Dr. Bayraktar received her Ph.D. in Economics (with a specialization in macroeconomics and industrial organization) from the University of Maryland, College Park. Before joining Penn State Harrisburg in the fall of 2003 as an assistant professor, she worked at the World Bank as an economist, and she continues to be involved as a consultant in research activities at the World Bank. She has been teaching undergraduate and MBA courses in Money and Banking, International Capital Markets, Public Finance, Business Statistics, and Financial Markets and Economy. She has extensive experience with online and hybrid courses.