Opinion of the Advocate General — ECLI:EU:C:2019:44
Date: 2019-01-22
Language of the case: French
Subject matter: Consumer protection;Approximation of laws;Area of freedom, security and justice;Judicial cooperation in civil matters
Procedure: Reference for a preliminary ruling
Origin: Luxembourg

Request for a preliminary ruling from the Cour de cassation du Grand-Duché de Luxembourg (Luxembourg) lodged on 11 December 2017 — Pillar Securitisation Sàrl v Hildur Arnadottir (Case C-694/17) Language of the case: French Referring court Cour de cassation du Grand-Duché de Luxembourg Parties to the main proceedings Applicant: Pillar Securitisation Sàrl Defendant: Hildur Arnadottir Question referred In the context of a credit agreement which, by reason of the total amount of the loan, does not come within the scope of Directive 2008/48/EC of the European Parliament and the Council of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC, 1 can a person be regarded as a ‘consumer’ within the meaning of Article 15 of the Lugano Convention of 30 October 2007 on jurisdiction and the recognition and enforcement of judgments in civil and commercial matters, in the absence of any national legislation applying the provisions of that directive to areas which do not come within its scope, on the ground that the contract was concluded for a purpose that can be regarded as a purpose other than that person’s professional activity? ____________ 1 OJ 2008 L 133, p.66.