Consumer complaint received 2024-09-16
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Report provided to employer without your written authorization
Company: EQUIFAX, INC. (OR)

To Whom It May Concern, I am writing to inform you about a very alarming and important issue regarding the compromise of my social security number, which has resulted in me being a victim of a data breach and identity theft. To address this situation promptly, I have already contacted the Federal Trade Commission and filed an FTC Report which is enclosed with this correspondence. By 15 USC 1681c-2 c ( a ), it is imperative that you, as a credit reporting agency, take immediate action to block and remove all information associated with this identity theft from my credit report. This statute mandates that credit reporting agencies must promptly address such requests within four business days of receiving a complaint that includes the following information : XXXXXXXX XXXX XXXXXXXX Account XXXX This is my FINAL NOTICE. I've told y'all over and over that my info got messed up in that Equifax data breach, and now my credit report 's got all kinds of fraudulent stuff I don't even recognize. UNPROVEN! Y'all can't just assume these undocumented claims are valid or report like that. Show me proof y'all are following the right compliance standards for this account. The FTC is on this. DELETE! 

XXXX XXXX Account XXXX This is my FINAL NOTICE. I've told y'all over and over that my info got messed up in that Equifax data breach, and now my credit report 's got all kinds of fraudulent stuff I don't even recognize. UNPROVEN! Y'all can't just assume these undocumented claims are valid or report like that. Show me proof y'all are following the right compliance standards for this account. The FTC is on this. DELETE! 

XXXXXXXX XXXX Account XXXX This is my FINAL NOTICE. I've told y'all over and over that my info got messed up in that Equifax data breach, and now my credit report 's got all kinds of fraudulent stuff I don't even recognize. UNPROVEN! Y'all can't just assume these undocumented claims are valid or report like that. Show me proof y'all are following the right compliance standards for this account. The FTC is on this. DELETE! 

XXXX Account XXXX This is my FINAL NOTICE. I've told y'all over and over that my info got messed up in that Equifax data breach, and now my credit report 's got all kinds of fraudulent stuff I don't even recognize. UNPROVEN! Y'all can't just assume these undocumented claims are valid or report like that. Show me proof y'all are following the right compliance standards for this account. The FTC is on this. DELETE! 

XXXX XXXX Account XXXX This is my FINAL NOTICE. I've told y'all over and over that my info got messed up in that Equifax data breach, and now my credit report 's got all kinds of fraudulent stuff I don't even recognize. UNPROVEN! Y'all can't just assume these undocumented claims are valid or report like that. Show me proof y'all are following the right compliance standards for this account. The FTC is on this. DELETE! 

The items below should all be removed from my consumer report under 15 US Code ( c ) ( 1 ) ( A ) ( B ) ( i ) ( 3 ). 

XXXXXXXX XXXX XXXX XXXXXXXX How many times do I have to write to y'all before you take off this unauthorized hard pull from my credit report? This company got a copy of my consumer report without my okay or any legal reason, which breaks the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681, et seq. The FCRA says, Any person who knowingly and willfully obtains information on a consumer from a consumer reporting agency under pretenses shall be fined under title 18, imprisoned for not more than 2 years, or both. 15 U.S.C. 1681q. This is a straight-up violation of my privacy, and I'm upset about it. Remove this from my report ASAP! 

XXXX XXXX XXXX How many times do I have to write to y'all before you take off this unauthorized hard pull from my credit report? This company got a copy of my consumer report without my okay or any legal reason, which breaks the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681, et seq. The FCRA says, Any person who knowingly and willfully obtains information on a consumer from a consumer reporting agency under pretenses shall be fined under title 18, imprisoned for not more than 2 years, or both. 15 U.S.C. 1681q. This is a straight-up violation of my privacy, and I'm upset about it. Remove this from my report ASAP! 

XXXXXXXX XXXX How many times do I have to write to y'all before you take off this unauthorized hard pull from my credit report? This company got a copy of my consumer report without my okay or any legal reason, which breaks the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681, et seq. The FCRA says, Any person who knowingly and willfully obtains information on a consumer from a consumer reporting agency under pretenses shall be fined under title 18, imprisoned for not more than 2 years, or both. 15 U.S.C. 1681q. This is a straight-up violation of my privacy, and I'm upset about it. Remove this from my report ASAP!

SYNCB How many times do I have to write to y'all before you take off this unauthorized hard pull from my credit report? This company got a copy of my consumer report without my okay or any legal reason, which breaks the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681, et seq. The FCRA says, Any person who knowingly and willfully obtains information on a consumer from a consumer reporting agency under pretenses shall be fined under title 18, imprisoned for not more than 2 years, or both. 15 U.S.C. 1681q. This is a straight-up violation of my privacy, and I'm upset about it. Remove this from my report ASAP! 

XXXX How many times do I have to write to y'all before you take off this unauthorized hard pull from my credit report? This company got a copy of my consumer report without my okay or any legal reason, which breaks the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681, et seq. The FCRA says, Any person who knowingly and willfully obtains information on a consumer from a consumer reporting agency under pretenses shall be fined under title 18, imprisoned for not more than 2 years, or both. 15 U.S.C. 1681q. This is a straight-up violation of my privacy, and I'm upset about it. Remove this from my report ASAP! 

XXXX XXXX How many times do I have to write to y'all before you take off this unauthorized hard pull from my credit report? This company got a copy of my consumer report without my okay or any legal reason, which breaks the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681, et seq. The FCRA says, Any person who knowingly and willfully obtains information on a consumer from a consumer reporting agency under pretenses shall be fined under title 18, imprisoned for not more than 2 years, or both. 15 U.S.C. 1681q. This is a straight-up violation of my privacy, and I'm upset about it. Remove this from my report ASAP!

COAF How many times do I have to write to y'all before you take off this unauthorized hard pull from my credit report? This company got a copy of my consumer report without my okay or any legal reason, which breaks the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681, et seq. The FCRA says, Any person who knowingly and willfully obtains information on a consumer from a consumer reporting agency under pretenses shall be fined under title 18, imprisoned for not more than 2 years, or both. 15 U.S.C. 1681q. This is a straight-up violation of my privacy, and I'm upset about it. Remove this from my report ASAP! 

XXXX XXXX How many times do I have to write to y'all before you take off this unauthorized hard pull from my credit report? This company got a copy of my consumer report without my okay or any legal reason, which breaks the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681, et seq. The FCRA says, Any person who knowingly and willfully obtains information on a consumer from a consumer reporting agency under pretenses shall be fined under title 18, imprisoned for not more than 2 years, or both. 15 U.S.C. 1681q. This is a straight-up violation of my privacy, and I'm upset about it. Remove this from my report ASAP!