Consumer complaint received 2024-09-28
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC. (NC)

( XXXX XXXX XXXX, ( XXXX ), ( XX/XX/XXXX ), Contents of Complaint : This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you, the Equifax credit reporting agency , block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of personal credit card account opened at XXXX XXXXXXXX XXXX on XX/XX/XXXX, under the account number ( XXXX ), a lease account opened personal credit card account opened at XXXX XXXXXXXX XXXX on XX/XX/XXXX, under the account number ( XXXX ), a lease account opened at XXXX XXXX on XX/XX/XXXX under the account number ( private ), XXXX collection accounts with XXXX XXXX XXXX opened XX/XX/XXXX under account number ( XXXX ) and ( XXXX ). 
These accounts have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer XXXX credit report. All of the aforementioned accounts, collections, and hard inquiries are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint ( ( XXXX XXXX XXXX, ( XXXX ), ( XX/XX/XXXX ), Contents of Complaint : This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you, the Equifax credit reporting agency , block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of personal credit card account opened at XXXX XXXX Bank on XX/XX/XXXX, under the account number ( XXXX ), a lease account opened personal credit card account opened at XXXX XXXX Bank on XX/XX/XXXX, under the account number ( XXXX ), a lease account opened at XXXX XXXX on XX/XX/XXXX under the account number ( private ), XXXX collection accounts with XXXX XXXX XXXX opened XX/XX/XXXX under account number ( XXXX ) and ( XXXX ). 
These accounts have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer XXXX credit report. All of the aforementioned accounts, collections, and hard inquiries are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint ( ( XXXX XXXX XXXX, ( XXXX ), ( XX/XX/XXXX ), Contents of Complaint : This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you, the Equifax credit reporting agency , block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of personal credit card account opened at XXXX XXXX Bank on XX/XX/XXXX, under the account number ( XXXX ), a lease account opened personal credit card account opened at XXXX XXXX Bank on XX/XX/XXXX, under the account number ( XXXX ), a lease account opened at XXXX XXXX on XX/XX/XXXX under the account number ( private ), XXXX collection accounts with XXXX XXXX XXXX opened XX/XX/XXXX under account number ( XXXX ) and ( XXXX ). 
These accounts have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer XXXX credit report. All of the aforementioned accounts, collections, and hard inquiries are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint ( XXXX ) as proof from the XXXX Federal Trade Commission that all of the aforementioned consumer credit accounts, collections, and are the result of identity theft and fraud.