Consumer complaint received 2024-04-20
Product: Debt collection — I do not know
Issue: Attempts to collect debt not owed — Debt was result of identity theft
Company: Resurgent Capital Services L.P. (PA)

My consumer rights have been violated by : LVNV Funding LLC XXXX XXXX XXXX XXXX XXXX Resurgent Capital Services In XX/XX/XXXX I was victim of Identity Theft. I submitted my Identity theft report with an officers signature report # XXXX, ftc report, and a letter explaining this along with FCRA 605B printout to XXXX, XXXX, and XXXX. LVNV Funding LLC was removed from my consumer report by all XXXX bureau 's it was reinserted back in my credit report which is another violation of 15 US 1681,15 US 1681i ( 5 ) ( B ) ( i ). I sent a letter certified mail to XXXX XXXX XXXX XXXX, ( Ive uploaded this letter ) stating that RE : Violations of Consumer Laws and FTC laws/guidelines BE ADVISED, this is not a refusal to pay. I dont accept or deny this debt account, and this is not a request of validation of this debt account. Im writing you to let you know that youve violated FTC laws/guidelines and my consumer rights. I also asked them not to sell or transfer the account ( which they did to Resurgent XXXX Services XXXX ) I also made them aware that they would be violating my rights. I included Due to this being matter of Identity Theft on the grounds mentioned above, I will be reporting this to the FTC. If this account is sold or reassigned, I will still hold you accountable for using, possessing and transferring my information and I will seek Damages and/or Violations of {$1000.00} per violation for : 1. NEGLIGENT ENABLEMENT OF IDENTITY THEFT 2. DEFAMATION OF CREDIT WORTHINESS 3. DEFMATION OF CREDIT CAPACITY 4. DEFMATION OF CHARACTER 5. AGGRAVATED IDENTITY THEFT per 15 USC 1028 6. VIOLATION OF 15 USC 6801- Protection of Nonpublic personal information 7. VIOLATION OF 15 USC 6802- Obligations with respect to disclosures of personal information 8. VIOLATIONS OF 15 USC 6803- Disclosure of institution privacy policy 9. DAMAGES PER FAIR CREDIT REPORTING ACT 15 USC 1681N 10. DAMAGES PER FAIR CREDIT REPORTING ACT 15 USC 1681O 11. Mental Anguish 12. VIOLATIONS OF 15 USC 1692 and ALL of its Chapters and subsections This is my final and only warning regarding this matter. I reserve the right to hold you accountable of my Consumer Rights to due you are violating them. I hope you understand the severity of this situation. 

According to the XXXX  Also known as the XXXXXXXX XXXX XXXX Act of XXXX, Debt collectors are Financial Institutions.

According to 15 USC 6802- Obligations with respect to disclosures of personal information, This company LVNV Funding trasnferred/sold my account to XXXX XXXX XXXX  who later sold it to Resurgent Capital Services after all three debt collection agencies recieved my letter ( cerified mail reciept uploaded as proof they recieved the mail ) These companies have violated the all the laws listed above and also violated FCRA 605 B, 15 USC 6803 Disclosures of Institution, 15 US Code 1681b-Permisssible Purposes of consumer reports.Also Resurgent sent me out mail again dated for XX/XX/XXXX XXXX.after they recieved my letters my rights have been violated and continue to be violated