She can be reached at Faculty of Economics, Meikai University, 1 Akemi, Urayasu, Chiba 279-8550, Japan, GCBF ♦ Vol. 11 ♦ No. 1 ♦ 2016 ♦ ISSN 1941-9589 ONLINE & ISSN 2168-0612 USB Flash Drive 418 Global Conference on Business and Finance Proceedings ♦ Volume 11 ♦ Number 1