Consumer complaint received 2024-06-10
Product: Debt collection — I do not know
Issue: Attempts to collect debt not owed — Debt was result of identity theft
Company: AR Resources, Inc. (FL)

AR RESOURCES INC claims accounts were opened : XXXX for {$600.00}, XXXX for {$960.00}, XXXX for {$1500.00}, and XXXX for {$1900.00} and as a federally protected consumer I'm seeking proof of the alleged debt, under the doctrine of estoppel by silence, XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX, XXXX, I may presume that no proof of the alleged debt, nor therefore any such debt, in fact exists. In a good faith effort to resolve this matter amicably, I have repeatedly remitted demands for proof of the debt, specifically the alleged contract agreement or other instrument bearing my physical signature in ink, as well as proof of AR RESOURCES INC authority in this matter. Absent such proof, AR RESOURCES INC must terminate all collection action and correct all AR RESOURCES INCs erroneous reports of this debt as mine. For the record, I state again that as I have no account with AR RESOURCES INC, nor am I AR RESOURCES INC customer, nor have I entered into a contract with AR RESOURCES INC, I must ask for the following information : 1 ) Please evidence AR RESOURCES INC authorization under 15 USC 1692 ( e ) 15 USC 1692 ( f ) and USC 1692 ( g ) in this alleged matter. 2 ) What is AR RESOURCES INC authorization of law for AR RESOURCES INC collection of information? 3 ) What is AR RESOURCES INC authorization of law for AR RESOURCES INC collection of this alleged debt? 4 ) Please evidence AR RESOURCES INC authorization to do business or operate in this state. 5 ) Please provide proof of the alleged debt, including specifically the alleged contract or other instrument bearing my physical signature. AR RESOURCES INC has 7 days of this notice to respond. AR RESOURCES INC failure to respond, on point, in writing, hand signed, and in a timely manner, will work as a waiver to any and all of your claims in this matter, and will entitle me to presume that AR RESOURCES INC sent their letter ( XXXX ) in error, and that this matter is permanently closed. AR RESOURCES INC continued silence is unacceptable. Either provide the proof or correct the record to remove the invalid debt from my credit files with the three-primary credit-reporting agencies. AR RESOURCES INC is currently in violation of the Fair Credit Reporting Act and the Fair Debt Collection Act. I can't obtain housing or employment due to the violations on my credit file. Failure to respond within 7 days of this letter will begin my small claims action against your company. I will be seeking { {$15000.00} } in damages for the following : 1 ) Defamation 2 ) Negligent Enablement of Identity Fraud 3 ) Violation of the Fair Credit Reporting Act After obtaining the judgment against AR RESOURCES INC company, I will obtain a Writ of Execution from the Sheriffs office in AR RESOURCES INC county and I will begin the process of attaching property or funds to satisfy the judgment. For the purposes of 15 USC 1692 et seq., this Notice has the same effect as a dispute to the validity of the alleged debt and a dispute to the validity of AR RESOURCES INC claims. This Notice is an attempt to correct AR RESOURCES INC records, and any information received from AR RESOURCES INC will be collected as evidence should any further action be necessary. This is a request for information only, and is not a statement, election, or waiver of status. The Federal Trade Commission ( FTC ) and the Consumer Financial Protection Bureau ( CFPB ) will be notified regarding this alleged debt.