Consumer complaint received 2015-12-15
Product: Debt collection — Credit card
Issue: False statements or representation — Indicated shouldn't respond to lawsuit
Company: ENCORE CAPITAL GROUP INC. (MI)

I am fraudulently being sued in XXXX courts by the same company known as " Midland Funding LLC. I believe they have violated the Fair Debt Collection Practice Act, both State and Federal Debt Collection Practices Laws, has acted in countless Frivolous Collection Attempts, and committed tremendous FRAUD with their XXXX fraudulent lawsuits that they have submitted XXXX Cases against me and their prior harassment as detailed below and which I can provide proof : 1 ) They have no rights to these XXXX cases or claims that they have purchased these XXXX debts from any company and the dollar amounts they claimed are fraudulent. 
2 ) I am not responsible for these XXXX debts and XXXX are fraudulent debts that they have reported as them being the new debt owners of. 
3 ) They have inflated these debts with tremendous additional charges and fees they have just added from almost a decade past from a previous divorce that I am no longer responsible for and tacked these fees on to their fraudulent claims from any original debt amounts. 
4 ) I do n't believe they legally purchased any of these debts and have no proof of their ownership of these debts. These debt amounts are made up. 
5 ) I believe that the XXXX XXXX XXXX XXXX Affidavits they submitted to the XXXX XXXX XXXX XXXX different Courts and that are signed by their so called " employees '' were computer generated and are fraudulent and the persons who signed these Affidavits on their behalf have absolutely no knowledge of what they signed if they are real people at all. Part of their " Robo-signing '' of Affidavits in Michigan and throughout the United States. 
6 ) Their personnel have harassed me and my family repeatedly with constant harassing phone calls which I asked them to provide proof of their own phone records in " Court records requests '' and they refused to provide records of. 
7 ) Their countless phone calls over the years to my phone and to the phones of my family they have refused to state who they were, what company they were representing, and the reason they were calling. When I asked for all of their phone records to our own phones in Court request of their documents and their records they also refused to provide these records. 
FRAUDULENT DOCUMENTS : 8 ) They never served me legal documents, ( XXXX ) " Seizures for Property '', XXXX ( XXXX ) " Seizures for Property '', ( XXXX ) " Writs of Garnishments-Income Taxes '', " Notice of Judgment Lien Filed " but then submitted fraudulent " Proofs of Services '' that the Summons and Complaint and all documents were Personally Served to me, which they were not, they received Default Judgments on documents never served upon me. They lie on their court documents. 
9 ) I have proof that Midland Funding LLC submits fraudulent Proofs of Services to the Court many times that I was served and then does not send me the documents until many months later that they claimed were served many months prior. I have the post dates of their delayed mail envelopes to show this fraud that they have done with the Court. These people are professional scam artists and they need to be stopped. They fraudulently claim on court documents that the Defendant has been served, even though he has not been, so that the Defendant ( me ) can not Defend himself, they get a Default Judgment because the Defendant is unaware of court documents and court dates, and then they send the original documents many months later in the mail after everything has been settled already in court under default. 
10 ) The XXXX XXXX Courts have stopped all Lawsuits filed and currently open in their own Courts by Midland Funding LLC and the they filed an " Emergency Ex-Parte Motion that same day for a Summary Disposition '' in their lawsuit against me to get an immediate Judgment against me which the Judge denied. Midland Funding are Scam Artists that steal money and must be stopped as well as their attorney ( XXXX Law Firm ). Crooks.