Consumer complaint received 2019-04-17
Product: Debt collection — Payday loan debt
Issue: Took or threatened to take negative or legal action — Threatened to arrest you or take you to jail if you do not pay
Company: Populus Financial Group, Inc. (F/K/A Ace Cash Express) (TX)

Re : United States Court of Appeals ; Case File # XXXX ; YOU CAN APPLY FOR AN OUT OF COURT RESOLVE OPTION ( OOCR ) : All you do is email us back for taking care of this matter outside the court house. 
Personal/Loans Open/XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/2018 XXXX XXXXXXXX XXXX  to XXXX Greetings to whom it may concern, I am officially emailing you back with a reply for the OOCR program/settlement. Email is the best way to reach me and have a receipted correspondence of the upcoming steps for gradually clearing this old debt. Thank You in advance and look forward to hearing from you shortly. 
Respectfully Submitted, XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX  XXXX!!! 



On Thu, XX/XX/2018 at XXXX XXXX XXXX XXXX XXXX  XXXX wrote : Reason of this notification : Against you filed Concealment Lawsuit ( Terminology *Concealment Lawsuit* in law book means any Creditor/Company/Law Firm/Business can file case against you without revealing identity to convict/ ( YOU ). 





FINAL NOTICE FOR DEBT SETTLEMENT CASE FILE NUMBER XXXX DUE AMOUNT : {$1300.00} LOAN COMPANY XXXX XXXX XXXX  Failure to attend may result in a warrant being issued for your arrest. 



SUBMITTED XX/XX/2018 FOR LOAN RECOVERY You are hereby summoned and required to serve upon Plaintiff. Pursuant to 17 U.S.C 415 ( c ) we are automatically authorized for filing of this petition and taking any action to collect this debt from you. 

We are hereby directed to withhold any restrained financial accounts and/or cease any income executions immediately. 
A violation of the petition filed to collect this debt may be actionable pursuant to 362 ( h ) or as contempt of court and punished accordingly. 

Three allegations are been charged as under : 1 ) Under Section 19 U.S.C 7859 Violation Of Federal Banking Regulation 2 ) Under Section 37U.S.C 2342 Collateral Cheque Fraud 3 ) Under Section 42U.S.C 5619 Theft By Deception The Attorney General 's Legal Affairs & Investigation Section has received the complaint regarding your bad loan. In an effort to make you aware of information received by the Attorney General 's Legal Affairs & Investigation Section concerning your Case File, we are sending this complaint to you for response. 

We would appreciate it if you would provide your written reply within 24 hours of receipt of this request so the complaint can be resolved without further action by the ( AIPOFS ) Annually Investigation Practices Of Federal System. 

I would like to personally offer you good faith adjustment if you agree the terms of the resolution so we can confirm with the Groups Of Attorneys that the resolution offered is acceptable and close the file. If you deny then I apologies but seek to issue arrest warrant against you in 24 hours you will be taken either from your work place or home under the custody of 72 hours after bail this matter will be fully revealed in courthouse after the default judgement.Under Section 31 U.S.C 3716 the company can collect the funds before three years of the contract as per the Federal Government Right to collect the debt first accrued, except as otherwise provided by law. 

Which carries a maximum sentence of 3.5 years of prison and a fine up to $ XXXXLegal costs and interest may be added to the debt.

YOU CAN APPLY FOR AN OUT OF COURT RESOLVE OPTION ( OOCR ) : All you do is email us back for taking care of this matter outside the court house.

PS. If you fail respond within 24 hours this Legal Action will be activated. You will be Entitle for an OOCR, so please EMAIL us back ASAP.

By requesting an offer in compromise, but if you are failed to do that then we shall start the process of pressing those charges against you.

Thank you for your prompt attention to this matter.

