Consumer complaint received 2019-08-08
Product: Mortgage — Other type of mortgage
Issue: Closing on a mortgage — 
Company: JPMORGAN CHASE & CO. (AL)

My complaint is about Washington Mutual participating in Mortgage Fraud. Even though the fraud began XX/XX/XXXX, I recently discovered it while looking up family real estate documents in XXXX County Courthouse records.Up until XX/XX/XXXX, I had a fiduciary Trust in all involved in the divorce court ordered sale of marital home.Also, there was either a forged signature at closing ( forgery has no SOL, ) or else a straw man to flip sale. 

The problem : I was given our jointly owned home pending divorce. But I couldnt afford its mortgage payments assigned by court, Court ordered home sold in 6 months. I lost control of house sale via Court.I was forced to sell home for only {$3500.00} more ( {$290000.00} ) than purchased new XX/XX/XXXX ( {$290000.00} ). 

Before home sale ordered, I added $ XXXX of upgrades thru my inheritance. 

My then spouse, XXXX XXXX, lived in home only 6 months before moving out. I paid everything about the home from day one, before forced to sell 3 years later. 

I paid notes and upkeep until my inheritance depleted inXX/XX/XXXX. My spouse was never forced to pay alimony or child support by court. I paid thousands in improvements, that house was my retirement. Because spouse never paid support, foreclosure loomed XX/XX/XXXX,  & court took over after ordering sale. 

Problem : house flipped 4 months later, XXXX higher-its true worth-by mysterious buyer nobody saw. WAMU Mortgage should have closed out when XXXX XXXX & I sold house to the buyer I never met & who never desired to see home inside.But, XX/XX/XXXX, WAMU had my now ex husband and I sign a mortgage release lien from a different WAMU altogether, this in FL. But WAMU Mortgage was paid XX/XX/XXXX!! Why again, XX/XX/XXXX? 

People involved : ( 1 ) Me, victim, lost $ XXXX in mortgage fraud. ( 2 ) WAMU, applied second mortgage after house already soldXX/XX/XXXX. ( 3 ) XXXX XXXX XXXX XXXX, changed conventional mortgage to promissory note for mysterious buyer XXXX XXXX XXXX XX/XX/XXXX. ( 4 ) Ex spouse XXXX, forged name of XXXX XXXX. ( 5 ) Real Estate Agent XXXX XXXX XXXX whom I fired from selling home earlier for walking inside randomly. XXXX was same agent who sold house for flip. 

Documents : ( not in same order, sorry! ) ( 1 ) XX/XX/XXXX First Mortgage of home with XXXX XXXX. ( 2 ) assignment of same, on same day, to WAMU. ( 3 ) Court Record of XX/XX/XXXX sale recorded XX/XX/XXXX. ( 4 ) copy of sale of home XX/XX/XXXX, Closing XXXX XXXX XXXX disbarred for XXXX later, in XX/XX/XXXX. Also, doc incorrectly states spouse and I are single. Were not divorced until that XX/XX/XXXX. No real estate agents or buyer showed at closing, just spouse, XXXX XXXX and I, ( 5 ) Mysterious Buyer XXXX XXXX Contract On XXXX XXXX in XX/XX/XXXX, who was seller? Also, note botched the zip code, it was XXXX. ( 6 ) promissory note for mysterious XXXX XXXX XXXX mortgage to buy XXXX XXXX onXX/XX/XXXX.  Note XXXX XXXX XXXX On paragraphs 2 & 3, acts like for a rental, not for a sale. Also, two borrowed amounts for note, $ XXXX or XXXX? ( 7 ) Sale of XXXX XXXX XXXX contract in XX/XX/XXXX by XXXX XXXX, just 4 months later, $ XXXX higher ( $ XXXX ). ( 8 ) XX/XX/XXXX Lien Release by WAMU, my ex had me sign it, or something like it in XX/XX/XXXX. This time a Florida WAMU release.. ( 9 ) XXXX XXXX XXXX  mortgage lien release for XXXX XXXX  with wrong year : says released XX/XX/XXXX, should, XX/XX/XXXX. Also, XXXX XXXX own notary & employee notarized that she recognized her own boss (? ). Why? XXXX XXXX Boss claims in release he knew Mysterious Buyer. But that is not what is notarized.