davidheineman/consumer-finance-complaints-large huggingface dataset:
Consumer complaint received 2024-01-25
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: EQUIFAX, INC. (FL)

A month ago, I sent the three credit bureaus a letter asking them to correct this questionable information, but nothing has changed. I shall take legal action against you because I believe you have not authenticated these things in line with Sections 609 ( a ) ( 1 ) ( A ) and 611 ( a ) ( 1 ) ( A ). This was mentioned in my previous COMPLAINT #, and I included it again. Kindly correct or amend the following accounts : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Consumer complaint received 2024-01-25
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC. (PA)

I am urging the elimination of this account from my credit report because it is not rightfully mine, and its inclusion disappoints me greatly. According to FCRA 605B, this must be expunged owing to unjust and inaccurate reporting.
Consumer complaint received 2024-01-25
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: EQUIFAX, INC. (LA)

I have a goal of getting a house as soon as possible but the stuff on my credit report will really put me in trouble.My name and all other information doesnt seem to look exactly the same on my ID and other documents. I have attached the letters and ID Docs for you to be able to update my personal information. I know these are just personal information but these things will definitely help a lot if updated.
Consumer complaint received 2024-01-25
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: EQUIFAX, INC. (MN)

I just reviewed my consumer report and found that there are still unauthorized inquiries. I already communicate to Equifax and XXXX requesting for reinvestigation unfortunately the issue remains unresolved to this day. 

Equifax XXXX. The inquiry was not authorized XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
XXXX. The inquiry was not authorized XXXX  Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
XXXX. The inquiry was not authorized XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
XXXX. The inquiry was not authorized XXXX XXXX Account XXXX : XX/XX/XXXX Please remove it from my credit report. 

XXXX XXXX. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
XXXX. The inquiry was not authorized XXXXXXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
XXXX. The inquiry was not authorized XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
XXXX. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
XXXX. The inquiry was not authorized XXXX Date of inquiry : XX/XX/XXXX Please remove it from my credit report. 
XXXX. The inquiry was not authorized XXXX XXXX Account XXXX : XX/XX/XXXX Please remove it from my credit report.
Consumer complaint received 2023-10-02
Product: Debt collection — I do not know
Issue: Attempts to collect debt not owed — Debt was result of identity theft
Company: Resurgent Capital Services L.P. (NY)

I was walking through a rough area when two men suddenly XXXX me, taking my phone with personal data and my wallet containing IDs and cards. Later, they used my info to open fraudulent accounts, causing financial trouble. I've taken steps to report this identity theft and dispute the debts. 

Best regards, XXXX XXXX XXXX
Consumer complaint received 2023-08-23
Product: Student loan — Federal student loan servicing
Issue: Dealing with your lender or servicer — Received bad information about your loan
Company: MOHELA (MA)

I applied for the PSLF a year ago. I had my long time public service verified, and have made well over 120 payments- so I absolutely qualify. Mohela and FSA are saying that I didn't make payments from XXXX. I absolutely did ( was with XXXX & XXXX at the time ) and I have proof of the payments ( see attached ). I have spoken with Mohela multiple times and they say it is out of their hands. I have filed complaints with XXXX online and they are saying I don't qualify. I absolutely do.
Consumer complaint received 2024-01-25
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: EQUIFAX, INC. (PA)

I sent a letter to the Credit Bureaus requesting to reinvestigate the disputed Accounts from my credit report as well as update the Accounts from my report during the investigation period. As of this date, they have failed to respond to my request. 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX
Consumer complaint received 2023-03-15
Product: Credit reporting, credit repair services, or other personal consumer reports — Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: EQUIFAX, INC. (GA)

I submitted a letter to the 3 Credit Bureaus to update this suspicious information. I think you have not validated these accounts in accordance with Sections 609 ( a ) ( 1 ) ( A ) and 611 ( a ) ( 1 ) ( A ), and I will pursue legal action against them. This was already included in my prior complaint and I'm including it again. 
XXXX XXXX Balance : {$94.00} XXXX XXXX XXXX XXXX XXXX Balance : {$190000.00}
Consumer complaint received 2023-02-08
Product: Credit reporting, credit repair services, or other personal consumer reports — Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem — Investigation took more than 30 days
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC. (TX)

I sent a letter to XXXX, Transunion, and XXXX to investigate my accounts. It has been over 30 days. These consumer reporting agencies are in violation.

