davidaulloa/AmericanStories huggingface dataset:
Evening star., 1961-02-19

Offlce Building next 10 tne
White House.
In only 10 days as the Presi-
dents aide on regulatory agen-
cies. Mr.. Lands has found his
task far more difficult than
he supposed.
81 am discovering commits
sions and committees I never
knew existed" he explained
During eight years the EiSen-
hover Administration inaugu-
rated many investigations and
advisory bodies which he says
are now "out in left field united
to any governmental agency"
He cited an unnamed com.
mittee established in 1858. Mr.
Lands called to find out If he
could see some Of their reports
Lands Disturbed
1--WE are Just putting together
a small report and will send IL
over as soon as possible" came
the reply. Mr.. Lands left the
matter there, although he wa;
a bit disturbed by this lack OF
progress in eight years.
Several days later while
looking through the "confiden-
tial" files stored in rows of FL
ing cabinets in an adjoining
office II found huge mounds oi
reports this committee hac
already completed. They were
marked confidential put away
for future reference. and ther
forgotten by everybody"
Mr.. Lands believes Kennedy
appointments to the regulatory
agencies have that violent
dash of youth" necessary to cut
through the red tape. "TheJ
bring q breath Of fresh air with
Evening star., 1961-02-19

them" he continues. "and are
not immersed in routine"
He was referring specifically
to such new Kennedy appoint
mentS as: Paul Rand Dixon
Al, the Presidents choice as
chairman Of the Federal Trade
Commission: Newton H. Minow
81, to be chairman Of the Fed
eral Communications Commis-
sion, and Allan S. Boyd, SO. tc
be chairman Of the Civil Aero
nauticS Board.
1--WE are aiming for a quiet
revolution" Mr.. Lands ex-
planned.
Mr.. Lands believes his jot
is essentially two-pronged: Tc
help each Of the major regu-
latory agencies speed up its
procedures and, to take broad
areas where many agencies
operate-he cited transporta-
ton, communications and
energy-and try to work out
q co-ordinated policy.
The second task is delicately
political. Not only does II
concern jurisdiction between
competing agencies, but 1t also
touches upon perogatives OF
Congress.
Stresses Coordination
Mr.. Lands uses the Ken
nedy administrations tactful
approach with Congress
People have said I favor set
ting up q new Department o1
Transportation. That Is wrong
We want to try the empirical
approach Of coordination
first"
He has counted lS or Is
agencies who have some re-
Evening star., 1961-02-19
By GEORGE SHERMAN
star staff Writer

Many bitter juisdiconal disputes ahead before the
Kennedy administration is finished revampng the regla-
tory agencies according Presidential Assistant James M
LandiS.
'Bureaucra like expand. not contract their urisdc
tion Lands said in interview Realism has become
watchword he settles into his office in the Executive
Evening star., 1961-12-01
Banks and Savings and Loan Groups
Differ but Still Confuse Mony

say, leaves the public with the
impression that S a. Is are
banks of deposit.
The savings and loans invest
all their funds and even Dor.
rowed funds in mortgages. The
banks invest a large part ol
their funds in commercial loans
and a smaller part in mort.
cages. Banks also must keer
substantial investments in Fed.
eral Government securities.
The law requires a bank tc
stay much more liquid, mean.
ing it must be ready and able
to pay large numbers of de-
positors hard cash if they de-
mand 1t. For this reason, g
bank cannot tie up IS per cent
of its assets in mortgages, as
S & Is currently do.
Banks accordingly keep on
hand large amounts of cash
and short-term Government
securities that can be convert
ed quickly into cash.
SAILS Issue PasSbOOks
And. just as S&Ls are not
banks, neither are they cor
porationS in the conventional
sense. You do not buy their
shares from a broker or receive
stock certificate. shareholders
get passbooks. insteadD
And as the bankers are quick
to point out, the S&L customer
may not get his money back
with the speed of a bank de-
post or a share of General
Motors traded on the New York
Stock Exchange. In times of
stress, an S&L has the privi-
lege OF Stalling off Withdrawals
for a lengthy period without
being in default.
This is not to imply that an
investment in an S&L is nec-
eSSarily risky. Every account
insured by the Federal Savings
and Loan Insurance Corp, a
Government agency, is pro-
tected to a maximum of $40, 900.
The FSLIC seal must be dis
played conspicuously. The par
allel organization for both
commercial and savings banks
is the Federal Deposit Insur-
Evening star., 1961-12-01
BY TRUMAN r. TEMPLE
Star Staff Writer

