Consumer complaint received 2024-06-12
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC. (LA)

I am filing this FTC Identity Theft Affidavit to report XXXX separate fraudulent accounts appearing on my consumer FICO credit report which I do not recognize as reported and which are the result of identity theft and fraud. These fraudulent accounts consist of a personal credit card account opened at XXXX XXXX  under account number XXXX on XXXX an account opened at XXXX XXXX on XX/XX/XXXX under the account number XXXX and a credit card account opened at XXXX  XXXX on XX/XX/XXXX under the account number XXXX, an account opened by XXXX XXXX with no account number.. a account opened by XXXX XXXX XXXX XXXX account number XXXX, an account opened by XXXX XXXX on XXXX XXXX account number XXXX an account on by XXXX XXXX on XXXX XXXX account number XXXX a account opened by XXXX XXXX XXXX on XXXX XXXX account number XXXX, an account opened by XXXX XXXX on XXXX XXXX account number XXXX .These accounts have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer FICO credit report. I demand that the aforementioned fraudulent items be removed from each of my consumer credit reports and that all collection activity related to said items cease pursuant to my rights within the FCRA and FDCPA laws. 
CFPB Complaint against Credit Reporting bureaus : XXXX, XXXX, and Equifax ) : Someone use my identity to open up accounts that wasnt mine neither authorized by me XXXX XXXX XXXX XXXX XXXX XXXX XXXX This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you, the XXXX, Equifax, XXXX credit reporting agency, block information appearing on my consumer credit report that is theresult of identity theft and fraud within XXXX business days of you receiving this complaint.Thisfraudulent, inaccurate, and false information consists of a personal credit card account openedcredit report. I've attached a list of the hard inquiries in question as well as a copy of the consumer FICO credit report maintained by you which shows the aforementioned fraudulent items. I do not recognize the aforementioned accounts, collections, or hard inquiries as reported. The aforementioned accounts, collections, and hard inquiries appearing on my consumer credit report maintained by you were not opened, made, or initiated by me. All of the aforementioned accounts, collections, and hard inquiries are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint # ( private case number ) as proof from the XXXX Federal Trade Commission that all of the aforementioned consumer credit accounts, collections, and hard inquiries are the result of identity theft and fraud. 
What would be a fair resolution to this issue? ( demand for relief ) : I request, pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ), that the XXXX Equifax XXXX and XXXX credit reporting agency block all of the accounts, collections, and hard inquiries identified in this CFPB complaint from my consumer credit file within 4 business days of receiving said complaint. Irequest that all written confirmation regarding this CFPB complaint be sent to me via email to the email address XXXX XXXX