Consumer complaint received 2024-08-01
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: EQUIFAX, INC. (MN)

To Whom It May Concern, I am writing to demand the immediate blocking and removal of fraudulent information from my credit report. My social security number has been compromised as a result of identity theft and a data breach. Attached to this letter is the FTC Identity Theft Report I filed. You are legally obligated to block and remove the fraudulent information from my credit report within four business days of receiving this complaint, as mandated by 15 USC 1681c-2 ( c ) ( a ). The following items are disputed and must be addressed immediately : XXXX XXXX XXXX XXXX XXXXXXXX - You have violated 15 U.S. Code 1681b - Permissible purposes of consumer reports. I have never provided written consent for you to report any information on my consumer report. Under this law, you are required to have my explicit written consent to report any data. As such, you must delete the accounts listed in this letter immediately. Failure to comply will result in my seeking monetary damages in small claims court in my city and state. This letter has also been forwarded to the Consumer Financial Protection Bureau, Attorney General 's Office, XXXX XXXX XXXX, and Federal Trade Commission. 

XXXX - XXXX - You have violated 15 U.S. Code 1681b - Permissible purposes of consumer reports. I have never provided written consent for you to report any information on my consumer report. Under this law, you are required to have my explicit written consent to report any data. As such, you must delete the accounts listed in this letter immediately. Failure to comply will result in my seeking monetary damages in small claims court in my city and state. This letter has also been forwarded to the Consumer Financial Protection Bureau, Attorney General 's Office, XXXX XXXX XXXX, and Federal Trade Commission. 

XXXX - XXXX - You have violated 15 U.S. Code 1681b - Permissible purposes of consumer reports. I have never provided written consent for you to report any information on my consumer report. Under this law, you are required to have my explicit written consent to report any data. As such, you must delete the accounts listed in this letter immediately. Failure to comply will result in my seeking monetary damages in small claims court in my city and state. This letter has also been forwarded to the Consumer Financial Protection Bureau, Attorney General 's Office, XXXX XXXX XXXX, and Federal Trade Commission. 

XXXX XXXX XXXXXXXX - You have violated 15 U.S. Code 1681b - Permissible purposes of consumer reports. I have never provided written consent for you to report any information on my consumer report. Under this law, you are required to have my explicit written consent to report any data. As such, you must delete the accounts listed in this letter immediately. Failure to comply will result in my seeking monetary damages in small claims court in my city and state. This letter has also been forwarded to the Consumer Financial Protection Bureau, Attorney General 's Office, XXXX XXXX XXXX, and Federal Trade Commission. 

XXXX XXXX XXXXXXXX- You have violated 15 U.S. Code 1681b - Permissible purposes of consumer reports. I have never provided written consent for you to report any information on my consumer report. Under this law, you are required to have my explicit written consent to report any data. As such, you must delete the accounts listed in this letter immediately. Failure to comply will result in my seeking monetary damages in small claims court in my city and state. This letter has also been forwarded to the Consumer Financial Protection Bureau, Attorney General 's Office, XXXX XXXX XXXX, and Federal Trade Commission. 

XXXX XXXX XXXX - XXXX - You have violated 15 U.S. Code 1681b - Permissible purposes of consumer reports. I have never provided written consent for you to report any information on my consumer report. Under this law, you are required to have my explicit written consent to report any data. As such, you must delete the accounts listed in this letter immediately. Failure to comply will result in my seeking monetary damages in small claims court in my city and state. This letter has also been forwarded to the Consumer Financial Protection Bureau, Attorney General 's Office, XXXX XXXX XXXX and Federal Trade Commission. 

XXXX XXXX XXXX - XXXX - You have violated 15 U.S. Code 1681b - Permissible purposes of consumer reports. I have never provided written consent for you to report any information on my consumer report. Under this law, you are required to have my explicit written consent to report any data. As such, you must delete the accounts listed in this letter immediately. Failure to comply will result in my seeking monetary damages in small claims court in my city and state. This letter has also been forwarded to the Consumer Financial Protection Bureau, Attorney General 's Office, XXXX XXXX XXXX and Federal Trade Commission. 

XXXX XXXX XXXX - XXXX - You have violated 15 U.S. Code 1681b - Permissible purposes of consumer reports. I have never provided written consent for you to report any information on my consumer report. Under this law, you are required to have my explicit written consent to report any data. As such, you must delete the accounts listed in this letter immediately. Failure to comply will result in my seeking monetary damages in small claims court in my city and state. This letter has also been forwarded to the Consumer Financial Protection Bureau, Attorney General 's Office, XXXX XXXX XXXX  and Federal Trade Commission. 

XXXX XXXX XXXX - XXXX - You have violated 15 U.S. Code 1681b - Permissible purposes of consumer reports. I have never provided written consent for you to report any information on my consumer report. Under this law, you are required to have my explicit written consent to report any data. As such, you must delete the accounts listed in this letter immediately. Failure to comply will result in my seeking monetary damages in small claims court in my city and state. This letter has also been forwarded to the Consumer Financial Protection Bureau, Attorney General 's Office, XXXX XXXX XXXX and Federal Trade Commission. 

XXXX XXXX XXXX XXXX XXXXXXXX - You have violated 15 U.S. Code 1681b - Permissible purposes of consumer reports. I have never provided written consent for you to report any information on my consumer report. Under this law, you are required to have my explicit written consent to report any data. As such, you must delete the accounts listed in this letter immediately. Failure to comply will result in my seeking monetary damages in small claims court in my city and state. This letter has also been forwarded to the Consumer Financial Protection Bureau, Attorney General 's Office, XXXX XXXX XXXX and Federal Trade Commission. 

XXXX - XXXX - You have violated 15 U.S. Code 1681b - Permissible purposes of consumer reports. I have never provided written consent for you to report any information on my consumer report. Under this law, you are required to have my explicit written consent to report any data. As such, you must delete the accounts listed in this letter immediately. Failure to comply will result in my seeking monetary damages in small claims court in my city and state. This letter has also been forwarded to the Consumer Financial Protection Bureau, Attorney General 's Office, XXXX XXXX XXXX and Federal Trade Commission. 

XXXX XXXX XXXX XXXX XXXXXXXX - You have violated 15 U.S. Code 1681b - Permissible purposes of consumer reports. I have never provided written consent for you to report any information on my consumer report. Under this law, you are required to have my explicit written consent to report any data. As such, you must delete the accounts listed in this letter immediately. Failure to comply will result in my seeking monetary damages in small claims court in my city and state. This letter has also been forwarded to the Consumer Financial Protection Bureau, Attorney General 's Office, XXXX XXXX XXXX, and Federal Trade Commission.