davidaulloa/AmericanStories huggingface dataset:
Evening star. [volume] (Washington, D.C.) 1854-1972, 1961-08-14
SIX POINTS TO REMEMBER
IN PICKING YOUR POLICIES

You mayor may not-get a bargain by buying
life insurance by mail You should thoroughly inveSti
gate the company establish beyond doubt that it is
licensed to do business in your State and make certain
that 1t is reliable and has good record of performance
Find out whether you can choose to pay premiums
on yearly sem-annual quarterly basis There may
be substantial difference in cost between annual
payment and four quarterly If you intend to
take out large amount of insurance you may be able
to pay for it on quarterly-eVen monthly basis
without extra cost.
Keep your policies in safe place. Your survivors
should be familiar with the terms of the policies and
should know what options open. They should also
know where the policies kept.
Make sure you know the special provisions of your
policy Most companies allow period of grace Casually
81 days. after the premium payment due Your policy
will remain in force during this time if your
payment is delayed, If your policy has automatic
premium loan provision, the premium will be auto
maticaly paid by policy loan if you do not make
your payment within the grace period.
Once you start insurance policy be prepared to
continue it. large part of your early premiums will be
devoted to sales commissions and other insurance
pany expenses. Not much will be devoted to building
cash reserve. If you change your mind and drop
policy after it has short while much of what you
have paid will have been eaten up.
There is way of making that you choose
the best policy. You could do only if you could
foreten the future. You will not know how you should
have played the game until it is all So what
should you do now? Just act the principle that
the best insurance program is that your mind
1t should give you the that you have pro-
vided for your family well you can. You cannot
do more
Evening star. [volume] (Washington, D.C.) 1854-1972, 1961-08-14

ditional medical examination,
you can switch to a policy
in which you have a cash
value and which will continue
in force throughout your life
time. Premiums on such a
policy per thousand dollars Of
insurance are of course higher.
Term insurance provides
maximum protection at the
lowest premium outlay.
STRAIGHT OR ORDINARY
LIFE INSURANCE is per-
manent. Unlike term policies,
on which premiums increase
each time you renew, the
premiums on straight life in
surance remain the same all
your life. They are the average
of what you might be expected
to pay at various ages of a
normal life. Therefore, they are
much higher than term in
Surance premiums when you
are young, and much lower
when you are older.
The extra amounts you pay
in the early years of the policy
create a cash value available
to borrow if needed, or to take
as cash or income should you
decide to give up your policy.
ENDOWMENT INSURANCE.
This emphasizes savings fea-
lures more than protection.
Endowment policies are also
written for specified periods,
often 10 or 20 years. At the
end of the period, you may
take the full amount of the
policy in cash or as income.
The premium rates per thou
sand are higher than for any
other policy. AS a result, cash
values build rapidly. 81
Hundreds of Plans H.
Some popular policies COM
bine straight life with term
or with endowment insurance,
or term with endowment, or
even all three types together.
There are literally hundreds
of other insurance plans. All
emphasize some special type of
Evening star. [volume] (Washington, D.C.) 1854-1972, 1961-08-14
MAKE THE MOST Of YOUR INCOME
Good Insurance QMets Worries

sum to your beneficiary upon
your death.
Three Main Sources
There are three main sources
of insurance policies:
. Group insurance. AS its
name implies, this type Is
usually available to numbers
of persons with something in
common-employes in the same
company, members of a union
or fraternal organization, even
members of any club. 1t is
usually term insurance and has
no cash value.
Group insurance is such a
bargain that most authorities
agree that it should be bought
by everyone who can do so.
G. I. Insurance, or national
service life insurance, is a form
of group insurance. The gov
eminent handles the program
and pays the administration
costs from taxes. Consequently,
premium rates are extremely
low.
Q Conventional Life InSur-
ance Companies. There are an
estimated 900 life insurance
companies in the United
States. Most offer a complete
selection of basic policies plus
many special-feature policies
to meet individual require
ments. Therefore it is difficult,
if not impossible, for the aver
age person to select the COM
pany which offers the best rate
on the policy which is best for
him.
AS a practical matter. there
fore, you should choose a re-
liable company with an I'M
blemished reputation-or an
insurance agent with the same.
If possible, choose an agent
who has the experience to an.
swer your questions intel
ligently, to design an insurance
program specifically for you,
and who has served your
friends or acquaintance salts
factorily.
Avoid the high-presSure type
who is determined to sell costly
policies without regard for your
own desires. Remember that in
addition to providing protec-
ton in case you die, an in
surance policy should give you
a sense of security while you
live.
o Savings Bank Life Z
surance. Savings banks may
sell insurance only to residents
in their own State. They do
not offer the wide variety Of
plans sold by most insurance
companies. However, they sell
the basic types-term, ordinary
life, limited payment, endow-
ment and group insurance as
we'll as certain other special
policies.
Copyright. 1861, Prentice-Hal, Inc,
Englewood Cliffs, N. u
Distributed by TimeS-Mirror syndicate
Los Angeles.)
Next Monday: Could your life be
ruined in 20 seconds? Some informo-
tion about automobile insurance, home,
IiobiIity, title, heolth. hospital and
personoI property insurance.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1961-08-14
BY JOHN L. SPRINGER
PART v

