Consumer complaint received 2022-11-12
Product: Checking or savings account — Checking account
Issue: Managing an account — Fee problem
Company: CITIZENS FINANCIAL GROUP, INC. (MA)

Dear sir / madam, The bank is charging my account an Excessive number of overdraft fees. 


I filed some claims for merchandise never received and for cancelled transactions. 


In light of supportive documents that I provided to the bank, the bank issued the provisional credits. Some of the provisional credit, the bank made permanent. 


Few weeks later, however, the bank ( unfairly ) reversed all the provisional credits. Additionally, the bank reversed ( even ) the permanent credits. 


This is a complaint for discrimination on the basis of national origin, ethnicity, age, and gender. 



Please refer this complaint to the right agency to investigate. 



I further request that this account with this bank be audited by the right agency. 



I also request that the bank provide all the email communications that they have received from me, as soon as possible. 


==================== This is a complaint against ( Citizens Bank ) for a disputed and cancelled transactions that they have decided in the merchant favor. 



Despite the fact that I proved to the bank that, I have cancelled the transaction timely with the merchant and never received any goods from the merchant. 



The merchant continued to charge my card, however, even after I had canceled the transaction with them. 



I disputed seven transactions from the same merchant XXXX XXXX XXXX XXXX ) located in XXXX, XXXX  ( totaling {$4500.00} ) ================== [ $ XXXX $ XXXX {$1000.00} ] + [ $ XXXX $ XXXX $ XXXX {$250.00} ] ================== The merchant is getting away with the money and the goods. The merchant is located in XXXX, XXXX. 



The bank issued the provisional credit. Few weeks later, the bank reversed the provisional credit, and decided the dispute in the merchant favor, and ( unfairly ) let the merchant to keep the money and the goods. 

The bank was biased against me and discriminated me on the basis of National Origin, Gender, age, and Ethnicity. 



I have never received any goods from this merchant. The bank, however, decided to let the merchant keep the money and the goods, as well. 



I have filed my dispute with the bank timely after the transactions were posted into my account. The bank, however, denied my claims. And falsly claim that I have not filed my dispute timely. 



I filed several appeals, but all my appeals were denied, however. The bank denied my last appeal. Falsly claiming that the dispute was not filed timely, which is totally false.I filed the dispute timely. 



The bank seems to be biased against me and discriminated me on the basis of Ethnicity, National Origin, Gender, and age. 



I have never received the goods and need a full refund. 



Thank you for your kind assistance and look forward to hearing from you, Respectfully, XXXX XXXX : XXXX XXXX XXXX =========== The bank should rebate all the overdraft fees for this account. 

The bank unfairly denied all my claims. 

The bank should approve all my claims for cancelled transactions and merchandise never received. 


The bank unfairly let the merchants have the money and the merchandise. 

============ Please find the attached two files One with the emails communications between me and the Merchant. 

The second is with the emails communications between me and the XXXX XXXX in XXXX, Confirming that the merchant artwork is forgery I have emailed the two attached files to the bank on ( XXXXXXXX XXXX  ). 

I have made the bank aware that the merchant is selling forgery artworks. 


The bank ignored all my supportive documents and discriminated. Then, decided the claims in the merchant favor.