His research focuses on behavioral economics and finance, on themes including microcredit product design and the ways in which financial incentives can influence or reveal behavior preferences. His work has explored topics such as the impact of peers’ social influence on individuals’ financial decisions, and the impact of information disclosure on consumers’ borrowing decisions. Ferman holds a Ph.D. from MIT, as well as an M.A. and B.A. in economics from the Pontifícia Universidade Católica do Rio de Janeiro.