Consumer complaint received 2018-09-05
Product: Mortgage — Other type of mortgage
Issue: Incorrect information on your report — Information belongs to someone else
Company: JPMORGAN CHASE & CO. (IL)

I am filing a formal complaint against the following corporate entity : JP MORGAN CHASE XXXX XXXX XXXX XXXX XXXX, N.Y XXXX Re : File No. XXXX Fraudulent Complaint Case No. XXXX I have no contract with JP MORGAN CHASE who claim they were in possession of The Original Note and Original Mortgage Contract and lost it. 

Non-holders in possession ' '' must demonstrate possession of the note and that the transferor was the holder at the time of the transfer to the transferee in order to enforce the note ''. 

Federal Complaint Case No. XXXX and Case No. XXXX XXXX XXXX and their corporate clients defaulted. They also defaulted in the Circuit Court of XXXX County. 

CHASE attempted foreclosure three ( 3 ) times and are in violation of TILA, FDCPA, FCRA. 
They are guilty of mortgage fraud, fraudulent misrepresentation, identity theft, altering and forging of my signature on mortgage Notes, harassment and invasion of privacy. 
They are attempting to collect a debt on behalf of XXXX XXXX a deceased corporation. 
Violation under 18 U.S.C. 335 : US Code - Section 335 : Circulation of obligations of expired corporations, Whoever, being a director, officer, or agent of a corporation created by Act of Congress, the charter of which has expired, or trustee thereof, or an agent of such trustee, or a person having in his possession or under his control the property of such corporation for the purpose of paying or redeeming its notes and obligations, knowingly issues, reissues, or utters as money, or in any other way knowingly puts in circulation any bill, note, check, draft, or other security purporting to have been made by any such corporation, or by any officer thereof, or purporting to have been made under authority derived there from, shall be fined under this title or imprisoned not more than five years, or both. Willful Violation and they are all guilty. 

XXXX XXXX unethical attorneys are fully aware and deliberately failed to disclose to the court that JP MORGAN CHASE was sued by the FEDERAL BANKING REGULATORS XX/XX/XXXX, after their third attempt to fraudulently foreclose, for deficiencies with these same documents used in the previous cases. 
Therefore these documents can never be used in another foreclosure case. 
XXXX XXXX is fully aware because they represented CHASE each time and this is why they changed the name of the debt collector to XXXX XXXX to cover up the fact that they are using the same counterfeit documents they used when they represented JP MORGAN CHASE. They deliberately failed to disclose that they are representing JP MORGAN CHASE and not XXXX XXXX. They also changed the name of the debt collector to defraud me and to deceive the court. Attorneys behavior is dishonest, unethical and they are guilty of deliberate fraudulent concealment and misrepresentations. 

Therefore I claim all rights and protections provided for in Law, starting with the Verification of Debt under the Fair Debt Collection Practices Act and under TILA. 
They know just sending a bill for an amount and a letter is not verification of debt. 
JP MORGAN CHASE - REPEATEDLY Reported false information to XXXX and XXXX Credit Bureaus under a subsidiary called XXXX. They are guilty of false reporting, Identity Theft, Civil Conspiracy, INVASION OF PRIVACY and MORTGAGE FRAUD. 
According to the Fair Credit Reporting Act, Section 609 ( a ) ( 1 ) ( A ), they are required by federal law to verify through the physical verification of the ORIGINAL signed consumer contract any and all accounts they post on my credit. They are in violation. 

CHASE have persisted in their unlawful harassment and unethical conduct and proceeded to unlawfully sell/transfer the mortgage secretly without an appraisal and without my knowledge or consent. 
They use this method to place different entity names on the mortgage! 

All allegations and assertions made by CHASE, was done without my knowledge or consent and are specifically and generally DENIED. 
Such notification with Full Disclosure is mandatory by UCC and SEC Regulations, since the Promissory Note and the Mortgage package is a combined Financial instrument involved in Commercial Trade. 

XXXX letter dated XX/XX/XXXX Exhibit 5, claimed that the Original Note is in their possession after JP MORGAN CHASE and XXXX XXXX claimed they lost the Note. 
JP MORGAN CHASE fabricated Lost Note Affidavit is dated XX/XX/XXXX. 
XXXX XXXX v XXXX In this Case XXXX XXXX also claimed they lost the Note. Judge dismissed case, stating a Lost Note Affidavit is a fatal defect. Supreme Court ruling. 

Under FDIC regulations : DOCUMENTATION AS EVIDENCE.In any action involving a consumer, any documentation required by this section to be given to the consumer which indicates that an electronic fund transfer was made to another person shall be admissible as evidence of such transfer and shall constitute prima facie proof that such transfer was made. https : //www.fdic.gov/XXXX JP MORGAN CHASE did not provide documentation to the name on account they transferred the funds to and how much. 

XXXX XXXX was sued for opening accounts without customers knowledge sets a precedent. 

They have demonstrated the lengths they will go to continue their unethical conduct. 

JP MORGAN CHASE repeatedly, willfully and intentionally violated my contractual rights and misuse of my personal information to fraudulently open accounts to borrow money without my knowledge or authorization. Violation of TILA.

I have been receiving harassing and threatening phone calls and voicemail messages are saved. 

JP MORGAN CHASE and their attorneys at XXXX XXXX AND XXXX acts were willful, malicious and oppressive and were undertaken with intent to defraud. They engaged in conduct so despicable as to justify exemplary monetary penalties. 

United States Code Sec 471 : Obligations or Securities of the United States Whoever, with intent to defraud, falsely makes, forges, counterfeit, or alter any obligation or other security of the United States, shall be fined under this title or imprisoned not more than 20 years, or both. Willful Violation and they are all guilty.

United States Code Sec. 473 : Dealing in counterfeit obligations or Securities Whoever buys, sells, exchanges, transfers, receives, or delivers any false, forged, counterfeited, or altered obligation or other security of the United States, with intent that same be passed, published, or used as true and genuine, shall be fined under this title or imprisoned not more than 20 years or both. Willful Violation and they are all guilty. 

Justice will finally be served when XXXX XXXX, and her facilitators and accomplices XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX, XXXX with initials XXXX who the XXXX was unable to identify. she represented this case three times, the last time she impersonated an officer of the court was on XX/XX/XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX ( buyer and dealer in counterfeit documents ) and his representative, are incarcerated for minimum of 20 years for each count of fraud.