davidaulloa/AmericanStories huggingface dataset:
Evening star. [volume] (Washington, D.C.) 1854-1972, 1955-08-13
Continued From Page Al;

OOutlnucu EEVIh age h-4A
Baylor L. G. Gong Gomez Dupre
who gained IA yards in IL trie'
on the ground against the de-
ifensively superb Browns anc
who ought to be a welcome ad'
dition to the Baltimore Colts
But in the final analysis, it wa!
Guglielmi of Notre Dame who
won the warmest praise from hi:
teammates and coaches from al
sections of the country.
/ Head Coach Lambeau hac
some hot-shot quarterbacks or
his squad, including Paul Larson
of California, Dave 'Leggett O.
Ohio State, George Shaw of Ore
gon and Tom Carey. also o.
Notre Dame. But on offense. hi
used only Guglielmi, except wher
Leggett held for extra points anc
field goals. 1t was a masterfu
job the good-looking, 2l-year'
old, No. / draft choice of tht
Redskins. turned out.
Oddly, Ralph was up against
another ex-Notre Dame quarter.
back in George Ratterman, wht
also played the entire game or
ofenSe, and the youngster more
than held his own with TIN.
veteran of nine pro seasons
Guglielmi completed 10 of 1.
passes for a net of 1919 yards
not as much as the 1852 thai
Ratterman racked up with nint
competitions in Is throws, bu
which. coupled with the way HI
used his running backs, mad,
for a more effective perform
ance.
1t was a tumble by Fullbacl
Maurice Bassett of the Brown
that set up the first score
Nays Johnny Weaver, who suf
fered a conclusion not lonl
Iafterward and was removed II
st. Luke's Hospital for overnight
observation, recovered the bal
on the Browns 80.
Guglielmi and his receiver
were not hot in the beginning
and one completion in fou
passing attempts, plus a first
down plunge by Triplett. VIII,
went to Toledo University as tn
father of four little Tripletts
got the All-Stars as far as tn
I2l. Then off the bench cam
Weed to kick his first field goa
from the 81 with his funny
square-toed left shoe and it wa
80. All-Stars.
Interception Helps Pros
/ The pro champs were con
tanned until late in the openin
quarter. Then one of the tw
> interruptions of Guglielmi passe
this by Ken Konz on his ow.
36-gave the Browns an open
ing. Eight plays later, Ratter
: man sneaked over from the one
yard line end it was 7-3.
Ron Drzewiecki of Marquett
returned the next kickoff 4
yards and from the Browns Al
yard line the All-Stars regaine
! the lead by going all the wa!
/, Eidom of Southern Methods
scored on a short buck with onl
two and a half minutes of tn
= second period gone. Weed adde
: the point for a l0-7 margin.
Their dander up, the Brown
dashed back like real pros.
eight plays, they went 76 yarc
to make it l4-l0 on Ray Renfro
l8-yard run. But there wa
| bounce to the All-Stars. to,
, Guglielmi's hand was getting he
I and he led an S0-yard marc
. after the following kickoff t
. score, Henry Hair of Georgi
: Tech taking a five-yard pass O
third down from Goog and tn
Evening star. [volume] (Washington, D.C.) 1854-1972, 1955-08-13
ID. {. Swimmers
Seeking More
IHonors Today

