She has managed and operated her own community clinic since 2009. It was her dream to operate her own business. However, in the beginning she faced many financial challenges. Bank loans had very high interest and she didn’t want to burden her family and friends with asking for money. But through the help of a trustee and a loan from Kiva Zip, she has grown her business and improved her life. Today, Mary has graduated to a second loan and given other nurses in her community the opportunity to apply for Kiva Zip loans.