Consumer complaint received 2024-03-13
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Child Support Recovery Services, Inc. (MD)

XXXX XXXX is totally WRONG regarding this circumstance. According to the State of XXXX  Code of XXXX Title 60.2-229 A. " Wages '' means all remuneration ( money paid for work or a service ) paid, or which should have been paid, for personal services, including commissions, bonuses, tips, back pay, dismissal pay, severance pay and any other payments made by an employer to an employee during his employment and thereafter and the cash value of all remuneration payable in any medium other than cash!! Moreover, bonuses are Not Debt, but are considered as wages earned in the State of XXXX and therefore can not be considered as Debt and therefore should not be submitted to any credit reporting agency as Credit which is clearly what XXXX XXXX is doing, by placing on my credit report as such, trade-line entry as a line of credit owed and or money borrowed from XXXX XXXX XXXX XXXX XXXX XXXX 
Where is the proof XXXX XXXX?! I borrowed money and or entered an agreement with XXXX XXXX XXXX to repayment. 
XXXX XXXX is egregiously ignoring the laws and regulations, declared by the State of XXXX Code of XXXX Title 60.2-229. XXXX is a debt collection agency and per Code of XXXX Title 60.2-229 A. bonuses are monies paid for work or a service!! XXXX XXXX is using a primitive strong-arm tactic by creating narrative to fit its unethical and ruthless business model and practices of ( Debt collecting ), this is not a Debt within the guidelines provided by the Fair Credit Reporting Act and the Fair Debt Collection Act XXXX XXXX is practicing on deception to mislead. I was employed by XXXX XXXX XXXX as an employee and did not borrow a line of credit, which is clearly how this is crafted and reported to the credit bureaus as such!! 

Examples of Collection Accounts are as follows : Credit card balances. 
Student loans Auto loans ( even after a vehicle has been repossessed if its value is less than the remaining balance on the loan ). 
Personal loans Medical bills Utility bills Bank fees and overdrafts. 
Fines and fees imposed by courts, law enforcement or government agencies. 

Over examples Overdue payments on credit cards, phone bills, auto loans, utility bills, and back taxes are examples of debts for which collectors may be responsible. 

Note : Bonuses are not listed anywhere, by any governing body of law, Local , County, State and or Federal as being a debt and collectable!! XXXX XXXX is circumventing and disregarding the guiltiness and rules governing laws pertaining to the Fair Credit Reporting Act. This type of unethical practices, procedures, and processes, need to be dis-continued and ceased immediately!! 

XXXX XXXX, is leveraging its access to the credit reporting database to USE STRONG ARM TACTICS to cripple individual consumers by any means necessary!! This organization need to be investigated for their wrong doings!! 

I am prepared to sue for XXXX XXXX XXXX XXXX XXXX XXXX!! 


Please See Artifacts XXXX XXXX Solutions is not a creditor and or lending organization, but pride themselves on being an advanced cybersecurity firm, therefore they should not be listed on any entities credit report as a trade-line creditor! ( They are an XXXX XXXX XXXX XXXX XXXX XXXX clearly isnt well versed in the employment governance laws regulation in the XXXX XXXX XXXX Virginia, pertaining to Wages and Bonuses, which are XXXX of the same!! 
XXXX XXXX XXXX blatantly and egregiously, leveraging their access to the credit reporting database platform, circumventing its rules and guidelines, to create fake and bogus tradelines entries to strongarm the induvial consumer. clearly listing XXXX XXXX XXXX as an original creditor and or leading organization, totally misleading and BOGUS narrative Fake!! ( XXXX XXXX list themselves an XXXX XXXX XXXX XXXX D. This unfair and unethical practices by XXXX XXXX XXXX!