davidaulloa/AmericanStories huggingface dataset:
Evening star. [volume] (Washington, D.C.) 1854-1972, 1962-10-19
Khrushchev's Willingness to Talk
Called Cheering to Amateur Experts

talking at all. The west
Germans, like the Unite d
States, are quite willing to
talk - to q point. But both
governments are quite unwil-
ling to see any talking take
the form of piecemeal con-
cession to what the Russians
are really after in Berlin.
This is the gradual removal
of Allied power from Berlin
and West Germany. by way
of some recognition of the
Soviet puppet regime of East
Germany.
The plain fact is that the
Western Alliance, bedeviled
alike by the excessively
tough" De Gaulle view and
the excessively untough view
of the American and British
amateur statesmen, is in
poor shape to confront any
real Khrushchev challenge.
And it is strongly probable
that this has not been lost
upon him.
Somehow in the last few
years the Western Alliance
has lost its way = and also,
to a dangerous degree, it's
common sense. The same AL
lies who refuse a hard
pressed American President
even a small moral co-opera-
ton on Cuba are leaving that
American President substan-
TALLY alone to meet the new
troubles over Berlin.
Western Europe and Brit
ain are engrossed by trade;
by business as usual, except
that this time it is in the
hope of even more business
than usual. The self-nomin-
ated inteIlectuals of the West
are preoccupied with empty
dreams that a world can be
saved exclusively by diplo-
matte minuets, dreams which
recoil from the very word
power" as a horrid and i'm
permissible thing. 1t is they
Evening star. [volume] (Washington, D.C.) 1854-1972, 1962-10-19

bluntness described editorial
ly the effect now produced
by Senator Wiley who, at 70,
is seeking a fifth term.
Under the headline "Un-
fortunate Visit" the Gazette
said he was doing "little good
for himself or his party. 1t
described his arbitrary atti-
tudes and unnecessary rude
ness" and concluded tartly
that "it would seem not too
much if he were to speak
some down-to-earth words
once in six years when he
asks for reelection"
The Journal Times charged
him with Destroying Own
Image" 1t paid tribute to the
past voters image of a dig
nified, jovial. elderly politi-
clan grown to some degree of
craftsmanship" but it con-
cluded that many voters must
now wonder IF Wiley is just
not a garrulous old man who
is beginning to lose his use
fitness as a legislator"
The Sentaor is his old care
free self with older voters.
His adverse headlines come
from calling Gov. Nelson a
"nitwit." personal attacks on
reporters who ask him about
contradictions in his record
Evening star. [volume] (Washington, D.C.) 1854-1972, 1962-10-19
UduII Clarifies
HundbiII Bon on
u. S. Park Lands

Interior Secretary Udall has
agreed with the American Civil
Liberties Union that the Fed
eral Government has no right to
prohibit distribution of political
handbills on National Capital
Parks land.
In a letter to the unions local
office, Mr.. Udall clarified de-
partment regulations that ban
advertisements or private no
tees from parks or monuments.
The rules do not apply, he said,
to non-commercial handbillS or
leaflets. Regulations are being
drawn up to control such dis
tribution, he said, but they will
not infringe on the right OF
free speech.
The ACLU protested last May
when Park Police stopped
Quakers from handing out pac'
fist literature on the Sidewalk
of Constitution avenue, on park
land. Mr.. Udall conceded In
his letter that the quaker
groups rights may well have
been infringed."
Evening star. [volume] (Washington, D.C.) 1854-1972, 1962-10-19
WILLIAM S. WHITE

