Consumer complaint received 2024-09-16
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: Early Warning Services, LLC (GA)

EARLY WARNING SERVICES XXXX XXXX I advise you to read this ENTIRE LETTER. Disregarding information in this letter means that you can be subject to a {$5000.00} fine and/or litigation for not reserving my rights under U.C.C. 1-308.4 ( I am reserving my rights under U.C.C. 1-308.4 not to be compelled to perform under any contract or commercial agreement that I did not enter KNOWINGLY, VOLUNTARILY, AND INTENTIALLY. I do not accept the liability of any compelled benefit or lack thereof, or any unrevealed contact or commercial agreement. I have a right to sue you under the Common Law for violating my rights under the XXXX. ) Claim : Illegal, Non-Consent, No Permissible Purpose and Inaccurate Reporting of Consumer Reporting Agency of ACCOUNT VERIFICATION WITHOUT PROPER DOCUMENTATION PURSUANT TO FCRA Section 609 ( a ) ( 1 ) ( A ) & Section 611 ( a ) ( 1 ) ( A ) ; No written communication was given to consumer and no written instructions was given by the consumer to report to a third-party consumer reporting agency ; Pursuant to Title 15 U.S. Code 1681b ( a ) ( 2 ) ; Request documentation showing where I signed a contract with your company KNOWINGLY, WILLINGLY AND INTENTIONALLY pursuant U.C.C. 1-308.4 ; Request documentation where I relinquished my rights pursuant U.C.C. 1-308.4 and gave your company permission to report adverse information bearing my name. 
NOTICE : THE GOVERNING LAW OF THIS BINDING NON-NEGOTIABLE CLAIM IS PRIVATE INTERNATIONAL LAW AND IS FOR THE PURPOSES OF ESTABLISHING LAWFUL STATUS & REMEDY, AND IS NOT INTENDED TO THREATEN, HARASS, HINDER OR OBSTRUCT ANY LAWFUL OPERATIONS. 
Silence is Acquiescence, Agreement, and Dishonor ; Estoppel conditions apply upon default ; Notice to Respondeat Inferior is Notice to Respondeat Superior Notice to Respondeat Superior is Notice to Respondeat Inferior hereinafter RESPONDEAT INFERIOR, In Re : claimant : Remove Account Below & Any Information Bearing My Name XXXX XXXX Without Prejudice U.C.C. 1-308.4 Alleged Bank Names : XXXX XXXX XXXXXXXX Open date XXXX XX/XX/XXXX XXXX XXXX XXXX Open date : XX/XX/XXXX XXXX XXXX  Open date : XX/XX/XXXX XXXXXXXX XXXX Open date : XX/XX/XXXX XXXX XXXX Open date : XX/XX/XXXX Dear CEO of EARLY WARNING This is a claim and demand for PROPER CONSUMER REPORT INVESTIGATION, and offer to cease my disputes/challenges letters upon the preceding conditions : This offer of ceasing to dispute and challenge the adverse information on my consumer report is made in good faith, to remove/delete the attached complaint of improper upon the condition RESPONDEAT INFERIOR disclose their method of verification and complies with the following stipulations herein within twenty-one ( 21 ) days of receipt of this claim : XXXX ) RESPONDEAT INFERIOR completes, in entirety, the attached Consumer Report Disclosure Statement and returns the same with all supporting documentary and evidentiary proofs to claimant ; and 2 ) RESPONDEAT INFERIOR, in accord with the Fair Credit Reporting Act [ 15 USC 1681 et seq. ], provides information on where and how you were able to determine my character, general reputation, personal characteristics and mode of living. Verify how you came upon such Without Prejudice U.C.C. 1-308.4/Without Recourse U.C.C. 1-103.6 information and send an accurate copy of everyone you gained such knowledge from and documentation/questionnaire they completed and sent to your company ; as being true, correct, and authentic, sworn by oath or affirmation with wet-ink signature signed under the penalty of perjury ; and XXXX ) RESPONDEAT INFERIOR produces all relative commercial instruments, including but not limited to initial communication letters delivered via certified mail, applications, assigns, agreements, and/or contracts, which contain exchange of benefit ( s ) or consideration, and/or contain the verified signature of claimant ; and XXXX ) RESPONDEAT INFERIOR provides, verified copies of all assigns, negotiations, documentation from bank/data furnisher, securities and/or transfers of rights, title ( XXXX ) and/or interest ( s ) and the like, sworn by wet-ink signature signed under the penalty of perjury that the foregoing copies are true, correct, and not misleading which unambiguously delineates that RESPONDEAT INFERIOR is not violating the consumer laws ( Title 15 USC 1681 ) for its benefit including all supporting documentary evidence as proof ; and XXXX ) RESPONDEAT INFERIOR produces all relative commercial instruments and/or notices, declarations, publications, which clearly and unambiguously delineate that claimant, was fully and completely apprised of all rights, duties, obligations, liabilities, costs, fees, in advance or subsequent to the alleged incurrence of clear and present reporting of adverse information, and where there has been full disclosure of all relevant terms and conditions ; and XXXX ) RESPONDEAT INFERIOR provides proofs by affidavit or declaration, sworn by wet-ink signature signed under the penalty of perjury, RESPONDEAT INFERIOR did not engage in any conduct to harass, oppress, or abuse claimant including but not limited to the use obscene or profane language ( only claimant can determine what is or is not obscene or profane language ), abuse or harass claimant and/or use or threat violence, or other means to harm the reputation, or property of claimant ; therefore XXXX ) RESPONDEAT INFERIOR provides proofs of written instructions from the consumer pursuant Title 15 USC 1681b ( XXXX ), sworn by wet-ink signature signed under the penalty of perjury, RESPONDEAT INFERIOR did not produce a consumer report without the permission, consent and written instructions once communication was established with the alleged bank account furnisher. Please provide detailed documentation that consumer reporting rights were not violated during the production of this consumer report. 
