He worked initially for the Bank of Wales, before becoming the Finance Director at Julian Hodge Bank and then the CFO for the fast growing car finance company, MotoNovo Finance (owned by First Rand Bank Ltd, SA). David was responsible for the Finance function as well as Project Office, IT, Facilities, Procurement, Risk and Compliance and oversaw the successful move to One Central Square. He was one of the two “Senior Managers” in the Cardiff Office under the FCA authorisation regime, and worked closely with First Rand staff in London, Johannesburg and Capetown in many areas of the business - financial performance and forecasting, regulatory compliance, funding and securitisation, and attended audit and risk committees across the group. He has lived in Cardiff for 38 years, and has recently retired.