Consumer complaint received 2024-10-05
Product: Checking or savings account — Checking account
Issue: Opening an account — Account opened without my consent or knowledge
Company: Early Warning Services, LLC (OH)

XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX, OH XXXX XXXX XXXX Consumer ID : XXXX XXXX Early Warning Services , LLC Consumer Services Department XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, AZ XXXX Subject : Dispute of Inaccurate Information Due to Identity Theft in Early Warning Services Report Dear Early Warning Services, I am writing to formally dispute inaccurate information in my Early Warning Services report XXXX which is the result of identity theft. I did not authorize the transactions or accounts reported under my name, and I am requesting that these fraudulent items be removed from my report immediately. 

Item ( s ) Disputed Due to Fraudulent Activity Please Remove XXXXXXXX XXXX XXXX Contribution Ref # : XXXXXXXX XXXX Number XXXX XXXX Account Number : XXXX Name : XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX, OH XXXX Phone : XXXX SSN/Tax ID XXXX ID # : XXXX ID Type : Driver 's License/USA ID State : XXXX Incident Date : XX/XX/XXXXXXXX  Principal Loss : Contribution Reason : Checking Account Fraud The following section refers to transactions related to your bank accounts ). 

Bank Name : XXXX XXXX XXXX  Routing # : XXXX Account # : XXXX Open Date : XX/XX/XXXX Close Date : XX/XX/XXXX Consumer Removed Date : XX/XX/XXXX Current Account Status : Closed-Purged Previous Account Status : Closed Date of Last Status Change : XX/XX/XXXX Name : XXXX, XXXX XXXX Phone : XXXX Address : XXXX XXXX XXXX XXXX, Oh XXXX XXXX XXXX OH XXXX XXXXXXXX XXXX Name : XXXX XXXX XXXX XXXX Bank Routing # XXXX XXXX Account XXXX XXXX XXXX Open Date : XX/XX/XXXX Close Date : XX/XX/XXXXXXXX  Consumer Removed Date : XX/XX/XXXX Current Account Status : Closed-Purged Previous Account Status : Closed Date of Last Status Change : XX/XX/XXXX Name : XXXX, XXXX XXXX Phone : XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX, OH XXXX US SSN XXXX XXXX Date of Birth : XX/XX/XXXX ID # : XXXX ID Type : DRIVERS_LICENSE_US ID State : XXXX XXXX Name : XXXX XXXX Bank Routing # : XXXX Account # : XXXX Open Date : XX/XX/XXXXXXXX  Close Date : XX/XX/XXXXXXXX  Current Account Status : Closed For Cause-Purged Date of Last Status Change XXXX XXXXXX/XX/XXXX Name : XXXX, XXXX Phone : XXXX Address : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, OH XXXX XXXX XXXX : XXXX Date of Birth : XX/XX/XXXX Email Addresses : XXXX Status History Consumer Removed Date : XX/XX/XXXX Previous Account Status : Closed For Cause Bank Name : XXXXXXXX XXXXXXXX XXXX XXXX XXXX  Routing # : XXXX Account # : XXXX Open Date XXXX XX/XX/XXXX Close Date : XX/XX/XXXX Current Account Status : Closed Previous Account Status : Pending Closed Date of Last Status Change : XX/XX/XXXX Name : XXXX, XXXX,, Phone : XXXX Address : XXXX XXXX XXXX XXXX XXXX XXXX OH XXXX XXXXXXXX XXXX  Name : XXXXXXXX XXXX XXXX XXXX XXXX Routing # XXXX XXXX Account # : XXXX Open Date : XX/XX/XXXXXXXX Close Date : XX/XX/XXXX Current Account Status : Closed For Cause Date of Last Status Change : XX/XX/XXXXXXXX  Name : XXXX, XXXX,, Phone : XXXX Address : XXXX XXXX XXXX XXXX XXXX, OH XXXX US SSN : XXXX Date of Birth : XX/XX/XXXXXXXX  Email Addresses : XXXX Previous Account Status : Overdrawn Bank Name : XXXXXXXX XXXX XXXX XXXX XXXX Routing # : XXXX Account # : XXXX Open Date : XX/XX/XXXX Close Date : XX/XX/XXXXXXXX  Current Account Status : Savings Closed Date of Last Status Change : XX/XX/XXXX Name : XXXX, XXXX,, Phone : XXXX Address : XXXX XXXX XXXX XXXX XXXX, OH XXXX US SSN : XXXX Date of Birth : XX/XX/XXXX Email Addresses : XXXX Consumer Removed Date : XX/XX/XXXX Previous Account Status : Savings Pending Closed Bank Name : XXXXXXXX XXXX  Routing # : XXXX Account # : XXXX Open Date : XX/XX/XXXX Close Date : XX/XX/XXXX Consumer Removed Date : XX/XX/XXXXXXXX  Current Account Status : Closed-Purged Previous Account Status : Closed Bank Name : XXXXXXXX XXXX XXXX XXXX XXXX  Routing # : XXXX Account # : XXXX Open Date : XX/XX/XXXXXXXX  Close Date : XX/XX/XXXX Current Account Status : Savings Closed For Cause Date of Last Status Change : XX/XX/XXXX Name : XXXX, XXXX,, Phone : XXXX Address : XXXX XXXX XXXX XXXX XXXX, OH XXXX US SSN : XXXX Date of Birth XXXX XX/XX/XXXX Email Addresses : XXXX Status History Previous Account Status : Savings Overdrawn Reason for Dispute These accounts or transactions were not initiated or authorized by me. They are a result of identity theft, and I was unaware of them until I reviewed my XXXX report. 

Attached, you will find the following documents to support my claim : FTC IDENTITY THEFT REPORT I request that you conduct a reinvestigation of these items and promptly remove the fraudulent information from my report. I also ask for written confirmation that the report has been corrected following the investigation. 

Thank you for your prompt attention to this matter. 

Sincerely, XXXX XXXX Social Security Number : XXXX Date of Birth : XX/XX/XXXX