Consumer complaint received 2021-07-09
Product: Debt collection — Other debt
Issue: Written notification about debt — Didn't receive enough information to verify debt
Company: The CMI Group, Inc. (FL)

My name is XXXX XXXX I writing this complaint against Credit Management LP Account # XXXX, Original Creditor : XXXX XXXX. They are committing FRAUD according to Attorney General 's Office I am resident of Florida. I just recently found out they place this collection on my credit report without my knowledge. The representative at the Attorney General 's Office informed that they have no right to collect in the state of Florida because they are not license or nor do they have a registered agent. So, trying to collect money in a state that you are not license is major violation of Federal, State, FCRA and FDCPA committing FRAUD. I also am afforded protection as a consumer and they have violated FCRA Sec 605 ( c ) and FDCPA Sec 809 ( b ) according to what I read on the FTC website. The Attorney General 's Office stated they have been hearing a lot complaint about harassment against Credit Management LP. So, they wanted me to tell them the out come if this item is not immediately deleted from my credit report. They also told me to send a letter and write this complaint. They say for me to seek damages against this company if they can not prove the following if they refuse to remove this item. So, please provide the following : CREDITOR/DEBT COLLECTOR DECLARATION Please provide all of the following information and submit the appropriate forms and paperwork.

______________________________________________________ Name and Address of Alleged Creditor : ______________________________________________________ Name on File of Alleged Debtor : _____________________________________________________________ Alleged Account # : _____________________________________________________________ Address on File for Alleged Debtor : ____________________________________________________________ Amount of alleged debt : _____________________________________________________________ Date that this alleged debt became payable : _____________________________________________________ Date of original charge off or delinquency : ___________________________________________________ Was this debt assigned to debt collector or purchased?

____________________________________________ Amount paid if debt was purchased : ___________________________________________________________ Commission for debt collector if collection efforts are successful : Please attach a copy of the agreement with your client that grants CREDIT MGMT the authority to collect this alleged debt.

Also, please attach a copy of any signed agreement debtor has made with debt collector, or other verifiable proof debtor has a contractual obligation to pay debt collector.

Please attach a copy of any agreement that bears the signature of debtor, wherein he/she agreed to pay creditor.

Please attach copies of all statements while this account was open.

Have any insurance claims been made by any creditor regarding this account? YES or NO ( circle one ) Have any judgments been obtained by any creditor regarding this account? YES or NO ( circle one ) Please provide the name and address of the bonding agent for CREDIT MGMT, in case legal action becomes necessary : ______________________________ ______________________________ ______________________________ _________________________________________ Authorized Signature For Creditor Date __________________________ Print Name All I want as consumer for this to be taking off my credit report. That will settle everything if not we will pursue legal matter.