The coastland times with which is combined the pilot and herald of Belhaven and Swan Quarter. [volume] (Manteo, N.C.) 1959-1973, 1962-03-16
MOTORISTS CONFUSED BY
CAR INSURANCE CHANGE

tamong North Carolina motorists
about the new Safe Driver Plan and
other recent changes which affect
the cost Of car insurance in the
state.
Sam E. Midget, agent in Manteo
| for Nationwide Insurance, said his
Icompany's offices are being besieg-
ed with questions from auto owners
who seek Qualification of the
changes which went into effect
September LIST.
To clarity the situation, there
have been four basic changes as
follows:
I. The state has approved an 49,
2 per cent increase in auto liability
insurance rates for private passen-
ger cars.
2. All companies doing business
in the state must charge the same
amount for liability insurance.
8. Persons with safe driving rec
ords are eligible for a 10 per cent
discount from basic liability rates,
with higher rates for persons with
accident or conviction records.
4. A new law directs all auto in
surance companies to offer optional
Uninsured Motorist coverage to all
liability insurance policyholders.
The 1877 per cent increase in
liability rates applies to all insur-
ance companies and therefore to all
Ipolicyholders in North Carolina.
However, those with accident-free
and eonviction-free records are en-
titled to 10 per cent discount from
the basic rate.
The 10 per cent decrease can be
given only to motorists who qualify
by their driving records. Insurance
companies in the state are now en-
gagged in the mammoth task Of as
isembling the data necessary to de-
termine which policyholders are en-
titled to the 10 per cent discount
for liability insurance.
To qualify for any discount, every
liability insurance owner is reuuir.
ed to provide certain information.
into the breakers.
A Terrifying Trip.
The passage of these unfortunate
men to the beach was a frightful
spectacle, even to the surf-shore
people to whom shipwreck in its
most narrowing form is no novelty,
Lying flat upon the top of the
cabin they thrust their arms
through the windows of the sky
light and desperately hung on.
Two were sorely injured and the
other three assisted them as best
they could.
AT times" says the keeper, "all
must have been ten feet under the
lwater1 when their grasp would al
most fail, and even when they rose
to the surface the break of the
waves would nearly smother them
again. At least one lost his hold
and seemed sure to drown, but the
life-savers went far out into the
surf in spite of the wreckage and
deadly undertow and saved him
luckily themselves escaping great
injury or death which was liable
to follow a single blow from the
heavy timbers thrust to and fro
with terrific force. "The rescued
man" says the keeper, twas more
dead than alive when taken from
the water" The other four still
held on and as soon as they were
near enough the surfmen again
went out into the breakers and
dragged the poor fellows to the
beach. The second mate who was
badly hurt by the falling mizzen-
mast, and sailor who had flesh
wounds and severe blusises, could
not stand, and had to be carried to
the station in wagon. The three
others We're practically helpless,
but though bruised and sore were
not wounded. None of the five
could have held out much longer,
nor any have saved themselves had
they lost their places on the piece
Of wreckage which sustained them.
All were at once taken to the sta
ton, where they were stripped Of
their wet clothing, wrapped in
blankets, furnished with proper
stumulants, and placed in bed. Al
ter two days they We're sent to
Beaufort.
It is much to be regretted that
Keeper Gaslxill was not allowed ia
shift the Thurlow to a better an
chorage, since it appears in the tes-
/ timony that the schooner Warren
Adams safely rode out the gale in
berth selected by him. The thanks
of the Service are due to the Keeper
and two assistants of the Point
Lookout lighthouse and to several
Fishermen, for their voluntary and
deficient aid in rescusng the ship
wrecked men. The following letter
was received from the latter by the
General superintendent:
Cape Lookout, North Carolins