Prior to coming to Madison, he was on the faculty of the University of Georgia. He holds a bachelors, masters, and doctoral degree from the University of Pennsylvania's Wharton School. He has served as a consultant to business - including IBM, General Casualty Insurance Company, and the Wisconsin Dairy Herd Improvement Coop - on issues relating to risk management, insurance, and employee benefits. His research has appeared in the Journal of Risk and Insurance, the Journal of Insurance Regulation, the CPCU Journal, and Inquiry.