Consumer complaint received 2024-10-01
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC. (DC)

XXXX XXXX XXXX XXXX XXXX XXXX Washington DC, XXXX XXXX XXXX XX/XX/XXXX Equifax Information Services LLC XXXX XXXX XXXX XXXX, GA XXXX Subject : Dispute of Unauthorized Soft Inquiries CFPB : Complaint Number XXXX CFPB Prior Complaint Date : XX/XX/XXXX FTC : Complaint Number : XXXX Dear Equifax, I am writing to formally dispute inaccurate and fraudulent information on my credit report. I have received a notice from Equifax regarding soft inquiries that were made without my knowledge or consent. These inquiries are false and should not be included on my credit report.

Please note that these soft inquiries are in violation of the Fair Credit Reporting Act ( FCRA ) and can cause significant damage to my credit score if left unaddressed. As such, I request that you remove them immediately from my credit report.

If you continue to report this false information, I may be forced to take legal action against your agency for defamation of character and invasion of privacy.

Thank you for your prompt attention to this matter. Please respond with confirmation of the removal of these inquiries from my credit report within 14 business days. 
XXXX FRAUD ACCOUNT/INQUIRY NEEDS TO BE DELETED Some of or most has been deleted but most reappeared in your system Your system Equifax needs to fix error for deletion off my credit file The details of the disputed inquiries are as follows : Soft Inquiries ( XXXX ) EQUIFAX XXXX XXXX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX XXXX Address XXXXXXXX XXXX XXXX XXXX XXXX, VA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX UPDATE Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX VA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX, GA XXXX Date of XXXX XX/XX/XXXX EQUIFAX XXXX XXXX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXXXXXX XXXX XXXX  Address XXXX XXXX XXXX XXXX XXXX, VA XXXX Date of inquiry XX/XX/XXXX XXXX XXXXXXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX XXXX GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX, VA XXXX Date of inquiry XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX, UT XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX XXXX  Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX UT XXXX Date of inquiry XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX, UT XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX XXXX GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXXXXXX XXXX XXXX XXXX Address XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXX VA XXXX Date of inquiry XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX, UT XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX XXXX GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX XXXX XXXX XXXX  Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX, VA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX XXXX XXXX XXXX XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX XXXX GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX UPDATE Address XXXX XXXX XXXX XXXX, GA XXXX XXXX of inquiry XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX  Address XXXX XXXX XXXX XXXX XXXX, VA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX, VA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX XXXX GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX XXXX XXXX XXXX XX/XX/XXXX EQUIFAX UPDATE Address XXXX XXXX XXXX XXXX XXXX GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX XXXX GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX XXXX XXXX XXXX XXXX XXXX XXXX GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX XXXX XXXX XXXX XXXX XXXX XXXX GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX UPDATE Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date XXXX inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX XXXX XXXXXXXX XXXX Address XXXX XXXX XXXX XXXX, GA XXXX XXXX of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date XXXX inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date XXXX inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date XXXX inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date XXXX inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX, VA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX, UT XXXX Date of inquiry XX/XX/XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX, VA XXXX Date of inquiry XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX, UT XXXX Date of inquiry XX/XX/XXXX EQUIFAX UPDATE Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX- XXXX XXXX Address XXXX XXXX XXXX. XXXX XXXX, MD XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX XXXX XXXX UP Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX XXXX of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX XXXX of inquiry XX/XX/XXXX EQUIFAX XXXX XXXX XXXX  Address XXXX XXXX XXXX XXXX, GA XXXX Date of XXXX XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX XXXX GA XXXX Date of XXXX XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX XXXX GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX XXXX GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX XXXX GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX, GA XXXX Date XXXX inquiry XX/XX/XXXX EQUIFAX UPDATE Address XXXX XXXX XXXX XXXX XXXX GA XXXX Date of XXXX XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX XXXX GA XXXX Date of inquiry XX/XX/XXXX EQUIFAX XXXX XXXX XXXX  Address XXXX XXXX XXXX XXXX, GA XXXX XXXX of inquiry XX/XX/XXXX EQUIFAX Address XXXX XXXX XXXX XXXX XXXX GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX Right to Dispute Inaccurate Information ( Section XXXX ) : You have the right to dispute any incomplete or inaccurate information on your credit report. The credit reporting agency must investigate your claim unless it is deemed frivolous I have enclosed a list of soft inquiries on my credit report with the disputed inquiries highlighted for your reference. Additionally, I am providing a copy of my identification and proof of address to verify my identity.

Please investigate these unauthorized inquiries and remove them from my credit report. I appreciate your prompt attention to this matter and look forward to your response. 
Sincerely, XXXX XXXX