PHILADELPHIA, Aug. 13
(SpeciaD Two titles and q
world record to its credit. the
Walter Reed Swim Club OF
Washington, D. c., goes after
additional honors today in the
lWomen's National AAU swim
ming and diving championships
lat the John B. Kelly Pool here
Mary Jane Sears and Shelley
Mann carry Walter Reeds chief
hopes today and tonight. Miss
Sears will defend her title in the
200-meter breaststroke and Miss
Mann will attempt to keep her
title in the 100-meter back
stroke.
Other events listed today are
the 400-meter freestyle, l-meter
diving and 800-meter freestyle
relay. Trials begin at l pm
The diving event will be COM
lpleted this afternoon, but the
swimming finals are not sched-
iuled until 8 o'clock tonight. The
meet ends tomorrow.
| ! Rain and Strong Winds
Driving rain and strong winds
failed to stop the girls from
putting on a sizzling perform
ance yesterday. Wanda Werner
and Marie Gillett of Walter Reed
and Carin Gone of Ridgewood
N. j., won the swimming events
each breaking or tying a record
while Mrs. June Slower Irwin OF
Los Angeles, upset Pat McCor-
mick in the platform diving.
Miss Gillett. 17-year-old senior
/ at Bethesda Chevy Chase High
School in Maryland. took the
4O0-meter individual medley in
I6:0l.5, world record time. The
/ former mark was 5000 set by
Miss Gillett in winning this same
event at Indianapolis last year
| Probably providing more per-
sonal satisfaction was the victory
by Miss Werner, 14-year-olo
sophomore at B-CC. who turned
the tables on Helen Stewart. the
Canadian who beat her in the
lO0-meter freeStyle in the Par
American games in Mexico City
last spring. Both were clockee
in the same time in Mexico. Mis-.
Stewart getting the nod by the
judges,
Miss Stewart had to settle fol
second in this event yesterday
Wanda winning in 1861 to til
the meet record set at Indianap'
oils last year by Jody Anderson
of Chicago, who did not defend
Dougie Gray of Walter Reed wa
third and Helen Greenlaw o
Fort Lauderdale. Fla, fourth.
\ Miss Sears Second
Mary Jane Sears of Waite,
Reed was second to Miss Gillet
in the 400 medley, with Nanc.
Simons of Chicago taking thirt
and Miss Mann taking fourth.
!; Miss Cone, a l5-year-old un
attached swimmer, won the 200
meter backstroke in 2:45.6. tyini
the world record for this even
in a 50-meter pool set by Judi
Temes OF Hungary at Berlil
four years ago.
: Mrs. Irwin, a 24-year-olt
mother of three children, drov
with her husband and two o
their children across country TO
this meet and spoiled Miss Nc
; Cormicks hopes for anothe
sweep of the diving events. Mrs
, Irwin, a member of the 1914
Olympic team, upset the 1885,
Olympic champion in the plat
form event. 262.95 to 256,95 il
points.
). Miss Mccormick. also Of Lo'
Angeles, still is favored to hans
/, onto her titles in the 1-meteI
today and the 3-meter tomor'
row. And while many wondered
if the weather had anything Il
. do with Mrs. Twins unexpected
victory. Miss Mccormick wa
quick to point out that the con
, ditionS were the same for every
ihndV
Evening star. [volume] (Washington, D.C.) 1854-1972, 1955-08-13
CUBS, 7; BRAVES, |

Runs--Logan, Baker, Fondy, King t").
Banks. MikSiS. Chit. Errors--Johnson.
Mathews Runs batted in--Baker 90,
Banks, jackson t2l. Tanner. Two-base
Three base nit--Banks. Stolen base
Chit. Standardization Double plays
Logan to Aaron to Grove t2D: Fondy
to Banks to Baker. Left on bases--Mil-
waukce q: Chicago, 4. Bases on balls
of johnson. . of Edelman, .; of VAR
gas. z: of Rush. 3. STRUCK out-.By
Johnson, 4 by Edelman. 4; ny Var
Gas. l !; by Rush. g., Hits--,on Crone, in
10 in .; on Vargas, . In J. Runs and
earned runs--Of Crone, 30; on john
son, 81; OF Edelman. 90; of Vargas.
90; off Rush. III, winning pitcher
Rush tn.s). Losing pitcher---Crone 60.
Time--2:9g. 1873.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1955-08-13

Totals AZ ~ ~ j. Totals ~
lGrounded into double play for Hsr-
rinRton in 3D..
Cleveland L----- I'll o40 i30-l !
Kansas City --- 600 900 DOL
Runs-smlth t2l, Locklin. Ayila CD,
WeTtz 81. Rosen. Dolby. EVers, Strick-
land. Dente. Hogan ~, valo Errors
Lopez. Rosen. Runs oatted n--Hegan
t5l, AvilA 80. Dolby. WertZ, Smith. XII
ner Rosen, Maggie, Two-base hits
Smith. Fain. Evers, Home rune --Aviis
t2t, Hogan. Wertz. Stolen base-~Lemon
Sacriflce-Maslie Double plays
Strickland 10 Wertz: AVlla to Wertz.
Left on bases-Cleveland, =. Kansas
City. H. Bases on balls--Oh Magiie, ! j.;
Portocarrero. 3; Harrington, .. Herbert,
/. Struck out---By Lemon, by Maybe,
/; by Herbert. .. Hits of lemon. 4
in g; PortocarreFo ) in IA Maglie. ,
in 3; of HARRINGTON. in . "a; of Her
bert. u in 4. Runs and earned nuns
OF Lemon, 90: of Maglie, 10, of Por-
tocarrsro CT; of Harrington. Al of
Herbert. 81. winning Ditcher--Lemon
l3-1J. Losing pitcher-Portocarre
$3.50. Time-2:ls
Evening star. [volume] (Washington, D.C.) 1854-1972, 1955-08-13
FIGHTS LAST NIGHT

