Consumer complaint received 2024-09-08
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Account information incorrect
Company: EQUIFAX, INC. (FL)

Recently I did an investigation on my credit report and found several items on there to be inaccurate.
Under 15 U.S. Code 1681e (b)Accuracy of report Whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure the maximum possible accuracy of the information concerning the individual about whom the report relates.
15 U.S. Code 1681i (5)Treatment of inaccurate or unverifiable information(A)In general if, after any reinvestigation under paragraph (1) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or cannot be verified, the consumer reporting agency shalli)promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and(ii)promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer.
 
Please remove the following items from my credit report, immediately:



XXXX XXXX XXXX XXXX
Open
Date opened 
XXXX XXXX XXXX XXXX XXXX XXXX  open
Date opened XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Open
Date opened XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Open
Date opened XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Closed
StatusAccount charged off. XXXX  written off
Date opened
XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Paid,closed 
Date Opened XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Closed
Paid,Closed
Date Opened
XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Closed
Date Opened
XXXX XXXX XXXX XXXX XXXX XXXX
Paid, Closed
Date Opened XXXX XXXX XXXX XXXX XXXX XXXX
ClosedXXXX XXXX  Written off
Date opened XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Paid, Closed ,XXXX written off 
Date Opened
XXXX XXXX XXXX XXXX XXXX XXXX
Paid, Closed
Date opened XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Paid, Closed
Date opened
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Paid,Closed
Date Opened XXXX XXXX XXXX XXXX inquiry
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX XXXX XXXX XXXXnquired on XXXX XXXX XXXX XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX XXXX  Inquired on XXXX XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX
XXXX XXXX XXXX XXXX  Inquired on XXXX XXXX XXXX XXXX XXXX  Inquired on XXXX XXXX XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX XXXX XXXX XXXX XXXX  Inquired on XXXX XXXX XXXX XXXX XXXX XXXX  Inquired on XXXX XXXX XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX
XXXX  Inquired on XXXX XXXX XXXX XXXX XXXX XXXX  Inquired on XXXX XXXX XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX XXXX XXXX Inquired XXXX XXXX XXXX XXXX  

Equifax***
Account nameXXXXXXXX  Account numberXXXX  Date openedXXXX XXXX XXXX
Open/closedOpen
XXXX


Account nameXXXX XXXX XXXX
Account numberXXXX
Account type Revolving
Date opened XXXX XXXX XXXX  Open/closedOpen
XXXX  







Account nameXXXX XXXX  Account numberXXXX
Date openedXXXX XXXX XXXX
Open/closedOpen
XXXX  

Account name XXXX XXXX
Account number XXXX
Date openedXXXX XXXX XXXX  Open/closedOpen
XXXX  

Account name XXXX XXXX XXXX
Account number XXXX
Original creditor-
Company sold-
Account type Installment
Date openedXXXX XXXX XXXX  Open/closedClosed XXXX












Account nameXXXX XXXX XXXX XXXX  Account numberXXXX  Date openedXXXX XXXX XXXX
Open/closed
Closed
StatusCharge-off


Account nameXXXX XXXX  Account numberXXXX
Original creditor-
Company sold-
Account typeInstallment
Date openedXXXX XXXX XXXX
Open/closedClosed
XXXX  

Account nameXXXX  XXXX  Account numberXXXX  Original creditorXXXX XXXX XXXX  Company sold-
Account typeCollection Account
Date openedXXXX XXXX XXXX
StatusPaid






*Inquires*
XXXX XXXX
Inquired on XXXX XXXX XXXX
Business Type: Miscellaneous Reptg. Agencies XXXX XXXX
Inquired on XXXX XXXX XXXX  Business Type: Auto Financing XXXX XXXX
Inquired on XXXX XXXX XXXX
Business Type: Auto Financing
XXXX XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX  Business Type: Auto Financing
XXXX XXXX
Inquired on XXXX XXXX XXXX
Business Type: All Banks
XXXX XXXX  Inquired on XXXX XXXX XXXX  Business Type: All Banks
XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX
Business Type: All Banks
XXXX XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX  Business Type: All Banks
XXXX XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX  Business Type: All Banks
XXXX Inquired on XXXX XXXX XXXX
Business Type: Specialty - Shoe, Hat, Etc.
XXXX XXXX XXXX XXXX Inquired on XXXX XXXX XXXX
Business Type: Automobile Dealers, New XXXX XXXX XXXX  Inquired on XXXX XXXX XXXX
Business Type: Auto Financing
XXXX  Inquired on XXXX XXXX XXXX
Business Type: All Banks
XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX
Business Type: Personal Loans
XXXX
Inquired on XXXX XXXX XXXX  Business Type: Personal Loans
XXXX
Inquired on XXXX XXXX XXXX
Business Type: Personal Loans Companies






XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX
Business Type: Auto financing


XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX
Business Type: Auto Financing




XXXX  Account nameXXXX XXXX
Account numberXXXX
Original creditor-
Company sold-
Account typeRevolving account
Date openedXXXX XXXX XXXX
Open/closedOpen
XXXX  

Account nameXXXX  Account numberXXXX
Original creditor-
Company sold-
Account typeRevolving account
Date openedXXXX XXXX XXXX Open
Account nameXXXX
Account numberXXXX
Original creditor-
Company sold-
Account typeRevolving account
Date openedXXXX XXXX XXXX  Open/closedOpen XXXX


Account nameXXXX XXXX  Account numberXXXX
Original creditor-
Company sold-
Account typeRevolving account
Date openedXXXX XXXX XXXX  Open/closedOpen
$XXXX  

