Previously, he was managing editor of National Underwriter. Prior to joining National Underwriter in 2008, he was editor of Insurance Advocate. He has also served as associate editor of Crackdown!, an insurance-fraud publication, and as assistant editor of Empire State Report, which covers New York State politics. He graduated in 2002 from Plattsburgh State University in New York. Gusman may be reached at phil.gusman@gmail.com.