He also has an MBA from The City University Business School and is a member of the Association of Corporate Treasurers. After qualifying as a Chartered Accountant, Harpal joined the Corporate Finance Group of Touche Ross where he focused on advising management teams on buyouts and raising venture and development capital. He continued in this area with British & Commonwealth Merchant Bank Plc. until he was appointed as a Senior Director of American Express Bank, Ltd. in London where he managed client relationships with entrepreneurial family businesses and financial institutions in Emerging Markets.