ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1958-01-15

IL 1888 1866
Over IL Not Issued
v. ELIGIBLE CHILDREN ON PLAN
Eligible children are: (a) any child, sepchild or a
legally adopted child of the Payor and (b) any child born
the Payor and Spouse after the issue date of the policy
Children admitted to the policy on the issue date should
be the age of O month"; but not over IL years or
age child under age of month the policy date
nevertheless will be included in the policy to be covered
automatically when it attains the age of one month.
New born children automatically admitted for COW
erage when they attain age month"; subject however,
to notice from the parents.
vi. AGE LIMITS OF PAYOR AND SPOUSE
The policy cannot be issued to the Payor if he is
the So If the Payor should be under age TO- the rate
the TO- Furthermore the policy may be issued
only if the wife is not than II years younger than the
Payor not than years older than the Payor.
VII REVERSIONARY INSURANCE ON PAYOR
If the wife before the Payor reaches age 65 the
insurance his life is increased by $1,000 of Term to IS
for each unit of family group coverage.
No change in premium rate takes place with such in
insurance This benefit applies Notwithstanding
by the Society of the full death benefit the wife
VIII CoNvERTIBIIITY IT'S MEANING
The amount of death benefit on the Spouse may be
converted her epy date without evidence of msuraby
to any life endowment plan then issued by the Society,"
The required premium after conversion is based
the attained age under the policy the conversion
date at the rates then in effect.
Likewise the insurance each child may be converted
chds expy date to any life or endowment pan up
times the Term death benefit under the Family Policy.
IN. PAID-UP AND CONTINUING BENEFITS
In of the Payers death while any dependent
eragc in effect the contract will be endorsed paidup
the dependents for the remainder of their respective
term periods In of the death of any dependent the
contract is nevertheless continued in full force the
naming family members, subject to endorsement by the
Home Office.
A. NON-FORFEITURE VALUES
The policy provides liberal cash. loan reduced paidup
and extended insurance benefits the Payor only
Such benefits calculated the life of the Payor
and may be exercised at his exclusive option however the
policy provides extended insurance the wife and children
for 80 days the period of extended for the Pay
less than 80 days. commencing end of the second
policy year
XL THE APPLICATION FORM
special family group application used for this plan
under which the Payor has authority declare the ns,ra
bity of himself his wife and each insured child The wife
authorized execute this form only when the Payor
not living or is unnsurable. #E
XII. NON-MEDICAL APPLICANTS
Regular non-rnedcal rules apply to the Payor with
laon to his age and the of insurance his fe
No medical examination is required of the wife except
where (a) than unit of family group insurance
purchased b wherever she happens be the Payor under
the policy c) cannot meet nonmedcal requirements
XIII. UNIT OF BENEFIT AND LIMITS
One unit comprises $4,000 the Payor, $1,000 the
wife Increased decreased by her age dfferena and
900 each child The minimum certificate issued any
family unit and the normal maximum is two units
XIV BENEFICIARY DESIGNATIONS
The policy makes specific designations Of beneficial in
terest the wish of the Home Office that designations
Of benefciaries conform with these provisions.
However, it is recognized that extenuahng circum-
stances sometimes arise jusfying deviation from
the stated provision.
The details of any such should be submitted to the