Consumer complaint received 2015-10-12
Product: Mortgage — Conventional fixed mortgage
Issue: Loan servicing, payments, escrow account — 
Company: Onity Group Inc. (IN)

On XXXX/XXXX/XXXX my home was demolished by XXXX Indiana with NO warning, nor due process because I reported, city employees of falsifying documents ( to steal homeowners homes from them ), fraud ( alleging due process occurred when XXXX employees never make contact with home owners ) and federal HUD dollars abuse ( refusing to use federal HUD aide in certain communities creating massive blight and poverty ). 
I have been a victim of all XXXX above mentioned here in XXXX XXXX Indiana. The city XXXX legal department along with its city XXXX department employees have worked collectively to illegally removed my electric and gas meter XXXX XXXX ) from my home, though the utilities were current and forced entry XXXX XXXX x ) 's. They placed my home-up for demolition with-out having made contact with me regarding a legal hearing and or sell/transfer of ownership. I contacted city XXXX line to get assistance and the referred me back to XXXX XXXX the city-code executive director who was the very one who made the request. He refused to have the meter XXXX XXXX ) replaced and stated he is moving forward to have the home Demolished on XXXX XXXX. My mortgage is current along with insurance, property taxes, gas and electric. I believe I am continuing to be a target because I reported fraud ( misusing/and or unaccounted federal HUD dollars and abuse to Washington DC XXXX. I have since had on-going letters from city-code department but prior to my reporting them I had Never received a letter/notice of any kind from the city regarding this home. I purchased the home in XXXX. In XXXX, when I filed a complaint with HUD, that 's when all the letters from code enforcement harassment began stating, need ( XXXX ) to cut grass, graffetti on garage, sinking sidewalks etc. 

I reported the intentional creations of blight in my community because the city inspectors were refusing to allocate funds to certain areas and homes were being snatched away from their owners and boarded-up. Later to be sold out from under them and then stiff the owner with existing mortgage payment XXXX XXXX ) and other city accessed penalties and fines, though the were forced out the homes illegally. I have now applied for a gun permit. I contacted the local police. I have a police report number XXXX and requested formal charges be made against City XXXX enforcement executive director XXXX XXXX for theft of property and unlawful forced entry to my home, vandalism, intimidation, and on-going harassment. XXXX XXXX was assigned the case and told me that he had requested ( XXXX XXXX felony charges against him to the prosecutors office. I visited the Prosecutors office and spoke XXXX from intake where they took extensive notes and viewed the evidence gathered from the seen. They told me in order for the detective to best prepare the case for the prosecutor he would need to view and also collect all the evidence I had. Once the officer contacted and spoke with me via telephone he DID NOT request to view nor add any of the evidence collected for this case. I called him and left a message on his telephone regarding my concern and he has yet to return my call. Every time I contact the police to report things from my home being stolen, vandalized and the door kicked in NOTHING is done. They refuse to give me a police report, do a criminal investigation, arrest the perpetrators ( which were all paid XXXX employees and of contractors XXXX, instead they tell me to get a lawyer, NO CRIME has been committed and this is a civil matter. On XXXX/XXXX/XXXX with several police officers present the city DEMOLISHED the home with All my personal belongings, with NO legal right to do so. Now I 'm am on the hook for a mortgage, for a home that NO longer EXIST. 
There is a lot of criminal activity going-on, because I 've spoken out about it, I believe my children & I are in danger.