NOTE : Please send all communication electronically to this email asap. 
Office of the United States Trustee, Long Island Federal Courthouse, XXXX XXXX XXXX XXXX  XXXX, XXXX XXXX, NY XXXX XXXX XXXX XXXXE XXXX XX/XX/2018 , XXXX PM to me XXXX XXXX, XXXX Total Outstanding Balance ( Due Amount ) : {$1300.00} ( Including Late Fee, Penalty, Affidavit Charges and Rate of Interest Charges. ) The Payment Method accepted by our company in settlements is XXXX XXXX XXXX XXXX XXXX XXXX . 



One Time Settlement Offer : 1 : {$750.00} ( if paid Today ). 

2 : {$1000.00} ( If Paid Within Week ) Since this loan account is very past due so we would appreciate if you give this matter your earliest attention as this account has to be updated on an urgent basis to avoid legal action. 



For any queries or concern, you can contact us. 


XXXX XXXX XXXX  XXXX XX/XX/2018 , XXXX XXXX to me Please contact us on this same email as this is the Email Recovery Department of Advance Cash Express . 


Do update us with your intention that you want to resolve this case or you want to dispute XXXX XXXX XXXX XXXX XX/XX/2018, XXXX XXXX to me Let us know are you willing to resolve this case outside of the court house or not so that we can proceed further and update your case file. 

XXXX XXXX XXXX XXXX XX/XX/2018, XXXX XXXX to me Do update us with your intention that you want to resolve this case or you want to dispute. 

XXXX XXXX XXXX XX/XX/2018, XXXX XXXX to ace.debt.payday Good Morning, Neither of these 2 payments options are financially feasible for me at this time ... A payment plan of twice a month at {$50.00} is currently what I can financially afford to pay until this dept is settled ... I am currently in garnishment with my student loans and that is where over 50 % of my paycheck is going and has been for the past 2 years now. With that and paying bills, I don't have the finances to do extra and some of my current bills. If this plan can not be done, I understand and will have to seek other options .... 
Thank You XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX  XXXX!!! 




On Fri, XX/XX/2018 at XXXX XXXX XXXX XXXX XXXXE XXXX wrote : Let us know are you willing to resolve this case outside of the court house or not so that we can proceed further and update your case file. 

XXXX XXXX XXXX XXXX XX/XX/2018, XXXX XXXX  to me A review was done on your file with the account section and we have decided that you can also pay the amount in 12 equal installments of {$50.00} Biweekly starting from today so that we can hold your case file else it will be forwarded. But as per the company policy we can not take such small payments through Debit/Credit cards, As we have a tie up with the company so you can pay this through XXXX XXXX. 



And a full & final payment receipt will be provided to you as per your records. 

Therefore, do update us ASAP so that we can work well on your file. 


XXXX XXXX XXXX XXXX XX/XX/2018, XXXX XXXX to me We are waiting for your response. 

XXXX XXXX XXXX XX/XX/2018, XXXX XXXX to XXXX I have never heard of such or done any payment plan through XXXX .... Any payment/installment that I have ever done OFFICIALLY with a company/Bank/Creditor/Collector has always gone through an Official Office/Branch that has given me a receipt of payment each and every time a payment was taken or made. I need some clarification on this process because this does NOT sound Official at all with the response you just emailed me .... I am currently at work, but would like some official Documentation/contract sent to me via email with the layout of the payment plan/installment before I agree to this ... I am not saying this if fraudulent, but I have never cleared a debt in this manner. I am going off my history with clearing debts and debts of all kinds ... 
Thank You XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX!!! 



XXXX XXXX XXXX  XXXX XX/XX/2018, XXXX XXXX  to me You are hereby summoned and required to serve upon Plaintiff. Pursuant to 17 U.S.C 415 ( c ) we are automatically authorized for filing of this petition and taking any action to collect this debt from you. 


XXXX XXXX XXXX XXXX XX/XX/2018, XXXX XXXX to me ou are hereby summoned and required to serve upon Plaintiff. Pursuant to 17 U.S.C 415 ( c ) we are automatically authorized for filing of this petition and taking any action to collect this debt from you. 

