlying the external data will exhibit a high 
degree of homogeneity.  
Article 220  
Standardised methods to calculate the undertaking-specific 
parameters  
1. Where insurance and reinsurance undertakings calculate under ­
taking-specific parameters they shall use, for each parameter, the stan ­
dardised methods set out in Annex XVII as follows:  
(a) the premium risk method for undertaking-specific parameters 
replacing the standard parameters referred to in Article 218(1)(a)(i), 
(a)(ii), (c)(i) and (c)(ii);  
(b) the reserve risk method 1 or the reserve risk method 2 for under ­
taking-specific parameters replacing the standard parameters referred 
to in Article 218(1)(a)(iv), and (c)(iv);  
(c) the non-proportional reinsurance method for undertaking-specific 
parameters replacing the standard parameters referred to in 
Article 218(1)(a)(iii) and (c)(iii);  
(d) the revision risk method for undertaking-specific parameters 
replacing the standard parameters referred to in Article 218(1)(b) 
and (d).  
2. Where the undertaking is able to use more than one standardised 
method, the method that provides the most accurate result for the 
purposes of fulfilling the calibration requirements included in 
Article 101(3) of Directive 2009/138/EC shall be used.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 209
 
However, where an undertaking is not able to demonstrate the greater 
accuracy of the results of one standardised method over the other stan ­
dardised methods to calculate an undertaking-specific parameter, the 
method providing the most conservative result shall be used.  
SECTION 13  
Procedure for updating correlation parameters  
Article 221  
1. Supervisory authorities shall collect the quantitative undertaking- 
specific data necessary for determining dependencies between risks 
referred to in Article 309(8) and shall provide them on an annual 
basis to EIOPA for the purposes of updating correlation parameters.  
2. EIOPA may analyse the data referred to in paragraph 1 for the 
purposes of providing an opinion on the update of correlation 
parameters.  
CHAPTER VI  
SOLVENCY CAPITAL REQUIREMENT — FULL AND PARTIAL 
INTERNAL MODELS  
SECTION 1  
Definitions  
Article 222  
Materiality  
For the purposes of this Chapter, a change or error in the outputs of the 
internal model, including the Solvency Capital Requirement, or in the 
data used in the internal model shall be considered material where it 
could influence the decision-making or the judgement of the users of 
that information, including the supervisory authorities.  
SECTION 2  
Use test  
Article 223  
Use of the internal model  
Insurance and reinsurance undertakings shall explain upon request of 
the supervisory authorities the different uses of their internal model and 
how they ensure consistency between the different outputs where the 
internal model is used for different purposes. Where insurance and 
reinsurance undertakings decide not to use the internal model for a 
part of the system of governance, particularly in the coverage of any 
material risks, they shall explain that decision.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 210
 
Article 224  
Fit to the business  
Insurance and reinsurance undertakings shall ensure that the design of 
the internal model is aligned with their activities in the following 
manner:  
(a) the modelling approaches reflect the nature, scale and complexity of 
the risks inherent in the activities of the undertaking which are 
within the scope of the internal model;  
(b) the outputs of the internal model and the content of the internal and 
external reporting of the undertaking are consistent;  
(c) the internal model is capable of producing outputs that are suffi ­
ciently granular to play an important role in the relevant 
management decisions of the undertaking; as a minimum, the 
outputs of the internal model shall differentiate between lines of 
business, between risk categories and between major business units;  
(d) the policy for changing the internal model provides that the internal 
model is to be adjusted for changes in the scope or nature of the 
activities of the undertaking.  
Article 225  
Understanding of the internal model  
1. The administrative, management or supervisory body of the 
insurance or reinsurance undertaking and the other persons who effec ­
tively run the undertaking shall be able to demonstrate upon request of 
the supervisory authorities an overall understanding of the internal 
model which comprises knowledge about all of the following:  
(a) the structure of the internal model and the way the model fits to the 
business and is integrated in the risk-management system of the 
insurance or reinsurance undertaking;  
(b) the scope and purposes of the internal model and the risks that are 
or are not covered by the internal model;  
(c) the general methodology applied in the internal model calculations;  
(d) the limitations of the internal model;  
(e) the diversification effects taken into account in the internal model.  
2. The persons who effectively run the undertaking shall be able to 
demonstrate a sufficiently detailed understanding of the parts of the 
internal model used in the area for which they are responsible.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 211
 
Article 226  
Support of decision-making and integration with risk management  
An internal model shall only be considered to be widely used in and to 
play an important role in the system of governance of an insurance or 
reinsurance undertaking where it meets all of the following conditions:  
(a) the internal model supports the relevant decision-making processes 
in the undertaking, including the setting of the business strategy;  
(b) the internal model and its results are regularly discussed and 
reviewed in the administrative, management or supervisory body 
of the insurance or reinsurance undertaking;  
(c) all material quantifiable risks identified by the risk management 
system which are within the scope of the internal model are 
covered by the internal model;  
(d) the undertaking uses the internal model to assess, where material, 
the impact on its risk profile of potential decisions, including the 
impact on expected profit or loss and the variability of the profit or 
loss resulting from those decisions;  
(e) the outputs of the internal model, including the measurement of 
diversification effects, are taken into account in formulating risk 
strategies, including the development of risk tolerance limits and 
risk mitigation strategies;  
(f) the relevant outputs of the internal model are covered by the 
internal reporting procedures of the risk management system;  
(g) the quantifications of risks and the risk ranking produced by the 
internal model trigger risk management actions where relevant;  
(h) the insurance or reinsurance undertaking is required to change the 
internal model in accordance with Article 115 of Directive 
2009/138/EC as soon as possible where the results of the model 
validation process in accordance with Article 124 of that Directive 
show that the internal model does not comply with the requirements 
set out in Articles 101, 113, 120 to 125 of that Directive, to ensure 
compliance with those requirements;  
(i) the policy for changing the internal model provides that the internal 
model is changed, where relevant, to reflect changes in the risk 
management system.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 212
 
Article 227  
Simplified calculation  
1. Insurance and reinsurance undertakings may use a simplified 
calculation of the Solvency Capital Requirement as set out in 
paragraph 2 of this Article to satisfy the requirement to calculate the 
Solvency Capital Requirement in accordance with the second paragraph 
of Article 120 of Directive 2009/138/EC.  
2. In order to produce a simplified calculation of the Solvency 
Capital Requirement referred to in paragraph 1, insurance and 
reinsurance undertakings may carry out only a part of the calculations 
which are usually necessary to determine the Solvency Capital 
Requirement. For the remaining part of the calculation, the results 
from the previous calculation of the Solvency Capital Requirement 
shall be used.  
3. Insurance and reinsurance undertakings may use the approach set 
out in paragraph 2 provided that they are able to demonstrate upon 
request of the supervisory authorities that the results taken from the 
previous calculation of the Solvency Capital Requirement would not 
be materially different from the results of a new calculation.  
4. Insurance and reinsurance undertakings shall not use a simplified 
calculation of the Solvency Capital Requirement when calculating the 
Solvency Capital Requirement in accordance with Article 102 of 
Directive 2009/138/EC.  
SECTION 3  
Statistical quality standards  
Article 228  
Probability distribution forecast  
1. The probability distribution forecast underlying the internal model 
shall assign probabilities to changes in either the amount of basic own 
funds of the insurance or reinsurance undertaking or to other monetary 
amounts, such as profit and loss, provided that those monetary amounts 
can be used to determine the changes in basic own funds. The 
exhaustive set of mutually exclusive future events, referred to in 
Article 13(38) of Directive 2009/138/EC, shall contain a sufficient 
number of events to reflect the risk profile of the undertaking.  
2. Insurance and reinsurance undertakings shall calculate the prob ­
ability distribution forecast of a partial internal model at the highest 
level of aggregation of the components of the partial internal model. 
If a partial internal model consists of different components which are 
separately calculated and not aggregated within the partial internal 
model, the probability distribution forecast shall be calculated for each 
component.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 213
 
Article 229  
Adequate, applicable and relevant actuarial techniques  
Actuarial and statistical techniques shall only be considered adequate, 
applicable and relevant for the purposes of Article 121(2) of Directive 
2009/138/EC where all of the following conditions are met:  
(a) the techniques are based on up to date information and progress in 
actuarial science and generally accepted market practice are taken 
into account in the choice of the techniques;  
(b) the insurance or reinsurance undertaking has a detailed under ­
standing of the economic and actuarial theory and the assumptions 
underlying them.  
(c) the outputs of the internal model indicate relevant changes in the 
risk profile of the insurance or reinsurance undertaking;  
(d) the outputs of the internal model are stable in relation to changes in 
the input data that do not correspond to a relevant change of the risk 
profile of the insurance or reinsurance undertaking;  
(e) the internal model captures all the relevant characteristics of the risk 
profile of the insurance or reinsurance undertaking;  
(f) the techniques are adapted to the data used for the internal model;  
(g) the outputs of the internal model do not include a material model 
error or estimation error; wherever possible, the probability 
distribution forecast shall be adjusted to account for model and 
estimation errors;  
(h) the calculation of the outputs of the internal model can be set out in 
a transparent manner.  
Article 230  
Information and assumptions used for the calculation of the 
probability distribution forecast  
1. Information shall only be considered credible for the purposes of 
Article 121(2) of Directive 2009/138/EC where insurance and 
reinsurance undertakings provide evidence of the consistency and objec ­
tivity of that information, the reliability of the source of information and 
the transparency of the method by which that information is generated 
and processed.  
2. Assumptions shall only be considered realistic for the purposes of 
Article 121(2) of Directive 2009/138/EC where they meet all of the 
following conditions:  
(a) insurance and reinsurance undertakings are able to explain and 
justify each of the assumptions, taking into account the significance 
of the assumption, the uncertainty involved in the assumption and 
why the relevant alternative assumptions are not used;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 214
 
(b) the circumstances under which the assumptions would be 
considered false can be clearly identified;  
(c) insurance and reinsurance undertakings establish and maintain a 
written explanation of the methodology used to set those assump ­
tions.  
Article 231  
Data used in the internal model  
1. Data used in the internal model shall only be considered accurate 
for the purposes of Article 121(3) of Directive 2009/138/EC where all 
of the following conditions are met:  
(a) the data are free from material errors;  
(b) data from different time periods used for the same estimation are 
consistent;  
(c) the data are recorded in a timely manner and consistently over time.  
2. Data used in the internal model shall only be considered complete 
for the purposes of Article 121(3) of Directive 2009/138/EC where all 
of the following conditions are met:  
(a) data include sufficient historical information to assess the character ­
istics of the underlying risk, in particular to identify trends in the 
risks;  
(b) data that comply with point (a) of this paragraph are available for all 
relevant model parameters and no such relevant data are excluded 
from the use in the internal model without justification.  
3. Data used in the internal model shall only be considered appro ­
priate for the purposes of Article 121(3) of Directive 2009/138/EC 
where all of the following conditions are met:  
(a) the data are consistent with the purposes for which it is to be used;  
(b) the amount and nature of the data ensure that the estimations made 
in the internal model on the basis of the data do not include a 
material estimation error;  
(c) the data are consistent with the assumptions underlying the actuarial 
and statistical techniques that are applied to them in the internal 
model;  
(d) the data reflect the relevant risks to which the insurance or 
reinsurance undertaking is exposed;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 215
 
(e) the data are collected, processed and applied in a transparent and 
structured manner, based on a specification of the following areas:  
(i) the definition and assessment of the quality of data, including 
specific qualitative and quantitative standards for different data 
sets; 
(ii) the use and setting of assumptions made in the collection, 
processing and application of data;  
(iii) the process for carrying out data updates, including the 
frequency of regular updates and the circumstances that 
trigger additional updates.  
Article 232  
Ability to rank risk  
1. For the purposes of the second subparagraph of Article 121(4) of 
Directive 2009/138/EC, the internal model shall be able to rank all 
material risks covered by the internal model.  
2. The ability to rank risks shall be consistent with the classification 
of risks used in the internal model and the classification of risks used in 
the risk management system.  
3. Similar risks shall be ranked consistently throughout the insurance 
or reinsurance undertaking and ranked consistently over time.  
4. The ranking of risks shall be consistent with the capital allocation 
referred to in point (b) of the first paragraph of Article 120 of Directive 
2009/138/EC.  
Article 233  
Coverage of all material risks  
1. For the purposes of the third subparagraph of Article 121(4) of 
Directive 2009/138/EC, insurance and reinsurance undertakings shall 
assess, at least on a quarterly basis, whether the internal model covers 
all material quantifiable risks within its scope. The assessment shall take 
into account an appropriate set of qualitative and quantitative indicators.  
2. The qualitative indicators referred to in paragraph 1 shall include 
the following:  
(a) the identification in the own risk and solvency assessment of risks 
other than those that are covered by the internal model;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 216
 
(b) the existence of a dedicated risk management process for risks other 
than those that are covered by the internal model;  
(c) the existence of dedicated risk mitigation techniques for risks other 
than those that are covered by the internal model.  
3. The quantitative indicators referred to in paragraph 1 of this 
Article shall include the following:  
(a) the capital allocation in accordance with Article 120 of Directive 
2009/138/EC;  
(b) the amount of profits and losses which cannot be explained by the 
risks covered by the internal model;  
(c) the results of stress testing and scenario analysis and any tool used 
in the model validation process.  
Article 234  
Diversification effects  
The system used for measuring diversification effects referred to in 
Article 121(5) of Directive 2009/138/EC shall only be considered 
adequate where all of the following conditions are met:  
(a) the system used for measuring diversification effects identifies the 
key variables driving dependencies;  
(b) the system used for measuring diversification effects takes into 
account all of the following:  
(i) any non-linear dependence and any lack of diversification 
under extreme scenarios;  
(ii) any restrictions of diversification which arise from the 
existence of a ring-fenced fund or matching adjustment port ­
folio;  
(iii) the characteristics of the risk measure used in the internal 
model;  
(c) the assumptions underlying the system used for measuring diversifi ­
cation effects are justified on an empirical basis.  
Article 235  
Risk-mitigation techniques  
1. Risks that are properly reflected in the internal model, as referred 
to in Article 121(6) of Directive 2009/138/EC, shall not include risks 
arising from any of the following situations:  
(a) the contractual arrangements relating to the risk-mitigation 
technique are, in any relevant jurisdiction, not legally effective 
and enforceable or does not ensure that the transfer of risk is 
clearly defined and incontrovertible;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 217
 
(b) insurance and reinsurance undertakings do not have a direct claim 
on the counterparty in the event of the default, insolvency or bank ­
ruptcy of the counterparty or other credit event set out in the trans ­
action documentation to the arrangements relating to the risk-miti ­
gation technique;  
(c) the legal arrangements underlying the risk-mitigation technique do 
not contain an explicit reference to a specific risk exposure clearly 
defining the extent of the cover provided by the risk-mitigation 
technique.  
2. Where the risk-mitigation technique referred to in paragraph 1(c) 
does not cover the risk exposure of the insurance or reinsurance under ­
taking in all cases, the internal model shall not be considered to 
properly reflect the risk arising from the risk-mitigation technique in 
accordance with Article 121(6) of Directive 2009/138/EC unless it takes 
into account the reduced effectiveness of the risk-mitigation technique 
resulting from this deviation of risk exposures.  
3. Where the risk-mitigation technique is subject to a condition, the 
fulfilment of which is outside the direct control of the insurance or 
reinsurance undertaking and which could undermine the effective 
transfer of risk, the internal model shall not be considered to properly 
reflect the risk arising from the risk-mitigation technique in accordance 
with Article 121(6) of Directive 2009/138/EC unless it takes into 
account the effects of those conditions and any reduced effectiveness 
of that risk-mitigation technique.  
Article 236  
Future management actions  
1. Future management actions shall only be considered to be 
reasonably expected to be carried out for the purposes of Article 121(8) 
of Directive 2009/138/EC where all of the following conditions are met:  
(a) the assumptions on future management actions used in the calcu ­
lations for the internal model are determined in an objective 
manner;  
(b) assumed future management actions are realistic and consistent with 
the insurance or reinsurance undertaking's current business practice 
and business strategy, including the use of risk-mitigation tech ­
niques and, where there is sufficient evidence that the undertaking 
will change its practices or strategy, the assumed management 
actions are consistent with the changed practices or strategy;  
(c) assumed future management actions are consistent with each other;  
(d) assumed future management actions are not contrary to any 
obligations towards policy holders and beneficiaries or to legal 
provisions;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 218
 
(e) assumed future management actions take account of any public 
information or communication by the insurance or reinsurance 
undertaking as to the actions that it would expect to take or not 
take.  
2. Assumptions on future management actions shall be realistic and 
include all of the following:  
(a) a comparison of assumed future management actions with 
management actions taken previously by the insurance or 
reinsurance undertaking;  
(b) a comparison of future management actions taken into account in 
the current and past calculations of the internal model.  
Insurance and reinsurance undertakings shall be able to explain any 
relevant deviations in relation to points (a) and (b).  
3. For the purpose of paragraph 1, insurance and reinsurance under ­
takings shall establish a comprehensive future management actions plan, 
approved by the administrative, management or supervisory body of the 
insurance and reinsurance undertaking provides for all of the following:  
(a) the identification of future management actions implemented in the 
internal model;  
(b) the identification of the specific circumstances in which the 
insurance or reinsurance undertaking would reasonably expect to 
carry out the future management actions identified pursuant to 
point (a);  
(c) the identification of the specific circumstances in which the 
insurance or reinsurance undertaking may not be able to carry out 
the future management actions identified pursuant to point (a), and a 
description of how those circumstances are reflected in the internal 
model;  
(d) the order in which future management actions would be carried out 
and the governance requirements applicable to those future 
management actions;  
(e) a description of any ongoing work required to ensure that the 
insurance or reinsurance undertaking is in a position to carry out 
the future management actions identified pursuant to point (a);  
(f) a description of how future management actions have been reflected 
in the calculation of the probability distribution forecast;  
(g) a description of the applicable internal reporting procedures, which 
shall include at least an annual communication to the administrative, 
supervisory or management body, that cover future management 
actions implemented in the internal model.  
4. Assumptions on future management actions shall take account of 
the time needed to implement the management actions and any expenses 
caused by them.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 219
 
Article 237  
Understanding of external models and data  
Parts of the internal model obtained from a third party shall be subject 
to all of the same tests and standards as the parts developed by the 
undertaking. In addition, the parts obtained from a third part shall not be 
considered to be adequate unless the insurance or reinsurance under ­
taking is able to demonstrate a detailed understanding of those parts, 
including their limitations.  
Data used in the internal model obtained from a third party shall not be 
considered to be appropriate unless the insurance or reinsurance under ­
taking is able to demonstrate a detailed understanding of those data, 
including their limitations.  
SECTION 4  
Calibration standards  
Article 238  
1. The option referred to in Article 122 of Directive 2009/138/EC to 
use a different time period or risk measure than that set out in 
Article 101(3) of that Directive shall apply both to the internal model 
as a whole and to different risk categories or major business units within 
that internal model.  
2. The requirement to demonstrate the protection provision for policy 
holders referred to in Article 122(3) of Directive 2009/138/EC shall 
include evidence that the approximations referred to in that Article do 
not introduce a material error in the Solvency Capital Requirement or 
do not lead to a lower Solvency Capital Requirement than that which is 
calculated in accordance with the requirements set out in Article 101(1) 
of that Directive.  
Where the approximations are based on the rescaling of modelled risks, 
the undertakings referred to in Article 122(3) of Directive 2009/138/EC 
shall demonstrate that the rescaling does not impair the outcome of the 
approximations.  
Where the time period of the risk measure used is different from the one 
provided in Article 101(3) of Directive 2009/138/EC, the undertakings 
referred to in Article 122(3) of that Directive shall take into account all 
of the following:  
(a) whether events are equally distributed over time and if not, how it is 
reflected in the approximations;  
(b) whether all significant risks over a one year period are properly 
managed;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 220
 
(c) where the time period used is longer than that provided in 
Article 101(3) of Directive 2009/138/EC, whether due consideration 
to the solvency position during that time period has been given by 
the undertaking;  
(d) whether the time period used is appropriate taking into account the 
average duration of the liabilities of the insurance or reinsurance 
undertaking, the business of the undertaking and, where relevant, 
the uncertainties associated with long time periods;  
(e) any assumptions made in the approximations about the depen ­
dencies between risks over consecutive periods of time.  
3. Insurance and reinsurance undertakings shall demonstrate the level 
of protection required by Article 122(3) of Directive 2009/138/EC once 
a year and each time the risk profile of the insurance or reinsurance 
undertaking changes significantly.  
4. The approximations referred to in Article 122(3) of Directive 
2009/138/EC shall be considered to be part of the internal model.  
SECTION 5  
Integration of partial internal models  
Article 239  
1. In order to fully integrate a partial internal model into the 
Solvency Capital Requirement standard formula, insurance and 
reinsurance undertakings shall use as a default integration technique 
the correlation matrices and formulas of the standard formula set out 
in Annex IV of Directive 2009/138/EC and Title I, Chapter V of this 
Regulation.  
2. Where the insurance or reinsurance undertaking demonstrates to 
the supervisory authorities that it would not be appropriate to use the 
default integration technique referred to in paragraph 1 for any of the 
reasons referred to in paragraph 5, insurance and reinsurance under ­
takings shall use the most appropriate integration technique set out in 
Annex XVIII. The insurance or reinsurance undertakings shall demon ­
strate the appropriateness of the integration technique proposed.  
3. Where the insurance or reinsurance undertaking further demon ­
strates to the supervisory authorities that it would not be appropriate 
to use any of the integration techniques set out in Annex XVIII for any 
of the reasons referred to in paragraph 5, the insurance and reinsurance 
undertaking may use an alternative integration technique. The insurance 
or reinsurance undertaking shall demonstrate the appropriateness of the 
integration technique proposed.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 221
 
4. The alternative integration technique used shall result in a 
Solvency Capital Requirement that complies with the principles set 
out in Title I, Chapter VI, Section 4, subsections 1 and 3 of Directive 
2009/138/EC and which more appropriately reflects the risk profile of 
the insurance or reinsurance undertaking.  
5. An integration technique shall not be appropriate where any of the 
following conditions is met:  
(a) the resulting Solvency Capital Requirement would not comply with 
Article 101 of Directive 2009/138/EC;  
(b) the resulting Solvency Capital Requirement would not appropriately 
reflect the risk profile of the insurance or reinsurance undertaking;  
(c) the design of the partial internal model is consistent with the prin ­
ciples set out in Articles 101 and 102 of Directive 2009/138/EC but 
would not allow its integration into the solvency capital requirement 
standard formula.  
SECTION 6  
Profit and loss attribution  
Article 240  
1. For the purpose of profit and loss attribution in accordance with 
Article 123 of Directive 2009/138/EC, insurance and reinsurance under ­
takings shall specify all of the following:  
(a) the profit and loss;  
(b) the major business units of the undertaking;  
(c) the categorisation of risks chosen in the internal model;  
(d) the attribution of the overall profit or loss to the risk categories and 
major business units.  
2. The specification of profit and loss shall be consistent with the 
increase and decrease of the monetary amount underlying the prob ­
ability distribution forecast referred to in Article 228(1).  
3. The categorisation of risks chosen in the internal model shall be 
adequate, and sufficiently granular, for the purpose of risk-management 
and decision-making in accordance with Article 120 of Directive 
2009/138/EC. The categorisation of risk shall distinguish between 
risks covered by the internal model and risks not covered by the 
internal model.  
4. The attribution of profit and loss shall be made in an objective and 
transparent manner and be consistent over time.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 222
 
SECTION 7  
Validation standards  
Article 241  
Model validation process  
1. The model validation process shall apply to all parts of the internal 
model and shall cover all requirements set out in Articles 101, 
Article 112(5), Articles 120 to 123 and Article 125 of Directive 
2009/138/EC. In the case of a partial internal model the validation 
process shall in addition cover the requirements set out in Article 113 
of that Directive.  
2. In order to ensure independence of the model validation process 
from the development and operation of the internal model, the persons 
or organisational unit shall, when carrying out the model validation 
process, be free from influence from those responsible for the devel ­
opment and operation of the internal model. This assessment shall be in 
accordance with paragraph 4.  
3. For the purpose of the model validation process insurance and 
reinsurance undertakings shall specify all of the following:  
(a) the processes and methods used to validate the internal model and 
their purposes;  
(b) for each part of the internal model, the frequency of regular vali ­
dations and the circumstances which trigger additional validation;  
(c) the persons who are responsible for each validation task;  
(d) the procedure to be followed in the event that the model validation 
process identifies problems with the reliability of the internal model 
and the decision-making process to address those problems.  
4. As part of the model validation process insurance and reinsurance 
undertakings shall assess the quality and independence of the validation. 
In the assessment of independence, undertakings shall take all of the 
following into account:  
(a) in case of an internal validation process, the responsibilities and 
reporting structure of the persons involved in the process,  
(b) in case of an external validation process, the remuneration structure 
of the persons, including where applicable their employees or other 
persons acting on their behalf, who are involved in the process and 
any other mandates of these persons relating to the insurance or 
reinsurance undertaking.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 223
 
Article 242  
Validation tools  
1. Insurance and reinsurance undertakings shall test the results and 
the key assumptions of the internal model at least annually against 
experience and other appropriate data to the extent that data are 
reasonably available. These tests shall be applied at the level of 
single outputs as well as at the level of aggregated results. Insurance 
and reinsurance undertakings shall identify the reason for any significant 
divergence between assumptions and data and between results and data.  
2. As part of the testing of the internal model results against 
experience insurance and reinsurance undertakings shall compare the 
results of the profit and loss attribution referred to in Article 123 of 
Directive 2009/138/EC with the risks modelled in the internal model.  
3. The statistical process for validating the internal model, referred to 
in the second paragraph of Article 124 of Directive 2009/138/EC, shall 
be based on all of the following:  
(a) current information, taking into account, where it is relevant and 
appropriate, developments in actuarial techniques and the generally 
accepted market practice;  
(b) a detailed understanding of the economic and actuarial theory and 
the assumptions underlying the methods to calculate the probability 
distribution forecast of the internal model.  
4. Where insurance or reinsurance undertakings observe in 
accordance with the fourth paragraph of Article 124 of Directive 
2009/138/EC that changes in a key underlying assumption have a 
significant impact on the Solvency Capital Requirement, they shall be 
able to explain the reasons for this sensitivity and how the sensitivity is 
taken into account in their decision-making process. For the purposes of 
the fourth subparagraph of Article 124 of Directive 2009/138/EC the 
key assumptions shall include assumptions on future management 
actions.  
5. The model validation process shall include an analysis of the 
stability of the outputs of the internal model for different calculations 
of the internal model using the same input data.  
6. As part of the demonstration that the capital requirements resulting 
from the internal model are appropriate, insurance and reinsurance 
undertakings shall compare the coverage and the scope of the internal 
model. For this purpose, the statistical process for validating the internal 
model shall include a reverse stress test, identifying the most probable 
stresses that would threaten the viability of the insurance or reinsurance 
undertaking.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 224
 
SECTION 8  
Documentation standards  
Article 243  
General provisions  
1. The documentation of the design and operational details of the 
internal model as required by Article 125 of Directive 2009/138/EC 
shall be sufficient to ensure that any independent knowledgeable third 
party would be able to understand the design and operational details of 
the internal model and form a sound judgement as to its compliance 
with Article 101 and Articles 120 to 124 of Directive.  
2. In the case of a partial internal model, the documentation referred 
to in paragraph 1 of this Article shall additionally cover compliance 
with Article 113 of Directive 2009/138/EC, in particular in relation to 
the justification of the limited scope of the model and the integration 
technique used to integrate the partial internal model into the standard 
formula.  
3. The documentation referred to in paragraphs 1 and 2 shall be 
appropriately structured, detailed and complete and shall be kept up 
to date. Outputs of the internal model shall be capable of being 
reproduced using the internal model documentation and all of the 
inputs into the internal model.  
Article 244  
Minimum content of the documentation  
The documentation of the internal model shall include all of the 
following information:  
(a) an inventory of all the documents which form part of the docu ­
mentation;  
(b) the policy for changing the internal model as referred to in 
Article 115 of Directive 2009/138/EC;  
(c) a description of the policies, controls and procedures for the 
management of the internal model, including responsibilities 
assigned to staff members of the insurance or reinsurance under ­
taking;  
(d) a description of the information technology used in the internal 
model, including any contingency plans relating to the information 
technology used;  
(e) all relevant assumptions on which the internal model is based and 
their justification in accordance with Article 230(2);  
(f) the explanation of the methodology used to set assumptions 
referred to in point (c) of Article 230(2) which shall cover the 
following:  
(i) the inputs on which the choice of assumptions is based;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 225
 
(ii) the objectives of the choice of assumptions and the criteria 
used for determining the appropriateness of the choice;  
(iii) any limitations in the choice of assumptions made;  
(g) a directory of the data used in the internal model, specifying their 
source, characteristics and usage;  
(h) the specification for the collection, processing and application of 
data referred to in Article 231(3)(e);  
(i) where data are not used consistently over time in the internal 
model, a description of the inconsistent use and its justification;  
(j) the specification of the qualitative and quantitative indicators for 
the coverage of risks referred to in Article 233;  
(k) a description of the risk-mitigation techniques that are taken into 
account in the internal model as referred to in Article 235 and an 
explanation of how the risks arising from the use of risk-mitigation 
techniques are reflected in that internal model;  
(l) a description of the future management actions taken into account 
in the internal model as referred to in Article 236 and a description 
of the relevant deviations referred to in Article 236(2);  
(m) the specifications for the profit and loss attribution referred to in 
Article 240(1);  
(n) the specifications for the model validation process referred to in 
Article 241(3);  
(o) the results of the validation in relation to compliance with 
Article 101 of Directive 2009/138/EC;  
(p) in relation to external models and data:  
(i) the role of external models and data in the internal model;  
(ii) the reasons for preferring external models to internally 
developed models and external data to internal data;  
(iii) the alternatives to the use of external models and data 
considered by the insurance or reinsurance undertaking and 
an explanation of the decision in favour of a particular 
external model or a set of external data.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 226
 
Article 245  
Circumstances under which the internal model does not work 
effectively  
When assessing and documenting circumstances under which the 
internal model does not work effectively, insurance and reinsurance 
undertakings shall take all of the following into account:  
(a) the risks which are not covered by the internal model;  
(b) the limitations in risk modelling used in the internal model;  
(c) the nature, degree and sources of uncertainty connected with the 
results of the internal model including the sensitivity of the results 
for the key assumptions underlying the internal model;  
(d) the deficiencies in data used in the internal model and the lack of 
data for the calculation of the internal model;  
(e) the risks arising out of the use of external models and external data 
in the internal model;  
(f) the limitations of information technology used in the internal model;  
(g) the limitations of internal model governance.  
Article 246  
Changes to the internal model  
The documentation of the internal model shall include a record of minor 
and major changes to the internal model, including all of the following:  
(a) a description of the rationale for the minor and major changes;  
(b) a description of the implications of the major changes for the design 
and operations of the internal model;  
(c) where a major change or a combination of minor changes has a 
material impact on the outputs of the internal model, a quantitative 
and qualitative comparison of the outputs before and after the 
change relating to the same valuation date.  
SECTION 9  
External models and data  
Article 247  
Insurance and reinsurance undertakings shall monitor any potential limi ­
tations arising from the use of external models or external data in the 
internal model to the ongoing fulfilment of the requirements set out in 
Articles 101 and Articles 120 to 125 of Directive 2009/138/EC, and also 
in Article 113 of that Directive for partial internal models.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 227
 
CHAPTER VII  
MINIMUM CAPITAL REQUIREMENT  
Article 248  
Minimum Capital Requirement  
1. The Minimum Capital Requirement shall be equal to the 
following:  
MCR ¼ maxðMCR  combined  ; AMCRÞ 
where:  
(a) MCR  combined  denotes the combined Minimum Capital Requirement;  
(b) AMCR  denotes the absolute floor referred to in Article 129(1)(d) of 
Directive 2009/138/EC and in Article 253 of this Regulation.  
2. The combined Minimum Capital Requirement shall be equal to the 
following:  
MCR  combined ¼ minðmaxðMCR  linear ; 0,25 · SCRÞ; 0,45 · SCRÞ 
where:  
(a) MCR  linear denotes the linear Minimum Capital Requirement, 
calculated in accordance with Articles 249 to 251;  
(b) SCR  denotes the Solvency Capital Requirement, calculated in 
accordance with Chapter V or in accordance with Chapter VI 
where approval for the use of full or partial internal model has 
been granted.  
Article 249  
Linear Minimum Capital Requirement  
The linear Minimum Capital Requirement shall be equal to the 
following:  
MCR  linear ¼ MCR ðlinear ;nlÞ þ MCR ðlinear ;lÞ 
where:  
(a) MCR(linear,nl)  denotes the linear formula component for non-life 
insurance and reinsurance obligations;  
(b) MCR(linear,l)  denotes the linear formula component for life 
insurance and reinsurance obligations.  
Article 250  
Linear formula component for non-life insurance and reinsurance 
obligations  
1. The linear formula component for non-life insurance and 
reinsurance obligations shall be equal to the following:  
MCR ðlinear ;nlÞ ¼ X  
s α s · TP ðnl;sÞ þ β s · P s 
where:  
(a) the sum covers all segments set out in Annex XIX;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 228
 
(b) TP  (nl,s) denotes the technical provisions without a risk margin for 
non-life insurance and reinsurance obligations in the segment  s after 
deduction of the amounts recoverable from reinsurance contracts 
and special purpose vehicles, with a floor equal to zero;  
(c) P s denotes the premiums written for insurance and reinsurance 
obligations in the segment  s during the last 12 months, after 
deduction of premiums for reinsurance contracts, with a floor 
equal to zero;  
(d) the factors  α s and β s are set out in Annex XIX.  
2. Technical provisions referred to in point (b) of paragraph (1) shall 
not include any of the following amounts:  
(a) amounts recoverable from reinsurance contracts or special purpose 
vehicles that cannot be taken into account in accordance with of 
Article 41(3) and (5);  
(b) amounts recoverable from reinsurance contracts or special purpose 
vehicles, that do not comply with Articles 209, 210, 211 and 213 or 
with Article 235.  
3. In the calculation of premiums written after deduction of 
premiums for reinsurance contracts referred to in point (c) of 
paragraph (1), the following premiums for reinsurance contracts shall 
not be deducted:  
(a) premiums in relation to non-insurance events or settled insurance 
claims that are not accounted for in the cash-flows referred to in 
Article 41(3);  
(b) premiums for reinsurance contracts that do not comply with Articles 
209, 210, 211 and 213 or with Article 235.  
Article 251  
Linear formula component for life insurance and reinsurance 
obligations  
1. The linear formula component for life insurance and reinsurance 
obligations shall be equal to the following:  
MCR  linear ;l ¼ 0,037 · TP ðlife;1Þ Ä 0,052 · TP ðlife;2Þ þ 0,007 · TP ðlife;3Þ þ 0,021 · TP ðlife;4Þ þ 0,0007 · CAR  
where:  
(a) TP  (life,1)  denotes the technical provisions without a risk margin in 
relation to guaranteed benefits for life insurance obligations with 
profit participation, after deduction of the amounts recoverable 
from reinsurance contracts and special purpose vehicles, with a 
floor equal to zero, and technical provisions without a risk margin 
for reinsurance obligations where the underlying life insurance 
obligations include profit participation, after deduction of the 
amounts recoverable from reinsurance contracts and special 
purpose vehicles, with a floor equal to zero;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 229
 
(b) TP  (life,2)  denotes the technical provisions without a risk margin in 
relation to future discretionary benefits for life insurance obligations 
with profit participation, after deduction of the amounts recoverable 
from reinsurance contracts and special purpose vehicles, with a floor 
equal to zero;  
(c) TP  (life,3)  denotes the technical provisions without a risk margin for 
index-linked and unit-linked life insurance obligations and 
reinsurance obligations relating to such insurance obligations, after 
deduction of the amounts recoverable from reinsurance contracts 
and special purpose vehicles, with a floor equal to zero;  
(d) TP  (life,4)  denotes the technical provisions without a risk margin for 
all other life insurance and reinsurance obligations, after deduction 
of the amounts recoverable from reinsurance contracts and special 
purpose vehicles, with a floor equal to zero;  
(e) CAR  denotes the total capital at risk, being the sum, in relation to 
each contract that give rise to life insurance or reinsurance 
obligations, of the capital at risk of the contracts, where the 
capital at risk of a contract means the higher of zero and the 
difference between the following two amounts:  
(i) the sum of all of the following:  
— the amount that the insurance or reinsurance undertaking 
would currently pay in the event of the death or disability 
of the persons insured under the contract after deduction of 
the amounts recoverable from reinsurance contracts and 
special purpose vehicles;  
— the expected present value of amounts not covered in the 
previous indent that the undertaking would pay in the future 
in the event of the immediate death or disability of the 
persons insured under the contract after deduction of the 
amounts recoverable from reinsurance contracts and 
special purpose vehicles;  
(ii) the best estimate of the corresponding obligations after 
deduction of the amounts recoverable from reinsurance 
contracts and special purpose vehicles.  
2. Technical provisions referred to in points (a) to (d) of paragraph (1), 
shall not include any of the following:  
(a) amounts recoverable from reinsurance contracts or special purpose 
vehicles that cannot be taken into account in accordance with 
Article 41(3) and (5);  
(b) amounts recoverable from reinsurance contracts or special purpose 
vehicles that do not comply with Articles 209 to 215 or Article 235.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 230
 
Article 252  
Minimum Capital Requirement: composite insurance undertakings  
1. The notional life Minimum Capital Requirement and the notional 
non-life Minimum Capital Requirement referred to in Article 74(2) of 
Directive 2009/138/EC shall be calculated in accordance with para ­
graphs 2 to 11 of this Article.  
2. The notional non-life Minimum Capital Requirement shall be 
equal to the following:  
NMCR  nl ¼ maxðNMCR ðcombined ;nlÞ ; AMCR  nl Þ 
where:  
(a) NMCR  (combined,nl)  denotes the notional combined non-life Minimum 
Capital Requirement;  
(b) AMCR  nl denotes the absolute floor prescribed in Article 129(1)(d)(i) 
of Directive 2009/138/EC and in Article 253 of this Regulation.  
3. The notional combined non-life Minimum Capital Requirement 
shall be equal to the following:  
NMCR ðcombined ;nlÞ ¼ minðmaxðNMCR ðlinear ;nlÞ ; 0,25 · ðNSCR  nl þ Addon  nl ÞÞ; 0,45 · ðNSCR  nl þ Addon  nl ÞÞ 
where:  
(a) NMCR  (linear,nl)  denotes the notional linear Minimum Capital 
Requirement for non-life insurance or reinsurance activity;  
(b) NSCR  nl denotes the notional Solvency Capital Requirement for 
non-life insurance or reinsurance activity;  
(c) Addon  nl denotes the part of the capital add-ons, set by the super ­
visory authority in accordance with Article 37 of Directive 
2009/138/EC, which has been apportioned by that supervisory 
authority to the non-life insurance or reinsurance activity of the 
insurance or reinsurance undertaking.  
4. The notional linear Minimum Capital Requirement for non-life 
insurance or reinsurance activity shall be equal to the following:  
NMCR ðlinear ;nlÞ ¼ MCR ðnl;nlÞ þ MCR ðl;nlÞ 
where:  
(a) MCR  (nl,nl) denotes the linear formula component for non-life 
insurance and reinsurance obligations relating to non-life 
insurance or reinsurance activity;  
(b) MCR  (l,nl) denotes the linear formula component for life insurance 
and reinsurance obligations relating to non-life insurance or 
reinsurance activity.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 231
 
5. MCR  (nl,nl) and MCR  (l,nl) shall be calculated in the same way as  
MCR  (linear,nl)  and MCR  (linear,l)  referred to in Articles 250 and 251 of this 
Regulation respectively, but the technical provisions or premiums 
written used in the calculation shall only relate to the insurance and 
reinsurance obligations of non-life insurance or reinsurance activity in 
the classes of non-life insurance referred to in Annex I of Directive 
2009/138/EC.  
6. The notional Solvency Capital Requirement for non-life insurance 
or reinsurance activity shall be equal to the following:  
NSCR  nl ¼ NMCR ðlinear ;nlÞ 
NMCR ðlinear ;nlÞ þ NMCR ðlinear ;lÞ · SCR  
where:  
(a) SCR  denotes the Solvency Capital Requirement calculated in 
accordance with Title I, Chapter VI, Section 4, Subsection 2 of 
Directive 2009/138/EC or with Title I, Chapter VI, Section 4, 
Subsection 3 of Directive 2009/138/EC, which shall for the 
purposes of this Article exclude any capital add-on imposed in 
accordance with Article 37 of that Directive;  
(b) NMCR  (linear,nl)  denotes the notional linear non-life Minimum Capital 
Requirement for non-life insurance or reinsurance activity;  
(c) NMCR  (linear,l)  denotes the notional linear Minimum Capital 
Requirement for life insurance or reinsurance activity.  
7. The notional life Minimum Capital Requirement shall be equal to 
the following:  
NMCR  l ¼ maxðNMCR ðcombined ;lÞ ; AMCR  l Þ 
where:  
(a) NMCR  (combined,l)  denotes the notional combined life Minimum 
Capital Requirement;  
(b) AMCR  l denotes the absolute floor prescribed in Article 129(1)(d)(ii) 
of Directive 2009/138/EC.  
8. The notional combined life Minimum Capital Requirement shall 
be equal to the following:  
NMCR ðcombined ;lÞ ¼ minðmaxðNMCR ðlinear ;lÞ ; 0,25 · ðNSCR  l þ Addon  l ÞÞ; 0,45 · ðNSCR  l þ Addon  l ÞÞ 
where:  
(a) NMCR  (linear,l)  denotes the notional linear Minimum Capital 
Requirement for life insurance or reinsurance activity;  
(b) NSCR  l denotes the notional Solvency Capital Requirement for life 
insurance or reinsurance activity;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 232
 
(c) Addon  l denotes the part of the capital add-ons, set by the super ­
visory authority in accordance with Article 37 of Directive 
2009/138/EC, which has been apportioned by that supervisory 
authority to the life insurance or reinsurance activity of the 
insurance or reinsurance undertaking.  
9. The notional linear Minimum Capital Requirement for life 
insurance or reinsurance activity shall be equal to the following:  
NMCR ðlinear ;lÞ ¼ MCR ðnl;lÞ þ MCR ðl;lÞ 
where:  
(a) MCR  (nl,l) denotes the linear formula component for non-life 
insurance and reinsurance obligations relating to life insurance or 
reinsurance activity;  
(b) MCR  (l,l) denotes the linear formula component for life insurance and 
reinsurance obligations relating to life insurance or reinsurance 
activity.  
10. MCR  (nl,l) and MCR  (l,l) shall be calculated in the same way as  
MCR  (linear,nl)  and MCR  (linear,l)  referred to in Article 250 and 251 of 
this Regulation respectively, but the technical provisions or premiums 
written used in the calculation shall only relate to the insurance and 
reinsurance obligations of life insurance or reinsurance activity in the 
classes of life insurance referred to in Annex II of Directive 
2009/138/EC.  
11. The notional Solvency Capital Requirement for life insurance or 
reinsurance activity shall be equal to the following:  
NSCR  l ¼ NMCR ðlinear ;lÞ 
NMCR ðlinear ;nlÞ þ NMCR ðlinear ;lÞ · SCR  
where:  
(a) SCR  denotes the Solvency Capital Requirement calculated in 
accordance with Title I, Chapter VI, Section 4, Subsection 2 of 
Directive 2009/138/EC or with Title I, Chapter VI, Section 4, 
Subsection 3 of Directive 2009/138/EC, which shall for the 
purposes of this Article exclude any capital add-on imposed in 
accordance with Article 37 of that Directive;  
(b) NMCR  (linear,nl)  denotes the notional linear non-life Minimum Capital 
Requirement for non-life insurance or reinsurance activity;  
(c) NMCR  (linear,l)  denotes the notional linear Minimum Capital 
Requirement for life insurance or reinsurance activity.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 233
 
Article 253  
Absolute floor of the Minimum Capital Requirement  
1. The absolute floor of the Minimum Capital Requirement for 
insurance undertakings that have obtained the authorisations referred 
to in points (a) or (b) of Article 73(2) of Directive 2009/138/EC shall 
be the sum of the amounts set out in points (i) and (ii) of 
Article 129(1)(d) of that Directive.  
2. Where the gross written premiums for non-life insurance business 
listed in classes 1 and 2 in Part A of Annex 1 of Directive 2009/138/EC 
do not exceed 10 % of total gross written premiums of the undertaking 
as a whole, the absolute floor of the Minimum Capital Requirement 
shall be equal to the amount set out in point (ii) of Article 129(1) (d) of 
that Directive.  
3. Where the gross written premiums for life insurance business do 
not exceed 10 % of total gross written premiums of the undertaking as a 
whole, the absolute floor of the Minimum Capital Requirement shall be 
equal to the amount set out in point (ii) of Article 129(1) (d) of that 
Directive.  
CHAPTER VIII  
INVESTMENTS IN SECURITISATION POSITIONS  
Article 254  
Risk retention requirements relating to the originators, sponsors or 
original lenders  
1. For the purposes of Article 135(2)(a) of Directive 2009/138/EC, 
the originator, sponsor or original lender shall retain, on an ongoing 
basis a material net economic interest which in any event shall not be 
less than 5 %, as specified in paragraph 2 of this Article, and shall 
explicitly disclose that commitment to the insurance or reinsurance 
undertaking in the documentation governing the investment.  
2. Only the following retentions shall qualify as retentions of a 
material net economic interest of not less than 5 %:  
(a) the retention of no less than 5 % of the nominal value of each of the 
tranches sold or transferred to investors;  
(b) in the case of securitisations of revolving exposures within the 
meaning of Article 242(12) of Regulation (EU) No 575/2013, the 
retention of the originator's interest of no less than 5 % of the 
nominal value of the securitised exposures;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 234
 
(c) the retention of randomly selected exposures, equivalent to no less 
than 5 % of the nominal value of the securitised exposures, where 
such exposures would otherwise have been securitised in the secu ­
ritisation, provided that the number of potentially securitised 
exposures is not less than 100 at origination;  
(d) the retention of the first loss tranche and, if necessary, other 
tranches having the same or a more severe risk profile than those 
transferred or sold to investors and not maturing earlier than those 
transferred or sold to investors, so that the retention equals in total 
no less than 5 % of the nominal value of the securitised exposures;  
(e) the retention of a first loss exposure of not less than 5 % of every 
securitised exposure in the securitisation.  
3. The net economic interest shall be measured at the origination. 
The net economic interest shall not be subject to any credit risk miti ­
gation or any short positions or any other form of hedging and shall not 
be sold. The net economic interest shall be determined by the notional 
value for off-balance sheet items.  
4. The retained material net economic interest referred to in 
paragraph 1 shall not be split amongst different types of retainer.  
5. The requirement provided for in paragraph 1 to retain a material 
net economic interest shall be fulfilled in full by any of the following:  
(a) the originator or multiple originators;  
(b) the sponsor or multiple sponsors;  
(c) the original lender or multiple original lenders.  
6. Where the securitised exposures are created by multiple orig ­
inators, the retention requirement shall be fulfilled by each originator, 
in relation to the proportion of the total securitised exposures for which 
it is the originator.  
7. Where the securitised exposures are created by multiple original 
lenders, the retention requirement shall be fulfilled by each original 
lender, in relation to the proportion of the total securitised exposures 
for which it is the original lender.  
8. By way of derogation from paragraphs 6 and 7, where the 
securitised exposures are created by multiple originators or multiple 
original lenders, the retention requirement may be fulfilled in full by 
a single originator or original lender provided that either of the 
following conditions are met:  
(a) the originator or original lender has established and is managing the 
programme or securitisation scheme;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 235
 
(b) the originator or original lender has established the programme or 
securitisation scheme and has contributed over 50 % of the total 
securitised exposures.  
9. Where the securitised exposures have been sponsored by multiple 
sponsors, the retention requirement shall be fulfilled by either:  
(a) the sponsor whose economic interest is most appropriately aligned 
with investors as agreed by the multiple sponsors on the basis of 
objective criteria including the fee structures, the involvement in the 
establishment and management of the programme or securitisation 
scheme and exposure to credit risk of the securitisations;  
(b) by each sponsor proportionately in relation to the number of 
sponsors.  
Article 255  
Exemptions to risk retention requirements  
1. Article 254(1) shall not apply where the securitised exposures are 
exposures to entities referred to in points (a) to (d) of Article 180(2) or 
exposures that are fully, unconditionally and irrevocably guaranteed by 
those entities, where the guarantee meets the requirements set out in 
Article 215.  
2. Article 254(1) shall not apply to securitisations based on a clear, 
transparent and accessible index, where the underlying assets of that 
index are identical to those of an index that is widely traded, or are 
other tradable securities other than securitisation positions.  
Article 256  
Qualitative requirements relating to insurance and reinsurance 
undertakings  
1. Insurance and reinsurance undertakings investing in securitisation 
shall meet the requirements laid down in paragraphs 2 to 7.  
2. Insurance and reinsurance undertakings shall conduct adequate due 
diligence prior to making the investment, which shall include an 
assessment of the commitment of the originator, sponsor or original 
lender to maintain a material net economic interest securitisation of 
no less than 5 % on an on-going basis and of the factors that could 
undermine that commitment to maintain that interest as disclosed in 
accordance with point (f) of paragraph 3.  
3. Before investing in securitisation, and thereafter as appropriate, 
insurance and reinsurance undertakings shall ensure that the originator, 
the sponsor or the original lender has all of the following features:  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 236
 
(a) the originator, sponsor or original lender grants credit based on 
sound and well-defined criteria and clearly establishes the process 
for approving, amending, renewing and refinancing loans to be 
securitised as well as loans which it will not securitise;  
(b) the originator, sponsor or original lender has in place effective 
systems to manage the ongoing administration and monitoring of 
their credit risk-bearing portfolios and exposures, including for iden ­
tifying and managing problematic credits and for making adequate 
value adjustments and provisions;  
(c) the originator, sponsor or original lender adequately diversifies each 
credit portfolio based on its target market and overall credit strategy;  
(d) the originator, sponsor or original lender grants ready access to all 
relevant data necessary for the insurance or reinsurance undertaking 
to comply with the requirements set out in paragraphs 4 to 7;  
(e) the originator, sponsor or original lender has a written policy on 
credit risk that includes their risk tolerance limits and provisioning 
policy and how it measures, monitors and controls that risk;  
(f) the originator, sponsor or original lender discloses the level of the 
retained net economic interest as referred to in Article 254(1) as 
well as any factors that could undermine the maintenance of the 
minimum required net economic interest as set out in that para ­
graph.  
4. Insurance or reinsurance undertakings investing in securitisation 
shall establish written monitoring procedures commensurate with the 
risk profile of their securitisation positions to monitor performance of 
the underlying exposures on an ongoing basis and in a timely manner.  
5. Insurance or reinsurance undertakings investing in securitisation 
shall ensure that there is an adequate level of internal reporting to 
their administrative, management or supervisory body so that they are 
aware of material securitisation positions and that the risks from those 
investments are adequately managed.  
6. Insurance and reinsurance undertakings investing in securitisation 
shall regularly perform stress tests on the cash flows and collateral 
values supporting the underlying exposures. Any stress test shall be 
commensurate with the nature, scale and complexity of the risk 
inherent in the securitisation position.  
7. Insurance and reinsurance undertakings investing in securitisation 
shall be able to demonstrate to their supervisory authorities that for each 
of those investments they have a comprehensive and thorough under ­
standing of the investment and its underlying exposures and that they 
have implemented written policies and procedures for their risk 
management.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 237
 
Article 257  
Requirements for investments in securitisation that no longer 
comply with the risk-retention and qualitative requirements  
1. Where insurance and reinsurance undertakings become aware that 
the originator, sponsor or original lender fails to comply with the 
requirements set out in Article 254, or insurance or reinsurance under ­
takings become aware that the requirements set out in Article 256(2) 
and (3) are not being complied with, they shall inform the supervisory 
authority immediately.  
2. Where the requirements in Article 256(2) and (3) are not fulfilled 
in any respect by reason of the negligence or omission of the insurance 
or reinsurance undertaking, the supervisory authority shall impose a 
proportionate increase to the Solvency Capital Requirement in 
accordance with paragraph 3 of this Article.  
3. Where the standard formula is used for the calculation of spread 
risk as referred to in Article 178, for the purposes of the calculation of 
the increased Solvency Capital Requirement referred to in paragraph 2 
of this Article, the capital requirement for spread risk of the relevant 
securitisation positions shall be based on risk factors as referred to in 
Article 178, but increased by no less than 250 % of those risk factors.  
4. The risk factors shall be progressively increased with each 
subsequent breach of the requirements set out in Article 256.  
5. Where insurance and reinsurance undertakings fail to comply with 
any requirement set out in Article 256(4) to (7) of this Regulation, by 
reason of their negligence or omission, the supervisory authorities shall 
assess whether that failure should be considered a significant deviation 
from the undertaking's system of governance as referred to in 
Article 37(1)(c) of Directive 2009/138/EC.  
CHAPTER IX  
SYSTEM OF GOVERNANCE  
SECTION 1  
Elements of the system of governance  
Article 258  
General governance requirements  
1. Insurance and reinsurance undertakings shall fulfil all of the 
following requirements:  
(a) establish, implement and maintain effective cooperation, internal 
reporting and communication of information at all relevant levels 
of the undertaking;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 238
 
(b) establish, implement and maintain effective decision making 
procedures and an organisational structure which clearly specifies 
reporting lines, allocates functions and responsibilities, and takes 
into account the nature, scale and complexity of the risks inherent 
in that undertaking's business;  
(c) ensure that the members of the administrative, management or 
supervisory body collectively possess the necessary qualifications, 
competency, skills and professional experience in the relevant areas 
of the business in order to effectively manage and oversee the 
undertaking in a professional manner;  
(d) ensure that each individual member of the administrative, 
management or supervisory body has the necessary qualifications, 
competency, skills and professional experience to perform the tasks 
assigned;  
(e) employ personnel with the skills, knowledge and expertise necessary 
to carry out the responsibilities allocated to them properly;  
(f) ensure that all personnel are aware of the procedures for the proper 
carrying out of their responsibilities;  
(g) ensure that the assignment of multiple tasks to individuals and 
organisational units does not or is not likely to prevent the 
persons concerned from carrying out any particular function in a 
sound, honest and objective manner;  
(h) establish information systems which produce complete, reliable, 
clear, consistent, timely and relevant information concerning the 
business activities, the commitments assumed and the risks to 
which the undertaking is exposed;  
(i) maintain adequate and orderly records of the undertaking's business 
and internal organisation;  
(j) safeguard the security, integrity and confidentiality of information, 
taking into account the nature of the information in question;  
(k) introduce clear reporting lines that ensure the prompt transfer of 
information to all persons who need it in a way that enables them 
to recognise its importance as regards their respective responsibil ­
ities;  
(l) adopt a written remuneration policy.  
2. Policies on risk management, internal control, internal audit and, 
where relevant, outsourcing, shall clearly set out the relevant responsi ­
bilities, objectives, processes and reporting procedures to be applied, all 
of which shall be consistent with the undertaking's overall business 
strategy.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 239
 
3. Insurance and reinsurance undertakings shall establish, implement 
and maintain a business continuity policy aimed at ensuring, in the case 
of an interruption to their systems and procedures, the preservation of 
essential data and functions and the maintenance of insurance and 
reinsurance activities, or, where that is not possible, the timely 
recovery of such data and functions and the timely resumption of 
their insurance or reinsurance activities.  
4. Insurance and reinsurance undertakings shall ensure that at least 
two persons effectively run the undertaking.  
5. Insurance and reinsurance undertakings shall ensure that effective 
processes and procedures are in place to prevent conflicts of interest and 
that potential sources of conflicts of interest are identified and 
procedures are established in order to ensure that those involved in 
the implementation of the undertaking's strategies and policies 
understand where conflicts of interest could arise and how such 
conflicts are to be addressed.  
6. Insurance and reinsurance undertakings shall monitor, and on a 
regular basis evaluate, the adequacy and effectiveness of their system of 
governance and take appropriate measures to address any deficiencies.  
Article 259  
Risk Management System  
1. Insurance and reinsurance undertakings shall establish, implement 
and maintain a risk management system which includes the following:  
(a) a clearly defined risk management strategy which is consistent with 
the undertaking's overall business strategy. The objectives and key 
principles of the strategy, the approved risk tolerance limits and the 
assignment of responsibilities across all the activities of the under ­
taking shall be documented;  
(b) a clearly defined procedure on the decision-making process;  
(c) written policies which effectively ensure the definition and categori ­
sation of the material risks by type to which the undertaking is 
exposed, and the approved risk tolerance limits for each type of 
risk. Such policies shall implement the undertaking's risk strategy, 
facilitate control mechanisms and take into account the nature, 
scope and time periods of the business and the associated risks;  
(d) reporting procedures and processes which ensure that information 
on the material risks faced by the undertaking and the effectiveness 
of the risk management system are actively monitored and analysed 
and that appropriate modifications to the system are made where 
necessary.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 240
 
2. Insurance and reinsurance undertakings shall ensure that the 
persons who effectively run the undertaking or have other key 
functions take into account the information reported as part of the 
risk management system in their decision making process.  
3. Insurance and reinsurance undertakings shall, where appropriate, 
include the performance of stress tests and scenario analysis with regard 
to all relevant risks faced by the undertaking, in their risk-management 
system.  
4. In addition to the requirements set out in Article 44(4a) of 
Directive 2009/138/EC for the purposes of the calculation of technical 
provisions and the Solvency Capital Requirement, internal risk 
management methodologies shall not rely solely or automatically on 
external credit assessments. Where the calculation of technical 
provisions or of the Solvency Capital Requirement is based on 
external credit assessments by an ECAI or based on the fact that an 
exposure is unrated, that shall not exempt insurance and reinsurance 
undertakings from additionally considering other relevant information.  
Article 260  
Risk management areas  
1. The areas referred to in Article 44(2) of Directive 2009/138/EC 
shall include all of the following policies:  
(a) Underwriting and reserving:  
(i) actions to be taken by the insurance or reinsurance undertaking 
to assess and manage the risk of loss or of adverse change in 
the values of insurance and reinsurance liabilities, resulting 
from inadequate pricing and provisioning assumptions;  
(ii) the sufficiency and quality of relevant data to be considered in 
the underwriting and reserving processes, as set out in 
Article 19 of this Regulation, and their consistency with the 
standards of sufficiency and quality;  
(iii) the adequacy of claims management procedures including the 
extent to which they cover the overall cycle of claims.  
(b) Asset-liability management:  
(i) the structural mismatch between assets and liabilities and in 
particular the duration mismatch of those assets and liabilities;  
(ii) any dependency between risks of different asset and liability 
classes;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 241
 
(iii) any dependency between the risks of different insurance or 
reinsurance obligations;  
(iv) any off-balance sheet exposures of the undertaking;  
(v) the effect of relevant risk-mitigating techniques on asset- 
liability management.  
(c) Investment risk management:  
(i) actions to be taken by the insurance or reinsurance undertaking 
to ensure that the undertaking's investments complies with the 
prudent person principle set out in Article 132 of Directive 
2009/138/EC;  
(ii) actions to be taken by the insurance or reinsurance undertaking 
to ensure that the undertaking's investments take into account 
the nature of the undertaking's business, its approved risk 
tolerance limits, its solvency position and its long-term risk 
exposure;  
(iii) the insurance or reinsurance undertakings' own internal 
assessment of the credit risk of investment counterparties, 
including where the counterparties are central governments;  
(iv) where the insurance or reinsurance undertaking uses derivatives 
or any other financial instrument with similar characteristics or 
effects, the objectives of, and strategy underlying their use and 
the way in which they facilitate efficient portfolio management 
or contribute to a reduction of risks, as well as procedures to 
assess the risk of such instruments and the principles of risk 
management to be applied to them;  
(v) where appropriate in order to ensure effective risk-management, 
internal quantitative limits on assets and exposures, including 
off-balance sheet exposures.  
(d) Liquidity risk management:  
(i) actions to be taken by the insurance or reinsurance undertaking 
to take into account both short term and long term liquidity 
risk; 
(ii) the appropriateness of the composition of the assets in terms of 
their nature, duration and liquidity in order to meet the under ­
taking's obligations as they fall due;  
(iii) a plan to deal with changes in expected cash in-flows and out- 
flows.  
(e) Concentration risk management: actions to be taken by the insurance 
or reinsurance undertaking to identify relevant sources of concen ­
tration risk to ensure that risk concentrations remain within estab ­
lished limits and actions to analyse possible risks of contagion 
between concentrated exposures.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 242
 
(f) Operational risk management: actions to be taken by the insurance 
or reinsurance undertaking to assign clear responsibilities to 
regularly identify, document and monitor relevant operational risk 
exposures.  
(g) Reinsurance and other insurance risk mitigation techniques:  
(i) actions to be taken by the insurance or reinsurance undertaking 
to ensure the selection of suitable reinsurance and other risk 
mitigation techniques;  
(ii) actions to be taken by the insurance or reinsurance undertaking 
to assess which types of risk mitigation techniques are appro ­
priate according to the nature of the risks assumed and the 
capabilities of the undertaking to manage and control the 
risks associated with those techniques;  
(iii) the insurance or reinsurance undertakings' own assessment of 
the credit risk of the risk mitigation techniques.  
2. The expected profit included in future premiums shall be 
calculated as the difference between the technical provisions without a 
risk margin calculated in accordance with Article 77 of that Directive 
and a calculation of the technical provisions without a risk margin under 
the assumption that the premiums relating to existing insurance and 
reinsurance contracts that are expected to be received in the future are 
not received for any reason other than the insured event having 
occurred, regardless of the legal or contractual rights of the policyholder 
to discontinue the policy.  
3. The calculation of the expected profit included in future premiums 
shall be carried out separately for the homogeneous risk groups used in 
the calculation of the technical provisions, provided that the insurance 
and reinsurance obligations are also homogeneous in relation to the 
expected profit included in future premiums.  
4. Loss-making policies may only be offset against profit-making 
policies within a homogeneous risk group.  
Article 261  
Risk management in undertakings providing loans and/or mortgage 
insurance or reinsurance  
1. Where insurance and reinsurance undertakings engage in the 
activity of providing loans, they shall have written policies to ensure 
all of the following:  
(a) that credit-granting is based on sound and well-defined criteria and 
that the process for approving, amending, renewing and refinancing 
credits is clearly established;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 243
 
(b) that undertakings have internal methodologies that enable them to 
assess the credit risk of exposures to individual obligors and at the 
portfolio level;  
(c) that the ongoing administration and monitoring of the loan port ­
folios, including for identifying and managing problematic credits, 
and for making adequate value adjustments, is operated through 
effective systems;  
(d) that the diversification of the loan portfolios is adequate given the 
target markets and overall investment strategy of the undertaking.  
2. Where insurance and reinsurance undertakings engage in mortgage 
insurance or reinsurance, they shall base their underwriting on sound 
and well-defined criteria and comply with the requirements set out in 
points (b), (c) and (d) of paragraph 1 with regard to the mortgage loans 
underlying their insurance and reinsurance obligations.  
▼M1 
Article 261a  
Risk management for qualifying infrastructure investments  
1. Insurance and reinsurance undertakings shall conduct adequate due 
diligence prior to making a qualifying infrastructure investment, 
including all of the following:  
(a) a documented assessment of how the project satisfies the criteria set 
out in Article 164a, which has been subject to a validation process, 
carried out by persons that are free from influence from those 
persons responsible for the assessment of the criteria, and have no 
potential conflicts of interest with those persons;  
(b) a confirmation that any financial model for the cash flows of the 
project has been subject to a validation process carried out by 
persons that are free from influence from those persons responsible 
for the development of the financial model, and have no potential 
conflicts of interest with those persons.  
2. Insurance and reinsurance undertakings with a qualifying infra ­
structure investment shall regularly monitor and perform stress tests 
on the cash flows and collateral values supporting the infrastructure 
project entity. Any stress tests shall be commensurate with the nature, 
scale and complexity of the risk inherent in the infrastructure project.  
3. Where insurance or reinsurance undertakings hold material qual ­
ifying infrastructure investments, they shall, when establishing the 
written procedures referred to in Article 41(3) of Directive 
2009/138/EC, include provisions for an active monitoring of these 
investments during the construction phase, and for a maximisation of 
the amount recovered from these investments in case of a work-out 
scenario.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 244
 
4. Insurance or reinsurance undertakings with a qualifying infra ­
structure investment in bonds or loans shall set up their asset-liability 
management to ensure that, on an ongoing basis, they are able to hold 
the investment to maturity.  
▼B 
Article 262  
Overall solvency needs  
1. The assessment of an insurance or reinsurance undertaking's 
overall solvency needs, referred to in Article 45(1)(a) of Directive 
2009/138/EC shall be forward-looking and include all of the 
following elements:  
(a) risks the undertaking is or could be exposed to, taking into account 
potential future changes in its risk profile due to the undertaking's 
business strategy or the economic and financial environment, 
including operational risks;  
(b) the nature and quality of own fund items or other resources appro ­
priate to cover the risks identified in point (a) of this paragraph.  
2. The elements referred to paragraph 1 shall take the following into 
account:  
(a) the time periods that are relevant for taking into account the risks 
the undertaking faces in the long-term;  
(b) valuation and recognition bases that are appropriate for the under ­
taking's business and risk profile;  
(c) the undertaking's internal control and risk-management systems and 
approved risk tolerance limits.  
Article 263  
Alternative methods for valuation  
Where alternative valuation methods in accordance with Article 10(5) 
are used, insurance and reinsurance undertakings shall:  
(a) identify the assets and liabilities to which that valuation approach 
applies;  
(b) justify the use of that valuation approach for the assets and 
liabilities referred to in point (a);  
(c) document the assumptions underlying that valuation approach;  
(d) assess the valuation uncertainty of the assets and liabilities referred 
to in point (a);  
(e) regularly compare the adequacy of the valuation of the assets and 
liabilities referred to in point (a) against experience.  ▼M1 02015R0035 — EN — 02.04.2016 — 001.004 — 245
 
Article 264  
Valuation of technical provisions — validation  
1. Insurance and reinsurance undertakings shall validate the calcu ­
lation of technical provisions, in particular by comparison against 
experience as referred to in Article 83 of Directive 2009/138/EC, at 
least once a year and where there are indications that the data, 
assumptions or methods used in the calculation or the level of the 
technical provisions are no longer appropriate. The validation shall 
cover the following:  
(a) the appropriateness, completeness and accuracy of data used in the 
calculation of technical provisions as set out in Article 19 of this 
Regulation;  
(b) the appropriateness of any grouping of policies in accordance with 
Article 34 of this Regulation;  
(c) the remedies to limitations of the data referred to in Article 20 of 
this Regulation;  
(d) the appropriateness of approximations referred to in Article 21 of 
this Regulation for the purposes of calculating the best estimate;  
(e) the adequacy and realism of assumptions used in the calculation of 
technical provisions for the purposes of meeting the requirements in 
Articles 22 to 26 of this Regulation;  
(f) the adequacy, applicability and relevance of the actuarial and stat ­
istical methods applied in the calculation of technical provisions;  
(g) the appropriateness of the level of the technical provisions as 
referred to in Article 84 of Directive 2009/138/EC necessary to 
comply with Article 76 of that Directive.  
2. For the purposes of point (d) of paragraph 1, insurance and 
reinsurance undertakings shall assess the impact of changes in the 
assumptions on future management actions on the valuation of the 
technical provisions. Where changes in an assumption on future 
management action have a significant impact on the technical provi ­
sions, insurance and reinsurance undertakings shall be able to explain 
the reasons for this impact and how the impact is taken into account in 
their decision-making process.  
3. The validation shall be carried out separately for homogeneous 
risk groups. It shall be carried out separately for the best estimate, the 
risk margin and technical provisions calculated according to the market 
value of financial instruments which reliably replicate future cash flows 
in accordance with Article 40 of this Regulation. It shall be carried out 
separately for technical provisions where the matching adjustment 
referred to in Article 77b of Directive 2009/138/EC is applied. In 
relation to the best estimate, it shall be carried out separately for the 
gross best estimate and amounts recoverable from reinsurance contracts 
and special purpose vehicles. In relation to non-life insurance 
obligations, it shall be carried out separately for premium provisions 
and provisions for claims outstanding.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 246
 
Article 265  
Valuation of technical provisions — documentation  
1. Insurance and reinsurance undertakings shall document the 
following processes:  
(a) the collection of data and analysis of its quality and other 
information that relates to the calculation of technical provisions;  
(b) the choice of assumptions used in the calculation of technical provi ­
sions, in particular the choice of relevant assumptions about the 
allocation of expenses;  
(c) the selection and application of actuarial and statistical methods for 
the calculation of technical provisions;  
(d) the validation of technical provisions.  
2. For the purposes of point (a) of paragraph 1, the documentation 
shall include:  
(a) a directory of the data used in the calculation of the technical 
provisions, specifying their source, characteristics and usage;  
(b) the specification for the collection, processing and application of 
data referred to in Article 19(3)(e);  
(c) where data are not used consistently over time in the calculation of 
technical provisions, a description of the inconsistent use and its 
justification.  
3. For the purposes of point (b) of paragraph 1, the documentation 
shall include:  
(a) a directory of all the relevant assumptions that the calculation of 
technical provisions are based upon; this shall include assumptions 
on future management actions;  
(b) a justification for the choice of the assumption in accordance with 
Subsection 1 of Section 3 of Chapter III;  
(c) a description of the inputs on which the choice is based;  
(d) the objectives of the choice and the criteria used for determining the 
appropriateness of this choice;  
(e) any material limitations in the choice made;  
(f) a description of the processes in place to review the choice of 
assumptions;  
(g) a justification for the changes of assumptions from one period to 
another and an estimation of the impact of material changes;  
(h) the relevant deviations referred to in Article 23(2).  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 247
 
Article 266  
Internal control system  
The internal control system shall ensure the insurance and reinsurance 
undertaking's compliance with applicable laws, regulations and adminis ­
trative provisions and the effectiveness and the efficiency of the under ­
taking's operations in light of its objectives as well as ensure the avail ­
ability and reliability of financial and non-financial information.  
Article 267  
Internal control of valuation of assets and liabilities  
1. Insurance and reinsurance undertakings shall have effective 
systems and controls to ensure that valuation estimates of their assets 
and liabilities are reliable and appropriate to ensure compliance with 
Article 75 of Directive 2009/138/EC and shall have a process for 
regularly verifying that market prices or valuation model inputs are 
appropriate and reliable.  
2. Insurance and reinsurance undertakings shall establish, implement, 
maintain and document clearly defined policies and procedures for the 
process of valuation, including the description and definition of roles 
and responsibilities of the personnel involved with the valuation, the 
relevant models, and the sources of information to be used.  
3. At the request of the supervisory authorities, insurance and 
reinsurance undertakings shall undertake an external, independent 
valuation or verification of the value of material assets and liabilities.  
4. Insurance and reinsurance undertakings shall fulfil all of the 
following requirements:  
(a) provide sufficient resources, both in terms of quality and quantity, 
to develop, calibrate, approve and review valuation approaches used 
for solvency purposes;  
(b) establish internal control processes which include all of the 
following:  
(i) an independent review and verification on a regular basis of the 
information, data, and assumptions which are used in the 
valuation approach, its results, and the suitability of the 
valuation approach with respect to valuation of the items 
referred to in point (a) of Article 263;  
(ii) oversight by the persons who effectively run the undertaking of 
the internal processes for approval of those valuations and the 
process in place to take account of any external, independent 
valuation or verification of the value of material assets or liabil ­
ities.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 248
 
SECTION 2  
Functions  
Article 268  
Specific provisions  
1. Insurance and reinsurance undertakings shall incorporate the 
functions and the associated reporting lines into the organisational 
structure in a way which ensures that each function is free from 
influences that may compromise the function's ability to undertake its 
duties in an objective, fair and independent manner. Each function shall 
operate under the ultimate responsibility of, and report to the adminis ­
trative, management or supervisory body and shall, where appropriate, 
cooperate with the other functions in carrying out their roles.  
2. The persons performing a function shall be able to communicate at 
their own initiative with any staff member and shall have the necessary 
authority, resources and expertise as well as unrestricted access to all 
relevant information necessary to carry out their responsibilities.  
3. The persons performing a function shall promptly report any major 
problem in their area of responsibility to the administrative, management 
or supervisory body.  
Article 269  
Risk management function  
1. The risk management function shall include all of the following 
tasks:  
(a) assisting the administrative, management or supervisory body and 
other functions in the effective operation of the risk management 
system;  
(b) monitoring the risk management system;  
(c) monitoring the general risk profile of the undertaking as a whole;  
(d) detailed reporting on risk exposures and advising the administrative, 
management or supervisory body on risk management matters, 
including in relation to strategic affairs such as corporate strategy, 
mergers and acquisitions and major projects and investments;  
(e) identifying and assessing emerging risks.  
2. The risk management function shall fulfil all of the following 
requirements:  
(a) fulfil the requirements set out in Article 44(5) of Directive 
2009/138/EC;  
(b) liaise closely with the users of the outputs of the internal model;  
(c) co-operate closely with the actuarial function.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 249
 
Article 270  
Compliance function  
1. The compliance function of insurance and reinsurance under ­
takings shall establish a compliance policy and a compliance plan. 
The compliance policy shall define the responsibilities, competencies 
and reporting duties of the compliance function. The compliance plan 
shall set out the planned activities of the compliance function which 
take into account all relevant areas of the activities of insurance and 
reinsurance undertakings and their exposure to compliance risk.  
2. The duties of the compliance function shall include assessing the 
adequacy of the measures adopted by the insurance or reinsurance 
undertaking to prevent non-compliance.  
Article 271  
Internal audit function  
1. The persons carrying out the internal audit function shall not 
assume any responsibility for any other function.  
2. Notwithstanding paragraph 1, and in particular by respecting the 
principle of proportionality laid down in paragraphs 3 and 4 of 
Article 29 of Directive 2009/138/EC, the persons carrying out the 
internal audit function may also carry out other key functions, where 
all of the following conditions are met:  
(a) this is appropriate with respect to the nature, scale and complexity 
of the risks inherent in the undertaking's business;  
(b) no conflict of interest arises for the persons carrying out the internal 
audit function;  
(c) the costs of maintaining persons for the internal audit function that 
do not carry out other key functions would impose costs on the 
undertaking that would be disproportionate with respect to the total 
administrative expenses.  
3. The internal audit function shall include all of the following tasks:  
(a) establish, implement and maintain an audit plan setting out the audit 
work to be undertaken in the upcoming years, taking into account 
all activities and the complete system of governance of the 
insurance or reinsurance undertaking;  
(b) take a risk-based approach in deciding its priorities;  
(c) report the audit plan to the administrative, management or super ­
visory body;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 250
 
(d) issue recommendations based on the result of work carried out in 
accordance with point (a) and submit a written report on its findings 
and recommendations to the administrative, management or super ­
visory body on at least an annual basis;  
(e) verifying compliance with the decisions taken by the administrative, 
management or supervisory body on the basis of those recommen ­
dations referred to in point (d).  
Where necessary, the internal audit function may carry out audits which 
are not included in the audit plan.  
Article 272  
Actuarial function  
1. In coordinating the calculation of the technical provisions, the 
actuarial function shall include all of the following tasks:  
(a) apply methodologies and procedures to assess the sufficiency of 
technical provisions and to ensure that their calculation is consistent 
with the requirements set out in Articles 75 to 86 of Directive 
2009/138/EC;  
(b) assess the uncertainty associated with the estimates made in the 
calculation of technical provisions;  
(c) ensure that any limitations of data used to calculate technical 
provisions are properly dealt with;  
(d) ensure that the most appropriate approximations for the purposes of 
calculating the best estimate are used in cases referred to in 
Article 82 of Directive 2009/138/EC;  
(e) ensure that homogeneous risk groups of insurance and reinsurance 
obligations are identified for an appropriate assessment of the 
underlying risks;  
(f) consider relevant information provided by financial markets and 
generally available data on underwriting risks and ensure that it is 
integrated into the assessment of technical provisions;  
(g) compare and justify any material differences in the calculation of 
technical provisions from year to year;  
(h) ensure that an appropriate assessment is provided of options and 
guarantees included in insurance and reinsurance contracts.  
2. The actuarial function shall assess whether the methodologies and 
assumptions used in the calculation of the technical provisions are 
appropriate for the specific lines of business of the undertaking and 
for the way the business is managed, having regard to the available 
data.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 251
 
3. The actuarial function shall assess whether the information tech ­
nology systems used in the calculation of technical provisions suffi ­
ciently support the actuarial and statistical procedures.  
4. The actuarial function shall, when comparing best estimates 
against experience, review the quality of past best estimates and use 
the insights gained from this assessment to improve the quality of 
current calculations. The comparison of best estimates against 
experience shall include comparisons between observed values and 
the estimates underlying the calculation of the best estimate, in order 
to draw conclusions on the appropriateness, accuracy and completeness 
of the data and assumptions used as well as on the methodologies 
applied in their calculation.  
5. Information submitted to the administrative, management or super ­
visory body on the calculation of the technical provisions shall include 
at least a reasoned analysis on the reliability and adequacy of their 
calculation and on the sources and the degree of uncertainty of the 
estimate of the technical provisions. That reasoned analysis shall be 
supported by a sensitivity analysis that includes an investigation of 
the sensitivity of the technical provisions to each of the major risks 
underlying the obligations which are covered in the technical provisions. 
The actuarial function shall clearly  ►C1 state ◄ and explain any 
concerns it may have concerning the adequacy of technical provisions.  
6. Regarding the underwriting policy, the opinion to be expressed by 
the actuarial function in accordance with Article 48(1)(g) of Directive 
2009/138/EC shall at least include conclusions regarding the following 
considerations:  
(a) sufficiency of the premiums to be earned to cover future claims and 
expenses, notably taking into consideration the underlying risks 
(including underwriting risks), and the impact of options and guar ­
antees included in insurance and reinsurance contracts on the suffi ­
ciency of premiums;  
(b) the effect of inflation, legal risk, change in the composition of the 
undertaking's portfolio, and of systems which adjust the premiums 
policy-holders pay upwards or downwards depending on their 
claims history (bonus-malus systems) or similar systems, imple ­
mented in specific homogeneous risk groups;  
(c) the progressive tendency of a portfolio of insurance contracts to 
attract or retain insured persons with a higher risk profile (anti- 
selection).  
7. Regarding the overall reinsurance arrangements, the opinion to be 
expressed by the actuarial function in accordance with Article 48(1)(h) 
of Directive 2009/138/EC shall include analysis on the adequacy of the 
following:  
(a) the undertaking's risk profile and underwriting policy;  
(b) reinsurance providers taking into account their credit standing;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 252
 
(c) the expected cover under stress scenarios in relation to the under ­
writing policy;  
(d) the calculation of the amounts recoverable from reinsurance 
contracts and special purpose vehicles.  
8. The actuarial function shall produce a written report to be 
submitted to the administrative, management or supervisory body, at 
least annually. The report shall document all tasks that have been 
undertaken by the actuarial function and their results, and shall 
clearly identify any deficiencies and give recommendations as to how 
such deficiencies should be remedied.  
SECTION 3  
Fit and proper requirements  
Article 273  
1. Insurance and reinsurance undertakings shall establish, implement 
and maintain documented policies and adequate procedures to ensure 
that all persons who effectively run the undertaking or have other key 
functions are at all times fit and proper within the meaning of Article 42 
of Directive 2009/138/EC.  
2. The assessment of whether a person is fit shall include an 
assessment of the person's professional and formal qualifications, 
knowledge and relevant experience within the insurance sector, other 
financial sectors or other businesses and shall take into account the 
respective duties allocated to that person and, where relevant, the 
insurance, financial, accounting, actuarial and management skills of 
the person.  
3. The assessment of whether members of the administrative, 
management or supervisory body are fit shall take account of the 
respective duties allocated to individual members to ensure appropriate 
diversity of qualifications, knowledge and relevant experience to ensure 
that the undertaking is managed and overseen in a professional manner.  
4. The assessment of whether a person is proper shall include an 
assessment of that person's honesty and financial soundness based on 
evidence regarding their character, personal behaviour and business 
conduct including any criminal, financial and supervisory aspects 
relevant for the purposes of the assessment.  
SECTION 4  
Outsourcing  
Article 274  
1. Any insurance or reinsurance undertaking which outsources or 
proposes to outsource functions or insurance or reinsurance activities 
to a service provider shall establish a written outsourcing policy which 
takes into account the impact of outsourcing on its business and the 
reporting and monitoring arrangements to be implemented in cases of  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 253
 
outsourcing. The undertaking shall ensure that the terms and conditions 
of the outsourcing agreement are consistent with the undertaking's 
obligations as provided for in Article 49 of Directive 2009/138/EC.  
2. Where the insurance or reinsurance undertaking and the service 
provider are members of the same group, the undertaking shall, when 
outsourcing critical or important operational functions or activities take 
into account the extent to which the undertaking controls the service 
provider or has the ability to influence its actions.  
3. When choosing the service provider referred to in paragraph 1 for 
any critical or important operational functions or activities, the adminis ­
trative, management or supervisory body shall ensure that:  
(a) a detailed examination is performed to ensure that the potential 
service provider has the ability, the capacity and any authorisation 
required by law to deliver the required functions or activities satis ­
factorily, taking into account the undertaking's objectives and needs;  
(b) the service provider has adopted all means to ensure that no explicit 
or potential conflict of interests jeopardize the fulfilment of the 
needs of the outsourcing undertaking;  
(c) a written agreement is entered into between the insurance or 
reinsurance undertaking and the service provider which clearly 
defines the respective rights and obligations of the undertaking 
and the service provider;  
(d) the general terms and conditions of the outsourcing agreement are 
clearly explained to the undertaking's administrative, management 
or supervisory body and authorised by them;  
(e) the outsourcing does not entail the breaching of any law in 
particular with regard to rules on data protection;  
(f) the service provider is subject to the same provisions on the safety 
and confidentiality of information relating to the insurance or 
reinsurance undertaking or to its policyholders or beneficiaries 
that are applicable to the insurance or reinsurance undertaking.  
4. The written agreement referred to in paragraph 3 (c) to be 
concluded between the insurance or reinsurance undertaking and the 
service provider shall in particular clearly state all of the following 
requirements:  
(a) the duties and responsibilities of both parties involved;  
(b) the service provider's commitment to comply with all applicable 
laws, regulatory requirements and guidelines as well as policies 
approved by the insurance or reinsurance undertaking and to 
cooperate with the undertaking's supervisory authority with regard 
to the outsourced function or activity;  
(c) the service provider's obligation to disclose any development which 
may have a material impact on its ability to carry out the outsourced 
functions and activities effectively and in compliance with 
applicable laws and regulatory requirements;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 254
 
(d) a notice period for the termination of the contract by the service 
provider which is long enough to enable the insurance or 
reinsurance undertaking to find an alternative solution;  
(e) that the insurance or reinsurance undertaking is able to terminate the 
arrangement for outsourcing where necessary without detriment to 
the continuity and quality of its provision of services to policy ­
holders;  
(f) that the insurance or reinsurance undertaking reserves the right to be 
informed about the outsourced functions and activities and their 
performance by the services provider as well as a right to issue 
general guidelines and individual instructions at the address of the 
service provider, as to what has to be taken into account when 
performing the outsourced functions or activities;  
(g) that the service provider shall protect any confidential information 
relating to the insurance or reinsurance undertaking and its policy ­
holders, beneficiaries, employees, contracting parties and all other 
persons;  
(h) that the insurance or reinsurance undertaking, its external auditor 
and the supervisory authority have effective access to all 
information relating to the outsourced functions and activities 
including carrying out on-site inspections of the business premises 
of the service provider;  
(i) that, where appropriate and necessary for the purposes of super ­
vision, the supervisory authority may address questions directly to 
the service provider to which the service provider shall reply;  
(j) that the insurance or reinsurance undertaking may obtain 
information about the outsourced activities and may issue 
instructions concerning the outsourced activities and functions;  
(k) the terms and conditions, where applicable, under which the service 
provider may sub-outsource any of the outsourced functions and 
activities;  
(l) that the service provider's duties and responsibilities deriving from 
its agreement with the insurance or reinsurance undertaking shall 
remain unaffected by any sub-outsourcing taking place according to 
point (k).  
5. The insurance or reinsurance undertaking that is outsourcing 
critical or important operational functions or activities shall fulfil all 
of the following requirements:  
(a) ensure that relevant aspects of the service provider's risk 
management and internal control systems are adequate to ensure 
compliance with Article 49(2)(a) and (b) of Directive 2009/138/EC;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 255
 
(b) adequately take account of the outsourced activities in its risk 
management and internal control systems to ensure compliance 
with Article 49(2)(a) and (b) of Directive 2009/138/EC;  
(c) verify that the service provider has the necessary financial resources 
to perform the additional tasks in a proper and reliable way, and 
that all staff of the service provider who will be involved in 
providing the outsourced functions or activities are sufficiently 
qualified and reliable;  
(d) ensure that the service provider has adequate contingency plans in 
place to deal with emergency situations or business disruptions and 
periodically tests backup facilities where necessary, taking into 
account the outsourced functions and activities.  
SECTION 5  
►C1 Remuneration ◄ policy  
Article 275  
1. When establishing and applying the remuneration policy referred 
to in Article 258(1) (l), insurance and reinsurance undertakings shall 
comply with all of the following principles:  
(a) the remuneration policy and remuneration practices shall be estab ­
lished, implemented and maintained in line with the undertaking's 
business and risk management strategy, its risk profile, objectives, 
risk management practices and the long-term interests and 
performance of the undertaking as a whole and shall incorporate 
measures aimed at avoiding conflicts of interest;  
(b) the remuneration policy promotes sound and effective risk 
management and shall not encourage risk-taking that exceeds the 
risk tolerance limits of the undertaking;  
(c) the remuneration policy applies to the undertaking as a whole, and 
contains specific arrangements that take into account the tasks and 
performance of the administrative, management or supervisory 
body, persons who effectively run the undertaking or have other 
key functions and other categories of staff whose professional 
activities have a material impact on the undertaking's risk profile;  
(d) the administrative, management or supervisory body of the under ­
taking which establishes the general principles of the remuneration 
policy for those categories of staff whose professional activities 
have a material impact on the undertaking's risk profile is 
responsible for the oversight of its implementation;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 256
 
(e) there shall be clear, transparent and effective governance with 
regard to remuneration, including the oversight of the remuneration 
policy;  
(f) an independent remuneration committee shall be created, if appro ­
priate in relation to the significance of the insurance or reinsurance 
undertakings in terms of size and internal organisation, in order to 
periodically support the administrative, management or supervisory 
body in overseeing the design of the remuneration policy and 
remuneration practices, their implementation and operation;  
(g) the remuneration policy shall be disclosed to each member of the 
undertaking's staff.  
2. The specific arrangements referred to in point (c) of paragraph 1c 
shall comply with all of the following principles:  
(a) where remuneration schemes include both fixed and variable 
components, such components shall be balanced so that the fixed 
or guaranteed component represents a sufficiently high proportion 
of the total remuneration to avoid employees being overly 
dependent on the variable components and to allow the undertaking 
to operate a fully flexible bonus policy, including the possibility of 
paying no variable component;  
(b) where variable remuneration is performance-related, the total 
amount of the variable remuneration is based on a combination of 
the assessment of the performance of the individual and of the 
business unit concerned and of the overall result of the undertaking 
or the group to which the undertakings belongs;  
(c) the payment of a substantial portion of the variable remuneration 
component, irrespective of the form in which it is to be paid, shall 
contain a flexible, deferred component that takes account of the 
nature and time horizon of the undertaking's business: that 
deferral period shall not be less than three years and the period 
shall be correctly aligned with the nature of the business, its 
risks, and the activities of the employees in question;  
(d) financial and also non-financial criteria shall be taken into account 
when assessing an individual's performance;  
(e) the measurement of performance, as a basis for variable remuner ­
ation, shall include a downwards adjustment for exposure to current 
and future risks, taking into account the undertaking's risk profile 
and the cost of capital;  
(f) termination payments shall be related to performance achieved over 
the whole period of activity and be designed in a way that does not 
reward failure;  
(g) persons subject to the remuneration policy shall commit to not using 
any personal hedging strategies or remuneration and liability-related 
insurance which would undermine the risk alignment effects 
embedded in their remuneration arrangement.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 257
 
(h) The variable part of remuneration of the staff engaged in the 
functions referred to in Articles 269 to 272 shall be independent 
from the performance of the operational units and areas that are 
submitted to their control;  
3. The remuneration policy shall be design in such a way as to take 
into account the internal organization of the insurance or reinsurance 
undertaking, and the nature, scale and complexity of the risks inherent 
in its business.  
CHAPTER X  
CAPITAL ADD-ON  
SECTION 1  
Circumstances for imposing a capital add-on  
Article 276  
Assessment of a significant deviation as regards the SCR  
For the purposes of Article 37(1)(a) and (b) of Directive 2009/138/EC, 
in concluding that the risk profile of an insurance or reinsurance under ­
taking deviates significantly from the assumptions underlying the 
Solvency Capital Requirement as calculated using the standard 
formula or an internal model, supervisory authorities shall take into 
account all relevant factors including all of the following:  
(a) the nature, type and size of the deviation;  
(b) the likelihood and severity of any adverse impact on policyholders 
and beneficiaries;  
(c) the level of sensitivity of the assumptions to which the deviation 
relates;  
(d) the anticipated duration and volatility of the deviation over the 
duration of the deviation.  
Article 277  
Assessment of a significant deviation as regards the governance  
For the purposes of Article 37(1)(c) of Directive 2009/138/EC, in 
concluding that the system of governance of an insurance or reinsurance 
undertaking deviates significantly from the standards laid down in Title 
I, Chapter IV, Section 2 of that Directive, supervisory authorities shall 
take into account all relevant factors including all of the following:  
(a) the effect of the deviation from the governance standards as laid 
down in Title I, Chapter IV, Section 2 of Directive 2009/138/EC on 
the sound and prudent management of the business and whether the 
deviation arises from an inadequate implementation of a 
requirement relating to the system of governance or a failure to 
implement such a requirement;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 258
 
(b) the likelihood and severity of any adverse impact on policyholders 
and beneficiaries;  
(c) the different ways of organising an effective system of governance 
which is proportionate to the nature, scale and complexity of the 
risks inherent in the business of the undertaking;  
(d) the probable financial loss the undertaking could incur as a 
consequence of the deviation;  
(e) the anticipated duration of the deviation.  
Article 278  
Assessment of a significant deviation as regards adjustments to the 
relevant risk-free rate and transitional measures  
1. For the purposes of Article 37 (1)(d) of Directive 2009/138/EC, in 
concluding that the risk profile of an insurance or reinsurance under ­
taking deviates significantly from the assumptions underlying the 
matching adjustment referred to in Article 77b of that Directive, the 
volatility adjustment referred to in Article 77d of that Directive or the 
transitional measures referred to in Article 308c and 308d of that 
Directive, supervisory authorities shall take into account all relevant 
factors including all of the following:  
(a) the nature, type and size of the deviation;  
(b) the likelihood and severity of any adverse impact on policyholders 
and beneficiaries;  
(c) the level of sensitivity of the assumptions to which the deviation 
relates;  
(d) the anticipated duration and volatility of the deviation over the 
duration of the deviation;  
(e) the impact of the deviation on the Solvency Capital Requirement 
and own funds of the undertaking.  
2. With respect to the matching adjustment and transitional measures 
and with respect to the volatility adjustment, where Member States 
require prior approval for this adjustment, where supervisory authorities 
have allowed an insurance or reinsurance undertaking to use one of 
these adjustments or transitional measures, they may impose a capital 
add-on pursuant to Article 37 paragraph (1)(d) of Directive 
2009/138/EC only in circumstances where the deviation from the 
assumptions underlying the adjustments or transitional measures is of 
a temporary nature and does not justify revoking the supervisory 
approval for the use of the adjustment or the transitional measure.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 259
 
Article 279  
Add-ons in relation to deviations from Solvency Capital 
Requirement assumptions  
1. Where the modified Solvency Capital Requirement as calculated 
under Article 282(a) exceeds the Solvency Capital Requirement as 
calculated under 282(b) by 10 percent or more, supervisory authorities 
shall conclude that the risk profile of the insurance or reinsurance under ­
taking deviates significantly from the assumptions underlying the 
Solvency Capital Requirement within the meaning of Article 37(1)(a) 
and (b) of Directive 2009/138/EC, unless they have strong evidence that 
this is not the case on the basis of the factors set out in article 276.  
2. Where the modified Solvency Capital Requirement as calculated 
in Article 282(a) exceeds the Solvency Capital Requirement as 
calculated in 282(b) by 15 percent or more, supervisory authorities 
shall conclude that the risk profile of the insurance or reinsurance under ­
taking deviates significantly from the assumptions underlying the 
Solvency Capital Requirement within the meaning of Article 37(1)(a) 
and (b) of Directive 2009/138/EC.  
Article 280  
Assessment of the requirement to use an internal model  
1. For the purposes of Article 37(1)(a)(i) of Directive 2009/138/EC, 
the circumstances in which the requirement to use an internal model is 
inappropriate include those where the estimated financial and other 
resources required to develop the internal model are disproportionate 
to the size of the deviation of the risk profile of the undertaking from 
the assumptions underlying the Solvency Capital Requirement.  
2. For the purposes of Article 37(1)(a)(i) of Directive 2009/138/EC, 
the requirement to use an internal model is ineffective where no internal 
model has been developed or where the developed internal model fails 
to meet the general conditions for the approval of full and partial 
internal models as set out in Title I, Chapter VI, Section 4, Subsections 
1 and 3 of Directive 2009/138/EC.  
Article 281  
Appropriate timeframe for adapting the internal model  
For the purposes of Article 37(1)(b) and (c) of Directive 2009/138/EC 
respectively, in concluding that the adaptation of the internal model to 
better reflect the given risk profile has failed or that the application of 
other measures is unlikely to improve deficiencies, supervisory auth ­
orities shall take account of all relevant factors in determining an appro ­
priate timeframe, including the likelihood and severity of any adverse 
impact on policy holders and beneficiaries. That timeframe shall not 
exceed 6 months.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 260
 
SECTION 2  
Methodologies for calculating capital add-ons  
Article 282  
Calculation of add-ons in relation to deviations from SCR 
assumptions  
For the purposes of imposing a capital add-on pursuant to 
Article 37(1)(a) or (b) of Directive 2009/138/EC, supervisory authorities 
shall calculate the capital add-on as the difference, at a given point in 
time, between the following:  
(a) the Solvency Capital Requirement of the insurance or reinsurance 
undertaking, excluding any previous or simultaneous capital add-on, 
that would be calculated if the standard formula or internal model, 
as appropriate, were modified so as to reflect the actual risk profile 
of the insurance or reinsurance undertaking and to ensure 
compliance with Article 101(3) of Directive 2009/138/EC;  
(b) the Solvency Capital Requirement of the insurance or reinsurance 
undertaking, excluding any previous or simultaneous capital add-on.  
Article 283  
Scope and approach of modifications as regards a deviation from 
SCR assumptions  
1. In calculating the amount referred to in Article 282(a), supervisory 
authorities shall consider the aspects of the standard formula or the 
internal model which gave rise to the deviation of the risk profile 
assumed under the standard formula or the internal model from the 
actual risk profile of the undertaking including, where relevant, quan ­
tifiable risks not taken into account by the standard formula or the 
internal model, the structure of the formula or the model, aggregation 
methods, parameters, and assumptions.  
2. For the purposes of paragraph 1, supervisory authorities shall 
modify the assumptions and parameters underlying the Solvency 
Capital Requirement as calculated using the standard formula or 
internal model in order for those assumptions or parameters to 
properly reflect the actual risk profile of the insurance or reinsurance 
undertaking and to ensure compliance with Article 101(3) of Directive 
2009/138/EC.  
3. Where the modifications referred to in paragraph 2 are insufficient 
or inappropriate to calculate the amount referred to in Article 282(a), 
alternative methodologies which go beyond modifying assumptions or 
parameters shall be used for the purposes of the calculation referred to 
in Article 282(a).  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 261
 
4. Any modification referred to in paragraph 2 or alternative 
methodology referred to in paragraph 3 shall use adequate, applicable 
and relevant actuarial and statistical techniques and shall be based on 
accurate, complete and appropriate data of the undertaking, or where 
these are not available, data which is directly relevant for the operations 
of that undertaking.  
5. Where alternative methodologies referred to in paragraph 3 are 
insufficient or inappropriate, supervisory authorities may calculate the 
Solvency Capital Requirement for the purposes of Article 282(a) by 
comparing the Solvency Capital Requirements of undertakings with 
similar risk profiles.  
6. For the purposes of paragraphs 4 and 5, supervisory authorities 
may use information relating to other insurance or reinsurance under ­
takings with similar risk profiles provided that the supervisory auth ­
orities ensure that the reasons for their decision to set a capital add- 
on are stated in accordance with Article 37(1) of Directive 2009/138/EC 
and that this statement will comply with the professional secrecy 
requirements in Article 64 of that Directive.  
7. Supervisory authorities shall not set off aspects of the risk profile 
deviation, which indicate that a lower Solvency Capital Requirement 
would better reflect the insurance or reinsurance undertaking's actual 
risk profile, against the other aspects which indicate that a higher 
Solvency Capital Requirement is appropriate, unless the insurance or 
reinsurance undertaking satisfies all of the following requirements:  
(a) a modification or a methodology exists which complies with the 
requirements set out in paragraph 4 to quantify the impact on the 
amount referred to in Article 282(a) of the aspects which indicate a 
lower Solvency Capital Requirement;  
(b) it would be inappropriate to address the aspects which indicate a 
lower Solvency Capital Requirement by replacing standard 
parameters by parameters specific to the undertaking in accordance 
with Article 104(7) of Directive 2009/138/EC or by using an 
internal model in accordance with Article 112 of that Directive;  
(c) the overall Solvency Capital Requirement that would result after 
setting off the risk profile deviations against each other complies 
with Article 101(3) of Directive 2009/138/EC.  
Article 284  
Calculation of add-ons in relation to adjustments to the relevant 
risk-free rate or transitional measures  
For the purposes of imposing a capital add-on pursuant to Articles 
37(1)(d) of Directive 2009/138/EC, supervisory authorities shall 
calculate the capital add-on as the sum, at a given point in time, of 
the following amounts:  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 262
 
(a) the negative of the amount of eligible own funds that would be 
calculated if the adjustment or transitional measure was modified in 
a manner that the assumptions underlying the adjustment or transi ­
tional measure would fit the actual assets, liabilities and risk profile 
of the insurance or reinsurance undertaking;  
(b) the amount of the Solvency Capital Requirement, excluding any 
previous or simultaneous capital add-on, that would be calculated 
if the adjustment or transitional measure was modified in a manner 
that the assumptions underlying the adjustment or transitional 
measure would fit the actual assets, liabilities and risk profile of 
the insurance or reinsurance undertaking, and ensure compliance 
with Article 101(3) of Directive 2009/138/EC;  
(c) the amount of eligible own funds;  
(d) the negative of the amount of the Solvency Capital Requirement, 
excluding any previous or simultaneous capital add-on, of the 
insurance or reinsurance undertaking.  
Article 285  
Scope and approach of modifications as regards adjustments to the 
relevant risk-free rate and transitional measures  
1. In calculating the amounts referred to in Article 284(a) and (b), 
supervisory authorities shall consider the features of the undertaking's 
assets, liabilities or risk profile which gave rise to the deviation from the 
assumptions underlying the adjustment or transitional measure.  
2. For the purposes of paragraph 1, supervisory authorities shall 
modify the adjustment or transitional measure and the calculation of 
the Solvency Capital Requirement in a manner that the assumptions 
underlying the adjustment or transitional measure would fit the actual 
assets, liabilities and risk profile of the insurance or reinsurance under ­
taking, and ensure compliance with Article 101(3) of Directive 
2009/138/EC;  
3. Any modification referred to in paragraph 2 shall use adequate, 
applicable and relevant actuarial and statistical techniques and shall be 
based on accurate, complete and appropriate data of the undertaking, or 
where these are not available, data which is directly relevant for the 
operations of that undertaking.  
Article 286  
Calculation of add-ons in relation to deviations from governance 
standards  
For the purposes of calculating a capital add-on as referred to in 
Article 37(1)(c) of Directive 2009/138/EC, supervisory authorities 
shall take into account all relevant factors including all of the following:  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 263
 
(a) where appropriate, the factors referred to in Article 277;  
(b) where appropriate, capital add-ons set previously for comparable 
deviations of other insurance or reinsurance undertakings with 
similar risk profiles provided that supervisory authorities ensure 
that the reasons for their decision to set a capital add-on are 
stated in accordance with Article 37(1) of Directive 2009/138/EC 
and this statement complies with the professional secrecy 
requirements set out in Article 64 of that Directive.  
Article 287  
Apportionment of add-ons for undertakings which simultaneously 
pursue life and non-life insurance activities  
1. When calculating a capital add-on in relation to an insurance 
undertaking to which Article 73(2) or (5) of Directive 2009/138/EC 
applies, supervisory authorities shall calculate a notional life capital 
add-on and a notional non-life capital add-on.  
2. Where the causes of the relevant deviations can be objectively 
apportioned between the life insurance activity and the non-life 
insurance activity, supervisory authorities shall calculate the notional 
life capital add-on and the notional non-life capital add-on according 
to the same apportionment.  
3. Where an apportionment in accordance with paragraph 2 is not 
possible, supervisory authorities shall calculate the notional life capital 
add-on and notional non-life capital add-on in the same way as the 
apportionment between the notional life Minimum Capital Requirement 
and the notional non-life Minimum Capital Requirement as referred to 
in Article 74(2) of Directive 2009/138/EC.  
CHAPTER XI  
EXTENSION OF THE RECOVERY PERIOD  
Article 288  
Assessment of exceptional adverse situations  
For the purposes of declaring the existence of an exceptional adverse 
situation affecting insurance and reinsurance undertakings representing a 
significant share of the market or affected lines of business, as referred 
to in Article 138(4) of Directive 2009/138/EC, EIOPA shall take into 
account all of the following factors and criteria:  
(a) the impact of possible subsequent decisions by supervisory auth ­
orities to extend the recovery period, on financial markets, on the 
availability of insurance and reinsurance products and on policy 
holders and beneficiaries;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 264
 
(b) the number, size and market share of the insurance and reinsurance 
undertakings affected by the exceptional adverse situation and 
whether the size and nature of those undertakings could, when 
taken together, have a negative effect on the financial markets or 
on insurance and reinsurance markets;  
(c) possible pro-cyclical effects of re-establishing compliance with the 
Solvency Capital Requirement, including distressed sales of assets 
on financial markets;  
(d) the possibility for insurance and reinsurance undertakings to raise 
additional own funds in financial markets;  
(e) the availability of an active market for assets held by insurance and 
reinsurance undertakings and the liquidity of that market;  
(f) the capacity of the reinsurance market to provide reinsurance or 
retrocession cover;  
(g) the availability in financial markets of adequate risk mitigation tech ­
niques, including financial instruments;  
(h) the availability in financial markets of other means to reduce the 
risk-exposure of insurance and reinsurance undertakings.  
Article 289  
Factors and criteria to determine the extension of the recovery 
period  
For the purposes of deciding on an extension of the period referred to in 
Article 138(4) of Directive 2009/138/EC and determining its length for 
a given insurance or reinsurance undertaking, the supervisory authority 
shall take into account the factors and criteria mentioned in points (c) to 
(h) of Article 288 of this Regulation and the following factors and 
criteria specific to the undertaking:  
(a) the impact of an extension on policy holders and beneficiaries of the 
insurance and reinsurance undertaking;  
(b) the extent to which the insurance or reinsurance undertaking is 
affected by the exceptional adverse situation;  
(c) the means available to the undertaking to re-establish compliance 
with the Solvency Capital Requirement and the existence of a 
realistic recovery plan;  
(d) the causes and the degree of non-compliance with the Solvency 
Capital Requirement;  
(e) the composition of own funds held by the insurance or reinsurance 
undertaking;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 265
 
(f) the composition of the assets held by the insurance or reinsurance 
undertaking;  
(g) the nature and duration of technical provisions and other liabilities 
of the insurance or reinsurance undertaking;  
(h) when applicable, the availability of financial support from other 
undertakings of the group to which the insurance or reinsurance 
undertaking belongs;  
(i) any measures taken by the insurance or reinsurance undertaking to 
limit the outflow of capital and the deterioration of its solvency 
position.  
CHAPTER XII  
PUBLIC DISCLOSURE  
SECTION 1  
Solvency and financial condition report: structure and contents  
Article 290  
Structure  
1. The solvency and financial condition report shall follow the 
structure set out in Annex XX and disclose the information referred 
to in Articles 292 to 298 of this Regulation.  
2. The report shall contain narrative information in quantitative and 
qualitative form supplemented, where appropriate, with quantitative 
templates.  
Article 291  
Materiality  
For the purposes of this Chapter, the information to be disclosed in the 
solvency and financial condition report shall be considered as material if 
its omission or misstatement could influence the decision-making or the 
judgement of the users of that document, including the supervisory 
authorities.  
Article 292  
Summary  
1. The solvency and financial condition report shall include a clear 
and concise summary. The summary of the report shall be under ­
standable to policy holders and beneficiaries.  
2. The summary of the report shall highlight any material changes to 
the insurance or reinsurance undertaking's business and performance, 
system of governance, risk profile, valuation for solvency purposes 
and capital management over the reporting period.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 266
 
Article 293  
Business and performance  
1. The solvency and condition report shall include all of the 
following information regarding the business of the insurance or 
reinsurance undertaking:  
(a) the name and legal form of the undertaking;  
(b) the name and contact details of the supervisory authority responsible 
for financial supervision of the undertaking and, where applicable, 
the name and contact details of the group supervisor of the group to 
which the undertaking belongs;  
(c) the name and contact details of the external auditor of the under ­
taking;  
(d) a description of the holders of qualifying holdings in the under ­
taking;  
(e) where the undertaking belongs to a group, details of the under ­
taking's position within the legal structure of the group;  
(f) the undertaking's material lines of business and material geographical 
areas where it carries out business;  
(g) any significant business or other events that have occurred over the 
reporting period that have had a material impact on the undertaking.  
2. The solvency and financial condition report shall include quali ­
tative and quantitative information on the insurance or reinsurance 
undertaking's underwriting performance, at an aggregate level and by 
material line of business and material geographical areas where it carries 
out business over the reporting period, together with a comparison of 
the information with that reported on the previous reporting period, as 
shown in the undertaking's financial statements.  
3. The solvency and financial condition report shall include all of the 
following qualitative and quantitative information regarding the 
performance of the investments of the insurance or reinsurance under ­
taking over the reporting period together with a comparison of the 
information with that reported on the previous reporting period, as 
shown in that undertaking's financial statements:  
(a) information on income and expenses arising from investments by 
asset class and, where necessary for a proper understanding of the 
income and expenses, the components of such income and 
expenses;  
(b) information about any gains and losses recognised directly in 
equity;  
(c) information about any investments in securitisation.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 267
 
4. The solvency and financial condition report shall describe the 
other material income and expenses of the insurance or reinsurance 
undertaking incurred over the reporting period together with a 
comparison of the information with that reported on the previous 
reporting period, as shown in that undertaking's financial statements.  
5. The solvency and financial condition report shall include in a 
separate section any other material information regarding their 
business and performance of the insurance or reinsurance undertaking.  
Article 294  
System of governance  
1. The solvency and financial condition report shall include all of the 
following information regarding the system of governance of the 
insurance or reinsurance undertaking:  
(a) the structure of the undertaking's administrative, management or 
supervisory body, providing a description of its main roles and 
responsibilities and a brief description of the segregation of respon ­
sibilities within these bodies, in particular whether relevant 
committees exist within them, as well as a description of the 
main roles and responsibilities of key functions;  
(b) any material changes in the system of governance that have taken 
place over the reporting period;  
(c) information on the remuneration policy and practices regarding 
administrative, management or supervisory body and, unless 
otherwise stated, employees, including:  
(i) principles of the remuneration policy, with an explanation of 
the relative importance of the fixed and variable components of 
remuneration;  
(ii) information on the individual and collective performance 
criteria on which any entitlement to share options, shares or 
variable components of remuneration is based;  
(iii) a description of the main characteristics of supplementary 
pension or early retirement schemes for the members of the 
administrative, management or supervisory body and other key 
function holders;  
(d) information about material transactions during the reporting period 
with shareholders, with persons who exercise a significant influence 
on the undertaking, and with members of the administrative, 
management or supervisory body.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 268
 
2. The solvency and financial condition report shall include all of the 
following information regarding the ‘fit and proper’ policy of the 
insurance or reinsurance undertaking:  
(a) a description of the undertaking's specific requirements concerning 
skills, knowledge and expertise applicable to the persons who effec ­
tively run the undertaking or have other key functions;  
(b) a description of the undertaking's process for assessing the fitness 
and the propriety of the persons who effectively run the undertaking 
or have other key functions.  
3. The solvency and financial condition report shall include all of the 
following information regarding the risk management system of the 
insurance or reinsurance undertaking:  
(a) a description of the undertaking's risk management system 
comprising strategies, processes and reporting procedures, and 
how it is able to effectively identify, measure, monitor, manage 
and report, on a continuous basis, the risks on an individual and 
aggregated level, to which the undertaking is or could be exposed;  
(b) a description of how the risk management system including the risk 
management function are implemented and integrated into the 
organisational structure and decision-making processes of the under ­
taking.  
4. The solvency and financial condition report shall include all of the 
following information regarding the process the insurance or reinsurance 
undertaking has adopted to fulfil its obligation to conduct an own risk 
and solvency assessment:  
(a) a description of the process undertaken by the undertaking to fulfil 
its obligation to conduct an own risk and solvency assessment as 
part of its risk management system including how the own risk and 
solvency assessment is integrated into the organisational structure 
and decision making processes of the undertaking;  
(b) a statement detailing how often the own risk and solvency 
assessment is reviewed and approved by the undertaking's adminis ­
trative, management or supervisory body;  
(c) a statement explaining how the undertaking has determined its own 
solvency needs given its risk profile and how its capital 
management activities and its risk management system interact 
with each other.  
5. The solvency and financial condition report shall include all of the 
following information regarding the internal control system of the 
insurance or reinsurance undertaking:  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 269
 
(a) a description of the undertaking's internal control system;  
(b) a description of how the compliance function is implemented.  
6. The solvency and financial condition report shall include all of the 
following information regarding the internal audit function of the 
insurance or reinsurance undertaking:  
(a) a description of how the undertaking's internal audit function is 
implemented;  
(b) a description of how the undertaking's internal audit function 
maintains its independence and objectivity from the activities it 
reviews.  
7. The solvency and financial condition report shall include a 
description of how the actuarial function of the insurance or reinsurance 
undertaking is implemented.  
8. The solvency and financial condition report shall include a 
description of the outsourcing policy of the insurance or reinsurance 
undertaking, that undertaking's outsourcing of any critical or important 
operational functions or activities and the jurisdiction in which the 
service providers of such functions or activities are located.  
9. The solvency and financial condition report shall include an 
assessment of the adequacy of the system of governance of the 
insurance or reinsurance undertaking to the nature, scale and complexity 
of the risks inherent in its business.  
10. The solvency and financial condition report shall include in a 
separate section any other material information regarding the system 
of governance of the insurance or reinsurance undertaking.  
Article 295  
Risk profile  
1. The solvency and financial condition report shall include quali ­
tative and quantitative information regarding the risk profile of the 
insurance or reinsurance undertaking, in accordance with paragraphs 2 
to 7, separately for the following categories of risk:  
(a) underwriting risk;  
(b) market risk;  
(c) credit risk;  
(d) liquidity risk;  
(e) operational risk;  
(f) other material risks.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 270
 
2. The solvency and financial condition report shall include the 
following information regarding the risk exposure of the insurance or 
reinsurance undertaking, including the exposure arising from off-balance 
sheet positions and the transfer of risk to special purpose vehicles:  
(a) a description of the measures used to assess these risks within that 
undertaking, including any material changes over the reporting 
period;  
(b) a description of the material risks that that undertaking is exposed 
to, including any material changes over the reporting period.  
(c) a description of how assets have been invested in accordance with 
the ‘prudent person principle’ set out in Article 132 of Directive 
2009/138/EC so that the risks mentioned in that Article and their 
proper management are addressed in that description.  
3. With regard to risk concentration, the solvency and financial 
condition report shall include a description of the material risk concen ­
trations to which the insurance or reinsurance undertaking is exposed.  
4. With regard to risk mitigation, the solvency and financial 
condition report shall include a description of the techniques used for 
mitigating risks, and the processes for monitoring the continued effec ­
tiveness of these risk-mitigation techniques.  
5. With regard to liquidity risk, the solvency and financial condition 
report shall include the total amount of the expected profit included in 
future premiums as calculated in accordance with Article 260(2).  
6. With regard to risk sensitivity the solvency and financial condition 
report shall include a description of the methods used, the assumptions 
made and the outcome of stress testing and sensitivity analysis for 
material risks and events.  
7. The solvency and financial condition report shall include in a 
separate section any other material information regarding their risk 
profile of the insurance or reinsurance undertaking.  
Article 296  
Valuation for solvency purposes  
1. The solvency and financial condition report shall include all of the 
following information regarding the valuation of the assets of the 
insurance or reinsurance undertaking for solvency purposes:  
(a) separately for each material class of assets, the value of the assets, 
as well as a description of the bases, methods and main assumptions 
used for valuation for solvency purposes;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 271
 
(b) separately for each material class of assets, a quantitative and quali ­
tative explanation of any material differences between the bases, 
methods and main assumptions used by that undertaking for the 
valuation for solvency purposes and those used for its valuation 
in financial statements.  
2. The solvency and financial condition report shall include all of the 
following information regarding the valuation of the technical 
provisions of the insurance or reinsurance undertaking for solvency 
purposes:  
(a) separately for each material line of business the value of technical 
provisions, including the amount of the best estimate and the risk 
margin, as well as a description of the bases, methods and main 
assumptions used for its valuation for solvency purposes;  
(b) a description of the level of uncertainty associated with the value of 
technical provisions;  
(c) separately for each material line of business, a quantitative and 
qualitative explanation of any material differences between the 
bases, methods and main assumptions used by that undertaking 
for the valuation for solvency purposes and those used for their 
valuation in financial statements;  
(d) where the matching adjustment referred to in Article 77b of 
Directive 2009/138/EC is applied, a description of the matching 
adjustment and of the portfolio of obligations and assigned assets 
to which the matching adjustment is applied, as well as a quantifi ­
cation of the impact of a change to zero of the matching adjustment 
on that undertaking's financial position, including on the amount of 
technical provisions, the Solvency Capital Requirement, the 
Minimum Capital Requirement, the basic own funds and the 
amounts of own funds eligible to cover the Minimum Capital 
Requirement and the Solvency Capital Requirement;  
(e) a statement on whether the volatility adjustment referred to in 
Article 77d of Directive 2009/138/EC is used by the undertaking 
and quantification of the impact of a change to zero of the volatility 
adjustment on that undertaking's financial position, including on the 
amount of technical provisions, the Solvency Capital Requirement, 
the Minimum Capital Requirement, the basic own funds and the 
amounts of own funds eligible to cover the Minimum Capital 
Requirement and the Solvency Capital Requirement;  
(f) a statement on whether the transitional risk-free interest rate-term 
structure referred to Article 308c of Directive 2009/138/EC is applied 
and a quantification of the impact of not applying the transitional 
measure on the undertaking's financial position, including on the 
amount of technical provisions, the Solvency Capital Requirement, 
the Minimum Capital Requirement, the basic own funds and the 
amounts of own funds eligible to cover the Minimum Capital 
Requirement and the Solvency Capital Requirement;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 272
 
(g) a statement on whether the transitional deduction referred to in 
Article 308d of Directive 2009/138/EC is applied and a quantifi ­
cation of the impact of not applying the deduction measure on the 
undertaking's financial position, including on the amount of 
technical provisions, the Solvency Capital Requirement, the 
Minimum Capital Requirement, the basic own funds and the 
amounts of own funds eligible to cover the Minimum Capital 
Requirement and the Solvency Capital Requirement.  
(h) a description of the following:  
(i) the recoverables from reinsurance contracts and special purpose 
vehicles;  
(ii) any material changes in the relevant assumptions made in the 
calculation of technical provisions compared to the previous 
reporting period.  
3. The solvency and financial condition report shall include all of the 
following information regarding the valuation of the other liabilities of 
the insurance or reinsurance undertaking for solvency purposes:  
(a) separately for each material class of other liabilities the value of 
other liabilities as well as a description of the bases, methods and 
main assumptions used for their valuation for solvency purposes;  
(b) separately for each material class of other liabilities, a quantitative 
and qualitative explanation of any material differences with the 
valuation bases, methods and main assumptions used by the under ­
taking for the valuation for solvency purposes and those used for 
their valuation in financial statements.  
▼M1 
4. The solvency and financial condition report shall include 
information on the areas set out in Article 263 in complying with the 
disclosure requirements of the insurance or reinsurance undertaking as 
laid down in paragraphs 1 and 3 of this Article.  
▼B 
5. The solvency and financial condition report shall include in a 
separate section any other material information regarding the valuation 
of assets and liabilities for solvency purposes.  
Article 297  
Capital management  
1. The solvency and financial condition report shall include all of the 
following information regarding the own funds of the insurance or 
reinsurance undertaking:  
(a) information on the objectives, policies and processes employed by 
the undertaking for managing its own funds, including information 
on the time horizon used for business planning and on any material 
changes over the reporting period;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 273
 
