Consumer complaint received 2024-10-22
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Information belongs to someone else
Company: EQUIFAX, INC. (CA)

Consumer Name : XXXX XXXX XXXX, Consumer SSN : XXXX, Consumer DOB : XXXX, Contents of Complaint : This CFPB Complaint has been filed to request pursuant to The FCRA 605B ( 15 U.S.C. 1681c-2 ) that you : The XXXX Credit Reporting Agency ; REMOVE and BLOCK the information appearing on My Consumer Credit Report, that is a result of a Data Breach, Identity Theft and Fraud within 4 Business Days of you receiving this complaint. This Fraudulent, Inaccurate and False Information consists of : A Auto Loan Account Opened at XXXX XXXX XXXX on XX/XX/XXXX under the Account Number : ( XXXX ), Installment Loan Account Opened at XXXX XXXX XXXX on XX/XX/XXXX under the Account Number : ( XXXX ), a Installment Loan Account Opened at XXXX XXXX XXXX on XX/XX/XXXX under the Account Number : ( XXXX ), a Personal Credit Card Account Opened at XXXX XXXX XXXX  on XX/XX/XXXX under the Account Number : ( XXXX ), a Personal Credit Card Account Opened at XXXXXXXX XXXX on XX/XX/XXXX under the Account Number : ( XXXX ), a Personal Credit Card Account Opened at XXXX XXXXXXXX XXXX on XX/XX/XXXX under the Account Number : ( XXXX ) , a Inquiry from XXXX on XX/XX/XXXX, a Inquiry from XXXX XXXX on XX/XX/XXXX, and then multiple Authorized User Accounts Under The Following Listed : XXXXXXXX XXXX XXXX ( XX/XX/XXXX ) [ REMOVE IMMEDIATELY ], XXXXXXXX XXXX XXXX ( XX/XX/XXXX ) [ REMOVE IMMEDIATELY ], XXXX XXXX XXXX ( XX/XX/XXXX ) [ REMOVE IMMEDIATELY ], XXXX XXXX XXXX ( XX/XX/XXXX ) [ REMOVE IMMEDIATELY ], XXXX XXXX  XXXX ( XX/XX/XXXX ) [ REMOVE IMMEDIATELY ], XXXX XXXX  XXXX ( XX/XX/XXXX ) [ REMOVE IMMEDIATELY ], XXXX XXXX  XXXX ( XX/XX/XXXX ) [ REMOVE IMMEDIATELY ], XXXXXXXX XXXX  XXXX ( XX/XX/XXXX ) [ REMOVE IMMEDIATELY ], XXXX XXXX XXXX ( XX/XX/XXXX ) [ REMOVE IMMEDIATELY ].. These accounts have resulted in several Fraudulent Hard Inquires, Collections, Charge-Offs, and Derogatory Accounts appearing on My Consumer Credit Report, and negatively effecting my Consumer XXXX Score as well as My Financial and Personal Life. Ive attached a list of all the negative accounts and/or inquiries in question as a well as a copy of My Consumer Credit Report. I DO NOT recognize the aforementioned Accounts on My Consumer Credit Report maintained by you, were not opened, made or initiated by me. All of the aforementioned Accounts are a result of a Data Breach, Identity Theft and Fraud. I have attached a copy of a FTC ( Federal Trade Commission ) Identity Theft Report as proof from the US Federal Trade Commission that all of the aforementioned consumer credit accounts are a result of a Data Breach, Identity Theft and Fraud. I request pursuant to The FCRA 605B ( 15 U.S.C. 1681c-2 ) that you : The XXXX Credit Reporting Agency ; REMOVE and BLOCK the information appearing on My Consumer Credit Report, that is a result of a Data Breach, Identity Theft and Fraud within 4 Business Days of you receiving said complaint. I request that all written confirmation ( s ) regarding this CFPB Complaint be sent via email to the email address : XXXX -Attached below are supporting documents -Copy of US Passport ( Proof of Identity ) -Copies of a Bank Statement & Utility Bill ( Proof of Address ) -FTC ( Federal Trade Commission ) Identity Theft Report -A Letter formally detailing the information of my dispute