Consumer complaint received 2016-06-27
Product: Debt collection — Other (i.e. phone, health club, etc.)
Issue: Cont'd attempts collect debt not owed — Debt was paid
Company: Results Unlimited, Inc. (VA)

Due to me losing my job i turned in the keys to my old apartment I knew that I could not afford the place any longer me and my child have to go from home to home of a few friends until I was able to get back on my feet once I got back on my feet and I had a stable income I had to get a private owner do to the Judgment of my old apartment being on my credit as soon as I have stable income coming in I reached out to the old apartment to try to set up some sort of payment arrangement on the remaining {$700.00} balance that I left them with they then let me know the account was with results Unlimited I reached out to results unlimited to set up some sort of payment arrangement when I called them they told me my balance was over {$1000.00} and between XXXX {$40.00} or so due to the interest that was added Now the account has not even been in collections that long to have that much interest on it they wanted me to pay the balance in full or set up some big settlement that I could n't even afford at that time I gave results unlimited my address my workplace and my personal information because at this point I 'm not trying to hide I want to take care of my debt I was told I will be called in regards to a payment plan before I knew it I receive a garnishment letter to my address I 've been garnished for a balance of {$1200.00} on a {$700.00} judgement against me for an apartment .I paid {$1200.00} through a garnishment through the courts to results Unlimited now that I assumed my balance was paid off because that was the balance I was told that I owed originally I was told that I had a much lesser balance I called about 5 months later my balance is at {$1200.00} I attempted to file bankruptcy to clear up some of my dance I decided to not go through with the bankruptcy and try to just clear up my credit report my judgement against me for this old apartment was {$700.00} although results unlimited was trying to collect almost double that amount allowed for garnishment to go through it instead of continuing with my bankruptcy now that the garnishment is paid I am now being we garnished again for the same exact bill that I had before it 's now a much less her balance XXXX and {$23.00} or what they 're asking for now stating that a {$600.00} credit was applied to it and there 's lawyer fees and court fees now added to it. Through this whole process I have already lost a home due to the garnishment being last minute I was n't aware of it ahead of time so that was my rent money that was taken out of my current income this forced me a single mother to move into a room and board with my child I know this sort of thing does not concern collection companies that it 's just it 's about doing it the right way as far as notifying people and as far as me trying to rectify what I did by paying the balance it but now for me to be sued on the same balance twice is unethical I know there has to be some sort of law against this with my consumer rights this has to be against the fair debt collection practices.