Consumer complaint received 2024-07-04
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc. (IL)

UPON LOOKING AT MY CREDIT REPORT I NOTICED THAT THEIR WERE SEVERAL FRAUDULENT ITEMS THAT WERE LISTED ON MY CRDIT REPORTTHAT I BELIEVE OCCURRED DUE TO ME LOSING MY WALLET IN XXXX XXXX XXXX AND DUE TO THIS MY IDENTITY WAS STOLEN ANDACCOUNTS WERE FRAUDULENTLY OPENED WITHOUT MY PERMISSION : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. I ALSO NOTICED THAT THERE WERE SEVERAL FRAUDULENT INQUIRIES MADE WITHOUT MY PERMISSION OR XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX I WOULD LIKE FOR THESE ITEMS TO BE DELETED FROM MY CREDIT PROFILE IMMEDIATELY. 

Under the Fair Credit Reporting Act ( FCRA ), you are required to ensure the accuracy of the information in my credit report. Specifically, Section 611 ( 15 U.S.C. 1681i ) requires credit reporting agencies to investigate disputes and remove or correct inaccurate information. Additionally, Section 623 ( 15 U.S.C. 1681s-2 ) obligates furnishers of information to provide accurate data and correct any errors. I request that this inaccurate item be removed or corrected immediately. 

Please conduct an investigation of this matter and provide me with a written statement of the results. Thank you for your prompt attention to this important matter. 

ATTENTIVELY REVIEW my formal writ composed DECLARATION of Not Proven Com-pliant Misinformation that is all or in part : DEFICIENT of adequate current status in fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, cer-tifiable RESPONSIBILITY, or otherwise irrefutable compliant obligatory and regulatory requisite compliant reporting thereby mandating your immediate actions to rectify and remedy and any all infraction- ious behavior ( s ) by retaining or returning to DEMONSTRATED TRUE, CORRECT, COMPLETE, and COMPLIANT METRO 2 data field formatted reporting! To be clear, you are mandated by laws to eliminate every notation and or aspect of any and all derogatory and adversary items from any and all alleged claims still yet unproven to be true, correct, complete, timely, docu-mented as being mine, testimonial to be of my responsibility, with FCRA compliance, and or XXXX XXXX Metro 2 COMPLIANT reporting. FEDERAL laws dictate that any and all deroga-tory or potentially injurious reporting MUST be all of the aforementioned and can NOT BE AS-SUMED without undoubted CERTIFIABLE testimonial of FACTs ensuring the physically verifia-bility of the CONFIRMED manual validation of any item upon a consumer complaint, such as is this notice here and now.Please RETURN to or retain federally lawful reporting with your unwa-vering and unconditional annulment of every single one even each any and or all of the allegations accused of me deficient of physical evidence to every and all aspects of said claims, be them true or not. 
I would like to forge forward with a righted disputation challenging what likely is an inaccurate, un-true, incomplete, untimely, not compliant, and or possibly not even of my ownership of responsi-bility allegation of a derogatory item that I see you currently have on my credit report, possibly causing violating infringements and injury to my credibility. While studying my report I have come across a number of mistakes and inaccuracies that you are reporting.Please review and eradicate any and all of these following unproven true, correct, complete, timely, mine, my responsibility, FCRA compliant, metro 2 compliant, or else wise compliant to every single one even each any and all of the regulations, laws, and standards of reporting of which you are undoubtedly mandated in your obligation to obey : The following allegations each require immediate deletion, do so now and here!