Prior to joining NCCOB, she was Operations Advisory In-House Counsel at Seterus, Inc. a mortgage servicing division of IBM where she provided compliance and general operations support. She was previously Policy Counsel at the Center for Responsible Lending, a nonprofit, non-partisan research and policy organization where she specialized in foreclosure prevention and intervention strategies, providing technical support to state and federal advocates and policymakers. A graduate of the University of North Carolina School of Law, she has also worked in the legal departments at Grameen Foundation, the North Carolina Real Estate Commission, and Self-Help. Carole Wilson