Consumer complaint received 2016-10-20
Product: Credit reporting — 
Issue: Improper use of my credit report — Report improperly shared by CRC
Company: TRANSUNION INTERMEDIATE HOLDINGS, INC. (TX)

Thank you CFPB for your timely response. I am XXXX XXXX in need of further assistance. I did not know where to respond the following, email I received from your agency. XXXX. No I do not accept their statement. Again, I want all my PAID creditors attached to my credit report. 
XXXX. I find it criminal how Credit Bureaus refusal to attach my PAID CREDIT HISTORY forces me into a SUB PRIME MARKET, even obstructs from purchasing a vehicle, renting an apartment, forces up my auto insurance rate, etc. etc. ALL BECAUSE OF THEIR REFUSAL TO POST MY COMPLETE CREDIT HISTORY FOR PROPER ASSESSMENT! 
Hide original message On Thursday, XXXX XXXX, 2016 XXXX XXXX Consumer Financial Protection Bureau XXXX XXXX ; XXXXXXXXXXXX & gt ; wrote : To : XXXXXXXXXXXX Subject : Your submission, [ Case number : XXXX ] We wanted to let you know that the company responded to your complaint. 

What happens next? 
Review the company 's response : - Log in to https : //help.consumerfinance.govXXXX to read it online, or - Call us at XXXX XXXX ) XXXX ( XXXX ) and we 'll share it with you. 

The company 's response should include the steps they took, or will take, in response to your complaint. 

If you 're okay with the company 's response, then you 're finished! If you are n't okay with it, we want your feedback. You can call us to dispute it, or select " dispute '' and share your feedback when you review the response online. 

Also, we wanted to let you know that we 've published your complaint in XXXX online databases. Your complaint - without any information that could be used to identify you - has been published on our website in the Consumer Complaint Database, where it can be used to help other consumers : consumerfinance.gov/ComplaintDatabase. It has also been shared with the Federal Trade Commission, which has added your complaint to its database for state and federal law enforcement agencies. 

What happens if I dispute the company 's response? 
We use the feedback consumers like you provide about company responses to make decisions about which issues and companies to investigate. We also publish on our website which companies get the most disputes from consumers. 

Can I hire my own lawyer to look into this? 
Yes. While we ca n't give legal advice or represent individuals in legal matters, if you want more help you can contact a private attorney or your local legal aid office for free or low-cost legal resources. You can search for legal aid near you by visiting the Legal Service Corporation website at www.lsc.gov and searching for your city, state, or zip code in the " Find Legal Aid '' portion of the website. 

Is that it? 
Complaints help us identify trends and problems in the marketplace and understand the challenges people are facing so we can look for these problems when we supervise companies, enforce federal consumer financial laws, and write rules and regulations. 

Where can I find more information? 
If you have questions, call us at XXXX XXXX ) XXXX ( XXXX XXXX or visit us at consumerfinance.govXXXX. 

We also welcome your feedback on how our complaint process has worked for you. If you want to share your story, go to https : //help.consumerfinance.govXXXX. 



Thank you, Consumer Financial Protection Bureau consumerfinance.gov ( XXXX ) XXXX ( XXXX XXXX XXXX