Her research focuses on housing and consumer finance policies, including those related to affordable mortgage programs, housing counseling and education, foreclosure prevention programs and reverse mortgages for seniors. She is the principal investigator on a multi-year analysis of reverse mortgage borrowers, with funding from the MacArthur Foundation, the U.S. Department of Housing & Urban Development, and the U.S. Social Security Administration (SSA) through the Michigan Retirement Research Center. She was a postdoctoral honoree with the Weimer School of Advanced Studies in Real Estate and Land Economics. Moulton received her Ph.D. from Indiana University.