Consumer complaint received 2018-07-05
Product: Mortgage — Conventional home mortgage
Issue: Struggling to pay mortgage — 
Company: Phelan Hallinan Diamond & Jones, PC (PA)

qFrom the Office of XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   PA XXXX  1 ) Pennsylvania State Police Attention Trooper XXXX XXXX XXXX XXXX XXXX PA XXXX  2 ) Superior Court of Pennsylvania XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX PA XXXX  3 ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX Pennsylvania XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX P 4 ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Washington, DC XXXX CEO : XXXX XXXX XXXX XXXX 5 ) XXXX XXXX Sheriff Department XXXX XXXX XXXX XXXX PA XXXX  Sheriff XXXX XXXX XXXX for XXXX XXXX from XXXX XXXX XXXX that will be replace soon and Phelan Hallinam and this criminal XXXX, from XXXX XXXX This will be your sentence for your criminal activity count on it. Lying XXXX  bring back all stolen private property done in the most criminal way by you. Once I win my legal case and you will go to prison count on it. Also there will be a criminal charges against you for $ XXXX count on it. I will never stop never even if will take 50 years. I am not a criminal like you I only defend my I am a victim of fraud done in particular by XXXX XXXX, XXXX, XXXX XXXX and XXXX XXXX XXXX with false and forge documents and a Mortgage Note never singed by myself an d all done in a top secret close door act against 6/91 Foreclosures act of PA. I am very confident that the Superior Court will award back my property. XXXX XXXX XXXX the case moved to the Supreme Court ( SEE ATTACED CONFIRMATION ) and I will never ever stop until people like this lying XXXX  will go to Prison. Please use this letter as evidence so you can record OFFICIALY the theft and vandalism done by XXXX from XXXX XXXX to my property since was illegal and fraudulent and done in a top secret close door act done on XX/XX/XXXX. The activity and criminal behavior of XXXX XXXX should be severely penalized to the full extent of the law. I am the Owner of XXXX XXXX XXXX XXXX XXXX XXXX PA XXXX  that was, is and will always be my property. I do not have any financial obligation on this property and my name is on the Deed and not on the Mortgage Note which is the only document giving the bank the right to reposes the property. I am writing again XXXX XXXX XXXX, since IN XX/XX/XXXX or XX/XX/XXXX I will get back my property for which I am 1000000 % confident. I want to record with your office the barbaric act of vandalism, criminal trespassing inside my property and theft so in the future there would be no dispute in the criminal courts. I want to make sure that the criminal activity of XXXX XXXX will be recorded TOO since I will bring their criminal activity inside the Court ASAP after getting back my property in XX/XX/XXXX or XX/XX/XXXX since I am 100 % sure I will get back via a legal system not criminal activity like this horrible XXXX XXXX company did to my property for which I do not have any mortgage as my name is not on any mortgage Note. The case is moving to Supreme Court and if necessary will go to the Supreme Court in DC so you will pay massive legal fees count on it. I am glad that this happened since I can put in prison one of those criminal lawyer that used forge documents IN ORDER TO OBTAIN A FRAUDULENT DECISION. No lying lawyer or Judge are above law period. I have a meeting with the President Judge at the Superior Court to start a massive investigation on the fraud perform by a criminal lawyer from XXXX. PRISON TIME for this lair PRISON time SOON for XXXX  lawyer and you count on it. It is embarrassing to even think that XXXX tries to cover up abuses and there will not be any legal consequences. I will never stop until all damages are paid period. I am a victim of fraud done in particular by XXXX  in a top secret close door act against PA 6/91 Foreclosures act. Brhm should NEVER FORGET THAT is my property and will remain my property. To understand the criminal activity of XXXX and the two law Firm involved please see legal cases involved in the fraud against my property. Please see legal cases against this company specialized in lying and defrauding families for a portion of French fries. Pa. Justices Revive Foreclosure Fee Suits Against Law Firms By XXXX XXXX   Law360, Philadelphia ( XX/XX/XXXX, XXXX XXXX EDT ) -- The Pennsylvania Supreme Court on Monday revived a pair of putative class actions accusing XXXX XXXX XXXX XXXX and Phelan Hallinan & XXXX XXXX of illegally collecting excessive fees in connection with mortgage foreclosure actions against Pennsylvania homeowners, concluding that attorneys can be found liable to borrowers under state law. In a 3-1 decision, Pennsylvanias highest court reversed a 2014 Superior Court ruling that Pennsylvanias Loan Interest and Protection Act, also known as Act 6, only restricted residential mortgage lenders, and not law firms, from charging ... Class Action filed against XXXX XXXX XXXX for violations of FDCP A class action lawsuit filed in XX/XX/XXXX under the Fair Debt Collection Practices Act in United States District Court, My name