davidaulloa/AmericanStories huggingface dataset:
The Sidney herald., 1961-06-28
CROWDS LINE STREETS FOR
LARGEST PARADE EVER TO
BE PRESENTED I'M SIDNEY

The largest parade ever in Sidney, than
miles long, and featuring than so floats we'll
ancient machinery antique bands, and mounted and
uniformed groups entertained the crowds of spectators
The Sidney herald., 1961-06-28
NOTICE

will be out Of town June 30
through July g. Call Rooert A.
1iyoe, M. H., FIR emergencies.
O. A. Swenson, M. D.
2-tc
The Sidney herald., 1961-06-28
ALLIANCE CHURCH ANNOUNCE
PLANS FOR CONSTRUCTION

Plans for the construction of the first unit of the
building of the Christian and Missionary Church of Sidney
Montana nearing completion.
The Sidney herald., 1961-06-28
sidney SADDLE Club R0DE0
AND PARADE SET FOR july a

Hard bucking rodeo stock and hard riding cowboys viii
be featured at the 10th annual Sidney Saddle Club rodeo
be held the Richland County Fairgrounds on July
Minneapolis spokesman. [volume] (Minneapolis, Minn.) 1934-2000, 1961-08-11
Leroy Coleman Srs.
Observe 50+h Yeor
OF Married Life

Mr.. and Mrs. Leroy Coleman,
Sr., 671 w. Central Av., st. Paul,
were guests Of honor on the oc-
casion of their 5Oth wedding an
niversary Thursday, August 8, at
a buffet supper in their home given
by their children and grandchil-
dren.
Hosts were Mr.. and Mrs. Nor
man p. Light and son, Thomas,
Mr.. and Mrs. Leroy Coleman, Jr.
and children, Adrienne, Beatrice
and Leroy III, and Mr.. and Mrs.
Ernest A. Greene and daughters,
Denise and Barbara.
Mrs. william Taylor Of Rock
Island, Ill, cousin OF Mrs. Cole
man, ST., came to st. Paul to at
tend the celebration. She will re-
main in st. Paul until August Is.
Mrs Taylor and the late Mr.. Tay-
lor celebrated their 5Oth anniver-
sary ten years ago.
Mrs. Coleman was lovely in a
green and white printed jersey
enhanced with a corsage Of gold
roses and Mr.. Coleman was proud
and stately in a dark suit with a
boutonnaire Of white and gold
carnations.
Mr.. and Mrs. Coleman are par
ents of two daughters, one son
and they have six grandchildren,
all in st. Paul.
Minneapolis spokesman. [volume] (Minneapolis, Minn.) 1934-2000, 1961-08-11
Mrs. Clemens BirfhdaY
ceIobrufed BY The


At the June meeting OF the
Suburbanites at the home Of Mrs.
]. w. Clemens. 95s Marshall Av,,
the birthday Of Mrs. Clemens was
celebrated. Election Of officers was
business Of importance on the
agenda which saw the following
elected for the ensuing year: Doris
jackson. president; Mary Clemens,
vice president; Hazel Fllbright,
secretary; Lula Brooks, treasurer;
Vienna Waters, sunshine chairman;
Gloria Bosley social chairman and
Eleanor Barber, publicity chair
man.
The July meeting was held at
the home Of Mrs, James Douglas
and on August Q, the club held its
annual picnic at Forest Lake.
Members and their guests enjoyed
activities planned for their enter
tainment which included swimming
and various games, with an abund-
ance OF food adding to the groups
pleasure.
The next meeting Of the club
Minneapolis spokesman. [volume] (Minneapolis, Minn.) 1934-2000, 1961-08-11
Mrs. Richmond Is
Given Surprise On
Her Birfhdcv

