Consumer complaint received 2023-02-19
Product: Debt collection — Other debt
Issue: Attempts to collect debt not owed — Debt is not yours
Company: Pendrick Capital Partners (CA)

On XXXX XXXXXX/XX/XXXX, XXXXXXXX XXXX  XXXX wrote : Hi XXXX, It was a pleasure speaking with you today on the mutually recorded line in regards to account # XXXX. This debt is past the statute of limitations, however the information below may help you collect this debt from the responsible party. I wish you the best in collecting this amount from them, and hope you are successful. 

Please reach out to XXXX XXXX XXXX XXXX XXXX Department for collection on this debt. The number is in the forwarded email below, along with my response to the original debt collector ( XXXX XXXX XXXX ) in XXXX. 

Please kindly send a confirmation that you have received this email. 

Thank you, XX Fwd : XXXX XXXX Acct # XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX- Forwarded message -- -- -- -- - From : XXXX Date : XXXX  XX/XX/XXXX, XXXXXXXX XXXX  Subject : XXXX XXXX  Acct # XXXX To : XXXX Hello, I am disputing a credit claim in the amount of {$3100.00} from XXXX XXXX XXXX, as I was detained and under law enforcement custody at the time. I was not involved with contacting XXXX, nor was I involved with any decisions in regards to myself as my freedom of liberty was removed. 

Please contact XXXX XXXX XXXX XXXX XXXX Department at ( XXXX ) XXXX for verification, billing, or any further questions. 

Please confirm receipt of this email. 

Thank you, XX From : XX XXXX Date : XXXX XXXXXX/XX/XXXX, XXXXXXXX XXXX  Subject : Re : 2nd Notice Dispute : Regarding XXXX acct # XXXX XXXX XXXX XXXX  To : XXXX To whom it may concern : I am disputing a wrongful debt for which I received a second notice by mail in an attempt to collect a debt which is not mine. ( please see attached notice ). Be advised once again that I am NOT THE RESPONSIBLE PARTY FOR THIS DEBT therefore I am writing this dispute. 

I am under no obligation to provide any further information, however, I have kindly provided detailed information within the emails below which may assist you in contacting the responsible party : The responsible party is the XXXX XXXX XXXX XXXX XXXX Department, and they can be reached at ( XXXX ) XXXX. Please read the additional emails below for further information and clarification. 

My previous dispute was sent to XXXX XXXX XXXX on XX/XX/XXXX, and NO RESPONSE was received. The emails below which dispute the any alleged debts and were sent after speaking with your staff member, XXXX, by phone on XX/XX/XXXX on a mutually recorded line. The mutually recorded call explains the dispute in the same detail as this email. 

A copy of this email will be sent by certified mail to the following address : XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, IN XXXX I wish you the best of luck in collecting this debt from the responsible party, which is the XXXX XXXX XXXX XXXX Department. 

************************************ PLEASE CONFIRM RECEIPT of this email. 
************************************ Once confirmation is received, please stop any further contact or harassment by phone or mail with me in regards to the debt of account # XXXX 

This is a debt for which I am not responsible. I have clearly disputed this debt and explained why I am not responsible, and contact on this wrongful debt gives me severe XXXX as I was a victim of police brutality. Lastly, this is also a debt that is past the statute of limitations. 

A consumer complaint in regards to this matter has been filled with the Consumer Financial Protection Bureau on XX/XX/XXXX. Any further harassment may lead to legal action taken against XXXX XXXX XXXX and/or Pendrick Capital Partners on this matter. 

If a legal response is received on this matter, I am prepared to be represented by my consumer protection attorney and seek recovery for any damages in violation of the Fair Debt Collection Practices Act ( FDCPA ), which may include but not be limited to physical and and emotional distress, money unnecessary paid to a lawyer to defend against wrongful debt collection, wrongful damage to credit, and wrongly garnished wages. 

My consumer protection attorney and I will want to know how your practice is attempting to claim a wrongful debt owed from an individual that was detained and held in physical custody by law enforcement. The freedom of liberty was removed from the individual and the individual was not legally allowed to make or authorize any decisions in regards to themselves or thier own body, as the Sheriff Department maintained all custody decisions over that individual. 

Lastly, my attorney and I will want to know how you obtained specific details on private health records that were provided in this notice that is attached. 

************************************ Once again, PLEASE CONFIRM RECEIPT of this email. 
************************************ Best regards, XX