ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1957-07-31

The Sick Benefit Department OF the Croatlan frater
nal Union now issuing an entirely new form of protection
known the Income Defender Certificate to eligible
present and prospective members
Adopted via Referendum Vote during the months of
October and November, 1853 and made effective of
January 1854 this modern protection is far reaching
it's scope of coverage that herewith explain its main
in detail for the edcaton of Lodge Officers
Campaign Workers. and Members
To begin with, the plan provides benefits for loss
of time the result Of accidental bodily injuries and for
loss OF time caused by illness.
In other words, person must be wage (male
femae) such person to be insured and collect benefits
this plan the result of loss of time caused by
accident illness.
loss of time which is sustained the result of
accidental bodily injury, benefits for such loss shall be
payable from the first day Any loss of time which is
sustained the result of Illness benefits for such loss
shall be payable only after the certificate has been in force
at least 80 days after the date of issue
To further explain this provision, member cannot
claim any benefits for loss of time the result of
illness during the first 80 days the certificate in force
This insurance such injury caused by any of
the hazards of aviation but only while the insured riding
fare paying passenger in a licensed passenger plane
provided by incorporated of passengers
and operated by licensed transport pilot between definitely
established airports
If member becomes totally disabled as the result of
accident he shall be entitled benefits beginning with
the first treatment by licensed physician surgeon Such
benefits shall amount to $4,000 per month and shall not
exceed months for any one injury month shall mean
period of 80 days member becomes injured but is not
disabled benefits will be paid for the expense actually in
Cured to S25O0 if such injury requires treatment within
"a hours by licensed physician surgeon osteopath
chropractor and providing other benefits received
by the member for such injury
If member becomes totally disabled as the result of
Illness he is entitled to benefits the 9Th day after
the first treatment by licensed physician surgeon G
days shall be required before any benefits pad Such
benefits shall amount to $4,000 per month and shall not
exceed months for any illness
member who is required to be confined in an ac-
credited hospital for at least "a hours the of
injury illness, shall be paid at double the regular month
y benefit commencing with the first day of confinement
but such benefits shall not exceed period of 30 days
the result of any injury illness
For further clarificatOn this simply means that If
you go to Hospital and must remain in the Hospital
than "a hours the benefits will be doubled for each
day you in the Hospital for period to exceed
80 days.
For example, if member in the hospital for 60
days he would be entitled to $4,000 for the first 30 days
and $4,000 for the next 80 days. total of $4,000 If
married female suffers from illness the result of child
birth after 28 weeks of pregnancy and such childbirth
after the certificate force more than 10
months, payment of $4,000 will be made.
Such payment shall be made on the basis of $500
to the insured member and $500 credit to the child
when it becomes enrolled in the Junior Order any
permanent plan of insurance. Such benefit shall apply
for each child in the of multiple births.
If, following period Of total disability, the member
resumes his regular occupation and performs all important
duties for SIX months or any subsequent disability
from the shall be considered as new disabiy
but the member his regular occupation and the
period is less than months any subsequent disability shall
be regarded as continuation of the preceding disability