The home Of Mr.. and Mrs.
Charles Cochrane, 1920 Fifth Av.
s., was the scene Of gaiety and
fellowship on Saturday evening,
August 5, at a surprise party Civ
en- by the Cochranes in honor of
Mrs. Henrietta Richmond of Jack
son, Mich. Mrs. Richmond, mother
of Mrs. Cochrane, who arrived in
the city July 20, for her annual
visit. .
The conspirators contrived to
keep Mrs. Richmond from home all
day and when she returned that
evening, and was escorted to the
backyard, where many friends had
already assembled, she was greeted
with the happy birthday song. The
honoree was completely surprised
and speechless, but soon regalned
her composure and entered into
the spirit Of the festive occasion.
The yard was gaily decorated
and center Of attraction was a
large placard engraved with Hap
py Birthday Mother" A scavenger
hunt was held in the yard with
Mr.. Johnny Haynes and Mrs. Rosie
L. williams capturing first and
second prizes respectively.
A barbecued chicken dinner with
all the trimmings was enjoyed by
the group.
Mrs. Richmond received many
personal and cash gifts.
Helping Mrs. Richmond to make
this a memorable occasion were
Rev. and Mrs. william B. VIII
liams, former pastor Of the hon
Gree, Messrs. and Mines. Eugene
Began, Johnny Haynes, Charles
Pickett, ST., william L. Young,
Hosea Robertson, Booker Pruitt,
Mines. Lula M. Martin, Lorraine
Scott, Beulah M. Thomas and
Horace Hughes, all Of Minneapo-
lis, Rev. and Mrs. Archie Quick
and Mr.. and Mrs. John Fowler Of
st. Paul.
Assisting the hostess were Mrs.
Willie Fowler and Miss Barbara
Jean Cotton.
Minneapolis spokesman. [volume] (Minneapolis, Minn.) 1934-2000, 1961-08-11

mkADnL nOSENlA hN ANS
Immediately following the cere-
mony, a wedding reception will be
held in the Ballroom Of Indiana
States new Memorial Union
Miss Evans, daughter Of Mr..
Fred Evans, ST., and the late Mrs.
Grace Wilson Evans Of Terre
Haute, is a graduate of Indiana
State Teachers College, Wiscon-
sin University and Columbia Univ
ersity. She is a member of Alpha
Kappa Alpha sorority, Kappa
Delta Pi and Pi Lambda Theta
Honorary societies; the American
Home e onomics Association,
American Public Health Associa-
ton and the American School Food
Service Association.
The bride-elect has held posi-
tons in the public schools of In
diana and has served on the fac
ulties Of Tennessee State A & I
University, Howard University and
Tuskeege Institute. For a time
Miss Evans was Food Editor Of
Our World" in New York City
and Is currently employed as Field
Staff Nutritionist for the Con-
sumner Service Department of the
American Institute Of Baking.
DR.. Cason is the son of Mrs.
Lucy Broclman Cason and the late
Louis Charles Cason Of 1885 Thorn
as Av., st. Paul He Is a graduate
Of Fisk University and Iowa State
University and is a member Of
Kappa Alpha Psi fraternity, Phi
lambda Epsilon and Beta Kappa
Chi honorary societies; the Soc
iety OF Sigma CT. He is a fellow
in the American Institute Of
Chemists and the American AS
ISOLATION for the Advancement of
Science and Is active in the local
and national sections Of the Amer
lean Chemical Society.
DR.. Cason formerly held posi-
tons on the faculties and staff Of
Fisk University, Tlskeege mst-
tute, and George Washington Re-
search Foundation He is presently
employed az senior chemist in the
applied research laboratories Of
Minnesota Mining and Manufact-
uring Company in st. Paul.
After . honeymoon in Hawaii, DR..
and Mrs. Cason win be at home at
95S Fuller Av., st. Paul.
Minneapolis spokesman. [volume] (Minneapolis, Minn.) 1934-2000, 1961-08-11
Paren+s Of Mrs.
Burt Visit Here:
Return Home


Mr.. and Mrs. John M. Smith
and granddaughter, Brenda Kay,
OF Broadlands, M, who were
houseguests of the Smiths daught-
err and son-in-law, Mr.. and Mrs.
Tela B. Burt, 1896 Third Av. s.,
left Friday, August 4, for their
homes. The visitors returned to
Illinois by auto with the Burts,
who spent a couple of days with
them.
The visitors were the recipients
of numerous social courtesies by q
wide circle of friends. Mr.. and
Mrs. Burt were hosts at dinner in
honor of their house guests; they
were dinner guests Of Mr.. and Mrs.
Edward Nichols and dinner guest
Of the visitors son, Mr.. George
Smith, at McGuires in st. Paul.
Brenda was the luncheon and
theater guest of Mrs. Paul s. Cur
ny; theater guest of Mrs. r. w.
Terry and guest Of Mrs. Arthur
Register and daughter at the
theater. Brenda and Mrs. Smith
were remembered with gifts from
Mines. c. w. Glenn, Burie Car
michael, ST., o. B. williams, Rich
ard L. Stokes, Ada Gibbs, Coler-
idge Hendon and Lettie Hall.
Mr.. and Mrs. Smith enjoyed
sightseeing tours, fishing and at
tending ball games along with
other social courtesies.
Minneapolis spokesman. [volume] (Minneapolis, Minn.) 1934-2000, 1961-08-11
Annual Corinfhion
Temple Of S.M.T.'s
Party Held