Failure to attend may result in a warrant being issued for your arrest. 

XXXX XXXX XXXX XXXX XX/XX/2018, XXXX XXXX to me We have sent you several emails regarding this debt but you are not taking this matter seriously, we have to forward all these collection emails and download this case file as you have not updated your clear intention and ignoring this serious matter. 




XXXX XXXX XXXX XX/XX/2018, XXXX XXXX to ACE Good Morning Again, I have asked for an explanation on why money has to be sent on an XXXX Card, and that has yet to be explained to me. In past debt collections, I have NEVER been asked to submit funds on any kind of app card or such. I have always setup a payment plan with a signed contract for the data if when funds would be withdrawn and a timeline of the initial payment to the final payoff date. This is all I'm asking for because I don't want to be scammed or send funds to a fraudulent account/Department/group and the debt is not cleared. Clarification and Security is all I'm asking for please and Thank You! 


On XX/XX/2018 XXXX XXXX, " XXXX XXXX XXXX '' XXXX wrote : We have sent you several emails regarding this debt but you are not taking this matter seriously, we have to forward all these collection emails and download this case file as you have not updated your clear intention and ignoring this serious matter. 





XXXX XXXX XXXX XXXX XX/XX/2018, XXXX XXXX to me We take small payment via XXXX card only as we have tie up with the company regarding debt settlement cases. They allow us adjust your payment dates and amount according to the case.If you pay us with your Credit/Debit Card, you have to make a minimum payment of {$1400.00} in order to close this case file of yours. 


A Debt Closure Certificate will be provided to you once we will get payment confirmation from our Accounts Department. 




XXXX XXXX XXXX XXXX XX/XX/2018, XXXX XXXX to me Let us know about your final intention whether you are going to make payment or not so we will update in your case file accordingly and start legal consequences against you.

Get back to us ASAP to discuss about it, We will be happy to assist you further. 


XXXX XXXX XXXX XXXX XX/XX/2018, XXXX XXXX  to me Do revert us back ASAP if you are willing to resolve the case outside the court without any legal actions against you as we need to inform our accounts department and request an application to stop the legal actions against you. 



Do revert us back ASAP. 


XXXX XXXX XXXX XXXX XX/XX/2018, XXXX XXXX  to me Do revert us back ASAP if you are willing to resolve the case outside the court without any legal actions against you as we need to inform our accounts department and request an application to stop the legal actions against you. 



Do revert us back ASAP. 


XXXX XXXX XXXX XX/XX/2018, XXXX XXXX  to ACE Good Morning, Yes I am willing to resolve this matter outside of court. Please send me Directions on what I need to do on my end to start the process of repayment ... 
Thank You! 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX!!! 




On Wed, XX/XX/2018 at XXXX XXXX  XXXX XXXX XXXX XXXX wrote : Do revert us back ASAP if you are willing to resolve the case outside the court without any legal actions against you as we need to inform our accounts department and request an application to stop the legal actions against you. 



Do revert us back ASAP. 


XXXX XXXX XXXX XXXX XX/XX/2018, XXXX XXXX to me The only mode of payment we are allowed to accept below {$500.00} is thru XXXX XXXX XXXX   Apple, and you do not have to give out any of your personal information to anyone. 



All you have to do is get a XXXX XXXX XXXXXXXX by XXXX with value of {$100.00} on it from any of the stores mentioned below, scratch on the bottom on the back side of the card, and provide us code. 




XXXX Gift Card by XXXX is available at these stores : XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX NOTE : We also need copy of payment receipt as well as copy of back side of the card in order to process your payment. 




XXXX XXXX XXXX XXXX XX/XX/2018, XXXX XXXX to me Do revert us back ASAP if you are willing to resolve the case outside the court without any legal actions against you as we need to inform our accounts department and request an application to stop the legal actions against you. 



Do revert us back ASAP. 


XXXX XXXX XXXXT XXXX XX/XX/2018, XXXX XXXX to me Let us know are you willing to resolve this case outside of the XXXX house or not so that we can proceed further and update your case file. 


