After attaining his Master’s Degree from Fordham University, Frank began his career as a Financial Analyst on Wall Street. There he developed financial models using the first IBM AT and XT computers. After leaving Wall Street, Frank began his career teaching Economics, Computer Applications and Web Programming. His expertise in web programming includes systems analysis, XML, PHP and database development. His expertise in Economics includes technology’s impact on market efficiency and the financial impact of technology innovation on the costs of production.