Ms. Zhao received her Juris Doctorate from Duke University School of Law and her Bachelor of Arts from the University of California, San Diego. Prior to working at Quality Loan Service Corporation, Ms. Zhao worked for a professional shareholder representation firm. During law school, Ms. Zhao worked as a law library research assistant and served as Staff Editor for the Duke Journal of Comparative and International Law. Ms. Zhao is a member of the UCSD Alumni Club of San Diego. Ms. Zhao is admitted to practice law in the state of California.