davidaulloa/AmericanStories huggingface dataset:
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1956-01-11
A furt her advantage

A further advantage
which the new ESQ. GER
tificate offers is the choice
of two options at age IS.
Under Option 1 the men,
ber may obtain a paid-up
certificate of 100000 plus
a cash payment of $112.52;
or, under Option 2 he may
obtain a paid-up certificate
for S1127.O0 with no cash
payment.
On the old Whole Life Plan,
there is no choice Of options
since none are provided.
a. 20 Pay Endowment At
IS has replaced the old 20
Payment Life Cert.
This certificate does not
differ from the old type as
far as the requirement of
dues payments is concerned,
in that 20 years is the paying
period for both certificates.
However, when the men,
ber reaches the age of IS, this
certificate also becomes an
endowment and the same two
options are offered as stated
above.
Campaign Best Seller
8 Endowment at 65 has
replaced the old Endowment
at age 70.
To begin with, this certifi-
cate was reduced 5 years as
far as maturity age is con-
cerned so as to conform with
the retirement age as re-
quired by Social Security.
In addition, it too pro-
vides two options. Under
Option l the member may
apply for a paid-up certifi-
cate of 100000 plus a
cash payment of $284.69;
or under Option 2 he may
obtain a paid-up certificate
of $1398.OO with no cash
payments.
4 - 20 Year Endowment is
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1956-01-11
Croatian Brotherhood Merges Ranks
With Worlds Greatest Croatian Society
Montana Members Will Find Organization
Without Peer In Nations Insurance Field

crease it's ranks as do we,
for it is now as much yours
as it is ours.
Therein lies an important
contributing factor to its
greatness-the equality Of
it's members. AS of this day,
you enjoy the same rights,
the same benefits as do those,
who helped build it to its pre-
sent stature, but at the same
time, you also have the same
duties and responsibilities as
all members of the Croatian
Fraternal Union, which, I am
certain, you will readily as
sumo and bear together with
us, all for the benefit of our
great organization and to the
honor of the Croatian name
and our new homelands -
America and Canada.
At this time, I wish Off
cially to express particular
thanks to the officers and
members of the Croatian
Brotherhood who worked
through the years for the
merger of the Brotherhood
with our Union, and who de-
serve most of the credit for
the final naturalization of
that idea.
Welcome - and good luck!
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1956-01-11

the same under CSC. or
American Experience as far
as providing options are con-
cerned.
However, it is understood
that the CSC. 20 Year En-
dowment Certificate has its
own rates and options which
we shall publish for the ben
eft of our Campaigners at
some later date.
This is but the beginning
of 2 series of articles which
we hope to publish for the
benefit of all our members,
especially those who have de-
cided to work for that July
31st goal, namely, the grand
prize of a trip to Yugoslavia.
We only hope that our eff
forts to that end will be of
some assistance to those who
give it the "old college try"
With this, we shall con-
clude the first installment of
such articles, and wish all of
you success in your endea-
vCrs.
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1956-01-11
How To Get There

The following Points
System will prevail during
the Croatian Fraternal
Unions 1856 Lets Visit
Yugoslavia!" Membership
Campaign, which ends July
81 next:
$1,000 Junior Education
al Endowment at Age 18,
Is Points; $1,000 Twenty
Year Endowment, Junior
or Senior, Is Points; $1,000
Twenty Pay Endowment
Age IS, Junior or Senior,
IL Points; $1,000 Endow-
ment Age 65, Senior, 10
Points; and $1,000 Endow-
ment Age IS, Senior, 10
Points.
$500 Junior Educational
Endowment at Age 18, 6
Points; $500 Twenty Year
Endowment, Junior or Sen
iOr, 6 Points; $500 Twenty
Pay Endowment Age IS,
Junior or Senior, 5 Points;
$500 Endowment Age 65,
Senior, 4 Points; and $500
Endowment Age IS, Sem
iOr, 4 Points.
An additional 5 Points
will be credited those writ
ing the modern and new
Income Defender business.
And l Point will be Civ
en- for Junior Term, and
Senior Sick Benefit and
Dis a bility transactions
made during the course of
this great 1856 Campaign.
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1956-01-11

erect as or december /, l950.
Up until December 1, 1855,
our Organization had been
issuing certificates based on
the American Experience Ia
BILE Of Mortality on a $50 ba-
sis. AS of December 1, 1866,
we made a complete change
over to the Commissioners
Standard Ordinary Table of
Mortality on a 800 basis. This
means that we now have a
new Table of Rates, Certifi.
Gates, Dividends Scale and
Options.
In order to make the
picture a little clearer at
this point, we wish to make
mention of the fact that
the CSC. Table of MOrta-
lity was introduced and a.
dopted by the Insurance
Commissioners of all 48
States some IL years ago,
for the reason that they
felt such a change was ne
cessary.
The reason for this being
that all the Tables of Morta-
lity in existence at that time
were not in line with the pro-
gress being made by the
medical profession.
AS a result, the latest pos
sible statistics were obtained
from several organizations
and, on the basis of said sta
tistics, the CSC. Table of
Mortality was adopted.
ESQ Is Modern Basis
The CSC. Table of Nor
tality differs from the Amer
lean Experience Table in that
the rates are based on the
experience of each age indi-
vidually, whereas the rates
on the American Experience
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1956-01-11

Table are increased gradually
a few cents as the ages be-
come higher.
1t is true that some of
the rates for certain ages
on the ESQ. Table are
slightly higher than the
American Experience Ia
BILE, but this is due to the
reason as stated in the par
agraph above.
However, all such increases
are compensated by the fact
that the dividends are slight
ly higher and each certificate
has an option after a certain
age is reached, which is not
the case with the American
Experience certificate.
Options Are Liberal
With this brief but neces-
sary introduction concluded,
we shall endeavor to explain
the new types of certificates
so that our Campaigners may
be better acquainted with the
latest and most modern mer.
chandise which we have to
offer to the potential new
comers to our ranks. NOTE:
All examples will be based
on $1,OO0.OO certificates.
1 - Ordinary Endowment
At Age IS has replaced the
old Whole Life Cert.
The advantage this new
certificate has over the old
Whole Life is that when the
member reaches the Age of
IS, he no longer has to pay
any further dues, and said
certificate automatically be-
comes an Endowment, where
as, on the old Whole Life, the
member must pay dues until
his Goth birthday.
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1956-01-11
John R. Mikan
In Campaign Ring
Trustees Member
Seeks Top Award

Rochester, Pa. - John r.
Mikan, for years Secretary Of
abraham Lincoln" Lodge
IS, announced on January 3,
1856, his intentions of COM
peting for the Society's top
1856 Membership Campaign
Prize, an all-expense paid
trip to Yugoslavia.
Bro. Mikan is a member of
the Croatian Fraternal Uni
on's National Board of Trus-
tees. He was elected to the
post during the 9th National
Quadrennial Convention, held
September 1926, 1855, at
Philadelphia.
He was one Of the victors
in the Society's "On To Mi
ami B. eachr Membership
Campaign of several years
ago and has been a persistent
campaigner for years.
We wish bro. Mikan sue
cess in 1856 and hope he
reaches his payoff goal.
- Campaign Committee
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1956-01-11
Aliens Are Required
By Law Of The Nation
To Report In January

Washington, ID. G. - Alien
members of the Croatian Fra
ternal Union residing in the
United States on the 1st day
of January of each year must,
within 80 days following such
date, report their address to
the Commissioner Of the I'M
migration and Naturalization
Service.
Under the law, all such
| aliens must also furnish such
additional information as may
be required by regulations.
Further, any alien who is
temporarily absent from the
United States during the re-
porting period must report
| his or her address within 10
days after returning to the
United States.
Instructions To Follow
Aliens are asked to follow
these instructions pertaining
to the subject.
II Go to any United States
! Post Office or immigration
and Naturalization Office in
your area.
p Ask for an official Alien
Address Report Card (Form
1859.
81 Complete all items on
the Card and hand same per-
sonally to a clerk in the Post
Office or immigration Office.
It is illegal to mail card.
~ Do not delay attending
to this before the end of JAN
uary, 1856. Any alien will
fully or inexcuseably failing
to report his or her address
during January may be taken
into custody and deported
from the United States. Such
may also be fined and i'm
prisoned before deportation.
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1956-01-11

Lodge, or any individual
member thereof, may receive
from the Supreme Office and
desire to make payable, for
any reason, to our Society.
If, for example, such a
check is originally made
payable to Lodge % CFU"
and you want to return it
in partial payment, say, for
an assessment, ETC., then
have 1t endorsed ON the re-
verse side exactly as it
reads on the front thereof,
plus the signature of two
Lodge officers directly un-
derneath.
The above advice also ap-
plies to dividend checks made
out to the Lodge. These
checks must be endorsed on
the reverse side, as made out
on the face of the check, and
signed by two Lodge officers.
Unless this procedure is
followed, we cannot deposit
such checks signed only by a
Secretary or Treasurer. They
must be returned for correc-
ton and time is lost.
Our Canadian Lodges and
Nests are reminded that they
cannot purchase supple S
from our Print Shop. All
such necessities must be Sc
cured through concerns in
the Dominion.
Slowly but surely, we are
eliminating many of the
small errors which ono e
plagued our Secretaries and
Treasurers in dealing with
our particular office.
Even the few which still
crop up can be eliminated If
all of us work like a frater-
nal team within and without
the Supreme Office. And
work we must as a team!
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1956-01-11

CONTINUED From Page y
heretofore, and hold the
funds in the lodge treasury
until they receive an as
SeSsment.
AS soon as the Supreme Of
flee of the Union receives all
information from the Su-
preme Office of the Croatian
Brotherhood necessary to
prepare. regular assessments,
then the lodges of the Gro
atian Brotherhood, or it's
members individually, will be
given permission to merge
with, or transfer to, already
existing lodges of the Gro
atian Fraternal Union in their
vicinity.
What Membership Means
From January 6 on, lodges
of the Brotherhood will oper-
ate as lodges of the Union.
Every lodge will receive a
number by which it will be
known in the Union, while the
name which the lodge now
bears may be retained, or
changed, as desired and de-
cided by the majority of the
lodge members.
Lodges of the Croatian
Brotherhood will operate in
accordance with the bylaws
of the Croatian Fraternal
Union. Bylaws, blank forms
1
and all necessary record
| books for the operation of the
lodge, will be supplied from
the Supreme Office free of
charge.
Membership dues for
death benefit, sick benefit
and disability, will remain
the same as the members
paid i'm the CrOatian Broth
erhOOd.
The Administrative Ex-
pense dues will be two cents
higher per month than here
tofore, namely, 80 cents in
! stead of 80 cents monthly.
But in return, the members
will receive our official pub
lication, the "Zajednicar', be
entitled to participate in the
National Fund, take part in
! the various sports and edu-
cational activities, and be en-
titled to the privileges of the
Children's Home at Des
PLANES, Illinois.
Future Outlook Bright
We are happy that you
have become members of the
,Croatian Fraternal Union,
and wish you success and
happiness in your future life.
From now on, be staunch
and proud members of the
CrOatian Fraternal Union,
as are we, work for it, in
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1956-01-11

. The possession of CFU
Life Insurance is the mark of
a mature, intelligent and
foresighted man.
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1956-01-11

CSC Certificates Adopted During 9Th Convention Represent
Finest Protection Available In Nations Insurance Industry
Very
With Retirement Security
BY JOSEPH BELLA Secretary Coat
Pittsburgh Pa Now that the 1856 Lets Visit Yugoava Cam
officially Committee
important responsibility keeping
in this drive with all the we'll
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1956-01-11

k1AS ItSONo Va SAAS oAAANSAo, So-
pecially our Secretaries and
Treasurers.
Today we want to have a
little talk, so to speak, with
all Lodge officers and Junior
Order Nest Managers who
forward m o n hly assess
ments, ETC., to the Treasurer's
Department of our Society.
When forwarding your
Lodge assessment, be ad-
vised that you may cover the
payment of the following
items with one check, bank
or money order:
The Lodge assessment it.
self, as well as Liens and
Loans. Also, if no separate
account is maintained for the
purpose, you may include the
assessment for your Nest in
the very same check.
Canadian Lodge and
Nest officials know, of
course, that their assess
Q ment checks must be sent
direct to the Croatian Fra
ternal Unions representa-
tive (agent) at Toronto.
In every instance, when
sending a check, bank or
money order covering more
than the Lodge assessment,
make certain you detail in
writing the item or items
contained in same. There are
times when the sender over
looks this and time is wasted
tracking things down." 4
How To Write A Check! 'H
Another important thing to
remember is to send along a
copy of the receipt you gave
for a Lien or Loan payment
and the regular Junior Order
form for Nest assessments.
For the benefit of those
who are in doubt, we should
like to point out that assess
ments, etc., may be paid by
bank or money order if your
Lodge or Nest does not have
it's own checking account.
Make all checks and-Or
money orders for the above
detailed purposes payable
to the Croatian Fraternal
Union. If you wish to alb
breviate, simply write:
"CFU of America"
Under no circumstances
should you ever make checks
payable to the Supreme Trea-
surer or any individual.
All checks intended for
payment to your Society
should never carry any other
notation save that of "Cro-
attain Fraternal Union" or
"CFU of America!"
Printing Orders Extra
. Should you order letter
heads, envelopes, admission
or lunch tickets, etc., from
our Print Shop Department,
then you must execute an
entirely different check for
same.
This Department maintains
a separate checking account,
SO kindly make your checks
payable to the Croatian Fra
ternal Union Print Shop, or
"CFU Printing Department, !"
when settling any accounts
under that function.
In other words, you may
pay everything with one
check except bills rendered
by the Print Shop. We
trust you will make careful
note of this important ex-
ception.
If both your Lodge and
Nest have bank accounts,
then by all means send a sep
arate check monthly to cover
the assessments of each.
These may be forwarded in
one envelope, or separately if
more. convenient for the Off
cials concerned.
How To Endorse Checks
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1956-01-11

important changes which adopted by the 9th Quad
rennia Convention held in Philadelphia, Pa in Sept 1855
Although many important and radical changes
made at said Convention the which mostly
Lodge Secretaries and Field Workers at the moment
pertains to the type of certificates which
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1956-01-11

Lodqe And Nest Officers Advised How
To Deal With Treasurer's Department
Adhering To Simple Rules Of Procedure
Will AiC Lodges, Nests And Home Office
BY Martin Krasich Supreme Treasurer
Pittsburgh Pa - Each year at this time note that
many new faces listed among the officers elected by
Lodges throughout the United States and Canada
the administrative burdens which befa all such
leaders in ranks.
When such official changes made in Lodges
first extend all concerned heares congratulations and
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1956-01-11

. Think! Have you enough
CFU Life Insurance? Check
and plan today!
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1956-01-11

WORLD RENOWNED - Shown is the internationally
known ski jumping paradise at Planca in SOvenia which
will be visited by the Croatian Fraterna Unions 1856 Men,
bershp Campaign Grand Prize Award Winners during their
tour through Yugosava in August of 1856 The victorious
recruiters will be entitled to round trip, aexpenses paid
Arkansas State press. [volume] (Little Rock, Ark.) 1941-1959, 1956-08-03

thing Harry Belafoate touch turn
10 goldl He's going like q house
afire. For two weeks = Is per-
formsnees. Harry crossed sl45.00o
topping all records ever made
IN the history of Los Angeles
Greek theatre.
Larry Steele celebrated 10
years in producing Smart Al
fairs with the terrific one for
ST Full of bounce. fast
moving dancing numbers. Larry's
new one is a credit 10 his pro
dueing skill and TO the newly
renovated and airconditioned
Club Harlem in Atlantic - one
of the few raee owned spots a
round in the east.
Arkansas State press. [volume] (Little Rock, Ark.) 1941-1959, 1956-08-03

In many instances we keep ad-
vising our readers TO do things
that are different in their picture
taking. to seek new subjects, and
vary the treatment of the familiar
subjects.
But there is one area in which
we don't do this. And thai when
we talk about baby snapshots. We
want people to keep right on TAX
ing baby pictures, and to take the
very same type of pictures they've
always taken, and then add every
new idea they have. No family
can have too many pictures OF
baby.
There is probably a picture OF
baby being bathed, or playing in
the tub il every family album.
Arkansas State press. [volume] (Little Rock, Ark.) 1941-1959, 1956-08-03

field.
With a season OF eight games
last year. billiard won three, tied
one, and lost four.
Football Schedule for 1856
September %. Philander Smith.
Little Rock.
October 6. Morehouse. New Or
leans.
October Is. Fisk. New Orleans.
October %. Texas. Tyler. Tex
as.
October 81. Tougaloo Home
coming. New Orleans.
November 8. Rust. New Or
leans.
November 10. Tuskegee. Tlske-
gee. Alabama.
November q. Xavier. Xavier
university.
Arkansas State press. [volume] (Little Rock, Ark.) 1941-1959, 1956-08-03
Piefvrins Baby in fhe Both

And well there should be. First
of all, bathtime is looked upon as
one of fun for both baby and
mother. Baby is usually freshly
awake and in a happy mood. This
makes him an ideal photographs
subject 1t is also a time that
stands out as important in the
minds Of the parents, and this
makes pictures for remembering.
The bath scene makes good pic
ture taking extra easy.
Shooting indoors with fash on
camera, you'll find that the light
walls serve excellently as reflec-
tors to bounce the light around
and show baby at his best from
all angles.
John Van Guilder
Arkansas State press. [volume] (Little Rock, Ark.) 1941-1959, 1956-08-03

Fordyce Mrs Easter B. Ju-
mel attended the Missionary con-
vocation at White Springs AME
church last Thursday Henry
Crank Styles of Fordyce spent
a week in the home of your re-
porter. He also visited Miss Ma
~ Juniel and M. cooksey. who
are on the sieklist.
Arkansas State press. [volume] (Little Rock, Ark.) 1941-1959, 1956-08-03
billiard Football
Schedule for 1855

The billiard university football
schedule for 1856 was announced
this week by Coach Armstead
Pierre. II is a schedule of eight
games, three TO be played out of
town, four on the home field
and a final one in New Orleans
but on the Xavier university
Arkansas State press. [volume] (Little Rock, Ark.) 1941-1959, 1956-08-03
Negro Opera Stars
Get Attention and
IS Abroad

Several Of the races finest op-
era stars are indeed happy IN
Europe this summer for they are
finally getting attention they de-
serve plus some fabulous money.
too.
In Italy, its Robert Me Ferrin.
who was paid $1,000 fee for one
performance plus a round trip
transportation at Italy's finest
fetra San Carlo. This is regard
ed d rousing price for a new
conner making his European de-
out Moreover, MeFerrin, who
vas the first of the race to make
II at the Metropolitan after Ma
ran Anderson. got attention he
never received here. He was al
lowed 10 days rehearsal for his
debut and this contrasts sharply
10 the Metropolitan which rushed
nm in without stage or orehes-
trail rehearsal, gave him a cos
tune that belonged to someone
else without any alterations 10
fit him plus wouldn't even shov
him the courtesy by allow ing
him to see the stage sets.
Attention Is almost as impoe=
tant as money TO an opera staf.
And the Europeans are showing
IT TO Negro stars. Charming Ca
milla Williams has become a sen-
sation In Vienna. singing Saint
Of Blocker Street plus shes be-
ing hailed for her German lied
er. In America. Camilla was new
e. accorded more than sesoad
rate treatment but not SO In
Vienna.
MeFerrin will be doing many
more opera roles while in Italy
The famous LaSeala is bidding
for him and there's even tax
they will revive L'Afrieaine" oy
Mayerbeer just for him.
Spider Burks. the outstanding
Negro disc jockey for KxI4W
t.Faa ALL a Ill skt.a
Arkansas State press. [volume] (Little Rock, Ark.) 1941-1959, 1956-08-03
GilIett

Mrs. Emma straughter
Mrs. Classic Rice died recent
ly following a long illness e.
Mr.. and Mrs. Roy Turner are
the proud parents of a fine baby
boy Mrs. Alice Lee is doing
fine at this writing.
Arkansas State press. [volume] (Little Rock, Ark.) 1941-1959, 1956-08-03
Article in Readers Digest Reveals
: Jittery Pre-Menstual Tension !
s So Often a Needless Misery! ]

stopped or strikinely relieved
-. pain and DISCOMFORT 3 out Of 4
women got glorious relief
Taken regularly, Ptnkhams re-
heves the headaches, cramps, nerv-
Gus tension :. during and before
your period Many women never
suffer-eren on the first ddTf Why
should Tou2 This month, start TAX
ing Pinkham's. See II you don't
escape pre-menStrual tension 50
often the cause Of unhappiness.
Arkansas State press. [volume] (Little Rock, Ark.) 1941-1959, 1956-08-03
YOU sufcr terrible nervous ten

EVI sIACI ttIIIDlt nefFUIS Een-
IN feel iittery. irritable, de-
Jressed just before your period
each month"; "A startling article in
READER 8 DIGEST reveals such
pre-menstrual torment Is needless
misery In many caseSl
Thousands have already discov-
cred how 70 acOid such suffering.
With Lydia Pinkham's Compound
and Tablets, they're so much hap
pier. less tense as these "diffclIlt
Arkansas State press. [volume] (Little Rock, Ark.) 1941-1959, 1956-08-03

days" approa chi
Lydia Pinkham' s
has a remarkable
soothing effect on
the source Of such
distress. In doctors
tests, Pinkham's
Arkansas State press. [volume] (Little Rock, Ark.) 1941-1959, 1956-08-03

Harlemites and Brooklynites.
too, for that matter having a bad
summer, baseballwise. With the
Giants in the cellar and world
champions not able to climb out
Of third place. National leaguers
have no place to 60 And the
Yankees just don't interest them
that much despite Elston How
ard.
Arkansas State press. [volume] (Little Rock, Ark.) 1941-1959, 1956-08-03

In doetsrs tests % aaaEiss
PREDICT, } sai Of 4 vsnsu got
relief Of seFvsus distress, pail
Wosdsrful relief durisg asd
before those difficult dayt-l
Arkansas State press. [volume] (Little Rock, Ark.) 1941-1959, 1956-08-03

Get Lydia 3.
Pinkham's Vege-
table Compound -.
or convenient new
Tablets which have
blood : building iron
added. At druggists.
80 nctsa aaeaF