Consumer complaint received 2022-02-20
Product: Credit reporting, credit repair services, or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc. (NJ)

Somebody has been using my identity for years. I never knew how to correct this until now. 

Experian XXXX XXXX XXXX XXXX XXXX XXXX - Late- XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XXXX XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XXXX XXXX, XX/XX/XXXX, XX/XX/XXXX, XXXX XXXX XXXX XXXX XXXX - Late- XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX XXXX XXXX, XX/XX/XXXX Experian- Hard Inquiries XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, TX XXXX XXXX ( XXXX ) XXXX Bank Credit Cards Inquiry XXXX XXXX XX/XX/XXXX, Removal date : XX/XX/XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX FL XXXX ( XXXX XXXX XXXX XXXX XXXX XXXX XXXX Inquiry date : XX/XX/XXXX, Removal date : XX/XX/XXXX XXXX XXXX XXXX XXXX Inquiry date : XX/XX/XXXX XXXX Removal date : XX/XX/XXXX Contact info, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, WI XXXX, ( XXXX ) XXXX XXXX XXXX XXXX Credit Unions Inquiry date : XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX Contact info XXXX XXXX XXXX XXXX, XXXX, NJ XXXX ( XXXX ) XXXX XXXXXXXX XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX TX XXXX, ( XXXX ) XXXX Bank Credit Cards XXXX Inquiry date : XX/XX/XXXX XXXX Removal date : XX/XX/XXXX XXXX XXXX Bank Credit Cards Inquiry date : XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, DE XXXX, ( XXXX ) XXXX XXXX XXXX XXXX All Banks - nonspecific Inquiry date : XX/XX/XXXX, Removal date : XX/XX/XXXX Contact info XXXX XXXX XXXX XXXX XXXX, TX XXXX ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX - nonspecific Inquiry date : XX/XX/XXXX XXXX Removal date : XX/XX/XXXX Contact info, XXXX XXXX XXXX XXXX, XXXX, TX XXXX, ( XXXX ) XXXX XXXX XXXX Bank Credit Cards Inquiry date : XX/XX/XXXX , Removal date XXXX XXXX XXXX Contact info XXXX XXXX XXXX, XXXX, DE XXXX, ( XXXX ) XXXX XXXX  XXXX XXXX XXXX Auto Financing Companies Inquiry date : XX/XX/XXXX, Removal date : XX/XX/XXXX XXXX info, XXXX XXXX XXXX, XXXX, TX XXXX ( XXXX ) XXXX Experian Collections XXXX XXXX XXXX XXXX XXXX Original creditor : XXXX XXXX XXXX XXXX XXXX ) Balance updated XX/XX/XXXX XXXX XXXX opened XX/XX/XXXX, Account type Collection Paid off : 100 % Balance on XX/XX/XXXX, Original balance {$1900.00} XXXX Inquiries XXXX XXXX  XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX- XXXX XXXX XXXX XXXX  XX/XX/XXXX XXXX XXXX  XX/XX/XXXX XXXX, XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX Delinquent Accounts XXXX XXXX- Condition- Open Current Balance {$5600.00} Original Balance {$6600.00} Limit {$6000.00} Reported XX/XX/XXXX Remarks Dispute resolved ; reported by grantor Creditor Information XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, UT XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$160.00} XXXX XXXX {$770.00} {$6600.00} Limit {$500.00} Reported XX/XX/XXXX Remarks Dispute resolved ; reported by grantor Creditor Information XXXX XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, UT XXXX Phone # XXXX XXXX XXXX XXXX Personal Information- The spelling is incorrect- XXXX XXXX XXXX XXXX XXXX XXXX Closed/ Derogatory Accounts XXXX XXXX Closed on XX/XX/XXXX Collection / Charge-Off Current Balance {$510.00} Opened XX/XX/XXXX Current Balance {$510.00} Reported XX/XX/XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, SD XXXX Phone # : XXXX XXXX XXXX XXXX  Closed on XX/XX/XXXX Collection / Charge-Off Current Balance {$500.00} Opened XX/XX/XXXX Reported XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, SD XXXX Phone # : XXXX XXXX XXXX XXXX XXXX XXXX Paid XX/XX/XXXX Loan Type Secured credit card Opened XX/XX/XXXX Reported XX/XX/XXXX Last Payment XX/XX/XXXX Remarks Dispute resolved ; customer disagrees Creditor Information XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IA XXXX Phone # : XXXX XXXX Inquires XXXX- XX/XX/XXXX XXXX- XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date- XXXX XXXX  XXXX XXXX XXXX XXXX XXXX Finance XX/XX/XXXX XXXX XX/XX/XXXX XXXX Closed Account XXXX Date Opened- XX/XX/XXXX High Credit {$1600.00} Date of 1st Delinquency XX/XX/XXXX Charge Off