ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1957-11-13

The Sick Benefit Department of the Croatan Frater-
nal Union issuing entirely form of protection
known the Income Defender Certificate to eligible
present and prospective members
Adopted via Referendum Vote during the months of
October and November, 1858 and made effective of
January 1854 this modern protection far reaching
it's scope of coverage that herewith explain it's main
features in detail for the edfcaton of Lodge Officers
Campaign Workers, and Members.
To begin with, the plan provides benefits for loss
of time the result of accidental bodily injuries and for
loss of time caused by illness.
In other words, person must be wage (male
eae if such person to be insured and collect benefits
under this plan the result of loss of time caused by
accident illness
Any loss of time which is sustained as the result of an
accidental bodily injury benefits for such loss shall be
payable from the first day. Any loss of time which is
sustained the result of Illness benefits for such loss
shall be payable only after the certificate has been in force
at least so days after the date of issue.
To further explain this provision, member cannot
claim any benefits for loss of time the result of an
illness during the first 80 days the certificate is in force
This insurance such injury if caused by any of
the hazards of aviation but only while the insured is riding
fare paying passenger in licensed passenger plane
provided by Incorporated carrier Of passengers
and operated by licensed transport pilot between definitely
established airports.
If member becomes totally disabled as the result of
an accident he shall be entitled to benefits beginning with
the first treatment by licensed physician surgeon Such
benefits shall $4,000 per month and shall not
exceed months for any injury month shall
period of 30 days If member becomes injured
disabled benefits will be paid for the expense actually in
Cured $3.50 if such injury requires treatment within
"a hours by licensed physician surgeon osteopath
chropractor and providing other benefits received
by the member for such injury
If member becomes totally disabled the result of
Illness he is entitled to benefits the 9Th day after
the first treatment by licensed physician surgeon. e
days shall be required before any benefits pad Such
benefits shall amount to $4,000 per month and shall not
exceed months for any illness
member who is required to be confined in
credited hospital for at least "a hours the result of
injury Illness shall be paid double the regular month
ly benefit commencing with the first day of confinement
but such benefits shall not exceed period of 80 days
the result of any injury illness
For further carificaton this simply that if
you go to Hospital and must remain in the Hospital
than "a hours the benefits will be doubled for each
day you in the Hospital for period not to exceed
80 days.
For example: if member in the hospital for 60
days. he would be entitled to $4,000 for the first 80 days
and $4,000 for the next 80 days. total of 100000 If
married female suffers from illness the result of child
birth after % weeks of pregnancy and such childbirth
after the certificate has been force than 10
months payment of $4,000 will be made.
Such payment shall be made the basis of $500
to the insured member and $500 credit to the child
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