Consumer complaint received 2024-09-27
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC. (GA)

This complaint is being submitted on behalf of XXXX XXXX XXXX XXXX Party/Victim. This complaint is to bring to your attention severe criminal actions involving their XXXX XXXX XXXX, XXXX XXXX. These actions have been perpetrated without the XXXX XXXX XXXX XXXX or consent, resulting in significant and severe financial harm. The extent of this harm is a matter of grave concern. Below are the violations, categorized by their legal implications : Violations Involving Identity Theft and Social Security Fraud : Aggravated Identity Theft : - Social Security Number ( SSN ) has been unlawfully accessed and misused for unauthorized commercial purposes, including accessing the Secured Party/Trust Social Security account . These actions constitute a violation of 18 U.S. Code 1028A ( Aggravated Identity Theft ) Social Security Fraud : The unauthorized use of the Secured Party/Trust SSN without the Secured Party/Trust consent for purposes beyond employee earning reporting and tax purposes has caused significant financial harm. This is also a breach of the Fair Debt Collection Practices Act ( 15 U.S. Code 1692 ). Unauthorized Financial Activities and Fraudulent Records : Fraud and Falsification of Financial Records : XXXX XXXX XXXX XXXX has falsified financial records, including misleading reports and possible involvement in tax fraud and securities fraud. These actions are violations under 18 U.S. Code 1341 ( Mail Fraud ) -18 U.S. Code 1343 ( Wire Fraud ) -31 U.S. Code 3729 ( a ) ( 1 ) ( False Claims Act ). Failure to Reflect Debt Discharge : Despite receiving an IRS-issued Cancellation of Debt notice for {$60000.00}, XXXX XXXX XXXX XXXX # ending in XXXX, XXXX XXXX XXXX ending XXXX, and insurance fraud against policy number policy XXXX XXXX, XXXX Claim number : XXXX # XXXX & Claim number : XXXX # XXXX, this discharge has not been reflected in XXXX XXXX XXXXXXXX XXXXs financial records. This failure indicates fraudulent accounting practices, violating U.C.C. 3-603, 3-605. Based on the available information, XXXX XXXX XXXX XXXX, along with XXXX XXXX XXXX, may be involved in additional criminal activities, including but not limited to Securities Fraud, Embezzlement, Grand Theft Larceny, Collusion with the Federal Reserve Bank ( FRB ) and Private Trust accounts, XXXX XXXX XXXX XXXX XXXX, in violation of 18 U.S. Code 1589 and 18 U.S. Code 1593A. Threat of Harassment and Extortion : the Secured Party/Trust experienced continuous harassment from XXXX XXXX XXXX XXXX XXXX which I believe is an attempt at criminal extortion. If further harassment occurs, the complainant will treat it as violating 18 U.S. Code 875 ( d ). Legal Precedents and Case The XXXX XXXX ruling in XXXX XXXX XXXX. XXXX, XXXX XXXX. XXXX ( XX/XX/XXXX ), supports my claim that unauthorized use of personal information resulting in false reporting to credit agencies constitutes defamation and negligence. The following statutes also apply : -15 U.S. Code 1692, 18 U.S. Code 4, 18 U.S. Code 876, 18 U.S. Code 1341, 18 U.S. Code 1346, 31 U.S. Code 3729 ( a ) ( 1 ). The Secured Party/Trust FTC investigate these severe criminal actions and take appropriate legal measures against XXXX XXXX XXXX XXXX and XXXXXXXX XXXX XXXXXXXX XXXX These entities have violated numerous federal laws, and their continued illegal activities seriously risk the Secured Party/Trust 's financial and legal well-being. XXXX XXXX XXXX was informed that if the funds are not applied to the account and the transaction history is not provided as required, a case would be opened with the IRS Criminal Investigation Department, the U.S. Treasury, and the Secret Service, FDIC, and OCC to investigate suspicious activity and locate the whereabouts of Secured Party/Trust funds. 

Furthermore, false and misleading reports to the credit reporting agencies constitutes a violation of the FCRA Responsibilities of furnishers of information to consumer reporting agencies under 15 U.S. Code 1681s2 ( B ) ( i ) and ( ii ) Reporting information after notice and confirmation of errors. Any more harassment from XXXX. will be considered criminal extortion in accordance with 18 U.S. Code 875 ( d ) Extortion. 
As a matter of law, authors and owners of copyright immediately possess the exclusive rights to reproduce, distribute, perform, and display copyrighted works and to prepare derivative works based on them. The XXXX XXXX XXXX XXXX of XXXX amended the XXXX XXXX of XXXX to include computer programs. 
You did not heed my suggestion to locate and apply the funds to the accounts and restore the accounts to Good Standing. Therefore, your cooperation with the impending investigation is expected. 
Govern yourself accordingly. 

I come in peace, Truth, and honor. My word is my bond. All Rights Reserved / Without Prejudice ; UCC 1-308 By : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXXXXXX CC and evidence proving funds were received sent to : To : U.S. Securities and Exchange Commission Office of Investor Education and Advocacy XXXX XXXX XXXX XXXX XXXX 
XXXX XXXX XXXX  XXXX XXXX XXXX # XXXX To : Consumer Response Center Federal Trade Commission Washington XXXX DC XXXX XXXX XXXX # XXXX To : IRS - Criminal Investigation Division XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX # XXXX To : U.S. SECRET SERVICE Office of Government and Public XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX # XXXX To : FEDERAL BUREAU OF INVESTIGATION ( FBI ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX # XXXX To : United States Department of Justice XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX