Consumer complaint received 2018-08-02
Product: Mortgage — Other type of mortgage
Issue: Trouble during payment process — 
Company: Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC) (NY)

I am submitting this complaint based upon previous complaints ( XXXX ( filed XX/XX/XXXX ), XXXX ( filed XX/XX/XXXX ), XXXX ( filed XX/XX/XXXX ) Complaints XXXX ( filed XX/XX/XXXX ), and XXXX ( filed XX/XX/XXXX ) where replied with the standard response of a letter the attorney ( at the time ) for BLS dated XX/XX/XXXX when representing same, BLS, in court from XX/XX/XXXX thru XX/XX/XXXX. ( see attached again ) On XX/XX/XXXX the court dismissed the case. There is no litigation at this time or minimally since the dismissal between the parties. 
* In BLS response to the latest complaint it states on page 3 of 7 that : " Bayview 's litigation counsel, Ms. XXXX XXXX of XXXX XXXX, has informed Bayview that the subject loans remain in active litigation, which has not been dismissed. Because of this, the appropriate forum for Mr. XXXX to continuously raise his duplicative concerns is in court. Ms. XXXX may be reached at ( XXXX ) XXXX. '' * The court record attached again clearly depicts that there is no active litigation since XX/XX/XXXX when the judge dismissed the case. 
BLS has record of this and so does XXXX XXXX as they mailed a notice of entry to my address. 
This excuse that has been espoused throughout the above complaints with no explanation other than a XXXX letter from XXXX XXXX is stale and blatantly false on its face as all can see. 
THERE IS NO ACTIVE LITIGATION * BLS has been using this above as its excuse for not replying with any substance to all the questions/issues raised in the above complaint number. All while knowing that this is factually untrue. ( see response from BLS also to items 7-8 in previous complaint page 5 of 7. ( XXXX ( filed XX/XX/XXXX ) ) * Next BLS states that it has been sending my correspondence, invoices, etc to the cooperative attorneys that they made payments to which caused this whole issue back in XXXX and then after the mistake charged illegal escrow accounts holding me responsible for same ( HOA fees ). Then when taken to court regarding the matter they seemingly started charging me legal fees without making petition to the court for same, and as you can see from the decision and order of XX/XX/XXXX no legal fees were awarded. The case was dismissed without prejudice. 
1 ) To such I demand an explanation clearly depicting under what authority they charge legal fees as corporate advances when no such fees have been awarded or sought. 
2 ) In the same vain I demand an explanation of how BLS is able to create an escrow account per both loans ( XXXX ) for HOA 's where no provision in any of their documents allow such. I demand that they cite specific language in the agreements between the parties of such right to same especially since they already wrote me that the loans are not escrow loans. 
3 ) I demand that BLS give a certified accounting ( sworn to ) of every piece of information sent to these other individuals depicting the date, time, etc. BLS has been sending all correspondence, for my private loans, illegally to XXXX XXXX XXXX. There further is no such name in the authorization document stated.The authorization BLS is arguing it placed its reliance upon was the a cooperative organization dealing with a whole different matter signed by XXXX XXXX, as President with no authorization language giving BLS any authority to send documents to them. This is a flagrant disregard for my privacy and actually sharing my private information with a legal adversary, as BLS knows I had previously been in litigation with XXXX XXXX XXXX XXXX XXXX. 
4 ) I must demand that all the questions cited in the previous complaints ( XXXX ( filed XX/XX/XXXX ), XXXX ( filed XX/XX/XXXX ), XXXX ( filed XX/XX/XXXX ) minimally be answered with candor, and substantiated documentation. 
5 ) Further BLS has been making false representations to CRA 's depicting money owed that is not owed on either loan. They are not reporting regularly as depicted in their response on pages 3 thru 7.  They are adding in the Escrow and corporate advances which now depict me owing money that is greater than the loans I took back in the inception of the loans in XXXX. 
6 ) If you look carefully at the documents they submitted they, as usual, even for the obtuse purposes they submitted them, are incomplete depicting the abject ineptitude of BLS. 
7 ) They must adjust my loan XXXX as paid in full and give me my ownership documents 8 ) They must apply my payments that have been being sent regularly, and timely to the appropriate loans, and stop the play of misapplying my payments to force the loans into a foreclosure posture. 

attachments - 1st depicts the dismissal of the case between myself and BLS in XX/XX/XXXX 2nd attachment depicts the ridiculous response BLS has been using to respond by saying they can not deal with these issues brought up by me in CFPB complaint because of current litigation ( note letter is dated XX/XX/XXXX ) ( file name ( XXXX XXXX ) )