AUGUSTA. Cake Williams. 1874.
Philadelphia, stopped Beau Jack, l46,
Augusta, 81.
TOKYO Danny Kidd ll4,Phiiip-
pines. and Masakazu OtSuka. 1l6. Japan.
dew
Evening star. [volume] (Washington, D.C.) 1854-1972, 1955-08-13
INDIANS. l7-6; As, Is

Totals ~ l8"7l2 Totals 80 - ! l
lGrounded into double play for Har-
Evening star., 1955-07-13
Glad 3 GIs Returning,
Hero Audie Murphy Says

I'm glad they've come back. .
Audie Murphy. World War H's
most decorated soldier. said
simply about the three turn
coat" GIs of the Korean War
who are on their way home from
Communist China.
In town to introduce to WASH
Iington brass the film version OF
his autobiography Of his wal
years. ITO Hell and Back" he
added. s.'I think we can learn a
lot from them"
This is q difficult thing to
discuss" Mr.. Murphy went on.
The concentration pointed up
lines that have developed on his
boyish face since he himself
served with conspicuous gal
lantry. He received "a citations,
including the Congressional
Medal of Honor and was younger
at the end of World War II than
any Of the three returning GIs
are today.
Action should be taken against
wrong-doing, he feels. But the
pressures of war are great. and
Evening star., 1955-07-13
President Pledges Quest
For Peoce Key at Geneva

There, he added. with others,
I'VE VIII try to explore the rea-
sons why this world does not
seem to get closer to peace, and
to try to find roads that, II the
world follows, all Of you may
live a little bit more TRANQUILITY
than have the people Of my
generation"
Tns President said history "has
left US Q rather tangled network
Of prejudices and hatreds and
suspicious" These, he said,
"are not easy to eradicate. and
are intensified by difference in
Observation-Disclosures positions
that seem to set men one against
another, and make it difficult
for us to live like We should
like to live"
Cites Individual Rights.
Mr.. Eisenhower said Ameri-
cans believe every individual sis
endowed with certain rights-to
worship as he pleases. to think
as he pleases, to speak as he
pleases, to work at the kind Of
profession that he himself
wants." If those principles are
Evening star., 1955-07-13

Q visit 10 the rentagon. with IN
Productions to Gen. Maxwell
Taylor. Army Chief Of stan. and
Deputy Secretary Of Defense
Robert Anderson. Gen. Taylor
presented q certificate Of appre-
citation from the Army to Aaron
Rosenberg. the producer Of ITO
Hell and Back" which Mr..
Murphy received as proxy.
Today he win be the guest OF
the Texas delegation on Capitol
Hill. with Speaker Rayburn,
Representative league, and Sem
|ator Daniel doing the major
honors. After lunch in the
Speakers dining room. he will
see Vice President Nixon. There
viii be q reception. with the
Texas delegation as host. and q
viewing of 'aTo Hell and Back
tonight in the Motion Picture
Evening star., 1955-07-13
STRIKE DUTIES BAR
81 POLICEMEN HERE
FROM ARMY TOUR

Thirty-four local Army
reservists are Just too busy
to report to Fort Meade for
their annual two weeks
training this Saturday.
They're all Metropolitan
policemen.
Since their presence in
Washington Is considered
necessary during the strike
emergency, they have been
excused by the Army from
putting on khakis this week
end with their buddies Of
the 400th and 4o7th Milf
tary Police Battalions.
Evening star., 1955-07-13

combat may be too much for
some men.
"I think we should treat each
one individually" he said.
II don't think we've made Q
study of the subject enough yet
to know how to handle it. Per-
haps we should have q medical
board that would study their
backgrounds and find out why
they reacted the way they did.
Perhaps in the future. the
kind of boys we've learned won't
be able to stand strain. could be
put in other jobs.
Commissioners Spencer and
Lane presented the key to the
city to Mr.. Murphy IN Mr..
Spencer's office yesterday.
His two-day stay here included
Evening star., 1955-07-13

