Consumer complaint received 2015-09-07
Product: Credit reporting — 
Issue: Incorrect information on credit report — Information is not mine
Company: Experian Information Solutions Inc. (CO)

From : XXXXSubject : Dispute negative accounts in my Credit and Update my personal information. 


Am an XXXX and apparently my social security has been used by another person since XXXX, ie, when I was XXXX years old and I was living in XXXX. 
I only came to live in the states as an adult when I was XXXX ( XXXX XXXX XXXX, and when I got here I started to see all the things that someone did with my SSN. 
Since then I been having issue with my credit, on that time I present letters to all XXXX credit bureaus and some information was deleted and corrected. But some stayed there, until now. 
I left the states XXXX XXXX XXXX on XXXX XXXX and came back recently to XXXX XXXX XXXX XXXX XXXX XXXX, because my work XXXX, transfer me here. And when I got here I started to see again things on my credit that should not be there. 

I have a company XXXX working on my credit situation, but I also want to take action on my credit with all XXXX bureaus, because I think this is absurd. 

I will attach information here, that certifies that I am Me. 

My Name is : XXXX XXXX XXXX I do n't have a middle name ) NOT ; XXXX XXXX : XXXX XXXX XXXX : XXXX XXXX XXXX : XXXX XXXX XXXX : XXXX XXXX : XXXX XXXX : XXXX XXXX XXXX : XXXX XXXX XXXX not related to anyone with this names. 


My siblings are : XXXX XXXX XXXX, who lives in XXXX XXXX XXXX, who lives in XXXXMy Parents are : XXXX XXXX XXXX from XXXX XXXX XXXX from XXXX my addresses in the States, where I lived in order are XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX. XXXX FL XXXX XXXX XXXX XXXX. XXXX XXXX. XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX. XXXX XXXX XXXX this I left to XXXX for work and I left XXXX addresses in case any mail arrive for XXXX. XXXX XXXX XXXX XXXX. XXXX XXXX XXXX. XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX I came back for work, but I was traveling most of the time, so my address XXXX. XXXX XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX : My only name is : XXXX XXXX name is with an " I '' Not a Y.. 
I only use Y for my email id ( XXXX ). And this is because XXXX with an I was taken. 
My only email addresses where I receive all correspondence or have register XXXX XXXXXXXXXXXX. XXXXXXXXXXXX appreciate if you can correct this information on my records for your credit bureau. 

My NEW ADDRESS here in XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX -XXXX XXXX XXXX. XXXX XXXX XXXX was signed on XXXX XXXX, XXXX with XXXX. XXXX XXXX I signed an auto Loan with XXXX XXXX XXXX here in XXXX. 

Dispute Items : Car loan with united auto credit. Was paid in Full to XXXX XXXX XXXX XXXX XXXX insurance in XXXX when I had a car XXXX and the car was a total lost. 

XXXX Car Loan for the Xterra XXXX. Was also paid in full back in XXXX when I left to XXXX. 

XXXX XXXX credit card was paid in full by XXXX XXXX. 

XXXX its not mine and was acquire by someone when I was in XXXX, so someone use my SSN to apply for this service. 

XXXX XXXX its not mine and was acquire by someone when I was in XXXX, so someone use my SSN to apply for this service. 

I hope this letter serves to take actions over the corrections on my credit. 

All these items have lower my score to XXXX. So far XXXX XXXX has manage to work on a lot of items an increase my credit to XXXX. But this is still not enough. 

Its ridiculous that every time I have to spent money and time to get my credit fix, for things that do not belong to me, or have been already paid complete. 

Thanks, XXXX XXXX