Evan studies markets for lending and derivatives, as well as corporate financing decisions. Evan’s work centers on how technology and financial innovation facilitated the 2007-2008 financial crisis. His research explores how technological Innovations in mortgage lending led to too much credit in the housing market, and maturity transformation through financial innovation led to too much risk taking in financial markets. His work has been published in the Journal of Law and Economics, The Journal of Corporate Finance, and the Journal of Financial and Quantitative Analysis. He is currently exploring how automated lending will change the market for lending. He was recently awarded a SSHRC grant to explore how artificial intelligence and big-data techniques are changing small-business lending.