davidaulloa/AmericanStories huggingface dataset:
Evening star., 1962-12-24
YOUR MONEYS WORTH
Social Security
Boost Due Soon
By SYLVIA PORTER

welfare conservative no longer
argues about Social Security
benefits. These taxes are help
ing millions of Americans to be
financially independent in their
older years. The system has
become a major prop under the
economy because the benefits
are spent day after day. While
we who are now paying the tax
es are providing benefits to
others. eventually we too will
receive benefits. AS the taxes
have jumped, so have the bene-
fits. In 1940-4s. the maximum
an individual worker retired at
65 could get was $3.50 q
month. Now, the minimum is
$40, the maximum is scheduled
to 60 to $l27 in 1868. and Wild
ows with young children can
get much more.
Still. it's q heavy tax, and
the rates already In the law
well may be approaching the
limits taxpayers will stand for.
No Retreat
We're carrying an income tax
load which Is obviously q drag
on the economy. We're strug-
Cling under a mounting burden
Of state and local taxes.
Wen not retreat on Social
Security taxes. With our rising
population and expanding 9
needs for hundreds Of state and
local services, there's scant
hope that the load will be eased
at these government levels.
What's the way out. thenp
The way out is through reduc-
ton In federal income taxes on
individuals and corporations.
This table will put the maxi
mum Social Security tax you1l
soon be paying In perspective.
Combined rate Is for en-
ployers and EMPLOYEES.
Evening star., 1962-12-24
Agent Is Named
By Northwestern
Mutual Life

Edgar D. Coffman has been
named general agent here for
Northwestern Mutual Life In
Surance Co. He succeeds Paul
H. Harrison, who has made an
outstanding record in this
assignment since 1852.
The change will become
effective January /. Mr.. Har-
rison has decided to return to
personal sales in order to de-
vote more time to serving his
clients. Since he became gen.
eral agent, agency sales have
increased 127 per cent and
agency policyholders now have
over $91 million of insurance
protection.
Mr.. Coffman, the new general
agent, will return to the city
where he started with the COM
.pany. For the last two years
he has been assistant superin-
tendent in the home office at
Milwaukee. He has worked in
agency management generally
and has specialized in field
supervision among the COM
pany's 96 general agencies.
He started as a special agent
with the Washington agency in
1856 and became a field direc-
tor for that agency in 1860,
with responsibility for recruit
ing, training and supervising
new agents.
The los year old North
western Mutual has assets of
$4.4 million and is the Nations
seventh largest life insurance
company. The Washington
general agency was founded in
1888.
For the second time in COM
pany history, the annual east
ern regional meeting of COM
pany agents will be held in
Washington, January 4, S.
Around 500 agents from Is
States are expected to attend
the sessions at the Sheraton
Park Hotel.
Evening star., 1962-12-24
Electric Appliances
Show Mixed Pattern

Unit sales OF electric appli-
ances In this area followed an
uneven pattern In the first II
months OF this year. accord
Ing 10 data from the Electric
Institute Of Washington GOV.
ering territory served by Po.
tomac Electric Power Co.
Sales Of automatic clothes
washers. dryers, dishwashers
waste disposers. electric ranges
room air conditioners and vac
uum cleaners we're above a year
ago. Lagging behind a year
earlier were sales OF radios,
televisions. electric refrigerator
freezers. dehumidifiers and 9TH
er products. Totals for II
OF this year are COM
pared with those for the same
1861 period below:
Evening star., 1962-12-24
National AirIines
Earnings Improve

Net profit Of National Air
lines increased to $4,000 after
taxes in November compared
with $4,000 in November last
year, reported z. F. Dolansky,
vice president, finance.
The profit was before giving
effect to nonrecurring income
Of $325. 900. representing insur-
ance recoveries on a damaged
plane.
November operating revenues
Of SIS million were up 10 per
cent from $50 million In No
vember last year. Operating in
come jumped TO $457 900 from
$207 900 a year earlier.
Evening star., 1962-12-24
PEOPLE
BUSINESS