The annual autumnal chill
over Berlin is drawing in
again over Washington. amid
indications that Nikita
Khrushchev of the Soviet
Union may be coming to this
country for another consul
tatior with President Ken
nedy.
Again, the air is troubled
by two sets of opinion. The
people who ought to know
and who bear the response
bility, for this country and
all the Western world, be-
lieve the situation is grave.
They think a postponed
crisis may now be at hand.
Another set, made up pri-
marily of American and Brit
ish amateur experts, is hap
PLY pooh-poohing this deep
concern. The fact that Mr..
Khrushchev is willing to
talk" has caught their glad
attention, as though this in
and of itself offered a guar
antee that he will in no cir
cumStances be willing also to
act.
President Charles de
Gaulle of France stands
haughtily aloof from it all.
The theory of the American
and British amateur experts
and also apparently of
some official British experts
lis that the West has only
to exercise its cerebral mus
cles and endlessly negotiate
with the Soviet Union over
an area in which very little
remains negotiable unless the
West intends to give in by
installments. These want to
talk, and only to talk, and
to talk all too much.
The De Gaulle theory is
that we ought just grandly
to ignore the whole business,
neither negotiating nor pre-
pairing to fight, in the no
ton that there should be no
Evening star. [volume] (Washington, D.C.) 1854-1972, 1962-10-19
POTOMAC FEVER
By FLETCHER KNEBEL

Khrushchev is expected to visit America this fall It's
assumed coming to take Cuba back home with him.
Ireland wants to join Europe's Common Market. The
Irish empire is expanding: One foot in Parisand in
Washington.
College students getting Federal loans no longer have
take Communist OATH However co-eds are willing to
take any oaf they can find
About the only color around the new coorng books is
the blush of the reader.
Kennedv is hooted at Yale. That's the trouble with the
vale booIa song: too much boo-ahd not enough la.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1962-10-19

the CIV series can be antici-
pated with pleasure.
A program built on the
skinny literature for string
and double-reed combinations
couldn't help but hit upon
some out-of-the-way works,
but it also couldn't (not to
say shouldn't) avoid Mozart's
superb oboe quartet. 1t made
for a challenging opener last
night and probably would
have come off a trifle smooth
er had it come a little later in
the evening. An occasionally
fuzzy run and impreciSe at
tack aside, however, it was
given a nicely paced and
generally pleasant reading.
The unfamiliar Honegger
contrapuntal studies-a Pre-
Jude for oboe and cello and a
Chorale for violin, cello, and
English horn-began with a
cool interest that warmed up
to a tepid tedium very quickly.
Little more than counterpart
exercises, their inspiration and
substance were quite as thin
as their instrumental textures.
The material that went into
Britten's Phantasy for oboe
and three strings didn't have
more promise, consisting of a
fairly trite little march busi-
ness and a pretty crude fugue
subject. The treatment made
all the difference, however.
Arresting rhythmic figures ana
an imaginative exploitation of
instrumental color and orna-
mentation made it a thorough
ly captivating bit of whimsey
and wit.
The program ended with a
very lovely Mozart Adagio. in
for which Mr.. Harrison again
took up the English horn,
and the evenings sole reed
less offering, Beethoven's early
c minor trio.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1962-10-19
Place Elected Head
OF Brown U. Club

The Brown University Club of
Washington has elected Edward
R. Place president for the COM
ing year.
Mr.. Place is on the public re-
lationS staff of National Coal
Policy Conference, Inc. He is
also the vice president of the
Phi Beta Kappa Association of
Washington.
The club will open its fall
season on November / at 8 pm.
at the Park Arlington Motel.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1962-10-19

George Washington Univer-
sity's concert series began its
new season at Lisner Auditori-
UNI last night with a charac-
teristically interesting program
and, at the same time, vel
coined a new member to the
university's Music Department
Oboist Earnest HARRISON is
no stranger to Washington au-
diences and last nights small
ish crowd seemed happy to
have him back in town. His
elegant way with tone, line and
phrase proved a fine adorn-
ment to the work of his string
playing colleagues last night
and his future appearances in
Evening star. [volume] (Washington, D.C.) 1854-1972, 1962-10-19
BY JOHN HASKINS
Contributing Critic

