Consumer complaint received 2024-02-26
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC. (AZ)

In accordance with the Fair Credit Reporting Act. 
The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. 
I told XXXX, Transunion, and XXXX to reinvestigate these accounts : Other Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX Date Reported XX/XX/XXXX Other Address XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX Reported XX/XX/XXXX Other Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX Reported XX/XX/XXXX Other Address XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX Date Reported XX/XX/XXXX Other XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Date Reported XX/XX/XXXX Other Address XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX Date Reported XX/XX/XXXX Other XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX  XXXX Date Reported XX/XX/XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, SC XXXX Date Reported XX/XX/XXXX Phone XXXX ( XXXX ) XXXX Phone Number ( XXXX ) XXXX Phone Number ( XXXX ) XXXX DELIVERY FINANCIAL SERVICES XXXX Account Information Address XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, AZ XXXX Phone ( XXXX ) XXXX Date Opened XX/XX/XXXX DEPT XXXX XXXX XXXX {$0.00} - - -No Data DEPT OF XXXX XXXX {$0.00} {$0.00} DEPT OF XXXX XXXX {$0.00} {$0.00} DEPT OF XXXX XXXX {$0.00} {$0.00} XXXX XXXX  XXXX {$0.00} {$0.00} FIRST XXXX XXXX {$0.00} {$0.00} COMENTIY XXXX XXXX {$0.00} - - -No Data Account Information Address XXXX XXXX XXXX, BUILDING A XXXX, OH XXXX Phone Phone number not available Date XXXX XX/XX/XXXX XXXX XXXX XXXX {$0.00} - - -No Data XXXX XXXX  XXXX {$0.00} - - -No Data XXXX XXXX {$0.00} - - - XXXX XXXX XXXX XXXX Account Information Address XXXX XXXX XXXX XXXXXXXX XXXX  XXXX Phone ( XXXX ) XXXX Date Opened XX/XX/XXXX XXXX XXXX Account HUNTER XXXX XXXX XXXX Account Information Address XXXX XXXX XXXX XXXX XXXX XXXX FL XXXX Phone ( XXXX ) XXXX XXXX Opened XX/XX/XXXX XXXX XXXX XXXX XXXX Account Information Address XXXX XXXX XXXX XXXX XXXX, XXXX XXXX Phone ( XXXX ) XXXX Date Opened XX/XX/XXXX XXXX XXXXXXXX XXXX Account Information Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Phone ( XXXX ) XXXX Date Opened XX/XX/XXXX XXXX XXXX XXXX Account Information Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Phone Phone number not available Date Opened XX/XX/XXXX XXXX 'S XXXX Account Information Address XXXX LXXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX Phone ( XXXX ) XXXX Date Opened XX/XX/XXXX DEPT OF XXXX XXXX Account Information Address XXXX XXXX XXXX XXXX XXXX, VA XXXX Phone XXXX XXXX ) XXXX Date Opened XX/XX/XXXX Responsibility Individual Account Account Type Installment Account XXXX Type STUDENT LOAN Balance {$0.00} Date Updated XX/XX/XXXX Last Payment Made XX/XX/XXXX High Balance {$3500.00} Pay Status Paid, Closed ; was Paid as agreed https : XXXX XXXX XXXX # XX/XX/XXXX Terms 120 months XXXX Deferred XXXX Closed XX/XX/XXXX Remarks CLOSED DEPT OF XXXX XXXX Account Information Address XXXX XXXX XXXX XXXX XXXX, VA XXXX Phone ( XXXX ) XXXX Monthly Payment {$0.00} Date Opened XX/XX/XXXX Responsibility Individual Account Account Type Installment Account Loan Type STUDENT LOAN Balance {$0.00} Date Updated XX/XX/XXXX Payment Received {$0.00} Last Payment Made XX/XX/XXXX High Balance {$6000.00} Pay Status Paid, Closed ; was Paid as agreed Terms {$0.00} per month for XXXX months, Deferred Date Closed XX/XX/XXXX XXXX CLOSED XXXX XXXX Account Information Address XXXX XXXX XXXX XXXX, PA XXXX Phone ( XXXX ) XXXX Date Opened XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Phone ( XXXX ) XXXX Date Opened XX/XX/XXXX Responsibility Individual Account XXXX XXXX XXXX Location XXXX XXXX XXXX XXXX XXXX XXXX, VA XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Requested XXXX XX/XX/XXXX Phone ( XXXX ) XXXXXXXX XXXX XXXX XXXXcation XXXX XXXX XXXX XXXX XXXX, FL XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX XXXX Location XXXX XXXX XXXX XXXX XXXX PA XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX https : /XXXX XXXX XXXX XXXX # XX/XX/XXXX XXXXXXXX XXXX C/O XXXX XXXX XXXX XXXX, FL XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX Location XXXX XXXX XXXX XXXX XXXX, WA XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX via