Consumer complaint received 2021-05-14
Product: Debt collection — Credit card debt
Issue: False statements or representation — Attempted to collect wrong amount
Company: Klima, Peters & Daly, P.A. (MD)

This is a second case complaint I am filing against the law firm called Peroutka XXXX Miller , Klima & Peters, aka PMKP, XXXX XXXX XXXX XXXX XXXX XXXX, XXXX MD XXXX. This law firm is attempting to collect a debt against me that I previously disputed vs another collector in XXXX. I sent them a letter showing evidence to this fact. On XX/XX/XXXX I mailed to PMKP, USPS certified return receipt, Article No. XXXX XXXX XXXX XXXX XXXX, as evidence a package containing copies of my original Debt Validation Letter from XX/XX/XXXX that I sent to the previous debt collection company called XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX TX XXXX. XXXX XXXX XXXX. They ( XXXX XXXX were representing a client called XXXX XXXX XXXX XXXX XXXX XXXX XXXX failed to answer or comply with the seven items I requested in my Debt Validation Letter in accordance with the FDCPA. Instead, what they sent to me was a generic package of copies of a statement report with my name on it. Perhaps most importantly, they failed to show evidence of their legal standing in accordance with my request ( s ). I'd never heard of XXXX XXXX nor their client XXXX XXXX XXXX XXXX  I never signed any agreements with either. As far as I was concerned I had no obligations to them. They failed to prove to me otherwise. I did not receive any further correspondence from XXXX after that. Their 30 days to comply with my Debt Validation Letter had long expired. I considered the matter closed. Then while gathering my mails this XXXX from this current year I discover a letter from PMKP ( identified above ) attempting to collect the very same debt XXXX XXXX XXXX failed to validate a year earlier. PMKP listed as their client the same XXXX XXXX  XXXX XXXX company whom I can only assume was made aware of their first collector failing to validate the debt. The letter was nonthreatening and offered me a significant settlement amount without listing a percentage or dollar amount. The letter DID NOT mention their intent to file legal action against me. I inadvertently discovered through third party advertisements mailed to me by Debt Solutions companies that PMKP had already filed legal suit against me at the XXXX XXXX MD XXXX XXXX : XXXX. I called the court clerk 's office and received confirmation that a Motion for Summary Judgement was filed against me by a XXXX XXXX. I have not been served nor sent a notice by PMKP that they'd filed legal action against me. I find that practice most deceptive. In fact, PMKP law firm completely ignored my letter dated XX/XX/XXXX advising them that the debt they were attempting to collect had already been successfully disputed. I urged them to drop the civil case against me and cease and desist their attempts to collect a debt against me. Again, in that XX/XX/XXXX envelope I enclosed copies of the Debt Validation Letter dated XX/XX/XXXX I sent to XXXX XXXX XXXX, to include USPS tracking information and copies of the actual signed receipts. PMKP law firm responded by completely IGNORING the letter and detailed information I sent them. Instead, their reply letter to me read as though I was requesting an initial Debt Validation from them. I wrote nothing of the sort. My letter to them was very brief and straightforward. Yet, they chose to ignore it. What they sent to me in return was a copy of one of those multi-page statement documents. They chose to ignore the evidence I provided them proving the debt was invalid. I said in my first complaint vs PMKP with your agency, but it bears repeating. This law firm is a rogue and predatory operation. My research around the internet, to include the XXXX  website, is that this firm is preferred by XXXX debt collectors. For those bottom feeding companies understand PMKP is reputed to be aggressive and deceptive in tactics and have a willingness to flaunt the law. PMKP is known to prey on the unsuspecting consumer with tactics that can only be described as underhanded. It is imperative that your agency XXXX or perhaps the XXXX XXXX XXXX hold this firm accountable. By the way, I can provide copies of any documents I mentioned in this complaint. I decided to hold off for now as to not overwhelm you. Thank you