Consumer complaint received 2024-03-27
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: EQUIFAX, INC. (GA)

Date : XX/XX/XXXX Name : XXXX XXXX XXXX XXXX. 

Address : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, XXXX  XXXX Email : XXXX Contact Number : ( XXXX ) XXXX D.O.B : XX/XX/XXXX SSN : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( or ) XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Equifax Information Services LLC XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Report Confirmation XXXX Dear XXXX, Equifax, and XXXX, I am writing to urgently dispute the inaccurate information contained in my credit reports, particularly concerning addresses, name variations, and telephone numbers. This situation is deeply concerning as it is affecting my life and my family 's opportunities. I have never resided at the addresses listed in my credit reports, and the inclusion of these addresses is both alarming and detrimental to my financial well-being. 

On Equifax report number XXXX, please remove the following inaccurate addresses : - XXXX XXXX XXXX XXXX XXXXXXXX XXXX  XXXX - XXXX XXXX XXXX XXXX, XXXX, XXXX XXXX - XXXX XXXX XXXX, XXXX, XXXX XXXX - XXXX XXXX XXXX, XXXX, XXXX XXXX - XXXX XXXX XXXX, XXXX, XXXX  XXXX please update my name to the correct spelling : XXXX XXXX XXXX XXXX all other names that isnt reported as such should be deleted and removed. 

On XXXX ( Report Number : XXXX ), delete the address : - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX ID # XXXX Single family XXXX XXXX  XXXX XXXX, XXXX XXXX XXXX Address ID XXXX XXXX Multifamily - Apartment complex XXXX XXXX XXXX XXXX, XXXX XXXX XXXX Address ID # XXXX XXXX Single family, XXXX XXXX XXXX, XXXX XXXX XXXX Address ID # : XXXX XXXX XXXX, XXXX -- XXXX XXXX, XXXX XXXX  XXXX Address ID # XXXX XXXX Single XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX Address ID # : XXXX XXXX family please update my  name to the correct spelling : XXXX XXXX XXXX XXXX all other names that isnt reported as such should be deleted and removed . 

Phone Number removal. 
- ( XXXX ) XXXX - ( XXXX ) XXXX - ( XXXX ) XXXX - ( XXXX ) XXXX - ( XXXX ) XXXX - ( XXXX ) XXXX On XXXX please remove the following inaccurate addresses : - XXXX XXXX XXXX XXXX XXXX, XXXX  XXXX - XXXX XXXX XXXX XXXX, XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX - XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX Additionally, please update my name to the correct spelling : XXXX XXXX XXXX XXXX all other names that isnt reported as such should be deleted and removed. I have been a victim of identity theft, and these inaccuracies are causing significant distress for me and my family. I request the removal of the fraudulent addresses and incorrect name variations from my account, along with an updated and accurate statement reflecting these changes. 

I also demand that you cease reporting this inaccurate information to all nationwide credit reporting agencies. The federal Fair Credit Reporting Act ( FCRA ) mandates the accuracy, fairness, and privacy of information in consumer files ( Reference : 15 U.S.C. 1666-1666j ). This inaccurate reporting is tarnishing my reputation and hindering my ability to access credit. 

Enclosed is a copy of my Identity Theft Report and a credit report highlighting the fraudulent items related to your company. I urge you to adhere to your responsibilities under the Fair Credit Reporting Act and promptly remove this inaccurate information from my credit report. 

Furthermore, I question the reliability of the information furnished by your company. The inconsistent reporting raises doubts about its accuracy and reliability. I request a thorough reinvestigation of this matter and written confirmation of the deletion from my credit report. 

Thank you for your immediate attention to this matter. 

Sincerely, XXXX XXXX XXXX XXXX.