davidaulloa/AmericanStories huggingface dataset:
Milford chronicle., 1963-05-03

risburg, Pa, Is visiting with
her son-in-1aw and daughter, Mr.. /.
and Mrs. Fleming Hart on School
Place.
Two Mary Washington College
sophomores from Milford, Della
ware have been elected dormi-
tory presidents for the 1963-64
session. Miss Lisa Corder will
serve as president Of Margaret
Brent Hall, and Miss Donna Lee
Lingo is the new president of
Marye Hall.
A French major, Miss Corder
is the daughter Of Mr.. and Mrs.
Max r. Corder Of Shawnee Rd.
She transferred to Mary Wash
ington from Wesley College in
Dover.
Miss Lingo, the daughter of
Mr.. and Mrs. Robert D. Lingo,
Jr. Of $40 South Walnut Street,
is maIoring in Spanish.
Both are 1861 graduates of
Milford High School.
&&&
Mrs. Alma Weary spent Holy
Week at Catonsville, Md, visit
ing her nephew and niece, Blair
and Adelaide Wetzel, her two
grandnieces Lynn and Judy. Oh
yesl and Thumper and Clipper
too, their two lovable dogs. She
returned Tuesday after Easter
declaring, "Having fun with the
young was better than medicine.
! am no longer an old prunen
Milford chronicle., 1963-05-03
Happenings Of Interest
Throught Delaware

COMPLETES COURSE Larry
D. Rash, Pennington, Delaware,
local representative for Mutual
of Omaha and United of Omaha,
has recently completed the COM
prehensive insurance course Of
fered at the National Sales Train
ing School session In Pittsburgh,
Pa.
The school was held at the
Penn-Sheraton Hotel under the
direction of Mr.. Jack Haff, Train
ing Director. It is the first step
of a formal educational program
established by Mutual of Omaha
to provide its representatives
with the advantages Of pro-
fessional training methods.
Rash was chosen for the Ma
tional Sales Training School
trough a selection interview
analysis. On the average, only
one out of eight applicants is
able to pass the rigid entrances
requirements.
Rash is associated with the j,
P. Sheridan Agency In Whining
ton.
SUPPER Turkey, chicken q
Dumplings at McCo1ley's Com
munity House on Saturday, May
IL, serving from 4:3o to 500
pm.
Milford chronicle., 1963-05-03
COOPER

SOOFEN
Walter A. Cooper, go, Of
Wyoming, died Of heart attack
on Wednesday afternoon, April
"a. He was stricken at his home,
rushed to the Kent General Hos
pital, and died few minutes
later.
Mr.. Cooper was owner and
proprietor Of a grocery store
on the wyoming Willow Grove
Rd.
Surviving are his wife, Mrs.
Lydia E. Cooper, one son, Ken
meth E. of Dover, one daugh-
ter, Mrs. Genevieve c. Smith
of Dover, three brothers; Willie
of FELTON,, Arlie and Earl w.
of Wyoming; one sister, Mrs.
Pearl Layer Of Dover and six
grandchildren.
Funeral services we're held
from the Berry Funeral Home,
FELTON, on Saturday afternoon at
2 pm. with the Rev. Albert M.
B. Snapp, pastor Of the Wyoming
Methodist Church officiating. In
terment was at Odd Fellows Gem
etery, Camden.
Milford chronicle., 1963-05-03
BURTON


