Consumer complaint received 2024-07-06
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with a company's investigation into an existing problem — Their investigation did not fix an error on your report
Company: EQUIFAX, INC. (CA)

this complaint is to formally request a reinvestigation of the following errors on my credit report, which have not been corrected despite previous disputes : 1. **Error Details : ** EQUFIAX : 1. Other information I would like changed XXXX XXXX Account Number : XXXX please update late payment as paid on time never late remove the 30 days late XXXX. The following information is outdated. I would like it removed from my credit history report XXXX  Account Number : XXXX Please remove this inaccurate information from my credit report. 
XXXX. Validate Account XXXX XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 
XXXX. The wrong amount is being reported XXXX XXXX Account XXXX : XXXX Please remove it from my credit report. 
XXXX. Validate Account XXXX Account XXXX : XXXX Please supply information on how you have verified this item. 
XXXX. This is the wrong creditor for this item XXXX Account XXXX : XXXX Please supply information on how you have verified this item. 
XXXX. The following account was a Bankruptcy/Charge-off. XXXX should be {$0.00} XXXX Account XXXX : XXXX Please ensure that all information is accurate XXXX. Other information I would like changed XXXX  Account Number : XXXX Please investigate and delete from my credit report. 
XXXX. The status is incorrect for the following account XXXX XXXX Account XXXX : XXXX Please ensure that all information is accurate XXXX. The wrong amount is being reported XXXX Account XXXX : XXXX Please investigate and delete from my credit report. 
XXXX. The following information is outdated. I would like it removed from my credit history report XXXX XXXX Account Number : XXXX Please ensure that all information is accurate XXXX. The following account is not mine XXXX Account XXXX : XXXX Please remove it from my credit report. 
XXXX. Validate Account XXXX Account XXXX : XXXX Please remove this inaccurate information from my credit report. 
XXXX. Other information I would like changed XXXX Account XXXX : XXXX Please remove this inaccurate information from my credit report. 
XXXX. Validate Account XXXX XXXX Account XXXX : XXXX Please ensure that all information is accurate XXXX. Validate Account XXXX Account XXXX : XXXX Please investigate and delete from my credit report. 
XXXX. The following information is outdated. I would like it removed from my credit history report XXXX Account XXXX : XXXX Please supply information on how you have verified this item. 

XXXX : XXXX. Other information I would like changed XXXX XXXX Account Number : XXXX please update late payment as paid on time never late remove the 30 days late XXXX. Validate Account XXXX XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 
XXXX. The wrong amount is being reported XXXX XXXX Account XXXX : XXXX Please remove it from my credit report. 
XXXX. Validate Account XXXX Account XXXX : XXXX Please supply information on how you have verified this item. 
XXXX. This is the wrong creditor for this item XXXX XXXX XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
XXXX. Validate Account XXXX XXXX  XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
XXXX. The following information is outdated. I would like it removed from my credit history report XXXX XXXX XXXX XXXX XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 
XXXX. The following information is outdated. I would like it removed from my credit history report XXXX XXXX XXXX XXXX XXXX XXXX Account Number : XXXX Please ensure that all information is accurate XXXX. Other information I would like changed XXXX XXXX XXXX XXXX XXXX Account Number : XXXX Please correct/update this inaccurate information on my credit report. 
XXXX. The status is incorrect for the following account XXXX XXXX Account XXXX : XXXX Please ensure that all information is accurate XXXX. The wrong amount is being reported XXXX Account XXXX : XXXX Please investigate and delete from my credit report. 
XXXX. The status is incorrect for the following account XXXX Account XXXX : XXXX Please investigate and delete from my credit report. 
XXXX. The following information is outdated. I would like it removed from my credit history report XXXX XXXX Account Number : XXXX Please ensure that all information is accurate XXXX. The following account is not mine XXXX Account XXXX : XXXX Please remove it from my credit report. 
XXXX. Validate Account XXXX Account XXXX : XXXX Please remove this inaccurate information from my credit report. 
XXXX. Other information I would like changed XXXX Account XXXX : XXXX Please remove this inaccurate information from my credit report. 
XXXX. Validate Account XXXX XXXX Account XXXX : XXXX Please ensure that all information is accurate XXXX. The following information is outdated. I would like it removed from my credit history report XXXX Account XXXX : XXXX Please supply information on how you have verified this item. 

XXXX : XXXX. Other information I would like changed XXXX XXXX Account Number : XXXX please update late payment as paid on time never late remove the 30 days late XXXX. The wrong amount is being reported XXXX XXXX Account XXXX : XXXX Please remove it from my credit report. 
XXXX. Validate Account XXXX Account XXXX : XXXX Please supply information on how you have verified this item. 
XXXX. This is the wrong creditor for this item XXXX XXXX XXXX XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 
XXXX. Validate Account XXXXXXXX XXXX XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 
XXXX. The following information is outdated. I would like it removed from my credit history report XXXX XXXX XXXX XXXX XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 
XXXX. The following information is outdated. I would like it removed from my credit history report XXXX XXXX XXXX XXXX XXXX XXXX Account Number : XXXX Please ensure that all information is accurate XXXX. Other information I would like changed XXXX XXXX XXXX XXXX XXXX Account Number : XXXX Please correct/update this inaccurate information on my credit report. 
XXXX. Validate Account XXXX XXXX XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 
XXXX. The status is incorrect for the following account XXXX XXXX Account XXXX : XXXX Please ensure that all information is accurate XXXX. The wrong amount is being reported XXXX Account XXXX : XXXX Please investigate and delete from my credit report. 
XXXX. The status is incorrect for the following account XXXX Account XXXX : XXXX Please investigate and delete from my credit report. 
XXXX. The following information is outdated. I would like it removed from my credit history report XXXX XXXX Account Number : XXXX Please ensure that all information is accurate XXXX. The following account is not mine XXXX Account XXXX : XXXX Please remove it from my credit report. 
XXXX. Validate Account XXXX Account XXXX : XXXX Please remove this inaccurate information from my credit report. 
XXXX. Other information I would like changed XXXX Account XXXX : XXXX Please remove this inaccurate information from my credit report. 
XXXX. Validate Account XXXX XXXX Account XXXX : XXXX Please ensure that all information is accurate XXXX. The following information is outdated. I would like it removed from my credit history report XXXX Account XXXX : XXXX Please supply information on how you have verified this item. 
XXXX. **Previous Dispute : ** I previously disputed these errors in accordance with the FCRA and provided supporting documentation XXXX. **Violation of FCRA : ** These errors continue to be reported inaccurately, which violates my rights under the FCRA XXXX specifically under 15 U.S.C. 1681i ( a ) ( 1 ).

I request that you conduct a thorough reinvestigation into these errors and provide me with the following information : - Verification of the accuracy of the information being reported. 
- Documentation proving that the reported information is correct and has been verified with the original creditor. 

Please note that under the FCRA, you are required to complete this reinvestigation within 30 days of receiving this letter. If you are unable to verify the accuracy of the reported information, I request that it be corrected or removed from my credit report immediately. 

Failure to comply with the FCRA may result in legal action being pursued against your agency. I expect a prompt response and resolution to this matter.