davidaulloa/AmericanStories huggingface dataset:
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1955-12-21
Ruzica Kausic In
Jan. |
Three Tam Groups
Prime For Concert

McKeesport, Pa. - Famed
Croatian singing and record
ing star Ruzica Kausic will
be a very special guest at
the concert which will be gi-
ven by the McKeesport Jun
ior Tamburitzans, the Holy
Trinity Tamburitzans from
Ambridge, and the newly
formed Junior Orchestra
from Clarion on Sunday,
January 1, 1856, at the Sa-
cred Heart Auditorium on
Shaw Ave, McKeesport, be-
ginning at 7:3O PM.
Ruzica Kausic is a beloved
singer of Croatian and Sla-
vonian songs and she comes
direct from Zagreb. She has
a permanent position with
Radio Zagreb and is well
known as a recording artist
for Yugo-Tone Records, par
ticularly her interpretations
of our beautiful Croatian
songs.
She is visiting with rela-
tives here in America and we
deem it a very special honor
to have her on the program
on January 1, 1856.
We cordially invite all
friends in the locality Of
Pittsburgh and McKeesport
to come to the Sacred Heart
Auditorium in McKeesport on
January LIST, to enjoy a most
delightful evening of Croa-
tan songs and dances and
meet this very charming Gro
atian singer, coming to us
direct from Radio Zagreb.
Arrangements Comm.
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1955-12-21

the maximum even under
the old contract. However,
those who joined later and
who are paying 30 or 35
cents monthly dues would
benefit by a reduction i'm
their contributions to rs
cents per month.
There is, naturally, no
question of the desirability of
exchange for all younger
members, where the protec-
ton of the maximum death
benefits certainly outweighs
the acceptance of the reduced
transfer credits. These cre-
dts will be computed from
the original enrolment date,
and not from the exchange.
Choice Is Up To You
The exchange of certifi-
Gates in a category which
numbers over $4,000 men,
bers will be a stupendous
task.
Procedure and the neces-
sary machinery has to be set
up here at headquarters to
execute this assignment and,
UNDERSTANDABLE, suf f j c lent
time has to be given to you,
the membership, to decide
and to seek the exchange. For
that reason the exchange per-
iod has been set to begin i'm
mediately and end on March
81, 1856.
The effective date will be
the date of the receipt of
the Exchange Form at c.
F. u. headquarters, even
though the new certificate
will be issued sometime
thereafter. Every attempt
will be made to print and
mail the new contracts as
soon after the March 81,
1856, deadline as our head
quarters staff and equip
ment can do so.
We have been issuing the
old Industrial Term certifi-
Gates right on up to the end
of November, 1855. There
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1955-12-21
Efna Juniors To
Be Feted Dec. u

Etna, Pa. - This is to no.
tify the members of c. F. u.
Nest 81 and their parents
that a Christmas Party will
be held Thursday, December
%, at 700 PM, in the Gro
attain Social Citizens Club
little Club, % Bridge st.
Colored movies will be
shown and Santa Claus will
be there to present every nest
member with a bag of candy
and a surprise package.
We appeal to the parents
to make sure their children
attend this party. 1t will
prove an enjoyable evening
for all.
We also take this opportu-
nifty to thank all the parents
who have been so cooperative
in the past year by bringing
their children's dues up-to-
date.
Wishing you all a very
Merry Christmas and a New
Year blessed with Luck,
Health and Happiness.
Rose Ann Cvitkovic, Mgr.
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1955-12-21

some lodges already give a
considerable remuneration to
their secretaries, the most
they should do would be to
perhaps make a small reduc-
ton, thereby affording the
lodge some relief. But in no
case should the reward be
eliminated entirely.
The purpose of the new
plan would be to create some
enthusiasm in the lodges for
the office of secretary, to
enable the election of the
best qualified, and to retain
experienced lodge secretaries
in their positions.
Wait Until Next March
If this new plan is put into
effect in March, then the Sec
retaries will receive a reward
of SO cents per member next
year in 1855.
However, IL some lodges
eliminate their secretaries
rewards altogether, then
no good is done. Our lodges
are urged not to do that.
Let us be patient until af-
ter the Supreme Boards
March meeting, when we will
see where we stand. If the
plan materializes, our lodges
should lend it their support
by continuing to reward their
secretaries, the same as be-
fore. Only then will this plan
have it's true value. We ask
our delegates to explain cor
rectly the recommendation
made by the Supreme Presi-
dent to the Convention.
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1955-12-21