Always an eagerly anticipated
event is the annual party Of Cor
inthian Temple S.M.T. and this
years affair was no exception. The
lovely home Of Mrs. Magdalene
Oliver, 666 w. Central Av., st.
Paul; was the ideal setting for the
annual party held Saturday, July
20.
The table, overspread with a
white table cloth. was conferred
with brass scales mounted on a
marble base filled with artificial
fruit. Green cut leaf phiIodendron
placed in vantage points through
out the room added charm to the
setting. A complete buffet supper
with an abundance Of delectable
viands was served.
Guests enjoying the delightful
affair were Mr.. and Mrs. Walter
Senior Of Springfield, H.. Mr.. and
Mrs. Ollie Griffin. Mlnea James
T. Logan, Ida Belle Covington, N.
Powell, Mary Garrett, Dorothy
Massey and Mr.. Oscar Oliver.
Mrs. Oliver was chairman OF this
event with members Of the T1-
angle Club. an auxiliary to the
Temple, az co-chairmen. Others
assisting were Mines. Juanita
Goodloe, Mary Lee Parks, Bertha
Ferry, Elizabeth wooten, Josie
MCGEE, Lozar Howard. Lillian
Brown and May Floyd. Mrs. oliver
Is chairman Of Triangle Club.
Officers Of Corinthian Temple
are Helen Lawrence. worthy prin-
cess; Mrs, Elizabeth Wooten, vice
princess; Mrs. Juanita Goodloe,
secretary and Mrs. LOzar Howard,
treasurer.
Minneapolis spokesman. [volume] (Minneapolis, Minn.) 1934-2000, 1961-08-11

MRS. WILLIAM o. ROBINSON
their parents, Mr.. and Mrs. Plouis
Moore of 3717 Fifth Av. s. (Mrs.
Robinson's parents). They are also
sharing their visit with Mr.. Rob-
inson's parents, Mr.. and Mrs. Pal
ton Robinson of 766 Carroll Av.,
st. Paul.
Both Mrs. Robinson, the former
Colleen Moore Of Minneapolis, and
Mr.. Robinson formerly Of st. Paul,
are well known in the Twin Cities.
The Robinsons came home to get
their young son William, Jr., who
has been visiting his grandparents
for the past month and a half.
Making the family reunion COM
plete for the Plouis Moores, was
the arrival Of their son, PFC Plouis,
Jr., from Frankfort, Germany, on
a 80 day furlough. On Sunday the
families were dinner guests Of Mr..
and Mrs. Patton Robinson in st.
Paul and Wednesday, August 8,
the Moores were hosts at a picnic
for the Robinson and Moore fam
lilies at Minnehaha Park.
Minneapolis spokesman. [volume] (Minneapolis, Minn.) 1934-2000, 1961-08-11
COMPLETES COURSE IN
CHRISTIAN EDUCATION

Mrs. Roberta Ellis, 1915 Clinton
Av., having completed the four
year course in christian education
at the Faribault summer school,
graduated July 20, 1861.
Mrs. Ellis Is a member Of Hem
nepin Avenue Methodist church
and principal Of the kindergarten
class.
Minneapolis spokesman. [volume] (Minneapolis, Minn.) 1934-2000, 1961-08-11
Youngsters Enjoy Ninth
Birthday Sport Party
For Kelvin Surro++

1t was a hilarious afternoon for
a group of boys on Saturday, Aug
ust 5. at a birthday sport party
given for Kelvin Surratt by his
parents, Mr.. and Mrs. Huntley
Surratt, 3942 Third Av. s., In cele-
bration of his ninth birthday.
The rolliclxing festivities were
held at NicoIlet Field from 1870
to 4 pm, with baseball as the
center of attraction. The young
ster came dressed in sport attire
and each guest was given base
ball number game as a favor. A
big league baseball was auto
graphed by each youngster and
presented to Kelvin as a memento
of the occasion
A color scheme Of yellow and
aqua was carried out in table ap-
pointments and refreshments. The
birthday cake frosted in green was
cut by the honoree as the boys
circled around him singing the
happy birthday song. Ice cream,
punch and cake was enjoyed.
Baseball occupied their attention
for the rest Of the. afternoon with
two teams competing. Kelvin re-
ceived many useful gifts.
Helping Kelvin celebrate while
enjoying the fun were Steven
whiteside, Glen Rice, Henry John
son, Solomon Hughes, Jr., Wesley
Lyle, Jr., David Parker, Ricardo
Andrade, Gregory McMoore. War
rem Foster, Bobby and Lee john
son, Danny and Bruce Swain.
Assisting the hostess were her
mother, Mrs e. L. Escue, sister,
Mrs. Elaine Johnson, niece Pamela
johnson and Mrs. Cynthia Parker.
Minneapolis spokesman. [volume] (Minneapolis, Minn.) 1934-2000, 1961-08-11

