Consumer complaint received 2024-09-28
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Experian Information Solutions Inc. (NY)

XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX Experian XXXX XXXX XXXX XXXXXXXX XXXX  XXXX **Subject : Request for Urgent Reinvestigation of Disputed Items ( FCRA 611 ) ** Dear Experian Dispute Department, I am writing to request an urgent reinvestigation of specific items on my credit report, following my initial complaint filed with the Consumer Financial Protection Bureau ( CFPB ). This request is made under the Fair Credit Reporting Act ( FCRA ) 611 ( 15 U.S.C. 1681i ) and pertains to my identity theft claim, as referenced in FCRA 605 ( b ). 
In my initial CFPB complaint, I provided a police report and a Federal Trade Commission ( FTC ) identity theft affidavit/report as proof of identity theft, along with all necessary documentation to verify my identity. Below are the contested items that require your immediate attention : CHILD SUPPORT XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX request that you verify the sources of the information used to respond to my initial complaint. If you can not provide adequate proof of verification for these items, please delete or block them within 4 days of receiving this letter, in compliance with FCRA 605 ( b ). 
Please be advised that if you fail to comply with this request, I will have no choice but to pursue legal action to protect my rights. 
Thank you for your prompt attention to this serious matter. I expect to receive your response and verification results without delay. 

Sincerely, XXXX XXXX Dear Experian, I am writing to you for the umpteenth time regarding the fraudulent accounts on my credit report. I have previously sent you multiple letters along with supporting documentation such as FTC reports, a police report, and an identity theft victim complaint and affidavit. Despite my repeated efforts, the inaccurate information continues to negatively impact my credit profile. As a consumer protected by the Fair Credit Reporting Act ( FCRA ) under 605B ( 15 U.S.C. 1681c-2 ), I am formally requesting that you block all accounts that are a result of identity theft or fraudulent activity. It is imperative that you take immediate action to rectify this situation and prevent any further harm to my creditworthiness. I urge you to thoroughly investigate the information provided and take the necessary steps to ensure that my credit report is accurate and reflective of my true financial history. Failure to comply with the provisions of the FCRA could result in legal action against your organizations. I appreciate your prompt attention to this matter and expect a swift resolution. Please confirm in writing once the fraudulent accounts have been blocked from my credit report. accounts : XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX I'm challenging inaccurate accounts listed below. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  I'm challenging inaccurate Inquiries listed below. ( XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX ) XXXX block and delete!