Mrs. Mary Davis Burton, 88,
died last Friday, April 26, at a
nursing home in Dover. She was
the widow Of Benjamin F. Burton,
Sr.
She is survived by one son, DR..
Benjamin F. Burton, Jr. of Dow
er; daughter, Mrs. Sara Burton
Gordon Of Frederick, and one
grandson.
Funeral services we're held
from the FAIRIES Funeral Home at
Dover on Monday. Interment was
in Barratt's Chapel Cemetery.
#&%
CORDARY
Joseph H. Cordary, age II,
husband Of Helen Cordary, pass
ed away suddenly Tuesday morn
ing, April 80, at his home, at
205 Commerce Street, Harring-
ton.
He was a conductor on the
Pennsylvania Railroad As years
and retired 2 years ago. He was
a veteran of World War ! and a
member of dupont Lodge #29
A. F. & A. M. Of Wilmington.
Funeral services will be held
from the McKnatt Funeral Home,
Harrington, Friday afternoon,
May 3rd, at pm.
Rev. Charles Poukish, pastor
of Trinity Methodist Church, will
officiate. Interment will be In
Hollywood Cemetery, Harring-
ton.
Friends may call at the funeral
home on Friday prior to the serv-
ices.
Besides his wife he is sur
vived by two brothers, Charles
of Chester, Pa. and Thomas Of
Bridgeville. ***
DUNN
Joseph P. Dunn, age "a years,
died IN Milford Memorial Hos
pital, Friday, April 26. He was
a retired painter and made his
home at 209 N. E. Fourth Street,
Milford. He was a member OF
the V.F.W., St. Johns Catholic
Church and the Holy Name
Society.
He is survived by his widow,
Elena; one son, Ray A. Wilson
OF Milford; one sister, Mrs. Jane
Haight, Daytona Beach, Fla; two
brothers, Thomas B. and Robert
E., both Of New York, and one
|grandchild.
Funeral services were held
from st. Johns Catholic Church,
Tuesday, at 10 a.m., with inter-
ment In Odd Fellows Cemetery,
Milford chronicle., 1963-05-03
Obituaries
ROBERTS

RObE R1S
Mrs. Viola Roberts, Sc, a re-
tired nurse, died Monday, Apr.
20, at the home Of a grand
son, Nelson Millaway near
Frederick, following a long Ill
ness. She had lived In the Mil
ford area all her life and until
a year ago made her home with
her daughter, Mrs. Hilfa Cannon
of Milford. She was the widow
Of DR.. Evans Roberts.
She is also survived by a
son, Evans, Jr., Of Phila., two
grandchildren, and nine great
grandchildren.
Private funeral services were
held Thursday in the Berry Fu-
neral Home, Milford.
WARREN
Mrs. Nettie c. Warren. 8e
years, widow Of the late David
M. Warren, died in the Milford
Memorial Hospital, Saturday,
April 27. She was native Del
awarean, born In Cedar Neck,
and after her marriage made
her home In Glendale. She was
member of the Glendale Meth
odist Church and the W.S.C.S.
She IS survived by one daugh-
ter, Miss Bessie M. Warren,
Glendale; one brother, Clar-
ence B. Warren Of Slaughter
Beach, and several nieces and
nephews.
Funeral services were held
from the Lofland Funeral Home,
Milford, Tuesday, April 80, at
II p.m., with the Rev. Olin
Shockley OF Asbury Methodist
Church, Harrington, officiating.
Interment was In Odd Fellows
Cemetery, Milford.
%%#
DARLING
Mrs. Hattie Athelda Darling,
43, wife of Bernard E. Darling,
died Sunday, April %, In the
Gov. Bacon Health Center, Del
aware City.
In addition to her husband,
Mrs. Darling is survived by a
son, Bernard T., and one daugh-
ter, Joyce Marie Darling, both
at home; two sisters, Mrs. Edna
Lafferty, Dover, and Elizabeth
Cats, Wilmington, and a broth
er, Thomas Kennedy, Jr., Clay
ton.
Services were held on We'd
nesday at the Berry Funeral
Home, FELTON,. mterment was
made at Hollywood Cemetery,
Harrington.
Milford chronicle., 1963-05-03
Edited BY VIRGINIA s. TOWNSEND