President Eisenhower said yes
terday he win 'try to ind roads
to peace" at the coming Big Four
summit" conference that viii
enable the people of the world to
live a little bit more TRANQUILITY
than have the people Of my gen.
eration."
The Presidents hopes for
progress toward peace at the
conference starting Monday in
Geneva were expressed to SO
European exchange high school
students gathered in the White
House rose garden.
Mr.. Eisenhower told the teen
ayers:
Now people don't want con-
flict-people In general. It Is
only, I think, mistaken leaders
that grow too belligerent and
believe that people really want
to fight"
Fortunate Coincidence"
Mr.. Eisenhower said it was "a
bit Of fortunate coincidence
that he should have the chance
TO see the European students on
the eve Of his departure for
Geneva.
Evening star., 1955-07-13

Association headquarters. 1900 I
street NV.
Mr.. Murphy win 90 to Port
land. oreg- tomorrow for q re-
union Of the Sd Division.
Evening star., 1955-07-13

lived UP to, he added. "we are
bound to have q government
|country-that does not want to
fight. Because 1t is one truly of
the people and for the people"
The students were brought to
this country by the American
Field Service. They were among
446 young Europeans who just
completed a year of study in this
country and are now on tour be-
fore sailing for home.
Milford chronicle., 1955-08-19
FRANKFORT
By c. q. Crocker
Phone Rodney 4s1S

Mr.. and Mrs. Raymond Hickman
celebrated their 31st wedding an
niversary on August IA.
MR and Mrs. Reuben Lewis and
son of Wilmington spent Friday
evening with Mr.. and Mrs. Sirman
McAllister. They are spending their
vacation at Fenwick Island.
Mr.. and Mrs. Kipps and daugh-
ters, Nancy and Mary, from Black
field, Va. are visiting Mr.. and Mrs.
Anderson Long.
Mrs. Myrtle Godfrey returned
home from the Beebe Hospital on
Thursday where she had had her
limb amputated.
Mr.. and Mrs. Wilson o. McCabe.
Jr. entertained Mr.. Preston Tingla
of New York at their home on
Thatcher Street.
Mr.. and Mrs. Russell K. Markley
and son, Philip, of Lansdaie, Pa.
were overnight guests of Mr.. and
Mrs William E. Powell of Clayton
Ave.
Rev. Thomas l. Russell left by
dubO Ou hO1ludy W JUN HIS ldilIiiy
visiting with Mrs. Russelrs mother
in Monoca. Pa. They plan to re-
turn the last of the week.
Several Frankford citizens at
tended the Reunion of the Tunnell
family at the Lord Baltimore
Saturday, August 13.
The Tunnell Clam also attended
the Communion Service with
Thomas l. Russell officiating at
the old Blackwater Church on
Sunday, August IA. at 200 p. m.
This is an annual custom with
this family.
Mr. and Mrs. John Parks and
two children of Rose Valley, Pa,
spent a few days visiting Mr. and
Mrs. Wilson o. McCabe, Jr., on
st.
Mr.. and Mrs. Rodman Evans
and family visited Mr. and Mrs.
Lester Hastings and family near
Newark, Delaware on Sunday.
Mr.. and Mrs. Ronnie Stuart and
two children visited Mr.. Stuart's
family in Greenwood on Sunday.
G. G. says: ''The greatest remedy
for anger is delay"
Milford chronicle., 1955-08-19