Two years ago, when we
put our new CSC permanent
type contracts on the market
we were desirous of giving
the old certificate members
the same, or nearly the same,
benefits as the newcomers
were to get. This department
went through the prolonged
and tedious process of OBJ
tanning permission from all
the states to eliminate grad
ing of death benefits by a spe-
cial rider which was sert out
to all outstanding certificate
holders.
We are now prepared to
do the same for our pre-
sent Term members. Every
parent who is desirOus of
exchanging his child's pre-
sent Term certificate for =
new ESQ Term may do so
merely by completing the
Term Certificate Exchange
Form printed in this issue.
If the Junior member is
now Is years of age, or over,
he or she must sign the form
and return it to the Nest
Manager, who will in turn
forward it to headquarters.
The Nest Manager will have
additional forms for this pur-
pose.
Should You Exchange?
Now, let us closely and
frankly examine and deter
mine the advisability of the
exchange.
Each parent or Junior will
have to make the choice, for
we will not make a blanket
resolution on the exchange
The reason for this is that in
each case you are accepting
the reduced transfer credit
schedule and you, yourself
must elect to do so.
1t might be assumed that
those Juniors in the higher
ages would gain nothing,
for once they have been
members a full Ia years
their death benefits are at
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1955-12-21

and compare it with the old
plan from every other stand
point.
AS we've mentioned above,
the monthly dues will be just
25 cents regardless of entry
age. Heretofore, those who
enrolled at age II to IA had
to pay 80 cents per month
while those who were Is or
Is at enrolment paid 35
cents per month.
The PrOpOser Award will
remain i'm effect, thus fur
ther reducing the cost by
one dollar if the parents
themselves sign up the
child.
The Society will continue
to give a full years free dues
to a new Junior who is sign
ed up within six months of
birth and providing further
that at least one of the par
ents is a CF'U member.
And, believe it or not, we
will continue to give the an
nual 5 months of waivers of
Term dues.
Far Better Certificate
It is almost inconceivable
that all these benefits could
be continued while assuming
the tremendous new burden
which comes with the elimi-
nation of death benefit grad
ing, and yet that precisely is
true.
1t was most difficult to
convince our actuary, the
mathematical and technical
advisor, that this could safe
| ly be done so that we had to
compromise only on one item
and that was the reduction
of transfer to adult credits.
We had to reduce these
to so cents for each year
of membership, SO that now
the maximum transfer Gre
dit will amount to $500.
This is indeed a small price
for a certificate which is in
every respect inconceivably
more valuable than the old.
Your Junior Order can
now rightfully boast of a
peerless line of wares, of the
most modern, the most val.
liable and, paradoxically, the
most reasonable certificates
in the entire insurance indus
try!
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1955-12-21


than the old. The reserve or
non-forfeiture values are lar
ger and, despite these increa-
ses, the cost on the 20-Pay
Endowment at Age IS and
the Educational Endowment
was reduced by 10 cents per
month per each $1,000 of COW
erage.
1t would not be amiss to
mention now also that this
year we were able to in
crease the Endowment di-
vidends from $3.72 per
$1,000 to a full $500. The
20-Pay refund was raised
from $3.17 to $3.50. This is
an increase of more than
one third in your dividend
refund.
We can say with pride and
confidence that while every
thing else in the world is 60
ing up in cost, your CF'U in
surance, while increasing in
value, is simultaneously going
down in cost. This is a mod
ern day economic miracle!
In Step With Progress
Thus, we can readily see
that the Junior Order is in
deed progressing with the
times, and, perhaps ahead of
the times.
! However, despite this un-
precedented Improvement, we
were still not completely sat.
isfied with our wares, for we
were still selling the old In
dustrial Term to Age 1915
certificates.
Despite the fact that they
represented an ultimate $500
of the most reasonable insur.
ance coverage in the world
despite the fact that we were
practically giving it away, we
were still anxious to improve
on it.
We are now ready to tell
the world that the Junior
Order of the CrOatian Fra
ternal Union has, as Of the
1st of December, 1855,
placed it's entire business
on the ESQ basis. We have
now a new, a matchless
Term to Age 18 ESQ GER
tificate whose salient fea-
ture is the elimination of
graded death benefits.
At no additional cost and
as a matter of fact, for age!
11-16 at a marked reduction
the Society will now pay tn
full $500 in the event O
death. Only if a child shoult
die before it is six months
and one day old will there b.
any grading, and in tina
event the death benefit will
be $4,000, which amount il
still much larger than before
Interesting Comparison
Now then, let us analyz
) our new CSC Term contrac
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1955-12-21