entertained in honor Of Mrs. Oliver.
Guests were Messrs. and Mines.
William warder and children, Ray
mond Cooper and son; Mines.
Jeonne spivey, Lorraine Hale,
Bertha Smith, Sarah Vaughn,
Irene Braxton, aunt, and the
Misses Carrie Hale and Evelyn
Bell.
Minneapolis spokesman. [volume] (Minneapolis, Minn.) 1934-2000, 1961-08-11

murray ana MIS-. MCGEE were
luncheon guests Of Mrs. A. w.
Jordan Of 981 Marshall Av.
Return From Motor Trip: Mr..
and Mrs. James Griffin and
daughters, Brenda and Helen, 1892
N. Western Av., returned home
Saturday, August s, from a motor
trip west. The family left st. Paul
July 10, and motored to the Bad
lands, the National Monument, the
Black Hills, Rushmore, Yellow
stone Park and on to San Fran
cisco, Calf. They visited Mrs.
Griffin's mother, Mrs. Rosa Smoot
in Los Angeles and other rela-
lives. They also visited in San
Diego and Tijuana, Mex. On the
return trip they stopped at Grand
Taton National Park, Sacramento,
Rocky Mt. National Park, Denver,
Colo. Topeka, Kans., Kansas City
and Plattsburgh, Mo. They en-
joyed the scenic beauty spots and
the courtesies extended by rela-
tives and friends.
Omaha Visitor; A recent visitor
to st. Paul was Mr.. Richard Tay-
lor Of Omaha, Neb., who motored
to the city and was the houseguest
of his brother-in-law and sister,
Mr.. and Mrs. Charles Walker of
$50 Fuller Av.
Minneapolis spokesman. [volume] (Minneapolis, Minn.) 1934-2000, 1961-08-11
Social and Personal
& ST. PAUL

Chicago Visitor: Mrs Ola Mae Mcee of Chicago arrived
Wednesday August for days visit with her cousins Mr.
and Mrs L. L. Murray of 293 NJ Chatswor Av On Sunday
morning Mrs McGee was guest soOs at Pilgrim Baptist church
Miss Mary Kay Murray was her accompanies Mr. and Mrs
Murray and their left Tuesday Lake Aney where they
spent two days in the Murrays lake cottage On Friday Mrs
Minneapolis spokesman. [volume] (Minneapolis, Minn.) 1934-2000, 1961-08-11
TO
Think About
BY Maurice f. white

Between 1850 and 1860 great
shifts in the population took place.
Some cities lost while others
gained. However, while both Cent
erville, Iowa, and Minneapolis lost
people during that period-966 for
Centerville and 3S,846 for Mime
apolis-one of Centerville's lost
number became Minneapolis gain.
She was tall as girls go e. 6")
when she came to Minneapolis in
1861 to live with her aunt and go
to the University Of Minnesota.
She had a kind Of freshly scrub
bed face that mirrored her naive
ness and her fear of the big city.
Nevertheless, her hazy eyes virtu-
ally sparlxled and captivated those
who met her.
A bit shy and retiring, she
made friends easily and the
Minneapolis girls took her In as
If she had grown up and lived
here all her life.
The first two years at the univ
ersity were the toughest for this
hazy-eyed, brown-haired girl. Al
though she was surrounded with
relatives, including her father, she
longed to be back in Centerville
with her ailing mother whom she
had lived with all Of her life.
Many times she was tempted to
give up and go back home.
The years passed and in 1855
she received her bachlors degree
from the university then turned
right around and entered grad
uate school
Something else happened in
1855. Our hazy-eyed girI--who had
blossomed into a real beauty es-
pecially when she wore red; the
color which virtually made her
glow-met a young man one Sun
day morning when he came to visit
the Sunday School class Of which
she was the secretary.
She didn't see him again for
some weeks. But that little devil,
Cupid, had taken good aim and
fired at her. Just when she had
given up any hope Of seeing the
young man again, he appeared at
church one Sunday morning.
Afterward, he drove her home and
she asked him in for dinner. From
then on, every Sunday he had a
standing invitation to dinner.
The months passed quickly and
it was graduation time again for
our girl: this time from graduate
school. For her graduation present
she received her first and only
diamond ring. He said It was
small, but she thought it was at
least a karet and a half!
Right after that she left Min
neapOlis, only to return q year
later to get married and make
her home here.
Her, four years of married life
have been filled with disappoint-
ments as wen as joys. Two such
Joys have been her two little girls
who were born a year apart.
VINO Is this hazy-eyed girl from
Centerville, Iowa?
Before she married her name
was Alberta Smith. However,
since she never uses her first name
but goes by her middle name,
more people know her as Marilyn.
That's right I've been talking
about my wife. What's the oc-
cassion? Well, come the 21st Of
this month, we will celebrate our
fourth wedding anniversary. I
thought this might be a nice way
to thank her for two beautiful
daughters and four wonderful
years.
I'm not the easiest person to
live with-you know!
Minneapolis spokesman. [volume] (Minneapolis, Minn.) 1934-2000, 1961-08-11
Terre Haute Women
To Wed Dr.. Louis r.
Coson, st. PauIife

