Consumer complaint received 2024-08-18
Product: Credit card — General-purpose credit card or charge card
Issue: Other features, terms, or problems — Other problem
Company: DOLLAR MUTUAL BANCORP (VA)

To Whom It May Concern, I have filed a case with the XXXX XXXX XXXX. On XX/XX/year>, a certificate of service was served to Dollar Bank Federal Savings Bank concerning my Acceptance for Value. This includes a " Request Regarding a Statement of Account '' for account numbers listed in the Affidavit of Truth. 

On XX/XX/year>, I sent a proof of claim and XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX, tendering payment. Additionally, on XX/XX/year>, I mailed a XXXX XXXX XXXX Interest regarding my account, requesting the original signed copies of my checking and savings accounts, including but not limited to the No Overdraft Checking and No Overdraft Savings Account and my credit account. I also mailed an Affidavit of Notice of Default, raising concerns about my account, via Registered Mail XXXX XXXX XXXX XXXXXXXX XXXX XXXX. 

Moreover, I mailed AFFIDAVIT marked " PAID IN FULL '' via Registered Mail # RF XXXX XXXX XXXX XXXX. On XX/XX/year>, I sent a Certified Mail designated Statement of Account Registered mailer # XXXX XXXX XXXXXXXX XXXX XXXX, along with a XXXX XXXX of Truth. I also mailed a Fiduciary Appointment and Authorization, followed by a notice of tender for set-off via Registered Mail XXXX XXXX XXXX XXXX XXXX XXXX. I listed a Private Bankers Acceptance of Enclosed Presentments for Value, Return, Settlement, and Closure and sent a notice of Acceptance of Presentment. 

Additionally, I sent a Notice of Fault and Opportunity to Cure and to contest Acceptance via Registered Mail # XXXX XXXX XXXXXXXX XXXX XXXX. I also mailed a Notice of Demand for Payment and requested debt validation in accordance with 15 USC 1692. This has led to multiple claims of late payments and filing through third party bureaus ( XXXX, XXXX, and XXXX ) in which i have sent an affidavit certified mailer stating theyre not authorized to distribute my confidential information. I also sent notarized signatures to Dollar Bank in concerns of the billing error occurring on these third party bureaus and a cease and desist debt practices for debt bondage. An Affidavit of Notice of Default was filed, and a notice of tender for set-off was sent via Registered Mail XXXX XXXX XXXXXXXX XXXX XXXX XXXX. I also included a signed XXXX XXXX and sent notary contentment with a signature by XXXX XXXX for XXXX, a Notice of Fault and Opportunity to Cure and to contest acceptance, a revocation of security interest, and IRS Forms 1099-A and 1099-C. On XX/XX/year>, I notarized my signature as a secured party and requested documentation and acceptance for value. I also sent a re-deposit for funds to be paid on demand, acceptance for value, consideration, and return for value. 

My account was closed under duress by XXXX, Virginia XXXX, on XX/XX/year>. The account had an interest balance of {$11.00} on XX/XX/year>, which I paid with XXXX XXXXXXXX XXXX XXXX confirmed cashed with receipt upon delivery by issuing bank. The deposit was recorded with a receipt from the banker as follows : - Credit card payment : XXXX XXXXXX/XX/year> XXXX # XXXX - XXXX : XXXX XX/XX/year> XXXX XXXX XXXX XXXX Additionally, the back of the money order was marked with the following identified numbers : # XXXX and # XXXX. 

Later, I was informed by the security supervisor that I was being issued a No Trespass notice # XXXX under the false pretense that I was not a Dollar Bank client. In response, I sent a certified mailer # XXXX, addressed to XXXX XXXX XXXX that XXXX in Escalation, indicating that my information had been sold to the third-party company, XXXX, XXXX XXXX Dollar bank XXXX XXXX at XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, WI XXXX ( XXXX XXXX ). 

On XX/XX/year>, I deposited documents with a local XXXX XXXX at the XXXX XXXX. 

However, I was forced to leave the premises at XXXXXXXX XXXX while being followed by their security, XXXX  XXXX XXXX XXXX, XXXX XXXX and local law enforcement were called. 

Please note the report number for this FTC case is XXXX.