She holds a PhD. from Mohanlal Sukhadia University, Udaipur, India (2001). She also has an MBA from R. A. Podar Institute of Management, University of Rajasthan, Jaipur, India (1991-1993) and a Bachelor of Arts degree in Economics, Psychology and Statistics from Rajasthan University, Jaipur, India. She can be reached at seemag@iimb.ernet.in.