15 U.S.C 1681 section 602 A. States I have the right to privacy.

15 U.S.C 1681 section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information or Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years.

15 U.S.C 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency of the person knows or has reasonable cause to believe that the information is inaccurate.
Consumer complaint received 2021-06-16
Product: Credit reporting, credit repair services, or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: EQUIFAX, INC. (IL)

THIS IS THE THIRD TIME I HAVE REQUESTED THE REMOVAL OF ALL INQURIES THAT DO NOT HAVE MY SIGNATURE AS STATE IN THE FCRA LAW??????????????
Consumer complaint received 2023-05-04
Product: Credit reporting, credit repair services, or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: AFNI INC. (DC)

15 U.S. Code $ 1681c-2 a consumer reporting agency shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from an allege identity theft, not later that 4 business days after the date of receipt. it has been 30 days and your are in violation of this law because i am a victim of identity theft!!!! please delete these items IMMEDIATELY! These accounts should not be furnished on my consumer report as they are in VIOLATION!!! Under, 15 U.S Code 1681b- Permissible purpose of consumer reports ( a ) IN GENERAL subject to subsection ( c ) any consumer reporting agency may furnish a consumer report under the following circumstances and no other : ( 2 ) in accordance with the WRITTEN INSTRUCTION of the consumer to whom it relates. I NEVER gave any consumer reporting agency WRITTEN CONSENT to report anything on my consumer report which violates my rights as a federal protected consumer. NO CONSENT IS IDENTITY THEFT. As a consumer i am demanding the deletion to the accounts listed IMMEDIATELY!!!!
Consumer complaint received 2023-08-22
Product: Credit reporting, credit repair services, or other personal consumer reports — Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: Experian Information Solutions Inc. (MD)

CONSUMER LAW 15 U.S. Code 1681a ( 1 ) ( 1 ) In general. The term consumer report means any written, oral, or other communication of any information by a consumer reporting agency bearing on a consumers credit worthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living which is used or expected to be used or collected in whole or in part for the purpose of serving as a factor in establishing the consumers eligibility for ( A ) credit or insurance to be used primarily for personal, family, or household purposes ; ( B ) employment purposes ; or ( C ) any other purpose authorized under section 1681b of this title. EXPERIAN IS REPORTING CHARGE OFFS FROM XXXX XXXX, XXXX XXXX XXXX XXXX AND LATE PAYMENT FROM DEPT OF ED. READING THE LAW THERE ARE NO SECTIONS THAT SAY THE REPORTING AGENCIES HAVE AN AUTHORITY TO POST A FICO SCORE, LATE PAYMENT OR CHARGE OFF ACCOUNT ON A CONSUMERS FILE. TRANSACTIONS OF ANY LATE PAYMENT THAT RESULT IN A CHARGE OFF ARE ILLEGAL. THE LAW STATES THIS AND EXPERIAN IS IN DIRECT VIOLATION OF THE LAW.
Consumer complaint received 2023-07-06
Product: Payday loan, title loan, or personal loan — Personal line of credit
Issue: Struggling to pay your loan — 
Company: Self Financial Inc. (MD)

I was XXXX from XX/XX/XXXX to XX/XX/XXXX. I had a SELF. account that was past due XXXX  months because of miss payments. I don't have a job yet and my account got shutdown and my credit was badly hit because of that. I called them and asked to get it removed and was told to call a credit bureau ( XXXX ). Which told me they can't take it off my report. I need it off my report I can not make the payments and its badly effecting my credit.
Consumer complaint received 2024-01-25
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC. (FL)

I just looked over a copy of my credit report. It said that the credit inquiries mentioned below were the source of the credit inquiry. But I did not authorize these investigations. As these queries are negatively impacting my ability to obtain credit and apply for loans, kindly have them erased from my credit report in accordance with the Fair Credit Reporting Act. Additionally, send me any supporting documents you may have for this request. 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Consumer complaint received 2024-06-06
Product: Checking or savings account — Other banking product or service
Issue: Managing an account — Funds not handled or disbursed as instructed
Company: JPMORGAN CHASE & CO. (MN)

ON XX/XX/year>, I REQUESTED THAT CHASE JP MORGAN BANK TRANSFER FUNDS IN THE AMOUNT OF {$250.00} TO MY XXXX XXXX CHECKING ACCOUNT. 