is XXXX XXXX I am the Owner of XXXX XXXX XXXX XXXX XXXX XXXX PA XXXX that was, is and will always be my property. I do not have any mortgage or any financial obligation on this property and my name is on the Deed and not in any Mortgage Note. Now XXXX XXXX must pay before I get back my property and win the legal case. I will clarify for YOU the importance of the Mortgage Note and I pray that XXXX XXXX finally understand that the top secret close door act was illegal, fraudulent and against 6/91 Foreclosure act of PA. Also I want to clarify the fact that the documents sent to foreclose on my property are forge document. Each document has an IP address and I sent this forge document to see from where this IP address came from so I can file criminal charges to that IP address user too as I will do against XXXX XXXX. I will explain again so this XXXX XXXX will understands the vital importance of this document. What is the difference between a mortgage and a Promissory Note? Homebuyers sometimes think of the mortgage ( or deed of trust ) as the contract they are signing with the bank to borrow money to purchase a house, but it is the promissory note that contains the promise to repay the amount borrowed. A mortgage note ( also known as a real estate lien note, borrower 's note ) is a promissory note secured by a specified mortgage loan. Mortgage notes are a written promise to repay a specified sum of money plus interest at a specified rate and length of time to fulfill the promise. The mortgage note states the amount of debt and the rate of interest, and obligates the borrower, who signs the note, personally responsible for repayment. Without a promissory note, a foreclosing plaintiff can not show a legal injury, i.e., does not have standing to sue. Without standing, the action before the court does not qualify as a " case or controversy '' under Article III of the constitution. Courts can only make rulings on " cases or controversies ; '' advisory opinions are a legal nullity. Consequently, a court that purports to enter a " judgment '' where it has no subject matter jurisdiction has in fact entered a legal nullity on its docket ; that " judgment '' is void as a matter of law. As such, any such " judgment '' entered where the plaintiff had no standing is open to collateral attack in any subsequent proceeding. What is more, subject matter jurisdiction can not be waived ; were that the case, parties could falsely induce courts to make binding rulings -- obviously non-sensical. In essence, the ruling upheld that those who had purchased foreclosure properties that had been illegally foreclosed upon did not in fact have title to those properties. As mention many times soon I will get back my property and soon will start my criminal case against XXXX XXXX for defrauded my property and must pay {$260000.00} very fast. Once the legal case FINISH AND I WILL GET BACK MY PROPERTY I will start a criminal legal case and the price will go to {$10.00} mill since I can successful represent myself inside the Court. I am 100000 % sure I will win back my property and file criminal charges against ) XXXX XXXX and deceiving Law Firm XXXX XXXX XXXX that organized the fraud inside my property and help criminal stole my private property. I am a XXXX with 29 years XXXX experience and I was involved in the procedure of each mortgage documents so there is no need to enter in any polemics. I filed complaints with Dept. of Justice, PA Attorney General & Governor as well as other Dept. I will never stop and I involved, TV, XXXX XXXX CEO : XXXX XXXX XXXX XXXX was informed weekly and now XXXX XXXX is directly involved in defrauding my property as they allowing stolen private done by lying XXXX property damage, vandalism, theft organized from XX/XX/XXXX until XX/XX/XXXX theft done without having any legal rights or permission to enter inside my property as well as the theft from XX/XX/XXXX when they stole all my private property without giving me any chance to defend myself. I was out of the Country, also I am in litigation at the Superior Court ( see attached doc ). After 29 years living in this close community I learn that a person in foreclosure no longer has access in the community, therefore I had no access to my house. All my neighbors in the last 4 years sold their property or moved out so I could not be inform anymore of any activity at my property. The people involved in all theft and vandalism knew about these laws and acted secretly so they could defraud me without any problems. Since XX/XX/XXXX I was not allowed to enter the community and all fraud done in a top secret close door. I want to record with your office in particular the activity of XXXX XXXX XXXX ( is clear that a {$75000.00} per year revenue company is an inside lawyer recommendation ) located at : XXXX XXXX XXXX XXXX XXXX XXXX   and XXXX XXXX XXXX that removed in XX/XX/XXXX the leftover part of what was not stolen from XX/XX/XXXX until XX/XX/XXXX under direct umbrella of XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX in XX/XX/XXXX. I want your office to notice : 1 ) Hideout is a close in community with gate and security guard art all gates.