(b) separately for each tier, information on the structure, amount and 
quality of own funds at the end of the reporting period and at the 
end of the previous reporting period, including an analysis of the 
significant changes in each tier over the reporting period;  
(c) the eligible amount of own funds to cover the Solvency Capital 
Requirement, classified by tiers;  
(d) the eligible amount of basic own funds to cover the Minimum 
Capital Requirement, classified by tiers;  
(e) a quantitative and qualitative explanation of any material differences 
between equity as shown in the undertaking's financial statements 
and the excess of assets over liabilities as calculated for solvency 
purposes;  
(f) for each basic own-fund item that is subject to the transitional 
arrangements referred to in Articles 308b(9) and 308b(10) of 
Directive 2009/138/EC, a description of the nature of the item 
and its amount;  
(g) for each material item of ancillary own funds, a description of the 
item, the amount of the ancillary own-fund item and, where a 
method by which to determine the amount of the ancillary own- 
fund item has been approved, that method as well as the nature and 
the names of the counterparty or group of counterparties for the 
items referred to in points (a), (b) and (c) of Article 89(1) of 
Directive 2009/138/EC;  
(h) a description of any item deducted from own funds and a brief 
description of any significant restriction affecting the availability 
and transferability of own funds within the undertaking.  
For the purposes of paragraph (g), the names of the counterparties shall 
not be disclosed where such disclosure is legally not possible or imprac ­
ticable or where the counterparties concerned are not material.  
2. The solvency and financial condition report shall include all of the 
following information regarding the Solvency Capital Requirement and 
the Minimum Capital Requirement of the insurance or reinsurance 
undertaking:  
(a) the amounts of the undertaking's Solvency Capital Requirement and 
the Minimum Capital Requirement at the end of the reporting 
period, accompanied, where applicable, by an indication that the 
final amount of the Solvency Capital Requirement is still subject 
to supervisory assessment;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 274
 
(b) the amount of the undertaking's Solvency Capital Requirement split 
by risk modules where that undertaking applies the standard 
formula, and by risk categories where the undertaking applies an 
internal model;  
(c) information on whether and for which risk modules and sub- 
modules of the standard formula that undertaking is using simplified 
calculations;  
(d) information on whether and for which parameters of the standard 
formula that undertaking is using undertaking-specific parameters 
pursuant to Article 104(7) of Directive 2009/138/EC;  
(e) where applicable, a statement that the undertaking's Member State 
has made use of the option provided for in the third subparagraph of 
Article 51(2) of Directive 2009/138/EC;  
(f) unless the undertaking's Member State has made use of the option 
provided for in the third subparagraph of Article 51(2) of Directive 
2009/138/EC, the impact of any undertaking-specific parameters 
that undertaking is required to use in accordance with Article 110 
of that Directive and the amount of any capital add-on applied to 
the Solvency Capital Requirement, together with concise 
information on its justification by the supervisory authority 
concerned;  
(g) information on the inputs used by the undertaking to calculate the 
Minimum Capital Requirement;  
(h) any material change to the Solvency Capital Requirement and to the 
Minimum Capital Requirement over the reporting period, and the 
reasons for any such change.  
3. The solvency and financial condition report shall include all of the 
following information regarding the option set out in Article 304 of 
Directive 2009/138/EC:  
(a) an indication that that undertaking is using the duration-based equity 
risk sub-module set out in that Article for the calculation of its 
Solvency Capital Requirement, after approval from its supervisory 
authority;  
(b) the amount of the capital requirement for the duration-based equity 
risk sub-module resulting from such use.  
4. Where an internal model is used to calculate the Solvency Capital 
Requirement, the solvency and financial condition report shall also 
include all of the following information:  
(a) a description of the various purposes for which that undertaking is 
using its internal model;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 275
 
(b) a description of the scope of the internal model in terms of business 
units and risk categories;  
(c) where a partial internal model is used, a description of the technique 
which has been used to integrate any partial internal model into the 
standard formula including, where relevant, a description of alter ­
native techniques used;  
(d) a description of the methods used in the internal model for the 
calculation of the probability distribution forecast and the 
Solvency Capital Requirement;  
(e) an explanation, by risk module, of the main differences in the 
methodologies and underlying assumptions used in the standard 
formula and in the internal model;  
(f) the risk measure and time period used in the internal model, and 
where they are not the same as those set out in Article 101(3) of 
Directive 2009/138/EC, an explanation of why the Solvency Capital 
Requirement calculated using the internal model provides policy 
holders and beneficiaries with a level of protection equivalent to 
that set out in Article 101 of that Directive;  
(g) a description of the nature and appropriateness of the data used in 
the internal model.  
5. The solvency and financial condition report shall include all of the 
following information regarding any non-compliance with the Minimum 
Capital Requirement or significant non-compliance with the Solvency 
Capital Requirement of the insurance or reinsurance undertaking:  
(a) regarding any non-compliance with that undertaking's Minimum 
Capital Requirement: the period and maximum amount of each 
non-compliance during the reporting period, an explanation of its 
origin and consequences, any remedial measures taken, as provided 
for under Article 51(1)(e)(v) of Directive 2009/138/EC and an 
explanation of the effects of such remedial measures;  
(b) where non-compliance with the undertaking's Minimum Capital 
Requirement has not been subsequently resolved: the amount of 
the non-compliance at the reporting date;  
(c) regarding any significant non-compliance with the undertaking's 
Solvency Capital Requirement during the reporting period: the 
period and maximum amount of each significant non-compliance 
and, in addition to the explanation of its origin and consequences 
as well as any remedial measures taken, as provided for under 
Article 51(1)(e)(v) of Directive 2009/138/EC and an explanation 
of the effects of such remedial measures;  
(d) where a significant non-compliance with the undertaking's Solvency 
Capital Requirement has not been subsequently resolved: the 
amount of the non-compliance at the reporting date.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 276
 
6. The solvency and financial condition report shall include in a 
separate section any other material information regarding the capital 
management of the insurance or reinsurance undertaking.  
Article 298  
Additional voluntary information  
Where insurance and reinsurance undertakings disclose publicly, in 
accordance with Article 54(2) of Directive 2009/138/EC, any 
information or explanation related to their solvency and financial 
condition whose public disclosure is not legally required these under ­
takings shall ensure that such additional information is consistent with 
any information provided to the supervisory authorities pursuant to 
Article 35 of that Directive.  
SECTION 2  
Solvency and financial condition report: non-disclosure of 
information  
Article 299  
1. Where supervisory authorities permit insurance and reinsurance 
undertakings, in accordance with Article 53(1) and (2) of Directive 
2009/138/EC, not to disclose certain information, such permission 
shall remain valid only for as long as the reason for non-disclosure 
continues to exist.  
2. Insurance and reinsurance undertakings shall notify supervisory 
authorities as soon as the reason for any permitted non-disclosure 
ceases to exist.  
SECTION 3  
Solvency and financial condition report: deadlines, means of 
disclosure and updates  
Article 300  
Deadlines  
1. Insurance and reinsurance undertakings shall disclose their 
solvency and financial condition report within the deadlines set out in 
Article 308b(6) of Directive 2009/138/EC and, after the end of the 
transitional period set out in that Article, no later than 14 weeks after 
the undertaking's financial year end.  
2. As soon as the solvency and financial condition report, as well as 
any updated version of that report, is disclosed by insurance and 
reinsurance undertakings it shall be submitted to the supervisory auth ­
orities.  
Article 301  
Means of disclosure  
1. Where insurance and reinsurance undertakings own and maintain a 
website related to their business, the solvency and financial condition 
report shall be disclosed on that website.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 277
 
2. Where insurance and reinsurance undertakings do not own and 
maintain a website but are a member of a trade association which 
does own and maintain a website, the solvency and financial 
condition report shall, where permitted by that trade association, be 
disclosed on the website of that association.  
3. Where insurance and reinsurance undertakings disclose their 
solvency and financial condition report on a website in accordance 
with paragraph 1 or 2, that report shall remain available on that 
website for at least five years after the disclosure date referred to in 
Article 300(1).  
4. Where insurance and reinsurance undertakings do not disclose 
their solvency and financial condition report on a website in accordance 
with paragraphs 1 and 2, they shall send an electronic copy of their 
report to any person who, within five years of the disclosure date 
referred to in Article 300(1) requests the report. Insurance and 
reinsurance undertakings shall send the report within 10 working days 
from that request.  
5. Insurance and reinsurance undertakings shall, irrespective of 
whether the undertaking's report has been made available on a 
website in accordance with paragraph 1 or 2, send, to any person 
who so requests within two years of the disclosure date referred to in 
Article 300(1), a printed copy of their report within 20 working days 
from that request.  
6. Insurance and reinsurance undertakings shall submit to the super ­
visory authorities their solvency and financial condition report, and any 
updated version of that report thereto, in electronic form.  
Article 302  
Updates  
1. Where insurance and reinsurance undertakings have to disclose 
publicly, in accordance with Article 54(1) of Directive 2009/138/EC, 
appropriate information on the nature and effects of any major devel ­
opment significantly affecting the relevance of their solvency and 
financial condition report, the undertaking shall publish an updated 
version of that report in accordance with paragraph 2 of this Article. 
Articles 290 to 299 of this Regulation shall apply to that updated 
version.  
2. Without prejudice to any disclosure which shall be immediately 
provided by insurance and reinsurance undertakings in accordance with 
the requirements of Article 54(1) of Directive 2009/138/EC, any 
updated version of the solvency and financial condition report shall 
be disclosed as soon as possible after the major development referred 
to in paragraph 1 of this Article, in accordance with the provisions set 
out in Article 301 of this Regulation.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 278
 
3. Notwithstanding paragraphs 1 and 2, insurance and reinsurance 
undertakings may decide, for the purposes of paragraph 5 of Article 301, 
to disclose appropriate information on the nature and effects of any 
major development significantly affecting the relevance of their 
solvency and financial condition report in the form of amendments 
supplementing the initial report.  
Article 303  
Transitional arrangements on comparative information  
Where a comparison of the information with that reported on the 
previous reporting period is required in accordance with this Chapter, 
insurance and reinsurance undertakings shall comply with such a 
requirement only where the previous reporting period covers a period 
after the date of application of Directive 2009/138/EC.  
CHAPTER XIII  
REGULAR SUPERVISORY REPORTING  
SECTION 1  
Elements and contents  
Article 304  
Elements of the regular supervisory reporting  
1. The information which supervisory authorities require insurance 
and reinsurance undertakings to submit at predefined periods in 
accordance with Article 35(2)(a)(i) of Directive 2009/138/EC shall 
comprise the following:  
(a) the solvency and financial condition report disclosed by the 
insurance or reinsurance undertaking in accordance with Article 300 
of this Regulation, together with any equivalent information 
disclosed publicly under other legal or regulatory requirements to 
which the solvency and financial condition report refers to as well 
as any updated version of that report disclosed in accordance with 
Article 302 of this Regulation;  
(b) the regular supervisory report comprising the information referred to 
in Articles 307 to 311 of this Regulation. It shall also present any 
information referred to in Articles 293 to 297 of this Regulation 
which supervisory authorities have permitted insurance and 
reinsurance undertakings not to disclose in their solvency and 
financial condition report, in accordance with Article 53(1) of 
Directive 2009/138/EC. The regular supervisory report shall 
follow the same structure as the one set out in Annex XX for the 
solvency and financial condition report;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 279
 
(c) the own-risk and solvency assessment supervisory report (‘ORSA 
supervisory report’) comprising the results of each regular own risk 
and solvency assessment performed by the insurance and 
reinsurance undertakings in accordance with Article 45(6) of 
Directive 2009/138/EC, whenever an own-risk and solvency 
assessment is performed in accordance with Article 45(5) of that 
Directive;  
(d) annual and quarterly quantitative templates specifying in greater 
detail and supplementing the information presented in the solvency 
and financial condition report and in the regular supervisory report, 
taking into account possible limitations and exemptions in 
accordance with Article 35(6) and (7) of Directive 2009/138/EC. 
To the extent that undertakings are exempted from quarterly 
reporting obligations in accordance with Article 35(6) of Directive 
2009/138/EC they shall submit annual quantitative templates only. 
Annual reporting obligations shall not include reporting on an item- 
by-item basis where undertakings are exempted from it according to 
Article 35(7) of Directive 2009/138/EC.  
2. The regular supervisory report shall include a summary which 
shall in particular highlight any material changes that have occurred 
in the undertaking's business and performance, system of governance, 
risk profile, valuation for solvency purposes and capital management 
over the reporting period, and provide a concise explanation of the 
causes and effects of such changes. The summary shall include 
information on the own risk and solvency assessment for the purposes 
of Article 45(6) of Directive 2009/138/EC.  
3. The scope of the quarterly quantitative templates shall be narrower 
than that of the annual quantitative templates.  
4. Paragraph 1 shall be without prejudice to the power of supervisory 
authorities to require insurance and reinsurance undertakings to 
communicate on a regular basis any other information prepared under 
the responsibility of — or at the request of — the administrative, 
management or supervisory body of those undertakings.  
Article 305  
Materiality  
For the purposes of this Chapter, the information submitted to super ­
visors shall be considered as material where its omission or 
misstatement could influence the decision-making or judgement of the 
supervisory authorities.  
Article 306  
Own-risk and solvency assessment supervisory report  
The ORSA supervisory report shall present all of the following:  
(a) the qualitative and quantitative results of the own risk and solvency 
assessment and the conclusions drawn by the insurance or 
reinsurance undertaking from those results;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 280
 
(b) the methods and main assumptions used in the own risk and 
solvency assessment;  
(c) information on the undertaking's overall solvency needs and a 
comparison between those solvency needs, the regulatory capital 
requirements and the undertaking's own funds;  
(d) qualitative information on, and where significant deviations have 
been identified a quantification of the extent to which quantifiable 
risks of the undertakings are not reflected in the calculation of the 
Solvency Capital Requirement;  
Article 307  
Business and performance  
1. The regular supervisory report shall include all of the following 
information regarding the business of the insurance or reinsurance 
undertaking:  
(a) the main trends and factors that contribute to the development, 
performance and position of the undertaking over its business 
planning time period including the undertaking's competitive 
position and any significant legal or regulatory issues;  
(b) a description of the business objectives of the undertaking, 
including the relevant strategies and time frames.  
2. The regular supervisory report shall include all of the following 
qualitative and quantitative information regarding the underwriting 
performance of the insurance or reinsurance undertaking, as shown in 
the undertaking's financial statements:  
(a) information on the undertaking's underwriting income and expenses 
by material line of business and material geographical areas where it 
writes business during the reporting period, a comparison of the 
information with that reported on the previous reporting period 
and the reasons for any material changes;  
(b) an analysis of the undertaking's overall underwriting performance 
during the reporting period;  
(c) information on the undertaking's underwriting performance by line 
of business during the reporting period against projections, and 
significant factors affecting deviations from these projections;  
(d) projections of the undertaking's underwriting performance, with 
information on significant factors that might affect such under ­
writing performance, over its business planning time period;  
(e) information on any material risk mitigation techniques purchased or 
entered into during the reporting period.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 281
 
3. The regular supervisory report shall include all of the following 
qualitative and quantitative information regarding the performance of 
the investments of the insurance or reinsurance undertaking, as shown 
in the undertaking's financial statements:  
(a) information on income and expenses with respect to investment 
activities during the last reporting period, a comparison of the 
information with that reported on the previous reporting period 
and reasons for any material changes;  
(b) an analysis of the undertaking's overall investment performance 
during the reporting period and also by relevant asset class;  
(c) projections of the undertaking's expected investment performance, 
with information on significant factors that might affect such 
investment performance, over its business planning time period;  
(d) the key assumptions which the undertaking makes in its investment 
decisions with respect to the movement of interest rates, exchange 
rates, and other relevant market parameters, over its business 
planning time period;  
(e) information about any investments in securitisation, and the under ­
taking's risk management procedures in respect of such securities or 
instruments.  
4. The regular supervisory report shall include information of any 
material income and expenses, other than underwriting or investment 
income and expenses, over the undertaking's business planning time 
period.  
5. The regular supervisory report shall include any other material 
information regarding their business and performance.  
Article 308  
System of governance  
1. The regular supervisory report shall include all of the following 
information regarding the insurance or reinsurance undertaking's system 
of governance:  
(a) information allowing the supervisory authorities to gain a good 
understanding of the system of governance within the undertaking, 
and to assess its appropriateness to the undertaking's business 
strategy and operations;  
(b) information relating to the undertaking's delegation of responsibil ­
ities, reporting lines and allocation of functions;  
(c) the remuneration entitlements of the members of the administrative, 
management or supervisory body, over the reporting period and a 
comparison of the information with that reported on the previous 
reporting period and the reasons for any material changes.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 282
 
2. The regular supervisory report shall include all of the following 
information regarding the compliance of the insurance or reinsurance 
undertaking with fit and proper requirements:  
(a) in accordance with the requirements set out in Article 42 of 
Directive 2009/138/EC, a list of the persons in the undertaking 
that are responsible for key functions;  
(b) information on the policies and processes established by the under ­
taking to ensure that those persons are fit and proper.  
3. The regular supervisory report shall include all of the following 
information regarding the risk management system of the insurance or 
reinsurance undertaking:  
(a) information on the undertaking's risk management strategies, objec ­
tives, processes and reporting procedures for each category of risk;  
(b) information on significant risks that the undertaking is exposed to 
over the life-time of its insurance and reinsurance obligations, and 
how these have been captured in its overall solvency needs;  
(c) information on any material risks that the undertaking has identified 
and that are not fully included in the calculation of the Solvency 
Capital Requirement as set out in Article 101(4) of Directive 
2009/138/EC;  
(d) information on how the undertaking fulfils its obligation to invest 
all its assets in accordance with the ‘prudent person principle’ set 
out in Article 132 of Directive 2009/138/EC;  
(e) information on how the undertaking verifies the appropriateness of 
credit assessments from external credit assessments institutions 
including how and the extent to which credit assessments from 
external credit assessments institutions are used;  
(f) results of the assessments regarding the extrapolation of the risk-free 
rate, the matching adjustment and the volatility adjustment, as 
referred to in Article 44(2a) of Directive 2009/138/EC.  
4. The regular supervisory report shall include all of the following 
information regarding the own risk and solvency assessments which 
were performed over the reporting period by the insurance or 
reinsurance undertaking:  
(a) a description of how the own risk and solvency assessment is 
performed, internally documented and reviewed;  
(b) a description of how the own risk and solvency assessment is 
integrated into the management process and into the decision- 
making process of the undertaking.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 283
 
5. The regular supervisory report shall include all of the following 
information regarding the internal control system of the insurance or 
reinsurance undertaking:  
(a) information on the key procedures that the internal control system 
includes;  
(b) information on the activities performed in accordance with 
Article 46(2) of Directive 2009/138/EC during the reporting period;  
(c) information on the undertaking's compliance policy prepared 
pursuant to Article 270 of this Regulation, the process for 
reviewing that policy, the frequency of review and any significant 
changes to that policy during the reporting period.  
6. The regular supervisory report shall include all of the following 
information regarding the internal audit function of the insurance or 
reinsurance undertaking:  
(a) a description of internal audits performed during the reporting 
period, with a summary of the material findings and recommen ­
dations reported to the undertaking's administrative, management 
or supervisory body, and any action taken with respect to these 
findings and recommendations;  
(b) a description of the undertaking's internal audit policy, the process 
for reviewing that policy, the frequency of review and any 
significant changes to that policy during the reporting period;  
(c) a description of the undertaking's audit plan, including future 
internal audits and the rationale for these future audits:  
(d) where the persons carrying out the internal audit function assume 
other key functions in accordance with Article 271(2), an 
assessment, in qualitative and quantitative terms, of the criteria set 
out in points (a) and (b) of Article 271(2).  
7. With regard to the actuarial function the regular supervisory report 
shall include an overview of the activities undertaken by the actuarial 
function in each of its areas of responsibility during the reporting 
period, describing how the actuarial function contributes to the 
effective implementation of the undertaking's risk management system.  
8. The regular supervisory report shall include all of the following 
information regarding outsourcing:  
(a) where the undertaking outsources any critical or important oper ­
ational functions or activities, the rationale for the outsourcing 
and evidence that appropriate oversight and safeguards are in place;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 284
 
(b) information on the service providers to whom any critical or 
important operational functions or activities have been outsourced 
and on how the undertaking ensures that the service providers 
comply with Article 274(3)(a).  
(c) a list of the persons responsible for the outsourced key functions in 
the service provider.  
9. The regular supervisory report shall include any other material 
information regarding the system of governance of the insurance or 
reinsurance undertaking.  
Article 309  
Risk profile  
1. The regular supervisory report shall include qualitative and quanti ­
tative information regarding the risk profile of the insurance and 
reinsurance undertaking, in accordance with paragraphs 2 to 9, 
separately for all of the following categories of risk:  
(a) underwriting risk;  
(b) market risk;  
(c) credit risk;  
(d) liquidity risk;  
(e) operational risk;  
(f) other material risks.  
2. The regular supervisory report shall include all of the following 
information regarding the risk exposure of the insurance or reinsurance 
undertaking, including the exposure arising from off-balance sheet 
positions and the transfer of risk to special purpose vehicles:  
(a) an overview of any material risk exposures anticipated over the 
business planning time period given the undertaking's business 
strategy, and how these risk exposures will be managed;  
(b) where the undertaking sells or re-pledges collateral, within the 
meaning of Article 214 of this Regulation, the amount of that 
collateral, valued in accordance with Article 75 of Directive 
2009/138/EC;  
(c) where the undertaking has provided collateral, within the meaning 
of Article 214, the nature of the collateral, the nature and value of 
assets provided as collateral and the corresponding actual and 
contingent liabilities created by that collateral arrangement;  
(d) information on the material terms and conditions associated with the 
collateral arrangement;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 285
 
(e) a complete list of assets and how those assets have been invested in 
accordance with the ‘prudent person principle’ set out in Article 132 
of Directive 2009/138/EC;  
(f) where the undertaking has entered into securities lending or 
borrowing transactions, repurchase or reverse repurchase agreements 
as referred to in Article 4(1)(82) of Regulation (EU) No 575/2013, 
including liquidity swaps, information on their characteristics and 
volume;  
(g) where the undertaking sells variable annuities, information on 
guarantee riders and hedging of the guarantees.  
3. The regular supervisory report shall include information regarding 
the volume and nature of the loan portfolio of the insurance or 
reinsurance undertaking.  
4. With respect to risk concentration the regular supervisory report 
shall include information on the material risk concentrations to which 
the undertaking is exposed to and an overview of any future risk 
concentrations anticipated over the business planning time period 
given that undertaking's business strategy, and how these risk concen ­
trations will be managed.  
5. The regular supervisory report shall include all the following 
information regarding the risk-mitigation techniques of the insurance 
or reinsurance undertaking:  
(a) information on the techniques currently used to mitigate risks, and a 
description of any material risk-mitigation techniques that the under ­
taking is considering purchasing or entering into over the business 
planning time period given the undertaking's business strategy, and 
the rationale for and effect of such risk mitigation techniques;  
(b) where the insurance or reinsurance undertaking holds collateral, 
within the meaning of Article 214 of this Regulation:  
(i) the value of the collateral in accordance with Article 75 of 
Directive 2009/138/EC;  
(ii) information on the material terms and conditions associated 
with the collateral arrangement.  
6. With respect to the liquidity risk, the regular supervisory report 
shall include in particular information of the insurance or reinsurance 
undertaking regarding the expected profit included in future premiums 
as calculated in accordance with Article 260(2) of this Regulation for 
each line of business, the result of the qualitative assessment referred to 
in Article 260(1)(d)(ii) and a description of the methods and main 
assumptions used to calculate the expected profit included in future 
premiums;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 286
 
7. The regular supervisory report shall include all of the following 
information regarding the risk sensitivity of the insurance or reinsurance 
undertaking:  
(a) a description of the relevant stress tests and scenario analysis 
referred to in Article 259(3), carried out by the undertaking 
including their outcome;  
(b) a description of the methods used and the main assumptions 
underlying those stress tests and scenario analysis.  
8. The regular supervisory report shall include information regarding 
quantitative data which is necessary for determining dependencies 
between the risks covered by the risk modules or sub-modules and of 
the Basic Solvency Capital Requirement.  
9. The regular supervisory report shall include any other material 
information regarding their risk profile of the insurance or reinsurance 
undertaking.  
Article 310  
Valuation for solvency purposes  
1. The regular supervisory report shall include any important 
information, other than that already disclosed in the solvency and 
financial condition report of the insurance or reinsurance undertaking, 
regarding the valuation of its assets, technical provisions and other 
liabilities for solvency purposes.  
2. The regular supervisory report shall include a description of:  
(a) the relevant assumptions about future management actions;  
(b) the relevant assumptions about policyholder behaviour.  
3. The regular supervisory report shall include information on the 
areas set out in Article 263 of this Regulation in complying with the 
reporting requirements of the insurance or reinsurance undertaking in 
relation to valuation for solvency purposes.  
4. Where insurance or reinsurance undertakings value assets or 
liabilities based on the valuation methods they use to prepare their 
financial statements in accordance with Article 9(4) of this Regulation, 
they shall report an assessment, in qualitative and quantitative terms, of 
the criterion set out in Article 9(4)(d).  
Article 311  
Capital management  
1. The regular supervisory report shall include all of the following 
information regarding the own funds of the insurance or reinsurance 
undertaking:  
(a) information on the material terms and conditions of the main items 
of own funds held by the undertaking;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 287
 
(b) the expected developments of the undertaking's own funds over its 
business planning time period given the undertaking's business 
strategy, and appropriately stressed capital plans and whether 
there is any intention to repay or redeem any own-fund item or 
plans to raise additional own funds.  
(c) the undertaking's plans on how to replace basic own-fund items that 
are subject to the transitional arrangements referred to in 
Article 308b(9) and (10) of Directive 2009/138/EC over the 
timeframe referred to in that Article.  
2. The regular supervisory report shall include all of the following 
information regarding the Solvency Capital Requirement and the 
Minimum Capital Requirement of the insurance or reinsurance under ­
taking:  
(a) quantitative information on the undertaking's Solvency Capital 
Requirement split by risk modules where the undertaking applies 
the standard formula, and by risk categories where the undertaking 
applies an internal model;  
(b) the expected developments of the undertaking's anticipated 
Solvency Capital Requirement and Minimum Capital Requirement 
over its business planning time period given the undertaking's 
business strategy;  
(c) an estimate of the undertaking's Solvency Capital Requirement 
determined in accordance with the standard formula, where the 
supervisory authority requires the undertaking to provide that 
estimate pursuant to Article 112(7) of Directive 2009/138/EC.  
3. Where an internal model is used to calculate the Solvency Capital 
Requirement, the regular supervisory report shall also include all of the 
following information:  
(a) the results of the review of the causes and sources of profits and 
losses, required by Article 123 of Directive 2009/138/EC, for each 
major business unit and how the categorisation of risk chosen in the 
internal model explains those causes and sources of profits and 
losses;  
(b) information on whether, and if so to what extent, the risk profile of 
the undertaking deviates from the assumptions underlying the 
undertaking's internal model;  
(c) information about future management actions used in the calculation 
of the Solvency Capital Requirement.  
4. Where undertaking-specific parameters are used to calculate the 
Solvency Capital Requirement, or a matching adjustment is applied to 
the relevant risk-free interest term structure, the regular supervisory 
report shall include information regarding whether there have been 
changes to the information included in the application for approval of 
the undertaking-specific parameters or matching adjustment that are 
relevant for the supervisory assessment of the application.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 288
 
5. The regular supervisory report shall include information on any 
reasonably foreseeable risk of non-compliance with the undertaking's 
Minimum Capital Requirement or Solvency Capital Requirement, and 
the undertaking's plans for ensuring that compliance with each is main ­
tained.  
6. The regular supervisory report shall include any other material 
information regarding the capital management of the insurance or 
reinsurance undertaking.  
SECTION 2  
Deadlines and means of communication  
Article 312  
Deadlines  
1. Insurance and reinsurance undertakings shall submit to the super ­
visory authorities:  
(a) the regular supervisory report referred to in Article 304(1)(b) of this 
Regulation at least every 3 years within the deadlines set out in 
Article 308b(5) of Directive 2009/138/EC and, after the end of the 
transitional period set out in that Article, no later than 14 weeks 
after the undertaking's financial year in question ends;  
(b) the ORSA supervisory report referred to in Article 304(1)(c) within 
2 weeks after concluding the assessment.  
(c) the annual quantitative templates referred to in Article 304(1)(d) of 
this Regulation within the deadlines set out in article 308b(5) of 
Directive 2009/138/EC and, after the end of the transitional period 
set out in that Article, no later than 14 weeks after the undertaking's 
financial year end.  
(d) the quarterly quantitative templates referred to in Article 304(1)(d) 
of this Regulation within the deadlines set out in article 308b(7) of 
Directive 2009/138/EC and, after the end of the transitional period 
set out in that Article, no later than five weeks related to any quarter 
ending.  
2. Supervisory authorities may require an insurance or reinsurance 
undertaking to submit its regular supervisory report at the end of any 
financial year of the undertaking, subject to the deadlines set out in 
paragraph 1(a).  
3. Where there is no requirement for a regular supervisory report to 
be submitted in relation to a given financial year, insurance and 
reinsurance undertakings shall nevertheless submit to their supervisory 
authority a report which sets out any material changes that have 
occurred in the undertaking's business and performance, system of 
governance, risk profile, valuation for solvency purposes and capital 
management over the given financial year, and provide a concise expla ­
nation about the causes and effects of such changes. That report shall be 
submitted within the deadlines set out in paragraph 1(a).  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 289
 
Article 313  
Means of communication  
Insurance and reinsurance undertakings shall submit the information 
referred to in Article 312(1) in electronic form.  
Article 314  
Transitional information requirements  
1. In addition to the supervisory reporting obligations of this chapter, 
as regards the first year of application of Directive 2009/138/EC as 
referred to in Article 311(3) of that Directive, insurance and reinsurance 
undertakings shall submit to the supervisory authorities the following 
quantitative and qualitative information:  
(a) an opening valuation of assets and liabilities drawn up in 
accordance with the valuation principles set out in Articles 75 to 
86 of Directive 2009/138/EC. The reference date of the opening 
financial statement shall be the first day of the insurance or 
reinsurance undertaking's financial year starting on or after 
1 January 2016 but before 1 July 2016;  
(b) separately for each material class of assets and liabilities, a quali ­
tative explanation of the main differences between the figures 
reported in the opening valuation as set out in point (a) and those 
calculated according to the solvency regime previously in place;  
(c) the undertaking's Minimum Capital Requirement, Solvency Capital 
Requirement and eligible Own Funds as of the date of the opening 
financial statement referred to in point (a).  
2. Insurance and reinsurance undertakings shall submit to the super ­
visory authority the information referred to in paragraph 1 no later than 
20 weeks after the reference date of the opening financial statement as 
referred to in point (a) of paragraph 1.  
CHAPTER XIV  
TRANSPARENCY AND ACCOUNTABILITY OF SUPERVISORY 
AUTHORITIES  
Article 315  
Confidential information  
No confidential information which supervisory authorities may receive 
in the course of their duties shall be included in the disclosure except in 
summary or aggregate form, such that individual undertakings or groups 
cannot be identified.  
Article 316  
Aggregate statistical data  
1. The aggregated statistical data to be disclosed on key aspects of 
the application of the prudential framework shall include information as 
specified in Annex XXI.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 290
 
2. As of 31 December 2020, the disclosure shall include data of the 
four previous years. In relation to disclosure before 31 December 2020, 
it shall include data of all previous years starting from 1 January 2016.  
▼B 
Article 317  
Means of disclosure  
1. The information referred to in Article 31(2) of Directive 
2009/138/EC shall be disclosed and made available via the website of 
the supervisory authority in the official language or languages of the 
Member State concerned and shall also be disclosed in a language 
customary in the sphere of international finance.  
2. The information shall be updated at least every year. Where 
changes in laws, regulations, administrative rules and general 
guidance in the field of insurance or reinsurance regulation are 
concerned, updated information shall be provided at the latest when 
the changes become applicable.  
▼M1 
3. Aggregated annual statistical data concerning the supervised 
undertakings and groups in accordance with Article 316 shall be 
disclosed in respect of each calendar year within three months after 
the date by which the undertakings having a financial year ending 31 
December are required by Article 312(1)(c) to submit annual quanti ­
tative templates. Information concerning the supervisory authorities shall 
be made available within four months after the 31 December of each 
calendar year.  
▼B 
4. The first year for which information shall be published in the 
official language or languages of the Member State concerned shall 
be the calendar year starting on or after 1 January 2016 and information 
shall be published no later than 3 months after the year start. In relation 
to the first year, the information to be disclosed in a language customary 
in the sphere of international finance shall be published no later than 12 
months after the date in which the information in the official language 
or languages of the Member State concerned is published.  
CHAPTER XV  
SPECIAL PURPOSE VEHICLES  
SECTION 1  
Authorization  
Article 318  
The authorisation of a special purpose vehicle by the supervisory 
authority of the Member State in whose territory the special purpose 
vehicle is establishing its head office shall be subject to all of the 
following conditions:  ▼M1 02015R0035 — EN — 02.04.2016 — 001.004 — 291
 
(a) the special purpose vehicle assumes risks from an insurance or 
reinsurance undertaking through reinsurance contracts or assumes 
insurance risks through similar arrangements;  
(b) where the special purpose vehicle assumes risks from more than one 
insurance or reinsurance undertaking, the solvency of that special 
purpose vehicle is not adversely affected by winding-up proceedings 
of any one of those insurance or reinsurance undertakings;  
(c) the contractual arrangements relating to the transfer of risk from an 
insurance or reinsurance undertaking to the special purpose vehicle 
and the investment in assets by the special purpose vehicle fulfil the 
conditions set out in Articles 319 to 321;  
(d) the persons that effectively run the special purpose vehicle satisfy 
the requirements referred to in Article 322;  
(e) the shareholders or members having a qualifying holding within the 
meaning of Article 13(21) of Directive 2009/138/EC in the special 
purpose vehicle satisfy the conditions set out in Article 323;  
(f) the special purpose vehicle has an effective system of governance 
and meets the requirements set out in Article 324;  
(g) the special purpose vehicle is capable of meeting the requirements 
referred to in Article 325;  
(h) the special purpose vehicle satisfies the requirements set out in 
Articles 326 and 327.  
SECTION 2  
Mandatory contract conditions  
Article 319  
Fully Funded  
The contractual arrangements relating to the transfer of risk from an 
insurance or reinsurance undertaking to a special purpose vehicle shall 
ensure that the special purpose vehicle is at all times fully funded in 
accordance with Article 326.  
Article 320  
Effective transfer of risk  
1. The contractual arrangements relating to the transfer of risk from 
an insurance or reinsurance undertaking to a special purpose vehicle and 
from the special purpose vehicle to the providers of debt or financing 
shall ensure all of the following:  
(a) the transfer of risk is effective in all circumstances;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 292
 
(b) the extent of risk transfer is clearly defined and incontrovertible.  
2. The transfer of risk shall not be deemed to be effective in all 
circumstances where there are connected transactions which could 
undermine the effective transfer of risk.  
Article 321  
Rights of the providers of debt or financing mechanisms  
The contractual arrangements relating to the transfer of risk from an 
insurance or reinsurance undertaking to a special purpose vehicle and 
from the special purpose vehicle to the providers of debt or finance shall 
ensure all of the following:  
(a) the claims of the providers of debt or financing mechanisms are at 
all times subordinated to the reinsurance obligations of the special 
purpose vehicle to the insurance or reinsurance undertaking;  
(b) no payments are made to the providers of debt or financing, if 
following those payments the special purpose vehicle would no 
longer be fully funded;  
(c) the providers of debt or finance to the special purpose vehicle have 
no rights of recourse to the assets of the insurance or reinsurance 
undertaking;  
(d) the providers of debt or finance to the special purpose vehicle have 
no rights to apply for the winding-up of the special purpose vehicle.  
SECTION 3  
System of governance  
Article 322  
Fit and proper requirements of persons who effectively run a 
special purpose vehicle  
1. All persons who effectively run a special purpose vehicle shall at 
all times fulfil the requirements set out in Article 42(1) of Directive 
2009/138/EC.  
2. Special purpose vehicles shall notify the supervisory authorities of 
the identity of the persons who effectively run the special purpose 
vehicle and demonstrate to the supervisory authorities that those 
persons meet the requirements set out in Article 42(1) of Directive 
2009/138/EC.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 293
 
3. Special purpose vehicles shall notify the supervisory authorities of 
any changes in the identity of the persons who effectively run the 
special purpose vehicle and provide the supervisory authorities with 
all information needed to assess whether any new persons appointed 
to run the special purpose vehicle are fit and proper in accordance with 
Article 42(1) of Directive 2009/138/EC.  
4. Special purpose vehicles shall notify the supervisory authorities if 
any of the persons who effectively run a special purpose vehicle have 
been replaced because they no longer fulfil the requirements set out in 
Article 42(1) of Directive 2009/138/EC.  
Article 323  
Fit and proper requirements for shareholders or members with a 
qualifying holding  
1. The assessment of whether the shareholders or members having a 
qualifying holding within the meaning of Article 13(21) of Directive 
2009/138/EC in a special purpose vehicle are fit and proper shall take 
into account all of the following criteria:  
(a) the reputation and integrity of the shareholder or member having a 
qualifying holding in the special purpose vehicle;  
(b) the financial soundness of the shareholder or member having a 
qualifying holding in the special purpose vehicle;  
(c) the level of influence that the shareholder or member having a 
qualifying holding in the special purpose vehicle will exercise 
over the special purpose vehicle;  
(d) whether there are reasonable grounds to suspect that, in connection 
with the qualifying holding of the shareholder or members having a 
qualifying holding in the special purpose vehicle, money laundering 
or terrorist financing within the meaning of Article 1 of Directive 
2005/60/EC of the European Parliament and of the Council (  1 ) is 
being or has been committed or attempted, or that the qualifying 
holding could increase the risk thereof.  
2. Special purpose vehicles shall notify the supervisory authorities of 
the identity of the persons who are shareholders or members having a 
qualifying holding in the special purpose vehicle.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 294  
( 1 ) Directive 2005/60/EC of the European Parliament and of the Council of 
26 October 2005 on the prevention of the use of the financial system for 
the purposes of money laundering and terrorist financing (OJ L 309, 
25.11.2005, p. 15).
 Article 324  
Sound administrative and accounting procedures, adequate internal 
control mechanisms and risk-management requirements  
1. Special purpose vehicles shall have an effective system of 
governance which provides for sound and prudent management of the 
special purpose vehicle and that is appropriate to the nature, scale and 
complexity of the risks it assumes and the uses for which it is auth ­
orised.  
2. The system of governance of the special purpose vehicle shall 
consist of all of the following:  
(a) written policies in relation to at least risk management, internal 
control, administrative and accounting procedures and, where 
relevant, outsourcing; the written policies shall comprise policies 
relating to the areas set out in Article 44(2)(a) to (f) of Directive 
2009/138/EC to the extent that these are relevant taking into 
account the uses of the special purpose vehicle;  
(b) effective internal controls to ensure that the mandatory contract 
conditions in Section 2 and the requirements in Section 5 are 
fulfilled on an ongoing basis;  
(c) an effective risk-management system comprising processes and 
reporting procedures necessary to identify, measure, monitor, 
manage and report, on an ongoing basis the risk to which the 
special purpose vehicle could be exposed.  
3. Special purpose vehicles shall ensure that the policies referred to 
in point (a) of paragraph 2 are implemented effectively.  
SECTION 4  
Supervisory reporting  
Article 325  
Supervisory reporting  
1. The supervisory authorities in the Member State in which the 
special purpose vehicle is established may request such information 
from the special purpose vehicle as is necessary in order to supervise 
the special purpose vehicle.  
2. Special purpose vehicles shall report all of the following 
information to the supervisory authorities of the Member State in 
which the special purpose vehicle is established:  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 295
 
(a) the value of the assets of the special purpose vehicle valued in 
accordance with Article 75 of Directive 2009/138/EC distinguished 
by material class and a description of the basis, methods and 
assumptions used for their valuation;  
(b) the aggregate maximum risk exposure of the special purpose vehicle 
and a description of the basis, methods and assumptions used for 
the determination of the aggregate maximum risk exposure;  
(c) conflicts of interest between the special purpose vehicle, the 
insurance or reinsurance undertakings and the providers of debt or 
finance;  
(d) significant transactions entered into by the special purpose vehicle 
during the last reporting period.  
3. Special purpose vehicles shall submit the report referred to in 
paragraph 2 at least annually.  
4. Special purpose vehicles shall submit the report referred to in 
paragraph 2:  
(a) no later than 20 weeks after the special purpose vehicle's financial 
year end for the financial year ending on or after 30 June 2016 but 
before 1 January 2017;  
(b) no later than 18 weeks after the special purpose vehicle's financial 
year end for the financial year ending on or after 1 January 2017 
but before 1 January 2018;  
(c) no later than 16 weeks after the special purpose vehicle's financial 
year end for the financial year ending on or after 1 January 2018 
but before 1 January 2019;  
(d) no later than 14 weeks after the special purpose vehicle's financial 
year end for financial years ending on or after 1 January 2019.  
5. Special purpose vehicles shall immediately inform the supervisory 
authorities in the Member State in which the special purpose vehicle is 
established of any changes that could affect the compliance by the 
special purpose vehicle with Articles 318 to 324 and Article 326.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 296
 
SECTION 5  
Solvency requirements  
Article 326  
Solvency requirements  
1. In order to be considered fully funded special purpose vehicles 
shall satisfy all of the following requirements:  
(a) the assets of the special purpose vehicle are valued in accordance 
with Article 75 of Directive 2009/138/EC;  
(b) the special purpose vehicle has at all times assets the value of which 
is equal to or exceeds the aggregate maximum risk exposure and the 
special purpose vehicle is able to pay the amounts it is liable for as 
they fall due;  
(c) the proceeds of the debt issuance or other financing mechanism are 
fully paid-in.  
2. The assessment by supervisory authorities of whether the special 
purpose vehicle has at all times assets the value of which is equal to or 
exceeds the aggregate maximum risk exposure and the special purpose 
vehicle is able to pay the amounts it is liable for as they fall due, shall 
take into account all of the following:  
(a) the liquidity risk of the special purpose vehicle;  
(b) the quantifiable risks of the special purpose vehicle;  
(c) the arrangements for holding assets in the special purpose vehicle.  
3. The special purpose vehicle shall demonstrate to the supervisory 
authorities in its report referred to in Article 325(2) and on request by 
the supervisory authorities that it satisfies the requirements set out in 
paragraph 1 and it shall report on points (a) and (b) of paragraph 2.  
4. Payments relating to existing insurance and reinsurance contracts, 
that are expected to be received in the future by the special purpose 
vehicle from the insurance or reinsurance undertaking that has trans ­
ferred risk to the special purpose vehicle, may be included in the assets 
of the special purpose vehicle, provided that all of the following 
requirements are met:  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 297
 
(a) the future liabilities of the special purpose vehicle to the providers 
of debt or finance only arise subject to the receipt of the payments 
from the insurance or reinsurance undertaking that has transferred 
risk to the special purpose vehicle;  
(b) there is no scenario under which the basic own funds of the 
insurance or reinsurance undertaking which has transferred risks 
to the special purpose vehicle would be negatively affected by the 
payment not being received by the special purpose vehicle;  
(c) the special purpose vehicle continues to meet the conditions set out 
in paragraph 1 in the event that the payments from the insurance or 
reinsurance undertaking that has transferred risk to the special 
purpose vehicle are not received;  
(d) the payments do not relate to expenses that are excluded from the 
aggregate maximum risk exposure as defined in paragraph 42 of 
Article 1.  
Article 327  
Solvency requirements on investments  
Special purpose vehicles shall invest all their assets in accordance with 
all of the following requirements:  
(a) with respect to the whole portfolio of assets, special purpose 
vehicles shall only invest in assets and instruments whose risk the 
special purpose vehicle can properly identify, measure, monitor, 
manage, control and report;  
(b) assets shall be invested in such a manner as to ensure the security, 
quality, liquidity and profitability of the portfolio as a whole. In 
addition the localisation of those assets shall be such as to ensure 
their availability;  
(c) all assets shall be invested in a manner appropriate to the nature and 
duration of the special purpose vehicle's liabilities. All assets shall 
be invested in the best interest of the insurance and reinsurance 
undertakings transferring risks to the special purpose vehicle;  
(d) the use of derivative instruments shall be possible insofar as they 
contribute to a reduction of risks or facilitate efficient portfolio 
management;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 298
 
(e) investments and assets which are not admitted to trading on a 
regulated financial market shall be kept to prudent levels;  
(f) assets shall be properly diversified in such a way as to avoid 
excessive reliance on any particular asset, issuer or group of under ­
takings, or geographical area and excessive accumulation of risk in 
the portfolio as a whole;  
(g) investments in assets issued by the same issuer, or by issuers 
belonging to the same group, shall not expose the special purpose 
vehicle to excessive risk concentration.  
TITLE II  
INSURANCE GROUPS  
CHAPTER I  
SOLVENCY CALCULATION AT GROUP LEVEL  
SECTION 1  
Group solvency: choice of calculation method and general principles  
Article 328  
Choice of method  
1. In assessing whether the exclusive application of method 1 is not 
appropriate, thus allowing the group solvency to be calculated in 
accordance with method 2 or a combination of methods 1 and 2 laid 
down in Articles 230 to 233 of Directive 2009/138/EC, the group 
supervisor shall, in consultation with the other supervisory authorities 
concerned and the participating insurance or reinsurance undertaking or 
the insurance holding company or the mixed financial holding company, 
consider all of the the following elements:  
(a) whether the amount and quality of information available in relation 
to a related undertaking would not be sufficient for it to be subject 
to method 1;  
(b) whether a related undertaking is not covered by a group internal 
model, in the cases where a group internal model, approved in 
accordance with Article 231 of Directive 2009/138/EC, is used 
for the calculation of the consolidated group Solvency Capital 
Requirement;  
(c) whether, for the purposes of paragraph (b), the risks that are not 
captured in the group internal model are immaterial in relation to 
the overall risk profile of the group;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 299
 
(d) whether the use of method 1 in relation to a related undertaking or 
several related undertakings would be overly burdensome and the 
nature, scale and complexity of the risks of the group are such that 
the use of method 2 in relation to that related undertaking or those 
related undertakings does not materially affect the results of the 
group solvency calculation;  
(e) whether intra-group transactions are not significant both in terms of 
volume and value of the transaction;  
(f) where the group includes third country related insurance or 
reinsurance undertakings, whether delegated acts have been 
adopted pursuant to paragraphs 4 or 5 of Article 227 of Directive 
2009/138/EC, determining that the solvency regimes of those third 
countries are equivalent or provisionally equivalent.  
2. The method or combination of methods chosen shall be applied in 
a consistent manner over time. The group supervisor shall require the 
participating insurance or reinsurance undertaking or the insurance 
holding company or the mixed financial holding company to revert to 
method 1 in relation to any related undertaking where the use of method 
2 or a combination of methods 1 and 2 is no longer justified considering 
the elements referred to in paragraph 1.  
Article 329  
Treatment of specific related undertakings  
1. Without prejudice to Article 328 and unless the book value of the 
relevant related undertaking has been deducted from the own funds 
eligible for the group solvency pursuant to Article 229 of Directive 
2009/138/EC, the calculation of the group solvency shall include all 
of the following:  
(a) the capital requirements for related undertakings which are credit 
institutions, investment firms or financial institutions and the own 
fund items of those undertakings calculated according to the 
relevant sectoral rules referred to in Article 2(7) of Directive 
2002/87/EC;  
(b) the capital requirements for related undertakings which are insti ­
tutions for occupational retirement provision and the own funds 
items of those undertakings calculated according to Articles 17 to 
17c of Directive 2003/41/EC;  
(c) the capital requirements for related undertakings which are UCITS 
management companies calculated in accordance with Article 7(1)(a) 
of Directive 2009/65/EC and the own funds of those undertakings 
calculated in accordance with point 1 of Article 2(1) of that 
Directive;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 300
 
(d) the capital requirements for related undertakings which are alter ­
native investment fund managers calculated in accordance with 
Article 9 of Directive 2011/61/EU and the own funds of those 
undertakings calculated in accordance with Article 4(1)(ad) of that 
Directive;  
(e) the notional capital requirements and the own fund items of related 
undertakings which are non-regulated undertakings carrying out 
financial activities, where the notional capital requirement is the 
capital requirement with which the related undertaking would 
have to comply under the relevant sector rules if the undertaking 
were a regulated entity.  
2. For the purposes of applying the provisions set out in Article 235 
of Directive 2009/138/EC, where the parent insurance holding company 
or mixed financial holding company has issued subordinated debt or has 
other eligible own funds subject to the limits set out in Article 98 of that 
Directive, Article 226(2) of that Directive shall apply.  
3. Special purpose vehicles, as defined in Article 13(26) of Directive 
2009/138/EC, to which the participating undertaking or one of its 
subsidiaries has transferred risk shall be excluded from the calculation 
of group solvency in any of the following situations:  
(a) the special purpose vehicle complies with the requirements set out 
in Article 211 of Directive 2009/138/EC, or where applicable with 
the Member State law in accordance with Article 211(3) of that 
Directive;  
(b) the special purpose vehicle is regulated by a third country super ­
visory authority, and complies with requirements equivalent to those 
set out in Article 211(2) of Directive 2009/138/EC.  
For the purposes of this paragraph, Article 211 of Directive 
2009/138/EC shall apply at the level of the group.  
Article 330  
Availability at group level of the eligible own funds of related 
undertakings 
▼M1 
1. In assessing whether certain own funds eligible to cover the 
Solvency Capital Requirement of a related insurance or reinsurance 
undertaking, a related third country insurance or reinsurance under ­
taking, an insurance holding company or a mixed financial holding 
company cannot effectively be made available to cover the group 
Solvency Capital Requirement, the supervisory authorities shall 
consider all of the following elements:  
(a) whether the own-fund item is subject to legal or regulatory 
requirements that restrict the ability of that item to absorb all 
types of losses wherever they arise in the group;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 301
 
(b) whether there are legal or regulatory requirements that restrict the 
transferability of assets to another insurance or reinsurance under ­
taking;  
(c) whether making those own funds available for covering the group 
Solvency Capital Requirement would not be possible within a 
maximum of 9 months;  
(d) whether, where method 2 is used, the own-fund item does not 
satisfy the requirements set out in Articles 71, 73 and 77; for this 
purpose, the term ‘Solvency Capital Requirement’ in those Articles 
shall include both the Solvency Capital Requirement of the related 
undertaking that has issued the own fund item and the group 
Solvency Capital Requirement.  
▼B 
2. In the assessment referred to in the first paragraph, the supervisory 
authorities shall consider the restrictions that would exist on a going- 
concern basis.  
In the assessment referred to in the first paragraph, the supervisory 
authorities shall also take into account any costs to the participating 
insurance or reinsurance undertaking or insurance holding company or 
mixed financial holding company, or to any related undertaking, that 
making such own funds available for the group is likely to entail.  
3. The following items shall be assumed not to be effectively 
available to cover the group Solvency Capital Requirement:  
(a) ancillary own funds;  
(b) preference shares, subordinated mutual members account and 
subordinated liabilities;  
(c) an amount equal to the value of net deferred tax assets; for this 
purpose, the amount of deferred tax asset may be reduced by the 
amount of the associated deferred tax liability provided that those 
deferred tax assets and associated deferred tax liabilities both arise 
from the tax law of one Member State or third country and the 
taxation authority of that Member State or third country permits 
such offsetting.  
Where the participating undertaking can demonstrate to the satisfaction 
of the supervisory authority that the assumption referred to in the first 
subparagraph for one of the items is inappropriate in the specific 
circumstances of the group, the participating undertaking may include 
that item in the own funds available to cover the group Solvency 
Capital Requirement.  ▼M1 02015R0035 — EN — 02.04.2016 — 001.004 — 302
 
4. The following items shall in any case not be considered as effec ­
tively available to cover the group Solvency Capital Requirement:  
(a) any minority interest in a subsidiary exceeding the contribution of 
that subsidiary to the group Solvency Capital Requirement, where 
the subsidiary is an insurance or reinsurance undertaking, a third 
country insurance or reinsurance undertaking, an insurance holding 
company or a mixed financial holding company;  
(b) any minority interest in a subsidiary ancillary services undertaking;  
(c) any restricted own funds item in ring-fenced funds as referred to in 
point (b) of Article 99 of Directive 2009/138/EC and in Article 80 
of this Regulation.  
5. Where an own-fund item of a related insurance or reinsurance 
undertaking, third-country insurance or reinsurance undertaking, 
insurance holding company or mixed financial holding company 
cannot effectively be made available to cover the group Solvency 
Capital Requirement, this own fund item may only be included in the 
calculation of group solvency up to the contribution of that related 
insurance or reinsurance undertaking, third-country insurance or 
reinsurance undertaking, insurance holding company or mixed 
financial holding company to the group Solvency Capital Requirement.  
6. Where a related insurance or reinsurance undertaking, third- 
country insurance or reinsurance undertaking, insurance holding 
company or mixed financial holding company is included in the 
consolidated data pursuant to points (a) or (c) of Article 335(1), its 
contribution to the consolidated group Solvency Capital Requirement 
shall reflect diversification benefits and be calculated as follows:  
(a) where the consolidated group Solvency Capital Requirement is 
calculated, in relation to that related undertaking, on the basis of 
the standard formula, the proportional share of the Solvency Capital 
Requirement of that related undertaking multiplied by a percentage 
corresponding to the proportion that the diversified component of 
the consolidated group Solvency Capital Requirement, as laid down 
in Article 336 (a), bears to the sum of the Solvency Capital 
Requirements of each of the undertakings included in the calcu ­
lation of that diversified component of the consolidated group 
Solvency Capital Requirement;  
(b) where the consolidated group Solvency Capital Requirement is 
calculated, in relation to that related undertaking, on the basis of 
an internal model, the Solvency Capital Requirement of that related 
undertaking multiplied by a percentage corresponding to the 
proportion of the diversification effects at group level that are  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 303
 
attributed to that related undertaking, determined by that internal 
model, provided that the sum of such percentages for all the 
related insurance and reinsurance undertakings, insurance holding 
companies or mixed financial holding companies included in the 
consolidated calculation based on the internal model equals 100 %.  
SECTION 2  
Group solvency: calculation methods  
Article 331  
Classification of own-fund items of related insurance and 
reinsurance undertakings at group level  
1. Where an own-fund item has been classified into one of the three 
tiers based on the criteria set out in Title I, Chapter IV, Section 2 by a 
related insurance or reinsurance undertaking that is included in the 
calculation of the group solvency, the own-fund item shall be classified 
in the same tier at group level provided that all of the following 
additional requirements are met:  
(a) undertakings comply with the requirements set out in Articles 71, 
73 and 77 of this Regulation;  
(b) the own-fund item is free from encumbrances and is not connected 
with any other transaction, which when considered with the own- 
fund item, could result in that own-fund item not satisfying the 
requirements set out in Article 94 of Directive 2009/138/EC at 
group level.  
2. For the purposes of point (a) of paragraph 1:  
(a) the term ‘Solvency Capital Requirement’ in Articles 71, 73 and 77 
of this Regulation shall mean both the Solvency Capital 
Requirement of the related undertaking that has issued the own- 
fund item and the group Solvency Capital Requirement;  
(b) the term ‘Minimum Capital Requirement’ in Articles 71, 73 and 77 
of this Regulation shall mean both the Minimum Capital 
Requirement of the undertaking that has issued the own-fund item 
and one of the following minimums:  
(i) where method 1 is used, the minimum for the group Solvency 
Capital Requirement as calculated in accordance with the 
second subparagraph of Article 230(2) of Directive 
2009/138/EC,  
(ii) where a combination of methods 1 and 2 is used, the minimum 
determined in accordance with Article 341 of this Regulation.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 304
 
3. For the purposes of this Article, the term ‘insurance or reinsurance 
undertaking’ in Title I, Chapter IV, Section 2 shall mean both the 
participating insurance or reinsurance undertaking and the insurance 
or reinsurance undertaking belonging to the group that has issued the 
own-fund item.  
4. Notwithstanding paragraph 1, where a related insurance or 
reinsurance undertaking has included in Tier 2 an own-fund item 
which would qualify for inclusion in Tier 1 in accordance with 
Article 73(1)(j), that classification shall not prohibit the classification 
of the same own-fund item in Tier 1 at group level, provided that the 
limit set out in Article 82(3) are complied with at group level.  
Article 332  
Classification of own-fund items of related third-country insurance 
or reinsurance undertakings at group level  
1. Where an own-fund item has been issued by a related third- 
country insurance or reinsurance undertaking, the participating under ­
taking shall classify the own-fund item using the criteria for classifi ­
cation set out in Title I, Chapter IV, Section 2. provided that all of the 
following additional requirements are met:  
(a) undertakings comply with the requirements set out in Articles 71, 
73 and 77 of this Regulation;  
(b) the own-fund item is free from encumbrances and is not connected 
with any other transaction, which when considered with the own- 
fund item, could result in that own-fund item not satisfying the 
requirements set out in Article 94 of Directive 2009/138/EC at 
group level.  
2. For the purposes of point (a) of paragraph 1:  
(a) the term ‘Solvency Capital Requirement’ in Articles 71, 73 and 77 
of this Regulation shall mean the group Solvency Capital 
Requirement;  
(b) the term ‘Minimum Capital Requirement’ in Articles 71, 73 and 77 
of this Regulation shall mean both the capital requirement, as laid 
down by the third country supervisory authority concerned, of the 
undertaking which has issued the own-fund item and one of the 
following minimums:  
(i) where method 1 is used, the minimum for the group Solvency 
Capital Requirement as calculated in accordance with the 
second subparagraph of Article 230(2) of Directive 
2009/138/EC;  
(ii) where a combination of methods 1 and 2 is used, the minimum 
determined in accordance with Article 341 of this Regulation.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 305
 
Article 333  
Classification of own-fund items of insurance holding companies, 
mixed financial holding companies, and subsidiary ancillary 
services undertakings at group level  
1. Where an own-fund item has been issued by an insurance holding 
company, an intermediate insurance holding company, a mixed financial 
holding company, an intermediate mixed financial holding company or 
a subsidiary ancillary services undertaking, the participating undertaking 
shall classify the own-fund item using the criteria for classification set 
out in Title I, Chapter IV, Section 2 provided that all of the following 
requirements are met:  
(a) undertakings comply with the requirements set out in Articles 71, 
73 and 77 of this Regulation;  
(b) the own-fund item is free from encumbrances and is not connected 
with any other transaction, which when considered with the own- 
fund item, could result in that own-fund item not satisfying the 
requirements set out in Article 94 of Directive 2009/138/EC at 
group level.  
2. For the purposes of point (a) of paragraph 1:  
(a) the term ‘Solvency Capital Requirement’ in Articles 71, 73 and 77 
of this Regulation shall mean the group Solvency Capital 
Requirement;  
(b) the term ‘Minimum Capital Requirement’ in Articles 71, 73 and 77 
of this Regulation includes both non-compliance with the relevant 
minimum referred to in Article 331(2)(b) and the insolvency of the 
insurance holding company, intermediate insurance holding 
company, mixed financial holding company, intermediate mixed 
financial holding company or subsidiary ancillary services under ­
taking.  
3. For the purposes of this Article, the term ‘insurance or reinsurance 
undertaking’ in Title I, Chapter IV, Section 2 shall mean the insurance 
holding company, the intermediate insurance holding company, the 
mixed financial holding company, the intermediate mixed financial 
holding company or the subsidiary ancillary services undertaking 
which has issued the own-fund item.  
Article 334  
Classification of own-fund items of residual related undertakings  
1. The own-fund items of related undertakings referred to in 
Article 335(1)(f) shall be considered as part of the reconciliation 
reserve at group level.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 306
 
2. Notwithstanding paragraph 1, where practicable and where the 
own-fund items referred to in paragraph 1 materially affect the 
amount of group own funds or the group solvency, the participating 
insurance or reinsurance undertaking, the insurance holding company or 
the mixed financial holding company shall classify these own-fund 
items into one of the three tiers based on the criteria set out in Title 
I, Chapter IV, Section 2.  
Article 335  
Method 1: determination of consolidated data  
1. Consolidated data for the calculation of group solvency according 
to method 1 shall consist of all of the following:  
(a) full consolidation of data of all the insurance or reinsurance under ­
takings, third-country insurance or reinsurance undertakings, 
insurance holding companies, mixed financial holding companies 
and ancillary services undertakings which are subsidiaries of the 
parent undertaking;  
(b) full consolidation of data of special purpose vehicles to which the 
participating undertaking or one of its subsidiaries has transferred 
risk and which are not excluded from the scope of the group 
solvency calculation pursuant to Article 329(3);  
(c) proportional consolidation of data of the insurance or reinsurance 
undertakings, third-country insurance or reinsurance undertakings, 
insurance holding companies, mixed financial holding companies 
and ancillary services undertakings managed by an undertaking 
referred to in point (a) together with one or more undertakings 
not included in point (a), where those undertakings' responsibility 
is limited to the share of the capital they hold;  
(d) on the basis of the adjusted equity method in accordance with 
Article 13(3), data of all holdings in related insurance or reinsurance 
undertakings, third-country insurance or reinsurance undertakings, 
insurance holding companies, mixed financial holding companies 
which are not subsidiaries of the parent undertaking and which 
are not covered by points (a) and (c);  
(e) the proportional share of the undertakings' own funds calculated 
according to the relevant sectoral rules, as referred to in Article 2(7) 
of Directive 2002/87/EC, in relation to holdings in related under ­
takings which are credit institutions, investment firms and financial 
institutions, alternative investment fund managers, UCITS 
management companies, institutions for occupational retirement 
provision, non-regulated undertakings carrying out financial activ ­
ities;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 307
 
(f) in accordance with Article 13 of this Regulation, data of all related 
undertakings, including ancillary service undertakings, other than 
those referred to in points (a) to (e).  
2. Notwithstanding point (d) of paragraph 1 data of related under ­
takings linked by a relationship referred to in Article 22(7) of Directive 
2013/34/EU shall be included in accordance with points (a), (c), (d), (e) 
or (f) of the first paragraph on the basis of the determination of the 
proportional share by the group supervisor as referred to in 
Article 221(2)(a) of Directive 2009/138/EC.  
3. For the purposes of the calculation of the consolidated group own 
funds, the data referred to in paragraphs 1 and 2 shall be net of any 
intra-group transaction.  
Article 336  
Method 1: Calculation of the consolidated group Solvency Capital 
Requirement  
The consolidated group Solvency Capital Requirement shall be 
calculated as the sum of the following:  
(a) a Solvency Capital Requirement calculated on the basis of 
consolidated data referred to in Article 335(1)(a), (b) and (c) of 
this Regulation following the rules laid down in Title I, Chapter 
VI, Section 4 of Directive 2009/138/EC;  
(b) the proportional share of the Solvency Capital Requirement of each 
undertaking referred to in Article 335(1)(d) of this Regulation; for a 
related third-country insurance or reinsurance undertaking which is 
not a subsidiary the Solvency Capital Requirement shall be 
calculated as if that undertaking had its head office in the Union;  
(c) for undertakings referred to in Article 335(1)(e) of this Regulation, 
the proportional share of the capital requirements for credit institu ­
tions, investment firms, financial institutions, alternative investment 
fund managers, UCITS management companies, and institutions for 
occupational retirement provision within the meaning of Directive 
2003/41/EC, calculated according to the relevant sectoral rules and 
the proportional share of the notional capital requirements of non- 
regulated undertakings carrying out financial activities;  
(d) for undertakings referred to in Article 335(1)(f) of this Regulation, 
the amount determined in accordance with Article 13, Articles 168 
to 171, Articles 182 to 187 and Article 188 of this Regulation.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 308
 
Article 337  
Method 1: determination of the local currency for the purposes of 
the currency risk calculation  
Where the consolidated group Solvency Capital Requirement is calcu ­
lated, wholly or in part, on the basis of the standard formula, the local 
currency referred to in the first paragraph of Article 188 shall be 
understood to be the currency used for the preparation of the 
consolidated accounts.  
Article 338  
Method 1: group-specific parameters  
1. Subject to approval by the group supervisor, the consolidated 
group Solvency Capital Requirement may, within the framework of 
the standard formula, be calculated by replacing a subset of the 
standard parameters laid down in Article 218 by parameters specific 
to the group (‘group-specific parameters’).  
2. Data used to calculate group-specific parameters shall satisfy the 
criteria set out in Article 104(7) of Directive 2009/138/EC and 
Article 219 of this Regulation.  
3. The standardised methods used to calculate the group-specific 
parameters are the methods set out in Article 220 of this Regulation.  
4. For the purposes of this Article, any reference in Articles 218, 219 
and 220 of this Regulation to ‘undertaking-specific parameters’ shall be 
understood as a reference to ‘group-specific parameters’ and any 
reference to ‘insurance and reinsurance undertakings’ shall be 
understood as a reference to ‘the participating insurance or reinsurance 
company, the insurance holding company or the mixed financial holding 
company’ applying for the use of group-specific parameters.  
Article 339  
Method 1: best estimate  
1. The consolidated best estimate of technical provisions on the basis 
of the consolidated data shall be equal to the sum of the following:  
(a) the best estimate of the participating insurance or reinsurance under ­
taking calculated in accordance with Articles 75 to 86 of Directive 
2009/138/EC;  
(b) the proportional share referred to in Article 221(1)(a) of Directive 
2009/138/EC of the best estimate, calculated in accordance with 
Articles 75 to 86 of that Directive, of related insurance or 
reinsurance undertakings and third-country insurance or reinsurance 
undertakings referred to in Article 335 (1)(a) and (c) of this Regu ­
lation.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 309
 
2. For the purposes of paragraph 1 the best estimates of the partici ­
pating insurance and reinsurance undertaking and of each related 
insurance and reinsurance undertaking and third-country insurance and 
reinsurance undertakings shall be net of any intra-group transactions. In 
relation to intra-group reinsurance contracts, all of the following 
adjustments shall be made:  
(a) the best estimate of the undertaking that accepts risks shall not 
include the cash flows arising from the obligations of the intra- 
group reinsurance contracts;  
(b) the undertaking that cedes the risk shall not recognise the amounts 
recoverable from the intra-group reinsurance contracts.  
3. For the purposes of paragraph 1, the participating insurance and 
reinsurance undertaking may restrict the documentation and the 
directory of data referred to in Article 265 to the data used in the 
calculation of the adjustments of the best estimate referred to in 
paragraph 2.  
Article 340  
Method 1: Risk margin  
The consolidated risk margin of technical provisions on the basis of the 
consolidated data shall be equal to the sum of the following:  
(a) the risk margin of the participating insurance or reinsurance under ­
taking;  
(b) the proportional share, as referred to in Article 221(1)(a) of 
Directive 2009/138/EC, of the risk margin of the related insurance 
or reinsurance undertakings and third-country insurance or 
reinsurance undertakings referred to in Article 335(1)(a) and (c) 
of this Regulation.  
Article 341  
Combination of methods 1 and 2: minimum consolidated group 
Solvency Capital Requirement  
Where the group supervisor decides, in accordance with Article 220(2) 
of Directive 2009/138/EC, to apply to the group a combination of 
methods 1 and 2, the consolidated group Solvency Capital Requirement 
calculated for the part of the group which is covered by method 1 shall 
have a minimum determined in accordance with the requirements set out 
in the second subparagraph of Article 230(2) of that Directive.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 310
 
Article 342  
Method 2: Elimination of intra-group creation of capital in relation 
to the best estimate  
1. The aggregated group eligible own funds shall be adjusted to 
eliminate the impact of an intra-group transaction where the impact of 
the intra-group transaction affects the best estimates of the insurance 
and reinsurance undertakings in such way that the amount set out in 
paragraph 2 is different depending on whether the intra-group trans ­
action is eliminated in the calculation of that amount or not.  
2. The amount referred to in paragraph 1 shall be the sum of the 
following:  
(a) the best estimate of the participating insurance or reinsurance under ­
taking calculated in accordance with Articles 75 to 86 of Directive 
2009/138/EC;  
(b) the proportional share as referred to in Article 221(1)(b) of Directive 
2009/138/EC of the best estimate, calculated in accordance with 
Articles 75 to 86 of that Directive for each related insurance and 
reinsurance undertaking and related third-country insurance and 
reinsurance undertaking.  
CHAPTER II  
INTERNAL MODELS FOR THE CALCULATION OF THE 
CONSOLIDATED GROUP SOLVENCY CAPITAL REQUIREMENT  
SECTION 1  
Full and partial internal models used to calculate only the group 
solvency capital requirement  
Article 343  
Application for the use of an internal model to calculate only the 
consolidated group Solvency Capital Requirement  
1. The application to calculate the consolidated group Solvency 
Capital Requirement using an internal model, in accordance with 
Article 230(2) of Directive 2009/138/EC, shall be submitted to the 
group supervisor in writing in an official language of the group super ­
visor's Member State, or in a language for which the group supervisor 
has given prior approval.  
2. For the purposes of this Chapter, the supervisory authorities of all 
the Member States in which the head offices of related undertakings 
included in the scope of the internal model are situated shall be referred 
to as ‘the supervisory authorities involved in the assessment of the 
application’.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 311
 
3. The group supervisor shall inform the college of supervisors of the 
receipt of the application without delay and shall also forward the 
application to the other supervisory authorities involved in the 
assessment of the application.  
4. A request by one of the supervisory authorities involved in the 
assessment of the application to provide all or part of the application in 
a language different from the language in which the application is 
provided to the group supervisor, shall first be made to the group 
supervisor. The group supervisor shall, after consultation with the 
other supervisory authorities involved in the assessment of the appli ­
cation, require that the application, or the relevant part of it, be provided 
in a language most commonly understood by the supervisory authorities 
involved.  
5. In addition to the documents and information required pursuant to 
Articles 112 and 113 of Directive 2009/138/EC, an application to use an 
internal model to calculate the consolidated group Solvency Capital 
Requirement shall include all of the following documents and 
information:  
(a) regarding the scope of the model:  
(i) a list of the related undertakings that are included in the scope 
of the internal model for the calculation of the consolidated 
group Solvency Capital Requirement; for each undertaking, 
the list shall include a reference to its supervisory authority, 
the lines of business written by the related insurance and 
reinsurance undertaking, the method used for the purposes of 
determining the consolidated data in accordance with 
Article 335 of this Regulation and the proportional share 
applied in accordance with Article 221 of Directive 
2009/138/EC;  
(ii) the legal and organisational structure of the group, with a 
description of all subsidiaries, material related undertakings 
within the meaning of Article 256a of Directive 2009/138/EC 
and significant branches within the meaning of Article 354(1) 
of this Regulation and information on relevant operations and 
transactions within the group, unless this information has not 
changed since the last reported group regular supervisory 
reporting pursuant to article 373 of this Regulation;  
(iii) where applicable, a list of the related undertakings excluded 
from the scope of the partial internal model for the calculation 
of the consolidated group Solvency Capital Requirement, 
together with an explanation of the reasons for their exclusion; 
a description shall be provided of the methods used to assess 
the risks in these excluded related undertakings in order to 
demonstrate that the exclusion does not lead to an underesti ­
mation of the overall risks to which the group is exposed; the 
application shall demonstrate that the consolidated group 
Solvency Capital Requirement calculated using a combination 
of the internal model and the standard formula will adequately 
reflect the overall risk profile of the group;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 312
 
(iv) for each related undertaking included in the scope of the 
internal model for the calculation of the consolidated group 
Solvency Capital Requirement, a justification of the reasons 
why the internal model covers a related undertaking for the 
calculation of the consolidated group Solvency Capital 
Requirement but it is not used to calculate the Solvency 
Capital Requirement of that related undertaking; for this 
purpose and in order to justify that an application is not 
submitted in accordance with the procedure laid down in 
Article 231 of Directive 2009/138/EC, the application shall 
include an explanation of how the internal model used to 
calculate the consolidated group Solvency Capital Requirement 
differs from and interacts with an internal model used for the 
calculation of the Solvency Capital Requirement of any of the 
related insurance or reinsurance undertakings previously 
approved by its supervisory authority; the participating under ­
taking shall provide information on any future plans to extend 
the use of the internal model to calculate the Solvency Capital 
Requirement of any related insurance or reinsurance under ­
taking;  
(b) regarding the group's capital requirements:  
(i) an estimation of the consolidated group Solvency Capital 
Requirement calculated with the internal model and with the 
standard formula for the last time prior to the application when 
the consolidated group Solvency Capital Requirement was 
calculated with the standard formula;  
(ii) for each related undertaking, the Solvency Capital Requirement 
calculated with the standard formula for the last point in time 
prior to the application;  
(iii) where applicable, the regulatory capital requirement for related 
undertakings that are also regulated undertakings, other than 
insurance and reinsurance undertakings, included in the scope 
of the internal model for the last time prior to the application 
when the consolidated group Solvency Capital Requirement 
was calculated with the standard formula;  
(iv) an explanation of the difference between the sum of the 
Solvency Capital Requirements of all the related insurance 
and reinsurance undertakings of the group and the consolidated 
group Solvency Capital Requirement calculated with the 
internal model.  
In case an application is submitted before any Solvency Capital 
Requirement must be calculated, the Solvency Capital Requirements 
referred to in points (i), (ii) and (iii) shall be calculated for a point in 
time before the date of the submission of the application.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 313
 
Article 344  
Assessment of the application for the use of an internal model to 
calculate only the consolidated group Solvency Capital Requirement  
1. Prior to making its final decision, in order to allow a proper 
assessment of the application and where relevant, to require the 
applicant to submit an application under Article 231 of Directive 
2009/138/EC, the group supervisor shall consult the supervisory auth ­
orities involved in the assessment of the application.  
2. During the assessment of the application, the supervisory auth ­
orities within the college of supervisors, that are not the supervisory 
authorities involved in the assessment of the application as referred to in 
Article 343(2), shall also be allowed to participate in the assessment of 
the application. Their participation shall be limited to identifying and 
preventing any of the following circumstances:  
(a) where the exclusion of parts of the business from the scope of the 
internal model leads to a material underestimation of the risks of the 
group;  
(b) where the internal model conflicts with an internal model previously 
approved or in the process of approval by the relevant supervisory 
authority used for the calculation of the Solvency Capital 
Requirement of any of the related insurance or reinsurance under ­
takings.  
3. Where applicable, the assessment of the application shall include 
an evaluation of whether the explanation provided in accordance with 
Article 343(5)(a)(iii) of the reasons for the exclusion of related under ­
takings from the internal model for the calculation of the group 
solvency is appropriate in order to demonstrate that the overall risks 
to which the group is exposed are not underestimated by using a partial 
internal model.  
4. The assessment of the application shall include an evaluation of 
whether the justification provided in accordance with Article 343(5)(a)(iv) 
of the reasons why the internal model covers a related undertaking for the 
calculation of the consolidated group Solvency Capital Requirement but 
it is not used to calculate the Solvency Capital Requirement of that 
related undertaking, is appropriate in order to justify that an application 
is not submitted in accordance with the procedure laid down in 
Article 231 of Directive 2009/138/EC.  
Article 345  
Decision on the application and transitional plan to extend the scope 
of a partial internal model used to calculate only the consolidated 
group Solvency Capital Requirement  
1. After consulting the other supervisory authorities as set out in 
Article 344(1) and (2), the group supervisor shall make its own 
decision on the application. The group supervisor shall provide its 
decision to the participating undertaking and the other supervisory auth ­
orities involved in the assessment of the application. The decision shall 
be written in an official language of the Member State of the group 
supervisor.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 314
 
2. Where the supervisory authorities involved in the assessment of 
the application comprise supervisory authorities from more than one 
Member State, the group supervisor shall, after consultation with the 
other supervisory authorities and with the group itself, provide the 
decision referred to in paragraph 1 in another language most 
commonly understood by the other supervisory authorities involved.  
3. After consulting the other supervisory authorities as set out in 
Article 344(1) and (2), the group supervisor may require the applicant 
to submit a realistic transitional plan to extend the scope of the internal 
model.  
4. When an internal model has been approved under Article 230 of 
Directive 2009/138/EC for the purposes of the calculation of the 
consolidated group Solvency Capital Requirement, any subsequent 
application for permission to use the same internal model for calculating 
the Solvency Capital Requirement of an insurance or reinsurance under ­
taking in the group shall follow the procedure laid down in Article 231 
of Directive 2009/138/EC.  
Article 346  
Use test for internal models used to calculate only the consolidated 
group Solvency Capital Requirement  
1. Where an internal model is used to calculate the consolidated 
group Solvency Capital Requirement in accordance with Article 230(2) 
of Directive 2009/138/EC, the requirements set out in Articles 223 to 
227 of this Regulation shall be complied with by all of the following 
undertakings or companies:  
(a) the participating undertaking which calculates the consolidated 
group Solvency Capital Requirement on the basis of the internal 
model;  
(b) each related insurance and reinsurance undertaking whose business 
is fully or partly in the scope of the internal model, only in relation 
to the output of the internal model at group level;  
(c) each related insurance holding company or mixed financial holding 
company whose business is fully or partly in the scope of the 
internal model, only in relation to the output of the internal 
model at group level.  
2. For the purposes of paragraph 1, an insurance or reinsurance 
undertaking or insurance holding company or mixed financial holding 
company shall only comply with the requirements set out in Article 225 
of this Regulation in relation to the parts of the internal model which 
cover the risks of that undertaking and the risks of its related under ­
takings.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 315
 
SECTION 2  
Use of a group internal model  
Article 347  
Application to use a group internal model  
1. For the purposes of this Section, ‘group internal model’ shall mean 
an internal model used to calculate the consolidated group Solvency 
Capital Requirement as well as the Solvency Capital Requirement of 
an insurance or reinsurance undertaking in the group, as referred to in 
Article 231(1) of Directive 2009/138/EC.  
2. An application to use a group internal model shall be provided in 
writing in an official language of the group supervisor's Member State, 
or in a language for which the group supervisor has given prior 
approval.  
3. For the purposes of this Section, the group supervisor and the 
supervisory authorities of all the Member States in which the head 
offices of each related insurance and reinsurance undertakings 
applying for the use of the group internal model to calculate their 
Solvency Capital Requirement are situated shall be referred to as ‘the 
supervisory authorities concerned’.  
4. The group supervisor shall inform the college of supervisors of the 
receipt of the application without delay and shall also forward the 
application to the other supervisory authorities concerned and other 
supervisory authorities involved in the assessment of the application.  
5. Supervisory authorities concerned may request that all or part of 
the application be provided in a language different from the language in 
which the application was provided to the group supervisor. The group 
supervisor shall, after consultation with the other supervisory authorities 
concerned, require the applicant to provide the application, or the 
relevant part of it, in that different language or in a language most 
commonly understood by the other supervisory authorities concerned.  
6. An application to use a group internal model shall include the 
following documents and information, where applicable:  
(a) the documents and information required in accordance with 
Article343(5) in relation to the use of an internal model for the 
calculation of the consolidated group Solvency Capital Requirement; 
in relation to Article 343(5)(a)(i), the documentation shall also 
include a list of all the insurance and reinsurance undertakings 
applying for the use of the group internal model to calculate their 
Solvency Capital Requirement.  
(b) the documents required in accordance with Title I, Chapter VI, 
Section 4, Sub-section 3 of Directive 2009/138/EC in relation to 
the use of an internal model for the calculation of the Solvency 
Capital Requirement of each insurance and reinsurance undertaking  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 316
 
in the group applying for the use of the group internal model to 
calculate their Solvency Capital Requirement; for this purpose, the 
insurance or reinsurance undertaking may restrict these documents 
to those whose content is not already covered in the documents 
submitted by the participating insurance or reinsurance undertaking 
in accordance with point (a).  
Article 348  
Assessment of the completeness of an application to use a group 
internal model  
1. The group supervisor shall determine whether the application is 
complete within 45 days from the day of the receipt of the application. 
An application shall be considered as complete if it includes all the 
documentation set out in Article 347.  
2. Where the group supervisor determines that the application is not 
complete, it shall immediately notify the applicant that the six month 
period referred to in Article 231 of Directive 2009/138/EC has not yet 
begun, specifying the documents in respect of which the application is 
not complete.  
3. Where the group supervisor determines that the application is 
complete, it shall notify the applicant without delay that the application 
is complete and the date from which the six month period referred to in 
Article 231 of Directive 2009/138/EC. That date shall be the date on 
which the complete application was received.  
Article 349  
Joint decision on the application and transitional plan to extend the 
scope of the model  
1. Prior to reaching a joint decision with other supervisory authorities 
concerned, as referred to in Article 231(2) of Directive 2009/138/EC, 
the group supervisor shall consult the other supervisory authorities 
involved in the assessment of the application, referred to in 
Article343(2) of this Regulation.  
2. The joint decision by the supervisory authorities concerned shall 
be provided in an official language of the Member State of the group 
supervisor. The group supervisor shall provide the applicant and each 
supervisory authority concerned with the decision translated in an 
official language of the Member State where the applicant has its 
head office. Each related insurance or reinsurance undertaking 
applying for the use of the group internal model to calculate their 
Solvency Capital Requirement shall be provided with the joint 
decision or, where relevant, with a translation of that decision, by the 
supervisory authority having authorised that undertaking.  
3. In the joint decision, the supervisory authorities concerned may 
require the applicant to submit a realistic transitional plan to extend the 
scope of the group internal model.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 317
 
Article 350  
Use test for group internal models  
1. Where a group internal model is used, in accordance with 
Article 231(1) of Directive 2009/138/EC, the requirements set out in 
Articles 223 to 227 of this Regulation shall be complied with by the 
following undertakings:  
(a) the participating undertaking which calculates the consolidated 
group Solvency Capital Requirement on the basis of the group 
internal model, in relation to the output of the internal model at 
group level and in case of a participating insurance or reinsurance 
undertaking additionally in relation to the output of the internal 
model at the level of that undertaking;  
(b) each related insurance and reinsurance undertaking which calculates 
its Solvency Capital Requirement on the basis of the group internal 
model, both in relation to the output of the internal model at group 
level and at the level of the undertaking;  
(c) each other related insurance and reinsurance undertaking whose 
business is fully or partly in the scope of the group internal 
model, only in relation to the output of the internal model at 
group level;  
(d) each related insurance holding company or mixed financial holding 
company whose business is fully or partly in the scope of the group 
internal model, only in relation to the output of the internal model at 
group level.  
2. For the purposes of paragraph 1, an insurance or reinsurance 
undertaking or insurance holding company or mixed financial holding 
company shall only comply with the requirements set out in Article 225 
of this Regulation in relation to the parts of the group internal model 
which cover the risks of that undertaking and the risks of its related 
undertakings.  
CHAPTER III  
SUPERVISION OF GROUP SOLVENCY FOR GROUPS WITH 
CENTRALISED RISK MANAGEMENT  
Article 351  
Assessment of conditions: criteria  
1. In assessing whether the risk management processes and internal 
control mechanisms of the parent undertaking cover the subsidiary in 
accordance with point (b) of Article 236 of Directive 2009/138/EC, the 
group supervisor and the other supervisory authorities concerned shall 
consider whether all of the following criteria are met:  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 318
 
(a) the risk management function referred to in Article 44(4) of 
Directive 2009/138/EC is carried out, in respect of the subsidiary, 
to a significant extent by the parent undertaking, in such a way that 
the parent undertaking carries out most of the tasks of the risk 
management function listed in Article 269 of this Regulation;  
(b) the compliance function referred to in Article 46 of Directive 
2009/138/EC is carried out, in respect of the subsidiary, to a 
significant extent by the parent undertaking, in such a way that 
the parent undertaking carries out most of the tasks of the 
compliance function listed in Article 270 of this Regulation;  
(c) the requirements on outsourcing set out in Article 49 of Directive 
2009/138/EC are complied with by the subsidiary in relation to the 
risk management and compliance activities carried out by the parent 
undertaking.  
2. In assessing whether the subsidiary is managed prudently in 
accordance with Article 236(b) of Directive 2009/138/EC, the group 
supervisor and the other supervisory authorities concerned shall 
consider whether all the following criteria are met:  
(a) the system of governance of the group, as referred to in Article 246 
of Directive 2009/138/EC, is sufficiently effective and does not 
result in a situation similar to a significant deviation as referred 
to in Article 37(1)(c) of that Directive;  
(b) the system of governance of the subsidiary, as referred to in 
Article 41 of Directive 2009/138/EC, is sufficiently effective and 
does not result in a situation similar to a significant deviation as 
referred to in Article 37(1)(c) of Directive 2009/138/EC;  
(c) the system of governance of the subsidiary, as referred to in 
Article 41 of Directive 2009/138/EC, is not impaired by the risk 
management and compliance functions of the parent undertaking 
covering the subsidiary.  
Article 352  
Assessment of conditions: procedures  
1. For the purposes of this Chapter, ‘the supervisory authorities 
concerned’ shall be the supervisory authorities of the Member States 
in which the head office of the subsidiaries for which permission to be 
subject to Articles 238 and 239 of Directive 2009/138/EC has been 
submitted are situated.  
2. Where the parent undertaking decides to submit applications in 
relation to several subsidiaries at the same time, those applications 
shall be considered jointly by the group supervisor and the other super ­
visory authorities concerned in accordance with Article 237 of Directive 
2009/138/EC.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 319
 
Article 353  
Assessment of an emergency situation: criteria  
In assessing whether a situation should be considered as an emergency 
situation, in accordance with Article 239(2) of Directive 2009/138/EC, 
the supervisory authority having authorised the subsidiary shall consider 
whether any of the following criteria is met:  
(1) the time required to cooperate, exchange information and consult 
within the college would jeopardise the effectiveness of the 
measures to be taken;  
(2) a delay in the application of the proposed measures is likely to 
cause the financial conditions of the subsidiary to further deteriorate 
in such a way that there is a risk that the subsidiary will not comply 
with its Minimum Capital Requirement in the following three 
months.  
CHAPTER IV  
COORDINATION OF GROUP SUPERVISION  
SECTION 1  
Colleges of supervisors  
Article 354  
Participation of supervisors of significant branches and related 
undertakings  
1. For the purposes of Article 248(3) of Directive 2009/138/EC, 
‘significant branch’ of an insurance or reinsurance undertaking shall 
mean a branch of an insurance or reinsurance undertaking for which 
at least one of the following conditions is met:  
(a) the annual gross written premium of the branch exceeds 5 % of the 
annual gross written premium of the group, measured with reference 
to the last available consolidated financial statements of the group;  
(b) the annual gross written premium of the branch exceeds 5 % of total 
annual gross written premiums for the life activity, the non-life 
activity, or both in the Member State in which the risk is 
situated, measured with reference to the last available financial 
statements.  
Upon its own initiative or following a reasoned request from the super ­
visory authority responsible for the supervision of a branch, where the 
branch meets at least one of the conditions in points (a) or (b) of this 
paragraph, the group supervisor shall invite that supervisory authority to 
participate in any relevant activity of the college of supervisors.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 320
 
2. Upon its own initiative or following a reasoned request from a 
supervisory authority responsible for the supervision of a related under ­
taking in the group, the group supervisor may, where considers it 
appropriate to enhance the efficient exchange of information and to 
facilitate the exercise of group supervision, and after consultation with 
the other supervisory authorities in the college of supervisors, invite that 
supervisory authority of a related undertaking to participate in any 
relevant activity of the college of supervisors.  
Article 355  
Coordination arrangements  
1. The coordination arrangements to be concluded in accordance with 
Article 248(4) of Directive 2009/138/EC shall be in writing.  
2. The coordination arrangements shall, with regard to both going 
concern and emergency situations, specify the following:  
(a) the minimum information to be transmitted to the group supervisor 
by the other supervisory authorities in the college of supervisors or 
disseminated by the group supervisor to the other supervisory auth ­
orities in the college of supervisors;  
(b) the language and frequency of the information to be transmitted to 
the group supervisor by the other supervisory authorities in the 
college of supervisors or disseminated by the group supervisor to 
the other supervisory authorities in the college of supervisors;  
(c) the language and frequency of the information to be exchanged with 
any other authorities concerned;  
(d) the obligation to adopt a work plan revised at least annually and 
agreed by the college of supervisors for coordinating the super ­
visory activities of the college in the following 12 months;  
(e) an emergency plan agreed by the college of supervisors.  
3. The emergency plan referred to in point (e) of paragraph 2 shall be 
adapted to the specific risks of the insurance or reinsurance group. It 
shall include provisions covering all of the following elements:  
(a) recognition of the existence of a crisis;  
(b) preparation of the crisis management;  
(c) crisis assessment;  
(d) crisis management;  
(e) external communication.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 321
 
4. The emergency plan shall provide that all of the following 
information shall be exchanged among supervisory authorities within 
the college of supervisors as soon as it is becomes available:  
(a) a description of the emergency situation, with an indication of any 
impact on policyholders and on the financial markets;  
(b) an identification of the undertakings in the group which are affected 
by the emergency situation referred to in point (a), with relevant 
information on their financial situation;  
(c) an overview of any measures taken by the group in relation to the 
emergency situation referred to in point (a);  
(d) an overview of any measures taken by any of the supervisory auth ­
orities concerned in relation to the emergency situation referred to 
in point (a) and a description of any existing national measures 
relevant to the management and resolution of the crisis.  
5. The coordination arrangements referred to in paragraph 2 shall be 
regularly tested and reviewed by the college of supervisors.  
Article 356  
Supervisory approval of group-specific parameters  
1. An application to use group-specific parameters, as referred to in 
Article 338, shall be provided in writing to the group supervisor, by the 
participating insurance or reinsurance undertaking, the insurance holding 
company or the mixed financial holding company (for the purposes of 
this Article, referred to as ‘the applicant’) in one of the official 
languages of the group supervisor's Member State or in a language 
for which the group supervisor has given prior approval.  
2. The group supervisor shall inform the other supervisory authorities 
within the college of supervisors without delay of the receipt of the 
application and shall also forward the application to the other super ­
visory authorities within the college of supervisors.  
3. Prior to making its final decision, the group supervisor shall 
consult the other supervisory authorities within the college of super ­
visors. After this consultation, the group supervisor shall make its 
own decision on the application. The group supervisor shall provide 
its decision to the applicant and to the other supervisory authorities 
within the college of supervisors. The decision shall be written in an 
official language of the Member State of the group supervisor, and in 
another language most commonly understood by the other supervisory 
authorities.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 322
 
SECTION 2  
Exchange of information  
Article 357  
Information to be exchanged on a systematic basis  
1. The information referred in paragraphs 2 and 3 shall be exchanged 
on a systematic basis between the supervisory authorities in the college, 
unless they decide as part of a coordination arrangement in accordance 
with Article 355 (2)(a), that part of it is not needed for the activities of 
the college of supervisors. The exchange shall take place either by 
transmitting the information or by facilitating the access to it.  
2. The other supervisory authorities within the college of supervisors 
shall exchange with the group supervisor on a systematic basis, for each 
related insurance or reinsurance undertaking falling within the scope of 
group supervision, the following information:  
(a) the solvency and financial condition report, unless the group 
supervisor has agreed under Article 256(2) of Directive 
2009/138/EC to the inclusion of subsidiaries within the group in 
a single solvency and financial condition report;  
(b) the regular supervisory report, as well as relevant annual and 
quarterly quantitative templates;  
(c) the conclusions drawn by the supervisory authority concerned 
following the supervisory review process carried out at the level 
of the individual undertaking.  
3. The group supervisor shall exchange with the other supervisory 
authorities within the college on a systematic basis the following 
information:  
(a) regarding the participating insurance or reinsurance undertaking, the 
insurance holding company, or the mixed financial holding 
company:  
(i) the group solvency and financial condition report;  
(ii) the group regular supervisory report, as well as relevant group 
annual and quarterly quantitative templates;  
(iii) the conclusions drawn by the group supervisor following the 
supervisory review process carried out at group level.  
(b) for each related insurance or reinsurance undertaking falling within 
the scope of group supervision, the information referred to in 
paragraph 2.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 323
 
SECTION 3  
National or regional subgroup supervision  
Article 358  
Where Member States allow supervisory authorities to exercise group 
supervision on a subgroup according to Articles 216 or 217 of Directive 
2009/138/EC, such a decision by the supervisory authorities shall only 
be taken in circumstances justified by objective differences in the oper ­
ations, the organisation or the risk-profile between the subgroup and the 
group.  
CHAPTER V  
PUBLIC DISCLOSURE  
SECTION 1  
Group solvency and financial condition report  
Article 359  
Structure and contents  
Articles 290 to 298 of this Regulation shall apply to the group solvency 
and financial condition report which participating insurance and 
reinsurance undertakings, insurance holding companies or mixed 
financial holding companies are required to disclose publicly. In 
addition, the group solvency and financial condition report shall 
include all of the following information:  
(a) regarding the group's business and performance:  
(i) a description of the legal structure and the governance and 
organisational structure of the group, with a description of all 
subsidiaries, material related undertakings within the meaning 
of Article 256a of Directive 2009/138/EC and significant 
branches within the meaning of Article 354(1) of this Regu ­
lation;  
(ii) qualitative and quantitative information on relevant operations 
and transactions within the group;  
(b) regarding the group's system of governance:  
(i) a description of how the risk management and internal control 
systems and reporting procedures are implemented consistently 
in all the undertakings within the scope of group supervision, 
as required by Article 246 of Directive 2009/138/EC;  
(ii) where applicable, a statement that the participating insurance or 
reinsurance undertaking, the insurance holding company or the 
mixed financial holding company has made use of the option 
provided for in the third subparagraph of Article 246(4) of 
Directive 2009/138/EC;  
(iii) information on any material intra-group outsourcing arrange ­
ments;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 324
 
(c) regarding the group's risk profile: qualitative and quantitative 
information on any significant risk concentration at the level of 
the group, as referred to in Article 376 of this Regulation;  
(d) regarding the group's valuation for solvency purposes: where the 
bases, methods and main assumptions used at group level for the 
valuation for solvency purposes of the group's assets, technical 
provisions and other liabilities differ materially from those used 
by any of its subsidiaries for the valuation for solvency purposes 
of its assets, technical provisions and other liabilities, a quantitative 
and qualitative explanation of any material differences;  
(e) regarding the group's capital management:  
(i) whether method 1 or method 2, as referred to in Articles 230 
and 233 of Directive 2009/138/EC, is used to calculate the 
group solvency and where a combination of method 1 and 2 
is used for which related undertakings method 2 is used;  
(ii) qualitative and quantitative information on any significant 
restriction to the fungibility and transferability of own funds 
eligible for covering the group Solvency Capital Requirement;  
(iii) where method 1 is used to calculate the group solvency, the 
amount of the consolidated group Solvency Capital 
Requirement, with separate indication of the amounts 
referred to in Article 336 of this Regulation;  
(iv) qualitative and quantitative information on the material sources 
of group diversification effects;  
(v) where applicable, the sum of amounts referred to in points (a) 
and (b) of the second subparagraph of Article 230(2) of 
Directive 2009/138/EC;  
(vi) where applicable, a description of the undertakings which are 
in the scope of any internal model used to calculate the group 
Solvency Capital Requirement;  
(vii) a description of the main differences, if any, between any 
internal model used at individual undertaking level and any 
internal model used to calculate the group Solvency Capital 
Requirement.  
Article 360  
Languages  
1. Participating insurance and reinsurance undertakings, insurance 
holding companies or mixed financial holding companies shall 
disclose their group solvency and financial condition report in the 
language or languages determined by the group supervisor.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 325
 
2. Where the college of supervisors comprises supervisory authorities 
from more than one Member State, the group supervisor may, after 
consultation with the other supervisory authorities concerned and the 
group itself, require participating insurance and reinsurance undertaking, 
insurance holding company or mixed financial holding company to also 
disclose the report referred to in paragraph 1 in another language most 
commonly understood by the other supervisory authorities concerned, as 
agreed in the college of supervisors.  
3. Where any of the insurance or reinsurance subsidiaries of the 
participating insurance or reinsurance undertaking, insurance holding 
company or mixed financial holding company has its head office in a 
Member State whose official language or languages are different from 
the language or languages in which the group solvency and financial 
condition report is disclosed by application of paragraphs 1 and 2, the 
participating insurance and reinsurance undertaking, insurance holding 
company or mixed financial holding company shall disclose a trans ­
lation of the summary of that report into the official language or 
languages of that Member State.  
Article 361  
Non-disclosure of information  
Article 299 shall apply to non-disclosure of information in the group 
solvency and financial condition report by participating insurance and 
reinsurance undertakings, insurance holding companies or mixed 
financial holding companies.  
Article 362  
Deadlines  
Article 300 shall apply to the disclosure by participating insurance and 
reinsurance undertakings, insurance holding companies or mixed 
financial holding companies of their group solvency and financial 
condition report. For the purposes of this Article the deadlines 
referred to in Article 300 shall be extended by 6 weeks.  
Article 363  
Updates  
1. Where participating insurance and reinsurance undertakings, 
insurance holding companies or mixed financial holding companies 
have to disclose publicly, appropriate information on the nature and 
effects of any major development that materially affect the relevance 
of their group solvency and financial condition report, they shall provide 
an updated version of that report. Articles 359, 360 and 361 of this 
Regulation shall apply to that updated version.  
2. Without prejudice to the requirements for immediate disclosure set 
out in Article 54(1) of Directive 2009/138/EC, any updated version of 
the group solvency and financial condition report shall be disclosed as 
soon as possible after the major development referred to in paragraph 1 
of this Article.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 326
 
Article 364  
Transitional arrangements on comparative information  
Article 303 shall apply to the disclosure of comparative information by 
participating insurance and reinsurance undertakings, insurance holding 
companies or mixed financial holding companies.  
SECTION 2  
Single solvency and financial condition report  
Article 365  
Structure and contents  
1. Where participating insurance and reinsurance undertakings, 
insurance holding companies or mixed financial holding companies 
provide a single solvency and financial condition report, the 
requirements set out in this Section shall apply.  
2. The single solvency and financial condition report shall present 
separately the information which must be disclosed at group level in 
accordance with Article 256(1) of Directive 2009/138/EC and the 
information which must be disclosed in accordance with Articles 51, 
53, 54 and 55 of that Directive for any subsidiary covered by that 
report.  
3. The information at group level and the information for any 
subsidiary covered by that report shall each follow the structure set 
out in Annex XX. Participating insurance and reinsurance undertakings, 
insurance holding companies or mixed financial holding companies may 
decide, when providing any part of the information to be disclosed for a 
subsidiary covered, to refer to information at group level, where that 
information is equivalent in both nature and scope.  
Article 366  
Languages  
1. Participating insurance and reinsurance undertakings, insurance 
holding companies or mixed financial holding companies shall 
disclose their single solvency and financial condition report in the 
language or languages determined by the group supervisor.  
2. Where the college of supervisors comprises supervisory authorities 
from more than one Member State, the group supervisor may, after 
consultating the other supervisory authorities concerned and the group 
itself, require the participating insurance and reinsurance undertaking, 
insurance holding company or mixed financial holding company to also 
disclose the report referred to in paragraph 1 in another language most 
commonly understood by the other supervisory authorities concerned, as 
agreed in the college of supervisors.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 327
 
3. Where any of the subsidiaries covered by the single solvency and 
financial condition report has its head office in a Member State whose 
official language or languages are different from the language or 
languages in which that report is disclosed in accordance with para ­
graphs 1 and 2, the supervisory authority concerned may, after 
consulting the group supervisor and the group itself, require the partici ­
pating insurance and reinsurance undertaking, insurance holding 
company or mixed financial holding company to include in that 
report a translation of the information related to that subsidiary into 
an official language of that Member State. The participating insurance 
and reinsurance undertaking, insurance holding company or mixed 
financial holding company shall disclose a translation into the official 
language or languages of that Member State of all of the following 
information:  
(a) the summary of the information from that report related to the 
group;  
(b) the information from that report related to that subsidiary, unless 
exemption has been granted by the supervisory authority concerned.  
Article 367  
Non-disclosure of information  
1. Article 361 shall apply as regards the information at the level of 
the group.  
2. Article 299 shall apply as regards the information for any of the 
subsidiaries within the group.  
Article 368  
Deadlines  
Article 300 of this Regulation shall apply to the deadlines for disclosure 
by participating insurance and reinsurance undertakings, insurance 
holding companies or mixed financial holding companies of their 
single solvency and financial condition report. For the purposes of 
this Article the deadlines referred to in Article 300 shall be extended 
by 6 weeks only during a period not exceeding four years from 
1 January 2016.  
Article 369  
Updates  
1. Where participating insurance and reinsurance undertakings, 
insurance holding companies or mixed financial holding companies 
have to disclose publicly information on the nature and effects of any 
major development that materially affect the relevance of their single 
solvency and financial condition report, they shall provide an updated 
version of that report. Articles 365, 366 and 367 of this Regulation shall 
apply to that updated version.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 328
 
2. Without prejudice to the requirements for immediate disclosure set 
out in Article 54(1) of Directive 2009/138/EC, any updated version of 
the single solvency and financial condition report shall be disclosed as 
soon as possible after the major development referred to in paragraph 1 
of this Article.  
Article 370  
Reference  
1. Where participating insurance and reinsurance undertakings, 
insurance holding companies or mixed financial holding companies 
provide a single solvency and financial condition report in respect of 
some of their subsidiaries only, all of the following obligations shall 
apply:  
(a) the other insurance and reinsurance undertakings which are 
subsidiaries of that participating insurance or reinsurance under ­
taking, insurance holding company or mixed financial holding 
company shall include in their solvency and financial condition 
report a reference to the single solvency and financial condition 
report disclosed;  
(b) the single solvency and financial condition reports disclosed in 
accordance with Article 256(2) of Directive 2009/138/EC shall 
equally include a reference to the solvency and financial condition 
report of those other insurance and reinsurance undertakings.  
2. Where participating insurance and reinsurance undertakings, 
insurance holding companies or mixed financial holding companies do 
not provide a single solvency and financial condition report, the 
insurance and reinsurance undertakings which are subsidiaries of that 
participating insurance or reinsurance undertaking, insurance holding 
company or mixed financial holding company shall include in their 
solvency and financial condition report a reference to the group 
solvency and financial condition reports disclosed in accordance with 
Article 256(1) of Directive 2009/138/EC.  
Article 371  
Transitional arrangements on comparative information  
Article 303 shall apply to the disclosure of comparative information by 
participating insurance and reinsurance undertakings, insurance holding 
companies or mixed financial holding companies.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 329
 
CHAPTER VI  
GROUP SUPERVISORY REPORTING  
SECTION 1  
Regular reporting  
Article 372  
Elements and contents  
1. Articles 304 to 311 of this Regulation shall apply to the 
information which participating insurance and reinsurance undertakings, 
insurance holding companies or mixed financial holding companies 
shall be required to submit to the group supervisor. Where all 
insurance and reinsurance undertakings in the group are exempted 
from quarterly reporting obligations in accordance with Article 35(6) 
of Directive 2009/138/EC, the group regular supervisory report shall 
include annual quantitative templates only. Annual reporting obligations 
shall not include reporting on an item-by-item basis where all under ­
takings in the group are exempted from it according to Article 35 (7) of 
that Directive.  
2. The group regular supervisory report shall include all of the 
following additional information:  
(a) regarding the group's business and performance:  
(i) a list of all subsidiaries, related undertakings and branches;  
(ii) a description of activities and sources of profits or losses for 
each material related undertaking within the meaning of 
Article 256a of Directive 2009/138/EC and for each significant 
branch within the meaning of Article 354(1) of this Regulation;  
(iii) a description of the contribution of each subsidiary to the 
achievement of the group strategy;  
(iv) qualitative and quantitative information on significant intra- 
group transactions by insurance and reinsurance undertakings 
with the group and the amount of the transactions over the 
reporting period and their outstanding balances at the end of 
the reporting period;  
(b) regarding the group's system of governance:  
(i) a description of how the group internal control mechanism 
comply with the requirements set out in Article 246(2) of 
Directive 2009/138/EC;  
(ii) where applicable, information on the subsidiaries included in 
the own risk and solvency assessment as referred to in the third 
subparagraph of Article 246(4) of Directive 2009/138/EC;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 330
 
(iii) qualitative and quantitative information on material specific 
risks at group level;  
(c) regarding the group's capital management:  
(i) qualitative and quantitative information on the Solvency 
Capital Requirement and own funds for each insurance and 
reinsurance undertaking within the group, in so far as it is 
included in the calculation of the group solvency;  
(ii) qualitative and quantitative information on the Solvency 
Capital Requirement and own funds for each intermediate 
insurance holding company, insurance holding company, 
intermediate mixed financial holding company, mixed 
financial holding company and ancillary services undertaking 
within the group, in so far as it is included in the calculation 
of the group solvency;  
(iii) qualitative and quantitative information on the solvency 
requirements and own funds for each related undertaking 
which is a credit institution, investment firm, financial insti ­
tution, UCITS management company, alternative investment 
fund manager or institutions for occupational retirement 
provisions in so far as it is included in the calculation of 
the group solvency;  
(iv) qualitative and quantitative information on the notional 
solvency requirement and own funds for each related under ­
taking which is a non-regulated undertaking carrying out 
financial activities, in so far as it is included in the calculation 
of the group solvency;  
(v) qualitative and quantitative information on the solvency 
requirement and own funds for each related third-country 
insurance or reinsurance undertaking, in so far as it is 
included in the calculation of the group solvency; when 
method 2 within the meaning of Article 233 of Directive 
2009/138/EC is used in the case of a related third country 
insurance or reinsurance undertaking that has its head office 
in a third country whose solvency regime is deemed to be 
equivalent pursuant to Article 227 of that Directive, the 
Solvency Capital Requirement and the own funds eligible to 
satisfy that requirement as laid down by the third country 
concerned shall be separately identified;  
(vi) qualitative and quantitative information on the solvency 
requirement and own funds for any other related undertaking, 
in so far as it is included in the calculation of the group 
solvency;  
(vii) a description of special purpose vehicles within the group 
which comply with the requirements set out in Article 211 
of Directive 2009/138/EC;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 331
 
(viii) a description of special purpose vehicles within the group, 
which are regulated by a third country supervisory authority 
and comply with requirements equivalent to those set out in 
Article 211(2) of Directive 2009/138/EC, for the purposes 
ofincluding a description of the verification carried out by 
the participating insurance and reinsurance undertaking, 
insurance holding company or mixed financial holding 
company whether the requirements to which these special 
purpose vehicles are subject to in the third country are 
equivalent to those set out in Article 211(2) of Directive 
2009/138/EC;  
(ix) a description of each special purpose entity within the group 
other than those referred to in points (vii) and (viii) together 
with qualitative and quantitative information on the solvency 
requirement and own funds of these entities, in so far as they 
are included in the calculation of the group solvency;  
(x) where relevant, for all related insurance and reinsurance 
undertakings which are included in the calculation of the 
group solvency, qualitative and quantitative information on 
how the undertaking complies with Article 222(2) to (5) of 
Directive 2009/138/EC;  
(xi) where relevant, qualitative and quantitative information on the 
own- fund items referred to in Article 222(3) of Directive 
2009/138/EC that cannot effectively be made available to 
cover the Solvency Capital Requirement of the participating 
insurance or reinsurance undertaking, insurance holding 
company or mixed financial holding company for which the 
group solvency is calculated, including a description of how 
the adjustment to group own funds has been made;  
(xii) where relevant, qualitative information on the reasons for the 
classification of own-fund items referred to in Articles 332 
and 333 of this Regulation.  
Article 373  
Deadlines  
Article 312 of this Regulation shall apply to the submission by partici ­
pating insurance and reinsurance undertakings, insurance holding 
companies or mixed financial holding companies of their group 
regular supervisory reporting. For the purposes of this Article the 
deadlines referred to in Article 312 shall be extended by 6 weeks, 
except for the ORSA supervisory report.  
Article 374  
Languages  
Where the college of supervisors comprises supervisory authorities from 
more than one Member State, the group supervisor may, after consul ­
tation with the other supervisory authorities concerned and the group  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 332
 
itself, require the participating insurance and reinsurance undertaking, 
insurance holding company or mixed financial holding company to 
report the group regular supervisory reporting in a language most 
commonly understood by the supervisory authorities concerned, as 
agreed in the college of supervisor.  
Article 375  
Additional transitional information on groups  
1. In addition to the group supervisory reporting obligations of this 
chapter, as regards the first year of application of Directive 
2009/138/EC as referred to in Article 311(3) of that Directive, 
Article 314(1) of this Regulation shall apply to participating insurance 
and reinsurance undertakings, insurance holding companies or mixed 
financial holding companies. For the purposes of this Article 
information referred to in Article 314(1) shall be submitted to the 
group supervisor.  
▼M1 
2. Participating insurance and reinsurance undertakings, insurance 
holding companies or mixed financial holding companies shall submit 
to the group supervisor the information referred to in paragraph 1 no 
later than 26 weeks after the reference date of the opening financial 
statement as referred to in Article 314(1)(a).  
▼B 
SECTION 2  
Reporting on risk concentrations and intragroup transactions  
Article 376  
Significant risk concentrations (definition, identification and 
thresholds)  
1. Participating insurance and reinsurance undertakings, insurance 
holding companies or mixed financial holding companies shall 
consider risk concentrations that could threaten the group solvency or 
liquidity position as significant risk concentrations.  
2. For the purposes of identifying significant risk concentrations, 
participating insurance and reinsurance undertakings, insurance 
holding companies or mixed financial holding companies shall 
consider, at least, direct and indirect exposures of undertakings in the 
group to all of the following:  
(a) individual counterparties;  
(b) groups of individual but interconnected counterparties, for example 
undertakings within the same corporate group;  
(c) specific geographical areas or industry sectors;  
(d) natural disasters or catastrophes.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 333
 
3. When determining appropriate thresholds in a particular group for 
significant risk concentrations to be reported, the group supervisor shall 
consider the following elements:  
(a) the solvency and liquidity position of the group;  
(b) the complexity of the structure of the group;  
(c) the importance of regulated entities from other financial sectors or 
non-regulated entities carrying out financial activities;  
(d) the diversification of the group's investments portfolio;  
(e) the diversification of the group's insurance activities, in terms of 
geographical areas and lines of business.  
Article 377  
Significant intragroup transactions (definition, identification)  
1. Participating insurance and reinsurance undertakings, insurance 
holding companies or mixed financial holding companies shall 
consider as significant intragroup transactions the intragroup trans ­
actions that materially influence the solvency or liquidity position of 
the group or of one of the undertakings involved in these transactions.  
2. For the purposes of identifying significant intragroup transactions, 
participating insurance and reinsurance undertakings, insurance holding 
companies or mixed financial holding companies shall consider at least 
all of the following:  
(a) investments;  
(b) intercompany balances, including loans, receivables and arrangements 
to centralise the management of assets or cash;  
(c) guarantees and commitments such as letters of credit;  
(d) derivative transactions;  
(e) dividends, coupons, and other interest payments;  
(f) reinsurance operations;  
(g) provision of services or agreements to share costs;  
(h) purchase, sale or lease of assets.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 334
 
TITLE III  
THIRD COUNTRY EEQUIVALENCE AND FINAL PROVISIONS  
CHAPTER I  
UNDERTAKINGS CARRYING OUT REINSURANCE ACTIVITIES 
WITH THEIR HEAD OFFICE IN A THIRD COUNTRY  
Article 378  
Criteria for assessing third country equivalence  
The criteria to be taken into account in order to assess whether the 
solvency regime of a third country that applies to reinsurance activities 
of undertakings with their head office in that third country is equivalent 
to that laid down in Title I of Directive 2009/138/EC shall be the 
following:  
(a) whether the supervisory authorities of that third country have the 
power, by law or regulation, to effectively supervise domestic 
insurance undertakings carrying out reinsurance activities or 
reinsurance undertakings and impose sanctions or take enforcement 
action where necessary;  
(b) whether the supervisory authorities of that third country have the 
necessary means, the relevant expertise, capacities including 
financial and human resources, and mandate to effectively protect 
policy holders and beneficiaries regardless of their nationality or 
place of residence;  
(c) whether the supervisory authorities of that third country, in the 
exercise of their general duties, duly consider the potential 
impact of their decisions on the stability of financial systems 
globally, particularly during emergency situations, on the basis of 
the information available at that time;  
(d) whether the supervisory authorities of that third country take into 
account the potential pro-cyclical effects of their actions where 
exceptional movements in the financial markets occur;  
(e) whether the taking-up of the business of reinsurance in that third 
country is subject to prior authorisation conditional on a clear, 
objective and publicly available set of written standards;  
(f) whether the solvency regime of that third country requires domestic 
insurance or reinsurance undertakings carrying out reinsurance 
activities to have an effective system of governance in place 
which provides for sound and prudent management of the 
business and prescribes all of the following:  
(i) the existence of an adequate, transparent organisational 
structure with a clear allocation and appropriate segregation 
of responsibilities,  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 335
 
(ii) requirements for ensuring that persons who effectively run the 
undertaking are fit and proper, which are equivalent to 
Article 42 of Directive 2009/138/EC,  
(iii) the existence of effective processes to ensure the timely trans ­
mission of information both within the undertaking and to the 
relevant supervisory authorities;  
(iv) requirements for ensuring that the outsourced functions or 
activities are effectively supervised;  
(g) whether the solvency regime of that third country requires domestic 
insurance or reinsurance undertakings carrying out reinsurance 
activities to have an effective risk-management system in place 
comprising all of the following:  
(i) strategies, processes and internal reporting procedures 
necessary to identify, measure, monitor, manage and report 
risks, to which the undertaking is or could be exposed, at an 
individual and an aggregated level and on a continuous basis, 
and their interdependencies;  
(ii) an effective internal control system;  
(h) whether the solvency regime of that third country requires domestic 
insurance or reinsurance undertakings carrying out reinsurance 
activities to establish and maintain effective risk-management, 
compliance, internal audit and actuarial functions;  
(i) whether the solvency regime of that third country requires domestic 
insurance or reinsurance undertakings carrying out reinsurance 
activities to:  
(i) provide third country supervisory authorities with any 
information necessary for the purposes of supervision;  
(ii) disclose publicly, on at least an annual basis, a report on their 
solvency and financial condition equivalent to that specified in 
Article 51 of Directive 2009/138/EC;  
(j) whether the solvency regime of that third country requires that 
proposed changes to the business policy or management of 
domestic insurance or reinsurance undertakings carrying out 
reinsurance activities, or to qualifying holdings in such under ­
takings, are consistent with maintaining a sound and prudent 
management of those undertakings;  
(k) whether the assessment of the financial position of domestic 
insurance or reinsurance undertakings carrying out reinsurance 
activities relies on sound economic principles and whether 
solvency requirements are based on an economic valuation of all 
assets and liabilities;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 336
 
(l) whether the solvency regime of that third country requires domestic 
insurance or reinsurance undertakings carrying out reinsurance 
activities to hold adequate financial resources including all of the 
following requirements:  
(i) a requirement that those undertakings establish technical 
provisions with respect to all of their reinsurance obligations 
towards policy holders and beneficiaries of reinsurance 
contracts,  
(ii) a requirement that assets held to cover technical provisions are 
invested in the best interests of all policy holders and bene ­
ficiaries taking into account any disclosed policy objective,  
(iii) a requirement that those undertakings only invest in assets and 
instruments whose risks the undertaking concerned can 
properly identify, measure, monitor, manage, control and 
report,  
(iv) a requirement that those undertakings meet capital 
requirements set at a level equivalent to that referred to in 
Article 101(3) of Directive 2009/138/EC which ensures that 
in the event of significant losses policy holders and bene ­
ficiaries are adequately protected and continue to receive 
payments as they become due,  
(v) a requirement that those undertakings maintain a minimum 
level of capital, non-compliance with which triggers 
immediate and ultimate supervisory intervention,  
(vi) a requirement that those undertakings meet the capital 
requirements referred to in points (iv) and (v) with own 
funds that are of a sufficient quality and which are able to 
absorb significant losses, and that own-fund items considered 
by the supervisory authorities to be of a high quality shall 
absorb losses both in a going concern and in case of a 
winding up;  
(m) whether the capital requirements of the solvency regime of that 
third country are risk-based with the objective of capturing quan ­
tifiable risks and that where a significant risk is not quantifiable 
and cannot be captured in the capital requirements, then that risk is 
addressed through another supervisory mechanism;  
(n) whether the solvency regime of that third country ensures timely 
intervention by supervisory authorities of the third country in the 
event that the capital requirement referred to in point (l)(iv) is not 
complied with;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 337
 