DR.. Louis Forester Cason, mem
Der Of a pioneer st. Paul family.
viii be wed to Miss Mabel EaI-
genia Evans Of Terre Haute, Ind,
Saturday, August 10. in the First
Baptist Church of Terre Haute.
The nuptial vows win be solem-
nized by the Rev. Noel H. Hord.
Minneapolis spokesman. [volume] (Minneapolis, Minn.) 1934-2000, 1961-08-11
II NEVER TOOK
ANY CHANGEg'

Brooklyn, N. Y. (ANP) - Bank
officials and law enforcement Of
ficers got a kick" out of a case
at bar last week, when Robert
Broval0os admitted that he had
embezzled $42, 249.56 from the
bank where he was employed.
When asked by the judge to
verify the amount he stole, Brow
alos repeatedly replied: Your
Honor, the amount is about right
but I can't understand the So
cents! I never took any changed"
Minneapolis spokesman. [volume] (Minneapolis, Minn.) 1934-2000, 1961-08-11
Social and Personal
< MINNEAPOLIS

Singer Family Reunion: Mr. and Mrs Robert " Singer
2733 Creek Road Miles, Mich will be hosts the Singer
Reunion Sunday August 20 They will be glad welcome any
friends or acquaintance who may be in that locality be their
guests for this occasion.
Visiting Aunts Miss Martha Flowers Of Memphis Tenn is
visiting her two aunts Mrs Katherine Elliot Of 400 39h St
Minneapolis spokesman. [volume] (Minneapolis, Minn.) 1934-2000, 1961-08-11
Former Minneapolis
Girl And Husband
VISITING Pcrents

Among the many visitors vaca-
tioning in Minneapolis are Mr.. and
Mrs. William o. Robinson Of Seat
tle,, Wash, who arrived Sunday.
July 30, for a two weeks visit with
Minneapolis spokesman. [volume] (Minneapolis, Minn.) 1934-2000, 1961-08-11

win be held August 20, at the
home Of Mrs. Fred Fulbright,
Hugo. MINI
The Kenai Peninsula cheechako news., 1961-06-23

they spaces available the River Terrace Mobile Park in Soldona.
 River Terrace the beautiful spots in Alaska the Kena River the bridge in Soldona.
 The naturally terraeed and has beautiful birch spruce lot Every possible has enhance the natural beauty of this 
 River Mobile Park the paved road and close shopping The park equipped with the latest direct system which will furnish each trailer with maximum any electrical appliance There is charged to keep your electric bill down.
 River Park approved by the Alaska De- Health artesian which pped to each space at pressure provide your trailer with plenty of pure water at all times.
 latest frost free system and garbage facilities collection furnished free
 spaces large and well planned that each trailer has ample and beautiful view
 seed will be furnished free of charge to who wishes to have lawn flower garden
 River wide and have been dustprooed
 complete with tables barbecue pits and and their charge.
 You appreciate its beauty advantages stop self Have Everett Roelus show you You'll be surprised a the difference.
 driving around these anytime make River Terrace Mobile Park must
 agannear the bridge at the bend the in Soldona.
The Kenai Peninsula cheechako news., 1961-06-23
RENAL PLANNERS ASK FOR HELP