Leslie o. Barnes, president of
Allegheny Airlines, has been
elected q director of National
Car Rental System, Inc. He re-
sides in Manor Estates at
Rockville, Md.
william P. White, a Univer-
Sity of Maryland graduate
who heads three New York in
surance agencies, has been
elected to the Young Presidents
Organization. His mother, Mrs.
M. E. Croft, lives in Oxon Hill,
Md.
Robert +. Coll, former Wash
ington correspondent for Unit
ed Press, has joined the public
relations staff Of Larrabee 8:
Lewis, Inc, as account execu-
tive.
Barbara A. Shaffner, former
senior analyst-programmer for
Computer Dynamics Corp, has
been appointed a project direc-
tor and member of the Execu-
tive Committee Of the Silver
Spring (Md.) firm.
Hyman POsner Agency, rep
resentative here for Columbus
Mutual Life Insurance Co.,
ranked fifth among more than
so agencies In total insurance
sales for November.
Irwin Rubin Of Chevy Chase,
Md, will direct distribution Of
reference and teaching mater
ials to schools and libraries in
Maryland and Virginia for En-
cyclopaedia Britannica Press,
Inc.
George NJ. Byrd and HI.
Josephus Carr, new members Of
the Twenty-Five Year Club Of
Suburban Trust Co. in Takoma
Park, Md, were awarded certif-
icates at a recent Christmas
party.
Evening star., 1962-12-24
Zemoiski Schedules
Dealer Showing

Joseph M. Zemoiski Co. will
hold its dealer showing of new
models at its showrooms at 2122
Twenty-fourth place NE, on
Thursday and Friday.
The showing is scheduled
from 10 am. to 9 pm. each
day. New models Of Zenith
black and white and color tele-
visions, radios and stero sets
will be displayed.
Evening star., 1962-12-24
Dividend Is Declared
By Laurel Bank

The Citizens National Bank
Of Laurel has declared its usual
quarterly dividend Of IS cents
a share, President John P,
Sippel announced.
Directors also voted the US
ual semi-annual bonus Of two
weeks pay for all officers and
employees. The dividend will
be paid January 2 to holders
Of record December 81.
Evening star., 1962-12-24
RotcHffe Elected
To VEPCO Board

s. Edward Ratcliffe, vice
president and treasurer of Vir-
ginia Electric & Power Co., has
been elected to the company's
board Of directors to succeed
the late w. Taylor Murphy.
Mr.. Ratcliffe has been in the
utility industry since 1917
when he started with Connec-
ticut Power Co. He Joined
VEPCO in 1947 after serving
with Engineers Public Service.
He became vice president and
treasurer in 1861.
Evening star., 1962-12-24

On January /, the Social Sc
curity tax is going up for the
ninth time since the system
started in the late l930s.
The tax on an employe will
rise from the present 3h per
cent to 3ss per cent on your
first $4,000 Of earnings. The
maximum tax will increase
from $3.50 this year to sta
next year. The tax on an en-
ployer will 60 up an identical
amount. The combined tax will
be 7A per cent, UP a full /
per cent. and will pull out an
additional 50 billion from en-
ployes and employers in 1868.
The tax on q self-employed
person will rise from the pres
ent At per cent to 5.4 per cent
on the first $4,000 Of income
The maximum tax will climb
from $225 go this year to $3.50
20 next. II you earn consider
ably more than $4,000. your
take-home pay will be substan-
tally reduced In the early
months of 1868. For instance
II your income Is 5000 a week,
you'll pay $1,000 q week in So
cial security tax alone until you
have paid up your tax for 1868.
Further Rises Due
What's more. under the Law
passed last year the combined
Iemployer-employe tax is due Il
rise again TO 8h per cent II
1865 and TO oh per cent ir
1868. On self-employed persons
It's due TO rise 10 SO per cent
In 1865 and TO go per cent ir
1868. And this doesn't consid.
er what rates might be set Il
new benefits are voted.
II Congress had passed Medi-
care - which would have beer
financed through Social Secu.
rtty taxes - the rate woulc
have been increased TO 974 pei
cent.
Even the most violent anti.
Evening star., 1962-12-24
Southern Wholesalers
To Hold Open House

