Consumer complaint received 2023-07-14
Product: Credit reporting, credit repair services, or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC. (CA)

TO WHOM DO IT CONCERN ] I am writing to request a correction of the following information that appears on my [ Equifax, XXXX, XXXX } consumer report Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information. Inaccurate, incomplete, or unverifiable information must be removed or corrected, usually within 30 days. However, a consumer reporting agency may continue to report information it has verified as accurate XXXX ..HAVE THE ACCOUNT CHARGE OFF BUT IS REPORTING THE ACCOUNT OPEN. XXXX HAVE THE ACCOUNT CLOSED After writing get credit reporting to get the correct information in accordance with the fair credit reporting act. 

My credit report is still incorrect. All three consumer report have different infomation. After research I came something call 15 U.S.C SEC 1681 I send a letter to all three credit agency, something was removed but there is still a total of 8 DIFFERENT ACCOUNT EACH TRADELINE INFROMATION.

in accordance with fair debt credit report act the please convergent the following account # list below has violated my rights 15 u.s.c 1681 602 a states i have a right to my privacy section 2 it also state a consumer reporting agency can not furnish a account without written instructions.

CRA 's must correct or remove inaccurate, incomplete or unverifiable information in their files. CRA 's must remove obsolete information in their files.

The below 5 account is what is showing on XXXX Account holder XXXX XXXX  Original creditor -- - Account number XXXX Month opened XX/XX/XXXX Balance {$700.00} Account type Charge Off Revolving No Open Yes Authorized user No Account holder XXXX XXXX XXXX Original creditor XXXX XXXX XXXX COMPANY Account number XXXX Month opened XX/XX/XXXX Balance {$330.00} Account type Collection Revolving No Open Yes Authorized user No Account holder XXXX XXXX Original creditor -- - Account number XXXX Month opened XX/XX/XXXX Balance {$240.00} Account type Charge Off Revolving No Open Yes Authorized user No Account holder  XXXX XXXXXXXX XXXX XXXX Original creditor XXXX XXXXXXXX XXXX Account number XXXX Month opened XX/XX/XXXX Balance {$410.00} Account type Collection Revolving XXXX Open Yes Authorized user No Account holder XXXX XXXX XXXX XXXX  Original creditor -- - Account number XXXX Month opened XX/XX/XXXX Balance {$3200.00} Account type Charge Off Revolving No Open Yes Authorized user No -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- the following inaccurate information is reporting on XXXX Account holder XXXX XXXX XXXX XXXXXXXX Original creditor -- - Account number XXXX Month opened XX/XX/XXXX Balance {$3200.00} Account type Charge Off Revolving No Open No Authorized user No Account holder XXXX XXXX  XXXX Original creditor -- - Account number XXXX Month opened XX/XX/XXXX Balance {$700.00} Account type Charge Off Revolving Yes Open No Authorized user No Account holder XXXX XXXX XXXX Original creditor XXXX XXXX XXXX XXXX 
Account number XXXX Month opened XX/XX/XXXX Balance {$1200.00} Account type Collection Revolving No Open No Authorized user No ____________________________________________________________________________________________________________________________________________________________________________________________ THE FOLLOWIN INACCURATE INFORMATION IS REPORTING ON XXXX XXXX holder XXXX XXXX  Original creditor -- - Original creditor -- - Account number XXXX Month opened XX/XX/XXXX Balance {$700.00} Account type Charge Off Revolving No Open Yes Authorized user No Account holder XXXX XXXX XXXX XXXX Original creditor -- - Account number XXXX Month opened XX/XX/XXXX Balance {$790.00} Account type Charge Off Revolving No Open Yes Authorized user No XXXX XXXX  XXXX Original creditor XXXX XXXX XXXX Account number XXXX Month opened XX/XX/XXXX Balance {$9000.00} Account type Collection Revolving No Open Yes Authorized user No XXXX XXXX XXXX XXXX Original creditor -- - Account number XXXX Month opened XX/XX/XXXX Balance {$0.00} Credit limit {$7300.00} Account type XXXX Late Payment Revolving Yes Open No Authorized user No ount holder XXXX XXXX XXXX  XXXX  Original creditor -- - Account number XXXX Month opened XX/XX/XXXX Balance {$0.00} Credit limit {$7600.00} Account type XXXX Late Payment Revolving No Open No Authorized user No Account holder XXXX XXXX  Original creditor -- - Account number XXXX Month opened XX/XX/XXXX Balance {$600.00} Credit limit {$800.00} Account type XXXX Late Payment Revolving Yes Open Yes Authorized user No count holder XXXX XXXX XXXX Original creditor -- - Account number XXXX Month opened XX/XX/XXXX Balance {$0.00} Credit limit {$990.00} Account type 90-day Late Payment Revolving Yes Open Yes Authorized user No