A few years ago, two middle
aged fathers died within a
month of each other in a
suburb just outside Dallas,
Tex. Both were home-owners.
They earned about the same
salaries and had about the
same living standards.
The first mans wife and
children still live in the same
Evening star. [volume] (Washington, D.C.) 1854-1972, 1961-08-14

looking for finoneioI peoee Of mind?
1t will be hord to find unless you
hove q good insurance program. And
thot's the subject Of this fifth in
sediment condensed from the Prem
tice-HoIl best-seIIins book, "Moke
the Most Of Your Income"
Evening star. [volume] (Washington, D.C.) 1854-1972, 1961-08-14

reify, rein, rent, reft, refit, rite, rift,
rife. riot, rote, entry. note, notify,
often. orient, oyer. tenor, term, tier,
tire, tine, tiny, tone, tore, tory, foyer,
trine, trio, trey troy. tyro, infer, into,
inert, inter. irony, iron. fern, feint.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1961-08-14
WORD GAME
HI AND LOIS
MRS. FITZ
FREDDY
THE TooDLES
UNCLE CHARLIE
SCAMP

Find 10 or more words in
EXACT
meaning Inaccurate" Average
mark 16 words; time limit, 20
minutes.
Rules of the game: 1. Words must
Evening star. [volume] (Washington, D.C.) 1854-1972, 1961-08-14

be of four or more letters. Q. Words
which acquire four letters by the
addition of s." such as bats"
cats" are not used 3. Only one
form of a word is used. 4. Proper
names are not used.
Smyrna times., 1961-11-16
| No ScrappHlg,
| Just Mapping
| TRoom S Cool
BY MARY BOWMAN

Does nap time become scrap
time at your house on hot sum-
mer days? II SO, you're not alone.
Nom.
Just when youngsters need
rest the most-after playing
hard in the heat--they're leas
apt to lie down quietly for that
restorative nap. What happens:
Tney toss, turn, and fuss, then
get up more exhausted ard
crankier than ever. Mother.
who's hot and tired, too, gets
edgy and impatient.
It's jdst too bad for Dad when
he gets home.
Some mothers in my neighbor"
hood have solved the problem
nicely: they bought room air
lconditioners for the children's
rooms. With windows closed to
noise, shades drawn, and tha
bedrooms preceded, these moth
ers have no trouble getting the
children to sleep soundly on TIKI
,su1triest Of days.
"What about noises?" ! asked
them. There's no problem there,
&c turns out. New electric room
air conditioners are much quiet
Ier than the ones we used to use.
lone mother told me she suS-
poets that the gentle whisper o.
the room cooler helps lull he
child to sleep
Smyrna times., 1961-11-16
Women Haze Better Vision
When 1t Comes to Color

rounding trees, and a long, low
planter of natural stone to tie
the house into the landscape.
It's best to choose the roof
color first, then plan the other
exterior colors scound it, Miss
Long advises. Asphalt shingles
will last for many years, where
as the siding and trim can be
painted every few years.
In selecting the color for sid
ing, be sure it's appreciably
darker or lighter than the roof,
Miss Long warns. For instance,
if you choose a light gray roof
and want blue siding, pick a
dark blue. "You need contrast
in value as we'll as in hue" she
explains.
"Don't be afraid of color"
says Miss Long. Look how
lavishly nature uses i'll" But be
guided by the natural colors in
your area. With asphalt shingles
available in many colors, rang
ing from light TO deep tones, and
the wide palette Of exterior
paints now being sold, your
house can be cora 7oleteiy individ-
ual yet loos as Though il 'lelong9
in its surroundings
Smyrna times., 1961-11-16
Legionnaire Is
Armistice Day
Club Speaker

William Pleasanton, past COM
mander of the David c. Harri-
son Post, No. Ia, American
Legion, was the guest speaker
at the dinner meeting of the
Smyrna Rotary Club, Thursday
night. Speaking on Armistice
Day, he lauded the veterans of
the nation, and said that the
local post is the first American
Legion post in the United Stat
es to provide ambulance SER
vice for community. The loc-
al Legionnaires serve upper
Kent and Lower New Castle
Counties. The local post is also
active in the teaching of Ameri-
canism locally; adheres to the
proclamations set forth by the
government, and observe all ma
tional holidays. DR.. George v.
Kirk, president, conducted the
meeting and also served as pian-
ist for group singing led by
Reynolds Pratt. Charles Pardee
was a visiting Rotarian from
Dover.
Smyrna times., 1961-11-16

Women in general have a bet
ter color awareness than men,
says Rita Long, New York color
stylist. That's why Miss Long
believes that woman's role in
selecting exterior colors for a
new or existing home should be
e major one.
Here are some of her sugges-
tions:
The color scheme of a house
should always be related closely
to its natural surroundings.
'sBut that doesn't mean you can't
use lively coloIs," Miss Long
says.
For a desert house, for in
stance, / might choose sand
beige siding, a cactus yellow
ooor, sage green trim, and a roof
of white asphalt shingles" White
asphalt shingles, she explains,
are an especially good choice in
hot climates because they keep
the house cooler by rejecting
the suns rays Without glare.
For a house on rocky hill
side, Miss Long suggests white
siding, a barn red panel door
and shutters, medium green ss-
phalt shingles to blend with n
Smyrna times., 1961-11-16
State College
Cultural Series
To Open Sunday

The William c. Jason Library
Delaware State College presents
Mrs. Vivian Carter Mason, AS
sistant in charge of Women's
activities in the Peace Corps,
as the first feature of its Ii
brary Cultural Series for 1861
81, on Sunday, November 10,
at 500 o'clock p. m.
Mrs. Mason will use as her
subject Cultural Opportunities
in the World Around U.s." Hav-
ing travelled extensively, she is
eminently qualified to discuss
this subject. In 1855 she was
the guest of DR.. Frank Buch-
man at Caux, Switzerland, and
in 1857 she was the guest of
Radio Free Europe on an in
spection tour of radio installa-
tions in Berlin and Paris. The
Israeli government invited her
to tour Israel and the Middle
East. After that study tour con-
cluded, she visited North Afri-
ca including Tunis, Algeria, Mo-
rocco and Spain.
Mrs. Mason is a graduate of
the University of Chicago and
Smyrna times., 1961-11-16
Many Government
Vehicles Yet to
Be Inspected

Motor vehicles, operating with
exempt registrations, should be
Inspected during the present
month, according to Motor We
hicie Commissioners Russo
Whitby, in order not to inter-
fere with the inspection of 9th
er motor vehicles during De-
cember.
MIR. Whitby pointed out that
there are more than 2,400 of
these exempt registrations in
operation, belonging to various
governmental agencies. fire COM
panies and veteran organiza-
tionS.
All of the exempt registra-
tons expire on December 3lst,
according to Mr.. Whitby, who
added that they must be inspec-
ted before the registration can
be renewed.
But" said Mr.. Whitby, "the
records show that there are a
large number of state, county
and municipal owned vehicles
still to be inspected"
The Motor Vehicle Commits
sioner said that if it was desired
to have some of these vehicles,
such as fire trucks, inspected
on their premises, arrangements
for that inspection should be
made with the inspection lane
in the county where the vehic-
les are located.
Concerning the inspection of
motor vehicles with December
3lst registration expiration, Mr..
Whitby said they are visiting
the inspection lanes at a very
slow rate with the indications
being that there will be a large
number of these vehicles to be
inspected during December.
Motor Vehicle Department
records show there are a total
of 51,680 motor vehicles having
registrations expiring on De-
cember 3lst, with ll,l33 being
in Kent County, 8,43l in Sus
sex, 29,l68 in New Castle and
2,498 exempt.
Smyrna times., 1961-11-16
Mrs. E. Prettyman
Makes Report to
Church Women