(o) whether the solvency regime of the third country provides that all 
persons who are working or who have worked for the supervisory 
authorities of that third country, as well as auditors and experts 
acting on behalf of those authorities, are bound by obligations of 
professional secrecy and whether such obligations of professional 
secrecy extend to information received from all supervisory auth ­
orities;  
(p) whether the solvency regime of the third country provides that, 
without prejudice to cases covered by criminal law, any 
confidential information received by all persons who are working 
or who have worked for the supervisory authorities of that third 
country is not divulged to any person or authority whatsoever, 
except in summary or aggregate form, such that individual 
insurance and reinsurance undertakings cannot be identified;  
(q) whether the solvency regime of the third country provides that, 
where an insurance or reinsurance undertaking has been declared 
bankrupt or is being compulsorily wound up, confidential 
information which does not concern third parties involved in 
attempts to rescue that undertaking may be divulged in civil or 
commercial proceedings;  
(r) whether third country supervisory authorities which receive 
confidential information from supervisory authorities only use 
that information in the course of their duties and for any of the 
following purposes:  
(i) to check that the conditions governing the taking-up of 
business of reinsurance, system of governance and public 
disclosure and solvency assessment have been met,  
(ii) to impose sanctions,  
(iii) in administrative appeals against decisions of the supervisory 
authorities,  
(iv) in court proceedings relating to the solvency regime in that 
third country;  
(s) whether third country supervisory authorities are permitted to 
exchange information received from supervisory authorities, in 
the discharge of their supervisory functions or the detection and 
investigation of breaches of company law, with other authorities, 
bodies or persons where that authority, body or person is subject to 
the obligation of professional secrecy in the relevant third country 
and whether that information is only disclosed once the express 
agreement of the supervisory authority from which it originates has 
been obtained and, where appropriate, has been obtained solely for 
the purposes for which the authority gave its agreement.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 338
 
CHAPTER II  
RELATED THIRD COUNTRY INSURANCE AND REINSURANCE 
UNDERTAKINGS  
Article 379  
Criteria for assessing third country equivalence  
The criteria to be taken into account in order to assess whether the 
solvency regime of a third country that applies to insurance and 
reinsurance undertakings with their head office in that third country is 
equivalent to that laid down in Title I, Chapter VI of Directive 
2009/138/EC shall be the following:  
(a) whether the assessment of the financial position of domestic 
insurance and reinsurance undertakings relies on sound economic 
principles and whether solvency requirements are based on an 
economic valuation of all assets and liabilities;  
(b) whether the solvency regime of that third country requires domestic 
insurance or reinsurance undertakings to hold adequate financial 
resources including all of the following:  
(i) a requirement that those undertakings establish technical 
provisions with respect to all of their insurance and reinsurance 
obligations towards policy holders and beneficiaries of 
insurance and reinsurance contracts,  
(ii) a requirement that assets held to cover technical provisions are 
invested in the best interests of all policy holders and bene ­
ficiaries taking into account any disclosed policy objective,  
(iii) a requirement that those undertakings only invest in assets and 
instruments whose risks the undertaking concerned can 
properly identify, measure, monitor, manage, control and 
report,  
(iv) a requirement that those undertakings meet capital requirements 
set at a level equivalent to that achieved by Article 101(3) of 
Directive 2009/138/EC which ensures that in the event of 
significant losses policy holders and beneficiaries are 
adequately protected and continue to receive payments as 
they become due,  
(v) a requirement that those undertakings maintain a minimum 
level of capital, non-compliance with which triggers 
immediate and ultimate supervisory intervention,  
(vi) a requirement that those undertakings meet the capital 
requirements referred to in points (iv) and (v) with own 
funds that are of a sufficient quality and which are able to 
absorb significant losses, and that own-fund items considered 
by the supervisory authorities to be of a high quality shall 
absorb losses both in a going concern and in case of a 
winding up;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 339
 
(c) whether the capital requirements of the solvency regime of that third 
country are risk-based with the objective of capturing quantifiable 
risks and, where a significant risk is not quantifiable and cannot be 
captured in the capital requirements, whether that risk is addressed 
through another supervisory mechanism;  
(d) whether the solvency regime of that third country ensures timely 
intervention by supervisory authorities of the third country in the 
event that the capital requirement referred to in point (b)(iv) is not 
complied with;  
(e) whether the solvency regime of the third country provides that all 
persons who are working or who have worked for the supervisory 
authorities of that third country, as well as auditors and experts 
acting on behalf of those authorities, are bound by obligations of 
professional secrecy and whether such obligations of professional 
secrecy extend to information received from all supervisory auth ­
orities;  
(f) whether the solvency regime of the third country provides that, 
without prejudice to cases covered by criminal law, any confidential 
information received by all persons who are working or who have 
worked for the supervisory authorities of that third country is not 
divulged to any person or authority whatsoever, except in summary 
or aggregate form, such that individual insurance and reinsurance 
undertakings cannot be identified;  
(g) whether the solvency regime of the third country provides that, 
where an insurance or reinsurance undertaking has been declared 
bankrupt or is being compulsorily wound up, confidential 
information which does not concern third parties involved in 
attempts to rescue that undertaking may be divulged in civil or 
commercial proceedings;  
(h) whether third country supervisory authorities which receive 
confidential information from supervisory authorities only use that 
information in the course of their duties and for any of the 
following purposes:  
(i) to check that the conditions governing the taking-up of 
business, system of governance and public disclosure and 
solvency assessment have been met,  
(ii) to impose sanctions,  
(iii) in administrative appeals against decisions of the supervisory 
authorities,  
(iv) in court proceedings relating to the solvency regime in that 
third country;  
(i) whether third country supervisory authorities are permitted to 
exchange information received from supervisory authorities, in the 
discharge of their supervisory functions or the detection and inves ­
tigation of breaches of company law, with other authorities, bodies  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 340
 
or persons where that authority, body or person is subject to the 
obligation of professional secrecy in the relevant third country and 
whether that information is only disclosed once the express 
agreement of the supervisory authority from which it originates 
has been obtained and, where appropriate, has been obtained 
solely for the purposes for which the authority gave its agreement.  
CHAPTER III  
INSURANCE AND REINSURANCE UNDERTAKINGS WITH THE 
PARENT UNDERTAKINGS OUTSIDE THE UNION  
Article 380  
Criteria for assessing third country equivalence  
The criteria which shall be taken into account in order to assess whether 
the prudential regime in a third country for the supervision of groups is 
equivalent to that laid down in Title III of Directive 2009/138/EC shall 
be the following:  
(a) whether the supervisory authorities of the third country have the 
necessary means, the relevant expertise, capacities including 
financial and human resources, and mandate to effectively protect 
policy holders and beneficiaries, regardless of their nationality or 
place of residence;  
(b) whether the supervisory authorities of the third country are 
empowered by law or regulation to:  
(i) determine which undertakings fall under the scope of super ­
vision at group level,  
(ii) supervise insurance and reinsurance undertakings which are 
part of a group,  
(iii) impose sanctions or take enforcement action where necessary;  
(c) whether the supervisory authorities of the third country are able to 
effectively assess the risk profile and solvency and financial 
position of insurance and reinsurance undertakings which are part 
of a group as well as that group's business strategy;  
(d) whether the scope of supervision at group level at least includes all 
undertakings over which a participating undertaking, as defined in 
Article 212(1)(a) of Directive 2009/138/EC, exercises dominant or 
significant influence unless where this would be inappropriate to 
the objectives of group supervision;  
(e) whether the supervisory authorities of the third country, in the 
exercise of their general duties, duly consider the potential 
impact of their decisions on the stability of financial systems 
globally, particularly during emergency situations, on the basis of 
the information available at the time;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 341
 
(f) whether the supervisory authorities of that third country take into 
account the potential pro-cyclical effects of their actions where 
exceptional movements in the financial markets occur;  
(g) whether the prudential regime of that third country requires an 
effective system of governance at the group level which provides 
for sound and prudent management of the business and prescribes 
all of the following:  
(i) the existence of an adequate transparent organisational 
structure with a clear allocation and appropriate segregation 
of responsibilities;  
(ii) requirements for ensuring that persons who effectively run the 
undertaking are fit and proper, which are equivalent to 
Article 42 of Directive 2009/138/EC;  
(iii) the existence of effective processes to ensure the timely trans ­
mission of information both within the group and to the 
relevant supervisory authorities;  
(iv) requirements for ensuring that the outsourced functions or 
activities are effectively supervised;  
(h) whether the prudential regime of that third country requires an 
effective risk-management system in place at the group level 
comprising at least all of the following:  
(i) strategies, processes and internal reporting procedures 
necessary to identify, measure, monitor, manage and report 
risks on a continuous basis, to which the group is or could 
be exposed and their interdependencies;  
(ii) an effective internal control system;  
(i) whether the prudential regime of that third country requires the 
group to have sound reporting and accounting procedures to 
monitor and manage the intra-group transactions and the risk 
concentrations;  
(j) whether the prudential regime of that third country requires that 
effective risk-management, compliance, internal audit and actuarial 
functions are established and maintained by the group;  
(k) whether the prudential regime of that third country requires the 
group to do all of the following:  
(i) to provide third country supervisory authorities with any 
information necessary for the purposes of supervision;  
(ii) to report significant risk concentration at the level of the group 
and significant intra-group transactions, on at least an annual 
basis;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 342
 
(iii) to disclose publicly, on at least an annual basis, a report on the 
solvency and financial condition of the group which is 
equivalent to that specified in Article 51 of Directive 
2009/138/EC;  
(l) whether the prudential regime of that third country requires that 
proposed changes to the business policy or management of the 
group, or to qualifying holdings in the group, are consistent with 
the sound and prudent management of the group;  
(m) whether the assessment of the financial position of the group relies 
on sound economic principles and whether the assessment of 
solvency is based on an economic valuation of all assets and 
liabilities;  
(n) whether the prudential regime of that third country requires the 
group to hold adequate financial resources including all of the 
following:  
(i) a requirement that the group establishes technical provisions 
with respect to all of its insurance and reinsurance obligations 
towards policy holders and beneficiaries of insurance and 
reinsurance undertakings which are part of the group;  
(ii) a requirement that assets held to cover technical provisions are 
invested in the best interests of all policy holders and bene ­
ficiaries taking into account any disclosed policy objective;  
(iii) a requirement that the group only invests in assets and 
instruments whose risks it can properly identify, measure, 
monitor, manage, control and report;  
(iv) a requirement by the supervisory authorities of the third 
country that the group meet capital requirements set at a 
level equivalent to that achieved by Article 101(3) of 
Directive 2009/138/EC which ensures that in the event of 
significant losses policy holders and beneficiaries are 
adequately protected and continue to receive payments as 
they become due;  
(v) a requirement that insurance or reinsurance undertakings 
which are part of the group maintain a minimum level of 
capital, non-compliance with which triggers immediate and 
ultimate supervisory intervention;  
(vi) a requirement that the group capital requirement is met with 
own funds that are of a sufficient quality and which are able to 
absorb significant losses, and that own-fund items considered 
by the supervisory authorities to be of a high quality shall 
absorb losses both in a going concern and in case of a 
winding up;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 343
 
(o) whether the capital requirements of the prudential regime of that 
third country are risk-based with the objective of capturing quan ­
tifiable risks and, where a significant risk is not quantifiable and 
cannot be captured in the capital requirements, whether that risk is 
addressed through another supervisory mechanism;  
(p) whether the prudential regime of that third country ensures timely 
intervention by supervisory authorities of the third country in the 
event that the capital requirement referred to in point (n)(iv) is not 
complied with;  
(q) whether the supervisory authorities of the third country restrict the 
use of own-fund items of a related insurance or reinsurance under ­
taking where they consider that they cannot effectively be made 
available to cover the capital requirement of the participating 
undertaking for which the group solvency is calculated;  
(r) whether the calculation of group solvency in the third country's 
prudential regime produces a result that is at least equivalent to 
the result achieved by either one of the calculation methods set out 
in Articles 230 and 233 of Directive 2009/138/EC, or a 
combination of them, and that calculation ensures that there is no 
double use of own funds to meet the group capital requirement and 
that the intra-group creation of capital through reciprocal financing 
is eliminated;  
(s) whether the prudential regime of the third country provides that all 
persons who are working or who have worked for the supervisory 
authorities of that third country, as well as auditors and experts 
acting on behalf of those authorities, are bound by obligations of 
professional secrecy and whether such obligations of professional 
secrecy extend to information received from all supervisory auth ­
orities;  
(t) whether the prudential regime of the third country provides that, 
without prejudice to cases covered by criminal law, any 
confidential information received by all persons who are working 
or who have worked for the supervisory authorities of that third 
country is not divulged to any person or authority whatsoever, 
except in summary or aggregate form, such that individual 
insurance and reinsurance undertakings cannot be identified;  
(u) whether the prudential regime of the third country provides that, 
where an insurance or reinsurance undertaking has been declared 
bankrupt or is being compulsorily wound up, confidential 
information which does not concern third parties involved in 
attempts to rescue that undertaking may be divulged in civil or 
commercial proceedings;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 344
 
(v) whether third country supervisory authorities which receive 
confidential information from other supervisory authorities only 
use that information in the course of their duties and for any of 
the following purposes:  
(i) to check that the conditions governing the taking-up of 
business, system of governance and public disclosure and 
solvency assessment have been met;  
(ii) to impose sanctions;  
(iii) in administrative appeals against decisions of the supervisory 
authorities;  
(iv) in court proceedings relating to the solvency regime in that 
third country;  
(w) whether third country supervisory authorities are permitted to 
exchange information received from supervisory authorities, in 
the discharge of their supervisory functions or the detection and 
investigation of breaches of company law, with other authorities, 
bodies or persons where that authority, body or person is subject to 
the obligation of professional secrecy in the relevant third country 
and whether that information is only disclosed once the express 
agreement of the supervisory authority from which it originates has 
been obtained and, where appropriate, has been obtained solely for 
the purposes for which the authority gave its agreement.  
CHAPTER IV  
FINAL PROVISIONS  
Article 381  
This Regulation shall enter into force on the day following that of its 
publication in the  Official Journal of the European Union . 
This Regulation shall be binding in its entirety and directly applicable in 
all Member States.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 345
 
ANNEX I  
LINES OF BUSINESS  
A. Non-life insurance obligations  
(1) Medical expense insurance  
Medical expense insurance obligations where the underlying business 
is not pursued on a similar technical basis to that of life insurance, 
other than obligations included in the line of business 3.  
(2) Income protection insurance  
Income protection insurance obligations where the underlying business 
is not pursued on a similar technical basis to that of life insurance, 
other than obligations included in the line of business 3.  
(3) Workers' compensation insurance  
Health insurance obligations which relate to accidents at work, 
industrial injury and occupational diseases and where the underlying 
business is not pursued on a similar technical basis to that of life 
insurance.  
(4) Motor vehicle liability insurance  
Insurance obligations which cover all liabilities arising out of the use 
of motor vehicles operating on land (including carrier's liability).  
(5) Other motor insurance  
Insurance obligations which cover all damage to or loss of land 
vehicles (including railway rolling stock).  
(6) Marine, aviation and transport insurance  
Insurance obligations which cover all damage or loss to sea, lake, river 
and canal vessels, aircraft, and damage to or loss of goods in transit or 
baggage irrespective of the form of transport. Insurance obligations 
which cover liabilities arising out of the use of aircraft, ships, 
vessels or boats on the sea, lakes, rivers or canals (including carrier's 
liability).  
(7) Fire and other damage to property insurance  
Insurance obligations which cover all damage to or loss of property 
other than those included in the lines of business 5 and 6 due to fire, 
explosion, natural forces including storm, hail or frost, nuclear energy, 
land subsidence and any event such as theft.  
(8) General liability insurance  
Insurance obligations which cover all liabilities other than those in the 
lines of business 4 and 6.  
(9) Credit and suretyship insurance  
Insurance obligations which cover insolvency, export credit, instalment 
credit, mortgages, agricultural credit and direct and indirect suretyship.  
(10) Legal expenses insurance  
Insurance obligations which cover legal expenses and cost of litigation.  
(11) Assistance  
Insurance obligations which cover assistance for persons who get into 
difficulties while travelling, while away from home or while away 
from their habitual residence.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 346
 
(12) Miscellaneous financial loss  
Insurance obligations which cover employment risk, insufficiency of 
income, bad weather, loss of benefit, continuing general expenses, 
unforeseen trading expenses, loss of market value, loss of rent or 
revenue, indirect trading losses other than those mentioned above, 
other financial loss (non-trading) as well as any other risk of non- 
life insurance not covered by the lines of business 1 to 11.  
B. Proportional non-life reinsurance obligations  
The lines of business 13 to 24 shall include proportional reinsurance 
obligations which relate to the obligations included in lines of business 1 
to 12 respectively.  
C. Non-proportional non-life reinsurance obligations  
(25) Non-proportional health reinsurance  
Non-proportional reinsurance obligations relating to insurance 
obligations included in lines of business 1 to 3.  
(26) Non-proportional casualty reinsurance  
Non-proportional reinsurance obligations relating to insurance 
obligations included in lines of business 4 and 8.  
(27) Non-proportional marine, aviation and transport reinsurance  
Non-proportional reinsurance obligations relating to insurance 
obligations included in line of business 6.  
(28) Non-proportional property reinsurance  
Non-proportional reinsurance obligations relating to insurance 
obligations included in lines of business 5, 7 and 9 to 12.  
D. Life insurance obligations  
(29) Health insurance  
Health insurance obligations where the underlying business is pursued 
on a similar technical basis to that of life insurance, other than those 
included in line of business 33.  
(30) Insurance with profit participation  
Insurance obligations with profit participation other than obligations 
included in line of business 33 and 34.  
(31) Index-linked and unit-linked insurance  
Insurance obligations with index-linked and unit-linked benefits other 
than those included in lines of business 33 and 34.  
(32) Other life insurance  
Other life insurance obligations other than obligations included in lines 
of business 29 to 31, 33 and 34.  
(33) Annuities stemming from non-life insurance contracts and relating to 
health insurance obligations  
(34) Annuities stemming from non-life insurance contracts and relating to 
insurance obligations other than health insurance obligations  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 347
 
E. Life reinsurance obligations  
(35) Health reinsurance  
Reinsurance obligations which relate to the obligations included in 
lines of business 29 and 33.  
(36) Life reinsurance  
Reinsurance obligations which relate to the obligations included in 
lines of business 30 to 32 and 34.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 348
 
ANNEX II  
SEGMENTATION OF NON-LIFE INSURANCE AND REINSURANCE OBLIGATIONS 
AND STANDARD DEVIATIONS FOR THE NON-LIFE PREMIUM AND RESERVE 
RISK SUB-MODULE  
Segment  Lines of business, 
as set out in 
Annex I, that the 
segment consists 
of Standard deviation 
for gross premium 
risk of the segment  Standard deviation 
for reserve risk of 
the segment  
1 Motor vehicle liability insurance 
and proportional reinsurance  4 and 16  10 %  9 %  
2 Other motor insurance and 
proportional reinsurance  5 and 17  8 %  8 %  
3 Marine, aviation and transport 
insurance and proportional 
reinsurance  6 and 18  15 %  11 %  
4 Fire and other damage to property 
insurance and proportional 
reinsurance  7 and 19  8 %  10 %  
5 General liability insurance and 
proportional reinsurance  8 and 20  14 %  11 %  
6 Credit and suretyship insurance 
and proportional reinsurance  9 and 21  12 %  19 %  
7 Legal expenses insurance and 
proportional reinsurance  10 and 22  7 %  12 %  
8 Assistance and its proportional 
reinsurance  11 and 23  9 %  20 %  
9 Miscellaneous financial loss 
insurance and proportional 
reinsurance  12 and 24  13 %  20 %  
10 Non-proportional casualty 
reinsurance  26 17 %  20 %  
11 Non-proportional marine, aviation 
and transport reinsurance  27 17 %  20 %  
12 Non-proportional property 
reinsurance  28 17 %  20 %  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 349
 
ANNEX III  
FACTOR FOR GEOGRAPHICAL DIVERSIFICATION OF PREMIUM 
AND RESERVE RISK  
1. For all segments set out in Annexes II and XIV, the factor for geographical 
diversification of a particular segment  s referred to in Articles 116 and 147 
shall be equal to the following:  
DIV  s ¼ X  
r ðV ðprem ;r;sÞ þ V ðres;r;sÞ Þ 2 
ð X  
r ðV ðprem ;r;sÞ þ V ðres;r;sÞ ÞÞ 2 
where:  
(a) each of the sums cover all the geographical regions set out in 
paragraph 8;  
(b) V(prem,r,s)  denotes the volume measure for premium risk of the segment  
s and the region  r; 
(c) V(res,r,s)  denotes volume measure for reserve risk of the segment  s and 
the region  r. 
2. For all segments set out in Annexes II and XIV and all geographical regions 
set out in paragraph 8, the volume measure for premium risk of a particular 
segment  s and a particular region  r shall be calculated in the same way as the 
volume measure for non-life or NSLT health premium risk of the segment  s 
as referred to in Articles 116 and 147, but taking into account only insurance 
and reinsurance obligations where the underlying risk is situated in the 
region  r. 
3. For all segments set out in Annexes II and XIV and all geographical regions 
set out in paragraph 8, the volume measure for reserve risk of a particular 
segment  s and a particular region  r shall be calculated in the same way as the 
volume measure for non-life or NSLT health reserve risk of the segment  s as 
referred to in Articles 116 and 147, but taking into account only insurance 
and reinsurance obligations where the underlying risk is situated in the 
region  r. 
4. For the purpose of the calculations set out in paragraphs 2 and 3, the criteria 
set out in Article 13(13) of Directive 2009/138/EC in the case of non-life 
insurance and the criteria set out in Article 13(14) of Directive 2009/138/EC 
in the case of life insurance shall be applied as if references in those criteria to 
Member States extended to regions also.  
5. Notwithstanding paragraph 1, the factor for geographical diversification shall 
be equal to 1 for segments 6, 10, 11 and 12 set out in Annex II and for 
segment 4 set out in Annex XIV.  
6. Notwithstanding paragraph 1, the factor for geographical diversification for a 
segment set out in Annex II shall be equal to 1 if insurance and reinsurance 
undertakings use an undertaking-specific parameter for the standard deviation 
for non-life premium risk or non-life reserve risk of the segment to calculate 
the non-life premium and reserve risk sub-module.  
7. Notwithstanding paragraph 1, the factor for geographical diversification for a 
segment set out in Annex XIV shall be equal to 1 if insurance and reinsurance 
undertakings use an undertaking-specific parameter for the standard deviation 
for NSLT health premium risk or NSLT health reserve risk of the segment to 
calculate the NSLT health premium and reserve risk sub-module.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 350
 
8. Regions for the calculation of the factor for geographical diversification  
Region  Territories that the region consists of  
1 Northern Europe  Denmark (except Greenland), Estonia, Finland, Guernsey, 
Iceland, Ireland, Isle of Man, Jersey, Latvia, Lithuania, 
Norway, Sweden, United Kingdom (except Anguilla, 
Bermuda, British Virgin Islands, Cayman Islands, 
Falkland Islands, Gibraltar, Montserrat, Pitcairn Islands, 
Saint Helena, Turks and Caicos Islands)  
2 Western Europe  Austria, Belgium, France (except French Guiana, French 
Polynesia, Guadeloupe, Martinique, Mayotte, New Cale ­
donia, Réunion, Saint Barthélemy, Saint Martin, Saint 
Pierre and Miquelon, Wallis and Futuna), Germany, Liech ­
tenstein, Luxembourg, Monaco, Netherlands (except Aruba, 
Bonaire, Curaçao, Saba, Sint Eustatius, Sint Maarten), Swit ­
zerland  
3 Eastern Europe  Belarus, Bulgaria, Czech Republic, Hungary, Moldova, 
Poland, Romania, Russia, Slovakia, Ukraine  
4 Southern Europe  Albania, Andorra, Bosnia and Herzegovina, Croatia, 
Cyprus, the former Yugoslav Republic of Macedonia, 
Gibraltar, Greece, Italy, Malta, Montenegro, Portugal, San 
Marino, Serbia, Slovenia, Spain, Vatican City State  
5 Central and Western Asia  Armenia, Azerbaijan, Bahrain, Georgia, Iraq, Israel, Jordan, 
Kazakhstan, Kuwait, Kyrgyzstan, Lebanon, Oman, Qatar, 
Saudi Arabia, Syria, Tajikistan, Turkey, Turkmenistan, 
United Arab Emirates, Uzbekistan, Yemen  
6 Eastern Asia  China, Japan, Mongolia, North Korea, South Korea, Taiwan  
7 South and South-Eastern 
Asia Afghanistan, Bangladesh, Bhutan, Brunei, Burma/Myanmar, 
Cambodia, India, Indonesia, Iran, Laos, Malaysia, 
Maldives, Nepal, Pakistan, Philippines, Singapore, Sri 
Lanka, Thailand, East Timor, Vietnam  
8 Oceania  American Samoa, Australia, Cook Islands, Fiji, French 
Polynesia, Guam, Kiribati, Marshall Islands, Micronesia, 
Nauru, New Caledonia, New Zealand, Niue, Northern 
Mariana Islands, Palau, Papua New Guinea, Pitcairn 
Islands, Samoa, Solomon Islands, Tonga, Tuvalu, 
Vanuatu, Wallis and Futuna  
9 Northern Africa  Algeria, Benin, Burkina Faso, Cameroon, Cape Verde, 
Central African Republic, Chad, Côte d'Ivoire, Egypt, 
Gambia, Ghana, Guinea, Guinea-Bissau, Liberia, Libya, 
Mali, Mauritania, Morocco, Niger, Nigeria, Saint Helena, 
Senegal, Sierra Leone, South Sudan, Sudan, Togo, Tunisia  
10 Southern Africa  Angola, Botswana, Burundi, Comoros, Democratic 
Republic of the Congo, Djibouti, Equatorial Guinea, 
Eritrea, Ethiopia, Gabon, Kenya, Lesotho, Madagascar, 
Malawi, Mauritius, Mayotte, Mozambique, Namibia, 
Congo, Réunion, Rwanda, São Tomé and Príncipe, 
Seychelles, Somalia, South Africa, Swaziland, Uganda, 
Tanzania, Zambia, Zimbabwe  
11 Northern America 
excluding the United 
States of America  Bermuda, Canada, Greenland, Saint Pierre and Miquelon  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 351
 
Region  Territories that the region consists of  
12 Caribbean and Central 
America  Anguilla, Antigua & Barbuda, Aruba, Bahamas, Barbados, 
Belize, Bonaire, British Virgin Islands, Cayman Islands, 
Costa Rica, Cuba, Curaçao, Dominica, Dominican 
Republic, El Salvador, Grenada, Guadeloupe, Guatemala, 
Haiti, Honduras, Jamaica, Martinique, Mexico, Montserrat, 
Nicaragua, Panama, Puerto Rico, Saint Barthélemy, Saba, 
Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint 
Vincent and the Grenadines, Sint Eustatius, Sint Maarten, 
Trinidad and Tobago, Turks and Caicos Islands, US Virgin 
Islands  
13 Eastern South America  Brazil, Falkland Islands, French Guiana, Guyana, Paraguay, 
Suriname, Uruguay  
14 Northern, southern and 
western South America  Argentina, Bolivia, Chile, Colombia, Ecuador, Peru, Vene ­
zuela  
15 North-east United States of 
America  Connecticut, Delaware, District of Columbia, Maine, 
Maryland, Massachusetts, New Hampshire, New Jersey, 
New York, Pennsylvania, Rhode Island, Vermont  
16 South-east United States of 
America  Alabama, Arkansas, Florida, Georgia, Kentucky, Louisiana, 
Mississippi, North Carolina, Puerto Rico, South Carolina, 
Tennessee, Virginia, West Virginia  
17 Mid-west United States of 
America  Illinois, Indiana, Iowa, Kansas, Michigan, Minnesota, 
Missouri, Nebraska, North Dakota, Ohio, Oklahoma, 
South Dakota, Wisconsin  
18 Western United States of 
America  Alaska, Arizona, California, Colorado, Hawaii, Idaho, 
Montana, Nevada, New Mexico, Oregon, Texas, Utah, 
Washington, Wyoming  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 352
 
ANNEX IV  
CORRELATION MATRIX FOR NON-LIFE PREMIUM AND RESERVE 
RISK  
The correlation parameter CorrS(s,t) referred to in Article 117(1) shall be equal 
to the item set out in row s and in column t of the following correlation matrix. 
The headings of the rows and columns denote the numbers of the segments set 
out Annex II:  
t 
s 1 2  3  4  5  6  7  8  9  10  11  12  
1 1  0,5  0,5  0,25  0,5  0,25  0,5  0,25  0,5  0,25  0,25  0,25  
2 0,5  1  0,25  0,25  0,25  0,25  0,5  0,5  0,5  0,25  0,25  0,25  
3 0,5  0,25  1  0,25  0,25  0,25  0,25  0,5  0,5  0,25  0,5  0,25  
4 0,25  0,25  0,25  1  0,25  0,25  0,25  0,5  0,5  0,25  0,5  0,5  
5 0,5  0,25  0,25  0,25  1  0,5  0,5  0,25  0,5  0,5  0,25  0,25  
6 0,25  0,25  0,25  0,25  0,5  1  0,5  0,25  0,5  0,5  0,25  0,25  
7 0,5  0,5  0,25  0,25  0,5  0,5  1  0,25  0,5  0,5  0,25  0,25  
8 0,25  0,5  0,5  0,5  0,25  0,25  0,25  1  0,5  0,25  0,25  0,5  
9 0,5  0,5  0,5  0,5  0,5  0,5  0,5  0,5  1  0,25  0,5  0,25  
10 0,25  0,25  0,25  0,25  0,5  0,5  0,5  0,25  0,25  1  0,25  0,25  
11 0,25  0,25  0,5  0,5  0,25  0,25  0,25  0,25  0,5  0,25  1  0,25  
12 0,25  0,25  0,25  0,5  0,25  0,25  0,25  0,5  0,25  0,25  0,25  1 ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 353
 
ANNEX V  
PARAMETERS FOR THE WINDSTORM RISK SUB-MODULE  
Regions and windstorm risk factors  
Abbreviation of region  r Region  r Windstorm risk factor  
Q (windstorm,r)  
AT Republic of Austria  0,08 %  
BE Kingdom of Belgium  0,16 %  
CZ Czech Republic  0,03 %  
CH Swiss Confederation; Principality of Lichtenstein  0,08 %  
DK Kingdom of Denmark  0,25 %  
FR French Republic (  1 ); Principality of Monaco; 
Principality of Andorra  0,12 %  
DE Federal Republic of Germany  0,09 %  
IS Republic of Iceland  0,03 %  
IE Ireland  0,20 %  
LU Grand Duchy of Luxemburg  0,10 %  
NL Kingdom of the Netherlands  0,18 %  
NO Kingdom of Norway  0,08 %  
PL Republic of Poland  0,04 %  
ES Kingdom of Spain  0,03 %  
SE Kingdom of Sweden  0,09 %  
UK United Kingdom of Great Britain and Northern 
Ireland  0,17 %  
GU Guadeloupe  2,74 %  
MA Martinique  3,19 %  
SM Collectivity of Saint Martin  5,16 %  
RE Réunion  2,50 %  
( 1 ) except Guadeloupe, Martinique, the Collectivity of Saint Martin and Réunion  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 354
02015R0035 — EN — 02.04.2016 — 001.004 — 355
 WINDSTORM RISK CORRELATION COEFFICIENTS FOR REGIONS  
AT BE  CH  CZ  DE  DK  ES  FR  UK  IE  IS  LU  NL  NO  PL  SE  GU  MA  SM  RE  
AT 1,00  0,25  0,50  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
BE 0,25  1,00  0,25  0,25  0,50  0,25  0,00  0,50  0,50  0,25  0,00  0,75  0,75  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
CH 0,50  0,25  1,00  0,25  0,25  0,00  0,25  0,50  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
CZ 0,25  0,25  0,25  1,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
DE 0,25  0,50  0,25  0,25  1,00  0,50  0,00  0,50  0,25  0,25  0,00  0,50  0,50  0,25  0,50  0,00  0,00  0,00  0,00  0,00  
DK 0,00  0,25  0,00  0,00  0,50  1,00  0,00  0,25  0,25  0,00  0,00  0,25  0,50  0,50  0,25  0,50  0,00  0,00  0,00  0,00  
ES 0,00  0,00  0,25  0,00  0,00  0,00  1,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
FR 0,25  0,50  0,50  0,25  0,50  0,25  0,25  1,00  0,25  0,00  0,00  0,50  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
UK 0,00  0,50  0,00  0,00  0,25  0,25  0,00  0,25  1,00  0,50  0,00  0,25  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  
IE 0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,50  1,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
IS 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
LU 0,25  0,75  0,25  0,25  0,50  0,25  0,00  0,50  0,25  0,25  0,00  1,00  0,50  0,25  0,25  0,00  0,00  0,00  0,00  0,00  
NL 0,25  0,75  0,25  0,25  0,50  0,50  0,00  0,50  0,50  0,25  0,00  0,50  1,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  
NO 0,00  0,00  0,00  0,00  0,25  0,50  0,00  0,00  0,25  0,00  0,00  0,25  0,25  1,00  0,00  0,50  0,00  0,00  0,00  0,00  
PL 0,00  0,25  0,00  0,25  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  1,00  0,00  0,00  0,00  0,00  0,00  
SE 0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  1,00  0,00  0,00  0,00  0,00  
GU 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  1,00  1,00  0,00  
MA 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  1,00  1,00  0,00  
SM 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  1,00  1,00  0,00  
RE 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  ▼B
 ANNEX VI  
PARAMETERS FOR THE EARTHQUAKE RISK SUB-MODULE  
Regions and earthquake risk factors  
Abbreviation of region  r Region  r Earthquake risk factor  
Q (earthquake,r)  
AT Republic of Austria  0,10 %  
BE Kingdom of Belgium  0,02 %  
BG Republic of Bulgaria  1,60 %  
CR Republic of Croatia  1,60 %  
CY Republic of Cyprus  2,12 %  
CZ Czech Republic  0,10 %  
CH Swiss Confederation; Principality of Lichtenstein  0,25 %  
FR French Republic (  1 ); Principality of Monaco; 
Principality of Andorra  0,06 %  
DE Federal Republic of Germany  0,10 %  
HE Hellenic Republic  1,85 %  
HU Republic of Hungary  0,20 %  
IT Italian Republic; Republic of San Marino; 
Vatican City State  0,80 %  
MT Republic of Malta  1,00 %  
PT Portuguese Republic  1,20 %  
RO Romania  1,70 %  
SK Slovak Republic  0,15 %  
SI Republic of Slovenia  1,00 %  
GU Guadeloupe  4,09 %  
MA Martinique  4,71 %  
SM Collectivity of Saint Martin  5,00 %  
( 1 ) except Guadeloupe, Martinique, the Collectivity of Saint Martin and Réunion  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 356
02015R0035 — EN — 02.04.2016 — 001.004 — 357
 EARTHQUAKE RISK CORRELATION COEFFICIENTS FOR REGIONS  
AT BE  BG  CR  CY  FR  DE  HE  HU  IT  MT  PT  RO  SI  CZ  CH  SK  GU  MA  ST  
AT 1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
BE 0,00  1,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
BG 0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
CR 0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  
CY 0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
FR 0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
DE 0,00  0,25  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
HE 0,00  0,00  0,25  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
HU 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
IT 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  
MT 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
PT 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
RO 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
SI 0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  
CZ 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  
CH 0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  
SK 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  
GU 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,75  0,75  
MA 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  1,00  0,75  
ST 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,75  1,00  ▼B
 ANNEX VII  
PARAMETERS FOR THE FLOOD RISK SUB-MODULE  
Regions and flood risk factors  
Abbreviation of region  r Region  r Flood risk factor  Q (flood,r)  
AT Republic of Austria  0,13 %  
BE Kingdom of Belgium  0,10 %  
BG Republic of Bulgaria  0,15 %  
CZ Czech Republic  0,30 %  
CH Swiss Confederation; Principality of Lichtenstein  0,15 %  
FR French Republic (  1 ); Principality of Monaco; 
Principality of Andorra  0,10 %  
DE Federal Republic of Germany  0,20 %  
HU Republic of Hungary  0,40 %  
IT Italian Republic; Republic of San Marino; 
Vatican City State  0,10 %  
PL Republic of Poland  0,16 %  
RO Romania  0,40 %  
SK Slovak Republic  0,45 %  
SI Republic of Slovenia  0,30 %  
UK United Kingdom of Great Britain and Northern 
Ireland  0,10 %  
( 1 ) except Guadeloupe, Martinique, the Collectivity of Saint Martin and Réunion  
FLOOD RISK CORRELATION COEFFICIENTS FOR REGIONS  
AT BE  CH  CZ  FR  DE  HU  IT  BG  PL  RO  SI  SK  UK  
AT 1,00  0,00  0,25  0,50  0,00  0,75  0,50  0,00  0,25  0,25  0,25  0,00  0,50  0,00  
BE 0,00  1,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
CH 0,25  0,00  1,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  
CZ 0,50  0,00  0,00  1,00  0,00  0,50  0,25  0,00  0,00  0,75  0,25  0,00  0,75  0,00  
FR 0,00  0,25  0,25  0,00  1,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
DE 0,75  0,25  0,25  0,50  0,25  1,00  0,25  0,00  0,00  0,75  0,25  0,00  0,25  0,00  
HU 0,50  0,00  0,00  0,25  0,00  0,25  1,00  0,00  0,25  0,25  0,50  0,00  0,25  0,00  
IT 0,00  0,00  0,25  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,25  0,00  0,00  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 358
 
AT BE  CH  CZ  FR  DE  HU  IT  BG  PL  RO  SI  SK  UK  
BG 0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  1,00  0,00  0,50  0,00  0,00  0,00  
PL 0,25  0,00  0,00  0,75  0,00  0,75  0,25  0,00  0,00  1,00  0,25  0,00  0,25  0,00  
RO 0,25  0,00  0,00  0,25  0,00  0,25  0,50  0,00  0,50  0,25  1,00  0,00  0,25  0,00  
SI 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  1,00  0,25  0,00  
SK 0,50  0,00  0,00  0,75  0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,25  1,00  0,00  
UK 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 359
 
ANNEX VIII  
PARAMETETERS FOR THE HAIL RISK SUB-MODULE  
Regions and hail risk factors  
Abbreviation of region  r Region  r Hail risk factor  Q (hail,r)  
AT Republic of Austria  0,08 %  
BE Kingdom of Belgium  0,03 %  
CH Swiss Confederation; Principality of Lichtenstein  0,06 %  
FR French Republic (  1 ); Principality of Monaco; 
Principality of Andorra  0,01 %  
DE Federal Republic of Germany  0,02 %  
IT Italian Republic; Republic of San Marino; 
Vatican City State  0,05 %  
LU Grand Duchy of Luxemburg  0,03 %  
NL Kingdom of the Netherlands  0,02 %  
ES Kingdom of Spain  0,01 %  
( 1 ) except Guadeloupe, Martinique, the Collectivity of Saint Martin and Réunion  
HAIL RISK CORRELATION COEFFICIENTS FOR REGIONS  
AT BE  FR  DE  IT  LU  NL  CH  ES  
AT 1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
BE 0,00  1,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  
FR 0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  
DE 0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  
IT 0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  
LU 0,00  0,25  0,00  0,00  0,00  1,00  0,25  0,00  0,00  
NL 0,00  0,25  0,00  0,00  0,00  0,25  1,00  0,00  0,00  
CH 0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  
ES 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 360
 
ANNEX IX  
THE GEOGRAPHICAL DIVISION OF REGIONS SET OUT IN ANNEX 
V INTO RISK ZONES  
The risk zones of regions set out in annex V as referred to in VIII-XIII shall be 
equal to the postal code areas or administrative units in the following tables.  
Mappings of risk zones for regions with only one risk zone  
The regions LU, MT, Guadeloupe, Martinique, St Martin and Reunion shall 
consist of only one zone.  
Mappings of risk zones for the regions with only one risk zone which are part of 
another region  
The regions Principality of Andorra, Principality of Lichtenstein, Principality of 
Monaco, Republic of San Marino and Vatican City State shall consist of only 
one zone each. The zones shall be mapped to the following regions: 
Principality of Andorra  zone 9 of the region FR  
Principality of Lichtenstein  zone 19 of the region CH  
Principality of Monaco  zone 06 of the region FR  
Republic of San Marino  zone 47 of the region IT  
Vatican City State  zone 00 of the region IT  
Mappings of risk zones for regions where the zonation is based on postal 
codes  
For the purpose of this Annex, the following shall apply:  
(1) The mapping of risk zones for the regions AT, CZ, CH, DE, HE, IT, NL, 
NO, PL, ES, SK and SE shall be based on the first 2 digits of the postal 
code;  
(2) The mapping of risk zones for the regions BE and CY shall be based on the 
first digit of the postal code;  
(3) The mapping of risk zones for IE shall be based on the first 2 letters of the 
postal code;  
(4) The mapping of risk zones for UK shall be based on the first 2 letters of the 
postal code where the risk is located, with the exception of postal codes 
which have a digit in the second position. The risks in those postal codes 
postal codes which have a digit in the second position shall be mapped to 
zones identified by a 1-letter code.  
Region/ 
Risk Zone  AT BE  CZ  DE  HE  IT  NL  PL  SK  ES  UK  
1 10  1  10  01  10  00  10  00  01  01  AB  
2 11  2  11  02  11  01  11  01  02  02  AL  
3 12  3  12  03  12  02  12  02  03  03  B  
4 13  4  13  04  13  03  13  03  04  04  BA  
5 20  5  14  06  14  04  14  04  05  05  BB  
6 21  6  15  07  15  05  15  05  06  06  BD  
7 22  7  16  08  16  06  16  06  07  07  BH  
8 23  8  17  09  17  07  17  07  08  08  BL  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 361
 
Region/ 
Risk Zone  AT BE  CZ  DE  HE  IT  NL  PL  SK  ES  UK  
9 24  9  18  10  18  08  18  08  09  09  BN  
10 25  19  12  19  09  19  09  81  10  BR  
11 26  25  13  20  10  20  10  82  11  BS  
12 27  26  14  21  11  21  11  83  12  BT  
13 28  27  15  22  12  22  12  84  13  CA  
14 30  28  16  23  13  23  13  85  14  CB  
15 31  29  17  24  14  24  14  90  15  CF  
16 32  30  18  25  15  25  15  91  16  CH  
17 33  31  19  26  16  26  16  92  17  CM  
18 34  32  20  27  17  27  17  93  18  CO  
19 35  33  21  28  18  28  18  94  19  CR  
20 36  34  22  29  19  29  19  95  20  CT  
21 37  35  23  30  20  30  20  96  21  CV  
22 38  36  24  31  21  31  21  97  22  CW  
23 39  37  25  32  22  32  22  98  23  DA  
24 40  38  26  33  23  33  23  99  24  DD  
25 41  39  27  34  24  34  24  25  DE  
26 42  40  28  35  25  35  25  26  DG  
27 43  41  29  36  26  36  26  27  DH  
28 44  43  30  37  27  37  27  28  DL  
29 45  44  31  38  28  38  28  29  DN  
30 46  46  32  40  29  39  29  30  DT  
31 47  47  33  41  30  40  30  31  DY  
32 48  50  34  42  31  41  31  32  E  
33 49  51  35  43  32  42  32  33  EC  
34 50  53  36  44  33  43  33  34  EH  
35 51  54  37  45  34  44  34  35  EN  
36 52  55  38  46  35  45  35  36  EX  
37 53  56  39  47  36  46  36  37  FK  
38 54  57  40  48  37  47  37  38  FY  
39 55  58  41  49  38  48  38  39  G  
40 56  59  42  50  39  49  39  40  GL  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 362
 
Region/ 
Risk Zone  AT BE  CZ  DE  HE  IT  NL  PL  SK  ES  UK  
41 57  60  44  51  40  50  40  41  GU  
42 60  61  45  52  41  51  41  42  GY  
43 61  62  46  53  42  52  42  43  HA  
44 62  63  47  54  43  53  43  44  HD  
45 63  64  48  55  44  54  44  45  HG  
46 64  66  49  56  45  55  45  46  HP  
47 65  67  50  57  46  56  46  47  HR  
48 66  68  51  58  47  57  47  48  HS  
49 67  69  52  59  48  58  48  49  HU  
50 68  70  53  60  50  59  49  50  HX  
51 69  71  54  61  51  60  50  IG  
52 70  72  55  62  52  61  51  IM  
53 71  73  56  63  53  62  52  IP  
54 72  74  57  64  54  63  53  IV  
55 73  75  58  65  55  64  54  JE  
56 74  76  59  66  56  65  55  KA  
57 75  77  60  67  57  66  56  KT  
58 80  78  61  68  58  67  57  KW  
59 81  79  63  69  59  68  58  KY  
60 82  64  70  60  69  59  L  
61 83  65  71  61  70  60  LA  
62 84  66  72  62  71  61  LD  
63 85  67  73  63  72  62  LE  
64 86  68  74  64  73  63  LL  
65 87  69  80  65  74  64  LN  
66 88  70  81  66  75  65  LS  
67 89  71  82  67  76  66  LU  
68 90  72  83  70  77  67  M  
69 91  73  84  71  78  68  ME  
70 92  74  85  72  79  69  MK  
71 93  75  73  80  70  ML  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 363
 
Region/ 
Risk Zone  AT BE  CZ  DE  HE  IT  NL  PL  SK  ES  UK  
72 94  76  74  81  71  N  
73 95  77  75  82  72  NE  
74 96  78  80  83  73  NG  
75 97  79  81  84  74  NN  
76 98  80  82  85  75  NP  
77 99  81  83  86  76  NR  
78 82  84  87  77  NW  
79 83  85  88  78  OL  
80 84  86  89  80  OX  
81 85  87  90  81  PA  
82 86  88  91  82  PE  
83 87  89  92  83  PH  
84 88  90  93  84  PL  
85 89  91  94  85  PO  
86 90  92  95  86  PR  
87 91  93  96  87  RG  
88 92  94  97  88  RH  
89 93  95  98  89  RM  
90 94  96  99  90  S  
91 95  97  91  SA  
92 96  98  92  SE  
93 97  93  SG  
94 98  94  SK  
95 99  95  SL  
96 96  SM  
97 97  SN  
98 98  SO  
99 99  SP  
100 SR 
101 SS 
102 ST ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 364
 
Region/ 
Risk Zone  AT BE  CZ  DE  HE  IT  NL  PL  SK  ES  UK  
103 SW 
104 SY 
105 TA 
106 TD 
107 TF 
108 TN 
109 TQ 
110 TR 
111 TS 
112 TW 
113 UB 
114 W 
115 WA 
116 WC 
117 WD 
118 WF 
119 WN 
120 WR 
121 WS 
122 WV 
123 YO 
124 ZE 
Mapping of risk zones for regions where the zonation is based on administrative units — part 1  
Region/Risk Zone  BG  CR  HU  RO  
1 Sofiya-Grad (incl. City 
of Sofiya)  Zagrebacka  City of Budapest  Alba  
2 Sofiya  Krapinsko-zagorska  Gyor-Sopron  Arad  
3 Pernik  Sisacko-moslavacka  City of Gyor  Arges  
4 Kyustendil  Karlovacka  Vas  Bacau  
5 Blagoevgrad  Varazdinska  Zala  Bihor  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 365
 
Region/Risk Zone  BG  CR  HU  RO  
6 Pazardzhik  Koprivnicko-krizevac  Veszprem  Bistrita-Nasaud  
7 Smolyan  Bjelovarsko-bilogors  Somogy  Botosani  
8 Plovdiv  Primorsko-goranska  Komarom  Braila  
9 Kurdzahli  Licko-senjska  Fejer  Brasov  
10 Khaskovo  Viroviticko-podravsk  Tolna  Buzau  
11 Stara Zagora  Pozesko-slavonska  Baranya  Caras-Severin  
12 Sliven  Brodsko-posavska  City of Pecs  Calarasi  
13 Yambol  Zadarska  Nograd  Cluj  
14 Burgas  Osjecko-baranjska  Pest  Constanta  
15 Varna  Sibensko-kninska  Bacs-Kiskun  Covasna  
16 Tolbukin  Vukovarsko- 
srijemska  Borsod-Abauj- 
Zemplen  Dimbovita  
17 Shumen  Splitsko-dalmatinska  City of Miskolc  Dolj  
18 Silistra  Istarska  Heves  Galati  
19 Razgrad  Dubrovacko-neret ­
vanska  Szolnok  Giurgiu  
20 Turgovishte  Medimurska  Csongrad  Gorj  
21 Ruse  Grad Zagreb  Szabolcs-Szatmar  Harghita  
22 Turnovo  Hadju-Bihar  Hunedoara  
23 Gabrovo  City of debrecen  Ialomita  
24 Lovech  Bekes  Iasi  
25 Pleven  Maremures  
26 Vrasta  Mehedinti  
27 Mikhaylovgrad  Mures  
28 Vidin  Neamt  
29 Olt 
30 Prahova  
31 Salaj  
32 Satu Mare  
33 Sibiu  
34 Suceava  
35 Teleorman  
36 Timisoara  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 366
 
Region/Risk Zone  BG  CR  HU  RO  
37 Tulcea  
38 Vaslui  
39 Vilcea  
40 Vrancea  
41 Bucuresti  
Mappings of risk zones for regions where the zonation is based on administrative units — part 2  
Region/Risk 
Zone  CH CY  IE  NO  SE  
1 1  1  CE  01  01  
2 2  2  CK  02  02  
3 3  3  CN  03  03  
4 4  4  CW  04  04  
5 5  5  DL  05  05  
6 6  6  DN  06  06  
7 7  GY  07  07  
8 8  KE  08  08  
9 9  KK  09  09  
10 10  KY  10  10  
11 11  LD  11  11  
12 12  LH  12  12  
13 13  LK  14  14  
14 14  LM  15  15  
15 15  LS  16  16  
16 16  MH  17  17  
17 17  MN  18  18  
18 18  MO  19  19  
19 19  OY  20  20  
20 20  RN  21  
21 21  SO  22  
22 22  TY  23  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 367
 
Region/Risk 
Zone  CH CY  IE  NO  SE  
23 23  WD  24  
24 24  WH  25  
25 25  WW  
26 26  WX  
Mapping of risk zones for the Republic of France  
The mapping of risk zones for the region FR shall be based on the first 2 digits 
of the postal code.  
Risk Zone  FR  Risk Zone  FR  Risk Zone  FR  Risk Zone  FR  
1 01  25  25  49  49  73  73  
2 02  26  26  50  50  74  74  
3 03  27  27  51  51  75  75  
4 04  28  28  52  52  76  76  
4 05  29  29  53  53  77  77  
6 06  30  30  54  54  78  78  
7 07  31  31  55  55  79  79  
8 08  32  32  56  56  80  80  
9 09  33  33  57  57  81  81  
10 10  34  34  58  58  82  82  
11 11  35  35  59  59  83  83  
12 12  36  36  60  60  84  84  
13 13  37  37  61  61  85  85  
14 14  38  38  62  62  86  86  
15 15  39  39  63  63  87  87  
16 16  40  40  64  64  88  88  
17 17  41  41  65  65  89  89  
18 18  42  42  66  66  90  90  
19 19  43  43  67  67  91  91  
20 20  44  44  68  68  92  92  
21 21  45  45  69  69  93  93  
22 22  46  46  70  70  94  94  
23 23  47  47  71  71  95  95  
24 24  48  48  72  72  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 368
 
Mapping of risk zones for the Republic of Slovenia  
The mappings for the region SI shall be based on the 4 digits of the postal code.  
Risk Zone  Region  
1 5000  5210  5211  5212  5213  5214  5215  5216  5220  5222  5223  
5224  5230  5231  5232  5242  5243  5250  5251  5252  5253  5261  
5262  5263  5270  5271  5272  5273  5274  5275  5280  5281  5282  
5283  5290  5291  5292  5293  5294  5295  5296  5297  
2 4000  4201  4202  4203  4204  4205  4206  4207  4208  4209  4211  
4212  4220  4223  4224  4225  4226  4227  4228  4229  4240  4243  
4244  4245  4246  4247  4248  4260  4263  4264  4265  4267  4270  
4273  4274  4275  4276  4280  4281  4282  4283  4290  4294  
3 1215  1216  1217  1218  1219  1221  1222  1223  1225  1230  1233  
1234  1235  1236  1241  1242  1251  1252  1262  1270  1272  1273  
1274  1275  1276  1281  1282  1290  1291  1292  1293  1294  1295  
1296  1301  1303  1310  1311  1312  1313  1314  1315  1316  1317  
1318  1319  1330  1331  1332  1336  1337  1338  1351  1352  1353  
1354  1355  1356  1357  1358  1360  1370  1372  1373  1380  1381  
1382  1384  1385  1386  1410  1411  1412  1413  1414  1420  1423  
1430  1431  1433  4207  4208  4212  8342  
4 1000  1210  1211  1231  1260  1261  
5 1432  2393  3000  3201  3202  3203  3204  3205  3211  3212  3213  
3220  3221  3222  3223  3224  3225  3230  3231  3232  3233  3240  
3241  3250  3252  3253  3254  3255  3256  3257  3260  3261  3262  
3263  3264  3270  3271  3272  3273  3301  3302  3303  3304  3305  
3310  3311  3312  3313  3314  3320  3325  3326  3327  3330  3331  
3332  3333  3334  3335  3341  3342  
6 2201  2204  2205  2206  2208  2211  2212  2213  2214  2215  2221  
2222  2223  2230  2231  2232  2233  2234  2235  2236  2241  2242  
2250  2252  2253  2254  2255  2256  2257  2258  2259  2270  2272  
2273  2274  2275  2276  2277  2281  2282  2283  2284  2285  2286  
2287  2288  2289  2310  2311  2312  2313  2314  2315  2316  2317  
2318  2319  2321  2322  2323  2324  2325  2326  2327  2331  2342  
2343  2344  2345  2352  2353  2360  2361  2362  2363  2364  2365  
2366  2367  2370  2371  2372  2373  2380  2381  2382  2383  2390  
2391  2392  2394  3206  3210  3214  3215  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 369
 
Risk Zone  Region  
7 2000  2229  2341  2351  2354  
8 9000  9201  9202  9203  9204  9205  9206  9207  9208  9220  9221  
9222  9223  9224  9225  9226  9227  9231  9232  9233  9240  9241  
9242  9243  9244  9245  9250  9251  9252  9253  9261  9262  9263  
9264  9265  
9 6000  6216  6240  6242  6243  6271  6272  6273  6274  6275  6276  
6280  6281  6310  6311  6320  6323  6330  6333  
10 5271  5272  6210  6215  6217  6219  6221  6222  6223  6224  6225  
6230  6232  6244  6250  6253  6254  6255  6256  6257  6258  
11 1434  8000  8210  8211  8212  8213  8216  8220  8222  8230  8231  
8232  8233  8250  8251  8253  8254  8255  8256  8257  8258  8259  
8261  8262  8263  8270  8272  8273  8274  8275  8276  8280  8281  
8282  8283  8290  8292  8293  8294  8295  8296  8297  8310  8311  
8312  8321  8322  8323  8330  8331  8332  8333  8340  8341  8343  
8344  8350  8351  8360  8361  8362  
Mapping of risk zones for the Kingdom of Denmark  
The mapping of risk zones for the region DK shall be based on the first 2 digits 
of the postal code.  
Risk Zone  Region  
1 90  92  93  94  95  96  97  98  99  
2 69  74  75  76  77  78  79  
3 80  82  83  84  85  86  87  88  89  
4 62  65  66  67  68  72  
5 60  61  63  64  70  71  73  
6 50  52  53  54  55  56  57  58  59  
7 40  41  42  43  44  45  
8 46  47  48  49  
9 30  31  32  33  34  35  36  
10 10  11  12  13  14  15  16  17  18  19  
20 21  22  23  24  25  26  27  28  29  
11 37  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 370
 
ANNEX X  
RISK WEIGHTS FOR CATASTROPHE RISK ZONES  
Risk weights for windstorm risk  
Zone/ 
Region  AT BE  CH  CZ  DE  DK  ES  FR  IE  NL  NO  PL  SE  UK  
1 0,6  0,9  1,4  1,2  0,9  1,1  2,3  1,0  1,4  0,9  1,4  0,6  0,6  0,9  
2 0,7  1,0  1,1  1,0  0,8  1,6  0,8  2,0  1,1  1,0  0,7  0,6  1,4  1,1  
3 0,9  0,9  1,5  1,0  0,8  0,9  0,6  1,7  1,5  1,0  0,5  0,6  1,6  0,7  
4 1,5  0,9  1,3  1,0  1,2  2,0  0,6  0,8  1,3  1,1  0,8  0,6  2,6  1,5  
5 1,6  1,0  1,5  1,2  1,3  1,3  1,5  1,5  1,5  1,5  1,2  0,6  2,3  1,1  
6 1,4  1,0  0,7  1,2  1,1  1,4  1,1  0,6  0,7  1,2  0,8  0,6  2,5  0,9  
7 1,5  1,2  1,5  1,2  1,0  1,4  0,2  0,7  1,5  1,6  1,0  0,8  2,0  1,5  
8 1,1  1,6  1,1  1,0  1,1  1,6  1,3  1,7  1,1  1,9  0,9  0,7  3,7  0,9  
9 1,4  1,1  1,1  1,2  0,5  0,9  2,3  1,2  1,1  1,4  1,0  0,6  2,0  1,9  
10 1,1  1,6  1,2  0,7  0,6  1,5  1,7  1,6  1,4  1,5  0,9  1,5  0,7  
11 1,1  1,8  1,4  0,7  1,8  1,5  0,9  1,8  0,9  2,8  1,0  2,6  1,3  
12 1,1  0,9  1,5  1,0  1,1  1,2  0,9  1,4  2,6  0,9  1,1  1,2  
13 1,2  1,1  1,5  1,1  0,8  0,8  1,1  1,7  3,6  0,8  2,8  1,6  
14 1,1  2,0  1,3  1,3  1,1  3,3  2,0  1,3  2,9  1,0  1,4  1,5  
15 1,2  1,2  1,4  1,6  2,5  1,6  1,2  1,4  1,4  1,2  1,1  1,5  
16 1,5  1,2  1,6  2,1  1,3  1,6  1,2  1,2  1,7  0,5  1,9  1,3  
17 1,6  1,3  1,6  1,9  1,7  3,0  1,3  1,5  1,3  0,6  1,4  2,4  
18 1,3  1,4  1,6  1,4  0,8  1,8  1,4  1,3  0,7  0,5  3,1  3,2  
19 1,5  1,3  1,6  1,7  1,5  1,2  1,3  1,1  0,2  0,6  7,0  0,7  
20 1,5  1,4  1,7  1,1  2,5  1,3  1,4  1,0  0,7  2,7  2,0  
21 1,8  1,5  1,9  2,0  1,3  1,1  1,5  0,9  0,5  1,8  1,2  
22 2,0  1,1  1,8  1,9  2,1  2,9  1,1  1,5  0,5  1,3  
23 2,0  1,2  1,2  2,9  0,8  1,8  1,2  1,7  0,4  2,3  
24 1,3  1,2  1,4  2,7  2,3  1,3  1,2  1,2  0,4  1,2  
25 2,1  0,9  1,3  2,2  1,9  0,8  0,9  1,1  0,5  1,3  
26 1,8  1,3  1,6  1,5  1,5  0,8  1,3  0,9  0,6  1,6  
27 1,8  1,6  1,6  2,5  2,2  1,3  0,6  0,9  
28 1,5  1,7  1,6  1,1  2,3  0,9  0,5  1,1  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 371
 
Zone/ 
Region  AT BE  CH  CZ  DE  DK  ES  FR  IE  NL  NO  PL  SE  UK  
29 1,5  1,7  1,8  1,3  3,4  0,9  0,5  3,8  
30 1,7  1,4  1,8  0,6  0,6  0,9  0,7  2,2  
31 3,2  1,5  1,7  2,3  1,0  1,0  0,6  0,8  
32 1,6  1,2  1,3  2,5  1,6  1,1  0,5  0,6  
33 3,1  1,1  1,1  2,5  1,3  1,4  0,5  0,4  
34 1,4  1,1  1,2  2,3  0,7  2,0  0,4  0,8  
35 2,4  1,1  1,4  0,0  2,5  1,7  0,5  0,8  
36 2,3  1,1  1,5  2,5  1,7  1,3  0,4  1,9  
37 1,8  0,9  1,7  1,7  1,8  1,6  0,4  1,1  
38 1,6  0,9  1,5  0,0  0,8  1,1  0,4  2,4  
39 2,2  1,1  1,8  2,5  1,0  0,8  0,4  0,8  
40 2,0  1,0  1,2  1,7  1,5  1,1  0,4  1,4  
41 1,9  0,8  1,1  1,3  1,7  0,7  0,6  1,0  
42 1,6  0,8  1,2  1,9  1,0  1,0  0,7  3,1  
43 2,0  0,8  1,8  1,5  1,3  0,9  0,7  0,6  
44 2,1  0,9  1,7  1,3  2,7  1,0  0,7  1,0  
45 2,0  0,8  2,1  1,3  1,7  0,7  0,7  1,2  
46 2,2  0,9  2,0  0,8  1,0  0,7  0,9  1,2  
47 2,4  0,9  1,3  1,9  1,3  0,6  1,0  1,4  
48 2,6  0,7  1,2  2,5  1,3  0,7  0,8  1,6  
49 2,2  0,7  1,5  2,1  2,3  0,8  0,9  1,9  
50 2,1  0,5  1,3  1,9  4,8  1,0  1,0  1,0  
51 2,7  0,5  1,3  1,6  0,9  1,2  0,7  
52 1,6  0,5  1,2  1,4  0,7  1,2  1,8  
53 1,9  0,4  1,2  3,1  0,8  1,2  1,9  
54 1,2  0,6  1,0  1,1  0,7  1,2  1,0  
55 1,3  0,6  1,1  1,4  0,7  1,2  2,5  
56 1,3  0,6  1,7  3,3  0,8  1,2  1,6  
57 1,6  0,7  0,8  1,1  1,1  1,3  0,7  
58 1,1  0,8  1,3  1,7  0,8  1,1  1,4  
59 1,4  0,8  0,9  1,6  0,8  1,3  1,2  
60 1,5  1,1  1,9  0,9  1,7  1,1  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 372
 
Zone/ 
Region  AT BE  CH  CZ  DE  DK  ES  FR  IE  NL  NO  PL  SE  UK  
61 1,6  1,1  3,2  0,8  1,7  1,7  
62 1,7  1,1  2,2  0,9  1,6  2,2  
63 1,6  1,1  1,2  0,8  1,4  1,3  
64 1,1  1,0  1,3  0,6  1,3  1,9  
65 1,4  0,9  1,5  0,8  2,0  3,2  
66 2,3  0,7  0,8  0,7  1,8  0,7  
67 1,7  0,9  0,9  0,9  2,3  1,2  
68 1,9  0,8  0,7  1,0  1,6  0,6  
69 2,1  0,8  0,7  1,2  1,7  6,1  
70 2,2  1,0  1,0  1,1  2,3  1,3  
71 1,9  0,8  1,3  1,1  3,4  1,1  
72 1,9  0,9  2,4  0,9  3,6  0,5  
73 1,9  0,9  1,1  1,3  3,6  0,7  
74 1,8  0,9  0,9  1,8  2,9  1,2  
75 1,7  0,9  0,6  1,2  3,0  1,4  
76 1,8  0,9  2,5  1,6  3,3  1,4  
77 2,1  0,8  1,3  1,5  3,2  1,5  
78 0,9  1,3  1,8  2,6  0,5  
79 0,9  2,2  1,8  3,0  0,8  
80 0,8  2,4  1,1  1,9  1,6  
81 0,8  1,1  1,4  2,7  1,3  
82 0,8  1,2  1,4  1,4  3,2  
83 1,0  0,8  1,2  1,8  1,4  
84 1,0  0,5  1,2  2,9  2,1  
85 0,8  3,4  0,8  1,5  1,7  
86 0,8  1,8  1,0  1,5  1,5  
87 0,9  1,5  1,0  1,2  1,2  
88 0,7  1,0  1,0  1,4  1,0  
89 0,8  1,7  1,4  1,9  1,1  
90 0,8  0,6  1,4  0,8  0,9  
91 0,9  1,1  0,8  2,1  
92 0,9  0,6  0,8  0,6  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 373
 
Zone/ 
Region  AT BE  CH  CZ  DE  DK  ES  FR  IE  NL  NO  PL  SE  UK  
93 1,1  0,6  0,8  1,4  
94 1,0  0,7  0,8  0,9  
95 1,4  1,0  0,8  1,0  
96 0,7 0,6  
97 0,7 1,5  
98 0,9 1,1  
99 0,9 1,6  
100 0,8 
101 4,8 
102 1,2 
103 0,5 
104 1,8 
105 1,6 
106 1,3 
107 1,2 
108 1,3 
109 1,7 
110 2,4 
111 0,8 
112 0,8 
113 0,8 
114 0,4 
115 1,1 
116 0,4 
117 0,9 
118 1,0 
119 1,1 
120 1,4 
121 0,8 ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 374
 
Zone/ 
Region  AT BE  CH  CZ  DE  DK  ES  FR  IE  NL  NO  PL  SE  UK  
122 0,8 
123 2,0 
124 1,5 
Risk weights for earthquake risk  
Zone/ 
Region  AT BE  BG  CZ  CH  CR  CY  DE  FR  HE  HU  IT  PT  RO  SI  SK  
1 3,5  0,8  1,5  0,1  1,1  0,8  0,6  0,1  1,4  1,5  2,6  4,3  1,7  0,0  1,4  4,3  
2 3,1  0,4  0,3  0,1  1,3  1,3  1,9  0,2  0,1  1,5  0,4  2,0  2,3  0,1  0,8  2,0  
3 3,2  1,7  0,5  0,1  1,8  0,1  1,3  0,2  0,3  2,1  0,0  6,8  1,9  0,8  0,7  3,3  
4 4,0  1,8  0,3  0,1  3,1  0,7  2,0  1,1  3,1  3,2  0,8  6,0  1,2  2,0  1,4  1,4  
5 0,9  1,1  0,6  0,1  3,8  1,0  0,4  0,7  1,0  3,3  1,6  3,2  1,4  0,0  0,7  1,5  
6 1,6  2,4  0,4  0,1  1,4  0,5  0,2  1,5  4,1  1,6  1,0  5,0  3,6  0,0  0,4  1,7  
7 2,4  3,3  0,1  0,1  1,5  0,3  2,7  1,1  0,6  0,6  4,7  2,4  0,0  0,2  1,7  
8 3,4  0,7  0,7  0,1  1,0  0,8  0,6  0,1  1,9  1,0  0,0  2,1  0,9  0,2  2,7  
9 3,2  0,5  0,1  0,1  2,1  0,4  0,1  4,9  2,1  0,6  0,0  3,4  0,2  1,7  2,3  
10 3,8  0,3  0,1  1,2  0,2  0,1  0,1  2,3  0,0  0,0  2,0  4,0  1,3  8,0  
11 3,6  0,1  0,1  1,7  0,3  0,1  2,9  4,6  0,4  1,9  1,6  0,1  1,0  7,2  
12 3,8  0,1  0,1  1,5  0,3  0,2  0,1  1,9  0,0  1,8  1,5  2,2  7,9  
13 2,5  0,2  0,1  0,7  0,6  0,2  2,7  3,6  0,5  1,4  0,6  0,0  8,2  
14 1,9  0,1  0,1  2,5  0,3  0,2  0,2  3,0  1,7  1,3  1,3  0,0  6,5  
15 1,2  0,5  0,1  2,3  1,8  0,1  0,2  4,3  0,1  0,8  0,6  1,5  4,0  
16 0,6  0,6  0,1  0,6  0,3  0,1  0,6  4,0  0,0  1,6  0,8  1,3  5,6  
17 0,2  0,5  0,1  1,7  0,6  0,2  0,7  3,1  0,0  1,2  2,0  0,2  4,8  
18 1,7  0,7  0,1  1,7  0,6  0,1  0,1  6,4  1,8  1,8  1,6  1,3  2,9  
19 0,2  0,5  0,6  1,4  0,8  0,2  0,1  8,0  0,7  3,2  2,6  0,9  4,5  
20 0,1  0,3  0,6  0,5  0,3  0,1  0,2  6,8  0,0  4,0  1,8  0,3  4,9  
21 0,4  0,4  2,5  0,9  1,3  0,1  0,3  3,3  0,2  1,5  0,4  0,0  1,6  
22 0,0  0,2  1,5  2,1  0,1  0,2  7,2  0,0  0,8  0,6  0,0  5,4  
23 0,0  0,1  0,1  1,4  0,1  0,2  3,3  0,0  1,4  0,3  2,0  0,4  
24 0,0  0,1  0,1  2,6  0,1  0,1  7,6  0,1  1,8  0,2  0,3  4,0  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 375
 
Zone/ 
Region  AT BE  BG  CZ  CH  CR  CY  DE  FR  HE  HU  IT  PT  RO  SI  SK  
25 0,0  0,1  0,1  0,8  0,1  2,0  2,9  4,3  0,1  0,1  
26 0,0  0,2  0,1  1,3  0,2  2,5  3,8  4,5  0,1  0,3  
27 0,0  0,1  0,1  0,2  0,1  4,4  3,1  0,1  0,0  
28 0,0  0,0  1,1  0,1  0,1  4,1  1,9  0,1  0,5  
29 0,0  0,9  0,1  0,2  6,1  1,1  0,3  0,4  
30 0,0  0,1  0,1  1,4  2,5  3,2  0,3  2,1  
31 0,0  0,1  0,1  1,4  3,9  3,0  0,3  0,0  
32 0,1  0,7  0,2  2,6  4,7  8,0  0,2  0,2  
33 0,0  1,3  0,4  0,1  8,3  5,3  0,2  0,1  
34 0,4  0,1  0,9  0,6  1,0  4,3  0,2  0,0  
35 0,1  1,5  0,2  0,2  1,4  3,4  0,1  0,4  
36 0,1  1,5  0,1  0,5  4,1  3,0  0,2  0,2  
37 0,2  0,1  0,3  0,5  7,5  6,5  0,2  0,1  
38 0,4  0,1  1,9  3,0  4,1  5,0  0,1  1,0  
39 0,5  0,1  6,4  0,8  3,6  2,5  0,3  0,6  
40 0,5  0,1  0,2  5,5  0,6  1,2  0,2  5,2  
41 1,0  0,1  0,1  0,2  0,8  5,9  0,1  2,5  
42 2,4  0,1  0,2  0,3  0,9  6,1  0,2  
43 1,8  0,1  0,3  0,2  1,1  6,0  0,1  
44 1,7  0,1  1,6  0,5  2,9  5,1  0,1  
45 1,1  0,1  0,1  0,1  2,1  5,5  0,1  
46 1,8  0,1  0,1  0,1  3,6  2,3  0,3  
47 1,0  0,1  5,8  0,1  3,1  3,6  0,1  
48 2,0  7,6  2,1  0,2  1,3  6,4  0,1  
49 1,4  8,8  8,1  0,5  1,2  6,4  0,1  
50 1,8  10,5  3,4  0,4  0,4  5,5  0,8  
51 1,2  11,0  0,2  0,1  4,3  6,3  0,4  
52 3,1  10,5  1,9  0,1  3,7  4,2  0,5  
53 1,7  11,3  2,0  0,2  1,4  3,2  0,1  
54 3,4  9,5  0,2  0,1  0,8  5,9  0,5  
55 1,4  0,1  0,1  0,1  0,1  5,1  1,3  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 376
 
Zone/ 
Region  AT BE  BG  CZ  CH  CR  CY  DE  FR  HE  HU  IT  PT  RO  SI  SK  
56 0,9  0,1  0,1  0,3  0,8  4,2  0,9  
57 0,4  0,1  2,2  0,1  0,5  3,0  0,6  
58 0,7  0,1  1,4  0,1  0,5  1,9  0,3  
59 1,1  6,6  1,1  1,8  0,6  6,7  0,7  
60 1,0  2,0  0,1  4,9  5,3  2,9  
61 0,3  2,2  0,2  4,6  5,0  1,4  
62 0,3  0,1  0,9  4,4  5,7  3,1  
63 0,6  2,5  0,4  3,1  6,0  1,9  
64 2,2  2,7  16,5  4,2  5,9  1,9  
65 1,1  2,0  23,4  4,6  5,4  1,3  
66 0,8  3,1  13,5  1,6  3,7  1,4  
67 0,2  3,4  5,0  2,4  10,9  4,6  
68 0,7  6,4  10,4  0,4  1,4  1,2  
69 0,7  2,3  0,5  0,6  5,5  1,3  
70 0,5  1,7  0,8  5,9  0,5  0,2  
71 0,6  2,8  0,4  1,0  0,3  
72 0,6  5,0  0,3  1,4  0,1  
73 0,9  6,1  4,5  3,1  0,1  
74 1,6  3,4  7,2  3,7  0,3  
75 1,2  7,1  0,2  3,1  0,8  
76 1,0  0,2  0,1  7,0  1,0  
77 0,8  0,2  0,1  6,3  1,4  
78 1,1  0,1  2,8  2,1  
79 2,3  0,7  5,3  1,7  
80 0,2  0,1  6,6  
81 0,4  0,2  9,1  
82 0,7  0,1  7,9  
83 4,0  0,5  10,5  
84 3,6  3,5  6,3  
85 2,2  0,6  2,5  
86 0,1  0,7  2,1  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 377
 
Zone/ 
Region  AT BE  BG  CZ  CH  CR  CY  DE  FR  HE  HU  IT  PT  RO  SI  SK  
87 0,1  0,2  3,6  
88 0,2  0,5  5,3  
89 0,2  0,1  8,4  
90 0,1  4,1  7,7  
91 0,4  0,1  6,3  
92 0,2  0,2  10,1  
93 0,1  0,1  
94 0,3  0,2  
95 0,3  0,1  
Risk weights for flood risk  
Zone/ 
Region  AT BE  BG  CH  CZ  DE  FR  IT  HU  PL  RO  SI  SK  UK  
1 0,1  0,3  1,3  2,0  0,6  1,5  1,9  8,0  0,6  0,4  1,3  1,3  1,5  1,3  
2 0,1  1,0  2,8  1,8  1,6  0,8  1,1  2,4  0,9  0,1  2,0  1,2  1,0  0,5  
3 0,5  0,5  0,0  1,8  0,5  0,5  1,1  1,2  13,7  0,1  1,3  0,8  0,8  1,5  
4 0,0  3,5  2,6  1,8  0,4  1,5  0,5  0,8  0,6  1,7  2,6  2,7  3,8  7,8  
5 0,9  3,8  0,2  1,8  0,9  2,5  0,3  1,6  0,0  0,8  2,0  0,6  0,2  10,5  
6 4,0  0,5  0,1  3,3  1,5  1,3  0,2  2,0  0,0  0,7  0,7  1,1  0,3  5,8  
7 0,4  0,5  0,1  1,3  1,4  0,5  0,7  4,8  0,2  2,4  0,7  1,8  1,5  1,3  
8 0,2  1,0  0,5  1,3  1,6  0,3  1,3  0,0  0,2  1,0  11,9  1,5  1,5  3,3  
9 0,5  2,8  0,3  4,2  1,7  1,0  0,6  0,0  0,0  0,8  0,7  0,9  1,5  1,3  
10 1,0  0,8  3,0  0,5  1,3  1,3  0,0  0,3  2,5  0,7  0,1  0,0  2,3  
11 0,2  0,1  3,0  1,1  1,8  1,4  4,8  0,1  1,0  2,0  1,7  0,0  6,0  
12 0,3  0,7  3,0  1,6  2,0  0,4  0,0  0,0  2,0  3,3  0,0  0,0  
13 0,3  0,4  1,5  1,6  0,8  6,1  2,4  0,0  2,6  2,0  0,5  4,3  
14 0,5  0,2  3,8  1,5  0,8  1,1  0,4  0,2  2,2  2,0  0,0  2,8  
15 0,9  0,2  4,5  2,7  0,3  0,3  2,0  0,3  1,2  1,3  0,2  7,0  
16 0,4  0,0  1,3  2,5  0,3  1,1  2,4  0,7  0,0  2,0  2,1  2,0  
17 1,4  0,1  2,8  4,5  1,3  2,2  0,0  0,0  1,8  3,3  1,1  1,5  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 378
 
Zone/ 
Region  AT BE  BG  CH  CZ  DE  FR  IT  HU  PL  RO  SI  SK  UK  
18 2,6  2,5  1,8  1,1  2,3  1,3  0,8  0,1  1,3  4,0  1,3  1,5  
19 3,6  0,8  2,5  1,8  4,5  0,4  0,8  2,4  1,4  3,3  0,9  2,0  
20 2,2  0,9  2,0  2,3  2,0  0,0  0,0  19,9  1,8  0,7  0,3  2,8  
21 0,5  7,5  2,0  1,7  0,8  1,6  3,2  0,7  0,0  0,7  2,8  3,0  
22 1,6  4,2  5,0  1,5  0,3  0,3  0,0  0,3  1,3  3,3  2,7  2,5  
23 1,0  0,8  1,5  1,6  0,5  0,3  1,6  0,0  0,7  4,6  0,1  3,3  
24 3,6  0,8  3,3  2,1  2,0  1,0  1,6  0,4  1,4  2,0  0,0  1,3  
25 1,8  7,5  1,5  2,0  2,3  0,7  3,2  3,1  3,3  4,0  
26 0,8  5,8  1,8  2,2  2,5  1,1  1,6  0,2  2,0  5,5  
27 2,0  3,3  3,1  4,3  1,2  3,2  0,8  1,3  8,5  
28 2,4  2,5  1,1  2,8  0,5  3,2  3,6  2,0  3,0  
29 0,7  3,3  2,9  2,3  0,3  0,0  5,9  4,0  1,3  
30 4,4  1,7  0,8  3,0  0,8  0,8  0,7  1,3  
31 2,0  1,3  0,3  1,6  4,8  0,6  3,3  2,0  
32 3,3  1,1  1,8  1,3  4,8  0,1  2,6  2,5  
33 0,9  2,0  1,0  2,8  1,6  5,9  1,3  0,3  
34 4,6  2,2  0,3  1,7  2,4  9,8  1,3  3,5  
35 1,5  1,4  3,0  0,7  0,0  7,3  4,6  3,0  
36 0,3  1,8  2,3  0,7  2,4  0,5  2,0  2,8  
37 0,4  2,6  2,5  2,0  1,2  2,2  7,9  2,8  
38 4,4  2,6  3,3  1,4  6,4  7,3  2,0  3,3  
39 1,2  0,8  1,0  1,7  2,4  10,6  1,3  3,5  
40 0,4  1,0  0,8  1,7  1,2  5,4  2,6  1,8  
41 0,2  3,9  0,3  1,4  6,4  0,0  1,3  2,5  
42 0,3  4,2  0,3  0,7  1,2  0,7  0,0  
43 0,1  1,2  2,0  0,4  0,8  1,7  3,0  
44 0,2  1,5  3,8  1,9  0,8  3,1  7,5  
45 0,6  0,8  3,5  1,7  1,6  0,3  2,8  
46 0,1  1,1  2,0  0,8  4,8  2,8  1,0  
47 0,1  0,7  4,5  2,3  3,2  1,1  19,5  
48 1,5  3,6  2,5  0,2  0,4  5,6  0,5  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 379
 
Zone/ 
Region  AT BE  BG  CH  CZ  DE  FR  IT  HU  PL  RO  SI  SK  UK  
49 0,1  2,1  0,3  2,5  1,6  2,2  3,0  
50 2,4  1,9  3,3  0,9  3,6  3,0  5,8  
51 2,8  1,0  2,0  1,1  0,8  1,1  3,3  
52 0,4  2,2  4,3  0,6  3,2  2,1  0,0  
53 0,3  1,2  6,0  0,4  0,4  0,3  2,0  
54 0,0  2,8  0,3  1,0  0,0  0,1  2,5  
55 0,1  3,5  1,0  1,2  0,8  0,2  0,0  
56 0,1  1,9  0,8  0,7  4,8  4,9  4,0  
57 0,1  4,8  1,5  1,0  0,0  4,9  3,8  
58 0,3  3,3  0,3  1,3  0,0  2,3  1,0  
59 0,9  2,4  3,8  0,9  0,8  4,6  1,8  
60 0,1  1,3  1,0  0,0  7,0  2,0  
61 0,1  3,3  0,5  0,4  0,1  10,0  
62 0,1  2,3  0,8  0,8  0,9  13,3  
63 0,1  4,0  0,7  0,0  0,9  2,8  
64 0,4  3,0  0,9  0,8  1,7  2,8  
65 1,1  1,5  1,2  4,0  3,0  0,8  
66 0,5  0,5  0,8  1,6  0,1  8,5  
67 0,9  0,3  4,3  2,4  2,9  1,0  
68 0,0  1,5  2,9  3,2  4,6  6,0  
69 0,0  0,5  1,6  1,2  4,6  4,3  
70 0,0  1,3  1,5  0,8  8,8  3,3  
71 0,0  0,8  1,9  0,0  1,9  2,0  
72 0,0  3,5  1,4  1,6  1,2  2,0  
73 0,0  1,0  0,9  1,2  2,2  2,0  
74 0,0  0,5  0,5  3,2  1,6  6,8  
75 0,0  1,0  6,2  6,4  8,8  1,5  
76 0,0  0,8  1,1  1,2  0,1  4,5  
77 0,1  0,5  1,3  2,4  0,3  1,3  
78 1,0  1,2  1,6  0,6  2,0  
79 3,0  0,7  1,6  1,6  3,8  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 380
 
Zone/ 
Region  AT BE  BG  CH  CZ  DE  FR  IT  HU  PL  RO  SI  SK  UK  
80 2,3  0,8  0,8  1,5  2,5  
81 2,3  0,5  1,2  0,1  2,8  
82 3,0  2,5  0,0  12,6  2,0  
83 1,3  0,7  0,0  3,9  5,5  
84 0,5  2,7  3,2  0,1  0,8  
85 1,3  2,0  0,0  0,8  1,3  
86 0,3  0,8  0,8  2,1  2,5  
87 1,0  0,3  1,2  0,9  2,0  
88 0,8  0,6  0,8  2,4  2,8  
89 1,5  0,9  1,6  1,9  1,5  
90 2,3  0,8  0,0  0,1  4,5  
91 0,5  1,0  0,0  0,2  6,5  
92 2,5  6,1  1,2  0,1  1,5  
93 5,0  1,4  0,2  1,5  
94 0,8  5,0  0,1  3,5  
95 2,0  1,1  1,2  2,8  
96 0,8  1,0  
97 0,8  2,5  
98 1,3  1,8  
99 2,1  2,0  
100 1,0 
101 1,5 
102 1,0 
103 1,5 
104 3,5 
105 3,0 
106 13,3 
107 1,0 
108 3,0 
109 3,8 
110 0,8 ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 381
 
Zone/ 
Region  AT BE  BG  CH  CZ  DE  FR  IT  HU  PL  RO  SI  SK  UK  
111 3,8 
112 2,8 
113 1,5 
114 1,3 
115 6,8 
116 0,3 
117 0,3 
118 5,0 
119 3,8 
120 3,5 
121 2,0 
122 2,3 
123 2,3 
124 0,5 
Risk weights for hail risk  
Zone/ 
Region  AT BE  CH  ES  DE  FR  IT  NL  
1 3,1  2,8  2,8  7,5  0,5  12,6  3,7  4,0  
2 3,4  2,7  1,6  1,7  0,0  1,9  3,7  5,8  
3 1,8  2,0  0,3  6,7  0,0  5,7  3,7  5,3  
4 23,6  3,1  2,1  0,0  0,8  8,7  0,0  1,4  
5 0,2  2,0  6,7  1,7  0,4  5,4  0,0  6,6  
6 1,9  3,9  4,0  3,3  2,7  3,9  0,8  0,1  
7 8,3  2,0  0,1  16,7  0,4  12,3  0,8  0,3  
8 0,3  2,8  0,2  2,5  0,8  2,7  0,0  2,9  
9 1,4  2,4  1,5  1,7  0,2  27,6  0,0  9,6  
10 0,8  0,3  0,0  0,1  1,7  0,0  0,1  
11 3,1  6,1  7,5  0,9  6,8  10,8  6,1  
12 2,8  3,0  0,0  0,1  8,7  10,8  2,8  
13 1,0  0,1  0,0  0,0  2,8  10,8  2,0  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 382
 
Zone/ 
Region  AT BE  CH  ES  DE  FR  IT  NL  
14 17,4  2,7  6,7  0,1  0,3  10,8  0,6  
15 0,2  4,4  1,7  0,0  3,7  10,8  0,2  
16 0,9  0,3  10,0  0,0  8,5  10,8  2,0  
17 1,7  1,4  5,0  0,2  0,6  10,8  0,1  
18 1,4  1,9  2,5  0,0  7,2  10,8  0,1  
19 0,3  5,9  10,0  0,1  12,4  10,8  3,4  
20 0,3  0,5  0,0  0,0  2,5  10,8  1,5  
21 0,4  1,3  3,3  0,0  8,1  7,5  5,6  
22 1,1  1,3  3,3  0,0  0,1  7,5  0,5  
23 0,2  1,4  3,3  0,0  10,2  7,5  0,5  
24 5,3  1,2  6,7  5,5  2,0  7,5  4,2  
25 15,9  1,3  5,0  0,5  8,3  7,5  1,4  
26 5,8  4,9  3,3  0,1  25,3  7,5  11,6  
27 1,6  8,4  0,1  1,0  7,5  12,0  
28 3,8  0,0  3,3  4,7  7,5  1,3  
29 5,4  5,0  1,7  0,0  10,8  4,3  
30 7,9  6,7  3,1  3,6  7,5  2,6  
31 16,5  3,3  17,4  14,0  3,3  0,4  
32 5,6  6,7  1,8  7,7  3,3  13,4  
33 5,9  2,5  2,0  5,8  3,3  12,0  
34 2,4  6,7  1,7  0,3  3,3  0,3  
35 2,7  1,7  2,1  0,2  3,3  3,2  
36 14,1  10,0  2,2  1,3  3,3  0,2  
37 0,4  2,5  6,1  7,6  3,3  10,6  
38 3,5  0,0  19,7  10,6  3,3  3,4  
39 6,1  2,5  5,4  11,6  3,3  3,1  
40 3,1  7,5  7,9  2,8  3,3  0,2  
41 10,4  2,5  3,7  2,3  7,5  5,9  
42 5,4  3,3  3,5  10,4  7,5  7,2  
43 1,1  6,7  3,0  4,8  7,5  3,8  
44 5,9  3,3  9,8  0,1  7,5  3,5  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 383
 
Zone/ 
Region  AT BE  CH  ES  DE  FR  IT  NL  
45 11,3  12,5  3,4  3,4  7,5  3,9  
46 4,5  1,7  2,7  12,2  3,3  3,2  
47 0,3  6,7  13,2  18,1  7,5  1,2  
48 3,3  0,1  11,9  13,7  7,5  2,5  
49 1,3  0,5  8,7  2,1  7,5  0,6  
50 2,1  1,2  13,9  1,9  3,7  4,7  
51 11,4  11,2  6,4  3,7  2,9  
52 2,7  2,1  10,9  3,7  4,6  
53 0,2  6,0  4,7  3,7  0,3  
54 0,4  5,0  2,0  3,7  2,4  
55 7,9  3,3  0,8  3,7  5,8  
56 0,4  11,2  0,1  3,7  2,4  
57 0,2  0,3  2,7  3,7  5,2  
58 8,2  4,3  19,9  3,7  2,1  
59 3,6  2,4  1,9  3,7  8,5  
60 4,7  3,0  1,9  0,8  9,7  
61 1,5  0,7  16,1  0,8  8,9  
62 3,9  18,2  1,4  0,8  0,1  
63 2,6  5,3  2,6  0,8  0,1  
64 2,4  4,9  15,3  0,8  7,4  
65 4,8  0,3  20,0  0,8  4,1  
66 0,8  8,0  2,0  0,8  0,8  
67 1,2  15,3  4,6  0,8  0,3  
68 0,4  11,7  12,1  0,0  3,2  
69 10,7  7,7  17,1  0,0  1,5  
70 1,3  1,7  13,6  0,0  1,6  
71 4,5  6,4  12,1  0,0  2,9  
72 15,0  5,6  0,7  0,0  7,1  
73 0,3  5,0  15,3  0,0  4,1  
74 1,2  7,8  9,5  0,0  1,6  
75 1,3  8,0  6,2  0,0  1,4  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 384
 
Zone/ 
Region  AT BE  CH  ES  DE  FR  IT  NL  
76 0,2  55,9  0,7  0,0  0,1  
77 4,2  41,6  1,9  0,0  0,4  
78 7,9  1,7  0,0  0,3  
79 10,7  1,1  0,0  0,0  
80 8,7  4,6  0,8  5,1  
81 7,8  3,7  0,0  0,7  
82 15,8  20,4  0,0  0,3  
83 5,2  0,6  0,0  1,0  
84 3,2  0,6  0,0  1,1  
85 12,4  1,3  0,0  5,1  
86 9,1  1,3  0,0  2,5  
87 4,2  1,7  0,0  1,8  
88 8,5  3,2  0,0  0,3  
89 3,9  3,3  0,0  4,4  
90 6,4  6,0  0,0  3,0  
91 2,7  2,3  0,0  
92 3,0  1,0  0,0  
93 2,5  4,0  
94 2,5  0,7  
95 1,4  2,3  
Risk weights for subsidence risk  
Zone  FR  Zone  FR  Zone  FR  Zone  FR  Zone  FR  
1 0,5  20  0,3  39  0,5  58  0,3  77  2,5  
2 0,3  21  0,5  40  0,3  59  6,0  78  2,0  
3 0,5  22  0,3  41  0,5  60  0,3  79  0,8  
4 0,3  23  0,3  42  0,3  61  0,3  80  0,3  
5 0,3  24  1,8  43  0,3  62  1,0  81  0,8  
6 0,5  25  0,3  44  0,5  63  0,8  82  0,8  
7 0,3  26  0,3  45  1,5  64  0,5  83  0,5  
8 0,3  27  0,3  46  0,3  65  0,5  84  0,5  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 385
 
Zone  FR  Zone  FR  Zone  FR  Zone  FR  Zone  FR  
9 0,3  28  0,5  47  1,0  66  0,3  85  0,5  
10 0,3  29  0,3  48  0,3  67  0,3  86  1,0  
11 0,5  30  0,3  49  1,3  68  0,3  87  0,3  
12 0,3  31  6,3  50  0,3  69  0,5  88  0,3  
13 2,5  32  1,0  51  0,3  70  0,3  89  0,5  
14 0,3  33  4,8  52  0,3  71  0,5  90  0,3  
15 0,3  34  0,5  53  0,3  72  0,8  91  1,5  
16 0,5  35  0,3  54  0,5  73  0,3  92  0,5  
17 2,3  36  0,5  55  0,3  74  0,3  93  0,8  
18 0,5  37  1,5  56  0,3  75  0,3  94  1,0  
19 0,3  38  0,3  57  1,0  76  0,3  95  0,8  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 386
 
ANNEX XI  
LIABILITY RISK GROUPS, RISK FACTORS AND CORRELATION COEFFICIENTS 
FOR THE LIABILITY RISK SUB-MODULE  
i Liability risk group  i Risk factor  
f (liability,i)  
1 Professional malpractice liability insurance and proportional reinsurance 
obligations other than professional malpractice liability insurance and 
reinsurance for self-employed craftspersons or artisans  100 %  
2 Employers liability insurance and proportional reinsurance obligations  160 %  
3 Directors and officers liability insurance and proportional reinsurance 
obligations  160 %  
4 Liability insurance and reinsurance obligations included in lines of 
business 8 and 20 as set out in Annex I, other than obligations 
included in liability risk groups 1 to 3 and other than personal liability 
insurance and proportional reinsurance and other than professional 
malpractice liability insurance and reinsurance for self-employed craft ­
spersons or artisans  100 %  
5 Non-proportional reinsurance of obligations relating to insurance 
obligations included in line of business 8 as set out in Annex I  210 %  
For the purpose of the above table, the following definitions shall apply:  
(a) Professional malpractice liability insurance obligations mean liability 
insurance obligations included in line of business 8 as set out in Annex I 
which cover liabilities arising out of professional practice in relation to 
clients and patients;  
(b) Employers liability insurance obligations mean liability insurance obligations 
included in line of business 8 as set out in Annex I which cover liabilities of 
employers arising out of death, illness, accident, disability or infirmity of an 
employee in the course of the employment;  
(c) Directors and officers insurance obligations mean liability insurance 
obligations included in line of business 8 as set out in Annex I which 
cover liabilities of directors and officers of a company, arising out of the 
management of that company, or losses of the company itself to the extent it 
indemnifies its directors and officers in relation to such liabilities.  
(d) Personal liability insurance obligations mean liability insurance obligations 
included in line of business 8 as set out in Annex I which cover liabilities of 
natural persons in their capacity of private householders.  
LIABILITY RISK CORRELATION COEFFICIENTS  
j 
i 1 2  3  4  5  
1 1  0  0,5  0,25  0,5  
2 0  1  0  0,25  0,5  
3 0,5  0  1  0,25  0,5  
4 0,25  0,25  0,25  1  0,5  
5 0,5  0,5  0,5  0,5  1  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 387
 
ANNEX XII  
GROUPS OF OBLIGATIONS AND RISK FACTORS FOR THE SUB-MODULE FOR 
OTHER NON-LIFE CATASTROPHE RISK  
i Group of insurance and reinsurance obligations  i Risk factor  c i 
1 Insurance and reinsurance obligations included in lines of business 6 
and 18 as set out in Annex I other than marine insurance and 
reinsurance and aviation insurance and reinsurance  100 %  
2 Reinsurance obligations included in line of business 27 as set out in 
Annex I other than marine reinsurance and aviation reinsurance  250 %  
3 Insurance and reinsurance obligations included in lines of business 12 
and 24 as set out in Annex I, other than extended warranty insurance 
and reinsurance obligations provided that the portfolio of these 
obligations is highly diversified and these obligation do not cover the 
costs of product recalls  40 %  
4 Reinsurance obligations included in line of business 26 as set out in 
Annex I other than general liability reinsurance  250 %  
5 Non-proportional reinsurance obligations relating to insurance 
obligations included in lines of business 9 and 21 as set out in 
Annex I  250 %  
For the purpose of group 3, ‘extended warranty insurance obligation’ means 
insurance obligations which cover the cost of repair or replacement in the 
event of a breakdown of a consumer good used by the individuals in a private 
capacity and which may also provide additional cover against eventualities such 
as accidental damage, loss or theft and assistance in setting up, maintaining and 
operating the good.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 388
 
ANNEX XIII  
LIST OF REGIONS FOR WHICH NATURAL CATASTROPHE RISK IS 
NOT CALCULATED BASED ON PREMIUMS  
— Member States of the European Union  
— Principality of Andorra  
— Republic of Iceland  
— Principality of Lichtenstein  
— Principality of Monaco  
— Kingdom of Norway  
— Republic of San Marino  
— Swiss Confederation  
— Vatican City State  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 389
 
ANNEX XIV  
SEGMENTATION OF NSLT HEALTH INSURANCE AND REINSURANCE 
OBLIGATIONS AND STANDARD DEVIATIONS FOR THE NSLT HEALTH PREMIUM 
AND RESERVE RISK SUB-MODULE  
Segment  Lines of 
business, as set 
out in Annex I 
that the segment 
consists of  Standard 
deviation for 
gross premium 
risk of the 
segment  Standard 
deviation for 
reserve risk of 
the segment  
1 Medical expense insurance and propor ­
tional reinsurance  1 and 13  5 %  5 %  
2 Income protection insurance and propor ­
tional reinsurance  2 and 14  8.5 %  14 %  
3 Workers' compensation insurance and 
proportional reinsurance  3 and 15  8 %  11 %  
4 Non-proportional health reinsurance  25  17 %  20 %  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 390
 
ANNEX XV  
CORRELATION MATRIX FOR NSLT HEALTH PREMIUM AND 
RESERVE RISK  
The correlation parameter CorrHS(s,t) referred to in Article 148(1) shall be equal 
to the item set out in row s and in column t of the following correlation matrix. 
The headings of the rows and columns denote the numbers of the segments set 
out Annex XIV:  
t 
s 1 2  3  4  
1 1  0,5  0,5  0,5  
2 0,5  1  0,5  0,5  
3 0,5  0,5  1  0,5  
4 0,5  0,5  0,5  1  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 391
 
ANNEX XVI  
HEALTH CATASTROPHE RISK SUB-MODULE OF THE SOLVENCY 
CAPITAL REQUIREMENT STANDARD FORMULA  
GEOGRAPHICAL SEGMENTATION AND RISK FACTORS FOR THE 
MASS ACCIDENT RISK SUB-MODULE  
Country s  rs — Ratio of persons affected by the mass 
accident in country s  
Republic of Austria  0,30 %  
Kingdom of Belgium  0,25 %  
Republic of Bulgaria  0,30 %  
Republic of Croatia  0,40 %  
Republic of Cyprus  1,30 %  
Czech Republic  0,10 %  
Kingdom of Denmark  0,35 %  
Republic of Estonia  0,45 %  
Republic of Finland  0,35 %  
French Republic; Principality of 
Monaco; Principality of Andorra  0,05 %  
Hellenic Republic  0,30 %  
Federal Republic of Germany  0,05 %  
Republic of Hungary  0,15 %  
Republic of Iceland  2,45 %  
Ireland  0,95 %  
Italian Republic; Republic of San 
Marino; Vatican City State  0,05 %  
Republic of Latvia  0,20 %  
Republic of Lithuania  0,20 %  
Grand Duchy of Luxemburg  1,05 %  
Republic of Malta  2,15 %  
Kingdom of the Netherlands  0,15 %  
Kingdom of Norway  0,25 %  
Republic of Poland  0,10 %  
Portuguese Republic  0,30 %  
Romania  0,15 %  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 392
 
Country s  rs — Ratio of persons affected by the mass 
accident in country s  
Slovak Republic  0,30 %  
Republic of Slovenia  0,40 %  
Kingdom of Spain  0,10 %  
Kingdom of Sweden  0,25 %  
Swiss Confederation  0,25 %  
United Kingdom of Great Britain and 
Northern Ireland  0,05 %  
DEFINITION OF EVENTS AND RISK FACTORS FOR THE MASS 
ACCIDENT RISK SUB-MODULE AND ACCIDENT CONCENTRATION 
RISK SUB-MODULE  
Event type e  x e — Ratio of persons which will be 
affected by event type e as the result of the 
accident  
Death caused by an accident  10 %  
Permanent disability caused by an 
accident  1,5 %  
Disability that lasts 10 years caused by 
an accident  5 % 
Disability that lasts 12 months caused 
by an accident  13,5 %  
Medical treatment caused by an 
accident  30 %  
DEFINITION OF HEALTHCARE UTILISATION AND RISK FACTORS 
FOR THE PANDEMIC RISK SUB-MODULE  
Healthcare utilisation type h  H h — Ratio of persons with clinical 
symptoms which will utilise healthcare of 
type h  
Hospitalisation  1 %  
Consultation with a medical practi ­
tioner  20 %  
No formal medical care sought  79 %  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 393
 
ANNEX XVII  
METHOD-SPECIFIC DATA REQUIREMENTS AND METHOD 
SPECIFICATIONS FOR UNDERTAKING-SPECIFIC PARAMETERS OF 
THE STANDARD FORMULA  
A. Definitions and notations  
(1) For the purpose of this Annex, the following definitions shall apply:  
(a) ‘accident year’ means, with respect to a payment for an insurance or 
reinsurance claim, the year in which the insured event that gave rise 
to that claim took place;  
(b) ‘development year’ means, with respect to a payment for an 
insurance or reinsurance claim, the difference between the year of 
that payment and the accident year of that payment.  
(c) ‘reporting year’ means, with respect to a payment for an insurance or 
reinsurance claim, the year in which the insured event that gave rise 
to that claim was notified to the insurance or reinsurance undertaking;  
(d) ‘financial year’ means, with respect to a payment for an insurance or 
reinsurance claim, the year in which this payment took place.  
(2) For the purpose of this annex, ‘segment  s’ denotes the segment for which 
the undertaking-specific parameter is determined, being one of the 
segments set out in Annex II or one of the segments set out in 
Annex XIV.  
B. Premium risk method  
Input data and method-specific data requirements  
(1) The data for estimating the undertaking-specific standard deviation of 
segment  s shall consist of the following:  
(a) the payments made and the best estimates of the provision for claims 
outstanding in segment  s after the first development year of the 
accident year of those claims (aggregated losses);  
(b) the premiums earned in segment  s; 
Those aggregated losses and earned premiums shall be available 
separately for each accident year of the insurance and reinsurance 
claims in segment  s. 
(2) The following method-specific data requirements shall apply:  
(a) the data are representative for the premium risk that the insurance or 
reinsurance undertaking is exposed to during the following twelve 
months;  
(b) data are available for at least five consecutive accident years;  
▼M1 
(c) where the premium risk method is applied to replace the standard 
parameters referred to in Article 218(1)(a)(ii) and (c)(ii), the 
aggregated losses and earned premiums are not adjusted for 
recoverable from reinsurance contracts and special purpose vehicles 
or reinsurance premiums;  
▼B 
(d) ►M1 where the premium risk method is applied to replace the 
standard parameters referred to in Article 218(1)(a)(i) and (c)(i): ◄ ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 394
 
i. the aggregated losses are adjusted for amounts recoverable from 
reinsurance contracts and special purpose vehicles which are 
consistent with the reinsurance contracts and special purpose 
vehicles that are in place to provide cover for the following 
twelve months;  
ii. the earned premiums are adjusted for reinsurance premiums which 
are consistent with the reinsurance contracts and special purpose 
vehicles that are in place to provide cover for the following twelve 
months;  
(e) the aggregated losses are adjusted for catastrophe claims to the extent 
that the risk of those claims is reflected in the non-life or health 
catastrophe risk sub-modules;  
(f) the aggregated losses include the expenses incurred in servicing the 
insurance and reinsurance obligations;  
(g) the data fit the following assumptions:  
i. expected aggregated losses in a particular segment and accident 
year are linear proportional in premiums earned in a particular 
accident year;  
ii. the variance of aggregated losses in a particular segment and 
accident year is quadratic in premiums earned in a particular 
accident year;  
iii. aggregated losses follow a lognormal distribution;  
iv. maximum likelihood estimation is appropriate.  
Method specification  
(3) For the purpose of paragraphs 4-6, the following notation shall apply:  
(a) accident years are denoted by consecutive numbers starting with 1 for 
the first accident year for which data are available;  
(b) T denotes the latest accident year for which data are available;  
(c) for all accident years, the aggregated losses in segment  s in a 
particular accident year  t are denoted by  y t ; 
(d) for all accident years, the premiums earned in segment  s in a 
particular accident year  t are denoted by  x t . 
(4) The undertaking-specific standard deviation of segment  s shall be equal 
to the following:
  
where:  
(a) c denotes the credibility factor set out in section G;  
(b)
 denotes the standard deviation function set out in paragraph 5;  
(c)
 denotes the mixing parameter set out in paragraph 6;  
(d)
 denotes the logarithmic variation coefficient set out in paragraph 6.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 395
 
(e) σ (prem,s)  denotes the standard parameter that should be replaced by the 
undertaking-specific parameter.  
(5) The standard deviation function shall be equal to the following function 
of two variables:
  
where:  
(a)
 and
  are defined in point (c) and (d) of paragraph 4;  
(b) exp denotes the exponential function;  
(c) ln denotes the natural logarithm;  
(d) π t denotes the following function of two variables:
  
where:  
i.
 and
  are defined in point (c) and (d) of paragraph 4;  
ii. x denotes the following amount:  
x ¼ 1 
T · X  T 
t¼1 x t 
(6) The mixing parameter and the logarithmic variation coefficient shall be 
the values
  and
  respectively for which the following amount becomes 
minimal:
  
where:  
(a) ln denotes the natural logarithm;  
(b) π t denotes the function set out in point (d) of paragraph 5;  
(c)
 denotes the standard deviation function set out in paragraph 5;  
(d) x denotes the following amount:  
x ¼ 1 
T · X  T 
t¼1 x t 
For the determination of the minimal amount, no values for the mixing 
parameter less than zero or exceeding 1 shall be considered.  
C. Reserve risk method 1  
Input data and method-specific data requirements  
(1) The data for estimating the undertaking-specific standard deviation for 
non-life reserve risk or NSLT health reserve risk of segment  s shall 
consist of the following:  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 396
 
(a) the sum of the best estimate provision at the end of the financial year 
for claims that were outstanding in segment  s at the beginning of the 
financial year and the payments made during the financial year for 
claims that were outstanding in segment  s at the beginning of the 
financial year;  
(b) the best estimate of the provision for claims outstanding in segment  s 
at the beginning of the financial year.  
The amounts referred to in points (a) and (b) shall be available separately 
for different financial years.  
(2) The following method-specific data requirements shall apply:  
(a) the data are representative for the reserve risk that the insurance or 
reinsurance undertaking is exposed to during the following twelve 
months  
(b) data are available for at least five consecutive financial years;  
(c) the data are adjusted for amounts recoverable from reinsurance 
contracts and special purpose vehicles which are consistent with 
the reinsurance contracts and special purpose vehicles that are in 
place to provide cover for the following twelve months;  
(d) the data include the expenses incurred in servicing the insurance and 
reinsurance obligations.  
(e) the data fit the following assumptions:  
i. the amount referred to paragraph 1(a) in that particular segment 
and financial year is linear proportional in the best estimate of the 
provision for claims outstanding in that particular segment and 
financial year;  
ii. the variance of the amount referred to paragraph 1(a) in a 
particular segment and financial year is quadratic in the 
provision for claims outstanding in a particular segment and 
financial year;  
iii. the amount referred to paragraph 1(a) follows a lognormal 
distribution;  
iv. maximum likelihood estimation is appropriate.  
Method specification  
(3) For the purpose of paragraphs 4-6, the following notation shall apply:  
(a) the financial years are denoted by consecutive numbers starting with 
1 for the first financial year for which data are available;  
(b) T denotes the latest financial year for which data are available;  
(c) for all financial years, the amount referred to paragraph 1(a) in 
segment  s in a particular financial year  t is denoted by  y t ; 
(d) for all financial years, the best estimate of the provision for claims 
outstanding in segment  s in a particular financial year  t are denoted 
by x t . ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 397
 
(4) The undertaking-specific standard deviation for non-life reserve risk or 
NSLT health reserve risk of segment  s shall be equal to the following:
  
where:  
(a) c denotes the credibility factor set out in section G;  
(b)
 denotes the standard deviation function set out in paragraph 5;  
(c)
 denotes the mixing parameter set out in paragraph 6;  
(d)
 denotes the logarithmic variation coefficient set out in paragraph 6.  
(e) σ (prem,s)  denotes the standard parameter that should be replaced by the 
undertaking-specific parameter.  
(5) The standard deviation function shall be equal to the following function 
of two variables:
  
where:  
(a)
 and
  are defined in point (c) and (d) of paragraph 4;  
(b) exp denotes the exponential function;  
(c) ln denotes the natural logarithm;  
(d) π t denotes the following function of two variables:
  
where:  
i.
 and
  are defined in point (c) and (d) of paragraph 4;  
ii. x denotes the following amount:  
x ¼ 1 
T · X  T 
t¼1 x t 
(6) The mixing parameter and the logarithmic variation coefficient shall be 
the values
  and
  respectively for which the following amount becomes 
minimal:
  
where:  
(a) ln denotes the natural logarithm;  
(b) π t denotes the function set out in point (c) of paragraph 5;  
(c)
 denotes the standard deviation function set out in paragraph 5;  
(d) x denotes the following amount:  
x ¼ 1 
T · X  T 
t¼1 x t 
For the determination of the minimal amount, no values for the mixing 
parameter less than zero or exceeding 1 shall be considered.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 398
 
D. Reserve risk method 2  
Input data and method-specific data requirements  
(1) The data for estimating the undertaking-specific standard deviation for 
deviation for non-life reserve risk or NSLT health reserve risk of segment  
s shall consist of cumulative payment amounts for insurance or 
reinsurance claims in segment  s (cumulative claims amounts), separately 
for each accident year and development year of the payments.  
(2) The following method-specific data requirements shall apply:  
(a) the data are representative for the reserve risk that the insurance or 
reinsurance undertaking is exposed to during the following twelve 
months;  
(b) data are available for at least five consecutive accident years;  
(c) in the first accident year, data are available for at least five 
consecutive development years;  
(d) in the first accident year the cumulative payment amount of the last 
development year for which data are available includes all the 
payments of the accident year except an immaterial amount;  
(e) the number of consecutive accident years for which data are available 
is not less than the number of consecutive development years in the 
first accident year for which data are available;  
(f) the cumulative claims amounts are adjusted for amounts recoverable 
from reinsurance contracts and special purpose vehicles which are 
consistent with the reinsurance contracts and special purpose 
vehicles that are in place to provide cover for the following twelve 
months;  
(g) the cumulative claims amounts shall include the expenses incurred in 
servicing the insurance or reinsurance obligations;  
(h) the data are consistent with the following assumptions about the 
stochastic nature of cumulative claims amounts:  
i. cumulative claims amounts for different accident years are 
mutually stochastically independent;  
ii. for all accident years the implied incremental claim amounts are 
stochastically independent;  
iii. for all accident years the expected value of the cumulative claims 
amount for a development year is proportional to the cumulative 
claims amount for the preceding development year;  
iv. for all accident years the variance of the cumulative claims 
amount for a development year is proportional to the cumulative 
claims amount for the preceding development year.  
For the purposes of point (d), a payment amount shall be considered to 
be material where ignoring it in the calculation of the undertaking- 
specific parameter could influence the decision-making or the 
judgement of the users of that information, including the supervisory 
authorities  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 399
 
Method specification  
(3) For the purpose of paragraphs 4 and 5, the following notation shall apply:  
(a) the accident years are denoted by consecutive numbers starting with 0 
for the first accident year for which data are available;  
(b) I denotes the latest accident year for which data are available;  
(c) J denotes the latest development year in the first accident year for 
which data are available;  
(d) C (i,j) denotes the cumulative claims for accident year  i and devel ­
opment year  j. 
(4) The undertaking-specific standard deviation for non-life reserve risk or 
NSLT health reserve risk of segment  s shall be equal to the following:
  
where:  
(a) c denotes the credibility factor set out in section G;  
(b) MSEP  denotes the mean squared error of prediction as specified in 
paragraph 5;  
(c) for all accident years and development years,
  denotes the cumu ­
lative claims estimate for the specific accident year  i and devel ­
opment year  j, being defined as follows:
  
where for all development years
  denotes for development factor 
estimate of the specific development year  j, being defined as follows:
  
(d) σ (res,s)  denotes the standard parameter for non-life reserve risk or 
NSLT health reserve risk of segment  s. 
(5) ►M1 The mean squared error of prediction shall be equal to the 
following:
  
◄ 
where:  
(a) for all accident years and development years,
  denotes the cumu ­
lative claim estimate in the specific accident year  i and development 
year j, as set out in paragraph 4(c).  
(b) for all development years,  S j denotes for a specific development year  
j the following amount:  
S j ¼ X  IÄjÄ1 
i¼0 C ði;jÞ ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 400
 
(c) for all development years,  S′ j denotes for a specific development year  
j the following amount:  
S′ j ¼ X  IÄj 
i¼0 C ði;jÞ 
(d) for all development years,
  denotes for a specific development year  
j the following amount:
  
where:  
(i)
 denotes the development factor estimate of development year  j 
as set out in paragraph 4(c);  
(ii)
 denotes the following amount:
  
j = 0,…, ( J – 2)
  
j = (J – 1)  
E. Revision risk method  
Input data and method-specific data requirements  
(1) The data for estimating the undertaking-specific increase in the amount of 
annuity benefits shall consist of annual amounts of annuity benefits of 
annuity insurance obligations where the benefits payable could increase 
as a result of changes in the legal environment or in the state of health of 
the person insured (annuity benefits), separately for consecutive financial 
years and each beneficiary.  
(2) The following method-specific data requirements shall apply:  
(a) the data are representative for the revision risk that the insurance or 
reinsurance undertaking is exposed to during the following twelve 
months;  
(b) data are available for at least five consecutive financial years;  
(c) the annuity benefits are gross, without deduction of the amounts 
recoverable from reinsurance contracts and special purpose vehicles;  
(d) the annuity benefits shall include the expenses incurred in servicing 
the annuity obligations;  
(e) the data are consistent with the following assumptions about the 
stochastic nature of increases in the amount of annuity benefits:  
i. the annual number of annuity increases follows a negative 
binomial distribution, including in the tail of the distribution;  
ii. the amount of an annuity increase follows a lognormal 
distribution, including in the tail of the distribution;  
iii. the annual number of annuity increases and the amounts of the 
annuity increase are mutually stochastically independent.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 401
 
Method specification  
(3) For the purpose of paragraphs 4-8, the following notation shall apply:  
(a) the financial years are denoted by consecutive numbers starting with 
1 for the first financial year for which data are available;  
(b) T denotes the latest financial year for which data are available;  
(c) A (i,t) denotes the annuity benefits of beneficiary  i in financial year  t; 
(d) D (i,t) denotes the change of annuity benefits after financial year  t, 
being equal to the following difference:  
D ði;tÞ ¼ A ði;tÞ Ä A ði;tÄ1Þ 
(4) The undertaking-specific increase in the amount of annuity benefits shall 
be equal to the following:  
S USP ¼ c · VaR  0,995 ðRÞ Ä R 
R þ ð1 Ä cÞ · S 
where:  
(a) c denotes the credibility factor set out in section G;  
(b) R denotes the expected value of annuity increases set out in 
paragraph 5;  
(c) VaR  0,995 (R) denotes the 99,5 % quantile of the distribution of annuity 
increases set out in paragraph 6;  
(d) S is equal to 3 % where the calculation is done for the purpose of the 
revision risk sub-module set out in Article 141 and equal to 4 % 
where the calculation is done for the purpose of the health revision 
risk sub-module set out in Article 158.  
(5) The expected value of annuity increases shall be equal to the following:  
R ¼ X · N 
where:  
(a) X denotes the estimated average change in annuity benefits, restricted 
to those changes in of annuity benefits that are larger than zero;  
(b) N denotes the estimated average number, per financial year, of 
changes in annuity benefits that are larger than zero.  
(6) The annuity increases shall be equal to the following:  
R ¼ X  N 
k¼1 X k 
where:  
(a) N denotes the annual number of annuity increases and follows a 
negative binominal distribution with an expected value that is equal 
to the estimated number of changes in annuity benefits set out in 
point (b) of paragraph 5 and with a standard deviation that is equal to 
the estimated standard deviation of the number of changes in annuity 
benefits set out in paragraph 7;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 402
 
(b) X k denotes the amount of an annuity increase and follows a 
lognormal distribution with an expected value that is equal to the 
estimated average change in annuity benefits set out in point (a) of 
paragraph 5 and with a standard deviation that is equal to the 
estimated standard deviation of changes in annuity benefits set out 
in paragraph 8;  
(c) the annual number of annuity increases and the amounts of the 
annuity increase are mutually stochastically independent.  
(7) The estimated standard deviation of the number of changes in annuity 
benefits shall be equal to the following:
  
where:  
(a) N t denotes the number of changes in annuity benefits in financial 
years  t that are larger than zero;  
(b) N denotes the estimated average change in annuity benefits set out in 
point (b) of paragraph 5.  
(8) The estimated standard deviation of changes in annuity benefits shall be 
equal to the following:
  
where:  
(a) the sum includes only those beneficiaries  i and financial years  t for 
which  D (i,t) is larger than zero;  
(b) n denotes the number of summands of the sum referred to in 
point (a);  
(c) X denotes the estimated average change in annuity benefits set out in 
point (a) of paragraph 5.  
F. Non-proportional reinsurance method  
Input data and method-specific data requirements  
(1) The data for estimating the undertaking-specific adjustment factor for 
non-proportional reinsurance shall consist of the ultimate claim amounts 
of insurance and reinsurance claims that were reported to the insurance or 
reinsurance undertaking in segment  s during the last financial years, 
separately for each insurance and reinsurance claim.  
(2) The following method-specific data requirements shall apply:  
(a) the data are representative for the premium risk that the insurance or 
reinsurance undertaking is exposed to during the following twelve 
months;  
(b) the data do not indicate a higher premium risk than reflected in the 
standard deviation for premium risk used to calculate the Solvency 
Capital Requirement;  
(c) the ultimate claim amounts are estimated in the year the insurance 
and reinsurance claims were reported;  
(d) data are available for at least five reporting years;  
(e) where the recognisable excess of loss reinsurance contract applies to 
gross claims, the ultimate claim amounts are gross;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 403
 