I'VE REQUESTED CHASE ON SEVERAL OCCASSIONS TO TRANSFER MONEY TO THE SAME CHECKING ACCOUNT AT XXXX XXXX THAT I'VE HAD FOR MANY YEARS. I'VE BEEN A CUSTOMER AT CHASE BANK FOR 13 YEARS. I'VE BEEN A CUSTOMER AT XXXX XXXX FOR 5 YEARS. 

XXXX IS A REAL TIME MONEY TRANSFERRING APPLICATION THAT CHASE BANK PROMOTES AND PROVIDES TO THEIR CUSTOMERS TO ACCESS AND USE FOR FINANCIAL TRANSFERS TO OTHER BANKS THROUGH THEIR BANKING ONLINE SERVICES. 

ON XX/XX/year>, I REQUESTED THAT CHASE TRANSFER {$250.00} TO MY XXXX XXXX CHECKING ACCOUNT VIA EMAIL XXXX. THIS EMAIL IS ASSOCIATED WITH AND IS LINKED TO MY XXXX XXXX XXXX ACCOUNT. XXXX XXXX NEVER RECEIVED THIS XXXX PAYMENT OF {$250.00}. PLEASE SEE SUPPORTING EVIDENCE, XXXX TRANSACTION FROM CHASE. 

CHASE CLAIMS THAT THEY HAVE ESCALATED THIS ISSUE AND HAVE INVESTIGATED IT. HOWEVER, CHASE HAS NOT PROVIDED LOGICAL EXPLANATION TO WHERE THE {$250.00} DOLLARS WENT THAT WAS WITHDRAWN FROM MY ACCOUNT. CHASE DENIED CLAIM TO RETURN FUNDS OR PROVIDE A PROVISIONAL CREDIT. 

CHASE ALSO DENIES LOSS OF FUNDS THROUGH THEIR THIRD PARTY APPLICATION XXXX. CHASE CLAIMS THEY SENT THE MONEY. HOWEVER, XXXX XXXX NEVER RECEIVED THE ZELLED FUNDS AND CHASE NEVER CONTACTED THEIR THIRD PARTY VENDOR XXXX TO INVESTIGATE THE TRANSACTION. SEE SUPPORTING EVIDENCE, XXXX TRANSACTIONS FROM XXXX. 

XXXX XXXX STATES THAT THEY ARE ON THE RECEIVING END AND CAN NOT BE RESPONSIBLE FOR MONEY THAT CHASE LOST OR THAT XXXX LOST THROUGH THE TRANSFER PROCESS. CHASE IS RESPONSIBLE FOR CUSTOMERS ' MONEY THAT DOES NOT TRANSFER TO THE INTENDED PARTY OR IS LOST THROUGH THE TRANSFER PROCESS. 

THE {$250.00} XXXX TRANSFER IS SHOWING IN MY CHASE CHECKING ACCOUNT AS A WITHDRAWN TRANSACTION, BUT THE FUNDS WERE NEVER RECEIVED INTO MY XXXX XXXX CHECKING ACCOUNT. 

XXXX XXXX XXXX CONTACTED THE THIRD PARTY VENDOR XXXX. XXXX STATED CUSTOMERS WOULD NEED TO CONTACT THEIR BANKING INSTITUTIONS IF THEIR CONCERNS OR ISSUE WITH XXXX MONEY TRANSFERS WERE MADE THROUGH THEIR BANKING INSTITUTION USEING XXXX. 