Southern Wholesalers, Inc,
will hold its 47th annual open
house for dealers in its newly
decorated showrooms at TOT
Edgewood street, NE. from 8
am. to 0 pm. on Thursday
and Friday.
Many new models Of RCA
Victor television and stereo
will be shown, along with a
completely new line of Kelvina-
tor refrigerators. A continuous
buffet will be served.
Evening star., 1962-12-24
Bank Employees Offer
Christmas Music

Employees OF the Bank OF
Commerce provided their own
Christmas music In the banks
main lobby during the week
before the holiday.
For the third year, Gale
Fleig served as organist while
Nancy Ellis sang carols.
Evening star., 1962-12-24

new car buying is a leading
in dication that consumer
spending may continue to be
strong during the coming year.
Activity in multi-family hous-
ing should increase new home
starts in 1868, 1t predicted.
Evening star., 1962-12-24

resume of committee members
opinions in its annual outlook
report.
Competition for loans in
local markets continues to be
vigorous" the report said. Man
ayers reported that while their
Sharpest rivals were other as
Sociations, banks and trust
companies also are competing
more vigorously in six out Of
10 markets.
Insurance com panies S and
mortgage companies were re-
ported to be somewhat less
aggressive than earlier in the
year. Last spring So per cent
of the m managers reported
keener competition from this
source and now only ~ per cent
note this to be true.
Other Outlets Found
Apparently the life inSur-
ance companies are finding
acceptable outlets for their
funds among business corpora
tions and in the financing of
office buildings. shopping CEN
ters and similar facilities" the
report added.
The league summary said
savings and loan managers are
working quite aggressively to
keep their funds at work. I'M
the face of pessimism regard
ing home building and real
estate sales, and talk about an
oversupply Of mortgage funds,
savings and loan associations
lent out sos billion in 1862 or
18 per cent more than in the
previous year.
More dollars were advanced
in all three categories Of lend
ing, home construction, home |
purchase and "other." On al
percentage basis, associations
lent relatively less for home
construction this year than
last, but relatively more for
home purchase and "other"
purposes.
Apparently the conventional
loan has served the associa-
tions in good stead for the rate
of return on association loans
has held up a good deal better
than the rate on FILA and VA
contracts, the report comment
ed.
Loan Term Heightened
The term on the typical
mortgage was heightened in
the year and the loan-to-value
ratios were pushed upward.
Over one-third Of the commit
tee members said their typical
loan calls for maturities Of Is
years and one-quarter Of them
noted 80 per cent loan-to-value /
ratios as the current standard.
Interest rates have declined ap-
proximately u of / per cent.
Delinquencies and foreclo-
sures have caused some con-
Germ among leaders recently.
Experience on conventional
first mortgage loans has been
more favorable than that on
FLA and VA mortgages. AL
though the level Of delinquen-
cies and foreclosures is higher
than it was during the 1950s,
only one out Of three man
ayers reported these measures
to be higher now than they |
were last Spring. An equivalent |
number reported them to be
lower.
The occurrence and appar-
emily successful outcome Of the
recent Cuban crisis has given
the economy a shot in the arm
which is largely psychological
in nature, the league report
declared.
Consumer spending was
cited as "a prime support OF
economic growth during 1862
and the report suggested that
continuance Of a high level Of
Evening star., 1962-12-24
$50 Million Contract
BY the Associated Prsss

BY the Associated Press
Award Of a s5.9-million con-
tract 10 the Bethlehem Steel
Co. shipyard at Baltimore for
modernization OF two Moore
Mccormack lines vessels was
announced by the Commerce
Department on Saturday.
Evening star., 1962-12-24
METALS

NEW YORK. Dec. - (AP) Spot
nonierfous metal prices today, Copper
~ cents q pound, Connecticut Valley
Lead 10 cents a pound, New York. Zine
cents . pound, East 81. Louis. Tin
liver .20fs per troy ounce, New York
Pittsburgh scrap steel No, / heavy was
quoted By Iron AEe at 2B.O0-27.O0.
Evening star., 1962-12-24
Lending Competition
Held Top Problem for
Savings and Loans
BY DONALD b. HADLEY
Star Financial Editor