so cents annually per mem-S
Der on their books.
For instance, the secretary
of a lodge having 400 MEM
bers at the year-end would
receive an award from the
Supreme Office in the sum
of $500. In like manner, the
secretary of a lodge of 40
members at the end of the
year would receive $40.
While that was essen
TALLY the Supreme Presi-
dents recommendation, the
same was not adopted as a
part of our new bylaws, i'm
which case it would have
been mandatory and bind
ing.
This recommendation was
adopted with the understand
ing that it be referred to the
Supreme Board, whose duty
it becomes to ascertain, to-
gether with our Actuary, the
possibility of it's execution.
Why Actuarial Counsel?
1t was impossible to COM
pile all the necessary infor-
nation in time for the recent
first meeting of the new Su-
preme Board.
That will be done in time
for the next meeting of the
Board I'M March, when the
plan will be discussed and
debated in detail, and final
decision made on the basis of
the actuarial calculations.
Before this plan can be put
into effect, it is necessary to
find the source from which
to get approximately $4,000
without resorting to a special
assessment on our member
ship.
The Executive Board be-
lieves a way can be found to
put the plan into effect with
out any special assessments.
viewer, before adopting
such a plan, the Board wants
to be sure that it will be on
a firm and stable foundation
and that it will not have to
be changed before the Tenth
Convention.
If the plan proves sue
cessful, the Tenth COnven-
ton can renew it, and pos
sibly extend it or even
make it a part of the by
laws.
All in all, this is a con-
siderably complicated prob
lem which must be studied
thoroughly and scientifically
together with the Actuary
Let it be made clear that this
plan has not yet been adopted
by either a Convention or the
Supreme Board.
We must be patient anc
wait for the March meeting
of the Supreme Board, wher
a decision will be made ir
favor, or against the plan.
Now Spending 100000
This proposed plan is close
ly paralleled by the present
plan which has been in prac'
tice for a number of years
and is known as "Conserva
ton Awards.
Under it, at the end of each
year, lodge secretaries who
succeed in keeping the mum
ber of their members at thu
same level as it was at thu
start Of the year receive
special award, and, in addi
ton, $1.00 for every mem
ber above the starting figure
This plan means all ex-
penditure for the Union of
approximately $4,000 year
ly, This plan has proved to
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1955-12-21

DE Ol DtIlellt 10 tllC SOClCty,
for every lodge secretary
and nest manager strives
to keep his or her member
ship from falling off.
1t would not be wise to
adopt the proposed new plan
and abandon the old one
which has shown itself to be
successful.
Means should be sought to
enable the adoption Of the
plan which our Supreme
President recommended to
the Convention, and the re-
tention of the present plan.
To do so, it will be necessary
to find a way to finance both
plans, and this means an out
lay of at least $45,000 an
nually.
We are hopeful that this
will be accomplished.
Interpretation Is Wrong
We are receiving letters ad-
vising that some lodges, at
their annual meetings, have
reduced their secretaries sa-
laries by one-half.
In fact, some lodges have
eliminated all salaries to
their secretaries in the belief
that henceforth they will
reap SOC per member from the
Supreme Office. These lodges
have acted prematurely and
have misunderstood entirely
the purpose for the new plan.
| If some delegates gave
that Interpretation to the
new plan, then they are in
| the erroneous belief that
the 9th Convention adopt
: ed the plan. They have con-
/ strued the recommendation
to the Supreme Board to
be a definite and final de-
cision in the matter, which
it is not.
AS 1 said, some delegates
have not grasped the true
significance of this new plan.
We do not wonder at that,
for in our opinion the discus
sion at the Convention on this
question was not sufficiently
extensive.
Also, it is difficult to ex-
plain something new suffi-
GENTLY at a Convention, for
while some listen attentively
others find such a discussion
boring, especially if they ne.
. yer held the office of lodge
, secretary.
Will Accomplish Nothing
The objective of this plar
: is to retain good and indus
> trious secretaries, so that
they are not changed every
year.
, If they must be changed, al
least make certain that those
) elected to that office are com
petent and willing workers
The secretaries are the SOU
of the lodge and are never
adequately rewarded for Their
work.
The intention was to sup
plement their salaries, but
, if the lodges are going to
withhold what they have
been paying until now, then
II we are back where we
} started. Nothing will have
been accomplished, except
= to transfer the burden of
2 rewarding the secretaries
/ from the lodges to the SUI
: preme Office.
: Our intention was that thu
J. lodges continue to reward
their secretaries the same a.
heretofore, and what they
receive from the Supreme Of
flee would be additional. Il
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1955-12-21