Ask the man in the street
the difference between a bank
and a savings and loan aSSo-
citation, and you're likely to get
a blank stare, a shrug, or g
vague reply.
Although both types of in
Stitutions have been around fol-
a long time-since 1881 for the
savings and loans and much
longer for banks - the public
still gets confused over them.
Newspapers don't always
help. For example, the mar
recently named by Goodwin
Knight as an "emissary" from
Richard Nixon in the Califor-
MIA political controversy, was
identified as a banker" in a
leading New York newspaper
Actually, bankers point out with
some distress, he was a savings
and loan official.
The savings and loan aSso-
ciationS-also called building
and-loan or homestead aSSocia-
tions in some areas-are forbid
den by law to accept deposits.
The money a customer puts in
is new capital, representing an
ownership share in the associa-
ton.
The S & LIS pay dividends in
stead of interest on these
shares.
Confusion of Terms
What obviously leads many
persons to call S & LIS banks is
the similarity of their docu-
ments, their buildings, even
their atmosphere. to banks. Be-
cause S & LIS are powerful COM
petitors for the savings dollar,
commercial banks have jumped
on the S & LIS in recent years
over use of words such as de
post" interest" and with
drawals."
Use of these terms, bankers
Evening star., 1961-12-01
Insurers Ask
So Rise in
Policy Fee

RICHMOND, Va, Dec.
(AP).-An insurance expert
told the State Corporation
Commission yesterday that in
suance companies expect to
lose about 50 million this year
on the uninsured motorists pro-
gram.
James M. Cahill. secretary OF
the National Bureau of Casu-
atty Underwriters, made the re-
mark.
The National Bureau and the
Mutual Insurance Rating Bu-
reau are trying to have the ST
fee paid by motorists purchas-
ing liability insurance raised to
So.
Mr.. Cahill also told the COM
mission that he did not believe
the present $40 uninsured mo-
torists fee could be raised high
enough to pay costs of the pro-
gram.
The General Assembly will be
asked to review the entire pro-
gram in January.
Delegate Edward E. Lane of
Richmond and Senator Harold
H. Purcell of Louisa raised the
question of forcing uninsured
drivers to shoulder the cost of
the program.
Mr.. Cahill said that to raise
the fee would force "all un-
insured motorists into the in
surance market"
He said this would not solve
the problem because many acci-
dent claims paid out of the
fund are not caused by unin-
sured motorists. He said the
program also pays for accidents
involving hit and run, stolen
automobiles, automobiles used
without the owners permission
and similar cases.
Evening star., 1961-12-01

ance Corp, which inSures bank
accounts for the same maxi
mum.
All Federally chartered S&Ls
must be insured by the FSLIC,
and those under State charters
may also be covered by this
program, though many are not.
The S&Ls currently in trouble
in Maryland were all State
chartered and none had ac-
counts covered by FSLIC.
Insurance Ratio High
According to the National
League of Insured Savings AS
sociationS, more than 81 per
cent of assets of S g. LIS in
this country are Federally in
Sured.
The S & LIS got their start
1870 years ago when an emerg-
ing Wage-earner class created
heavy demand for home build
ing funds in the United States.
Later in the 10th century, eth
mic groups banded together for
this purpose. The results even
today are such names as Kos
.ciusko Building Association or
CaVour Savings and Loan.
Today S & LIS are a major
source of mortgage funds. More
than one-third of all homes on
which American families make
mortgage payments are fl
nanced by them.
Much of their growth has
come since World War II. Their
total assets have scared from
$66 billion in 1943 to about $62
billion last year in savings
funds. Commercial banks still
lead. however. with SGT billion
in savings deposits.
Though a recent survey
showed the Nations 500 largest
banks spent nearly $31 million
on public relations this year,
some spokesmen admit it's a
tough job teaching the public
the distinction between S & Is
and banks.
I'VE notice that whenever an
S & l. official dies" one aide
said wryly. "he still becomes a
banker in the headlines"
Evening star., 1961-12-01
10 COMMANDMENTS
OF Newspaper Reading

