Consumer complaint received 2024-01-28
Product: Credit reporting or other personal consumer reports — Credit reporting
Issue: Problem with fraud alerts or security freezes — 
Company: Early Warning Services, LLC (DC)

Date : XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Early Warning Attn : Consumer Services Department XXXX XXXX XXXX XXXX XXXX XXXX XXXX Dear Early Warning Services, Please accept this letter as my formal EWS Security Freeze Request. I am lawfully aware of the fact that your credit reporting agency is operating in accordance with the ( FCRA ). Moreover, you have confirmed this fact on your companys web page https : //www.earlywarning.com/consumer-information by following : Early Warning Services , LLC, a financial services technology leader, has been empowering and protecting consumers, small businesses, and the U.S. financial system with cutting-edge fraud and payment solutions for more than three decades. We are also the company behind Zelle, and the soon-to-launch XXXX, a wallet that reimagines e-commerce payments. Early Warning partners with more than XXXX banks and credit unions to increase access to financial services and products, and protect financial transactions. 

Furthermore, I am requesting a Security Freeze to be placed on my EWS credit report and any Disclosure credit report. I Opt Out of you disclosing future information until further notice, including all/any reports furnished EWS regarding all personal information. Like I said in my previous letter for Opting Out. I would like to withdraw from all banking transaction history from non affiliates or third parties. This Security Freeze Request not only restricts credit bureaus and creditors, but also future potential employers until I lift this restriction. Under the Fair Credit Report Act youre required to comply.

I know that Early Warning Services will need some sort of verification to prove my identity. My information is clearly shown below or see attached : FULL NAME : XXXX XXXX XXXX SOCIAL SECURITY NUMBER : XXXX DATE OF BIRTH : XXXX ADDRESS : XXXX XXXX XXXX XXXX PHONE NUMBER : XXXX EMAIL : XXXX After this SECURITY FREEZE has been filed, please feel free to send me a written confirmation in writing through mail or electronic means and/or Security Freeze PIN ( if any ) to the address listed above. If you do not have the option or refuse my Security Freeze Request, by law any consumer or any DC Resident have a lawful right to OBTAIN a Security Freeze under the Federal Credit Reporting Act ( FCRA ). We have a right in this country a rightful place for a security freeze on our credit reports, which will prohibit a consumer reporting agency from releasing information in your credit report without our express authorization. The security freeze is designed to prevent identity thieves, credit, loans and services from being approved in our name without the consumers consent. I have been a victim of identity theft under cyber crime. Thats why I need a Security Freeze in placed for to prevent future fraud from any cyber criminal.

Failed to comply my request will lead for me to file a complaint to the Federal Trade Commission ( FTC ) and/or file a lawsuit against your agency. I can request that the Court can enter an order or judgment against your credit reporting agency, including : 1. A Class Action under Rules 23 of the Federal Rules of Civil Procedure ( JURY DEMAND ) ; 2. Negligence 3. Misconduct ; 4. Actual damages, statutory damages, and such other relief as per statutes ; 5. Award compensatory damages ( jointly and/or severally ) ; 6. Award punitive and/or tremble damages ( jointly or severally ) in an amount not exceeding {$5.00} 7. Pre-judgment and post-judgment interest on monetary relief ; 8. The cost of bringing the suit, including reasonable attorney 's fees, and 9. All other relief to which Plaintiff ( jointly and/or severally ) may be entitled by law or in equity. 


Sincerely, XXXX XXXX XXXX