Consumer complaint received 2024-10-08
Product: Credit card — General-purpose credit card or charge card
Issue: Problem with a purchase shown on your statement — Credit card company isn't resolving a dispute about a purchase on your statement
Company: NAVY FEDERAL CREDIT UNION (GA)

This complaint is being submitted on behalf of XXXX XXXX XXXX XXXX XXXX XXXX This complaint is to bring to your attention severe criminal actions involving the Senior XXXX XXXXXXXX & XXXX XXXX XXXX, XXXX XXXX. These actions have been perpetrated without the secured XXXX XXXX knowledge or consent , resulting in significant and severe financial harm. The extent of this harm is a matter of grave concern. Below are the violations, categorized by their legal implications : Violations Involving Identity Theft and Social Security XXXX : Aggravated Identity Theft : - Social Security Number ( SSN ) has been unlawfully accessed and misused for unauthorized commercial purposes, including accessing the XXXX XXXX Social Security account XXXX These actions constitute a violation of 18U.S. Code 1028A ( Aggravated Identity Theft ) Social Security Fraud : The unauthorized use of the Secured Party/Trust SSN without the XXXX XXXXt consent for purposes beyond employee earning reporting and tax purposes have caused significant financial harm. This is also a breach of the Fair Debt Collection Practices Act ( XXXX XXXX Code XXXX ). Unauthorized Financial Activities and Fraudulent Records : Fraud and Falsification of Financial Records : XXXX XXXX XXXX XXXX XXXX XXXX has falsified financial records, including misleading reports and possible involvement in tax fraud and securities fraud. These actions are violations under 18 U.S. Code 1341 ( Mail Fraud ) -18 U.S. Code 1343 ( Wire Fraud ) -31 U.S. Code 3729 ( a ) ( 1 ) ( False Claims Act ). Insurance fraud against policy number policy XXXX XXXX, XXXX Claim number : XXXX # XXXX and charges regarding This failure indicates fraudulent accounting practices, violating XXXX. XXXX, XXXX. Based on available information, XXXX XXXX XXXX XXXX XXXX XXXX along with Senior XXXX XXXX & XXXX Financial Officer XXXX XXXX, may be involved in additional activities, including but not limited to XXXX XXXX, Embezzlement, Grand Theft Larceny, Collusion with the Federal Reserve Bank ( XXXX ) and Private Trust accountsXXXX XXXX XXXX and XXXX XXXX, in violation of 18 U.S. Code 1589 and 18 U.S. Code 1593A. Threat of Harassment and Extortion : the Secured Party/Trust experienced continuous harassment from XXXX XXXX XXXX XXXX XXXX XXXX  which I believe is an attempt at criminal extortion. If further harassment occurs, the complainant will treat it as violating XXXX8 U.S. Code 875 ( d ). Legal Precedents and Case The XXXX XXXX ruling in XXXX XXXX XXXX. XXXX, XXXX XXXX. XXXX ( XX/XX/XXXX ), supports the claim that unauthorized use of personal information resulting in false reporting to credit agencies constitutes defamation and negligence. The following statutes also apply : -15 U.S. Code 1692, 18 investigated XXXX, XXXX XXXX XXXX actions. XXXX, 18 U.S. Code 1346, 31 U.S. Code 3729 ( a ) ( XXXX ). The XXXX XXXX FTC IRS XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Department of Justice XXXX XXXX XXXX criminal actions and take appropriate legal measures against XXXX XXXX XXXX XXXX XXXX XXXX and Senior XXXX XXXX & XXXX XXXX XXXX, XXXX XXXX. These entities have violated numerous federal laws, and their continued illegal activities seriously risk the XXXX XXXX 's financial and legal well-being. 




