ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1959-07-22
The Junior Order


The Junior Order
Of the Croatian Fraternal Union Of America
Section 241 The Croatian Fraternal Union
maintains ma and operates Junior Department for
the issuance of benefit certificates to children from
birth to 16 years Of age
Section 242. The Junior Order shall attain
its objectives in the following manner;
a. Through the organizing of nests by the lodges;
b. BY encouraging the nests to hold monthly
meetings for the collection of dues, and to in
cite activity in the national cultural field.
o. BY issuing the Junior Magazine
Section 243. All receipts and disbursements
of the Junior Order shall be kept in separate books
of the Croatian Fraternal Union.
All payments of the Junior Order shall be
made by the Director. Checks shall be signed by
the Supreme President Supreme Treasurer and
the Junior Director.
Membership
Section 244. Application for membership In
the Junior Order shall be made on forms furnished
by the Croatian Fraternal Union, and shall be
signed and submitted to the Nest Manager by the
parent, guardian or any other person who will be
responsible for the payment of dues.
Applicants for membership accepted with
out medical examination, except in cases where the
Supreme Medical Director requests same.
Certificates
Section PAS. The Junior Order issues certi-
fcates based on the CSC table of mortality at $50,
and subject to the laws of the States and Provinces
OF Canada in which the members reside.
Any member of the Junior Order may possess
Term certificate and of the per-
manent type certificates.
Initiation Fee Of rs cents for the first month of
membership but shall not pay any other dues for
that month. For the succeeding months, the MEM
ber shall pay his regular monthly dues. Members
insured on other plans must pay dues for the
month in which admitted without any Initiation
Fee
Section 247. Beginning with the second month
of Term membership, the Nest retains five cents
from the dues payments of each member for its
expenses If it so DESIRES it may also make
an expense charge against permanent type certi-
ficate
ior Order of the Croatian Fraternal Union shall be
sent regularly each month to the Supreme Treas
urer by the Lodge Treasurer or Nest Manager.
Transfer to Adult Membership
Section 49. Members insured on the Term
to Age 1s Plan shall be entitled to Special Trans
fer Dividend on transfer to the Adult Department
Of the Croatian F'raternal Union The Special
Transfer Dividend shall be paid out Of surplus earn
ings accumulated in the Union and shall not exceed
s1.oo for each full year of premium payment
The Special Transfer Dividend shall be in addi-
ton to any other dividends declared under this plan,
and must be applied only towards the payment OF
m. & IGr plan OF 81 hs nen peg
by the Supreme Board.
Section $50. When a member Of the Junior
Order, insured Term has attained age 18, he
must, within go days, transfer to the Senior De-
partment. Should such member fail to transfer
within so days. he shall be expelled from the Jun
ior Order, his certificate forfeited and he shall not
be entitled to a transfer dividend
Every member of the Junior Order has the
right to transfer to the Senior Department upon
reaching his 18th birthday
The member must pay dues to the nest until
the month in which he joins the lodge
Section 251. Those members insured on plans
other than Term, shall upon attaining compulsory
transfer age be automatically transferred to the
Senior Department and shall resume payment OF
regular dues in that Department.
Section 252. Term Members Of the Junior
Order who become of age to transfer to the Senior
Department, but are not in good health can obtain
insurance in the amount of $500 only if they apply
for such transfer.
Payment Of Death Benefits
bau he fhe d,,tv ~ NaSf f0
Immediately notify the Home Office Of the death
of Junior member, and submit the following
cords soon possible.
1. The Report Of Death form Of the Junior
Order with all the required information attached
thereto;
2. The Certificate Of Death from the proper
s. The Certificate Of the deceased Junior
member.
Section 254. Every member Of the Junior
Order or person responsible for same shall pay
dues regularly each month, and not later than the
last day of the month If the dues of Term men,
Manager Of the Nest must suspend the member.
In which case the certificate shall. without action
or notification from the Junior Order be forfeited
death benefits and shall forfeit all rights to the
previously paid dues.
This applies also to permanent certificates
on which cash value has been accumulated.
Reinstatement Of Members
Section 255. Every suspended Term member
may be renstated within a period of three years
with all former privileges, If:
a. he is in good health
b) II all dues in arrears are paid;
O. II he has not attained the age Of 16 years at
the time Of application for reinstatement
In all such cases Of reinstatement, the parents
or guardians must sign the prescribed blank stat
ing that the child is in good health In special tn-
stances. q medical examination OF the child may
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