Consumer complaint received 2024-04-09
Product: Debt collection — Credit card debt
Issue: Written notification about debt — Didn't receive notice of right to dispute
Company: Patenaude & Felix A Professional Corporation (PA)

I'm really sick of filling out these complaint forms over and over, so I'm just going to copy and paste the email I just finished writing to Patenaude & Felix, XXXX XXXX XXXX, my local XXXX District Attorney and Attorney General, a couple unfriendly family members, and various lawyers scattered between XXXX XXXX XXXX. I'm submitting this complaint against Patenaude and Felix for XXXX reasons : XXXX. This needs to be federally documented at SOME level. XXXX. I'm not even sure if XXXX XXXX is going to read this e-mail I sent him personally, because I know for a fact, based on the way XXXX XXXX was writing to me a few weeks ago, XXXX XXXX has been playing XXXX and completely blocking everything I've written to him over the past year. This is where today 's email begins.XXXX No new troll e-mail today ( yet ). No new text messages from the mystery " XXXX XXXX '' impersonator today ( yet ). 

I almost wasn't going to write anything concerning my identity theft or abusive family games today, but then I got home from work and saw an envelope from Patenaude & Felix.

Okay. So what is it this time? Let me open it.

It's a debt validation letter from Patenaude dated XX/XX/XXXX, which starts with a sentence thanking me for requesting debt validation.XXXX when I have never requested debt validation at ANY point in this entire case for the past year! 

Great. So Patenaude 's lawyers are right back to the scummy manipulative games they were playing last summer. Why are you sending me a debt validation packet again? I'll repeat this for everyone for the hundredth time : I'M NOT QUESTIONING THE DEBT! I AM QUESTIONING THE COLLECTION TACTICS IN RELATION TO MY VERY SICKENING IDENTITY THEFT PROBLEMS! The validity of the debt is NOT, and HAS NEVER BEEN, the issue! And just to repeat another thing I've also said a XXXX times already : Just because I'm in debt doesn't mean you can just do whatever you want to me! 

Furthermore, I'm guessing the new tactic Patenaude is using now is " Ha ha! We have the default judgment against you from last summer, so that's all we need to say! '' But my concerns on that topic are : What validity is there in a judgment that's built on completely manipulative tactics, sketchy half-answers, XXXX XXXX lying to the CFPB, and NO ONE from XXXX XXXX  helping me with my identity theft last year, when I repeatedly told you the identity theft happened right before you issued the surprise lawsuit?!? 

That's a question XXXX XXXX, the local XXXX representative, should be trying to answer at the bare minimum! I'm not blaming EVERYTHING on XXXX XXXX, but at the end of the day, he's the one who helped them get that judgment! And dear XXXX XXXX : If you honestly can't answer these questions, then why aren't you racing over to XXXX XXXXXXXX and explaining these problems to her RIGHT NOW?! There was no required reason for XXXX XXXX brute-forcing this lawsuit in the time and the way he did! 

I've been victimized by identity theft in the past ( XXXX ), that I know with almost 99 % certainty was a family member ( or a group of family members ) financially messing with me to damage my life after my father died from XXXX. When this recurring XXXX identity theft happened, and I was reporting it to the local police, I was already losing my mind : Who is opening all of these random accounts and mailing the materials to me? Was this a family member copycat playing games with me again? Was it a bank trying to verify my credit worthiness in a very underhanded way? What the heck? And then Patenaude popped out with their surprise lawsuit IMMEDIATELY after the identity theft happened for the third time in XXXX months! And the identity theft, and e-mail spam, and the constant mental abuse has only intensified ever since Patenaude got the court judgment against me! 

Why did XXXX XXXX refuse to pause the lawsuit and refuse to send me the identity theft forms when this was a major issue LAST YEAR? Why did he avoid talking about ANY of my suspicions concerning how close the identity theft was timed with his sudden legal actions? Why did he lie to the CFPB last year and say I was sending the CFPB duplicate complaints? Why does he keep insisting I'm only supposed to be e-mailing him about these issues, WHEN HE NEVER EVEN READS MY E-MAILS XXXX TIMES OUT OF XXXX?!? 

But here 's the actual " XXXX XXXX '' issue right now : I wasn't waiting to receive a debt validation packet, because I never requested debt validation! What I AM still waiting for ( as of this writing on XX/XX/XXXX ) is for ANYONE from XXXX to explain why I received repeated automated e-mails from XXXX last week saying my account was repeatedly getting locked for " suspicious activity. '' I sent those questions to XXXX through the CFPB on XX/XX/XXXX. This bizarre " debt validation '' thing is the only answer I've received yet!