Consumer complaint received 2024-03-25
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc. (NJ)

Upon reviewing my credit report, I have identified the following item ( XXXX ) that contain inaccuracies : XXXX. This is due to identity theft and the account was opened while i was in federal prison. See FTC report XXXXXXXX XXXX Account Number : XXXX UNDER 15 U.S.C. 1681 i ( 7 ) Method of verification Subject to subsection ( f ) and except as provided in subsection ( g ), if the completeness or accuracy of any item of information contained in a consumers file at a consumer reporting agency is disputed by the consumer and the consumer notifies the agency directly, or indirectly through a reseller, of such dispute, the agency shall, free of charge, conduct a reasonable reinvestigation to determine whether the disputed information is inaccurate and record the current status of the disputed information, or delete the item from the file in accordance with paragraph ( 5 ), before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. 
Delete and block at once. The FTC report is attached. Report # XXXX. These are not my accounts and must be blocked and deleted or I will be forced to sue and file a CFPB report. 
Delete and block at once. 
XXXX. This is due to identity theft and the account was opened while i was in federal prison. See FTC report XXXXXXXX XXXX XXXX  Account Number : XXXX UNDER 15 U.S.C. 1681 i ( 7 ) Method of verification Subject to subsection ( f ) and except as provided in subsection ( g ), if the completeness or accuracy of any item of information contained in a consumers file at a consumer reporting agency is disputed by the consumer and the consumer notifies the agency directly, or indirectly through a reseller, of such dispute, the agency shall, free of charge, conduct a reasonable reinvestigation to determine whether the disputed information is inaccurate and record the current status of the disputed information, or delete the item from the file in accordance with paragraph ( 5 ), before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. 
Delete and block at once. The FTC report is attached. Report # XXXX. 
In accordance with the Fair Credit Reporting Act, I hereby request that you investigate and remove these items from my credit report. It is my understanding that you will verify these items with the creditor responsible for their inclusion. Please eliminate any information that the creditor is unable to validate. I am aware that, as stated in 15 U.S.C. Sec. 1681i ( a ), you are required to complete this reinvestigation within 30 days of receiving this letter. 
XXXX. This is due to identity theft and the account was opened while i was in federal prison. See FTC report XXXX XXXXXXXX XXXX XXXX  Account Number : XXXX UNDER 15 U.S.C. 1681 i ( 7 ) Method of verification Subject to subsection ( f ) and except as provided in subsection ( g ), if the completeness or accuracy of any item of information contained in a consumers file at a consumer reporting agency is disputed by the consumer and the consumer notifies the agency directly, or indirectly through a reseller, of such dispute, the agency shall, free of charge, conduct a reasonable reinvestigation to determine whether the disputed information is inaccurate and record the current status of the disputed information, or delete the item from the file in accordance with paragraph ( 5 ), before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. 
Delete and block at once. The FTC report is attached. Report # XXXX. These are not my accounts and must be block at once. 

Please send an updated copy of my credit report to the aforementioned address. As per the act, there should be no fee for this updated report. Furthermore, I kindly request that you notify any parties who have received my credit report within the past six months about the corrections made. 
Thank you for your time and assistance in resolving this matter