He has been managing people’s wealth for over 15 years. With clients including trustees of SMSFs, small business owners, executives and professionals, his expertise includes investments (shares, funds, property, fixed income), cash flow and tax planning, structures, estate planning, risk management and superannuation. Sinead Rafferty is Chartered Financial Analyst with extensive experience in investment solutions across various asset classes (e.g. international shares, listed property securities, Australian small and large cap, listed fixed income and alternative assets). Sinead will facilitate a panel discussion between John and Harry, who will provide insights as to: