She also works on other consumer advocacy issues. Prior to joining NCLC, Persis was a Hanna S. Cohn Equal Justice Fellow at Empire Justice Center in Rochester, New York. Her fellowship project focused on credit reporting issues facing low-income consumers, specifically in the areas of accuracy, housing and employment. Persis is a graduate of Seattle University School of Law, and holds a Master’s of Social Work from the University of Washington, and a Bachelor of Arts from Mount Holyoke College. She is a contributor to NCLC’s Student Loan Law and Fair Credit Reporting. She has also authored several reports, including Pounding Student Loan Borrowers: The Heavy Costs of the Government’s Partnership with Debt Collection Agencies.