Juilliard String Quartet (Rob-
ert Mann. and Isidore Cohen, vio-
Adam, cellol with Daniel Saiden-
berg. cello. In Coolidge Auditorium.
Library of Congress. Program:
String Quintet No. 20 in D. Boo
-cherini; String Trio. Op. As,
Schoenberg; String Quintet in c,
Op. 1853, Schubert.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1962-10-19
CONCERT SEASON
AT CIV OPENS
BY DONALD L. LEAVfTT
Contributing Critic

The George Washington Univer-
sity Chamber Ensemble: George
Steiner, violin: Richard Parnas,
viola; Earnest Harrison, oboe and
English horn; Morris Kirshbaum,
cram: Quartet in F. K,370, Mozart;
Contrepoints l and II. Honegger;
Phantasy, Britten; Adagio K. AMI.
II. No. %, Mozart; String Trio. op.
9. No. 8, Beethoven.
Evening star., 1962-05-19
II37I{JSEXi3!Y5H PRESENTS
IF It's Worthwhile .. It's In Our File"

BETHESDAS kEw--lhIAR NLHl shehxsed eeU.,
behs plus powder rooms, complete ell esene kitchen
win double eotpor lsleor dsn wskoot rssrsaion
ssirserse living opsn SotUrdsy. l7-s sUndoY. -
Deity $50 70 40 pm. One block 10 ensperteisn sVi
Rood MILES from Wiseonsn Ave. sf, Alts Vss Reed
! block 10 end Of court; model ot 5626 left
Evening star., 1962-05-19
For Want Of a Nail
Your Floors Squeak

other so that, together, they
form a v.
If this is done properly.
elimination Of the squeaks is
likely. But there is always
the possibility that further
changes in the moisture con-
tent Of the wood will bring q
return Of the original trouble
some condition.
One way to insure increased
holding power and thus pre-
vent future trouble Is by us
ing threaded nails.
The Wood Research Lab
oratory at Virginia Polytech-
mic Institute conducted q
series of tests and found that
threaded nails not only gave
more initial holding power.
but had increased with
drawal resistance as the
wood became more seasoned.
In some cases, the trouble
with squeaky floors would not
have occurred If enough nails
had been used in the first
place.
Evening star., 1962-05-19

One Of the most common
problems of home owners is
that Of squeaky floors.
While this condition is most
prevalent in older houses, it is
surprising how many times it
occurs in homes which have
been lived in a short time.
Squeaks result from the
failure Of the nails to remain
tightly in position as a result
Of moisture or temperature
changes. Loose flooring then
rubs against the nails or
against itself. The solution.
then. is to anchor the floor
ing more tightly to the sub
floor and joiSts.
For do-it-yourselfers. the
usually advocated way to ac-
cQrnplish this is to drive more
nails through the flooring
into the joists in the areas
where the squeaks are occur
ring. 1t is recommended that
the nails be driven in pairs,
each nail Slanted towards the
Evening star., 1962-05-19

BErhESDA-woopBURN i,i OFFERING ExeeIlsni volvs
sff Mess Ave- imoeulote snqVt brick split level with
Hsssssns enenes btdreem,. foil behi nevdins
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light rscrsntion et ground level plus 32S2oos gene
utility picture book yord view with
prvoey, we'll shrvbsd with trees S347So Open Set. 1850
Sum-, 1906 DIR: Out Moss Ave. right Gedsbeto Rd
10 Rsdwns 3D., left 10 Asd~ine c., left 10 62o5.
Evening star., 1962-05-19
BY GEORGE w. De ERANcEAUX
President, WsshinstOn Beard Of ResItors

