Consumer complaint received 2020-12-31
Product: Credit reporting, credit repair services, or other personal consumer reports — Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem — Investigation took more than 30 days
Company: Experian Information Solutions Inc. (TX)

XXXX XXXX XXXX Account XXXX The company that reported the information has certified to Experian that the information is accurate. This item was not changed as a result of our processing of your dispute. Please review your report for the details. 
View your Report | View your credit score Remains + 'icon ' Remains XXXX XXXX XXXX XXXX Account XXXX Information on this item has been updated. Please review your report for the details. 
Show Details | View your Report | View your credit score Updated + 'icon ' Updated XXXX XXXX XXXX XXXX XXXX Account XXXX The information you disputed has been verified as accurate ; however, information unrelated to your dispute has been updated. Please review your report for the details. 
Show Details | View your Report | View your credit score Updated + 'icon ' Updated XXXX XXXX Account XXXX The information you disputed has been verified as accurate ; however, information unrelated to your dispute has been updated. Please review your report for the details. 
Show Details | View your Report | View your credit score Updated + 'icon ' Updated XXXX XXXX Account XXXX This item was removed from your credit report. Please review your report for the details. 
Hide Details | View your Report | View your credit score XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX XXXX 1 late payment {$590.00} Balance updated XX/XX/XXXX Account info Account name XXXX XXXX XXXXXXXX Account number XXXX Original creditor - Company sold - Account type Revolving Date opened XX/XX/XXXX Account status - Payment status Pays account as agreed Status updated XX/XX/XXXX Balance {$590.00} Balance updated XX/XX/XXXX Credit limit {$9000.00} Usage 6 % Monthly payment {$25.00} Past due amount - Highest balance {$1200.00} Terms - Responsibility Authorized User Your statement - fcra violations never late Unknown payment history {$290.00} Balance updated - Account info Account name - Account number XXXX Original creditor - Company sold - Account type Collection Account Date opened XX/XX/XXXX Account status - Payment status Unpaid Status updated XX/XX/XXXX Balance {$290.00} Balance updated - Original amount - Paid off 0 % Monthly payment - Past due amount - Terms - Responsibility Individual Account Your statement - XXXX has unknown collections fcra violations see attachments conns unknown payment history paid and close fcra violations see attachments XXXX XXXX Unknown payment history XXXX  XXXX XXXX Unknown payment history {$0.00} Closed all unknown must have sometime of payment history caused my score not to be correct FCRA violations has to have some history XXXX XXXX XXXX. 
11 charge-offs FCRA violations see attach wrongs names and addresses XXXX : XXXX 3 late payments {$0.00} Closed Account info Account name XXXX Account number XXXX Original creditor - Company sold - Account type Revolving account Date opened XX/XX/XXXX Account status Closed Payment status Paid or paying as agreed Status updated XX/XX/XXXX Balance {$0.00} Balance updated XX/XX/XXXX Credit limit {$4300.00} Monthly payment - Past due amount {$0.00} Highest balance {$2400.00} Terms - Responsibility Individual account Your statement - Payment history XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX 30 60 60 XXXX FCRA violations never late see attachment to prove case with wrong names addresses XXXX XXXX Unknown payment history {$470.00} Closed Account info Account name XXXX XXXX Account number XXXX Original creditor - Company sold - Account type Open account Date opened XX/XX/XXXX Account status Closed Payment status Charged off as bad debt Status updated XX/XX/XXXX Balance {$470.00} Balance updated XX/XX/XXXX Original amount $ 475 Monthly payment - Past due amount {$470.00} Terms - Responsibility Individual account Your statement - fcra violations see attachments of all the errors all information listed are not mine