Consumer complaint received 2024-02-27
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC. (LA)

Dear CFPB, XXXX XXXX XXXX XXXX XXXX, is in violation of 15 U.S.Code 1681s2 ( A ) ( 1 ) A, 15 U.S.Code 1681 ( e ), 15 U.S.Code 1681-Congressional findings and statement of purpose ( a ) Accuracy and fairness of credit reporting, because XXXX XXXX XXXX XXXX XXXX is continuing to report false and inaccurate information to ANNUALCREDITREPORT.COM, and to XXXX despite knowledge and notice from me, the consumer that the information is inaccurate and has no association to any accounts in association with me. 

The following phone numbers, banking numbers, cellular numbers continue being reported inaccurately by XXXX XXXX XXXX XXXX are : ( XXXX ) XXXX, ( XXXX ) XXXX, ( XXXX ) XXXX, ( XXXX ) XXXX, ( XXXX ) XXXX, ( XXXX ) XXXX, ( XXXX ) XXXX, ( XXXX ) XXXX, ( XXXX ) XXXX, ( XXXX ) XXXX, ( XXXX ) XXXX, ( XXXX ) XXXX ( XXXX ) XXXX, ( XXXX ) XXXX, ( XXXX ) XXXX, ( XXXX ) XXXX ( XXXX ) XXXX, ( XXXX ) XXXX, ( XXXX ) XXXX, ( XXXX ) XXXX, ( XXXX ) XXXX ( XXXX ) XXXX, ( XXXX ) XXXX, Inaccurate phone identifiers numbers XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX Inaccurate Banking Account Information XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX 15 U.S.Code 1681s2 ( A ) ( 1 ) A, provides that A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.

15 U.S.Code 1681 ( e ) provides that Every consumer reporting agency shall maintain reasonable procedures designed to avoid violations of section 1681c of this title and to limit the furnishing of consumer reports to the purposes listed under section 1681b of this title.

15 U.S.Code 1681n - Civil liability for willful noncompliance provides that Any person who willfully fails to comply with any requirement imposed under this subchapter with respect to any consumer is liable to that consumer for ( A ) any actual damages sustained by the consumer as a result of the failure or damages of not less than {$100.00} and not more than {$1000.00} ; or ( B ) in the case of liability of a natural person for obtaining a consumer report under false pretenses or knowingly without a permissible purpose, actual damages sustained by the consumer as a result of the failure or {$1000.00}, whichever is greater ; 15 U.S. Code 1681o - Civil liability for negligent noncompliance provides that Any person who is negligent in failing to comply with any requirement imposed under this subchapter with respect to any consumer is liable to that consumer in an amount equal to the sum of ( 1 ) any actual damages sustained by the consumer as a result of the failure. 

I have previously requested XXXX XXXX XXXX XXXX XXXX to remove the false information and the inaccuracies and to provide the full scope of the investigation details regarding who they procured the information from to include names, phone numbers, addresses and contact information to which XXXX XXXX XXXX XXXX XXXX failed to provide. 

As this is not the first request for XXXX XXXX XXXX XXXX XXXX to refrain from reporting inaccurate and false information under my identity and account, I respectfully make this request with the assurance that any refusal or failure to appropriately correct the misinformation will result in further action to remedy and protect my consumer rights. Furthermore, I expect the full cooperation of CFPB in stopping these violations from continuing to persist as continued failure will include CFPBS failure to enforce my rights upon my request.

I appreciate your prompt attention to this matter. Thank you for your cooperation.