Mrs. Eldridge Y. Prettyman,
Milford, president of the Epis-
copal Church Women, Diocese
of Delaware, read a Delegates
Diary" her impressions of the
recent General Convention of
the Church at Detroit, at the
meeting of the Women of St.
Peters Church held Tuesday
night here. Colored slides TAX
en- at the convention were shown
by the speaker with running
commentary. Mrs. Richard W.
Comegys was the projectionist.
Mrs. Fred Heinold, Sr., presi-
dent, conducted a brief service
in the church, followed by the
business session. Mrs. John E.
Wilson III, submitted the treas
urer's report. An annual dio-
cesan pledge of $50 was made.
The women were invited to at
tend a meeting of United Church
on Thursday, November 80, at
7:30 p. m. A letter was read
from Mrs. Paul F. Turner, pro-
vincial president, urging contri-
buttons to the Bishops Fund for
World Relief. Mrs. Francis B.
Gebhart, supply secretary, re-
ported that the local assign
ments will be sent to St. Luke's
College, in Japan, and to st.
fIilda's Mission in Puerto Rico,
completion date April l. Mrs.
Medford Sparks, CPC secretary,
told of the project to send text
books to the Rev. Seymour
Finn in Africa, and the local
group will contribute. Miss T.
Ann Scout reported that $62
was realized by the Fall Flower
Mart. At the meeting of the
women on Tuesday, December
IL, a program on the History
of Christmas Music will be pre-
sented by Lewis w. Grub, the
church organist. Mrs. c. F.
Metzler was hostess at the tea
which followed the meeting.
Smyrna times., 1961-11-16

perforation represented the
mothers answer to one of a
long list of questions. Her an
swers covered such data as
Johnny's age and birthdate,
mothers age at delivery, ill
nesses of mother during preg-
nancy, any stillbirths, any
physical defects in husband or
wife, Johnny's weight, his age
when his head started to en-
large and head circumference.
Scores of other vital facts
are fed into the machine that
never forgets.
When the sorter finishes Sin
terviewing" Johnny, the green
card has recorded for all time
and in capsule form the in
fant's past and present life, and
his family background.
More significantly, the cleo
tronic device also faithfully
remembers the case histories
of hundreds of other Johnnys
whose brain fluid is blocked as
it is with this boy.
DR.. Merrill has only to run
these cards through the high
speed sorter to compare these
life histories with Johnny's.
Most important of all, for
this youngster and bis appre-
hensive parents, isl that the
sorter can help the doctor form
reasonably accurate idea OF
Johnny's immediate future;
help him decide on the advisa-
bility OF surgical insertion OF
a "shunt" or plastic tube to
draw off the excess fluid into
the blood stream; and indeed,
Smyrna times., 1961-11-16
Share Abundance
With Others
Governor

In a proclamation, issued at
Dover last week, Governor Ell
bert N. Carvel called upon Del
awareans to not only mark
Thanksgiving Day with prayers
of thanksgiving and display of
flags, but also to share their
abundance with others.
The chief executive pointed
out tn at there are in other
lands those less fortunate who
can barely earn their daily
bread" These, he said, need
the assistance of those who
have more than their actual
needs"
Governor Carvel praised vari-
Gus religious groups for their
efforts to promote "Share-Our-
Surplus" programs and urged
everyone to participate in these
Smyrna times., 1961-11-16
Kent County Republican Women

Mrs. C. w. Theobald, vice
chairman of Rural New Castle
County, will be the main speak
er at the monthly meeting of
the Kent County Republican
Women's Club on Monday, No
vember 20, at 800 p. M, in the
meeting room, 252 in the State
Board of Health building in Do
yer. Mrs. James Jackson, club
president, is extending an open
invitation to all club members
and all interested Republican
women to attend the meeting
and hear Mrs. Theobold's new
program for 1862. Mrs. Edgar
Boggs, Mrs. Clifford Anderson,
Mrs. Nelson Emory, Mrs. Frank
Cowan, and Mrs. Lee Remley
will be hostesses for refresh
Smyrna times., 1961-11-16

assist the physician in predict
ing the future course of the
disease.
This is done by a study of
past performances of other hy-
drocephalic infants whose med
ical circumstances closely re-
semble those of this baby. That
data is available almost in
stantly-"in a minute fraction
of the time" as DR.. Merrill
says, required to go through
the records by hand"
This comparative diagnosis
"can save a child's life" he
adds. "At least one thing we
now can have up-to-date to
guide US, and guide us instan-
taneously, is our experience.
In five minutes, usually, the
sorter can give us information
that helps us decide precisely
what to do in Johnny's case
and what not to do"
Aside from the Birth Defects
Study Center at Vanderbilt,
The National Foundation March
of Dimes has financed similar
centers at Children's Hospital,
Columbus, Ohio, and at the
University of Oklahoma Med
ical Center at Oklahoma City.
Eventually, when the expert
ment DR.. Merrill is conducting
is completed, the study centers
are expected to pool their rec
ords of hundreds of victims Of
significant birth defects for the
benefit Of all. Tragically, there
are about 250,000 such infants
born yearly in the United
States.
Smyrna times., 1961-11-16

