Consumer complaint received 2024-06-13
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC. (TX)

This is my attempt to get this matter resolved. I've submitted my previous letter to 3 credit bureaus. I have no clue what in the world the credit bureaus trying to accomplish by ignoring my request but it's just creating additional emotional & physical distress. The credit bureaus has failed to comply with Fair Credit Reporting Act ( FCRA ). I disputed information was reporting to my credit file held with by them. These items were opened fraudulently. I informed them of the issue & provided them with the required documents to remove the items via FCRA Section 605b. They have failed to delete the items, additionally they have failed to provide me with any legal contract to reflect I was the one who opened the accounts. I need the following items be removed from my credit file immediately : XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX  XXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX, TX XXXX XXXX XXXX Balance : {$480.00} XXXX XXXX : {$0.00} XXXX XXXX XXXXXXXX XXXX Balance : {$500.00} XXXX XXXX XXXX XXXX XXXX : {$470.00} XXXX XXXX XXXX Balance : {$69.00} XXXX XXXXXXXX Balance : {$150.00} XXXX XXXXXXXX Balance : {$35.00} XXXX XXXX XXXX XXXX Balance : {$10.00} XXXXXXXX XXXX  XXXX Balance : {$75.00} US DEPT ED XXXX XXXX : {$240.00} XXXX XXXX Balance : {$1900.00} XXXX XXXX XXXX XXXX Balance : {$430.00} XXXX ( Original XXXX : XXXX XXXX XXXX XXXX XXXXXXXX Balance : {$510.00} XXXX ( Original Creditor : XXXX XXXX XXXXXXXX ) XXXX Balance : {$2300.00} XXXX XXXX XXXX XXXX XXXX Original Creditor : XXXXXXXX XXXX XXXX XXXX XXXX  XXXX Balance : {$320.00} XXXX XXXX Balance : {$370.00} XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX, TX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX, TX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXXXXXX Balance : {$480.00} XXXX XXXX : {$0.00} XXXX XXXX XXXX XXXX Balance : {$10.00} XXXX XXXX XXXX XXXX Balance : {$500.00} XXXX XXXXXXXX Balance XXXX {$150.00} XXXX XXXXXXXX Balance : {$35.00} XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$75.00} XXXX XXXX Balance XXXX {$1900.00} XXXX XXXX XXXX XXXX Balance : {$430.00} XXXX XXXX XXXX Original Creditor : XXXXXXXX XXXX XXXX XXXX  XXXX Balance : {$60.00} XXXX ( XXXX Creditor : XXXX XXXX XXXX XXXX XXXXXXXX Balance : {$510.00} XXXX ( Original Creditor : XXXX XXXX XXXXXXXX ) XXXX XXXX : {$2300.00} XXXX XXXX Balance : {$370.00} XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX & XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX XXXXXXXX Balance : {$480.00} XXXX XXXX : {$0.00} XXXX XXXX XXXX XXXX Balance : {$500.00} XXXX XXXX XXXX Balance : {$69.00} XXXX XXXXXXXX Balance : {$150.00} XXXX XXXX Balance : {$35.00} XXXXXXXX XXXX XXXXXXXX Balance : {$75.00} XXXX XXXX Balance : {$1900.00} XXXX XXXX XXXX  Original Creditor : XXXX XXXX XXXX XXXX XXXXXXXX Balance XXXX {$60.00} XXXX  ( Original Creditor : XXXX XXXX XXXX XXXX XXXXXXXX Balance : {$640.00} XXXX ( Original Creditor : XXXX XXXXXXXX XXXX XXXX XXXXXXXX Balance : {$510.00} XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXXXXXX Balance : {$2300.00} XXXXXXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX  XXXX Balance : {$430.00} XXXX XXXX Balance : {$370.00} XXXX XXXXXXXX Balance : {$0.00} XXXX XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX