Consumer complaint received 2022-05-18
Product: Credit reporting, credit repair services, or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC. (FL)

I sent my letter off on XX/XX/XXXX. I told the credit bureaus to " investigate every piece of information '' on the accounts I have listed below. Also, I have attached the letter I sent out and here is the Tracking #. 

According to the FRCA The term " investigative consumer report means a consumer report or portion thereof in which information on a consumer 's character, general reputation, personal characteristics, or mode of living is obtained through personal interviews with neighbors, friends, or associates of the consumer reported on or with others with whom he is acquainted or who may have knowledge concerning any such items of information.

They stated my account was verified but how is that possible if they did not do a proper investigation according to the law. Also, every piece of information on these accounts are still not reporting 100 % Accurate. And according to the FRCA 15 USC 1681 everything has to be 100 % Accurate. I have the credit report showing my inaccuracies. 

XXXX List the accounts Account name XXXX  XXXX Account number XXXX Account name XXXX  Account number XXXX Account name XXXX XXXX XXXX Account number XXXX Account name XXXX XXXX Account number XXXX Account name XXXX XXXXXXXX XXXX Account number XXXX Original creditor XXXX XXXX XXXX XXXX XXXX XXXX  XXXX Inquiries XXXX XXXX Inquired on XXXX XXXX, XXXX Business Type XXXX XXXX XXXX XXXX  XXXX XXXX Inquired on XX/XX/XXXX Business Type : Bank Credit Cards XXXX Inquired on XX/XX/XXXX Business Type : All Banks - non specific XXXX XXXX Inquired on XX/XX/XXXX Business Type : Sales Financing Company XXXX XXXX XXXX XXXX XXXX  Inquired on XX/XX/XXXX Business Type : Federal Government XXXX Inquired on XX/XX/XXXX Business Type : All Banks - non specific XXXX Inquired on XX/XX/XXXX Business Type : All Banks - non specific Equifax Account name XXXX XXXX Account number XXXX Original creditor XXXX XXXX XXXX XXXX  XXXX Account name XXXX XXXX XXXX  XXXX Account number XXXX Account name XXXX Account number XXXX Account name XXXX XXXX XXXX  Account number XXXX Account name XXXX XXXX XXXX XXXX Account number XXXX Account name XXXX XXXX  Account number XXXX Account name XXXX XXXX XXXX  XXXX  Account number XXXX Account name XXXX XXXX Account number XXXX Equifax Inquiries XXXX XXXX XXXX XXXXXXXX Inquired on XX/XX/XXXX Business Type : All Banks XXXX XXXX XXXX XXXXXXXX Inquired on XX/XX/XXXX Business Type : All Banks XXXX XXXX XXXX  XXXX Inquired on XX/XX/XXXX Business Type : All Banks XXXX XXXX XXXX XXXXXXXX Inquired on XX/XX/XXXX Business Type : All Banks XXXX  XXXX XXXX XXXX Inquired on XX/XX/XXXX Business Type XXXX XXXX XXXX XXXX XXXX 

XXXX XXXX Original creditor : XXXX XXXX XXXX XXXX XXXX XXXX Account number XXXXXXXX XXXX  Account number XXXX Inquiries XXXX XXXXXXXX Inquiry date XX/XX/XXXX XXXX XXXXXXXX Inquiry date XX/XX/XXXX XXXX XXXXXXXX Inquiry date XX/XX/XXXX XXXX XXXX Inquiry date XX/XX/XXXX XXXX Inquiry date XX/XX/XXXX XXXX  Inquiry date XX/XX/XXXX XXXX Inquiry date XX/XX/XXXX XXXX Account name XXXX  XXXX Account number XXXX Account name XXXX  Account number XXXX Account name XXXXXXXX XXXX XXXXXXXX Account number XXXX Account name XXXX XXXX Account number XXXX Account name XXXX XXXX XXXX Account number XXXX Original creditor XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Inquiries XXXX XXXX Inquired on XXXX XXXX, XXXX Business Type : XXXX XXXX XXXX  XXXXXXXX XXXX Inquired on XX/XX/XXXX Business Type : Bank Credit Cards  XXXX Inquired on XX/XX/XXXX Business Type : All Banks - non specific XXXX XXXX Inquired on XX/XX/XXXX Business Type : XXXX XXXX XXXX US SM BUS ADMIN ODA Inquired on XX/XX/XXXX Business Type : Federal Government XXXX Inquired on XX/XX/XXXX Business Type : All Banks - non specific XXXX Inquired on XX/XX/XXXX Business Type : All Banks - non specific Equifax Account name XXXX XXXX Account number XXXX Original creditor XXXX XXXX XXXX XXXX XXXX  Account name XXXX XXXXXXXX XXXX XXXXXXXX Account number XXXX Account name XXXXXXXX  Account number XXXX Account name XXXX XXXX XXXX Account number XXXX Account name XXXX XXXX XXXX XXXX Account number XXXX Account name XXXX XXXX Account number XXXX Account name XXXX XXXXXXXX XXXX XXXX  Account number XXXX Account name XXXX XXXX  Account number XXXX Equifax Inquiries XXXX XXXXXXXX XXXX XXXX Inquired on XX/XX/XXXX Business Type : All Banks XXXX XXXX XXXX XXXXXXXX Inquired on XX/XX/XXXX Business Type : All Banks XXXX XXXX XXXX XXXXXXXX Inquired on XX/XX/XXXX Business Type : All Banks XXXX XXXXXXXX XXXX XXXXXXXX Inquired on XX/XX/XXXX Business Type : All Banks XXXX  - XXXX XXXX Inquired on XX/XX/XXXX Business Type : XXXX XXXX XXXX XXXX. 

XXXX XXXX Original creditor : XXXX XXXX XXXX XXXX XXXX XXXX Account number XXXX XXXX Account number XXXX Inquiries XXXX XXXX Inquiry date XX/XX/XXXX XXXX XXXX Inquiry date XX/XX/XXXX XXXX XXXXXXXX Inquiry date XX/XX/XXXX XXXX  XXXX Inquiry date XX/XX/XXXX XXXX Inquiry date XX/XX/XXXXXXXX XXXX Inquiry date XX/XX/XXXX XXXX Inquiry date XX/XX/XXXX XXXX