XXXX XXXX XXXX  XXXX XX/XX/2018, XXXX XXXX to me We would advise to treat this matter with urgency and we believe you will not ignore this final reminder. To save yourself the inconvenience of court actions, we kindly suggest settling the total amount of debt and additional costs as soon as possible. 


We still trust court actions will not be necessary and look forward to receiving payment by return. 



XXXX XXXX XXXX XXXX XX/XX/2018, XXXX XXXX to me If you trying to run away, we will forward you case file to our legal department where our attorney will handle your case file and may be you have to face legal consequences. 

The amount still running on your name is {$1300.00} and you have to pay it by the end of day today otherwise you will catch by your local cops ASAP. 

Let us know about your final intention whether you are going to deposit your payment or else you are going to fight against us.

Get back to us ASAP with your clear intention, We will be more happy to assist you further. 

Regards XXXX XXXX XXXX XXXX XX/XX/2018, XXXX XXXX   to me Dear Customer, Invoice Amount : {$1400.00} Date : XX/XX/2018 As you are aware the above invoice remains unpaid by you. Despite numerous reminder emails and telephone calls requesting payment of this account, the debt remains owing. 

Accordingly we advise that if payment in the sum of {$1400.00} ( XXXX XXXX XXXX ONLY ) is not received by this office within THREE days of the date of this letter, we will instruct our solicitor to issue proceedings against you, to recover the unpaid debt together with our legal costs. 



Best Regards, XXXX XXXX ( Case Manager ) XXXX XXXX XXXX XX/XX/2018, XXXX XXXX to XXXX XXXX XXXX, This is XXXX XXXX, and I wanted to see if you could check these emails out for me to see if this is fraudulent activity. I think I remember having a loan with them a while back, but the way of their approach in these emails is very negative and I wanted to make sure this was a legitimate payment request. If not I would like to see about starting another debt consolidation and clear this up the proper way ... All emails are in this thread for you to look over ... 
Thanks Again, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX!!! 


Forwarded Conversation Subject : Re : United States Court of Appeals ; Case File # XXXX ; YOU CAN APPLY FOR AN OUT OF COURT RESOLVE OPTION ( OOCR ) : All you do is email us back for taking care of this matter outside the court house. 
-- -- -- -- -- -- -- -- -- -- -- -- From : XXXX XXXX XXXX Date : Thu, XX/XX/2018 at XXXX XXXX To : XXXX Greetings to whom it may concern, I am officially emailing you back with a reply for the OOCR program/settlement. Email is the best way to reach me and have a receipted correspondence of the upcoming steps for gradually clearing this old debt. Thank You in advance and look forward to hearing from you shortly. 
Respectfully Submitted, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX!!! 



On Thu, XX/XX/2018 at XXXX XXXX XXXX XXXX XXXX XXXX wrote : Reason of this notification : Against you filed Concealment Lawsuit ( Terminology *Concealment Lawsuit* in law book means any Creditor/Company/Law Firm/Business can file case against you without revealing identity to convict/ ( YOU ). 





FINAL NOTICE FOR DEBT SETTLEMENT CASE FILE NUMBER XXXX DUE AMOUNT : {$1300.00} LOAN COMPANY Advance Cash Express Failure to attend may result in a warrant being issued for your arrest. 



SUBMITTED XX/XX/2018 FOR LOAN RECOVERY You are hereby summoned and required to serve upon Plaintiff. Pursuant to 17 U.S.C 415 ( c ) we are automatically authorized for filing of this petition and taking any action to collect this debt from you. 

We are hereby directed to withhold any restrained financial accounts and/or cease any income executions immediately. 
A violation of the petition filed to collect this debt may be actionable pursuant to 362 ( h ) or as contempt of court and punished accordingly. 

