Consumer complaint received 2024-01-30
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Aldous & Associates, PLLC (CA)

Aldous & Associates , PLLC I hope this letter finds you well. I am writing to formally dispute and contest the validity of any alleged debt owed to your firm, Aldous & Associates , PLLC, concerning the account associated with " XXXX XXXXXXXX XXXX XXXX  XXXX. '' This letter serves as an official cease and desist notice in response to your debt collection activities. 

I want to clarify the following points : No Original Contract : To the best of my knowledge, I have never entered into a contractual agreement with Aldous & Associates , PLLC. I have not conducted any business with your organization, and therefore, I dispute any claims suggesting the existence of a valid contract between us. 

Lack of Permissible Purpose : I have not provided Aldous & Associates , PLLC, or the original creditor, " XXXX XXXX XXXX XXXX  XXXX, '' with any permissible purpose to share or sell my personal private information. Any sharing or selling of such information without proper consent is a violation of my privacy rights. 

Cease and Desist : I demand that Aldous & Associates , PLLC immediately cease and desist from reporting any information related to this alleged debt on my consumer report. Such reporting is causing me harm and injury, and I reserve the right to take legal action if this matter is not promptly addressed. 

Demand for Proof of Debt : I challenge the validity of the debt and request that Aldous & Associates , PLLC provide me with a copy of the purchase agreement, not mere copies of contracts or statements. I remind you that, as established in case law ( XXXX XXXXXXXX XXXX vXXXX XXXX XXXX XXXX XXXX  ), a copy of a contract is not sufficient evidence to establish the responsibility of a debt. 

Written Testimony Under Penalty of Perjury : In addition to the above, I require a written testimony under penalty of perjury from a witness to the transaction in question. This is necessary to establish the veracity of any claims made against me.

I am not requesting validation of personal information such as my address, name, phone number, date of birth, or social security number. These details are sensitive and, if misused, can lead to fraud and identity theft. My primary request is for Aldous & Associates , PLLC to provide any contracts between your organization and the consumer XXXX XXXX, not contracts between XXXX XXXXXXXX XXXX XXXX  XXXX and XXXX XXXX. 

I request documentation or a stipulation that authorizes Aldous & Associates , PLLC, to collect and report information regarding my alleged debt without my permissible purpose. It is crucial to understand the legal basis and authorization for sharing such information. 

Please provide documentation proving that I was duly notified by the original creditor, XXXX XXXXXXXX XXXX XXXX XXXX, that the account in question was sold to Aldous & Associates , PLLC. Notification of such transactions is essential, and I have not received any communication regarding the sale of this account. 

The absence of the requested documentation may raise serious legal and ethical concerns. The prompt and accurate response to these specific requests is crucial for resolving this matter satisfactorily. 

I expect your compliance with these additional requests within [ a reasonable timeframe, e.g., 10 days ] from the receipt of this letter. Failure to provide the requested documentation may compel me to pursue further legal remedies to protect my rights and address any potential violations. 

Thank you for your attention to these matters, and I anticipate a prompt response.