Consumer complaint received 2022-07-26
Product: Mortgage — FHA mortgage
Issue: Trouble during payment process — 
Company: WELLS FARGO & COMPANY (CA)

DEMAND FOR CRIMINAL INVESTIGATION ROBBERY AND MONEY STOLEN CEO SHOULD GO TO JAIL Send this complaint to DOJ for criminal investigation of mortgage fraud and as stated in the brief. 

Forgery and Perjury complaint against Wells Fargo Bank I am requesting CFPB to refer mortgage fraud with DOJ for criminal investigation. Un accountable funds of {$47000.00} based county tax bill which are not real estate tax or {$38000.00} which only included real estate tax. Taxpayers tax dollars of {$38000.00} is missing and unaccounted for At the time Keep my home Ca paid {$99000.00} principal and interest balance at that time was {$120000.00} plus real estate tax XXXX {$1600.00}, XXXX {$1300.00}, XXXX {$1700.00}, XXXX {$1800.00} plus 8 months {$920.00} total real estate tax from XXXX to XXXX {$8400.00} rest are not real estate tax or escrow account total owed was {$120000.00} plus {$8400.00} grand total of {$130000.00} was owed with principal and interest and escrow account. {$130000.00} less {$99000.00} balance is {$38000.00} not {$85000.00}. 
Real estate tax or property tax provide by county XXXX {$1600.00}, XXXX {$1900.00}, XXXX {$3400.00}, XXXX {$1800.00} and 8 months {$920.00} total provide by county tax bill is {$9800.00} plus {$120000.00} grand total of {$130000.00} less {$99000.00} balance is {$39000.00} is {$85000.00}. Unaccounted fund or missing amount is {$46000.00} THIS MONEY HAS BEEN STOLEN BY WELLS FARGO BANK REASON NOT TO PROVIDE RECORDS SINCE XXXX TO COVE UP CRIME. CEO AND AGENT WHO APPLIED THE PAYMENT ALL SHOULD BE ARRESTED FOR MORTGAGE FRAUD AND PUT IN THE JAIL. 

ONLY PAYMENT APPLIED TO MY ACCOUNT IS {$43000.00} OF THE {$99000.00} IS THE REASON BALANCE ON THIS ACCOUNT IS {$85000.00}. CEO AND STAFFS NEEDS TO GO TO JAIL. 

As stated in the attached letter page one {$73000.00} as applied principal and interest less principal and interest attached dont know the date, but XX/XX/XXXX was {$120000.00} circled would left balance of principal and interest of {$56000.00} not {$83000.00}. Default filed is for {$56000.00} and or $ XXXX XXXX. For forgery XXXX. For failure to provided fully itemized records for payments received from taxpayers tax dollar. 
XXXX. Violation of Privacy Act of XXXX XXXX. Failure to validate violation of FDCPA law ( b ) Disputed loan and unable to resolve and refusing to provide records referring for forecourse without responding to dispute and resolving dispute. 
XXXX. Violation of FDCPA 809. Validation of debts 1. ( a ) Notice of debt ; contents 6. 808. Unfair practices FDCPA la XXXX 807. False or misleading representations XXXX. 806. Harassment or abuse XXXX. 5 USC 1692f violation of cease and desist XXXX. ( c ) Ceasing communication XXXX. Perjury response to CFPB of XX/XX/XXXX a. On XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX loan modification was approved is false after so many companies filed with CFPB now this response. This can be be varied by HUD counselor XXXX and XXXX. Neither they received or I received written notice for loan modification. I full file for DOJ to examine records. XXXX and XXXX since than has moved or closed its operation. After multiple message I received phone call on XX/XX/XXXX I was confirmed this as well no records of loan modification. Dates and XXXX. Over billing principal and interest to {$710.00} for loan balance {$85000.00} based on web site form multiple source principal interest should be around {$500.00} see attachment. 
XXXX. For providing false negative escrow account of {$13000.00} and having no records I was explained on XX/XX/XXXX. 
XXXX. Account was full paid and current on XX/XX/XXXX. XXXX. Property tax of XX/XX/XXXX to XX/XX/XXXX {$2000.00}, XX/XX/XXXX to XX/XX/XXXX {$2000.00} and XX/XX/XXXX to XX/XX/XXXX is {$2000.00} plus XX/XX/XXXX {$160.00}. Total from XXXX to XXXX property tax should {$6100.00} not negative {$13000.00} XXXX. GOVERNMENT CODE XXXX XXXX. Fraud : Total principal and interest as per response dated XX/XX/XXXX should be {$40000.00} and {$25000.00} total of {$65000.00} less principal and balance on XX/XX/XXXX amount of {$120000.00} unpaid balance should have {$34000.00} not {$85000.00}. Advance applied was that was paid was {$15000.00} so taxpayers dollars has been stolen. 
XXXX. IN A SIMPLE MATH XX/XX/XXXX PRINCIPAL AND INTEREST BALANCE WAS {$120000.00} LESS {$99000.00} BALANCE SHOULD BE {$29.00}, XXXX ( {$120000.00} - {$99000.00} = {$29000.00} ) TIME TO GO TO JAIL FOR MORTGAGE FRAUD CEO AND STAFF OF WELLS FARGO BANK. 

Additional Violation a. 20 US Code 1234e - Cease and desist I. 18 U.S.Code 51038 ( b ). False Information and Hoaxes II. VIOLATION OF 18 U.S Code XXXX  XXXX -Fraud and False Statements III. 34 U.S. Code 10272 Falsification or concealment of facts IV. 18 U.S. Code S 1032 Concealment V. 18 U.S. Code S 1002 Possession of false papers VI. 18 U.S. Code S 1621 Perjury generally VII. 18 U.S. Code S 2257 Record keeping requirements VIII. 18 U.S. Code 287 FALSE FORTUITOUS OR FRAUDULENT CLAIM. 
IX. IRS publication 583 record keeping DO NOT SEND DEED AND CONTRACT TO PLEASE CFPB IN FUTURE DO NOT CALL ME FOR ANY REASON IT WILL BE VIOLATION OF CEASE AND DESIST REQUEST.