(f) where the recognisable excess of loss reinsurance contract applies to 
claims after deduction of the recoverables from certain other 
reinsurance contracts and special purpose vehicles, the amounts 
receivable from those certain other reinsurance contracts and 
special purpose vehicles are deducted from the ultimate claim 
amounts;  
(g) the ultimate claim amounts shall not include expenses incurred in 
servicing the insurance and reinsurance obligations;  
(h) the data are consistent with the assumption that ultimate claim 
amounts follow a lognormal distribution, including in the tail of 
the distribution.  
Method specification  
(3) For the purpose of paragraphs 4-7, the following notation shall apply:  
(a) insurance and reinsurance claims for which data are available are 
denoted by consecutive numbers starting with 1;  
(b) n denotes the number of insurance and reinsurance claim for which 
data are available;  
(c) Y i denotes the ultimate claim amount of insurance or reinsurance 
claim  i; 
(d) μ and  ω denote the first and second moment, respectively, of the 
claim amount distribution, being equal to the following amounts:  
μ ¼ 1 
n X  n 
i¼1 Y i and ω ¼ 1 
n X  n 
i¼1 Y 2 
i 
(e) b 1 denotes the amount of the retention of the recognisable excess of 
loss reinsurance contract referred to in Article 218(2);  
▼M1 
(f) where the recognisable excess of loss reinsurance contract referred to 
in Article 218(2) provides compensation only up to a specified limit, 
b2 denotes the amount of that limit.  
▼B 
(4) The undertaking-specific specific adjustment factor for non-proportional 
reinsurance shall be equal to the following:  
NP USP ¼ c · NP′ þ ð1 Ä cÞ · NP 
where:  
(a) c denotes the credibility factor set out in section G;  
(b) NP′ denotes the estimated adjustment factor for non-proportional 
reinsurance set out in paragraph 5;  
(c) NP denotes the adjustment factor for non-proportional reinsurance set 
out in Article 117(2).  
(5) The estimated adjustment factor for non-proportional reinsurance shall be 
equal to the following:  
NP′ = ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  
ω 1 Ä ω 2 þ ω þ 2 · ðb 2 Ä b 1 Þ · ðμ 2 Ä μÞ 
ω r 
, where paragraph 3(f) 
applies, 
ﬃﬃﬃﬃﬃﬃ ω 1 
ω r 
else. 8 
> > < 
> > : 
where the parameters  μ 2 , ω 1 and ω 2 are set out in paragraph 6.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 404
 
(6) The parameters,  μ 2 , ω 1 and ω 2 shall be equal to the following:  
μ 2 ¼ μ · N ð lnðb 2 Þ Ä θ 
η Ä ηÞ þ b 2 · N ðÄ lnðb 2 Þ Ä θ 
η Þ 
ω 1 ¼ ω · N ð lnðb 1 Þ Ä θ 
η Ä 2 · ηÞ þ b 2 
1 · N ðÄ lnðb 1 Þ Ä θ 
η Þ 
ω 2 ¼ ω · N ð lnðb 2 Þ Ä θ 
η Ä 2 · ηÞ þ b 2 
2 · N ðÄ lnðb 2 Þ Ä θ 
η Þ 
where:  
(a) N denotes the cumulative probability function of the normal 
distribution;  
(b) ln denotes the natural logarithm;  
(c) the parameters  θ and η are equal to the following:  
θ ¼ 2lnμ Ä 1 
2 lnω 
η ¼ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  lnω Ä 2lnμ p . 
(7) Notwithstanding paragraph 5, where non-proportional reinsurance covers 
homogeneous risk-groups within a segment, the estimated adjustment 
factor for non-proportional reinsurance shall be equal to the following:  
NP′ ¼ X  
h V ðprem ;hÞ · NP′ ðhÞ 
X  
h V ðprem ;hÞ 
where:  
(a) V (prem,h)  denotes the volume measure for premium risk of the homo ­
geneous risk group  h determined in accordance with paragraph 3 of 
Article 116;  
(b) NP′ (h) denotes the estimated adjustment factor for non-proportional 
reinsurance of homogeneous risk group  h determined in accordance 
with paragraph 5.  
G. Credibility factor  
(1) The credibility factor for segments 1, 5 and 6 set out in Annex II shall be 
equal to the following:  
Time lengths in years  Credibility factor  c 
5 34 %  
6 43 %  
7 51 %  
8 59 %  
9 67 %  
10 74 %  
11 81 %  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 405
 
Time lengths in years  Credibility factor  c 
12 87 %  
13 92 %  
14 96 %  
15 and larger  100 %  
(2) The credibility factor for segments 2 to 4 and 7 to 12 set out in Annex II, 
for the segments set out Annex XIV and for the revision risk method 
shall be equal to the following:  
Time lengths in years  Credibility factor  c 
5 34 %  
6 51 %  
7 67 %  
8 81 %  
9 92 %  
10 and larger  100 %  
(3) The time length shall be equal to the following:  
(a) for the premium risk method, the number of accident years for which 
data are available;  
(b) for reserve risk method 1, the number of financial years for which 
data are available;  
(c) for reserve risk method 2, the number of accident years for which 
data are available;  
(d) for the revision risk method, the number of financial years for which 
data are available;  
(e) for the non-proportional reinsurance method, the number of reporting 
years for which data are available.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 406
 
ANNEX XVIII  
INTEGRATION TECHNIQUES FOR PARTIAL INTERNAL MODELS  
A. General provisions  
(1) For the purposes of this Annex, the following definitions shall apply:  
(a) ‘unit of the partial internal model’ is a component of the partial 
internal model that is separately calculated and not aggregated 
within the partial internal model;  
(2) Where insurance and reinsurance undertakings apply integration tech ­
niques 1 to 5, their Solvency Capital Requirement shall be the sum of 
the following items:  
(a) the Basic Solvency Capital Requirements as laid down in sections C 
to F;  
(b) the capital requirement for operational risk as laid down in Article 107 
of Directive 2009/138/EC, where that capital requirement is not 
within the scope of the partial internal model, and calculated with 
the partial internal model, where that capital requirement is within the 
scope of the partial internal model;  
(c) the adjustment for the loss-absorbing capacity of technical provisions 
and deferred taxes, as laid down in paragraph 3, where that 
adjustment is not within the scope of the partial internal model, 
and calculated with the partial internal model where that adjustment 
is within the scope of the partial internal model.  
(3) Where the adjustment for the loss-absorbing capacity of technical 
provisions and deferred taxes is not within the scope of the partial 
internal model, it shall be calculated as laid down in Articles 205 to 
207, but with the following changes:  
(a) the Basic Solvency Capital Requirement referred to in Articles 206(1) 
and (2) and 207(1) is calculated in accordance with sections B to F;  
(b) points (a) to (d) of Article 206(2) apply only to calculations with the 
standard formula;  
(c) for the purposes of Article 206(2) the capital requirements used in the 
calculation of the Basic Solvency Capital Requirement that are 
calculated with the partial internal take into account the risk-miti ­
gating effect provided by future discretionary benefits of insurance 
contracts;  
(d) the capital requirement for operational risk referred to in 
Article 207(1)(c) is calculated in accordance with paragraph 2(b).  
B. Integration technique 1  
The Basic Solvency Capital Requirement shall be equal to the sum of the 
capital requirements for the units of the partial internal model, the capital 
requirement derived by applying the standard formula for the Basic Solvency 
Capital Requirement only to the risks that are out of the scope of the partial 
internal model and the capital requirement for intangible asset risk as set out 
in Article 203.  
C. Integration technique 2  
(1) The Basic Solvency Capital Requirement shall be equal to the following:  
BSCR ¼ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  X  
i;j Corr ði;jÞ · SCR  i · SCR  j s 
þ SCR  int ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 407
 
where:  
(a) the sum covers all possible combinations ( i,j) of the aggregation list 
set out in paragraph 2;  
(b) Corr  (i,j) denotes the correlation parameter, for items  i and  j of the 
aggregation list;  
(c) SCR  i and SCR  j denote the capital requirements for the items  i and j of 
the aggregation list respectively;  
(d) SCR  int denotes the capital requirement for intangible asset risk as set 
out in Article 203.  
(2) The items on the aggregation list shall meet the following requirements:  
(a) they shall cover each of the units of the partial internal model;  
(b) ►M1 they include each of the following sub-modules of the 
standard formula excluding those within the scope of the partial 
internal model: ◄ 
i. the sub-modules of the non-life underwriting risk module set out 
in Article 114(1);  
ii. the sub-modules of the life underwriting risk module set out in 
Article 105(3) of Directive 2009/138/EC;  
iii. the sub-modules of the health underwriting risk module set out in 
Article 151(1);  
iv. the sub-modules of the market risk module set out in 
Article 105(5) of Directive 2009/138/EC;  
▼M1 
(c) they include the counterparty default risk module of the standard 
formula unless it is within the scope of the partial internal model.  
▼B 
However, where none of the sub-modules of a module of the standard 
formula are within the scope of the partial internal module, the aggre ­
gation list shall include that module instead of its sub-modules.  
(3) The correlation parameters referred to in point (b) of paragraph 1 shall 
comply with the following requirements:  
(a) for all items  i and  j from the aggregation list the correlation 
parameter  Corr  (i,j) shall not be less than – 1 and shall not exceed 1;  
(b) for all items  i and  j from the aggregation list the correlation 
parameters  Corr  (i,j) and Corr  (j,i) shall be equal;  
(c) for all items  i from the aggregation list the correlation parameter  
Corr  (i,i) shall be equal to 1;  
(d) for any assignment of real numbers to the items of the aggregation 
list the following shall hold:  
X  
i;j Corr ði;jÞ · x i · x j ã 0 
where:  
i. the sum covers all possible combinations ( i,j) of the aggregation 
list; 
ii. x i and x j are the numbers assigned to the items  i and j, respect­
ively, of the aggregation list;  
(e) where the items  i and j from the aggregation list are modules of the 
standard formula, the correlation parameter  Corr  (i,j) shall be equal to 
the correlation parameter of the standard formula that is used to 
aggregate those two modules;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 408
 
(f) where the items  i and j from the aggregation list are sub-modules of 
the same module of the standard formula, then the correlation 
parameter  Corr  (i,j) shall be equal to the correlation parameter of the 
standard formula that is used to aggregate those two sub-modules;  
(g) for all items  i and  j from the aggregation list the correlation 
parameter  Corr  (i,j) shall not be less than  Corr  min 
(i,j) and shall not 
exceed  Corr  max 
(i,j) , where  Corr  min 
(i,j) and Corr  max 
(i,j) are appropriate 
lower and upper bounds selected by the undertaking.  
Insurance and reinsurance undertakings shall choose the correlation 
parameters referred to in point (b) of paragraph 1 in such a way that 
no other set of correlation parameters that meets the requirements set out 
in points (a) to (g) results in a higher Solvency Capital Requirement, 
calculated in accordance with paragraph 1.  
D. Integration technique 3  
(1) The Basic Solvency Capital Requirement shall be equal to the following:  
BSCR ¼ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  
S 2 
S þ 2 · S S · ðω 1 · P C þ ω 2 · P S Þ þ P 2 q 
þ SCR  int 
where:  
(a) S S denotes the capital requirement derived by applying the standard 
formula for the Basic Solvency Capital Requirement only to the risks 
not covered by the partial internal model;  
(b) ω 1 denotes the first implied correlation parameter as set out in 
paragraph 2;  
(c) P c denotes the capital requirement reflecting the risks that are both 
within the scope of the standard formula and the partial internal 
model, calculated with the partial internal model;  
(d) ω 2 denotes the second implied correlation parameter as set out in 
paragraph 3;  
(e) P s is the capital requirement reflecting the risks within the scope of 
the partial internal model but not within the scope of the standard 
formula, calculated with the partial internal model;  
(f) P denotes the capital requirement reflecting the risks that are within 
the scope of the partial internal model, calculated with the partial 
internal model.  
(g) SCR  int denotes the capital requirement for intangible asset risk as set 
out in Article 203.  
(2) The first implied correlation parameter shall be equal to the following:  
ω 1 ¼ S 2 Ä S 2 
S Ä S 2 
C 
d 1 þ 2 · S S · S C 
where:  
(a) S denotes the capital requirement calculated in the same way as the 
Basic Solvency Capital Requirement by means of the standard 
formula, but where capital requirements for modules or sub- 
modules are replaced by capital requirements for those modules or 
sub-modules that are calculated with the partial internal model where 
possible;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 409
 
(b) S C denotes the capital requirement derived by applying the standard 
formula for the Basic Solvency Capital Requirement only to the risks 
that are within the scope of the standard formula and the partial 
internal model, but where the capital requirements for the modules 
and sub-modules are replaced by capital requirements for those 
modules or sub-modules that are calculated with the partial internal 
model;  
(c) S S is defined as in paragraph 1(a);  
(d) d 1 is equal to 1 where  S S or S C are zero and equal to zero where  S S 
and S C are different from zero.  
(3) The second implied correlation parameter shall be equal to the following:  
ω 2 ¼ ω 1 · ω 3 þ 1 
2 · ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  
ð1 Ä ω 2 
1 Þ · ð1 Ä ω 2 
3 Þ q 
where  ω 1 is as defined in paragraph 2 and  ω 3 is the third implied 
correlation parameter as set out in paragraph 4.  
(4) The third implied correlation parameter shall be equal to the following:  
ω 3 ¼ P 2 Ä P 2 
S Ä P 2 
C 
d 2 þ 2 · P S · P C 
where:  
(a) P, P s and P c are as defined in paragraph 1;  
(b) d 2 is equal to 1 where  P s or P c are zero and equal to zero where  P s 
and P c are different from zero.  
E. Integration technique 4  
(1) The Basic Solvency Capital Requirement shall be equal to the following:  
BSCR ¼ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  
P 2 þ S 2 
S þ X  n 
j¼kþ1 2 · S j · ð X  l 
i¼1 Corr ði;jÞ · P i þ X  k 
i¼lþ1 Corr ði;jÞ · S i Þ v u u t þ SCR  int 
where:  
(a) P denotes the capital requirement reflecting the risks that are within 
the scope of the partial internal model, calculated with the partial 
internal model;  
(b) S S denotes the capital requirement derived by applying the standard 
formula for the Basic Solvency Capital Requirement only to the risks 
not covered by the partial internal model;  
(c) k denotes the number of modules of the standard formula that are 
within the scope of the partial internal model;  
(d) n denotes the number of modules of the standard formula;  
(e) l denotes the number of modules of the standard formula for each of 
which the capital requirement can be calculated with the partial 
internal model;  
(f) Corr  (i,j) denotes the correlation parameter of the standard formula for 
the aggregation of modules  i and j; 
(g) P i denotes the capital requirement for the module  i of the standard 
formula, calculated with the partial internal model;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 410
 
(h) S i and S j denote the capital requirement for modules  i and  j of the 
standard formula respectively which are calculated in the following 
way:  
i. the module is calculated with the standard formula provided that 
the module does not consists of sub-modules;  
ii. the module is calculated in accordance with paragraph 2 provided 
that the module consist of sub-modules.  
(i) SCR  int denotes the capital requirement for intangible asset risk as set 
out in Article 203.  
(2) For all modules of the standard formula referred to in paragraph 1(h)(ii), 
the capital requirement of a particular module shall be calculated with the 
formula set out in paragraph 1, applying the following denominations:  
(a) P denotes the capital requirement reflecting the risks of the sub- 
modules of that particular module which are within the scope of 
the partial internal model, calculated with the partial internal model;  
(b) S S denotes the capital requirement derived by applying that particular 
module only to the risks not covered by the partial internal model;  
(c) k denotes the number of sub-modules of that particular module that 
are within the scope of the partial internal model;  
(d) n denotes the number of sub-modules of that particular module;  
(e) l denotes the number of sub-modules of that particular module for 
each of which the capital requirement can be calculated with the 
partial internal model;  
(f) Corr  (i,j) denotes the correlation parameter of the standard formula for 
the aggregation of sub-modules  i and  j of that particular module;  
(g) P i denotes the capital requirement for the sub-module  i of that 
particular module, calculated with the partial internal model;  
(h) S i and S j denote the capital requirement for sub-modules  i and j of 
that particular module respectively which are calculated in the 
following way:  
i. the sub-module is calculated with the standard formula provided 
that the sub-module does not consists of other sub-modules;  
ii. the sub-module is calculated in accordance with paragraph 3 
provided that the sub-module consist of other sub-modules.  
(i) SCR  int shall be set to zero.  
(3) For all sub-modules of the standard formula referred to in paragraph 
2(h)(ii), the capital requirement of a particular sub-module shall be 
calculated with the formula set out in paragraph 1, applying the 
following denominations:  
(a) P denotes the capital requirement reflecting the risks of the sub- 
modules of that particular sub-module which are within the scope 
of the partial internal model, calculated with the partial internal 
model;  
(b) S S denotes the capital requirement derived by applying that particular 
sub-module only to the risks not covered by the partial internal 
model;  
(c) k denotes the number of sub-modules of that particular sub-module 
that are within the scope of the partial internal model;  
(d) n denotes the number of sub-modules of that particular sub-module;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 411
 
(e) l denotes the number of sub-modules of that particular sub-module 
for each of which the a capital requirement can be calculated with the 
partial internal model;  
(f) Corr  (i,j) denotes the correlation parameter of the standard formula for 
the aggregation of sub-modules  i and j of that particular sub-module;  
(g) P i denotes the capital requirement for the sub-module  i of that 
particular sub-module, calculated with the partial internal model;  
(h) S i and S j denote the capital requirement for sub-modules  i and j of 
that particular sub-module respectively which are calculated in the 
following way:  
i. the sub-module is calculated with the standard formula provided 
that the sub-module does not consists of other sub-modules;  
ii. the sub-module is calculated in accordance with this paragraph 
provided that the sub-module consist of other sub-modules.  
(i) SCR  int shall be set to zero.  
F. Integration technique 5  
(1) The Basic Solvency Capital Requirement shall be equal to the following:  
BSCR ¼ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ ﬃﬃ 
P 2 þ S 2 
S þ 2 · P ﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃﬃ  
X  k 
i¼1 X  k 
j¼1 Corr ði;jÞ · S i · S j v u u t · X  n 
j¼kþ1 X  k 
i¼1 Corr ði;jÞ · S i · S j v u u u u u u t þ SCR  int 
where:  
(a) P, S S , k, n, Corr  (i,j) and SCR  int are defined as in paragraph 1 of 
section E;  
(b) S i and S j denote the capital requirement for modules  i and  j 
respectively of the standard formula which are calculated in the 
following way:  
i. the module is calculated with the standard formula provided that 
the module does not consists of sub-modules;  
ii. the module is calculated in accordance with paragraph 2 provided 
that the module consist of sub-modules.  
(2) For all modules of the standard formula referred to in paragraph 1(b)(ii), 
the capital requirement of a particular module shall be calculated with the 
formula set out in paragraph 1, applying the following denominations:  
(a) P, S S , k, n, Corr  (i,j) and SCR  int are defined as in paragraph 2 of 
section E;  
(b) S i and S j denote the capital requirement for sub-modules  i and j of 
that particular module respectively which are calculated in the 
following way:  
i. the sub-module is calculated with the standard formula provided 
that the sub-module does not consists of other sub-modules;  
ii. the sub-module is calculated in accordance with paragraph 3 
provided that the sub-module consist of other sub-modules.  
(3) For all modules of the standard formula referred to in paragraph 2(b)(ii), 
the capital requirement of a particular module shall be calculated with the 
formula set out in paragraph 1, applying the following denominations:  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 412
 
(a) P, S S , k, n, Corr  (i,j) and SCR  int are defined as in paragraph 3 of 
section E;  
(b) S i and S j denote the capital requirement for sub-modules  i and j of 
that particular module respectively which are calculated in the 
following way:  
i. the sub-module is calculated with the standard formula provided 
that the sub-module does not consists of other sub-modules;  
ii. the sub-module is calculated in accordance with this paragraph 
provided that the sub-module consist of other sub-modules.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 413
 
ANNEX XIX  
MCR RISK FACTORS FOR NON-LIFE AND HEALTH INSURANCE OR REINSURANCE OBLIGATIONS  
Segment  Lines of business, as set 
out in Annex I, that the 
segment consists of  Factor for technical 
provisions for segment  s 
(α s ) Factor for premiums 
written for segment  s 
(β s ) 
1 Medical expense insurance  1 and 13  4,7 %  4,7 %  
2 Income protection insurance  2 and 14  13,1 %  8,5 %  
3 Workers' compensation insurance  3 and 15  10,7 %  7,5 %  
4 Motor vehicle liability insurance and 
proportional reinsurance  4 and 16  8,5 %  9,4 %  
5 Other motor insurance and proportional 
reinsurance  5 and 17  7,5 %  7,5 %  
6 Marine, aviation and transport insurance 
and proportional reinsurance  6 and 18  10,3 %  14 %  
7 Fire and other damage to property 
insurance and proportional reinsurance  7 and 19  9,4 %  7,5 %  
8 General liability insurance and propor ­
tional reinsurance  8 and 20  10,3 %  13,1 %  
9 Credit and suretyship insurance and 
proportional reinsurance  9 and 21  17,7 %  11,3 %  
10 Legal expenses insurance and propor ­
tional reinsurance  10 and 22  11,3 %  6,6 %  
11 Assistance and its proportional 
reinsurance  11 and 23  18,6 %  8,5 %  
12 Miscellaneous financial loss insurance 
and proportional reinsurance  12 and 24  18,6 %  12,2 %  
13 Non-proportional casualty reinsurance  26  18,6 %  15,9 %  
14 Non-proportional marine, aviation and 
transport reinsurance  27 18,6 %  15,9 %  
15 Non-proportional property reinsurance  28  18,6 %  15,9 %  
16 Non-proportional health reinsurance  25  18,6 %  15,9 %  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 414
 
ANNEX XX  
STRUCTURE OF THE SOLVENCY AND FINANCIAL CONDITION 
REPORT AND REGULAR SUPERVISORY REPORT  
Summary  
A. Business and Performance  
A.1 Business  
A.2 Underwriting Performance  
A.3 Investment Performance  
A.4 Performance of other activities  
A.5 Any other information  
B. System of Governance  
B.1 General information on the system of governance  
B.2 Fit and proper requirements  
B.3 Risk management system including the own risk and solvency 
assessment  
B.4 Internal control system  
B.5 Internal audit function  
B.6 Actuarial function  
B.7 Outsourcing  
B.8 Any other information  
C. Risk Profile  
C.1 Underwriting risk  
C.2 Market risk  
C.3 Credit risk  
C.4 Liquidity risk  
C.5 Operational risk  
C.6 Other material risks  
C.7 Any other information  
D. Valuation for Solvency Purposes  
D.1 Assets  
D.2 Technical provisions  
D.3 Other liabilities  
D.4 Alternative methods for valuation  
D.5 Any other information  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 415
 
E. Capital Management  
E.1 Own funds  
E.2 Solvency Capital Requirement and Minimum Capital Requirement  
E.3 Use of the duration-based equity risk sub-module in the calculation of 
the Solvency Capital Requirement  
E.4 Differences between the standard formula and any internal model used  
E.5 Non-compliance with the Minimum Capital Requirement and non- 
compliance with the Solvency Capital Requirement  
E.6 Any other information  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 416
 
ANNEX XXI  
AGGREGATE STATISTICAL DATA  
A. Data on supervised undertakings and groups  
Data with regard to insurance and reinsurance undertakings supervised 
under Directive 2009/138/EC  
(1) The number of insurance and reinsurance undertakings, the number of 
branches as referred to in Article 13(11) of Directive 2009/138/EC and 
the number of branches as referred to in Article 162(3) of Directive 
2009/138/EC established in the Member State of the supervisory auth ­
ority;  
(2) The number of branches of insurance and reinsurance undertakings 
established in the Member State of the supervisory authority carrying 
out relevant business in one or more other Member States;  
(3) The number of insurance undertakings established in the Member State 
of the supervisory authority pursuing business in other Member States 
under the freedom to provide services;  
(4) The number of insurance undertakings established in other Member 
States which have notified their intention to pursue business in the 
Member State of the supervisory authority under the freedom to 
provide services and those which actually pursue business;  
(5) The number of insurance and reinsurance undertakings falling outside 
the scope of Directive 2009/138/EC;  
(6) The number of special purpose vehicles authorised in accordance with 
Article 211 of Directive 2009/138/EC;  
(7) The number of insurance and reinsurance undertakings subject to reor ­
ganisation measures or winding-up proceedings;  
(8) The number of insurance and reinsurance undertakings and the number 
of their portfolios where the matching adjustment referred to in 
Article 77b of Directive 2009/138/EC is applied.  
(9) The number of insurance and reinsurance undertakings applying the 
volatility adjustment referred to in Article 77d of Directive 
2009/138/EC.  
(10) The number of insurance and reinsurance undertakings applying the 
transitional risk-free interest rate term structure referred to in 
Article 308c Directive 2009/138/EC.  
(11) The number of insurance and reinsurance undertakings applying the 
transitional deduction to technical provisions referred to in Article 308d 
Directive 2009/138/EC.  
(12) The total amount of assets of the insurance and reinsurance under ­
takings valued in accordance with Article 75 of Directive 2009/138/EC, 
by material asset classes;  
(13) The total amount of liabilities of the insurance and reinsurance under ­
takings valued in accordance with Articles 75 to 86 of Directive 
2009/138/EC, divided by technical provisions and other liabilities, 
with separate indication of the subordinated liabilities which are not 
included in the own funds;  
(14) The total amount of basic own funds, with separate indication of the 
subordinated liabilities which are included in own funds, and the total 
amount of ancillary own funds;  
(15) The total eligible amount of own funds to cover the Solvency Capital 
Requirement, classified by tiers;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 417
 
(16) The total eligible amount of basic own funds to cover the Minimum 
Capital Requirement, classified by tiers;  
(17) The total amount of the Minimum Capital Requirement;  
(18) The total amount of the Solvency Capital Requirement;  
(19) Where the Solvency Capital Requirement is calculated using the 
standard formula the total amount of the Solvency Capital Requirement 
by risk module and sub-module — at the level of aggregation available 
— expressed as percentage of the total amount of the Solvency Capital 
Requirement;  
(20) Where the Solvency Capital Requirement for credit risk is calculated 
using the standard formula the total amount of the Solvency Capital 
Requirement for spread risk and market risk concentration sub-modules 
and for counterparty default risk module for which a reassessment of 
the credit quality steps of the larger or more complex exposures has 
been conducted in accordance with paragraph 5 of Article 4 — at the 
level of aggregation available — expressed as percentage of the total 
amount of the respective sub-modules or module;  
(21) Where the Solvency Capital Requirement is calculated using an 
approved partial internal model the total amount of the Solvency 
Capital Requirement by risk module and sub-module — at the level 
of aggregation available — expressed as percentage of the total amount 
of the Solvency Capital Requirement; data on internal models which 
scope includes credit risk in both market risk and counterparty default 
risk shall be separately disclosed;  
(22) The number of insurance and reinsurance undertakings using an 
approved full internal model and the number of insurance and 
reinsurance undertakings using an approved partial internal model for 
the calculation of the Solvency Capital Requirement; data on internal 
models which scope includes credit risk in both market risk and 
counterparty default risk shall be separately disclosed;  
(23) The number of capital add-ons, the average capital add-on per under ­
taking and the distribution of capital add-ons measured as a percentage 
of the Solvency Capital Requirement, with regard to all insurance and 
reinsurance undertakings supervised under Directive 2009/138/EC.  
The information set out in paragraphs 1 to 5, 7 to 17 shall be provided 
separately for:  
— all insurance and reinsurance undertakings;  
— life insurance undertakings;  
— non-life insurance undertakings;  
— insurance undertakings which simultaneously pursue both life and non-life 
insurance activities;  
— reinsurance undertakings.  
Data with regard to insurance groups supervised under Directive 
2009/138/EC  
(24) The number of insurance groups of which the supervisory authority is 
the group supervisor including, the number of insurance and reinsurance 
subsidiary undertakings at national level, in other Member States and 
third countries, further split by equivalent and non-equivalent third 
countries in accordance with Article 260 of Directive 2009/138/EC;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 418
 
(25) The number of insurance groups of which the supervisory authority is 
the group supervisor, where the ultimate parent insurance or reinsurance 
undertaking or insurance holding company or mixed financial holding 
company which has its head office in the Union is a subsidiary under ­
taking of a company which has its head office outside of the Union;  
(26) The number of ultimate parent insurance or reinsurance undertakings or 
insurance holding companies or mixed financial holding companies 
subject to group supervision at national level by the supervisory 
authority in accordance with Article 216 of Directive 2009/138/EC, 
including for each such undertaking and holding company the number 
of its insurance and reinsurance subsidiary undertakings at national 
level, in other Member States and third countries, further split by 
equivalent and non-equivalent third countries in accordance with 
Article 260 of Directive 2009/138/EC;  
(27) The number of ultimate parent insurance or reinsurance undertakings or 
insurance holding companies or mixed financial holding companies 
subject to group supervision at national level by the supervisory 
authority in accordance with Article 216 of Directive 2009/138/EC, 
where another related ultimate parent undertaking at national level is 
present as referred to in Article 217 of Directive 2009/138/EC;  
(28) The number of cross-border insurance groups where the supervisory 
authority is the group supervisor;  
(29) The number of insurance groups that have been allowed to use method 
2 or a combination of methods 1 and 2 in accordance with Article 220(2) 
of Directive 2009/138/EC for the calculation of the solvency at the level 
of the group;  
(30) The total amount of the group eligible own funds for the insurance 
groups of which the supervisory authority is the group supervisor, 
separately for group eligible own funds calculated in accordance with 
method 1 as referred to in Article 230(1) of Directive 2009/138/EC and 
for group eligible own funds calculated in accordance with method 2 as 
referred to in Article 233 of Directive 2009/138/EC;  
(31) The total amount of the group Solvency Capital Requirement for the 
insurance groups of which the supervisory authority is the group 
supervisor separately for the group Solvency Capital Requirement 
calculated in accordance with method 1 as referred to in Article 230(1) 
of Directive 2009/138/EC and for the group Solvency Capital 
Requirement calculated in accordance with method 2 as referred to in 
Article 233 of Directive 2009/138/EC;  
(32) The number of insurance groups of which the supervisory authority is 
the group supervisor using an approved full internal model for the 
calculation of the group Solvency Capital Requirements, and the 
number of insurance groups of which the supervisory authority is the 
group supervisor using an approved partial internal model for the calcu ­
lation of the group Solvency Capital Requirement. The information shall 
be disclosed separately for approvals in accordance with Article 230 and 
Article 231 of Directive 2009/138/EC.  
▼M1 
The information set out in paragraphs 1 to 32 shall be provided in relation to 
the end of the last calendar year. In relation to paragraphs 12 to 21, 23, 24 
and 29 to 31 the information shall relate to the financial year-ends of 
insurance and reinsurance undertakings and insurance groups which ended 
in the last calendar year.  
▼B 
B. Data on the supervisory authority  
(1) The structure of the supervisory authority including the number of staff 
at the end of the last calendar year;  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 419
 
(2) The number of on-site inspections undertaken both at solo and group 
level, and the total number of man-days spent on them, also specifying 
the number of regular inspections and ad-hoc inspections, inspections 
mandated to third parties and on-site inspections under group super ­
vision which were undertaken jointly with other members of the 
group's College of supervisors; data on inspections conducted in order 
to review and evaluate the reliance of undertakings on external ratings 
shall be separately disclosed;  
(3) The number of formal reviews both at solo and group level, of ongoing 
compliance of full or partial internal models with the requirements in 
relation to the number of internal models in use; data on reviews 
conducted in order to review and evaluate the reliance of undertakings 
on external ratings shall be separately disclosed;  
(4) The number of partial and of full internal models submitted for approval 
and how many of those application were successful, divided into solo 
undertakings and groups; data on internal models which scope includes 
credit risk in both market risk and counterparty default risk shall be 
separately disclosed;  
(5) The number of corrective measures taken, as defined by Articles 110, 
117, 119, 137, 138 and 139 of Directive 2009/138/EC, by type of 
measure; the number of corrective measures as defined by Article 119 
triggered by a deviation of the risk profile of the insurance or 
reinsurance undertakings with respect to their credit risk;  
(6) The number of authorisations withdrawn;  
(7) The number of authorisations granted to insurance or reinsurance under ­
takings;  
(8) The criteria used for the application of capital add-ons and the criteria 
for their calculation and removal;  
(9) The number of applications submitted to the supervisory authorities to 
use the matching adjustment referred to in Article 77b Directive 
2009/138/EC and how many were successful.  
(10) Where Member States have chosen to require prior approval for use of 
the volatility adjustment referred to in Article 77d of Directive 
2009/138/EC, the number of applications submitted to the supervisory 
authorities to use this adjustment and how many were successful.  
(11) The number of extensions granted in accordance with Article 138(4) of 
Directive 2009/138/EC, and their average duration;  
(12) The number of authorisations granted in accordance with Article 304 of 
Directive 2009/138/EC;  
(13) The number of applications submitted to the supervisory authority to use 
the transitional risk-free interest rate term structure referred to in 
Article 308c Directive 2009/138/EC, how many were successful and 
the number of decisions to revoke the approval of this transitional 
measure pursuant to article 308e of Directive 2009/138/EC.  
(14) The number of applications submitted to the supervisory authority to use 
the transitional deduction to technical provisions referred to in 
Article 308d Directive 2009/138/EC and how many were successful.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 420
 