L. Read your newspaper every day. Make newspaper
reading daily habit like eating dinner Don't miss
daily installment in it's story of the world
2. Don't be headlinehappy Headlines give YOU onlv
what's on the menu You can pick your meal from
menu but, for pleasure profit you have to eat it,
3. Don't be page-one-happy Don't read merely the
first page. Your news may be inside. There's more
news inside than on page one for you, it NAV be
better news
f. Don't be one-Sub ect-happy The one-noters read
their sports, crime comics for entertainment
Sticking to their chief interests, they're picking up
pennies leaving dollars
D. Be a t1ct-Seeker Look to the news columns first
for your facts Then play the game of checking up on
the columnsts and editorial writer's You NAV be
the better thinker.
g. Read Uith both eyes. Note qualifying words and
aCuloutlonS Don't take charge for a conviction,
rumor for a fact, or plan for an accomplishment
T. Don't be reading co10ard 1t takes knowledge
OF both sides to make up your mind easily Don't be
afraid to read opinion at complete variance with your
own.
g. Get out OF your reading rut. Use your newspaper
to give yourself mental jog Read at least one
thing daily that's completely apart from your nor
NAL interests.
g. your shopping at home. Whether you want food,
clothes, or roof your head you'll find the best
buys in advertising columns of your newspaper
TO- Relar and enjoy the fun. Your newspaper doesn't
forget there's lighter side to life and neither should
you Try the comics, the crossword puzzle and the
word game.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1961-06-04
Rising star Ina Balm learned
to play a nurse by being one

"a Then Ina Balm was signed for the role of
w student nurse in United Artists new pic
ture, THE Young Doctors" she had never been in
hospital, knew nothing about nursing
Ina, determined method" actress, hit on the
idea of actually visiting hospital for few days
Arrangements were made for her to observe and
work at St. Luke's in New York.
When Ina reported for her first day, she was out
fitted in student nurses uniform. She worked in
the surgical ward helping battle patients; she wit
messed an operation - or at least most of tt
felt faint and we had to leave" She made the night
rounds visited the recovery room, read patients to
sleep. At midnight, she invited to the student
nurses dorm for long talk session.
After one and half days, Ina had learned enough
to feel convincing in the film. II respect nurses
more than ever" she says. ri marvel at the dedi-
cation they have for their jobs" - JOE HrAMs
Smyrna times., 1961-05-04

amount of $372.06.
Miss Susan Baynard, who re-
Gently moved to Smyrna tc
make her home with her aunt
Mrs. Mary Register, has gone
to Oxford, Md, on an extended
visit to the family of her uncle
Mr.. Joseph Baynard.
Francis H. Hoffecker, Esq, oi
Wilmington, was entertained
over Sunday by Hon. and Mrs
L. Irving Handy.
Mrs. v. Victor Messick enter,
tanned the Bridge Club Wednes
day evening.
Miss Fannie Wilds has return
ed from Baltimore, where she
has been spending the winter.
Rev. Robert Watt, D. D., dis
trict superintendent of this dis
trict, lectured at Mt. Salem
Church, Wilmington, last night
Smyrna times., 1961-05-04

club Tuesday afternoon at her
home.
Miss Julia Griffith is visiting
Mrs. Elizabeth Myers Hesser of
Germantown, Pa.
Mrs. Edwin Mackenzie was
hostess to the members of her
bridge club Tuesday afternoon
at her home.
Mrs. William Foxwell was
called to Cambridge, Md, this
week by the death of her broth
er, MIR. Harry Dunn.
Mr.. William Evans Poore was
moved to Kent General Hospit-
al early this week and is re-
ported to be very ill at this
time.
Mrs. William R. Smith of Do
yer, formerly of Smyrna, was a
visitor with her Smyrna friends
Sunday and Monday.
Miss Elizabeth Phillips, daugh-
ter of DR.. and Mrs. V. Lay Phil
lips, a junior at Pennsylvania
State College of Optomentry in
Philadelphia, received double
honors this week. She was
elected President of her Soror-
ity for the year l94l-42 and
was also chosen Queen of the
Prom" at the spring formal
dance of the Omega Delta Fra
tcrnity, held during the Eastern
Conclave of the Omega Delta
Fraternities in Philadelphia.
Smyrna times., 1961-05-04
h W YEARS AGO
Taken From Our Old Files OF Corresponding Week

