Consumer complaint received 2024-05-02
Product: Credit reporting or other personal consumer reports — Other personal consumer report
Issue: Problem with a company's investigation into an existing issue — Problem with personal statement of dispute
Company: EQUIFAX, INC. (IN)

Listed below are the Personal Information that are being challenged Incorrect Previous Address : - XXXX XXXX XXXX, XXXX  XXXX, NY, XXXX Incorrect CurrentAddress : - XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IN, XXXXListed below are the Accounts that are being challenged XXXX XXXX XXXX XXXX XXXX XXXXXXXX Listed below are the Collections that are being challenged XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX PERSONAL INFORMATION Previous Address ( es ) XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX, NY XXXX XXXX The following personal information is incorrect- This employer information does not belong to me. The personal data reporting is inaccurate.

I kindly request that you ensure the accuracy, timeliness, and verifiability of my personal information in your records. It is crucial that your documentation adheres to the standards outlined in the Fair Credit Reporting Act ( FCRA ) and Metro 2 guidelines. Therefore, I urge you to promptly delete any address within your system that does not align with my specific address of XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, XXXX, XXXX. Your cooperation in rectifying this matter in accordance with regulatory requirements is greatly appreciated. 
Current Address ( es ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, XXXX The following personal information is incorrect- This employer information does not belong to me. The personal data reporting is inaccurate. 
I hope this message finds you in good health. I am writing to bring to your attention a discrepancy in my account, Incorrect CurrentAddress - XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IN, XXXX. There seems to be a deviation from the required reporting standards, potentially affecting the certifiable compliant reporting process. I urge you to rectify this situation promptly by deleting any listings that do not align with my provided address : XXXXXXXX XXXX XXXX XXXX XXXX XXXX  XXXX, XXXX, XXXX. Timely resolution of this matter is crucial to ensure accuracy in my recordsXXXXXXXX XXXX XXXX XXXX Balance : {$110.00} Account # XXXX XXXX (! ) XXXX XXXX XXXX {$350.00} Last Reported XX/XX/XXXX Account Type XXXX Revolving High Credit XXXX {$0.00} (! ) Date Last Active XXXX XXXX XXXX  (! ) Date of Last PaymentAccount Type Detail Secured credit card Balance XXXX {$110.00} XX/XX/XXXX (! ) XXXX Account Status XXXX XXXX  Open (! ) XXXX XXXX XXXX {$0.00} Date Opened XXXX XX/XX/XXXX (! ) XXXX XXXX XXXX XXXX XXXX XXXX {$100.00} 7 Year History XXXX : XXXX XXXX : XXXX XXXX Payment Status XXXX XXXXXXXX Current No. of Months ( terms ) XXXX XXXX Comments XXXX Secured credit card Amount in XXXX  column is credit limit 15 USC 1681 B Permissible Purpose Of Consumer Reports- Please change payment status to Paid As Agreed or XXXX XXXXXXXX  - XXXX I hereby submit a formal request for the cessation of reporting pertaining to the mentioned account. I kindly request your diligent verification and validation of all the information contained herein, encompassing notations, dates, balances, compliance condition code ( s ), and any pertinent elements within the Metro 2 compliance segment and field ( s ). Your timely confirmation of the accuracy of these details would be greatly appreciatedXXXXXXXX Charge account Balance : {$450.00} Account # XXXX XXXX Credit XXXX XXXX {$2500.00} Last Reported XX/XX/XXXX Account Type XXXX Revolving High Credit XXXX {$0.00} Date Last Active XXXX XX/XX/XXXX Account Type Detail Charge account Balance XXXX {$450.00} Date of Last Payment XXXX XX/XX/XXXX Account Status XXXX XXXXXXXX Open Past Due XXXX {$22.00} Date Opened XXXX XX/XX/XXXX XXXX Code - Monthly Payment XXXX- XXXX {$22.00} 7 Year History XXXX : XXXX XXXX : XXXX XXXX Payment Status XXXXXXXX XXXXXXXX Late 30 Days No. of Months ( terms ) XXXX XXXX Comments XXXX Charge Amount in XXXX column is credit limit 15 USC 1681 B Permissible Purpose Of Consumer Reports- Please change payment status to Paid As Agreed or OK Kindly be advised that the provided details, denoted as XXXX - XXXX, seem to exhibit apparent inconsistencies with the mandatory standards set for ethical and compliant assertion of this particular claim. In accordance with CDIA guidelines, any divergence from the established standard raises concerns regarding the credibility of the asserted data. 
Observable cues suggest the presence of plausible irregularities in adhering to the essential Metro 2 format Standard ( s ) for accurate reporting. 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  - FDCPA Section 807 Violation Misleading False Reporting- I do not know what this is. Please investigate and remove from my report.