PLEASE HAVE CHASE BANK DEPOSIT RETURN REFUND THE {$250.00} THAT WAS WITHDRAWN FROM MY CHASE CHECKING ACCOUNT BUT NEVER SENT OR RECEIVED INTO MY XXXX XXXX CHECKING ACCOUNT. REQUEST IS ALSO MADE TO HAVE CHASE CEASE FROM USING THE THIRD PARTY ZELLE APPLICATION VENDOR THROUGH THEIR BANKING SERVICES IF THEY REFUSE TO HOLD THEMSELVES RESPONSIBLE AND ACCOUNTABLE FOR CUSTOMERS ' MONEY LOST OR STOLEN THROUGH XXXX TRANSFER PROCESS. 

SINCERELY, XXXX XXXX CONSUMER/COMPLAINANT
Consumer complaint received 2024-01-25
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC. (FL)

I recently perused a copy of my credit history. It said that the credit request originated from the credit inquiries listed below. However, I did not provide my consent for these questions to be asked. In response, I'm writing to contest these inquiries and ask that they be removed from my credit report. 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Consumer complaint received 2024-01-25
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC. (OH)

Im writing to you today to inform you I was the victim of identity theft. Per FCRA section 605b you are required to remove/block any accounts listed on an id theft report. Please find the required documents to assist in the blocking of the erroneous information which is being posted to my report. 
XXXX, XXXX, XXXX XXXX XXXX XXXXXXXX XXXX XXXX, OH XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX, OH XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXXXXXX, OH XXXX XXXX XXXX XXXX XXXX XXXX XXXX, OH XXXXXXXX XXXX XXXX XXXX Balance : {$0.00} XXXXXXXX XXXX XXXXXXXX XXXX : {$0.00} XXXX XXXX XXXXXX/XX/XXXX XXXXXXXX XXXX XXXXXX/XX/XXXX
Consumer complaint received 2023-03-14
Product: Credit card or prepaid card — General-purpose credit card or charge card
Issue: Advertising and marketing, including promotional offers — Confusing or misleading advertising about the credit card
Company: FIRST NATIONAL BANK OF OMAHA (MN)

I received a promotion from my credit card stating if I used their checks I would get a 6.99 % XXXX in bold. So I used the checks on 2 purchases on XX/XX/27 instead of using my card. I then noticed yesterday when the checks posted on my account they charged me a large transfer fee to use them. I contacted the company and they said its in fine print they would charge a fee. Everything else was in bold but that. 
I said I would pay the total in full immediately if they reversed the fee and they said the only way they would do that is if I went to the retailers bank and got the check back. They wouldnt explain how I could do that and the banks say there is no such thing. Their advertising is VERY misleading as I would have just used my card itself or paid cash. Why would I have used them if I was going to be charged.
Consumer complaint received 2023-02-09
Product: Credit reporting, credit repair services, or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: R & B Corporation of Virginia (VA)

I received two credit hits in my report from the Company Credit Control Group for the following alleged amounts ( which I do not own ) and I am requesting proof of debt if they are taking the liberty to write to the Reporting Agency : 1. Potential Negative - Major Derogatory Source : XXXX Balance amount : {$300.00} Is Collection : Yes Open date : XX/XX/2023 Name : Credit Control Corp Phone : XXXX Business type : XXXX  Street address : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, VA XXXX 2. Potential Negative - Major Derogatory Source : XXXX Balance amount : {$230.00} Is Collection : Yes Open date : XX/XX/2023 Name : Credit Control Corp Phone : XXXX Business type : XXXX Street address : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX VA XXXX This is inaccurate reporting and needs to be removed immediately from my reports. Please send me a copy of my credit report when the above deletion has been done.
Consumer complaint received 2024-01-25
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC. (PA)

THE INFORMATION ATTACHED TO THIS COMPLAINT IS IDENTIFIED AS IDENTITY THEFT AND IS NOT RELATABLE TO ANY TRANSACTIONS MADE BY ME. I AM A VICTIM OF IDENTITY THEFT AND DID NOT MAKE THESE CHARGES. I AM REQUESTING YOU BLOCK AND DELETE THE INFORMATION. MY REQUEST IS NOT MADE IN ERROR NOR IS MY REQUEST IS RESULT OF MISREPRESENTATION.
Consumer complaint received 2023-03-09
Product: Credit reporting, credit repair services, or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: Open Dealer Exchange, LLC (TX)

To whom it may concern, According to my most recently credit report, your company is currently reporting to the three credit bureaus that I applied for credit with your organization. I do no recall granting you this authorization to review my credit report.