Mr. Soren J. Petersen,
better known to many as just
"Pste," left on Wednesday
for a nostalgia trip back to
his homeland Of Denmark. 1t
will be his first return to that
country in 81 years. Before
leaving, Mr.. Petersen was
honored on Monday noon with
a surprise luncheon given In
his honor at the Milford
Hotel. Joining him for the
meal were 18 men from the
l.. d. Caulk Company who
have known him during his
long term Of service to that
company. Mr.. Petersen was
completely surprised and
vtsibly touched by the honor.
A gift Of a raincoat was an
added delight to the party.
He retired from the COM
pany on May 1st. Pete, who
was 30 years Of age on Sun
day, has lived in Milford for
nearly 40 years. On his re-
turn from Europe he will go
to Minnesota for an extended
visit with relatives there.
A4*
Today Mrs. George r.
Shaeffer and Mrs. Edwin L.
Fisher are entertaining with
a coffee at the Shawnee Coun-
try Club from 10 to IL. Those
who will be assisting and
pouring at the table will be
Mrs. Clyde Nelson, Mrs. G.
Donnan Holzmue1ler, Mrs.
Lester Adkins, Mrs. I. D.
Short, Mrs. John Baker, Mrs.
Charles /. Carpenter, Mrs.
James Lappan and Mrs.
RUSSELL Emory.
&&&
The Captain Jonathan Cald-
we'll Chapter Of the Daughters
of the American Revolution
will meet Saturday, May 4,
at the home Of Mrs. J. Ray
mond Bennett on North Wal
nut Street. The topic will be
"Heroines Of the American
Revolution" Mrs. Clarence
E. Jester, chairman, will re-
port on the Continental Con-
gress. Assistant hostesses
will be Mrs. Arthur Domke,
Mrs. Jerry Wagamon, Mrs.
Walter Dill, Mrs. Wallace
Burn, Mrs. Charles Robinson
and Mrs. Dawson Warrington.
Miss Sheila D. M. LySter,
daughter Of Lady Lyster anc
the late Admiral Sr. Lumley
Lyster, Royal Navy, o.
Bournemouth, England, anc
A. Donnell Marshall, Jr., Sol
of the late A. DonnelI
Marshall and Jennie Causey
Marshall, were married Apr
rs, 1868 in Christ Episcopal
Church, Milford, by the Rev,
E. John Dyer, rector. Mr.,
and Mrs. Marshall will re-
side in Birchrunville, Pa.
after a visit to the brides
family in England. A re
ception for the immediate
family was held at the home
Of Mrs. S. M. d. Marshall,
Sr., aunt Of the groom.
P. S. Many Of the readers
Of this column who are
friends Of the author will
know that 1t was physically
impossible for her to write
the news this week. For those
who do not already know the
facts they are these: Virgins
s. Townsend sustained two
fractured wrists In a fall ir
her home last Thursday eve-
ming and is now at home after
several days In the Milford
Memorial Hospital. OF neces-
sity then, this column has
been "Ghost written" bur
with the closest collaboration
Of the usual author. Bear will
US, for we suspect that 1t will
be "Ghost Written" again fol
the next few weeks.
The Ghost,
Anne Townsend Minnel
Milford chronicle., 1963-05-03

NASHVILLE, Tenn. (AP) -
The Southern Baptist convention
sis on the verge of its greatest
growth and prosperity in its
history" says James L. Sul1i-
van, executive secretary of the
denominations Sunday School
Q1nvl
Milford chronicle., 1963-05-03
] |
FrOlics

