He left that arrangement one month ago in order to join a sports medicine clinic. One Sunday morning at 3:25 am, he receives a call at home morning. The caller from the emergency room staff did not realize that he had left the hospital and was calling about a 23-year-old student from a local college who had fallen off the deck at a pool party. The young man had suffered serious damage to his foot, and no one was available at the hospital at that time to evaluate him. The student had arrived at the emergency room awake but intoxicated and slightly incoherent. When asked, the young man does manage to say that he has no insurance. Study Questions