(15) The number of meetings of Colleges of supervisors which the super ­
visory authority attended as a member and those chaired as group 
supervisor;  
(16) The number of applications submitted to the supervisory authority for 
the approval of ancillary own funds, how many of those applications 
were successful and the main feature of the items approved;  
(17) The number of applications submitted to the supervisory authority for 
approval of the assessment and classification of own-fund items, which 
are not covered by the list of the Articles 69, 72, 74, 76 and 78, how 
many of those applications were successful, the main features of the 
items and the method used to assess and classify them;  
(18) The number and scope of peer review analyses organised and conducted 
by EIOPA in accordance with Article 30 of the Regulation (EU) No 
1094/2010, in which the supervisory authority participated.  
▼M1 
The information set out in paragraphs 2 to 18 shall be provided in relation to 
the last calendar year.  ▼B 02015R0035 — EN — 02.04.2016 — 001.004 — 421
02015R0035 — EN — 02.04.2016 — 001.004 — 422
 ANNEX XXII  
CORRELATION COEFFICIENTS FOR WINDSTORM RISK  
The correlation parameter Corr  (windstorm,r,i,j)  referred to in Article 121(5) for region r shall be equal to the item set out in row i and in column j of the following correla tion matrices. The 
headings of the rows and columns denote the region specific risk zones according to the numbers of the segments set out in Anne x IX.  
Correlation coefficients for regions with only one risk zone  
The correlation coefficients for the regions Grand Duchy of Luxembourg, Guadeloupe, Martinique, St Martin and Réunion shall be equal to 1.  
Correlation coefficients for windstorm risk in the Republic of Austria  
j 
i 10 11  12  13  20  21  22  23  24  25  26  27  28  30  31  32  33  34  35  36  37  38  39  40  41  
10 1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  
11 0,75  1,00  1,00  0,75  0,75  0,75  0,75  1,00  0,75  1,00  1,00  1,00  0,75  1,00  1,00  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
12 1,00  1,00  1,00  1,00  0,75  0,75  0,75  1,00  0,75  1,00  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
13 0,75  0,75  1,00  1,00  0,75  0,75  0,75  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,50  0,75  0,50  0,50  
20 0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  1,00  0,75  0,75  0,75  0,75  
21 0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,50  
22 0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  
23 0,75  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  0,75  0,75  1,00  0,75  0,75  1,00  0,75  0,75  0,75  0,75  
24 0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
25 0,75  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
26 0,75  1,00  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
27 0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
28 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,50  0,50  0,75  0,75  0,50  0,75  0,50  0,75  0,75  0,50  
30 0,75  1,00  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 423
 j 
i 10 11  12  13  20  21  22  23  24  25  26  27  28  30  31  32  33  34  35  36  37  38  39  40  41  
31 0,75  1,00  1,00  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  
32 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  
33 0,75  0,75  0,75  0,50  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  1,00  1,00  0,75  0,75  1,00  0,75  0,75  0,75  1,00  0,75  
34 0,75  1,00  0,75  0,75  1,00  1,00  0,75  1,00  0,75  1,00  0,75  0,75  0,75  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  
35 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  
36 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  
37 0,75  0,75  0,75  0,75  1,00  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  
38 0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,75  
39 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
40 0,50  0,75  0,75  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  
41 0,50  0,75  0,75  0,50  0,75  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  
j 
i 10 11  12  13  20  21  22  23  24  25  26  27  28  30  31  32  33  34  35  36  37  38  39  40  41  
42 0,50  0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  
43 0,50  0,75  0,75  0,50  0,75  0,75  0,50  0,75  0,50  0,75  0,50  0,50  0,50  0,75  0,75  0,75  1,00  0,75  0,75  1,00  0,75  0,75  1,00  0,75  1,00  
44 0,50  0,50  0,75  0,50  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  
45 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  1,00  1,00  
46 0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  
47 0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,75  0,75  1,00  
48 0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  
49 0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,50  0,50  0,75  0,75  1,00  
50 0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 424
 j 
i 10 11  12  13  20  21  22  23  24  25  26  27  28  30  31  32  33  34  35  36  37  38  39  40  41  
51 0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  
52 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  
53 0,50  0,25  0,25  0,25  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,75  0,75  
54 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  
55 0,25  0,50  0,50  0,50  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,50  
56 0,25  0,50  0,50  0,25  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,50  0,50  
57 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  
60 0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  
61 0,25  0,25  0,25  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  
62 0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  
63 0,25  0,25  0,25  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,50  0,50  
64 0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,25  
65 0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,25  0,25  
66 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  
67 0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
68 0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,00  0,25  
j 
i 10 11  12  13  20  21  22  23  24  25  26  27  28  30  31  32  33  34  35  36  37  38  39  40  41  
69 0,00  0,25  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  
70 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,50  0,75  0,50  0,75  0,50  0,50  
71 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,50  0,75  0,50  0,50  
72 0,50  0,75  0,50  0,75  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,25  0,75  0,75  0,75  0,75  0,50  0,75  0,50  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 425
 j 
i 10 11  12  13  20  21  22  23  24  25  26  27  28  30  31  32  33  34  35  36  37  38  39  40  41  
73 0,50  0,75  0,50  0,75  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,25  0,75  0,50  0,50  0,50  0,50  0,75  0,50  0,50  
74 0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
75 0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,25  0,25  0,25  0,50  0,25  0,25  0,50  0,25  0,50  0,25  0,25  
80 0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,50  0,50  0,75  0,50  0,75  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,25  0,25  0,25  0,25  
81 0,50  0,50  0,50  0,75  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,75  0,50  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  
82 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
83 0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
84 0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
85 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
86 0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
87 0,25  0,50  0,50  0,25  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,50  
88 0,25  0,25  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,25  0,25  0,50  0,25  0,50  0,50  0,50  
89 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,50  
90 0,25  0,25  0,25  0,00  0,25  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  
91 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
92 0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,25  
93 0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
94 0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
95 0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  
96 0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  
97 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
98 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  
99 0,25  0,50  0,50  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,25  0,50  0,25  0,25  0,50  0,50  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 426
 j 
i 42 43  44  45  46  47  48  49  50  51  52  53  54  55  56  57  60  61  62  63  64  65  66  67  68  
10 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,00  0,25  
11 0,75  0,75  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  
12 0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,25  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
13 0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,75  0,25  0,25  0,50  0,25  0,25  0,50  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  
20 0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,25  0,25  0,50  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  
21 0,50  0,75  0,50  0,50  0,50  0,50  0,25  0,50  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,00  0,25  
22 0,50  0,50  0,75  0,50  0,50  0,50  0,25  0,50  0,25  0,50  0,50  0,50  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,25  0,25  0,00  0,25  
23 0,50  0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  
24 0,75  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,00  0,50  0,25  0,25  0,25  
25 0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  
26 0,75  0,50  0,75  0,75  0,75  0,50  0,50  0,75  0,25  0,50  0,50  0,50  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,25  0,25  0,00  0,25  
27 0,75  0,50  0,75  0,75  0,75  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,25  0,25  0,00  0,25  
28 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,25  0,50  0,50  0,25  0,25  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,25  
30 0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,25  0,50  0,50  0,50  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,00  0,25  
31 0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  
32 0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  
33 1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  
34 0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,25  0,50  0,50  0,50  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,00  0,25  
35 0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,25  0,50  0,50  0,50  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,00  0,25  
36 0,75  1,00  0,75  0,75  0,75  0,50  0,50  0,75  0,25  0,50  0,50  0,50  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,00  0,00  
37 0,75  0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,25  0,50  0,50  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  
38 0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,25  0,00  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 427
 j 
i 42 43  44  45  46  47  48  49  50  51  52  53  54  55  56  57  60  61  62  63  64  65  66  67  68  
39 1,00  1,00  0,75  0,75  0,75  0,75  0,50  0,75  0,25  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  
40 1,00  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,25  0,25  0,25  0,00  0,00  
41 1,00  1,00  0,75  1,00  1,00  1,00  0,75  1,00  0,50  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,25  0,25  0,25  0,00  0,25  
j 
i 42 43  44  45  46  47  48  49  50  51  52  53  54  55  56  57  60  61  62  63  64  65  66  67  68  
42 1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,00  0,25  
43 1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  
44 1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,25  0,50  0,25  0,25  0,25  0,00  0,25  
45 0,75  0,75  1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,00  0,25  
46 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  
47 0,75  0,75  0,75  0,75  1,00  1,00  0,75  1,00  0,50  0,75  1,00  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  
48 0,75  0,75  0,75  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  
49 0,75  0,75  0,75  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,25  0,25  
50 0,50  0,50  0,50  0,75  0,75  0,50  0,75  0,75  1,00  1,00  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  
51 0,75  0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  
52 0,75  0,50  0,75  0,75  0,75  1,00  0,75  1,00  0,75  1,00  1,00  0,75  0,75  0,75  0,50  0,75  0,75  0,50  0,75  0,75  0,50  0,50  0,50  0,25  0,25  
53 0,50  0,50  0,75  0,75  0,75  0,75  1,00  0,75  1,00  1,00  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,50  0,50  0,50  0,25  0,25  
54 0,50  0,50  0,50  0,75  0,75  0,50  0,75  0,50  1,00  0,75  0,75  1,00  1,00  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,50  0,50  0,25  0,25  0,25  
55 0,50  0,50  0,75  0,75  0,75  0,50  0,75  0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,00  
56 0,50  0,50  0,50  0,75  0,75  0,50  0,75  0,50  0,75  0,75  0,50  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,50  0,50  0,50  0,50  0,25  0,25  0,00  
57 0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,50  0,50  0,25  0,25  
60 0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,50  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 428
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 02015R0035 — EN — 02.04.2016 — 001.004 — 429
 j 
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i 69 70  71  72  73  74  75  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
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12 0,00  0,75  0,75  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  
13 0,00  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,50  0,50  0,25  0,25  0,50  0,25  0,50  0,50  0,00  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 430
 j 
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40 0,25  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,50  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  
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 02015R0035 — EN — 02.04.2016 — 001.004 — 431
 j 
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50 0,25  0,25  0,00  0,25  0,00  0,25  0,25  0,25  0,50  0,50  0,25  0,25  0,25  0,50  0,50  0,50  0,75  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,50  0,50  0,75  
51 0,25  0,50  0,25  0,25  0,25  0,50  0,25  0,25  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,50  0,75  
52 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,25  0,25  0,25  0,50  0,50  0,50  0,75  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,50  0,50  
53 0,25  0,50  0,50  0,25  0,25  0,50  0,25  0,25  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,25  0,25  0,25  0,50  0,25  0,25  0,50  0,50  0,50  0,75  
54 0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,50  0,50  0,75  0,25  0,25  0,25  0,50  0,25  0,25  0,50  0,50  0,50  0,75  
55 0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  1,00  0,50  0,50  0,75  0,50  0,50  0,50  0,75  0,75  0,75  1,00  
56 0,25  0,25  0,50  0,25  0,50  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,50  0,50  0,50  0,75  0,75  0,25  0,25  0,50  0,50  0,50  0,25  0,50  0,75  0,75  1,00  
57 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,75  0,25  0,25  0,25  0,50  0,25  0,25  0,50  0,50  0,50  0,75  
60 0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  
61 0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  
62 0,50  0,25  0,25  0,25  0,00  0,25  0,25  0,00  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  
63 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  
64 0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 432
 j 
i 69 70  71  72  73  74  75  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
65 0,75  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,00  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,50  
66 0,75  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,50  
67 0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,25  
68 1,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  
j 
i 69 70  71  72  73  74  75  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
69 1,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
70 0,25  1,00  1,00  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  
71 0,25  1,00  1,00  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,25  0,50  0,25  0,50  0,50  0,25  0,50  0,25  0,25  0,50  
72 0,00  0,75  0,75  1,00  0,75  0,75  0,50  0,50  0,75  0,50  0,50  0,25  0,50  0,50  0,25  0,50  0,50  0,25  0,50  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  
73 0,00  0,75  0,75  0,75  1,00  0,75  0,75  0,50  0,75  0,75  0,50  0,50  0,75  0,50  0,25  0,50  0,50  0,25  0,50  0,25  0,50  0,50  0,25  0,25  0,50  0,25  0,25  
74 0,00  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,75  0,25  0,25  0,50  0,50  0,25  
75 0,00  0,50  0,75  0,50  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,25  0,50  0,50  0,50  0,25  
80 0,25  0,50  0,50  0,50  0,50  0,75  0,75  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,50  0,25  0,50  0,75  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  
81 0,00  0,75  0,50  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,50  0,50  0,50  0,75  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  
82 0,25  0,75  0,75  0,50  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,50  0,75  0,75  0,50  0,50  0,75  0,50  0,50  
83 0,00  0,50  0,50  0,50  0,50  0,75  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,75  0,50  0,75  1,00  0,50  0,50  0,50  0,50  0,50  
84 0,00  0,50  0,50  0,25  0,50  0,75  0,75  0,75  1,00  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,75  1,00  0,50  0,50  0,50  0,50  0,50  
85 0,00  0,25  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,50  0,75  0,75  0,50  0,75  1,00  0,75  0,50  0,75  0,50  0,50  
86 0,00  0,50  0,75  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,50  
87 0,00  0,50  0,50  0,25  0,25  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,75  0,50  
88 0,00  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,75  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 433
 j 
i 69 70  71  72  73  74  75  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
89 0,00  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  1,00  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,75  0,75  
90 0,00  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,75  0,50  1,00  1,00  1,00  1,00  0,75  1,00  0,75  1,00  0,75  0,50  
91 0,00  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,50  1,00  1,00  1,00  1,00  0,75  1,00  0,75  1,00  0,75  0,50  
92 0,00  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,75  0,75  0,50  1,00  1,00  1,00  1,00  0,75  1,00  0,75  1,00  0,75  0,50  
93 0,00  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,50  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  
94 0,00  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,50  0,75  0,75  0,50  0,75  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,50  0,50  
95 0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,25  0,50  0,50  0,25  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  0,75  
96 0,00  0,25  0,50  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  
97 0,00  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,75  0,50  0,50  0,50  0,50  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  0,75  
98 0,00  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  1,00  1,00  1,00  
99 0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,75  0,50  0,75  0,75  0,75  1,00  1,00  
Correlation coefficients for windstorm risk in the Kingdom of Belgium  
j 
i 1 2  3  4  5  6  7  8  9  
1 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
2 1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  
3 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  
4 1,00  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  
5 1,00  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  
6 1,00  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  
7 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 434
 j 
i 1 2  3  4  5  6  7  8  9  
8 1,00  1,00  0,75  0,75  0,75  0,75  1,00  1,00  1,00  
9 1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  
Correlation coefficients for windstorm risk in the Czech Republic  
j 
i 10 11  12  13  14  15  16  17  18  19  25  26  27  28  29  30  31  32  33  
10 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
11 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
12 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
13 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
14 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
15 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
16 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
17 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
18 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
19 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
25 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
26 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  
27 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
28 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  
29 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  
30 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  
31 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 435
 j 
i 10 11  12  13  14  15  16  17  18  19  25  26  27  28  29  30  31  32  33  
32 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  
33 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  
j 
i 10 11  12  13  14  15  16  17  18  19  25  26  27  28  29  30  31  32  33  
34 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  
35 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  1,00  1,00  1,00  1,00  
36 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  
37 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
38 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
39 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  
40 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  1,00  0,75  0,75  0,75  0,75  
41 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  0,75  1,00  0,75  0,75  0,75  0,75  
43 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  0,75  1,00  0,75  0,75  0,75  0,75  
44 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  
46 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  
47 0,75  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  0,75  0,75  1,00  0,75  1,00  0,75  0,75  0,75  0,75  
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 02015R0035 — EN — 02.04.2016 — 001.004 — 436
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 02015R0035 — EN — 02.04.2016 — 001.004 — 437
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 02015R0035 — EN — 02.04.2016 — 001.004 — 438
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 02015R0035 — EN — 02.04.2016 — 001.004 — 439
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 02015R0035 — EN — 02.04.2016 — 001.004 — 440
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14 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,8  0,8  
15 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,8  0,8  
16 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,8  0,8  
17 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,8  0,8  
18 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,8  0,8  
19 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,8  0,8  
25 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,8  0,8  
26 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,8  0,8  
27 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,8  0,8  
28 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,8  0,8  
29 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,8  0,8  
30 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,8  0,8  
31 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,8  0,8  
32 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,8  0,8  
33 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,8  0,8  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 441
 j 
i 59 60  61  62  63  64  66  67  68  69  70  71  72  73  74  75  76  77  78  79  
34 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,8  0,8  
35 0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,5  0,5  
36 0,75  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,8  0,8  
37 0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,8  0,8  
38 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,8  0,8  
39 1,00  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,8  0,8  
40 0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,8  0,8  
41 0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,75  0,8  0,8  
43 0,75  0,50  0,50  0,50  0,75  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,8  0,8  
44 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,75  0,8  0,8  
46 0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,50  0,75  0,50  0,50  0,75  0,8  0,8  
47 0,75  0,75  0,50  0,75  0,75  0,75  0,50  0,75  0,50  0,50  0,75  0,75  0,75  0,50  0,75  0,50  0,50  0,75  0,8  0,8  
50 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,8  0,8  
51 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,8  0,8  
53 1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1  1  
54 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,8  0,8  
55 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,8  0,8  
56 1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  1,00  1  1  
57 1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  1,00  1  1  
58 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,8  0,8  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 442
 j 
i 59 60  61  62  63  64  66  67  68  69  70  71  72  73  74  75  76  77  78  79  
59 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1  1  
60 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,8  0,8  
61 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,8  0,8  
62 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,8  0,8  
63 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,8  0,8  
64 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,8  0,8  
66 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,8  0,8  
67 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,8  0,8  
68 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,8  0,8  
69 0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,8  0,8  
70 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1  1  
71 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1  1  
72 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1  1  
73 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1  1  
74 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1  1  
75 0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1  1  
76 0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,8  0,8  
77 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1  1  
78 1  0,8  0,8  0,8  0,8  0,8  0,8  0,8  0,8  0,8  1  1  1  1  1  1  0,8  1  1  1  
79 1  0,8  0,8  0,8  0,8  0,8  0,8  0,8  0,8  0,8  1  1  1  1  1  1  0,8  1  1  1  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 443
 Correlation coefficients for windstorm risk in the Kingdom of Denmark  
j 
i 1 2  3  4  5  6  7  8  9  10  11  
1 1,00  1,00  0,75  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,25  
2 1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,50  0,75  0,50  0,25  
3 0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,75  1,00  0,75  0,50  
4 0,50  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,50  
5 0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,50  
6 0,50  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
7 0,50  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
8 0,25  0,50  0,75  0,75  0,75  1,00  1,00  1,00  0,75  1,00  0,75  
9 0,50  0,75  1,00  0,75  0,75  1,00  1,00  0,75  1,00  1,00  0,75  
10 0,50  0,50  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  
11 0,25  0,25  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  1,00  
Correlation coefficients for windstorm risk in the French Republic  
j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
1 1,00  0,50  1,00  0,75  1,00  0,75  0,75  0,25  0,50  0,50  0,75  0,75  0,75  0,25  0,75  0,50  0,50  0,75  0,75  0,25  1,00  0,25  0,75  0,75  1,00  
2 0,50  1,00  0,50  0,25  0,25  0,25  0,25  1,00  0,25  0,75  0,25  0,25  0,25  0,75  0,25  0,25  0,25  0,50  0,25  0,00  0,50  0,50  0,50  0,25  0,50  
3 1,00  0,50  1,00  0,50  0,75  0,50  0,75  0,25  0,50  0,50  0,50  0,50  0,50  0,25  0,75  0,75  0,75  0,75  0,75  0,25  0,75  0,25  1,00  0,75  0,75  
4 0,75  0,25  0,50  1,00  1,00  1,00  0,75  0,25  0,50  0,25  0,75  0,75  1,00  0,00  0,75  0,50  0,25  0,50  0,75  0,25  0,50  0,00  0,50  0,50  0,50  
5 1,00  0,25  0,75  1,00  1,00  1,00  1,00  0,25  0,75  0,50  0,75  0,75  1,00  0,25  0,75  0,50  0,50  0,50  0,75  0,25  0,75  0,25  0,75  0,75  0,75  
6 0,75  0,25  0,50  1,00  1,00  1,00  0,75  0,25  0,50  0,25  0,75  0,75  1,00  0,25  0,75  0,50  0,25  0,50  0,50  0,25  0,50  0,25  0,50  0,50  0,50  
7 0,75  0,25  0,75  0,75  1,00  0,75  1,00  0,25  0,75  0,50  0,75  1,00  0,75  0,00  1,00  0,50  0,50  0,50  0,75  0,25  0,75  0,00  0,75  0,75  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 444
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
8 0,25  1,00  0,25  0,25  0,25  0,25  0,25  1,00  0,25  0,75  0,25  0,25  0,00  0,50  0,25  0,25  0,25  0,50  0,25  0,00  0,50  0,50  0,50  0,25  0,50  
9 0,50  0,25  0,50  0,50  0,75  0,50  0,75  0,25  1,00  0,25  1,00  0,75  0,50  0,00  0,50  0,25  0,25  0,25  0,50  0,00  0,25  0,00  0,50  0,50  0,50  
10 0,50  0,75  0,50  0,25  0,50  0,25  0,50  0,75  0,25  1,00  0,50  0,25  0,25  0,50  0,50  0,50  0,25  0,75  0,50  0,00  0,75  0,50  0,50  0,25  0,75  
11 0,75  0,25  0,50  0,75  0,75  0,75  0,75  0,25  1,00  0,50  1,00  0,75  0,75  0,00  0,75  0,50  0,25  0,50  0,75  0,25  0,50  0,00  0,50  0,50  0,50  
12 0,75  0,25  0,50  0,75  0,75  0,75  1,00  0,25  0,75  0,25  0,75  1,00  0,75  0,00  1,00  0,50  0,50  0,50  0,75  0,25  0,50  0,00  0,50  0,75  0,75  
13 0,75  0,25  0,50  1,00  1,00  1,00  0,75  0,00  0,50  0,25  0,75  0,75  1,00  0,25  0,50  0,50  0,25  0,25  0,50  0,25  0,50  0,25  0,25  0,50  0,50  
14 0,25  0,75  0,25  0,00  0,25  0,25  0,00  0,50  0,00  0,50  0,00  0,00  0,25  1,00  0,00  0,25  0,25  0,25  0,25  0,00  0,25  1,00  0,25  0,25  0,25  
15 0,75  0,25  0,75  0,75  0,75  0,75  1,00  0,25  0,50  0,50  0,75  1,00  0,50  0,00  1,00  0,50  0,50  0,50  1,00  0,00  0,50  0,25  0,75  0,75  0,75  
16 0,50  0,25  0,75  0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,50  0,50  0,50  0,25  0,50  1,00  1,00  0,75  0,75  0,00  0,50  0,25  0,75  0,75  0,50  
17 0,50  0,25  0,75  0,25  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,50  1,00  1,00  0,75  0,75  0,00  0,50  0,25  0,75  0,75  0,50  
18 0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,25  0,75  0,50  0,50  0,25  0,25  0,50  0,75  0,75  1,00  0,75  0,00  0,75  0,50  0,75  0,50  0,75  
19 0,75  0,25  0,75  0,75  0,75  0,50  0,75  0,25  0,50  0,50  0,75  0,75  0,50  0,25  1,00  0,75  0,75  0,75  1,00  0,25  0,50  0,25  0,75  1,00  0,75  
20 0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  1,00  0,25  0,00  0,00  0,25  0,00  
21 1,00  0,50  0,75  0,50  0,75  0,50  0,75  0,50  0,25  0,75  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,75  0,50  0,25  1,00  0,25  0,75  0,50  1,00  
22 0,25  0,50  0,25  0,00  0,25  0,25  0,00  0,50  0,00  0,50  0,00  0,00  0,25  1,00  0,25  0,25  0,25  0,50  0,25  0,00  0,25  1,00  0,25  0,25  0,25  
23 0,75  0,50  1,00  0,50  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,75  0,75  0,75  0,75  0,75  0,00  0,75  0,25  1,00  0,75  0,75  
24 0,75  0,25  0,75  0,50  0,75  0,50  0,75  0,25  0,50  0,25  0,50  0,75  0,50  0,25  0,75  0,75  0,75  0,50  1,00  0,25  0,50  0,25  0,75  1,00  0,50  
25 1,00  0,50  0,75  0,50  0,75  0,50  0,75  0,50  0,50  0,75  0,50  0,75  0,50  0,25  0,75  0,50  0,50  0,75  0,75  0,00  1,00  0,25  0,75  0,50  1,00  
j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
26 1,00  0,25  0,75  1,00  1,00  0,75  1,00  0,25  0,75  0,50  0,75  1,00  1,00  0,00  1,00  0,50  0,50  0,50  0,75  0,25  0,75  0,25  0,75  0,75  0,75  
27 0,25  0,75  0,25  0,25  0,25  0,25  0,25  0,75  0,00  0,50  0,25  0,25  0,25  1,00  0,25  0,25  0,50  0,50  0,25  0,00  0,50  0,75  0,25  0,25  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 445
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 02015R0035 — EN — 02.04.2016 — 001.004 — 446
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67 0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,75  0,50  0,50  0,50  0,25  0,50  0,50  0,25  0,50  0,50  0,25  0,75  0,25  0,50  0,50  0,75  
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 02015R0035 — EN — 02.04.2016 — 001.004 — 447
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 02015R0035 — EN — 02.04.2016 — 001.004 — 448
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7 1,00  0,25  0,25  0,00  1,00  0,75  0,75  0,50  0,75  0,00  0,50  0,25  1,00  0,75  0,50  0,25  1,00  1,00  0,25  0,25  1,00  0,75  1,00  0,25  0,00  
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10 0,50  0,50  0,75  0,25  0,50  0,25  0,25  0,25  0,25  0,50  0,75  0,75  0,50  0,50  0,25  0,75  0,50  0,50  0,50  1,00  0,50  0,50  0,25  0,50  0,50  
11 0,75  0,25  0,25  0,00  0,75  1,00  0,75  0,50  1,00  0,00  0,50  0,25  0,75  0,50  0,75  0,25  0,75  0,75  0,00  0,25  0,75  0,75  0,75  0,25  0,00  
12 1,00  0,25  0,25  0,00  1,00  1,00  1,00  0,75  0,75  0,00  0,50  0,25  0,75  0,75  0,75  0,25  0,75  1,00  0,25  0,25  1,00  0,75  1,00  0,25  0,00  
13 1,00  0,25  0,25  0,25  1,00  0,75  0,50  0,50  1,00  0,25  0,25  0,25  1,00  0,25  0,50  0,25  0,75  0,75  0,25  0,25  0,50  0,50  0,75  0,25  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 449
 j 
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30 1,00  0,25  0,25  0,00  1,00  0,75  0,75  0,50  1,00  0,00  0,50  0,25  1,00  0,75  0,75  0,50  1,00  1,00  0,25  0,25  1,00  1,00  1,00  0,25  0,00  
31 0,75  0,25  0,25  0,25  0,75  1,00  1,00  0,75  0,75  0,25  0,50  0,50  0,75  0,50  0,75  0,25  0,75  0,75  0,25  0,25  0,75  0,75  0,75  0,25  0,25  
32 0,75  0,25  0,25  0,00  0,75  1,00  1,00  0,75  0,75  0,00  0,50  0,25  0,75  0,50  0,75  0,25  0,75  0,75  0,25  0,25  1,00  1,00  0,75  0,25  0,00  
33 0,50  0,25  0,25  0,25  0,50  0,75  0,75  1,00  0,50  0,25  0,50  0,50  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,75  1,00  0,50  0,50  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 450
 j 
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45 0,50  0,75  1,00  0,50  0,25  0,25  0,25  0,50  0,25  0,50  0,75  1,00  0,50  0,50  0,25  1,00  0,50  0,50  0,50  1,00  0,50  0,25  0,25  0,75  0,50  
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j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
51 0,50  0,75  0,75  0,50  0,50  0,25  0,25  0,25  0,25  0,50  0,75  0,75  0,50  0,50  0,25  0,75  0,50  0,25  0,50  0,75  0,25  0,25  0,25  0,50  0,50  
52 0,50  0,50  0,75  0,25  0,50  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,75  0,25  0,75  0,50  0,50  0,50  0,75  0,50  0,25  0,50  0,50  0,25  
53 0,25  1,00  1,00  0,75  0,25  0,25  0,25  0,25  0,25  1,00  0,50  0,75  0,50  0,25  0,25  0,75  0,25  0,25  1,00  0,75  0,25  0,25  0,25  1,00  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 451
 j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
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69 1,00  0,25  0,50  0,25  0,75  0,75  0,75  0,50  0,75  0,25  0,75  0,50  1,00  1,00  0,75  0,50  1,00  1,00  0,25  0,50  0,75  0,75  0,75  0,50  0,25  
70 0,75  0,50  0,50  0,25  0,50  0,25  0,50  0,50  0,25  0,25  0,50  0,50  0,75  1,00  0,25  0,50  0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,25  
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73 1,00  0,50  0,50  0,25  0,75  0,75  0,75  0,50  0,75  0,25  0,75  0,50  1,00  1,00  0,75  0,50  1,00  0,75  0,25  0,50  0,75  0,75  0,75  0,50  0,25  
74 0,75  0,50  0,50  0,25  0,75  0,75  0,75  0,50  0,75  0,25  0,75  0,50  1,00  1,00  0,75  0,50  1,00  0,75  0,25  0,50  0,75  0,75  0,75  0,50  0,25  
75 0,25  1,00  1,00  0,50  0,25  0,25  0,25  0,50  0,25  0,75  0,75  0,75  0,50  0,50  0,25  0,75  0,50  0,25  0,75  1,00  0,25  0,25  0,25  0,75  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 452
 j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
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94 0,50  1,00  1,00  0,50  0,25  0,50  0,25  0,25  0,25  0,75  0,75  0,75  0,50  0,50  0,25  0,75  0,50  0,25  0,50  1,00  0,25  0,25  0,25  0,75  0,75  
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 02015R0035 — EN — 02.04.2016 — 001.004 — 453
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 02015R0035 — EN — 02.04.2016 — 001.004 — 454
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 02015R0035 — EN — 02.04.2016 — 001.004 — 455
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57 1,00  1,00  0,50  1,00  1,00  0,25  1,00  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,25  0,25  1,00  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,75  
58 0,75  0,75  0,50  0,75  0,75  0,25  0,75  1,00  0,25  0,50  0,50  0,25  0,75  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  
59 0,75  0,25  0,50  0,50  0,50  0,50  0,50  0,25  1,00  0,75  0,50  1,00  0,25  0,00  0,00  0,00  0,50  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 456
 j 
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63 0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,75  0,25  0,50  0,50  0,25  1,00  0,75  0,50  0,50  0,50  0,75  1,00  0,75  1,00  0,50  1,00  1,00  0,50  
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71 0,50  0,75  0,50  0,50  0,50  0,25  0,50  0,75  0,25  0,50  0,25  0,25  1,00  0,50  0,50  0,50  0,75  0,75  1,00  0,75  1,00  0,50  1,00  1,00  0,50  
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73 0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,75  0,25  0,50  0,25  0,25  1,00  0,75  0,75  0,50  0,75  0,75  1,00  0,75  1,00  0,50  1,00  1,00  0,25  
74 0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,75  0,25  0,50  0,50  0,25  1,00  0,75  0,75  0,50  0,75  0,75  1,00  0,75  1,00  0,50  1,00  1,00  0,50  
75 1,00  0,75  0,75  0,75  0,75  0,50  0,75  0,50  0,75  1,00  0,75  0,50  0,50  0,25  0,25  0,00  0,50  0,50  0,50  0,50  0,50  0,75  0,25  0,50  1,00  
j 
i 51 52  53  54  55  56  57  58  59  60  61  62  63  64  65  66  67  68  69  70  71  72  73  74  75  
76 0,50  0,25  0,75  0,50  0,50  0,75  0,50  0,25  0,75  0,75  1,00  0,75  0,25  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,75  0,25  0,25  0,75  
77 1,00  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,50  1,00  0,75  0,50  0,50  0,25  0,25  0,25  0,75  0,50  0,50  0,50  0,50  0,75  0,50  0,50  1,00  
78 0,75  0,50  0,75  0,50  0,75  0,50  0,50  0,50  0,75  1,00  1,00  0,50  0,50  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  1,00  0,50  0,50  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 457
 j 
i 51 52  53  54  55  56  57  58  59  60  61  62  63  64  65  66  67  68  69  70  71  72  73  74  75  
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82 0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,50  0,25  0,25  0,25  0,00  0,75  0,75  1,00  0,75  0,50  0,50  0,75  0,50  0,50  0,25  0,75  0,75  0,25  
83 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,00  0,25  0,25  0,00  0,75  0,50  0,50  0,75  0,50  0,50  0,75  0,25  0,50  0,25  0,75  0,75  0,25  
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85 0,50  0,50  0,75  0,25  0,25  0,75  0,25  0,50  0,25  0,50  0,50  0,25  0,50  0,25  0,25  0,00  0,25  0,25  0,50  0,50  0,50  0,75  0,50  0,50  0,50  
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88 0,75  1,00  0,50  1,00  1,00  0,25  1,00  0,75  0,25  0,50  0,50  0,25  0,50  0,25  0,50  0,50  1,00  1,00  0,50  1,00  0,75  0,50  0,50  0,75  0,50  
89 0,75  1,00  0,50  0,75  0,75  0,50  0,75  1,00  0,25  0,75  0,50  0,25  0,50  0,25  0,25  0,25  0,75  0,75  0,50  0,75  0,50  0,75  0,50  0,50  0,75  
90 0,50  0,75  0,25  0,75  0,75  0,25  0,75  0,75  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  1,00  1,00  0,75  1,00  0,75  0,50  0,75  0,75  0,50  
91 1,00  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,50  1,00  0,75  0,50  0,50  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  1,00  0,50  0,50  1,00  
92 1,00  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  1,00  0,75  0,50  0,50  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  1,00  
93 1,00  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  1,00  0,75  0,50  0,50  0,50  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  1,00  
94 1,00  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  1,00  0,75  0,50  0,50  0,50  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  1,00  
95 1,00  0,50  0,75  0,75  0,75  0,50  0,75  0,50  0,75  1,00  1,00  0,50  0,50  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  1,00  
j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  
1 0,25  0,50  0,25  0,50  0,25  0,75  0,75  0,75  1,00  0,50  0,50  0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,50  
2 0,75  1,00  1,00  0,50  1,00  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,75  0,25  0,75  1,00  1,00  1,00  1,00  
3 0,25  0,50  0,50  0,75  0,25  0,50  0,50  0,50  0,75  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 458
 j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  
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8 0,50  0,75  0,75  0,25  0,75  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,75  0,50  0,75  0,75  0,75  0,75  0,75  
9 0,00  0,25  0,00  0,25  0,00  0,75  0,75  0,50  0,50  0,00  0,25  0,25  0,25  0,25  0,50  0,25  0,00  0,25  0,25  0,25  
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11 0,00  0,25  0,25  0,25  0,25  0,75  0,75  0,75  0,75  0,25  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
12 0,00  0,25  0,25  0,50  0,25  1,00  1,00  0,75  1,00  0,25  0,50  0,50  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,25  
13 0,25  0,25  0,25  0,25  0,25  0,75  0,50  1,00  1,00  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
14 1,00  0,50  0,75  0,25  0,75  0,00  0,00  0,00  0,00  0,50  0,25  0,25  0,25  0,50  0,25  0,75  0,75  0,75  0,75  0,75  
15 0,00  0,50  0,25  0,50  0,25  0,75  0,75  0,75  0,75  0,25  0,50  0,75  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  
16 0,25  0,50  0,50  0,75  0,25  0,50  0,50  0,50  0,50  0,75  0,75  1,00  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,50  
17 0,25  0,50  0,50  1,00  0,25  0,25  0,50  0,25  0,50  1,00  1,00  1,00  0,25  0,50  0,25  0,50  0,50  0,50  0,50  0,50  
18 0,25  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  1,00  0,50  0,75  0,75  0,75  0,75  0,75  
19 0,25  0,50  0,25  0,50  0,25  0,75  0,75  0,50  0,75  0,50  0,75  1,00  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,25  
20 0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
21 0,25  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,50  1,00  0,75  1,00  0,75  0,50  0,50  0,75  0,50  
22 0,75  0,50  0,75  0,50  0,75  0,00  0,00  0,25  0,25  0,50  0,50  0,25  0,25  0,50  0,25  0,50  0,75  0,75  0,75  0,75  
23 0,25  0,50  0,50  0,75  0,25  0,50  0,50  0,50  0,75  0,75  0,75  1,00  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  
24 0,25  0,50  0,25  0,50  0,25  0,75  0,75  0,50  0,75  0,50  0,50  0,75  0,50  0,25  0,50  0,50  0,50  0,25  0,50  0,25  
25 0,25  0,50  0,50  0,50  0,25  0,75  0,50  0,50  0,75  0,50  0,50  0,50  1,00  0,75  1,00  0,50  0,50  0,50  0,50  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 459
 j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  
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27 1,00  0,75  1,00  0,50  1,00  0,25  0,25  0,25  0,25  0,50  0,50  0,25  0,50  0,50  0,25  0,75  1,00  1,00  1,00  1,00  
28 0,75  1,00  1,00  0,50  0,75  0,25  0,25  0,25  0,25  0,75  0,50  0,50  0,50  0,75  0,50  1,00  1,00  1,00  1,00  1,00  
29 0,75  0,50  0,50  0,25  0,50  0,00  0,00  0,25  0,00  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  
30 0,00  0,25  0,25  0,50  0,25  1,00  1,00  1,00  1,00  0,25  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  
31 0,25  0,50  0,25  0,50  0,25  1,00  1,00  0,50  0,75  0,25  0,50  0,50  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  
32 0,00  0,25  0,25  0,25  0,25  1,00  1,00  0,50  0,75  0,25  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
33 0,25  0,50  0,25  0,50  0,25  0,75  0,75  0,50  0,50  0,50  0,75  0,75  0,25  0,25  0,25  0,50  0,50  0,25  0,25  0,25  
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36 0,25  0,75  0,50  1,00  0,25  0,50  0,50  0,50  0,50  0,75  1,00  0,75  0,50  0,75  0,50  0,75  0,75  0,75  0,75  0,50  
37 0,50  0,75  0,75  1,00  0,50  0,25  0,25  0,25  0,50  0,75  1,00  0,75  0,50  0,75  0,50  0,75  0,75  0,75  0,75  0,75  
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42 0,25  0,50  0,50  0,50  0,25  0,75  0,75  0,75  1,00  0,50  0,50  0,75  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  
43 0,00  0,25  0,25  0,50  0,25  0,75  0,75  0,75  1,00  0,25  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  
44 0,50  0,50  0,75  0,75  0,50  0,25  0,25  0,25  0,25  1,00  0,75  0,50  0,25  0,50  0,25  0,50  0,75  0,50  0,50  0,50  
45 0,50  1,00  0,75  0,75  0,50  0,25  0,25  0,25  0,25  0,50  0,75  0,50  0,75  1,00  0,50  1,00  1,00  0,75  1,00  0,75  
46 0,00  0,25  0,25  0,50  0,25  1,00  1,00  0,50  0,75  0,25  0,50  0,75  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 460
 j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  
47 0,00  0,25  0,25  0,50  0,25  0,75  1,00  0,50  0,75  0,25  0,50  0,75  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,25  
48 0,00  0,25  0,25  0,25  0,00  1,00  0,75  0,50  0,75  0,25  0,50  0,50  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,25  
49 0,50  0,75  0,75  0,75  0,50  0,25  0,25  0,25  0,25  1,00  0,75  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  
50 1,00  0,50  0,75  0,25  0,75  0,00  0,00  0,00  0,00  0,50  0,25  0,25  0,25  0,25  0,25  0,75  0,75  0,75  0,75  0,75  
j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  
51 0,50  1,00  0,75  0,50  0,75  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,75  0,75  0,50  1,00  1,00  1,00  1,00  1,00  
52 0,25  0,75  0,50  0,50  0,50  0,25  0,25  0,25  0,50  0,50  0,50  0,50  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,50  
53 0,75  0,75  0,75  0,75  0,75  0,25  0,25  0,25  0,25  0,75  0,50  0,50  0,50  0,50  0,25  0,75  0,75  0,75  0,75  0,75  
54 0,50  0,75  0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,25  0,50  0,50  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
55 0,50  0,75  0,75  0,50  0,50  0,25  0,25  0,25  0,50  0,25  0,50  0,50  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
56 0,75  0,50  0,50  0,50  0,50  0,00  0,00  0,25  0,25  0,75  0,50  0,25  0,25  0,50  0,25  0,50  0,50  0,50  0,50  0,50  
57 0,50  0,75  0,50  0,50  0,50  0,25  0,25  0,25  0,50  0,25  0,50  0,50  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
58 0,25  0,75  0,50  0,75  0,25  0,50  0,50  0,50  0,75  0,50  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,50  
59 0,75  0,50  0,75  0,25  1,00  0,00  0,25  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,75  0,75  0,75  0,75  
60 0,75  1,00  1,00  0,50  1,00  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,75  0,25  1,00  1,00  1,00  1,00  1,00  
61 1,00  0,75  1,00  0,50  0,75  0,25  0,25  0,25  0,25  0,50  0,50  0,25  0,50  0,50  0,25  0,75  0,75  0,75  0,75  1,00  
62 0,75  0,50  0,50  0,25  1,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  
63 0,25  0,50  0,50  0,75  0,25  0,75  0,75  0,75  0,75  0,50  0,75  1,00  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
64 0,00  0,25  0,25  0,50  0,25  0,75  0,75  0,50  0,75  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,25  
65 0,00  0,25  0,25  0,25  0,25  0,75  1,00  0,50  0,75  0,25  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
66 0,00  0,25  0,25  0,25  0,25  0,75  0,75  0,75  0,75  0,00  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 461
 j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  
67 0,25  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,50  1,00  0,75  1,00  0,50  0,50  0,50  0,50  0,50  
68 0,25  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,75  0,25  0,50  0,50  1,00  0,75  1,00  0,50  0,50  0,50  0,50  0,50  
69 0,25  0,50  0,50  0,50  0,25  0,75  0,75  0,75  1,00  0,50  0,50  0,75  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  
70 0,25  0,50  0,50  0,50  0,25  0,50  0,50  0,25  0,50  0,50  0,50  0,50  1,00  0,75  1,00  0,50  0,50  0,50  0,50  0,50  
71 0,25  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,75  0,50  0,50  0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,50  
72 0,75  0,75  1,00  0,75  0,75  0,25  0,25  0,25  0,25  0,75  0,75  0,50  0,50  0,75  0,50  1,00  0,75  0,75  0,75  0,75  
73 0,25  0,50  0,50  0,50  0,25  0,75  0,75  0,75  1,00  0,50  0,50  0,75  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  
74 0,25  0,50  0,50  0,50  0,25  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,50  
75 0,75  1,00  1,00  0,50  0,75  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,75  0,50  1,00  1,00  1,00  1,00  1,00  
j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  
76 1,00  0,50  0,75  0,25  1,00  0,00  0,00  0,00  0,00  0,50  0,25  0,25  0,25  0,50  0,25  0,75  0,75  0,75  0,75  0,75  
77 0,50  1,00  1,00  0,50  0,75  0,25  0,25  0,25  0,25  0,50  0,75  0,50  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  
78 0,75  1,00  1,00  0,50  0,75  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,75  0,50  1,00  1,00  1,00  1,00  1,00  
79 0,25  0,50  0,50  1,00  0,25  0,50  0,50  0,25  0,50  1,00  1,00  0,75  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,50  
80 1,00  0,75  0,75  0,25  1,00  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,50  0,50  0,25  0,75  0,75  0,75  0,75  0,75  
81 0,00  0,25  0,25  0,50  0,25  1,00  1,00  0,75  1,00  0,25  0,50  0,50  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,25  
82 0,00  0,25  0,25  0,50  0,25  1,00  1,00  0,50  0,75  0,25  0,50  0,50  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,25  
83 0,00  0,25  0,25  0,25  0,25  0,75  0,50  1,00  1,00  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
84 0,00  0,25  0,25  0,50  0,25  1,00  0,75  1,00  1,00  0,25  0,50  0,75  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  
85 0,50  0,50  0,50  1,00  0,50  0,25  0,25  0,25  0,25  1,00  0,75  0,75  0,25  0,50  0,25  0,50  0,50  0,50  0,50  0,50  
86 0,25  0,75  0,50  1,00  0,25  0,50  0,50  0,25  0,50  0,75  1,00  0,75  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  
87 0,25  0,50  0,50  0,75  0,25  0,50  0,50  0,50  0,75  0,75  0,75  1,00  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 462
 j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  
88 0,25  0,75  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,25  0,50  0,50  1,00  0,75  1,00  0,50  0,50  0,50  0,50  0,50  
89 0,50  1,00  0,75  0,50  0,50  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  
90 0,25  0,50  0,50  0,25  0,25  0,50  0,50  0,25  0,50  0,25  0,50  0,50  1,00  0,75  1,00  0,50  0,50  0,50  0,50  0,50  
91 0,75  1,00  1,00  0,50  0,75  0,25  0,25  0,25  0,25  0,50  0,75  0,50  0,50  0,75  0,50  1,00  1,00  1,00  1,00  1,00  
92 0,75  1,00  1,00  0,50  0,75  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,75  0,50  1,00  1,00  1,00  1,00  1,00  
93 0,75  1,00  1,00  0,50  0,75  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,75  0,50  1,00  1,00  1,00  1,00  1,00  
94 0,75  1,00  1,00  0,50  0,75  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,75  0,50  1,00  1,00  1,00  1,00  1,00  
95 0,75  1,00  1,00  0,50  0,75  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,75  0,50  1,00  1,00  1,00  1,00  1,00  
Correlation coefficients for windstorm risk in the Federal Republic of Germany  
j 
i 1 2  3  4  6  7  8  9  10  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
1 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  1,00  0,75  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,25  0,25  
2 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  1,00  0,75  0,50  0,50  0,50  0,25  0,50  0,50  0,25  0,25  0,25  
3 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  
4 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  1,00  0,75  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,25  0,25  
6 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  1,00  1,00  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  
7 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,25  0,50  0,25  0,25  0,25  
8 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,25  0,50  0,25  0,25  0,25  
9 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  1,00  0,75  0,50  0,50  0,50  0,25  0,25  0,50  0,25  0,25  0,25  
10 0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,25  0,50  
12 0,75  0,75  1,00  0,75  1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,50  0,75  0,75  0,50  0,50  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 463
 j 
i 1 2  3  4  6  7  8  9  10  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
13 0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  
14 0,75  0,75  1,00  0,75  1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  
15 1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,25  
16 0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,50  0,50  
17 0,50  0,50  0,75  0,50  0,75  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,50  0,50  
18 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,50  0,75  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,75  
19 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  
20 0,25  0,25  0,50  0,25  0,50  0,50  0,50  0,25  0,50  0,50  0,75  0,75  0,50  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
21 0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,50  0,75  0,75  0,75  0,50  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  
22 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,50  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
23 0,50  0,25  0,50  0,50  0,50  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
24 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  1,00  0,75  1,00  1,00  1,00  1,00  
25 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,75  0,75  1,00  0,75  1,00  1,00  1,00  1,00  
j 
i 1 2  3  4  6  7  8  9  10  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
26 0,25  0,25  0,50  0,50  0,50  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  1,00  
27 0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  
28 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  
29 0,50  0,50  0,75  0,50  0,75  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,75  0,50  0,50  
30 0,50  0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,50  0,50  
31 0,50  0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,50  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 464
 j 
i 1 2  3  4  6  7  8  9  10  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
32 0,50  0,50  0,75  0,75  0,75  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  
33 0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  
34 0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,25  0,25  
35 0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  
36 0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  
37 0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,50  0,75  0,50  0,50  0,25  0,25  
38 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  
39 0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  
40 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,50  
41 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,50  0,75  0,50  0,50  0,50  
42 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,50  
44 0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,50  
45 0,50  0,50  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,50  
46 0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,50  
47 0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,75  0,75  0,75  0,50  0,50  0,50  
48 0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,50  0,50  
49 0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  
j 
i 1 2  3  4  6  7  8  9  10  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
50 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  
51 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 465
 j 
i 1 2  3  4  6  7  8  9  10  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
52 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  
53 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  
54 0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,25  0,50  0,25  0,25  0,25  
55 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,25  0,25  0,25  
56 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  
57 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  
58 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,50  
59 0,75  0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,50  
60 0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  
61 0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,50  0,25  0,50  0,50  0,25  0,50  0,25  0,25  0,25  
63 0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,25  0,25  0,25  
64 0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,25  0,25  0,25  
65 0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  
66 0,75  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  
67 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  
68 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  
69 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,00  
70 0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
71 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
72 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
73 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 466
 j 
i 1 2  3  4  6  7  8  9  10  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
74 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
75 0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  
76 0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
77 0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,25  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  
78 0,75  0,75  0,50  0,75  0,50  0,75  0,75  0,75  0,25  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
79 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
80 0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
81 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
82 0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,00  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  
83 0,50  0,50  0,25  0,50  0,50  0,25  0,50  0,50  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,25  0,25  0,25  0,25  0,25  
84 0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,25  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
85 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,25  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
86 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
87 0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  
88 0,75  0,75  0,50  0,75  0,50  0,75  0,75  0,75  0,25  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
89 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,25  0,50  0,50  0,50  0,75  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
90 0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,50  0,50  0,50  0,50  0,75  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
91 0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
92 0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
93 0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
94 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,25  0,50  0,50  0,50  0,75  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 467
 j 
i 1 2  3  4  6  7  8  9  10  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
95 1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,50  0,75  0,75  0,75  0,75  0,75  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  
96 1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,50  0,75  0,75  0,75  0,75  0,75  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  
97 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  0,50  0,75  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,25  0,25  0,25  
98 1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  
99 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  
j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  44  45  46  47  48  49  
1 0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  
2 0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  
3 0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  
4 0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  
6 0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
7 0,25  0,50  0,50  0,50  0,75  0,75  0,50  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  
8 0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  
9 0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  
10 0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,75  0,75  
12 0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  
13 0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
14 0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
15 0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
16 0,50  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 468
 j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  44  45  46  47  48  49  
17 0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,75  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,75  0,75  
18 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  
19 0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  
20 1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
21 1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
22 1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
23 0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  
24 0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
25 1,00  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  44  45  46  47  48  49  
26 1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,50  0,50  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  
27 1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  
28 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  
29 0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  
30 0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  1,00  0,75  0,75  0,75  1,00  1,00  
31 0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  0,75  0,75  1,00  1,00  
32 0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
33 0,50  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
34 0,50  0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  
35 0,25  0,50  0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 469
 j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  44  45  46  47  48  49  
36 0,25  0,50  0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  
37 0,50  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  
38 0,50  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
39 0,50  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
40 0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
41 0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
42 0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
44 0,50  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
45 0,50  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
46 0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
47 0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
48 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
49 0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  44  45  46  47  48  49  
50 0,50  0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  
51 0,50  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
52 0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  
53 0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  
54 0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  1,00  0,75  0,75  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,50  0,50  
55 0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 470
 j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  44  45  46  47  48  49  
56 0,25  0,50  0,50  0,50  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,50  
57 0,50  0,50  0,50  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  
58 0,50  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
59 0,50  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
60 0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  
61 0,25  0,50  0,50  0,50  0,75  0,75  0,50  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  
63 0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  
64 0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,75  1,00  1,00  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  
65 0,25  0,50  0,50  0,50  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  
66 0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  
67 0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  1,00  0,75  0,50  0,50  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,25  
68 0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  1,00  0,75  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,25  
69 0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,75  1,00  0,75  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,25  
70 0,25  0,25  0,25  0,50  0,50  0,25  0,25  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  
71 0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  
72 0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  
73 0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  
j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  44  45  46  47  48  49  
74 0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
75 0,25  0,25  0,25  0,50  0,50  0,25  0,50  0,50  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  
76 0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 471
 j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  44  45  46  47  48  49  
77 0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  
78 0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,25  0,25  
79 0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  
80 0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
81 0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  
82 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
83 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
84 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  
85 0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  
86 0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  
87 0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  
88 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,25  0,25  
89 0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  
90 0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  
91 0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
92 0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  
93 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,75  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  
94 0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  
95 0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  1,00  0,75  0,50  0,75  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,25  
96 0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  1,00  0,75  0,50  0,75  0,75  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  
97 0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 472
 j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  44  45  46  47  48  49  
98 0,25  0,25  0,50  0,50  0,75  0,75  0,50  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  
99 0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  
j 
i 50 51  52  53  54  55  56  57  58  59  60  61  63  64  65  66  67  68  69  70  71  72  73  
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2 0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
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7 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
8 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
9 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
10 0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,50  
12 0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,75  0,75  0,75  0,50  0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
13 0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,75  0,75  0,75  0,50  0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
14 0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
15 0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
16 0,75  0,75  0,50  0,75  0,50  0,50  0,75  0,75  0,75  0,75  0,50  0,75  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
17 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,50  0,25  
18 0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
19 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  
20 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 473
 j 
i 50 51  52  53  54  55  56  57  58  59  60  61  63  64  65  66  67  68  69  70  71  72  73  
21 0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,50  0,75  0,75  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
22 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,25  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
23 0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
24 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
25 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  
j 
i 50 51  52  53  54  55  56  57  58  59  60  61  63  64  65  66  67  68  69  70  71  72  73  
26 0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
27 0,50  0,75  0,50  0,50  0,50  0,25  0,50  0,50  0,75  0,75  0,25  0,50  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
28 0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,25  0,25  
29 0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
30 0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  1,00  1,00  0,50  0,75  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
31 0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  1,00  1,00  0,50  0,75  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,50  
32 0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  1,00  1,00  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,50  
33 1,00  1,00  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
34 1,00  1,00  0,75  1,00  0,75  0,75  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,50  0,75  0,50  0,50  
35 1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
36 0,75  1,00  0,75  1,00  0,75  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  
37 0,75  1,00  0,75  1,00  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,50  0,50  
38 0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
39 0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
40 1,00  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 474
 j 
i 50 51  52  53  54  55  56  57  58  59  60  61  63  64  65  66  67  68  69  70  71  72  73  
41 1,00  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
42 1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  
44 1,00  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
45 1,00  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
46 1,00  1,00  1,00  0,75  0,50  0,50  0,75  0,75  1,00  1,00  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,50  
47 1,00  1,00  1,00  0,75  0,75  0,50  0,75  0,75  1,00  1,00  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,50  
48 0,75  1,00  0,75  0,75  0,50  0,50  0,75  0,75  1,00  1,00  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,50  
49 0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,75  1,00  1,00  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
j 
i 50 51  52  53  54  55  56  57  58  59  60  61  63  64  65  66  67  68  69  70  71  72  73  
50 1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,50  0,50  
51 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,50  0,75  0,50  0,50  
52 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,50  0,50  
53 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
54 0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  
55 0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  
56 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  
57 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  
58 1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  
59 1,00  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
60 0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  
61 0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 475
 j 
i 50 51  52  53  54  55  56  57  58  59  60  61  63  64  65  66  67  68  69  70  71  72  73  
63 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  
64 0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
65 0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  
66 0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,50  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
67 0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
68 0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
69 0,75  0,75  0,50  0,75  0,75  1,00  0,75  0,75  0,75  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
70 0,50  0,50  0,50  0,75  0,75  1,00  0,75  0,75  0,50  0,50  0,75  0,75  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
71 0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,50  0,50  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
72 0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,75  0,75  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
73 0,50  0,50  0,50  0,75  0,75  1,00  0,75  0,50  0,50  0,50  0,75  0,75  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
j 
i 50 51  52  53  54  55  56  57  58  59  60  61  63  64  65  66  67  68  69  70  71  72  73  
74 0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,50  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
75 0,50  0,75  0,50  0,75  0,75  1,00  0,75  0,75  0,50  0,50  1,00  0,75  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
76 0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,50  0,50  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
77 0,50  0,75  0,50  0,75  0,75  1,00  0,75  0,75  0,50  0,50  0,75  0,75  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
78 0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  
79 0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  
80 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,25  0,50  0,50  0,50  0,25  0,25  0,50  0,50  0,50  
81 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  
82 0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 476
 j 
i 50 51  52  53  54  55  56  57  58  59  60  61  63  64  65  66  67  68  69  70  71  72  73  
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84 0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  
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j 
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 02015R0035 — EN — 02.04.2016 — 001.004 — 477
 j 
i 74 75  76  77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
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23 0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  
24 0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
25 0,25  0,00  0,25  0,25  0,25  0,25  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 478
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45 0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  
46 0,50  0,25  0,50  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,75  
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 02015R0035 — EN — 02.04.2016 — 001.004 — 479
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j 
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60 1,00  1,00  1,00  0,75  0,50  0,50  0,25  0,00  0,25  0,25  0,50  0,75  0,75  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  
61 1,00  0,75  0,75  0,75  0,75  0,50  0,25  0,25  0,25  0,25  0,50  0,50  0,75  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  
63 1,00  1,00  1,00  0,75  0,75  0,75  0,50  0,25  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  
64 1,00  1,00  1,00  1,00  0,75  0,75  0,50  0,25  0,50  0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  0,75  
65 1,00  0,75  1,00  0,75  0,75  0,75  0,25  0,25  0,50  0,25  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  
66 1,00  1,00  1,00  1,00  0,75  0,75  0,50  0,25  0,50  0,50  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
67 1,00  1,00  1,00  1,00  0,75  0,75  0,50  0,25  0,50  0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 480
 j 
i 74 75  76  77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
68 1,00  1,00  1,00  1,00  0,75  0,75  0,50  0,25  0,50  0,25  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  
69 1,00  1,00  1,00  1,00  0,75  0,75  0,25  0,25  0,50  0,25  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  0,75  
70 1,00  1,00  1,00  1,00  0,75  0,75  0,25  0,25  0,50  0,50  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  
71 1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,50  0,75  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  
72 1,00  1,00  1,00  1,00  1,00  1,00  0,50  0,50  0,75  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
73 1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,50  0,75  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  
j 
i 74 75  76  77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
74 1,00  1,00  1,00  1,00  0,75  0,75  0,50  0,50  0,75  0,50  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  
75 1,00  1,00  1,00  1,00  0,75  0,75  0,50  0,25  0,50  0,25  0,75  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  
76 1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,50  0,50  0,50  0,75  0,75  1,00  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  
77 1,00  1,00  1,00  1,00  1,00  1,00  0,50  0,25  0,50  0,50  0,75  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
78 0,75  0,75  1,00  1,00  1,00  1,00  0,50  0,50  0,50  0,50  0,75  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  
79 0,75  0,75  0,75  1,00  1,00  1,00  0,50  0,25  1,00  0,50  0,75  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,50  0,50  0,75  0,50  0,75  0,75  0,50  0,50  
80 0,50  0,50  0,50  0,50  0,50  0,50  1,00  1,00  0,25  1,00  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  
81 0,50  0,25  0,50  0,25  0,50  0,25  1,00  1,00  0,25  1,00  0,50  0,50  0,50  0,25  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,00  0,25  
82 0,75  0,50  0,50  0,50  0,50  1,00  0,25  0,25  1,00  0,25  0,75  0,75  0,75  1,00  1,00  0,75  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,25  0,50  
83 0,50  0,25  0,50  0,50  0,50  0,50  1,00  1,00  0,25  1,00  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  
84 1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  
85 1,00  1,00  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  
86 1,00  1,00  1,00  1,00  1,00  1,00  0,50  0,50  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 481
 j 
i 74 75  76  77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
87 0,75  0,75  0,75  1,00  1,00  1,00  0,25  0,25  1,00  0,50  0,75  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  
88 0,75  0,75  0,75  1,00  1,00  1,00  0,50  0,50  1,00  0,50  0,75  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  
89 1,00  1,00  1,00  1,00  1,00  1,00  0,50  0,50  0,75  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  
90 1,00  1,00  1,00  0,75  0,75  0,75  0,50  0,25  0,50  0,50  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
91 1,00  1,00  1,00  0,75  0,75  0,75  0,50  0,50  0,50  0,50  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
92 1,00  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  
93 1,00  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,50  
94 1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,50  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  
95 1,00  1,00  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
96 1,00  1,00  0,75  0,75  0,75  0,75  0,50  0,25  0,50  0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
97 1,00  1,00  1,00  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,75  0,75  1,00  0,75  0,75  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  
98 0,75  0,75  0,75  0,75  0,50  0,50  0,25  0,00  0,25  0,25  0,75  0,75  0,50  0,50  0,50  0,75  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  
99 0,75  0,75  0,75  0,75  0,50  0,50  0,25  0,25  0,50  0,25  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,75  0,75  0,50  0,75  1,00  1,00  1,00  1,00  1,00  
Correlation coefficients for windstorm risk in the Republic of Ireland  
j 
i CE CK  CN  CW  DL  DN  GY  KE  KK  KY  LD  LH  LK  LM  LS  MH  MN  MO  OY  RN  SO  TY  WD  WH  WW  WX  
CE 1,00  0,75  0,75  0,75  0,50  0,75  1,00  0,75  0,75  1,00  1,00  0,75  1,00  0,75  1,00  0,75  0,75  0,75  1,00  1,00  0,75  1,00  0,75  1,00  0,75  0,75  
CK 0,75  1,00  0,50  0,75  0,25  0,75  0,50  0,75  1,00  1,00  0,50  0,50  1,00  0,50  0,75  0,75  0,50  0,25  0,75  0,50  0,25  1,00  1,00  0,75  0,75  0,75  
CN 0,75  0,50  1,00  0,75  0,75  0,75  1,00  0,75  0,75  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  1,00  0,75  0,50  
CW 0,75  0,75  0,75  1,00  0,25  1,00  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,50  1,00  0,75  0,75  0,50  0,75  0,50  0,50  1,00  1,00  0,75  1,00  1,00  
DL 0,50  0,25  0,75  0,25  1,00  0,50  0,75  0,50  0,25  0,25  0,75  0,50  0,50  0,75  0,50  0,50  0,75  0,75  0,50  0,75  1,00  0,25  0,25  0,50  0,25  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 482
 j 
i CE CK  CN  CW  DL  DN  GY  KE  KK  KY  LD  LH  LK  LM  LS  MH  MN  MO  OY  RN  SO  TY  WD  WH  WW  WX  
DN 0,75  0,75  0,75  1,00  0,50  1,00  0,75  1,00  1,00  0,75  0,75  1,00  0,75  0,75  1,00  1,00  0,75  0,75  1,00  0,75  0,75  1,00  0,75  1,00  1,00  0,75  
GY 1,00  0,50  1,00  0,75  0,75  0,75  1,00  0,75  0,75  0,75  1,00  0,75  0,75  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,50  1,00  0,75  0,50  
KE 0,75  0,75  0,75  1,00  0,50  1,00  0,75  1,00  1,00  0,75  0,75  1,00  0,75  0,75  1,00  1,00  0,75  0,75  1,00  0,75  0,75  1,00  0,75  1,00  1,00  0,75  
KK 0,75  1,00  0,75  1,00  0,25  1,00  0,75  1,00  1,00  0,75  0,75  0,75  1,00  0,50  1,00  0,75  0,50  0,50  0,75  0,75  0,50  1,00  1,00  0,75  1,00  1,00  
KY 1,00  1,00  0,75  0,75  0,25  0,75  0,75  0,75  0,75  1,00  0,75  0,75  1,00  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,50  1,00  0,75  0,75  0,75  0,75  
LD 1,00  0,50  1,00  0,75  0,75  0,75  1,00  0,75  0,75  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  1,00  0,75  0,50  
LH 0,75  0,50  1,00  0,75  0,50  1,00  0,75  1,00  0,75  0,75  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,50  1,00  0,75  0,75  
LK 1,00  1,00  0,75  0,75  0,50  0,75  0,75  0,75  1,00  1,00  0,75  0,75  1,00  0,75  1,00  0,75  0,75  0,75  1,00  0,75  0,50  1,00  0,75  0,75  0,75  0,75  
LM 0,75  0,50  1,00  0,50  0,75  0,75  1,00  0,75  0,50  0,50  1,00  0,75  0,75  1,00  0,75  0,75  1,00  1,00  0,75  1,00  1,00  0,75  0,25  1,00  0,50  0,25  
LS 1,00  0,75  0,75  1,00  0,50  1,00  0,75  1,00  1,00  0,75  0,75  1,00  1,00  0,75  1,00  1,00  0,75  0,75  1,00  0,75  0,50  1,00  0,75  1,00  1,00  0,75  
MH 0,75  0,75  1,00  0,75  0,50  1,00  0,75  1,00  0,75  0,75  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  1,00  1,00  0,75  0,75  0,75  1,00  0,75  0,75  
MN 0,75  0,50  1,00  0,75  0,75  0,75  1,00  0,75  0,50  0,50  1,00  1,00  0,75  1,00  0,75  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,50  1,00  0,75  0,50  
MO 0,75  0,25  1,00  0,50  0,75  0,75  1,00  0,75  0,50  0,75  1,00  0,75  0,75  1,00  0,75  0,75  0,75  1,00  0,75  1,00  1,00  0,50  0,25  0,75  0,50  0,25  
OY 1,00  0,75  1,00  0,75  0,50  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  0,75  0,75  
RN 1,00  0,50  1,00  0,50  0,75  0,75  1,00  0,75  0,75  0,75  1,00  0,75  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  1,00  0,75  0,50  
SO 0,75  0,25  1,00  0,50  1,00  0,75  1,00  0,75  0,50  0,50  1,00  0,75  0,50  1,00  0,50  0,75  1,00  1,00  0,75  1,00  1,00  0,50  0,25  0,75  0,50  0,25  
TY 1,00  1,00  0,75  1,00  0,25  1,00  0,75  1,00  1,00  1,00  0,75  0,75  1,00  0,75  1,00  0,75  0,75  0,50  1,00  0,75  0,50  1,00  1,00  0,75  1,00  0,75  
WD 0,75  1,00  0,50  1,00  0,25  0,75  0,50  0,75  1,00  0,75  0,50  0,50  0,75  0,25  0,75  0,75  0,50  0,25  0,75  0,50  0,25  1,00  1,00  0,50  1,00  1,00  
WH 1,00  0,75  1,00  0,75  0,50  1,00  1,00  1,00  0,75  0,75  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  0,75  0,50  1,00  0,75  0,50  
WW  0,75  0,75  0,75  1,00  0,25  1,00  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,50  1,00  0,75  0,75  0,50  0,75  0,75  0,50  1,00  1,00  0,75  1,00  1,00  
WX 0,75  0,75  0,50  1,00  0,25  0,75  0,50  0,75  1,00  0,75  0,50  0,75  0,75  0,25  0,75  0,75  0,50  0,25  0,75  0,50  0,25  0,75  1,00  0,50  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 483
 Correlation coefficients for windstorm risk in the Kingdom of the Netherlands  
j 
i 10 11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  27  28  29  30  31  32  33  34  35  
10 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
11 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
12 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
13 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
14 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
15 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
16 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  
17 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
18 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  
19 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
20 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
21 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
22 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
23 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
24 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
25 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
26 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
27 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
28 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
29 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 484
 j 
i 10 11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  27  28  29  30  31  32  33  34  35  
30 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
31 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
32 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
33 1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
34 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
35 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
j 
i 10 11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  27  28  29  30  31  32  33  34  35  
36 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
37 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
38 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
39 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
40 1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
41 1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
42 1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
43 1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
44 0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
45 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
46 1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
47 1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
48 0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 485
 j 
i 10 11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  27  28  29  30  31  32  33  34  35  
49 1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
50 0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
51 0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
52 0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
53 1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
54 0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
55 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  
56 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
57 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,75  1,00  1,00  1,00  
58 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  1,00  1,00  1,00  
59 0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
60 0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
j 
i 10 11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  27  28  29  30  31  32  33  34  35  
61 0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
62 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
63 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
64 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
65 0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
66 1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
67 1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 486
 j 
i 10 11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  27  28  29  30  31  32  33  34  35  
68 1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
69 0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
70 0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
71 0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  
72 1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
73 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
74 1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
75 0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  
76 1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  
77 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  
78 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  
79 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  1,00  0,75  0,75  0,75  1,00  1,00  
80 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
j 
i 10 11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  27  28  29  30  31  32  33  34  35  
81 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
82 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
83 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
84 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  
85 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  
86 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 487
 j 
i 10 11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  27  28  29  30  31  32  33  34  35  
87 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
88 1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
89 0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
90 1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
91 0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
92 1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
93 0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
94 1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
95 0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
96 0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
97 0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
98 0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
99 0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
j 
i 36 37  38  39  40  41  42  43  44  45  46  47  48  49  50  51  52  53  54  55  56  57  58  59  60  
10 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  0,75  1,00  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
11 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,75  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
12 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  
13 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
14 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
15 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 488
 j 
i 36 37  38  39  40  41  42  43  44  45  46  47  48  49  50  51  52  53  54  55  56  57  58  59  60  
16 1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  
17 1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,50  0,75  0,50  0,50  
18 1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  
19 1,00  1,00  1,00  1,00  0,75  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  
20 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
21 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,75  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
22 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
23 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
24 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  
25 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  
26 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,75  
27 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,75  
28 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  
29 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  
30 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  
31 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,75  
32 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  
33 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  
34 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  
35 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 489
 j 
i 36 37  38  39  40  41  42  43  44  45  46  47  48  49  50  51  52  53  54  55  56  57  58  59  60  
36 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  
37 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  1,00  0,75  0,75  
38 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,75  
39 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  
40 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
41 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  
42 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  
43 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  
44 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  
45 1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  
46 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  
47 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  
48 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
49 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
50 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
51 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
52 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
53 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
54 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
55 0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
56 0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 490
 j 
i 36 37  38  39  40  41  42  43  44  45  46  47  48  49  50  51  52  53  54  55  56  57  58  59  60  
57 0,75  0,75  0,75  1,00  1,00  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
58 0,75  1,00  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
59 0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
60 0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
j 
i 36 37  38  39  40  41  42  43  44  45  46  47  48  49  50  51  52  53  54  55  56  57  58  59  60  
61 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
62 0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  1,00  1,00  
63 0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  
64 0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  
65 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
66 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
67 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
68 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
69 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
70 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
71 0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
72 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
73 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
74 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  
75 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 491
 j 
i 36 37  38  39  40  41  42  43  44  45  46  47  48  49  50  51  52  53  54  55  56  57  58  59  60  
76 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  
77 1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
78 0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
79 1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
80 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
j 
i 36 37  38  39  40  41  42  43  44  45  46  47  48  49  50  51  52  53  54  55  56  57  58  59  60  
81 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  
82 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
83 1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  
84 1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,50  
85 1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  
86 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  
87 1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,50  
88 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
89 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
90 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
91 0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
92 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
93 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
94 0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 492
 j 
i 36 37  38  39  40  41  42  43  44  45  46  47  48  49  50  51  52  53  54  55  56  57  58  59  60  
95 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
96 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  
97 0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
98 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,50  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
99 0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
j 
i 61 62  63  64  65  66  67  68  69  70  71  72  73  74  75  76  77  78  79  80  
10 0,75  0,50  0,50  0,50  0,75  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  
11 0,75  0,50  0,50  0,50  0,75  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  
12 0,75  0,50  0,50  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
13 0,75  0,50  0,50  0,50  0,75  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
14 0,75  0,50  0,50  0,50  0,75  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  
15 0,50  0,50  0,50  0,50  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  1,00  0,75  1,00  1,00  
16 0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  
17 0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  
18 0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  1,00  1,00  
19 0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  1,00  0,75  1,00  1,00  
20 0,50  0,50  0,50  0,50  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  1,00  0,75  1,00  1,00  
21 0,50  0,50  0,50  0,50  0,75  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  1,00  0,75  1,00  1,00  
22 0,75  0,50  0,75  0,50  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  0,75  1,00  0,75  1,00  1,00  
23 0,75  0,50  0,75  0,50  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  0,75  1,00  0,75  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 493
 j 
i 61 62  63  64  65  66  67  68  69  70  71  72  73  74  75  76  77  78  79  80  
24 0,75  0,50  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  1,00  
25 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  1,00  1,00  
26 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  1,00  
27 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  1,00  1,00  
28 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  1,00  
29 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  1,00  
30 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  1,00  0,75  0,75  1,00  1,00  
31 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  1,00  
32 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  1,00  
33 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  1,00  
34 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  
35 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
j 
i 61 62  63  64  65  66  67  68  69  70  71  72  73  74  75  76  77  78  79  80  
36 0,75  0,50  0,50  0,50  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  
37 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
38 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
39 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
40 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  
41 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  
42 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 494
 j 
i 61 62  63  64  65  66  67  68  69  70  71  72  73  74  75  76  77  78  79  80  
43 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
44 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
45 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
46 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  
47 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  
48 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  
49 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  1,00  
50 1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  
51 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  
52 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  
53 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  1,00  
54 1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  
55 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  
56 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  
57 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  
58 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  
59 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  
60 1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
j 
i 61 62  63  64  65  66  67  68  69  70  71  72  73  74  75  76  77  78  79  80  
61 1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  
62 1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 495
 j 
i 61 62  63  64  65  66  67  68  69  70  71  72  73  74  75  76  77  78  79  80  
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64 1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  
65 1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  1,00  
66 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  
67 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
68 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
69 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  
70 1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  
71 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  
72 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
73 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
74 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
75 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
76 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
77 0,75  0,50  0,50  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
78 0,75  0,50  0,50  0,50  0,75  0,75  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
79 0,50  0,50  0,50  0,50  0,75  0,75  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
80 0,75  0,50  0,50  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
j 
i 61 62  63  64  65  66  67  68  69  70  71  72  73  74  75  76  77  78  79  80  
81 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
82 0,50  0,50  0,50  0,50  0,75  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 496
 j 
i 61 62  63  64  65  66  67  68  69  70  71  72  73  74  75  76  77  78  79  80  
83 0,50  0,50  0,50  0,50  0,75  0,75  1,00  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
84 0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  
85 0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  
86 0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  
87 0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  
88 0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  
89 0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  
90 0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  
91 0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
92 0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  
93 0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  
94 0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  
95 0,75  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
96 0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  
97 0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  
98 0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  
99 0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  
j 
i 81 82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
10 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  
11 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  
12 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 497
 j 
i 81 82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
13 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  
14 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  
15 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  
16 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
17 0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
18 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  1,00  0,75  
19 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  
20 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
21 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
22 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
23 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
24 1,00  1,00  1,00  0,75  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
25 1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
26 1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
27 1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
28 1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
29 1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
30 1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
31 1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
32 1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
33 1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 498
 j 
i 81 82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
34 1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
35 1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
j 
i 81 82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
36 1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
37 1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
38 1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  
39 1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
40 1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  
41 1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
42 1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  
43 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  
44 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,50  
45 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,50  
46 1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  
47 1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,50  
48 1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,50  
49 1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,50  
50 1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,50  0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,50  
51 1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,50  
52 1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  
53 1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 499
 j 
i 81 82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
54 1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,50  0,50  0,50  
55 0,75  0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,50  
56 0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,50  
57 0,75  0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,50  
58 0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,50  
59 0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  
60 0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  
j 
i 81 82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
61 0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  
62 0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
63 0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
64 0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
65 1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  
66 1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,50  
67 1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
68 1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
69 1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  
70 1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  
71 1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  
72 1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
73 1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 500
 j 
i 81 82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
74 1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  
75 1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  
76 1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  
77 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  
78 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
79 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
80 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  
j 
i 81 82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
81 1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  
82 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
83 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
84 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
85 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
86 0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
87 0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
88 0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  
89 0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
90 0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
91 0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
92 0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
93 0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 501
 j 
i 81 82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
94 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
95 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
96 0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
97 0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
98 0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
99 0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
Correlation coefficients for windstorm risk in the Kingdom of Norway  
j 
i 1 2  3  4  5  6  7  8  9  10  11  12  14  15  16  17  18  19  20  
1 1,00  1,00  1,00  0,75  0,50  0,75  1,00  1,00  0,75  0,75  0,50  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  
2 1,00  1,00  1,00  0,75  0,50  1,00  1,00  1,00  0,75  0,75  0,75  0,50  0,25  0,25  0,25  0,00  0,00  0,00  0,00  
3 1,00  1,00  1,00  0,75  0,50  1,00  1,00  1,00  0,75  0,75  0,75  0,50  0,25  0,25  0,25  0,00  0,00  0,00  0,00  
4 0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,25  0,00  0,00  0,25  
5 0,50  0,50  0,50  1,00  1,00  0,75  0,50  0,50  0,50  0,25  0,50  0,75  0,75  0,75  0,50  0,50  0,00  0,00  0,25  
6 0,75  1,00  1,00  1,00  0,75  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,50  0,25  0,25  0,25  0,00  0,00  0,25  
7 1,00  1,00  1,00  0,75  0,50  0,75  1,00  1,00  1,00  0,75  0,50  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  
8 1,00  1,00  1,00  0,75  0,50  1,00  1,00  1,00  1,00  0,75  0,75  0,50  0,25  0,25  0,25  0,00  0,00  0,00  0,00  
9 0,75  0,75  0,75  0,50  0,50  0,75  1,00  1,00  1,00  1,00  0,75  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  
10 0,75  0,75  0,75  0,50  0,25  0,75  0,75  0,75  1,00  1,00  0,75  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
11 0,50  0,75  0,75  0,50  0,50  0,75  0,50  0,75  0,75  0,75  1,00  0,75  0,50  0,25  0,25  0,25  0,00  0,00  0,00  
12 0,50  0,50  0,50  0,75  0,75  0,75  0,50  0,50  0,25  0,25  0,75  1,00  0,75  0,50  0,50  0,25  0,25  0,00  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 502
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  14  15  16  17  18  19  20  
14 0,25  0,25  0,25  0,50  0,75  0,50  0,25  0,25  0,25  0,00  0,50  0,75  1,00  1,00  0,75  0,50  0,25  0,00  0,25  
15 0,00  0,25  0,25  0,50  0,75  0,25  0,00  0,25  0,25  0,00  0,25  0,50  1,00  1,00  1,00  0,75  0,50  0,25  0,25  
16 0,00  0,25  0,25  0,50  0,50  0,25  0,00  0,25  0,00  0,00  0,25  0,50  0,75  1,00  1,00  1,00  0,25  0,00  0,25  
17 0,00  0,00  0,00  0,25  0,50  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,50  0,75  1,00  1,00  0,50  0,00  0,25  
18 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,50  0,25  0,50  1,00  0,75  0,50  
19 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,75  1,00  0,50  
20 0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,50  0,50  1,00  
Correlation coefficients for windstorm risk in the Republic of Poland  
j 
i 00 01  02  03  04  05  06  07  08  09  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
00 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
01 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
02 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  
03 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
04 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  
05 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  
06 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  1,00  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,50  0,50  0,75  0,75  
07 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
08 1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  
09 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
10 0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  1,00  0,50  0,75  0,50  0,50  0,50  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 503
 j 
i 00 01  02  03  04  05  06  07  08  09  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
11 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  1,00  0,50  0,50  0,50  0,50  0,50  0,50  
12 0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,50  0,75  0,50  0,50  0,50  0,50  
13 0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,50  0,50  0,75  0,50  
14 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  
15 0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,50  0,50  0,75  0,50  
16 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  1,00  1,00  0,75  1,00  1,00  0,50  0,75  0,50  0,50  0,50  0,50  
17 0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
18 0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,50  0,50  0,75  0,50  
19 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  1,00  1,00  0,75  1,00  1,00  0,50  0,75  0,50  0,50  0,50  0,50  
20 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,75  0,75  0,50  1,00  1,00  1,00  1,00  1,00  1,00  
21 0,75  0,75  1,00  0,75  1,00  1,00  0,75  0,75  1,00  0,75  0,75  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,75  1,00  0,75  
22 0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  1,00  0,75  1,00  1,00  1,00  0,75  
23 0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  1,00  0,75  1,00  1,00  1,00  1,00  
24 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,75  0,50  0,75  0,50  0,75  0,75  0,50  1,00  1,00  1,00  1,00  1,00  1,00  
25 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  1,00  0,75  0,75  1,00  1,00  1,00  
j 
i 00 01  02  03  04  05  06  07  08  09  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
26 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,75  0,50  0,75  0,50  0,75  0,75  0,50  1,00  0,75  0,75  1,00  1,00  1,00  
27 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,50  1,00  0,75  1,00  1,00  1,00  1,00  
28 0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  1,00  0,75  1,00  
29 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,75  0,75  0,75  0,75  0,75  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 504
 j 
i 00 01  02  03  04  05  06  07  08  09  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
30 0,50  0,50  0,75  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,50  0,25  0,50  0,25  0,50  0,50  0,25  0,75  0,75  0,75  0,75  0,75  0,75  
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32 0,75  0,75  0,75  0,50  0,75  0,75  0,50  0,50  0,75  0,50  0,25  0,25  0,25  0,50  0,25  0,50  0,25  0,50  0,50  0,25  0,75  0,75  0,75  0,75  0,75  1,00  
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34 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,75  0,50  0,75  0,75  0,75  0,75  
35 0,50  0,50  0,75  0,50  0,75  0,75  0,50  0,50  0,75  0,50  0,25  0,25  0,25  0,50  0,25  0,50  0,25  0,50  0,50  0,25  0,75  0,75  0,75  1,00  0,75  0,75  
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39 0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,50  0,50  0,25  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,25  0,75  0,75  0,75  1,00  0,75  1,00  
40 0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,50  0,50  0,25  0,50  0,50  0,25  0,50  0,25  0,50  0,50  0,25  0,75  0,75  0,75  0,75  0,75  0,75  
41 0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,50  0,50  0,25  0,50  0,50  0,25  0,50  0,25  0,50  0,50  0,25  0,75  0,75  0,75  0,75  0,75  1,00  
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43 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,50  0,50  0,25  0,75  0,50  0,75  0,75  0,75  0,75  
44 0,50  0,50  0,75  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,50  0,25  0,50  0,25  0,50  0,50  0,25  0,75  0,75  0,75  0,75  0,75  0,75  
45 0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  
46 0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  
47 0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,25  0,50  0,25  0,50  0,50  0,25  0,75  0,75  0,75  0,75  0,75  0,75  
48 0,50  0,50  0,75  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,25  0,50  0,25  0,50  0,50  0,25  0,75  0,50  0,75  0,75  0,75  0,75  
49 0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  
50 0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,75  0,75  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 505
 j 
i 00 01  02  03  04  05  06  07  08  09  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
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64 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
65 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  
66 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
67 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  
68 0,75  0,75  0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  
69 0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,50  0,50  0,75  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
70 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,25  0,25  0,50  0,50  
71 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,25  0,25  0,50  0,50  
72 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,25  0,25  0,25  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 506
 j 
i 00 01  02  03  04  05  06  07  08  09  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
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j 
i 00 01  02  03  04  05  06  07  08  09  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
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89 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  
90 1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  
91 1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  
92 1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 507
 j 
i 00 01  02  03  04  05  06  07  08  09  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
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j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
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06 0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
07 0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
08 0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,50  0,50  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,50  0,50  0,75  0,75  
09 0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,75  0,75  0,50  0,50  0,75  0,75  
10 0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  
11 0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,50  0,25  0,25  0,50  0,50  
12 0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  
13 0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 508
 j 
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19 0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,50  0,50  0,25  0,25  0,50  0,50  
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21 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,50  0,75  0,75  
22 0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  
23 1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
24 1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
25 1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
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27 1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
28 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  
29 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,75  
30 0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  0,75  0,75  0,75  
31 0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  0,75  0,75  0,75  
32 0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  0,75  0,75  0,75  
33 0,75  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 509
 j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
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36 0,75  0,75  1,00  0,75  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
37 0,75  0,75  1,00  0,75  0,75  0,75  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
38 0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  
39 0,75  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
40 0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
41 0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
42 0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
43 0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  0,75  0,75  
44 0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
45 0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
46 0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
47 0,75  0,75  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
48 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
49 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
50 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  1,00  1,00  1,00  
j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
51 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  1,00  1,00  1,00  
52 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  
53 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 510
 j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
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56 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  1,00  1,00  
57 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
58 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  1,00  1,00  1,00  
59 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  
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63 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  
64 0,75  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,75  0,50  0,50  0,75  0,75  0,50  0,50  0,75  0,75  
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68 0,75  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
69 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,75  0,75  
70 0,50  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
71 0,50  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  
72 0,50  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,50  0,25  0,25  0,50  0,50  0,25  0,25  0,50  0,50  
73 0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
74 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  
75 0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,50  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 511
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i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
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 02015R0035 — EN — 02.04.2016 — 001.004 — 514
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55 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  1,00  0,75  0,75  0,75  1,00  0,75  0,75  0,50  0,50  0,50  0,50  0,75  0,50  
56 1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  0,75  0,75  1,00  0,75  1,00  0,75  1,00  1,00  0,75  0,75  0,50  0,50  0,75  0,75  0,50  
57 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 515
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j 
i 51 52  53  54  55  56  57  58  59  60  61  62  63  64  65  66  67  68  69  70  71  72  73  74  75  
76 0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,75  0,75  0,75  0,50  0,75  0,50  0,75  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  1,00  
77 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  1,00  0,75  0,75  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 516
 j 
i 51 52  53  54  55  56  57  58  59  60  61  62  63  64  65  66  67  68  69  70  71  72  73  74  75  
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97 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  
98 1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,75  0,50  
99 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 517
 j 
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17 0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
18 0,50  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
19 0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,75  
20 0,25  0,50  0,50  0,50  0,25  0,50  0,50  0,25  0,50  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
21 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 518
 j 
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j 
i 76 77  78  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
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27 0,25  0,50  0,50  0,25  0,25  0,50  0,50  0,25  0,50  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  
28 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
29 0,25  0,50  0,50  0,25  0,25  0,50  0,50  0,25  0,50  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  
30 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
31 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
32 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
33 0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,00  0,50  0,25  0,50  0,50  0,25  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  
34 0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,00  0,25  0,25  0,50  0,50  0,25  0,75  0,50  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,50  
35 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,50  0,25  0,50  0,50  0,25  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  
36 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,50  0,25  0,50  0,50  0,25  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  
37 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,50  0,25  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  
38 0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,00  0,25  0,25  0,25  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,50  
39 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
40 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
41 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 519
 j 
i 76 77  78  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
42 0,25  0,50  0,50  0,25  0,25  0,50  0,50  0,25  0,50  0,50  0,50  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  
43 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,25  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
44 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
45 0,25  0,50  0,50  0,25  0,25  0,50  0,50  0,25  0,50  0,50  0,50  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  
46 0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,25  0,50  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  
47 0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
48 0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
49 0,25  0,50  0,50  0,25  0,25  0,50  0,50  0,25  0,50  0,50  0,50  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  
50 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,75  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  
j 
i 76 77  78  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
51 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  
52 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,75  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  
53 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,75  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  
54 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  
55 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  
56 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  
57 0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
58 0,25  0,50  0,50  0,25  0,25  0,50  0,50  0,25  0,50  0,50  0,50  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
59 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
60 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
61 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 520
 j 
i 76 77  78  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
62 0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,50  0,75  0,75  1,00  1,00  0,75  1,00  1,00  0,75  0,75  1,00  1,00  0,75  0,75  0,75  1,00  
63 0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  
64 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
65 0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
66 0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
67 0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
68 0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
69 0,75  0,75  0,75  0,50  0,50  0,50  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
70 0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  
71 0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  
72 0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
73 0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  
74 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  
75 1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
j 
i 76 77  78  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
76 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
77 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  0,50  0,75  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,75  
78 1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,50  0,75  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,75  
80 1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
81 1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
82 0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  1,00  0,50  0,75  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 521
 j 
i 76 77  78  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
83 1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  1,00  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,75  
84 1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
85 0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
86 0,75  1,00  0,75  0,75  0,75  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
87 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
88 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  
89 0,75  1,00  1,00  0,75  0,75  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  
90 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
91 0,50  0,75  0,75  0,50  0,50  0,75  0,50  0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
92 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
93 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
94 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
95 0,50  0,50  0,75  0,50  0,50  0,75  0,50  0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
96 0,50  0,75  0,50  0,50  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
97 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
98 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
99 0,50  0,75  0,75  0,50  0,50  0,75  0,75  0,50  0,75  0,75  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
Correlation coefficients for windstorm risk in the Kingdom of Spain  
j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
1 1,00  0,25  0,25  0,00  0,50  0,25  0,25  0,75  1,00  0,50  0,00  0,50  0,25  0,00  0,75  0,50  0,75  0,00  0,75  1,00  0,00  0,75  0,00  0,75  0,75  
2 0,25  1,00  1,00  0,75  0,75  0,75  0,75  0,50  0,25  0,75  0,50  0,75  1,00  0,75  0,00  0,75  0,25  0,75  0,75  0,25  0,75  0,50  0,75  0,25  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 522
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
3 0,25  1,00  1,00  0,75  0,50  0,75  0,75  0,50  0,25  0,50  0,50  0,75  0,75  0,75  0,00  0,75  0,25  0,75  0,50  0,25  0,50  0,25  0,75  0,25  0,25  
4 0,00  0,75  0,75  1,00  0,50  0,75  0,50  0,00  0,00  0,50  0,75  0,50  0,75  0,75  0,00  0,50  0,00  1,00  0,25  0,00  0,75  0,00  0,75  0,00  0,00  
5 0,50  0,75  0,50  0,50  1,00  0,75  0,50  0,50  0,75  0,75  0,25  0,75  0,75  0,50  0,50  0,75  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,75  0,50  
6 0,25  0,75  0,75  0,75  0,75  1,00  0,50  0,25  0,25  0,75  0,75  0,50  0,75  0,75  0,25  0,75  0,25  0,75  0,50  0,25  0,75  0,25  0,75  0,25  0,25  
7 0,25  0,75  0,75  0,50  0,50  0,50  1,00  0,75  0,25  0,50  0,25  0,75  0,50  0,50  0,00  0,75  0,50  0,50  0,50  0,25  0,25  0,50  0,50  0,25  0,50  
8 0,75  0,50  0,50  0,00  0,50  0,25  0,75  1,00  0,75  0,25  0,00  0,75  0,50  0,25  0,25  0,50  1,00  0,00  0,75  0,75  0,00  0,75  0,25  0,50  1,00  
9 1,00  0,25  0,25  0,00  0,75  0,25  0,25  0,75  1,00  0,50  0,00  0,50  0,50  0,25  0,75  0,50  0,50  0,00  0,75  0,75  0,00  0,75  0,25  0,75  0,75  
10 0,50  0,75  0,50  0,50  0,75  0,75  0,50  0,25  0,50  1,00  0,50  0,75  0,75  0,75  0,50  0,75  0,25  0,50  0,75  0,25  0,75  0,50  0,75  0,50  0,50  
11 0,00  0,50  0,50  0,75  0,25  0,75  0,25  0,00  0,00  0,50  1,00  0,25  0,50  0,75  0,00  0,25  0,00  0,75  0,25  0,00  0,75  0,00  0,75  0,00  0,00  
12 0,50  0,75  0,75  0,50  0,75  0,50  0,75  0,75  0,50  0,75  0,25  1,00  0,75  0,50  0,25  1,00  0,75  0,50  0,75  0,50  0,25  0,75  0,50  0,50  0,75  
13 0,25  1,00  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,75  0,50  0,75  1,00  0,75  0,25  0,75  0,25  0,75  0,75  0,25  0,75  0,25  0,75  0,25  0,25  
14 0,00  0,75  0,75  0,75  0,50  0,75  0,50  0,25  0,25  0,75  0,75  0,50  0,75  1,00  0,00  0,75  0,00  0,75  0,50  0,00  0,75  0,25  1,00  0,25  0,25  
15 0,75  0,00  0,00  0,00  0,50  0,25  0,00  0,25  0,75  0,50  0,00  0,25  0,25  0,00  1,00  0,25  0,25  0,00  0,50  0,50  0,00  0,50  0,00  0,75  0,25  
16 0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,50  0,50  0,75  0,25  1,00  0,75  0,75  0,25  1,00  0,50  0,50  0,75  0,50  0,50  0,50  0,75  0,50  0,50  
17 0,75  0,25  0,25  0,00  0,50  0,25  0,50  1,00  0,50  0,25  0,00  0,75  0,25  0,00  0,25  0,50  1,00  0,00  0,50  0,75  0,00  0,75  0,25  0,50  1,00  
18 0,00  0,75  0,75  1,00  0,50  0,75  0,50  0,00  0,00  0,50  0,75  0,50  0,75  0,75  0,00  0,50  0,00  1,00  0,50  0,00  0,75  0,00  1,00  0,00  0,00  
19 0,75  0,75  0,50  0,25  0,75  0,50  0,50  0,75  0,75  0,75  0,25  0,75  0,75  0,50  0,50  0,75  0,50  0,50  1,00  0,50  0,25  0,75  0,50  0,75  0,75  
20 1,00  0,25  0,25  0,00  0,50  0,25  0,25  0,75  0,75  0,25  0,00  0,50  0,25  0,00  0,50  0,50  0,75  0,00  0,50  1,00  0,00  0,75  0,00  0,75  0,75  
21 0,00  0,75  0,50  0,75  0,50  0,75  0,25  0,00  0,00  0,75  0,75  0,25  0,75  0,75  0,00  0,50  0,00  0,75  0,25  0,00  1,00  0,00  0,75  0,00  0,00  
22 0,75  0,50  0,25  0,00  0,50  0,25  0,50  0,75  0,75  0,50  0,00  0,75  0,25  0,25  0,50  0,50  0,75  0,00  0,75  0,75  0,00  1,00  0,25  0,75  1,00  
23 0,00  0,75  0,75  0,75  0,50  0,75  0,50  0,25  0,25  0,75  0,75  0,50  0,75  1,00  0,00  0,75  0,25  1,00  0,50  0,00  0,75  0,25  1,00  0,25  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 523
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
24 0,75  0,25  0,25  0,00  0,75  0,25  0,25  0,50  0,75  0,50  0,00  0,50  0,25  0,25  0,75  0,50  0,50  0,00  0,75  0,75  0,00  0,75  0,25  1,00  0,50  
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j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
26 1,00  0,50  0,25  0,00  0,75  0,25  0,50  0,75  1,00  0,50  0,00  0,75  0,50  0,25  0,50  0,50  0,75  0,00  0,75  0,75  0,00  0,75  0,25  0,75  0,75  
27 0,75  0,25  0,00  0,00  0,50  0,25  0,00  0,25  0,75  0,50  0,00  0,25  0,25  0,00  1,00  0,25  0,25  0,00  0,50  0,75  0,00  0,50  0,00  1,00  0,50  
28 0,50  0,75  0,50  0,50  1,00  0,75  0,50  0,50  0,75  0,75  0,25  0,75  0,75  0,50  0,50  1,00  0,50  0,50  1,00  0,50  0,50  0,75  0,50  0,50  0,50  
29 0,00  0,50  0,50  0,75  0,25  0,75  0,25  0,00  0,00  0,50  1,00  0,25  0,75  0,75  0,00  0,50  0,00  1,00  0,25  0,00  0,75  0,00  0,75  0,00  0,00  
30 0,00  0,75  1,00  0,75  0,50  0,75  0,50  0,25  0,25  0,50  0,75  0,50  0,75  0,75  0,00  0,75  0,25  0,75  0,50  0,00  0,75  0,25  1,00  0,00  0,25  
31 1,00  0,25  0,25  0,00  0,50  0,25  0,50  0,75  1,00  0,50  0,00  0,50  0,25  0,00  0,50  0,50  0,75  0,00  0,75  1,00  0,00  1,00  0,25  0,75  0,75  
32 0,75  0,25  0,25  0,00  0,75  0,25  0,25  0,50  0,75  0,50  0,00  0,50  0,25  0,25  0,75  0,50  0,25  0,00  0,50  0,75  0,25  0,50  0,25  1,00  0,50  
33 0,75  0,25  0,00  0,00  0,50  0,25  0,00  0,50  0,75  0,25  0,00  0,25  0,25  0,00  0,75  0,25  0,50  0,00  0,50  0,75  0,00  0,50  0,00  1,00  0,50  
34 1,00  0,25  0,25  0,00  0,75  0,25  0,25  0,50  1,00  0,50  0,00  0,50  0,50  0,25  0,75  0,50  0,50  0,00  0,75  0,75  0,00  0,75  0,25  1,00  0,75  
35 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
36 0,75  0,25  0,00  0,00  0,50  0,25  0,00  0,25  0,75  0,50  0,00  0,25  0,25  0,25  1,00  0,50  0,25  0,00  0,50  0,50  0,00  0,50  0,25  0,75  0,50  
37 0,50  0,50  0,50  0,25  1,00  0,75  0,50  0,50  0,75  0,75  0,25  0,75  0,75  0,50  0,50  0,75  0,50  0,25  0,75  0,50  0,50  0,50  0,50  0,75  0,50  
38 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
39 1,00  0,25  0,00  0,00  0,50  0,25  0,25  0,50  0,75  0,25  0,00  0,50  0,25  0,00  0,75  0,50  0,50  0,00  0,50  1,00  0,00  0,75  0,00  0,75  0,75  
40 0,75  0,50  0,50  0,25  1,00  0,50  0,50  0,50  0,75  0,75  0,25  0,75  0,50  0,50  0,50  0,75  0,50  0,25  1,00  0,75  0,25  0,75  0,50  0,75  0,75  
41 0,00  0,75  0,75  0,75  0,50  0,75  0,25  0,00  0,00  0,50  0,75  0,50  0,75  1,00  0,00  0,50  0,00  0,75  0,25  0,00  1,00  0,00  0,75  0,00  0,00  
42 0,75  0,50  0,50  0,25  0,75  0,50  0,50  0,75  0,75  0,50  0,00  0,75  0,50  0,25  0,50  0,75  0,75  0,25  1,00  0,75  0,25  0,75  0,25  0,75  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 524
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
43 0,75  0,50  0,50  0,25  0,75  0,50  0,75  1,00  0,75  0,50  0,00  0,75  0,50  0,25  0,25  0,75  0,75  0,25  0,75  0,50  0,25  0,75  0,50  0,50  0,75  
44 0,50  0,75  0,75  0,50  0,75  0,50  0,75  0,75  0,75  0,75  0,25  1,00  0,75  0,50  0,25  0,75  0,75  0,50  1,00  0,50  0,25  0,75  0,50  0,50  0,75  
45 0,50  0,75  0,75  0,50  0,75  0,75  0,50  0,50  0,50  1,00  0,50  0,75  0,75  0,75  0,25  1,00  0,50  0,50  0,75  0,50  0,50  0,50  0,75  0,50  0,50  
46 0,25  1,00  0,75  0,50  0,75  0,75  0,75  0,50  0,50  0,75  0,50  0,75  0,75  0,75  0,25  1,00  0,50  0,50  0,75  0,25  0,50  0,50  0,75  0,25  0,50  
47 0,75  0,50  0,50  0,25  0,75  0,50  0,50  0,50  0,75  0,75  0,00  0,75  0,50  0,25  0,75  0,75  0,50  0,25  0,75  0,75  0,25  0,75  0,25  0,75  0,75  
48 1,00  0,25  0,00  0,00  0,50  0,25  0,25  0,50  0,75  0,25  0,00  0,50  0,25  0,00  0,75  0,50  0,50  0,00  0,50  1,00  0,00  0,75  0,00  0,75  0,75  
49 0,75  0,50  0,25  0,25  0,75  0,50  0,25  0,50  0,75  0,75  0,00  0,50  0,50  0,25  0,75  0,50  0,50  0,25  0,75  0,75  0,25  0,75  0,25  0,75  0,50  
50 0,75  0,50  0,50  0,25  0,75  0,50  0,50  0,75  0,75  0,50  0,00  0,75  0,50  0,25  0,50  0,75  0,75  0,25  0,75  0,75  0,25  1,00  0,25  0,75  0,75  
j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
1 1,00  0,75  0,50  0,00  0,00  1,00  0,75  0,75  1,00  0,00  0,75  0,50  0,00  1,00  0,75  0,00  0,75  0,75  0,50  0,50  0,25  0,75  1,00  0,75  0,75  
2 0,50  0,25  0,75  0,50  0,75  0,25  0,25  0,25  0,25  0,00  0,25  0,50  0,00  0,25  0,50  0,75  0,50  0,50  0,75  0,75  1,00  0,50  0,25  0,50  0,50  
3 0,25  0,00  0,50  0,50  1,00  0,25  0,25  0,00  0,25  0,00  0,00  0,50  0,00  0,00  0,50  0,75  0,50  0,50  0,75  0,75  0,75  0,50  0,00  0,25  0,50  
4 0,00  0,00  0,50  0,75  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,75  0,25  0,25  0,50  0,50  0,50  0,25  0,00  0,25  0,25  
5 0,75  0,50  1,00  0,25  0,50  0,50  0,75  0,50  0,75  0,00  0,50  1,00  0,00  0,50  1,00  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  
6 0,25  0,25  0,75  0,75  0,75  0,25  0,25  0,25  0,25  0,00  0,25  0,75  0,00  0,25  0,50  0,75  0,50  0,50  0,50  0,75  0,75  0,50  0,25  0,50  0,50  
7 0,50  0,00  0,50  0,25  0,50  0,50  0,25  0,00  0,25  0,00  0,00  0,50  0,00  0,25  0,50  0,25  0,50  0,75  0,75  0,50  0,75  0,50  0,25  0,25  0,50  
8 0,75  0,25  0,50  0,00  0,25  0,75  0,50  0,50  0,50  0,00  0,25  0,50  0,00  0,50  0,50  0,00  0,75  1,00  0,75  0,50  0,50  0,50  0,50  0,50  0,75  
9 1,00  0,75  0,75  0,00  0,25  1,00  0,75  0,75  1,00  0,00  0,75  0,75  0,00  0,75  0,75  0,00  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,75  0,75  
10 0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,25  0,50  0,00  0,50  0,75  0,00  0,25  0,75  0,50  0,50  0,50  0,75  1,00  0,75  0,75  0,25  0,75  0,50  
11 0,00  0,00  0,25  1,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,75  0,00  0,00  0,25  0,50  0,50  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 525
 j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
12 0,75  0,25  0,75  0,25  0,50  0,50  0,50  0,25  0,50  0,00  0,25  0,75  0,00  0,50  0,75  0,50  0,75  0,75  1,00  0,75  0,75  0,75  0,50  0,50  0,75  
13 0,50  0,25  0,75  0,75  0,75  0,25  0,25  0,25  0,50  0,00  0,25  0,75  0,00  0,25  0,50  0,75  0,50  0,50  0,75  0,75  0,75  0,50  0,25  0,50  0,50  
14 0,25  0,00  0,50  0,75  0,75  0,00  0,25  0,00  0,25  0,00  0,25  0,50  0,00  0,00  0,50  1,00  0,25  0,25  0,50  0,75  0,75  0,25  0,00  0,25  0,25  
15 0,50  1,00  0,50  0,00  0,00  0,50  0,75  0,75  0,75  0,00  1,00  0,50  0,00  0,75  0,50  0,00  0,50  0,25  0,25  0,25  0,25  0,75  0,75  0,75  0,50  
16 0,50  0,25  1,00  0,50  0,75  0,50  0,50  0,25  0,50  0,00  0,50  0,75  0,00  0,50  0,75  0,50  0,75  0,75  0,75  1,00  1,00  0,75  0,50  0,50  0,75  
17 0,75  0,25  0,50  0,00  0,25  0,75  0,25  0,50  0,50  0,00  0,25  0,50  0,00  0,50  0,50  0,00  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,75  
18 0,00  0,00  0,50  1,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,75  0,25  0,25  0,50  0,50  0,50  0,25  0,00  0,25  0,25  
19 0,75  0,50  1,00  0,25  0,50  0,75  0,50  0,50  0,75  0,00  0,50  0,75  0,00  0,50  1,00  0,25  1,00  0,75  1,00  0,75  0,75  0,75  0,50  0,75  0,75  
20 0,75  0,75  0,50  0,00  0,00  1,00  0,75  0,75  0,75  0,00  0,50  0,50  0,00  1,00  0,75  0,00  0,75  0,50  0,50  0,50  0,25  0,75  1,00  0,75  0,75  
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22 0,75  0,50  0,75  0,00  0,25  1,00  0,50  0,50  0,75  0,00  0,50  0,50  0,00  0,75  0,75  0,00  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,75  1,00  
23 0,25  0,00  0,50  0,75  1,00  0,25  0,25  0,00  0,25  0,00  0,25  0,50  0,00  0,00  0,50  0,75  0,25  0,50  0,50  0,75  0,75  0,25  0,00  0,25  0,25  
24 0,75  1,00  0,50  0,00  0,00  0,75  1,00  1,00  1,00  0,00  0,75  0,75  0,00  0,75  0,75  0,00  0,75  0,50  0,50  0,50  0,25  0,75  0,75  0,75  0,75  
25 0,75  0,50  0,50  0,00  0,25  0,75  0,50  0,50  0,75  0,00  0,50  0,50  0,00  0,75  0,75  0,00  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,50  0,75  
j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
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28 0,75  0,50  1,00  0,25  0,50  0,50  0,75  0,50  0,75  0,00  0,50  0,75  0,00  0,50  1,00  0,50  0,75  0,75  0,75  1,00  0,75  0,75  0,50  0,75  0,75  
29 0,00  0,00  0,25  1,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  1,00  0,00  0,25  0,25  0,50  0,50  0,00  0,00  0,00  0,00  
30 0,25  0,00  0,50  0,75  1,00  0,25  0,25  0,00  0,25  0,00  0,00  0,50  0,00  0,00  0,50  0,75  0,25  0,50  0,50  0,75  0,75  0,25  0,00  0,25  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 526
 j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
31 1,00  0,75  0,50  0,00  0,25  1,00  0,75  0,75  0,75  0,00  0,50  0,50  0,00  0,75  0,75  0,00  0,75  0,75  0,75  0,50  0,50  0,75  1,00  0,75  0,75  
32 0,75  0,75  0,75  0,00  0,25  0,75  1,00  0,75  0,75  0,00  1,00  0,75  0,00  0,75  0,75  0,00  0,75  0,50  0,50  0,50  0,25  0,75  0,75  1,00  0,50  
33 0,75  1,00  0,50  0,00  0,00  0,75  0,75  1,00  0,75  0,00  0,75  0,50  0,00  1,00  0,50  0,00  0,75  0,50  0,50  0,25  0,25  0,75  0,75  0,75  0,50  
34 1,00  0,75  0,75  0,00  0,25  0,75  0,75  0,75  1,00  0,00  0,75  0,75  0,00  0,75  0,75  0,00  0,75  0,50  0,75  0,50  0,50  1,00  0,75  0,75  0,75  
35 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
36 0,75  1,00  0,50  0,00  0,00  0,50  1,00  0,75  0,75  0,00  1,00  0,75  0,00  0,75  0,75  0,00  0,50  0,25  0,50  0,50  0,25  0,75  0,75  0,75  0,50  
37 0,75  0,50  0,75  0,25  0,50  0,50  0,75  0,50  0,75  0,00  0,75  1,00  0,00  0,50  1,00  0,50  0,75  0,50  0,75  0,75  0,50  0,75  0,50  0,75  0,75  
38 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
39 0,75  0,75  0,50  0,00  0,00  0,75  0,75  1,00  0,75  0,00  0,75  0,50  0,00  1,00  0,75  0,00  0,75  0,50  0,50  0,50  0,25  0,75  1,00  0,75  0,75  
40 0,75  0,75  1,00  0,25  0,50  0,75  0,75  0,50  0,75  0,00  0,75  1,00  0,00  0,75  1,00  0,25  1,00  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  
41 0,00  0,00  0,50  1,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,25  1,00  0,25  0,25  0,25  0,50  0,50  0,25  0,00  0,25  0,25  
42 1,00  0,50  0,75  0,00  0,25  0,75  0,75  0,75  0,75  0,00  0,50  0,75  0,00  0,75  1,00  0,25  1,00  0,75  0,75  0,75  0,50  1,00  0,75  0,75  1,00  
43 0,75  0,50  0,75  0,25  0,50  0,75  0,50  0,50  0,50  0,00  0,25  0,50  0,00  0,50  0,75  0,25  0,75  1,00  1,00  0,75  0,75  0,75  0,50  0,50  0,75  
44 0,75  0,50  0,75  0,25  0,50  0,75  0,50  0,50  0,75  0,00  0,50  0,75  0,00  0,50  0,75  0,25  0,75  1,00  1,00  0,75  0,75  0,75  0,50  0,75  0,75  
45 0,50  0,50  1,00  0,50  0,75  0,50  0,50  0,25  0,50  0,00  0,50  0,75  0,00  0,50  0,75  0,50  0,75  0,75  0,75  1,00  0,75  0,75  0,50  0,75  0,75  
46 0,50  0,25  0,75  0,50  0,75  0,50  0,25  0,25  0,50  0,00  0,25  0,50  0,00  0,25  0,75  0,50  0,50  0,75  0,75  0,75  1,00  0,50  0,25  0,50  0,50  
47 0,75  0,75  0,75  0,00  0,25  0,75  0,75  0,75  1,00  0,00  0,75  0,75  0,00  0,75  1,00  0,25  1,00  0,75  0,75  0,75  0,50  1,00  0,75  1,00  0,75  
48 0,75  0,75  0,50  0,00  0,00  1,00  0,75  0,75  0,75  0,00  0,75  0,50  0,00  1,00  0,75  0,00  0,75  0,50  0,50  0,50  0,25  0,75  1,00  0,75  0,75  
49 0,75  0,75  0,75  0,00  0,25  0,75  1,00  0,75  0,75  0,00  0,75  0,75  0,00  0,75  0,75  0,25  0,75  0,50  0,75  0,75  0,50  1,00  0,75  1,00  0,75  
50 0,75  0,50  0,75  0,00  0,25  0,75  0,50  0,50  0,75  0,00  0,50  0,75  0,00  0,75  0,75  0,25  1,00  0,75  0,75  0,75  0,50  0,75  0,75  0,75  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 527
 Correlation coefficients for windstorm risk in the Kingdom of Sweden  
j 
i 01 03  04  05  06  07  08  09  10  12  13  14  17  18  19  20  21  22  23  24  25  
01 1,00  1,00  1,00  0,75  0,50  0,25  0,50  0,50  0,25  0,25  0,50  0,75  0,50  0,75  0,75  0,50  0,75  0,00  0,00  0,00  0,00  
03 1,00  1,00  0,75  0,50  0,50  0,25  0,25  0,25  0,25  0,00  0,25  0,50  0,75  0,75  1,00  0,50  0,75  0,25  0,00  0,00  0,00  
04 1,00  0,75  1,00  1,00  0,75  0,25  0,50  0,50  0,25  0,25  0,50  0,75  0,75  1,00  0,75  0,50  0,50  0,00  0,00  0,00  0,00  
05 0,75  0,50  1,00  1,00  1,00  0,50  0,75  0,75  0,25  0,25  0,75  0,75  0,50  0,75  0,50  0,25  0,50  0,00  0,00  0,00  0,00  
06 0,50  0,50  0,75  1,00  1,00  1,00  0,75  0,75  0,50  0,50  1,00  0,75  0,50  0,50  0,50  0,25  0,50  0,00  0,00  0,00  0,00  
07 0,25  0,25  0,25  0,50  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,50  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  
08 0,50  0,25  0,50  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,50  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  
09 0,50  0,25  0,50  0,75  0,75  0,75  1,00  1,00  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  
10 0,25  0,25  0,25  0,25  0,50  0,75  0,75  0,50  1,00  1,00  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
12 0,25  0,00  0,25  0,25  0,50  0,75  0,75  0,50  1,00  1,00  0,75  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
13 0,50  0,25  0,50  0,75  1,00  0,75  0,75  0,50  0,50  0,75  1,00  0,75  0,25  0,50  0,25  0,25  0,25  0,00  0,00  0,00  0,00  
14 0,75  0,50  0,75  0,75  0,75  0,50  0,50  0,50  0,25  0,25  0,75  1,00  0,75  0,75  0,50  0,50  0,50  0,00  0,00  0,00  0,00  
17 0,50  0,75  0,75  0,50  0,50  0,25  0,25  0,25  0,00  0,00  0,25  0,75  1,00  0,75  0,75  1,00  0,75  0,00  0,00  0,00  0,00  
18 0,75  0,75  1,00  0,75  0,50  0,25  0,25  0,25  0,00  0,00  0,50  0,75  0,75  1,00  1,00  0,50  0,50  0,00  0,00  0,00  0,00  
19 0,75  1,00  0,75  0,50  0,50  0,25  0,25  0,25  0,00  0,00  0,25  0,50  0,75  1,00  1,00  0,75  0,75  0,25  0,00  0,00  0,00  
20 0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,50  1,00  0,50  0,75  1,00  1,00  0,25  0,25  0,00  0,00  
21 0,75  0,75  0,50  0,50  0,50  0,25  0,25  0,00  0,00  0,00  0,25  0,50  0,75  0,50  0,75  1,00  1,00  0,75  0,25  0,25  0,00  
22 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,75  1,00  0,50  0,50  0,00  
23 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,50  1,00  0,75  0,00  
24 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,50  0,75  1,00  0,75  
25 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 528
 Correlation coefficients for windstorm risk in the Swiss Confederation  
j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  
1 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  1,00  1,00  
2 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  0,75  1,00  1,00  
3 1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  0,75  1,00  1,00  
4 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  1,00  1,00  
5 1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  1,00  1,00  
6 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
7 1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
8 0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  1,00  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  1,00  1,00  0,75  0,75  
9 1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  1,00  1,00  
10 1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
11 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  1,00  1,00  
12 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  
13 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  
14 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  
15 1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  
16 1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  0,75  1,00  1,00  
17 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  
18 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  1,00  1,00  
19 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  1,00  1,00  
20 0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  1,00  1,00  1,00  0,75  0,75  
21 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  0,75  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 529
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  
22 1,00  1,00  1,00  0,75  0,75  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
23 1,00  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  
24 0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,75  1,00  0,75  1,00  1,00  0,75  1,00  1,00  1,00  0,75  1,00  
25 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  1,00  1,00  
26 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  
Correlation coefficients for windstorm risk in the United Kingdom of Great Britain and Northern Ireland  
j 
i AB AL  B  BA  BB  BD  BH  BL  BN  BR  BS  BT  CA  CB  CF  CH  CM  CO  CR  CT  CV  CW  DA  DD  DE  
AB 1,00  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,50  0,50  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  1,00  0,00  
AL 0,00  1,00  0,75  0,75  0,50  0,50  0,75  0,50  0,75  1,00  0,75  0,00  0,25  1,00  0,75  0,50  1,00  0,75  1,00  1,00  0,75  0,50  0,75  0,00  0,75  
B 0,00  0,75  1,00  0,75  0,75  0,75  0,50  0,75  0,50  0,50  1,00  0,25  0,25  0,75  1,00  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,00  1,00  
BA 0,00  0,75  0,75  1,00  0,25  0,50  1,00  0,50  0,75  0,75  1,00  0,00  0,25  0,75  1,00  0,50  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,00  0,75  
BB 0,25  0,50  0,75  0,25  1,00  1,00  0,25  1,00  0,25  0,25  0,50  0,50  0,75  0,50  0,50  1,00  0,50  0,50  0,25  0,25  0,50  1,00  0,50  0,25  0,75  
BD 0,25  0,50  0,75  0,50  1,00  1,00  0,25  1,00  0,25  0,50  0,50  0,25  0,75  0,50  0,50  1,00  0,50  0,50  0,50  0,25  0,75  1,00  0,50  0,25  0,75  
BH 0,00  0,75  0,50  1,00  0,25  0,25  1,00  0,25  0,75  0,75  0,75  0,00  0,00  0,50  0,75  0,25  0,75  0,50  1,00  1,00  0,50  0,25  0,75  0,00  0,50  
BL 0,25  0,50  0,75  0,50  1,00  1,00  0,25  1,00  0,25  0,50  0,50  0,25  0,75  0,50  0,50  1,00  0,50  0,50  0,50  0,25  0,75  1,00  0,50  0,25  0,75  
BN 0,00  0,75  0,50  0,75  0,25  0,25  0,75  0,25  1,00  1,00  0,50  0,00  0,00  0,75  0,50  0,25  0,75  0,75  1,00  1,00  0,50  0,25  0,75  0,00  0,25  
BR 0,00  1,00  0,50  0,75  0,25  0,50  0,75  0,50  1,00  1,00  0,75  0,00  0,00  1,00  0,75  0,25  1,00  1,00  1,00  1,00  0,75  0,50  0,75  0,00  0,50  
BS 0,00  0,75  1,00  1,00  0,50  0,50  0,75  0,50  0,50  0,75  1,00  0,00  0,25  0,75  1,00  0,50  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,00  0,75  
BT 0,50  0,00  0,25  0,00  0,50  0,25  0,00  0,25  0,00  0,00  0,00  1,00  0,75  0,00  0,00  0,25  0,25  0,25  0,00  0,25  0,00  0,25  0,50  0,75  0,25  
CA 0,50  0,25  0,25  0,25  0,75  0,75  0,00  0,75  0,00  0,00  0,25  0,75  1,00  0,25  0,25  0,75  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 530
 j 
i AB AL  B  BA  BB  BD  BH  BL  BN  BR  BS  BT  CA  CB  CF  CH  CM  CO  CR  CT  CV  CW  DA  DD  DE  
CB 0,00  1,00  0,75  0,75  0,50  0,50  0,50  0,50  0,75  1,00  0,75  0,00  0,25  1,00  0,75  0,50  1,00  0,75  1,00  1,00  1,00  0,50  0,75  0,00  0,75  
CF 0,00  0,75  1,00  1,00  0,50  0,50  0,75  0,50  0,50  0,75  1,00  0,00  0,25  0,75  1,00  0,50  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,00  0,75  
CH 0,25  0,50  0,75  0,50  1,00  1,00  0,25  1,00  0,25  0,25  0,50  0,25  0,75  0,50  0,50  1,00  0,50  0,50  0,50  0,50  0,75  1,00  0,50  0,25  1,00  
CM 0,00  1,00  0,75  0,75  0,50  0,50  0,75  0,50  0,75  1,00  0,75  0,25  0,25  1,00  0,75  0,50  1,00  1,00  1,00  0,75  0,75  0,50  1,00  0,00  0,75  
CO 0,00  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,75  1,00  0,75  0,25  0,25  0,75  0,50  0,50  1,00  1,00  1,00  0,75  0,75  0,50  1,00  0,00  0,75  
CR 0,00  1,00  0,75  0,75  0,25  0,50  1,00  0,50  1,00  1,00  0,75  0,00  0,25  1,00  0,75  0,50  1,00  1,00  1,00  1,00  0,75  0,50  0,75  0,00  0,50  
CT 0,00  1,00  0,75  0,75  0,25  0,25  1,00  0,25  1,00  1,00  0,75  0,25  0,25  1,00  0,75  0,50  0,75  0,75  1,00  1,00  0,75  0,25  0,75  0,00  0,50  
CV 0,00  0,75  1,00  0,75  0,50  0,75  0,50  0,75  0,50  0,75  1,00  0,00  0,25  1,00  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,00  1,00  
CW 0,25  0,50  1,00  0,50  1,00  1,00  0,25  1,00  0,25  0,50  0,75  0,25  0,50  0,50  0,75  1,00  0,50  0,50  0,50  0,25  0,75  1,00  0,50  0,25  1,00  
DA 0,00  0,75  0,75  0,50  0,50  0,50  0,75  0,50  0,75  0,75  0,75  0,50  0,25  0,75  0,75  0,50  1,00  1,00  0,75  0,75  0,75  0,50  1,00  0,00  0,75  
DD 1,00  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,75  0,50  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  1,00  0,00  
DE 0,00  0,75  1,00  0,75  0,75  0,75  0,50  0,75  0,25  0,50  0,75  0,25  0,50  0,75  0,75  1,00  0,75  0,75  0,50  0,50  1,00  1,00  0,75  0,00  1,00  
j 
i AB AL  B  BA  BB  BD  BH  BL  BN  BR  BS  BT  CA  CB  CF  CH  CM  CO  CR  CT  CV  CW  DA  DD  DE  
DG 0,50  0,00  0,25  0,00  0,50  0,50  0,00  0,50  0,00  0,00  0,25  0,75  1,00  0,00  0,25  0,50  0,25  0,25  0,00  0,00  0,25  0,25  0,25  0,75  0,25  
DH 0,25  0,25  0,50  0,25  0,75  0,75  0,25  0,75  0,00  0,25  0,25  0,50  1,00  0,25  0,25  0,75  0,25  0,25  0,25  0,25  0,50  0,50  0,25  0,50  0,50  
DL 0,25  0,25  0,50  0,25  1,00  1,00  0,25  1,00  0,00  0,25  0,25  0,50  1,00  0,25  0,25  0,75  0,50  0,50  0,25  0,25  0,50  0,75  0,50  0,25  0,50  
DN 0,25  0,25  0,75  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,25  0,25  0,50  0,50  0,50  0,75  0,75  0,25  0,50  0,50  0,50  1,00  0,25  0,50  
DT 0,00  0,75  0,75  1,00  0,25  0,25  1,00  0,25  0,75  0,75  0,75  0,00  0,00  0,50  0,75  0,25  0,75  0,50  0,75  0,75  0,75  0,50  0,50  0,00  0,50  
DY 0,25  0,75  1,00  0,75  0,75  0,75  0,50  0,75  0,25  0,50  1,00  0,25  0,25  0,75  1,00  0,75  0,75  0,50  0,75  0,50  1,00  1,00  0,50  0,00  1,00  
E 0,00  1,00  1,00  1,00  0,50  0,50  1,00  0,50  1,00  1,00  1,00  0,25  0,25  1,00  1,00  0,50  1,00  0,75  1,00  1,00  1,00  0,50  0,75  0,00  0,75  
EC 0,00  1,00  0,75  0,75  0,50  0,50  0,75  0,50  0,75  1,00  0,75  0,00  0,25  1,00  0,75  0,50  1,00  1,00  1,00  1,00  0,75  0,50  0,75  0,00  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 531
 j 
i AB AL  B  BA  BB  BD  BH  BL  BN  BR  BS  BT  CA  CB  CF  CH  CM  CO  CR  CT  CV  CW  DA  DD  DE  
EH 0,75  0,00  0,25  0,00  0,25  0,50  0,00  0,25  0,00  0,00  0,00  0,75  0,75  0,00  0,00  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  1,00  0,25  
EN 0,00  1,00  0,75  0,75  0,50  0,50  0,75  0,50  0,75  1,00  0,75  0,00  0,25  1,00  0,75  0,50  1,00  0,75  1,00  1,00  0,75  0,50  0,75  0,00  0,75  
EX 0,00  0,75  0,75  1,00  0,50  0,50  0,75  0,50  0,50  0,75  1,00  0,00  0,25  0,50  1,00  0,50  0,75  0,50  0,75  0,75  0,75  0,50  0,75  0,00  0,75  
FK 0,75  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,75  0,50  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,25  1,00  0,00  
FY 0,25  0,25  0,50  0,25  1,00  1,00  0,25  1,00  0,00  0,25  0,25  0,50  0,75  0,25  0,25  1,00  0,50  0,50  0,25  0,25  0,50  0,75  0,25  0,25  0,75  
G 0,75  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,75  0,75  0,00  0,00  0,25  0,25  0,25  0,00  0,25  0,00  0,25  0,25  1,00  0,25  
GL 0,00  0,75  1,00  1,00  0,50  0,50  0,75  0,50  0,50  0,75  1,00  0,00  0,25  0,75  1,00  0,50  1,00  0,75  0,75  0,75  1,00  0,75  0,75  0,00  0,75  
GU 0,00  1,00  0,75  1,00  0,25  0,25  1,00  0,25  1,00  1,00  0,75  0,00  0,25  0,75  0,75  0,25  1,00  0,75  1,00  1,00  0,75  0,25  0,75  0,00  0,50  
GY 0,00  0,50  0,25  0,50  0,00  0,00  0,75  0,00  0,75  0,50  0,25  0,00  0,00  0,25  0,25  0,25  0,75  0,50  0,50  1,00  0,25  0,00  0,50  0,00  0,25  
HA 0,00  1,00  0,75  1,00  0,50  0,50  0,75  0,50  0,75  1,00  0,75  0,00  0,25  1,00  0,75  0,50  1,00  1,00  1,00  1,00  0,75  0,50  0,75  0,00  0,75  
HD 0,25  0,50  0,75  0,50  1,00  1,00  0,25  1,00  0,25  0,50  0,50  0,25  0,75  0,50  0,50  1,00  0,50  0,50  0,50  0,25  0,75  1,00  0,50  0,25  1,00  
HG 0,25  0,50  0,75  0,50  1,00  1,00  0,25  1,00  0,25  0,50  0,50  0,50  0,75  0,50  0,50  1,00  0,50  0,50  0,25  0,25  0,50  1,00  0,50  0,25  0,75  
HP 0,00  1,00  0,75  1,00  0,50  0,50  0,75  0,50  0,75  1,00  0,75  0,00  0,25  1,00  0,75  0,50  1,00  0,75  1,00  1,00  1,00  0,50  0,75  0,00  0,75  
HR 0,00  0,75  1,00  0,75  0,50  0,75  0,50  0,75  0,25  0,50  1,00  0,00  0,25  0,75  1,00  0,75  0,75  0,50  0,50  0,50  1,00  0,75  0,50  0,00  1,00  
HS 0,50  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,50  0,00  
HU 0,25  0,75  1,00  0,75  1,00  1,00  0,50  1,00  0,50  0,50  0,75  0,50  0,75  0,75  0,75  1,00  1,00  0,75  0,50  0,50  1,00  1,00  0,75  0,25  1,00  
HX 0,25  0,50  0,75  0,50  1,00  1,00  0,25  1,00  0,25  0,50  0,50  0,25  0,75  0,50  0,50  1,00  0,50  0,50  0,25  0,25  0,75  1,00  0,50  0,25  0,75  
j 
i AB AL  B  BA  BB  BD  BH  BL  BN  BR  BS  BT  CA  CB  CF  CH  CM  CO  CR  CT  CV  CW  DA  DD  DE  
IG 0,25  1,00  1,00  1,00  0,75  0,75  1,00  0,50  1,00  1,00  1,00  0,75  0,50  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,50  0,25  1,00  
IM 0,50  0,25  0,25  0,25  0,75  0,75  0,00  0,75  0,00  0,00  0,25  0,75  1,00  0,25  0,25  0,75  0,25  0,25  0,00  0,25  0,25  0,50  0,25  0,50  0,50  
IP 0,00  1,00  0,75  0,75  0,50  0,50  0,75  0,50  0,75  1,00  0,75  0,25  0,25  1,00  0,75  0,50  1,00  1,00  1,00  0,75  0,75  0,50  0,75  0,00  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 532
 j 
i AB AL  B  BA  BB  BD  BH  BL  BN  BR  BS  BT  CA  CB  CF  CH  CM  CO  CR  CT  CV  CW  DA  DD  DE  
IV 0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  
JE 0,00  0,50  0,25  0,25  0,00  0,00  0,50  0,00  0,75  0,50  0,25  0,00  0,00  0,25  0,25  0,00  0,50  0,50  0,50  0,75  0,25  0,00  0,50  0,00  0,25  
KA 0,75  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,75  0,75  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,25  1,00  0,00  
KT 0,00  1,00  0,75  0,75  0,25  0,50  1,00  0,50  1,00  1,00  0,75  0,00  0,25  1,00  0,75  0,50  1,00  0,75  1,00  1,00  0,75  0,50  0,75  0,00  0,50  
KW 0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  
KY 0,75  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,75  0,50  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,25  1,00  0,00  
L 0,25  0,50  0,75  0,50  1,00  1,00  0,25  1,00  0,25  0,25  0,50  0,25  0,75  0,50  0,50  1,00  0,50  0,50  0,25  0,50  0,75  1,00  0,75  0,25  0,75  
LA 0,25  0,25  0,50  0,25  1,00  1,00  0,25  1,00  0,00  0,25  0,25  0,50  1,00  0,25  0,25  0,75  0,25  0,50  0,25  0,25  0,50  0,75  0,25  0,25  0,50  
LD 0,00  0,75  1,00  0,75  0,75  0,75  0,50  0,75  0,25  0,50  1,00  0,25  0,25  0,75  1,00  0,75  0,50  0,50  0,50  0,25  1,00  1,00  0,25  0,00  1,00  
LE 0,00  0,75  1,00  0,75  0,75  0,75  0,50  0,75  0,50  0,75  0,75  0,25  0,25  1,00  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,00  1,00  
LL 0,25  0,50  0,75  0,50  1,00  1,00  0,25  1,00  0,25  0,25  0,50  0,25  0,75  0,50  0,50  1,00  0,50  0,50  0,25  0,50  0,75  1,00  0,50  0,25  0,75  
LN 0,25  0,75  1,00  0,75  0,75  1,00  0,75  0,75  0,50  0,50  0,75  0,25  0,50  1,00  0,75  0,75  1,00  0,75  0,75  0,50  1,00  1,00  0,75  0,25  1,00  
LS 0,25  0,50  0,75  0,50  1,00  1,00  0,25  1,00  0,25  0,50  0,50  0,25  0,75  0,50  0,50  1,00  0,50  0,50  0,50  0,50  0,75  1,00  0,50  0,25  1,00  
LU 0,00  1,00  0,75  0,75  0,50  0,50  0,75  0,50  0,75  1,00  0,75  0,00  0,25  1,00  0,75  0,50  1,00  0,75  1,00  1,00  1,00  0,50  0,75  0,00  0,75  
M 0,25  0,50  0,75  0,50  1,00  1,00  0,25  1,00  0,25  0,50  0,50  0,25  0,75  0,50  0,50  1,00  0,75  0,50  0,50  0,50  0,75  1,00  0,75  0,25  1,00  
ME 0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,75  1,00  0,50  0,50  0,25  0,25  1,00  0,25  0,25  
MK 0,00  1,00  1,00  0,75  0,50  0,50  0,75  0,50  0,50  0,75  0,75  0,00  0,25  1,00  0,75  0,50  1,00  0,75  0,75  1,00  1,00  0,75  0,75  0,00  0,75  
ML 0,75  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,75  0,75  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,25  1,00  0,00  
N 0,00  1,00  0,75  0,75  0,50  0,50  0,75  0,50  0,75  1,00  0,75  0,00  0,25  1,00  0,75  0,50  1,00  1,00  1,00  1,00  0,75  0,50  0,75  0,00  0,75  
NE 0,25  0,25  0,50  0,25  0,75  0,75  0,25  0,75  0,25  0,25  0,25  0,50  1,00  0,25  0,25  0,50  0,50  0,50  0,25  0,50  0,25  0,50  0,50  0,50  0,50  
NG 0,00  0,75  1,00  0,75  0,75  0,75  0,50  0,75  0,25  0,50  0,75  0,25  0,25  0,75  0,75  0,75  0,75  0,75  0,50  0,75  1,00  1,00  0,75  0,00  1,00  
NN 0,00  1,00  1,00  0,75  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,00  0,25  1,00  0,75  0,75  1,00  0,75  0,75  1,00  1,00  0,75  0,75  0,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 533
 j 
i AB AL  B  BA  BB  BD  BH  BL  BN  BR  BS  BT  CA  CB  CF  CH  CM  CO  CR  CT  CV  CW  DA  DD  DE  
NP 0,00  0,75  1,00  1,00  0,50  0,50  0,75  0,50  0,50  0,75  1,00  0,00  0,25  0,75  1,00  0,50  0,75  0,50  0,75  0,50  1,00  0,75  0,50  0,00  0,75  
NR 0,00  1,00  1,00  0,75  0,50  0,50  0,75  0,50  0,75  1,00  1,00  0,25  0,25  1,00  0,75  0,75  1,00  0,75  1,00  0,75  1,00  0,75  0,75  0,00  1,00  
NW 0,00  1,00  0,75  1,00  0,50  0,50  0,75  0,50  0,75  1,00  0,75  0,00  0,25  1,00  0,75  0,50  1,00  1,00  1,00  1,00  0,75  0,50  0,75  0,00  0,75  
