Consumer complaint received 2024-09-08
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC. (GA)

I am filing this complaint to inform you that TransUnion has unlawfully reported inaccurate information on my TransUnion consumer report. I wrote to TransUnion on XX/XX/XXXX to resolve this issue no avail ( See Evidence ). It is the duty of every consumer reporting agency to investigate a consumer dispute and follow reasonable procedures to ensure maximum possible accuracy of a consumer report. 

My name is XXXX XXXX XXXX. I have no other name and no aliases. Any other name or spelling or abbreviations are inaccurate and must be deleted immediately. You, TransUnion, are furnishing XXXX different variations of my name and this is inaccurate. 

My only address is : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX You, TransUnion, XXXX furnishing XXXX different addresses on my consumer report. This is inaccurate and must be deleted immediately. 

My only phone number is XXXX. You, TransUnion, are furnishing XXXX different phone numbers and this is inaccurate. Delete all other phone numbers immediately. 

Delete all employers that you, TransUnion, are furnishing. I have no affiliation with any of those employers. 

You, TransUnion, are furnishing inaccurate accounts on my consumer report. XXXX XXXX collection account number # XXXX is not my account and must be deleted immediately. XXXX XXXX account number XXXX, and XXXX XXXX XXXX I account number XXXX are not my accounts and must be deleted immediately. 

I am requesting for the general or specific certifications pursuant to XXXX XXXX required by XXXX XXXX. XXXX ( f ) to establish permissible purpose and compliance pursuant XXXX XXXX. XXXX ( a ) to furnish these accounts on my consumer report. XXXX account has been reported since XX/XX/XXXX according to my consumer report, so I am requesting the general or specific certification that was given to you, TransUnion, required by procedure to place this account on my report. If you claim to verify, or validate this account, I am requesting the results of the reinvestigation and the procedure pursuant XXXX XXXX XXXX ( a ) ( XXXX ) and XXXX XXXX XXXX ( a ) ( XXXX ) to do so, as well as their sworn certification of accuracy. TransUnion is required to complete this reinvestigation pursuant XXXX XXXX XXXX ( a ) ( XXXX ) ( A ). I am likewise requesting the original documents pursuant XXXX XXXX. If you, TransUnion, can not verify this account under the requirements of the law, it must be deleted immediately! To be clear, I am requesting a preponderance of evidence to the facts ; not conjecture. 

References : Case Law : XXXX XXXX XXXX, XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX  ) XXXX XXXX : section XXXX of the XXXX XXXX ( XXXX XXXX. XXXX ) Federal Trade Commission XXXX XXXX XXXX XXXX XXXX ( XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX. XXXX