Consumer complaint received 2023-07-03
Product: Credit reporting, credit repair services, or other personal consumer reports — Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: EQUIFAX, INC. (CA)

I have opened up multiple disputes in the past to get information on my credit report verified and updated to 100 % completeness and accuracy but there is still inaccuracies and incompleteness being reported on all of my credit reports the following are previous disputes opened on XXXX -Report Number XXXX Date Generated XX/XX/XXXX -Account Name : XXXX ( UPDATED ) -Account Name : XXXX XXXX XXXX XXXX ( PROCESSED ) -Report Number XXXX Date Generated XX/XX/XXXX -Account Name : XXXX XXXX XXXX XXXX ( REMAINS ) -Report Number XXXX Date Generated XXXX XXXX, XXXX -Account Name : XXXX ( UPDATED ) -Account Name XXXX XXXX XXXX XXXX XXXX ( REMAINS ) -Account Name : XXXX XXXX XXXX ( PROCESSED ) -Report Number XXXX Date Generated XX/XX/XXXX -Account Name : XXXX ( VERIFIED AND UPDATED ) -Account Name : XXXX XXXX XXXX  ( PROCESSED ) -Account Name : XXXX XXXX XXXX XXXX ( REMAINS ) -Report Number XXXX Date Generated XX/XX/XXXX -Account Name : XXXX XXXX XXXX ( PROCESSED ) -Report Number XXXX Date Generated XX/XX/XXXX -Account Name : XXXX ( VERIFIED AND UPDATED ) -Account Name : XXXX XXXX XXXX ( PROCESSED ) -Account Name : XXXX XXXX XXXX XXXX ( REMAINS ) The following are disputes submitted to the CFPB -Complaint ID : XXXX XXXX XX/XX/XXXX ( CLOSED ) -Complaint ID : XXXX EQUIFAX XX/XX/XXXX ( CLOSED ) -Complaint ID : XXXX XXXX XX/XX/XXXX ( CLOSED ) -Complaint ID : XXXX XXXX XX/XX/XXXX ( XXXX ) -Complaint ID : XXXX EQUIFAX XX/XX/XXXX XXXX CLOSED ) -Complaint ID : XXXX XXXX XX/XX/XXXX ( CLOSED ) According to consumer law 15 U.S Code 1681i - Procedure in case of disputed accuracy account need to be updated to 100 % accuracy and 100 % completeness after a RE-INVESTIGATION ( the second dispute ) or MUST BE DELETED FROM THE CONSUMER CREDIT REPORT IF THEY CAN NOT BE UPDATED TO 100 % ACCURACY AND COMPLETENESS The following accounts are still being reported inaccurately and incomplete -ACCOUNT NAME : XXXX XXXX XXXX XXXX -ACCOUNT NAME : XXXX XXXX XXXX XXXXXXXX -Why are the ACCOUNT NAMES being reported differently? 
-ACCOUNT NUMBER : XXXX XXXX -ACCOUNT NUMBER : XXXX XXXX -Why are the ACCOUNT NUMBERS being reported differently? 
-OPENING DATE : XX/XX/XXXX XXXX -OPENING DATE : XX/XX/XXXX XXXX -LAST PAYMENT MADE : XX/XX/XXXX XXXX -How can there be a payment made BEFORE the alleged opening date on the XXXX report? 
-Why does XXXX have a different OPENING DATE then XXXX XXXX 
-Why does XXXX not have a PAYMENT HISTORY available? 
-Why is the PAYMENT HISTORY on XXXX only from XX/XX/XXXX to XX/XX/XXXX? 
-Where is the previous PAYMENT HISTORY on XXXX from the alleged OPENING DATE XX/XX/XXXX to XX/XX/XXXX? 
XXXX : XXXX XXXX XXXX XXXX XXXX MS XXXX XXXX XXXX : XXXX XXXX XXXX XXXX XXXX XXXX MS XXXX XXXX -Why are two different address being reported for the contact info? 
-ACCOUNT TYPE : Collection XXXX -ACCOUNT TYPE : Open Account XXXX -Why is this account listed as a collection on XXXX but listed as open on XXXX? 
-THIS ACCOUNT WAS NOT UPDATED TO 100 % ACCURACY AND 100 % COMPLETENESS IN A TIMELY MANNER : CONSUMER LAW STATES THIS ACCOUNT MUST BE DELETED FROM MY CREDIT REPORTS -ACCOUNT NAME : XXXX XXXX XXXX XXXX XXXX -ACCOUNT NAME : XXXX XXXX XXXX -ACCOUNT NAME XXXX XXXX XXXX EQUIFAX -Why is the ACCOUNT NAME different on XXXX? 
-ACCOUNT NUMBER : XXXX XXXX EQUIFAX -ACCOUNT NUMBER : XXXX XXXX -ACCOUNT NUMBER XXXX XXXX XXXX  -Why are the account numbers different on each report? 
-ACCOUNT TYPE : Secured loan XXXX XXXX TYPE : Revolving Account XXXX -ACCOUNT XXXX : Revolving EQUIFAX -Why is the ACCOUNT TYPE different on XXXX? 
-LOAN TYPE : Secured EQUIFAX -LOAN TYPE : CHARGE ACCOUNT XXXX -Why is the LOAN TYPE different between EQUIFAX and XXXX XXXX 
-PAYMENT HISTORY : XXXX is listed as CURRENT/TERMS MET XXXX -PAYMENT HISTORY : XXXX XXXX listed as OK XXXX -PAYMENT HISTORY : XXXX is listed PAID ON TIME EQUIFAX -Why is the PAYMENT HISTORY different on all XXXX reports XXXX 
-THIS ACCOUNT WAS NOT UPDATED TO 100 % ACCURACY AND 100 % COMPLETENESS IN A TIMELY MANNER : CONSUMER LAW STATES THIS ACCOUNT MUST BE DELETED FROM MY CREDIT REPORTS -ACCOUNT NAME : XXXX XXXX XXXX XXXX : XXXX XXXX XXXX XXXX XXXX : XXXX XXXX EQUIFAX -Why is the account name different? 
-PAYMENT HISTORY : XXXX XXXX -PAYMENT HISTORY XXXX XXXX XXXX -PAYMENT HISTORY : XXXX EQUIFAX -Why is the payment history different? 
-CONTACT INFO : XXXX XXXX XXXX XXXX XXXX XXXX FL XXXX XXXX XXXX XXXX : XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX -CONTACT INFO : XXXX XXXX XXXX XXXX XXXX, TX XXXX EQUIFAX -Why is the CONTACT INFO different? 
-THIS ACCOUNT WAS NOT UPDATED TO 100 % ACCURACY AND 100 % COMPLETENESS IN A TIMELY MANNER : CONSUMER LAW STATES THIS ACCOUNT MUST BE DELETED FROM MY CREDIT REPORTS