OL sunday teTnOOLly Apis
28, Mt three O'Clock in Avenue
Methodist Church, Miss
Maxine Lord, daughter Of Mr..
and Mrs. clayton H. Lord,
became the bride Of Parker
Lee Turner, son Of Mr.. and
Mrs. VIM. p. Turner, all OF
Milford. The double-ring
ceremony was performed by
DR.. Roy L. Tawes and DR..
Charles I. Carpenter. Mrs.
Dorothy Groom was the So
loist, accompanied by Miss
Joyce Bennett. The bride, es-
corted by her father, wore
a gown Of imported silk or
ganza, fashioned with fitted
bodice and long tapering
sleeves. Appliques Of Alencon
lace busted with seed pearls
enriched the scoopsd neck
line and bouffant skirt which
was adorned in back with a
large bow and ended in a
butterfly train. Her veil Of
silk illusion edged with lace
was attached to a rosette OF
flowers and seed pearls. She
carried a prayer book topped
with a white orchid, Miss
Gleria Chandler was maid Of
honor and wore a short green
silk organza dress with
matching yelled headpiece.
The bridesmaids we're Miss
Elaine Harris, Miss Carolyn
Emory and Miss Stephanie
Wagner. They wore gowns
Identical to that Of the maid
Of honor. Alice Vanderwende,
the junior bridesmaid, and
Nancy Smith, the flower girl,
were dressed In white ac-
csnted with green cumbsr-
bunds and headpieces to
match. All carried nosegays
OF pink rosebuds and carna-
tions with the exception OF
the flower girl who carried
a basket Of roses, carnations
and babies-breath. Jack Car
penter was best man and the
ushsrs were Richard Shock
Icy, AL Schmick, Robert
Ward, George Howard and
Eugene Lord, brother OF the
bride. Brian Lord was the
ring bearer. The BRIDES
mother chose a beige dress
with matching lace jacket
with which she wore green
accessories. Her corsage
was an orchid to match. The
groom's mother wore a blue
lace dress with matching ac-
cessories and a white orchid
corsage. A reception followed
In Fellowship Hall. Mrs.
Turner is a graduate of Mil
ford High School and Anthony
Cssario Academy Of Hair De-
sign. Mr.. Turner is also a
graduate of Milford High
School and the Delaware
Barber School. After a we'd
ding trip south, the young
couple viii reside in Bratten
Heights.
Tomorrow is the date OF
he coffee being given by
Mrs. james Psttyjohn and
Mrs. Frank Pettyiohn at 401
South Walnut St. The time
Is 1880 to 1880.
Mrs. Lawrence Isaacs will
be- honored at a coffee
on Tuesday, May 2, at the
Shawnee Country Club from
10 until noon. The invitations
have been extended by Mrs.
Edgar F. Isaacs, Sr., Mrs.
Edgar r. Isaacs, Jr., Mrs.
s. Psnnswill Isaacs and Mrs.
Lillian I. Martin.
Mr.. and Mrs. Philip Wayne
Keller welcomed their first
SON, Philip Wayne, on Tues
day in Milford Memorial
Hospital. The Ksllerg have
one other child, daughter,
Susan.
Milford chronicle., 1963-05-03

Mr.. and Mrs. Philip Wayne
Keller welcomed their first
SON, Philip Wayne, on Tues
day in Milford Memorial
Hospital. The Ksllerg have
one other child, a daughter,
Susan.
Milford chronicle., 1963-05-03

Tomorrow is the date Of
the coffee being given by
Mrs. James Psttyjohn and
Mrs. Frank Pettyiohn at 401
South Walnut st. The time
is 1880 to 1880.
Milford chronicle., 1963-05-03

Mrs. Lawrence Isaacs will
be honored at q coffee
on Tuesday, May 2, at the
Shawnee Country Club from
10 until noon. The invitations
have been extended by Mrs.
Edgar F. Isaacs, Sr., Mrs.
Edgar F. Isaacs, Jr., Mrs.
s. Pennswill Isaacs and Mrs.
Lillian I. Martin.
Milford chronicle., 1963-05-03

etery, Camden
Milford chronicle., 1963-05-03

LADIES AUXILIARY MEET
ING The Slaughter Beach Me-
mortal Fire Company L adie $
Auxiliary will hold its regular
meeting at the home Of Mrs.
Irene Kitchens Wednesday eve
ming, May 8, at 8 pm. All mem
bers please try to attendI
Evening star. [volume] (Washington, D.C.) 1854-1972, 1963-07-14
MCLEAN
PEACEFUL REPOSE