Croatian FrafernaI Union of America
JUNIOR ORDER DEPARTMENT
Term Certificate Exchange Form
(KUPON IA PROMJENU TERN CERTIFIKATA)
Nest No. Cert. No. ....,r..".."........
1--we
and Tor legal guardians of
the named insured and
holder of the Croatian Fraterna Union certificate
Der ......, in consideration of the receipt
of certificate Ito be issued upon completion of this
release) based the Commissioners Standard Ordinary
$50 certificate do hereby release and forever discharge
all rights provisions and benefits that have may
from the aforesaid certificate for ourselves (mysel
our, (my) heirs and assigns
1--we further declare that the aforenamed insured is
i'm good health and free from any mental phys
ica infrmy. In witness whereof, 1--we have executed
these presents by hereunto setting hand and seal
this day of 1876.
Signature of Junior Member if 16 Years Of Age
Guardian
Guardian
Countersignature of Nest Manager
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1955-12-21

American Men Educational Endowment at Age 18 with the
very latest the most modern type of certificates the
CSC 2O-Year Endowment the 20Pay Endowment at Age
85 and the Educational Endowment at Age 18.
These contracts vastly superior to the old in
that their maturity values much fourth higher
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1955-12-21

became integral part of the bylaws Other recommenda'
ons referred the Supreme Board for gradual and
eventual enactment they become feasible.
One of these recommendations from the Supreme
President brother " Mandich. The of the
comendaon that the Union reward it's lodge secretaries
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1955-12-21

Croatia FateaI Union Not Paying 50 Cents Per Member
To Lodge Secretaries In United States OF America Canada
Lodges Annual Meetings Reduced Salaries BY Half AS
Result Of Interpretation Of Plan
Croaan Faterna
number of worth while recommendations wer
brought before Ninth Convention by the Soceys officers we'll
committees
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1955-12-21
Junior Order Term Certificates May
Be Exchanged For New ESQ Projection
From Present Until March 31sf OF 1855
Stupendous Task Faces Department Before
Some $4,000 Certificates Can Be Exchanged
BY Michael Grasha, Junior Order Director

Pittsburgh, Pa - The adoption of and greatly
improved certificate is always step forward and of in
estnabe value to the organization and to the prospect
and member Immediately however, the question arises
What about the present member? Yes indeed what
we willing to do for present $4,000 Term holders?
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1955-12-21
OF IMPORT TO SECRETARIES, MANAGERS

Entire Business Of Societys Junior Order Department Is
Now Operating On Commissioners Standard Ordinary Basis
Among
Certificate
BY GRAsHA, Director
Pittsburgh Pa Two Junior Order Department
replaced
periene the
Evening star. [volume] (Washington, D.C.) 1854-1972, 1955-12-13
Convicted Gambler
Fined for Sunday
Sole of Whisky

George Perry, convicted Prince
Georges County gambler, was
fined S25 and costs in Upper
Marlboro Police Court yesterday
on charge Of selling whisky on
Sunday.
Perry pleaded guilty to the
charge before Trial Magistrate
Nita S. Human Crane.
Deputy Sheriff C. r. Smith
stated in a warrant that he
purchased the whisky at about
4 pm. last Sunday at the VII
lage Barn in the 600 block Of
Suitland road. where Perry holds
q liquor license.
Perry pleaded guilty on April
10, 1851, to a charge of operating
a lottery in the Old Marlboro
Hotel in Upper Marlboro. He
was fined $1,000 and given a
three-year suspended sentence
following trial in Circuit Court.
Perry was granted a Glass B,
on-sale, beer, wine and liquor
license for the Village Barn on
June II. 1854. by the Prince
Georges County Liquor Board.
The license was granted two
months after the expiration Of a
probationary period under which
he was placed following the
gambling conviction.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1955-12-13
Federation Hits
Maryland Tax
On Outsiders

