She earns her Bsc in economics from the University of Shanghai for Science and Technology, Shanghai, M.A. in financial economics from University of Maine, Orono, and Ph.D. (2009) in economics from University of Florida, Gainesville. Her areas of interests are banking and financial institutions, economics of regulation and corruption, environmental economics, and development economics. Her papers are published in Journal of Accounting Research, Journal of Comparative Economics, Telecommunications Policy, and others.