Consumer complaint received 2024-08-15
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Problem with personal statement of dispute
Company: EQUIFAX, INC. (VA)

I am appalled to see that I am a victim of fraudulent activity involving a mortgage loan. 

I have been in receipt of a misrepresented instrument - bill of attainder foreign bill of exchange titled a NOTICE OF FORECLOSE SALE dated on XX/XX/XXXX, for file number XXXX, which does not bear a name or a signature from the sender, nor is there an identifiable natural person claiming to be the alleged creditor in such instruments, This document showed malicious and fraudulent intent. Most importantly, this instrument is addressed to a fictitious corporate / nom de XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX  under color of law within purview to the unconstitutional 14th Amendment. 

When I received this instrument, I replied on XX/XX/XXXX with a NOTICE OF ERROR to : XXXX, XXXX, XXXX XXXX XXXX, XXXX, and XXXX XXXX XXXXXXXX. Within each corresponding document received by XXXX, XXXX, XXXX XXXX XXXX, XXXX, and XXXX XXXX XXXX stated that NOTICE TO AGENT IS NOTICE TO PRINCIPAL - NOTICE TO PRINCIPAL IS NOTICE TO AGENT. The paper trail below proves fraudulent activity and that the report I am making is my good faith effort to settle this matter. 
On XX/XX/XXXX and XX/XX/XXXX, XXXX, XXXX was served process at your present address via United States Postmaster certified mail ( article number XXXX XXXX XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX XXXX XXXX ) with the Affidavit of Dispute, the Affidavit of Fact : Adverse Claim of Title and Reversion of Ancestral Estate and Memorandum of Trust ( filed stamped ), and they were given five ( 5 ) days from that date as an opportunity to answer and produce the evidence as a part of the discovery process which proves their claim. Since then, they have failed to answer or validate their claim, which constitutes default. 
On XX/XX/XXXX, XXXX, XXXX was served additional process at their present address via United States Postmaster certified mail ( article number XXXX XXXX XXXX XXXX XXXX XXXX ) with the Affidavit of Fact : Notice of Default which stands as conclusive evidence of their admission by silence to them being guilty of fraud and swindles under Title 18 USC 1341 and conclusive proof of them having no valid claim, and the alleged debt in the amount of {$610000.00} associated with account number XXXX could only be discharged in pursuance of and in reliance on Title 12 USC 95a ( 2 ). See United States v. XXXX, XXXX XXXX XXXX, XXXXXXXX XXXX XXXX  ( Fraud vitiates the most solemn contracts, documents, and even judgments. ) I am a foreign national. I have attached a copy of the social security card, Legal Notice of Name Correction Proclamation Declaration, national identification card, and the United States Department of Justice 1508. Specifically Mentioned Identification Documents- 18 U.S.C. 1028 which validates my provided documentation as a lawful acceptable form of identification. 
For the record, I am XXXX XXXX XXXX a natural person, in full life, in propria persona, XXXX XXXXXXXX XXXX XXXX XXXX. My nationality / citizenship is XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX and authorized representative, XXXX XXXX. XXXX XXXX. All correspondence shall be addressed to me, XXXX XXXX XXXX and not the fictitious corporate person / nom XXXX XXXX XXXXXXXX XXXX which constitutes fraud. Please correct within your system my correct name and appellation.

I hold the XXXX title to this land which has no debt. This is a contract that I do not consent to. This fraud stems from the alleged lender ( s ) violating my 5th Amendment rights by not sending me, the natural person, notice. Secondly, I have not received a copy of the original wet-ink contract bearing my signature which means that XXXX, XXXX, XXXX XXXX XXXX, XXXX, and XXXX XXXX XXXXXXXX are not the holder- in-due course of a valid and verifiable Loan Agreement pursuant to the Best Evidence Rule. Thirdly, all bookkeeping, journal entries, and records associated with the alleged loan agreement have not been produced. Fourth, the alleged lenders have not verified the specific specie in the loan agreement that was allegedly lent/ borrowed which must be returned as payment. Most importantly, XXXX, XXXX, XXXX XXXX XXXX, XXXX, and XXXX XXXX  XXXX have not produced evidence of their alleged allodial title or aboriginal title to my inherited ancestral estate in reversion known as XXXX XXXX XXXX, XXXX, Virginia, which would proves beyond reasonable doubt that they are not the absolute owner of the such estate. See XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX ) ( A state can not refuse to give foreign nationals their treaty rights because of fear that valid international agreements may possibly not work completely to the satisfaction of state authorities. Under the supremacy clause of the United States XXXXonstitution Art. VI, clause 2, state policies as to the rights of aliens to inherit must give way to overriding federal treaties and conflicting arrangements. ) Therefore, pursuant to United States v. XXXX, the any and all contracts alleged with XXXX, XXXX, XXXX XXXX XXXX, XXXX, and XXXX XXXX XXXX  is indeed fraud! Because of this fraudulent activity, the alleged debt in the amount of {$610000.00} can only be acquitted and discharged pursuant to Title 12 U.SC. 95a ( 2 ) due to there being no gold and silver coins available in public circulation to lawfully pay any public or private debt. XXXXee Article 1, section 10, clause 1 of the Constitution for the United States XXXX XXXX XXXX. No State shall make any Thing but gold and silver Coin a Tender in Payment of Debts.