Consumer complaint received 2021-05-13
Product: Debt collection — Other debt
Issue: False statements or representation — Attempted to collect wrong amount
Company: Klima, Peters & Daly, P.A. (MD)

The law firm called Peroutka, Miller , Klima & Peters, otherwise known as PMKP, at XXXX XXXX XXXX, XXXX XXXX, XXXX MD XXXX, is attempting to collect a disputed debt against me on behalf of their client XXXX XXXX XXXX. This is a same debt account I previously successfully disputed in XXXX vs a law firm called XXXX XXXX XXXX XXXX, at XXXX XXXX XXXX, XXXX, Massachusetts XXXX. I prepared a dispute letter dated XX/XX/XXXX then mailed USPS certified, return receipt No. XXXX XXXX XXXX XXXX XXXX. On XX/XX/XXXX, someone scribbled a signature on return card confirming receipt of my letter. On XX/XX/XXXX XXXX XXXX XXXX mailed to me a customary ( baseless ) multi-page package containing copies of an original account with their client name on header purportedly belonging to my name. However, this package failed to meet any of the seven demands I made in my Debt Validation Letter ( in accordance with FDCPA ). I had no relationship with XXXX XXXX XXXX, XXXX, therefore it was incumbent upon them to prove otherwise. They never did, I sent to XXXX XXXX XXXX a follow-up letter, USPS certified receipt ( I've sense misplaced ) advising them of their failure to validate a debt within the allotted thirty days of my original Debt Validation Letter. I never heard from them again. Nearly two years later in first quarter XXXX I received a letter from PMKP law firm attempting to collect the same disputed debt as what I detailed above. Only now their letter sent to me in XXXX identified their client as XXXX XXXX XXXX and offered me to pay a settlement of 80 % of the balance. Their letter mentioned no intention to escalate the matter to legal action. I inadvertently learned that from two Debt Solutions Companies sending their advertisements and warning that PMKP had filed for a Summary Judgement against me in the XXXX County MD civil court : XXXX. ( I am a XXXX  Veteran and receive my mail INdirectly, often weeks later than post stamped ). Upon collecting all my mails in mid XX/XX/XXXX I called the court house to verify there was a legal case filed against me. The court clerk confirmed that a XXXX Peroutka at phone # XXXX, did file a case for summary judgement against me. I was never served nor received written notice from Mr. Peroutka or his law firm. Acting on all these new developments I prepared a carefully and legible handwritten letter advising PMKP law firm that I had previously and successfully disputed, in XXXX, the same debt account they were currently attempting to collect against me in XXXX. Not only did I send my letter, dated XX/XX/XXXX, USPS certified receipt, I also enclosed COPIES of my original Debt Validation Letter from XX/XX/XXXX, to include the USPS certified receipts and signatures for all correspondence from XXXX. In my letter I demanded they cease and desist. I warned they were in violation of the FDCPA by attempting to collect a debt that has been successfully disputed. PMKP law firm completely ignored my letter demanding they cease their collection activities against me and to withdraw their Motion for Summary Judgement. Their response - they mailed to me a generic letter stating they acknowledge my Debt Validation Request and enclosed another baseless, multi-page package, ( copies of an account from an original creditor ). That proves to me no one took the time to read my letter or perhaps tried to sneak one past me. It is with intention that I prepare handwritten letters as a way to grab attention and circumvent and scanning procedures by the receiving party. I consider the actions and subsequent response by the PMKP law firm a blatant form of harassment. This is a rogue law firm that must be held accountable. I demand they cease their baseless debt collection activities against me. Drop their civil case against me and remove any negative line items from all three of my consumer credit files ASAP.