Three allegations are been charged as under : 1 ) Under Section 19 U.S.C 7859 Violation Of Federal Banking Regulation 2 ) Under Section 37U.S.C 2342 Collateral Cheque Fraud 3 ) Under Section 42U.S.C 5619 Theft By Deception The Attorney General 's Legal Affairs & Investigation Section has received the complaint regarding your bad loan. In an effort to make you aware of information received by the Attorney General 's Legal Affairs & Investigation Section concerning your Case File, we are sending this complaint to you for response.

We would appreciate it if you would provide your written reply within 24 hours of receipt of this request so the complaint can be resolved without further action by the ( AIPOFS ) Annually Investigation Practices Of Federal System.

I would like to personally offer you good faith adjustment if you agree the terms of the resolution so we can confirm with the Groups Of Attorneys that the resolution offered is acceptable and close the file. If you deny then I apologies but seek to issue arrest warrant against you in 24 hours you will be taken either from your work place or home under the custody of 72 hours after bail this matter will be fully revealed in courthouse after the default judgement.Under Section 31 U.S.C 3716 the company can collect the funds before three years of the contract as per the Federal Government Right to collect the debt first accrued, except as otherwise provided by law.

Which carries a maximum sentence of 3.5 years of prison and a fine up to $ XXXX.Legal costs and interest may be added to the debt. 

YOU CAN APPLY FOR AN OUT OF COURT RESOLVE OPTION ( OOCR ) : All you do is email us back for taking care of this matter outside the court house.

PS. If you fail respond within 24 hours this Legal Action will be activated. You will be Entitle for an OOCR, so please EMAIL us back ASAP. 


By requesting an offer in compromise, but if you are failed to do that then we shall start the process of pressing those charges against you. 

Thank you for your prompt attention to this matter. 

NOTE : Please send all communication electronically to this email asap. 


Office of the United States Trustee, Long Island Federal Courthouse, XXXX XXXX XXXX XXXX   XXXX, XXXX XXXX, NY XXXX -- -- -- -- -- From : XXXX XXXX XXXX   XXXX Date : Thu, XX/XX/2018 at XXXX XXXX To : XXXX -- -- -- -- -- From : XXXX XXXX XXXX   XXXX Date : Thu, XX/XX/2018 at XXXXXXXX XXXX To : XXXX Please contact us on this same email as this is the Email Recovery Department of XXXX XXXX XXXX. 


Do update us with your intention that you want to resolve this case or you want to dispute -- -- -- -- -- From : XXXX XXXX XXXX XXXX Date : Fri, XX/XX/2018 at XXXX XXXX To : XXXX Let us know are you willing to resolve this case outside of the court house or not so that we can proceed further and update your case file. 


-- -- -- -- -- From : XXXX XXXX XXXX XXXX Date : Fri, XX/XX/2018 at XXXX XXXX To : XXXX Do update us with your intention that you want to resolve this case or you want to dispute. 


-- -- -- -- -- From : XXXX XXXX XXXX Date : Fri, XX/XX/2018 at XXXX XXXX To : XXXX Good Morning, Neither of these 2 payments options are financially feasible for me at this time ... A payment plan of twice a month at {$50.00} is currently what I can financially afford to pay until this dept is settled ... I am currently in garnishment with my student loans and that is where over 50 % of my paycheck is going and has been for the past 2 years now. With that and paying bills, I don't have the finances to do extra and some of my current bills. If this plan can not be done, I understand and will have to seek other options .... 
Thank You XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 




-- -- -- -- -- From : XXXX XXXX XXXX XXXX Date : Fri, XX/XX/2018 at XXXX XXXX  To : XXXX A review was done on your file with the account section and we have decided that you can also pay the amount in 12 equal installments of {$50.00} Biweekly starting from today so that we can hold your case file else it will be forwarded. But as per the company policy we can not take such small payments through Debit/Credit cards, As we have a tie up with the company so you can pay this through XXXX XXXX. 



And a full & final payment receipt will be provided to you as per your records. 

Therefore, do update us ASAP so that we can work well on your file. 