with Mr. and Mrs. Joseph Morrison
at their Ranch home near Sturgis
South Dakota Mrs. Morrison will
be remembered as Miss Dorothy
Vipyard and Mrs. Suehrstedt as
Miss Elizabeth Raphjle, daughter
of Mrs. Albert Thistlewood. The
Harringtons had a most wonder
full trip which they thoroughly en-
joyed, but were glad TO get back for
East or West, home is best.
Mr.. and Mrs. George Is. Thistle
wood and children were dinner
guests on Sunday evening at the
home of Mr. and Mrs. L. Paul
Greenlee and son, Tommy on
Shawnee Road. Other callers dur
ing the evening were Rev. and
Mrs. Charles Louhoff of Milford.
Mr.. and Mrs. Townsend Paryis
of Hemsted, Long Island, spent
last week with his brother, Mr.. and
Mrs. Josiah M. Parvis and Family,
and on Wednesday evening, they
all Were dinner guests of Mr.. and
Mrs. Charles Parvis at Millington,
Md.
Mr.. and Mrs. C. Emory Webb,
daughter, Eileen and Mrs. Merrill
Thistlewood started up the road on
on Sunday afternoon to visit the
Jack Kennedy's near Bear. 1t
started to rain just above Odessa.
1t rained so hard they had to stop
for about one half hour when it
Stacked, they went on up passed
Stapleford's Garage. They had to
stop again as water was running
across tire highway and it was up
to the hub caps on the cars. Sew
eral had tried to go through, but
were stalled, so the Webbs finally
gave up their visit for the time
being and returnd home which all
concerned thought the safest thing
to do.
Mr.. and Mrs. c. Walter Wharton
returned home on Monday after
spending several days at Lake
Mohawk, N. j., with Mr.. and Mrs.
Roger Mills.
Mr.. and Mrs. John r. Britting-
nam of near Seaford, were making
calls on Houston friends ON Tues
day
Mr. and Mrs. Robert Reynolds
left on motor trip on Monday
morning and expect to visit Canada
before returning home.
Joan Scott was the house guest
of June Pearson last week.
Mr.. and Mrs. Nathan Scott have
returned to their home in Bryn
Mawr, Pa, after spending a week
with Mr.. and Mrs. William Scott.
Mr.. and Mrs. Robert G Johnson
had weekend guests from Cohoes,
New York, Samuel Collision, Jr.,
Mrs. Johnson's brother and Mr..
HeronOx. Also visiting the John
sons for the weekend were Mr..
and Mrs. Samuel Collision, Sr. Edna
Collision, Lennox Park, Chester,
Pa; Walter H. Sharp of Milford
and Mr.. and Mrs. Al Koziol of
Chester, Pa.
Milford chronicle., 1955-08-19
HOUSTON
By Mrs. Merrill
Thistlewo0d
Milford 1914

The services for next Sunday
will be as usual. Church School
at 1000 a. m. Due to the illness
of the superintendent, Howard R.
Moore, the Assistant Superinten-
dent. William Scott, will be in
charge.
11:00 a. m, hour of divine wor-
ship with a special musical num-
ber and the sermon by the pastor,
Rev. j. B. Vaughn. Remember Sun
day, August 21st will be Member
ship Sunday and if there are my
who have decided to join~the church,
just tell the Pastor of this church
and he will take care of the rest.
The members of the MYF will
hold q Bake on Saturday morning,
August goth at Daugherty's Mar
ket. The proceeds will go toward
the movie protector fund. AS soon
as enough money can be raised,
the MYF intends to buy a moving
picture machine to be used by the
church and for the interest of the
church. The young people solicit
the prayers, the good will and
any other people of Houston and
the community can render.
There will be no church Bulletins
for the two Sundays, August 2Sth
and September 4th. because they
are Vacation Sundays. On Septem-
Der IL, the regular morning and
evening services will be resumed.
r. Sc. Il
School will go on as usual ON
August 2S and September A.
We are very sorry to report How
ard r. Moore, our Sunday School
Superintendent was taken serious
ly i'll last week and was taken 10
Milford Memorial Hospital. We pray
that his recovery will be speedy
for he is so greatly needed by all.
Mrs. Jennie Armour has re-
turned to her home from Milford
Memorial Hospital where she had
been patient for quite some time
Her condition is very good and
she seems to be doing fine May she
keep it up.
We are glad to report Mrs
vi dSt hidhlONt IcluIHGu ID uST
home on Saturday from Milford
Memorial Hospital after suffering
a severe heart attack about a week
ago. Her condition is somewhat
improved and sincerely hope she
continues to improve.
Fred Hayes was getting along
very nicely when his son was up
to see him on Sunday He had an
operation about a week ago in
Wilmington Memorial Hospital and
we hope it won't be too long before
he can return home to be with his
family and friends.
Mr.. and Mrs. James V. Harrington
have returned from a three weeks
vacation to the Midwest, visiting
such points of interest as Cedar
Iowa; Denver, Colorado;
Cheyenne, Wyoming; the Black
Hills and the Badlands of South
Dakota; the Passion Play, Spear
fisk, S. d. and Owatonna, Mime
sofa. In Denver. they were guests
of Mr.. and Mrs. Suehrstedt and
took trip up Lookout Mountain. |
visited Buffalo Bill's grave, Estes
Park and saw the Red Rocks Ampi-
theatre. They also spent an evening
Milford chronicle., 1955-08-19
Reese Theatre News