Competition for loans local mortgage markets is the
problem for savings and loan associations according survey
conducted by the United States Savings and League
among leaders in that industry
The leagues trends committee which includes savings
and loan executives from every region the Nation issued
Evening star., 1962-12-24
TREASURY BONDS

NEW YORK (AP) Moon over the eoun-
ter U. s.. Government Treasury bonds,
bid, asked, net change and yield for
Evening star., 1962-12-24

cOrpOratiOn.
Navajo times., 1962-05-02
Large Turnout for 1sf
ChinIe Arfs-Croffs Show

The First Annual Arts and Craft
Show of Chinle Boarding School
was held on Sunday, April i. The
community andpeople of surround
ing areas turned out in large
numbers and were obviously inter-
eSted in the offerings.
Arts and crafts were classified
by age categories, with six year
old Albert Toddy taking first place
in the 60 group. Phillis Totson
getting the first place award in the
1912 division and LillyMaize TAX
ing first honors in the 1915
category. Second, third. and hon.
orable mention ribbons we're also
presented in each category.
A variety program was staged
by the students. presenting square
Navajo times., 1962-05-02

dancing, tap dancing. tumbling and
Indian dancing. Refreshments were
served by the students and pre-
pared by the dining hall staff.
The art work was the result of
the academic program, and the
crafts arose from the hobby pro-
gram of the dornitories. Many
showed ingenious use of scrap
materials, and REFLECTED hard work,
patience and talent on the part of
the children Many items were
sold, but the majority of the STU
dents were encouraged to take
their articles home.
Forty items were chosen from
the exhibit to represent the Chinle
Boarding School in the Junior In
dian Arts Show to be held in
Flagstaff, and the school is now
already anticipating their next Arts
and Crafts Show.
Navajo times., 1962-05-02
ScOrsOne-ROuIssenu
To We'd May 10

A May 19 wedding is planned by
Michele Jean Scorsone and Neil
N. Rousseau. The ceremony will
take place at 1000 Am. in Our
Lady of Fatima Church at Chinle,
Arizona. The bride-to-be is the
daughter of MIR. and Mrs. Frank
Scorsone of Chinle. Parents of the
prospective bridegroom are Mr..
andoMrS. Romie Rousseau of Wat
erflow, New Mexico. MIR. Rousseau
is with the Bureau of Indian Affairs
as Soils Technician with the
Branch of Roads at ChinIe.
Navajo times., 1962-05-02
Shiprock SSudeat
Review % may "

Shiprock Boarding School will
have its Annual Achievement Pro-
gram on May II at 7:3O pm. This
will be review of outstanding
students performances throughout
the year.
A thirty piece school band which
was organized this year will play:
none of the band members could
read music OR played an instru-
ment before. The school chorus
will sing two selections.
Navajo times., 1962-05-02
PubIie Moal1k
Secretary lsGvss

Darlene Homoh is leaving for
Phoenix with her husband who has
accepted an assistant pastorare
position, Darlene has served as
secretary in the local service unit
with the Public Health Service in
the Window Rock Field Office for
the past two years.
She will be greatly missed as
she was we'll qualified and carried
out assigned duties exceptionally
we'll.
Navajo times., 1962-05-02
4.h Visits Shipreek

May fourth and fifth the Ship
rock Boarding School will host all
4-H Club members from the Ma.
vajO Reservation
Evening star., 1962-01-26
FORE
and
AFT

