Consumer complaint received 2024-02-27
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc. (PA)

I SENT THE FOLLOWING LETTER TO THE 3 CREDIT BUREAUS ABOUT REPORTING INACCURATE INFORMATION TO MY CREDIT REPORT AND REQUESTED THEM TO DELETE THE ACCOUNTS WITH INACCURACIES. 

XXXX / XXXX EXPERIAN XXXX XXXX XXXX XX/XX/XXXX Hello, I received a copy of my credit report and found the following items to be errors. Please see below, I have listed out the account, the error in reporting, and what action needs to be taken. 

These items are not reporting 100 % accurately and FCRA laws ensure that bureaus report only 100 % accurate credit information. 

Every step must be taken to assure the information reported is completely accurate and correct. The following information needs to be investigated. 

ACCOUNT NAME : XXXX XXXX ACCOUNT NUMBER : XXXX ERROR IN REPORTING : XXXX REPORTS 30 DAY LATE PAYMENT ON XXXX XXXX EXPERIAN REPORTS 30 DAY LATE PAYMENT ON XXXX XXXX XXXX REPORTS 30 DAY LATE PAYMENT ON XXXX XXXX ACTION : PLEASE DELETE THIS ACCOUNT FROM MY CREDIT REPORT DUE TO ERROR IN REPORTING, AS PER FCRA ACCOUNT NAME : XXXX XXXX XXXX XXXX ACCOUNT NUMBER XXXX ERROR IN REPORTING : XXXX XXXX 30 DAY LATE PAYMENT IN XX/XX/XXXX XXXX REPORTS 30 DAY LATE PAYMEN IN XX/XX/XXXX XXXX REPORTS 30 DAY LATE PAYMENT IN XX/XX/XXXX Action : PLEASE DELETE THIS ACCOUNT FROM CREDIT REPORT DUE TO ERROR IN REPORTING, AS PER FCRA ACCOUNT NAME : XXXX XXXX  ACCOUNT NUMBER : XXXX XXXX XXXX XXXX ERROE IN REPORTING : XXXX REPORTS HIGH CREDIT {$190.00} EXPERIAN REPORTS HIGH CREDIT {$190.00} XXXX REPORTS HIGH CREDIT {$500.00} ACTION : PLEASE DELETE THIS ACCOUNT FROM CREDIT REPORT DUE TO ERROR IN REPORTING, AS PER FCRA ACCOUNT NAME : XXXX XXXX XXXX XXXX ACCOUNT NUMBER XXXX ERROR IN REPORTING : XXXX REPORTS DATE LAST ACTIVE XX/XX/XXXX EXPERIAN REPORTS DATE LAST ACTIVE XX/XX/XXXX XXXX REPORTS DATE LAST ACTIVE XX/XX/XXXX ACTION : PLEASE DELETE THIS ACCOUNT FROM CREDIT REPORT DUE TO ERROR IN REPORTING, AS PER FCRA ACCOUNT NAME : XXXX BANK ACCOUNT NUMBER : XXXX ERRORS IN REPORTING : XXXX REPORTS HIGH CREDIT {$11000.00} EXPERIAN REPORTS HIGH CREDIT {$11000.00} XXXX REPORTS HIGH CREDIT {$500.00} XXXX REPORTS DATE OF LAST PAYMENT XX/XX/XXXX EXPERIAN REPORTS DATE OF LAST PAYMENT XX/XX/XXXX XXXX REPORTS DATE OF LAST PAYMENT XX/XX/XXXX ACTION : PLEASE DELETE THIS ACCOUNT DUE TO ERROR IN REPORTING, AS PER FCRA ACCOUNT NAME : XXXX XXXXXXXX XXXX ACCOUNT NUMBER : XXXX ERROR IN REPORTING XXXX XXXX REPORTS DATE OPENED XX/XX/XXXX EXPERIAR REPORTS DATE OPENED XX/XX/XXXX XXXX REPORTS DATE OPENED XX/XX/XXXX XXXX REPORTS DATE LAST ACTIVE XX/XX/XXXX EXPERIAN REPORTS DATE LAST ACTIVE XX/XX/XXXX XXXX REPORTS DATE LAST ACTIVE XX/XX/XXXX ACTION : PLEASE DELETE THIS ACCOUNT FROM CREDIT REPORT DUE TO ERROR IN REPORTING, AS PER FCRA I demand that these items be investigated and removed from my credit report within 30 days. It is my understanding that you will recheck these items with the creditor who has posted them. Please remove any information that the creditor can not verify. Please send me an updated credit report to the address listed out below. 



Thank you, XXXX XXXX XXXX Driver license copy XXXX XXXX XXXX XXXX Social security card copy XXXX, XXXX  XXXX