Consumer complaint received 2024-02-24
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC. (CA)

I am writing to express my frustration and disappointment regarding the repeated unsuccessful attempts to remove fraudulent items from my credit report. Despite multiple communications and efforts on my part to rectify this issue, the fraudulent entries persist, severely impacting my creditworthiness and financial standing. 

The fraudulent items in question have been identified as inaccurate. These entries are the result of fraudulent activity and have no association with my financial history or transactions. 

I have diligently followed the proper procedures for disputing these fraudulent items, providing ample documentation and evidence to support my claims. However, to my dismay, these efforts have been met with little to no resolution, leaving the fraudulent entries intact on my credit report. 

The persistence of these fraudulent items has caused significant distress and hardship for me, affecting my ability to obtain credit, secure favorable interest rates, and make important financial decisions. Moreover, the inaccurate portrayal of my credit history tarnishes my reputation as a responsible consumer and undermines my financial integrity. 

I implore you to take immediate action to thoroughly investigate this matter and expedite the removal of the fraudulent items from my credit report. It is imperative that my credit history accurately reflects my financial standing and is free from any fraudulent activity that could harm my reputation and financial well-being. 

Additionally, I request transparent and timely communication throughout the resolution process, including updates on the progress of the investigation and the actions being taken to address this issue. Clear communication will help restore my confidence in your organization and demonstrate your commitment to resolving this matter effectively. 

Failure to address this complaint promptly and satisfactorily may compel me to seek alternative avenues for resolution, including legal action and involvement of regulatory authorities. I trust that you understand the gravity of this situation and will take immediate action to rectify it. I am asking for your assisstance to remove these fraud items in my credit file : XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Balance Owed : {$0.00} XXXX XXXX XXXX XXXX Balance Owed : {$10000.00} XXXX XXXX XXXX XXXX Balance Owed : {$11000.00} XXXX XXXX XXXX XXXX Balance Owed : {$13000.00} XXXX XXXX XXXX XXXX XXXX Owed : {$37000.00} XXXX XXXX XXXX XXXX Balance Owed : {$130000.00} XXXX XXXX XXXX XXXX Balance Owed : {$110000.00} XXXX XXXX XXXX  XXXX Balance Owed : {$57000.00} XXXXXXXX XXXX ( Original Creditor : XXXX XXXX ) XXXX Balance Owed : {$630.00} XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX Balance Owed : {$0.00} XXXX XXXX XXXX XXXX Balance Owed : {$13000.00} XXXX XXXX XXXX XXXX Balance Owed : {$37000.00} XXXX XXXX XXXX XXXX Balance Owed : {$130000.00} XXXX XXXX XXXXXXXX XXXX Balance Owed : {$110000.00} XXXX XXXX XXXX XXXX Balance Owed : {$57000.00} XXXX XXXX  XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX, XXXX  XXXX XXXXXXXX XXXX  XXXX XXXX XXXX, XXXX XXXXXXXX XXXX XXXX Balance Owed : {$0.00} XXXX XXXX Balance Owed : {$0.00} XXXX XXXX XXXX XXXX Balance Owed : {$13000.00} XXXX XXXX XXXX XXXX Balance Owed : {$130000.00} XXXXXXXX XXXX XXXXXXXX XXXX Balance Owed : {$110000.00} XXXX XXXX XXXX XXXXXXXX Balance Owed : {$0.00} XXXX XXXX XXXX  ( Original Creditor : XXXX XXXX XXXX ) XXXX Balance Owed : {$240.00} XXXX XXXX ( Original Creditor : XXXX XXXX XXXX ) XXXX Balance Owed : {$630.00}.