OL 0,25  0,50  0,75  0,50  1,00  1,00  0,25  1,00  0,25  0,50  0,50  0,25  0,75  0,50  0,50  1,00  0,50  0,50  0,50  0,25  0,75  1,00  0,50  0,25  1,00  
OX 0,00  1,00  1,00  1,00  0,50  0,50  0,75  0,50  0,75  0,75  1,00  0,00  0,25  1,00  0,75  0,50  1,00  0,75  0,75  1,00  1,00  0,75  0,75  0,00  0,75  
PA 0,75  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,75  0,50  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,25  0,00  1,00  0,00  
PE 0,25  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,25  0,50  1,00  0,75  0,75  1,00  1,00  0,75  0,75  1,00  0,75  1,00  0,25  1,00  
PH 1,00  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,75  0,50  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  1,00  0,00  
PL 0,00  0,50  0,75  1,00  0,25  0,25  0,75  0,25  0,50  0,75  0,75  0,00  0,00  0,50  0,75  0,25  0,75  0,50  0,75  0,75  0,50  0,50  0,50  0,00  0,50  
PO 0,00  0,75  0,50  0,75  0,25  0,25  1,00  0,25  1,00  1,00  0,75  0,00  0,00  0,75  0,50  0,25  0,75  0,75  1,00  1,00  0,50  0,25  0,75  0,00  0,25  
PR 0,25  0,25  0,50  0,25  1,00  1,00  0,25  1,00  0,00  0,25  0,50  0,50  0,75  0,50  0,50  1,00  0,50  0,50  0,25  0,25  0,50  1,00  0,50  0,25  0,75  
RG 0,00  1,00  0,75  1,00  0,25  0,25  1,00  0,25  0,75  1,00  1,00  0,00  0,25  0,75  0,75  0,50  1,00  0,75  1,00  1,00  0,75  0,50  0,75  0,00  0,75  
RH 0,00  1,00  0,50  0,75  0,25  0,25  1,00  0,25  1,00  1,00  0,75  0,00  0,00  0,75  0,50  0,25  1,00  0,75  1,00  1,00  0,50  0,25  0,75  0,00  0,50  
RM 0,25  1,00  1,00  1,00  0,50  0,75  1,00  0,50  1,00  1,00  1,00  0,75  0,50  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  0,75  0,50  0,25  1,00  
S 0,25  0,75  1,00  0,50  1,00  1,00  0,50  1,00  0,25  0,50  0,75  0,25  0,50  0,75  0,75  1,00  0,75  0,75  0,50  0,75  0,75  1,00  0,75  0,25  1,00  
SA 0,25  0,50  0,75  0,75  0,50  0,50  0,50  0,75  0,25  0,50  0,75  0,00  0,25  0,50  1,00  0,75  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,25  0,75  
SE 0,00  1,00  1,00  1,00  0,50  0,50  1,00  0,50  1,00  1,00  1,00  0,25  0,25  1,00  0,75  0,50  1,00  0,75  1,00  1,00  1,00  0,50  0,75  0,00  0,75  
SG 0,00  1,00  0,75  0,75  0,50  0,50  0,75  0,50  0,75  1,00  0,75  0,00  0,25  1,00  0,75  0,50  1,00  0,75  1,00  1,00  1,00  0,50  0,75  0,00  0,75  
SK 0,25  0,50  1,00  0,50  1,00  1,00  0,25  1,00  0,25  0,50  0,75  0,25  0,50  0,50  0,75  1,00  0,50  0,50  0,50  0,50  0,75  1,00  0,50  0,25  1,00  
SL 0,00  1,00  0,75  1,00  0,25  0,50  0,75  0,50  0,75  1,00  0,75  0,00  0,25  1,00  0,75  0,50  1,00  0,75  1,00  1,00  0,75  0,50  0,75  0,00  0,75  
SM 0,00  1,00  0,50  1,00  0,25  0,50  1,00  0,50  1,00  1,00  0,75  0,00  0,25  1,00  0,75  0,50  1,00  0,75  1,00  1,00  0,75  0,50  0,75  0,00  0,75  
SN 0,00  1,00  0,75  1,00  0,50  0,50  0,75  0,50  0,75  0,75  1,00  0,00  0,25  0,75  1,00  0,50  1,00  0,75  1,00  1,00  1,00  0,50  0,75  0,00  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 534
 j 
i AB AL  B  BA  BB  BD  BH  BL  BN  BR  BS  BT  CA  CB  CF  CH  CM  CO  CR  CT  CV  CW  DA  DD  DE  
SO 0,00  0,75  0,50  1,00  0,25  0,25  1,00  0,25  1,00  1,00  0,75  0,00  0,00  0,75  0,75  0,25  1,00  0,75  1,00  1,00  0,75  0,25  0,75  0,00  0,50  
SP 0,00  1,00  0,75  1,00  0,25  0,25  1,00  0,25  0,75  1,00  1,00  0,00  0,25  0,75  0,75  0,50  1,00  0,75  1,00  1,00  0,75  0,50  0,50  0,00  0,50  
SR 0,50  0,25  0,50  0,25  1,00  0,75  0,25  0,75  0,25  0,25  0,50  0,50  0,75  0,25  0,50  0,75  0,50  0,50  0,25  0,25  0,50  0,75  0,50  0,50  0,50  
j 
i AB AL  B  BA  BB  BD  BH  BL  BN  BR  BS  BT  CA  CB  CF  CH  CM  CO  CR  CT  CV  CW  DA  DD  DE  
SS 0,25  0,50  0,50  0,25  0,25  0,50  0,25  0,50  0,50  0,25  0,50  0,25  0,25  0,50  0,25  0,50  1,00  1,00  0,50  0,50  0,50  0,25  1,00  0,25  0,50  
ST 0,00  0,50  1,00  0,50  0,75  0,75  0,50  1,00  0,25  0,50  0,75  0,25  0,50  0,75  0,75  1,00  0,75  0,50  0,50  0,50  1,00  1,00  0,50  0,00  1,00  
SW 0,00  1,00  0,75  0,75  0,25  0,50  0,75  0,50  0,75  1,00  0,75  0,00  0,25  1,00  0,75  0,50  1,00  1,00  1,00  1,00  0,75  0,50  0,75  0,00  0,50  
SY 0,00  0,50  1,00  0,75  0,75  0,75  0,50  1,00  0,25  0,50  0,75  0,25  0,50  0,75  0,75  1,00  0,50  0,50  0,50  0,50  0,75  1,00  0,50  0,00  1,00  
TA 0,00  0,75  0,75  1,00  0,25  0,50  1,00  0,50  0,50  0,75  1,00  0,00  0,25  0,75  1,00  0,50  0,75  0,50  0,75  0,75  0,75  0,50  0,50  0,00  0,75  
TD 0,75  0,00  0,25  0,25  0,50  0,50  0,00  0,50  0,00  0,25  0,25  0,75  0,75  0,00  0,25  0,50  0,25  0,25  0,00  0,00  0,25  0,25  0,25  0,75  0,25  
TF 0,25  0,75  1,00  0,75  0,75  0,75  0,50  0,75  0,25  0,50  0,75  0,25  0,50  0,75  0,75  1,00  0,50  0,50  0,50  0,25  1,00  1,00  0,50  0,25  1,00  
TN 0,00  0,75  0,50  0,75  0,25  0,25  0,75  0,25  1,00  1,00  0,50  0,00  0,00  0,75  0,50  0,25  1,00  0,75  1,00  1,00  0,50  0,25  0,75  0,00  0,50  
TQ 0,00  0,50  0,50  1,00  0,25  0,25  1,00  0,25  0,50  0,75  0,75  0,00  0,00  0,50  0,75  0,25  0,75  0,50  0,75  0,75  0,50  0,25  0,50  0,00  0,50  
TR 0,00  0,50  0,50  0,75  0,25  0,25  0,75  0,25  0,50  0,50  0,75  0,00  0,00  0,25  0,75  0,25  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,00  0,50  
TS 0,25  0,25  0,50  0,25  1,00  1,00  0,25  0,75  0,25  0,25  0,50  0,50  0,75  0,25  0,50  0,75  0,50  0,50  0,25  0,25  0,50  0,75  0,50  0,25  0,75  
TW 0,00  1,00  0,75  1,00  0,25  0,50  0,75  0,50  0,75  1,00  0,75  0,00  0,25  1,00  0,75  0,50  1,00  0,75  1,00  1,00  0,75  0,50  0,75  0,00  0,50  
UB 0,00  1,00  0,75  1,00  0,25  0,50  0,75  0,50  0,75  1,00  0,75  0,00  0,25  1,00  0,75  0,50  1,00  0,75  1,00  1,00  0,75  0,50  0,75  0,00  0,75  
W 0,00  1,00  0,75  0,75  0,25  0,50  0,75  0,50  0,75  1,00  0,75  0,00  0,25  1,00  0,75  0,50  1,00  1,00  1,00  1,00  0,75  0,50  0,75  0,00  0,75  
WA 0,25  0,50  0,75  0,50  1,00  1,00  0,25  1,00  0,25  0,50  0,50  0,25  0,75  0,50  0,50  1,00  0,50  0,50  0,50  0,50  0,75  1,00  0,50  0,25  0,75  
WC 0,00  1,00  0,75  1,00  0,50  0,50  0,75  0,50  0,75  1,00  0,75  0,00  0,25  1,00  0,75  0,50  1,00  1,00  1,00  1,00  0,75  0,50  0,75  0,00  0,75  
WD 0,00  1,00  0,75  1,00  0,50  0,50  0,75  0,50  0,75  1,00  0,75  0,00  0,25  1,00  0,75  0,50  1,00  0,75  1,00  1,00  0,75  0,50  0,75  0,00  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 535
 j 
i AB AL  B  BA  BB  BD  BH  BL  BN  BR  BS  BT  CA  CB  CF  CH  CM  CO  CR  CT  CV  CW  DA  DD  DE  
WF 0,25  0,50  0,75  0,50  1,00  1,00  0,25  1,00  0,25  0,50  0,50  0,25  0,50  0,50  0,50  1,00  0,50  0,50  0,50  0,50  0,75  1,00  0,50  0,25  1,00  
WN 0,25  0,50  0,75  0,50  1,00  1,00  0,25  1,00  0,25  0,50  0,50  0,25  0,75  0,50  0,50  1,00  0,50  0,50  0,25  0,25  0,75  1,00  0,25  0,25  0,75  
WR 0,00  0,75  1,00  0,75  0,50  0,75  0,50  0,75  0,50  0,75  1,00  0,00  0,25  0,75  1,00  0,75  0,75  0,50  0,75  0,50  1,00  0,75  0,50  0,00  1,00  
WS 0,25  0,75  1,00  0,75  0,75  0,75  0,50  0,75  0,25  0,50  0,75  0,25  0,25  0,75  0,75  0,75  0,75  0,50  0,50  0,50  1,00  1,00  0,50  0,25  1,00  
WV 0,25  0,75  1,00  0,75  0,75  0,75  0,50  0,75  0,25  0,50  0,75  0,25  0,25  0,75  0,75  0,75  0,75  0,50  0,50  0,50  1,00  1,00  0,50  0,25  1,00  
YO 0,25  0,25  0,50  0,25  0,75  0,75  0,25  0,75  0,25  0,25  0,25  0,25  0,50  0,50  0,25  0,75  0,75  0,75  0,25  0,25  0,50  0,75  0,75  0,25  0,50  
ZE 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
j 
i DG DH  DL  DN  DT  DY  E  EC  EH  EN  EX  FK  FY  G  GL  GU  GY  HA  HD  HG  HP  HR  HS  HU  HX  
AB 0,50  0,25  0,25  0,25  0,00  0,25  0,00  0,00  0,75  0,00  0,00  0,75  0,25  0,75  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,50  0,25  0,25  
AL 0,00  0,25  0,25  0,25  0,75  0,75  1,00  1,00  0,00  1,00  0,75  0,00  0,25  0,00  0,75  1,00  0,50  1,00  0,50  0,50  1,00  0,75  0,00  0,75  0,50  
B 0,25  0,50  0,50  0,75  0,75  1,00  1,00  0,75  0,25  0,75  0,75  0,00  0,50  0,00  1,00  0,75  0,25  0,75  0,75  0,75  0,75  1,00  0,00  1,00  0,75  
BA 0,00  0,25  0,25  0,50  1,00  0,75  1,00  0,75  0,00  0,75  1,00  0,00  0,25  0,00  1,00  1,00  0,50  1,00  0,50  0,50  1,00  0,75  0,00  0,75  0,50  
BB 0,50  0,75  1,00  0,50  0,25  0,75  0,50  0,50  0,25  0,50  0,50  0,25  1,00  0,25  0,50  0,25  0,00  0,50  1,00  1,00  0,50  0,50  0,25  1,00  1,00  
BD 0,50  0,75  1,00  0,50  0,25  0,75  0,50  0,50  0,50  0,50  0,50  0,25  1,00  0,25  0,50  0,25  0,00  0,50  1,00  1,00  0,50  0,75  0,00  1,00  1,00  
BH 0,00  0,25  0,25  0,50  1,00  0,50  1,00  0,75  0,00  0,75  0,75  0,00  0,25  0,00  0,75  1,00  0,75  0,75  0,25  0,25  0,75  0,50  0,00  0,50  0,25  
BL 0,50  0,75  1,00  0,50  0,25  0,75  0,50  0,50  0,25  0,50  0,50  0,25  1,00  0,25  0,50  0,25  0,00  0,50  1,00  1,00  0,50  0,75  0,00  1,00  1,00  
BN 0,00  0,00  0,00  0,25  0,75  0,25  1,00  0,75  0,00  0,75  0,50  0,00  0,00  0,00  0,50  1,00  0,75  0,75  0,25  0,25  0,75  0,25  0,00  0,50  0,25  
BR 0,00  0,25  0,25  0,25  0,75  0,50  1,00  1,00  0,00  1,00  0,75  0,00  0,25  0,00  0,75  1,00  0,50  1,00  0,50  0,50  1,00  0,50  0,00  0,50  0,50  
BS 0,25  0,25  0,25  0,50  0,75  1,00  1,00  0,75  0,00  0,75  1,00  0,00  0,25  0,00  1,00  0,75  0,25  0,75  0,50  0,50  0,75  1,00  0,00  0,75  0,50  
BT 0,75  0,50  0,50  0,25  0,00  0,25  0,25  0,00  0,75  0,00  0,00  0,75  0,50  0,75  0,00  0,00  0,00  0,00  0,25  0,50  0,00  0,00  0,25  0,50  0,25  
CA 1,00  1,00  1,00  0,25  0,00  0,25  0,25  0,25  0,75  0,25  0,25  0,50  0,75  0,75  0,25  0,25  0,00  0,25  0,75  0,75  0,25  0,25  0,25  0,75  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 536
 j 
i DG DH  DL  DN  DT  DY  E  EC  EH  EN  EX  FK  FY  G  GL  GU  GY  HA  HD  HG  HP  HR  HS  HU  HX  
CB 0,00  0,25  0,25  0,50  0,50  0,75  1,00  1,00  0,00  1,00  0,50  0,00  0,25  0,00  0,75  0,75  0,25  1,00  0,50  0,50  1,00  0,75  0,00  0,75  0,50  
CF 0,25  0,25  0,25  0,50  0,75  1,00  1,00  0,75  0,00  0,75  1,00  0,00  0,25  0,00  1,00  0,75  0,25  0,75  0,50  0,50  0,75  1,00  0,00  0,75  0,50  
CH 0,50  0,75  0,75  0,50  0,25  0,75  0,50  0,50  0,25  0,50  0,50  0,25  1,00  0,25  0,50  0,25  0,25  0,50  1,00  1,00  0,50  0,75  0,25  1,00  1,00  
CM 0,25  0,25  0,50  0,75  0,75  0,75  1,00  1,00  0,25  1,00  0,75  0,25  0,50  0,25  1,00  1,00  0,75  1,00  0,50  0,50  1,00  0,75  0,00  1,00  0,50  
CO 0,25  0,25  0,50  0,75  0,50  0,50  0,75  1,00  0,25  0,75  0,50  0,25  0,50  0,25  0,75  0,75  0,50  1,00  0,50  0,50  0,75  0,50  0,25  0,75  0,50  
CR 0,00  0,25  0,25  0,25  0,75  0,75  1,00  1,00  0,00  1,00  0,75  0,00  0,25  0,00  0,75  1,00  0,50  1,00  0,50  0,25  1,00  0,50  0,00  0,50  0,25  
CT 0,00  0,25  0,25  0,50  0,75  0,50  1,00  1,00  0,25  1,00  0,75  0,00  0,25  0,25  0,75  1,00  1,00  1,00  0,25  0,25  1,00  0,50  0,00  0,50  0,25  
CV 0,25  0,50  0,50  0,50  0,75  1,00  1,00  0,75  0,25  0,75  0,75  0,00  0,50  0,00  1,00  0,75  0,25  0,75  0,75  0,50  1,00  1,00  0,00  1,00  0,75  
CW 0,25  0,50  0,75  0,50  0,50  1,00  0,50  0,50  0,25  0,50  0,50  0,25  0,75  0,25  0,75  0,25  0,00  0,50  1,00  1,00  0,50  0,75  0,00  1,00  1,00  
DA 0,25  0,25  0,50  1,00  0,50  0,50  0,75  0,75  0,25  0,75  0,75  0,25  0,25  0,25  0,75  0,75  0,50  0,75  0,50  0,50  0,75  0,50  0,25  0,75  0,50  
DD 0,75  0,50  0,25  0,25  0,00  0,00  0,00  0,00  1,00  0,00  0,00  1,00  0,25  1,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,50  0,25  0,25  
DE 0,25  0,50  0,50  0,50  0,50  1,00  0,75  0,75  0,25  0,75  0,75  0,00  0,75  0,25  0,75  0,50  0,25  0,75  1,00  0,75  0,75  1,00  0,00  1,00  0,75  
j 
i DG DH  DL  DN  DT  DY  E  EC  EH  EN  EX  FK  FY  G  GL  GU  GY  HA  HD  HG  HP  HR  HS  HU  HX  
DG 1,00  0,75  0,75  0,25  0,00  0,25  0,00  0,00  1,00  0,00  0,00  0,75  0,50  0,75  0,25  0,00  0,00  0,00  0,50  0,50  0,00  0,25  0,25  0,50  0,50  
DH 0,75  1,00  1,00  0,50  0,25  0,50  0,25  0,25  0,50  0,25  0,25  0,50  0,75  0,50  0,25  0,25  0,00  0,25  0,75  0,75  0,25  0,25  0,00  0,75  0,75  
DL 0,75  1,00  1,00  0,50  0,25  0,50  0,25  0,25  0,50  0,25  0,25  0,25  1,00  0,50  0,25  0,25  0,00  0,25  0,75  1,00  0,25  0,50  0,00  1,00  1,00  
DN 0,25  0,50  0,50  1,00  0,25  0,50  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,25  0,50  0,50  0,25  0,25  0,50  0,50  0,50  0,50  0,25  1,00  0,50  
DT 0,00  0,25  0,25  0,25  1,00  0,50  1,00  0,75  0,00  0,75  1,00  0,00  0,25  0,00  0,75  1,00  0,75  0,75  0,25  0,25  0,75  0,75  0,00  0,50  0,25  
DY 0,25  0,50  0,50  0,50  0,50  1,00  0,75  0,75  0,25  0,75  0,75  0,00  0,50  0,25  1,00  0,50  0,25  0,75  0,75  0,75  0,75  1,00  0,00  1,00  0,75  
E 0,00  0,25  0,25  0,25  1,00  0,75  1,00  1,00  0,25  1,00  1,00  0,00  0,25  0,25  1,00  1,00  0,75  1,00  0,50  0,25  1,00  0,75  0,00  0,50  0,25  
EC 0,00  0,25  0,25  0,25  0,75  0,75  1,00  1,00  0,25  1,00  0,75  0,00  0,25  0,00  0,75  1,00  0,50  1,00  0,50  0,50  1,00  0,75  0,00  0,50  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 537
 j 
i DG DH  DL  DN  DT  DY  E  EC  EH  EN  EX  FK  FY  G  GL  GU  GY  HA  HD  HG  HP  HR  HS  HU  HX  
EH 1,00  0,50  0,50  0,25  0,00  0,25  0,25  0,25  1,00  0,00  0,00  1,00  0,25  1,00  0,00  0,00  0,00  0,00  0,25  0,50  0,00  0,25  0,50  0,50  0,25  
EN 0,00  0,25  0,25  0,25  0,75  0,75  1,00  1,00  0,00  1,00  0,75  0,00  0,25  0,00  0,75  1,00  0,50  1,00  0,50  0,50  1,00  0,75  0,00  0,50  0,50  
EX 0,00  0,25  0,25  0,50  1,00  0,75  1,00  0,75  0,00  0,75  1,00  0,00  0,25  0,00  1,00  0,75  0,50  0,75  0,50  0,50  0,75  0,75  0,00  0,75  0,50  
FK 0,75  0,50  0,25  0,25  0,00  0,00  0,00  0,00  1,00  0,00  0,00  1,00  0,25  1,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,50  0,25  0,25  
FY 0,50  0,75  1,00  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  1,00  0,25  0,25  0,25  0,00  0,25  1,00  1,00  0,25  0,50  0,25  0,75  1,00  
G 0,75  0,50  0,50  0,25  0,00  0,25  0,25  0,00  1,00  0,00  0,00  1,00  0,25  1,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,50  0,25  0,25  
GL 0,25  0,25  0,25  0,50  0,75  1,00  1,00  0,75  0,00  0,75  1,00  0,00  0,25  0,00  1,00  0,75  0,25  0,75  0,75  0,50  1,00  1,00  0,00  0,75  0,50  
GU 0,00  0,25  0,25  0,50  1,00  0,50  1,00  1,00  0,00  1,00  0,75  0,00  0,25  0,00  0,75  1,00  0,50  1,00  0,25  0,25  1,00  0,50  0,00  0,50  0,25  
GY 0,00  0,00  0,00  0,25  0,75  0,25  0,75  0,50  0,00  0,50  0,50  0,00  0,00  0,00  0,25  0,50  1,00  0,50  0,00  0,00  0,50  0,25  0,00  0,25  0,00  
HA 0,00  0,25  0,25  0,25  0,75  0,75  1,00  1,00  0,00  1,00  0,75  0,00  0,25  0,00  0,75  1,00  0,50  1,00  0,50  0,50  1,00  0,75  0,00  0,75  0,50  
HD 0,50  0,75  0,75  0,50  0,25  0,75  0,50  0,50  0,25  0,50  0,50  0,25  1,00  0,25  0,75  0,25  0,00  0,50  1,00  1,00  0,50  0,75  0,00  1,00  1,00  
HG 0,50  0,75  1,00  0,50  0,25  0,75  0,25  0,50  0,50  0,50  0,50  0,25  1,00  0,25  0,50  0,25  0,00  0,50  1,00  1,00  0,50  0,50  0,00  1,00  1,00  
HP 0,00  0,25  0,25  0,50  0,75  0,75  1,00  1,00  0,00  1,00  0,75  0,00  0,25  0,00  1,00  1,00  0,50  1,00  0,50  0,50  1,00  0,75  0,00  0,75  0,50  
HR 0,25  0,25  0,50  0,50  0,75  1,00  0,75  0,75  0,25  0,75  0,75  0,00  0,50  0,00  1,00  0,50  0,25  0,75  0,75  0,50  0,75  1,00  0,00  0,75  0,75  
HS 0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,50  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,25  0,00  
HU 0,50  0,75  1,00  1,00  0,50  1,00  0,50  0,50  0,50  0,50  0,75  0,25  0,75  0,25  0,75  0,50  0,25  0,75  1,00  1,00  0,75  0,75  0,25  1,00  1,00  
HX 0,50  0,75  1,00  0,50  0,25  0,75  0,25  0,50  0,25  0,50  0,50  0,25  1,00  0,25  0,50  0,25  0,00  0,50  1,00  1,00  0,50  0,75  0,00  1,00  1,00  
j 
i DG DH  DL  DN  DT  DY  E  EC  EH  EN  EX  FK  FY  G  GL  GU  GY  HA  HD  HG  HP  HR  HS  HU  HX  
IG 0,25  0,50  0,50  0,25  1,00  1,00  1,00  1,00  0,50  1,00  1,00  0,25  0,50  0,50  1,00  1,00  1,00  1,00  0,75  0,50  1,00  0,75  0,00  0,50  0,50  
IM 0,75  0,75  0,75  0,25  0,00  0,25  0,25  0,00  0,75  0,25  0,25  0,50  0,75  0,75  0,25  0,00  0,00  0,25  0,50  0,75  0,25  0,25  0,00  0,50  0,75  
IP 0,25  0,25  0,25  0,50  0,75  0,75  1,00  1,00  0,25  1,00  0,50  0,00  0,25  0,00  0,75  1,00  0,50  1,00  0,50  0,50  1,00  0,75  0,00  0,75  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 538
 j 
i DG DH  DL  DN  DT  DY  E  EC  EH  EN  EX  FK  FY  G  GL  GU  GY  HA  HD  HG  HP  HR  HS  HU  HX  
IV 0,50  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,75  0,00  0,75  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,75  0,00  0,00  
JE 0,00  0,00  0,00  0,00  0,50  0,25  0,75  0,50  0,00  0,50  0,50  0,00  0,00  0,00  0,25  0,50  1,00  0,50  0,00  0,00  0,25  0,25  0,00  0,25  0,00  
KA 1,00  0,50  0,50  0,25  0,00  0,00  0,00  0,00  1,00  0,00  0,00  1,00  0,25  1,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,50  0,25  0,25  
KT 0,00  0,25  0,25  0,25  0,75  0,75  1,00  1,00  0,25  1,00  0,75  0,00  0,25  0,00  0,75  1,00  0,50  1,00  0,50  0,25  1,00  0,50  0,00  0,50  0,25  
KW 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,50  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  0,00  
KY 0,75  0,50  0,50  0,25  0,00  0,25  0,00  0,00  1,00  0,00  0,00  1,00  0,25  1,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,50  0,25  0,25  
L 0,50  0,75  0,75  0,75  0,25  0,75  0,50  0,50  0,25  0,50  0,50  0,25  1,00  0,25  0,50  0,25  0,25  0,50  1,00  1,00  0,50  0,75  0,25  1,00  1,00  
LA 0,75  1,00  1,00  0,50  0,25  0,50  0,25  0,25  0,50  0,25  0,25  0,25  1,00  0,50  0,25  0,25  0,00  0,25  0,75  1,00  0,25  0,50  0,25  0,75  0,75  
LD 0,25  0,25  0,50  0,50  0,50  1,00  0,50  0,50  0,25  0,75  0,75  0,00  0,50  0,00  1,00  0,50  0,25  0,75  0,75  0,75  0,75  1,00  0,00  0,75  0,75  
LE 0,25  0,50  0,50  0,50  0,50  1,00  1,00  0,75  0,25  0,75  0,75  0,00  0,50  0,00  1,00  0,75  0,25  0,75  0,75  0,75  0,75  1,00  0,00  1,00  0,75  
LL 0,50  0,75  0,75  0,50  0,25  0,75  0,50  0,50  0,25  0,50  0,50  0,25  1,00  0,25  0,50  0,25  0,25  0,50  0,75  0,75  0,50  0,75  0,25  1,00  0,75  
LN 0,25  0,75  0,75  0,75  0,50  1,00  0,75  0,75  0,25  0,75  0,75  0,25  0,75  0,25  0,75  0,75  0,50  0,75  1,00  0,75  0,75  0,75  0,00  1,00  0,75  
LS 0,50  0,75  1,00  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,25  1,00  0,25  0,50  0,50  0,25  0,50  1,00  1,00  0,50  0,75  0,25  1,00  1,00  
LU 0,00  0,25  0,25  0,50  0,75  0,75  1,00  1,00  0,00  1,00  0,75  0,00  0,25  0,00  1,00  1,00  0,50  1,00  0,50  0,50  1,00  0,75  0,00  0,75  0,50  
M 0,50  0,75  0,75  0,75  0,50  0,75  0,75  0,50  0,25  0,50  0,50  0,25  1,00  0,25  0,75  0,50  0,25  0,50  1,00  1,00  0,50  0,75  0,25  1,00  1,00  
ME 0,25  0,25  0,25  1,00  0,25  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,25  0,50  0,25  0,25  0,25  0,75  0,50  
MK 0,00  0,25  0,25  0,50  0,75  1,00  1,00  1,00  0,00  1,00  0,75  0,00  0,25  0,00  1,00  0,75  0,25  1,00  0,50  0,50  1,00  0,75  0,00  0,75  0,50  
ML 1,00  0,50  0,50  0,25  0,00  0,00  0,00  0,00  1,00  0,00  0,00  1,00  0,25  1,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,25  
N 0,00  0,25  0,25  0,50  0,75  0,75  1,00  1,00  0,25  1,00  0,75  0,00  0,25  0,00  0,75  1,00  0,50  1,00  0,50  0,50  1,00  0,75  0,00  0,75  0,50  
NE 0,75  1,00  1,00  0,50  0,25  0,25  0,50  0,25  0,75  0,25  0,25  0,50  0,75  0,50  0,25  0,25  0,00  0,25  0,50  0,75  0,25  0,25  0,25  0,75  0,50  
NG 0,25  0,50  0,50  0,75  0,50  1,00  0,75  0,75  0,25  0,75  0,75  0,00  0,75  0,00  0,75  0,50  0,25  0,75  1,00  0,75  0,75  1,00  0,00  1,00  0,75  
NN 0,25  0,25  0,50  0,50  0,75  1,00  1,00  1,00  0,25  1,00  0,75  0,00  0,50  0,00  1,00  0,75  0,25  1,00  0,75  0,50  1,00  1,00  0,00  1,00  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 539
 j 
i DG DH  DL  DN  DT  DY  E  EC  EH  EN  EX  FK  FY  G  GL  GU  GY  HA  HD  HG  HP  HR  HS  HU  HX  
NP 0,25  0,25  0,25  0,50  0,75  1,00  0,75  0,75  0,00  0,75  1,00  0,00  0,25  0,00  1,00  0,75  0,25  0,75  0,50  0,50  0,75  1,00  0,00  0,75  0,50  
NR 0,25  0,25  0,50  1,00  0,75  0,75  1,00  1,00  0,25  1,00  0,75  0,00  0,50  0,25  1,00  1,00  0,50  1,00  0,50  0,50  1,00  0,75  0,00  1,00  0,50  
NW 0,00  0,25  0,25  0,25  0,75  0,75  1,00  1,00  0,25  1,00  0,75  0,00  0,25  0,00  0,75  1,00  0,50  1,00  0,50  0,50  1,00  0,75  0,00  0,75  0,50  
OL 0,50  0,75  0,75  0,50  0,25  0,75  0,50  0,50  0,25  0,50  0,50  0,25  1,00  0,25  0,50  0,25  0,25  0,50  1,00  1,00  0,50  0,75  0,00  1,00  1,00  
OX 0,00  0,25  0,25  0,50  0,75  1,00  1,00  1,00  0,00  1,00  0,75  0,00  0,25  0,00  1,00  1,00  0,50  1,00  0,50  0,50  1,00  1,00  0,00  0,75  0,50  
PA 0,75  0,50  0,25  0,25  0,00  0,00  0,00  0,00  1,00  0,00  0,00  1,00  0,25  1,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,50  0,25  0,25  
PE 0,25  0,50  0,50  1,00  0,75  1,00  0,75  1,00  0,25  1,00  0,75  0,25  0,50  0,25  1,00  1,00  0,50  1,00  0,75  0,75  1,00  0,75  0,25  1,00  0,75  
PH 0,75  0,25  0,25  0,25  0,00  0,00  0,00  0,00  1,00  0,00  0,00  1,00  0,25  1,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,50  0,25  0,25  
PL 0,00  0,25  0,25  0,25  1,00  0,50  0,75  0,75  0,00  0,50  1,00  0,00  0,25  0,00  0,75  0,75  0,50  0,75  0,25  0,25  0,75  0,75  0,00  0,50  0,25  
PO 0,00  0,00  0,00  0,50  1,00  0,50  1,00  1,00  0,00  0,75  0,75  0,00  0,00  0,00  0,75  1,00  0,75  1,00  0,25  0,25  0,75  0,50  0,00  0,50  0,25  
PR 0,50  0,75  1,00  0,50  0,25  0,75  0,50  0,25  0,25  0,25  0,25  0,25  1,00  0,25  0,50  0,25  0,00  0,25  1,00  1,00  0,25  0,50  0,25  1,00  1,00  
RG 0,00  0,25  0,25  0,50  1,00  0,75  1,00  1,00  0,00  1,00  0,75  0,00  0,25  0,00  1,00  1,00  0,50  1,00  0,50  0,25  1,00  0,75  0,00  0,75  0,25  
RH 0,00  0,25  0,25  0,25  0,75  0,50  1,00  1,00  0,00  1,00  0,75  0,00  0,25  0,00  0,75  1,00  0,50  1,00  0,25  0,25  1,00  0,50  0,00  0,50  0,25  
RM 0,00  0,50  0,50  0,25  1,00  1,00  1,00  1,00  0,50  1,00  1,00  0,00  0,50  0,50  1,00  1,00  1,00  1,00  0,50  0,50  1,00  0,75  0,00  0,50  0,50  
S 0,25  0,75  0,75  0,75  0,50  1,00  0,75  0,50  0,25  0,50  0,50  0,25  0,75  0,25  0,75  0,50  0,25  0,75  1,00  1,00  0,75  0,75  0,25  1,00  1,00  
SA 0,25  0,50  0,50  0,50  0,75  0,75  0,75  0,50  0,25  0,50  0,75  0,25  0,50  0,00  0,75  0,50  0,25  0,50  0,50  0,50  0,75  1,00  0,00  0,75  0,50  
SE 0,00  0,25  0,25  0,25  1,00  0,75  1,00  1,00  0,25  1,00  1,00  0,00  0,25  0,25  1,00  1,00  0,75  1,00  0,50  0,25  1,00  0,75  0,00  0,50  0,25  
SG 0,00  0,25  0,25  0,50  0,75  0,75  1,00  1,00  0,00  1,00  0,75  0,00  0,25  0,00  0,75  1,00  0,25  1,00  0,50  0,50  1,00  0,75  0,00  0,75  0,50  
SK 0,50  0,75  0,75  0,50  0,50  1,00  0,50  0,50  0,25  0,50  0,50  0,25  0,75  0,25  0,75  0,50  0,25  0,50  1,00  1,00  0,50  0,75  0,00  1,00  1,00  
SL 0,00  0,25  0,25  0,25  0,75  0,75  1,00  1,00  0,00  1,00  0,75  0,00  0,25  0,00  0,75  1,00  0,50  1,00  0,50  0,25  1,00  0,75  0,00  0,75  0,25  
SM 0,00  0,25  0,25  0,25  0,75  0,75  1,00  1,00  0,00  1,00  0,75  0,00  0,25  0,00  0,75  1,00  0,50  1,00  0,50  0,50  1,00  0,75  0,00  0,50  0,50  
SN 0,00  0,25  0,25  0,50  1,00  0,75  1,00  1,00  0,00  1,00  1,00  0,00  0,25  0,00  1,00  1,00  0,50  1,00  0,50  0,50  1,00  1,00  0,00  0,75  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 540
 j 
i DG DH  DL  DN  DT  DY  E  EC  EH  EN  EX  FK  FY  G  GL  GU  GY  HA  HD  HG  HP  HR  HS  HU  HX  
SO 0,00  0,25  0,25  0,50  1,00  0,50  1,00  1,00  0,00  1,00  0,75  0,00  0,25  0,00  0,75  1,00  0,75  1,00  0,25  0,25  0,75  0,50  0,00  0,50  0,25  
SP 0,00  0,25  0,25  0,50  1,00  0,75  1,00  1,00  0,00  1,00  1,00  0,00  0,25  0,00  0,75  1,00  0,50  1,00  0,25  0,25  1,00  0,75  0,00  0,50  0,25  
SR 0,75  1,00  1,00  0,50  0,25  0,50  0,25  0,25  0,50  0,25  0,50  0,50  0,75  0,50  0,50  0,25  0,25  0,25  0,75  1,00  0,25  0,50  0,00  0,75  0,75  
j 
i DG DH  DL  DN  DT  DY  E  EC  EH  EN  EX  FK  FY  G  GL  GU  GY  HA  HD  HG  HP  HR  HS  HU  HX  
SS 0,25  0,50  0,50  0,75  0,25  0,25  0,50  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,50  0,50  0,50  0,25  0,25  0,75  0,50  
ST 0,25  0,50  0,75  0,50  0,50  1,00  0,75  0,50  0,25  0,50  0,75  0,00  0,75  0,25  0,75  0,50  0,25  0,50  1,00  0,75  0,75  1,00  0,00  1,00  1,00  
SW 0,00  0,25  0,25  0,50  0,75  0,75  1,00  1,00  0,25  1,00  0,75  0,00  0,25  0,00  0,75  1,00  0,50  1,00  0,50  0,25  1,00  0,75  0,00  0,75  0,25  
SY 0,25  0,50  0,50  0,50  0,50  1,00  0,75  0,50  0,25  0,50  0,75  0,00  0,75  0,25  0,75  0,50  0,25  0,50  1,00  0,75  0,75  1,00  0,00  1,00  0,75  
TA 0,00  0,25  0,25  0,50  1,00  0,75  1,00  0,75  0,00  0,75  1,00  0,00  0,25  0,00  1,00  0,75  0,50  0,75  0,50  0,50  0,75  0,75  0,00  0,75  0,50  
TD 1,00  0,75  0,75  0,25  0,00  0,25  0,00  0,25  1,00  0,00  0,25  0,75  0,50  0,75  0,25  0,00  0,00  0,00  0,50  0,50  0,00  0,25  0,25  0,50  0,50  
TF 0,25  0,50  0,50  0,50  0,50  1,00  0,50  0,50  0,25  0,50  0,75  0,00  0,75  0,25  1,00  0,50  0,25  0,50  1,00  0,75  0,75  1,00  0,00  1,00  0,75  
TN 0,00  0,00  0,25  0,25  0,75  0,50  1,00  1,00  0,00  0,75  0,50  0,00  0,00  0,00  0,50  1,00  0,75  1,00  0,25  0,25  0,75  0,50  0,00  0,50  0,25  
TQ 0,00  0,25  0,25  0,25  1,00  0,50  0,75  0,75  0,00  0,50  1,00  0,00  0,25  0,00  0,75  0,75  0,50  0,75  0,25  0,25  0,75  0,50  0,00  0,50  0,25  
TR 0,25  0,25  0,25  0,25  0,75  0,50  0,75  0,50  0,00  0,50  1,00  0,00  0,25  0,00  0,75  0,50  0,50  0,50  0,25  0,25  0,50  0,50  0,00  0,50  0,25  
TS 0,75  1,00  1,00  0,50  0,25  0,50  0,50  0,25  0,50  0,25  0,25  0,25  1,00  0,50  0,50  0,25  0,00  0,25  0,75  1,00  0,25  0,50  0,25  1,00  0,75  
TW 0,00  0,25  0,25  0,25  0,75  0,75  1,00  1,00  0,00  1,00  0,75  0,00  0,25  0,00  0,75  1,00  0,50  1,00  0,50  0,25  1,00  0,75  0,00  0,75  0,25  
UB 0,00  0,25  0,25  0,25  0,75  0,75  1,00  1,00  0,00  1,00  0,75  0,00  0,25  0,00  0,75  1,00  0,50  1,00  0,50  0,25  1,00  0,75  0,00  0,50  0,25  
W 0,00  0,25  0,25  0,50  0,75  0,75  1,00  1,00  0,25  1,00  0,75  0,00  0,25  0,00  0,75  1,00  0,50  1,00  0,50  0,25  1,00  0,75  0,00  0,75  0,25  
WA 0,50  0,75  0,75  0,50  0,25  0,75  0,50  0,50  0,25  0,50  0,50  0,25  1,00  0,25  0,50  0,25  0,25  0,50  1,00  1,00  0,50  0,75  0,00  1,00  1,00  
WC 0,00  0,25  0,25  0,25  0,75  0,75  1,00  1,00  0,00  1,00  0,75  0,00  0,25  0,00  0,75  1,00  0,50  1,00  0,50  0,50  1,00  0,75  0,00  0,50  0,50  
WD 0,00  0,25  0,25  0,25  0,75  0,75  1,00  1,00  0,00  1,00  0,75  0,00  0,25  0,00  0,75  1,00  0,50  1,00  0,50  0,50  1,00  0,75  0,00  0,75  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 541
 j 
i DG DH  DL  DN  DT  DY  E  EC  EH  EN  EX  FK  FY  G  GL  GU  GY  HA  HD  HG  HP  HR  HS  HU  HX  
WF 0,50  0,75  0,75  0,50  0,25  0,75  0,50  0,50  0,25  0,50  0,50  0,25  0,75  0,25  0,75  0,25  0,25  0,50  1,00  1,00  0,50  0,75  0,00  1,00  1,00  
WN 0,50  0,75  1,00  0,50  0,25  0,75  0,50  0,50  0,25  0,50  0,50  0,25  1,00  0,25  0,50  0,25  0,00  0,50  1,00  1,00  0,50  0,75  0,00  1,00  1,00  
WR 0,25  0,25  0,50  0,50  0,75  1,00  0,75  0,75  0,25  0,75  0,75  0,00  0,50  0,00  1,00  0,75  0,25  0,75  0,75  0,50  0,75  1,00  0,00  0,75  0,75  
WS 0,25  0,50  0,50  0,50  0,50  1,00  0,75  0,75  0,25  0,75  0,75  0,00  0,50  0,25  1,00  0,50  0,25  0,75  0,75  0,75  0,75  1,00  0,00  1,00  0,75  
WV 0,25  0,50  0,50  0,50  0,50  1,00  0,75  0,75  0,25  0,75  0,75  0,25  0,50  0,25  1,00  0,50  0,25  0,75  0,75  0,75  0,75  1,00  0,00  1,00  0,75  
YO 0,50  0,75  0,75  1,00  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,25  0,00  0,25  0,75  0,75  0,25  0,50  0,25  1,00  0,75  
ZE 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  
j 
i IG IM  IP  IV  JE  KA  KT  KW  KY  L  LA  LD  LE  LL  LN  LS  LU  M  ME  MK  ML  N  NE  NG  NN  
AB 0,25  0,50  0,00  0,75  0,00  0,75  0,00  0,75  0,75  0,25  0,25  0,00  0,00  0,25  0,25  0,25  0,00  0,25  0,25  0,00  0,75  0,00  0,25  0,00  0,00  
AL 1,00  0,25  1,00  0,00  0,50  0,00  1,00  0,00  0,00  0,50  0,25  0,75  0,75  0,50  0,75  0,50  1,00  0,50  0,25  1,00  0,00  1,00  0,25  0,75  1,00  
B 1,00  0,25  0,75  0,00  0,25  0,00  0,75  0,00  0,00  0,75  0,50  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,50  1,00  0,00  0,75  0,50  1,00  1,00  
BA 1,00  0,25  0,75  0,00  0,25  0,00  0,75  0,00  0,00  0,50  0,25  0,75  0,75  0,50  0,75  0,50  0,75  0,50  0,25  0,75  0,00  0,75  0,25  0,75  0,75  
BB 0,75  0,75  0,50  0,00  0,00  0,25  0,25  0,00  0,25  1,00  1,00  0,75  0,75  1,00  0,75  1,00  0,50  1,00  0,25  0,50  0,25  0,50  0,75  0,75  0,50  
BD 0,75  0,75  0,50  0,00  0,00  0,25  0,50  0,00  0,25  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,50  1,00  0,25  0,50  0,25  0,50  0,75  0,75  0,50  
BH 1,00  0,00  0,75  0,00  0,50  0,00  1,00  0,00  0,00  0,25  0,25  0,50  0,50  0,25  0,75  0,25  0,75  0,25  0,25  0,75  0,00  0,75  0,25  0,50  0,50  
BL 0,50  0,75  0,50  0,00  0,00  0,25  0,50  0,00  0,25  1,00  1,00  0,75  0,75  1,00  0,75  1,00  0,50  1,00  0,25  0,50  0,25  0,50  0,75  0,75  0,50  
BN 1,00  0,00  0,75  0,00  0,75  0,00  1,00  0,00  0,00  0,25  0,00  0,25  0,50  0,25  0,50  0,25  0,75  0,25  0,50  0,50  0,00  0,75  0,25  0,25  0,50  
BR 1,00  0,00  1,00  0,00  0,50  0,00  1,00  0,00  0,00  0,25  0,25  0,50  0,75  0,25  0,50  0,50  1,00  0,50  0,25  0,75  0,00  1,00  0,25  0,50  0,75  
BS 1,00  0,25  0,75  0,00  0,25  0,00  0,75  0,00  0,00  0,50  0,25  1,00  0,75  0,50  0,75  0,50  0,75  0,50  0,25  0,75  0,00  0,75  0,25  0,75  0,75  
BT 0,75  0,75  0,25  0,50  0,00  0,75  0,00  0,25  0,75  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,00  0,75  0,00  0,50  0,25  0,00  
CA 0,50  1,00  0,25  0,25  0,00  0,75  0,25  0,25  0,50  0,75  1,00  0,25  0,25  0,75  0,50  0,75  0,25  0,75  0,25  0,25  0,75  0,25  1,00  0,25  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 542
 j 
i IG IM  IP  IV  JE  KA  KT  KW  KY  L  LA  LD  LE  LL  LN  LS  LU  M  ME  MK  ML  N  NE  NG  NN  
CB 1,00  0,25  1,00  0,00  0,25  0,00  1,00  0,00  0,00  0,50  0,25  0,75  1,00  0,50  1,00  0,50  1,00  0,50  0,25  1,00  0,00  1,00  0,25  0,75  1,00  
CF 1,00  0,25  0,75  0,00  0,25  0,00  0,75  0,00  0,00  0,50  0,25  1,00  0,75  0,50  0,75  0,50  0,75  0,50  0,25  0,75  0,00  0,75  0,25  0,75  0,75  
CH 1,00  0,75  0,50  0,00  0,00  0,25  0,50  0,25  0,25  1,00  0,75  0,75  0,75  1,00  0,75  1,00  0,50  1,00  0,25  0,50  0,25  0,50  0,50  0,75  0,75  
CM 1,00  0,25  1,00  0,00  0,50  0,25  1,00  0,00  0,25  0,50  0,25  0,50  0,75  0,50  1,00  0,50  1,00  0,75  0,75  1,00  0,25  1,00  0,50  0,75  1,00  
CO 0,75  0,25  1,00  0,00  0,50  0,25  0,75  0,00  0,25  0,50  0,50  0,50  0,75  0,50  0,75  0,50  0,75  0,50  1,00  0,75  0,25  1,00  0,50  0,75  0,75  
CR 1,00  0,00  1,00  0,00  0,50  0,00  1,00  0,00  0,00  0,25  0,25  0,50  0,75  0,25  0,75  0,50  1,00  0,50  0,50  0,75  0,00  1,00  0,25  0,50  0,75  
CT 1,00  0,25  0,75  0,00  0,75  0,00  1,00  0,00  0,00  0,50  0,25  0,25  0,75  0,50  0,50  0,50  1,00  0,50  0,50  1,00  0,00  1,00  0,50  0,75  1,00  
CV 1,00  0,25  0,75  0,00  0,25  0,00  0,75  0,00  0,00  0,75  0,50  1,00  1,00  0,75  1,00  0,75  1,00  0,75  0,25  1,00  0,00  0,75  0,25  1,00  1,00  
CW 0,75  0,50  0,50  0,00  0,00  0,25  0,50  0,00  0,25  1,00  0,75  1,00  0,75  1,00  1,00  1,00  0,50  1,00  0,25  0,75  0,25  0,50  0,50  1,00  0,75  
DA 0,50  0,25  0,75  0,00  0,50  0,25  0,75  0,00  0,25  0,75  0,25  0,25  0,75  0,50  0,75  0,50  0,75  0,75  1,00  0,75  0,25  0,75  0,50  0,75  0,75  
DD 0,25  0,50  0,00  0,75  0,00  1,00  0,00  0,50  1,00  0,25  0,25  0,00  0,00  0,25  0,25  0,25  0,00  0,25  0,25  0,00  1,00  0,00  0,50  0,00  0,00  
DE 1,00  0,50  0,75  0,00  0,25  0,00  0,50  0,00  0,00  0,75  0,50  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,25  0,75  0,00  0,75  0,50  1,00  1,00  
j 
i IG IM  IP  IV  JE  KA  KT  KW  KY  L  LA  LD  LE  LL  LN  LS  LU  M  ME  MK  ML  N  NE  NG  NN  
DG 0,25  0,75  0,25  0,50  0,00  1,00  0,00  0,25  0,75  0,50  0,75  0,25  0,25  0,50  0,25  0,50  0,00  0,50  0,25  0,00  1,00  0,00  0,75  0,25  0,25  
DH 0,50  0,75  0,25  0,25  0,00  0,50  0,25  0,00  0,50  0,75  1,00  0,25  0,50  0,75  0,75  0,75  0,25  0,75  0,25  0,25  0,50  0,25  1,00  0,50  0,25  
DL 0,50  0,75  0,25  0,25  0,00  0,50  0,25  0,00  0,50  0,75  1,00  0,50  0,50  0,75  0,75  1,00  0,25  0,75  0,25  0,25  0,50  0,25  1,00  0,50  0,50  
DN 0,25  0,25  0,50  0,25  0,00  0,25  0,25  0,00  0,25  0,75  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,75  1,00  0,50  0,25  0,50  0,50  0,75  0,50  
DT 1,00  0,00  0,75  0,00  0,50  0,00  0,75  0,00  0,00  0,25  0,25  0,50  0,50  0,25  0,50  0,50  0,75  0,50  0,25  0,75  0,00  0,75  0,25  0,50  0,75  
DY 1,00  0,25  0,75  0,00  0,25  0,00  0,75  0,00  0,25  0,75  0,50  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,25  1,00  0,00  0,75  0,25  1,00  1,00  
E 1,00  0,25  1,00  0,00  0,75  0,00  1,00  0,00  0,00  0,50  0,25  0,50  1,00  0,50  0,75  0,50  1,00  0,75  0,50  1,00  0,00  1,00  0,50  0,75  1,00  
EC 1,00  0,00  1,00  0,00  0,50  0,00  1,00  0,00  0,00  0,50  0,25  0,50  0,75  0,50  0,75  0,50  1,00  0,50  0,50  1,00  0,00  1,00  0,25  0,75  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 543
 j 
i IG IM  IP  IV  JE  KA  KT  KW  KY  L  LA  LD  LE  LL  LN  LS  LU  M  ME  MK  ML  N  NE  NG  NN  
EH 0,50  0,75  0,25  0,50  0,00  1,00  0,25  0,50  1,00  0,25  0,50  0,25  0,25  0,25  0,25  0,50  0,00  0,25  0,25  0,00  1,00  0,25  0,75  0,25  0,25  
EN 1,00  0,25  1,00  0,00  0,50  0,00  1,00  0,00  0,00  0,50  0,25  0,75  0,75  0,50  0,75  0,50  1,00  0,50  0,25  1,00  0,00  1,00  0,25  0,75  1,00  
EX 1,00  0,25  0,50  0,00  0,50  0,00  0,75  0,00  0,00  0,50  0,25  0,75  0,75  0,50  0,75  0,50  0,75  0,50  0,25  0,75  0,00  0,75  0,25  0,75  0,75  
FK 0,25  0,50  0,00  0,75  0,00  1,00  0,00  0,50  1,00  0,25  0,25  0,00  0,00  0,25  0,25  0,25  0,00  0,25  0,25  0,00  1,00  0,00  0,50  0,00  0,00  
FY 0,50  0,75  0,25  0,00  0,00  0,25  0,25  0,25  0,25  1,00  1,00  0,50  0,50  1,00  0,75  1,00  0,25  1,00  0,25  0,25  0,25  0,25  0,75  0,75  0,50  
G 0,50  0,75  0,00  0,75  0,00  1,00  0,00  0,50  1,00  0,25  0,50  0,00  0,00  0,25  0,25  0,25  0,00  0,25  0,25  0,00  1,00  0,00  0,50  0,00  0,00  
GL 1,00  0,25  0,75  0,00  0,25  0,00  0,75  0,00  0,00  0,50  0,25  1,00  1,00  0,50  0,75  0,50  1,00  0,75  0,25  1,00  0,00  0,75  0,25  0,75  1,00  
GU 1,00  0,00  1,00  0,00  0,50  0,00  1,00  0,00  0,00  0,25  0,25  0,50  0,75  0,25  0,75  0,50  1,00  0,50  0,50  0,75  0,00  1,00  0,25  0,50  0,75  
GY 1,00  0,00  0,50  0,00  1,00  0,00  0,50  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,50  0,25  0,50  0,25  0,25  0,25  0,00  0,50  0,00  0,25  0,25  
HA 1,00  0,25  1,00  0,00  0,50  0,00  1,00  0,00  0,00  0,50  0,25  0,75  0,75  0,50  0,75  0,50  1,00  0,50  0,50  1,00  0,00  1,00  0,25  0,75  1,00  
HD 0,75  0,50  0,50  0,00  0,00  0,25  0,50  0,00  0,25  1,00  0,75  0,75  0,75  0,75  1,00  1,00  0,50  1,00  0,25  0,50  0,25  0,50  0,50  1,00  0,75  
HG 0,50  0,75  0,50  0,25  0,00  0,25  0,25  0,00  0,25  1,00  1,00  0,75  0,75  0,75  0,75  1,00  0,50  1,00  0,50  0,50  0,25  0,50  0,75  0,75  0,50  
HP 1,00  0,25  1,00  0,00  0,25  0,00  1,00  0,00  0,00  0,50  0,25  0,75  0,75  0,50  0,75  0,50  1,00  0,50  0,25  1,00  0,00  1,00  0,25  0,75  1,00  
HR 0,75  0,25  0,75  0,00  0,25  0,00  0,50  0,00  0,00  0,75  0,50  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,25  0,75  0,00  0,75  0,25  1,00  1,00  
HS 0,00  0,00  0,00  0,75  0,00  0,50  0,00  0,75  0,50  0,25  0,25  0,00  0,00  0,25  0,00  0,25  0,00  0,25  0,25  0,00  0,25  0,00  0,25  0,00  0,00  
HU 0,50  0,50  0,75  0,00  0,25  0,25  0,50  0,00  0,25  1,00  0,75  0,75  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,25  0,75  0,75  1,00  1,00  
HX 0,50  0,75  0,50  0,00  0,00  0,25  0,25  0,00  0,25  1,00  0,75  0,75  0,75  0,75  0,75  1,00  0,50  1,00  0,50  0,50  0,25  0,50  0,50  0,75  0,75  
j 
i IG IM  IP  IV  JE  KA  KT  KW  KY  L  LA  LD  LE  LL  LN  LS  LU  M  ME  MK  ML  N  NE  NG  NN  
IG 1,00  0,25  1,00  0,25  1,00  0,25  1,00  0,00  0,25  1,00  0,50  0,75  1,00  1,00  0,50  0,75  1,00  1,00  0,25  1,00  0,25  1,00  0,75  1,00  1,00  
IM 0,25  1,00  0,25  0,25  0,00  0,75  0,00  0,25  0,75  0,75  1,00  0,25  0,25  0,75  0,50  0,75  0,25  0,75  0,25  0,25  0,75  0,25  0,75  0,50  0,25  
IP 1,00  0,25  1,00  0,00  0,50  0,00  1,00  0,00  0,00  0,50  0,25  0,50  0,75  0,50  0,75  0,50  1,00  0,75  0,50  1,00  0,00  1,00  0,50  0,75  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 544
 j 
i IG IM  IP  IV  JE  KA  KT  KW  KY  L  LA  LD  LE  LL  LN  LS  LU  M  ME  MK  ML  N  NE  NG  NN  
IV 0,25  0,25  0,00  1,00  0,00  0,50  0,00  0,75  0,75  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,50  0,00  0,25  0,00  0,00  
JE 1,00  0,00  0,50  0,00  1,00  0,00  0,50  0,00  0,00  0,25  0,00  0,25  0,25  0,00  0,50  0,25  0,25  0,25  0,25  0,25  0,00  0,50  0,00  0,25  0,25  
KA 0,25  0,75  0,00  0,50  0,00  1,00  0,00  0,50  1,00  0,25  0,50  0,00  0,00  0,25  0,25  0,25  0,00  0,25  0,25  0,00  1,00  0,00  0,50  0,00  0,00  
KT 1,00  0,00  1,00  0,00  0,50  0,00  1,00  0,00  0,00  0,50  0,25  0,50  0,75  0,25  0,75  0,50  1,00  0,50  0,50  1,00  0,00  1,00  0,25  0,50  0,75  
KW 0,00  0,25  0,00  0,75  0,00  0,50  0,00  1,00  0,50  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,25  0,00  0,00  
KY 0,25  0,75  0,00  0,75  0,00  1,00  0,00  0,50  1,00  0,25  0,50  0,00  0,00  0,25  0,25  0,25  0,00  0,25  0,25  0,00  1,00  0,00  0,50  0,25  0,00  
L 1,00  0,75  0,50  0,25  0,25  0,25  0,50  0,25  0,25  1,00  1,00  0,75  0,75  1,00  0,75  1,00  0,50  1,00  0,50  0,50  0,25  0,50  0,75  0,75  0,50  
LA 0,50  1,00  0,25  0,25  0,00  0,50  0,25  0,25  0,50  1,00  1,00  0,50  0,50  0,75  0,75  0,75  0,25  0,75  0,25  0,25  0,50  0,25  0,75  0,50  0,25  
LD 0,75  0,25  0,50  0,00  0,25  0,00  0,50  0,00  0,00  0,75  0,50  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,25  0,75  0,00  0,50  0,25  0,75  0,75  
LE 1,00  0,25  0,75  0,00  0,25  0,00  0,75  0,00  0,00  0,75  0,50  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,25  1,00  0,00  0,75  0,50  1,00  1,00  
LL 1,00  0,75  0,50  0,25  0,00  0,25  0,25  0,25  0,25  1,00  0,75  0,75  0,75  1,00  0,75  0,75  0,50  1,00  0,25  0,50  0,25  0,50  0,50  0,75  0,50  
LN 0,50  0,50  0,75  0,00  0,50  0,25  0,75  0,00  0,25  0,75  0,75  0,75  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  0,25  0,75  0,75  1,00  1,00  
LS 0,75  0,75  0,50  0,00  0,25  0,25  0,50  0,00  0,25  1,00  0,75  0,75  0,75  0,75  1,00  1,00  0,50  1,00  0,25  0,50  0,25  0,50  0,75  1,00  0,75  
LU 1,00  0,25  1,00  0,00  0,25  0,00  1,00  0,00  0,00  0,50  0,25  0,75  0,75  0,50  0,75  0,50  1,00  0,50  0,25  1,00  0,00  1,00  0,25  0,75  1,00  
M 1,00  0,75  0,75  0,00  0,25  0,25  0,50  0,00  0,25  1,00  0,75  0,75  0,75  1,00  1,00  1,00  0,50  1,00  0,25  0,50  0,25  0,50  0,75  1,00  0,75  
ME 0,25  0,25  0,50  0,25  0,25  0,25  0,50  0,00  0,25  0,50  0,25  0,25  0,25  0,25  0,75  0,25  0,25  0,25  1,00  0,25  0,25  0,50  0,25  0,25  0,25  
MK 1,00  0,25  1,00  0,00  0,25  0,00  1,00  0,00  0,00  0,50  0,25  0,75  1,00  0,50  1,00  0,50  1,00  0,50  0,25  1,00  0,00  1,00  0,25  0,75  1,00  
ML 0,25  0,75  0,00  0,50  0,00  1,00  0,00  0,50  1,00  0,25  0,50  0,00  0,00  0,25  0,25  0,25  0,00  0,25  0,25  0,00  1,00  0,00  0,50  0,25  0,00  
N 1,00  0,25  1,00  0,00  0,50  0,00  1,00  0,00  0,00  0,50  0,25  0,50  0,75  0,50  0,75  0,50  1,00  0,50  0,50  1,00  0,00  1,00  0,25  0,75  1,00  
NE 0,75  0,75  0,50  0,25  0,00  0,50  0,25  0,25  0,50  0,75  0,75  0,25  0,50  0,50  0,75  0,75  0,25  0,75  0,25  0,25  0,50  0,25  1,00  0,50  0,25  
NG 1,00  0,50  0,75  0,00  0,25  0,00  0,50  0,00  0,25  0,75  0,50  0,75  1,00  0,75  1,00  1,00  0,75  1,00  0,25  0,75  0,25  0,75  0,50  1,00  1,00  
NN 1,00  0,25  1,00  0,00  0,25  0,00  0,75  0,00  0,00  0,50  0,25  0,75  1,00  0,50  1,00  0,75  1,00  0,75  0,25  1,00  0,00  1,00  0,25  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 545
 j 
i IG IM  IP  IV  JE  KA  KT  KW  KY  L  LA  LD  LE  LL  LN  LS  LU  M  ME  MK  ML  N  NE  NG  NN  
NP 1,00  0,25  0,75  0,00  0,25  0,00  0,75  0,00  0,00  0,50  0,25  1,00  0,75  0,50  0,75  0,50  0,75  0,75  0,25  0,75  0,00  0,75  0,25  0,75  0,75  
NR 1,00  0,25  1,00  0,00  0,50  0,00  1,00  0,00  0,00  0,75  0,50  0,75  1,00  0,75  1,00  0,75  1,00  0,75  0,75  1,00  0,00  1,00  0,50  1,00  1,00  
NW 1,00  0,00  1,00  0,00  0,50  0,00  1,00  0,00  0,00  0,50  0,25  0,50  0,75  0,50  0,75  0,50  1,00  0,50  0,50  1,00  0,00  1,00  0,25  0,75  1,00  
OL 0,75  0,75  0,50  0,25  0,25  0,25  0,50  0,00  0,25  1,00  0,75  0,75  0,75  1,00  1,00  1,00  0,50  1,00  0,25  0,50  0,25  0,50  0,75  0,75  0,75  
OX 1,00  0,25  1,00  0,00  0,25  0,00  1,00  0,00  0,00  0,50  0,25  0,75  1,00  0,50  0,75  0,50  1,00  0,50  0,50  1,00  0,00  1,00  0,25  0,75  1,00  
PA 0,25  0,50  0,00  0,75  0,00  1,00  0,00  0,50  1,00  0,25  0,25  0,00  0,00  0,25  0,25  0,25  0,00  0,25  0,25  0,00  1,00  0,00  0,50  0,00  0,00  
PE 0,75  0,50  1,00  0,25  0,25  0,25  1,00  0,00  0,25  0,75  0,50  0,75  1,00  0,75  0,75  0,75  1,00  0,75  0,75  1,00  0,25  1,00  0,50  1,00  1,00  
PH 0,25  0,50  0,00  0,75  0,00  1,00  0,00  0,50  1,00  0,25  0,25  0,00  0,00  0,25  0,00  0,25  0,00  0,25  0,25  0,00  1,00  0,00  0,50  0,00  0,00  
PL 1,00  0,25  0,50  0,00  0,50  0,00  0,75  0,00  0,00  0,25  0,25  0,75  0,50  0,25  0,50  0,25  0,50  0,50  0,25  0,50  0,00  0,75  0,25  0,50  0,50  
PO 1,00  0,00  0,75  0,00  0,75  0,00  1,00  0,00  0,00  0,25  0,00  0,25  0,50  0,25  0,50  0,25  0,75  0,25  0,50  0,75  0,00  1,00  0,25  0,50  0,50  
PR 0,50  0,75  0,50  0,00  0,00  0,25  0,25  0,25  0,25  1,00  1,00  0,50  0,50  1,00  0,75  1,00  0,50  1,00  0,25  0,50  0,25  0,25  0,75  0,75  0,50  
RG 1,00  0,25  1,00  0,00  0,50  0,00  1,00  0,00  0,00  0,50  0,25  0,75  0,75  0,50  0,75  0,50  1,00  0,50  0,50  1,00  0,00  1,00  0,25  0,75  0,75  
RH 1,00  0,00  1,00  0,00  0,50  0,00  1,00  0,00  0,00  0,25  0,25  0,50  0,50  0,25  0,75  0,50  0,75  0,50  0,50  0,75  0,00  1,00  0,25  0,50  0,75  
RM 1,00  0,25  1,00  0,00  1,00  0,25  1,00  0,00  0,25  1,00  0,50  0,75  1,00  0,75  0,50  0,75  1,00  1,00  0,25  1,00  0,00  1,00  0,75  1,00  1,00  
S 1,00  0,50  0,75  0,00  0,25  0,25  0,50  0,00  0,25  1,00  0,75  0,75  1,00  0,75  1,00  1,00  0,75  1,00  0,50  0,75  0,25  0,75  0,50  1,00  0,75  
SA 1,00  0,50  0,50  0,00  0,25  0,00  0,50  0,25  0,25  0,75  0,50  1,00  0,75  0,75  0,50  0,50  0,75  0,75  0,25  0,75  0,25  0,50  0,25  0,75  0,75  
SE 1,00  0,00  1,00  0,00  0,75  0,00  1,00  0,00  0,00  0,50  0,25  0,50  1,00  0,50  0,75  0,50  1,00  0,75  0,50  1,00  0,00  1,00  0,50  0,75  1,00  
SG 1,00  0,25  1,00  0,00  0,25  0,00  1,00  0,00  0,00  0,50  0,25  0,75  0,75  0,50  0,75  0,50  1,00  0,50  0,25  1,00  0,00  1,00  0,25  0,75  1,00  
SK 0,75  0,50  0,50  0,00  0,25  0,25  0,50  0,00  0,25  1,00  0,75  0,75  0,75  1,00  1,00  1,00  0,50  1,00  0,25  0,75  0,25  0,50  0,50  1,00  0,75  
SL 1,00  0,00  1,00  0,00  0,50  0,00  1,00  0,00  0,00  0,50  0,25  0,75  0,75  0,50  0,75  0,50  1,00  0,50  0,25  1,00  0,00  1,00  0,25  0,75  1,00  
SM 1,00  0,25  1,00  0,00  0,50  0,00  1,00  0,00  0,00  0,50  0,25  0,50  0,75  0,25  0,50  0,50  1,00  0,50  0,25  1,00  0,00  1,00  0,25  0,75  0,75  
SN 1,00  0,25  0,75  0,00  0,25  0,00  1,00  0,00  0,00  0,50  0,25  0,75  0,75  0,50  0,75  0,50  1,00  0,50  0,25  1,00  0,00  1,00  0,25  0,75  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 546
 j 
i IG IM  IP  IV  JE  KA  KT  KW  KY  L  LA  LD  LE  LL  LN  LS  LU  M  ME  MK  ML  N  NE  NG  NN  
SO 1,00  0,25  0,75  0,00  0,50  0,00  1,00  0,00  0,00  0,25  0,25  0,50  0,50  0,25  0,75  0,25  0,75  0,50  0,25  0,75  0,00  1,00  0,25  0,50  0,75  
SP 1,00  0,25  0,75  0,00  0,50  0,00  1,00  0,00  0,00  0,50  0,25  0,75  0,75  0,25  0,75  0,50  0,75  0,50  0,25  0,75  0,00  1,00  0,25  0,50  0,75  
SR 0,50  0,75  0,50  0,25  0,00  0,50  0,25  0,00  0,50  0,75  1,00  0,50  0,50  0,75  0,75  0,75  0,25  0,75  0,25  0,50  0,50  0,25  1,00  0,50  0,50  
j 
i IG IM  IP  IV  JE  KA  KT  KW  KY  L  LA  LD  LE  LL  LN  LS  LU  M  ME  MK  ML  N  NE  NG  NN  
SS 0,25  0,25  0,75  0,25  0,25  0,25  0,50  0,00  0,25  0,50  0,25  0,25  0,50  0,25  0,75  0,50  0,25  0,50  1,00  0,50  0,25  0,50  0,50  0,50  0,50  
ST 1,00  0,50  0,75  0,00  0,25  0,00  0,50  0,00  0,25  1,00  0,50  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,25  0,75  0,00  0,50  0,50  1,00  0,75  
SW 1,00  0,25  1,00  0,00  0,50  0,00  1,00  0,00  0,00  0,50  0,25  0,50  0,75  0,50  0,75  0,50  1,00  0,50  0,50  1,00  0,00  1,00  0,25  0,75  0,75  
SY 1,00  0,50  0,50  0,00  0,00  0,00  0,50  0,00  0,25  1,00  0,50  1,00  1,00  1,00  1,00  0,75  0,75  1,00  0,25  0,75  0,00  0,50  0,50  1,00  0,75  
TA 1,00  0,25  0,75  0,00  0,25  0,00  0,75  0,00  0,00  0,50  0,25  0,75  0,75  0,50  0,75  0,50  0,75  0,50  0,25  0,75  0,00  0,75  0,25  0,75  0,75  
TD 0,25  0,75  0,25  0,50  0,00  0,75  0,00  0,25  1,00  0,50  0,75  0,25  0,25  0,50  0,25  0,50  0,00  0,50  0,25  0,25  1,00  0,00  0,75  0,25  0,25  
TF 0,75  0,50  0,75  0,00  0,00  0,25  0,50  0,00  0,25  0,75  0,50  1,00  1,00  0,75  1,00  0,75  0,75  1,00  0,25  0,75  0,25  0,50  0,50  1,00  0,75  
TN 1,00  0,00  1,00  0,00  0,75  0,00  1,00  0,00  0,00  0,25  0,00  0,25  0,50  0,25  0,75  0,25  0,75  0,25  0,50  0,75  0,00  1,00  0,25  0,50  0,50  
TQ 1,00  0,25  0,50  0,00  0,50  0,00  0,75  0,00  0,00  0,25  0,25  0,50  0,50  0,25  0,50  0,25  0,50  0,25  0,25  0,50  0,00  0,75  0,25  0,50  0,50  
TR 1,00  0,25  0,50  0,00  0,50  0,00  0,50  0,00  0,00  0,25  0,25  0,50  0,50  0,25  0,50  0,25  0,50  0,50  0,00  0,50  0,00  0,50  0,25  0,50  0,50  
TS 0,50  0,75  0,50  0,25  0,00  0,50  0,25  0,00  0,50  0,75  1,00  0,50  0,50  0,75  0,75  1,00  0,25  0,75  0,25  0,50  0,50  0,25  1,00  0,75  0,50  
TW 1,00  0,00  1,00  0,00  0,50  0,00  1,00  0,00  0,00  0,50  0,25  0,50  0,75  0,25  0,75  0,50  1,00  0,50  0,50  1,00  0,00  1,00  0,25  0,75  0,75  
UB 1,00  0,00  1,00  0,00  0,50  0,00  1,00  0,00  0,00  0,50  0,25  0,50  0,75  0,50  0,75  0,50  1,00  0,50  0,25  1,00  0,00  1,00  0,25  0,75  0,75  
W 1,00  0,25  1,00  0,00  0,50  0,00  1,00  0,00  0,00  0,50  0,25  0,50  0,75  0,50  0,75  0,50  1,00  0,50  0,50  1,00  0,00  1,00  0,25  0,75  0,75  
WA 0,75  0,75  0,50  0,00  0,00  0,25  0,50  0,00  0,25  1,00  0,75  0,75  0,75  1,00  1,00  1,00  0,50  1,00  0,25  0,50  0,25  0,50  0,50  0,75  0,75  
WC 1,00  0,25  1,00  0,00  0,50  0,00  1,00  0,00  0,00  0,50  0,25  0,75  0,75  0,50  0,75  0,50  1,00  0,50  0,50  1,00  0,00  1,00  0,25  0,75  1,00  
WD 1,00  0,25  1,00  0,00  0,50  0,00  1,00  0,00  0,00  0,50  0,25  0,75  0,75  0,50  0,75  0,50  1,00  0,50  0,25  1,00  0,00  1,00  0,25  0,75  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 547
 j 
i IG IM  IP  IV  JE  KA  KT  KW  KY  L  LA  LD  LE  LL  LN  LS  LU  M  ME  MK  ML  N  NE  NG  NN  
WF 0,75  0,50  0,50  0,00  0,00  0,25  0,50  0,00  0,25  1,00  0,75  0,75  0,75  0,75  1,00  1,00  0,50  1,00  0,25  0,50  0,25  0,50  0,50  1,00  0,75  
WN 0,50  0,75  0,50  0,00  0,00  0,25  0,25  0,00  0,25  1,00  1,00  0,75  0,75  1,00  0,75  1,00  0,50  1,00  0,25  0,50  0,25  0,50  0,75  0,75  0,50  
WR 1,00  0,25  0,75  0,00  0,25  0,00  0,75  0,00  0,00  0,75  0,25  1,00  1,00  0,75  1,00  0,75  1,00  0,75  0,25  1,00  0,00  0,75  0,25  1,00  1,00  
WS 1,00  0,25  0,75  0,00  0,25  0,25  0,50  0,00  0,25  0,75  0,50  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,25  0,75  0,25  0,75  0,50  1,00  1,00  
WV 1,00  0,25  0,75  0,00  0,25  0,25  0,50  0,00  0,25  0,75  0,50  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,25  0,75  0,25  0,75  0,25  1,00  1,00  
YO 0,50  0,50  0,50  0,25  0,00  0,25  0,25  0,25  0,25  0,75  0,50  0,50  0,50  0,50  1,00  0,75  0,50  0,75  0,75  0,50  0,25  0,50  0,50  0,75  0,50  
ZE 0,00  0,00  0,00  0,50  0,00  0,25  0,00  0,75  0,25  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  
j 
i NP NR  NW  OL  OX  PA  PE  PH  PL  PO  PR  RG  RH  RM  S  SA  SE  SG  SK  SL  SM  SN  SO  SP  SR  
AB 0,00  0,00  0,00  0,25  0,00  0,75  0,25  1,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,50  
AL 0,75  1,00  1,00  0,50  1,00  0,00  1,00  0,00  0,50  0,75  0,25  1,00  1,00  1,00  0,75  0,50  1,00  1,00  0,50  1,00  1,00  1,00  0,75  1,00  0,25  
B 1,00  1,00  0,75  0,75  1,00  0,00  1,00  0,00  0,75  0,50  0,50  0,75  0,50  1,00  1,00  0,75  1,00  0,75  1,00  0,75  0,50  0,75  0,50  0,75  0,50  
BA 1,00  0,75  1,00  0,50  1,00  0,00  0,75  0,00  1,00  0,75  0,25  1,00  0,75  1,00  0,50  0,75  1,00  0,75  0,50  1,00  1,00  1,00  1,00  1,00  0,25  
BB 0,50  0,50  0,50  1,00  0,50  0,25  0,75  0,25  0,25  0,25  1,00  0,25  0,25  0,50  1,00  0,50  0,50  0,50  1,00  0,25  0,25  0,50  0,25  0,25  1,00  
BD 0,50  0,50  0,50  1,00  0,50  0,25  0,75  0,25  0,25  0,25  1,00  0,25  0,25  0,75  1,00  0,50  0,50  0,50  1,00  0,50  0,50  0,50  0,25  0,25  0,75  
BH 0,75  0,75  0,75  0,25  0,75  0,00  0,75  0,00  0,75  1,00  0,25  1,00  1,00  1,00  0,50  0,50  1,00  0,75  0,25  0,75  1,00  0,75  1,00  1,00  0,25  
BL 0,50  0,50  0,50  1,00  0,50  0,25  0,75  0,25  0,25  0,25  1,00  0,25  0,25  0,50  1,00  0,75  0,50  0,50  1,00  0,50  0,50  0,50  0,25  0,25  0,75  
BN 0,50  0,75  0,75  0,25  0,75  0,00  0,75  0,00  0,50  1,00  0,00  0,75  1,00  1,00  0,25  0,25  1,00  0,75  0,25  0,75  1,00  0,75  1,00  0,75  0,25  
BR 0,75  1,00  1,00  0,50  0,75  0,00  0,75  0,00  0,75  1,00  0,25  1,00  1,00  1,00  0,50  0,50  1,00  1,00  0,50  1,00  1,00  0,75  1,00  1,00  0,25  
BS 1,00  1,00  0,75  0,50  1,00  0,00  1,00  0,00  0,75  0,75  0,50  1,00  0,75  1,00  0,75  0,75  1,00  0,75  0,75  0,75  0,75  1,00  0,75  1,00  0,50  
BT 0,00  0,25  0,00  0,25  0,00  0,75  0,25  0,75  0,00  0,00  0,50  0,00  0,00  0,75  0,25  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,50  
CA 0,25  0,25  0,25  0,75  0,25  0,50  0,50  0,50  0,00  0,00  0,75  0,25  0,00  0,50  0,50  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,00  0,25  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 548
 j 
i NP NR  NW  OL  OX  PA  PE  PH  PL  PO  PR  RG  RH  RM  S  SA  SE  SG  SK  SL  SM  SN  SO  SP  SR  
CB 0,75  1,00  1,00  0,50  1,00  0,00  1,00  0,00  0,50  0,75  0,50  0,75  0,75  1,00  0,75  0,50  1,00  1,00  0,50  1,00  1,00  0,75  0,75  0,75  0,25  
CF 1,00  0,75  0,75  0,50  0,75  0,00  0,75  0,00  0,75  0,50  0,50  0,75  0,50  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,50  
CH 0,50  0,75  0,50  1,00  0,50  0,25  0,75  0,25  0,25  0,25  1,00  0,50  0,25  0,75  1,00  0,75  0,50  0,50  1,00  0,50  0,50  0,50  0,25  0,50  0,75  
CM 0,75  1,00  1,00  0,50  1,00  0,00  1,00  0,25  0,75  0,75  0,50  1,00  1,00  1,00  0,75  0,50  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  0,50  
CO 0,50  0,75  1,00  0,50  0,75  0,25  1,00  0,25  0,50  0,75  0,50  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,50  
CR 0,75  1,00  1,00  0,50  0,75  0,00  0,75  0,00  0,75  1,00  0,25  1,00  1,00  1,00  0,50  0,50  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  0,25  
CT 0,50  0,75  1,00  0,25  1,00  0,00  0,75  0,00  0,75  1,00  0,25  1,00  1,00  1,00  0,75  0,50  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  0,25  
CV 1,00  1,00  0,75  0,75  1,00  0,00  1,00  0,00  0,50  0,50  0,50  0,75  0,50  1,00  0,75  0,75  1,00  1,00  0,75  0,75  0,75  1,00  0,75  0,75  0,50  
CW 0,75  0,75  0,50  1,00  0,75  0,25  0,75  0,00  0,50  0,25  1,00  0,50  0,25  0,75  1,00  0,75  0,50  0,50  1,00  0,50  0,50  0,50  0,25  0,50  0,75  
DA 0,50  0,75  0,75  0,50  0,75  0,00  1,00  0,00  0,50  0,75  0,50  0,75  0,75  0,50  0,75  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,50  0,50  
DD 0,00  0,00  0,00  0,25  0,00  1,00  0,25  1,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,50  
DE 0,75  1,00  0,75  1,00  0,75  0,00  1,00  0,00  0,50  0,25  0,75  0,75  0,50  1,00  1,00  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,50  0,50  0,50  
j 
i NP NR  NW  OL  OX  PA  PE  PH  PL  PO  PR  RG  RH  RM  S  SA  SE  SG  SK  SL  SM  SN  SO  SP  SR  
DG 0,25  0,25  0,00  0,50  0,00  0,75  0,25  0,75  0,00  0,00  0,50  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,75  
DH 0,25  0,25  0,25  0,75  0,25  0,50  0,50  0,25  0,25  0,00  0,75  0,25  0,25  0,50  0,75  0,50  0,25  0,25  0,75  0,25  0,25  0,25  0,25  0,25  1,00  
DL 0,25  0,50  0,25  0,75  0,25  0,25  0,50  0,25  0,25  0,00  1,00  0,25  0,25  0,50  0,75  0,50  0,25  0,25  0,75  0,25  0,25  0,25  0,25  0,25  1,00  
DN 0,50  1,00  0,25  0,50  0,50  0,25  1,00  0,25  0,25  0,50  0,50  0,50  0,25  0,25  0,75  0,50  0,25  0,50  0,50  0,25  0,25  0,50  0,50  0,50  0,50  
DT 0,75  0,75  0,75  0,25  0,75  0,00  0,75  0,00  1,00  1,00  0,25  1,00  0,75  1,00  0,50  0,75  1,00  0,75  0,50  0,75  0,75  1,00  1,00  1,00  0,25  
DY 1,00  0,75  0,75  0,75  1,00  0,00  1,00  0,00  0,50  0,50  0,75  0,75  0,50  1,00  1,00  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,50  0,75  0,50  
E 0,75  1,00  1,00  0,50  1,00  0,00  0,75  0,00  0,75  1,00  0,50  1,00  1,00  1,00  0,75  0,75  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  0,25  
EC 0,75  1,00  1,00  0,50  1,00  0,00  1,00  0,00  0,75  1,00  0,25  1,00  1,00  1,00  0,50  0,50  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 549
 j 
i NP NR  NW  OL  OX  PA  PE  PH  PL  PO  PR  RG  RH  RM  S  SA  SE  SG  SK  SL  SM  SN  SO  SP  SR  
EH 0,00  0,25  0,25  0,25  0,00  1,00  0,25  1,00  0,00  0,00  0,25  0,00  0,00  0,50  0,25  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,50  
EN 0,75  1,00  1,00  0,50  1,00  0,00  1,00  0,00  0,50  0,75  0,25  1,00  1,00  1,00  0,50  0,50  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  0,25  
EX 1,00  0,75  0,75  0,50  0,75  0,00  0,75  0,00  1,00  0,75  0,25  0,75  0,75  1,00  0,50  0,75  1,00  0,75  0,50  0,75  0,75  1,00  0,75  1,00  0,50  
FK 0,00  0,00  0,00  0,25  0,00  1,00  0,25  1,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,50  
FY 0,25  0,50  0,25  1,00  0,25  0,25  0,50  0,25  0,25  0,00  1,00  0,25  0,25  0,50  0,75  0,50  0,25  0,25  0,75  0,25  0,25  0,25  0,25  0,25  0,75  
G 0,00  0,25  0,00  0,25  0,00  1,00  0,25  1,00  0,00  0,00  0,25  0,00  0,00  0,50  0,25  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,50  
GL 1,00  1,00  0,75  0,50  1,00  0,00  1,00  0,00  0,75  0,75  0,50  1,00  0,75  1,00  0,75  0,75  1,00  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,50  
GU 0,75  1,00  1,00  0,25  1,00  0,00  1,00  0,00  0,75  1,00  0,25  1,00  1,00  1,00  0,50  0,50  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  0,25  
GY 0,25  0,50  0,50  0,25  0,50  0,00  0,50  0,00  0,50  0,75  0,00  0,50  0,50  1,00  0,25  0,25  0,75  0,25  0,25  0,50  0,50  0,50  0,75  0,50  0,25  
HA 0,75  1,00  1,00  0,50  1,00  0,00  1,00  0,00  0,75  1,00  0,25  1,00  1,00  1,00  0,75  0,50  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  0,25  
HD 0,50  0,50  0,50  1,00  0,50  0,25  0,75  0,25  0,25  0,25  1,00  0,50  0,25  0,50  1,00  0,50  0,50  0,50  1,00  0,50  0,50  0,50  0,25  0,25  0,75  
HG 0,50  0,50  0,50  1,00  0,50  0,25  0,75  0,25  0,25  0,25  1,00  0,25  0,25  0,50  1,00  0,50  0,25  0,50  1,00  0,25  0,50  0,50  0,25  0,25  1,00  
HP 0,75  1,00  1,00  0,50  1,00  0,00  1,00  0,00  0,75  0,75  0,25  1,00  1,00  1,00  0,75  0,75  1,00  1,00  0,50  1,00  1,00  1,00  0,75  1,00  0,25  
HR 1,00  0,75  0,75  0,75  1,00  0,00  0,75  0,00  0,75  0,50  0,50  0,75  0,50  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  1,00  0,50  0,75  0,50  
HS 0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,50  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
HU 0,75  1,00  0,75  1,00  0,75  0,25  1,00  0,25  0,50  0,50  1,00  0,75  0,50  0,50  1,00  0,75  0,50  0,75  1,00  0,75  0,50  0,75  0,50  0,50  0,75  
HX 0,50  0,50  0,50  1,00  0,50  0,25  0,75  0,25  0,25  0,25  1,00  0,25  0,25  0,50  1,00  0,50  0,25  0,50  1,00  0,25  0,50  0,50  0,25  0,25  0,75  
j 
i NP NR  NW  OL  OX  PA  PE  PH  PL  PO  PR  RG  RH  RM  S  SA  SE  SG  SK  SL  SM  SN  SO  SP  SR  
IG 1,00  1,00  1,00  0,75  1,00  0,25  0,75  0,25  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  0,50  
IM 0,25  0,25  0,00  0,75  0,25  0,50  0,50  0,50  0,25  0,00  0,75  0,25  0,00  0,25  0,50  0,50  0,00  0,25  0,50  0,00  0,25  0,25  0,25  0,25  0,75  
IP 0,75  1,00  1,00  0,50  1,00  0,00  1,00  0,00  0,50  0,75  0,50  1,00  1,00  1,00  0,75  0,50  1,00  1,00  0,50  1,00  1,00  0,75  0,75  0,75  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 550
 j 
i NP NR  NW  OL  OX  PA  PE  PH  PL  PO  PR  RG  RH  RM  S  SA  SE  SG  SK  SL  SM  SN  SO  SP  SR  
IV 0,00  0,00  0,00  0,25  0,00  0,75  0,25  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
JE 0,25  0,50  0,50  0,25  0,25  0,00  0,25  0,00  0,50  0,75  0,00  0,50  0,50  1,00  0,25  0,25  0,75  0,25  0,25  0,50  0,50  0,25  0,50  0,50  0,00  
KA 0,00  0,00  0,00  0,25  0,00  1,00  0,25  1,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,50  
KT 0,75  1,00  1,00  0,50  1,00  0,00  1,00  0,00  0,75  1,00  0,25  1,00  1,00  1,00  0,50  0,50  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  0,25  
KW 0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,50  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
KY 0,00  0,00  0,00  0,25  0,00  1,00  0,25  1,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,50  
L 0,50  0,75  0,50  1,00  0,50  0,25  0,75  0,25  0,25  0,25  1,00  0,50  0,25  1,00  1,00  0,75  0,50  0,50  1,00  0,50  0,50  0,50  0,25  0,50  0,75  
LA 0,25  0,50  0,25  0,75  0,25  0,25  0,50  0,25  0,25  0,00  1,00  0,25  0,25  0,50  0,75  0,50  0,25  0,25  0,75  0,25  0,25  0,25  0,25  0,25  1,00  
LD 1,00  0,75  0,50  0,75  0,75  0,00  0,75  0,00  0,75  0,25  0,50  0,75  0,50  0,75  0,75  1,00  0,50  0,75  0,75  0,75  0,50  0,75  0,50  0,75  0,50  
LE 0,75  1,00  0,75  0,75  1,00  0,00  1,00  0,00  0,50  0,50  0,50  0,75  0,50  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,50  
LL 0,50  0,75  0,50  1,00  0,50  0,25  0,75  0,25  0,25  0,25  1,00  0,50  0,25  0,75  0,75  0,75  0,50  0,50  1,00  0,50  0,25  0,50  0,25  0,25  0,75  
LN 0,75  1,00  0,75  1,00  0,75  0,25  0,75  0,00  0,50  0,50  0,75  0,75  0,75  0,50  1,00  0,50  0,75  0,75  1,00  0,75  0,50  0,75  0,75  0,75  0,75  
LS 0,50  0,75  0,50  1,00  0,50  0,25  0,75  0,25  0,25  0,25  1,00  0,50  0,50  0,75  1,00  0,50  0,50  0,50  1,00  0,50  0,50  0,50  0,25  0,50  0,75  
LU 0,75  1,00  1,00  0,50  1,00  0,00  1,00  0,00  0,50  0,75  0,50  1,00  0,75  1,00  0,75  0,75  1,00  1,00  0,50  1,00  1,00  1,00  0,75  0,75  0,25  
M 0,75  0,75  0,50  1,00  0,50  0,25  0,75  0,25  0,50  0,25  1,00  0,50  0,50  1,00  1,00  0,75  0,75  0,50  1,00  0,50  0,50  0,50  0,50  0,50  0,75  
ME 0,25  0,75  0,50  0,25  0,50  0,25  0,75  0,25  0,25  0,50  0,25  0,50  0,50  0,25  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
MK 0,75  1,00  1,00  0,50  1,00  0,00  1,00  0,00  0,50  0,75  0,50  1,00  0,75  1,00  0,75  0,75  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,75  0,50  
ML 0,00  0,00  0,00  0,25  0,00  1,00  0,25  1,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,50  
N 0,75  1,00  1,00  0,50  1,00  0,00  1,00  0,00  0,75  1,00  0,25  1,00  1,00  1,00  0,75  0,50  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  0,25  
NE 0,25  0,50  0,25  0,75  0,25  0,50  0,50  0,50  0,25  0,25  0,75  0,25  0,25  0,75  0,50  0,25  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,25  1,00  
NG 0,75  1,00  0,75  0,75  0,75  0,00  1,00  0,00  0,50  0,50  0,75  0,75  0,50  1,00  1,00  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,50  0,50  0,50  
NN 0,75  1,00  1,00  0,75  1,00  0,00  1,00  0,00  0,50  0,50  0,50  0,75  0,75  1,00  0,75  0,75  1,00  1,00  0,75  1,00  0,75  1,00  0,75  0,75  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 551
 j 
i NP NR  NW  OL  OX  PA  PE  PH  PL  PO  PR  RG  RH  RM  S  SA  SE  SG  SK  SL  SM  SN  SO  SP  SR  
NP 1,00  0,75  0,75  0,50  1,00  0,00  0,75  0,00  0,75  0,50  0,50  0,75  0,50  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,50  
NR 0,75  1,00  1,00  0,50  1,00  0,00  1,00  0,00  0,50  0,75  0,50  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,75  0,50  
NW 0,75  1,00  1,00  0,50  1,00  0,00  1,00  0,00  0,75  1,00  0,25  1,00  1,00  1,00  0,50  0,50  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  0,25  
OL 0,50  0,50  0,50  1,00  0,50  0,25  0,75  0,25  0,25  0,25  1,00  0,50  0,25  0,75  1,00  0,75  0,50  0,50  1,00  0,50  0,50  0,50  0,25  0,50  0,75  
OX 1,00  1,00  1,00  0,50  1,00  0,00  1,00  0,00  0,75  0,75  0,50  1,00  0,75  1,00  0,75  0,75  1,00  1,00  0,75  1,00  1,00  1,00  0,75  1,00  0,50  
PA 0,00  0,00  0,00  0,25  0,00  1,00  0,25  1,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,50  
PE 0,75  1,00  1,00  0,75  1,00  0,25  1,00  0,25  0,50  0,75  0,50  1,00  0,75  0,75  1,00  0,75  0,75  1,00  0,75  1,00  0,75  1,00  0,75  0,75  0,50  
PH 0,00  0,00  0,00  0,25  0,00  1,00  0,25  1,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
PL 0,75  0,50  0,75  0,25  0,75  0,00  0,50  0,00  1,00  0,75  0,25  0,75  0,75  1,00  0,50  0,75  0,75  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,25  
PO 0,50  0,75  1,00  0,25  0,75  0,00  0,75  0,00  0,75  1,00  0,25  1,00  1,00  1,00  0,25  0,50  1,00  0,75  0,25  1,00  1,00  0,75  1,00  1,00  0,25  
PR 0,50  0,50  0,25  1,00  0,50  0,25  0,50  0,25  0,25  0,25  1,00  0,25  0,25  0,50  0,75  0,50  0,25  0,25  1,00  0,25  0,25  0,25  0,25  0,25  0,75  
RG 0,75  1,00  1,00  0,50  1,00  0,00  1,00  0,00  0,75  1,00  0,25  1,00  1,00  1,00  0,50  0,75  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  0,25  
RH 0,50  1,00  1,00  0,25  0,75  0,00  0,75  0,00  0,75  1,00  0,25  1,00  1,00  1,00  0,50  0,50  1,00  0,75  0,25  1,00  1,00  0,75  1,00  1,00  0,25  
RM 1,00  1,00  1,00  0,75  1,00  0,25  0,75  0,00  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  0,50  
S 0,75  1,00  0,50  1,00  0,75  0,00  1,00  0,25  0,50  0,25  0,75  0,50  0,50  1,00  1,00  0,75  0,75  0,75  1,00  0,50  0,50  0,75  0,50  0,50  0,75  
SA 1,00  0,75  0,50  0,75  0,75  0,00  0,75  0,00  0,75  0,50  0,50  0,75  0,50  1,00  0,75  1,00  0,75  0,50  0,75  0,50  0,50  0,75  0,50  0,75  0,50  
SE 0,75  1,00  1,00  0,50  1,00  0,00  0,75  0,00  0,75  1,00  0,25  1,00  1,00  1,00  0,75  0,75  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  0,25  
SG 0,75  1,00  1,00  0,50  1,00  0,00  1,00  0,00  0,50  0,75  0,25  1,00  0,75  1,00  0,75  0,50  1,00  1,00  0,50  1,00  1,00  1,00  0,75  0,75  0,25  
SK 0,75  0,75  0,50  1,00  0,75  0,25  0,75  0,00  0,50  0,25  1,00  0,50  0,25  0,75  1,00  0,75  0,50  0,50  1,00  0,50  0,50  0,50  0,25  0,50  0,75  
SL 0,75  1,00  1,00  0,50  1,00  0,00  1,00  0,00  0,75  1,00  0,25  1,00  1,00  1,00  0,50  0,50  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  0,25  
SM 0,75  1,00  1,00  0,50  1,00  0,00  0,75  0,00  0,75  1,00  0,25  1,00  1,00  1,00  0,50  0,50  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  0,25  
SN 1,00  1,00  1,00  0,50  1,00  0,00  1,00  0,00  0,75  0,75  0,25  1,00  0,75  1,00  0,75  0,75  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 552
 j 
i NP NR  NW  OL  OX  PA  PE  PH  PL  PO  PR  RG  RH  RM  S  SA  SE  SG  SK  SL  SM  SN  SO  SP  SR  
SO 0,75  0,75  1,00  0,25  0,75  0,00  0,75  0,00  0,75  1,00  0,25  1,00  1,00  1,00  0,50  0,50  1,00  0,75  0,25  1,00  1,00  1,00  1,00  1,00  0,25  
SP 0,75  0,75  1,00  0,50  1,00  0,00  0,75  0,00  0,75  1,00  0,25  1,00  1,00  1,00  0,50  0,75  1,00  0,75  0,50  1,00  1,00  1,00  1,00  1,00  0,25  
SR 0,50  0,50  0,25  0,75  0,50  0,50  0,50  0,25  0,25  0,25  0,75  0,25  0,25  0,50  0,75  0,50  0,25  0,25  0,75  0,25  0,25  0,25  0,25  0,25  1,00  
j 
i NP NR  NW  OL  OX  PA  PE  PH  PL  PO  PR  RG  RH  RM  S  SA  SE  SG  SK  SL  SM  SN  SO  SP  SR  
SS 0,25  0,75  0,50  0,50  0,50  0,25  0,75  0,25  0,25  0,50  0,25  0,50  0,50  0,25  0,50  0,25  0,50  0,50  0,25  0,50  0,25  0,50  0,50  0,25  0,50  
ST 0,75  0,75  0,50  1,00  0,75  0,00  1,00  0,00  0,50  0,25  0,75  0,50  0,50  1,00  1,00  0,75  0,75  0,75  1,00  0,50  0,50  0,75  0,50  0,50  0,50  
SW 0,75  1,00  1,00  0,50  1,00  0,00  1,00  0,00  0,75  1,00  0,25  1,00  1,00  1,00  0,50  0,50  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  0,25  
SY 0,75  0,75  0,50  1,00  0,75  0,00  0,75  0,00  0,50  0,25  0,75  0,50  0,50  0,75  1,00  0,75  0,50  0,75  1,00  0,50  0,50  0,75  0,50  0,50  0,50  
TA 1,00  0,75  0,75  0,50  1,00  0,00  0,75  0,00  1,00  0,75  0,25  1,00  0,75  1,00  0,50  0,75  1,00  0,75  0,50  0,75  0,75  1,00  0,75  1,00  0,25  
TD 0,25  0,25  0,00  0,50  0,25  0,75  0,25  0,75  0,25  0,00  0,50  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,75  
TF 0,75  0,75  0,50  1,00  0,75  0,00  0,75  0,00  0,50  0,25  0,75  0,50  0,50  0,75  1,00  0,75  0,50  0,75  1,00  0,50  0,50  0,75  0,50  0,50  0,50  
TN 0,50  0,75  1,00  0,25  0,75  0,00  0,75  0,00  0,50  1,00  0,25  0,75  1,00  1,00  0,25  0,50  1,00  0,75  0,25  0,75  1,00  0,75  1,00  0,75  0,25  
TQ 0,75  0,50  0,75  0,25  0,75  0,00  0,50  0,00  1,00  0,75  0,25  0,75  0,75  1,00  0,50  0,75  0,75  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,25  
TR 0,75  0,50  0,50  0,25  0,75  0,00  0,50  0,00  1,00  0,75  0,25  0,75  0,50  1,00  0,50  0,75  0,75  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,25  
TS 0,50  0,50  0,25  0,75  0,50  0,25  0,50  0,25  0,25  0,25  1,00  0,25  0,25  0,75  0,75  0,50  0,50  0,25  0,75  0,25  0,25  0,25  0,25  0,25  1,00  
TW 0,75  1,00  1,00  0,50  1,00  0,00  1,00  0,00  0,75  1,00  0,25  1,00  1,00  1,00  0,50  0,50  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  0,25  
UB 0,75  1,00  1,00  0,50  1,00  0,00  1,00  0,00  0,75  1,00  0,25  1,00  1,00  1,00  0,50  0,50  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  0,25  
W 0,75  1,00  1,00  0,50  1,00  0,00  1,00  0,00  0,75  1,00  0,25  1,00  1,00  1,00  0,50  0,50  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  0,25  
WA 0,50  0,75  0,50  1,00  0,50  0,25  0,75  0,00  0,25  0,25  1,00  0,50  0,25  0,75  1,00  0,75  0,50  0,50  1,00  0,50  0,50  0,50  0,25  0,50  0,75  
WC 0,75  1,00  1,00  0,50  1,00  0,00  1,00  0,00  0,75  1,00  0,25  1,00  1,00  1,00  0,50  0,50  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  0,25  
WD 0,75  1,00  1,00  0,50  1,00  0,00  1,00  0,00  0,75  0,75  0,25  1,00  1,00  1,00  0,75  0,50  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 553
 j 
i NP NR  NW  OL  OX  PA  PE  PH  PL  PO  PR  RG  RH  RM  S  SA  SE  SG  SK  SL  SM  SN  SO  SP  SR  
WF 0,50  0,75  0,50  1,00  0,50  0,25  0,75  0,00  0,25  0,25  1,00  0,50  0,25  0,75  1,00  0,50  0,50  0,50  1,00  0,50  0,50  0,50  0,25  0,50  0,75  
WN 0,50  0,50  0,50  1,00  0,50  0,25  0,75  0,25  0,25  0,25  1,00  0,25  0,25  0,50  1,00  0,50  0,25  0,50  1,00  0,25  0,50  0,50  0,25  0,25  0,75  
WR 1,00  0,75  0,75  0,75  1,00  0,00  1,00  0,00  0,75  0,50  0,50  0,75  0,50  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,50  0,75  0,50  
WS 0,75  0,75  0,75  0,75  1,00  0,00  1,00  0,00  0,50  0,50  0,75  0,75  0,50  1,00  1,00  0,75  0,75  0,75  1,00  0,75  0,50  0,75  0,50  0,75  0,50  
WV 1,00  0,75  0,75  0,75  1,00  0,00  1,00  0,00  0,50  0,50  0,75  0,75  0,50  1,00  1,00  0,75  0,75  0,75  1,00  0,75  0,50  0,75  0,50  0,75  0,50  
YO 0,50  0,75  0,50  0,75  0,50  0,25  1,00  0,25  0,25  0,25  0,75  0,25  0,25  0,50  0,75  0,25  0,25  0,50  0,75  0,25  0,25  0,25  0,25  0,25  0,75  
ZE 0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
j 
i SS ST  SW  SY  TA  TD  TF  TN  TQ  TR  TS  TW  UB  W  WA  WC  WD  WF  WN  WR  WS  WV  YO  ZE  
AB 0,25  0,00  0,00  0,00  0,00  0,75  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,25  0,25  0,25  0,25  
AL 0,50  0,50  1,00  0,50  0,75  0,00  0,75  0,75  0,50  0,50  0,25  1,00  1,00  1,00  0,50  1,00  1,00  0,50  0,50  0,75  0,75  0,75  0,25  0,00  
B 0,50  1,00  0,75  1,00  0,75  0,25  1,00  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,50  0,00  
BA 0,25  0,50  0,75  0,75  1,00  0,25  0,75  0,75  1,00  0,75  0,25  1,00  1,00  0,75  0,50  1,00  1,00  0,50  0,50  0,75  0,75  0,75  0,25  0,00  
BB 0,25  0,75  0,25  0,75  0,25  0,50  0,75  0,25  0,25  0,25  1,00  0,25  0,25  0,25  1,00  0,50  0,50  1,00  1,00  0,50  0,75  0,75  0,75  0,00  
BD 0,50  0,75  0,50  0,75  0,50  0,50  0,75  0,25  0,25  0,25  1,00  0,50  0,50  0,50  1,00  0,50  0,50  1,00  1,00  0,75  0,75  0,75  0,75  0,00  
BH 0,25  0,50  0,75  0,50  1,00  0,00  0,50  0,75  1,00  0,75  0,25  0,75  0,75  0,75  0,25  0,75  0,75  0,25  0,25  0,50  0,50  0,50  0,25  0,00  
BL 0,50  1,00  0,50  1,00  0,50  0,50  0,75  0,25  0,25  0,25  0,75  0,50  0,50  0,50  1,00  0,50  0,50  1,00  1,00  0,75  0,75  0,75  0,75  0,00  
BN 0,50  0,25  0,75  0,25  0,50  0,00  0,25  1,00  0,50  0,50  0,25  0,75  0,75  0,75  0,25  0,75  0,75  0,25  0,25  0,50  0,25  0,25  0,25  0,00  
BR 0,25  0,50  1,00  0,50  0,75  0,25  0,50  1,00  0,75  0,50  0,25  1,00  1,00  1,00  0,50  1,00  1,00  0,50  0,50  0,75  0,50  0,50  0,25  0,00  
BS 0,50  0,75  0,75  0,75  1,00  0,25  0,75  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,50  0,75  0,75  0,50  0,50  1,00  0,75  0,75  0,25  0,00  
BT 0,25  0,25  0,00  0,25  0,00  0,75  0,25  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,25  0,25  0,25  0,25  
CA 0,25  0,50  0,25  0,50  0,25  0,75  0,50  0,00  0,00  0,00  0,75  0,25  0,25  0,25  0,75  0,25  0,25  0,50  0,75  0,25  0,25  0,25  0,50  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 554
 j 
i SS ST  SW  SY  TA  TD  TF  TN  TQ  TR  TS  TW  UB  W  WA  WC  WD  WF  WN  WR  WS  WV  YO  ZE  
CB 0,50  0,75  1,00  0,75  0,75  0,00  0,75  0,75  0,50  0,25  0,25  1,00  1,00  1,00  0,50  1,00  1,00  0,50  0,50  0,75  0,75  0,75  0,50  0,00  
CF 0,25  0,75  0,75  0,75  1,00  0,25  0,75  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,50  0,75  0,75  0,50  0,50  1,00  0,75  0,75  0,25  0,00  
CH 0,50  1,00  0,50  1,00  0,50  0,50  1,00  0,25  0,25  0,25  0,75  0,50  0,50  0,50  1,00  0,50  0,50  1,00  1,00  0,75  0,75  0,75  0,75  0,25  
CM 1,00  0,75  1,00  0,50  0,75  0,25  0,50  1,00  0,75  0,50  0,50  1,00  1,00  1,00  0,50  1,00  1,00  0,50  0,50  0,75  0,75  0,75  0,75  0,00  
CO 1,00  0,50  1,00  0,50  0,50  0,25  0,50  0,75  0,50  0,50  0,50  0,75  0,75  1,00  0,50  1,00  0,75  0,50  0,50  0,50  0,50  0,50  0,75  0,00  
CR 0,50  0,50  1,00  0,50  0,75  0,00  0,50  1,00  0,75  0,50  0,25  1,00  1,00  1,00  0,50  1,00  1,00  0,50  0,25  0,75  0,50  0,50  0,25  0,00  
CT 0,50  0,50  1,00  0,50  0,75  0,00  0,25  1,00  0,75  0,75  0,25  1,00  1,00  1,00  0,50  1,00  1,00  0,50  0,25  0,50  0,50  0,50  0,25  0,00  
CV 0,50  1,00  0,75  0,75  0,75  0,25  1,00  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,50  0,00  
CW 0,25  1,00  0,50  1,00  0,50  0,25  1,00  0,25  0,25  0,50  0,75  0,50  0,50  0,50  1,00  0,50  0,50  1,00  1,00  0,75  1,00  1,00  0,75  0,00  
DA 1,00  0,50  0,75  0,50  0,50  0,25  0,50  0,75  0,50  0,50  0,50  0,75  0,75  0,75  0,50  0,75  0,75  0,50  0,25  0,50  0,50  0,50  0,75  0,00  
DD 0,25  0,00  0,00  0,00  0,00  0,75  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,25  0,25  0,25  0,25  
DE 0,50  1,00  0,50  1,00  0,75  0,25  1,00  0,50  0,50  0,50  0,75  0,50  0,75  0,75  0,75  0,75  0,75  1,00  0,75  1,00  1,00  1,00  0,50  0,00  
j 
i SS ST  SW  SY  TA  TD  TF  TN  TQ  TR  TS  TW  UB  W  WA  WC  WD  WF  WN  WR  WS  WV  YO  ZE  
DG 0,25  0,25  0,00  0,25  0,00  1,00  0,25  0,00  0,00  0,25  0,75  0,00  0,00  0,00  0,50  0,00  0,00  0,50  0,50  0,25  0,25  0,25  0,50  0,25  
DH 0,50  0,50  0,25  0,50  0,25  0,75  0,50  0,00  0,25  0,25  1,00  0,25  0,25  0,25  0,75  0,25  0,25  0,75  0,75  0,25  0,50  0,50  0,75  0,00  
DL 0,50  0,75  0,25  0,50  0,25  0,75  0,50  0,25  0,25  0,25  1,00  0,25  0,25  0,25  0,75  0,25  0,25  0,75  1,00  0,50  0,50  0,50  0,75  0,00  
DN 0,75  0,50  0,50  0,50  0,50  0,25  0,50  0,25  0,25  0,25  0,50  0,25  0,25  0,50  0,50  0,25  0,25  0,50  0,50  0,50  0,50  0,50  1,00  0,00  
DT 0,25  0,50  0,75  0,50  1,00  0,00  0,50  0,75  1,00  0,75  0,25  0,75  0,75  0,75  0,25  0,75  0,75  0,25  0,25  0,75  0,50  0,50  0,25  0,00  
DY 0,25  1,00  0,75  1,00  0,75  0,25  1,00  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,50  0,00  
E 0,50  0,75  1,00  0,75  1,00  0,00  0,50  1,00  0,75  0,75  0,50  1,00  1,00  1,00  0,50  1,00  1,00  0,50  0,50  0,75  0,75  0,75  0,25  0,00  
EC 0,50  0,50  1,00  0,50  0,75  0,25  0,50  1,00  0,75  0,50  0,25  1,00  1,00  1,00  0,50  1,00  1,00  0,50  0,50  0,75  0,75  0,75  0,25  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 555
 j 
i SS ST  SW  SY  TA  TD  TF  TN  TQ  TR  TS  TW  UB  W  WA  WC  WD  WF  WN  WR  WS  WV  YO  ZE  
EH 0,25  0,25  0,25  0,25  0,00  1,00  0,25  0,00  0,00  0,00  0,50  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
EN 0,50  0,50  1,00  0,50  0,75  0,00  0,50  0,75  0,50  0,50  0,25  1,00  1,00  1,00  0,50  1,00  1,00  0,50  0,50  0,75  0,75  0,75  0,25  0,00  
EX 0,25  0,75  0,75  0,75  1,00  0,25  0,75  0,50  1,00  1,00  0,25  0,75  0,75  0,75  0,50  0,75  0,75  0,50  0,50  0,75  0,75  0,75  0,25  0,00  
FK 0,25  0,00  0,00  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,25  
FY 0,25  0,75  0,25  0,75  0,25  0,50  0,75  0,00  0,25  0,25  1,00  0,25  0,25  0,25  1,00  0,25  0,25  0,75  1,00  0,50  0,50  0,50  0,50  0,00  
G 0,25  0,25  0,00  0,25  0,00  0,75  0,25  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,25  0,25  0,25  0,25  
GL 0,25  0,75  0,75  0,75  1,00  0,25  1,00  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,50  1,00  1,00  1,00  0,50  0,00  
GU 0,50  0,50  1,00  0,50  0,75  0,00  0,50  1,00  0,75  0,50  0,25  1,00  1,00  1,00  0,25  1,00  1,00  0,25  0,25  0,75  0,50  0,50  0,25  0,00  
GY 0,25  0,25  0,50  0,25  0,50  0,00  0,25  0,75  0,50  0,50  0,00  0,50  0,50  0,50  0,25  0,50  0,50  0,25  0,00  0,25  0,25  0,25  0,00  0,00  
HA 0,50  0,50  1,00  0,50  0,75  0,00  0,50  1,00  0,75  0,50  0,25  1,00  1,00  1,00  0,50  1,00  1,00  0,50  0,50  0,75  0,75  0,75  0,25  0,00  
HD 0,50  1,00  0,50  1,00  0,50  0,50  1,00  0,25  0,25  0,25  0,75  0,50  0,50  0,50  1,00  0,50  0,50  1,00  1,00  0,75  0,75  0,75  0,75  0,00  
HG 0,50  0,75  0,25  0,75  0,50  0,50  0,75  0,25  0,25  0,25  1,00  0,25  0,25  0,25  1,00  0,50  0,50  1,00  1,00  0,50  0,75  0,75  0,75  0,00  
HP 0,50  0,75  1,00  0,75  0,75  0,00  0,75  0,75  0,75  0,50  0,25  1,00  1,00  1,00  0,50  1,00  1,00  0,50  0,50  0,75  0,75  0,75  0,25  0,00  
HR 0,25  1,00  0,75  1,00  0,75  0,25  1,00  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,50  0,00  
HS 0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  
HU 0,75  1,00  0,75  1,00  0,75  0,50  1,00  0,50  0,50  0,50  1,00  0,75  0,50  0,75  1,00  0,50  0,75  1,00  1,00  0,75  1,00  1,00  1,00  0,00  
HX 0,50  1,00  0,25  0,75  0,50  0,50  0,75  0,25  0,25  0,25  0,75  0,25  0,25  0,25  1,00  0,50  0,50  1,00  1,00  0,75  0,75  0,75  0,75  0,00  
j 
i SS ST  SW  SY  TA  TD  TF  TN  TQ  TR  TS  TW  UB  W  WA  WC  WD  WF  WN  WR  WS  WV  YO  ZE  
IG 0,25  1,00  1,00  1,00  1,00  0,25  0,75  1,00  1,00  1,00  0,50  1,00  1,00  1,00  0,75  1,00  1,00  0,75  0,50  1,00  1,00  1,00  0,50  0,00  
IM 0,25  0,50  0,25  0,50  0,25  0,75  0,50  0,00  0,25  0,25  0,75  0,00  0,00  0,25  0,75  0,25  0,25  0,50  0,75  0,25  0,25  0,25  0,50  0,00  
IP 0,75  0,75  1,00  0,50  0,75  0,25  0,75  1,00  0,50  0,50  0,50  1,00  1,00  1,00  0,50  1,00  1,00  0,50  0,50  0,75  0,75  0,75  0,50  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 556
 j 
i SS ST  SW  SY  TA  TD  TF  TN  TQ  TR  TS  TW  UB  W  WA  WC  WD  WF  WN  WR  WS  WV  YO  ZE  
IV 0,25  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,50  
JE 0,25  0,25  0,50  0,00  0,25  0,00  0,00  0,75  0,50  0,50  0,00  0,50  0,50  0,50  0,00  0,50  0,50  0,00  0,00  0,25  0,25  0,25  0,00  0,00  
KA 0,25  0,00  0,00  0,00  0,00  0,75  0,25  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,25  0,25  0,25  0,25  
KT 0,50  0,50  1,00  0,50  0,75  0,00  0,50  1,00  0,75  0,50  0,25  1,00  1,00  1,00  0,50  1,00  1,00  0,50  0,25  0,75  0,50  0,50  0,25  0,00  
KW 0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,75  
KY 0,25  0,25  0,00  0,25  0,00  1,00  0,25  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,25  0,25  0,25  0,25  
L 0,50  1,00  0,50  1,00  0,50  0,50  0,75  0,25  0,25  0,25  0,75  0,50  0,50  0,50  1,00  0,50  0,50  1,00  1,00  0,75  0,75  0,75  0,75  0,25  
LA 0,25  0,50  0,25  0,50  0,25  0,75  0,50  0,00  0,25  0,25  1,00  0,25  0,25  0,25  0,75  0,25  0,25  0,75  1,00  0,25  0,50  0,50  0,50  0,25  
LD 0,25  1,00  0,50  1,00  0,75  0,25  1,00  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,50  0,00  
LE 0,50  1,00  0,75  1,00  0,75  0,25  1,00  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,50  0,00  
LL 0,25  0,75  0,50  1,00  0,50  0,50  0,75  0,25  0,25  0,25  0,75  0,25  0,50  0,50  1,00  0,50  0,50  0,75  1,00  0,75  0,75  0,75  0,50  0,25  
LN 0,75  1,00  0,75  1,00  0,75  0,25  1,00  0,75  0,50  0,50  0,75  0,75  0,75  0,75  1,00  0,75  0,75  1,00  0,75  1,00  1,00  1,00  1,00  0,00  
LS 0,50  1,00  0,50  0,75  0,50  0,50  0,75  0,25  0,25  0,25  1,00  0,50  0,50  0,50  1,00  0,50  0,50  1,00  1,00  0,75  0,75  0,75  0,75  0,00  
LU 0,25  0,75  1,00  0,75  0,75  0,00  0,75  0,75  0,50  0,50  0,25  1,00  1,00  1,00  0,50  1,00  1,00  0,50  0,50  1,00  0,75  0,75  0,50  0,00  
M 0,50  1,00  0,50  1,00  0,50  0,50  1,00  0,25  0,25  0,50  0,75  0,50  0,50  0,50  1,00  0,50  0,50  1,00  1,00  0,75  0,75  0,75  0,75  0,00  
ME 1,00  0,25  0,50  0,25  0,25  0,25  0,25  0,50  0,25  0,00  0,25  0,50  0,25  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,75  0,00  
MK 0,50  0,75  1,00  0,75  0,75  0,25  0,75  0,75  0,50  0,50  0,50  1,00  1,00  1,00  0,50  1,00  1,00  0,50  0,50  1,00  0,75  0,75  0,50  0,00  
ML 0,25  0,00  0,00  0,00  0,00  1,00  0,25  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,25  0,25  0,25  0,25  
N 0,50  0,50  1,00  0,50  0,75  0,00  0,50  1,00  0,75  0,50  0,25  1,00  1,00  1,00  0,50  1,00  1,00  0,50  0,50  0,75  0,75  0,75  0,50  0,00  
NE 0,50  0,50  0,25  0,50  0,25  0,75  0,50  0,25  0,25  0,25  1,00  0,25  0,25  0,25  0,50  0,25  0,25  0,50  0,75  0,25  0,50  0,25  0,50  0,25  
NG 0,50  1,00  0,75  1,00  0,75  0,25  1,00  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  1,00  1,00  1,00  0,75  0,00  
NN 0,50  0,75  0,75  0,75  0,75  0,25  0,75  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,50  1,00  1,00  1,00  0,50  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 557
 j 
i SS ST  SW  SY  TA  TD  TF  TN  TQ  TR  TS  TW  UB  W  WA  WC  WD  WF  WN  WR  WS  WV  YO  ZE  
NP 0,25  0,75  0,75  0,75  1,00  0,25  0,75  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,50  0,75  0,75  0,50  0,50  1,00  0,75  1,00  0,50  0,00  
NR 0,75  0,75  1,00  0,75  0,75  0,25  0,75  0,75  0,50  0,50  0,50  1,00  1,00  1,00  0,75  1,00  1,00  0,75  0,50  0,75  0,75  0,75  0,75  0,00  
NW 0,50  0,50  1,00  0,50  0,75  0,00  0,50  1,00  0,75  0,50  0,25  1,00  1,00  1,00  0,50  1,00  1,00  0,50  0,50  0,75  0,75  0,75  0,50  0,00  
OL 0,50  1,00  0,50  1,00  0,50  0,50  1,00  0,25  0,25  0,25  0,75  0,50  0,50  0,50  1,00  0,50  0,50  1,00  1,00  0,75  0,75  0,75  0,75  0,00  
OX 0,50  0,75  1,00  0,75  1,00  0,25  0,75  0,75  0,75  0,75  0,50  1,00  1,00  1,00  0,50  1,00  1,00  0,50  0,50  1,00  1,00  1,00  0,50  0,00  
PA 0,25  0,00  0,00  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,25  0,25  
PE 0,75  1,00  1,00  0,75  0,75  0,25  0,75  0,75  0,50  0,50  0,50  1,00  1,00  1,00  0,75  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  0,00  
PH 0,25  0,00  0,00  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,25  
PL 0,25  0,50  0,75  0,50  1,00  0,25  0,50  0,50  1,00  1,00  0,25  0,75  0,75  0,75  0,25  0,75  0,75  0,25  0,25  0,75  0,50  0,50  0,25  0,00  
PO 0,50  0,25  1,00  0,25  0,75  0,00  0,25  1,00  0,75  0,75  0,25  1,00  1,00  1,00  0,25  1,00  0,75  0,25  0,25  0,50  0,50  0,50  0,25  0,00  
PR 0,25  0,75  0,25  0,75  0,25  0,50  0,75  0,25  0,25  0,25  1,00  0,25  0,25  0,25  1,00  0,25  0,25  1,00  1,00  0,50  0,75  0,75  0,75  0,00  
RG 0,50  0,50  1,00  0,50  1,00  0,00  0,50  0,75  0,75  0,75  0,25  1,00  1,00  1,00  0,50  1,00  1,00  0,50  0,25  0,75  0,75  0,75  0,25  0,00  
RH 0,50  0,50  1,00  0,50  0,75  0,00  0,50  1,00  0,75  0,50  0,25  1,00  1,00  1,00  0,25  1,00  1,00  0,25  0,25  0,50  0,50  0,50  0,25  0,00  
RM 0,25  1,00  1,00  0,75  1,00  0,00  0,75  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  1,00  1,00  0,75  0,50  1,00  1,00  1,00  0,50  0,00  
S 0,50  1,00  0,50  1,00  0,50  0,25  1,00  0,25  0,50  0,50  0,75  0,50  0,50  0,50  1,00  0,50  0,75  1,00  1,00  0,75  1,00  1,00  0,75  0,00  
SA 0,25  0,75  0,50  0,75  0,75  0,25  0,75  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,25  0,25  
SE 0,50  0,75  1,00  0,50  1,00  0,00  0,50  1,00  0,75  0,75  0,50  1,00  1,00  1,00  0,50  1,00  1,00  0,50  0,25  0,75  0,75  0,75  0,25  0,00  
SG 0,50  0,75  1,00  0,75  0,75  0,00  0,75  0,75  0,50  0,50  0,25  1,00  1,00  1,00  0,50  1,00  1,00  0,50  0,50  0,75  0,75  0,75  0,50  0,00  
SK 0,25  1,00  0,50  1,00  0,50  0,25  1,00  0,25  0,50  0,50  0,75  0,50  0,50  0,50  1,00  0,50  0,50  1,00  1,00  0,75  1,00  1,00  0,75  0,00  
SL 0,50  0,50  1,00  0,50  0,75  0,00  0,50  0,75  0,75  0,50  0,25  1,00  1,00  1,00  0,50  1,00  1,00  0,50  0,25  0,75  0,75  0,75  0,25  0,00  
SM 0,25  0,50  1,00  0,50  0,75  0,25  0,50  1,00  0,75  0,75  0,25  1,00  1,00  1,00  0,50  1,00  1,00  0,50  0,50  0,75  0,50  0,50  0,25  0,00  
SN 0,50  0,75  1,00  0,75  1,00  0,00  0,75  0,75  0,75  0,75  0,25  1,00  1,00  1,00  0,50  1,00  1,00  0,50  0,50  1,00  0,75  0,75  0,25  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 558
 j 
i SS ST  SW  SY  TA  TD  TF  TN  TQ  TR  TS  TW  UB  W  WA  WC  WD  WF  WN  WR  WS  WV  YO  ZE  
SO 0,50  0,50  1,00  0,50  0,75  0,00  0,50  1,00  0,75  0,75  0,25  1,00  1,00  1,00  0,25  1,00  1,00  0,25  0,25  0,50  0,50  0,50  0,25  0,00  
SP 0,25  0,50  1,00  0,50  1,00  0,00  0,50  0,75  0,75  0,75  0,25  1,00  1,00  1,00  0,50  1,00  1,00  0,50  0,25  0,75  0,75  0,75  0,25  0,00  
SR 0,50  0,50  0,25  0,50  0,25  0,75  0,50  0,25  0,25  0,25  1,00  0,25  0,25  0,25  0,75  0,25  0,25  0,75  0,75  0,50  0,50  0,50  0,75  0,00  
j 
i SS ST  SW  SY  TA  TD  TF  TN  TQ  TR  TS  TW  UB  W  WA  WC  WD  WF  WN  WR  WS  WV  YO  ZE  
SS 1,00  0,25  0,50  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,75  0,00  
ST 0,25  1,00  0,50  1,00  0,75  0,25  1,00  0,25  0,50  0,50  0,75  0,50  0,50  0,50  1,00  0,50  0,50  1,00  1,00  1,00  1,00  1,00  0,50  0,00  
SW 0,50  0,50  1,00  0,50  0,75  0,00  0,50  1,00  0,75  0,50  0,25  1,00  1,00  1,00  0,50  1,00  1,00  0,50  0,25  0,75  0,75  0,75  0,25  0,00  
SY 0,25  1,00  0,50  1,00  0,75  0,25  1,00  0,25  0,50  0,50  0,50  0,50  0,50  0,50  1,00  0,50  0,50  0,75  1,00  1,00  1,00  1,00  0,50  0,00  
TA 0,25  0,75  0,75  0,75  1,00  0,25  0,75  0,75  1,00  0,75  0,25  0,75  0,75  0,75  0,50  0,75  0,75  0,50  0,50  0,75  0,75  0,75  0,25  0,00  
TD 0,25  0,25  0,00  0,25  0,25  1,00  0,25  0,00  0,00  0,25  0,75  0,00  0,00  0,00  0,50  0,25  0,00  0,50  0,50  0,25  0,25  0,25  0,50  0,25  
TF 0,25  1,00  0,50  1,00  0,75  0,25  1,00  0,25  0,50  0,50  0,50  0,50  0,50  0,50  1,00  0,50  0,75  1,00  0,75  1,00  1,00  1,00  0,50  0,00  
TN 0,50  0,25  1,00  0,25  0,75  0,00  0,25  1,00  0,50  0,50  0,25  1,00  0,75  1,00  0,25  1,00  0,75  0,25  0,25  0,50  0,50  0,50  0,25  0,00  
TQ 0,25  0,50  0,75  0,50  1,00  0,00  0,50  0,50  1,00  1,00  0,25  0,75  0,75  0,75  0,25  0,75  0,75  0,25  0,25  0,50  0,50  0,50  0,25  0,00  
TR 0,25  0,50  0,50  0,50  0,75  0,25  0,50  0,50  1,00  1,00  0,25  0,50  0,50  0,50  0,25  0,50  0,50  0,25  0,25  0,50  0,50  0,50  0,25  0,00  
TS 0,50  0,75  0,25  0,50  0,25  0,75  0,50  0,25  0,25  0,25  1,00  0,25  0,25  0,25  0,75  0,25  0,25  0,75  0,75  0,50  0,50  0,50  0,75  0,00  
TW 0,50  0,50  1,00  0,50  0,75  0,00  0,50  1,00  0,75  0,50  0,25  1,00  1,00  1,00  0,50  1,00  1,00  0,50  0,25  0,75  0,75  0,75  0,25  0,00  
UB 0,50  0,50  1,00  0,50  0,75  0,00  0,50  0,75  0,75  0,50  0,25  1,00  1,00  1,00  0,50  1,00  1,00  0,50  0,25  0,75  0,75  0,75  0,25  0,00  
W 0,50  0,50  1,00  0,50  0,75  0,00  0,50  1,00  0,75  0,50  0,25  1,00  1,00  1,00  0,50  1,00  1,00  0,50  0,25  0,75  0,75  0,75  0,25  0,00  
WA 0,25  1,00  0,50  1,00  0,50  0,50  1,00  0,25  0,25  0,25  0,75  0,50  0,50  0,50  1,00  0,50  0,50  1,00  1,00  0,75  0,75  0,75  0,75  0,00  
WC 0,50  0,50  1,00  0,50  0,75  0,25  0,50  1,00  0,75  0,50  0,25  1,00  1,00  1,00  0,50  1,00  1,00  0,50  0,50  0,75  0,75  0,75  0,25  0,00  
WD 0,50  0,50  1,00  0,50  0,75  0,00  0,75  0,75  0,75  0,50  0,25  1,00  1,00  1,00  0,50  1,00  1,00  0,50  0,50  0,75  0,75  0,75  0,25  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 559
 j 
i SS ST  SW  SY  TA  TD  TF  TN  TQ  TR  TS  TW  UB  W  WA  WC  WD  WF  WN  WR  WS  WV  YO  ZE  
WF 0,50  1,00  0,50  0,75  0,50  0,50  1,00  0,25  0,25  0,25  0,75  0,50  0,50  0,50  1,00  0,50  0,50  1,00  1,00  0,75  1,00  1,00  0,75  0,00  
WN 0,50  1,00  0,25  1,00  0,50  0,50  0,75  0,25  0,25  0,25  0,75  0,25  0,25  0,25  1,00  0,50  0,50  1,00  1,00  0,75  0,75  0,75  0,75  0,00  
WR 0,25  1,00  0,75  1,00  0,75  0,25  1,00  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,50  0,00  
WS 0,25  1,00  0,75  1,00  0,75  0,25  1,00  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  1,00  1,00  1,00  0,50  0,00  
WV 0,25  1,00  0,75  1,00  0,75  0,25  1,00  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  1,00  1,00  1,00  0,50  0,00  
YO 0,75  0,50  0,25  0,50  0,25  0,50  0,50  0,25  0,25  0,25  0,75  0,25  0,25  0,25  0,75  0,25  0,25  0,75  0,75  0,50  0,50  0,50  1,00  0,00  
ZE 0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 560
 ANNEX XXIII  
CORRELATION COEFFICIENTS FOR EARTHQUAKE RISK  
The correlation parameter Corr  (earthquake,r,i,j)  referred to in Article 122(2) for region  r shall be equal to the item set out in row  i and in column  j of the following correlation matrices. The 
headings of the rows and columns denote the region specific risk zones according to the numbers of the segments set out in Anne x IX.  
Correlation coefficients for regions with only one risk zone  
The correlation coefficients for the regions Republic of Malta, Guadeloupe, Martinique and St Martin shall be equal to 1.  
Correlation coefficients for earthquake risk in the Republic of Austria  
j 
i 10 11  12  13  20  21  22  23  24  25  26  27  28  30  31  32  33  34  35  36  37  38  39  40  41  42  
10 1,00  1,00  1,00  0,75  0,50  0,75  0,75  1,00  0,75  0,75  0,50  0,50  0,25  0,75  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,00  0,00  0,75  0,00  0,00  
11 1,00  1,00  1,00  0,75  0,50  0,75  0,75  1,00  0,75  0,75  0,50  0,50  0,25  0,75  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,00  0,00  0,50  0,00  0,00  
12 1,00  1,00  1,00  0,75  0,50  0,75  0,75  1,00  0,75  0,75  0,25  0,25  0,25  0,75  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,00  0,00  0,50  0,00  0,00  
13 0,75  0,75  0,75  1,00  0,50  0,50  0,75  0,75  0,75  0,50  0,25  0,25  0,25  0,50  0,25  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  1,00  0,50  0,75  
20 0,50  0,50  0,50  0,50  1,00  1,00  0,75  0,50  0,25  0,25  0,25  0,25  0,25  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  1,00  0,75  0,75  
21 0,75  0,75  0,75  0,50  1,00  1,00  0,75  0,50  0,50  0,50  0,25  0,25  0,25  0,75  0,50  0,75  0,75  1,00  0,75  0,75  0,75  0,50  0,50  1,00  0,50  0,50  
22 0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,50  0,50  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,25  0,25  0,75  0,25  0,50  
23 1,00  1,00  1,00  0,75  0,50  0,50  0,75  1,00  0,75  0,75  0,50  0,50  0,25  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,00  0,00  0,50  0,00  0,00  
24 0,75  0,75  0,75  0,75  0,25  0,50  0,50  0,75  1,00  0,75  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,25  0,25  0,25  0,00  0,00  0,75  0,00  0,25  
25 0,75  0,75  0,75  0,50  0,25  0,50  0,50  0,75  0,75  1,00  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,25  0,75  0,25  0,00  
26 0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,75  1,00  1,00  0,75  0,50  0,50  0,50  0,50  0,25  0,50  0,25  0,25  0,00  0,00  0,75  0,25  0,25  
27 0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,75  1,00  1,00  0,75  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,75  0,00  0,25  
28 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,75  0,75  1,00  0,50  0,50  0,50  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,75  0,25  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 561
 j 
i 10 11  12  13  20  21  22  23  24  25  26  27  28  30  31  32  33  34  35  36  37  38  39  40  41  42  
30 0,75  0,75  0,75  0,50  0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,50  1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,50  0,50  1,00  0,50  0,75  
31 0,50  0,50  0,50  0,25  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,50  0,50  1,00  0,50  0,50  
32 0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,25  0,50  0,50  0,50  0,50  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  
33 0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,75  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
34 0,75  0,75  0,75  0,50  0,75  1,00  0,75  0,50  0,50  0,50  0,25  0,25  0,25  1,00  0,75  0,75  0,75  1,00  1,00  0,75  0,75  0,50  0,50  1,00  0,50  0,50  
35 0,50  0,50  0,50  0,75  1,00  0,75  0,50  0,50  0,25  0,50  0,50  0,25  0,50  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
36 0,50  0,50  0,50  0,50  1,00  0,75  0,50  0,50  0,25  0,50  0,25  0,25  0,25  0,75  0,75  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
37 0,50  0,50  0,50  0,50  1,00  0,75  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,75  0,75  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
38 0,00  0,00  0,00  0,50  0,75  0,50  0,25  0,00  0,00  0,50  0,00  0,00  0,25  0,50  0,50  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
39 0,00  0,00  0,00  0,50  0,75  0,50  0,25  0,00  0,00  0,25  0,00  0,00  0,25  0,50  0,50  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
40 0,75  0,50  0,50  1,00  1,00  1,00  0,75  0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
41 0,00  0,00  0,00  0,50  0,75  0,50  0,25  0,00  0,00  0,25  0,25  0,00  0,25  0,50  0,50  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
42 0,00  0,00  0,00  0,75  0,75  0,50  0,50  0,00  0,25  0,00  0,25  0,25  0,50  0,75  0,50  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
j 
i 10 11  12  13  20  21  22  23  24  25  26  27  28  30  31  32  33  34  35  36  37  38  39  40  41  42  
43 0,25  0,25  0,25  0,75  0,75  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
44 0,25  0,25  0,25  0,75  1,00  0,75  0,50  0,25  0,25  0,25  0,50  0,25  0,75  0,75  0,75  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
45 0,00  0,00  0,00  0,75  0,75  0,50  0,50  0,00  0,25  0,25  0,25  0,25  0,50  0,50  0,50  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
46 0,25  0,25  0,25  0,75  1,00  0,75  0,75  0,25  0,25  0,25  0,50  0,50  0,75  0,75  0,75  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
47 0,00  0,00  0,00  0,75  0,75  0,50  0,50  0,00  0,25  0,25  0,25  0,25  0,50  0,50  0,50  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
48 0,25  0,00  0,25  0,75  0,75  0,75  0,50  0,25  0,25  0,25  0,50  0,25  0,50  0,75  0,75  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 562
 j 
i 10 11  12  13  20  21  22  23  24  25  26  27  28  30  31  32  33  34  35  36  37  38  39  40  41  42  
49 0,00  0,00  0,00  0,75  0,75  0,50  0,25  0,00  0,00  0,00  0,25  0,00  0,50  0,50  0,50  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
50 0,25  0,25  0,25  0,75  0,75  0,75  0,75  0,25  0,50  0,25  0,50  0,50  0,75  0,75  0,75  0,75  1,00  0,75  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  
51 0,00  0,00  0,00  0,75  0,75  0,50  0,25  0,00  0,00  0,00  0,25  0,25  0,50  0,50  0,50  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
52 0,00  0,00  0,00  0,50  0,75  0,50  0,25  0,00  0,00  0,00  0,25  0,00  0,25  0,50  0,50  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
53 0,00  0,00  0,00  0,50  0,75  0,50  0,25  0,00  0,00  0,00  0,25  0,00  0,50  0,50  0,50  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
54 0,00  0,00  0,00  0,50  0,75  0,50  0,50  0,00  0,00  0,00  0,25  0,25  0,50  0,50  0,50  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
55 0,00  0,00  0,00  0,25  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,50  0,75  0,25  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  
56 0,00  0,00  0,00  0,25  0,50  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,75  0,75  0,25  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  
57 0,00  0,00  0,00  0,25  0,50  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,50  0,75  0,25  0,75  0,50  0,50  0,75  0,75  1,00  0,75  0,75  
60 0,25  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,75  0,00  0,25  
61 0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,75  0,25  0,50  
62 0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,50  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,75  0,50  0,50  
63 0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,50  0,50  0,50  0,25  0,50  0,25  0,25  0,25  0,50  0,75  0,50  0,50  
64 0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,50  0,50  0,25  0,50  0,25  0,25  0,25  0,50  0,75  0,50  0,50  
65 0,00  0,00  0,00  0,25  0,50  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,50  0,75  0,25  0,75  0,75  0,50  0,75  0,75  1,00  0,75  0,75  
66 0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,50  0,50  0,25  0,50  0,50  0,25  0,50  0,50  0,75  0,50  0,75  
67 0,00  0,00  0,00  0,25  0,50  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,50  0,50  0,50  0,50  0,25  0,75  0,50  0,50  0,50  0,75  1,00  0,75  0,75  
68 0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,75  0,25  0,25  
69 0,00  0,00  0,00  0,25  0,50  0,50  0,25  0,00  0,25  0,00  0,25  0,25  0,25  0,50  0,50  0,50  0,75  0,50  0,75  0,50  0,50  0,50  0,50  1,00  0,75  0,75  
70 0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,50  0,75  0,50  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,00  0,25  0,75  0,25  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 563
 j 
i 10 11  12  13  20  21  22  23  24  25  26  27  28  30  31  32  33  34  35  36  37  38  39  40  41  42  
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86 0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,25  0,50  0,50  0,50  0,25  0,50  0,25  0,25  0,00  0,25  0,75  0,25  0,25  
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88 0,00  0,00  0,00  0,25  0,50  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,50  0,75  0,25  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  
89 0,00  0,00  0,00  0,50  0,75  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,50  0,25  0,75  1,00  0,25  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
90 0,25  0,00  0,25  0,50  0,75  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  
91 0,00  0,00  0,00  0,25  0,50  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,50  0,75  0,25  0,75  0,75  0,50  0,75  0,75  1,00  0,75  0,75  
92 0,00  0,00  0,00  0,25  0,50  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,75  0,75  0,25  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  
93 0,00  0,00  0,00  0,25  0,50  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,50  0,25  0,75  0,75  0,25  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  
94 0,00  0,00  0,00  0,50  0,50  0,50  0,25  0,00  0,00  0,00  0,25  0,00  0,25  0,50  0,50  0,75  0,75  0,50  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  
95 0,00  0,00  0,00  0,25  0,50  0,50  0,25  0,00  0,25  0,00  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,50  1,00  0,50  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 564
 j 
i 10 11  12  13  20  21  22  23  24  25  26  27  28  30  31  32  33  34  35  36  37  38  39  40  41  42  
96 0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,50  0,50  0,00  0,50  0,50  0,25  0,50  0,50  1,00  0,50  0,75  
97 0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,50  0,50  0,25  0,75  0,50  0,50  0,50  0,75  1,00  0,75  0,75  
98 0,00  0,00  0,00  0,25  0,50  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,50  0,50  0,25  0,75  0,50  0,50  0,75  0,75  1,00  0,75  0,75  
99 0,00  0,00  0,00  0,25  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,50  0,75  0,25  0,75  0,75  0,50  0,75  0,75  1,00  0,75  1,00  
j 
i 43 44  45  46  47  48  49  50  51  52  53  54  55  56  57  60  61  62  63  64  65  66  67  68  69  70  
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12 0,25  0,25  0,00  0,25  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,50  
13 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,25  0,50  
20 0,75  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,00  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,25  0,50  0,25  
21 0,50  0,75  0,50  0,75  0,50  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  
22 0,25  0,50  0,50  0,75  0,50  0,50  0,25  0,75  0,25  0,25  0,25  0,50  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  
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25 0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,50  
26 0,25  0,50  0,25  0,50  0,25  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,75  
27 0,25  0,25  0,25  0,50  0,25  0,25  0,00  0,50  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,75  
28 0,50  0,75  0,50  0,75  0,50  0,50  0,50  0,75  0,50  0,25  0,50  0,50  0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,75  
30 0,50  0,75  0,50  0,75  0,50  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,50  
31 0,50  0,75  0,50  0,75  0,50  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,50  0,50  0,50  0,50  
32 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,50  0,75  0,50  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 565
 j 
i 43 44  45  46  47  48  49  50  51  52  53  54  55  56  57  60  61  62  63  64  65  66  67  68  69  70  
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34 0,50  0,75  0,50  0,75  0,50  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  
35 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,25  0,25  0,50  0,50  0,50  0,75  0,50  0,75  0,25  0,75  0,25  
36 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,50  0,00  0,25  0,25  0,25  0,25  0,75  0,50  0,50  0,00  0,50  0,25  
37 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,50  0,00  0,00  0,25  0,25  0,25  0,50  0,25  0,50  0,00  0,50  0,25  
38 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,00  0,25  0,25  0,25  0,25  0,75  0,50  0,50  0,00  0,50  0,00  
39 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,00  0,25  0,25  0,50  0,50  0,75  0,50  0,75  0,00  0,50  0,25  
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41 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,00  0,25  0,50  0,50  0,50  0,75  0,50  0,75  0,25  0,75  0,25  
42 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,25  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,25  0,75  0,25  
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i 43 44  45  46  47  48  49  50  51  52  53  54  55  56  57  60  61  62  63  64  65  66  67  68  69  70  
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44 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,25  0,50  0,75  0,75  0,75  1,00  0,75  0,75  0,50  0,75  0,50  
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46 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,50  0,50  0,75  0,75  0,75  1,00  0,75  0,75  0,50  0,75  0,50  
47 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,25  0,50  0,50  0,50  0,50  0,75  0,50  0,75  0,25  0,75  0,25  
48 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,25  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,50  
49 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,00  0,25  0,50  0,50  0,50  0,75  0,50  0,75  0,25  0,75  0,25  
50 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,50  
51 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,25  0,25  0,50  0,75  0,50  0,75  0,50  0,75  0,25  0,75  0,25  
52 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,00  0,25  0,50  0,50  0,50  0,75  0,50  0,75  0,25  0,75  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 566
 j 
i 43 44  45  46  47  48  49  50  51  52  53  54  55  56  57  60  61  62  63  64  65  66  67  68  69  70  
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61 0,25  0,50  0,50  0,50  0,50  0,50  0,25  0,75  0,25  0,25  0,25  0,25  0,00  0,25  0,25  1,00  1,00  0,75  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,00  
62 0,25  0,75  0,50  0,75  0,50  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,75  0,75  1,00  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,00  
63 0,50  0,75  0,50  0,75  0,50  0,75  0,50  0,75  0,75  0,50  0,50  0,75  0,25  0,50  0,75  0,25  0,50  0,50  1,00  0,25  0,25  0,25  0,25  0,25  0,50  0,25  
64 0,50  0,75  0,50  0,75  0,50  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,50  0,50  0,25  0,25  1,00  0,50  0,50  0,25  0,25  0,50  0,00  
65 0,75  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,00  0,25  0,25  0,25  0,50  1,00  0,50  0,50  0,25  0,50  0,00  
66 0,50  0,75  0,50  0,75  0,50  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  1,00  0,25  0,25  0,50  0,00  
67 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,25  0,50  0,50  0,00  0,25  0,25  0,25  0,25  0,50  0,25  1,00  0,75  0,75  0,25  
68 0,25  0,50  0,25  0,50  0,25  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,75  1,00  0,75  0,25  
69 0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,25  0,50  0,50  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,75  0,75  1,00  0,25  
70 0,25  0,50  0,25  0,50  0,25  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,25  0,25  1,00  
j 
i 43 44  45  46  47  48  49  50  51  52  53  54  55  56  57  60  61  62  63  64  65  66  67  68  69  70  
71 0,50  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,75  
72 0,50  0,75  0,50  0,75  0,50  0,50  0,50  0,75  0,50  0,25  0,50  0,50  0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,25  0,00  0,25  0,75  
73 0,75  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,00  0,00  0,25  0,25  0,25  0,50  0,25  0,50  0,00  0,50  0,50  
74 0,75  1,00  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,00  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,25  0,50  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 567
 j 
i 43 44  45  46  47  48  49  50  51  52  53  54  55  56  57  60  61  62  63  64  65  66  67  68  69  70  
75 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,00  0,25  0,50  0,50  0,50  0,75  0,50  0,50  0,25  0,50  0,50  
80 0,75  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,50  
81 0,50  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,50  0,25  0,50  0,25  
82 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,25  0,50  0,50  0,25  0,25  0,25  0,50  0,25  0,50  0,25  0,50  0,25  0,50  0,25  
83 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,25  0,50  0,50  0,50  0,50  0,75  0,50  0,75  0,50  0,75  0,50  
84 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,50  0,25  0,25  0,50  0,50  0,50  0,75  0,50  0,50  0,25  0,50  0,25  
85 0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,00  0,25  0,25  0,50  0,25  0,50  0,25  0,50  0,25  0,50  0,25  
86 0,25  0,50  0,50  0,50  0,25  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,25  0,25  0,25  0,25  
87 0,50  0,75  0,75  0,75  0,50  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  
88 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,50  0,00  0,00  0,25  0,25  0,25  0,50  0,25  0,50  0,00  0,50  0,00  
89 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,50  0,00  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,00  0,50  0,00  
90 0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,25  
91 0,75  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,00  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,00  0,50  0,00  
92 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,50  0,00  0,00  0,25  0,25  0,25  0,50  0,25  0,50  0,00  0,50  0,00  
93 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,50  0,00  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,25  0,50  0,00  
94 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,50  0,00  0,25  0,25  0,50  0,25  0,50  0,50  0,50  0,25  0,50  0,25  
95 0,50  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,50  0,50  0,75  0,50  0,50  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,50  0,25  0,50  0,25  
96 0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,25  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,25  0,00  
97 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,25  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,00  
98 0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,25  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,50  0,00  
99 0,75  1,00  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,50  0,00  0,00  0,25  0,25  0,25  0,50  0,25  0,25  0,00  0,25  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 568
 j 
i 71 72  73  74  75  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
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11 0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
12 0,25  0,25  0,25  0,25  0,00  0,50  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
13 0,50  0,25  0,25  0,50  0,50  0,50  0,25  0,25  0,50  0,50  0,25  0,00  0,00  0,25  0,50  0,50  0,25  0,25  0,25  0,50  0,25  0,00  0,25  0,25  0,25  
20 0,50  0,25  0,50  0,50  0,75  0,50  0,50  0,50  0,75  0,75  0,50  0,25  0,25  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,50  
21 0,50  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,50  0,50  0,00  0,25  0,25  0,25  
22 0,50  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,25  0,00  
23 0,25  0,25  0,25  0,25  0,00  0,50  0,25  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
24 0,75  0,50  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
25 0,25  0,50  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
26 0,25  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  
27 0,25  0,75  0,50  0,25  0,25  0,50  0,25  0,25  0,50  0,25  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
28 0,50  1,00  0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,25  0,50  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,25  0,00  
30 0,50  0,25  0,50  0,50  0,50  0,75  0,50  0,50  0,75  0,50  0,50  0,25  0,50  0,25  0,50  0,50  0,25  0,25  0,50  0,50  0,50  0,25  0,25  0,25  0,25  
31 0,50  0,25  0,50  0,50  0,50  0,75  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,25  0,25  0,25  0,50  0,50  0,25  0,25  0,25  0,25  
32 0,50  0,50  0,50  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,75  0,50  0,50  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  
33 0,50  0,50  0,75  0,75  1,00  0,75  0,50  0,75  1,00  1,00  0,75  0,50  0,50  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,75  
34 0,50  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,50  0,50  0,00  0,25  0,25  0,25  
35 0,50  0,50  0,75  0,75  1,00  0,75  0,50  0,75  1,00  1,00  0,75  0,50  0,50  0,75  1,00  0,75  0,75  1,00  0,75  0,75  0,50  0,50  0,75  0,75  0,75  
36 0,50  0,25  0,75  0,75  1,00  0,75  0,50  0,50  1,00  1,00  0,75  0,25  0,25  0,75  1,00  0,75  0,75  1,00  0,75  0,75  0,50  0,50  0,50  0,50  0,75  
37 0,50  0,25  0,50  0,75  1,00  0,50  0,25  0,50  0,75  0,75  0,75  0,25  0,25  0,75  1,00  0,75  0,50  0,75  0,75  0,75  0,25  0,25  0,50  0,50  0,50  
38 0,50  0,25  0,75  0,75  1,00  0,75  0,50  0,50  1,00  1,00  0,75  0,00  0,25  0,75  1,00  0,75  0,75  1,00  1,00  1,00  0,50  0,50  0,50  0,75  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 569
 j 
i 71 72  73  74  75  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
39 0,50  0,25  0,75  0,75  1,00  0,75  0,50  0,50  1,00  1,00  0,75  0,25  0,25  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,50  0,50  0,75  0,75  0,75  
40 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
41 0,50  0,25  0,75  0,75  1,00  0,75  0,50  0,75  1,00  1,00  0,75  0,25  0,50  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,50  0,50  0,75  0,75  0,75  
42 0,75  0,50  0,75  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  0,25  0,50  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  1,00  
j 
i 71 72  73  74  75  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
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50 0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  1,00  1,00  0,75  0,50  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
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53 0,50  0,50  0,75  0,75  1,00  0,75  0,50  0,75  1,00  1,00  0,75  0,25  0,50  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,50  0,75  0,75  0,75  0,75  
54 0,50  0,50  0,75  0,75  1,00  0,75  0,50  0,75  1,00  1,00  0,75  0,25  0,50  0,75  1,00  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  
55 0,25  0,00  0,50  0,50  0,75  0,50  0,25  0,25  0,75  0,75  0,50  0,00  0,25  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,50  0,25  0,50  0,50  0,50  
56 0,25  0,25  0,50  0,50  0,75  0,50  0,25  0,50  0,75  0,75  0,50  0,00  0,25  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,75  
57 0,25  0,25  0,50  0,50  0,75  0,50  0,25  0,50  0,75  0,50  0,50  0,00  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,50  
60 0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 570
 j 
i 71 72  73  74  75  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
61 0,25  0,00  0,00  0,25  0,25  0,50  0,25  0,25  0,50  0,25  0,25  0,00  0,25  0,00  0,25  0,50  0,25  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  
62 0,25  0,25  0,25  0,25  0,50  0,50  0,25  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  
63 0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,50  0,50  0,00  0,25  0,25  0,25  
64 0,25  0,00  0,25  0,25  0,50  0,50  0,25  0,25  0,50  0,50  0,25  0,00  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  
65 0,25  0,25  0,50  0,50  0,75  0,50  0,25  0,50  0,75  0,75  0,50  0,00  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,50  
66 0,25  0,00  0,25  0,25  0,50  0,50  0,25  0,25  0,50  0,50  0,25  0,00  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,50  0,25  0,00  0,25  0,25  0,25  
67 0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  
68 0,25  0,00  0,00  0,25  0,25  0,50  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,50  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  
69 0,50  0,25  0,50  0,50  0,50  0,75  0,50  0,50  0,75  0,50  0,50  0,25  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,25  
70 0,75  0,75  0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  
j 
i 71 72  73  74  75  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
71 1,00  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,50  0,50  0,25  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  
72 0,50  1,00  0,75  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,25  0,00  
73 0,50  0,75  1,00  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,50  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,50  
74 0,50  0,50  0,75  1,00  1,00  0,75  0,75  1,00  0,75  0,75  0,75  0,50  0,50  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,50  0,25  0,50  0,50  0,50  
75 0,50  0,50  0,75  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  0,50  0,50  0,75  1,00  0,75  0,75  1,00  0,75  0,75  0,50  0,50  0,50  0,50  0,75  
80 0,50  0,50  0,75  0,75  0,75  1,00  1,00  0,75  1,00  1,00  0,75  0,75  0,75  0,50  0,75  0,75  0,50  0,50  0,75  0,75  0,75  0,50  0,50  0,50  0,50  
81 0,25  0,25  0,50  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,75  0,50  0,25  0,25  0,25  0,25  
82 0,50  0,50  0,75  1,00  1,00  0,75  0,75  1,00  1,00  0,75  0,75  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  
83 0,50  0,50  0,75  0,75  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  
84 0,50  0,50  0,75  0,75  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,25  0,50  0,75  1,00  0,75  0,75  1,00  0,75  1,00  0,50  0,50  0,50  0,50  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 571
 j 
i 71 72  73  74  75  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
85 0,50  0,25  0,50  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,50  0,50  0,75  0,75  0,75  0,50  0,75  0,75  1,00  0,50  0,25  0,50  0,50  0,50  
86 0,25  0,25  0,25  0,50  0,50  0,75  0,75  0,50  0,50  0,25  0,50  1,00  0,50  0,25  0,25  0,50  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  
87 0,25  0,25  0,25  0,50  0,50  0,75  0,50  0,50  0,75  0,50  0,50  0,50  1,00  0,50  0,50  0,50  0,25  0,25  0,50  0,50  0,50  0,00  0,25  0,25  0,25  
88 0,25  0,25  0,50  0,50  0,75  0,50  0,50  0,50  0,75  0,75  0,75  0,25  0,50  1,00  0,75  0,75  0,50  0,75  0,75  0,75  0,50  0,25  0,50  0,50  0,50  
89 0,50  0,25  0,50  0,75  1,00  0,75  0,50  0,50  0,75  1,00  0,75  0,25  0,50  0,75  1,00  0,75  0,75  1,00  0,75  0,75  0,50  0,50  0,50  0,50  0,75  
90 0,50  0,50  0,50  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,50  0,50  0,50  0,50  
91 0,25  0,25  0,50  0,50  0,75  0,50  0,50  0,50  0,75  0,75  0,50  0,00  0,25  0,50  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,50  0,50  0,50  0,50  
92 0,25  0,25  0,50  0,75  1,00  0,50  0,25  0,50  0,75  1,00  0,75  0,00  0,25  0,75  1,00  1,00  1,00  1,00  0,75  0,75  1,00  0,75  0,75  0,50  0,75  
93 0,50  0,25  0,50  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,75  0,25  0,50  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,50  0,50  0,50  0,50  0,50  
94 0,50  0,25  0,50  0,75  0,75  0,75  0,75  0,50  0,75  1,00  1,00  0,25  0,50  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,50  0,50  0,50  0,50  0,50  
95 0,25  0,25  0,25  0,50  0,50  0,75  0,50  0,50  0,75  0,50  0,50  0,25  0,50  0,50  0,50  0,75  0,75  1,00  0,50  0,50  1,00  0,75  0,75  0,50  0,25  
96 0,25  0,00  0,25  0,25  0,50  0,50  0,25  0,25  0,50  0,50  0,25  0,00  0,00  0,25  0,50  0,50  0,50  0,75  0,50  0,50  0,75  1,00  0,75  0,50  0,25  
97 0,25  0,00  0,25  0,50  0,50  0,50  0,25  0,25  0,50  0,50  0,50  0,00  0,25  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,75  0,75  1,00  0,75  0,50  
98 0,25  0,25  0,25  0,50  0,50  0,50  0,25  0,25  0,75  0,50  0,50  0,00  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  1,00  0,50  
99 0,25  0,00  0,50  0,50  0,75  0,50  0,25  0,25  0,75  0,75  0,50  0,00  0,25  0,50  0,75  0,50  0,50  0,75  0,50  0,50  0,25  0,25  0,50  0,50  1,00  
Correlation coefficients for earthquake risk in the Kingdom of Belgium  
j 
i 1 2  3  4  5  6  7  8  9  
1 1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  
2 1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  
3 0,75  1,00  1,00  0,75  0,75  0,50  0,50  0,75  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 572
 j 
i 1 2  3  4  5  6  7  8  9  
4 0,75  1,00  0,75  1,00  0,75  0,75  0,50  0,75  0,75  
5 1,00  1,00  0,75  0,75  1,00  1,00  0,75  0,75  1,00  
6 1,00  1,00  0,50  0,75  1,00  1,00  1,00  0,75  0,75  
7 1,00  0,75  0,50  0,50  0,75  1,00  1,00  0,75  0,75  
8 1,00  1,00  0,75  0,75  0,75  0,75  0,75  1,00  1,00  
9 1,00  1,00  0,75  0,75  1,00  0,75  0,75  1,00  1,00  
Correlation coefficients for earthquake risk in the Republic of Bulgaria  
j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  27  28  
1 1,00  0,75  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,50  0,50  0,25  
2 0,75  1,00  0,50  0,50  0,50  0,50  0,25  0,25  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,25  0,25  0,50  0,50  0,75  0,75  0,25  
3 0,50  0,50  1,00  0,75  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,00  0,25  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,50  0,25  0,25  0,50  0,50  0,25  
4 0,25  0,50  0,75  1,00  0,75  0,50  0,25  0,00  0,25  0,25  0,25  0,25  0,00  0,25  0,00  0,25  0,00  0,25  0,00  0,25  0,00  0,25  0,50  0,50  0,50  0,50  0,50  0,25  
5 0,00  0,50  0,25  0,75  1,00  0,50  0,25  0,25  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,25  0,25  0,50  0,25  0,25  0,25  0,00  
6 0,00  0,50  0,25  0,50  0,50  1,00  0,50  0,50  0,25  0,25  0,25  0,25  0,00  0,25  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,25  0,50  0,50  0,25  0,25  0,25  0,00  
7 0,00  0,25  0,25  0,25  0,25  0,50  1,00  0,25  0,75  0,25  0,25  0,50  0,25  0,25  0,00  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,00  
8 0,00  0,25  0,00  0,00  0,25  0,50  0,25  1,00  0,00  0,50  0,50  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  
9 0,00  0,00  0,25  0,25  0,00  0,25  0,75  0,00  1,00  0,50  0,25  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,50  0,25  0,00  0,25  0,25  0,00  
10 0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  1,00  0,50  0,25  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,50  0,25  0,00  0,00  0,00  0,00  
11 0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,50  1,00  0,25  0,00  0,25  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,25  0,50  0,25  0,00  0,00  0,00  0,00  
12 0,00  0,00  0,25  0,25  0,00  0,25  0,50  0,00  0,50  0,25  0,25  1,00  0,75  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,50  0,25  0,25  0,25  0,25  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 573
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  27  28  
13 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,75  1,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,00  
14 0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,25  0,25  0,25  0,25  1,00  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  
15 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  1,00  0,75  0,25  0,50  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
16 0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,00  0,00  0,50  0,75  1,00  0,25  0,75  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  
17 0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  1,00  0,25  0,25  0,50  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  
18 0,00  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,25  0,50  0,75  0,25  1,00  0,50  0,25  0,50  0,25  0,25  0,00  0,25  0,00  0,00  0,00  
19 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,25  0,50  1,00  0,50  0,50  0,25  0,25  0,00  0,00  0,00  0,00  0,00  
20 0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,25  0,00  0,25  0,00  0,25  0,50  0,25  0,50  1,00  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,00  
21 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,50  0,50  0,25  1,00  0,50  0,50  0,25  0,50  0,00  0,00  0,00  
22 0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,50  1,00  0,75  0,50  0,50  0,25  0,25  0,00  
23 0,00  0,25  0,50  0,50  0,25  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,50  0,75  1,00  0,75  0,50  0,50  0,50  0,00  
24 0,25  0,50  0,25  0,50  0,50  0,50  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,50  0,75  1,00  0,75  0,75  0,75  0,25  
25 0,25  0,50  0,25  0,50  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,25  0,50  0,50  0,50  0,75  1,00  0,50  0,50  0,25  
26 0,50  0,75  0,50  0,50  0,25  0,25  0,25  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,50  0,75  0,50  1,00  1,00  0,25  
27 0,50  0,75  0,50  0,50  0,25  0,25  0,25  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,50  0,75  0,50  1,00  1,00  0,25  
28 0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  1,00  
Correlation coefficients for earthquake risk in the Czech Republic  
j 
i 10 11  12  13  14  15  16  17  18  19  25  26  27  28  29  30  31  32  33  34  
10 1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  
11 0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 574
 j 
i 10 11  12  13  14  15  16  17  18  19  25  26  27  28  29  30  31  32  33  34  
12 0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  
13 0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  
14 0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  
15 0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  
16 0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  
17 0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  
18 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  
19 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  
25 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
26 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  
27 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  
28 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  
29 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  
30 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,75  0,75  0,50  0,25  
31 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  1,00  0,75  0,50  0,25  
32 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,75  1,00  0,00  0,00  
33 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,50  0,00  0,00  0,50  0,50  0,00  1,00  0,50  
34 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,50  1,00  
j 
i 10 11  12  13  14  15  16  17  18  19  25  26  27  28  29  30  31  32  33  34  
35 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,50  
36 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 575
 j 
i 10 11  12  13  14  15  16  17  18  19  25  26  27  28  29  30  31  32  33  34  
37 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
38 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,50  
39 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
40 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
41 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
43 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
44 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
46 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
47 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
50 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
51 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
53 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
54 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
55 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
56 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
57 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
58 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
59 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
j 
i 10 11  12  13  14  15  16  17  18  19  25  26  27  28  29  30  31  32  33  34  
60 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
61 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 576
 j 
i 10 11  12  13  14  15  16  17  18  19  25  26  27  28  29  30  31  32  33  34  
62 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
63 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
64 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
66 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
67 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
68 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
69 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
70 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
71 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
72 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
73 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
74 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
75 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
76 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
77 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
78 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
79 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
j 
i 35 36  37  38  39  40  41  43  44  46  47  50  51  53  54  55  56  57  58  59  
10 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
11 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
12 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 577
 j 
i 35 36  37  38  39  40  41  43  44  46  47  50  51  53  54  55  56  57  58  59  
13 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
14 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
15 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
16 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
17 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
18 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
19 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
25 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
26 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
27 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
28 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
29 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
30 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
31 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
32 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
33 0,25  0,50  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
34 0,50  0,50  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
j 
i 35 36  37  38  39  40  41  43  44  46  47  50  51  53  54  55  56  57  58  59  
35 1,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
36 0,50  1,00  0,00  0,00  0,00  0,00  0,00  0,50  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
37 0,00  0,00  1,00  0,50  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 578
 j 
i 35 36  37  38  39  40  41  43  44  46  47  50  51  53  54  55  56  57  58  59  
38 0,00  0,00  0,50  1,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
39 0,00  0,00  0,50  0,50  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  
40 0,00  0,00  0,00  0,00  0,00  1,00  0,50  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
41 0,00  0,00  0,00  0,00  0,00  0,50  1,00  0,50  0,50  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
43 0,00  0,50  0,00  0,00  0,00  0,00  0,50  1,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
44 0,00  0,50  0,00  0,00  0,00  0,00  0,50  0,50  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
46 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,50  0,25  0,50  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
47 0,00  0,00  0,00  0,00  0,00  0,50  0,50  0,00  0,00  0,50  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
50 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  1,00  0,50  0,50  0,50  0,50  0,00  0,00  0,00  0,00  
51 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,50  1,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  
53 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,50  1,00  0,00  0,00  0,50  0,50  0,50  0,50  
54 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,50  0,00  0,00  1,00  0,50  0,00  0,00  0,00  0,00  
55 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,50  1,00  0,00  0,00  0,00  0,00  
56 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  1,00  0,50  0,00  0,50  
57 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,50  1,00  0,00  0,50  
58 0,00  0,00  0,25  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  1,00  0,50  
59 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,50  0,50  0,50  1,00  
j 
i 35 36  37  38  39  40  41  43  44  46  47  50  51  53  54  55  56  57  58  59  
60 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
61 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
62 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 579
 j 
i 35 36  37  38  39  40  41  43  44  46  47  50  51  53  54  55  56  57  58  59  
63 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
64 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
66 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  
67 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,50  0,50  
68 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  
69 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
70 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
71 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
72 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
73 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
74 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
75 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
76 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
77 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
78 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,50  0,00  0,00  
79 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,00  0,00  
j 
i 60 61  62  63  64  66  67  68  69  70  71  72  73  74  75  76  77  78  79  
10 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
11 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
12 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
13 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 580
 j 
i 60 61  62  63  64  66  67  68  69  70  71  72  73  74  75  76  77  78  79  
14 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
15 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
16 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
17 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
18 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
19 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
25 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
26 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
27 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
28 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
29 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
30 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
31 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
32 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
33 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
34 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
j 
i 60 61  62  63  64  66  67  68  69  70  71  72  73  74  75  76  77  78  79  
35 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
36 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
37 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
38 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 581
 j 
i 60 61  62  63  64  66  67  68  69  70  71  72  73  74  75  76  77  78  79  
39 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
40 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
41 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
43 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
44 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
46 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
47 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
50 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
51 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
53 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
54 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
55 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
56 0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,50  
57 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,25  
58 0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
59 0,00  0,00  0,00  0,00  0,00  0,50  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
j 
i 60 61  62  63  64  66  67  68  69  70  71  72  73  74  75  76  77  78  79  
60 1,00  0,75  0,75  0,75  0,75  0,50  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
61 0,75  1,00  0,75  0,75  0,75  0,50  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
62 0,75  0,75  1,00  0,75  0,75  0,50  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
63 0,75  0,75  0,75  1,00  0,75  0,50  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 582
 j 
i 60 61  62  63  64  66  67  68  69  70  71  72  73  74  75  76  77  78  79  
64 0,75  0,75  0,75  0,75  1,00  0,50  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
66 0,50  0,50  0,50  0,50  0,50  1,00  0,50  0,50  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
67 0,50  0,50  0,50  0,50  0,50  0,50  1,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
68 0,25  0,25  0,25  0,25  0,25  0,50  0,00  1,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,50  
69 0,00  0,00  0,00  0,00  0,00  0,50  0,50  0,50  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  
70 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,75  0,75  0,50  0,50  0,00  0,00  0,00  0,00  0,00  
71 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  1,00  0,75  0,50  0,50  0,00  0,00  0,00  0,00  0,00  
72 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,75  1,00  0,50  0,50  0,00  0,00  0,00  0,00  0,00  
73 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,50  0,50  1,00  0,50  0,50  0,00  0,00  0,00  0,00  
74 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,50  0,50  0,50  1,00  0,50  0,00  0,00  0,50  0,50  
75 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,50  1,00  0,50  0,50  0,50  0,50  
76 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,50  0,00  0,00  0,00  0,00  0,00  0,50  1,00  0,00  0,00  0,50  
77 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  1,00  0,50  0,50  
78 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,50  0,00  0,50  1,00  0,50  
79 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,50  0,50  0,50  0,50  0,50  1,00  
Correlation coefficients for earthquake risk in the Republic of Croatia  
j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  
1 1,00  0,75  0,25  0,25  0,50  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  1,00  
2 0,75  1,00  0,25  0,00  0,75  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,75  
3 0,25  0,25  1,00  0,25  0,00  0,25  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
4 0,25  0,00  0,25  1,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 583
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  
5 0,50  0,75  0,00  0,00  1,00  0,75  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,50  
6 0,50  0,50  0,25  0,00  0,75  1,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,50  
7 0,25  0,25  0,25  0,00  0,25  0,50  1,00  0,00  0,00  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  
8 0,00  0,00  0,00  0,25  0,00  0,00  0,00  1,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  
9 0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  1,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
10 0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  1,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
11 0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,25  1,00  0,50  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
12 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,50  1,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
13 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  1,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  
14 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  1,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
15 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  1,00  0,00  0,50  0,00  0,00  0,00  0,00  
16 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  1,00  0,00  0,00  0,00  0,00  0,00  
17 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  1,00  0,00  0,25  0,00  0,00  
18 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  
19 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  1,00  0,00  0,00  
20 0,25  0,25  0,00  0,00  0,75  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  
21 1,00  0,75  0,25  0,25  0,50  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  
Correlation coefficients for earthquake risk in the Republic of Cyprus  
j 
i 1 2  3  4  5  6  
1 1,00  0,50  0,50  0,50  0,50  0,75  
2 0,50  1,00  0,50  0,75  0,25  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 584
 j 
i 1 2  3  4  5  6  
3 0,50  0,50  1,00  0,00  0,75  0,25  
4 0,50  0,75  0,00  1,00  0,00  0,50  
5 0,50  0,25  0,75  0,00  1,00  0,25  
6 0,75  0,25  0,25  0,50  0,25  1,00  
Correlation coefficients for earthquake risk in the French Republic  
j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
1 1,00  1,00  1,00  0,75  0,75  0,75  0,75  1,00  0,75  1,00  0,50  1,00  0,75  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
2 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
3 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
4 0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  1,00  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  
5 0,75  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
6 0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,50  0,75  0,50  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  
7 0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  0,75  1,00  0,50  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
8 1,00  1,00  1,00  0,75  1,00  0,75  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
9 0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  
10 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
11 0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,50  
12 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
13 0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
14 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 585
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
15 1,00  1,00  1,00  0,75  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
16 0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
17 0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
18 1,00  1,00  1,00  0,75  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
19 1,00  1,00  1,00  0,75  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
20 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
21 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
22 1,00  1,00  1,00  0,75  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
23 1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  0,50  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
24 1,00  1,00  1,00  0,75  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
25 0,75  1,00  1,00  0,75  0,75  0,75  0,75  1,00  0,75  1,00  0,50  1,00  0,75  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  
j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
26 0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,50  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
27 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
28 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
29 1,00  1,00  1,00  0,75  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
30 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
31 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,25  0,50  0,50  
32 0,50  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,50  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  
33 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
34 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 586
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
35 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
36 1,00  1,00  1,00  0,75  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
37 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
38 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  
39 1,00  1,00  1,00  0,75  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
40 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,25  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,25  0,50  0,50  
41 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
42 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
43 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
44 0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
45 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
46 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
47 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
48 1,00  1,00  1,00  0,75  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
49 1,00  1,00  1,00  0,75  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
50 1,00  1,00  1,00  0,75  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
51 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
52 1,00  1,00  1,00  0,75  1,00  0,75  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
53 1,00  1,00  1,00  0,75  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
54 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 587
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
55 1,00  1,00  1,00  0,75  1,00  0,75  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
56 1,00  1,00  1,00  0,75  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
57 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
58 1,00  1,00  1,00  0,75  1,00  0,75  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
59 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  
60 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
61 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
62 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
63 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
64 0,00  0,00  0,00  0,25  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
65 0,25  0,00  0,00  0,25  0,00  0,50  0,00  0,00  0,00  0,25  0,00  0,00  0,50  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  
66 0,25  0,25  0,25  0,50  0,25  0,50  0,25  0,00  0,25  0,25  0,50  0,00  0,75  0,25  0,00  0,25  0,25  0,25  0,00  0,00  0,50  0,25  0,00  0,25  0,25  
67 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  
68 0,50  0,25  0,50  0,50  0,50  0,75  0,25  0,25  0,25  0,50  0,25  0,25  0,75  0,50  0,25  0,50  0,50  0,25  0,25  0,25  0,50  0,50  0,25  0,25  0,75  
69 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
70 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
71 1,00  1,00  1,00  0,75  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
72 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
73 0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  
74 0,50  0,25  0,25  0,50  0,25  0,50  0,25  0,25  0,25  0,50  0,25  0,25  0,75  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,00  0,25  0,50  
75 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 588
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
76 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
77 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
78 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
79 0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
80 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
81 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
82 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
83 0,75  1,00  1,00  1,00  1,00  0,75  0,75  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
84 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,50  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  
85 0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  0,75  1,00  0,50  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
86 0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
87 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
88 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
89 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
90 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
91 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
92 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
93 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
94 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
95 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 589
 j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
1 0,75  1,00  1,00  1,00  1,00  0,50  0,50  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  
2 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
3 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
4 0,75  1,00  1,00  0,75  1,00  0,50  0,75  1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,50  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,75  0,75  
5 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
6 0,75  0,75  0,75  0,75  0,75  0,50  0,50  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
7 1,00  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
8 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,25  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
9 0,50  0,75  0,75  0,75  0,75  0,50  0,50  1,00  1,00  0,75  0,75  0,75  0,50  0,75  0,25  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  
10 0,75  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
11 0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,75  1,00  0,75  0,75  0,75  0,50  0,75  0,25  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
12 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
13 0,75  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
14 0,75  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
15 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
16 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
17 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
18 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
19 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,25  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
20 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
21 0,75  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 590
 j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
22 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
23 0,75  1,00  1,00  1,00  1,00  0,25  0,75  1,00  1,00  1,00  1,00  1,00  0,50  1,00  0,25  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
24 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
25 0,75  1,00  1,00  1,00  1,00  0,50  0,50  1,00  1,00  1,00  0,75  1,00  0,75  1,00  0,50  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,75  0,75  
j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
26 1,00  1,00  0,75  0,75  1,00  0,50  0,50  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,75  1,00  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  
27 1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
28 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
29 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
30 1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
31 0,50  0,75  0,50  0,50  0,75  1,00  0,50  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,25  0,50  0,75  0,50  0,50  0,75  0,50  0,75  0,50  0,50  0,50  
32 0,50  0,75  0,75  0,75  0,75  0,50  1,00  1,00  1,00  0,75  0,75  0,75  0,50  0,75  0,50  0,75  1,00  0,75  0,75  1,00  0,75  1,00  0,75  0,75  0,75  
33 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
34 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
35 0,75  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
36 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
37 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
38 0,75  0,75  0,75  0,75  0,75  0,50  0,50  1,00  1,00  0,75  0,75  0,75  1,00  0,75  0,50  0,75  1,00  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  
39 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
40 0,50  0,50  0,50  0,50  0,75  0,25  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  1,00  0,50  0,75  0,50  0,50  0,75  0,50  0,50  0,25  0,50  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 591
 j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
41 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
42 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
43 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
44 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
45 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
46 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
47 0,75  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
48 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,25  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
49 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
50 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
51 0,75  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
52 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,25  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
53 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
54 0,75  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
55 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,25  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
56 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
57 1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
58 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,25  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
59 0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
60 1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 592
 j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
61 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
62 0,75  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
63 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
64 0,00  0,25  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,25  0,00  0,00  0,25  0,00  0,25  0,00  0,25  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  
65 0,25  0,25  0,00  0,00  0,25  0,25  0,50  0,50  0,50  0,25  0,00  0,25  0,25  0,00  0,25  0,00  0,25  0,00  0,25  0,25  0,00  0,25  0,00  0,25  0,00  
66 0,25  0,25  0,25  0,25  0,50  0,25  0,00  0,50  0,50  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,50  0,25  0,25  0,50  0,25  0,25  0,00  0,25  0,25  
67 0,75  1,00  0,75  0,75  0,75  0,50  0,50  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,75  1,00  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  
68 0,50  0,50  0,25  0,50  0,75  0,25  0,25  0,75  0,75  0,50  0,25  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,25  0,50  0,25  
69 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
70 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
71 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
72 0,75  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
73 0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  1,00  0,75  0,50  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  
74 0,50  0,50  0,25  0,25  0,50  0,25  0,25  0,50  0,75  0,50  0,25  0,50  0,50  0,50  0,25  0,25  0,50  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  
75 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
76 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
77 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
78 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
79 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
80 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 593
 j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
81 0,75  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
82 0,75  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
83 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
84 0,75  0,75  0,75  0,75  1,00  0,50  0,50  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
85 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
86 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
87 0,75  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
88 0,75  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
89 0,75  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
90 0,75  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
91 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
92 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
93 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
94 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
95 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
j 
i 51 52  53  54  55  56  57  58  59  60  61  62  63  64  65  66  67  68  69  70  71  72  73  74  75  
1 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,25  0,25  0,75  0,50  1,00  1,00  1,00  1,00  0,75  0,50  1,00  
2 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,00  0,25  0,75  0,25  1,00  1,00  1,00  1,00  0,75  0,25  1,00  
3 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,00  0,25  0,75  0,50  1,00  1,00  1,00  1,00  0,75  0,25  1,00  
4 1,00  0,75  0,75  1,00  0,75  0,75  1,00  0,75  0,75  1,00  1,00  1,00  1,00  0,25  0,25  0,50  0,75  0,50  1,00  1,00  0,75  1,00  0,75  0,50  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 594
 j 
i 51 52  53  54  55  56  57  58  59  60  61  62  63  64  65  66  67  68  69  70  71  72  73  74  75  
5 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,00  0,25  0,75  0,50  1,00  1,00  1,00  1,00  0,75  0,25  1,00  
6 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,50  0,50  0,50  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,50  1,00  
7 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,00  0,25  0,75  0,25  1,00  1,00  1,00  1,00  0,50  0,25  1,00  
8 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,00  0,00  0,75  0,25  1,00  1,00  1,00  1,00  0,50  0,25  1,00  
9 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,00  0,00  0,25  0,75  0,25  1,00  0,75  0,75  0,75  0,50  0,25  1,00  
10 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,25  0,25  1,00  0,50  1,00  1,00  1,00  1,00  0,75  0,50  1,00  
11 0,75  0,50  0,75  0,75  0,50  0,75  0,75  0,50  0,50  0,75  0,75  0,75  0,75  0,00  0,00  0,50  0,75  0,25  1,00  0,75  0,75  0,75  0,50  0,25  1,00  
12 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,00  0,00  0,75  0,25  1,00  1,00  1,00  1,00  0,75  0,25  1,00  
13 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,50  0,50  0,75  1,00  0,75  1,00  1,00  1,00  1,00  0,75  0,75  1,00  
14 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,25  0,25  0,25  0,75  0,50  1,00  1,00  1,00  1,00  0,75  0,50  1,00  
15 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,00  0,00  0,75  0,25  1,00  1,00  1,00  1,00  0,75  0,25  1,00  
16 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,25  0,25  0,75  0,50  1,00  1,00  1,00  1,00  0,75  0,25  1,00  
17 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,00  0,25  0,75  0,50  1,00  1,00  1,00  1,00  0,75  0,25  1,00  
18 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,00  0,25  0,75  0,25  1,00  1,00  1,00  1,00  0,75  0,25  1,00  
19 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,00  0,00  0,75  0,25  1,00  1,00  1,00  1,00  0,75  0,25  1,00  
20 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,00  0,00  0,75  0,25  1,00  1,00  1,00  1,00  0,75  0,25  1,00  
21 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,25  0,25  0,50  1,00  0,50  1,00  1,00  1,00  1,00  0,75  0,50  1,00  
22 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,00  0,25  0,75  0,50  1,00  1,00  1,00  1,00  0,75  0,25  1,00  
23 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,50  1,00  1,00  1,00  1,00  0,00  0,00  0,00  0,75  0,25  1,00  1,00  1,00  1,00  0,50  0,00  1,00  
24 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,00  0,25  0,75  0,25  1,00  1,00  1,00  1,00  0,75  0,25  1,00  
25 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,25  0,25  0,75  0,75  1,00  1,00  1,00  1,00  0,75  0,50  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 595
 j 
i 51 52  53  54  55  56  57  58  59  60  61  62  63  64  65  66  67  68  69  70  71  72  73  74  75  
26 0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  1,00  0,75  0,75  1,00  0,00  0,25  0,25  0,75  0,50  1,00  0,75  0,75  0,75  0,75  0,50  1,00  
27 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,25  0,25  0,25  1,00  0,50  1,00  1,00  1,00  1,00  0,75  0,50  1,00  
28 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,00  0,25  0,75  0,25  1,00  1,00  1,00  1,00  0,75  0,25  1,00  
29 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,00  0,25  0,75  0,50  1,00  1,00  1,00  1,00  0,75  0,25  1,00  
30 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,25  0,25  0,50  0,75  0,75  1,00  1,00  1,00  1,00  0,75  0,50  1,00  
31 0,75  0,50  0,50  0,75  0,50  0,50  0,75  0,50  0,50  0,75  0,50  0,75  0,75  0,00  0,25  0,25  0,50  0,25  0,75  0,50  0,50  0,75  0,50  0,25  1,00  
32 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  1,00  0,25  0,50  0,00  0,50  0,25  1,00  0,75  0,75  0,75  0,50  0,25  1,00  
33 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,25  0,50  0,50  1,00  0,75  1,00  1,00  1,00  1,00  0,75  0,50  1,00  
34 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,25  0,50  0,50  1,00  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  
35 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,25  0,25  0,25  0,75  0,50  1,00  1,00  1,00  1,00  0,75  0,50  1,00  
36 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,00  0,25  0,75  0,25  1,00  1,00  1,00  1,00  0,50  0,25  1,00  
37 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,25  0,25  0,75  0,50  1,00  1,00  1,00  1,00  0,75  0,50  1,00  
38 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,25  0,25  0,50  0,75  0,50  1,00  0,75  0,75  0,75  0,75  0,50  1,00  
39 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,00  0,25  0,75  0,50  1,00  1,00  1,00  1,00  0,75  0,50  1,00  
40 0,50  0,25  0,50  0,50  0,25  0,50  0,50  0,25  0,50  0,50  0,50  0,75  0,75  0,25  0,25  0,25  0,50  0,25  0,75  0,50  0,50  0,50  0,50  0,25  1,00  
41 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,00  0,25  0,75  0,50  1,00  1,00  1,00  1,00  0,75  0,25  1,00  
42 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,25  0,25  0,50  1,00  0,50  1,00  1,00  1,00  1,00  0,75  0,50  1,00  
43 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,00  0,25  0,75  0,50  1,00  1,00  1,00  1,00  0,75  0,25  1,00  
44 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,25  0,25  0,25  0,75  0,50  1,00  1,00  1,00  1,00  0,75  0,50  1,00  
45 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,25  0,25  0,50  1,00  0,50  1,00  1,00  1,00  1,00  0,75  0,50  1,00  
46 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,00  0,25  0,75  0,25  1,00  1,00  1,00  1,00  0,75  0,25  1,00  
47 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,25  0,25  0,25  0,75  0,50  1,00  1,00  1,00  1,00  0,75  0,25  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 596
 j 
i 51 52  53  54  55  56  57  58  59  60  61  62  63  64  65  66  67  68  69  70  71  72  73  74  75  
48 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,00  0,00  0,75  0,25  1,00  1,00  1,00  1,00  0,50  0,25  1,00  
49 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,25  0,25  0,75  0,50  1,00  1,00  1,00  1,00  0,75  0,25  1,00  
50 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,00  0,25  0,75  0,25  1,00  1,00  1,00  1,00  0,75  0,25  1,00  
j 
i 51 52  53  54  55  56  57  58  59  60  61  62  63  64  65  66  67  68  69  70  71  72  73  74  75  
51 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,25  0,25  1,00  0,50  1,00  1,00  1,00  1,00  0,75  0,25  1,00  
52 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,00  0,00  0,75  0,25  1,00  1,00  1,00  1,00  0,50  0,00  1,00  
53 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,00  0,25  0,75  0,25  1,00  1,00  1,00  1,00  0,75  0,25  1,00  
54 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,25  0,25  1,00  0,50  1,00  1,00  1,00  1,00  0,75  0,25  1,00  
55 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,00  0,00  0,75  0,25  1,00  1,00  1,00  1,00  0,50  0,00  1,00  
56 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,00  0,25  0,75  0,50  1,00  1,00  1,00  1,00  0,75  0,25  1,00  
57 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,25  0,25  1,00  0,50  1,00  1,00  1,00  1,00  0,75  0,50  1,00  
58 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,00  0,00  0,75  0,25  1,00  1,00  1,00  1,00  0,50  0,25  1,00  
59 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  1,00  0,75  0,25  0,50  0,50  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,50  1,00  
60 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,25  0,25  1,00  0,50  1,00  1,00  1,00  1,00  0,75  0,50  1,00  
61 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,00  0,25  0,75  0,25  1,00  1,00  1,00  1,00  0,75  0,25  1,00  
62 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,25  0,25  0,50  0,75  0,75  1,00  1,00  1,00  1,00  0,75  0,50  1,00  
63 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,25  0,25  0,50  1,00  0,75  1,00  1,00  1,00  1,00  0,75  0,50  1,00  
64 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  1,00  0,25  0,00  0,50  0,25  0,50  0,00  0,00  0,00  0,25  0,25  0,75  
65 0,25  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,50  0,25  0,00  0,25  0,25  0,25  1,00  0,00  0,50  0,25  0,50  0,00  0,00  0,25  0,25  0,25  1,00  
66 0,25  0,00  0,25  0,25  0,00  0,25  0,25  0,00  0,50  0,25  0,25  0,50  0,50  0,00  0,00  1,00  0,50  0,50  0,75  0,25  0,25  0,25  0,50  0,25  1,00  
67 1,00  0,75  0,75  1,00  0,75  0,75  1,00  0,75  0,75  1,00  0,75  0,75  1,00  0,50  0,50  0,50  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 597
 j 
i 51 52  53  54  55  56  57  58  59  60  61  62  63  64  65  66  67  68  69  70  71  72  73  74  75  
68 0,50  0,25  0,25  0,50  0,25  0,50  0,50  0,25  0,75  0,50  0,25  0,75  0,75  0,25  0,25  0,50  0,75  1,00  0,75  0,50  0,50  0,50  0,50  0,50  1,00  
69 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,50  0,50  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  
70 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,00  0,25  0,75  0,50  1,00  1,00  1,00  1,00  0,75  0,25  1,00  
71 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,00  0,25  0,75  0,50  1,00  1,00  1,00  1,00  0,75  0,25  1,00  
72 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,25  0,25  0,75  0,50  1,00  1,00  1,00  1,00  0,75  0,25  1,00  
73 0,75  0,50  0,75  0,75  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,25  0,25  0,50  0,75  0,50  1,00  0,75  0,75  0,75  1,00  0,75  1,00  
74 0,25  0,00  0,25  0,25  0,00  0,25  0,50  0,25  0,50  0,50  0,25  0,50  0,50  0,25  0,25  0,25  0,75  0,50  0,75  0,25  0,25  0,25  0,75  1,00  1,00  
75 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
j 
i 51 52  53  54  55  56  57  58  59  60  61  62  63  64  65  66  67  68  69  70  71  72  73  74  75  
76 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,25  0,50  0,50  1,00  0,75  1,00  1,00  1,00  1,00  0,75  0,50  1,00  
77 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,25  0,50  0,50  1,00  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  
78 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,50  0,75  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  
79 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,00  0,25  0,75  0,25  1,00  1,00  1,00  1,00  0,75  0,25  1,00  
80 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,00  0,00  0,25  0,75  0,50  1,00  1,00  1,00  1,00  0,75  0,25  1,00  
81 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,25  0,25  1,00  0,50  1,00  1,00  1,00  1,00  0,75  0,50  1,00  
82 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,25  0,25  1,00  0,50  1,00  1,00  1,00  1,00  0,75  0,50  1,00  
83 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,25  0,25  0,75  0,50  1,00  1,00  1,00  1,00  0,75  0,25  1,00  
84 0,75  0,50  0,75  0,75  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,25  0,25  0,50  0,75  0,50  1,00  0,75  0,75  0,75  0,75  0,50  1,00  
85 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,00  0,25  0,75  0,25  1,00  1,00  1,00  1,00  0,50  0,25  1,00  
86 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,25  0,25  0,75  0,50  1,00  1,00  1,00  1,00  0,75  0,25  1,00  
87 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,25  0,25  0,75  0,50  1,00  1,00  1,00  1,00  0,75  0,25  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 598
 j 
i 51 52  53  54  55  56  57  58  59  60  61  62  63  64  65  66  67  68  69  70  71  72  73  74  75  
88 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,25  0,25  1,00  0,50  1,00  1,00  1,00  1,00  0,75  0,25  1,00  
89 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,00  0,25  0,25  0,75  0,50  1,00  1,00  1,00  1,00  0,75  0,25  1,00  
90 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,25  0,25  0,50  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  1,00  
91 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,50  0,75  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  
92 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
93 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  
94 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  
95 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,50  0,75  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  
j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  
1 1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
2 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
3 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
4 1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
5 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
6 1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  
7 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
8 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
9 1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  
10 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
11 1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  
12 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 599
 j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  
13 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
14 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
15 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
16 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
17 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
18 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
19 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
20 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
