Consumer complaint received 2024-04-01
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: EQUIFAX, INC. (MD)

XX/XX/XXXX Equifax Information Services, LLC XXXX XXXX XXXX XXXX, GA XXXX Subject : Request for Deletion of Outdated Account Information Dear Sir/Madam, I am writing to request the deletion of outdated account information from my credit report. Upon reviewing my credit report, I noticed that there is an account listed that is outdated and no longer relevant. The details of the account are as follows : Creditor Name : DEPARTMENT OF EDUCATIONXXXX Account Number : XXXX XXXX Date of Last Activity : No date is present in system Date Opened : XX/XX/XXXX Creditor Name : DEPARTMENT OF EDUCATION/XXXX/ Account Number : XXXX XXXX Date of Last Activity : No date is present in system Date Opened : XX/XX/XXXX Creditor Name : DEPARTMENT OF EDUCATION/XXXX/ Account Number : XXXX XXXX Date of Last Activity : No date is present in system Date Opened : XX/XX/XXXX Creditor Name : DEPARTMENT OF EDUCATION/XXXX/ Account Number : XXXX XXXX Date of Last Activity : No date is present in system Date Opened : XX/XX/XXXX Creditor Name : DEPARTMENT OF EDUCATION/XXXX/ Account Number : XXXX XXXX Date of Last Activity : No date is present in system Date Opened : XX/XX/XXXX Creditor Name : DEPARTMENT OF EDUCATION/XXXX/ Account Number : XXXX XXXX Date of Last Activity : No date is present in system Date Opened : XX/XX/XXXX Creditor Name : DEPARTMENT OF EDUCATION/XXXX/ Account Number : XXXX XXXX Date of Last Activity : No date is present in system Date Opened : XX/XX/XXXX Creditor Name : DEPARTMENT OF EDUCATION/XXXX/ Account Number : XXXX XXXX Date of Last Activity : No date is present in system Date Opened : XX/XX/XXXX Creditor Name : DEPARTMENT OF EDUCATIONXXXX Account Number : XXXX XXXX Date of Last Activity : No date is present in system Date Opened : XX/XX/XXXX Creditor Name : DEPARTMENT OF EDUCATION/XXXX/ Account Number : XXXX XXXX Date of Last Activity : No date is present in system Date Opened : XX/XX/XXXX Creditor Name : DEPARTMENT OF EDUCATION/XXXX/ Account Number : XXXX XXXX Date of Last Activity : No date is present in system Date Opened : XX/XX/XXXX Creditor Name : DEPARTMENT OF EDUCATION/XXXX/ Account Number : XXXX XXXX Date of Last Activity : No date is present in system Date Opened : XX/XX/XXXX Creditor Name : DEPARTMENT OF EDUCATIONXXXX Account Number : XXXX XXXX Date of Last Activity : No date is present in system Date Opened : XX/XX/XXXX Creditor Name : DEPARTMENT OF EDUCATION/XXXX/ Account Number : XXXX XXXX Date of Last Activity : No date is present in system Date Opened : XX/XX/XXXX Creditor Name : DEPARTMENT OF EDUCATIONXXXX Account Number : XXXX XXXX Date of Last Activity : No date is present in system Date Opened : XX/XX/XXXX Creditor Name : DEPARTMENT OF EDUCATION/XXXX/ Account Number : XXXX XXXX Date of Last Activity : No date is present in system Date Opened : XX/XX/XXXX Creditor Name : DEPARTMENT OF EDUCATION/XXXX/ Account Number : XXXX XXXX Date of Last Activity : No date is present in system Date Opened : XX/XX/XXXX Creditor Name : DEPARTMENT OF EDUCATIONXXXX Account Number : XXXX XXXX Date of Last Activity : No date is present in system Date Opened : XX/XX/XXXX Creditor Name : DEPARTMENT OF EDUCATION/XXXX/ Account Number : XXXX XXXX Date of Last Activity : No date is present in system Date Opened : XX/XX/XXXX Creditor Name : DEPARTMENT OF EDUCATION/XXXX/ Account Number : XXXX XXXX Date of Last Activity : No date is present in system Date Opened : XX/XX/XXXX Creditor Name : DEPARTMENT OF EDUCATION/XXXX/ Account Number : XXXX XXXX Date of Last Activity : No date is present in system Date Opened : XX/XX/XXXX Creditor Name : DEPARTMENT OF EDUCATIONXXXX Account Number : XXXX XXXX Date of Last Activity : No date is present in system Date Opened : XX/XX/XXXX After careful review of my records, I have determined that this account is outdated and should be removed from my credit report in accordance with the Fair Credit Reporting Act. The activity on this account ceased more than seven years ago, and as such, it should no longer be impacting my credit score or financial standing. 

I kindly request that you investigate this matter and promptly delete the outdated account information from my credit report. Please provide me with written confirmation once this has been completed. 

If you require any further information or documentation to process this request, please do not hesitate to contact me at the above-listed phone number or email address. 

Thank you for your attention to this matter. I look forward to receiving confirmation of the removal of the outdated account information from my credit report. 

CC : Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX, DC XXXX XXXX XXXX XXXX XXXX ( Maryland Attorney General ) Consumer Protection Division Office XXXX XXXX XXXX, XXXX XXXX, XXXX, MD XXXX XXXX XXXX