The Fair Credit Report Act requires that a creditor to be able to verify the written authorization of the consumer giving the creditor permission to review their credit. If you can provide a copy of a credit application authorizing the disclosure of my credit files with my signature, I will accept the inquiry. If a signed authorization can not be found please remove the inquiry from the three main credit bureaus.

The presence of this inquiry is adversely effecting my credit report and is impending my ability to obtain necessary credit. Time is of the essence so I would greatly appreciate a response from you within thirty ( 30 ) days.

Please mail me the copy of the signed application or a letter indicating your intention to delete the inquiry.
Consumer complaint received 2024-06-14
Product: Debt collection — Other debt
Issue: Attempts to collect debt not owed — Debt was result of identity theft
Company: LJ Ross Associates (MI)

I have noticed an account that is in violation of my rights, the FCRA, and the FDCPA. Below is the information regarding the account I am referring to. I am not liable for this debt with CONSUMERS ENERGY and do not have a contract with ( L J ROSS ASSOCIATES IN ).. They did not provide me with the original application as I requested. I have already filed an FTC report on them, and they have sold my information to another company. Please review the information above and have it removed immediately, as it violates my consumer rights and FDCPA rights. Thank you!
Consumer complaint received 2023-03-09
Product: Credit card or prepaid card — General-purpose credit card or charge card
Issue: Getting a credit card — Card opened as result of identity theft or fraud
Company: SYNCHRONY FINANCIAL (NH)

I HAVE TRIED SEVERAL TIMES TO REACH SYNCHRONY BANK AND IT IS A CONSTANT LOOP WITH NO SOLUTION. SYNCHRONY BANK HAS BEEN COMPROMISED!!! I HAVE HAD 3 CARDS IN THE LAST 7 DAYS - ALL SYNCHRONY BANK CARDS- COMPROMISED. SOMEONE HAS CHANGED THE MAILING ADDRESS & REQUESTED NEW CARDS FOR MY DICKS SCORECARD ( 3 TIMES ) ACCOUNT, TJMAXX ACCOUNT AND VENMO. I HAVE CLOSED ALL ACCOUNTS AS I NO LONGER TRUST THE SECURITY SYSTEM SYNCHRONY BANK UTILIZES.
Consumer complaint received 2024-06-15
Product: Checking or savings account — Checking account
Issue: Managing an account — Problem using a debit or ATM card
Company: HANCOCK WHITNEY BANK (LA)

Someone stole my debit card and my PIN number to my Hancock Whitney Bank bank account and made quite a few unauthorized ATM withdrawals and store purchases within 3 days time. As soon as I discovered what had happened I immediately contacted the bank and filed a dispute. The following morning I contacted the police and filed a police report. Dates and Amounts posted to my account are as follows in chronological order : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 
I've have filed disputes a total of three times and was denied each of the three different times. I have filed a report with the police that is being investigated currently. The Bank has still refused to reimburse the money stolen out of my checking account even though I did not give any authorization to anyone whatsoever to have use of my bank debit card.
Consumer complaint received 2023-02-08
Product: Money transfer, virtual currency, or money service — Mobile or digital wallet
Issue: Managing, opening, or closing your mobile wallet account — 
Company: Paypal Holdings, Inc ()

Good day My complaint about Paypal Inc.for giving my account a violation which is not happened ( Ref ID - XXXX ). 
I need help with my Paypal account email XXXX to restored and remove the limitation because in XX/XX/XXXX XXXX XXXX utc i received email from Paypal Inc. that my account is limited that i can no longer use my account due to reason of ( sale of unapprove file sharing ) which is not true also they hold my funds making me unable to withdraw.I taking care of my account to avoid dispute or any violation of Paypal terms and condition my account is more than 5 years and maintaining good transactions.