Success Of the National Mo-
tor. Boat Show in New York
makes prospects bright for the
Chesapeake Bay Boat Show
opening February % at the
Fifth Regiment Armory in Bal
timore and the Washington
Boat and Marine Show opening
March "a in the National
Guard Armory.
The sponsoring National As
ISOLATION Of Engine and Boat
Manufacturers reported public
and trade attendance of $685.
900 at the New York show
which was the third highest in
history.
Joseph E. Choate, associa-
ton secretary, added that the
426 exhibitors took orders for
an estimated $34 million in
boats, engines and equipment
a show record.
AT the recent meeting of the
North American Yacht Racing
Union in New York, George r
Hhman of Sands Point, N. Y,
was named president while
Thomas H. Gloss of the Chesa-
peake Bay Yacht Racing As
sociation was named to the
Executive Committee.
Dates were set for important
regattas. The North American
championship for the Mallory
Cup will be sailed September
10 in Newport Harbor, Califor-
MIA, the junior championship
for the Sears Cup, August q
irI Massachusetts, Bay, and the
women's championship for the
Adams Cup, August 27 at Coco
nat Grove, Fla.
y #
International las are sched-
uled to race Sunday off An
napolis in their annual winter
regatta.
Evening star., 1962-01-26

brush. Polish with a soft cloth
or revarnish if necessary.
2. Check guide windings for
wear. Clip abraised threads and
coat with clear nail polish, or
varnish. -
8. Check rod ferrules for wig
gle. Remove loose ferrules and
re-cement with ferrule cement.
Clean ferrules with a pipe,
cleaner or rag. Lubricate with
a light coat of grease.
4. Store rods in a cool dryi
place. Lay them flat to stores
S. Reels should be disas-j
Sembled and cleaned. Gearsl
should be scrubbed clean of }
lubricant and worn parts re-
placed. Re-pack gears with
fresh lube and lightly oil other
moving parts.
6. Store reels in an old socE
to keep them clean, dry and.
prevent scratching.
7. Fly line should be stripped
from reels, cleaned, treated
with line dressing and loosely
hung in large coils.
8. Clean and polish metal.
lures. Touch up worn spots
with clear nail polish. Wet and
dry flies should be packed with
moth flakes. E.. -. 49,
8. Hooks and barbs should
be examined for wear and
either replaced or honed to
needle sharpness.
10. Boots, and waders should
be checked .for wear or leaks,
then repaired and stored in e.,
dark cool spot. Direct sunlight
and heat damage rub b e1a
products.
Evening star., 1962-01-26

EMPTY GASOLINE so RESlpuES :
WON'T CLOG cAReuRETOR, ETC.
CLEAN cAR6uREToR FILTER BcNl.
REMOVE SPARK PLUGS 10 SQUIRT.
RUST PREVENTATIVE OIL (AOT PENE-
TRAINS OIL INTO THE CYLINDERS.
GROUND SPARK PLUG LEADS, THEM
PULL OVER MOTOR SEVERAL TINES !.
TO DISTRIBUTE THE OIL.
DRAN LOWER UNITS GEAR LUsRI-
CAN'T CHECK rT FOR WATER guB-
ELES; r. FOUND, HAVE MOTOR CHECK
ED FOR LEAKS BY A TRAINED OUT.
BOARD MECHANIC. lF NO WATER IS
PRESENT REFILL WITH HyPo,p GEAR
OIL FROM BOTTOM UNTIL IT COMES
OUT TOP PLUG. REMOVE PRop--lN-
sPGcT FOR DENTS, ETC. GREASE
SHAFT AND REPLACE PROP PRO-
TEcT EXTERIOR WITH An OIL FILM.
Evening star., 1962-01-26

