Consumer complaint received 2019-02-04
Product: Debt collection — Other debt
Issue: Attempts to collect debt not owed — Debt is not yours
Company: The CMI Group, Inc. (MI)

A debt for {$780.00} has been on my credit report since XX/XX/2018 from COLLECTION company called CREDIT MANAGEMENT LP XXXX XXXX XXXX XXXX, TX XXXX. XXXX ) XXXX Be advised this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( 8 ), stating your claim is disputed and validation is requested. This is not a request for verification or proof of my address, but a request for VALIDATION made pursuant to the above named Title & Section. I respectfully request your office provide me with competent evidence that I have any legal obligation to pay you. If any negative mark are found on any of my 3 major credit bureau 's this action might constitute fraud under both Federal and State Laws. I will not hesitate in bringing legal action against you and your client for the following : VIOLATION OF THE FAIR CREDIT, REPORTING ACT, VIOLATION OF THE FAIR DEBT COLLECTION, PRACTICES ACT, & DEFORMATION OF CHARACTER.

IF your office are able to provide the proper documents as requested in the following declaration, I will request at lease 30 days to investigate this information. If your office fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted & completely removed from my credit file & a copy of such deletion request shall be sent to me IMMEDIATELY.

CEASE AND DESIST.

CREDIT/DEBT COLLECTOR DECLARATION 1. NAME & ADDRESS OF ALLEGED CREDITOR 2. NAME ON FILE OF ALLEGED DEBTOR 3. ALLEGED ACCOUNT # 4. ADDRESS ON FILE OF ALLEGED DEBTOR 5. AMOUNT OF ALLEGED DEBT 6. DATE THAT THIS ALLEGED DEBT BECAME PAYABLE 7. DATE OF ORIGINAL CHARGE IFF OR DELINQUENCY 8. WAS THIS DEBT ASSIGNED TO DEBT COLLECTOR OR PURCHASED 9. AMOUNT PAID IF DEBT WAS PURCHASED 10. COMMISSION FOR DEBT COLLECTOR IF COLLECTION EFFORTS ARE SEUCCESSFUL PLEASE SEND A COPY OF THE AGREEMENT WITH YOUR CLIENT THAT GRANTS JEFFERSON 'S CAPITAL SYSTEM THE AUTHORITY TO COLLECT THIS ALLEGED DEBT. ALSO PLEASE SEND A COPY OF ANY SIGNED AGREEMENT DEBTOR HAS MADE WITH DEBT COLLECTOR OR OTHER VERIFIABLE PROOF DEBTOR HAS A CONTRACTUAL OBLIGATION TO PAY DEBT COLLECTOR. PLEASE SEND INFORMATION OF ANY AGREEMENT THAT BEARS THE SIGNATURE OF DEBTOR, WHEREIN HE/SHE AGREED TO PAY CREDITOR. PLEASE ATTACH COPIES OF ALL STATEMENTS WHILE THIS ACCOUNT WAS OPEN.

PLEASE PROVIDE THE NAME & ADDRESS OF THE BONDING AGENT FOR XXXX XXXX XXXX XXXX, IN CASE LEGAL ACTION BECOMES NECESSARY. & AUTHORIZED SIGNATURE FOR CREDITOR.

YOU MUST RETURN THIS COMPLETED INFORMATION ALONG WITH COPIES OF ALL REQUESTED INFORMATION, ASSIGNMENTS, OR OTHER TRANSFER AGREEMENTS, WHICH WOULD ESTABLISH YOUR RIGHT TO COLLECT THIS ALLEGED DEBT WITHIN 30 DAYS FROM THE DATE OF YOUR RECEIPT OF THIS LETTER.

YOUR CLAIM CAN NOT & WILL NOT BE CONSIDERED IF ANY PORTION OF THIS FORM IS NOT COMPLETED & RETURNED WITH COPIES OF ALL REQUESTED DOCUMENTS. THIS IS FOR VALIDATION MADE PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT. PLEASE ALLOW 30 DAYS FOR PROCESSING AFTER I RECEIVE THIS INFORMATION BACK.