MIR. Robert H. Denney, pro-
prietor of Denney's Roller Mills
celebrated his birthday at his
home "The Lindins," Duck
Creek, on Wednesday evening
last by having a few of his
friends at a stag dinner" II
was an informal affair and was
entered into with keen pleasure
Covers for twelve were laid as
follows: Wilson Mattox, Sails
bury, Md; William Valiant
Laurel; Charles D. Stockly, Hir.
ons Denney, w. G. Anthony
Harry c. Tschudy, c. H. lie.
Fevre, Homer D. Hudson, How.
ard R. Jones, Cummins E
Speakman, and Robert H. Den
ney.
While Mr.. and Mrs. B. Otis
Wallace were driving into Dow
er last Sunday evening, their
horse became frightened at an
automobile and ran away
throwing Mr.. Wallace out and
seriously injuring him and rem
dering him unconscious. At this
writing he is still in an uncon-
cious state. MIR. and Mrs. Wal.
lace were on their way to visit
Mr.. and Mrs. John w. Tigner
Mrs. Wallace's parents. AS they
were nearing the Tigner house,
the horse driven by Wallace be-
came frightened at an automo-
bile of Carroll B. Massey, an.
ther son-in-law of MIR. Tigner
The rein broke, causing him to
lose control of the horse where.
upon Wallace jumped on the
back of the horse. AS result
the carriage was torn up and
Wallace and his wife thrown
out.
With over 200 delegates from
all over the State in attendance
the twenty-fourth annual con
vention of the Delaware Sunday
School Association closed its
session in Georgetown Friday
after an interesting meeting. AS
bury Sunday School, the Pres.
byterian Sunday School of this
town and nearly all the Schools
in this vicinity were represent
ed. The principal speaker OF
the convention was Mrs. Mary
Foster Ryner of Chicago, inter.
Smyrna times., 1961-05-04

national elementary superinten-
dent who addressed the conven-
ton ON Worldwide Sunday
School Work" The Rev. w. d.
Gateson, of st. Pauls Episcopal
Church, made the welcoming
address, which was responded
to by c. H. Cantwell of Wilm-
ington. In his address to the
convention State President Rob-
ert G. Houston urged them on
to a greater effort in Sunday
school work. The Rev. N. c.
Lassiter, of Wilmington; Prof.
H. S. Goldey, of Wilmington;
John P. Kelley, of Lewes; Miss
Clara Mendinhall, of Whining
ton; Miss Maggie Wilson, of
Seaford; and Miss Edna E.
Ewell, Odessa, were afternoon
speakers.
At the regular meeting of
Smyrna Town Council Friday
evening, serious consideration
was given to the matter of
placing the street sprinkler on
this summer and just what will
be done was not definitely de-
cided by Council. 1t was, how
ever, decided to have the streets
sprinkled from time to time,
when very dusty, but a perm
anent arrangement had not been
entered into. Mr.. H. B. Grieves,
town clerk, reported that there
had been a falling off of about
one fourth in the receipts from
pave washes and this loss to-
gether with the increased out
lay of operating the sprinkler,
was eating into the funds of the
town in a no small degree. AS
SCISSOR Henry S. Anthony sub
mitted to council his town as
sessment list for the year 1911
which on motion of H. B.
Grieves was accepted after Mr..
Anthony's assessment was made
the same as last year. The as
sessment amounted to $780,
020 for realestate and $52l for
poll. The assessment which was
in duplicate form was ordered
posted and the usual notices
given for Appeal Day which is
set forth in another column OF
this issue. Council adjourned
after allowing bills to the
Smyrna times., 1961-05-04

