ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1958-04-02
Legal Counsellor Proposes Thorough
Study Of Soeiety's Bylaws Structure

SIuQy OF 90CIe1y bylaws SITuCIuTe
Croatan Fraternal Union Found To Be
In Al Standing From Many Viewpoints
SEPTEMBER 1857 TO MARCH 1858
Supreme Board of Directors
Croatan Fraternal Union Of America
Dear Brothers and Sister:
The work of your Counsel this period consisted prn
cipay Of disposng of matters in litigation and III consul
tave capacity and in carrying heavy correspondence
with the membership throughout the United States and
Canada.
In addition thereto, engaged in interpreting sec
the Bylaws to the officers of the Union and IN
dsposng of other legal matters which came to the attention
Of the Executive Board.
will not attempt to discuss every item individually
but only the ones that feel important to tie well
fare of this Society
full defense in the of Evanch vs. Croatian Fraer.
nal Union of America After Jury Trial. the verdict
in favor in the case OF Evanich VS. Croahan
Fraternal Union of America. /
This matter was before Jury the County Court of
Allegheny County, Pennsylvania, and it was concerned
principally with Interpretation of provisions of the
Bylaws concerning suspension and continuation OF benefits
would thank the officers of the Executive Board
their splendid cooperation and their demeanor on the
Jury might add that in my opinion there was no IL
ability on part Of the Society in this matter.
At this writing am in the process of filing an Answer
the of Theresa Cubakovic Croatan Fraternal
Union of America which the interpretations
of the Sick and Disability provisions of Bylaws 1t will
be first time knowledge that suit has been brought
on a disability claim filed after death.
Another interesting is before the Insurance
Commissioner of the Commonwealth of Pennsylvania con-
cenng again the Sick and Disability provisions which, when
finally adudicaed will require stronger Interpretation and
enforcement of the disa bilty provisions
am happy to note that our membership has re-
prompt in changing beneficiares that they
stanty up to date Failure to designate proper benefc
aries has been of considerable difficulty ON the
part of the Society and inevitably results in family dis
cord and unlappness.
This brings me the second phase of my report which
recommendation to the Board that Committee be i'm.
mediatey named to begin the revision of the Bylaws of
the b teri 4 9nem Of to De
L shall be very happy to advise the Committee from
time to time to the particular provisions of the Bylaws
ngs not ordinarily or actually intended TO put it mildly
far too lengthy and cumbersome.
Modern insurance provisions, the newly adopted fra
tera codes and the strict regulation of fratera benefit
societies by all Of the insurance departments of the United
States and Canada provide enough supervision the
activities Of raternal benefit society," that there is
little if any, possibility that any member would suffer
loss by wlfu negligent act of the administration
of fraternal benefit society,"
Redundancy in expression is found
in many Bylaws provisions which seek to define rights
duties and liabilities to all contingencies Emerson
wou be y hope will to that end
that many sections of Bylaws will be omitted by
and part Of the Common Law and Statutory Laws of
the States in which Society is operating.
The mind Of men is constantly changing and forever
adopting and seeking out theories and ideas Today
we have probably bah or new algsbras that weren't even in
In my student days, the geometry of Euclid
the only one studied just recently, met physi
cist friend of mine who told me that in 'Moduo - 7"
arithmetic used in the design of computers that plus
equals 2.
Needless to say was not only foored but dumbfounded
My friend went also say that of treasured
geomeric maxims being questioned this is true,
my dear Brothers and Sister, then we the ad-
vent of ideas and methods and Immediately set
minds to task to provide educational program for the
instruction of all of lodge officials agents and any
interested in the function of the fraternal
ance industry. This is my recommendation to you.
For example, although know that all of Officers
and Directors familiar with the Commissioners Stand
ard Ordinary Table, how of realize that is based
on relatively simple principle?
Out of every ten thousand any age group,
tain number will die each year. The United States Govern
ment and all of the States provide extensive statistics which
to be extremely reliable Statistics such do
dict who will die in group each year. but they do
predict how many will die Our Croatian Fratenal Union
of America table of death and survival covering all
ages from to 100 This the CSC mortality table From
and with the aid of actuary determine
and our premium charges.
We readily the variants possible from the table
covering different insurance contracts To expect people
from various walks of life to be able comprehend all of
subetes of the life insurance industry without any previous
training or current instruction is very difficult
Broadly speaking, this recommendation is not within
the purvleW of your General Counsel but in the interests
preventing litigation and future enlghtment, and the