Consumer complaint received 2023-03-13
Product: Credit reporting, credit repair services, or other personal consumer reports — Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem — Investigation took more than 30 days
Company: EQUIFAX, INC. (MA)

XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Massachusetts  XXXX Date of Birth : XX/XX/XXXX SS # : XXXX Dear Sir/Madam, I am writing to dispute several negative items on my credit report that are currently impacting my credit score. My name is XXXX XXXX, and I have identified the following items that require your attention : XXXX XXXX XXXX : Date of inquiry : XX/XX/XXXX. Inquiries have reached the statute of limitation. 
XXXX XXXX XXXX : Date of inquiry : XX/XX/XXXX. Inquiries have reached the statute of limitation. 
XXXX XXXX XXXX : Date of inquiry : XX/XX/XXXX. Inquiries have reached the statute of limitation. 
XXXX XXXX XXXX : Date of inquiry : XX/XX/XXXX. Inquiries have reached the statute of limitation. 
XXXX : Date of inquiry : XX/XX/XXXX. Inquiries have reached the statute of limitation. 
XXXX : Date of inquiry : XX/XX/XXXX. Inquiries have reached the statute of limitation. 
XXXX XXXX : Account Number : XXXX. This situation is completely absurd. There is no record in my possession that this account belongs to me. You must remove this inaccurate information from my credit report without any delay. 
XXXX XXXX XXXX  XXXX : Account Number : XXXX. This situation is completely absurd. There is no record in my possession that this account belongs to me. You must remove this inaccurate information from my credit report without any delay. 
XXXX XXXX XXXX XXXX : Account Number : XXXX. Please verify the payment status, balance, payment history, comments and account number as they might be incorrect. Correct or delete all these incorrect information from this account. 
XXXX XXXX : Account Number : XXXX. This situation is completely absurd. There is no record in my possession that this account belongs to me. You must remove this inaccurate information from my credit report without any delay. 
XXXX XXXX XXXX  : Account Number : XXXX. This situation is completely absurd. There is no record in my possession that this account belongs to me. You must remove this inaccurate information from my credit report without any delay. 
U S DEPT OF EDXXXX : Account Number : XXXX. This situation is completely absurd. There is no record in my possession that this account belongs to me. You must remove this inaccurate information from my credit report without any delay. 
XXXX : Date of inquiry : XX/XX/XXXX. Inquiries have reached the statute of limitation. 
XXXX XXXX XXXX : Date of inquiry : XX/XX/XXXX. Inquiries have reached the statute of limitation. 
XXXX XXXX XXXX XXXX : Date of inquiry : XX/XX/XXXX. Inquiries have reached the statute of limitation. 
XXXX XXXX XXXX XXXX XXXX Date of inquiry : XX/XX/XXXX. Inquiries have reached the statute of limitation. 
XXXX XXXX : Date of inquiry : XX/XX/XXXX. Inquiries have reached the statute of limitation. 
XXXX XXXX : Date of inquiry : XX/XX/XXXX. Inquiries have reached the statute of limitation. 
XXXX XXXX XXXX : Date of inquiry : XX/XX/XXXX. Inquiries have reached the statute of limitation. 
XXXX  : Date of inquiry : XX/XX/XXXX. Inquiries have reached the statute of limitation. 
XXXX XXXX XXXXXXXX : Date of inquiry : XX/XX/XXXX. Inquiries have reached the statute of limitation. 
I am requesting that all of the inaccurate and invalid information be removed from my credit report as soon as possible. I have attached a copy of my credit report highlighting these items for your reference. 

I understand the importance of maintaining a good credit score and am eager to work with you to resolve these issues. Please provide me with written confirmation once these items have been removed from my credit report. 

Thank you for your prompt attention to this matter. 

Sincerely, XXXX XXXX