relationship with your bank
and savings and loan aSso-
citation is good. tell your real
tor and ask him to try these
sources first. At times the
trust department of a COM
mercial bank is willing to
make a loan at q slightly
lower interest rate and this
is particularly the case if you
do not want more than Is to
20 years in which to pay
back the loan and If you are
making a substantial down.
payment.
If you are looking for a
80 per cent conventional
loan, your realtor will have
to 60 to a savings and loan
association or mortgage
banker which offers loans in
sured by q private loan in
surance company such as the
Mortgage Guaranty Insurance
Corporation. Such loans are
normally referred to as MGIC
loans. This type Of financing
is becoming very popular with
some institutions, but not all
lenders use it. If this is the
type Of loan you need, a little
more effort will be required to
lind a lender who makes
MGICs. In all probability
you will have to pay a higher
interest rate and a service fee
to obtain an MGIC loan. But
if it fits into your plan of
purchase, it will be worth the
higher cost.
I have covered but a few
of the variations In conven-
tional loan financing. The
most important items to
watch for are the amount of
interest charged, the terms
of payment, and equally i'm
portant, be sure that there
is a provision which will per-
NIT you to make larger pay
ments II you wish or pay off
the loan in full when you
so desire. This is called the
prepayment privilege.
The most talked about loan
is the FHA insured loan. De-
pending upon the purchase
price, you may obtain a loan
up to 81 per cent of the sales
price with maximum amount
Of loan set at $25,000. The
term Of payment ranges up
to q maximum of 35 years.
When an FILA loan is used,
however, all of the purchase
price above the loan amount
must be paid. in cash. FILA
loans may be obtained from
the same sources as Conven-
tional loans, but again. your
realtor must know who is
making these loans available
with the minimum downpay-
mentS and maximum terms.
1t is the lender who decides
the amount Of loan to be
made and the length Of time
permitted to pay off the loan.
Evening star., 1962-05-19

ly speaking. 1t Is difficult to
get a 100 per cent loan on
q house selling for more than
$4,000. but there are some
exceptions 10 this. It is eX-
tremely difficult to obtain Q
VA loan for more than S2S.-
900. The term Of repayment
cannot exceed thirty years at
the present time on q VA loan.
I have mentioned various
institutions such as savings
and loan association, COM
mercial banks. local insur-
ance companies and mortgage
bankers. The first three types
Of institutions lend their own
funds and set their own pol
icies with the exception of
the trust departments of
commercial banks and even
these trust departments more
or less control the trust
funds which they admins
ter. The role of the mort
gage bankers is different in
that they lend funds of out
of-town investors such as
savings banks, insurance
companies, commercial banks
and pension funds. Mortgage
bankers are appointed cor
respondents for these inSti-
tutionS and even though the
mortgage banker may use its
own funds to close the loan.
the money eventually comes
back from one of the sources
the mortgage banker repre-
sents. Because Of the variety
of funds they control, mort
gage bankers generally can
make all types Of loans which
have discussed. The mort
gage banker as a rule repre-
sents an institution which is
willing to give the maximum
terms available on FILA and
VA loans. The best way to
describe a mortgage banker
is that such q firm is q de-
partment store" having all
variety Of funds available to
suit the needs of an individ-
ual and at rates competitive
with local sources of money.
I hope that I have given
clear picture of the many
Evening star., 1962-05-19

While the interest rate cat
this time it is 514 per cent?.
the maximum loan and the
maximum term or repayment
are set by law. the institu-
tional investor has the right
to determine if it will 60 to
these maximumS.
Contrary to popular belief,
the Federal Housing Admin
istration does not make loans
All FILA loans are made by
private lending institutions.
The Federal Housing Admin
istration insures the private
institution that. in event Of
default on the mortgage pay
mentS, 1t (the FHA) will take
over the house and reimburse
the institutional lender the
amount of loan remaining un-
paid. A fee of q per cent
per annum is added on top
Of the interest charge as an
insurance fee which is paid
each year to the Federal
Housing Administration.
This FILA insurance is not
to be confused with the usual
insurance on the house which
is included in the monthly
payment.
In most instances the pur-
chaser who obtains an FILA
loan will pay a per cent
processing fee. and the seller
generally is required to pay
what are commonly called
points" in order that the
purchaser may obtain a loan.
The seller is then able to get
all cash for his property.
Points" are the discount
necessary to bring the yield
Of the loan up to make it
competitive with Conven-
tional loans. Institutional
investors lend money on
property based on the re-
turn, or yield, which they
will receive. Conventional
loan interest rates today will
range from 512 to 6 per cent.
Today's interest on FHAs Is
5H per cent. You can see
the return to the institution
Is better on conventional
loans; 1t is necessary there
fore to charge points" or
discount to make FHAs COM
petitive. This is true even
when money is readily avail
able as it is today. Points"
or discount will range from
two to five per cent Of the
amount of the loan. depend
ing upon the institution, type
of house, location, amount Of
loan and other factors.
The other type Of loan
frequently used is the Vet
erans Administration guar
anteed loan which is avail
able to veterans of World
War II and the Korean War.
As in the case of FILA loans.
VA loans are not made by
the Government; the loans
are guaranteed by the Vet
erans Administration to the
lender, but no insurance fee
is charged. The interest rate
is the same as on FHA loans.
as is the one per cent pro-
cessing fee to the purchaser
of the house. The points"
situation is the same as un-
der an FILA loan. A VA loan
can be up to 100 per cent OF
the purchase price. General
Evening star., 1962-05-19
Consider Financing With Great Care