-- -- -- -- -- From : XXXX XXXX XXXX XXXX Date : Fri, XX/XX/2018 at XXXX XXXX  To : XXXX We are waiting for your response. 


-- -- -- -- -- From : XXXX XXXX XXXX Date : Fri, XX/XX/2018 at XXXX XXXX To : XXXX I have never heard of such or done any payment plan through XXXX .... Any payment/installment that I have ever done OFFICIALLY with a company/Bank/Creditor/Collector has always gone through an Official Office/Branch that has given me a receipt of payment each and every time a payment was taken or made. I need some clarification on this process because this does NOT sound Official at all with the response you just emailed me .... I am currently at work, but would like some official Documentation/contract sent to me via email with the layout of the payment plan/installment before I agree to this ... I am not saying this if fraudulent, but I have never cleared a debt in this manner. I am going off my history with clearing debts and debts of all kinds ... 
Thank You XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX!!! 




-- -- -- -- -- From : XXXX XXXX XXXX XXXX Date : Mon, XX/XX/2018 at XXXX XXXX  To : XXXX You are hereby summoned and required to serve upon Plaintiff. Pursuant to 17 U.S.C 415 ( c ) we are automatically authorized for filing of this petition and taking any action to collect this debt from you. 

Failure to attend may result in a warrant being issued for your arrest. 


-- -- -- -- -- From : XXXX XXXX XXXX XXXX Date : Mon, XX/XX/2018 at XXXX XXXX To : XXXX -- -- -- -- -- From : XXXX XXXX XXXX XXXX Date : Tue, XX/XX/2018 at XXXX XXXX To : XXXX We have sent you several emails regarding this debt but you are not taking this matter seriously, we have to forward all these collection emails and download this case file as you have not updated your clear intention and ignoring this serious matter. 





-- -- -- -- -- From : XXXX XXXX XXXX Date : Tue, XX/XX/2018 at XXXX XXXX To : XXXX XXXX XXXX XXXX Good Morning Again, I have asked for an explanation on why money has to be sent on an XXXX Card, and that has yet to be explained to me. In past debt collections, I have NEVER been asked to submit funds on any kind of app card or such. I have always setup a payment plan with a signed contract for the data if when funds would be withdrawn and a timeline of the initial payment to the final payoff date. This is all I'm asking for because I don't want to be scammed or send funds to a fraudulent account/Department/group and the debt is not cleared. Clarification and Security is all I'm asking for please and Thank You! 


-- -- -- -- -- From : XXXX XXXX XXXX  XXXX Date : Tue, XX/XX/2018 at XXXX XXXX To : XXXX We take small payment via XXXX card only as we have tie up with the company regarding debt settlement cases. They allow us adjust your payment dates and amount according to the case.If you pay us with your Credit/Debit Card, you have to make a minimum payment of {$1400.00} in order to close this case file of yours. 


A Debt Closure Certificate will be provided to you once we will get payment confirmation from our Accounts Department. 





-- -- -- -- -- From : XXXX XXXX XXXX XXXX Date : Tue, XX/XX/2018 at XXXX XXXX  To : XXXX Let us know about your final intention whether you are going to make payment or not so we will update in your case file accordingly and start legal consequences against you.

Get back to us ASAP to discuss about it, We will be happy to assist you further. 


-- -- -- -- -- From : XXXX XXXX XXXX XXXX Date : Wed, XX/XX/2018 at XXXX XXXX To : XXXX Do revert us back ASAP if you are willing to resolve the case outside the court without any legal actions against you as we need to inform our accounts department and request an application to stop the legal actions against you. 



Do revert us back ASAP. 



-- -- -- -- -- From : XXXX XXXX XXXX  XXXX Date : Wed, XX/XX/2018 at XXXX XXXX To : XXXX -- -- -- -- -- From : XXXX XXXX XXXX Date : Fri XXXX XX/XX/2018 at XXXX XXXX To : XXXX XXXX XXXX XXXX Good Morning, Yes I am willing to resolve this matter outside of court. Please send me Directions on what I need to do on my end to start the process of repayment ... 
Thank You! 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX! 




