Consumer complaint received 2020-01-21
Product: Credit reporting, credit repair services, or other personal consumer reports — Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem — Investigation took more than 30 days
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC. (NJ)

To : Whom It May concern : I am writing to dispute a fraudulent charge on my account in the amount of {$9100.00}, {$9700.00}, {$11000.00}, {$1800.00}, {$1800.00}, {$6100.00}, {$5100.00}, {$53000.00}, {$35000.00}, {$7500.00}, {$7900.00}, {$22000.00}, {$39000.00}, {$34000.00}, {$39000.00}, {$42000.00}, {$19000.00}.

I am a victim of Identity theft, and I did not make or authorize this charge. I am requesting that the charge be removed, that any finance other charges related to the fraudulent amount be credited, as well and that I receive an accurate statement. This request is made pursuant to the Fair Credit Billing Acts amendments to the Truth in Lending Act, 15 U.S.C. 1666-1666b, 12 C.F.R 226.13. See Also 12 C.F.R 226.12 ( b ) I  am writing to request the method of verification for dispute initiated on XX/XX/XXXX and the subsequent response received on XX/XX/XXXX enclosed with this letter. 
In accordance with FCRA, Section 611, I am requesting this information to review for completeness and accuracy and appropriateness. In lieu of sending the information you can reopen the dispute and ensure a proper investigation is performed. 
I would appreciate a timely response outlining the steps that will occur to resolve this matter. If I do not receive a response I will have no choice but to exercise my right under FRCA, Section 616, and pursue legal action. 

-- CLOSED ACCOUNTS -- 1. XXXX with ACCT # XXXX opened on XX/XX/XXXX with a Balance of {$9100.00} -This is not my account. 

2. XXXX with ACCT # XXXX opened on XX/XX/XXXX with a Balance of {$9700.00} -This is not my account. 

3. XXXX with ACCT # XXXX opened on XX/XX/XXXX with a Balance of {$11000.00} -This is not my account. 

4. XXXX with ACCT # XXXX opened on XX/XX/XXXX with a Balance of {$1800.00} -This is not my account. 

5. XXXX with ACCT # XXXX opened on XX/XX/XXXX with a Balance of {$1800.00} -This is not my account. 

6. XXXX  XXXX XXXX with ACCT # XXXX opened on XX/XX/XXXX with a Balance of {$6100.00} -This is not my account. 

7. XXXX  XXXX XXXX with ACCT # XXXX opened on XX/XX/XXXX with a Balance of {$5100.00} -This is not my account. 

8. XXXX XXXX with ACCT # XXXX opened on XX/XX/XXXX with a Balance of {$53000.00} -This is not my account. 

9. XXXX XXXX with ACCT # XXXX opened on XX/XX/XXXX with a Balance of {$35000.00} -This is not my account. 

10. XXXX XXXX XXXX XXXX with ACCT # XXXX opened on XX/XX/XXXX with a Balance of {$7500.00} -This is not my account. 

11. XXXX XXXX XXXX XXXX with ACCT # XXXX opened on XX/XX/XXXX with a Balance of {$7900.00} -This is not my account. 

12. XXXX CARD with ACCT # XXXX opened on XX/XX/XXXX with a Balance of {$22000.00} -This is not my account. 

13. XXXX CARD with ACCT # XXXX opened on XX/XX/XXXX with a Balance of {$39000.00} -This is not my account. 

14. XXXX CARD with ACCT # XXXX opened on XX/XX/XXXX with a Balance of {$34000.00} -This is not my account. 

15. XXXX CARD with ACCT # XXXX opened on XX/XX/XXXX with a Balance of {$39000.00} -This is not my account. 

16. XXXX CARD with ACCT # XXXX opened on XX/XX/XXXX with a Balance of {$42000.00} -This is not my account. 

17. XXXX XXXX, XXXX. with ACCT # XXXX opened on XX/XX/XXXX with a Balance of {$19000.00} -This is not my account.