Consumer complaint received 2017-12-01
Product: Debt collection — Credit card debt
Issue: Attempts to collect debt not owed — Debt was result of identity theft
Company: Aldridge PIte Haan, LLP (GA)

Complaint was made on XXXX/XXXX/XXXX, # XXXX and XXXX attempt on XXXX/XXXX/XXXX, # XXXX. 
I noticed on XXXX/XXXX/XXXX, XXXX XXXX XXXX their attorney, Aldrige Pite Haan LLP XXXX XXXX, XXXX ) asked money {$3800.00}, default judgment which I was never aware previously. I requested three times who XXXX XXXX XXXX their attorney, Aldrige Pite Haan LLP is and asked them the proof of debt I owed to them ( Attached : United State Postal Certified Mail # XXXX, XXXX, XXXX ) They denied my request. As I understand, XXXX XXXX XXXX/ their attorney, Aldrige Pite Haan LLP is the person or company who try unauthorized use of my personal information to commit financial fraud. ( Attached Police Report : Tracking Number : XXXX ) I submit complaint to CFPB on XXXX/XXXX/XXXX, File number is XXXX. XXXX XXXX XXXX/ their attorney, Aldrige Pite Haan LLP carelessly irrelevant response on XXXX/XXXX/XXXX on CFPB site. 
Based on XXXX XXXX XXXX/ their attorney, Aldrige Pite Haan LLP response, 1. Request Original Assignment Contract with both parties notary presentment signatures, all pages, XXXX XXXX XXXX XXXX of XXXX XXXX  XXXX, XXXX XXXX XXXX. 
2. If XXXX XXXX XXXX/ their attorney, Aldrige Pite Haan LLP and/or XXXX XXXX XXXX can not provide the assignment, it is violated the law, 15 U.S. Code 1692e False or misleadingrepresentations and 15 U.S. Code 1692d - Harassment or abuse 3. That collection of alleged debt after having been written off or charged off by XXXX XXXX XXXX, XXXX XXXX XXXX would be a case of unjust enrichment, and/or fraud on the consumer and/or fraud on the court system. 
4. Attached : XXXX XXXX XXXX XXXXheir attorney, Aldrige Pite Haan LLP irrelevant  response : Wrongful, illegal Validation of Debt Verification Letter received on XXXX, XXXX, XXXX : XXXX XXXX XXXX their attorney, Aldrige Pite Haan LLP put their name sticker over XXXX XXXX XXXX on old, XXXX Judgment document. 
5. Request Original Client relationship Contract with valid notary presentment signature, all page, between XXXX XXXX XXXX XXXX and XXXX XXXX XXXX : Aldrige Pite Haan LLP is pursuing collection of the judgment of behalf of its client and owner of the judgment, XXXX XXXX XXXX. 
6. If Aldrige Pite Haan LLP and XXXX XXXX XXXX can not provide the valid assignment, it is violated the law, 15 U.S. Code 1692e -False or misleading representations and 15 U.S. Code 1692d - Harassment or abuse 7. The Restatement of Torts, Second, 652 ( b ) defines One who  intentionally intrudes, physically or otherwise, upon the solitude or seclusion of another or his private affairs or concerns, is subject to liability to the other for invasion of his privacy, if the intrusion would be highly offensive to a reasonable person. 
8. The Restatement of Torts, Second, 652 ( c ) also defines One who appropriates to his own use or benefit the name or likeness of another is subject to liability to the other for invasion of his privacy 9.  Georgia further recognized the right to be free from invasions of privacy, thus XXXX XXXX XXXX their attorney, Aldrige Pite Haan LLP violated Georgia State law. 
XXXX. The conduct of XXXX XXXX XXXX/ their attorney, Aldrige Pite Haan LLP in engaging in the illegal collection activities resulted in multiple invasions of privacy in such a way as would be considered highly offensive to a reasonable person. 
11. All acts of XXXX XXXX XXXX their attorney, Aldrige Pite Haan LLP and its agents were committed with malice, intent wantonness, and recklessness and as such I am subject to punitive damages. 
XXXX XXXX XXXX/ their attorney, Aldrige Pite Haan LLP may not sell, transfer, or place that debt for collection because this debt has resulted from identity theft, on based FCRA 615 ( f ) ( 1 ) 13. XXXX XXXX XXXX their attorney, Aldrige Pite Haan LLP , XXXX XXXX asked me pay {$3300.00} on XXXX/XXXX/XXXX but sent me a bill {$3900.00} on XXXX/XXXX/XXXX which is violate the law, [ 15 USC 1692f ] 808 ( 1 ), the collector ca n't add on any extra fees that alleged original credit or loan agreement does n't allow. And violate the law, [ 15 USC 1692e ] 807 ( 2 ) ( a ), the collector can not misrepresent the alleged amount you owe.

14. XXXX XXXX XXXX their attorney, Aldrige Pite Haan LLP violate the law, [ 15 USC 1692g ] 809 ( a ) fail to send a written debt validation notice within five days of the collector s initial communication, it must send you a notice include the amount of the debt, name of the creditor, and notice of your right to dispute the debt within 30 days. 
15. XXXX XXXX XXXX/ their attorney, Aldrige Pite Haan LLP violate the law, [ 15 USC 1692g ] 809 ( b ) ignore my written request to verify the debt and continue to collect. A collector ca n't continue to collect on a debt after you 've made a written request to verify the debt as long as the request was made within 30 days of the collector 's written notice. 16. XXXX XXXX XXXX/ their attorney, Aldrige Pite Haan LLP violates the law, [ 15 USC 1692g ] 809 ( b ), continue to collect on the alleged debt before providing verification. After receiving your written dispute, the collector must stop collecting on the debt until you have received verification. 
17. XXXX XXXX XXXX their attorney, Aldrige Pite Haan LLP violates the law, 1692e ( 11 ) XXXX XXXX did not disclose that the communication was from a debt collector on XXXX/XXXX/XXXX. In other words, the collector must state, " this communication is from a debt collector, '' in all communications, including in voicemail messages. The failure to disclose in the initial written communication with the consumer and, in addition, if the initial communication with the consumer is oral, in that initial oral communication, that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose, and the failure to disclose in subsequent communications that the communication is from a debt collector. 
18. Moreover, XXXX XXXX XXXX their attorney, Aldrige Pite Haan LLP can not provide very fundamental basic debt verification documents within 3 business day after received this complaint, request dismiss summary judgment or Statement said XXXX XXXX XXXX their attorney, Aldrige Pite Haan LLP is not the owner of the judgment : summary judgment is not sufficient material fact Judgment but allowed favor by court without defendant aware nor dispute process : XXXX XXXX XXXX their attorney, Aldrige Pite Haan LLP has made false, knowing and intentionally deceptive and/or misleading representations to the general public and court system to obtain and/or pick and stolen summary judgment is constitute violations of the Fair Debt Collections Practices Act and the Fair Business Practices Act. 
19. XXXX XXXX XXXX/ their attorney, Aldridge Pite Haan LLP responded still vague answer on XXXX/XXXX/XXXX that they will continually pursue collecting alleged debt or not. I assume XXXX XXXX XXXX and their attorney, Aldridge Pite Haan LLP are separate entity. Also, I assume I need to request written validation of alleged debt to XXXX XXXX XXXX itself. 
19. This complaint and requested answer should not limited to Aldridge Pite Haan LLP, but also obviously demands an answer to XXXX XXXX, Incit is plain, common sense.