Is yours in this tenderly cared-for
and beautifully HANDICAPPED IL
acres. II you must have a base
ment, this home is not for you
Solid masonry, custom built,
bedrooms. . baths, with attached
gear garage. this home is for q
family that DOE sN'T LIKE
FLOOR LIVINGl Call Ell. 6-4i6l
Evening star. [volume] (Washington, D.C.) 1854-1972, 1963-07-14

FALLS CHURCH-3-bedrm. ram.
bier, walk to schools and shops
min. from CHA. FILA. $4,000
5000 down. BY OWNER. JE
Evening star. [volume] (Washington, D.C.) 1854-1972, 1963-07-14

FAIRFAX CITY - SlS,Q5O CFH
approved, S90,OOM. 44-ft. antidu,
brs. rambler. quality built !:
bedrms.. plaster walls, baseboar
INV h., sep. din. rm., firepl
bSmt., new cond., tai trees. FIN
SHOO On. or assume 4l5co Gil
Vap rP QOAe1
Evening star. [volume] (Washington, D.C.) 1854-1972, 1963-07-14

FALLS CHURCH AREA-RUsTTC
RAMBLER. 3 bedrms., kitchen
equip. with Hotpoint range, freezer
retgr.,. Kenmore washer. Garage
fenced yard, beautiful shade trees
5000 down. JE. 2-l42O.
ROUTE kO REATTV TNJc,
Evening star. [volume] (Washington, D.C.) 1854-1972, 1963-07-14

+ AIRFAX-By owner, 3 bedrm., >
bath, center hall brk., and frame
slonally Handicapped acre. 30 liy
din. rm. w/firepl. and I5x9O scr
pch. overlooking beautiful rear
avn and forest. l0x2O' #. pch .,
fenced kennel, l0xl2' garden
mouse. storm windows, WV. car
pet, May finance or assume 4l5ri
Sl5'50Q Gil trust. Full price SOB
Evening star. [volume] (Washington, D.C.) 1854-1972, 1963-07-14
HOUSES FOR sALE-VA.

ALEX.-By OWNER. Greatly re-
duced. 3-bedrm. brk. semidet.. u
baths, large rec. rm., ample stor-
age, quick possess, good assump-
ton, newly dec. OV. 3-36SS.
ALEX, Del Ray-S150 total cash
CT. S74 mo. P.I.. 3 brs W Lbsmt,,
fenced lot Garage. OV. 3-l67S.
ALEX. s Minis. from Pentagon =
Colonial brick duplex. . bedrmS.,
full bsmt. Fined, back yard. Terms
arranged. Sl3,750. ia. 5-9336.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1963-07-14

FALLS CHURCH-5 bedrms-, o.,
baths, gear gar, all brick. wall
to-Wall carpet, air cond.. large
Nv. rm.,, din, rm,. mod. kit, on
2.acre lot. fenced. Excel. lin. by
OWNER. Call for appt JE. o-2sH0
Evening star. [volume] (Washington, D.C.) 1854-1972, 1963-07-14
FAILS CHgRCH-2.bedr rambler

FALLS SHUkCH-Attrac. brk. Cape
Cod. 2 bedrms., lovely paneled
$1,000. CAROLINE 1. CAMP
BELL, AGENT, 56O-12s2: Sun
DAYS, 5HO-o5SR or KE RROOQ
Evening star. [volume] (Washington, D.C.) 1854-1972, 1963-07-14
Laughlin, Realtor
MRS VIM. H

CONSULT FIRST'
5lOl Chain Bridge Road. Mclean
Consult First-McLean's First"
FAIRFAX, Route so = This brk
Cane Cod with bedrmS., .
baths, and sep. dining rm. /,
close to shopping and school. SD.
900. HEDGES REALTY, ia. T.
St. Paul recorder., 1963-08-29
Africa At A Glance
PEACE CORPS LAWYERS