21 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
22 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
23 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
24 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
25 1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  
26 1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  
27 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
28 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
29 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
30 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
31 0,75  0,75  1,00  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  
32 1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 600
 j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  
33 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
34 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
35 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
36 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
37 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
38 1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  
39 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
40 0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  1,00  1,00  1,00  0,75  
41 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
42 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
43 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
44 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
45 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
46 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
47 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
48 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
49 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
50 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  
51 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
52 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 601
 j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  
53 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
54 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
55 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
56 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
57 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
58 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
59 1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  
60 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
61 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
62 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
63 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
64 0,25  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,50  0,75  0,75  0,75  0,50  
65 0,50  0,50  0,75  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,75  0,75  0,75  0,75  0,75  
66 0,50  0,50  0,75  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,75  1,00  0,75  0,75  0,75  
67 1,00  1,00  1,00  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  
68 0,75  0,75  0,75  0,25  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,50  1,00  0,75  1,00  1,00  1,00  0,75  
69 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
70 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
71 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
72 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
73 0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 602
 j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  
74 0,50  0,75  0,75  0,25  0,25  0,50  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,75  1,00  0,75  0,75  0,75  
75 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  
76 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
77 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
78 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
79 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
80 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
81 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
82 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
83 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
84 1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  1,00  0,50  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  
85 1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
86 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
87 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
88 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
89 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
90 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
91 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
92 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 603
 j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  
93 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
94 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
95 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
Correlation coefficients for earthquake risk in the Federal Republic of Germany  
j 
i 1 2  3  4  6  7  8  9  10  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
1 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
2 1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
3 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
4 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
6 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
7 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
8 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  0,75  
9 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
10 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
12 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
13 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
14 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
15 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
16 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
17 1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
18 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
19 1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 604
 j 
i 1 2  3  4  6  7  8  9  10  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
20 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
21 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
22 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
23 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
24 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
25 1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
j 
i 1 2  3  4  6  7  8  9  10  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
26 1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
27 1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
28 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
29 1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
30 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
31 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
32 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
33 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
34 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
35 1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
36 1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
37 1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
38 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
39 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 605
 j 
i 1 2  3  4  6  7  8  9  10  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
40 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
41 1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  
42 1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
44 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
45 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
46 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
47 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
48 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
49 1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
50 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,50  
j 
i 1 2  3  4  6  7  8  9  10  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
51 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
52 0,75  0,50  0,50  0,75  0,75  0,50  0,50  0,75  1,00  1,00  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,50  
53 1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
54 1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
55 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
56 1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
57 1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
58 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
59 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
60 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 606
 j 
i 1 2  3  4  6  7  8  9  10  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
61 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
63 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
64 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
65 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
66 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
67 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
68 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
69 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
70 1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
71 0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,50  
72 0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,25  0,50  0,25  0,50  0,50  0,75  0,50  0,50  0,25  
73 1,00  0,75  1,00  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  0,75  1,00  0,75  
74 1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
75 1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
j 
i 1 2  3  4  6  7  8  9  10  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
76 1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  0,75  
77 1,00  0,75  1,00  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  0,75  
78 0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  
79 0,75  0,50  0,75  0,75  0,75  0,50  0,50  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,50  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,50  
80 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
81 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 607
 j 
i 1 2  3  4  6  7  8  9  10  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
82 1,00  1,00  1,00  0,75  0,75  0,75  0,50  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  0,75  
83 1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  1,00  0,75  
84 1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
85 1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
86 1,00  1,00  1,00  0,75  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
87 0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  
88 0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,50  0,75  0,50  0,75  0,75  1,00  0,75  0,75  0,50  
89 1,00  1,00  1,00  0,75  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
90 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
91 1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
92 1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
93 1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
94 1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
95 1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
96 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
97 1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
98 1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
99 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  44  45  46  47  48  49  50  
1 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
2 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 608
 j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  44  45  46  47  48  49  50  
3 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
4 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
6 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
7 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
8 0,75  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  
9 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
10 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
12 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
13 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
14 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
15 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
16 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
17 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
18 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
19 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
20 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
21 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
22 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
23 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
24 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
25 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 609
 j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  44  45  46  47  48  49  50  
26 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
27 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
28 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
29 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
30 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
31 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
32 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
33 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
34 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
35 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
36 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
37 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
38 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
39 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
40 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
41 0,75  0,75  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  
42 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
44 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
45 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
46 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
47 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 610
 j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  44  45  46  47  48  49  50  
48 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
49 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
50 0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  1,00  
j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  44  45  46  47  48  49  50  
51 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
52 0,50  0,50  0,75  0,50  0,75  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  
53 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
54 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,50  
55 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
56 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
57 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
58 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
59 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
60 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
61 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
63 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
64 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
65 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
66 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
67 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
68 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 611
 j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  44  45  46  47  48  49  50  
69 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
70 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
71 0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  
72 0,50  0,25  0,75  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
73 0,75  0,75  1,00  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  1,00  0,75  0,75  
74 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
75 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  44  45  46  47  48  49  50  
76 1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  
77 0,75  0,75  1,00  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  
78 0,75  0,75  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  
79 0,50  0,50  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,50  0,50  
80 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
81 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
82 1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  0,75  0,50  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,50  
83 0,75  0,75  1,00  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,50  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,50  
84 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
85 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
86 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,50  
87 0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  
88 0,75  0,50  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 612
 j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  44  45  46  47  48  49  50  
89 1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
90 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
91 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
92 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,50  
93 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
94 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
95 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,50  
96 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
97 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
98 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
99 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  
j 
i 51 52  53  54  55  56  57  58  59  60  61  63  64  65  66  67  68  69  70  71  72  73  74  75  
1 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  
2 1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,75  1,00  1,00  
3 1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  1,00  1,00  1,00  
4 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,75  1,00  1,00  
6 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,75  1,00  1,00  
7 1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,50  0,75  1,00  1,00  
8 1,00  0,50  0,75  0,75  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,50  0,75  0,75  0,75  
9 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  1,00  1,00  1,00  
10 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 613
 j 
i 51 52  53  54  55  56  57  58  59  60  61  63  64  65  66  67  68  69  70  71  72  73  74  75  
12 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  
13 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  
14 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  
15 1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  1,00  1,00  1,00  
16 1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  1,00  1,00  1,00  
17 1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,25  0,75  1,00  1,00  
18 1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  1,00  1,00  1,00  
19 1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,25  0,75  1,00  1,00  
20 1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  1,00  1,00  1,00  
21 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  1,00  1,00  1,00  
22 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  
23 1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,75  1,00  1,00  
24 1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  1,00  1,00  1,00  
25 1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,25  0,75  1,00  1,00  
j 
i 51 52  53  54  55  56  57  58  59  60  61  63  64  65  66  67  68  69  70  71  72  73  74  75  
26 1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,75  1,00  1,00  
27 1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,25  0,75  1,00  1,00  
28 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  
29 1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,50  0,25  0,75  1,00  1,00  
30 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  1,00  1,00  1,00  
31 1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 614
 j 
i 51 52  53  54  55  56  57  58  59  60  61  63  64  65  66  67  68  69  70  71  72  73  74  75  
32 1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  1,00  1,00  1,00  
33 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  1,00  1,00  1,00  
34 1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,75  1,00  1,00  
35 1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,75  1,00  1,00  
36 1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,75  1,00  1,00  
37 1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,75  1,00  1,00  
38 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  1,00  1,00  1,00  
39 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  1,00  1,00  1,00  
40 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  
41 1,00  0,75  0,75  0,50  1,00  0,75  0,75  0,75  0,75  1,00  0,75  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,50  0,50  0,75  0,75  0,75  
42 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,75  1,00  1,00  
44 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  1,00  1,00  1,00  
45 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  1,00  1,00  1,00  
46 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  1,00  1,00  1,00  
47 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,75  1,00  1,00  
48 1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  1,00  1,00  1,00  
49 1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,75  1,00  1,00  
50 1,00  0,75  1,00  0,50  0,75  0,75  0,75  0,75  0,75  1,00  0,75  1,00  1,00  1,00  0,75  0,75  1,00  0,75  0,75  0,50  0,50  0,75  0,75  0,75  
j 
i 51 52  53  54  55  56  57  58  59  60  61  63  64  65  66  67  68  69  70  71  72  73  74  75  
51 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  
52 0,75  1,00  0,75  0,25  0,75  0,75  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,50  0,50  0,25  0,50  0,50  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 615
 j 
i 51 52  53  54  55  56  57  58  59  60  61  63  64  65  66  67  68  69  70  71  72  73  74  75  
53 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,50  0,75  0,75  0,75  
54 1,00  0,25  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,00  0,75  1,00  1,00  
55 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,00  1,00  1,00  1,00  
56 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,75  1,00  1,00  
57 1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,25  0,75  1,00  1,00  
58 1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  1,00  1,00  1,00  
59 1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,75  1,00  1,00  
60 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  
61 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  1,00  1,00  1,00  
63 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  
64 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  
65 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  
66 1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,75  1,00  1,00  
67 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  
68 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  
69 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  
70 1,00  0,50  0,75  0,75  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  
71 0,75  0,50  0,75  0,50  0,75  0,75  0,50  0,75  0,75  1,00  0,75  0,75  1,00  0,75  0,75  0,75  1,00  0,75  1,00  1,00  0,75  0,75  1,00  0,75  
72 0,75  0,25  0,50  0,00  0,00  0,50  0,25  0,50  0,50  0,75  0,50  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,50  0,50  
73 0,75  0,50  0,75  0,75  1,00  0,75  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  0,75  
74 1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,50  1,00  1,00  1,00  
75 1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,75  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 616
 j 
i 51 52  53  54  55  56  57  58  59  60  61  63  64  65  66  67  68  69  70  71  72  73  74  75  
76 1,00  0,75  0,75  0,75  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  1,00  1,00  
77 1,00  0,50  0,75  0,75  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,50  0,75  0,75  1,00  
78 0,75  0,25  0,75  0,50  0,75  0,75  0,50  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,75  0,75  
79 0,75  0,50  0,75  0,25  0,75  0,75  0,50  0,75  0,50  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,25  0,50  0,75  0,75  
80 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  1,00  1,00  1,00  
81 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  1,00  1,00  1,00  
82 0,75  0,25  0,75  0,75  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,50  0,25  0,25  0,50  0,75  0,75  
83 0,75  0,25  0,75  0,75  1,00  0,75  0,75  1,00  0,75  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  0,75  0,50  0,25  0,50  0,75  0,75  
84 1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,25  0,75  1,00  1,00  
85 1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,75  1,00  1,00  
86 1,00  0,50  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,25  0,75  0,75  0,75  
87 0,75  0,25  0,75  0,50  0,75  0,75  0,50  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,25  0,50  0,75  0,75  
88 0,75  0,25  0,75  0,25  0,75  0,75  0,50  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,75  
89 1,00  0,50  0,75  0,75  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,50  0,75  0,75  0,75  
90 1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  
91 1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,25  0,75  1,00  1,00  
92 1,00  0,25  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,25  0,75  1,00  1,00  
93 1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,75  1,00  1,00  
94 1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,75  1,00  1,00  
95 1,00  0,25  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,25  0,75  1,00  1,00  
96 1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 617
 j 
i 51 52  53  54  55  56  57  58  59  60  61  63  64  65  66  67  68  69  70  71  72  73  74  75  
97 1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,75  1,00  1,00  
98 1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,25  0,75  1,00  1,00  
99 1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  1,00  1,00  1,00  
j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
1 1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
2 1,00  0,75  0,75  0,50  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
3 1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
4 1,00  0,75  0,75  0,75  1,00  1,00  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
6 1,00  0,75  0,75  0,75  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
7 0,75  0,75  0,75  0,50  1,00  1,00  0,75  0,75  1,00  1,00  0,75  0,75  0,50  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
8 0,75  0,75  0,50  0,50  1,00  1,00  0,50  0,50  0,75  0,75  0,75  0,50  0,50  0,75  1,00  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  1,00  
9 1,00  1,00  0,75  0,75  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
10 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
12 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
13 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
14 1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
15 1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
16 1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
17 0,75  0,75  0,75  0,50  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
18 1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
19 0,75  0,75  0,75  0,50  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 618
 j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
20 1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
21 1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
22 1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
23 1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
24 1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
25 0,75  0,75  0,75  0,50  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  0,50  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
26 1,00  0,75  0,75  0,50  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
27 0,75  0,75  0,75  0,50  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
28 1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
29 0,75  0,75  0,75  0,50  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  0,50  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
30 1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
31 1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
32 1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
33 1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
34 1,00  0,75  0,75  0,75  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
35 1,00  0,75  0,75  0,75  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
36 0,75  0,75  0,75  0,50  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
37 0,75  0,75  0,75  0,50  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
38 1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
39 1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 619
 j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
40 1,00  1,00  0,75  0,75  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
41 0,75  0,75  0,50  0,50  0,75  0,75  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  
42 1,00  0,75  0,75  0,50  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
44 1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
45 1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
46 1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
47 1,00  1,00  0,75  0,75  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
48 1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
49 0,75  0,75  0,75  0,50  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
50 0,75  0,75  0,50  0,50  0,75  0,75  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,75  0,75  0,75  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,75  
j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
51 1,00  1,00  0,75  0,75  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
52 0,75  0,50  0,25  0,50  0,75  0,75  0,25  0,25  0,50  0,50  0,50  0,25  0,25  0,50  0,75  0,50  0,25  0,50  0,50  0,25  0,50  0,50  0,50  0,50  
53 0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  1,00  0,75  0,75  1,00  1,00  0,75  1,00  1,00  1,00  1,00  
54 0,75  0,75  0,50  0,25  1,00  1,00  0,75  0,75  1,00  1,00  0,75  0,50  0,25  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
55 1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
56 1,00  0,75  0,75  0,75  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
57 0,75  0,75  0,50  0,50  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,50  0,50  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
58 1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
59 1,00  1,00  0,75  0,50  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
60 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 620
 j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
61 1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
63 1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
64 1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
65 1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
66 1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
67 1,00  1,00  0,75  0,75  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
68 1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
69 1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
70 0,75  0,75  0,75  0,75  1,00  1,00  0,50  0,75  0,75  1,00  0,75  0,75  0,75  0,75  1,00  0,75  0,75  1,00  1,00  0,75  1,00  1,00  1,00  1,00  
71 0,75  0,75  0,50  0,50  0,75  0,75  0,25  0,50  0,50  0,75  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,75  
72 0,75  0,50  0,50  0,25  0,50  0,50  0,25  0,25  0,25  0,50  0,25  0,25  0,50  0,50  0,75  0,25  0,25  0,50  0,50  0,25  0,50  0,50  0,25  0,50  
73 0,75  0,75  0,50  0,50  1,00  1,00  0,50  0,50  0,75  0,75  0,75  0,50  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  1,00  
74 1,00  0,75  0,75  0,75  1,00  1,00  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
75 1,00  1,00  0,75  0,75  1,00  1,00  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
76 1,00  1,00  0,75  0,75  1,00  1,00  0,50  0,75  0,75  1,00  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  1,00  0,75  1,00  1,00  1,00  1,00  
77 1,00  1,00  0,75  0,75  1,00  1,00  0,50  0,50  0,75  0,75  0,75  0,50  0,50  0,75  1,00  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  1,00  
78 0,75  0,75  1,00  0,50  0,75  0,75  0,25  0,50  0,75  0,75  0,50  0,50  0,50  0,50  1,00  0,75  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,75  
79 0,75  0,75  0,50  1,00  0,75  0,75  0,25  0,25  0,50  0,75  0,50  0,25  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,75  
80 1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
81 1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 621
 j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
82 0,50  0,50  0,25  0,25  1,00  1,00  1,00  0,50  0,75  1,00  0,75  0,50  0,25  0,50  1,00  0,75  0,75  0,75  1,00  0,75  1,00  0,75  1,00  1,00  
83 0,75  0,50  0,50  0,25  1,00  1,00  0,50  1,00  0,75  1,00  0,75  0,50  0,25  0,50  1,00  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  
84 0,75  0,75  0,75  0,50  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  0,50  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
85 1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
86 0,75  0,75  0,50  0,50  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  0,50  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
87 0,75  0,50  0,50  0,25  0,75  0,75  0,50  0,50  0,75  0,75  0,75  1,00  0,50  0,75  1,00  0,75  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,75  
88 0,75  0,50  0,50  0,50  0,75  0,75  0,25  0,25  0,50  0,75  0,50  0,50  1,00  0,75  0,75  0,50  0,50  0,75  0,50  0,50  0,75  0,75  0,50  0,75  
89 0,75  0,75  0,50  0,50  1,00  1,00  0,50  0,50  0,75  1,00  0,75  0,75  0,75  1,00  1,00  0,75  0,75  0,75  1,00  0,75  1,00  1,00  1,00  1,00  
90 1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
91 0,75  0,75  0,75  0,50  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  0,50  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
92 0,75  0,75  0,50  0,50  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,50  0,50  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
93 0,75  0,75  0,75  0,50  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
94 1,00  0,75  0,75  0,50  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
95 0,75  0,75  0,50  0,50  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,50  0,50  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
96 1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
97 1,00  0,75  0,75  0,50  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
98 1,00  0,75  0,75  0,50  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
99 1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
Correlation coefficients for earthquake risk in the Guadalupe  
j 
i 1 
1 1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 622
 Correlation coefficients for earthquake risk in the Hellenic Republic  
j 
i 10 11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  27  28  29  30  31  32  33  
10 1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
11 1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
12 1,00  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
13 1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,75  0,75  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
14 0,75  0,75  0,75  0,75  1,00  1,00  0,50  0,75  0,50  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
15 1,00  1,00  0,75  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
16 1,00  1,00  1,00  0,75  0,50  0,75  1,00  1,00  1,00  0,75  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,50  0,00  
17 1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
18 1,00  1,00  1,00  0,75  0,50  0,75  1,00  1,00  1,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
19 1,00  1,00  1,00  0,75  0,75  0,75  0,75  1,00  0,75  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  
20 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  1,00  0,50  0,25  0,25  0,00  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
21 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,50  1,00  0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
22 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,50  1,00  0,50  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,25  
23 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,50  1,00  0,75  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
24 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,75  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
25 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,25  0,25  0,00  1,00  0,75  0,25  0,00  0,00  0,25  0,00  0,00  0,50  
26 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,75  1,00  0,00  0,00  0,00  0,50  0,00  0,00  0,50  
27 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  1,00  0,00  0,25  0,00  0,00  0,00  0,00  
28 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  
29 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  1,00  0,00  0,00  0,00  0,00  
30 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,50  0,00  0,00  0,00  1,00  0,25  0,00  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 623
 j 
i 10 11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  27  28  29  30  31  32  33  
31 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  1,00  0,00  0,00  
32 0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  
33 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,50  0,50  0,00  0,00  0,00  0,25  0,00  0,00  1,00  
j 
i 10 11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  27  28  29  30  31  32  33  
34 0,25  0,25  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
35 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,50  0,25  0,00  0,50  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,50  
36 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,50  0,50  0,00  0,00  0,00  0,50  0,00  0,00  0,50  
37 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
38 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
40 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,25  0,50  0,00  0,00  0,00  0,25  0,00  0,00  0,25  
41 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
42 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,50  0,50  0,00  0,00  0,00  0,25  0,00  0,00  0,25  
43 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,50  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,25  
44 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
45 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
46 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
47 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
48 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
49 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
50 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
51 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 624
 j 
i 10 11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  27  28  29  30  31  32  33  
52 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
53 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
54 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
55 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
56 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
57 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
58 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
j 
i 10 11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  27  28  29  30  31  32  33  
59 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
60 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
61 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
62 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
63 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
64 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
65 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
66 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
67 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
68 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
69 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
70 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
71 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 625
 j 
i 10 11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  27  28  29  30  31  32  33  
72 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
73 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
74 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
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j 
i 59 60  61  62  63  64  65  66  67  68  69  70  71  72  73  74  80  81  82  83  84  85  
10 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
11 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 629
 j 
i 59 60  61  62  63  64  65  66  67  68  69  70  71  72  73  74  80  81  82  83  84  85  
12 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
13 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
14 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
15 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
16 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
17 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
18 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
19 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
20 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
21 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
22 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
23 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  
24 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  
25 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
26 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
27 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
28 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
29 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
30 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
31 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
32 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
33 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 630
 j 
i 59 60  61  62  63  64  65  66  67  68  69  70  71  72  73  74  80  81  82  83  84  85  
34 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
35 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
36 0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
37 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
38 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
40 0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
41 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
42 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
43 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
44 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
45 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
46 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
47 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
48 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
49 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
50 0,25  0,25  0,00  0,00  0,00  0,25  0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  
51 0,25  0,25  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
52 0,00  0,25  0,00  0,00  0,00  0,25  0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  
53 0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  
54 0,25  0,00  0,50  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
55 0,25  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 631
 j 
i 59 60  61  62  63  64  65  66  67  68  69  70  71  72  73  74  80  81  82  83  84  85  
56 0,25  0,00  0,50  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
57 0,25  0,00  0,50  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
58 0,50  0,25  0,25  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
j 
i 59 60  61  62  63  64  65  66  67  68  69  70  71  72  73  74  80  81  82  83  84  85  
59 1,00  0,50  0,25  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
60 0,50  1,00  0,00  0,00  0,00  0,25  0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  
61 0,25  0,00  1,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
62 0,00  0,00  0,50  1,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
63 0,00  0,00  0,00  0,00  1,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
64 0,00  0,25  0,00  0,25  0,00  1,00  1,00  0,50  0,75  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  
65 0,25  0,50  0,00  0,25  0,25  1,00  1,00  0,75  0,75  0,50  0,75  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,00  0,50  0,25  0,00  
66 0,00  0,25  0,00  0,25  0,00  0,50  0,75  1,00  0,50  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  
67 0,25  0,25  0,00  0,00  0,00  0,75  0,75  0,50  1,00  0,50  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,00  
68 0,00  0,25  0,00  0,00  0,00  0,25  0,50  0,25  0,50  1,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  
69 0,25  0,25  0,00  0,00  0,00  0,50  0,75  0,50  0,75  0,75  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,00  
70 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,75  0,75  0,25  0,75  0,00  0,00  0,00  0,00  0,00  0,00  
71 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  1,00  0,50  0,50  0,75  0,00  0,00  0,00  0,00  0,00  0,00  
72 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,50  1,00  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,00  
73 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,50  0,25  1,00  0,75  0,25  0,00  0,00  0,00  0,00  0,00  
74 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,75  0,50  0,75  1,00  0,25  0,00  0,00  0,00  0,00  0,00  
80 0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  1,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 632
 j 
i 59 60  61  62  63  64  65  66  67  68  69  70  71  72  73  74  80  81  82  83  84  85  
81 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  
82 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  
83 0,00  0,25  0,00  0,00  0,00  0,25  0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  
84 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  
85 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  
Correlation coefficients for earthquake risk in the Republic of Hungary  
j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  
1 1,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,50  1,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
2 0,00  1,00  1,00  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,75  0,25  0,00  0,50  0,50  0,75  0,00  0,00  0,50  0,25  0,50  0,75  0,50  
3 0,25  1,00  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,50  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  
4 0,00  0,50  1,00  1,00  0,50  0,25  0,25  0,25  0,25  0,50  0,50  0,75  0,50  0,00  0,50  0,50  0,75  0,00  0,25  0,50  0,25  0,50  0,75  0,50  
5 0,00  0,25  0,75  0,50  1,00  0,25  0,25  0,25  0,25  0,25  0,00  0,75  0,25  0,00  0,25  0,25  0,50  0,00  0,00  0,50  0,25  0,25  0,75  0,25  
6 0,00  0,25  0,75  0,25  0,25  1,00  0,25  0,25  0,50  0,00  0,00  0,75  0,25  0,25  0,25  0,25  0,50  0,00  0,00  0,50  0,00  0,25  0,50  0,25  
7 0,00  0,25  0,75  0,25  0,25  0,25  1,00  0,25  0,25  0,25  0,25  0,75  0,25  0,00  0,25  0,25  0,75  0,00  0,00  0,50  0,25  0,25  0,75  0,25  
8 0,25  0,25  1,00  0,25  0,25  0,25  0,25  1,00  0,50  0,25  0,25  0,75  0,50  0,50  0,25  0,25  0,50  0,25  0,00  0,50  0,25  0,25  0,75  0,25  
9 0,25  0,25  1,00  0,25  0,25  0,50  0,25  0,50  1,00  0,50  0,25  0,75  0,50  0,25  0,75  0,50  0,75  0,00  0,25  0,50  0,25  0,50  0,75  0,50  
10 0,00  0,50  1,00  0,50  0,25  0,00  0,25  0,25  0,50  1,00  0,75  1,00  0,50  0,25  0,75  1,00  1,00  0,00  0,25  0,75  0,75  0,75  1,00  0,50  
11 0,00  0,25  1,00  0,50  0,00  0,00  0,25  0,25  0,25  0,75  1,00  1,00  0,50  0,00  0,50  0,50  1,00  0,00  0,25  0,50  0,50  0,50  1,00  0,50  
12 0,25  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  
13 0,50  0,25  1,00  0,50  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,75  1,00  0,50  0,50  0,50  0,75  0,25  0,25  0,50  0,50  0,50  0,75  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 633
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  
14 1,00  0,00  0,50  0,00  0,00  0,25  0,00  0,50  0,25  0,25  0,00  0,75  0,50  1,00  0,25  0,00  0,25  0,00  0,00  0,50  0,00  0,00  0,25  0,25  
15 0,00  0,50  1,00  0,50  0,25  0,25  0,25  0,25  0,75  0,75  0,50  1,00  0,50  0,25  1,00  0,75  1,00  0,00  0,25  0,75  0,50  0,75  1,00  0,50  
16 0,00  0,50  1,00  0,50  0,25  0,25  0,25  0,25  0,50  1,00  0,50  1,00  0,50  0,00  0,75  1,00  1,00  0,25  0,25  0,75  0,75  0,75  1,00  0,75  
17 0,00  0,75  1,00  0,75  0,50  0,50  0,75  0,50  0,75  1,00  1,00  1,00  0,75  0,25  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  
18 0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,75  0,25  0,00  0,00  0,25  0,50  1,00  0,00  0,50  0,00  0,25  0,50  0,25  
19 0,00  0,00  0,75  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,75  0,25  0,00  0,25  0,25  0,75  0,00  1,00  0,50  0,25  0,25  0,75  0,25  
20 0,25  0,50  1,00  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,50  1,00  0,50  0,50  0,75  0,75  1,00  0,50  0,50  1,00  0,50  0,75  1,00  1,00  
21 0,00  0,25  1,00  0,25  0,25  0,00  0,25  0,25  0,25  0,75  0,50  1,00  0,50  0,00  0,50  0,75  1,00  0,00  0,25  0,50  1,00  0,75  1,00  0,50  
22 0,00  0,50  1,00  0,50  0,25  0,25  0,25  0,25  0,50  0,75  0,50  1,00  0,50  0,00  0,75  0,75  1,00  0,25  0,25  0,75  0,75  1,00  1,00  0,75  
23 0,00  0,75  1,00  0,75  0,75  0,50  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,25  1,00  1,00  1,00  0,50  0,75  1,00  1,00  1,00  1,00  1,00  
24 0,00  0,50  1,00  0,50  0,25  0,25  0,25  0,25  0,50  0,50  0,50  1,00  0,50  0,25  0,50  0,75  1,00  0,25  0,25  1,00  0,50  0,75  1,00  1,00  
Correlation coefficients for earthquake risk in the Italian Republic  
j 
i 00 01  02  03  04  05  06  07  08  09  10  11  12  13  14  15  16  17  18  19  20  21  22  23  
00 1,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
01 0,00  1,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,50  0,25  0,00  
02 0,00  0,00  1,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,25  0,00  
03 0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,00  0,00  
04 0,25  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,25  0,00  0,00  0,00  0,50  0,25  0,00  
05 0,00  0,50  0,50  0,00  0,00  1,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,25  0,25  0,00  
06 0,00  0,00  0,00  0,00  0,00  0,25  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 634
 j 
i 00 01  02  03  04  05  06  07  08  09  10  11  12  13  14  15  16  17  18  19  20  21  22  23  
07 0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
08 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
09 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
10 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  
11 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,75  0,50  0,00  
12 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  1,00  0,25  0,50  0,25  0,25  0,50  0,50  0,00  0,25  0,50  0,50  0,25  
13 0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,50  0,25  1,00  0,50  0,50  0,50  0,50  0,25  0,00  0,25  0,75  0,50  0,25  
14 0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,50  0,50  0,50  0,50  1,00  0,75  0,50  0,50  0,25  0,00  0,25  0,75  0,75  0,25  
15 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,50  0,75  1,00  0,50  0,50  0,25  0,25  0,25  0,50  0,50  0,25  
16 0,00  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,50  0,50  0,50  1,00  0,50  0,50  0,25  0,50  0,50  0,50  0,25  
17 0,00  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,50  0,50  0,50  0,50  0,50  1,00  0,75  0,25  0,50  0,75  0,50  0,50  
18 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,50  0,25  0,25  0,25  0,50  0,75  1,00  0,25  0,25  0,50  0,50  0,25  
19 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  1,00  0,25  0,25  0,25  0,25  
20 0,25  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,50  0,00  0,25  0,25  0,25  0,25  0,50  0,50  0,25  0,25  1,00  0,75  0,75  0,50  
21 0,00  0,50  0,25  0,25  0,50  0,25  0,00  0,00  0,00  0,00  0,25  0,75  0,50  0,75  0,75  0,50  0,50  0,75  0,50  0,25  0,75  1,00  1,00  0,50  
22 0,00  0,25  0,25  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,25  0,75  1,00  1,00  0,75  
23 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,50  0,50  0,75  1,00  
j 
i 00 01  02  03  04  05  06  07  08  09  10  11  12  13  14  15  16  17  18  19  20  21  22  23  
24 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,50  0,50  0,50  0,50  
25 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,25  0,25  
26 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,50  0,50  0,25  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 635
 j 
i 00 01  02  03  04  05  06  07  08  09  10  11  12  13  14  15  16  17  18  19  20  21  22  23  
27 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,50  0,75  0,50  0,50  0,25  0,00  0,50  0,50  0,50  0,25  
28 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,50  0,25  0,25  0,50  0,75  0,50  0,25  
29 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,00  0,25  0,50  0,50  0,25  
30 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
31 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
32 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,25  0,00  
33 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,00  
34 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,50  0,25  0,25  
35 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,50  0,25  0,25  
36 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,00  0,25  
37 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,50  0,25  0,00  0,25  
38 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  
39 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,50  0,25  0,25  0,50  0,25  0,00  0,25  0,50  0,50  0,25  
40 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
41 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  
42 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,00  
43 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,00  0,00  
44 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,25  0,00  
45 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,50  0,50  0,25  
46 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,50  0,25  0,25  
47 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 636
 j 
i 00 01  02  03  04  05  06  07  08  09  10  11  12  13  14  15  16  17  18  19  20  21  22  23  
48 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
50 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
51 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,25  0,00  
52 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,25  0,00  
53 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,25  0,00  
54 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,75  0,25  0,25  0,25  0,00  
55 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,00  
56 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,00  
57 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  
58 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,50  0,25  0,25  
59 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,00  
60 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,00  0,00  
61 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,00  0,00  
62 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,00  
63 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
64 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,00  
65 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,00  
66 0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  
67 0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
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 02015R0035 — EN — 02.04.2016 — 001.004 — 640
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19 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  
20 0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,50  0,25  0,25  
21 0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,50  0,50  0,50  0,50  0,00  0,25  0,50  0,00  
22 0,50  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,50  0,50  0,25  0,00  0,25  0,50  0,00  
23 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,25  0,25  0,00  
j 
i 75 80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  
24 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  
25 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
26 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
27 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,00  
28 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,25  0,25  0,00  
29 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,00  
30 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,00  
31 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
32 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
33 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
34 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,25  0,25  0,00  
35 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,00  
36 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 649
 j 
i 75 80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  
37 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  
38 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
39 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,00  0,25  0,00  
40 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
41 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
42 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
43 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
44 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
45 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,00  
46 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
47 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
j 
i 75 80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  
48 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
50 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
51 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
52 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
53 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
54 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
55 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
56 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
57 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 650
 j 
i 75 80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  
58 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,00  
59 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
60 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
61 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
62 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
63 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
64 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
65 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
66 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
67 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
70 0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,00  
71 0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
72 0,50  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,50  0,25  0,25  0,00  0,00  0,25  0,00  
73 0,25  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,25  0,50  0,00  
74 0,50  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,00  
j 
i 75 80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  
75 1,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,25  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,00  
80 0,00  1,00  0,50  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
81 0,00  0,50  1,00  0,50  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
82 0,00  0,25  0,50  1,00  0,75  0,25  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
83 0,00  0,25  0,25  0,75  1,00  0,50  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 651
 j 
i 75 80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  
84 0,00  0,25  0,00  0,25  0,50  1,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
85 0,50  0,00  0,00  0,00  0,25  0,50  1,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
86 0,00  0,00  0,25  0,50  0,25  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
87 0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  1,00  0,75  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
88 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  1,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
89 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  1,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,75  
90 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  
91 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  1,00  0,25  0,25  0,00  0,00  0,00  0,25  0,00  
92 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  1,00  0,50  0,25  0,00  0,25  0,25  0,00  
93 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,50  1,00  0,75  0,25  0,25  0,50  0,00  
94 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,75  1,00  0,25  0,25  0,25  0,00  
95 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,25  1,00  0,50  0,50  0,25  
96 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,25  0,50  1,00  0,75  0,25  
97 0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,50  0,25  0,50  0,75  1,00  0,00  
98 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  1,00  
Correlation coefficients for earthquake risk in the Portuguese Republic  
j 
i 10 11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  27  28  29  30  
10 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  
11 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,50  0,75  0,75  0,75  0,50  0,75  1,00  1,00  1,00  0,75  0,75  
12 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  
13 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 652
 j 
i 10 11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  27  28  29  30  
14 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  1,00  0,75  0,75  
15 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,50  0,75  0,50  0,75  0,50  0,50  1,00  1,00  1,00  0,75  0,50  
16 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,50  0,75  0,50  0,50  0,50  0,50  1,00  1,00  0,75  0,75  0,50  
17 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,50  0,75  0,25  0,50  0,50  0,50  1,00  1,00  1,00  0,75  0,50  
18 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,50  0,75  0,50  0,50  1,00  1,00  1,00  0,75  0,50  
19 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,50  0,75  0,50  0,50  0,50  0,50  1,00  1,00  1,00  0,75  0,50  
20 0,75  0,50  0,75  0,75  0,75  0,50  0,50  0,50  0,75  0,50  1,00  0,75  0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,50  
21 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,50  0,50  0,75  0,50  0,50  0,75  0,50  
22 0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,25  0,50  0,50  0,75  0,75  1,00  1,00  0,75  0,50  0,25  0,25  0,25  0,50  0,75  
23 0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,50  0,75  0,75  1,00  1,00  0,75  0,75  0,50  0,50  0,50  0,75  0,75  
24 0,75  0,50  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  1,00  0,50  0,25  0,50  0,25  0,50  0,75  
25 0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,75  0,50  1,00  0,50  0,50  0,50  0,50  0,50  
26 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,50  0,75  0,25  0,50  0,25  0,50  1,00  1,00  0,75  0,75  0,25  
27 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,50  0,50  0,25  0,50  0,50  0,50  1,00  1,00  0,75  0,75  0,50  
28 1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,50  0,50  0,25  0,50  0,25  0,50  0,75  0,75  1,00  0,75  0,25  
29 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,50  0,75  0,50  0,50  0,75  0,75  0,75  1,00  0,50  
30 0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,50  0,25  0,50  0,25  0,50  1,00  
j 
i 10 11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  27  28  29  30  
31 0,50  0,50  0,50  0,75  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,75  0,75  0,75  0,50  0,25  0,25  0,25  0,25  0,75  
32 0,25  0,50  0,50  0,50  0,50  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,75  0,50  0,50  0,25  0,00  0,00  0,00  0,25  0,75  
33 0,25  0,50  0,50  0,50  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,75  0,50  0,25  0,25  0,00  0,00  0,00  0,00  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 653
 j 
i 10 11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  27  28  29  30  
34 0,50  0,50  0,50  0,75  0,50  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,75  0,50  0,50  0,25  0,00  0,00  0,00  0,25  0,75  
35 0,50  0,50  0,50  0,75  0,50  0,25  0,00  0,00  0,00  0,25  0,25  0,25  0,75  0,50  0,50  0,25  0,00  0,00  0,00  0,25  0,50  
36 0,25  0,50  0,50  0,75  0,50  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,75  0,50  0,25  0,25  0,00  0,00  0,00  0,25  0,50  
37 0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,50  0,25  0,25  0,25  0,50  0,75  
38 0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,75  1,00  
40 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,25  
41 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,50  0,50  
42 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,25  
43 0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,25  
44 0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,50  0,50  0,50  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,75  0,75  
45 0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,75  0,75  0,75  0,50  0,25  0,25  0,25  0,50  0,75  
46 0,50  0,50  0,75  0,75  0,75  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,75  0,75  0,50  0,50  0,00  0,00  0,00  0,50  0,75  
47 0,50  0,50  0,75  0,75  0,75  0,50  0,25  0,25  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,25  0,25  0,25  0,50  0,75  
48 0,50  0,50  0,75  0,75  0,75  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,75  0,75  0,50  0,50  0,00  0,00  0,00  0,25  0,75  
49 0,50  0,50  0,50  0,75  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,00  0,25  0,00  0,25  0,75  
50 0,25  0,50  0,50  0,75  0,50  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,75  0,50  0,25  0,25  0,00  0,00  0,00  0,25  0,50  
51 0,25  0,25  0,50  0,50  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,50  
52 0,25  0,25  0,50  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,50  
j 
i 10 11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  27  28  29  30  
53 0,25  0,25  0,25  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,50  
54 0,25  0,25  0,50  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 654
 j 
i 10 11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  27  28  29  30  
60 0,50  0,50  0,50  0,75  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,75  0,75  0,50  0,25  0,25  0,25  0,25  0,25  0,75  
61 0,50  0,50  0,50  0,75  0,50  0,25  0,00  0,00  0,25  0,00  0,25  0,25  0,75  0,75  0,50  0,25  0,00  0,00  0,00  0,25  0,75  
62 0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,25  
63 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
64 0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
70 0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,50  
71 0,25  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,50  
72 0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,50  
73 0,50  0,50  0,50  0,75  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,75  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,50  
74 0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,75  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,50  
75 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,75  0,75  0,75  0,50  
76 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,75  
77 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,75  0,50  0,75  0,75  
78 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,75  0,50  0,75  0,75  
79 0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
80 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,25  0,25  0,50  0,25  0,25  0,50  0,50  0,50  0,50  0,25  
81 0,75  0,50  0,75  0,75  0,75  0,50  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,75  0,50  
82 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,75  0,75  
83 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,75  
j 
i 10 11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  27  28  29  30  
84 0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,75  0,50  0,25  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
85 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,75  0,75  0,75  0,50  0,50  0,75  0,50  0,75  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 655
 j 
i 10 11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  27  28  29  30  
86 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,75  0,50  0,50  0,75  0,50  0,75  0,75  
87 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,50  
88 0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,75  0,50  0,25  0,50  0,75  0,75  0,50  0,25  0,50  0,50  0,50  0,50  0,50  
89 0,50  0,50  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,50  0,50  0,50  
90 0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  
91 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
92 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
93 0,00  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
94 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
95 0,25  0,25  0,25  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  
96 0,25  0,25  0,25  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  
97 0,25  0,25  0,25  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  
98 0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
99 0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
j 
i 31 32  33  34  35  36  37  38  40  41  42  43  44  45  46  47  48  49  50  51  52  
10 0,50  0,25  0,25  0,50  0,50  0,25  0,75  0,75  0,25  0,50  0,25  0,25  0,75  0,75  0,50  0,50  0,50  0,50  0,25  0,25  0,25  
11 0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,25  0,50  0,25  0,25  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,25  0,25  
12 0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,25  0,50  0,25  0,25  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  
13 0,75  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,25  0,50  0,25  0,25  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  
14 0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,25  0,50  0,25  0,25  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,25  
15 0,50  0,25  0,00  0,25  0,25  0,25  0,50  0,75  0,25  0,50  0,25  0,25  0,75  0,50  0,50  0,50  0,25  0,25  0,25  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 656
 j 
i 31 32  33  34  35  36  37  38  40  41  42  43  44  45  46  47  48  49  50  51  52  
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20 0,25  0,25  0,00  0,25  0,25  0,25  0,50  0,50  0,25  0,50  0,25  0,25  0,50  0,50  0,25  0,50  0,25  0,25  0,25  0,00  0,00  
21 0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,25  0,50  0,25  0,25  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,00  0,00  
22 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,25  0,50  0,25  0,25  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,50  0,50  
23 0,75  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,25  0,50  0,25  0,25  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,25  
24 0,75  0,50  0,25  0,50  0,50  0,25  0,75  0,75  0,25  0,50  0,25  0,25  0,75  0,75  0,50  0,50  0,50  0,50  0,25  0,25  0,25  
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27 0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,50  0,00  0,25  0,00  0,00  0,50  0,25  0,00  0,25  0,00  0,25  0,00  0,00  0,00  
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29 0,25  0,25  0,00  0,25  0,25  0,25  0,50  0,75  0,25  0,50  0,25  0,25  0,75  0,50  0,50  0,50  0,25  0,25  0,25  0,00  0,00  
30 0,75  0,75  0,75  0,75  0,50  0,50  0,75  1,00  0,25  0,50  0,25  0,25  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  
j 
i 31 32  33  34  35  36  37  38  40  41  42  43  44  45  46  47  48  49  50  51  52  
31 1,00  0,75  0,50  0,75  0,50  0,50  0,75  0,75  0,25  0,50  0,25  0,25  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  
32 0,75  1,00  1,00  0,75  0,75  0,75  0,50  0,75  0,00  0,00  0,25  0,25  0,50  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,50  
33 0,50  1,00  1,00  0,50  0,75  0,75  0,50  0,75  0,00  0,00  0,00  0,00  0,50  0,75  0,75  0,75  0,75  0,50  0,75  0,75  0,75  
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 02015R0035 — EN — 02.04.2016 — 001.004 — 657
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 02015R0035 — EN — 02.04.2016 — 001.004 — 658
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 02015R0035 — EN — 02.04.2016 — 001.004 — 659
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 02015R0035 — EN — 02.04.2016 — 001.004 — 660
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 02015R0035 — EN — 02.04.2016 — 001.004 — 666
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64 0,25  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
70 0,50  0,75  0,75  0,25  0,50  0,50  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  
71 0,50  0,75  0,75  0,25  0,75  0,50  0,00  0,25  0,00  0,25  0,00  0,25  0,25  0,25  0,25  0,25  
72 0,75  0,75  0,75  0,25  0,75  0,50  0,00  0,25  0,00  0,25  0,00  0,25  0,25  0,25  0,00  0,00  
73 0,75  0,75  0,75  0,25  0,75  0,50  0,00  0,25  0,00  0,25  0,00  0,25  0,25  0,25  0,25  0,25  
74 0,50  0,75  0,75  0,25  0,50  0,50  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,00  0,00  
75 0,75  0,75  0,75  0,50  0,75  0,75  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,00  0,00  
76 0,75  1,00  1,00  0,75  0,75  0,75  0,00  0,25  0,25  0,25  0,00  0,50  0,50  0,50  0,25  0,25  
77 1,00  1,00  1,00  0,75  1,00  1,00  0,00  0,50  0,25  0,25  0,00  0,50  0,50  0,50  0,25  0,50  
78 1,00  1,00  1,00  0,75  1,00  0,75  0,00  0,50  0,25  0,25  0,00  0,50  0,50  0,50  0,25  0,25  
79 0,75  0,75  0,75  0,50  0,75  0,75  0,00  0,25  0,00  0,25  0,00  0,25  0,25  0,25  0,25  0,25  
80 0,75  0,75  0,75  1,00  0,75  0,75  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
81 0,75  1,00  0,75  1,00  1,00  0,75  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  
82 1,00  1,00  1,00  1,00  0,75  0,75  0,25  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,25  0,25  
83 1,00  1,00  1,00  1,00  1,00  1,00  0,00  0,25  0,00  0,25  0,00  0,50  0,50  0,50  0,50  0,50  
j 
i 84 85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
84 1,00  1,00  1,00  0,75  0,75  0,75  0,00  0,25  0,00  0,25  0,00  0,25  0,25  0,25  0,00  0,25  
85 1,00  1,00  1,00  0,75  0,75  0,75  0,00  0,25  0,00  0,25  0,00  0,50  0,50  0,50  0,25  0,25  
86 1,00  1,00  1,00  0,75  0,75  0,75  0,00  0,25  0,00  0,25  0,00  0,50  0,50  0,50  0,25  0,25  
87 0,75  0,75  0,75  1,00  1,00  0,75  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
88 0,75  0,75  0,75  1,00  1,00  1,00  0,00  0,25  0,00  0,25  0,00  0,25  0,50  0,25  0,25  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 667
 j 
i 84 85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
89 0,75  0,75  0,75  0,75  1,00  1,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,25  0,25  
90 0,00  0,00  0,00  0,25  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
91 0,25  0,25  0,25  0,00  0,25  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
92 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
93 0,25  0,25  0,25  0,00  0,25  0,25  0,00  0,00  0,00  1,00  0,00  0,25  0,25  0,25  0,00  0,00  
94 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  
95 0,25  0,50  0,50  0,00  0,25  0,25  0,00  0,00  0,00  0,25  0,00  1,00  0,50  0,25  0,00  0,00  
96 0,25  0,50  0,50  0,00  0,50  0,25  0,00  0,00  0,00  0,25  0,00  0,50  1,00  0,25  0,00  0,00  
97 0,25  0,50  0,50  0,00  0,25  0,25  0,00  0,00  0,00  0,25  0,00  0,25  0,25  1,00  0,00  0,00  
98 0,00  0,25  0,25  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  
99 0,25  0,25  0,25  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  
Correlation coefficients for earthquake risk in the Republic of Romania  
j 
i 01 03  04  05  06  07  08  09  10  12  13  14  17  18  19  20  21  22  23  24  
01 1,00  0,50  0,25  0,00  0,75  1,00  0,75  0,25  0,50  0,00  0,50  0,25  1,00  0,75  0,25  0,25  0,50  0,25  0,50  0,50  
03 0,50  1,00  0,00  0,00  0,25  0,75  0,00  0,00  0,00  0,00  0,25  0,00  0,75  0,25  0,00  0,00  0,00  0,00  0,00  0,25  
04 0,25  0,00  1,00  0,75  0,00  0,25  0,75  0,75  0,50  0,50  0,00  0,25  0,50  0,25  0,75  0,75  0,75  0,50  0,75  0,50  
05 0,00  0,00  0,75  1,00  0,00  0,25  1,00  0,75  0,50  0,75  0,00  0,25  0,25  0,00  1,00  0,75  0,50  1,00  0,50  0,25  
06 0,75  0,25  0,00  0,00  1,00  0,75  0,25  0,00  0,00  0,00  0,25  0,00  0,75  0,25  0,00  0,00  0,25  0,00  0,00  0,25  
07 1,00  0,75  0,25  0,25  0,75  1,00  0,75  0,25  0,50  0,00  0,75  0,25  1,00  0,75  0,25  0,25  0,50  0,25  0,50  0,50  
08 0,75  0,00  0,75  1,00  0,25  0,75  1,00  0,75  0,75  0,50  0,00  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  
09 0,25  0,00  0,75  0,75  0,00  0,25  0,75  1,00  0,50  1,00  0,00  0,50  0,50  0,50  0,75  1,00  0,75  1,00  0,75  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 668
 j 
i 01 03  04  05  06  07  08  09  10  12  13  14  17  18  19  20  21  22  23  24  
10 0,50  0,00  0,50  0,50  0,00  0,50  0,75  0,50  1,00  0,25  0,00  0,25  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,25  
12 0,00  0,00  0,50  0,75  0,00  0,00  0,50  1,00  0,25  1,00  0,00  0,25  0,25  0,25  0,75  0,75  0,50  0,75  0,75  0,25  
13 0,50  0,25  0,00  0,00  0,25  0,75  0,00  0,00  0,00  0,00  1,00  0,00  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  
14 0,25  0,00  0,25  0,25  0,00  0,25  0,50  0,50  0,25  0,25  0,00  1,00  0,50  0,75  0,25  0,50  0,25  0,25  0,75  0,25  
17 1,00  0,75  0,50  0,25  0,75  1,00  0,50  0,50  0,50  0,25  0,50  0,50  1,00  0,75  0,50  0,25  0,50  0,25  0,50  0,50  
18 0,75  0,25  0,25  0,00  0,25  0,75  0,50  0,50  0,25  0,25  0,25  0,75  0,75  1,00  0,25  0,25  0,50  0,25  0,75  0,50  
19 0,25  0,00  0,75  1,00  0,00  0,25  0,75  0,75  0,50  0,75  0,00  0,25  0,50  0,25  1,00  0,75  0,50  0,75  0,50  0,25  
20 0,25  0,00  0,75  0,75  0,00  0,25  0,75  1,00  0,50  0,75  0,00  0,50  0,25  0,25  0,75  1,00  0,75  0,75  0,75  0,50  
21 0,50  0,00  0,75  0,50  0,25  0,50  0,75  0,75  0,50  0,50  0,00  0,25  0,50  0,50  0,50  0,75  1,00  0,50  0,75  0,75  
22 0,25  0,00  0,50  1,00  0,00  0,25  0,75  1,00  0,50  0,75  0,00  0,25  0,25  0,25  0,75  0,75  0,50  1,00  0,50  0,25  
23 0,50  0,00  0,75  0,50  0,00  0,50  0,75  0,75  0,50  0,75  0,00  0,75  0,50  0,75  0,50  0,75  0,75  0,50  1,00  0,50  
24 0,50  0,25  0,50  0,25  0,25  0,50  0,75  0,25  0,25  0,25  0,00  0,25  0,50  0,50  0,25  0,50  0,75  0,25  0,50  1,00  
25 0,75  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,75  0,50  0,25  0,50  0,75  0,75  0,75  0,50  0,75  0,50  0,75  0,75  
j 
i 01 03  04  05  06  07  08  09  10  12  13  14  17  18  19  20  21  22  23  24  
26 0,00  0,50  0,00  0,00  0,75  1,00  0,75  0,00  0,00  0,00  0,50  0,00  1,00  0,50  0,00  0,00  0,25  0,00  0,25  0,25  
27 0,25  0,00  0,50  0,25  0,00  0,50  0,50  0,75  0,50  0,75  0,00  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,25  
28 0,25  0,00  0,75  1,00  0,00  0,50  1,00  0,75  0,50  0,50  0,00  0,25  0,50  0,25  0,75  0,75  0,75  0,75  0,75  0,50  
29 0,75  0,50  0,25  0,00  0,50  1,00  0,25  0,25  0,25  0,00  0,25  0,25  0,75  0,50  0,25  0,25  0,25  0,25  0,25  0,25  
30 0,50  0,25  0,25  0,25  0,25  0,75  0,50  0,25  0,25  0,00  0,25  0,25  0,75  0,50  0,25  0,25  0,50  0,25  0,25  0,75  
31 1,00  0,50  0,50  0,25  0,50  1,00  0,50  0,25  0,50  0,25  0,50  0,25  1,00  0,75  0,25  0,25  0,50  0,25  0,50  0,50  
32 0,25  0,00  0,75  1,00  0,00  0,50  1,00  0,75  0,50  0,75  0,00  0,25  0,50  0,25  0,75  0,75  0,75  0,75  0,75  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 669
 j 
i 01 03  04  05  06  07  08  09  10  12  13  14  17  18  19  20  21  22  23  24  
33 0,50  0,00  0,75  0,75  0,00  0,50  1,00  0,75  0,50  0,50  0,00  0,50  0,50  0,50  0,50  1,00  1,00  0,75  0,75  0,75  
34 0,00  0,00  0,75  0,75  0,00  0,00  0,75  0,75  0,50  1,00  0,00  0,50  0,00  0,25  0,75  1,00  0,50  0,75  0,75  0,25  
35 1,00  0,50  0,25  0,00  0,75  1,00  0,50  0,25  0,25  0,00  0,50  0,25  1,00  0,50  0,25  0,00  0,25  0,00  0,25  0,25  
36 0,50  0,25  0,00  0,00  0,25  0,50  0,00  0,00  0,25  0,00  0,00  0,00  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  
37 0,75  0,25  0,50  0,25  0,25  0,75  0,50  0,25  0,50  0,00  0,25  0,25  0,75  0,50  0,25  0,25  0,25  0,25  0,25  0,50  
38 0,75  0,00  0,75  0,75  0,25  0,75  1,00  0,75  0,50  0,50  0,00  0,25  0,50  0,50  0,50  0,75  0,75  0,50  0,75  0,75  
39 0,50  0,00  0,75  0,75  0,00  0,50  1,00  0,75  0,50  0,75  0,00  0,50  0,50  0,50  0,50  1,00  0,75  0,75  1,00  0,50  
40 0,25  0,25  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  
41 0,50  0,00  0,50  0,50  0,00  0,75  0,75  0,75  0,50  0,50  0,00  0,25  0,50  0,50  0,50  0,76  0,50  0,50  0,50  0,50  
42 0,25  0,00  0,75  1,00  0,00  0,50  1,00  0,75  0,50  0,75  0,00  0,25  0,50  0,25  0,75  0,75  0,75  1,00  0,75  0,50  
43 0,50  0,00  0,75  0,50  0,00  0,50  0,75  0,50  0,50  0,50  0,00  0,25  0,50  0,25  0,50  0,75  0,75  0,50  0,50  0,50  
44 0,00  0,00  0,50  1,00  0,00  0,00  0,75  0,75  0,50  0,75  0,00  0,25  0,25  0,00  1,00  0,75  0,50  1,00  0,50  0,25  
45 0,00  0,00  0,75  0,75  0,00  0,00  0,50  1,00  0,25  0,75  0,00  0,75  0,00  0,50  0,75  1,00  0,75  0,75  1,00  0,25  
j 
i 25 26  27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  
01 0,75  0,00  0,25  0,25  0,75  0,50  1,00  0,25  0,50  0,00  1,00  0,50  0,75  0,75  0,50  0,25  0,50  0,25  0,50  0,00  0,00  
03 0,50  0,50  0,00  0,00  0,50  0,25  0,50  0,00  0,00  0,00  0,50  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
04 0,50  0,00  0,50  0,75  0,25  0,25  0,50  0,75  0,75  0,75  0,25  0,00  0,50  0,75  0,75  0,00  0,50  0,75  0,75  0,50  0,75  
05 0,50  0,00  0,25  1,00  0,00  0,25  0,25  1,00  0,75  0,75  0,00  0,00  0,25  0,75  0,75  0,00  0,50  1,00  0,50  1,00  0,75  
06 0,50  0,75  0,00  0,00  0,50  0,25  0,50  0,00  0,00  0,00  0,75  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
07 0,75  1,00  0,50  0,50  1,00  0,75  1,00  0,50  0,50  0,00  1,00  0,50  0,75  0,75  0,50  0,50  0,75  0,50  0,50  0,00  0,00  
08 0,75  0,75  0,50  1,00  0,25  0,50  0,50  1,00  1,00  0,75  0,50  0,00  0,50  1,00  1,00  0,00  0,75  1,00  0,75  0,75  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 670
 j 
i 25 26  27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  
09 0,50  0,00  0,75  0,75  0,25  0,25  0,25  0,75  0,75  0,75  0,25  0,00  0,25  0,75  0,75  0,00  0,75  0,75  0,50  0,75  1,00  
10 0,75  0,00  0,50  0,50  0,25  0,25  0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,50  0,50  0,00  0,50  0,50  0,50  0,50  0,25  
12 0,50  0,00  0,75  0,50  0,00  0,00  0,25  0,75  0,50  1,00  0,00  0,00  0,00  0,50  0,75  0,00  0,50  0,75  0,50  0,75  0,75  
13 0,25  0,50  0,00  0,00  0,25  0,25  0,50  0,00  0,00  0,00  0,50  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
14 0,50  0,00  0,75  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,25  0,00  0,25  0,25  0,50  0,00  0,25  0,25  0,25  0,25  0,75  
17 0,75  1,00  0,50  0,50  0,75  0,75  1,00  0,50  0,50  0,00  1,00  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,00  
18 0,75  0,50  0,50  0,25  0,50  0,50  0,75  0,25  0,50  0,25  0,50  0,25  0,50  0,50  0,50  0,25  0,50  0,25  0,25  0,00  0,50  
19 0,75  0,00  0,50  0,75  0,25  0,25  0,25  0,75  0,50  0,75  0,25  0,00  0,25  0,50  0,50  0,00  0,50  0,75  0,50  1,00  0,75  
20 0,50  0,00  0,50  0,75  0,25  0,25  0,25  0,75  1,00  1,00  0,00  0,00  0,25  0,75  1,00  0,00  0,76  0,75  0,75  0,75  1,00  
21 0,75  0,25  0,50  0,75  0,25  0,50  0,50  0,75  1,00  0,50  0,25  0,00  0,25  0,75  0,75  0,00  0,50  0,75  0,75  0,50  0,75  
22 0,50  0,00  0,50  0,75  0,25  0,25  0,25  0,75  0,75  0,75  0,00  0,00  0,25  0,50  0,75  0,00  0,50  1,00  0,50  1,00  0,75  
23 0,75  0,25  0,75  0,75  0,25  0,25  0,50  0,75  0,75  0,75  0,25  0,00  0,25  0,75  1,00  0,00  0,50  0,75  0,50  0,50  1,00  
24 0,75  0,25  0,25  0,50  0,25  0,75  0,50  0,50  0,75  0,25  0,25  0,00  0,50  0,75  0,50  0,00  0,50  0,50  0,50  0,25  0,25  
25 1,00  0,75  0,50  0,75  0,50  0,50  0,75  0,75  0,75  0,50  0,75  0,25  0,50  0,75  0,75  0,00  0,50  0,75  0,75  0,50  0,50  
j 
i 25 26  27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  
26 0,75  1,00  0,00  0,00  0,75  0,25  0,75  0,00  0,50  0,00  1,00  0,25  0,50  0,75  0,25  0,00  0,50  0,00  0,00  0,00  0,00  
27 0,50  0,00  1,00  0,50  0,25  0,25  0,50  0,50  0,50  0,75  0,25  0,00  0,25  0,25  0,50  0,00  0,50  0,50  0,25  0,25  1,00  
28 0,75  0,00  0,50  1,00  0,25  0,25  0,50  1,00  1,00  0,75  0,25  0,00  0,25  1,00  0,75  0,00  0,75  1,00  0,75  0,75  0,75  
29 0,50  0,75  0,25  0,25  1,00  0,50  0,75  0,25  0,25  0,00  0,75  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  
30 0,50  0,25  0,25  0,25  0,50  1,00  0,50  0,25  0,50  0,00  0,50  0,25  0,50  0,50  0,25  0,00  0,25  0,25  0,25  0,00  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 671
 j 
i 25 26  27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  
31 0,75  0,75  0,50  0,50  0,75  0,50  1,00  0,50  0,50  0,00  0,75  0,50  0,75  0,50  0,50  0,25  0,50  0,50  0,50  0,25  0,00  
32 0,75  0,00  0,50  1,00  0,25  0,25  0,50  1,00  0,75  0,75  0,25  0,00  0,25  1,00  0,75  0,00  0,75  1,00  0,75  0,75  0,75  
33 0,75  0,50  0,50  1,00  0,25  0,50  0,50  0,75  1,00  0,50  0,25  0,00  0,25  0,75  1,00  0,00  0,50  0,75  0,75  0,50  0,75  
34 0,50  0,00  0,75  0,75  0,00  0,00  0,00  0,75  0,50  1,00  0,00  0,00  0,00  0,50  0,75  0,00  0,50  0,75  0,50  0,75  0,75  
35 0,75  1,00  0,25  0,25  0,75  0,50  0,75  0,25  0,25  0,00  1,00  0,50  0,50  0,50  0,25  0,00  0,50  0,25  0,25  0,00  0,00  
36 0,25  0,25  0,00  0,00  0,50  0,25  0,50  0,00  0,00  0,00  0,50  1,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
37 0,50  0,50  0,25  0,25  0,50  0,50  0,75  0,25  0,25  0,00  0,50  0,25  1,00  0,25  0,25  0,25  0,25  0,25  0,50  0,00  0,00  
38 0,75  0,75  0,25  1,00  0,25  0,50  0,50  1,00  0,75  0,50  0,50  0,00  0,25  1,00  0,75  0,00  0,50  0,75  0,75  0,50  0,75  
39 0,75  0,25  0,50  0,75  0,25  0,25  0,50  0,75  1,00  0,75  0,25  0,00  0,25  0,75  1,00  0,00  0,50  0,75  0,75  0,50  0,75  
40 0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  
41 0,50  0,50  0,50  0,75  0,25  0,25  0,50  0,75  0,50  0,50  0,50  0,00  0,25  0,50  0,50  0,00  1,00  0,75  0,50  0,50  0,50  
42 0,75  0,00  0,50  1,00  0,25  0,25  0,50  1,00  0,75  0,75  0,25  0,00  0,25  0,75  0,75  0,00  0,75  1,00  0,50  1,00  0,75  
43 0,75  0,00  0,25  0,75  0,25  0,25  0,50  0,75  0,75  0,50  0,25  0,00  0,50  0,75  0,75  0,00  0,50  0,50  1,00  0,50  0,50  
44 0,50  0,00  0,25  0,75  0,00  0,00  0,25  0,75  0,50  0,75  0,00  0,00  0,00  0,50  0,50  0,00  0,50  1,00  0,50  1,00  0,50  
45 0,50  0,00  1,00  0,75  0,00  0,25  0,00  0,75  0,75  0,75  0,00  0,00  0,00  0,75  0,75  0,00  0,50  0,75  0,50  0,50  1,00  
Correlation coefficients for earthquake risk in the Slovak Republic  
j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  
1 1,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,25  0,50  0,00  0,00  
2 0,25  1,00  0,75  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  
3 0,25  0,75  1,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,50  0,25  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 672
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  
4 0,00  0,00  0,00  1,00  0,50  0,25  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
5 0,00  0,25  0,25  0,50  1,00  0,50  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
6 0,00  0,00  0,00  0,25  0,50  1,00  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
7 0,00  0,00  0,00  0,25  0,00  0,25  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
8 0,00  0,00  0,00  0,50  0,50  0,50  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
9 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
10 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  1,00  1,00  1,00  1,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
11 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  1,00  1,00  0,75  1,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
12 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  1,00  1,00  0,75  0,75  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
13 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,75  0,75  1,00  0,75  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
14 0,00  0,00  0,00  0,50  0,00  0,50  0,50  0,50  0,00  1,00  1,00  0,75  0,75  1,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
15 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,50  0,50  0,50  0,50  1,00  0,50  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
16 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  1,00  0,75  0,00  0,00  0,50  0,00  0,25  0,00  0,00  
17 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,75  1,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  
18 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,50  0,00  0,50  0,00  0,25  0,50  
19 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  1,00  0,00  0,25  0,00  0,00  0,25  
20 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,50  0,00  0,00  1,00  0,50  0,50  0,00  0,00  
21 0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,50  1,00  0,75  0,25  0,50  
22 0,50  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,50  0,75  1,00  0,00  0,00  
23 0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  1,00  0,75  
24 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,00  0,50  0,00  0,75  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 673
 Correlation coefficients for earthquake risk in the Republic of Slovenia  
j 
i 01 03  04  05  06  07  08  09  10  12  13  
01 1,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,50  0,00  
03 0,25  1,00  0,75  0,75  0,25  0,00  0,25  0,00  0,00  0,25  0,00  
04 0,00  0,75  1,00  1,00  0,25  0,00  0,25  0,25  0,00  0,25  0,25  
05 0,25  0,75  1,00  1,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
06 0,00  0,25  0,25  0,25  1,00  0,50  0,50  0,25  0,00  0,00  0,25  
07 0,00  0,00  0,00  0,25  0,50  1,00  0,75  0,50  0,00  0,00  0,00  
08 0,00  0,25  0,25  0,25  0,50  0,75  1,00  0,50  0,25  0,00  0,25  
09 0,00  0,00  0,25  0,25  0,25  0,50  0,50  1,00  0,25  0,00  0,25  
10 0,25  0,00  0,00  0,25  0,00  0,00  0,25  0,25  1,00  0,50  0,00  
12 0,50  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,50  1,00  0,00  
13 0,00  0,00  0,25  0,25  0,25  0,00  0,25  0,25  0,00  0,00  1,00  
Correlation coefficients for earthquake risk in the Swiss Confederation  
j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  
1 1,00  0,25  0,25  0,75  0,75  0,50  0,50  0,50  0,25  0,25  0,75  0,75  0,50  0,50  0,25  0,75  0,50  0,75  0,50  0,50  0,50  0,25  0,50  0,25  0,75  0,75  
2 0,25  1,00  1,00  0,25  0,25  0,00  0,25  0,50  0,75  0,50  0,50  0,25  0,50  0,50  0,50  0,75  0,75  0,25  1,00  0,50  0,75  0,50  0,00  0,00  0,50  0,75  
3 0,25  1,00  1,00  0,00  0,00  0,00  0,00  0,25  0,75  0,25  0,50  0,25  0,50  0,25  0,25  0,75  0,50  0,00  1,00  0,25  0,50  0,25  0,00  0,00  0,50  0,50  
4 0,75  0,25  0,00  1,00  1,00  0,50  0,50  0,50  0,25  0,25  0,75  0,50  0,50  0,25  0,25  0,50  0,50  1,00  0,50  0,50  0,50  0,25  0,50  0,25  0,75  0,50  
5 0,75  0,25  0,00  1,00  1,00  0,50  0,50  0,75  0,25  0,25  0,75  0,50  0,50  0,25  0,25  0,50  0,50  0,75  0,50  0,50  0,50  0,25  0,50  0,25  0,75  0,50  
6 0,50  0,00  0,00  0,50  0,50  1,00  0,75  0,50  0,00  0,00  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,75  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 674
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  
7 0,50  0,25  0,00  0,50  0,50  0,75  1,00  0,75  0,25  0,25  0,50  0,50  0,75  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,50  0,25  0,75  0,25  0,50  0,50  
8 0,50  0,50  0,25  0,50  0,75  0,50  0,75  1,00  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,75  0,50  0,50  0,50  0,75  0,75  0,50  0,75  0,50  0,75  0,75  
9 0,25  0,75  0,75  0,25  0,25  0,00  0,25  0,50  1,00  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,75  0,25  0,75  0,50  0,50  0,75  0,00  0,00  0,50  0,75  
10 0,25  0,50  0,25  0,25  0,25  0,00  0,25  0,50  0,50  1,00  0,25  0,25  0,50  0,25  0,25  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,00  0,00  0,50  0,50  
11 0,75  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,25  1,00  0,50  0,75  0,50  0,50  0,75  0,50  0,75  0,25  0,50  0,50  0,50  0,25  0,00  0,50  0,50  
12 0,75  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,50  1,00  0,50  0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,75  1,00  
13 0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,75  0,50  1,00  0,50  0,50  0,75  0,50  0,75  0,25  0,50  0,75  0,50  0,50  0,25  0,50  0,75  
14 0,50  0,50  0,25  0,25  0,25  0,50  0,25  0,50  0,75  0,25  0,50  0,75  0,50  1,00  1,00  0,50  0,75  0,50  0,50  0,50  0,50  0,75  0,00  0,00  0,50  0,75  
15 0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,25  0,50  0,75  0,50  1,00  1,00  0,50  0,75  0,25  0,25  0,50  0,50  0,75  0,00  0,00  0,50  0,75  
16 0,75  0,75  0,75  0,50  0,50  0,25  0,25  0,75  0,50  0,50  0,75  0,50  0,75  0,50  0,50  1,00  0,50  0,50  0,25  0,50  0,75  0,50  0,00  0,00  0,75  0,75  
17 0,50  0,75  0,50  0,50  0,50  0,25  0,25  0,50  0,75  0,50  0,50  0,75  0,50  0,75  0,75  0,50  1,00  0,50  0,50  0,50  0,75  0,75  0,25  0,00  0,75  1,00  
18 0,75  0,25  0,00  1,00  0,75  0,75  0,50  0,50  0,25  0,25  0,75  0,50  0,75  0,50  0,25  0,50  0,50  1,00  0,25  0,50  0,50  0,25  0,25  0,25  0,75  0,50  
19 0,50  1,00  1,00  0,50  0,50  0,25  0,25  0,50  0,75  0,50  0,25  0,50  0,25  0,50  0,25  0,25  0,50  0,25  1,00  0,25  0,75  0,25  0,25  0,25  0,75  0,50  
20 0,50  0,50  0,25  0,50  0,50  0,25  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  1,00  0,50  0,50  0,25  0,25  0,50  0,50  
21 0,50  0,75  0,50  0,50  0,50  0,25  0,50  0,75  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,75  0,75  0,50  0,75  0,50  1,00  0,50  0,25  0,25  0,75  0,75  
22 0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,75  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,75  0,25  0,25  0,50  0,50  1,00  0,00  0,00  0,50  0,75  
23 0,50  0,00  0,00  0,50  0,50  0,50  0,75  0,75  0,00  0,00  0,25  0,25  0,50  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,00  1,00  0,50  0,50  0,25  
24 0,25  0,00  0,00  0,25  0,25  0,25  0,25  0,50  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,50  1,00  0,25  0,25  
25 0,75  0,50  0,50  0,75  0,75  0,50  0,50  0,75  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,75  0,75  0,75  0,75  0,50  0,75  0,50  0,50  0,25  1,00  1,00  
26 0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,50  1,00  0,75  0,75  0,75  0,75  1,00  0,50  0,50  0,50  0,75  0,75  0,25  0,25  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 675
 ANNEX XXIV  
CORRELATION COEFFICIENTS FOR FLOOD RISK  
The correlation parameter Corr  (flood,r,i,j)  referred to in Article 123(5) for region r shall be equal to the item set out in row i and in column j of the following correla tion matrices. The headings of 
the rows and columns denote the region specific risk zones according to the numbers of the segments set out in Annex IX.  
Correlation coefficients for flood risk in the Republic of Austria  
j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  
1 1,00  1,00  1,00  0,00  1,00  1,00  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,50  1,00  0,50  0,50  
2 1,00  1,00  1,00  0,00  1,00  0,50  0,50  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,50  0,50  0,25  1,00  0,50  0,50  
3 1,00  1,00  1,00  0,00  1,00  0,75  0,50  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,50  0,75  0,50  0,50  
4 0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
5 1,00  1,00  1,00  0,00  1,00  0,75  0,75  1,00  0,75  1,00  0,75  1,00  0,75  1,00  0,75  1,00  1,00  0,75  0,75  0,50  1,00  0,75  0,75  
6 1,00  0,50  0,75  0,00  0,75  1,00  1,00  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
7 0,50  0,50  0,50  0,00  0,75  1,00  1,00  0,50  0,25  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,75  1,00  1,00  0,75  0,75  0,75  0,75  
8 1,00  1,00  1,00  0,00  1,00  0,50  0,50  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,50  0,25  0,25  0,75  0,50  0,50  
9 1,00  0,75  0,75  0,00  0,75  0,25  0,25  0,75  1,00  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,25  0,25  0,25  0,75  0,50  0,50  
10 1,00  0,75  1,00  0,00  1,00  0,25  0,50  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,50  0,25  0,25  0,75  0,50  0,50  
11 1,00  0,75  1,00  0,00  0,75  0,25  0,50  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,25  0,00  0,00  0,75  0,25  0,25  
12 1,00  0,75  1,00  0,00  1,00  0,25  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,25  0,25  0,00  0,75  0,25  0,25  
13 1,00  0,75  1,00  0,00  0,75  0,25  0,25  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,25  0,25  0,00  0,75  0,25  0,25  
14 1,00  0,75  1,00  0,00  1,00  0,25  0,50  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,25  0,25  0,00  1,00  0,50  0,25  
15 1,00  0,75  1,00  0,00  0,75  0,25  0,50  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,25  0,25  0,25  0,75  0,25  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 676
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  
16 1,00  1,00  1,00  0,00  1,00  0,50  0,50  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,50  0,25  0,25  1,00  0,50  0,50  
17 1,00  1,00  1,00  0,00  1,00  1,00  0,75  1,00  0,75  1,00  0,75  1,00  0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,75  1,00  0,75  0,75  
18 0,75  0,50  0,75  0,00  0,75  1,00  1,00  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,75  1,00  1,00  1,00  0,75  1,00  1,00  
19 0,75  0,50  0,50  0,00  0,75  1,00  1,00  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,75  1,00  1,00  1,00  1,00  1,00  1,00  
20 0,50  0,25  0,50  0,00  0,50  1,00  0,75  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,75  1,00  1,00  1,00  0,75  1,00  1,00  
21 1,00  1,00  0,75  0,00  1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  0,75  
22 0,50  0,50  0,50  0,00  0,75  1,00  0,75  0,50  0,50  0,50  0,25  0,25  0,25  0,50  0,25  0,50  0,75  1,00  1,00  1,00  1,00  1,00  1,00  
23 0,50  0,50  0,50  0,00  0,75  1,00  0,75  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,75  1,00  1,00  1,00  0,75  1,00  1,00  
j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  
24 0,75  0,50  0,75  0,00  0,75  1,00  1,00  0,50  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,50  0,75  1,00  1,00  1,00  0,75  1,00  1,00  
25 0,50  0,50  0,50  0,00  0,75  1,00  0,75  0,25  0,25  0,25  0,00  0,25  0,00  0,25  0,25  0,25  0,75  1,00  1,00  1,00  1,00  1,00  1,00  
26 0,50  0,50  0,50  0,00  0,75  1,00  0,75  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,75  1,00  1,00  1,00  0,75  1,00  1,00  
27 0,50  0,50  0,50  0,00  0,75  1,00  0,75  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,75  1,00  1,00  1,00  0,75  1,00  1,00  
28 0,75  0,50  0,50  0,00  0,75  1,00  0,75  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,75  1,00  1,00  1,00  0,75  1,00  1,00  
29 0,50  0,50  0,50  0,00  0,75  1,00  0,75  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,75  1,00  1,00  1,00  0,75  1,00  1,00  
30 0,75  0,50  0,75  0,00  0,75  1,00  1,00  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,50  1,00  1,00  1,00  1,00  0,75  1,00  1,00  
31 0,75  0,50  0,50  0,00  0,75  1,00  0,75  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,50  0,75  1,00  1,00  1,00  0,75  1,00  1,00  
32 0,75  0,50  0,50  0,00  0,75  1,00  0,75  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,00  0,25  0,75  1,00  1,00  1,00  0,75  1,00  1,00  
33 0,50  0,25  0,25  0,00  0,50  0,75  0,75  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,50  0,75  0,75  0,75  0,50  0,75  0,75  
34 0,50  0,50  0,75  0,00  0,75  1,00  0,75  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,75  1,00  1,00  1,00  0,75  1,00  1,00  
35 0,50  0,25  0,25  0,00  0,50  1,00  0,75  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,50  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 677
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  
36 0,25  0,25  0,25  0,00  0,50  0,50  0,75  0,25  0,50  0,25  0,00  0,25  0,25  0,00  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
37 0,50  0,25  0,25  0,00  0,50  0,75  0,75  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,75  0,50  0,50  0,25  0,50  0,50  
38 0,75  0,25  0,50  0,00  0,75  1,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,50  1,00  1,00  1,00  1,00  1,00  1,00  
39 0,50  0,50  0,50  0,00  0,50  1,00  0,75  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,50  1,00  1,00  1,00  1,00  1,00  1,00  
40 0,50  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
41 0,50  0,00  0,25  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  
42 0,25  0,00  0,00  0,00  0,25  0,00  0,50  0,25  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,25  0,25  
43 0,50  0,00  0,25  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  
44 0,50  0,00  0,25  0,00  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  
45 0,75  0,00  0,25  0,00  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  
46 0,25  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
47 0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
48 0,25  0,25  0,25  0,00  0,25  0,75  0,75  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,75  0,75  1,00  0,75  1,00  1,00  
49 0,25  0,00  0,00  0,00  0,00  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
50 0,50  0,00  0,50  0,00  0,50  1,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,50  0,75  1,00  1,00  0,75  1,00  0,75  
j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  
51 0,50  0,00  0,50  0,00  0,50  0,75  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,75  0,75  1,00  0,75  1,00  1,00  
52 1,00  0,75  1,00  0,00  0,75  0,25  0,25  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,25  0,25  0,00  0,75  0,25  0,25  
53 1,00  0,75  1,00  0,00  0,75  0,50  0,25  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,50  0,50  0,25  0,75  0,25  0,25  
54 0,75  0,75  0,75  0,00  0,50  0,25  0,25  0,75  0,50  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,50  0,25  0,25  0,00  0,75  0,00  0,00  
55 0,75  0,75  0,75  0,00  0,50  0,25  0,25  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,25  0,25  0,00  0,75  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 678
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  
56 1,00  0,75  0,75  0,00  0,75  0,25  0,25  1,00  0,50  0,75  1,00  0,75  1,00  1,00  1,00  0,75  0,50  0,00  0,00  0,00  0,75  0,00  0,00  
57 0,25  0,25  0,25  0,00  0,25  0,00  0,00  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  
58 0,75  0,50  0,50  0,00  0,50  0,00  0,25  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,00  0,00  0,50  0,25  0,25  
59 1,00  0,75  0,75  0,00  0,75  0,75  0,50  0,75  0,50  0,75  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  1,00  0,75  0,75  
60 0,75  0,50  0,50  0,00  0,50  0,00  0,25  0,75  0,25  0,50  0,75  0,50  0,75  0,75  0,75  0,75  0,25  0,00  0,00  0,00  0,50  0,00  0,00  
61 0,75  0,50  0,75  0,00  0,50  0,00  0,25  0,75  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,00  0,00  0,00  0,50  0,00  0,00  
62 0,75  0,50  0,50  0,00  0,25  0,00  0,00  0,50  0,25  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,00  0,00  0,00  0,25  0,00  0,00  
63 0,75  0,50  0,75  0,00  0,50  0,00  0,25  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,75  0,50  0,50  0,00  0,00  0,00  0,50  0,00  0,00  
64 1,00  0,75  1,00  0,00  1,00  0,25  0,50  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,25  0,25  0,25  0,75  0,25  0,25  
65 0,50  0,25  0,25  0,00  0,50  0,75  0,75  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,50  0,75  0,75  1,00  0,75  1,00  1,00  
66 0,25  0,25  0,25  0,00  0,25  0,50  0,50  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,25  0,25  0,50  0,50  0,75  0,50  1,00  0,75  
67 0,50  0,50  0,50  0,00  0,75  1,00  0,75  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,75  1,00  1,00  1,00  1,00  1,00  1,00  
68 0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  
69 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
70 0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
71 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
72 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
73 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
74 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
75 0,25  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  
76 0,50  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  
77 0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 679
 j 
i 24 25  26  27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
1 0,75  0,50  0,50  0,50  0,75  0,50  0,75  0,75  0,75  0,50  0,50  0,50  0,25  0,50  0,75  0,50  0,50  0,50  0,25  0,50  0,50  0,75  0,25  0,00  0,25  0,25  0,50  
2 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  
3 0,75  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,25  0,75  0,25  0,25  0,25  0,50  0,50  0,25  0,25  0,00  0,25  0,25  0,25  0,00  0,00  0,25  0,00  0,50  
4 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
5 0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,75  0,50  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,50  
6 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,50  0,75  1,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,75  0,25  1,00  
7 1,00  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,00  0,50  0,50  0,50  0,75  0,75  0,50  0,25  0,75  0,50  0,75  
8 0,50  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
9 0,25  0,25  0,25  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
10 0,00  0,25  0,25  0,25  0,25  0,50  0,00  0,25  0,00  0,25  0,00  0,25  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  
11 0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,00  0,25  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
12 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
13 0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
14 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
15 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  
16 0,50  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
17 0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,50  
18 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,50  0,75  1,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  0,75  
19 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,50  0,50  1,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  1,00  
20 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,50  0,50  1,00  1,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  1,00  0,00  1,00  
21 0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  1,00  0,50  0,25  1,00  1,00  0,00  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,75  0,00  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 680
 j 
i 24 25  26  27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
22 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,50  0,50  1,00  1,00  0,00  0,25  0,25  0,25  0,00  0,25  0,00  0,00  1,00  0,00  1,00  
23 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,50  0,50  1,00  1,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  1,00  0,00  0,75  
j 
i 24 25  26  27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
24 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  1,00  0,75  0,50  0,75  1,00  0,75  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,75  0,25  1,00  
25 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,50  0,50  1,00  1,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  1,00  0,00  1,00  
26 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,50  0,50  1,00  1,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,75  0,00  1,00  
27 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,50  0,75  1,00  0,75  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,75  0,00  0,75  
28 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  0,50  0,75  1,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  0,75  
29 0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,50  0,50  1,00  0,75  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,75  0,00  0,75  
30 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,75  0,25  1,00  
31 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,50  0,75  1,00  1,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,75  0,00  0,75  
32 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,50  0,75  1,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,75  0,25  1,00  
33 0,75  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,75  1,00  0,75  0,75  1,00  0,75  0,75  0,75  0,00  0,50  0,50  0,25  0,50  0,50  0,25  0,25  0,50  0,25  0,75  
34 1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  1,00  0,75  1,00  1,00  0,50  0,50  1,00  1,00  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,75  0,25  1,00  
35 0,75  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  0,75  1,00  1,00  0,25  0,50  1,00  1,00  0,00  0,00  0,25  0,00  0,25  0,25  0,00  0,00  1,00  0,00  0,75  
36 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  1,00  0,50  0,25  1,00  1,00  0,50  0,25  0,00  0,50  0,50  0,50  0,75  0,75  0,50  0,25  0,25  0,75  0,25  
37 0,75  0,50  0,50  0,75  0,75  0,50  0,75  0,75  0,75  0,75  0,50  0,50  1,00  1,00  0,50  0,50  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,00  0,50  
38 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,50  0,50  1,00  1,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  1,00  0,25  1,00  
39 0,75  1,00  1,00  0,75  0,75  0,75  1,00  1,00  1,00  0,75  1,00  1,00  0,25  0,50  1,00  1,00  0,50  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,75  0,00  1,00  
40 0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,50  1,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 681
 j 
i 24 25  26  27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
41 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,00  0,50  0,25  0,00  0,00  0,00  1,00  0,50  0,50  1,00  1,00  0,75  0,50  0,25  1,00  0,00  
42 0,00  0,25  0,25  0,25  0,00  0,25  0,00  0,25  0,00  0,50  0,00  0,25  0,50  0,25  0,25  0,25  0,25  0,50  1,00  1,00  1,00  0,75  1,00  0,75  0,25  0,75  0,25  
43 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,50  0,25  0,00  0,00  0,00  0,50  1,00  1,00  1,00  0,50  1,00  0,75  0,25  0,75  0,00  
44 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,25  0,75  0,25  0,00  0,00  0,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,25  1,00  0,00  
45 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,25  0,75  0,25  0,00  0,25  0,00  1,00  0,75  0,50  1,00  1,00  0,75  0,75  0,25  1,00  0,00  
46 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,50  0,25  0,00  0,00  0,00  0,75  1,00  1,00  1,00  0,75  1,00  0,75  0,25  0,75  0,00  
47 0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,00  0,25  0,00  0,25  0,00  0,25  0,50  0,75  0,75  0,75  0,75  0,75  1,00  0,00  0,75  0,25  
48 0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,75  1,00  0,25  0,25  1,00  0,75  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,00  1,00  0,00  1,00  
49 0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,00  0,75  0,00  0,25  0,00  0,00  1,00  0,75  0,75  1,00  1,00  0,75  0,75  0,00  1,00  0,25  
50 1,00  1,00  1,00  0,75  0,75  0,75  1,00  0,75  1,00  0,75  1,00  0,75  0,25  0,50  1,00  1,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,25  1,00  0,25  1,00  
j 
i 24 25  26  27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
51 0,75  1,00  1,00  0,75  0,75  0,75  1,00  1,00  0,75  0,50  1,00  1,00  0,25  0,50  1,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  1,00  
52 0,50  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,25  
53 0,50  0,25  0,25  0,25  0,50  0,25  0,50  0,25  0,50  0,25  0,50  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,25  
54 0,25  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
55 0,25  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
56 0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
57 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
58 0,00  0,25  0,25  0,25  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
59 0,50  0,75  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,25  0,50  0,50  0,25  0,25  0,50  0,75  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 682
 j 
i 24 25  26  27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
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61 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
62 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
63 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
64 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
65 0,75  1,00  1,00  0,75  0,75  0,75  0,75  1,00  0,75  0,50  0,75  1,00  0,25  0,25  1,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,75  
66 0,50  1,00  0,75  0,50  0,50  0,50  0,75  0,75  0,75  0,25  0,75  0,75  0,25  0,00  0,75  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  0,75  
67 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  1,00  0,50  0,50  1,00  1,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,75  0,00  1,00  
68 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
69 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
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71 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
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j 
i 51 52  53  54  55  56  57  58  59  60  61  62  63  64  65  66  67  68  69  70  71  72  73  74  75  76  77  
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2 0,00  0,75  0,75  0,75  0,75  0,75  0,25  0,50  0,75  0,50  0,50  0,50  0,50  0,75  0,25  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 683
 j 
i 51 52  53  54  55  56  57  58  59  60  61  62  63  64  65  66  67  68  69  70  71  72  73  74  75  76  77  
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21 0,75  0,75  0,75  0,75  0,75  0,75  0,00  0,50  1,00  0,50  0,50  0,25  0,50  0,75  0,75  0,50  1,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
22 1,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,75  0,00  0,00  0,00  0,00  0,25  1,00  1,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
23 1,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,75  0,00  0,00  0,00  0,00  0,25  1,00  0,75  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 684
 j 
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43 0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  
44 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  
45 0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 685
 j 
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j 
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63 0,00  0,50  0,75  0,50  0,50  0,75  0,25  0,50  0,50  0,75  0,75  0,50  1,00  0,50  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
64 0,00  1,00  1,00  0,75  0,75  0,75  0,25  0,50  0,75  0,50  0,50  0,50  0,50  1,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
65 1,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,75  0,00  0,00  0,00  0,00  0,00  1,00  1,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
66 1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,50  0,00  0,00  0,00  0,00  0,00  1,00  1,00  0,75  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 686
 j 
i 51 52  53  54  55  56  57  58  59  60  61  62  63  64  65  66  67  68  69  70  71  72  73  74  75  76  77  
67 1,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,75  0,00  0,00  0,00  0,00  0,25  1,00  0,75  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
68 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,50  0,00  0,00  0,75  0,00  0,00  0,00  0,25  0,00  1,00  1,00  0,75  1,00  0,00  0,00  0,00  0,00  0,00  0,00  
69 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  1,00  1,00  0,75  1,00  0,00  0,00  0,00  0,00  0,00  0,00  
70 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,75  0,25  0,00  0,00  0,00  0,00  0,75  0,75  1,00  0,75  0,00  0,25  0,00  0,00  0,00  0,00  
71 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  1,00  1,00  0,75  1,00  0,00  0,00  0,00  0,00  0,00  0,00  
72 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  
73 0,00  0,25  0,25  0,00  0,00  0,25  1,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  1,00  0,25  0,00  0,00  0,00  
74 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  1,00  0,50  0,75  0,50  
75 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  1,00  1,00  0,75  
76 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  1,00  1,00  0,75  
77 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,75  0,75  1,00  
Correlation coefficients for flood risk in the Kingdom of Belgium  
j 
i 1 2  3  4  5  6  7  8  9  
1 1,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  
2 0,00  1,00  0,75  0,25  1,00  0,00  0,00  1,00  0,25  
3 0,00  0,75  1,00  0,25  0,00  0,00  0,00  0,00  0,00  
4 0,00  0,25  0,25  1,00  1,00  0,25  0,00  0,00  1,00  
5 0,00  1,00  0,00  1,00  1,00  1,00  0,00  1,00  0,75  
6 0,00  0,00  0,00  0,25  1,00  1,00  0,25  0,00  0,00  
7 0,25  0,00  0,00  0,00  0,00  0,25  1,00  0,25  0,25  
8 0,00  1,00  0,00  0,00  1,00  0,00  0,25  1,00  0,50  
9 0,00  0,25  0,00  1,00  0,75  0,00  0,25  0,50  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 687
 Correlation coefficients for flood risk in the Republic of Bulgaria  
j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  
1 1,00  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
2 0,50  1,00  0,25  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
3 0,50  0,25  1,00  0,75  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
4 0,50  0,50  0,75  1,00  0,75  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
5 0,25  0,25  0,50  0,75  1,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
6 0,25  0,50  0,25  0,25  0,25  1,00  0,25  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,25  
7 0,25  0,25  0,25  0,25  0,25  0,25  1,00  0,50  0,75  0,50  0,25  0,25  0,25  0,25  0,25  
8 0,25  0,25  0,25  0,25  0,25  0,50  0,50  1,00  0,25  0,75  0,25  0,25  0,25  0,25  0,25  
9 0,25  0,25  0,25  0,25  0,25  0,25  0,75  0,25  1,00  0,50  0,25  0,25  0,25  0,25  0,25  
10 0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,75  0,50  1,00  0,50  0,25  0,50  0,25  0,25  
11 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  1,00  0,50  0,50  0,25  0,25  
12 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  1,00  0,75  0,50  0,50  
13 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,75  1,00  0,50  0,50  
14 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  1,00  0,50  
15 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  1,00  
16 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,75  
17 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  
18 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
19 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
20 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
21 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 688
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  
22 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
23 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
24 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
25 0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
26 0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
27 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
28 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
j 
i 16 17  18  19  20  21  22  23  24  25  26  27  28  
1 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,25  0,25  
2 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,25  0,25  
3 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
4 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
5 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
6 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
7 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
8 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
9 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
10 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
11 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
12 0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
13 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 689
 j 
i 16 17  18  19  20  21  22  23  24  25  26  27  28  
14 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
15 0,75  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
16 1,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
17 0,25  1,00  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
18 0,25  0,25  1,00  0,50  0,25  0,75  0,50  0,25  0,25  0,50  0,50  0,25  0,50  
19 0,25  0,25  0,50  1,00  0,50  0,75  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
20 0,25  0,50  0,25  0,50  1,00  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
21 0,25  0,25  0,75  0,75  0,50  1,00  0,50  0,25  0,25  0,25  0,25  0,25  0,25  
22 0,25  0,25  0,50  0,25  0,25  0,50  1,00  0,50  0,25  0,50  0,25  0,25  0,25  
23 0,25  0,25  0,25  0,25  0,25  0,25  0,50  1,00  0,25  0,25  0,25  0,25  0,25  
24 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  1,00  0,75  0,50  0,25  0,25  
25 0,25  0,25  0,50  0,25  0,25  0,25  0,50  0,25  0,75  1,00  0,50  0,50  0,25  
26 0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,50  1,00  0,50  0,50  
27 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  1,00  0,50  
28 0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  1,00  
Correlation coefficients for flood risk in the Czech Republic  
j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  
1 1,00  0,50  0,75  1,00  1,00  0,50  1,00  0,75  1,00  1,00  0,75  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  
2 0,50  1,00  0,75  1,00  0,75  1,00  0,75  1,00  1,00  0,75  0,75  0,50  1,00  0,50  0,00  0,75  0,75  0,75  0,50  
3 0,75  0,75  1,00  0,75  1,00  0,75  0,75  0,50  0,75  0,75  0,75  0,50  0,75  0,25  0,00  0,50  0,50  0,50  0,50  
4 1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  0,50  0,75  0,75  0,25  0,75  0,50  0,75  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 690
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  
5 1,00  0,75  1,00  1,00  1,00  0,75  1,00  1,00  1,00  1,00  0,75  0,50  0,75  0,50  0,00  0,50  0,50  0,50  0,50  
6 0,50  1,00  0,75  1,00  0,75  1,00  0,75  1,00  1,00  0,50  0,75  0,75  0,75  0,25  0,00  0,75  0,75  0,75  0,75  
7 1,00  0,75  0,75  1,00  1,00  0,75  1,00  0,75  1,00  1,00  0,75  0,50  0,75  0,50  0,00  0,50  0,50  0,50  0,50  
8 0,75  1,00  0,50  1,00  1,00  1,00  0,75  1,00  1,00  0,50  0,75  0,75  1,00  0,50  0,25  0,75  0,75  0,75  0,75  
9 1,00  1,00  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,75  0,75  0,75  1,00  0,50  0,25  0,75  0,75  0,75  0,75  
10 1,00  0,75  0,75  1,00  1,00  0,50  1,00  0,50  0,75  1,00  0,75  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  
11 0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,50  0,00  0,75  0,75  0,75  0,75  
12 0,25  0,50  0,50  0,50  0,50  0,75  0,50  0,75  0,75  0,50  0,75  1,00  0,50  0,25  0,00  0,75  0,75  0,75  0,75  
13 0,50  1,00  0,75  0,75  0,75  0,75  0,75  1,00  1,00  0,50  0,75  0,50  1,00  0,50  0,25  0,50  0,50  0,50  0,50  
14 0,50  0,50  0,25  0,75  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,25  0,50  1,00  0,50  0,25  0,25  0,25  0,25  
15 0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,25  0,50  1,00  0,00  0,00  0,00  0,25  
16 0,25  0,75  0,50  0,75  0,50  0,75  0,50  0,75  0,75  0,25  0,75  0,75  0,50  0,25  0,00  1,00  1,00  1,00  1,00  
17 0,25  0,75  0,50  0,50  0,50  0,75  0,50  0,75  0,75  0,25  0,75  0,75  0,50  0,25  0,00  1,00  1,00  1,00  1,00  
18 0,25  0,75  0,50  0,75  0,50  0,75  0,50  0,75  0,75  0,25  0,75  0,75  0,50  0,25  0,00  1,00  1,00  1,00  1,00  
19 0,25  0,50  0,50  0,50  0,50  0,75  0,50  0,75  0,75  0,25  0,75  0,75  0,50  0,25  0,25  1,00  1,00  1,00  1,00  
j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  
20 0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,25  1,00  0,75  0,50  0,25  0,00  0,75  0,75  0,75  0,75  
21 0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  
22 0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,50  0,50  0,25  0,25  0,25  0,50  0,50  0,50  0,25  0,25  0,25  0,25  
23 0,00  0,50  0,75  0,25  0,25  0,50  0,50  0,75  0,75  0,25  0,50  0,25  0,50  0,00  0,00  0,25  0,25  0,50  0,25  
24 0,25  0,50  0,50  0,50  0,25  0,50  0,50  0,75  0,75  0,25  0,75  0,50  0,50  0,00  0,00  0,50  0,50  0,50  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 691
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  
25 0,00  0,50  0,50  0,50  0,25  0,50  0,50  0,75  0,50  0,25  0,75  0,75  0,50  0,25  0,00  0,75  0,75  0,75  0,75  
26 0,25  0,75  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,25  0,50  0,25  0,75  0,25  0,25  0,50  0,50  0,50  0,50  
27 0,00  0,50  0,50  0,50  0,25  0,50  0,50  0,75  0,75  0,25  0,50  0,25  0,75  0,50  0,25  0,50  0,50  0,50  0,50  
28 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,75  0,50  0,25  0,25  0,25  0,50  0,50  0,50  0,25  0,25  0,25  0,25  
29 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,25  0,25  0,25  0,25  
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34 0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,25  0,50  0,50  0,00  0,00  0,00  0,00  
35 0,00  0,00  0,25  0,25  0,25  0,00  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,50  0,50  0,00  0,00  0,00  0,25  
36 0,00  0,25  0,00  0,25  0,00  0,00  0,25  0,25  0,25  0,50  0,25  0,00  0,25  0,25  0,50  0,00  0,00  0,00  0,00  
37 0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  
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39 0,25  0,50  0,25  0,50  0,25  0,50  0,25  0,50  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  
j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  
40 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,25  
41 0,25  0,25  0,00  0,75  0,25  0,00  0,25  0,50  0,50  0,25  0,00  0,00  0,25  0,50  0,25  0,00  0,00  0,00  0,00  
42 0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  
43 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  
44 0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 692
 j 
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54 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  
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57 0,25  0,25  0,00  0,50  0,00  0,00  0,00  0,50  0,25  0,25  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  
58 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  
59 0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,50  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
j 
i 20 21  22  23  24  25  26  27  28  29  30  31  32  33  34  35  36  37  38  39  
1 0,25  0,50  0,25  0,00  0,25  0,00  0,25  0,00  0,25  0,25  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
2 0,50  0,50  0,25  0,50  0,50  0,50  0,75  0,50  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,50  
3 0,50  0,25  0,25  0,75  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,25  
4 0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,25  0,25  0,00  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,50  
5 0,50  0,50  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 693
 j 
i 20 21  22  23  24  25  26  27  28  29  30  31  32  33  34  35  36  37  38  39  
6 0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,50  
7 0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,25  0,25  0,00  0,00  0,25  
8 0,75  0,50  0,50  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  0,00  0,25  0,50  0,25  0,25  0,25  0,50  
9 0,75  0,50  0,50  0,75  0,75  0,50  0,75  0,75  0,50  0,25  0,50  0,25  0,50  0,25  0,25  0,50  0,25  0,25  0,00  0,50  
10 0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,25  0,50  0,00  0,00  0,25  
11 1,00  0,50  0,25  0,50  0,75  0,75  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,25  0,25  0,00  0,25  0,50  
12 0,75  0,50  0,25  0,25  0,50  0,75  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,25  
13 0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,25  
14 0,25  0,50  0,50  0,00  0,00  0,25  0,25  0,50  0,50  0,50  0,25  0,25  0,75  0,25  0,50  0,50  0,25  0,25  0,25  0,25  
15 0,00  0,25  0,50  0,00  0,00  0,00  0,25  0,25  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,25  0,25  0,25  
16 0,75  0,25  0,25  0,25  0,50  0,75  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,50  
17 0,75  0,25  0,25  0,25  0,50  0,75  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,50  
18 0,75  0,25  0,25  0,50  0,50  0,75  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,50  
19 0,75  0,25  0,25  0,25  0,75  0,75  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,50  
j 
i 20 21  22  23  24  25  26  27  28  29  30  31  32  33  34  35  36  37  38  39  
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21 0,25  1,00  1,00  0,00  0,25  0,25  0,25  0,25  0,75  0,75  0,25  0,25  0,50  0,25  0,25  0,25  0,50  0,00  0,25  0,25  
22 0,25  1,00  1,00  0,25  0,25  0,50  0,25  0,50  1,00  0,75  0,25  0,25  0,75  0,50  0,25  0,25  0,25  0,25  0,25  0,25  
23 0,50  0,00  0,25  1,00  0,75  0,75  0,50  0,50  0,25  0,00  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,00  0,25  
24 1,00  0,25  0,25  0,75  1,00  1,00  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,00  0,00  0,50  
25 1,00  0,25  0,50  0,75  1,00  1,00  0,50  0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 694
 j 
i 20 21  22  23  24  25  26  27  28  29  30  31  32  33  34  35  36  37  38  39  
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28 0,25  0,75  1,00  0,25  0,25  0,25  0,50  0,75  1,00  1,00  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,25  0,25  0,25  
29 0,25  0,75  0,75  0,00  0,25  0,25  0,50  0,75  1,00  1,00  0,50  0,50  0,50  0,25  0,25  0,50  0,25  0,00  0,25  0,25  
30 0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  1,00  0,75  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,25  
31 0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,75  1,00  0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,25  
32 0,00  0,50  0,75  0,25  0,25  0,00  0,25  0,50  0,75  0,50  0,25  0,50  1,00  0,75  0,50  0,75  0,75  0,50  0,50  0,25  
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36 0,25  0,50  0,25  0,25  0,25  0,00  0,25  0,25  0,50  0,25  0,25  0,25  0,75  0,25  0,75  1,00  1,00  0,50  0,50  0,25  
37 0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,50  0,50  0,75  0,50  0,50  1,00  0,75  0,50  
38 0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,50  0,25  0,75  0,50  0,50  0,75  1,00  0,50  
39 0,50  0,25  0,25  0,25  0,50  0,50  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  1,00  
j 
i 20 21  22  23  24  25  26  27  28  29  30  31  32  33  34  35  36  37  38  39  
40 0,00  0,25  0,50  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,25  0,50  0,50  0,50  0,75  
41 0,00  0,50  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  
42 0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,25  0,25  0,50  0,25  0,25  0,50  0,75  0,50  
43 0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,25  0,25  0,50  0,25  0,25  0,50  0,50  0,50  
44 0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,25  0,25  0,50  0,25  0,25  0,50  0,50  0,50  
45 0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,50  0,25  0,25  0,25  0,50  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 695
 j 
i 20 21  22  23  24  25  26  27  28  29  30  31  32  33  34  35  36  37  38  39  
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j 
i 40 41  42  43  44  45  46  47  48  49  50  51  52  53  54  55  56  57  58  59  
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2 0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  
3 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
4 0,00  0,75  0,25  0,00  0,25  0,50  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,00  0,00  0,00  0,25  0,50  0,00  0,25  
5 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
6 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 696
 j 
i 40 41  42  43  44  45  46  47  48  49  50  51  52  53  54  55  56  57  58  59  
7 0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
8 0,00  0,50  0,25  0,25  0,25  0,00  0,25  0,25  0,50  0,50  0,25  0,00  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  
9 0,00  0,50  0,25  0,00  0,25  0,00  0,25  0,25  0,50  0,50  0,50  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,25  0,25  
10 0,00  0,25  0,00  0,25  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  
11 0,25  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
12 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
13 0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
14 0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
15 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  
16 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
17 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
18 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
19 0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
j 
i 40 41  42  43  44  45  46  47  48  49  50  51  52  53  54  55  56  57  58  59  
20 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
21 0,25  0,50  0,25  0,25  0,25  0,00  0,25  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  
22 0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  
23 0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,25  0,00  0,25  0,25  
24 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
25 0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
26 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 697
 j 
i 40 41  42  43  44  45  46  47  48  49  50  51  52  53  54  55  56  57  58  59  
27 0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
28 0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,00  0,00  0,25  0,25  0,25  0,00  0,25  
29 0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  
30 0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  
31 0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  
32 0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,25  0,25  0,50  0,50  0,25  
33 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,25  0,25  0,25  0,50  0,25  0,50  0,50  0,50  0,50  0,25  
34 0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,75  0,75  0,50  0,75  0,50  0,50  0,50  0,50  0,75  0,25  
35 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,25  
36 0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,25  0,50  0,25  
37 0,50  0,25  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,25  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,75  0,50  
38 0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,50  
39 0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,50  0,50  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  
j 
i 40 41  42  43  44  45  46  47  48  49  50  51  52  53  54  55  56  57  58  59  
40 1,00  0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,50  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,25  
41 0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,50  0,50  0,50  0,25  0,25  0,25  0,00  0,25  0,50  0,50  0,50  0,50  0,25  
42 0,75  1,00  1,00  1,00  1,00  0,75  0,75  0,75  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,75  0,50  0,50  0,25  
43 0,75  1,00  1,00  1,00  0,75  0,75  1,00  0,75  0,50  0,50  0,25  0,25  0,25  0,25  0,50  0,50  0,75  0,50  0,50  0,25  
44 1,00  1,00  1,00  0,75  1,00  0,50  0,75  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,25  0,50  0,25  
45 0,75  0,75  0,75  0,75  0,50  1,00  1,00  0,50  0,50  0,75  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,25  0,50  0,50  
46 0,75  0,75  0,75  1,00  0,75  1,00  1,00  1,00  0,75  0,75  0,25  0,25  0,25  0,25  0,25  0,50  0,75  0,50  0,50  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 698
 j 
i 40 41  42  43  44  45  46  47  48  49  50  51  52  53  54  55  56  57  58  59  
47 0,75  0,50  0,75  0,75  0,50  0,50  1,00  1,00  0,50  0,50  0,25  0,25  0,25  0,50  0,50  0,75  0,75  0,50  0,50  0,50  
48 0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,50  1,00  0,50  0,50  0,50  0,50  0,50  0,50  0,75  1,00  0,50  0,50  0,50  
49 0,25  0,50  0,50  0,50  0,25  0,75  0,75  0,50  0,50  1,00  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  
50 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  1,00  1,00  1,00  0,75  0,75  0,50  0,50  0,50  0,75  0,75  
51 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  1,00  1,00  1,00  0,75  0,75  0,50  0,50  0,50  0,75  0,50  
52 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  1,00  1,00  1,00  0,75  0,50  0,50  0,50  0,50  0,75  0,50  
53 0,50  0,00  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,25  0,75  0,75  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,75  
54 0,50  0,25  0,25  0,50  0,25  0,25  0,25  0,50  0,50  0,25  0,75  0,75  0,50  1,00  1,00  0,75  0,75  0,75  0,75  0,75  
55 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  0,75  0,25  0,50  0,50  0,50  0,75  0,75  1,00  0,75  0,75  0,75  0,75  
56 0,50  0,50  0,75  0,75  0,50  0,50  0,75  0,75  1,00  0,50  0,50  0,50  0,50  0,75  0,75  0,75  1,00  0,75  0,75  0,50  
57 0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,75  0,75  0,75  0,75  1,00  0,75  0,50  
58 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,75  0,75  0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  
59 0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,50  0,25  0,75  0,50  0,50  0,75  0,75  0,75  0,50  0,50  0,75  1,00  
Correlation coefficients for flood risk in the French Republic  
j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
1 1,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
2 0,00  1,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
3 0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
4 0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
5 0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
6 0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 699
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
7 1,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
8 0,00  1,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
9 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
10 0,00  1,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
11 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
12 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
13 1,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
14 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
15 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
16 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
17 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
18 0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
19 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  
20 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  
21 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  
22 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  
23 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  
24 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  
25 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  
j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
26 1,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
27 0,00  1,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 700
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
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 02015R0035 — EN — 02.04.2016 — 001.004 — 704
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 02015R0035 — EN — 02.04.2016 — 001.004 — 705
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 02015R0035 — EN — 02.04.2016 — 001.004 — 706
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 02015R0035 — EN — 02.04.2016 — 001.004 — 711
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 02015R0035 — EN — 02.04.2016 — 001.004 — 712
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 02015R0035 — EN — 02.04.2016 — 001.004 — 713
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 02015R0035 — EN — 02.04.2016 — 001.004 — 714
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43 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
44 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
45 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
46 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
47 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 715
 j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  
48 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
49 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
50 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  
51 0,50  1,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  0,75  0,75  1,00  0,75  0,75  
52 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
53 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
54 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
55 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
56 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
57 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
58 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
59 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
60 1,00  1,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  1,00  1,00  1,00  1,00  1,00  
61 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
62 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
63 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
64 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
65 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
66 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
67 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 716
 j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  
68 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
69 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
70 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
71 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
72 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
73 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
74 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
75 1,00  1,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  1,00  1,00  1,00  1,00  1,00  
j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  
76 1,00  1,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  1,00  1,00  1,00  1,00  1,00  
77 1,00  1,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  1,00  1,00  1,00  1,00  1,00  
78 0,75  1,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  1,00  1,00  1,00  1,00  1,00  
79 0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
80 0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
81 0,00  0,00  0,00  0,00  0,00  1,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
82 0,00  0,00  0,00  0,00  0,00  1,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
83 0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
84 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
85 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
86 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
87 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 717
 j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  
88 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
89 0,75  0,75  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,75  0,75  0,75  0,75  1,00  
90 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  
91 1,00  1,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  1,00  1,00  1,00  1,00  1,00  
92 1,00  1,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  1,00  1,00  1,00  1,00  1,00  
93 1,00  1,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  1,00  1,00  1,00  1,00  1,00  
94 1,00  1,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  1,00  1,00  1,00  1,00  1,00  
95 1,00  1,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  1,00  1,00  1,00  1,00  1,00  
Correlation coefficients for flood risk in the Federal Republic of Germany  
j 
i 1 2  3  4  6  7  8  9  10  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
1 1,00  0,75  0,75  0,75  0,75  0,00  0,50  0,75  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,50  0,50  0,50  0,00  0,00  0,50  
2 0,75  1,00  1,00  0,50  0,50  0,00  0,75  0,75  0,00  0,25  0,00  0,25  0,25  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,00  0,25  
3 0,75  1,00  1,00  0,50  0,50  0,00  0,75  0,75  0,25  0,25  0,00  0,25  0,50  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,00  0,25  
4 0,75  0,50  0,50  1,00  1,00  0,25  0,25  0,50  0,50  0,50  0,50  0,75  0,25  0,25  0,00  0,00  0,50  0,75  0,75  0,50  0,00  0,00  0,75  
6 0,75  0,50  0,50  1,00  1,00  0,50  0,25  0,25  0,50  0,50  0,50  0,75  0,25  0,50  0,00  0,25  0,50  0,75  0,75  0,50  0,00  0,00  0,75  
7 0,00  0,00  0,00  0,25  0,50  1,00  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,25  0,00  0,25  0,25  0,25  0,25  0,00  0,00  0,50  
8 0,50  0,75  0,75  0,25  0,25  0,25  1,00  1,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,00  0,25  
9 0,75  0,75  0,75  0,50  0,25  0,25  1,00  1,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,00  0,25  
10 0,25  0,00  0,25  0,50  0,50  0,25  0,00  0,00  1,00  1,00  1,00  0,75  0,50  0,75  0,25  0,25  0,50  0,50  0,50  0,50  0,25  0,25  0,50  
12 0,25  0,25  0,25  0,50  0,50  0,25  0,00  0,00  1,00  1,00  1,00  0,75  0,75  0,75  0,25  0,25  0,50  0,50  0,50  0,50  0,25  0,25  0,50  
13 0,25  0,00  0,00  0,50  0,50  0,25  0,00  0,00  1,00  1,00  1,00  0,75  0,50  0,75  0,25  0,25  0,50  0,50  0,50  0,50  0,25  0,25  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 718
 j 
i 1 2  3  4  6  7  8  9  10  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
14 0,25  0,25  0,25  0,75  0,75  0,50  0,25  0,25  0,75  0,75  0,75  1,00  0,50  0,75  0,25  0,25  0,50  0,75  0,75  0,75  0,25  0,00  0,75  
15 0,25  0,25  0,50  0,25  0,25  0,25  0,00  0,00  0,50  0,75  0,50  0,50  1,00  0,50  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,00  0,25  
16 0,00  0,00  0,00  0,25  0,50  0,50  0,00  0,00  0,75  0,75  0,75  0,75  0,50  1,00  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,50  
17 0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,50  1,00  0,50  0,50  0,25  0,25  0,25  0,50  0,50  0,25  
18 0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,50  0,50  1,00  0,75  0,25  0,25  0,25  1,00  0,75  0,25  
19 0,25  0,25  0,25  0,50  0,50  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,75  1,00  0,75  0,75  0,50  0,75  0,50  0,75  
20 0,50  0,25  0,25  0,75  0,75  0,25  0,25  0,25  0,50  0,50  0,50  0,75  0,25  0,50  0,25  0,25  0,75  1,00  1,00  1,00  0,25  0,00  0,75  
21 0,50  0,25  0,25  0,75  0,75  0,25  0,25  0,25  0,50  0,50  0,50  0,75  0,25  0,50  0,25  0,25  0,75  1,00  1,00  1,00  0,25  0,00  0,75  
22 0,50  0,25  0,25  0,50  0,50  0,25  0,25  0,25  0,50  0,50  0,50  0,75  0,25  0,50  0,25  0,25  0,50  1,00  1,00  1,00  0,25  0,00  0,75  
23 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,25  0,50  1,00  0,75  0,25  0,25  0,25  1,00  0,75  0,25  
24 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,25  0,50  0,75  0,50  0,00  0,00  0,00  0,75  1,00  0,00  
25 0,50  0,25  0,25  0,75  0,75  0,50  0,25  0,25  0,50  0,50  0,50  0,75  0,25  0,50  0,25  0,25  0,75  0,75  0,75  0,75  0,25  0,00  1,00  
j 
i 1 2  3  4  6  7  8  9  10  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
26 0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  
27 0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,00  0,25  
28 0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,00  0,25  
29 0,25  0,25  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,25  0,50  0,25  0,25  0,50  0,75  0,75  0,75  0,25  0,00  0,50  
30 0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  
31 0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  
32 0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
33 0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 719
 j 
i 1 2  3  4  6  7  8  9  10  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
34 0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
35 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
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53 0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,00  0,00  0,25  
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 02015R0035 — EN — 02.04.2016 — 001.004 — 720
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j 
i 1 2  3  4  6  7  8  9  10  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
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 02015R0035 — EN — 02.04.2016 — 001.004 — 721
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 02015R0035 — EN — 02.04.2016 — 001.004 — 722
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19 0,25  0,25  0,25  0,50  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,50  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
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 02015R0035 — EN — 02.04.2016 — 001.004 — 723
 j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  44  45  46  47  48  49  
21 0,25  0,25  0,25  0,75  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,50  1,00  0,25  0,25  0,00  0,00  0,00  0,25  0,25  0,25  0,25  
22 0,25  0,25  0,25  0,75  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,50  0,75  0,25  0,25  0,00  0,00  0,00  0,25  0,25  0,25  0,25  
23 0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  
24 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
25 0,25  0,25  0,25  0,50  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,50  1,00  0,25  0,25  0,00  0,00  0,00  0,25  0,25  0,00  0,00  
j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  44  45  46  47  48  49  
26 1,00  1,00  1,00  0,75  0,75  0,75  0,50  0,25  0,75  0,25  0,25  0,75  0,75  0,25  0,50  0,50  0,25  0,25  0,25  0,50  0,50  0,75  0,75  
27 1,00  1,00  1,00  0,75  1,00  0,75  0,50  0,25  0,50  0,25  0,25  0,75  0,75  0,25  0,50  0,50  0,25  0,25  0,25  0,50  0,50  0,75  0,75  
28 1,00  1,00  1,00  0,75  1,00  0,75  0,50  0,25  0,50  0,25  0,25  0,75  0,75  0,25  0,50  0,50  0,25  0,25  0,25  0,50  0,50  0,75  0,75  
29 0,75  0,75  0,75  1,00  0,75  0,75  0,25  0,25  0,25  0,25  0,25  0,50  0,75  0,50  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,50  0,50  
30 0,75  1,00  1,00  0,75  1,00  1,00  0,50  0,25  0,50  0,25  0,25  0,75  0,75  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,75  0,50  
31 0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,50  0,75  0,50  0,25  0,75  0,75  0,25  0,50  0,50  0,25  0,50  0,25  0,50  0,50  0,75  0,75  
32 0,50  0,50  0,50  0,25  0,50  0,75  1,00  0,75  0,50  0,25  0,25  0,75  0,50  0,00  0,25  0,25  0,25  0,50  0,25  0,50  0,25  0,75  1,00  
33 0,25  0,25  0,25  0,25  0,25  0,50  0,75  1,00  0,25  0,00  0,00  0,25  0,25  0,00  0,25  0,25  0,00  0,25  0,00  0,25  0,25  0,50  0,75  
34 0,75  0,50  0,50  0,25  0,50  0,75  0,50  0,25  1,00  0,75  0,50  0,75  0,50  0,00  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  
35 0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,00  0,75  1,00  0,50  0,50  0,25  0,00  0,25  0,25  0,50  0,50  0,50  0,50  0,25  0,50  0,25  
36 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,50  0,50  1,00  0,50  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
37 0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,25  0,75  0,50  0,50  1,00  0,75  0,25  0,50  0,50  0,25  0,50  0,25  0,50  0,50  0,75  0,75  
38 0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,25  0,50  0,25  0,25  0,75  1,00  0,25  0,50  0,50  0,25  0,25  0,25  0,50  0,50  0,50  0,50  
39 0,25  0,25  0,25  0,50  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
40 0,50  0,50  0,50  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,00  1,00  1,00  0,25  0,25  0,25  1,00  1,00  0,50  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 724
 j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  44  45  46  47  48  49  
41 0,50  0,50  0,50  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,00  1,00  1,00  0,25  0,25  0,25  1,00  1,00  0,50  0,50  
42 0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,00  0,25  0,50  0,25  0,25  0,25  0,00  0,25  0,25  1,00  0,50  0,50  0,50  0,25  0,25  0,25  
44 0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,25  0,25  0,50  0,25  0,50  0,25  0,00  0,25  0,25  0,50  1,00  0,75  0,50  0,25  0,50  0,50  
45 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,50  0,25  0,25  0,25  0,00  0,25  0,25  0,50  0,75  1,00  0,50  0,25  0,25  0,25  
46 0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,25  0,50  0,50  0,25  0,50  0,50  0,00  1,00  1,00  0,50  0,50  0,50  1,00  1,00  0,75  0,50  
47 0,50  0,50  0,50  0,25  0,50  0,50  0,25  0,25  0,50  0,25  0,25  0,50  0,50  0,00  1,00  1,00  0,25  0,25  0,25  1,00  1,00  0,50  0,50  
48 0,75  0,75  0,75  0,50  0,75  0,75  0,75  0,50  0,50  0,50  0,25  0,75  0,50  0,00  0,50  0,50  0,25  0,50  0,25  0,75  0,50  1,00  0,75  
49 0,75  0,75  0,75  0,50  0,50  0,75  1,00  0,75  0,50  0,25  0,25  0,75  0,50  0,00  0,50  0,50  0,25  0,50  0,25  0,50  0,50  0,75  1,00  
j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  44  45  46  47  48  49  
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51 0,50  0,50  0,50  0,25  0,25  0,50  0,25  0,00  0,25  0,50  0,25  0,50  0,25  0,00  0,75  0,75  0,75  0,50  0,50  0,75  0,75  0,50  0,25  
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53 0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,00  0,25  0,50  0,25  0,25  0,25  0,00  0,75  0,75  0,50  0,25  0,25  0,75  0,75  0,25  0,25  
54 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,50  0,25  0,25  0,25  0,00  0,50  0,50  0,25  0,25  0,00  0,50  0,50  0,25  0,25  
55 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,50  0,25  0,25  0,25  0,25  0,50  0,50  0,25  0,50  0,25  0,50  0,50  0,25  0,25  
56 0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,00  0,25  0,50  0,25  0,25  0,25  0,25  0,75  0,75  0,50  0,25  0,25  0,75  0,75  0,25  0,25  
57 0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,00  0,50  0,75  0,25  0,25  0,25  0,00  0,25  0,25  0,75  0,50  0,50  0,25  0,25  0,25  0,25  
58 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,50  0,75  0,25  0,25  0,25  0,00  0,25  0,25  0,75  0,75  0,75  0,50  0,25  0,25  0,25  
59 0,50  0,25  0,50  0,25  0,25  0,50  0,75  0,75  0,50  0,50  0,25  0,50  0,25  0,00  0,25  0,25  0,50  0,75  0,25  0,25  0,25  0,50  0,50  
60 0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,50  0,25  0,75  0,75  0,25  0,25  0,25  0,75  0,75  0,25  0,25  
61 0,25  0,25  0,25  0,00  0,00  0,25  0,25  0,00  0,25  0,75  0,50  0,25  0,25  0,00  0,25  0,25  0,50  0,25  0,00  0,25  0,25  0,25  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 725
 j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  44  45  46  47  48  49  
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64 0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,25  0,25  0,50  0,25  0,25  0,00  0,50  0,50  0,25  0,25  0,00  0,50  0,50  0,25  0,25  
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67 0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,25  0,50  0,25  0,25  0,25  0,00  0,50  0,50  0,25  0,25  0,25  0,50  0,50  0,25  0,00  
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j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  44  45  46  47  48  49  
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79 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
80 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
81 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 726
 j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  44  45  46  47  48  49  
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j 
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 02015R0035 — EN — 02.04.2016 — 001.004 — 727
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 02015R0035 — EN — 02.04.2016 — 001.004 — 728
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 02015R0035 — EN — 02.04.2016 — 001.004 — 729
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 02015R0035 — EN — 02.04.2016 — 001.004 — 730
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 02015R0035 — EN — 02.04.2016 — 001.004 — 732
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 02015R0035 — EN — 02.04.2016 — 001.004 — 733
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 02015R0035 — EN — 02.04.2016 — 001.004 — 734
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58 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,25  0,25  0,25  
59 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,25  0,25  0,25  
60 0,25  0,50  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,75  0,25  0,25  
61 0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,50  0,50  0,50  0,25  0,25  
63 0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,50  0,25  0,25  0,25  0,50  0,75  0,75  0,50  0,50  
64 0,25  0,50  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,50  0,75  0,50  0,50  0,25  
65 0,25  0,50  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,25  0,25  
66 0,25  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,25  0,25  0,25  
67 0,50  0,75  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,25  0,25  0,25  0,25  0,25  
68 0,25  0,75  0,25  0,25  0,50  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,00  0,25  0,25  0,00  0,00  
69 0,50  0,75  0,50  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,50  0,00  0,25  0,25  0,00  0,25  0,50  0,25  0,25  
70 0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,50  0,75  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  
71 0,50  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,75  0,75  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  
72 0,50  0,25  0,50  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,25  0,25  0,00  0,00  
73 0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,50  0,75  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  
74 0,50  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,75  0,75  0,00  0,00  0,00  0,00  0,25  0,50  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 735
 j 
i 75 76  77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
75 1,00  0,75  0,75  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  
76 0,75  1,00  0,75  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,25  0,25  0,25  0,00  0,25  0,25  0,00  0,25  0,25  0,00  0,25  
77 0,75  0,75  1,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  
78 0,25  0,25  0,25  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
79 0,00  0,25  0,25  0,00  1,00  0,00  0,25  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
80 0,00  0,00  0,00  0,00  0,00  1,00  0,75  0,75  0,75  0,75  0,75  0,75  0,50  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
81 0,00  0,00  0,00  0,00  0,25  0,75  1,00  1,00  0,75  0,75  0,75  0,75  0,50  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
82 0,00  0,00  0,00  0,00  0,00  0,75  1,00  1,00  0,75  0,75  0,75  1,00  0,75  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
83 0,00  0,00  0,00  0,00  0,00  0,75  0,75  0,75  1,00  0,75  0,50  0,75  0,50  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
84 0,00  0,25  0,00  0,00  0,25  0,75  0,75  0,75  0,75  1,00  1,00  0,75  0,50  0,00  0,25  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  
85 0,00  0,25  0,00  0,00  0,25  0,75  0,75  0,75  0,50  1,00  1,00  0,75  0,50  0,00  0,25  0,00  0,00  0,00  0,25  0,50  0,00  0,00  0,00  0,00  0,00  
86 0,00  0,25  0,00  0,00  0,25  0,75  0,75  1,00  0,75  0,75  0,75  1,00  0,75  0,00  0,25  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  
87 0,00  0,00  0,00  0,00  0,25  0,50  0,50  0,75  0,50  0,50  0,50  0,75  1,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
88 0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
89 0,00  0,25  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  1,00  0,25  0,25  0,00  0,25  0,50  0,00  0,00  0,25  0,00  0,00  
90 0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  1,00  1,00  0,50  0,50  0,25  0,25  0,50  0,50  0,25  0,00  
91 0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  1,00  1,00  0,25  0,25  0,00  0,25  0,50  0,50  0,25  0,25  
92 0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,50  0,25  1,00  0,50  0,00  0,75  0,25  0,25  0,00  0,25  
93 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,50  0,25  0,50  1,00  0,50  0,50  0,25  0,25  0,00  0,00  
94 0,00  0,25  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,25  0,00  0,50  0,25  0,00  0,00  0,50  1,00  0,00  0,00  0,25  0,00  0,00  
95 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,75  0,50  0,00  1,00  0,75  0,50  0,50  0,25  
96 0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,50  0,25  0,25  0,00  0,75  1,00  0,75  0,75  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 736
 j 
i 75 76  77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
97 0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,50  0,50  0,25  0,25  0,25  0,50  0,75  1,00  0,50  0,50  
98 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,50  0,75  0,50  1,00  0,75  
99 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,50  0,50  0,75  1,00  
Correlation coefficients for flood risk in the Republic of Hungary  
j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  
1 1,00  0,50  0,00  0,25  0,25  0,25  0,25  1,00  1,00  0,75  0,75  0,50  0,00  1,00  1,00  0,25  0,25  0,00  0,00  0,00  0,25  0,25  0,00  0,25  
2 0,50  1,00  0,50  0,50  0,25  0,50  0,25  0,50  0,75  0,50  0,50  0,25  1,00  0,50  0,50  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
3 0,00  0,50  1,00  1,00  0,25  0,75  0,25  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
4 0,25  0,50  1,00  1,00  0,25  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
5 0,25  0,25  0,25  0,25  1,00  0,00  0,75  0,25  0,00  0,00  0,50  0,25  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
6 0,25  0,50  0,75  0,75  0,00  1,00  0,50  0,25  0,25  0,50  0,50  0,25  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,00  0,75  0,50  0,00  
7 0,25  0,25  0,25  0,00  0,75  0,50  1,00  0,00  0,00  0,25  0,75  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
8 1,00  0,50  0,00  0,00  0,25  0,25  0,00  1,00  1,00  0,75  0,75  0,50  0,25  1,00  1,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
9 1,00  0,75  0,25  0,00  0,00  0,25  0,00  1,00  1,00  0,50  0,50  0,25  0,25  1,00  1,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  
10 0,75  0,50  0,25  0,00  0,00  0,50  0,25  0,75  0,50  1,00  0,50  0,25  0,00  0,75  0,75  0,50  0,75  0,00  0,25  0,25  0,00  0,00  0,00  0,00  
11 0,75  0,50  0,25  0,00  0,50  0,50  0,75  0,75  0,50  0,50  1,00  0,75  0,25  0,75  0,75  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  
12 0,50  0,25  0,00  0,00  0,25  0,25  0,50  0,50  0,25  0,25  0,75  1,00  0,00  0,50  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
13 0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,00  1,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  
14 1,00  0,50  0,00  0,00  0,25  0,25  0,00  1,00  1,00  0,75  0,75  0,50  0,00  1,00  1,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
15 1,00  0,50  0,00  0,00  0,25  0,25  0,00  1,00  1,00  0,75  0,75  0,50  0,00  1,00  1,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 737
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  
16 0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  1,00  0,50  0,75  1,00  0,25  0,50  0,00  0,00  0,00  
17 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  0,50  1,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  
18 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,75  0,00  1,00  1,00  0,25  0,50  0,25  0,00  0,00  
19 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,25  1,00  0,25  1,00  1,00  0,50  0,50  0,50  0,25  0,25  
20 0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,50  1,00  0,50  0,50  0,25  0,25  
21 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,50  0,00  0,50  0,50  0,50  1,00  0,50  0,25  0,50  
