Judgment — ECLI:EU:C:2012:119
Date: 2012-03-01
Language of the case: Spanish
Court formation: Fifth Chamber
Subject matter: Consumer protection;Approximation of laws
Procedure: Reference for a preliminary ruling
Origin: Spain

Summary of the Judgment Approximation of laws — Protection of consumers in the case of contracts negotiated away from business premises — Directive 85/577 — Scope (Council Directive 85/577, Art. 3(2)(d)) A contract concluded away from business premises, under which life assurance is offered in return for payment of a monthly premium to be invested, in varying proportions, in fixed-rate investments, variable-rate investments and financial investment products of the company offering the contract falls outside the scope of Council Directive 85/577/EEC of 20 December 1985 to protect the consumer in respect of contracts negotiated away from business premises, in accordance with Article 3(2)(d) thereof. (see para. 34, operative part)