His current research interests include asset pricing theory, risk modeling in financial products and dynamic general equilibrium models to problems in risk sharing and financial products demand. He received his PhD in Risk Management and Insurance from Georgia State University (GSU). He has publications in journals in risk management, actuarial science and corporate finance, including Insurance: Mathematics and Economics, the North American Actuarial Journal , and the Journal of Banking and Finance . Prof. Gao serves on the Continuing Education Committee of the Hong Kong Society of Financial Analysts.