TRANSUNION XXXX IN XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX Requested On XX/XX/XXXX, XX/XX/XXXX Phone ( XXXX ) XXXX XXXX  Location XXXX XXXX XXXX XXXX XXXX, CA XXXX Requested On XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX XXXX via XXXX INTERACT XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXX XX/XX/XXXX Phone ( XXXX ) XXXX XXXX via TRANSUNION INTERACTIVE Location XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NC XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX # XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NC XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX Location po XXXX XXXX XXXX, IN XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX XXXXXXXX Location XXXX CIRCLE STAR WAY XXXX FLOOR XXXX XXXX, CA XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX Location XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX XXXX  Location XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX Location XXXX XXXX XXXX XXXX SUITE XXXX XXXX, IL XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX Location XXXX XXXX XXXX XXXX SUITE XXXX XXXX, IL XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX Location XXXX XXXX XXXX XXXX, VA XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX https : XXXX  & XXXX # XX/XX/XXXX XXXX Location XXXX XXXX XXXX XXXX, VA XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX  Location XXXX XXXX XXXX XXXX, AZ XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXXXXXX XXXX XXXX Location XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX via XXXX XXXX XXXX XXXX XXXX XXXX XXXX. 
XXXX XXXX XXXX XXXX, VA XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX via XXXX XXXX XXXX XXXX XXXX XXXX XXXX. 
XXXX XXXX XXXX XXXX, VA XXXX Requested On XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX Phone ( XXXX ) XXXX XXXX via XXXX XXXX CO XXXX XXXX XXXX XXXX XXXX XXXX, TN XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX Location XXXX XXXX XXXX XXXX, PA XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX https XXXX XXXX & XXXX # XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MN XXXX Requested On XX/XX/XXXX XXXX ( XXXX ) XXXX XXXX XXXX via XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX Requested On XX/XX/XXXX XXXX ( XXXX ) XXXX XXXX XXXX Location XXXX XXXX XXXX XXXX, FL XXXX Requested On XX/XX/XXXX XXXX ( XXXX ) XXXX XXXX Location XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, OH XXXX Requested On XX/XX/XXXX XXXX XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX XXXX via XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX, PA XXXX Requested On XX/XX/XXXX XXXX ( XXXX ) XXXX XXXX XXXX Location XXXX XXXX XXXX XXXX, PA XXXX Requested On XX/XX/XXXX XXXX ( XXXX ) XXXX XXXX XXXX XXXX Location XXXX XXXX XXXX XXXX XXXX XXXX, MO XXXX XXXX XXXX XX/XX/XXXX XXXX ( XXXX ) XXXX XXXX Location XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX On XX/XX/XXXX XXXX ( XXXX ) XXXX https : //annualcreditreport.transunion.com/dss/disclosure.page? & XXXX # XX/XX/XXXX XXXX XXXX XXXX  Location XXXX XXXX XXXX XXXX, VA XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX Location XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX TRANSUNION XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX XXXX via TRANSUNION XXXX IN XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, VA XXXX Requested On XX/XX/XXXX Phone XXXX XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NC XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, WA XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CT XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX Name Requested XXXX XX/XX/XXXX XX/XX/XXXX XXXX XXXX XXXX Location XXXX XXXX XXXX XXXX, CA XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, AZ XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX However, XXXX stated everything was complete and accurate. But how is that possible if the open date, date of last activity and much more is incorrect. Some of these are over XXXX even 12 years that have been sitting on my credit with no action or investigation. 
According to XXXX XXXX XXXX ( XXXX ), they are supposed to modify accounts that aren't reporting correctly. 

XXXX XXXX. XXXX ( A ) ( XXXX ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.