62020CJ0192_SUM
Case C‑192/20
Prima banka Slovensko a.s.
v
HD
(Request for a preliminary ruling from the Krajský súd v Prešove)
Judgment of the Court (Seventh Chamber) of 10 June 2021
(Reference for a preliminary ruling – Consumer protection – Directive 93/13/EEC – Unfair terms in consumer contracts – Scope – Article 1(2) – Mandatory national legislative provisions – Early termination of the loan agreement – Accumulation of loan interest and default interest)
Questions referred for a preliminary ruling – Jurisdiction of the Court – Limits
(Art. 267 TFEU)
(see paragraphs 23-25)
Consumer protection – Unfair terms in consumer contracts – Directive 93/13 – Aim
(Council Directive 93/13, Art. 6(1))
(see paragraphs 32, 40)
Consumer protection – Unfair terms in consumer contracts – Directive 93/13 – Scope – Exclusion provided for in respect of contractual terms reflecting mandatory statutory or regulatory provisions – Verification a matter for the national court
(Council Directive 93/13, Art. 1(2))
(see paragraphs 33, 35)
Consumer protection – Unfair terms in consumer contracts – Directive 93/13 – Scope – Exclusion provided for in respect of contractual terms reflecting mandatory statutory or regulatory provisions
(Council Directive 93/13, Art. 1(2))
(see paragraphs 41, 42, operative part 1)
See the text of the decision.