Consumer complaint received 2023-07-26
Product: Credit reporting, credit repair services, or other personal consumer reports — Credit reporting
Issue: Incorrect information on your report — Personal information incorrect
Company: EQUIFAX, INC. (CA)

XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXX Consumer Financial Protection Bureau ( CFPB ) XXXX XXXX XXXX XXXX  XXXX, Iowa XXXX Subject : Ongoing Dispute with Equifax Regarding Incorrect Personal Information on Consumer Credit Report Dear Sir/Madam, I hope this letter finds you well. I am writing to bring to your attention an ongoing issue I have been experiencing with Equifax, one of the major credit reporting agencies. Despite my previous attempts to resolve this matter, the incorrect personal information on my consumer credit report has not been adequately addressed. 
On XX/XX/XXXX, I sent a formal letter to Equifax requesting that they correct the inaccurate personal information and remove incorrect addresses and names from my credit report. The inaccuracies on my credit report have the potential to negatively impact my creditworthiness and financial standing, which is deeply concerning to me. 
Despite the stipulated period for Equifax to investigate and rectify the inaccuracies, the incorrect information has not been removed or corrected as of the date of this letter. I have been monitoring my credit report closely and have seen no changes in the erroneous data, which leads me to believe that my complaint has not been properly addressed. 
In accordance with the Fair Credit Reporting Act ( FCRA ), I am entitled to have accurate and up-to-date information on my credit report. I believe that the continued reporting of incorrect data by Equifax is a violation of my consumer rights, and I request the CFPB 's intervention to resolve this matter promptly. 




I am providing the following details for your reference : Full Name : XXXX XXXX XXXX Date of Birth : XX/XX/XXXX Social Security Number : XXXX Current Address : XXXX XXXX XXXX XXXX XXXX, CA XXXX Incorrect Address ( es ) listed on Equifax report : XXXX. XXXX XXXX XXXX, XXXX  XXXX, CA XXXX XXXX. XXXX XXXX XXXX, XXXX XXXX, XXXX, CA XXXX XXXX. XXXX XXXX XXXX XXXX, XXXX XXXX, CA XXXX XXXX. XXXX XXXX XXXX, XXXX  XXXX, CA XXXX Incorrect Name ( s ) listed on Equifax report : XXXX. XXXX XXXX XXXX. XXXX XXXX. XXXX I kindly request that the CFPB investigates this matter on my behalf and ensures that Equifax complies with the FCRA by correcting and removing the incorrect information from my credit report. Additionally, I would appreciate regular updates on the progress of this investigation. 
Please find attached copies of my previous correspondence with Equifax, which includes proof of my initial dispute and their acknowledgment, as well as any relevant documentation supporting my claims. 
I sincerely hope that the CFPB can assist me in resolving this issue and ensure that my credit report accurately reflects my credit history. Your timely attention to this matter is greatly appreciated. 
Thank you for your assistance and understanding. Should you require any further information, please do not hesitate to contact me at XXXX or XXXX. 

Sincerely, XXXX XXXX XXXX