Consumer complaint received 2024-02-02
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Credit inquiries on your report that you don't recognize
Company: EQUIFAX, INC. (MO)

I trust this letter finds you well. I am writing to express my ongoing concern and frustration with the numerous attempts to remove unknown inquiry from my credit report, maintained by Credit Bureau. Despite my persistent efforts to address this issue, these unauthorized entries persist, causing unwarranted distress and affecting my creditworthiness. 

The unknown inquiry in question, they have been inaccurately reported on my credit report. I have attached copies of supporting documents, such as identity theft reports, dispute correspondence, and any other relevant documentation, to substantiate my claims and demonstrate the unauthorized nature of this entries. 

I have undertaken several steps to rectify this issue : I have submitted disputes through your bureau, providing comprehensive explanations and supporting documentation to contest the unauthorized reporting of these inquiry. 

I have communicated with the relevant creditors to verify the legitimacy of this inquiry and seek their cooperation in rectifying this matter. Unfortunately, these efforts have not resulted in the removal of this unauthorized entries. 

I have followed the appropriate channels to dispute this inaccuracies numerous times, yet the unknown inquiries persist on my credit report. 

The continued presence of this unauthorized entries has severe implications for my credit score and financial opportunities. It is imperative that this matter is resolved promptly to ensure the accuracy and fairness of my credit report. 

I kindly request the following actions to address this issue : Conduct a thorough and comprehensive investigation into the reported unknown inquiry, verifying their legitimacy and the circumstances surrounding their appearance on my credit report. 

Collaborate with the relevant creditors to promptly remove this unauthorized entries from my credit report, restoring its accuracy and integrity. 

Provide me with written confirmation of the removal of this unknown inquiry withinthe exact timeframe from the date of this letter. 

Implement enhanced security measures to prevent the recurrence of unauthorized entries on my credit report, ensuring the protection of my credit information. 

Advise me on any additional steps or information required from my end to expedite this process. 

I understand the critical importance of accurate credit reporting in the financial lives of individuals and trust that your bureau upholds the highest standards of integrity and precision in this regard. 
I request a response to this letter within the exact timeframe from the date of receipt. Failure to address this complaint adequately may compel me to seek legal remedies and escalate this matter to relevant regulatory authorities. 

I appreciate your immediate attention to this serious matter and your commitment to resolving it to my satisfaction. I am asking for your assistance to remove this unknown inquiry in my credit file : XXXX XX/XX/2022.