Consumer complaint received 2024-04-24
Product: Checking or savings account — Checking account
Issue: Managing an account — Problem using a debit or ATM card
Company: Chime Financial Inc (VA)

Dear Directors of FTC, CFPB, XXXX, and State 's Attorney Generals ' Offices in California and Virginia : This is my aggressive pursuit of criminal/consumer prosecutions of Chime, XXXX XXXX, and any other corrupt bank 's employees associated with Chime 's theft of my government social security money complaints of XX/XX/2023. 

Attached is Chime 's reply to my XX/XX/2023, theft by another fake, corrupt Chime bank 's employee who illegally hacked into my bank acct and stole by deceptive means, my {$970.00} XXXX FROM my Chime Bank acct. 

Moreover, in Chime 's reply, as it is attached, has a fraudulent date that I reported its crimes under 18 U.S.C. 1030. " The Computer Fraud and Abuse Act, ( CFAA ), outlaws conduct that victimizes computer systems. It's a cyber computer security law. '' I want the Federal agencies to prosecute [ Chime, XXXXXXXX XXXX, XXXX. and its Executives/ management. They knew of its criminal conspirators who hacked, deceived, and stole my XXXX by its " employee 's using a criminal computer program, XXXX XXXX XXXX 

" This law is to protect federal computers, bank computers, consumer 's computers and any computers connected to the Internet. '' It is that kind of program that illegally takes over a consumer 's computer system. 
FTC and CFPB have found it to be used to hack into consumers phone systems too. Chime 's fraudulent employee lied to me, deceiving me into believing she, XXXX, would allow me to open up my Chime debit card so I can make a purchase and use it. 

Second, in Chime 's deceptive reply, it falsely stated the date of my criminal, consumer bank theft report as XXXX 2023. It did knowingly omit my actual filed complaint date that I reported it to Chime 's debit card number, where I gave them my loss on XX/XX/2023, at about XXXX XXXX. NOT ON XXXX XXXX, 2023. 

Second, Chime misrepresented in its denial to my demand for a refund of my stolen XXXX by at least XXXX fake Chime employees, exposing worldwide that Chime Bank and its " affiliates that Chime has committed Federal and States ' criminal, consumer laws violations as cited herein. 

Finally, as I understand Federal Banking codes, regulations, and its relevant Criminal pand Consumer Protection Law that are to protect consumers from these illegal acts and corrupt bank conduct which is intended to steal, conceal, hide, and abuse me, a consumer by intended acts of deception. 

Thereby, Chime violated criminal & consumer fraud violations of Theft by Deception, Va crim. code, 18.2 -178. " Obtaining money..., etc. by false pretense. '' A. If any person obtains, by any false pretense.. .from any person, with intent to defraud, money,... or other property that may be the subject of larceny, he shall be guilty of larceny. '' Chime must be prosecuted for its knowingly intentional violation of the Computer Fraud and Abuse Act, 18 U.S.C. 1030.

Thank you for your immediate attention to these ongoing crimes engaged in by Chime Bank and its ' affiliates. 

Respectfully yours, XXXX XXXX XXXX '' XXXX XXXX, XXXX. 
XXXX XXXX XXXX EXHIBIT. 
Account Number Ending In : XXXX Claim ID : XXXX Dispute Type : Pay Friends - Unauthorized Transfer Date Error Reported : XXXX Claim Amount : {$970.00} Hello XXXX XXXX, This letter is to inform you that we have made a final determination regarding the claim referenced above. As part of our investigation, a review of our systems was performed in addition to information provided during the claim filing process. As applicable, we coordinate with other financial institutions, merchants, and networks as part of the claim review. 

Based on our investigation, we have concluded no error occurred. Therefore, no funds will be credited to your account and this claim is considered closed. 

You may request a copy of the documents we used in determining the final outcome of the investigation. If you have any additional questions or need further assistance, feel free to contact us at any time. 

Thanks, Chime Disputes Team