Consumer complaint received 2024-07-21
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account status incorrect
Company: EQUIFAX, INC. (TX)

XXXX. XXXX Account # XXXX - XXXX / Equifax / XXXX have different closed dates, What month, what day and what year was this account closed? 
- Equifax closed date XX/XX/XXXX / transunion closed date XX/XX/XXXX/ XXXX missing data- XXXX / Equifax / XXXX have different open dates, What month, what day and what year was this account open? 
- XXXX / Equifax XXXX XXXX have different last activity dates, What month, what day and what year was this account active? 
- XXXX / Equifax XXXX XXXX have different past due 60 / 90 days reporting, provide proof this account was late on XX/XX/XXXX and XX/XX/XXXX and XX/XX/XXXX ( notice payment history shows on time current status by XXXX on XX/XX/XXXX. 
- XXXX XXXX Equifax XXXX XXXX reporting loan type differently is this a credit card or line of credit? 



- delete account immediately- update monthly payment amount - show documentation of how the late payment reported on XX/XX/XXXX was confirmed to be accurately reported and verified. 
- XXXX / Equifax / XXXX XXXX much was paid XX/XX/XXXX? 


XXXX. XXXX XXXX XXXX account - XXXX  inaccurately reports a CO ( charge off status in XX/XX/XXXX ) - XXXX inaccurately reports a NR ( No data reported in XX/XX/XXXX ) - Equifax inaccurately reports a NR ( No data reported in XX/XX/XXXX ) - XXXX inaccurately reports a balance of {$2000.00} - XXXX inaccurately reports a balance of {$2000.00} - Equifax inaccurately reports a balance of {$2000.00} - XXXX inaccurately reports a utilization of 58 % - XXXX inaccurately reports a utilization of 59 % - Equifax inaccurately reports a utilization of 58 % - XXXX XXXX XXXX statement inaccurately reports current account with 90 days past due, this is intentional and malicious. 
- delete account I do not want XXXX to report this account - update status date Equifax has different date than XXXX ( ) -EquifaxXXXXn update balance all reporting {$0.00} balance except XXXX - Equifax inaccurately reports several late XXXX XXXX XXXX Transunion inaccurately reports several late payments XXXX - XXXX inaccurately reports several late payments XXXX - update monthly payment amount - EquifaxXXXX XXXX XXXX XXXX XXXX How much was the last payment amount reported for the month of XX/XX/XXXX ( XX/XX/XXXX )? 
- - XXXX. XXXX account ( this account is reporting negatively, within the payment history it is coded as collection account instead of closed, provide documentation showing this was or is a collection account, provide proof that this account was late or owed a balance ) - XXXX / Equifax / XXXX have different closed dates, What month, what day and what year was this account closed? 
- XXXX / Equifax / XXXX have different Last activity dates, What month, what day and what year was this account active? 
- XXXX / Equifax / XXXX have different opened dates, What month, what day and what year was this account opened? 
- XXXX / Equifax XXXX XXXX have no terms reporting. 
- XXXX / Equifax XXXX XXXX have no scheduled payment- XXXX XXXX Equifax XXXX XXXX have different loan types reporting? 
- XXXX / Equifax XXXX XXXX have no high balance reporting, what was the highest balance reported for this account? 
- XXXX / Equifax XXXX XXXX have no terms reporting. 
- XXXX / Equifax XXXX XXXX have no terms reporting. 
- XXXX / Equifax / XXXX provide the complete account number for this account - delete account I do not want XXXX to report this account - XXXX  update status date reporting XX/XX/XXXX this means the last time a true investigation took place was XX/XX/XXXX yet I have disputed this item 6 times since XX/XX/XXXX XXXX XXXX inaccurately reports this account as a collection account / Charge off on XX/XX/XXXX ( this impact my score this is malicious and intentional )- XXXX / Equifax / XXXX update balance there is no balance reporting - XXXX / Equifax XXXX XXXX update monthly payment amount? 
- XXXX / Equifax / XXXX XXXX much was the last payment amount XXXX XXXX XX/XX/XXXX? 
- XXXX / Equifax / XXXX What is the credit limit there is no credit limit reporting? 
- Equifax inaccurately reports as a collection account with no delinquency reported and a XXXX XXXX balance. 
- XXXX inaccurately reports as a collection account with no delinquency reported and a XXXX XXXX balance. 
- XXXX / Equifax / XXXX XXXX much was the credit limit? 


XXXX. XXXX XXXX XXXX - delete account I do not want XXXX to report this account - update status date - update balance - update monthly payment amount - How much was the last payment amount? 
- Provide proof showing there was no payment made on XX/XX/XXXX, the report shows previous month to be on time yet the following month shows 90 days past due. 
delete immediately. 


Hard Inquiries XXXX XXXX XXXX Equifax XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX