The Miami times. [volume] (Miami, Fla.) 1923-current, 1956-09-08
Your Social Security


the ages Of 81 and 65.
II you are now 81 or over, or
whenever you become 81 and you
are a working woman insured
under social security, or the wife
of a beneficiary, or the widow of
an insured worker, or the de-
pendent mother OF an insured
worker who died leaving no
widow, widower, or child eligible
for benefits, you may apply at
your social security office for
these benefits at anytime. The
first checks to women who qualify
under the new provisions will be
for the month of November 1856.
II you are eligible for a benefit
for November 1856, you can get
it even if you do not apply until
the end of November 1857.
OF course, monthly payments
will he Withheld under certain
circumstances if you continue to
work or return to work.
If you have a child in your
care and the child is entitled to
child's insurance benefits based
on your husbands earnings you
may be entitled to unreduced
monthly payments regardless of
your age. Under the amendments,
a child Is or over may also re-
ceived benefits beginning w i t h
January 1857 if he has been dis
abled since before he reached ID.
This makes it possible for the
mother of the disabled child ID
or over also to get payments be-
ginning with January 1857, re-
gardless of her age.
Many women are aSking-Sup-
pose claim my benefit now,
rather than waiting until I'm s..
How long will be ahead in total
benefits paid?
THE ANSWER:
AS a working woman if you
choose the reduced benefit at any
age between 81 and IS, you will
be ahead for the first Is years.
However if you receive retired
workers benefits at the reduced
rate for more than Is years, the
total amount you receive will not
be as large as if you had waited
until age SIS for the higher benefit.
AS the wife of a retired bene-
ficiary, if you choose the reduced
benefit at any age between 81 and
IS, you will be ahead for the first
IL years. However, if you receive
wife's benefits at the reduced
rate for more than IL years, the
total amount you receive will not
be as large as if you had waited
until age IS for the higher benefit.
Of course, certain events can
cause a change in the total
amount you receive. A working
woman may lose some checks be-
cause of return to work. A wife's
reduced benefit would be changed
to a full widows benefit if the
husband should die.
To speed handling of your
claim, your payments may be
started sooner if you can bring
the proof indicated below to the
social security district office at
the time your claim is made.
What proofs are needed depends
on what type benefit is claimed.
The marriage certificate, the
workers death certificate, and
proof of age is needed by a
widow. Proof of age may be a
birth or baptisrnal certificate,
insurance policy, record of age
on marriage license, or other old
documents which clearly shown
date of birth or age.
Dependent mothers of deceased
workers would need proof of age,
the workers death certificate, and
any documents which may estab-
lish the extent to which the wage
Garner was contributing to her
support.
Wives will need proof of age
and the marriage certificate. 1t
will help to have your husband
accompany you to the district
office, since form signed by him
will also be required.
You must make your own de-
ciSion as to whether it's worth
more to you to have the bene-
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