Consumer complaint received 2020-06-11
Product: Credit reporting, credit repair services, or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: EQUIFAX, INC. (CA)

To whom may concern : My name is XXXX XXXX, I am writing a request these inaccurate items be immediately investigated. 
** Name : _XXXX XXXX XXXX _XXXX XXXX XXXX _XXXX  XXXX XXXX **Address : _XXXX XXXX XXXX XXXX XXXX, CA XXXX _XXXX  XXXX XXXX XXXX, CA XXXX _XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX _XXXX XXXX XXXX XXXX, CA XXXX **EMPLOYMENT INFO _XXXX  _XXXX XXXX XXXX ***These name, addresses and employment information are incorrect and need to be removed off my account as it prevents me from obtaining credit. 
**Account : XXXX XXXX . 
Reported : XX/XX/XXXX This account states that I had 5 months late payments. However I was never late on this account and the creditor has agreed to remove the late payment to avoid any litigation. I demand that this be removed. 
XXXX XXXX . 
XXXX XXXX XXXX XXXX XXXX XXXX, NY XXXX **Account : _XXXX  XXXX  , XXXX/ Inquiry : XX/XX/XXXX Unauthorized inquiry and data furnisher has violated Metro2 reporting compliance by not reporting their contact information. 
**Account : _XXXX   - XXXX XXXX/ Inquiry : XX/XX/XXXX Unauthorized inquiry and data furnisher has violated Metro2 reporting compliance by not reporting their contact information. 
**Account : _XXXX XXXX/ Inquiry : XX/XX/XXXX This charge off account are not mine, please delete!!! 
**Account : _XXXX XXXX XXXX/ Inquiry : XX/XX/XXXX Provide me documentation that this is my account or delete it!! 
**Account : _XXXX/ Inquiry : XX/XX/XXXX Unauthorized inquiry and data furnisher has violated Metro2 reporting compliance by not reporting their contact information. 
**Account : _XXXX  XXXX XXXX , XXXX/ Inquiry : XX/XX/XXXXUnauthorized inquiry and data furnisher has violated Metro2 reporting compliance by not reporting their contact information. 
**Account : _XXXX XXXX XXXX/ Inquiry : XX/XX/XXXX This charge off account are not mine, please delete!!! 
**Account : _XXXX  XXXX Inquiry : XX/XX/XXXX Provide me documentation that this is my account or delete it!! 
**Account : _XXXX XXXX XXXX Inquiry : XX/XX/XXXX _XXXX  XXXX XXXX XXXX Inquiry : XX/XX/XXXX Unauthorized inquiry and data furnisher has violated Metro2 reporting compliance by not reporting their contact information. 
**Account : _XXXX XXXX XXXX Inquiry : XX/XX/XXXX Unauthorized inquiry and data furnisher has violated Metro2 reporting compliance by not reporting their contact information. 
**Account : _XXXX  XXXX Inquiry : XX/XX/XXXX _XXXX  XXXX Inquiry : XX/XX/XXXX XXXX  XXXX XXXX  XXXX Inquiry : XX/XX/XXXX This charge off account are not mine, please delete!!! 
**Collection : _XXXX  XXXX XXXX Reported : XX/XX/XXXX I never receipt any loan or credit from this company, you have to provide me documentation that this is my account or delete it!! 
**Collection : _XXXX XXXX XXXX Reported : XX/XX/XXXX I never receipt any loan or credit from this company, you have to provide me documentation that this is my account or delete it!! 
**Collection : _XXXX  XXXX A Reported : XX/XX/XXXX This wasn't told to the creditor listed on this account- DELETE IMMEDIATELY!!! 
****I demand removal as they are in violation of the following applicable credit reporting laws : 15 USC 1681623 ( a ) of FCRA/FACTA I am exercising my right to audit your records that claim you have verified to the credit bureaus this debt. 15 USC 168123 ( a ) 7 requires early warning notice ONLY after they have notified said person before it is placed on the credit report