the fire was brought under con-
troll. Firemen said that if the
wind had been in the opposite
direction, the entire group of
Home buildings would have
been seriously endangered.
When they arrived on the scene
shortly after the fire was dis
covered and reported, firemen
said the burning hay, confined
by metal roof made the barn
and vicinity a sorching inferno.
The barn, rs feet long and 80
feet wide, collapsed at one end.
Flames and smoke attracted
hundreds of Sunday drivers Wis
ltlng the section of the state.
Adolphus Simmons, one of the
% boys at the schol, sent in the
alarm, just prior to the starting
OF a baseball game on the school
grounds. Although some of the
barn was saved, its condition
was such that it was considered
total loss.
ticks come with warm wealth
er and with ticks may come
Rocky Mountain spotted fever.
according to DR.. Theodore F,
Hynson, director of the Diyis-
ION OF Communicable Disease
Control of the State Board of
Health. The principal danger of
the tick is his bite, ard eycn
through only one in several hun
dred OF these ticks may carry
the fever virus, that one tick.
winch cannot be distinguished
from the rest, may cause a
fatal infection.
Temple Heinold, son of MIR.
and Mrs. Edgar T. Heinold. has
been appointed a member of
the Smyrna Police Force.
Mrs Wilson Emert, Sr., of
near Smyrna announces the
marriage of her daughter Miss
Hllda Emert to Mr.. Wilson Gard
ner near Fleming's Landing, on
Saturday, April 26. Rev. H. d.
Dukes of Pilgrim Holiness
church, Dover, performed the
ceremony. The only attendants
were MIR. and Mrs. Clarence d.
Webb of Glasgow and Mr.. Wal
ter 9. Warner of Smyrna. The
couple will reside in Chester.
John F. Herholdt, manager of
the Bombay Hook Wildlife Re-
Smyrna times., 1961-05-04

fuge, Department of Interior
spoke before the Smyrna Ro-
tary Club last Thursday. George
w. Wright responded. Visitors
included: ]. L. Haynes, a New
Jersey Rotarian and Walter J,
Massey, Dover. Chairman OF
program for May is DR.. C. l.
Prickett. Mr.. and Mrs. George
r. Miller, Jr., MIR. and Mrs. Har-
vey c. Jones, and Mr.. and Mrs
c. w. Hall of Clayton will at
tend the District Conference at
Atlantic City Sunday, Monday,
and Tuesday.
Among the nineteen state
youths who have been recon-
mended for appointment as fly
ing cadets in the Army Air
Corps are Howard C. Deakyne,
Jr., and John S. Melvin, of Smy-
rna, Nineteen of the 80 youths
who took the examination be-
fore the surgeons of the army's
flying cadets travelling examin-
ing board in Newark last week
passed the examination. The
group included IL university
students, six non-college men,
and one graduate of the Uni
versity of Delaware. This is a
remarkably high record, it was
pointed out by Lieut.. William
a. C;es, assistant 1rny recruit
ing officer. All of the youth
have signified they will accept
the appointments if they are
made in accordance with the
recommendations of the board
If appointed, they will go into
the Air Corps in June or July.
Mrs. Davis H. Bell entertain
ed the members of her bridge
Smyrna times., 1961-05-04
70 Years Ago

Fire of unknown origin de-
stroyed the large frame cattle
barn at St. Joseph's Industrial
School for Boys in Clayton Sun
day. One COW and a calf were
burned to death, and over five
tons of hay were destroyed,
with a total loss estimated at
$1,000. The Clayton Fire Com
pany and the Citizens Hose
Company battled the flames for
more than three hours before
Smyrna times., 1961-05-04

on "The Cosmopolitan Bug" 1t
was heartily received.
Mr.. and Mrs. Charles E. Will
liams, of Wilmington, have been
making a visit to their Smyrna
relatives.
Smyrna times., 1961-05-04
Susan Richards Reigns As Queen of
Delmarva Poultry Industry Since June

