Consumer complaint received 2024-02-10
Product: Debt collection — Mortgage debt
Issue: Attempts to collect debt not owed — Debt was paid
Company: Brock & Scott, PLLC (NC)

I. PREFATORY STATEMENT I, XXXX XXXX, am lodging a Complaint against Debt Collector Brock & Scott PLLCXXXX XXXX XXXX XXXX XXXX for the theft of my property. 
II. STATEMENTS OF FACTS 1. XXXX XXXX and wife XXXX XXXX are the rightful owners of the property located at XXXX XXXX XXXX XXXX NC XXXX. 
The Deed of Trust loan number XXXX MERS min number XXXX was created in XXXX, with " Premium Capital Funding Top Dot Mortgage '' identified as the lender, and Closeline Settlement listed as the trustee. The Mortgage XXXXlectronic Registration System ( MERS ) is recorded as the beneficiary ( see attached ). 
On or about XX/XX/XXXX, Debt Collector Brock & Scott petition a foreclosure hearing claiming that I owe a debt to The CWABS ASSET- BACKED CERTIFICATES XXXX XXXX knowing that my property is paid in full and that MY PROPERTY IS NOT LISTED IN SUCH TRUST and the trust petitioned no foreclosure hearing or claim to my property ( please see attached trust ). 
2. On XX/XX/XXXX, Debt collector Brock & Scott XXXX XXXX XXXX XXXX XXXX XXXX XXXX deceptive foreclosure lien against my property, impacting the clarity of my property title in the XXXX XXXX XXXX of Deeds ( see attached ). 
On XX/XX/XXXX, debt collector Brock & Scott then grant a fraudulent Deed to themselves falsely claiming that they are the CWABS ASSET- BACKED CERTIFICATES XXXX XXXX a trust that holds no title or ownership to my property ( see attached ). 
On XX/XX/XXXX debt collector Brock & Scott PLLCXXXX XXXX XXXX XXXX XXXX XXXX then designate themselves as the trustee assigned on my mortgage Closeline Settlement and grant title and ownership of my property to the CWABS ASSET- BACKED CERTIFICATES XXXX XXXX, despite the fact that this trust is not registered to do business in the State of North Carolina and the fact that my property was never sold in any foreclosure auction/ sale, The CWABS ASSET- BACKED CERTIFICATES XXXX XXXX was listed as the highest bidder. ( See Attached ) no other entity was listed of bidding. 
On XX/XX/XXXX, Brock & Scott PLLC/ XXXX XXXX XXXX XXXX XXXX XXXX a Final report and Account of Foreclosure sale. The document showed that no auction was execute and the secured obligation was not satisfied to premium XXXX XXXX Top Dot Mortgage. the document showed that no foreclosure sale was executed or satisfied. The document also showed that Premium Funding top dot Mortgage is the mortgagee and the secured obligation to Premium Capital Funding Top Dot Mortgage was not satisfied because there is no debt on the property ( see attached ). 
On XX/XX/XXXX Brock & Scott PLLCXXXX XXXX XXXX XXXX XXXX XXXX filed a report of foreclosure sale in the General XXXX XXXX XXXX XXXX XXXX XXXX Before the Clerk. On the document Brock & Scott PLLCXXXX XXXX XXXX XXXX XXXX is listed as the Mortgagee and the Lender ( see attached ) On XX/XX/XXXX Brock & Scott PLLC illegally evicted my family from our property ( see Services of XXXX XXXX XXXX attached ) 3. Debt collector Brock & Scott unlawfully participated in an unauthorized assignment within the XXXX XXXX XXXX of Deeds, effecting the transfer of the title to the complainant 's property without proper execution of valid and lawful authority. Furthermore, Debt Collector Brock & Scott falsely claimed to CWABS ASSET- BACKED CERTIFICATES XXXX XXXX and granting title and ownership to my property as trustee Closeline Settlement.