Johnny x from Tennessee
is nine months old. His head
is extremely large for the
small body. He has water
on the brain.
When his mother recently
took Johnny to the Birth De-
fects Study Center at Wander
bilt University School of Medi-
cine, Nashville, Tenn, for
specialized treatment of this
disease, known medically as
hydrocephalus, their first ap-
pointment was with a doctor
who had most unusual assist
ant-an inanimate electronic
sorter.
DR.. Robert E. Merrill, assist
ant director of the Birth De-
fects Study Center, a research
unit financed by The National
Foundation-March of Dimes,
explained:
This apparatus is something
unique when applied to birth
defects. 1t can be lifesaver.
It's an IBM machine, and its
memory is many thousand
times more retentive than the
proverbial elephants. In effect,
our mechanical robot here is
going to interview Johnny and,
although I'm Johnny's doctor,
I'm really acting only as sort
of glorified Office boy to the
machine"
Using a device somewhat re-
sembling typewriterkeyboard
DR.. Merrill began punching a
rectangular oblong green card.
measuring about Z" X s.. Each
Smyrna times., 1961-11-16
Navy Established March 1894

The present-day Navy was es-
tablished by Congressional law
on March 27, 1894, for the pur-
pose of protecting commerce.
This was nine years after the
first seizure of American merch-
ant ships by Algerian pirates.
During this period, the U. S.
paid as much as $l,000,000 a
year in tributes and ransoms for
imprisoned American seamen
and captured ships.
Smyrna times., 1961-11-16

programs to show the whole
world our own appreciation for
the blessings we have received"
Delawareans were also urged
to pray for that day when
throughout the world there shall
be no famine, no misery and
no bloodshed but a world
united in praising the Almighty
for His great Goodness to us
all"
Smyrna times., 1961-11-16
Far Away Places
continued LON Page One)

Joseph w. Ennis, member OF
the Governors Safety Council,
spoke on progress in the realm
of safety. The club accepted
an invitation to a tea at The
Lindens on Sunday, December
3, with Mrs. Clyde Young as
hostess from A to 6 p. m. Mrs.
Harvey Carrow was the FORUM
ate winner of a dry flower ar
rangement.
Smyrna times., 1961-11-16
O. What is the name of this cut

O. What is the name Of this cut
of meat?
A. Center cut ham slice.
O. Where does it come from and
how Is it identified?
A. It is the center section OF
ham. Both cut surfaces look
like center slices.
@. How Is it prepared?
A. By broiling. panbroiling or
panfrying. II also may be
broiled on an outdoor grill.
A 1s-inch thick ham slice re-
quires 10 to IL minutes total
broiling time. A 1-inch slice
requires 16 to 20 minutes
total cooking time. A 1-inch
thick slice should be 2 to 3
inches from the heat. Ham is
always cooked well-done.
Smyrna times., 1961-11-16

Martin Golden, "elder states
man" were among the special
guests. Earl Harris, Smyrna
Clayton Jaycees, was chairman
of arrangements. Brooks Banta
is local Jaycee president. At
tended by Sc persons. represent
ing IA Jaycee chapters in the
state.
Smyrna times., 1961-11-16

has studied also at Fordham
and New York Universities. She
has been the recipient of many
honors and awards including
the Laura Bridges Medal and
the Sojourner Truth Medal.
Smyrna times., 1961-11-16
FLA Assembly
Confined Prom Page onel

person is one whose learning is
reflected in his daily behavior.
He is noble in mind and in body,
and prizes those things that
contribute to the well-being and
elevation of mankind. He con-
tinues to learn, to broaden his
knowledge, to extend his under
standing and deepen his appre-
citation of life and be of service
to mankind"
Smyrna times., 1961-11-16
Fall Conference
CONTINUED from Pare One,

CONTINUED from Pare one)
God and country" Elwood
Cook, state president, conduct
ed the meeting. Richard Ben
nett, past state president, and
Smyrna times., 1961-11-16

You're looking at full-size so
Dodge that will out-scat, out-save
just about anything running on
gasoline. And it's priced down the
line with Ford and Chevrolet.
Dodge Dartl An Action Economy
car that will accelerate 7S quicker
than last years comparable model
and do it on 5% less gas. You've never
driven anything like it! Handles neat
and easy. Rides level and smooth on
torsion-bar suspension. The brakes
adjust themselves. The body is rust
vow ON DISPLAY AT YOUR
RoTHWELL's
n.U--a uI.I