XXXX ) RESPONDEAT INFERIOR I am preserving my rights under U.C.C. 1-308.4 not to be compelled to perform under any contract or commercial agreement that I did not enter KNOWINGLY, VOLUNTARILY, AND INTENTIALLY. I do not accept the liability of any compelled benefit or lack thereof, or any unrevealed contact or commercial agreement. I have a right to sue you under the Common Law for violating my rights under the UCC. I did not sign any agreement to be under any contract of the corporation XXXX XXXX. If I did, it was UNKNOWINGLY, INVOLUNTARIY AND UNINTENTIONAL. Remove all adverse information mentioned below. If you do not remove this information, your company will be committing fraud, not preserving my rights, and will be fined {$5000.00} : Without Prejudice U.C.C. 1-308.4/Without Recourse U.C.C. 1-103.6 NOTICE TO CEASE AND DESIST Notice is hereby given to RESPONDEAT INFERIOR to CEASE AND DESIST from any further reporting activities ( Pursuant to Title 15 USC 1681b ( 2 ) ) prior to the proper verification and validation of purported adversely reported bank account in regard to Alleged Account : XXXX pursuant, but not limited, to the consumer reporting laws of the United States Code , Title 15, Sec. 1681 et. seq., the Fair Debt Collections Practices Act laws of the United States Code, Sec. 1692 et. seq. and the conditions stipulated in this presentment. 
RESPONDEAT INFERIOR may only contact claimant by mail only. RESPONDEAT INFERIOR is hereby prohibited from contacting claimant by telephone, in person, at home, abode or location/place of employment. RESPONDEAT INFERIOR is further prohibited from contacting any third party. Each returned response without the removed of the attached adversely reported bank account, in violation of the Fair Credit Reporting Act ( 15 USC 1681 et. seq. ), will constitute harassment and defamation of character and will subject your agency and/or attorney and any and all agents in his/her individual capacities, who take part in such harassment, and defamation, to a liability for actual damages, as well as statutory damages of up to {$5000.00} for each and every violation, and a further liability for legal fees to be paid to any council which I may retain. Further, absent such validation and verification of your claim, RESPONDEAT INFERIOR is prohibited from filing any notice of lien and/or levy or judgment and is also barred from reporting any derogatory banking information to this or any consumer reporting agency, regarding the adversely reported banking information. 
CRIMINAL INVESTIGATION Please take notice that this is a criminal investigation of the business practices of the above named RESPONDEAT INFERIOR, organization or other governmental unit, its agents, officers, employees, and attorneys to determine violations of the United States criminal laws. RESPONDEAT INFERIOR 's enclosed claim of collection of a purported bank information appears to be founded upon a false record in violation of U.S.C. Title 18, See, 2071 and 2073 ( falsifying records ) and further; uttering and possessing false obligations and counterfeit securities based upon the falsified records of U.S.C. Title l8, Sec. 471, 472, 473, and/or 513, and further : using corrupt business practices to make and possess false records and claim of obligation, not substantiated by truthful facts in violation of the Federal Racketeer Influences and Corrupt Organization ( RICO ), U.S.C. Title 18 Sec. 1961 et.Seq. and further : using the U.S. Mail to present such fraud and false instruments amounting to Mail Fraud, criminal conduct falling under Title 18 U.S.C. Sec. 1341 Frauds and Swindles laws, and further sending mail with false and fictitious names, a criminal conduct falling under Title 18 U.S.C. Sec. 1842 - Fictitious Names.

Failure to " Cease and Desist '' shall be evidence RESPONDEAT INFERIOR intends to be guilty of the aforementioned crimes and more. RESPONDEAT INFERIOR 's failure to meet all of the stipulations required herein is RESPONDEAT INFERIOR 's full agreement through tacit acquiescence there can be no case, collection, or action. " No civil or criminal cause of action can arise lest, out of fraud, there be a valid, honest contract ''. See Eads v. Marks, P. 2d 257 260. 
NOTICE The use of any statutes, codes, rules, regulations, or court citations, within any document created by the claimant, at any time, is only to notice that which is applicable to RESPONDEAT INFERIOR, and is not intended, nor shall it be construed, to mean that claimant has conferred, submitted to, or entered into any jurisdiction alluded to thereby. 
This response constitutes claimant 's effort to resolve and remove the alleged ADVERSELY REPORTING BANK ACCOUNT by the parties involved ; Of this presentment take due notice and heed, and govern yourself accordingly ; You have 30 days to respond upon receipt of this notice. You do not respond completely to this notice including completing the DISCLOSURE STATEMENT, you will be in DEFAULT/DISHONOR. As a result, your report will be considered NULL AND VOID and you MUST remove all adverse accounts and information bearing my name.