Washington (ANPThe Peace Corps is planning to send 20
young lawyers African improving
rule of law and legal institutions The lawyer volunteers are to be
signed to Ethiopia Liberia Nigeria Nyasaland and Sierra Leone
JOURNALIST FELLOW
Lagos CANP) serving years
the Institute of Journalist London Nnamd Azdwe
Fellow
recently
in 1888 while he an instructor in political science at Lincoln univ
ersity Pennsylvania the first African
THREE KS OF MODERN WORLD
London (NP)-According Howard journalist
in
Kennedy Washington
yaa Narobi Said Howard: Mr. K from Africa may
than Moscow Washington
ROCKEFELLER GRANTS
New York (P)Durng the second quarter of 1888 the Rookie
projects which beneficial Africa according the
foundations issued recently Numbered the African
countries benefited by the grants Nigeria Senegal Uganda Kea
Ethiopia, Sudan, Ghana Sierra Leone and Tanganyka.
IIBERIAN WOMAN HONORED
(ANP) - Richards IL
women cited by Delta Sigma Theta sorority in I'VE salute Delta
program the
week during the golden anniversary convention of the Negro women
DR. Richards who guest speaker at the concaVe Joined
internationally Delta such
opera Lontyne pianist Phppa
Olympic star Wilma Rudolph
KENYAs BIG DAY
London AHP-enyans in Britain on Dec r. 1853 will be able
actively independence
through obserances which presently being prepared On
service will conducted at Westminster abbey
followed by evening reception at the Commonwealth institute Stu
celebrations will held 16 cities of England and
Ireland
AWo ON TWO FRONTS
Lagos (AP)-september auspdctous
during the month On September preliminary investigation into
masaugter against Rasd Ayna S2 will begin Ayna is
death Sgun his companion
Ognjm Oda July 10 at Albania the Lagos badan road
will the verdict the reasonable %
trial involving Aowo 20 others According Ro George
regtator the High court judgment in the will
delivered time during September
NEW CURRENCY FOR RHODESIA AND NYASALAND
Salisbury (ANJP)New currency
separate
system scheduled their separate
dies al of year.
ALGERIA RECOGNIZES ANGOLDAN GOVERNMENT LN-EXHE
(ANP)-Yet
Joined giving official recognition Angoan
officially recognizing
matte recognition Algeria time been supplying Robertos
group with military aid.
St. Paul recorder., 1963-08-29
Los Angeles CofhoIic
CardinaI Under Fire
For RIGHTS Affifude

Los Angeles (ANP) - Catholics
here, particularly Negroes, recent
ly were protesting the reported
rejection by Cardinal James NC
Intyre, archbishop of Los Angeles,
Of a plea for an active role by his
archdiocese in the current civil
rights struggle sweeping the ma
ton.
The Los Angeles Sentinel, an
Associated Negro Press member
newspaper, reported that its
switchboard was flooded with
telephone calls by persons express
sing disagreement with the card
inaps statement on the issue.
The cardinal, according to the
report, stated that the Negro is
treated better in Los Angeles than
in any other city in the nation,
and that it is outsiders" who are
creating trouble. The outsider ap-
proach is frequently used by seq
regationist in opposing civil rights
action.
The cardinals statement paint
ing a rosy picture of the Negro in
Los Angeles stirred such protests,
the Sentinel said, that a spokes-
man for a local group suggested
that Mcintyre be provided with
facts refuting his claim. The
spokesman urged local Catholics,
Negroes and whites, to write the
cardinal giving factual examples
Of racial discrimination in their
own parishes. Letters, he said
should be addressed to His Emin-
ence James Francis Cardinal NC
Intyre, 1881 w. 9th st., Los An
geles, IS, Calf.
There was no immediate reac-
ton from the Catholic chancery
office here.
St. Paul recorder., 1963-08-29

