Consumer complaint received 2024-02-09
Product: Credit reporting or other personal consumer reports — Other personal consumer report
Issue: Incorrect information on your report — Information is incorrect
Company: EQUIFAX, INC. (WI)

XXXX XXXX XXXX XXXX XXXX XXXX XXXX WI XXXX To Whom it may concern : I am reaching out to address a plethora of issues that I have with XXXX, Equifax and XXXX. After reaching out to two of the three to have my name updated and the ONLY mailable address placed on my credit reports as well as an updated phone number, I have decided to go a different route and file this complaint with the Consumer Financial Protection Bureau. 
First Issue : My Name My Name is not : 1. XXXX XXXX XXXX 2. XXXX XXXX 3. XXXX XXXX 4. XXXX XXXX XXXX 5. XXXX XXXX 6. XXXX XXXX 7. XXXX XXXX XXXX The name that should be on all three of my credit reports should be XXXX XXXX in fact my copyright is # XXXX which is verification that my name is copywritten. 
The resolution that I expect is that my name be changed immediately. There is no need for further investigations or anything else. Due to divorce, I am legally not XXXX XXXX XXXX CASE # XXXX. 
My address is not : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  The only mailable address that should be on file is : XXXX XXXX XXXX, XXXX Wisconsin XXXX The only phone number that should be on file is : XXXX The Credit Bureau ( s ) needs to provide me with copies of all documentation associated with the request to update my information which once again is to have : My correct name and no other variations of it The only MAILABLE address which I have provided. The only phone number that is operational on my account. Due to the continuous inaccuracies that have been reported on my credit reports and the failure to adhere to 15 USC 1681 which deals with reporting of those inaccuracies, I am demanding that I be compensated due to your discretions for limiting my ability to obtain the necessities that are required to provide for my children as well as myself. I am seeking compensation in the amount of {$30000.00} which can be sent to me via check at the mailable address included with this letter. In the meantime, to be in full compliance with the FCRA laws and guidelines, all the information listed under " Public Records '' all of the names, unmailable address and telephone numbers need to be immediately deleted from the credit file you maintain under my name and social security number. Be further advised that I am closely monitoring my credit file. Per the Federal Law, you have exactly 30 days to complete this investigation as outlined per the Fair Credit Reporting Act 623 ( a ) ( 3 ). Otherwise, anyone paying for your reporting services could fax, mail, email fraudulent and erroneous account information. I have given XXXX as well as Equifax multiple attempts to follow the laws and even called them so I could discuss this with an actual person. Any help in this matter would be greatly appreciated. I am hoping this matter will result in the removal of the incorrect name, incorrect phone numbers and unmailable addresses be removed from my account. If you have any concerns, please feel free to contact me at XXXX or email me XXXX Thank you for your time. 
Sincerely, XXXX XXXX XXXX