A self- proclaimed “math geek,” he entered the Financial Advisor arena to help support and educate others. His objective is to explain the complexities of investing, retirement, and tax planning in a simple, honest, and insightful way. He wants to help clients gain the knowledge and power to reach their financial goals. Richard’s medical education includes degrees from: BYU, Loma Linda Medical School (California), and the Mayo Clinic (Minnesota). Financial Advising credentials include NASAA Series 65, Chartered Retirement Planning Counselor designation from the College for Financial Planning in Colorado, along with 25 years of practical small business ownership and investing experience. Twenty years ago Richard started investing with and learning from Marty Watkins and he was impressed by the commission-free low cost approach of TrueNorth Wealth.