Consumer complaint received 2024-10-13
Product: Debt collection — Medical debt
Issue: Written notification about debt — Didn't receive notice of right to dispute
Company: NCSPLUS INCORPORATED (FL)

This is a complaint against NCSPlus Incorporated, a bill collector for XXXX XXXX XXXX. 

Debt Amount : {$810.00} XXXX XXXX XXXX, REPORTED XX/XX/XXXX This is my second complaint against NCSPlus Incorporated. National Credit Systems , Inc. did not respond to my complaint # XXXX, filed by XXXX XXXX XXXX XXXX XXXX, Florida. Instead, National Credit Systems XXXX XXXX provided a response to a complaint filed by someone I do not know, XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, FL XXXX and her dispute with XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX, FL XXXX. In doing so National Credit Systems XXXX XXXX compromised the privacy of XXXX XXXX. 

I offered to pay NCSPlus Incorporated, but they refused payment. Apparently NCSPlus Incorporated and XXXX XXXX XXXX do not want to get paid, they just want to harm me. 

Therefore I plan to sue NCSPlus Incorporated, and XXXX XXXX XXXX. 

On XX/XX/XXXX, I contacted NCSPlus Incorporated about the bill, see attached : In response to your enclosed letter, you have been writing to me at the WRONG ADDRESS. I was detained ( wrongly ) from XX/XX/XXXX through XX/XX/XXXX, then released XXXX. While I was in custody, I asked my brother XXXX to pay this bill for {$810.00} out of my Social Security income that he managed for me from XX/XX/XXXX through XX/XX/XXXX. For some reason XXXX failed to do so. XXXX died on XX/XX/XXXX, so I can not ask him what happened. On XX/XX/XXXX, I was evicted from my home of 17 years on a corrupt HECM reverse mortgage, a matter still in litigation. The writ of possession is enclosed. In further response, I am age XXXX and rely on Social Security retirement for my sole income. On XX/XX/XXXX, XXXX XXXX approved me for XXXX percent Financial Assistance for my XX/XX/XXXX visit only, enclosed. I am willing to submit another hardship application, or send you {$20.00} a month to pay this bill, see enclosed my dispute with XXXX. Thank you. 

On XX/XX/XXXX I disputed with XXXX XXXX XXXX XXXX a claim on my credit report by NCSPlus Incorporated, a bill collector for XXXX XXXX XXXX of {$810.00} : NCSPLUS INCORPORATED XXXX XXXX XXXXXXXX Report date : XX/XX/XXXX To Whom it may concern : I dispute this bill. Furthermore, XXXX XXXX - XXXX XXXX XXXX granted me 100 % financial assistance for my visit XX/XX/XXXX, see attached. I am age XXXX and rely on Social Security retirement income. In XXXX I was in XXXX and could not pay XXXX XXXX XXXX, and they sent the bills to my old address, my house was foreclosed on at XXXX XXXX XXXX XXXX, XXXX, FL XXXX. XXXX XXXX also had an old phone number and old email address that did not work. I am willing to submit another hardship application, or send you {$20.00} a month to pay this bill. Thank you. 

XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, FL XXXX As of XX/XX/XXXX NCSPlus Incorporated, a bill collector for XXXX XXXX XXXX, continues to report my account as delinquent even though I offered to set up payment. 

It appears NCSPlus Incorporated and XXXX XXXX XXXXXXXX  do not want me to pay my medical debt, but only want to report derogatory information about me to XXXX XXXX XXXX XXXX for the purpose of harming me with malice aforethought. 

XXXX XXXX XXXX - XXXX Last updated XX/XX/XXXX Account Details : DEROGATORYDEROGATORY Account Type : Collection Account Last Account Activity : XX/XX/XXXX Open Since : XX/XX/XXXX Ownership : Individual Current Balance $ 818 Monthly Payment - Original Creditor XXXX XXXX XXXX  Please find attached my dispute to XXXX XXXX XXXX XXXX XXXX and the wrong bill from NCSPlus Incorporated XXXX XX/XX/XXXX sent to my old address, XXXX XXXX XXXX XXXX, XXXX XXXX FL XXXX, Claim Number XXXX, Client Ref XXXX, XXXX. Due {$810.00}. 

Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, Florida XXXX XXXX : XXXX, Email : XXXX NCS PLUS INCORPORATED, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX, PA XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, PA XXXX