facets involved in financing
a house. Remember that it
is easy to borrow the money.
but it is not always so SIM
pie to repay. Keep your pay
ments sufficiently low 50 that
you can make them without
strain. An excellent rule Of
thumb is to keep your mort
gage payments. including es-
timated taxes and insurance.
within 10 per cent of your
income. Keep in mind always
that taxes are not static
they increase throughout the
years. Allow for such a con-
tingency.
Evening star., 1962-05-19

SPLIT-LEVEL CENTER FoYER-Exssl.n. fineneins.
1929 Down. bedrooms. ava beovtfd bshs eKtro larse
rseeoor through gloss sliding doors 70 pao
fv bossment S249So. Open Sot l25 and Sum-, ls: Men
Wed, Fri, :3ol.30 blocks pools, shops, bus. DR.
Out Wise Ave. left Menirose Rd. u mile right VII.
fort ST. blocks 10 decd end Right MVsl block and
left 10 Rollins. riaht 10 ~.
Evening star., 1962-05-19

Financing your home,
whether 1t be Q newly built
one or just ! new one to you,
is the most important aspect
Of your purchase and should
be considered with care.
There are more ways to
finance a home today than
ever before. and the type of
financing you elect will de-
pend upon your circumstances
and what you wish to accom-
plish. Your down payment
will have q big bearing on
your decision and, of course,
the length of time you want
to stretch the payments will
also be a factor.
The basic types Of loans
available are conventional,
FILA insured and VA guar
anteed, and there are varia-
tions OF these.
Generally speaking. q con-
ventional loan lone which
carries no Government in
surance or guarantee) will re-
quire q larger down payment
and shorter amortization than
the FHA and VA loans. But
today q conventional loan
can range from 662-3 per
cent up to, 90 per cent of the
sales price and the term of
the mortgage can range from
q short period of time up to
80 years. The majority of
lending institutions, how
ever. prefer to limit the time
payments for conventional
loans to 20 or Is years, de-
pending upon whether it is
q new or an older house.
Institutions which will
make conventional loans
available to you are the
mortgage banker, savings and
loan associations, the COM
nercial banks (both the real
estate department and the
trust department in some in
stances can make loans) and
your local insurance COM
panies. Each institutional
lender will have q different
policy as to the amount 1t
will lend. the rate of interest.
term Of payment, the prepay
ment penalty, etc. The diff
ference in terms will be ap-
parent not only between types
Of institutions but even
among lenders In the same
category - policy Is estab-
lished by each company.
While the maximum terms
may be set by law, this does
not necessarily mean that
the lending institution will
make the maximum terms
available. 1t is important.
therefore. that you discuss the
type Of conventional loan you
desire with the realtor who
Is handling your purchase. Be
certain he uses the type of
institution which will give you
the loan you need. If your
Evening star., 1962-05-19