2 ) the Deed was transferred temporary to XX/XX/XXXX on a fraudulent and illegal top secret close door.

3 ) until I get back my Deed I do not can not have access at the Gate.

4 ) Since my case is at the Superior Court I will let the Court return my property through legal decision.

5 ) It is time to stop those top secret close door activity in XX/XX/XXXX NOW. ITEMIZED LIST OF ITEMS OF STOLEN PRIVATE PROPERTY ( I DO NOT HAVE MORTGAGE ) 1 ) Main floor bedroom furniture includes bed mattress table two chairs total value {$750.00} 2 ) Main bedroom cloths and entry closet value {$6900.00} 3 ) Main floor living room : refrigerator, dishwasher machine, stove, microwave, value {$2600.00} 4 ) Main floor China vitrine as well as dinner table chest value {$6600.00} 5 ) Main floor XX/XX/XXXX large flat TV, video recorder, video player 800 DVD value {$5800.00} 6 ) Main floor fire place accessory other decoration tools, accessory value {$4600.00} 7 ) Main floor China crystal and 12 person dinnerware crystal decoration value {$4800.00} 8 ) Main floor Washer and dryer plus bathrooms items value {$1700.00} 9 ) Main floor window treatments and decorations value {$2500.00} 10 ) Main floor lamps decoration, XX/XX/XXXX fan, tablecloths others value {$5500.00} 11 ) Main floor very exclusive plate decoration value {$4800.00} 12 ) Main floor porch garden tools furniture grill other value {$5700.00} 13 ) Basement 2 bicycles golfs 4 full sets, bar, winter sports items value {$5400.00} 14 ) Basement Antique fireplace decoration from Italy value {$12000.00} 15 ) Basement antique items and decoration items in window and vitrine value {$6800.00} 16 ) Basement books, boiler, XX/XX/XXXX bar, air condition, others value {$6900.00} 17 ) Second floor Bamboos bedroom 2 furniture deco TV chairs value {$3900.00} 18 ) Second floor books in the bedroom closet other items value {$4600.00} 19 ) Second floor in second bedroom cloths including 20 suits value {$7800.00} 20 ) Second floor bedroom # 2 cloth including suits coats pullovers value {$4900.00} 21 ) Second floor Livingroom sofa, TV, Karaoke DVD VHS CASSETS MUSIC value {$12000.00} 22 ) Second floor Livingroom Bamboo chest with 20 pullovers decoration value {$5800.00} 23 ) Second floor wall decorations and memorabilia value {$18000.00} 24 ) Main entry furniture decorations other items inside the house value {$1500.00} 25 ) Garden tools and small shed value {$1600.00} 26 ) 24 garden large pine trees value {$22000.00} 27 ) 2 large decoration deck trees value {$900.00} Total {$160000.00} There is another {$74000.00} on stolen property for which I have all Photo Total damages is now {$240000.00} plus {$23000.00} for a GRAND TOTAL of {$260000.00}