Account nameXXXX
Account numberXXXX
Original creditor-
Company sold-
Account typeInstallment account
Date openedXXXX XXXX XXXX
Open/closedClosed
Paid XXXX
Account nameXXXX XXXX XXXX  Account numberXXXX  Original creditor-
Company sold-
Account typeOpen account
Date openedXXXX XXXX XXXX  closed/ bad debt
Open/closedClosed
Account namXXXX XXXX  Account numberXXXX  Original creditor-
Company sold-
Account typeInstallment account
Date openedXXXX XXXX XXXX
Paid off closed
XXXX  

Account nameXXXX XXXX
Account numberXXXX
Original creditorXXXX XXXX XXXX XXXX
Company sold-
Account typeOpen account
Date openedXXXX XXXX XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX
Business Type: Miscellaneous and public record XXXX XXXX XXXX XXXX
XXXXCOXXXX XXXX XXXX  This inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX  Business Type: Banks and XXXX XXXX XXXX XXXX
XXXX XXXX,TXXXXX XXXX XXXX  This inquiry is scheduled to continue on record until XXXX XXXX XXXX  Inquired on XXXX XXXX XXXX
Business Type: Banks and XXXX XXXX XXXX XXXX
XXXX,VAXXXX XXXX XXXX  This inquiry is scheduled to continue on record until XXXX XXXX XXXX  Inquired on XXXX XXXX XXXX
Business Type: Banks and XXXX XXXX XXXX XXXX
XXXX,VAXXXX XXXX XXXX  This inquiry is scheduled to continue on record until XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX  Business Type: Banks and XXXX XXXX XXXX XXXX
XXXX,VAXXXX XXXX XXXX  This inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXX
Inquired on XXXXXXXX XXXX XXXX  Business Type: Banks and XXXX XXXX XXXX XXXX XXXX,VAXXXX XXXX XXXX
This inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXX Inquired on XXXX XXXX XXXX  Business Type: Banks and XXXX XXXX XXXX XXXX XXXXVAXXXX XXXX XXXX  This inquiry is scheduled to continue on record until XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX
Business Type: Finance, personal
XXXX XXXX XXXX XXXX  XXXXTXXXXXXXXX XXXX XXXX
This inquiry is scheduled to continue on record until XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX
Business Type: Finance, personal XXXX XXXX XXXX
XXXX,ORXXXX XXXX XXXX
This inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX
Business Type: Finance, personal XXXX XXXX XXXX XXXX,TXXXXX XXXX XXXX This inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX
Business Type: Banks anXXXX XXXX XXXX XXXX XXXX XXXX XXXXTXXXXX XXXX XXXX  This inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX  Business Type: Finance other than personal
XXXX XXXX XXXX XXXX,VAXXXX XXXX XXXX
This inquiry is scheduled to continue on record until XXXX XXXX
XXXX XXXX  Inquired on XXXX XXXX XXXX  Business Type: Finance other than personal XXXX XXXXXXXX XXXX XXXX,VAXXXX XXXX XXXX  This inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX  Business Type: Finance other than personal
XXXX XXXX XXXX
XXXX,VAXXXX XXXX XXXX
This inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXX  Inquired on XXXX XXXX XXXX3
Business Type: Finance other than personaXXXX XXXX XXXX XXXX XXXX,VAXXXX XXXX XXXX  This inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXX Inquired on XXXX XXXX XXXX
Business Type: Finance other than personal XXXX XXXX XXXX
XXXX,VAXXXX XXXX XXXX
This inquiry is scheduled to continue on record until XXXX XXXX XXXX  Inquired on XXXX XXXX XXXX  Business Type: Finance, personaXXXX XXXX XXXX XXXX
XXXX,INXXXX XXXX XXXX  This inquiry is scheduled to continue on record until XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX  Business Type: Finance, personal
XXXX XXXX XXXX XXXXINXXXX XXXX XXXX  This inquiry is scheduled to continue on record until XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX
Business Type: Finance, personal
XXXX XXXX XXXX XXXX,PAXXXX XXXX XXXX
This inquiry is scheduled to continue on record until XXXX XXXX XXXX  Inquired on XXXX XXXX XXXX  Business Type: Finance, personal
XXXX XXXX XXXX XXXXPAXXXX XXXX XXXX  This inquiry is scheduled to continue on record until JXXXX XXXX XXXX
Inquired on XXXX XXXX XXXX
Business Type: Finance, personal XXXX XXXX XXXX XXXX,PAXXXX XXXX XXXX
This inquiry is scheduled to continue on record until XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX Business Type: Lumber, building material, hardware
XXXX XXXX XXXX XXXX,PA1XXXX XXXX XXXX  This inquiry is scheduled to continue on record until XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX
Business Type: Banks and XXXX XXXX XXXX XXXX XXXXFLXXXX XXXX XXXX
This inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX2
Business Type: Banks and XXXX XXXX XXXX XXXX XXXXPAXXXX XXXX XXXX
This inquiry is scheduled to continue on record until XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX  Business Type: Banks and XXXX XXXX XXXX XXXX XXXXORXXXX XXXX XXXX  This inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXX XXXX
Inquired on XXXX XXXX XXXX  Business Type: Finance, personal
XXXX XXXX XXXX XXXX,MIXXXX XXXX XXXX  This inquiry is scheduled to continue on record until XXXX XXXX XXXX XXXX Inquired on XXXX XXXX XXXX
Business Type: Banks and XXXX XXXX XXXX XXXX XXXX XXXX  OH XXXX XXXXOHXXXX XXXX XXXX
This inquiry is scheduled to continue on record until XXXX XXXX