Be sure to deal with a
realtor when you purchase
your home. and take his ad-
vice regarding the best meth
cd available for financing
your home. II you are buy
ing a home which has a
mortgage on it. discuss the
possibility of assuming that
loan. In this way you may
save some of the title ex-
pense and also save the loan
processing fee. and you may
find that the interest rate is
lower than the rate available
now for q completely new
loan.
Evening star., 1962-05-19

BkThESoA-ln OFFERING Icco1 s.Ihsvsn sood. Cen.
troll eond oil brick custom built rambler. ierss bed
reoms baths. large formol din. psrehs,. iv
lovely f'.ploe' Ol,emod.,n Ill., iss'' :eess te' mohos-
23xi72f. ponssd den tsr Sth bsdrseml Close 10 ell
eheels and bus. S7.s5o. Open Sun. 1905. DIR: ovi
Old Georgetown Rd 10 Lone Ook Dr., left block 10 BEL
haven, Ish 10 l0oW
Evening star., 1962-05-19

BEAUTIFUL 4.BEDRooM 7-BATH HOME IN ONE OF NEARBY
VIRGINIAy MOST FASHIONABLE LocATIoNS!-DELIGhTfulLY
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New Isns Owner means bunsss includes poneled study PLUS
lovely Femy first floor Gorgeous lot approx 600 o.
IT, Of large costly homes Priced at Soo Many sH
penss sxtro. Included Arlington Ridge Reed Russell k beer
right to Monson dive. dsh 10 home M knoxsr. S24ssT
you ARE RESPECTFULLY CHALLENGED TO EQUAL THIS VALUE
INSPECTION BY APPOINTMENT THIS WEEK ENp-cALl MR.
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eonditonina bedrooms ON ONE LEVEL. IA baths large
poneIed bre rspsss huge oil cleo kitchen with tebs
basement end esrpo Level wooded o Excellent seheo
bu, service Priced in UPPER 20s-UNUSUA CIRCUMSTANCES
cONPEl IMMEDIATE SALE
Evening star., 1962-05-19
-MARYLAND D

BETHEsDA-HlLLMEAn-4 BEDRooMs-1 ATHs-Low 70s!-
seo4 RIDGE RoAD-oPEN SUN 27-charmns home in perhaps
the fevste smy community around Wcshaston bIode
Bkd 10 Valley Drive lot HImeod ssn right TO RIDGE right to
ksme. Mr irvn o. 6-7070.
NEW LISTING THAT CHALLENGES
LITTLE FLOWER AND ST. BoNAveNTUM ScHoolS62l3 RED
WING bRVE-oPEN SUM- 77-Lovsy lock Of ond n house
condition! bedrooms baths and CENTRAL AR CoNpIloNlho
Huge ase k pvss dining beautiful reersation reem
with Hpses bun ssrass delightful tree shaded pate LOW
3V,! Mass, Ave extended right 6odbors LETT dwns Mr.
Nelsnd o.. 4-0960
OWNER SAYS SELL THIS WEEK END!-looo2 PARKwoon DRIVE
OPEN SUM- 77-Ansets contemporary smbIsr in on: OF bs
theds, most pepulor communities Convenient tor oil hees,
NH and Naval MsdeccI Center bedrooms IA baths reefsoon
room. fsploee bo. pie beuful wooded lot 2orl3o rhs.
druesy reduced MID 20 Wisconsin Ave. extended right
.. c.dor Lsns; LETT on Pskwood comdr Giord EN- 1854
Evening star., 1962-05-19

BETHESDA-9oo3 Friars Rood bedrooms. boths
penesd rse room unique combination Of feotvss in the
deluxe Kitchen spacious screened porch ond 2ear ssrese
Every feoivre Of this Beautiful sturdy brick psVs points
woy for living enjoyment and otsrds the privacy and
sseusien need by Getvs and growing fory Nsor finest
sehoo, Bodey Blvd bus, Novo Hospital NIH Route 2Ao
Imsdioss possession S33 500 Open for inspection So and
Svn., 1900. DIR Out srodIeY slvd turn right Fern
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