22 0,25  0,00  0,00  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,50  0,50  0,50  1,00  0,75  0,50  
23 0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,75  1,00  0,25  
24 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,50  0,50  0,25  1,00  
Correlation coefficients for flood risk in the Italian Republic  
j 
i 00 01  02  03  04  05  06  07  08  09  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
00 1,00  0,75  0,50  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
01 0,75  1,00  0,75  0,00  0,00  0,75  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
02 0,50  0,75  1,00  0,00  0,00  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
03 0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
04 0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
05 0,25  0,75  0,50  0,00  0,00  1,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
06 0,25  0,50  0,25  0,00  0,00  0,75  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
07 0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
08 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 738
 j 
i 00 01  02  03  04  05  06  07  08  09  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
09 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
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j 
i 00 01  02  03  04  05  06  07  08  09  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
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 02015R0035 — EN — 02.04.2016 — 001.004 — 739
 j 
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 02015R0035 — EN — 02.04.2016 — 001.004 — 740
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 02015R0035 — EN — 02.04.2016 — 001.004 — 741
 j 
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 02015R0035 — EN — 02.04.2016 — 001.004 — 742
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 02015R0035 — EN — 02.04.2016 — 001.004 — 743
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 02015R0035 — EN — 02.04.2016 — 001.004 — 744
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 02015R0035 — EN — 02.04.2016 — 001.004 — 750
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 02015R0035 — EN — 02.04.2016 — 001.004 — 751
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 02015R0035 — EN — 02.04.2016 — 001.004 — 752
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37 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
38 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
39 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
40 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
41 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 753
 j 
i 83 84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  
42 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
43 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
44 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
45 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
46 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
47 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
48 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
50 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
51 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
j 
i 83 84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  
52 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
53 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
54 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
55 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
56 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
57 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
58 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
59 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
60 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
61 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
62 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 754
 j 
i 83 84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  
63 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
64 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
65 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
66 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
67 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
70 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  
71 0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
72 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
73 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
74 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  
75 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  
80 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
81 0,25  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
82 0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
j 
i 83 84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  
83 1,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
84 0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
85 0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  
86 0,25  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
87 0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
88 0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 755
 j 
i 83 84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  
89 0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
90 0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,25  0,50  0,75  0,00  0,00  0,00  0,00  
91 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
92 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  1,00  0,75  0,50  0,00  0,00  0,00  0,00  
93 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,75  1,00  0,50  0,00  0,00  0,00  0,00  
94 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  0,50  0,50  1,00  0,00  0,00  0,00  0,00  
95 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  
96 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  
97 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  
98 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  
Correlation coefficients for flood risk in the Republic of Poland  
j 
i 00 01  02  03  04  05  06  07  08  09  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
00 1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,50  0,25  
01 1,00  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,75  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,50  0,25  
02 0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,50  0,25  
03 0,75  0,75  0,75  1,00  0,75  0,75  0,75  0,75  0,50  0,50  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,50  0,25  
04 0,75  0,75  0,75  0,75  1,00  0,75  0,75  0,50  0,50  0,50  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,25  0,50  0,25  
05 0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,50  0,50  1,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,50  0,50  0,25  0,50  0,50  0,25  0,50  0,50  0,25  
06 0,75  0,75  0,75  0,75  0,75  0,75  1,00  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,25  0,25  0,50  0,25  
07 0,50  0,50  0,50  0,75  0,50  0,50  0,75  1,00  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,25  
08 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  1,00  0,50  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,50  0,50  0,25  0,50  0,75  0,25  0,50  0,50  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 756
 j 
i 00 01  02  03  04  05  06  07  08  09  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
09 0,50  0,75  0,50  0,50  0,50  1,00  0,50  0,50  0,50  1,00  0,25  0,25  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,25  
10 0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,50  0,00  0,25  1,00  0,50  0,50  0,50  0,75  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  
11 0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,50  0,00  0,25  0,50  1,00  0,75  0,50  0,50  0,25  0,50  0,00  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,00  
12 0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,50  0,00  0,25  0,50  0,75  1,00  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,00  0,00  0,00  0,00  0,00  0,00  
13 0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,00  0,50  0,50  0,50  0,25  1,00  0,50  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  
14 0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,00  0,50  0,75  0,50  0,25  0,50  1,00  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  
15 0,00  0,00  0,00  0,00  0,00  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  1,00  0,50  0,50  0,50  0,50  0,00  0,00  0,00  0,00  0,00  0,00  
16 0,00  0,00  0,00  0,00  0,00  0,25  0,50  0,50  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,50  1,00  0,50  0,75  0,75  0,25  0,25  0,00  0,00  0,00  0,00  
17 0,00  0,00  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,25  0,25  0,00  0,25  0,25  0,25  0,50  0,50  1,00  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
18 0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,50  0,25  0,25  0,50  0,75  0,50  1,00  0,75  0,00  0,25  0,00  0,00  0,00  0,00  
19 0,00  0,00  0,00  0,00  0,00  0,25  0,50  0,50  0,25  0,25  0,25  0,50  0,50  0,25  0,25  0,50  0,75  0,25  0,75  1,00  0,00  0,25  0,00  0,00  0,00  0,00  
20 0,00  0,00  0,00  0,00  0,25  0,50  0,25  0,25  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  1,00  0,75  0,50  0,50  0,50  0,25  
21 0,00  0,00  0,00  0,00  0,00  0,50  0,50  0,50  0,75  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,75  1,00  0,25  0,50  0,50  0,25  
22 0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,50  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,50  0,25  1,00  0,25  0,25  0,25  
23 0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,50  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,50  0,50  0,25  1,00  1,00  0,50  
24 0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,50  0,50  0,25  1,00  1,00  0,50  
25 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,25  0,50  0,50  1,00  
j 
i 00 01  02  03  04  05  06  07  08  09  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
26 0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,25  0,50  1,00  0,25  
27 0,50  0,25  0,50  0,25  0,50  0,50  0,25  0,25  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,50  0,50  0,25  0,75  0,75  0,50  
28 0,50  0,50  0,50  0,25  0,50  0,50  0,25  0,25  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,25  0,50  0,50  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 757
 j 
i 00 01  02  03  04  05  06  07  08  09  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
29 0,50  0,50  0,50  0,25  0,50  0,50  0,25  0,25  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,50  
30 0,50  0,50  0,50  0,25  0,50  0,50  0,25  0,25  0,50  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,50  0,50  0,50  
31 0,50  0,50  0,50  0,25  0,50  0,50  0,25  0,25  0,50  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,50  0,50  0,50  
32 0,50  0,50  0,50  0,25  0,50  0,50  0,25  0,25  0,50  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,50  0,50  0,50  
33 0,50  0,50  0,50  0,25  0,50  0,50  0,25  0,25  0,50  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,50  0,50  0,50  
34 0,50  0,50  0,50  0,25  0,50  0,50  0,25  0,25  0,50  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,50  0,50  0,50  
35 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,50  0,50  0,25  
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 02015R0035 — EN — 02.04.2016 — 001.004 — 758
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69 0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
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 02015R0035 — EN — 02.04.2016 — 001.004 — 759
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 02015R0035 — EN — 02.04.2016 — 001.004 — 760
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 02015R0035 — EN — 02.04.2016 — 001.004 — 761
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 02015R0035 — EN — 02.04.2016 — 001.004 — 762
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 02015R0035 — EN — 02.04.2016 — 001.004 — 763
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 02015R0035 — EN — 02.04.2016 — 001.004 — 764
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 02015R0035 — EN — 02.04.2016 — 001.004 — 769
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 02015R0035 — EN — 02.04.2016 — 001.004 — 770
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34 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,50  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,50  0,25  0,25  
35 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  
36 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  
37 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  
38 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  
39 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  
40 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,25  0,25  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,25  
41 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 772
 j 
i 74 75  76  77  78  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
42 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,75  0,50  0,25  
43 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
44 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,25  
45 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  
46 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  
47 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  
48 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  
49 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  
j 
i 74 75  76  77  78  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
50 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
51 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
52 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
53 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
54 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
55 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  
56 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
57 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  
58 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  
59 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  
60 0,25  0,00  0,00  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
61 0,25  0,00  0,00  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,50  0,50  
62 0,25  0,00  0,00  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,50  0,75  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 773
 j 
i 74 75  76  77  78  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
63 0,25  0,00  0,00  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,50  0,50  
64 0,25  0,25  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,50  0,50  
65 0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
66 0,50  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
67 0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
68 0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
69 0,75  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
70 0,75  0,25  0,25  0,50  0,50  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
71 0,75  0,25  0,25  0,50  0,50  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
72 0,75  0,25  0,25  0,50  0,50  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
73 0,50  0,50  0,25  0,25  0,50  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
j 
i 74 75  76  77  78  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
74 1,00  0,25  0,25  0,50  0,50  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
75 0,25  1,00  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
76 0,25  0,50  1,00  0,50  0,50  0,25  0,50  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
77 0,50  0,50  0,50  1,00  0,75  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,25  0,25  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
78 0,50  0,50  0,50  0,75  1,00  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,25  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
80 0,00  0,25  0,25  0,25  0,25  1,00  0,75  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
81 0,00  0,25  0,50  0,25  0,25  0,75  1,00  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
82 0,00  0,25  0,25  0,25  0,25  0,50  0,50  1,00  1,00  0,50  0,75  0,75  0,75  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,50  0,25  0,25  0,25  
83 0,00  0,25  0,25  0,25  0,25  0,50  0,50  1,00  1,00  0,50  0,75  0,75  0,75  0,50  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,50  0,25  0,25  0,25  
84 0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  1,00  0,50  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 774
 j 
i 74 75  76  77  78  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
85 0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,75  0,75  0,50  1,00  1,00  0,75  0,50  0,50  0,25  0,25  0,50  0,25  0,25  0,25  0,50  0,25  0,25  0,50  
86 0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,75  0,75  0,25  1,00  1,00  0,75  0,50  0,50  0,25  0,25  0,50  0,25  0,25  0,25  0,50  0,25  0,50  0,50  
87 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,75  0,75  0,25  0,75  0,75  1,00  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
88 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,50  0,50  1,00  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,25  0,50  0,50  
89 0,50  0,50  0,50  0,75  0,50  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,25  0,50  1,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
90 0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,25  1,00  0,75  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  
91 0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,25  0,75  1,00  0,75  0,75  0,75  0,75  0,50  0,50  0,50  0,50  
92 0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,25  0,75  0,75  1,00  0,75  0,75  0,75  0,50  0,50  0,50  0,50  
93 0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,25  0,75  0,75  0,75  1,00  1,00  1,00  0,50  0,50  0,50  0,50  
94 0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,25  0,75  0,75  0,75  1,00  1,00  1,00  0,50  0,50  0,50  0,50  
95 0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,25  0,75  0,75  0,75  1,00  1,00  1,00  0,50  0,50  0,50  0,50  
96 0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,50  0,50  0,25  0,50  0,50  0,50  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  1,00  0,50  0,50  0,50  
97 0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  1,00  0,50  0,50  
98 0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  1,00  0,75  
99 0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,50  0,50  0,50  0,50  0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,75  1,00  
Correlation coefficients for flood risk in the Republic of Romania  
j 
i 01 03  04  05  06  07  08  09  10  12  13  14  17  18  19  20  21  22  23  24  
01 1,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,25  0,25  0,25  0,00  
03 0,25  1,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,25  0,25  0,25  0,00  
04 0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,50  0,00  0,25  0,25  0,00  
05 0,00  0,00  0,00  1,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 775
 j 
i 01 03  04  05  06  07  08  09  10  12  13  14  17  18  19  20  21  22  23  24  
06 0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,50  0,25  0,00  0,00  0,25  0,25  0,25  0,00  
07 0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,25  0,00  0,00  0,25  0,25  0,50  0,25  0,00  0,00  0,25  0,25  0,25  0,00  
08 0,00  0,00  0,00  0,25  0,00  0,00  1,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  
09 0,25  0,25  0,25  0,25  0,25  0,25  0,25  1,00  0,00  0,50  0,25  0,25  0,00  0,50  0,25  0,00  0,25  0,50  0,25  0,00  
10 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,25  0,00  0,25  0,50  0,00  0,00  0,00  0,25  0,00  
12 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  1,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,25  0,00  0,00  
13 0,25  0,25  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  1,00  0,25  0,00  0,25  0,00  0,00  0,25  0,00  0,25  0,00  
14 0,25  0,25  0,25  0,00  0,25  0,25  0,00  0,25  0,25  0,00  0,25  1,00  0,00  0,50  0,00  0,25  0,25  0,00  0,50  0,00  
17 0,00  0,00  0,00  0,00  0,50  0,50  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,25  0,00  0,00  0,25  0,00  0,25  0,00  
18 0,25  0,25  0,25  0,00  0,25  0,25  0,00  0,50  0,25  0,00  0,25  0,50  0,25  1,00  0,00  0,00  0,25  0,00  0,25  0,00  
19 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,50  0,50  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,25  0,00  
20 0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  1,00  0,00  0,00  0,50  0,00  
21 0,25  0,25  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,00  1,00  0,00  0,25  0,50  
22 0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,50  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,25  0,00  
23 0,25  0,25  0,25  0,00  0,25  0,25  0,00  0,25  0,25  0,00  0,25  0,50  0,25  0,25  0,25  0,50  0,25  0,25  1,00  0,00  
24 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  1,00  
j 
i 01 03  04  05  06  07  08  09  10  12  13  14  17  18  19  20  21  22  23  24  
25 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  
26 0,50  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,50  
27 0,25  0,25  0,25  0,00  0,25  0,25  0,00  0,50  0,25  0,00  0,25  0,50  0,25  0,50  0,25  0,50  0,25  0,25  0,25  0,00  
28 0,00  0,00  0,00  0,25  0,00  0,00  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 776
 j 
i 01 03  04  05  06  07  08  09  10  12  13  14  17  18  19  20  21  22  23  24  
29 0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
30 0,25  0,25  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,50  0,25  0,25  0,25  0,00  0,00  0,50  0,25  0,25  0,00  
31 0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
32 0,00  0,00  0,00  0,50  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  
33 0,25  0,25  0,25  0,00  0,25  0,25  0,00  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,00  0,50  0,25  0,25  0,00  
34 0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
35 0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
36 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
37 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
38 0,00  0,00  0,00  0,25  0,00  0,00  0,75  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  
39 0,25  0,25  0,25  0,00  0,25  0,25  0,00  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,50  0,00  
40 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
41 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,25  0,50  0,25  0,00  
42 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  
43 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
44 0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  0,00  
45 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,50  0,00  0,00  0,50  0,00  
j 
i 25 26  27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  
01 0,25  0,50  0,25  0,00  0,00  0,25  0,50  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  
03 0,00  0,50  0,25  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  
04 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 777
 j 
i 25 26  27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  
05 0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,25  0,00  
06 0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,50  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  
07 0,00  0,00  0,25  0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  
08 0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,75  0,00  0,00  0,25  0,25  0,00  0,25  0,00  
09 0,00  0,00  0,50  0,25  0,00  0,25  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,50  0,00  0,00  0,50  0,00  
10 0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,50  0,00  0,25  0,00  0,25  0,00  0,25  0,00  0,00  
12 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
13 0,00  0,00  0,25  0,00  0,00  0,50  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,50  0,25  0,00  0,00  0,00  0,00  
14 0,00  0,00  0,50  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,50  
17 0,00  0,00  0,25  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,50  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  
18 0,00  0,00  0,50  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,50  0,00  0,00  0,00  0,00  
19 0,50  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,25  0,00  0,25  0,00  0,00  
20 0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,50  
21 0,00  0,25  0,25  0,00  0,00  0,50  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  
22 0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,50  0,50  0,00  0,75  0,00  
23 0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,25  0,00  0,00  0,00  0,50  
24 0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
j 
i 25 26  27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  
25 1,00  0,25  0,25  0,00  0,00  0,25  0,50  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,25  0,00  0,25  0,00  0,00  
26 0,25  1,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  
27 0,25  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
28 0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,25  0,50  0,00  0,25  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 778
 j 
i 25 26  27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  
29 0,00  0,00  0,00  0,00  1,00  0,25  0,00  0,00  0,25  0,00  0,50  0,50  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  
30 0,25  0,25  0,00  0,00  0,25  1,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  
31 0,50  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  
32 0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,25  0,00  0,00  0,25  0,00  
33 0,25  0,25  0,00  0,50  0,25  0,25  0,25  0,00  1,00  0,00  0,00  0,00  0,25  0,00  0,50  0,00  0,25  0,00  0,50  0,00  0,00  
34 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
35 0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  
36 0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  
37 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  1,00  0,00  0,25  0,00  0,25  0,00  0,50  0,00  0,00  
38 0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  
39 0,25  0,25  0,00  0,00  0,25  0,25  0,25  0,00  0,50  0,00  0,25  0,25  0,25  0,00  1,00  0,00  0,25  0,00  0,25  0,00  0,00  
40 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,25  0,00  0,00  0,00  0,00  
41 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,25  1,00  0,25  0,00  0,00  0,00  
42 0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  1,00  0,00  0,00  0,00  
43 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,50  0,00  0,25  0,00  0,00  0,00  1,00  0,00  0,00  
44 0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  1,00  0,00  
45 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  
Correlation coefficients for flood risk in the Slovak Republic  
j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  
1 1,00  1,00  0,50  0,00  0,25  0,75  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,00  0,25  1,00  1,00  0,25  0,50  0,25  0,25  0,00  0,25  0,25  
2 1,00  1,00  1,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  1,00  1,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 779
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  
3 0,50  1,00  1,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,50  0,00  0,00  0,25  0,00  0,00  0,00  0,00  1,00  
4 0,00  0,25  0,00  1,00  1,00  0,00  1,00  1,00  0,75  0,00  0,00  0,00  1,00  0,00  0,50  0,00  0,00  0,75  0,50  1,00  1,00  1,00  0,50  0,75  
5 0,25  0,00  0,25  1,00  1,00  0,00  0,50  1,00  0,25  0,00  0,00  0,00  1,00  0,00  0,25  0,25  0,25  0,50  1,00  1,00  1,00  1,00  0,50  0,75  
6 0,75  0,25  0,00  0,00  0,00  1,00  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,75  0,75  0,00  0,25  0,00  0,00  0,25  0,00  0,25  
7 0,25  0,00  0,00  1,00  0,50  0,50  1,00  0,75  0,50  0,00  0,00  0,00  0,50  0,00  0,25  0,25  0,00  0,50  0,50  0,50  0,75  1,00  0,00  0,00  
8 0,25  0,00  0,00  1,00  1,00  0,25  0,75  1,00  0,75  0,00  0,00  0,00  1,00  0,00  0,50  0,25  0,00  0,75  0,50  1,00  1,00  1,00  0,50  0,75  
9 0,25  0,00  0,25  0,75  0,25  0,00  0,50  0,75  1,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,75  0,75  0,25  0,75  
10 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  1,00  1,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
11 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  1,00  1,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
12 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  1,00  1,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
13 0,25  0,25  0,25  1,00  1,00  0,00  0,50  1,00  0,25  0,00  0,00  0,00  1,00  0,00  0,75  0,25  0,25  0,75  1,00  1,00  1,00  1,00  0,50  0,75  
14 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  1,00  1,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
15 0,25  0,00  0,00  0,50  0,25  0,50  0,25  0,50  0,00  0,00  0,00  0,00  0,75  0,00  1,00  0,25  0,75  0,75  1,00  0,50  0,50  0,75  0,50  0,50  
16 1,00  1,00  0,50  0,00  0,25  0,75  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,00  0,25  1,00  1,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  
17 1,00  1,00  0,00  0,00  0,25  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,75  1,00  1,00  0,50  0,75  0,25  0,00  0,25  0,25  0,25  
18 0,25  0,00  0,00  0,75  0,50  0,00  0,50  0,75  0,25  0,00  0,00  0,00  0,75  0,00  0,75  0,25  0,50  1,00  1,00  1,00  0,75  1,00  1,00  1,00  
19 0,50  0,00  0,25  0,50  1,00  0,25  0,50  0,50  0,25  0,00  0,00  0,00  1,00  0,00  1,00  0,25  0,75  1,00  1,00  1,00  0,75  0,75  0,00  1,00  
20 0,25  0,00  0,00  1,00  1,00  0,00  0,50  1,00  0,25  0,00  0,00  0,00  1,00  0,00  0,50  0,25  0,25  1,00  1,00  1,00  1,00  1,00  0,75  0,75  
21 0,25  0,00  0,00  1,00  1,00  0,00  0,75  1,00  0,75  0,00  0,00  0,00  1,00  0,00  0,50  0,25  0,00  0,75  0,75  1,00  1,00  1,00  0,50  0,50  
22 0,00  0,25  0,00  1,00  1,00  0,25  1,00  1,00  0,75  0,00  0,00  0,00  1,00  0,00  0,75  0,25  0,25  1,00  0,75  1,00  1,00  1,00  0,50  0,75  
23 0,25  0,25  0,00  0,50  0,50  0,00  0,00  0,50  0,25  0,00  0,00  0,00  0,50  0,00  0,50  0,25  0,25  1,00  0,00  0,75  0,50  0,50  1,00  1,00  
24 0,25  0,00  1,00  0,75  0,75  0,25  0,00  0,75  0,75  0,00  0,00  0,00  0,75  0,00  0,50  0,25  0,25  1,00  1,00  0,75  0,50  0,75  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 780
 Correlation coefficients for flood risk in the Swiss Confederation  
j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  
1 1,00  0,25  0,00  0,50  0,25  0,50  0,25  0,00  0,00  0,00  0,25  0,50  0,50  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,00  0,00  0,50  0,00  0,00  0,50  
2 0,25  1,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  
3 0,00  0,25  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  
4 0,50  0,25  0,00  1,00  0,25  0,25  0,25  0,00  0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,00  0,25  0,25  0,50  0,00  0,25  
5 0,25  0,00  0,00  0,25  1,00  0,50  0,25  0,00  0,00  0,00  0,75  0,25  0,75  0,00  0,00  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  
6 0,50  0,25  0,00  0,25  0,50  1,00  0,25  0,00  0,00  0,00  0,50  0,25  0,50  0,00  0,00  0,00  0,00  0,50  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,25  
7 0,25  0,00  0,00  0,25  0,25  0,25  1,00  0,25  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,25  
8 0,00  0,00  0,00  0,00  0,00  0,00  0,25  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
9 0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  1,00  0,25  0,00  0,25  0,00  0,25  0,25  0,50  0,25  0,00  0,25  0,00  0,25  0,50  0,00  0,25  0,00  0,00  
10 0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,25  1,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,50  0,00  0,50  0,00  0,00  
11 0,25  0,00  0,00  0,25  0,75  0,50  0,25  0,00  0,00  0,00  1,00  0,25  0,75  0,00  0,00  0,00  0,00  0,75  0,00  0,25  0,00  0,00  0,50  0,00  0,00  0,00  
12 0,50  0,25  0,00  0,25  0,25  0,25  0,25  0,00  0,25  0,00  0,25  1,00  0,00  0,50  0,50  0,25  0,00  0,25  0,25  0,25  0,00  0,25  0,25  0,00  0,50  0,25  
13 0,50  0,00  0,00  0,25  0,75  0,50  0,25  0,00  0,00  0,00  0,75  0,00  1,00  0,00  0,00  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,75  0,00  0,00  0,00  
14 0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,50  0,00  1,00  0,75  0,25  0,25  0,00  0,25  0,00  0,00  0,25  0,00  0,25  0,00  0,25  
15 0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,50  0,00  0,75  1,00  0,25  0,25  0,25  0,25  0,00  0,00  0,50  0,25  0,25  0,25  0,25  
16 0,25  0,25  0,75  0,25  0,00  0,00  0,00  0,00  0,50  0,25  0,00  0,25  0,00  0,25  0,25  1,00  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,00  0,25  0,25  
17 0,25  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,25  0,25  0,00  0,00  0,00  0,25  0,25  0,00  1,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  
18 0,50  0,25  0,00  0,50  0,75  0,50  0,25  0,00  0,00  0,00  0,75  0,25  0,75  0,00  0,25  0,00  0,00  1,00  0,00  0,25  0,00  0,00  0,50  0,00  0,00  0,25  
19 0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,00  0,00  1,00  0,25  0,00  0,25  0,00  0,00  0,25  0,50  
20 0,25  0,25  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,25  0,00  0,25  0,25  1,00  0,00  0,00  0,00  0,00  0,00  0,50  
21 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 781
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  
22 0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,50  0,50  0,00  0,25  0,00  0,25  0,50  0,25  0,25  0,00  0,25  0,00  0,00  1,00  0,00  0,50  0,00  0,00  
23 0,50  0,00  0,00  0,25  0,50  0,25  0,50  0,25  0,00  0,00  0,50  0,25  0,75  0,00  0,25  0,00  0,00  0,50  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  
24 0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,25  0,50  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,50  0,00  1,00  0,00  0,00  
25 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  1,00  0,25  
26 0,50  0,25  0,25  0,25  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,00  0,25  0,50  0,50  0,00  0,00  0,00  0,00  0,25  1,00  
Correlation coefficients for flood risk in the Republic of Slovenia  
j 
i 01 03  04  05  06  07  08  09  10  12  13  
01 1,00  0,50  0,50  0,50  0,50  0,25  0,25  0,25  0,75  0,50  0,25  
03 0,50  1,00  0,75  0,75  0,50  0,50  0,50  0,25  0,50  0,50  0,50  
04 0,50  0,75  1,00  0,75  0,50  0,50  0,50  0,50  0,50  0,50  0,50  
05 0,50  0,75  0,75  1,00  0,50  0,50  0,50  0,25  0,50  0,50  0,50  
06 0,50  0,50  0,50  0,50  1,00  0,50  0,50  0,50  0,25  0,50  0,50  
07 0,25  0,50  0,50  0,50  0,50  1,00  0,75  0,50  0,25  0,25  0,50  
08 0,25  0,50  0,50  0,50  0,50  0,75  1,00  0,50  0,25  0,50  0,50  
09 0,25  0,25  0,50  0,25  0,50  0,50  0,50  1,00  0,25  0,25  0,50  
10 0,75  0,50  0,50  0,50  0,25  0,25  0,25  0,25  1,00  0,50  0,25  
12 0,50  0,50  0,50  0,50  0,50  0,25  0,50  0,25  0,50  1,00  0,50  
13 0,25  0,50  0,50  0,50  0,50  0,50  0,50  0,50  0,25  0,50  1,00  
Correlation coefficients for flood risk in the United Kingdom of Great Britain and Northern Ireland  
j 
i AB AL  B  BA  BB  BD  BH  BL  BN  BR  BS  BT  CA  CB  CF  CH  CM  CO  CR  CT  CV  CW  DA  DD  
AB 1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,25  
AL 0,00  1,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,50  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,50  0,00  0,00  0,00  0,00  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 782
 j 
i AB AL  B  BA  BB  BD  BH  BL  BN  BR  BS  BT  CA  CB  CF  CH  CM  CO  CR  CT  CV  CW  DA  DD  
B 0,00  0,00  1,00  0,75  1,00  0,75  0,25  0,50  0,25  0,00  0,75  0,00  0,50  0,25  0,50  0,75  0,00  0,00  1,00  0,75  1,00  0,75  0,00  0,00  
BA 0,00  0,00  0,75  1,00  0,00  0,00  0,25  0,00  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
BB 0,00  0,00  1,00  0,00  1,00  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  
BD 0,00  0,00  0,75  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  
BH 0,00  0,25  0,25  0,25  0,00  0,00  1,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,25  
BL 0,00  0,00  0,50  0,00  0,75  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  1,00  0,00  0,25  0,25  0,00  0,00  
BN 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  
BR 0,00  0,50  0,00  0,00  0,00  0,00  0,25  0,00  0,00  1,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  1,00  0,00  0,00  0,00  0,75  0,50  
BS 0,00  0,00  0,75  0,75  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
BT 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
CA 0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  
CB 0,00  0,25  0,25  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  1,00  0,00  0,00  0,25  0,25  1,00  0,00  0,00  0,00  0,00  0,00  
CF 0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  
CH 0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  1,00  0,00  0,25  0,25  0,00  0,00  
CM 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,00  1,00  0,25  1,00  0,00  0,00  0,00  0,00  0,00  
CO 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,25  1,00  1,00  0,00  0,00  0,00  0,00  0,25  
CR 0,50  0,50  1,00  0,00  0,00  0,25  1,00  1,00  1,00  1,00  0,00  0,00  0,25  1,00  0,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,75  1,00  
CT 0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  1,00  0,25  0,00  0,00  0,00  
CV 0,00  0,00  1,00  0,25  0,25  0,25  0,00  0,25  0,00  0,00  0,25  0,00  0,25  0,00  0,25  0,25  0,00  0,00  0,75  0,25  1,00  0,25  0,00  0,00  
CW 0,00  0,00  0,75  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  1,00  0,00  0,25  1,00  0,00  0,00  
DA 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  0,00  0,00  1,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 783
 j 
i AB AL  B  BA  BB  BD  BH  BL  BN  BR  BS  BT  CA  CB  CF  CH  CM  CO  CR  CT  CV  CW  DA  DD  
DD 0,25  0,50  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  1,00  0,00  0,00  0,00  0,00  1,00  
DE 0,00  0,00  1,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,50  0,50  0,00  0,00  
j 
i AB AL  B  BA  BB  BD  BH  BL  BN  BR  BS  BT  CA  CB  CF  CH  CM  CO  CR  CT  CV  CW  DA  DD  
DG 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  
DH 0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
DL 0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,00  0,00  1,00  0,00  0,25  0,00  0,00  0,00  
DN 0,00  0,00  0,75  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  1,00  0,00  0,50  0,25  0,00  0,00  
DT 0,00  0,25  0,25  0,25  0,00  0,00  0,75  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,25  
DY 0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  
E 0,00  0,25  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,25  0,00  0,00  0,50  0,25  0,75  0,00  0,25  0,00  0,25  0,00  
EC 0,00  1,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  1,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  1,00  0,00  0,00  0,00  0,25  0,50  
EH 0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  
EN 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  1,00  0,00  0,00  0,00  0,00  0,00  
EX 0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,75  0,00  0,25  0,00  0,00  0,00  
FK 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  
FY 0,00  0,00  1,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,50  0,00  0,25  0,25  0,00  1,00  0,25  0,50  0,00  0,00  0,00  
G 0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
GL 0,00  0,00  1,00  0,25  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,25  0,00  0,00  1,00  0,00  0,50  0,25  0,00  0,00  
GU 0,00  0,25  0,75  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,75  0,00  0,25  0,00  0,00  0,00  
GY 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
HA 0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,25  1,00  0,25  0,00  0,00  0,00  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 784
 j 
i AB AL  B  BA  BB  BD  BH  BL  BN  BR  BS  BT  CA  CB  CF  CH  CM  CO  CR  CT  CV  CW  DA  DD  
HD 0,00  0,25  1,00  0,25  0,50  0,25  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,75  0,00  0,75  0,25  0,00  0,00  
HG 0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,00  0,00  0,50  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,25  1,00  0,00  0,00  0,25  0,00  0,50  
HP 0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  
HR 0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
HS 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
HU 0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,25  1,00  0,25  0,25  0,00  0,00  0,00  
HX 0,00  0,00  1,00  0,00  0,00  0,25  0,25  0,50  0,25  0,25  0,00  0,00  0,00  0,50  0,00  0,25  0,25  0,25  1,00  0,25  0,50  0,25  0,00  0,00  
j 
i AB AL  B  BA  BB  BD  BH  BL  BN  BR  BS  BT  CA  CB  CF  CH  CM  CO  CR  CT  CV  CW  DA  DD  
IG 0,00  0,50  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,50  0,25  0,00  0,00  0,50  0,00  0,00  0,50  0,50  1,00  0,00  0,00  0,00  0,25  0,50  
IM 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
IP 0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,50  1,00  0,25  0,25  0,00  0,00  0,00  
IV 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  
JE 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
KA 0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  1,00  0,00  0,25  0,00  0,00  0,00  
KT 0,00  0,25  1,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,00  1,00  0,25  0,50  0,00  0,00  0,00  
KW 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
KY 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,25  
L 0,00  0,00  1,00  0,00  0,50  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,50  0,00  0,00  0,00  
LA 0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
LD 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  
LE 0,00  0,00  1,00  0,25  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,75  0,25  0,75  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 785
 j 
i AB AL  B  BA  BB  BD  BH  BL  BN  BR  BS  BT  CA  CB  CF  CH  CM  CO  CR  CT  CV  CW  DA  DD  
LL 0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,50  0,00  0,25  0,25  0,00  0,00  
LN 0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,25  
LS 0,00  0,00  0,50  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
LU 0,00  0,75  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,25  
M 0,00  0,00  0,25  0,00  0,50  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  
ME 0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,25  0,00  0,00  0,00  
MK 0,00  0,25  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,75  0,00  0,50  0,00  0,00  0,00  
ML 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  
N 0,00  0,50  1,00  0,25  0,00  0,25  0,50  0,50  0,25  0,50  0,00  0,00  0,25  0,75  0,00  0,50  0,75  0,50  1,00  0,50  0,50  0,25  0,25  0,00  
NE 0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
NG 0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  
NN 0,00  0,25  0,50  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,50  0,00  0,25  0,25  0,25  1,00  0,25  0,50  0,25  0,25  0,00  
j 
i AB AL  B  BA  BB  BD  BH  BL  BN  BR  BS  BT  CA  CB  CF  CH  CM  CO  CR  CT  CV  CW  DA  DD  
NP 0,00  0,00  1,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,00  0,00  0,50  0,00  0,50  0,25  0,00  0,00  
NR 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  
NW 0,00  0,25  0,25  0,00  0,00  0,00  0,25  0,25  0,25  0,50  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,25  1,00  0,00  0,00  0,00  0,25  0,00  
OL 0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,25  0,00  0,00  0,00  
OX 0,00  0,00  1,00  0,25  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,25  0,00  0,00  1,00  0,25  0,75  0,00  0,00  0,00  
PA 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  
PE 0,00  0,50  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,75  0,00  0,25  0,00  0,00  0,00  
PH 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 786
 j 
i AB AL  B  BA  BB  BD  BH  BL  BN  BR  BS  BT  CA  CB  CF  CH  CM  CO  CR  CT  CV  CW  DA  DD  
PL 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,25  
PO 0,00  0,00  0,75  0,00  0,00  0,00  0,25  0,25  0,75  0,25  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,00  1,00  0,25  0,50  0,00  0,00  0,00  
PR 0,00  0,00  0,50  0,00  0,50  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,25  0,00  0,00  0,00  
RG 0,00  0,25  1,00  0,25  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,00  1,00  0,00  0,50  0,00  0,00  0,00  
RH 0,00  0,00  1,00  0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,25  1,00  0,25  0,50  0,00  0,00  0,00  
RM 0,00  0,25  1,00  0,00  0,00  0,25  0,25  0,25  0,25  0,50  0,00  0,00  0,00  0,50  0,00  0,25  0,25  0,25  1,00  0,25  0,50  0,00  0,25  0,25  
S 0,00  0,00  1,00  0,00  0,25  0,50  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,50  0,00  0,00  
SA 0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
SE 0,00  0,00  1,00  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,25  0,00  0,25  0,50  0,00  0,50  0,25  0,25  1,00  0,50  0,75  0,00  0,25  0,00  
SG 0,00  0,50  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,75  0,00  0,00  0,25  0,25  1,00  0,00  0,00  0,00  0,00  0,25  
SK 0,00  0,00  1,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,25  0,50  0,00  0,00  
SL 0,00  0,50  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  1,00  0,00  0,00  0,00  0,00  0,00  
SM 0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,75  0,00  0,00  0,00  0,25  0,00  
SN 0,00  0,25  0,75  0,75  0,00  0,00  0,50  0,50  0,25  0,25  0,50  0,00  0,00  0,50  0,00  0,50  0,25  0,25  1,00  0,25  0,50  0,25  0,00  0,00  
SO 0,00  0,25  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  
SP 0,00  0,25  0,00  0,25  0,00  0,00  0,50  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,25  1,00  0,00  0,00  0,00  0,00  0,25  
j 
i AB AL  B  BA  BB  BD  BH  BL  BN  BR  BS  BT  CA  CB  CF  CH  CM  CO  CR  CT  CV  CW  DA  DD  
SR 0,25  0,75  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,50  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,25  1,00  0,00  0,00  0,00  0,00  0,75  
SS 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  1,00  0,00  0,00  0,00  0,25  0,25  
ST 0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  1,00  0,00  0,00  0,25  0,00  0,25  
SW 0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  1,00  0,00  0,50  0,00  0,25  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 787
 j 
i AB AL  B  BA  BB  BD  BH  BL  BN  BR  BS  BT  CA  CB  CF  CH  CM  CO  CR  CT  CV  CW  DA  DD  
SY 0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,75  0,00  0,25  0,00  0,00  0,00  
TA 0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,25  0,25  0,00  0,00  0,00  0,50  0,00  0,25  0,25  0,25  1,00  0,25  0,25  0,00  0,25  0,00  
TD 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  
TF 0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,25  0,00  0,25  
TN 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,50  0,00  0,00  0,00  0,00  
TQ 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  
TR 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,25  
TS 0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  
TW 0,00  0,50  1,00  0,25  0,25  0,25  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,25  0,00  0,00  1,00  0,25  0,75  0,00  0,00  0,00  
UB 0,25  0,75  0,25  0,00  0,00  0,00  0,50  0,25  0,25  0,50  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,50  1,00  0,00  0,25  0,25  0,25  0,50  
W 0,00  0,25  0,75  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  1,00  0,00  0,25  0,00  0,00  0,00  
WA 0,00  0,00  1,00  0,00  0,50  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  
WC 0,50  1,00  0,00  0,00  0,00  0,00  0,50  0,00  0,25  1,00  0,25  0,00  0,00  0,25  0,00  0,00  0,25  0,75  1,00  0,00  0,00  0,25  0,50  1,00  
WD 0,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,50  
WF 0,00  0,00  1,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,50  0,25  0,00  0,00  
WN 0,00  0,00  1,00  0,00  1,00  0,25  0,25  1,00  0,25  0,25  0,00  0,00  0,00  0,50  0,00  0,50  0,25  0,25  1,00  0,25  0,50  0,25  0,25  0,00  
WR 0,00  0,00  1,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,25  0,00  0,00  1,00  0,00  0,25  0,00  0,00  0,00  
WS 0,25  0,00  0,50  0,00  0,00  0,25  1,00  1,00  0,75  1,00  0,00  0,00  0,25  1,00  0,25  0,75  1,00  1,00  1,00  0,75  1,00  0,75  0,50  0,75  
WV 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,25  0,00  0,00  0,00  
YO 0,00  0,00  0,75  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  0,25  0,00  0,00  0,00  
ZE 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 788
 j 
i DE DG  DH  DL  DN  DT  DY  E  EC  EH  EN  EX  FK  FY  G  GL  GU  GY  HA  HD  HG  HP  HR  HS  
AB 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
AL 0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  1,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,50  0,00  0,00  
B 1,00  0,00  0,50  0,50  0,75  0,25  0,50  0,75  0,00  0,50  0,00  0,75  0,00  1,00  1,00  1,00  0,75  0,00  0,00  1,00  0,25  0,00  0,75  0,00  
BA 0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
BB 0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  
BD 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  
BH 0,00  0,00  0,00  0,00  0,00  0,75  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,00  0,25  0,00  0,25  0,00  0,00  0,00  
BL 0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  
BN 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
BR 0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,50  1,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,50  0,25  0,00  0,00  
BS 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
BT 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
CA 0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
CB 0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,50  0,00  0,25  0,25  0,00  0,25  0,00  0,25  0,00  0,00  0,00  
CF 0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,00  
CH 0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,00  0,25  0,25  0,00  0,00  0,00  0,00  
CM 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  
CO 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  
CR 0,25  1,00  0,00  1,00  1,00  0,50  0,75  0,75  1,00  0,25  1,00  0,75  1,00  1,00  0,00  1,00  0,75  0,00  1,00  0,75  1,00  1,00  0,00  0,00  
CT 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
CV 0,50  0,00  0,25  0,25  0,50  0,00  0,00  0,25  0,00  0,25  0,00  0,25  0,00  0,50  0,25  0,50  0,25  0,00  0,00  0,75  0,00  0,00  0,25  0,00  
CW 0,50  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 789
 j 
i DE DG  DH  DL  DN  DT  DY  E  EC  EH  EN  EX  FK  FY  G  GL  GU  GY  HA  HD  HG  HP  HR  HS  
DA 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
DD 0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,50  0,00  0,00  0,00  
DE 1,00  0,00  0,00  0,00  0,50  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  
j 
i DE DG  DH  DL  DN  DT  DY  E  EC  EH  EN  EX  FK  FY  G  GL  GU  GY  HA  HD  HG  HP  HR  HS  
DG 0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
DH 0,00  0,00  1,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
DL 0,00  0,00  0,25  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  
DN 0,50  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  
DT 0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
DY 0,25  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
E 0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  1,00  0,00  0,50  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
EC 0,00  0,00  0,00  0,00  0,00  0,25  0,00  1,00  1,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,50  0,25  0,00  0,25  
EH 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
EN 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
EX 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
FK 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
FY 0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  1,00  0,00  0,25  0,25  0,00  0,50  0,25  0,25  0,00  0,00  0,00  
G 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  1,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
GL 0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  1,00  0,25  0,00  0,25  0,25  0,25  0,00  0,25  0,00  
GU 0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,25  0,00  0,25  1,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  
GY 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 790
 j 
i DE DG  DH  DL  DN  DT  DY  E  EC  EH  EN  EX  FK  FY  G  GL  GU  GY  HA  HD  HG  HP  HR  HS  
HA 0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,50  0,00  0,25  0,25  0,00  1,00  0,00  0,25  0,00  0,00  0,00  
HD 0,50  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,25  0,00  0,00  1,00  0,25  0,00  0,25  0,00  
HG 0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,25  0,25  1,00  0,25  0,00  0,00  
HP 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  1,00  0,00  0,00  
HR 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  1,00  0,00  
HS 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  
HU 0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,50  0,00  0,50  0,25  0,00  0,50  0,25  0,25  0,00  0,00  0,00  
HX 0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,50  0,00  0,50  0,25  0,00  0,50  1,00  0,50  0,00  0,00  0,00  
j 
i DE DG  DH  DL  DN  DT  DY  E  EC  EH  EN  EX  FK  FY  G  GL  GU  GY  HA  HD  HG  HP  HR  HS  
IG 0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,75  0,50  0,00  0,25  0,00  0,00  0,50  0,00  0,25  0,25  0,00  0,50  0,00  0,50  0,25  0,00  0,00  
IM 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
IP 0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,00  0,25  0,25  0,00  0,00  0,00  0,00  
IV 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
JE 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
KA 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  
KT 0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,50  0,00  0,25  0,25  0,00  0,50  0,00  0,50  0,75  0,00  0,50  0,25  0,00  0,25  0,00  0,00  
KW 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
KY 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
L 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
LA 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
LD 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,75  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 791
 j 
i DE DG  DH  DL  DN  DT  DY  E  EC  EH  EN  EX  FK  FY  G  GL  GU  GY  HA  HD  HG  HP  HR  HS  
LE 0,25  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,50  0,25  0,25  0,25  0,00  0,00  0,50  0,00  0,00  0,25  0,00  
LL 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
LN 0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
LS 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  
LU 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  
M 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
ME 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
MK 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,25  0,00  0,00  
ML 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
N 0,00  0,25  0,00  0,50  0,50  0,00  0,00  1,00  1,00  0,00  0,75  0,50  0,00  0,75  0,00  0,75  0,50  0,00  0,75  0,50  0,25  0,25  0,25  0,00  
NE 0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
NG 0,75  0,00  0,00  0,00  0,25  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
NN 0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,00  0,25  0,25  0,00  0,50  0,00  0,50  0,25  0,00  0,50  0,25  0,25  0,25  0,00  0,00  
j 
i DE DG  DH  DL  DN  DT  DY  E  EC  EH  EN  EX  FK  FY  G  GL  GU  GY  HA  HD  HG  HP  HR  HS  
NP 0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,50  0,25  0,00  0,00  0,25  0,00  0,00  0,75  0,00  
NR 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
NW 0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  1,00  0,00  0,25  0,00  0,00  0,50  0,00  0,25  0,25  0,00  0,75  0,00  0,25  0,00  0,00  0,00  
OL 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
OX 0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,50  0,25  0,00  0,25  0,25  0,00  0,25  0,00  0,00  
PA 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
PE 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,25  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 792
 j 
i DE DG  DH  DL  DN  DT  DY  E  EC  EH  EN  EX  FK  FY  G  GL  GU  GY  HA  HD  HG  HP  HR  HS  
PH 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
PL 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
PO 0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,00  0,25  0,25  0,00  0,50  0,00  0,25  0,25  0,00  0,50  0,25  0,25  0,00  0,00  0,00  
PR 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  
RG 0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,25  0,00  0,50  0,25  0,00  0,25  0,25  0,00  0,25  0,00  0,00  
RH 0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,50  0,00  0,25  0,25  0,00  0,50  0,00  0,50  0,50  0,00  0,50  0,25  0,00  0,00  0,00  0,00  
RM 0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,50  0,00  0,25  0,25  0,00  0,50  0,00  0,25  0,25  0,00  0,50  0,25  0,50  0,25  0,00  0,00  
S 0,25  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,00  0,00  0,00  
SA 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,50  0,00  
SE 0,25  0,25  0,25  0,50  0,25  0,00  0,00  0,75  1,00  0,25  0,25  0,50  0,00  0,75  0,25  0,50  0,50  0,00  0,50  0,50  0,25  0,00  0,25  0,00  
SG 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,50  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,50  0,00  0,25  0,00  0,00  0,00  
SK 0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,00  0,00  0,00  
SL 0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,00  0,25  0,00  0,25  0,50  0,00  0,00  
SM 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
SN 0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,25  0,00  0,50  0,00  0,75  0,25  0,00  0,50  0,25  0,25  0,00  0,00  0,00  
SO 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
SP 0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,00  0,25  0,00  0,50  0,00  0,00  0,00  
j 
i DE DG  DH  DL  DN  DT  DY  E  EC  EH  EN  EX  FK  FY  G  GL  GU  GY  HA  HD  HG  HP  HR  HS  
SR 0,00  0,00  0,75  0,50  0,00  0,25  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,25  0,00  0,75  0,25  0,00  0,00  
SS 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  
ST 0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 793
 j 
i DE DG  DH  DL  DN  DT  DY  E  EC  EH  EN  EX  FK  FY  G  GL  GU  GY  HA  HD  HG  HP  HR  HS  
SW 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,75  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,50  0,00  0,25  0,25  0,00  0,00  0,00  0,00  
SY 0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  
TA 0,00  0,25  0,00  0,25  0,25  0,25  0,00  0,00  0,25  0,00  0,25  0,50  0,00  0,50  0,00  0,50  0,25  0,00  0,50  0,25  0,25  0,00  0,00  0,00  
TD 0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
TF 0,25  0,00  0,00  0,00  0,00  0,25  0,75  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  
TN 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
TQ 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
TR 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
TS 0,00  0,00  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  
TW 0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,75  0,00  0,75  0,25  0,00  0,25  0,25  0,00  
UB 0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,25  0,75  0,00  0,25  0,00  0,25  0,50  0,00  0,25  0,50  0,00  0,75  0,00  0,75  0,50  0,00  0,00  
W 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  1,00  0,00  0,25  0,00  0,00  0,25  0,00  0,25  0,25  0,00  0,50  0,00  0,00  0,00  0,00  0,00  
WA 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
WC 0,00  0,00  0,00  0,00  0,00  1,00  0,00  1,00  0,50  0,00  0,25  0,00  0,25  0,25  0,00  0,25  0,25  0,00  0,50  0,00  1,00  0,75  0,00  0,00  
WD 0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  1,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,25  0,75  0,00  0,00  
WF 0,25  0,00  0,00  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,75  0,50  0,00  0,00  0,00  
WN 0,00  0,25  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,75  0,00  0,50  0,25  0,00  0,50  0,50  0,25  0,00  0,00  0,00  
WR 0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,75  0,25  0,00  0,25  0,00  0,00  0,00  0,25  0,00  
WS 0,25  0,75  0,00  0,75  0,75  0,25  0,75  0,50  0,25  0,25  0,75  0,50  0,75  1,00  0,00  1,00  0,50  0,00  1,00  0,75  1,00  0,50  0,00  0,00  
WV 0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
YO 0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,75  0,00  0,00  0,00  
ZE 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 794
 j 
i HU HX  IG  IM  IP  IV  JE  KA  KT  KW  KY  L  LA  LD  LE  LL  LN  LS  LU  M  ME  MK  ML  N  
AB 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
AL 0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,75  0,00  0,00  0,25  0,00  0,50  
B 0,25  1,00  0,00  0,00  0,50  0,00  0,00  0,75  1,00  0,00  0,00  1,00  0,75  0,25  1,00  1,00  0,00  0,50  0,25  0,25  0,50  1,00  0,00  1,00  
BA 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
BB 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  
BD 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,25  
BH 0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  
BL 0,25  0,50  0,25  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,25  0,25  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,50  
BN 0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
BR 0,25  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,50  
BS 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
BT 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
CA 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
CB 0,25  0,50  0,50  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,75  
CF 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
CH 0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,50  
CM 0,25  0,25  0,50  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  
CO 0,25  0,25  0,50  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  
CR 1,00  1,00  1,00  0,00  1,00  1,00  0,00  1,00  1,00  0,00  1,00  0,25  0,00  1,00  0,75  0,50  0,75  0,00  0,75  0,00  0,50  0,75  0,75  1,00  
CT 0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,50  
CV 0,25  0,50  0,00  0,00  0,25  0,00  0,00  0,25  0,50  0,00  0,00  0,50  0,25  0,00  0,75  0,25  0,00  0,00  0,00  0,00  0,25  0,50  0,00  0,50  
CW 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 795
 j 
i HU HX  IG  IM  IP  IV  JE  KA  KT  KW  KY  L  LA  LD  LE  LL  LN  LS  LU  M  ME  MK  ML  N  
DA 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
DD 0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
DE 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
j 
i HU HX  IG  IM  IP  IV  JE  KA  KT  KW  KY  L  LA  LD  LE  LL  LN  LS  LU  M  ME  MK  ML  N  
DG 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  
DH 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
DL 0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  
DN 0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,50  
DT 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
DY 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
E 0,00  0,25  0,75  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  
EC 0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  0,50  0,00  0,00  0,25  0,00  1,00  
EH 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
EN 0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  
EX 0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  
FK 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
FY 0,50  0,50  0,50  0,00  0,25  0,00  0,00  0,25  0,50  0,00  0,00  0,50  0,25  0,25  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,75  
G 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
GL 0,50  0,50  0,25  0,00  0,25  0,00  0,00  0,25  0,50  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,75  
GU 0,25  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,50  
GY 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 796
 j 
i HU HX  IG  IM  IP  IV  JE  KA  KT  KW  KY  L  LA  LD  LE  LL  LN  LS  LU  M  ME  MK  ML  N  
HA 0,50  0,50  0,50  0,00  0,25  0,00  0,00  0,25  0,50  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  
HD 0,25  1,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,00  0,50  0,25  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,50  
HG 0,25  0,50  0,50  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,25  
HP 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,25  
HR 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
HS 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
HU 1,00  0,50  0,25  0,00  0,50  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,75  
HX 0,50  1,00  0,50  0,00  0,25  0,00  0,00  0,25  0,50  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,75  
j 
i HU HX  IG  IM  IP  IV  JE  KA  KT  KW  KY  L  LA  LD  LE  LL  LN  LS  LU  M  ME  MK  ML  N  
IG 0,25  0,50  1,00  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,75  
IM 0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
IP 0,50  0,25  0,25  0,00  1,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,75  
IV 0,00  0,00  0,25  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
JE 0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
KA 0,25  0,25  0,00  0,00  0,25  0,00  0,00  1,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,50  
KT 0,25  0,50  0,25  0,00  0,25  0,00  0,00  0,25  1,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,75  
KW 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
KY 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
L 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  
LA 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  1,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
LD 0,25  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 797
 j 
i HU HX  IG  IM  IP  IV  JE  KA  KT  KW  KY  L  LA  LD  LE  LL  LN  LS  LU  M  ME  MK  ML  N  
LE 0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,00  1,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,50  
LL 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
LN 0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
LS 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  
LU 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  1,00  0,00  0,00  0,50  0,00  0,25  
M 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  
ME 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,25  
MK 0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,50  0,00  0,00  1,00  0,00  0,50  
ML 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  
N 0,75  0,75  0,75  0,00  0,75  0,00  0,00  0,50  0,75  0,00  0,00  0,25  0,00  0,50  0,50  0,25  0,00  0,00  0,25  0,00  0,25  0,50  0,00  1,00  
NE 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
NG 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
NN 0,50  0,50  0,50  0,00  0,50  0,00  0,00  0,25  0,50  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,50  0,00  0,75  
j 
i HU HX  IG  IM  IP  IV  JE  KA  KT  KW  KY  L  LA  LD  LE  LL  LN  LS  LU  M  ME  MK  ML  N  
NP 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,75  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  
NR 0,25  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
NW 0,50  0,50  0,50  0,00  0,25  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,75  
OL 0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  
OX 0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,25  0,50  0,00  0,00  0,00  0,00  0,25  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,50  
PA 0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
PE 0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,50  0,00  0,00  0,50  0,00  0,50  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 798
 j 
i HU HX  IG  IM  IP  IV  JE  KA  KT  KW  KY  L  LA  LD  LE  LL  LN  LS  LU  M  ME  MK  ML  N  
PH 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
PL 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
PO 0,50  0,50  0,25  0,00  0,25  0,00  0,00  0,25  0,50  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,75  
PR 0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,25  
RG 0,25  0,25  0,25  0,00  0,25  0,00  0,00  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,50  0,00  0,75  
RH 0,50  0,50  0,25  0,00  0,50  0,00  0,00  0,25  0,75  0,00  0,00  0,00  0,00  0,25  0,50  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,75  
RM 0,75  0,50  0,50  0,00  0,25  0,25  0,00  0,25  0,50  0,00  0,25  0,25  0,00  0,25  0,50  0,25  0,25  0,00  0,25  0,00  0,25  0,25  0,00  0,75  
S 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  
SA 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
SE 0,75  0,75  0,50  0,00  0,50  0,00  0,00  0,50  0,75  0,00  0,00  0,25  0,25  0,50  0,75  0,25  0,00  0,00  0,00  0,00  0,25  0,50  0,00  1,00  
SG 0,25  0,25  0,50  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  1,00  
SK 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  
SL 0,25  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,50  
SM 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,50  
SN 0,50  0,50  0,50  0,00  0,50  0,00  0,00  0,25  0,50  0,00  0,00  0,00  0,00  0,50  0,50  0,25  0,00  0,00  0,00  0,00  0,25  0,50  0,00  1,00  
SO 0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
SP 0,25  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,50  
j 
i HU HX  IG  IM  IP  IV  JE  KA  KT  KW  KY  L  LA  LD  LE  LL  LN  LS  LU  M  ME  MK  ML  N  
SR 0,25  0,25  0,50  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,50  0,00  0,25  0,00  0,00  0,00  0,25  0,25  
SS 0,25  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,50  
ST 0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 799
 j 
i HU HX  IG  IM  IP  IV  JE  KA  KT  KW  KY  L  LA  LD  LE  LL  LN  LS  LU  M  ME  MK  ML  N  
SW 0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  
SY 0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
TA 0,50  0,50  0,50  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,75  
TD 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
TF 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
TN 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  
TQ 0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
TR 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
TS 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
TW 0,50  0,25  0,25  0,00  0,25  0,00  0,00  0,25  1,00  0,00  0,00  0,25  0,25  0,00  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,75  
UB 0,50  0,50  0,75  0,00  0,25  0,25  0,00  0,00  0,75  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,50  0,00  0,25  0,00  0,00  0,00  0,25  0,75  
W 0,25  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  
WA 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  
WC 0,00  0,25  1,00  0,00  0,00  0,50  0,00  0,00  0,75  0,00  0,50  0,00  0,00  0,25  0,00  0,00  1,00  0,00  1,00  0,00  0,00  0,25  0,25  1,00  
WD 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,75  0,00  0,00  0,25  0,00  0,50  
WF 0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  
WN 0,75  0,75  0,50  0,00  0,50  0,00  0,00  0,25  0,50  0,00  0,00  0,50  0,00  0,50  0,50  0,25  0,00  0,00  0,00  0,75  0,00  0,25  0,00  1,00  
WR 0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,50  
WS 1,00  1,00  1,00  0,00  1,00  0,50  0,00  0,75  0,75  0,00  0,75  0,25  0,00  1,00  0,75  0,50  0,25  0,00  0,25  0,00  0,25  0,50  0,50  1,00  
WV 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
YO 0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  
ZE 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 800
 j 
i NE NG  NN  NP  NR  NW  OL  OX  PA  PE  PH  PL  PO  PR  RG  RH  RM  S  SA  SE  SG  SK  SL  SM  
AB 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
AL 0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,50  0,00  0,25  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,50  0,00  0,50  0,50  
B 0,75  0,75  0,50  1,00  0,00  0,25  0,50  1,00  0,00  1,00  0,00  0,00  0,75  0,50  1,00  1,00  1,00  1,00  0,75  1,00  0,00  1,00  0,25  0,00  
BA 0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  
BB 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,25  0,00  0,25  0,00  0,25  0,00  0,25  0,00  0,00  
BD 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,50  0,00  0,25  0,00  0,00  0,00  0,00  
BH 0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,00  0,00  0,25  0,25  0,00  0,25  0,00  
BL 0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,50  0,25  0,25  0,25  0,00  0,00  0,50  0,00  0,25  0,00  0,00  
BN 0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
BR 0,00  0,00  0,25  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,50  0,00  0,00  0,50  0,25  0,00  0,25  0,50  
BS 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,25  
BT 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
CA 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
CB 0,00  0,00  0,50  0,00  0,25  0,25  0,00  0,25  0,00  0,25  0,00  0,00  0,25  0,00  0,25  0,25  0,50  0,00  0,00  0,50  0,75  0,00  0,25  0,25  
CF 0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
CH 0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,00  0,00  0,50  0,00  0,00  0,00  0,00  
CM 0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,00  0,00  0,25  0,25  0,00  0,25  0,00  
CO 0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,00  0,25  0,00  
CR 0,00  0,00  1,00  0,50  1,00  1,00  0,50  1,00  1,00  0,75  0,75  1,00  1,00  1,00  1,00  1,00  1,00  0,00  0,00  1,00  1,00  0,50  1,00  0,75  
CT 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,00  0,50  0,00  0,00  0,00  0,00  
CV 0,25  0,25  0,50  0,50  0,00  0,00  0,25  0,75  0,00  0,25  0,00  0,00  0,50  0,25  0,50  0,50  0,50  0,25  0,25  0,75  0,00  0,25  0,00  0,00  
CW 0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,50  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 801
 j 
i NE NG  NN  NP  NR  NW  OL  OX  PA  PE  PH  PL  PO  PR  RG  RH  RM  S  SA  SE  SG  SK  SL  SM  
DA 0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,25  
DD 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
DE 0,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,25  0,00  0,00  
j 
i NE NG  NN  NP  NR  NW  OL  OX  PA  PE  PH  PL  PO  PR  RG  RH  RM  S  SA  SE  SG  SK  SL  SM  
DG 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
DH 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
DL 0,25  0,00  0,25  0,25  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,00  0,00  0,50  0,00  0,00  0,00  0,00  
DN 0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,50  0,00  0,25  0,00  0,25  0,00  0,00  
DT 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
DY 0,00  0,50  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
E 0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,00  0,00  0,75  0,25  0,00  0,00  0,50  
EC 0,00  0,00  0,25  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,50  0,50  0,00  0,00  1,00  0,25  0,00  0,25  0,50  
EH 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
EN 0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,50  0,00  0,00  0,00  
EX 0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,25  0,25  0,00  0,00  0,50  0,00  0,00  0,00  0,00  
FK 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
FY 0,00  0,00  0,50  0,25  0,25  0,50  0,25  0,25  0,00  0,25  0,00  0,00  0,50  0,50  0,25  0,50  0,50  0,25  0,00  0,75  0,25  0,00  0,25  0,00  
G 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
GL 0,00  0,00  0,50  0,50  0,00  0,25  0,00  0,50  0,00  0,25  0,00  0,00  0,25  0,00  0,50  0,50  0,25  0,00  0,00  0,50  0,25  0,00  0,25  0,00  
GU 0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,25  0,00  0,25  0,00  0,00  0,25  0,00  0,25  0,50  0,25  0,00  0,00  0,50  0,00  0,00  0,25  0,25  
GY 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 802
 j 
i NE NG  NN  NP  NR  NW  OL  OX  PA  PE  PH  PL  PO  PR  RG  RH  RM  S  SA  SE  SG  SK  SL  SM  
HA 0,00  0,00  0,50  0,00  0,25  0,75  0,00  0,25  0,00  0,25  0,00  0,00  0,50  0,25  0,25  0,50  0,50  0,00  0,00  0,50  0,50  0,00  0,25  0,25  
HD 0,00  0,25  0,25  0,25  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,50  0,00  0,50  0,00  0,00  
HG 0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,50  0,25  0,00  0,25  0,25  0,25  0,25  0,00  
HP 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,50  0,00  
HR 0,00  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,00  0,00  0,00  0,00  
HS 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
HU 0,00  0,00  0,50  0,00  0,25  0,50  0,25  0,25  0,25  0,25  0,00  0,00  0,50  0,25  0,25  0,50  0,75  0,00  0,00  0,75  0,25  0,00  0,25  0,00  
HX 0,00  0,00  0,50  0,25  0,25  0,50  0,25  0,25  0,00  0,25  0,00  0,00  0,50  0,25  0,25  0,50  0,50  0,00  0,00  0,75  0,25  0,25  0,25  0,00  
j 
i NE NG  NN  NP  NR  NW  OL  OX  PA  PE  PH  PL  PO  PR  RG  RH  RM  S  SA  SE  SG  SK  SL  SM  
IG 0,00  0,00  0,50  0,00  0,25  0,50  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,25  0,25  0,50  0,00  0,00  0,50  0,50  0,00  0,25  0,25  
IM 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
IP 0,00  0,00  0,50  0,00  0,25  0,25  0,00  0,25  0,00  0,25  0,00  0,00  0,25  0,00  0,25  0,50  0,25  0,00  0,00  0,50  0,25  0,00  0,25  0,00  
IV 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
JE 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
KA 0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,00  0,00  0,50  0,00  0,00  0,00  0,00  
KT 0,00  0,00  0,50  0,25  0,00  0,50  0,00  0,50  0,00  0,25  0,00  0,00  0,50  0,00  0,50  0,75  0,50  0,00  0,00  0,75  0,25  0,00  0,50  0,50  
KW 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
KY 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
L 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  
LA 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
LD 0,00  0,00  0,25  0,75  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,50  0,50  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 803
 j 
i NE NG  NN  NP  NR  NW  OL  OX  PA  PE  PH  PL  PO  PR  RG  RH  RM  S  SA  SE  SG  SK  SL  SM  
LE 0,00  0,25  0,25  0,25  0,00  0,00  0,25  0,50  0,00  0,25  0,00  0,00  0,25  0,00  0,25  0,50  0,50  0,25  0,00  0,75  0,00  0,25  0,00  0,00  
LL 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  
LN 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
LS 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  
LU 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,25  0,00  
M 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  
ME 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
MK 0,00  0,00  0,50  0,25  0,00  0,25  0,00  0,50  0,00  0,50  0,00  0,00  0,25  0,00  0,50  0,25  0,25  0,00  0,00  0,50  0,00  0,00  0,25  0,25  
ML 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
N 0,00  0,00  0,75  0,25  0,25  0,75  0,25  0,50  0,25  0,50  0,25  0,25  0,75  0,25  0,75  0,75  0,75  0,00  0,00  1,00  1,00  0,25  0,50  0,50  
NE 1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
NG 0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  
NN 0,00  0,00  1,00  0,25  0,25  0,50  0,25  0,50  0,00  0,75  0,00  0,00  0,50  0,25  0,50  0,50  0,50  0,00  0,00  0,75  0,25  0,00  0,50  0,00  
j 
i NE NG  NN  NP  NR  NW  OL  OX  PA  PE  PH  PL  PO  PR  RG  RH  RM  S  SA  SE  SG  SK  SL  SM  
NP 0,00  0,00  0,25  1,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,00  0,50  0,25  0,00  0,00  0,00  0,00  
NR 0,00  0,00  0,25  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
NW 0,00  0,00  0,50  0,00  0,00  1,00  0,00  0,25  0,00  0,25  0,00  0,00  0,50  0,00  0,25  0,50  0,50  0,00  0,00  0,50  0,25  0,00  0,25  0,50  
OL 0,00  0,00  0,25  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,25  0,00  0,00  
OX 0,00  0,00  0,50  0,25  0,00  0,25  0,00  1,00  0,00  0,25  0,00  0,00  0,25  0,00  0,75  0,50  0,25  0,00  0,00  0,75  0,00  0,00  0,50  0,00  
PA 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
PE 0,00  0,00  0,75  0,00  0,00  0,25  0,00  0,25  0,00  1,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,25  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 804
 j 
i NE NG  NN  NP  NR  NW  OL  OX  PA  PE  PH  PL  PO  PR  RG  RH  RM  S  SA  SE  SG  SK  SL  SM  
PH 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
PL 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
PO 0,00  0,00  0,50  0,25  0,00  0,50  0,00  0,25  0,00  0,00  0,00  0,00  1,00  0,25  0,25  0,50  0,50  0,00  0,00  0,75  0,25  0,00  0,25  0,25  
PR 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  1,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
RG 0,00  0,00  0,50  0,25  0,00  0,25  0,00  0,75  0,00  0,25  0,00  0,00  0,25  0,00  1,00  0,25  0,25  0,00  0,00  0,50  0,25  0,00  0,75  0,00  
RH 0,00  0,00  0,50  0,25  0,00  0,50  0,25  0,50  0,00  0,25  0,00  0,25  0,50  0,00  0,25  1,00  0,50  0,00  0,00  0,75  0,25  0,00  0,25  0,50  
RM 0,00  0,00  0,50  0,25  0,25  0,50  0,25  0,25  0,25  0,25  0,00  0,25  0,50  0,25  0,25  0,50  1,00  0,00  0,00  0,75  0,50  0,00  0,25  0,00  
S 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,25  0,25  0,00  0,50  0,00  0,00  
SA 0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  1,00  0,00  0,00  0,00  0,00  0,00  
SE 0,25  0,00  0,75  0,25  0,25  0,50  0,25  0,75  0,25  0,25  0,25  0,00  0,75  0,25  0,50  0,75  0,75  0,25  0,00  1,00  0,25  0,25  0,25  0,50  
SG 0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,50  0,00  0,00  0,25  1,00  0,00  0,25  0,00  
SK 0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,25  0,00  1,00  0,00  0,00  
SL 0,00  0,00  0,50  0,00  0,00  0,25  0,00  0,50  0,00  0,25  0,00  0,00  0,25  0,00  0,75  0,25  0,25  0,00  0,00  0,25  0,25  0,00  1,00  0,00  
SM 0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,50  0,00  0,00  0,00  0,50  0,00  0,00  0,00  1,00  
SN 0,00  0,00  0,75  0,25  0,25  0,50  0,25  0,75  0,00  0,25  0,00  0,25  0,50  0,25  0,50  0,50  0,50  0,00  0,00  0,75  0,25  0,25  0,50  0,00  
SO 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
SP 0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,50  0,00  0,00  0,25  0,25  0,00  0,25  0,00  
j 
i NE NG  NN  NP  NR  NW  OL  OX  PA  PE  PH  PL  PO  PR  RG  RH  RM  S  SA  SE  SG  SK  SL  SM  
SR 0,50  0,00  0,25  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,50  0,00  0,00  0,25  0,25  0,00  0,25  0,25  
SS 0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,50  0,00  0,00  0,25  0,25  0,00  0,00  0,00  
ST 0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 805
 j 
i NE NG  NN  NP  NR  NW  OL  OX  PA  PE  PH  PL  PO  PR  RG  RH  RM  S  SA  SE  SG  SK  SL  SM  
SW 0,00  0,00  0,25  0,00  0,00  0,50  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,50  0,25  0,00  0,00  0,50  0,00  0,00  0,00  0,75  
SY 0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
TA 0,00  0,00  0,50  0,00  0,25  0,50  0,00  0,25  0,25  0,00  0,00  0,25  0,50  0,25  0,25  0,50  0,50  0,00  0,00  0,75  0,25  0,00  0,25  0,00  
TD 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
TF 0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
TN 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
TQ 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
TR 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
TS 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  
TW 0,00  0,00  0,50  0,25  0,00  0,50  0,00  0,50  0,00  0,25  0,00  0,00  0,25  0,00  0,75  0,50  0,25  0,25  0,25  0,75  0,00  0,00  0,75  0,25  
UB 0,00  0,00  0,50  0,00  0,25  0,75  0,00  0,00  0,25  0,25  0,00  0,25  0,50  0,25  0,25  0,50  0,75  0,00  0,00  0,50  0,50  0,00  0,50  0,25  
W 0,00  0,00  0,25  0,00  0,00  0,50  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,50  0,25  0,00  0,00  0,50  0,25  0,00  0,25  0,50  
WA 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  
WC 0,00  0,00  0,50  0,00  0,25  1,00  0,00  0,25  0,25  0,00  0,00  0,75  0,50  0,00  0,25  0,75  1,00  0,00  0,00  1,00  0,50  0,00  0,50  1,00  
WD 0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,50  0,50  
WF 0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,75  0,00  0,25  0,00  0,50  0,00  0,00  
WN 0,00  0,00  0,75  0,25  0,25  0,50  0,25  0,50  0,25  0,25  0,25  0,00  0,50  0,75  0,25  0,50  0,50  0,00  0,00  0,75  0,25  0,25  0,25  0,00  
WR 0,00  0,25  0,25  0,25  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
WS 0,00  0,25  1,00  0,25  0,75  1,00  0,50  0,75  0,75  0,50  0,50  0,50  1,00  0,75  0,75  1,00  1,00  0,25  0,00  1,00  1,00  0,25  0,75  0,00  
WV 0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
YO 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,50  0,00  0,25  0,00  0,25  0,00  0,00  
ZE 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 806
 j 
i SO SP  SR  SS  ST  SW  SY  TA  TD  TF  TN  TQ  TR  TS  TW  UB  W  WA  WC  WD  WF  WN  WR  WS  WV  YO  ZE  
AB 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
AL 0,25  0,25  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,50  0,75  0,25  0,00  1,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
B 0,25  0,00  0,00  0,00  0,25  1,00  0,50  0,00  0,00  0,25  0,25  0,00  0,00  0,75  1,00  0,25  0,75  1,00  0,00  0,00  1,00  1,00  1,00  0,50  0,25  0,75  0,00  
BA 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
BB 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,50  0,00  0,00  0,25  1,00  0,00  0,00  0,00  0,25  0,00  
BD 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,25  0,00  
BH 0,25  0,50  0,25  0,25  0,25  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,50  0,25  0,00  0,50  0,00  0,00  0,25  0,00  1,00  0,00  0,00  0,00  
BL 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,75  0,00  0,00  0,25  1,00  0,00  1,00  0,00  0,00  0,00  
BN 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,75  0,00  0,00  0,00  
BR 0,00  0,25  0,50  0,25  0,25  0,50  0,00  0,25  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,50  0,25  0,00  1,00  0,25  0,00  0,25  0,00  1,00  0,00  0,00  0,00  
BS 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
BT 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
CA 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
CB 0,00  0,25  0,25  0,25  0,25  0,25  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,25  0,00  0,00  0,50  0,25  1,00  0,00  0,00  0,00  
CF 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
CH 0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,75  0,00  0,00  0,00  
CM 0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,25  0,00  1,00  0,00  0,00  0,00  
CO 0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,75  0,25  0,00  0,25  0,00  1,00  0,00  0,00  0,00  
CR 1,00  1,00  1,00  1,00  1,00  1,00  0,75  1,00  0,50  0,50  0,50  0,75  0,75  0,25  1,00  1,00  1,00  0,00  1,00  0,25  0,25  1,00  1,00  1,00  0,50  0,75  0,00  
CT 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,50  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,75  0,00  0,00  0,00  
CV 0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,75  0,25  0,25  0,25  0,00  0,00  0,50  0,50  0,25  1,00  0,25  0,25  0,00  
CW 0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,00  0,25  0,25  0,00  0,75  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 807
 j 
i SO SP  SR  SS  ST  SW  SY  TA  TD  TF  TN  TQ  TR  TS  TW  UB  W  WA  WC  WD  WF  WN  WR  WS  WV  YO  ZE  
DA 0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,50  0,00  0,00  0,25  0,00  0,50  0,00  0,00  0,00  
DD 0,00  0,25  0,75  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,50  0,00  0,00  1,00  0,50  0,00  0,00  0,00  0,75  0,00  0,00  0,00  
DE 0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  
j 
i SO SP  SR  SS  ST  SW  SY  TA  TD  TF  TN  TQ  TR  TS  TW  UB  W  WA  WC  WD  WF  WN  WR  WS  WV  YO  ZE  
DG 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,75  0,00  0,00  0,00  
DH 0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
DL 0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,75  0,00  0,25  0,00  
DN 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,50  0,25  0,00  0,75  0,00  0,25  0,00  
DT 0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  1,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
DY 0,00  0,00  0,00  0,00  0,25  0,00  0,50  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,75  0,75  0,00  0,00  
E 0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  1,00  0,00  0,00  0,25  0,00  0,50  0,00  0,00  0,00  
EC 0,00  0,25  0,75  0,25  0,00  0,75  0,00  0,25  0,00  0,50  0,00  0,00  0,50  0,00  0,25  0,75  1,00  0,00  0,50  1,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
EH 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
EN 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,25  0,00  0,25  0,00  0,75  0,00  0,00  0,00  
EX 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,50  0,00  0,00  0,00  
FK 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,75  0,00  0,00  0,00  
FY 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,50  0,25  0,00  0,25  0,00  0,00  0,75  0,25  1,00  0,00  0,25  0,00  
G 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
GL 0,00  0,25  0,25  0,00  0,25  0,25  0,25  0,50  0,00  0,50  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,25  0,00  0,25  0,50  0,75  1,00  0,25  0,00  0,00  
GU 0,25  0,25  0,00  0,00  0,00  0,50  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,50  0,25  0,00  0,25  0,25  0,00  0,25  0,25  0,50  0,00  0,00  0,00  
GY 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 808
 j 
i SO SP  SR  SS  ST  SW  SY  TA  TD  TF  TN  TQ  TR  TS  TW  UB  W  WA  WC  WD  WF  WN  WR  WS  WV  YO  ZE  
HA 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,75  0,50  0,00  0,50  0,25  0,00  0,50  0,25  1,00  0,00  0,00  0,00  
HD 0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,75  0,50  0,00  0,75  0,00  0,25  0,00  
HG 0,00  0,50  0,75  0,25  0,25  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,75  0,00  0,00  1,00  0,25  0,50  0,25  0,00  1,00  0,00  0,75  0,00  
HP 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,50  0,00  0,00  0,75  0,75  0,00  0,00  0,00  0,50  0,00  0,00  0,00  
HR 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
HS 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
HU 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,00  0,00  0,00  0,25  0,00  0,00  0,50  0,50  0,25  0,00  0,00  0,00  0,00  0,75  0,25  1,00  0,00  0,25  0,00  
HX 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,50  0,25  0,00  0,25  0,00  0,50  0,75  0,25  1,00  0,00  0,25  0,00  
j 
i SO SP  SR  SS  ST  SW  SY  TA  TD  TF  TN  TQ  TR  TS  TW  UB  W  WA  WC  WD  WF  WN  WR  WS  WV  YO  ZE  
IG 0,00  0,50  0,50  0,50  0,25  0,00  0,00  0,50  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,75  0,25  0,00  1,00  0,25  0,00  0,50  0,25  1,00  0,00  0,00  0,00  
IM 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
IP 0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,50  0,00  1,00  0,00  0,00  0,00  
IV 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  
JE 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
KA 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,75  0,00  0,00  0,00  
KT 0,25  0,25  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,75  0,50  0,00  0,75  0,25  0,00  0,50  0,25  0,75  0,00  0,00  0,00  
KW 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
KY 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,75  0,00  0,00  0,00  
L 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,50  0,00  0,25  0,00  0,00  0,00  
LA 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
LD 0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,50  0,00  1,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 809
 j 
i SO SP  SR  SS  ST  SW  SY  TA  TD  TF  TN  TQ  TR  TS  TW  UB  W  WA  WC  WD  WF  WN  WR  WS  WV  YO  ZE  
LE 0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,50  0,00  0,25  0,00  0,00  0,00  0,25  0,50  0,25  0,75  0,00  0,00  0,00  
LL 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,50  0,00  0,00  0,00  
LN 0,00  0,25  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,50  0,00  0,00  1,00  0,50  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
LS 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  
LU 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  1,00  0,75  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
M 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  
ME 0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
MK 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,25  0,50  0,00  0,00  0,00  
ML 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  
N 0,25  0,50  0,25  0,50  0,25  0,75  0,25  0,75  0,25  0,00  0,25  0,25  0,00  0,25  0,75  0,75  0,50  0,00  1,00  0,50  0,25  1,00  0,50  1,00  0,00  0,25  0,00  
NE 0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
NG 0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  
NN 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,50  0,00  0,00  0,00  0,25  0,00  0,00  0,50  0,50  0,25  0,00  0,50  0,25  0,00  0,75  0,25  1,00  0,00  0,25  0,00  
j 
i SO SP  SR  SS  ST  SW  SY  TA  TD  TF  TN  TQ  TR  TS  TW  UB  W  WA  WC  WD  WF  WN  WR  WS  WV  YO  ZE  
NP 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,00  0,00  
NR 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,75  0,00  0,00  0,00  
NW 0,00  0,25  0,25  0,25  0,25  0,50  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,75  0,50  0,00  1,00  0,25  0,00  0,50  0,25  1,00  0,00  0,00  0,00  
OL 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,50  0,00  0,00  0,00  
OX 0,00  0,25  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,25  0,00  0,25  0,00  0,25  0,50  0,25  0,75  0,00  0,00  0,00  
PA 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,75  0,00  0,00  0,00  
PE 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,50  0,00  0,25  0,00  0,50  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 810
 j 
i SO SP  SR  SS  ST  SW  SY  TA  TD  TF  TN  TQ  TR  TS  TW  UB  W  WA  WC  WD  WF  WN  WR  WS  WV  YO  ZE  
PH 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,50  0,00  0,00  0,00  
PL 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  
PO 0,25  0,25  0,25  0,25  0,25  0,25  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,50  0,25  0,00  0,50  0,00  0,00  0,50  0,25  1,00  0,00  0,00  0,00  
PR 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,75  0,00  0,75  0,00  0,00  0,00  
RG 0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,75  0,25  0,25  0,00  0,25  0,25  0,00  0,25  0,25  0,75  0,00  0,00  0,00  
RH 0,25  0,25  0,00  0,25  0,25  0,50  0,25  0,50  0,00  0,00  0,25  0,00  0,00  0,00  0,50  0,50  0,50  0,00  0,75  0,00  0,25  0,50  0,25  1,00  0,00  0,25  0,00  
RM 0,25  0,50  0,50  0,50  0,25  0,25  0,25  0,50  0,00  0,25  0,25  0,00  0,00  0,00  0,25  0,75  0,25  0,00  1,00  0,25  0,25  0,50  0,25  1,00  0,00  0,00  0,00  
S 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,75  0,00  0,00  0,25  0,00  0,50  0,00  
SA 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
SE 0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,75  0,25  0,00  0,25  0,25  0,00  0,25  0,75  0,50  0,50  0,00  1,00  0,00  0,25  0,75  0,25  1,00  0,00  0,25  0,00  
SG 0,00  0,25  0,25  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,00  0,50  0,25  0,00  0,25  0,00  1,00  0,00  0,00  0,00  
SK 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,50  0,25  0,00  0,25  0,00  0,25  0,00  
SL 0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,50  0,25  0,00  0,50  0,50  0,00  0,25  0,00  0,75  0,00  0,00  0,00  
SM 0,00  0,00  0,25  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,50  0,00  1,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
SN 0,25  0,50  0,25  0,25  0,25  0,25  0,25  0,50  0,25  0,25  0,00  0,25  0,00  0,00  0,50  0,50  0,25  0,00  0,50  0,00  0,25  0,75  0,50  1,00  0,00  0,25  0,00  
SO 1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,75  0,00  0,00  0,00  
SP 0,00  1,00  0,50  0,25  0,25  0,00  0,00  0,50  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,50  0,25  0,00  1,00  0,25  0,00  0,25  0,00  1,00  0,00  0,00  0,00  
j 
i SO SP  SR  SS  ST  SW  SY  TA  TD  TF  TN  TQ  TR  TS  TW  UB  W  WA  WC  WD  WF  WN  WR  WS  WV  YO  ZE  
SR 0,00  0,50  1,00  0,25  0,25  0,00  0,00  0,25  0,00  0,50  0,00  0,00  0,25  0,75  0,00  0,75  0,00  0,00  1,00  0,50  0,00  0,25  0,00  1,00  0,00  0,25  0,00  
SS 0,00  0,25  0,25  1,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,75  0,00  0,00  0,25  0,00  1,00  0,00  0,00  0,00  
ST 0,00  0,25  0,25  0,00  1,00  0,00  0,25  0,25  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,50  0,00  0,00  0,25  0,25  1,00  0,25  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 811
 j 
i SO SP  SR  SS  ST  SW  SY  TA  TD  TF  TN  TQ  TR  TS  TW  UB  W  WA  WC  WD  WF  WN  WR  WS  WV  YO  ZE  
SW 0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,50  0,75  0,00  1,00  0,25  0,00  0,25  0,00  0,50  0,00  0,00  0,00  
SY 0,00  0,00  0,00  0,00  0,25  0,00  1,00  0,25  0,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,50  0,75  0,50  0,00  0,00  
TA 0,25  0,50  0,25  0,25  0,25  0,25  0,25  1,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,50  0,25  0,00  0,50  0,00  0,00  0,75  0,25  1,00  0,00  0,25  0,00  
TD 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  
TF 0,00  0,25  0,50  0,00  0,50  0,00  0,75  0,00  0,00  1,00  0,00  0,00  0,25  0,00  0,00  0,50  0,00  0,00  1,00  0,25  0,00  0,00  0,75  1,00  0,75  0,00  0,00  
TN 0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
TQ 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,50  0,00  0,00  0,00  
TR 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  1,00  0,00  0,00  0,25  0,00  0,00  1,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
TS 0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  
TW 0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  1,00  1,00  0,50  0,00  0,25  0,50  0,25  0,50  0,25  0,75  0,00  0,00  0,00  
UB 0,25  0,50  0,75  0,50  0,50  0,50  0,00  0,50  0,00  0,50  0,00  0,00  0,25  0,00  1,00  1,00  0,50  0,00  1,00  0,75  0,00  0,50  0,25  1,00  0,00  0,00  0,00  
W 0,00  0,25  0,00  0,00  0,00  0,75  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,50  1,00  0,00  1,00  0,25  0,00  0,25  0,25  0,75  0,00  0,00  0,00  
WA 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  
WC 0,25  1,00  1,00  0,75  0,50  1,00  0,00  0,50  0,00  1,00  0,00  0,00  1,00  0,00  0,25  1,00  1,00  0,00  1,00  1,00  0,00  0,25  0,25  1,00  0,00  0,00  0,00  
WD 0,25  0,25  0,50  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,50  0,75  0,25  0,00  1,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
WF 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  1,00  0,25  0,00  0,25  0,00  0,50  0,00  
WN 0,25  0,25  0,25  0,25  0,25  0,25  0,25  0,75  0,25  0,00  0,00  0,25  0,00  0,00  0,50  0,50  0,25  0,75  0,25  0,00  0,25  1,00  0,25  1,00  0,00  0,25  0,00  
WR 0,00  0,00  0,00  0,00  0,25  0,00  0,50  0,25  0,00  0,75  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,25  0,00  0,00  0,25  1,00  1,00  0,50  0,00  0,00  
WS 0,75  1,00  1,00  1,00  1,00  0,50  0,75  1,00  0,25  1,00  0,25  0,50  0,00  0,25  0,75  1,00  0,75  0,00  1,00  0,00  0,25  1,00  1,00  1,00  0,75  0,50  0,00  
WV 0,00  0,00  0,00  0,00  0,25  0,00  0,50  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,75  1,00  0,00  0,00  
YO 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,00  0,50  0,00  1,00  0,00  
ZE 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 812
 ANNEX XXV  
CORRELATION COEFFICIENTS FOR HAIL RISK  
The correlation parameter Corr  (hail,r,i,j)  referred to in Article 124(5) for region r shall be equal to the item set out in row i and in column j of the following correla tion matrices. The headings of 
the rows and columns denote the region specific risk zones according to the numbers of the segments set out in Annex IX.  
Correlation coefficients for regions with only one risk zone  
The correlation coefficients for the Grand Duchy of Luxembourg shall be equal to 1.  
Correlation coefficients for hail risk in the Republic of Austria  
j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
1 1,00  1,00  1,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
2 1,00  1,00  1,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
3 1,00  1,00  1,00  0,25  0,00  0,00  0,00  0,50  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  
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j 
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12 0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
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14 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
15 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
16 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
17 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 817
 j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
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j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
26 1,00  0,00  0,25  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
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32 0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
33 0,25  0,25  0,00  0,00  0,00  0,25  0,00  1,00  0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
34 0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  1,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
35 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,25  1,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  
36 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
37 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 818
 j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
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j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
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54 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
55 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
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 02015R0035 — EN — 02.04.2016 — 001.004 — 819
 j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
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62 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
63 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
64 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
65 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
66 0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
67 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
68 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
69 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  
70 0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
71 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  
72 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,25  0,00  0,00  0,00  
73 0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  1,00  0,50  0,25  0,00  0,25  
74 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,50  1,00  0,00  0,00  0,00  
75 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  1,00  0,00  0,00  
76 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  1,00  0,00  
77 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  1,00  
Correlation coefficients for hail risk in the Kingdom of Belgium  
j 
i 1 2  3  4  5  6  7  8  9  
1 1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
2 0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 824
 j 
i 1 2  3  4  5  6  7  8  9  
3 0,00  0,00  1,00  0,00  0,00  0,25  0,00  0,00  0,00  
4 0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  
5 0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  
6 0,00  0,00  0,25  0,00  0,00  1,00  0,00  0,25  0,00  
7 0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  
8 0,00  0,00  0,00  0,00  0,00  0,25  0,00  1,00  0,00  
9 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  
Correlation coefficients for hail risk in the French Republic  
j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
1 1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
2 0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
3 0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
4 0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
5 0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
6 0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
7 0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
8 0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
9 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
10 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
11 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 825
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
12 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
13 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
14 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
15 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
16 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
17 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
18 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
19 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  
20 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  
21 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  
22 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  
23 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  
24 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  
25 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  
j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
26 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
27 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
28 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
29 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
30 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
31 0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  
32 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 826
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
33 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
34 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
35 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
36 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
37 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
38 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
39 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  
40 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
41 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
42 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
43 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
44 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
45 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
46 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
47 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
48 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
49 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
50 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
51 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
52 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 827
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
53 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
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 02015R0035 — EN — 02.04.2016 — 001.004 — 829
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 02015R0035 — EN — 02.04.2016 — 001.004 — 838
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 02015R0035 — EN — 02.04.2016 — 001.004 — 839
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 02015R0035 — EN — 02.04.2016 — 001.004 — 840
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 02015R0035 — EN — 02.04.2016 — 001.004 — 841
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i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  
76 1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
77 0,00  1,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
78 0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
79 0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
80 0,00  0,25  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
81 0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 842
 j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  
82 0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
83 0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
84 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
85 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
86 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
87 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
88 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
89 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  
90 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  
91 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  
92 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  
93 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  
94 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  
95 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  
Correlation coefficients for hail risk in the Federal Republic of Germany  
j 
i 1 2  3  4  6  7  8  9  10  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
1 1,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
2 0,25  1,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
3 0,25  0,00  1,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,25  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 843
 j 
i 1 2  3  4  6  7  8  9  10  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
4 0,00  0,50  0,00  1,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
6 0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
7 0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,25  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
8 0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
9 0,00  0,00  0,50  0,00  0,00  0,25  0,00  1,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
10 0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
12 0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  1,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
13 0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  1,00  0,25  0,00  0,25  0,00  0,75  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
14 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,50  0,25  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,75  0,00  0,00  
15 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  1,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
16 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
17 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
18 0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  0,00  0,00  0,00  1,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  
19 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,25  
20 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  1,00  0,00  0,00  0,00  0,00  0,00  
21 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  
22 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,25  
23 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,75  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  1,00  0,00  0,00  
24 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  
25 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 844
 j 
i 1 2  3  4  6  7  8  9  10  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
26 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
27 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
28 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  
29 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  
30 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
31 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
32 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
33 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
34 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
35 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
36 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
37 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
38 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
39 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
40 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
41 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
42 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
44 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
45 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
46 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
47 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 845
 j 
i 1 2  3  4  6  7  8  9  10  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
48 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
49 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
50 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
j 
i 1 2  3  4  6  7  8  9  10  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
51 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
52 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
53 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
54 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
55 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
56 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
57 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
58 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
59 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
60 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  
61 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
63 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
64 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
65 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
66 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
67 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 846
 j 
i 1 2  3  4  6  7  8  9  10  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
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 02015R0035 — EN — 02.04.2016 — 001.004 — 847
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 02015R0035 — EN — 02.04.2016 — 001.004 — 848
 j 
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j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  44  45  46  47  48  49  50  
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 02015R0035 — EN — 02.04.2016 — 001.004 — 849
 j 
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 02015R0035 — EN — 02.04.2016 — 001.004 — 850
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 02015R0035 — EN — 02.04.2016 — 001.004 — 858
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 02015R0035 — EN — 02.04.2016 — 001.004 — 859
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 02015R0035 — EN — 02.04.2016 — 001.004 — 860
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 02015R0035 — EN — 02.04.2016 — 001.004 — 861
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88 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
89 0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
90 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
91 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  
92 0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
93 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  
94 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,25  0,00  0,00  0,00  0,00  
95 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  1,00  0,00  0,00  0,00  0,00  
96 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  
97 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  
98 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  
99 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 862
 Correlation coefficients for hail risk in the Italian Republic  
j 
i 00 01  02  03  04  05  06  07  08  09  10  11  12  13  14  15  16  17  18  19  20  21  22  23  
00 1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
01 0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
02 0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
03 0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
04 0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
05 0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
06 0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
07 0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
08 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
09 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
10 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
11 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
12 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
13 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
14 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
15 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
16 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
17 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  
18 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  
19 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  
20 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 863
 j 
i 00 01  02  03  04  05  06  07  08  09  10  11  12  13  14  15  16  17  18  19  20  21  22  23  
21 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  
22 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  
23 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  
j 
i 00 01  02  03  04  05  06  07  08  09  10  11  12  13  14  15  16  17  18  19  20  21  22  23  
24 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
25 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
26 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
27 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
28 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
29 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
30 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
31 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
32 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
33 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
34 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
35 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
36 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
37 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
38 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
39 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
40 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 864
 j 
i 00 01  02  03  04  05  06  07  08  09  10  11  12  13  14  15  16  17  18  19  20  21  22  23  
41 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
42 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
43 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
44 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
45 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
46 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
47 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
j 
i 00 01  02  03  04  05  06  07  08  09  10  11  12  13  14  15  16  17  18  19  20  21  22  23  
48 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
50 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
51 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
52 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
53 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
54 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
55 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
56 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
57 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
58 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
59 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
60 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 865
 j 
i 00 01  02  03  04  05  06  07  08  09  10  11  12  13  14  15  16  17  18  19  20  21  22  23  
61 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
62 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
63 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
64 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
65 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
66 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
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 02015R0035 — EN — 02.04.2016 — 001.004 — 866
 j 
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 02015R0035 — EN — 02.04.2016 — 001.004 — 867
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 02015R0035 — EN — 02.04.2016 — 001.004 — 868
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 02015R0035 — EN — 02.04.2016 — 001.004 — 869
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 02015R0035 — EN — 02.04.2016 — 001.004 — 871
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 02015R0035 — EN — 02.04.2016 — 001.004 — 872
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 02015R0035 — EN — 02.04.2016 — 001.004 — 873
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i 75 80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  
22 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
23 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
j 
i 75 80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  
24 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
25 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
26 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
27 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
28 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
29 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
30 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
31 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
32 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
33 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
34 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
35 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
36 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
37 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
38 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
39 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
40 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
41 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 878
 j 
i 75 80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  
42 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
43 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
44 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
45 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
46 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
47 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
j 
i 75 80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  
48 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
50 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
51 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
52 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
53 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
54 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
55 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
56 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
57 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
58 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
59 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
60 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
61 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 879
 j 
i 75 80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  
62 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
63 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
64 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
65 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
66 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
67 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
70 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
71 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
72 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
73 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
74 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
j 
i 75 80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  
75 1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
80 0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
81 0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
82 0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
83 0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
84 0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
85 0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
86 0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 880
 j 
i 75 80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  
87 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
88 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
89 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
90 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
91 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
92 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  
93 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  
94 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  
95 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  
96 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  
97 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  
98 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  
Correlation coefficients for hail risk in the Kingdom of the Netherlands  
j 
i 10 11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  27  28  29  30  31  
10 1,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,50  
11 0,25  1,00  0,00  0,00  0,25  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
12 0,00  0,00  1,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  
13 0,00  0,00  0,50  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
14 0,25  0,25  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,50  0,75  
15 0,00  0,75  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 881
 j 
i 10 11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  27  28  29  30  31  
16 0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
17 0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
18 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  1,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
19 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
20 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  1,00  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  
21 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  1,00  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  
22 0,25  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,25  0,00  1,00  0,75  0,00  0,25  0,50  0,25  0,00  0,25  0,50  0,50  
23 0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,75  1,00  0,00  0,25  0,50  0,00  0,25  0,25  0,00  0,25  
24 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  1,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  
25 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,00  1,00  0,00  0,00  0,00  0,25  0,00  0,00  
26 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,50  0,50  0,00  0,00  1,00  0,25  0,00  0,00  0,00  0,00  
27 0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,50  0,00  0,25  1,00  0,00  0,00  0,00  0,00  
28 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  
29 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  1,00  0,75  0,50  
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31 0,50  0,00  0,00  0,00  0,75  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,00  0,00  0,00  0,00  0,00  0,50  0,75  1,00  
j 
i 10 11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  27  28  29  30  31  
32 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
33 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
34 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  
35 0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 882
 j 
i 10 11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  27  28  29  30  31  
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52 0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
53 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  
j 
i 10 11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  27  28  29  30  31  
54 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
55 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 883
 j 
i 10 11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  27  28  29  30  31  
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72 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
73 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
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 02015R0035 — EN — 02.04.2016 — 001.004 — 884
 j 
i 10 11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  27  28  29  30  31  
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93 0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,25  0,00  0,00  0,00  0,25  
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 02015R0035 — EN — 02.04.2016 — 001.004 — 885
 j 
i 10 11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  27  28  29  30  31  
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j 
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 02015R0035 — EN — 02.04.2016 — 001.004 — 886
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 02015R0035 — EN — 02.04.2016 — 001.004 — 887
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 02015R0035 — EN — 02.04.2016 — 001.004 — 888
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 02015R0035 — EN — 02.04.2016 — 001.004 — 889
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 02015R0035 — EN — 02.04.2016 — 001.004 — 895
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 02015R0035 — EN — 02.04.2016 — 001.004 — 896
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 02015R0035 — EN — 02.04.2016 — 001.004 — 897
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82 0,00  0,00  0,00  0,00  0,25  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
83 0,25  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  
84 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,25  0,00  0,00  0,00  0,25  0,25  0,00  
85 0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,50  0,50  0,00  0,00  0,25  0,50  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 898
 j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  96  97  98  99  
86 0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  1,00  0,50  0,50  0,00  0,50  0,50  0,25  0,25  0,00  0,00  0,00  0,00  0,25  0,25  
87 0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,50  1,00  0,00  0,00  0,25  0,50  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  
88 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
89 0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  1,00  0,00  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  
90 0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,50  0,25  0,00  1,00  1,00  0,25  0,50  0,50  0,00  0,00  0,00  0,25  0,50  0,00  
91 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,50  0,50  0,00  0,00  0,25  1,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
92 0,50  0,00  0,25  0,25  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,25  0,50  0,50  1,00  0,25  0,00  0,25  0,00  0,25  0,50  0,00  
93 0,75  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,25  0,25  0,00  0,25  0,50  0,00  0,25  1,00  0,00  0,25  0,00  0,25  0,50  0,00  
94 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,25  0,00  0,00  
95 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  1,00  0,00  0,25  0,25  0,00  
96 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,25  0,00  0,25  
97 0,50  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,25  0,25  0,25  0,25  1,00  0,25  0,25  
98 0,50  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,25  0,50  0,00  0,50  0,50  0,00  0,25  0,00  0,25  1,00  0,25  
99 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,25  1,00  
Correlation coefficients for hail risk in the Kingdom of Spain  
j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
1 1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  
2 0,00  1,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  
3 0,00  0,25  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
4 0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 899
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
5 0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
6 0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
7 0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
8 0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
9 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
10 0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
11 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
12 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
13 0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  
14 0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  1,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  
15 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
16 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  1,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  
17 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
18 0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  
19 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  
20 0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  
21 0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  
22 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,25  
23 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  1,00  0,00  0,00  
24 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  
25 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 900
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
26 0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
27 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
28 0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  
29 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
30 0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
31 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
32 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
33 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
34 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
35 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
36 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
37 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
38 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
39 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
40 0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  
41 0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
42 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  
43 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
44 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  
45 0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 901
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
46 0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
47 0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
48 0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  0,00  0,00  0,00  
49 0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
50 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  
j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
1 0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  
2 0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
3 0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
4 0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
5 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,25  0,00  
6 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
7 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
8 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
9 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  
10 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
11 0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
12 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,25  0,00  0,00  0,00  0,00  
13 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
14 0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
15 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 902
 j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
16 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  
17 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
18 0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
19 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  
20 0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,00  
21 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
22 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
23 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
24 0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  
25 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
26 1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
27 0,00  1,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
28 0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  
29 0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
30 0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
31 0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
32 0,00  0,25  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
33 0,00  0,25  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
34 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
35 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 903
 j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
36 0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
37 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  
38 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
39 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  
40 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
41 0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
42 0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
43 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  
44 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  1,00  0,00  0,25  0,00  0,00  0,00  0,25  
45 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  
46 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  1,00  0,00  0,00  0,00  0,00  
47 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,25  0,00  
48 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  
49 0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  1,00  0,00  
50 0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  1,00  
Correlation coefficients for hail risk in the Swiss Confederation  
j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  
1 1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,25  
2 0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,25  0,00  0,50  0,25  0,00  0,00  0,25  0,00  
3 0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
4 0,00  0,00  0,00  1,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 904
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  26  
5 0,00  0,00  0,00  0,25  1,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,25  
6 0,00  0,00  0,00  0,00  0,25  1,00  0,50  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  
7 0,00  0,00  0,00  0,00  0,00  0,50  1,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
8 0,00  0,25  0,00  0,00  0,00  0,00  0,25  1,00  0,25  0,25  0,00  0,00  0,25  0,25  0,50  0,25  0,25  0,00  0,00  0,25  0,25  0,50  0,00  0,00  0,00  0,25  
9 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  1,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
10 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  1,00  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
11 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  
12 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
13 0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  1,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
14 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,00  1,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
15 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,50  0,25  0,25  0,00  0,00  0,00  0,25  1,00  0,00  0,00  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,25  
16 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,25  0,00  0,00  0,25  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  
17 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  
18 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  
19 0,00  0,25  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,25  0,00  0,00  0,00  0,50  0,00  
20 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  0,00  0,00  
21 0,00  0,50  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  1,00  0,00  0,00  0,00  0,25  0,00  
22 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,50  0,00  0,25  0,00  0,00  0,25  0,25  0,25  0,25  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,00  0,00  
23 0,25  0,00  0,00  0,00  0,25  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  0,25  
24 0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  1,00  0,00  0,00  
25 0,00  0,25  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,00  0,25  0,00  0,50  0,00  0,25  0,00  0,00  0,00  1,00  0,25  
26 0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,25  0,00  0,00  0,00  0,00  0,25  0,00  0,25  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 905
 ANNEX XXVI  
CORRELATION COEFFICIENTS FOR SUBSIDENCE RISK  
The correlation parameter  Corr  (subsidence,i,j)  referred to in Article 125(1) for region  r shall be equal to the item set out in row  i and in column  j of the following correlation matrices. The 
headings of the rows and columns denote the region specific risk zones according to the numbers of the segments set out in Anne x IX.  
Correlation coefficients for subsidence risk in the French Republic  
j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
1 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
2 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
3 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
4 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
5 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
6 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
7 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
8 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
9 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
10 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
11 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
12 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
13 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
14 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
15 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
16 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 906
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
17 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
18 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
19 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
20 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
21 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
22 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
23 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
24 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
25 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
26 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
27 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
28 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
29 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
30 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
31 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
32 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
33 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
34 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
35 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
36 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 907
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
37 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
38 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
39 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
40 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
41 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
42 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
43 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
44 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
45 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
46 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
47 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
48 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
49 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
50 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
51 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
52 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
53 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
54 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
55 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
56 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 908
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
57 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
58 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
59 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
60 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
61 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
62 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
63 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
64 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
65 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
66 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
67 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
68 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
69 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
70 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
71 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
72 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
73 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
74 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
75 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
76 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
77 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 909
 j 
i 1 2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17  18  19  20  21  22  23  24  25  
78 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
79 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
80 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
81 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
82 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
83 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
84 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
85 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
86 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
87 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
88 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
89 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
90 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
91 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
92 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
93 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
94 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
95 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
1 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
2 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 910
 j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
3 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
4 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
5 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
6 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
7 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
8 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
9 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
10 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
11 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
12 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
13 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
14 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
15 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
16 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
17 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
18 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
19 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
20 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
21 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
22 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
23 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 911
 j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
24 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
25 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
26 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
27 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
28 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
29 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
30 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
31 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
32 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
33 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
34 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
35 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
36 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
37 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
38 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
39 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
40 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
41 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
42 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
43 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 912
 j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
44 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
45 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
46 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
47 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
48 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
49 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
50 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
51 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
52 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
53 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
54 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
55 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
56 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
57 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
58 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
59 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
60 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
61 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
62 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
63 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 913
 j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
64 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
65 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
66 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
67 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
68 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
69 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
70 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
71 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
72 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
73 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
74 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
75 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
76 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
77 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
78 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
79 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
80 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
81 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
82 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
83 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 914
 j 
i 26 27  28  29  30  31  32  33  34  35  36  37  38  39  40  41  42  43  44  45  46  47  48  49  50  
84 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
85 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
86 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
87 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
88 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
89 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
90 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
91 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
92 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
93 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
94 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
95 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
j 
i 51 52  53  54  55  56  57  58  59  60  61  62  63  64  65  66  67  68  69  70  71  72  73  74  75  
1 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
2 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
3 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
4 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
5 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
6 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
7 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
8 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 915
 j 
i 51 52  53  54  55  56  57  58  59  60  61  62  63  64  65  66  67  68  69  70  71  72  73  74  75  
9 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
10 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
11 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
12 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
13 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
14 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
15 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
16 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
17 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
18 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
19 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
20 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
21 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
22 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
23 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
24 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
25 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
j 
i 51 52  53  54  55  56  57  58  59  60  61  62  63  64  65  66  67  68  69  70  71  72  73  74  75  
26 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
27 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
28 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 916
 j 
i 51 52  53  54  55  56  57  58  59  60  61  62  63  64  65  66  67  68  69  70  71  72  73  74  75  
29 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
30 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
31 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
32 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
33 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
34 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
35 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
36 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
37 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
38 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
39 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
40 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
41 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
42 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
43 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
44 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
45 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
46 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
47 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
48 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
49 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
50 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 917
 j 
i 51 52  53  54  55  56  57  58  59  60  61  62  63  64  65  66  67  68  69  70  71  72  73  74  75  
51 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
52 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
53 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
54 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
55 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
56 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
57 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
58 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
59 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
60 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
61 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
62 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
63 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
64 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
65 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
66 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
67 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
68 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
69 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
70 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
71 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 918
 j 
i 51 52  53  54  55  56  57  58  59  60  61  62  63  64  65  66  67  68  69  70  71  72  73  74  75  
72 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
73 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
74 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
75 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
j 
i 51 52  53  54  55  56  57  58  59  60  61  62  63  64  65  66  67  68  69  70  71  72  73  74  75  
76 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
77 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
78 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
79 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
80 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
81 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
82 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
83 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
84 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
85 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
86 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
87 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
88 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
89 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
90 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
91 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 919
 j 
i 51 52  53  54  55  56  57  58  59  60  61  62  63  64  65  66  67  68  69  70  71  72  73  74  75  
92 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
93 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
94 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
95 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  
1 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
2 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
3 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
4 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
5 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
6 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
7 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
8 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
9 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
10 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
11 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
12 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
13 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
14 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
15 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
16 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
17 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 920
 j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  
18 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
19 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
20 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
21 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
22 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
23 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
24 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
25 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  
26 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
27 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
28 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
29 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
30 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
31 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
32 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
33 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
34 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
35 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
36 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
37 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 921
 j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  
38 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
39 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
40 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
41 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
42 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
43 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
44 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
45 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
46 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
47 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
48 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
49 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
50 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  
51 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
52 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
53 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
54 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
55 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
56 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
57 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 922
 j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  
58 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
59 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
60 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
61 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
62 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
63 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
64 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
65 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
66 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
67 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
68 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
69 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
70 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
71 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
72 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
73 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
74 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
75 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  
76 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
77 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B
 02015R0035 — EN — 02.04.2016 — 001.004 — 923
 j 
i 76 77  78  79  80  81  82  83  84  85  86  87  88  89  90  91  92  93  94  95  
78 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
79 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
80 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
81 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
82 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
83 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
84 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
85 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
86 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
87 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
88 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
89 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
90 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
91 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
92 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
93 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
94 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  
95 1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  1,00  ▼B