Consumer complaint received 2024-05-06
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC. (MN)

On XX/XX/XXXX I received an email from XXXX XXXX with XXXX XXXX XXXX XXXX with a XXXX Day Notice to Pay or Quit XXXX stating I need to pay {$9800.00} or vacate the premises or an eviction action may be filed against me. I responded to the email stating that I do not live on the premises anymore and had moved previously on XX/XX/XXXX and that this notice is false information. 

I was replied to by XXXX XXXX not long after with an email stating that the records show I am indeed a past tenant and that the email containing the 2 Day Notice to Pay or Quit should have not been sent to me and was a glitch on the part of the company and that I would not be contacted again concerning the {$9800.00} said to be owed. 

Around XX/XX/XXXX I was contacted by XXXX XXXX on behalf of XXXX XXXX XXXX XXXX and called them back was told the debt is not due to unpaid rent as the XXXX Day Notice to Quit email indicated and that it was due to {$3500.00} in damage, {$2400.00} in cleaning costs, {$2400.00} in past due rent, {$1000.00} for storage, etc, etc. 

I realized then that after XXXX XXXX resolved the mistake with the money owed that the landlord / owner of XXXX XXXX XXXX XXXX, XXXX XXXX, who I have previously had a lot of issues with him scheming against me, just invented a whole host of other reasons why I owe him {$9800.00} long after the fact. 

I also have proof he refused to give me some of property left behind within XXXX hours of a written request asking for it, as per Minnesota State Law, and that XXXX XXXX then used that property to try to unlawfully fabricate at minimum debt {$1000.00} storage out of thin air. The rest of it was made up.

I also have a pre-move out walk through video I recorded where XXXX XXXXXXXX XXXX own on-site property manager says on video that I kept my apartment very clean and in good condition. She also states that I will not be charged painting as that is standard to repaint every apartment before a move-in and she also stated that the carpet will need replacing but I will not be charged for that either as it is very old carpet. XXXX XXXX XXXX XXXX Contrarily to what I was told by his on-site property manager, XXXX XXXX included a charge for repainting in the charge breakdown document I recieved from XXXX XXXX along with the cost of hiring movers to move property left behind that XXXX XXXX himself refused to let me pick up myself within XXXX hours of written request. 

My complaint is that XXXX XXXX illegally reported me to collections based on a combination of completely made up claims and half truths after trying to wrongfully take me to evictions court as a former tenant who had already moved out and has already been living elsewhere for XXXX months. It seems that what XXXX XXXX was after was to put a XXXX  year stain on my record and he could not get it through an eviction action so he tried to effectively achieve the same goal using another method ; collections. 

It wasn't until XX/XX/XXXX that I got a hard copy of the alleged breakdown of the XXXX from XXXX XXXX. That is a full XXXX days after being told by XXXX XXXX, one of XXXX XXXXXXXX XXXX  hired hands, on XX/XX/XXXX that the {$9800.00} debt was a clerical error on XXXX XXXX XXXX XXXXXXXX XXXX part and that the XXXX  day Notice to Pay Pay or Quit should never have been sent to me. 

As a result of the fraudulent reporting of XXXX XXXX done on behalf of XXXX XXXX XXXX XXXX and it's owner XXXX XXXX, my rental applications are being denied and I can not rent an apartment due " poor rental history '' showing up in my credit report.