Helpl" say the members of the Kenai Planning Commis- sion as they prepare to tackle revisions to the Interim Coming Ordinance for the city. And they really mean it. Public comments and suggestions are welcomed as these are the points which need to be con- sidered in order to make the Ordinance one which is suitable and acceptable to all those con- cerned with it.
 Some major steps have al- ready been taken in that direc- tion. On May 25, MT. Victor
The Kenai Peninsula cheechako news., 1961-06-23

Fischer. of the Alaska Housing Authority: William Walker, also of the AHA; and John Ault, Anchorage Planning Di- rector, met with the City Coun- cil and the Planning Commis- sion to discuss changes in the Ordinance. Many points were raised, discussed, and revised. Should any member of the pub lie wish to make a suggestion he may leave it in writing at Seaman's Furniture or Kenai Korners or the City National Bank. or tell it in person to any member
The Kenai Peninsula cheechako news., 1961-06-23
Recent Arrivals
WendY Elaine Henry

A daughter "Wendy Elaine born to MT. and Mrs. Delbert Henry of Slilok Valley at $40 pm. June 12, 1861, weighed 6 lbs. 10A oz. Dr. Reischer was attending physician The baby was born at Seward Gen eral Hospital
 Russell Eugene Fucker
 A son Russell Eugene" born to MT. and Mrs. J. P. Fucker of Kenai on June 3, 1861, at the Soldotna Clinic. Russe ell weighed 6 lbs. 8 OF.
 Kim Maria Lietzke
 A daughter Kim Maria born to MT. and Mrs. J. R. Lietzke of Kenai on June f9, 1861, at the Soldotna Clinic. Kim weighed ' lbs. 12 OF.
 Darren Robert Gordon
 A son "Darren Robert born to MT. and Mrs. A. w. Gordon on June 12, 1861, at the Sol dotna Clinic. Darren weighed lbs. 5 OF. at birth.
 Randolph William Jackson
 A son Randolph William born to MT. and Mrs. Robert Jackson of Franklin Supply, Soldotna, on May g, 1861, at the Soldotna Clinic. Randolph weighed 6 lbs at birth.
The Kenai Peninsula cheechako news., 1961-06-23
Randolph William Jackson
House Guest

MT. and Mrs. Frank RoWley have as their house guest, Jack France, of Anchorage.
Evening star., 1961-11-19
Because SUAVEo is a lotion
1t penetrates
to make your hair behave

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hair i. makes your hair shine without greasi-
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Try Suave and see the difference today!
Created by +teGruCSt4
Evening star., 1961-11-19

Suave is different-a gentle lotion so unlike
thick, heavy hairdressings. Suave is made with
only the essence the penetrating part) Of lanolin
to give you deep down control Suave condi-
Montgomery County sentinel. [volume] (Rockville, Md.) 1855-1974, 1961-04-25

armed forces during the emer-
gencies arising from World War
or Korea. To qualify for a VA
guaranteed loan, the house must
be sold for no higher price than
the VA appraisal. Though vet
Grams may sell houses with VA
guaranteed loans to non-veter-
ans, they are still responsible
for the payment of the loan
balance. The Gil. program has
been almost completely dormant
for the past year and half
due to the general scarcity of
mortgage money and its low
interest rates, which are set by
Congress.
The Federal Housing Admin
istration will insure mortgage
loans on houses which meet
their minimum property re-
quirements" for purchasers who
meet FILA qualifications. These
loans are made for a set interest
rate (now 51se6) and vary de-
pending upon the price bracket
of the house and provisions of
current housing legislation.
Under both the FILA and VA
programs, government field in
spectors cannot appraise the
property for more than esti-
Montgomery County sentinel. [volume] (Rockville, Md.) 1855-1974, 1961-04-25
How To Finance Your New Home

mated cost plus a percentage
for profit, which serves to as
sure the buyer that a house is
properly priced.
So-called Conventional loans,
since they are regulated by
laws of the various states, are
made at flexible rates. In most
cases limitations on the loan-to-
value ratio of mortgage loans
made by lending institutions
mostly insurance companies,
savings and loan associations
and banks are such that % of
value is the maximum mortgage
loan permitted. Consequently,
only home buyers with 259S to
300 of the price in cash can
avail themselves of convention
al loans.
Mortgage lenders will require
that property be protected by
insurance from such hazards as
fire, windstorm, explosion, etc.
In additional, many purchasers
avail themselves of insurance
which will pay off the balance
of the mortgage should he die