-- -- -- -- -- From : XXXX XXXX XXXX XXXX Date : Fri, XX/XX/2018 at XXXX XXXX To : XXXX -- -- -- -- -- From : XXXX XXXX XXXX XXXX Date : Fri, XX/XX/2018 at XXXXXXXX XXXX To : XXXX -- -- -- -- -- From : XXXX XXXX XXXX   XXXX Date : Fri, XX/XX/2018 at XXXXXXXX XXXX To : XXXX -- -- -- -- -- From : XXXX XXXX XXXX   XXXX Date : Tue, XX/XX/2018 at XXXX XXXX To : XXXX We would advise to treat this matter with urgency and we believe you will not ignore this final reminder. To save yourself the inconvenience of court actions, we kindly suggest settling the total amount of debt and additional costs as soon as possible. 


We still trust court actions will not be necessary and look forward to receiving payment by return. 




-- -- -- -- -- From : XXXX XXXX XXXX XXXX Date : Tue, XX/XX/2018 at XXXX XXXX To : XXXX -- -- -- -- -- From : XXXX XXXX XXXX  XXXX Date : Tue, XX/XX/2018 at XXXX XXXX To : XXXX Mail Delivery Subsystem XX/XX/2018, XXXXXXXX XXXX Message not delivered Your message couldn't be delivered to XXXX because the remote server is misconfigured. See technical details XXXX XXXX XX/XX/2018, XXXX XXXX Greetings XXXX XXXX, XXXX XXXX XXXX XXXXXXXX Failure to attend may result in a warrant being issued for your arrest. Legal costs and interest may be adde Mail Delivery Subsystem XX/XX/2018, XXXX XXXX Message not delivered Your message couldn't be delivered to XXXX because the remote server is misconfigured. See technical de XXXX XXXX XXXX XXXX Fri, XX/XX/2018, XXXX XXXX to me Court proceedings will be issued within 72 hours from the date of this letter if the account has not been settled. You will be prosecuted for Following Allegations ; Bank Fraud Violation of Federal Law of Debt and Banking Intentional Theft by Deception There will be no further warnings made for demands of payment. Court proceedings can include the additional expense of legal costs and interest being added to the balance of this account. It is regrettable that it has come to this point and court action is still avoidable if immediate and full settlement of this account is made. 


XXXX XXXX XXXX XXXX Wed, XX/XX/2018, XXXX XXXX to me Do revert us back ASAP if you are really willing to resolve this case outside the court without any legal actions. 


XXXX XXXX XXXX XXXX Mon, XX/XX/2018, XXXX AM to me This email is reminder about the payment that you had promised to pay but we have not yet received your payment after so many reminders, so under IC3 ( Internet Crime Complaint Center ) we are considering it as a flat refusal from your side and we have to press charges against you. 



If you are still interested in resolving this issue pay us immediately else you will be legally prosecuted within a couple of days. 




NOTE : Your Social Security Number has been marked as Red Flag by US Government XXXX XXXX XXXX XXXX Mon, XX/XX/2018, XXXX XXXX to me Do revert us back ASAP if you are willing to resolve the case outside the court so we can send you the payment instructions. 



Thank You. 


XXXX XXXX XXXX XXXX Tue, XX/XX/2018, XXXXXXXX XXXX to me You are hereby summoned and required to serve upon Plaintiff. Pursuant to 17 U.S.C 415 ( c ) we are automatically authorized for filing of this petition and taking any action to collect this debt from you. 



Failure to attend may result in a warrant being issued for your arrest. 

XXXX XXXX XXXX XXXX Tue, XX/XX/2018, XXXX XXXX to me Do revert with your clear intentions so that we can proceed accordingly. 

XXXX XXXX XXXX XXXX Tue, XX/XX/2018, XXXX XXXX to me We would advise to treat this matter with urgency and we believe you will not ignore