XXXX : XXXX - XXXX / Power of Attorney-In-Fact Noncitizen national, American, XXXX XXXX XX/XX/XXXX Navy Federal Credit Union XXXX : XXXX Department XXXX XXXX XXXX XXXX XXXX VA XXXX Re : XXXX Actions and Breach of Fiduciary Duties Enterprise Rental Agreement & XXXX Securities XXXX Dear Navy Federal Credit Union XXXX Department XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX and Sole Beneficiary of the XXXX XXXX XXXX XXXX, formally demand immediate action regarding the severe fraudulent activities and breach of fiduciary duties involving Enterprise, XXXX, and other parties. This letter serves as official notice of these activities and requests your urgent attention to the matters outlined below. 
Relevant Case Information : Enterprise Rental Agreement : XXXX, Claim Number : XXXX, Ticket # XXXX, Unit : XXXX Enterprise Rental Agreement : XXXX Enterprise Rental Agreement : XXXX Enterprise Rental Agreement : XXXX Enterprise Rental Agreement : XXXX Enterprise Rental Agreement : XXXX, Unit Number : XXXX Case # : XXXX XXXX XXXX # : XXXX ( Counterfeit/Forged Securities ) FTC Report # XXXX XXXX ; Police Report # : XXXX CFPB Complaint # : XXXX Enterprise Rent-A-Car : XXXX, - {$1400.00} Enterprise Rent-A-Car : XXXX, - {$1300.00} ADJ-ENTERPRISE XX : XXXX, - {$2000.00} I have discovered unauthorized access and misuse of my Social Security Number ( SSN ) for commercial gain without my consent by Enterprise and other parties involved in these agreements. This breach extends to a variety of fiduciary responsibilities, including fraudulent financial reporting and the mismanagement of the XXXX XXXX XXXX XXXX and XXXX. 
Demands for XXXX : Pursuant to this notice, you are required to provide the following within XXXX hours of receipt : XXXX. XXXX XXXX and Documentation : Initiate an internal investigation into the fraudulent activities perpetrated against me, including the unauthorized use of my XXXX, rental agreement claims, and violations connected with XXXX, XXXX, and other parties. 
XXXX. Full Accounting : Provide a comprehensive accounting of all transactions, agreements, and interactions between Navy Federal Credit Union and any associated third parties involving the XXXX XXXX XXXX XXXX. 
XXXX. Compliance with UCC Filings : Acknowledge the existence of my XXXX and XXXX filings and confirm your compliance with any lienholder responsibilities or obligations associated with the XXXX XXXX XXXX XXXX. 
Alleged Legal Violations : Your institution XXXX be implicated in the following federal violations : XXXX XXXX XXXX Social Security Fraud : Unauthorized use of my SSN for commercial purposes. 
Breach of Fiduciary Duty : Mismanagement of trust assets and failure to act in the best interest of the beneficiary. 
Fraudulent Financial Activity : Creation of misleading financial reports and potential embezzlement of funds. 
Applicable Federal Statutes : XXXX XXXX Code XXXX Fair Debt Collection Practices Act ( FDCPA ) XXXX XXXX Code XXXX, XXXX, XXXX Fraud ( Mail, Wire, Honest Services Fraud ) XXXX XXXX Code XXXX ( d ) Extortion XXXX XXXX Code XXXX, XXXX XXXX XXXX and Human Trafficking Immediate Action Required : Should you fail to provide the requested information or continue unauthorized actions, I will be forced to pursue immediate legal action, including claims of identity theft, breach of fiduciary duty, and associated criminal acts. 
This letter is made in peace, truth, and honor, and I reserve all rights without prejudice under XXXX XXXX. Please govern yourselves accordingly. 
Sincerely, Finequa-Jabon : XXXX UCC XXXX XXXX Prejudice Executrix, Sole Beneficiary Finequa-Jabon : XXXX XXXX Woman ; XXXX XXXX XXXX XXXX XXXX Principal XXXX XXXX Master Account XXXX XXXX XXXX XXXX Certified Document : XXXX XXXX XXXX XXXX XXXX # : XXXX ________________________________________ Criminal Acts Alleged : Identity Theft Unauthorized use of my SSN for commercial purposes and access to financial accounts. 
Social Security XXXX XXXX of my SSN for unlawful financial gain. 
XXXX XXXX Fraudulent use of my SSN for tax filings. 
XXXX XXXX ( XXXX XXXX XXXX XXXX ) Use of electronic systems for fraudulent activities. 
Mail XXXX ( XXXX XXXX XXXX XXXX ) XXXX schemes conducted via postal services. 
XXXX XXXX XXXX of financial accounts. 
XXXX XXXX Deceptive practices in financial securities dealings. 
Extortion ( XXXX XXXX Code XXXX ( d ) ) Coercion for financial gain CC and evidence proving funds were received and submitted to : To : XXXX Securities and Exchange Commission XXXX XXXX Investor XXXX and Advocacy XXXX XXXX XXXX XXXX. 

Washington XXXX DC XXXX XXXX XXXX # XXXX To : Consumer Response XXXX Federal Trade Commission Washington XXXX DC XXXX XXXX XXXX # XXXX To : IRS - XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Room XXXX Washington, DC XXXX XXXX XXXX # XXXX To : XXXX SECRET XXXX XXXX XXXX Government and XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Washington, DC XXXX XXXX XXXX # XXXX To : FEDERAL BUREAU OF INVESTIGATION XXXX FBI ) XXXX XXXX XXXX XXXX XXXX Washington XXXX DC XXXX XXXX XXXX # XXXX To : United States Department of Justice XXXX XXXX XXXX XXXX XXXX Washington XXXX DC XXXX XXXX XXXX XXXX of the Comptroller of the Currency XXXX XXXX XXXX XXXX Washington XXXX DC XXXX