Consumer complaint received 2024-09-06
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: Experian Information Solutions Inc. (OK)

Recently I did an investigation on my credit report and found several items on there to be inaccurate. 

Under 15 U.S. Code 1681e ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates.

15 U.S. Code 1681i ( 5 ) Treatment of inaccurate or unverifiable information ( A ) In general if, after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or can not be verified, the consumer reporting agency shalli ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer.

Please remove the following items from my credit report, immediately : XXXX XXXX XXXXXXXX {$860.00} -Acct # XXXX -Open/closed Closed -Date opened XX/XX/XXXX XXXX {$570.00} -Acct # XXXX XXXXopen/closed Closed -Date opened XX/XX/XXXX XXXX {$190.00} -Acct # XXXX -open/closed Closed -Date opened XX/XX/XXXX XXXX XXXX XXXX {$340.00} -Acct # XXXX -open/closed Closed -Date opened XX/XX/XXXXXXXX XXXX XXXXXXXX {$430.00} -Acct # XXXX -open/closed Closed -Date opened XX/XX/XXXX XXXX XXXXXXXX XXXX XXXX -AccXXXX # XXXX -open/closed Closed -Date opened XX/XX/XXXX XXXX XXXX {$8900.00} -Acct # XXXX -open/closed Closed -Date opened XX/XX/XXXX XXXX XXXX  -Acct # XXXX -open/closed Closed -Date opened XX/XX/XXXX XXXX XXXX {$990.00} -Acct # XXXX -open/closed Closed -Date opened XX/XX/XXXX XXXX XXXX XXXX {$620.00} -Acct # XXXX -Date opened XX/XX/XXXX XXXX XXXX XXXX  {$610.00} -Acct # XXXX -Date XXXX XX/XX/XXXXXXXX XXXX XXXX XXXX {$38000.00} -Acct # XXXX -open/closed Closed -Date opened XX/XX/XXXX XXXX XXXX XXXX {$860.00} -Acct # XXXX -open/closed Closed -Date opened XX/XX/XXXX XXXX {$190.00} -Acct # XXXX -open/closed Closed -Date opened XX/XX/XXXXXXXX XXXX XXXX {$340.00} -Acct # XXXX -open/closed Closed -Date opened XX/XX/XXXX XXXX XXXXAcct # XXXX -open/closed Closed -Date opened XX/XX/XXXXXXXX XXXX -Acct # XXXX -open/closed Closed -Date opened XX/XX/XXXX XXXX Main {$8900.00} -Acct # XXXX XXXX Closed -Date opened XX/XX/XXXX XXXX {$990.00} -Acct # XXXX -open/closed Closed -Date opened XX/XX/XXXX XXXX {$230.00} -Acct # XXXX -open/closed Open -Date opened XX/XX/XXXX Consumer Adj {$620.00} -Acct # XXXX -open/closed XXXX XXXX opened XX/XX/XXXXXXXX XXXX XXXX {$610.00} -Acct # XXXX -open/closed Open -Date opened XX/XX/XXXXXXXX XXXX XXXX XXXX {$38000.00} -Acct # XXXX -opened/closed Closed -Date opened XX/XX/XXXXXXXX XXXX***** XXXX XXXXXXXX {$860.00} -Acct # XXXX -open/closed Closed -Date opened XX/XX/XXXX XXXX XXXX {$340.00} -Acct # XXXX -open/closed Closed -Date opened XX/XX/XXXX XXXX XXXX XXXX XXXX {$670.00} -Acct # XXXX -open/closed Closed -Date opened XX/XX/XXXX XXXX {$190.00} -Acct # XXXX -open/closed Closed -Date opened XX/XX/XXXX XXXX XXXX XXXX XXXX # XXXX -open/closed Closed -Date opened XX/XX/XXXX XXXX XXXX {$8900.00} -Acct # XXXX -open/closed Closed -Date opened XX/XX/XXXX XXXX XXXX {$990.00} -Acct # XXXX -open/closed Closed -Date opened XX/XX/XXXX ( XXXX XXXX  ) XXXX account {$620.00} -Acct # XXXX -Date opened XX/XX/XXXX XXXX XXXX XXXX {$610.00} -Acct # XXXX  -open/closed Open -Date opened XX/XX/XXXX XXXX XXXX XXXX {$38000.00} -Acct # XXXX -open/closed Closed -Date opened XX/XX/XXXX