Consumer complaint received 2023-10-17
Product: Credit card — General-purpose credit card or charge card
Issue: Getting a credit card — Application denied
Company: AMERICAN EXPRESS COMPANY (VA)

XXXX XXXX XXXX XXXX XXXX i, the consumer, XXXX XXXX XXXX XXXX applied for an American Express credit card on XX/XX/XXXX, and was denied. 

Regardless of the reason given for being denied, as a consumer, i have the right to my own credit without hesitation or limitation. Denying my consumer access to their credit is not only discrimination, but also appears to be a securities scheme and artifice, false advertising, false and deceptive trade practices, sabotage, a mockery of honest services, and several ethics violations. 

American Express is registered with the Secretary of State, thus is subject to adhering to Corporate Governance Laws and Regulations, Federal Rules and Civil Procedures, the U.S. Securities and Exchange Commission, the Federal Trade Commission, the Financial Crimes Enforcement Network, the Federal Bureau of Investigation, the Internal Revenue Service, all applicable United States Codes and Statues at Large of the United States Corporation 28 USC 3002 ( 15 ). The United States Corporation underwent bankruptcy ( 3rd ) in XXXX  and decided to pledge/mortgage all the property and future labor of the people in order to participate in international trade and commerce . That property includes the Social Security Number, the name, and the date of birth i currently use as a conduit to assist the bankrupt corporation while maintaining an equitable interest. An insurance policy for the assurance policy they have for my Ecclesia. 

Therefore, as evidenced by the publicly probated stock certificate of interest XXXX XXXX XXXX ) ( lest Congress would be tried for treason ), i am an undisclosed beneficial interest holder in all assets of the United States and that includes every business that is registered with the Secretary of State. 

XXXX also appears to be in violation of the Equal Credit Opportunity Act, the Consumer Credit Protection Act, as well as : 15 U.S. Code 1681 ( b ) Reasonable Procedures ( Pub. L. 90321, title VI, 602, as added Pub. L. 91508, title VI, 601, Oct. 26, 1970, 84 Stat. 1128. ) and 18 U.S. Code 1951 - The Hobbs Act ( June 25, 1948, ch. 645, 62 Stat. 793 ; Pub. L. 103322, title XXXIII, 330016 ( 1 ) ( L ), Sept. 13, 1994, 108 Stat. 2147. ) Since American Express is has expressly denied me my own creditworthiness due to its own elusive definition and explanation of who the original issuer of all source value credit is, as well as no institution being able to lend or extend credit per Volume 77 of the 73rd Congressional Session, specifically pages 58, 59, 60, 73, and 758, i behest American Express to retract, return, and refund my over-the-counter security created by my application of credit, pursuant to Federal Rules and Civil Procedures 1002, to ensure American Express is remaining in honor and not collecting unauthorized dividends on a fraudulent security that American Express deemed not credit worthy.

This also appears to be a tortious interference with contractual relations, violating 18 U.S. Code 1951 - Interference with commerce by threats or violence ( June 25, 1948, ch. 645, 62 Stat. 793 ; Pub. L. 103322, title XXXIII, 330016 ( 1 ) ( L ), Sept. 13, 1994, 108 Stat. 2147. ) as well as a breach of contract. American Express made an offer, making them the debtor, i, the consumer accepted the offer, making me the creditor, and returned it with consideration and value ( my personal private property ) allowing American Express to benefit while i have yet to receive any performance of their offer due to a denial. 

If American Express should decide to retract its decision due to a mistake that may have occurred, it shall have 3 days to contact me with its decision. 

Let American Express be noticed should it decide to retract its decision due to a mistake that may have occurred, the following is my intent as the consumer and stands as fact : i, the consumer, XXXX XXXX XXXX, have not and shall not ever be construed as the surety, debtor, guarantor, liability, or accommodation party for American Express et al. Any and all presumptions of assent are hereby rebutted and rebuked. 

Any and all purchases made through American Express et al, shall be for personal and private consumer goods used primarily for household purposes and enjoyment. As the consumer, i shall not in any way be construed as a joint business partner with American Express et al, made evident by a proper filing of I.R.S. form 1065.