She obtained her Ph.D. from Beijing Normal University in 2012 and was also a visiting Ph.D. student at the Wharton School of University of Pennsylvania from 2010-2011. After her Ph.D., she also did her post-doc at the Wharton School of University of Pennsylvania. Her main research interests are in banking and corporate finance. She has published in refereed journals such as Journal of Banking and Finance, Journal of International Money and Finance as well as in books such as the Oxford Handbook of Banking, Foundation and Trends in Finance, etc. She also served as an economist at the Research Dept. of CITIC Securities from 2012-2013.