Consumer complaint received 2020-03-25
Product: Credit reporting, credit repair services, or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: EQUIFAX, INC. (OH)

I have paid off my child support of which i am no longer obligated to pay due to the fact it was combined with welfare fraud by which i had the order for support terminated by which i received a letter of proof from California. 

Equifax has violated my rights under the following acts with their biased against me as a consumer. The following acts that they have violated against me for the past 30 years is the ones below. 

1.Fair Credit Billing Act ( FCBA ) 15 U.S.C year 1637 to 1975 enacted to protect consumers against fraud in math errors, failure to post payments and other credits, and clarifications.

2. 4. Fair credit reporting act ( FCRA ) sub-section 618. [ 15 U.S.C. sub-section 1681p ] I have two years from the discovery of the date of the violation or 5 years from the date of the violation occurred which ever is longer to sue equifax and not the source.

3. Fair and Accurate Credit Transactions Act Signed and Enacted by president George W. Bush in  XX/XX/XXXX and in XX/XX/XXXX added as an amendment to the Fair Credit Reporting ACT U.S.C. sections amended : 15 U.S.C. ch. 41, subch. I 1601 et seq. 15 U.S.C. ch. 41, subch. III 1681 et seq.

I have pulled my credit reports from the past 30 years to find the violations on my credit report that was not fixed on my payment history legend of which i am going to attach to this complaint of my credit report. 

The reasoning of equifax should have kicked in by now how can someone pay child support for 30 years and not receive proper credits to their account. Equifax shares the dispute with the subscriber as an affiliate and when its obviously wrong and just fix the errors on their own which only delays and prolong the process of which i am tired by which my attorney said to try this first before bringing this to his agency for a resolution before filing charges in court for penalties and restitution 's of damages.

The previous Child-Support order was not based in Ohio. Ohio order and enforcement came from California because my children was born in Ohio. The interstate wage garnishment order came from California to Ohio of which it was terminated of enlightenment by proof of welfare fraud by which i am submitting the sampling of checks from Ohio and the termination order from California. 

The legend is off because of the termination date of the letter from California which totally contradicts the legend of payments. I have made a request from my employers of a master check records because i paid all of my payments which are not recorded or have been since XXXX by equifax until this very date. 

Equifax harmed my credit by its failure to ask for payment records by violating the above acts in 1,2,3, the state of Ohio is wrong but Equifax has not right to favor them over me when it comes to them obeying federal laws to protect the consumer in it interest for fair and equal treatment. 

Equifax needs to stop being biased because of it biased to believe it subscriber Ohio Department of human services due to their contracts with them and en-light of them not doing their jobs, performances or duties according to the laws of the federal trade commission. 

Please dont share my records with equifax in any form or fashion because their negligent investigations. I am sending records to my attorney. 
Both of the states Ohio and California Records management systems were paper before they upgraded their systems to digital. I know that they are negligent both states outsourced the work to 3rd parties to do the database work and they scattered my records and it shows in my file with equifax and they never had taken the time to investigate they just assumed Ohio was right for reporting it on behalf of California and has harmed me greatly as a consumer.