Every inch queen hislast June is also cook of note
portrait of 1yearod SusanEarier this year.
Richards that appears in heed 1861 Betty Crocker
yearbook of the Bridgeve Con maker of Tomorrow Bridge
sodated High School wherevie She plans to enter busi
she graduates next month school after she graduates
Until June l5 when her study legal or medical sec
will be chosen, she regnsr retarial work
Miss Demarva the Thirteen As Miss Rrdoavia che
III queen ol ue DelharVa rou to the Chicken Festival
try Industry. wear and won the Miss Demar-
rc @ ~" va y. w. .h ~ ei Iva title from field of % other
the Miss Demava Beauty Pag nasts VINO had won commun-
during the Demarva Chiefly contests to qualify for the
Festival Selbyve Miss Demarva Beauty Pageant
Evening star., 1961-01-17

PONTIAC so Bonneville conv. |:
auto. trans, power steering.
brakes: WV, tires: r.. and h.:
rec rec nisn; TniSs s,,. TOP; oId low m,s as
Evening star., 1961-01-17
AUTOMOBILES FOR SALE

80 Fury "s" sports
ss iGse nSzss dra.. sGsSHs ssSie.
deck. v.-Vl tires: exceptionally
clean. one owner; economy, terms
and trade. special price 81, 1,695.
WHEELER. INC, CHRYSLER CITY
1900 WTeccNsiN Il NW EM 2.ioaTS
Evening star., 1961-01-17

BANK ON JACK BLANK
PONTIAC '53 sedan: $275, terms,
$50 down. ROPER. La, 6-g700.
PONTIAC ~ 2-dr.: h.t., straight
stick. r. and h., WV. tires; $l,195.
Must sell. HE. 4.7S63.
Evening star., 1961-01-17
XOLVO

VOLVO
SWEDEN'S CADILLAC
The voivo % here. both 2-dr and &.
Quality product you cannot ignore.
The Non-hearted car that locks
like Q lamb.
Has the strength Of Q bull and the
charge Of Q ram.
xighty.nve thoroughbredS under
the hood.
with 0 4-speed Transmission that
is better than good. D..
where winters are cold 90 We have
been told
The Vclvo protects the family fold.
With volyo's practical sizs and
You ride in comfort al ths while.
In trafae, on turnpike or dusty
The mighty Volvo never strains.
Detroit's big dash and razs-ma.
with fins and chrome and an that
Jazz.
You ride with your knees tucked
under your chin.
A. fashionable today ~ the old
coal bin.
% unlock the doors 20 fun and
At Annapolis Motors you'n md
the keys.
Evening star., 1961-01-17
National Guard ArmorY January 2S. 1861
TICKETS ON SALE

D Nwi Mitchell
sp+
$3.50. $780, $Aoo. pwmAy.
Evening star., 1961-01-17
AUTOMOBILES FOR SALE


RENAULT so; sacrifice SITS, terms
500 down. ROPER. La. 6.2700
RENAulT 1859 Dauphine. Immacu.
late Duharry. equipped. An ex-
eeptionelly clean cal. Guar. 1895
CAPITOL PARISIAN
MOTORS, INC.
5Ss 5ASE.hcT'sa Rensuls ne ss essSeG, ,t, p.sIs' n
sTUDEBAKER ,49; Sc. 600 orig, mi.
TMUNDRRBIRD '58 conv.;; eyers
fopf e. 900 inllss: s2.zsS
THAcKRR MOTORS. 18th and
r. ], ave. ne. LA. 9-1100.
T-RfAD go; ali white. red leather
p.ss p,hy air cong: pnder 5000
The Detroit tribune. (Detroit, Mich.) 1935-1966, 1961-02-18

Breakfast Hostess:
The Stitch and Chat Club en-
joycd so very much the dclcc.
table breakfast served by the
hostess. Mrs. Ruby Hill of Under.
wood last Wednesday morning,
for their regular meeting.
All members were present and
they endulgcd in socialablc
games.
200 Study Club al Pontiac:
II was such a delightful meet
ing Wednesday for the 400 Club"
and their friends when they
motorcd 10 Pontiac. Mich, for
their regular meeting.
Installation of officers was a
very important item on the agen-
da and their courtesy was given
to the Rev. Charles A. Hill, pas
tor of Hartford Avenue Baptist
Church. A delightful dinner was
enjoyed by ALL Mrs. Sadie Palm