Consumer complaint received 2024-05-09
Product: Money transfer, virtual currency, or money service — Domestic (US) money transfer
Issue: Fraud or scam — 
Company: SAMUEL I WHITE PC (VA)

XX/XX/XXXX, XXXX {$400000.00} Taken from an illegal transaction where trustee firm tried to sell my hone despite knowing it had an unmarketable title and that they had no authority to do so. 

The refusing to provide me the accounting information that was directly related to my property and took the funds and would not give this information. 

Trustee firm has failed to also fulfill their obligations and record the trustee accounting information in the county records and has refused to give me any infornation on where the money is and when asked, was told they will record it before there time is up and has still not recorded it. Refused to provide details and stated that there was no money left over but I was not obligated to pay any loan nor could my home be used as collateral to pay off someone elses loan. As the owner with full title, a sale of my property could not be conducted without my involvement. To Samuel I. White, P.C., Following your firm 's invalid foreclosure sale of my property at XXXX XXXX XXXX XXXX XXXX VA XXXX, I find it necessary to address the unlawful actions perpetrated. The eviction, which ensued in XXXX of XXXX, as a consequence, stemmed from the erroneous legal proceedings initiated by the party to whom you sold the debt. It is vital to underscore that the judgment resulting from these proceedings does not undermine my rightful ownership of the property. Thus, I demand immediate rectification of this unjust situation, as your actions were conducted without legal authority and resulted in severe infringements upon my property rights. 

I want to emphasize that I, XXXX XXXX, have been the sole owner and have had full and sole title to this property since XXXX of XXXX, and until this day, I remain the sole owner of this property and still have full ownership. The foreclosure auction that occurred on XX/XX/XXXX, did not affect my ownership or my title. The foreclosure deed did not have a grantors clause because the trustee never transferred title or ownership, as he did not have any rights to do so. Therefore, the foreclosure sale is rescinded due to the unmarketable title. 

I will no longer tolerate your continued lack of response and the excuses you have provided regarding my status as a non-obligor on the mortgage or deed of trust. I find it incomprehensible how you justify selling my home, with all proceeds intended for me, and then refusing to provide accounting information and pay off a debt for which I hold no responsibility. 

It is essential to reiterate that my home was never allowed to be used as collateral for you or the previous owner. I possess documentation obtained through proper federal channels to substantiate this fact. Furthermore, I was not an obligor under the mortgage or deed of trust. Thus, I question your authority to conduct any action on my property without my involvement. 

The sale of my property without my consent or involvement is a flagrant violation of my rights as the sole title holder and owner of the home. Neither you nor XXXX XXXX XXXX had any legal standing to convey or sell my property, as XXXX lost all title and ownership to the home. I was the sole title holder and owner of the property, and my home could not be used as collateral, as I have no obligations to a loan. XXXX had no ownership or title to use my home as collateral. 

Furthermore, it is imperative that you acknowledge the numerous violations of my rights under the Servicemembers Civil Relief Act ( SCRA ) and the damage inflicted upon me by the party to whom you sold your debt. I did not sign any agreement with them, yet their actions have directly harmed me. Failure to address these issues promptly will leave me with no choice but to pursue legal action, invoke my rights, and report you to all relevant regulatory bodies. 

I expect a prompt and comprehensive response from you outlining the steps you intend to take to rectify this egregious situation. The time for excuses and delays is over. Immediate action is required to correct the injustices perpetrated against me. 
The actions of your buyer, knowingly filing in the wrong courts and failing to provide me with notifications of court dates, have directly resulted in the challenges I have faced. These challenges have inflicted damages that can not be quantified. I want to make it clear that any further complications or infringements on my rights will not be tolerated. If necessary, I will not hesitate to pursue legal action against both you and your buyer unless this matter is promptly resolved. 

I urge you to take immediate action to rectify this situation and ensure that my ownership rights are fully recognized and protected. Additionally, I demand that arrangements be made promptly for me to regain access to my property and resume occupancy without further delay. 

Furthermore, I have observed that the bill of sale has shifted all legal issues to the responsibility of the buyer. However, I want to emphasize that I will be filing suits against all parties involved in the interactions, not solely those present during the foreclosure auction. Responsibility and accountability will be appropriately addressed. If this matter is not resolved promptly, I intend to pursue legal action against Samuel I. White, P.C., and all other involved parties for their misconduct and infringement upon my rights. 

All correspondence and communication regarding this matter are to be exclusively conducted through this digital platform and my designated email address. Under no circumstances should any physical mail or letters be sent to my property address, as I have been unlawfully evicted and do not currently have access to the premises.