No need to tell one about Walt
Disney's new Cinemascope hit,
'sThe Lady and the Tramp" sched-
uled TO play the Reese Theatre
this Thursday, Friday and Sat
urday, August 1S-19-20. Critics are
raving-unprecedented crowds-re-
cords broken-all in agreement that
this is the ideal entertainment for
adults and children alike.
According to the regular Movie
Center advertisement to be found
in this newspaper, the management
stresses the fact that "The Lady
and the Tramp" is producer
controlled production and the fol-
lowing prices have to prevail. For
this show only at Movie Center
all children, except babes in arms,
Milford chronicle., 1955-08-19

must pay. Children under IL years
25c, Adults 75c, Colored Balcony,
soc.
Mere than ever Delaware and
found at the Reese Theatre on
Sunday enjoying the air-conditioned
comfort. Columbia's new sensa-
tion in Cinemascope, ''The Man from
Laramie with Jimmy Stewart, is
the attraction scheduled for Sun
day and Monday, Aug. 2l-22. To
miss it is to miss one of the great
est pictures since shane.
The complete Movie Center pro-
gram appears in this newspaper
weekly.
Milford chronicle., 1955-08-19

In some rural areas rs per cent
of the checks are written in pencil.
Milford chronicle., 1955-08-19
Philadelphia Federal Reserve Bank
Reports On Current Ireuds

situation and its effect on the need
for credit. Some say that auto
mobile dealers are seriously over
stocked These lending officers in
tend to be very selective for the
rest of this year in meeting demands
for floor planning g-providing
credit to enable dealers 10 stock
new cars. Others are not so con-
cerned about the current situation.
They feel that the usual summer
tapering OFF in car production will
enable dealers to sell their excess
stock
Many of the lending officers say
4 that consumer credit demand might
drop off over the next few months,
largely because of slower auto
mobile sales. Later in the year,
however, most expect the new
models TO bring about another surge
in demand for cars and credit.
Borrowing for home improvement
and for the purchase of appli-
ances is expected to continue
strong throughout the year-end
Country banks located in other
cites of this district seem to have
been experiencing a much heavier
demand for credit than in the
spring and early summer of 1854.
Their loaD officers expect con-
tinuation of this trend over the
balance of 1855.
Most of these bankers feel that
credit needs for commerce and in
dustry might continue to increase
more than seasonally in coming
months. They see no signs of
significant change in the trend of
consumer demand other than a
temporary slowing in automobile
loans in the period Immediately
preceding the introduction of new
models. But most indicate that some
slackening in the extension of
mortgage credit is probable over
the balance of this year.
Repayment experience of all
these banks has been surprisingly
good over the whole period of heavy
loan demand. Many business bor-
rowers have repaid their loans be-
fore they were due and, in the
field of consumer credit, individ
uals have met their obligations
promptly. There have been very
few delinquencies, and reposses-
sions on consumer items like auto
mobiles and appliances have not
been a problem. AS one banker
expressed it, people seem to
feel quite free to borrow but thy
appear equally anxious to repay
their debts and to pay them
promptly"
AS you might expect there, is
a diversity of opinion concerning
the trend of outstanding loan bal
ances over the remainder of this
year compared srith the same period
of 1854 Some loan officers would
not hazard even a guess. A few
thought outstandings might, aver
age slightly lower, particularly if
the recent trend of repayments is
continued. In most instances, es-
Inmates ranged from 5 to 10 per |
cent increase over year ago.
4 Loan officers in Philadelphia and
country banks were unanimous on
the probable trend of interest
rates. They all said the cost of
borrowing would be likely to inch
upward. Even before we had quite
COMPLETED our interviews confir-
nation OF this trend was indicated
by the rise in the Drime rate on
commercial leans and the discount
rate of the Federal Reserve Banks