Consumer complaint received 2015-08-26
Product: Consumer Loan — Vehicle lease
Issue: Shopping for a loan or lease — 
Company: JPMORGAN CHASE & CO. (FL)

Dear Sirs, My uncle XXXX XXXX XXXX received in XXXX XXXX, 2015 to his US mailbox in XXXX XXXX, United States obviously through USPS ( United States Postal Services in XXXX ) a letter coming from JP MORGAN CHASE BANK XXXX XXXX XXXX XXXX, OH XXXX of denying a vehicle financing application with the Dealer XXXX XXXX XXXX XXXX ( Legla Name : XXXX XXXX XXXX ) located at XXXX XXXX XXXX XXXX XXXX, FL XXXX. 
The reason argue to denying this car financing to my uncle according to this letters was as follow : " Applicant resides outside of the US or has non US/XXXX Mailing Address ''. 
This application XXXX was did for me, XXXX XXXX XXXX, the nephew of XXXX XXXX XXXX. 
But, I am not had the score demand by the dealer to get the car financing at XXXX XXXX XXXX in XXXX. So, the dealer suggest me to get another relatives with good score to do it through them. 
So, my uncle XXXX XXXX XXXX that live before in XXXX, USA for more than 15 years but he is living now in XXXX XXXX, USA called XXXX XXXX XXXX the Sales & Leasing Consultant in the car dealer XXXX XXXX XXXX to the following telephone number XXXX and also to his cell phone XXXX to apply for the car financing on behalf of me becasuse my uncle have the score. After XXXX hour, my uncle XXXX applied online through the following website of the dealer : XXXXXXXXSo, XXXX XXXX called me and my uncle XXXX the same day to said that my uncle XXXX have an score of XXXX in XXXX Scale and also that he received by email the application of my uncle completed for the car financing. So, XXXX XXXX said that he could send the rest of the documents for car financing application to my uncle by XXXX to my uncle in XXXX XXXX to be signed by him in XXXX XXXX, USA to proceed with the car financing on his name but to be drive for me in XXXX, USA. 
Finally, we do n't more about them after this letter, so my uncle and I understood that JP MORGAN CHASE BANK and the Dealer XXXX XXXX XXXX XXXX ( Legla Name : XXXX XXXX XXXX ) both in USA with this act was violating the 14th Amendment of the US Constitution and a lots of laws that apply for the US XXXX ( XXXX States ) and also its XXXX as XXXX XXXX. 
The point is that my uncle and I, we are US Citizen by born. So, to our best knowledge and understanding this XXXX entities, JP Morgan and the dealer XXXX are discriminating against me and my uncle to approved a vehicle financing car just for our national origin ( XXXX XXXX ) and not for financial requirements as required the US Rule of Law ( good credit, score, income, etc ). 
Also, we understood that they ( JP Morgan and the dealer XXXX ) are breaking the interstate commerce protected by this amendment because the reason that they established in the letter to rejected the application of my uncle was : " '' Applicant resides outside of the US or has non US/XXXX Mailing Address ''. This reason to our best knowledge is a flagrant violation of the 14th Amendment of US Constitution that applied to XXXX XXXX as US XXXX and as part of US interstate commerce. Because XXXX XXXX under US Rule of Law is part of US is not a foreign country, so XXXX XXXX is part of USA according to USPS and also US Costitution and a lots of federal laws. So, legally talking, my uncle reside inside in USA not outside of US, legally talking, although XXXX XXXX is geographically separated of US XXXX but is not legally separately. 
I hope you could help us to resolve this unacceptable civil rights and US Constitution violations to me and my uncle as US citizen and to restore our respect and privileges and immunities as US Rule of Law mandated.