Consumer complaint received 2024-04-13
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC. (LA)

Today, I am addressing a serious issue where I've become a victim of fraudulent activity. In response, I've learned that the proper procedure is to file an identity theft report with the Federal Trade Commission, which can be done aXXXX XXXX XXXX XXXX under reference numbers XXXX & XXXX. The Fair Credit Reporting Act ( FCRA ), specifically Section XXXX, mandates that XXXX XXXX XXXX must remove any items from a consumers credit report that are identified in an identity theft report. To aid in the resolution of this matter, I have included documents that detail the accounts and inquiries incorrectly reported on my credit files. These entries were unauthorized and I have listed them below for clarity and action : XXXX : XXXX  Date Opened : XX/XX/XXXX XXXX Balance Owed : {$0.00} XXXX XXXX Date Opened : XX/XX/XXXX XXXX Balance Owed : {$440.00} XXXX XXXX Date Opened : XX/XX/XXXX XXXX Balance Owed : {$360.00} XXXX XXXX Date Opened : XX/XX/XXXX XXXX Balance Owed : {$600.00} XXXX XXXX  Date Opened : XX/XX/XXXX XXXX Balance Owed : {$0.00} XXXX XXXX  Date Opened : XX/XX/XXXX XXXX Balance Owed : {$18000.00} XXXX XXXX Date Opened : XX/XX/XXXX XXXX Balance Owed : {$15000.00} XXXX XXXX XXXXXXXX Date Opened : XX/XX/XXXX XXXX XXXX XXXX : {$0.00} XXXX Date Opened : XX/XX/XXXX XXXX Balance Owed XXXX {$0.00} XXXX XXXX XXXX Date Opened : XX/XX/XXXX XXXX Balance Owed : {$11000.00} XXXX XXXX XXXX XXXX Balance Owed : {$570.00} XXXX XXXX XXXX XXXX XXXX XXXX : {$400.00} XXXX XXXX XXXX XXXX Balance Owed : {$7600.00} XXXX XXXX  XX/XX/XXXX XXXX MOTORS XX/XX/XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX XXXX Balance Owed : {$0.00} XXXX XXXX  XXXX XXXX XXXX XX/XX/XXXX XXXX Balance Owed : {$440.00} XXXX  Date Opened : XX/XX/XXXX XXXX Balance Owed : {$0.00} XXXX XXXX Date Opened XXXX XX/XX/XXXX XXXX Balance Owed : {$600.00} XXXX XXXX  Date Opened : XX/XX/XXXX XXXX Balance Owed : {$0.00XXXX XXXX XXXX Date Opened : XX/XX/XXXX XXXX Balance Owed : {$18000.00} XXXX XXXX Date Opened : XX/XX/XXXX XXXX Balance Owed : {$15000.00} XXXX XXXX XXXX XXXX Balance Owed : {$570.00} XXXX XXXX XXXX XXXX Balance Owed : {$7600.00} XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX  XX/XX/XXXX XXXX  XX/XX/XXXX =========TRANSUNION : XXXX  Date Opened : XX/XX/XXXX XXXX Balance Owed : {$0.00} XXXX XXXX Date Opened : XX/XX/XXXX XXXX Balance Owed : {$440.00} XXXX XXXX  Date Opened : XX/XX/XXXX XXXX Balance Owed : {$600.00} XXXX XXXX Date XXXX : XX/XX/XXXX XXXX Balance Owed : {$0.00} XXXX XXXX Date Opened : XX/XX/XXXX XXXX Balance Owed : {$18000.00} XXXX  Date Opened : XX/XX/XXXX XXXX Balance Owed : {$0.00XXXX XXXX ( Original Creditor : XXXX XXXX XXXX ) XXXX Balance Owed : {$570.00XXXX XXXX ( Original Creditor : XXXX XXXX ) XXXX Balance Owed : {$7600.00} XXXX XXXX  ( Original Creditor : XXXXXXXX XXXX XXXX XXXX XXXX XXXX ) XXXX Balance Owed : {$400.00} XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX  XX/XX/XXXX XXXX XXXX XX/XX/XXXX. According to FCRA Section XXXX ( a ), such items must be removed from my credit report within XXXX business days of the agency receiving this notification.