Consumer complaint received 2023-01-29
Product: Credit reporting, credit repair services, or other personal consumer reports — Credit reporting
Issue: Improper use of your report — Reporting company used your report improperly
Company: Experian Information Solutions Inc. (TX)

In accordance with the FCRA, the list of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681 and 1692. 

Account Name : XXXXXXXX XXXX # XXXX Account Name : XXXX XXXX XXXX XXXX Account Name : XXXX XXXX # XXXX Account Name : XXXX XXXX # XXXX Account Name : XXXX XXXX  # XXXX Account Name : XXXX XXXX  XXXX # XXXX Account Name : XXXX XXXX # XXXX Account Name : XXXX # XXXX Account Name : XXXX # XXXX Account Name : XXXX XXXX XXXX Acct # XXXX Account Name : XXXX XXXX XXXX # XXXX ( Debt collector failed to furnish original contract. Debt collector failed to validate debt. Debt collector is continuing to report a balance on a charged off account. Debt collector is reporting the same account already listed. Collector called family members multiple times and revealed the debt even after being asked not to. ) Account Name : XXXX XXXX XXXX # XXXX ( Debt collector failed to furnish original contract. Debt collector failed to validate debt. Debt collector is continuing to report a balance on a charged off account. Debt collector is reporting the same account already listed. Collector called family members multiple times and revealed the debt even after being asked not to. ) Account Name : XXXX XXXX XXXX # XXXX ( Debt collector failed to furnish original contract. Debt collector failed to validate debt. Debt collector is continuing to report a balance on a charged off account. Debt collector is reporting the same account already listed. Collector called family members multiple times and revealed the debt even after being asked not to. ) Account Name : XXXX XXXX XXXX Original creditor : XXXX XXXX Acct # XXXX Account Name : XXXX XXXX XXXX Original creditor : XXXX XXXX XXXX Acct # XXXX Account Name : XXXX. XXXX, XXXX # XXXX Account Name : XXXX XXXX XXXX # XXXX Account Name : XXXX XXXX XXXX Acct # XXXX ( Debt collector failed to furnish original contract. Debt collector failed to validate debt. Debt collector is continuing to report a balance on a charged off account. Debt collector is reporting the same account already listed. Collector called family members multiple times and revealed the debt even after being asked not to. ) Account Name : XXXX XXXX XXXX # XXXX ( Debt collector failed to furnish original contract. Debt collector failed to validate debt. Debt collector is continuing to report a balance on a charged off account. Debt collector is reporting the same account already listed. Collector called family members multiple times and revealed the debt even after being asked not to. ) Account Name : XXXX XXXX XXXX XXXX # XXXX Account Name : XXXX XXXX XXXXXXXX # XXXX Account Name : XXXX XXXX XXXX # XXXX 15 U.S.C. 1681 section 602 A. States I have the right to privacy 15 U.S.C. 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions 15 U.S.C. 1681c ( a ) ( 5 ) States : No consumer agency may make any consumer report containing any of the following items of information : Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than 7 years.

15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.

15 U.S. Code 1692c 15 U.S. Code 1692b ( 3 ) 15 U.S. Code 1692b ( 4 ) 15 U.S. Code 1692b ( 5 )