ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1958-04-09


for the last six month period of 1857.
This report will only general points, it is SO
officers and officials who will likewise submit to you their
detailed reports each for his department and sphere of
activity.
So that YOU NAV obtain a clearer picture of our
standing at year-end, it will be necessary to inject
tain observations with respect to business during
the entire past and to compare the results with
our past experiences
This will enable to thoroughly discuss certain prob
lens with which faced the basis of longerm
viewpoint that decisions be for the greatest
good to the organization and the membership
The society's Membership In General
By decision of this Board of September, 1856, sue
cessu drive for membership conducted during the
past year in both departments of the Society.
The cash awards approved to builders proved of
sufficient interest attract great number of
bers to take part in the campaign Last September we
approved additional special awards to the winners over
and above the cash awards which likewise brought good
results.
so through the efforts of our builders we were able
to record at the end of the year net gain of $50 men,
bers The total insurance the lives Of members
increased million 600 thousand !
Payments from the Mortuary Fund and the Sick
and Disability Fund amounted to close to and
half million dollars. The Socetys total assets in
creased by million dollars
These statistics have been audited and taken from
annual statements to the various state
ments which are signed in addition to the executive Off
an Fraerna Union is continuing to grow and advance in
all branches of it's operation
Perhaps this is repetition of something which has
been said many times this year but it is necessary that
be brought before you officers and officials and
before membership in order to repuse the unustfied
lamentations of certain unqualified purporng to
show that the Croatan Fraterna Union is gradually de-
clining.
. By your decision of last September, new, twoyear
campaign successfully started which its leaders will
report to you during the of these meetings. which
will convince you and the Socetys membership that the
field of endeavor available to builders is not yet
hausted and the awards announced namely trip to Yugo
slava and return cruise and visit to some ia
Central American cities have created satisfactory
interest among our builders.
New Insurance Plans Widely Approved
During the past year, we adopted the Single Premium
Plan of insurance This plan has proven to be particularly
popular among our younger members
Also adopted was the Family Plan, under which an
entire family including parents and children covered
by one certificate We adopted this new type of insurance
to meet the strong competition of the commercial
insurance companies which are spending huge sums OF
money in advertising this plan.
definitely the first among the nationality fraternals
to offer the Family Plan to its membership.
Of course, must submit every new insurance plan
the insurance departments of all states and provinces of
Canada for approval before permitted to sell new
type of insurance to prospective members.
To date, have obtained approval of Family Plan
certificate from many of the states in which we are Ii
censed but states have for the time being refused
to allow raternal organizations to issue this kind of cer
fcate with the explanation that it would be violation of
existing fraternal laws.
It will take time before the legal obstacles in
those be removed, perhaps will have to
make changes in the certificate in order to comply
with the laws of those states.
But in those states where permitted to sell
that type of Insurance. will proceed to the ultimate of
ability.
With your approval, also entered into agree
ment with a large insurance company for sOcalled
Reinsurance Plan, under which able to insure
applicants who rejected by Medical Director
poor insurance risks.
The majority of these rejected applicants will be in
sured with the reinsurance company at the rates
in existence in the Society," and in few special
at slightly increased rate and in that af
ford these members every benefit offered by insurance
certificate.
Decisions of the Last Board Session
With your approval sold the Croatan Home at
Black Eagle Montana, for $1500000 to Lodge "Zvonmr
No. 984 in that city.
That is the former Lodge "Zvonnr' No. 1 Of the
Croatan Brotherhood and the Home the property of
the Croatan Brotherhood which merged with Society
January 1856 The sale and purchase of the Croatan
Home at Black Eagle consummated at the end of jan
uary of this year.
With this action, complied with the request of oura
members in that part of America who Immediately after
Meeting And Fefe0n Verona Lodge ITO Pad
VERONA Pa. = The menu to be held Wednesday