Consumer complaint received 2024-10-19
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: EQUIFAX, INC. (CA)

XXXX XXXX XXXX XXXX XXXX XXXX XXXX, California XXXX Date of Birth : XX/XX/XXXX SS # : XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX XX/XX/XXXX Subject : Request to Remove Inaccurate Credit Information To Whom It May Concern : Upon reviewing my credit report, I have identified the following item ( s ) that contain inaccuracies : 1. The following personal information is incorrect Former : XXXX XXXX 2. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX 3. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX CA XXXX 4. The following personal information is incorrect Employers : XXXX 5. The following account is not mine U S DEPT OF EDXXXX Account Number : XXXX Please investigate and delete from my credit report.

6. The following account is not mine U S DEPT OF EDXXXX Account Number : XXXX Please investigate and delete from my credit report.

7. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX 8. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 9. The following personal information is incorrect Employers : XXXX XXXX 10. The following personal information is incorrect Employers : XXXX In accordance with the Fair Credit Reporting Act, I hereby request an investigation into these items and their subsequent removal from my credit report. It is my understanding that you will verify these items with the relevant creditor. Any information that the creditor can not validate should be promptly removed. I am aware that, as stated in 15 U.S.C. Sec. 1681i ( a ), you are required to complete this reinvestigation within 30 days of receiving this letter.

Please ensure that an updated copy of my credit report is sent to the address provided above. As per the act, no fee should be charged for this updated report. Additionally, I kindly request that you notify any party who has received my credit report within the past six months of any corrections made.

Thank you for your attention and assistance in resolving this matter.

Yours sincerely, XXXX XXXX XXXX XXXX XXXX XXXX XXXX, California XXXX Date of Birth : XX/XX/XXXX SS # : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX Subject : Request to Remove Inaccurate Credit Information To Whom It May Concern : Upon reviewing my credit report, I have identified the following item ( s ) that contain inaccuracies : 1. The following personal information is incorrect Former : XXXX, XXXX, XXXX 2. The following personal information is incorrect Also Known As : XXXX, XXXX, XXXX 3. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX CA XXXX 4. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX 5. The following personal information is incorrect Previous Address ( es ) : XXXX CA 6. The following personal information is incorrect Employers : XXXX 7. The inquiry was not authorized XXXX Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report.

8. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX CA XXXX 9. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  CA XXXX 10. The following personal information is incorrect Previous Address ( es ) : XXXX CA 11. The following personal information is incorrect Employers : XXXX XXXX 12. The following personal information is incorrect Employers : XXXX 13. Validate Account XXXX Account Number : XXXX Please remove it from my credit report.

In accordance with the Fair Credit Reporting Act, I hereby request an investigation into these items and their subsequent removal from my credit report. It is my understanding that you will verify these items with the relevant creditor. Any information that the creditor can not validate should be promptly removed. I am aware that, as stated in 15 U.S.C. Sec. 1681i ( a ), you are required to complete this reinvestigation within 30 days of receiving this letter.

Please ensure that an updated copy of my credit report is sent to the address provided above. As per the act, no fee should be charged for this updated report. Additionally, I kindly request that you notify any party who has received my credit report within the past six months of any corrections made.

Thank you for your attention and assistance in resolving this matter.

Yours sincerely, _____________________________________ XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, California XXXX Date of Birth : XX/XX/XXXX SS # : XXXX Equifax Information Services LLC XXXX XXXX XXXX XXXX, GA XXXX XX/XX/XXXX Subject : Request to Remove Inaccurate Credit Information To Whom It May Concern : Upon reviewing my credit report, I have identified the following item ( s ) that contain inaccuracies : 1. The following personal information is incorrect Former : XXXX XXXX XXXX 2. The following personal information is incorrect Former : XXXX XXXX XXXX 3. The following personal information is incorrect Also Known As : XXXX XXXX XXXX 4. The following personal information is incorrect Also Known As : XXXX XXXX XXXX 5. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX CA XXXX 6. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX 7. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX CA XXXX 8. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX CA XXXX 9. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX CA XXXX 10. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX CA XXXX 11. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX 12. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX 13. The following account is not mine U S DEPT OF EDXXXX Account Number : XXXX Please investigate and delete from my credit report. 

14. The following account is not mine U S DEPT OF EDXXXX Account Number : XXXX Please investigate and delete from my credit report.

15. The following personal information is incorrect XXXX XXXX XXXX Account Number : XXXX Please remove it from my credit report. 

16. The following personal information is incorrect Former : XXXX XXXX XXXX XXXX7. The following personal information is incorrect Former : XXXX XXXX XXXX 18. The following personal information is incorrect Also Known As : XXXX XXXX XXXX 19. The following personal information is incorrect XXXX XXXX XXXX Account Number : XXXX Please investigate and delete from my credit report. 

20. Validate Account XXXX Account Number : XXXX Please remove it from my credit report. 


In accordance with the Fair Credit Reporting Act, I hereby request an investigation into these items and their subsequent removal from my credit report. It is my understanding that you will verify these items with the relevant creditor. Any information that the creditor can not validate should be promptly removed. I am aware that, as stated in 15 U.S.C. Sec. 1681i ( a ), you are required to complete this reinvestigation within 30 days of receiving this letter.

Please ensure that an updated copy of my credit report is sent to the address provided above. As per the act, no fee should be charged for this updated report. Additionally, I kindly request that you notify any party who has received my credit report within the past six months of any corrections made.

Thank you for your attention and assistance in resolving this matter.

Yours sincerely, __________________________