Consumer complaint received 2016-03-14
Product: Debt collection — Credit card
Issue: Cont'd attempts collect debt not owed — Debt is not mine
Company: The Law Offices of Kenosian & Miele, LLP (CA)

Kenosian & Miele, LLP, the attorney for XXXX XXXX XXXX XXXX, filed a judgement against me XXXX XXXX, XXXX for a {$3900.00} debt on a XXXX credit card that I never owned. They claim their process server, " under penalty of perjury '' I might add, served me with a Proof of Service Mon., XXXX XXXX, XXXX at XXXX to an address I did n't even live at. I have proof of all my addresses since I was XXXX years old on my secret security clearance paperwork to prove that. 

I was not even aware of this judgement against me back in XXXX until recently, when on Friday, XXXX XXXX, XXXX, my human resources representative emailed me a copy of an earnings withholding order that Kenosian & Miele, LLP managed to file against me. I immediately printed out the case report, went to XXXX County court and got a copy of the chief complaint and the proof of service. I also starting contacting as many attorneys as I could to help me with my case. I spoke with two representatives from XXXX who ran my social security number and found no such account in my name. 

XXXX XXXX XXXX XXXX falsified a Debtor 's Statement of Account and Payment History by attaching my name to the top of another consumer 's credit card statement and blackening out my address and account number. I assume that is how they got the judgment against me in XXXX. They have allowed six years to pass to accrue more interest to collect from me, without my knowledge. They also stole my social security number in XXXX XXXX to run my credit report to locate my current employer and serve me with the wage garnishment order. 

Speaking with various attorney 's, they advised me that the quickest way to stop a wage garnishment is A. File Bankruptcy or B. Submit a Claim of Exemption with the levying officer. They also said I needed to file a motion to move aside a default judgement, which would cost me a lot of money to have an attorney do. I filed the Claim of Exemption already. I 'm not filing bankruptcy and ruining my credit over the {$7200.00} they claim I owe, {$3000.00} of that would be accrued interest alone for the account in question. Vultures. 

I really do not understand how a legitimate law office can commit such fraudulent activities and not be disbarred. 

Oh, and I failed to mention NONE of this shows up on my credit report : No Public Records ; not in the collections section ; and there is no history of this XXXX account on my report anywhere. If this debt was legitimately mine, it would definitely be on my credit report. I feel that they prayed on me because I have one bad debt on my credit report from XXXX XXXX that was charged off in XXXX XXXX. I currently own a XXXX XXXX card and they were the company that financed my car. If I was truly in horrible standing with XXXX XXXX, they would have never approved me for credit the second time around. 

So, XXXX XXXX XXXX XXXX. took the date from my XXXX XXXX debt to target me and file a judgement against me ; they falsified a Debtor 's Statement of Account and Payment History with my name on another consumer 's bad debt to collect years of accrued interest from me by serving me with a wage garnishment.