Judgment;Summary — ECLI:EU:C:2019:930
Date: 2019-11-07
Language of the case: Polish
Court formation: First Chamber
Subject matter: Consumer protection;Approximation of laws
Procedure: Reference for a preliminary ruling
Origin: Poland

Request for a preliminary ruling from the Sąd Rejonowy dla Warszawy Pragi-Południe w Warszawie (Poland) lodged on 26 June 2018 — Profi Credit Polska S.A., whose seat is in Bielsko-Biała, v Bogumiła Włostowska, Mariusz Kurpiewski, Kamil Wójcik, Michał Konarzewski, Elżbieta Kondracka-Kłębecka, Monika Karwowska, Stanisław Kowalski, Anna Trusik, Adam Lizoń, Włodzimierz Lisowski (Case C-419/18) Language of the case: Polish Referring court Sąd Rejonowy dla Warszawy Pragi-Południe w Warszawie Parties to the main proceedings Applicant: Profi Credit Polska S.A., whose seat is in Bielsko-Biała Defendants: Bogumiła Włostowska, Mariusz Kurpiewski, Kamil Wójcik, Michał Konarzewski, Elżbieta Kondracka-Kłębecka, Monika Karwowska, Stanisław Kowalski, Anna Trusik, Adam Lizoń, Włodzimierz Lisowski Questions referred Do Article 3(1), Article 6(1) and Article 7(1) of Council Directive 93/13/EEC of 5 April 1993 on unfair terms in consumer contracts 1 and Directive 2008/48/EC of the European Parliament and of the Council of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC, 2 including, in particular, Article 10, Article 14, Article 17(1) and Article 19, preclude a provision of national law which allows a claim of a creditor who is a seller or supplier against a borrower who is a consumer to be secured by a blank promissory note? Should Article 6(1) and Article 7(1) of Council Directive 93/13/EEC of 5 April 1993 on unfair terms in consumer contracts be interpreted as imposing on the court hearing the case in proceedings referred to in the first question an obligation to examine of its own motion whether the provisions of the contract that creates the basic legal relationship underlying the promissory note obligation do not contain unfair contractual terms, even where the seller or supplier who is the applicant bases his claim exclusively on the legal relationship created by the promissory note? ____________ 1 OJ 1993 L 95, p. 29. 2 OJ 2008 L 133, p. 66.