Consumer complaint received 2024-08-02
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: EQUIFAX, INC. (TX)

In accordance with the Fair Credit Reporting act, the list of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information. 15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. Equifax, XXXX and XXXX are governed by USC 1681. They have violated my rights XXXX  times. I demand the inquires/accounts below be removed immediately : I strongly disagree with the response to your investigation. Despite your investigation, the following incorrect items still remain on my credit report. I request an immediate re-investigation of these items for justified reasons. These inaccuracies have a detrimental impact on my credit score. 

XXXX. The following personal information is incorrect Account Number : Current Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX, XXXX  XXXX XXXX. The following personal information is incorrect Account Number : Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX, XXXX  XXXX XXXX. Under 15 USC 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies ( a ) Duty of furnishers to provide accurate information. 
XXXX Account Number : XXXX Please delete immediately for failing to do your due diligence and making sure everything on my report is XXXX XXXX accurate. 

XXXX. Under 15 USC 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies ( a ) Duty of furnishers to provide accurate information. 
XXXX Account Number : XXXX Please delete immediately for failing to do your due diligence and making sure everything on my report is XXXX XXXX accurate. 

XXXX. How is this account still on my report when it has been already been SOLD and TRANSFERRED to another lender. 
XXXX Account Number : XXXX If unable to explain how this account is still on my report when it has been already been SOLD and TRANSFERRED to another lender then please DELETE immediately. 

XXXX. The inquiry was not authorized XXXX  Date of inquiry : XX/XX/year> Please remove it from my credit report. 

XXXX. How are you still reporting this account on my report when it's already been sold and transferred to another lender. 
XXXX Account Number : XXXX If you can not explain how this account is on my report when it's already been sold and transferred to another lender then please DELETE immediately. 

XXXX. Under 15 U.S. Code 1681i ( 5 ) ( B ) Requirements relating to reinsertion of previously deleted material SECURITY Account Number : XXXX Please DELETE immediately.