Consumer complaint received 2017-04-26
Product: Debt collection — Mortgage debt
Issue: False statements or representation — Attempted to collect wrong amount
Company: Duane Morris LLP (TX)

On  XXXX   XXXX ,  XXXX , the same day my late husband  XXXX   XXXX   XXXX  died,  XXXX   XXXX   XXXX ,  XXXX  ( "  XXXX  ' ' )  commenced a foreclosure debt collection action in the  Superior Court of  New Jersey  ( D ocket No. :  XXXX  ) claiming a default and acceleration of a mortgage loan as of  XXXX   XXXX ,  XXXX .     In  XXXX  of  XXXX , after  XXXX   XXXX   XXXX ,  XXXX  ( "  XXXX  ' ' ) acq uired  XXXX  from  XXXX   XXXX , third-party debt collector  XXXX   XXXX   XXXX   ,   XXXX   .  ( "  XXXX  ''  ) of  New Jersey, became substituting counsel in  Docket No.  :  XXXX .     In  XXXX  of  XXXX , while still prosecuting the aforementioned case,  XXXX  through third-party debt collectors Udren used the  U.S. Ma il to forward me a " Notice of Intention to Foreclose '' in the name of  XXXX   XXXX ,  XXXX . as Trustee for  XXXX   XXXX   XXXX , asserting a date of default as of  XXXX   XXXX ,  XXXX , while still prosecuting  XXXX   XXXX . :  XXXX  in the name of  XXXX   XXXX   XXXX ,  XXXX . as Trustee for  XXXX   XXXX   XXXX  and claiming the date of default as of  XXXX   XXXX ,  XXXX .     Furthermore, from  XXXX  of  XXXX  throughout  XXXX  of  XXXX , I paid and  XXXX  cashed {$21000.00} worth of payments.     In or around  XXXX   XXXX ,  XXXX  through third-party debt collector  XXXX  dismissed  Docket No . :  XXXX .      XXXX   XXXX ,  XXXX  marked the six year anniversary from the  XXXX   XXXX ,  XXXX  date of default and acceleration wherein  XXXX  no longer wanted installment payments towards my mortgage loan in dispute, and N.J.S.A. 2A:50-56.1 ( a ) prohibits commencement of a foreclosure on a mortgage after six years from the date of maturity wherein  XXXX   XXXX ,  XXXX  became the date of maturity by way of acceleration as cited in  XXXX   XXXX . :  XXXX .     In  XXXX  of  XXXX ,  XXXX  through third-party debt collectors  XXXX  commenced an illegal foreclosure debt collection action on a time barred mortgage transaction  ( Docket No.  ;  XXXX  ), and misrepresented to th e Superior Court of Ne w Jersey the date of default and acceleration as  XXXX   XXXX ,  XXXX , contradicting the  XXXX   XXXX ,  XXXX  date set forth in Docket No. :  XXXX , and concealing from the court {$21000.00} in payments that I made to  XXXX  from  XXXX  of  XXXX  throughout  XXXX  of  XXXX .      XXXX  has retained the services of both  XXXX , an d Duane Morris, LP ( " Duane Morris '' ) as   third-party d ebt collectors to  assist with the illegal foreclosure debt collection action commenced in th e Superior Court of  New Jersey in  XXXX  of  XXXX  wherein the date of default and acceleration has been altered from the foreclosure debt collection action commenced on  XXXX   XXXX ,  XXXX , the recent action is time barred, and the debt collectors are concealing {$21000.00} worth of payments made by me from  XXXX  of  XXXX  throughout  XXXX  of  XXXX .     In  XXXX  of  XXXX , I received by U.S. Mail from third-party debt collectors  XXXX  a Notice of Entry of Final Judgment wherein they are continuing to misrepresent  XXXX   XXXX ,  XXXX  as the date of default, they are attempting to get a final judgment on a time barred mortgage, and they are concealing {$21000.00} worth of payments that I made from  XXXX  of  XXXX  throughout  XXXX  of  XXXX .