Consumer complaint received 2023-11-15
Product: Debt collection — Medical debt
Issue: Took or threatened to take negative or legal action — Threatened or suggested your credit would be damaged
Company: The Law Offices of Mitchell D. Bluhm & Associates (SC)

XXXX XXXX XXXX Director of Ops, XXXX XXXX XXXX Compliance Manager, XXXX XXXX XXXX Paralegal XXXX authorized representatives of The Law Office of Mitchell D. Blum & Associates XXXX MBA Law / Mitchell D. Blum & Associates XXXX MBA Law are demanding {$640.00} NOW {$450.00} with the intentions of damaging my credit files if not received in their version of a timely manner. 

Mitchell D. Blum & Associates XXXX MBA Law, stated XXXX XXXX XXXX is the current creditor ; explain how XXXX XXXX XXXX is the original creditor and XXXX XXXX XXXX is the current creditor allowing Mitchell D. Blum & Associates XXXX MBA Law, to collect a debt without the equitable exchange of goods and services? 

XXXX XXXX XXXX have not contacted me, XXXX XXXX XXXX, stated on their website We are often confused for XXXX XXXX XXXX a debt collection company meaning XXXX XXXX XXXX is also a debt collection company? 

According to the XXXX XXXX XXXX Mitchell D. Blum & Associates XXXX MBA Law is a corrupt debt collection company that refuses to provide authorized representatives when aiming to negotiate an alleged debt. ( No authorized representative noted on their documents ) I am formerly requesting XXXX XXXX XXXX to provide contractual agreements stating the exchange of goods or services to me ; providing a permissible purpose to Mitchell D. Blum & Associates XXXX MBA Law releasing my private medical information. 

Please provide consent to treat documents baring the name Mitchell D. Blum & Associates XXXX MBA Law as Mitchell D. Blum & Associates XXXX MBA Law is not a medical facility with active medical degrees allowed to collect funds from their alleged patients. 

With proof of receipt Mitchell D. Blum & Associates XXXX MBA Law received my validation notice via USPS mail. Mitchell D. Blum & Associates XXXX MBA Law are aware they do not have a permissible purpose to contact me for any reason in regards to anything. There are no contracts in place to support we have agreed to honorably conduct business. I do not agree to pay/tender anything to Mitchell D. Blum & Associates XXXX MBA Law., on behalf XXXX XXXX XXXX XXXX at the expense of my private medical information being on display to whomever. 

Upon checking my credit report MBA Law flagged my credit files on XX/XX/2023 with unverified collection activity. In the process of Validating the alleged debt, my credit files were flagged with collection activity from a third party. How did MBA Law obtain my social security number? 

Mitchell D. Blum & Associates XXXX MBA Law proudly demonstrates they are willing to perform unsubtle acts to force their alleged clients into paying debts while violating their XXXX rights in the process. The demand for payment letter provided by Mitchell D. Blum & Associates XXXX MBA Law dated XX/XX/2023 displays a debt collection company obtained my social security number solely for the purposes of forcing me to tender a debt they have no first-hand knowledge of. I am the victim of these circumstances, if I dont pay Mitchell D. Blum & Associates XXXX MBA Law, they will damage my credit scores. By providing private documents of my previous private medical services, Mitchell D. Blum & Associates XXXX MBA Law violated my HIPPA rights. 

Mitchell D. Blum & Associates XXXX MBA Law, are the prime example of how debt collectors abuse their authority in efforts to force consumers to pay debts that they have no first-hand knowledge of. 

I am not a party to any agreements Mitchell D. Blum & Associates XXXX MBA Law may or may not have with XXXX XXXX XXXX I am not responsible for Mitchell D. Blum & Associates XXXX MBA Law purchase / transfer from XXXX XXXX XXXX. 

I have contacted XXXX XXXX XXXX in efforts to clear this matter with the original creditor. I would like to know the name and number of the authorized representative that released my detailed private medical information to Mitchell D. Blum & Associates XXXX MBA Law. 

Mitchell D. Blum & Associates XXXX  MBA Law, does not have my permission to contact me on my private phone line attempting to negotiate debts that do not belong to me. All calls are recorded for my safety. 

Mitchell D. Blum & Associates XXXX MBA Laws reply outside of the CFPBs portal, must be delivered via the US postal service. If the envelope is not properly stamped by the postmaster ; it will be returned to sender due to mail code violations. I will upload proof of return to sender if necessary. Please abide by all mail codes. 

I have included all proof in the attachments.