Consumer complaint received 2024-02-18
Product: Debt collection — I do not know
Issue: Attempts to collect debt not owed — Debt is not yours
Company: V and H Portfolio (FL)

From : Authorized Representative on behalf of XXXX XXXX XXXX XXXX To : Legal Department Chief Financial XXXX agent for VANCE & HUFFMAN LLC XXXX : Credit Dispute XXXX XXXX XXXX XXXX XXXX XXXX, VA XXXX Date : XX/XX/XXXX AFFIDAVIT REQUEST OF DEBT VALIDATION under penalty of perjury Pursuant to XXXX XXXX XXXX, XXXX XXXX XXXX and Public Law XXXX Chapter XXXX XXXX Stat. 
Notice of Conditional Acceptance upon Debt Verification Notice of Cease and Desist Action in lieu of Proof of Claim Notice of Irrevocable Estoppel upon Failure to Produce Proof of Claim Notice of Fee Schedule of Future Frivolous Communications RE : VANCE & HUFFMAN LLC NOTICE TO PRINCIPAL IS NOTICE TO AGENT ; NOTICE TO AGENT IS NOTICE TO PRINCIPAL I am in receipt of the credit report for XXXX XXXX XXXX and it has been forwarded to me for a response. 
I am requesting that VANCE & HUFFMAN LLC substantiate the claims made there under XXXX XXXX XXXX in order to properly verify its summary and/or claim. The following claims made there of can be substantiated by submitting the following pieces of information and/or instrument of indebtedness. 

XXXX. Proof of the existence of an alleged account and or contract and the actual flesh and blood name of XXXX XXXX XXXX duly signed and witnessed by both parties and both seals, not a unilateral agreement and upon which sign page there is reference to the entire agreement. 

XXXX. Proof of claim that the agency listed for the claim is the current holder of the original note above mentioned alleged debt instrument and that it has not been on sold to another party. 

XXXX a true certified copy of the actual accounting whereby bank essay has incurred a loss of the alleged debt with accordance to the general accepted accounting principles ( GAAP ) XXXX a true bill signed in ink with blue with bill and value marked upon his face and not a statement for any amount of money allegedly owing or owed to bank essay by XXXX XXXX XXXX XXXX XXXX to the bills of Exchange Act and the trust and Loans Company act and has not been endorsed by a federal agency with pursuant to the financial administration act and the bank XXXX. 

XXXX proof of claim that there is any lawful money in circulation and the involuntary bankruptcy of XXXX and the United states XXXX by anything of XXXX. 

XXXX. You are hereby allowed 10 days to respond to to this affidavit point by point along with a proof of claim and or a debt validation letter signed under the penalty of perjury. Your acquiescence or non response to this matter will be interpreted as your agreement to release the XXXX and forward all forms of title to the address shown above. You also will agree to discharge set off settled and close this alleged account reporting to the credit bureaus to be marked as Paid in full due to discharge per agreement in accordance with XXXX XXXX and Public Law XXXX XXXX chapter XXXX statute XXXX and XXXX XXXX XXXX and Uniform Commercial Code XXXX. Please respond in a timely manner. 

XXXX. Failure to respond is acquiescence and agreement to release all liens and property from your possession. You all agree to hold XXXX XXXX XXXX harmless for all liens filed against you and your agents after the filing of a criminal complaint. 

*Please note that upon receipt of the proof of claim demanded in this document you will receive in exchange, on time tender of payments or discharge to your address located above. 
*Note : and accordance with settlement under public policy for discharge of debts in accordance with XXXX XXXX order in council # XXXX of XX/XX/XXXX ; XXXX currency act XXXX and XXXX, as non-public money for a special as authorized under statutory authority by the financial administration act sections XXXX ( XXXX ) & XXXX ( XXXX ) and the bills of XXXX XXXX section XXXX ( XXXX ). 

Please be advised that this is a violation of the XXXX XXXX of XXXX XXXX, XXXX, XXXX and section XXXX for having false information and or having information without the consent of the concerned party. which in this case the agent for XXXX XXXX XXXX. Should the claimant fail to provide credible evidence as prescribed within this document I the agent for XXXX XXXX XXXX am requesting that you remove the portion of the credit immediately forward the results to me and above-mentioned postal address. 

Please also note of the fee schedule In all frivolous responses shall be subject to a {$500.00} CAD charge. 
Any and all responses made by the agent ( Excluding this excluding letter ) is subject to a {$500.00} CAD charge. 
Any and all communications via regular mail or without registered mail shall be subject to a {$500.00} CAD not regarding to the prescribed matter mentioned within this document. 
Any and all telecommunications on phone shall be subject to {$100.00} CAD charge and {$500.00} CAD charge per minute. 
Any and all litigation made against XXXX XXXX XXXX not by my consent and is subject to a {$10000.00} CAD charge. 
Any and all appearances made by the agent related to this in court and are through litigation is subject to a {$2500.00} CAD charge per hour for presence. 



NOTICE TO PRINCIPAL IS NOTICE TO AGENT ; NOTICE TO AGENT IS NOTICE TO PRINCIPAL