Consumer complaint received 2024-10-23
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc. (AL)

Consumer Name : XXXX XXXX, Consumer Social Security Number : ( XXXX ), Consumer Date of Birth : ( XX/XX/XXXX ), Contents of Complaint : This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you, the EXPERIAN credit reporting agency, block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of your receiving this complaint. This fraudulent, inaccurate, and false information consists of : 1. XXXX XXXX XXXX opened on XX/XX/XXXX, under account number XXXX. 

XXXX. A utility account at XXXX XXXX opened on XX/XX/XXXX, under account number XXXX, XXXX. An internet service opened at XXXX  on XX/XX/XXXX, under account XXXX ( {$93.00} ), XXXX. Another internet account also opened at XXXX  on XX/XX/XXXX, under account number XXXX ( {$490.00} ). 

XXXX. A mobile phone account opened at XXXX opened on XX/XX/XXXX, under account number XXXX. ( {$130.00} ) XXXX. A revolving credit account opened at XXXX on XX/XX/XXXX, under account number XXXX, XXXX. An account opened at XXXX XXXX  on XX/XX/XXXX, under account number XXXX, ( XXXX. Another account opened at XXXX XXXX  on XX/XX/XXXX, under account number XXXX. 

XXXX. A personal account opened at XXXX on XX/XX/XXXX under account number XXXX XXXX. A school/University account opened at XXXX XXXX XXXX XXXX XX/XX/XXXX under account number XXXX The following account appears twice from XXXX different account numbers, an account opened at XXXX XXXX opened on XX/XX/XXXX, under account number XXXX. It is also shown above as XXXX XXXX XXXX opened on XX/XX/XXXX, under account number XXXX. 

On reviewing my consumer XXXX credit report, I discovered several accounts that I did not authorize or recognize. These accounts have resulted in unauthorized financial activities including several unauthorized financial activities including several hard inquiries and fraudulent collection which has impacted my credit standing. I have no knowledge of these accounts, and they were created without my consent, indicating identity theft and fraud. 

This CFPB complaint has been filed to request, pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you the XXXX credit reporting agency , block information appearing in my consumer report that is a result of this identity theft and fraud within four business days of your receipt of this complaint. I demand that the fraudulent items be removed from each of my consumer reports and that all collection activity related to said items cease pursuant to my rights within the FCRA and FDCPA laws. copies of my FTC Identity Theft Criminal Complaint numbers # XXXX and XXXX along with a copy of the police report number that I filed at XXXX Police Dept. in XXXX, XXXX  # XXXX as proof from the US Federal Trade Commission that all of the aforementioned consumer credit accounts, collections, and hard inquiries are the result of identity theft and fraud. I tried to upload a copy of the EXPERIAN credit report which you, EXPERIAN the credit reporting agency maintain but i was unable to attach to this complaint.