Consumer complaint received 2024-09-24
Product: Debt collection — Rental debt
Issue: Attempts to collect debt not owed — Debt was result of identity theft
Company: TRANSWORLD SYSTEMS INC (SC)

My name is XXXX XXXX XXXX, a federally protected consumer, and I am making the complaint against Transworld Systems Inc for continuing to invade my individual privacy by committing abusive, deceptive, and unfair debt collection practices. I have never given Transworld Systems Inc any permission to use any of my identifying information to commit mail fraud or aggravated identity theft by contacting me about an alleged debt they claim I owe. I have attached an affidavit which will be used when filing for litigation in Federal court to this complaint. I am aware that the in accordance with Article XXXX, the assignment of a defaulted note is illegal. Both the assignee and and the assigned are both liable for violation under 15 U.S. code 1692e ( 12 ). I have not validated any alleged debt with XXXX XXXX XXXXXXXX XXXX and my failure to dispute the validity of these alleged debts shall not be construed as an admission of liability. As of XX/XX/year>, I have not received any documentary evidence, such as a trilateral contract, giving Transworld Systems Inc any right to collect on this alleged debt. It is my belief that Transworld Systems Inc is attempting unlawful extortionate activities and theft by deception by attempting to furnish false and deceptive forms. I have never received any documentation requesting validation from Transworld Systems Inc before they committed multiple violated multiple violations under the FCRA and FDCPA by furnishing this alleged debt to my consumer report including but not limited to 15 U.S code 1692d ( 4 ) which the FTC defines as debt parking. If Transworld Systems Inc can not provide me with proof such as a tracking number that they attempted to lawfully validate this alleged debt with me, the consumer, prior to furnishing it on my consumer report, this has been fraudulently furnished account with forethought and malice as an attempt to bring harm to me and my financial reputation. I am legally refusing to pay this debt pursuant to 1692c ( c ). I am demanding a cease and desist of all illegal activity, any communication and collection activity, of this and any alleged debts until Transworld Systems Inc can provide me with sufficient documentary evidence that I have the legal obligation to pay them. If this documentation can not be produced and Transworld Systems Inc continues its collection efforts I will file for litigation for actual damages caused and Transworld Systems Inc will be held criminally liable for aggravated identity theft pursuant to 18 USC 1026A, extortion, theft by deception, security fraud, and mail fraud. Also Transworld Systems Inc has committed a violation by reporting this alleged debt as a charge off which is in violation of 15 USC 1692d ( 4 ), advertisement of sale of any debt to coerce payment of the debt. Transworld Systems Inc has increased the debt amount five times unlawfully in attempt to coerce me to pay an alleged debt for they have no proof belongs to me when they have no lease with my signature which has to be in result of identity theft. They have never seen nor heard me actually on the phone for I don't rent. I have owned houses or been in government housing. They got scammed by scammers using my personal information to obtain credit or debt and now I am being fraudulently coerced to pay.