The Montgomery County
Civic Federation last night went
on record as unanimously OPP
posing taxation of residents Of
the District and neighboring
States who work in Maryland
providing reciprocal treatment
from those jurisdictions is as
sured.
The Federation'S Committee
on Public Finance. in recon-
mending repeal of the statute,
reported that the State receives
only about 100000" annually
from non-residentS living in
Jurisdictions other than the
District. most of it from West
Virginia and Pennsylvania.
Those states have no State in
come taxes.
1t was further argued that If
Congress accepts a recent rec
ommendation of the District
Commissioners to equalize the
effect of District and Maryland
income tax laws, Maryland
would then find itself in the
position of withholding tax pay
ments each month from D. c.
residents, then refunding the
entire amount at the end Of the
year.
Maryland's System
Maryland presently imposes its
State income tax on non-resi-
dents to the extent of the income
they earn within the State while
allowing credit for any tax paid
at home Jurisdictions.
Friction has resulted from the
fact that the Districts large per-
sonal exemption 90, 000) has the
effect Of making non-residents
pay Maryland taxes despite the
credit factor. Maryland allows
a personal exemption of only
$500 per person.
Delegates speaking for repeal
warned that retention of the
statute might result in dog
fights, border guards and retalia-
tory action" and expressed hope
that repeal would end friction
and establish "a firm basis for
amity."
The federation unanimously
recommended that the Potomac
Electric Co. construct its pro-
posed power plant in Montgom-
cry County near the confluence
of the Potomac and Monocacy
Rivers-unleSs a more suitable
site in the county can be found. |
Zoning Decision Denounced
The federation, meeting at the
County Building in Rockville,
also:
/. Voted, 53-5, over up-county
opposition. to denounce the Up
per County Planning Commits !
sion's action which would permit |
half-acre home lots and recon-
mended that the County Council |
accept planner Irving c. Roots
recommendation for minimum !
2-5-acre lots In the zoning ordi- /
nance for Upper Montgomery.
2. Voted unanimously in favor I
OF overriding Gov. McKeldin's !
veto of Senate bill $40 which ,
would increase State aid for |
school construction. |
Evening star. [volume] (Washington, D.C.) 1854-1972, 1955-12-13
Fox Shot in Fairfax
Found to Be Rubid

A fox shot yesterday on a
Fairfax County farm was rabid,
Health Department officials said.
The fox had bitten several
cows and hogs on the farm Of
Claude Wells near Clifton. It
was shot by Mr. Wells.
Tests at the Arlington Health
Department laboratory showed It
was rabid. DR.. Harold Kennedy,
Fairfax County Health Ofiicer
said 1t was the second rabid
animal found in Fairfax this
year. He said there were ~ in
1854.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1955-12-13
Post Office Hours
Set in Mt. Rainier

Two Mount Rainier Md Post
Office substations are operating
through Christmas Eve, Francis
L. Leverone. postmaster. an
nounced. They are at Queens
town Drug Fair. 319l Queens
Chapel road, and 271O Upshur
street.
Hours at the two stations will
be ~ am. to 2 pm. and 3 to 8
pm. through December 20, ex-
cept Sunday when hours will be
II am. to 2 pm. and 3 to 7 pm.
Hours December "a will be 10
am. to pm.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1955-12-13
Tobleuu to Be Offered

The Sunday School of the Pill
grim Lutheran Church, grades
four and younger, will present q
tableau. THE Growing of
Christ" ct 7:46 pm. tomorrow
IN the church. jamestown road
and Flint drive. Wsstsats, Md.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1955-12-13
Boys Cotton FIonneI
Sport Shirts

Sonforized for not
more than | % re-
siduol shrinkoee
cotton flannel. in
ploids, potterns. s
to Ia.
Milford chronicle., 1955-10-28
Brownie Troop 90


On October 18. 1856. Brownie
Troop 80 met at the schoolhouse
for their first fall meeting, with
their leader, Mrs. Martha Fisher
and Assistant Leader, Mrs. Emma
Newton. The Mothers of the PFoSn-
les also attended and the Troop
Committee was appointed as fol-
lows:
Chairman, Mrs. Agnes West; FL
nance, Mrs. Janice Collins; Trans
portation, Mrs. Margaret Hollinger; /;
Publicity, Mrs. Edith Kline.
Plans for future meetings were
discussed by the girls, who are: 10
Ann Collins, Eileen Newton, Sam
dra Lee Tell, Donna Lyn West,
Carol Kline, Virginia Holiinger,
Donna Fisher, Helen Mae Parsons,
Rave Ann Dore, Shirley Postles,
Marsha Townsend and Susan Des-
mond. They are hoping to have an
Interesting and successful year
The girls then sang their Brownie
Songs after which they served de-
Ghcious refreshments. They viii
meet every Thursday after school
at the SchOOlhOuse.