Consumer complaint received 2024-10-23
Product: Debt collection — Medical debt
Issue: Attempts to collect debt not owed — Debt was result of identity theft
Company: Capital Recovery Corporation (GA)

XX/XX/year> Reference : XXXX Attention : XXXX Department Capital Recovery Corporation XXXXXXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, GA XXXX XXXX : Notice of Fraud, Breach of Fiduciary Duty, and Dispute of Alleged Debt Dear Capital Recovery Corporation , I am writing in response to your correspondence dated XX/XX/year>, regarding an alleged debt associated with XXXX XXXX XXXX XXXX XXXX XXXX, Account Number XXXX, in the amount of {$1200.00}. 
Fraud and Unauthorized Use of Financial Assets Your demand for payment in Federal Reserve notes constitutes a violation of 12 CFR 360.6 ( 2 ) and 17 CFR 260.11b-6, as the nancial information provided in my original application, including my Social Security number , serves as an asset that satises any outstanding obligations. The request for additional payment in Federal Reserve notes, when this asset has already been applied, is an unauthorized use of nancial assets and breach of duciary duty under U.C.C. 3-307. 
I have not received any benet from this transaction. Therefore, this is a formal notice of breach of duciary duty. You are required to either return the nancial assets to the referenced creditor/bailor/beneciary within three ( 3 ) business days or apply them for their intended purpose. 
Failure to comply will result in immediate ling of an SEC complaint under XXXX XXXX XXXX and XXXX XXXX XXXX, as well as an IRS complaint for abusive XXXX schemes under the following statutes : 18 U.S. Code 1341 Frauds and swindles 18 U.S. Code 1342 Fictitious name or address 18 U.S. Code 1344 Bank fraud 18 U.S. Code 1345 Injunctions against fraud 18 U.S. Code 1346 Scheme or artice to defraud 18 U.S. Code 1348 Securities and Commodities fraud 18 U.S. Code 1349 Attempt and conspiracy 18 U.S. Code 1350 Failure of corporate officers to certify nancial reports 18 U.S. Code 1352 Demands by foreign officials for bribes Request for Validation of Debt and Verication of Creditor Under Uniform Commercial Code 9-210, I am requesting an accurate accounting statement authenticating the total amount of the alleged debt and unpaid obligations secured by collateral. Please correct any discrepancies and provide a clear record identifying the transaction. 
Additionally, under the Fair Debt Collection Practices Act ( FDCPA ), I formally dispute the validity of this debt. Until you provide me with the following information, you are required to cease all collection efforts : 1. The name and address of the original creditor if different from XXXX XXXX XXXX & XXXX XXXX. 
XXXX. Documentation proving that I am legally responsible for this alleged debt. 
You are also reminded that this institution is prohibited from discriminating on the basis of race, color, national origin, sex, age, or disability, in accordance with U.S. Department of the Treasury policy. Any discriminatory practices will be reported to the XXXX XXXX XXXX XXXX and XXXX XXXX XXXX, U.S. Department of the Treasury. 
XXXX XXXX XXXX XXXX XXXX and Account Number Disclosure This also serves as a notification of XXXX XXXX XXXX fraud related to the following accounts and exemption identifiers : Exemption ID Number : XXXXXXXX XXXX Contract Account Number : XXXX Value : {>= $1,000,000} Any further unauthorized activity related to these accounts will be subject to immediate legal action and prosecution for fraud and breach of fiduciary duties. 

Please respond within three ( 3 ) business days of receiving this notice. Failure to comply with these demands will result in further legal action, including the ling of complaints with the Securities and Exchange Commission ( SEC ), the Internal Revenue Service ( IRS ), and other relevant regulatory bodies. 
Thank you for your prompt attention to this matter. 
Sincerely, XXXX XXXX XXXX, XXXX Beneciary, XXXX XXXX Without Prejudice/Without XXXX Executrix, Sole Beneciary XXXX  : XXXX XXXX Woman ; XXXX XXXX ; XXXX XXXX Principal XXXX Party Master Account XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX # : XXXX XXXX # : XXXX XXXX XXXX INDIVIDUAL PRIVATE BANKER XXXX XXXX XXXX XXXXXXXX XXXX XXXX & XXXX XXXX # : XXXXXXXX XXXX XXXX XXXX ( PRIVATE ) XXXX AND XXXX XXXX XXXX XXXX XXXX TIN # : XXXX