Consumer complaint received 2024-04-18
Product: Debt collection — Payday loan debt
Issue: Took or threatened to take negative or legal action — Threatened or suggested your credit would be damaged
Company: CCF Intermediate Holdings LLC (MD)

I have received several of these notices : Now XXXX XXXX XXXX is involved. ( other complaint reported on this site ) CREDITOR : Speedy Cash XXXX ( XXXX ) CASE NO : XXXX TOTAL OUTSTANDING BALANCE : {$940.00} ONE TIME SETTLEMENT OFFER : {$500.00} ATTENTION : - XXXX XXXX , This Legal Proceedings issued on your Docket Number is XXXX with XXXX of XXXX XXXX XXXX  XXXX in order to notify you that after making calls to you on your phone number we were not able to get hold of you. So, the accounts department of XXXX XXXX has decided to mark this case as a flat refusal and press legal charges against you. 



We have sent you this warning notification about legal proceedings on XXXX, 2024 but you failed to respond on time now its high time if you failed to respond in next XXXX HOURS so we will register this case in court. Consider this as a final warning and we will be Emailing/Fax this issue to your current employer to make sure they take strict against you. Your salary and all your wages will be garnished.

As we were trying to reach you since a couple of days regarding a very serious matter about a Lawsuit filed on your name stating that you are doing some civil litigation. We are really very sorry to inform you that you are going to be legally prosecuted in the courthouse within a couple of days.

Your SSN was put on hold by the US Government, so before something goes wrong, I thought that we will try to notify you about this matter. But as we were not able to reach you, we needed to send you a final notification email.

At this point of time, the US Government is presuming XXXX serious allegations against your name and SSN.

1 ) Violation of Federal Banking Regulation.

2 ) Collateral Check Fraud.

3 ) Theft by Deception. 



These XXXX serious allegations come from the fact that your IP address was monitored online for Internet Fraud Prevention and Detection which means, they are stating on this affidavit that funds were transferred via inner-state EFT which stands for Electronic Funds Transfer under the Bank Name having the A/C Number : Moreover, you had given out an Electronic Signature on the Contract papers obeying all the rules and regulation of XXXX. 



As you are a defaulter on this credit, once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of Lawsuit is received, we may need to ask the court to give one of the following orders, should the debt remain unpaid.

1 ) Warrant of Execution ( Exceptional Attachment Order ) Seizure and sale of Movable non-essential assets/ property by a County Court Bailiff / Sheriff Officer.

Option of Resolvement : - You can simply resolve this case by paying the amount back to the company by following a legal OCR procedure thats called Out of Court Resolution/Restitution by simply paying your loan amount with the penalty charges due to delay of payment.

Here is the detail of your personal information that you provided to the company when you applied for the loan which is as follow : So please take a piece of paper and write down your Case File Number XXXX and XXXX thing since its a legal matter you will be need any help or want to resolve this case outside of the court, so please write down to Restitution Department Head at : - XXXX NOTE : - IF YOU ACCEPT AN OFFER TO SETTLE, THEN FAIL TO COMPLY WITH ITS TERMS, Judgment in the terms of the accepted offer may be obtained against you on motion to the court, or the action may continue as if there has been no offer to settle [ R. 14.06 ] NOTE : - IF THIS OFFER TO SETTLE IS NOT ACCEPTED, IT SHALL NOT BE FILED WITH THE COURT OR DISCLOSED to the trial judge until all questions of liability and relief ( other than costs ) have been determined [ R. 14.04 ] Do revert back if you want to get rid of these legal consequences so make a payment today or else, we would be proceeding legally against you and we apologies that this notification will also send to your current employer. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action. 



You can Email back to get the payment mode too.

We will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to {$7400.00} and it will be totally levied upon you and that would be excluding your attorney charges. If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.

Please let us know what your intention is by today itself so we can hold the case or else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step.

WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.

TERMS & CONDITIONS YOU AGREED By electronically signing this Loan Agreement by clicking the " I AGREE '' button below, you are confirming that you have agreed to the terms and conditions of the Consent and that you have downloaded or printed a copy of this Consent for your records. 



Sincerely, Speedy Cash XXXX XXXX XXXX XXXX XXXX XXXX XXXX