Bureau of st. Paul. 1t charges
usually 12.6%, collects the fee as
it is earned rather than in ad-
vance, secures firm agreements
with creditors 10 accept the plan
Of payments, assists the debtor In
making a budget, and holds the
debtor strictly to the agreement.
3. He can get the counsel of
Family Service, particularly If
domestic maladjustments are in
volved in the problem. In st. Paul,
Family Service also provides pro-
rating service without cost in some
cases. In Minneapolis, the debtor
is referred to the Wage Earner
Plan for setting his debts.
4. He can petition the bankrupt
cy court for a pro-rating plan
under which he agrees bo pay to
the court each payday a stipulat-
ed sum which is then disbursed
to the creditors.
5. He can file bankruptcy, sur
render all his assets except those
exempted by statute, such as
homestead, household furniture
and equipment, and the tools of
his trade, and be discharged of his
debts.
There is actually a sixth course
open TO the rare individual who
has the initiative to take it: he
can write to his creditors or call
upon them, explain his plight, and
propose a plan of payments to
them based upon what he can
take out of his current earnings.
Most creditors will accept such
proposal and refrain from taking
action as long as the debtor keeps
up his commitment to them. He
becomes his own pro-rater.
This is the least costly and often
the most satisfactory solution. it
puts the debtor on the road to
sound financial management. All
solutions except this and the credit
union solution are likely to be cost
ly. This will be explained in a sec
ond article to be published next
week.
St. Paul recorder., 1963-08-29

itors. Minnesota has more of these
cases than the other neighboring
states,
When a debtor here gets to a
point Of crisis in his financial af-
fairs, there are several courses
usually open to him:
1. He can go to his credit union,
If he is lucky enough to have this
service, and work out plan with
the credit union counselor. This
will involve making a tight but
realistic budget. It might involve
a consolidation loan and it might
involve a pro-rating plan by which
the credit union handles the money
and pays the creditors. This is U.s.
ually the least expensive solution
for the debtor. The interest cost
on a loan is less than the cost of
bankruptcy and commercial pro-
rating, and the creditors can fire.
quently be persuaded to absorb
part OF all Of this cost in order
to get their money at once. If pro-
rating is resorted to, the credit
union charges only for postage,
check service, and such out-of-
pocket expenses.
2. He can go to a commercial
pro-rater, but he has to be careful
about this because some pro-raters
charge excessive fees for made
quate services. For example, one
pro-rater charges around 20 per
cent and takes his fee off the
top" before creditors are paid. He
fails to keep the creditors salts
fled and the debtor Is therefore in
continuous danger of garnish-
ments. The best private pro-rating
service found in this investigation
is that operated by the Credit
St. Paul recorder., 1963-08-29

panies come to take his car, TV,
refrigerator and furniture, and
bill collectors make life miserable
for him.
The trouble develops out of a
number of causes. Periods Of I'M
employment, illness with attendant
high medical and hospital costs
and just plain over-buying and
over-spending are the usual causes
The careless buyer and spender
often also Is a victim of unscrup-
ulous vendors. Domestic trouble is
often present in the problem, as q
cause or as an effect and some
times both.
Personal bankruptcies have been
looming in Minnesota as they
have throughout the country. MIN
nesota leads the north central
states In the number Of bankrupt
cies - reflection of growing In
dlstriahzation, booming metropoh.
tan area, and a wide open garn'
ishment law. Some experts say
Minnesota's garnishment law Is
the biggest factor in bankruptcy
because (1) a debtor can be sub
jected to intolerable harassment
in this way; and (2) the ease with
which a creditor can bring such
an action encourages unscrupulous
dealers to exploit unwary buyers
Bankruptcies in 1860 numbered
one in 1900 in Iowa, where the
garnishment law Is tighter, one ir
1900 in Wisconsin, and one in
$50 in Minnesota. These figures
include the so-called Wage Garner
Plan bankruptcy, under which 8
debtor undertakes to pay his bills
on a pro-rata basis through the
court and under the courts pro-
lection from legal actions by cred