of "house" tournaments, in
cluding a new one.
Opening for business today,
but with the official christen-
ing slated next Friday, is Shir-
ley Park Bowl, at 2945 South
Glebe road in Arlington, the
latest completed establishment
in the growing list of Nick Rim
adj Enterprises. It has "a
duckpin and 16 tenpin lanes.
Prince Georges Plaza, at 1921
East-WeSt highway, Hyattsville,
will open its doors at 9 am.
tomorrow. Containing 40 duck
pin drives. it is the 34th es-
tablishment in the Fair Lanes,
Inc, chain. Its grand opening
comes a week from tomorrow.
Fourteen of the areas finest
women duckpinners will fire in
the U. S. Classic, which has
drawn a record field of 140,
topping by 80 the previous high
of ia set in 1858 at Rich
mond. The Manchester Holi-
day Lanes will be host.
Harriet Baggett of Rich
mond, will defend the title she
won last year with a resound-
ing 1922 for 10 games.
Conspicuous in the Wash
ington group will be Patricia
Rinaldi, 17-year-old winner of
the News Coca Cola Classic and
hence the areas top woman
qualifier for the National
Match-Game event. The others
are Beryl Meyer, Mabel Schatz,
Agnes Belas, Helen Pappas, Ann
Habercom, Edie Adams, Norma
Klein, Alice Beall, Gertha Will
son, Mary Ann Davis, Lorraine
Gulli, Ginnie Siegel and Jacque
Coulson. The first prize is $500,
with $3.50 for second and $3.50
for third.
\ \ \
Male lame ducks of the News
Coca-Cola 30-Game Classic. will
have another go at berths in
the Nationals in a 15-game test
Evening star., 1962-01-26
HELP AVAILABLE

BY CHARLES COVELL
outdoor Editor


With the rash of farm pond
construction that has occurred
In our neighboring states with
IN the last few years, a good
guess, based on the States own
figures, would be that there
are some 10000 in Virginia
and 5000 in Maryland.
That's a lot of ponds. In q
countryside not too blessed, as
are such States as Wisconsin
and Maine, with great chains
of lakes, they could provide ex-
cellent fresh water fishing now
to be found mostly in such
streams as the Potomac, Shen-
andoah or Rappahannock.
Could is the proper word be-
cause, unfortunately, many do
not. Bob Martin, chief of the
Virginia Game Commissions
Fish Division, estimates that
not more than a tenth of the
potential is being realized. Poor
planning and mismanagement
are usually responsible.
Potential Amazing
The potential is amazing
enough. Martin estimates that
these ponds could easily pro-
duce 100 pounds of fish per
acre per year. That would be
close to 2 million pounds or
more than six pounds for each
of the 100000 licensed fisher
men of the State.
Martins estimate actually is
low. Verne E. Dawson, Soil
Conservation Service biologist,
says a pond can support up to
Evening star., 1962-01-26
FISHING
T roIfinq
FoI'rRock' Q
III rs
Spotty

The rockfishing in the lower
Potomac continues in fair
weather or foul but it's strictly
hit and miss, the captains ad-
nit.
Sixty boats are said to have
been massed in the White
Point-Tall Timbers area last
Sunday and some came back
to Smiths Creek with catches
of as many as 20 lunker-sized
rock.
Two days later, though, Capt.
Louis Bean took a party to
the same area and trolled all
day without success. He said
he passed over large schools of
fish which were not dormant
as they often are in winter but
moving rapidly.
Taft Tippett says that when
the rock are biting, they seem
to prefer an all-yellow combi-
nation of bucktail and pork
rind. They also seem to bite
short, which makes a hook in
the tail of the pork rind
preferable.
The fine weather yesterday
sent several charter boats out
OF Chesapeake Beach for the
first time in 10 days. Only re-
ports were of a couple of small
rock caught on the Clay Banks.
Ike Waltonians have been
electing officers. Bill True of
Germantown is president of the
Rockville Chapter, Dick Bur-
ton of Rockville, vice presi-
dent; Jim Naccarato of Silver
Spring, second vice president;
Ted Brogar1 of Bethesda, re-
cording secretary; Ken Pullen
of Glen Echo Heights, CORE
spending secretary; and Bob
Montgomery of Germantown,
treasurer.
The Greenbelt Chapter re-
Gently installed officers in its
newly = decorated home, the
Athletic Club. David C. Dris-
coll is president; John H. Hous-
er, first vice president; Arthur
R. Queen, second vice presi-
dent; William E. Montgomery,
treasurer; Gordon A. Green,
secretary, and John Bombay,
director.
r. y Il
Letting your fishing tackle
languish in the basement for
the winter? Well, don't. Here
are some tips: .u
/. Rinse down rods with de-
tergent and water. Clean guides
and tip tops with an old tooth