He is President of Cerefice & Company, a CPA firm, and is the CEO of The Rich Habits Institute, an organization that offers Rich Habits training, seminars and education learning sessions. Thom has authored several books including his revolutionary self-help book “Rich Habits” and “The Top 100 Cheapest Places to Retire in the U.S.” book series. He also trains businesses, individuals, and students how to be financially successful in life through his Rich Habits education programs http://www.RichHabits.net. Valerie Young