Consumer complaint received 2024-03-14
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC. (CA)

In accordance with The Fair Credit Reporting act. The list of accounts below has violated my federally protected consumer rights to privacy and confidentially under 15 USC 1681 On XXXX the XXXX XXXX I told the XXXX, XXXX, and Equifax to reinvestigate these accounts : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX However, they stated everything was complete and accurate but how is that possible if the open date, of that activity in much more is incorrect. According to 15 USC 1681i ( 5 ) they are suppose to modify accounts that isn't reporting correctly. When I call the consumer reporting agency and ask how did they get this information on my credit report they had told me the financial institution ( Banks ) which will be XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX also XXXX XXXX had gave it to them without my permission that is a violation of my privacy right under the Privacy Act of 1974 that is identity according to 15 USC 1681 permissible purpose. Also violated the code fcra/ftc/cfr and USC codes. I was not involved with these transactions they have stolen my non-public personal information and also the financial institution when it gets their terms and conditions under their privacy policy that they have made with me at the time of opening the accounts that they will not share my information to non-affiliates XXXX, XXXX, Equifax and early warning services are third party companies. IT'S CALLED DAMAGE TO ME SUFFERING STRESS DEPRESSED LOST MY FAMILY LOST MY HOME CAUSE XXXX  CONFUSION AND WHEN I FOUND OUT ABOUT WHAT WAS GOING ON IT CAUSE MORE XXXX TO MY SEVERE XXXX WHERE I HAD TO DOUBLE UP MY DOSE. THE FINANCIAL INSTITUTION ( Banks ) been buying and selling my non-public personal information without my permission or without my written. Also XXXX XXXXXXXX XXXX XXXX 15 USC 1681 section 602 A. States I have the right to privacy.

15 USC 1681 section 604 a section 2. It also states that consumer reporting agency can not furnish a account without my written instructions.

15 USC 1681c. ( a ) ( 5 ) Section States : no consumer reporting AC may make any Consumer report containing any of the following items of information any other advice items or information, other than breakers 2 convention of crimes which antedate the report by more than seven years.

15 USC 1681s-2 ( A ) ( 1 ). A person shall not furnish any information related to a consumer to any consumer reporting agency if the person knows or has responsible calls to believe that the information is incorrect. 

I also opted out out of all these account and it's still on my Consumer report