ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1955-11-16
November 16, 1855

An adQltl0ndl period of SO days shall be al
lowed for reinstatement, but only with q medical
which is subject to approval by the Supreme Med-
ical Director.
No further reinstatement privileges shall be
allowed after the 80 days period.
Members who withdrew from these funds due
to military service may be reinstated without a
medical within months after release from service,
and thus retain all their credits accumulated prior
to induction. If all back dues are paid such cre-
dts shall be computed uninteruptedly.
No reinstatement privileges shall be allowed
after the 6 months period.
Section 249 All claims for benefits must be
submitted forms prescribed by the Croatian Fra
ternal Union, or accompanied by certificate issued
by the surgeon who performed the operation, or
the physician who treated the member and must
be properly completed by the lodge.
All costs entailed to prove the validity Of
claim shall be borne by the member.
Section $50. Members shall not be entitled to
sick, disability or operation benefits for any illness
or injury
a. which acquired prior to membership, or
during any period of suspension or withdrawal;
b. due to strabismus, flat feet or any physical
mental defects present since birth;
g due to excessive indulgence of alcohol, or the
use of narcotcs
d. resulting from wlfu or self-inflicted injuries,
fight provoked by the member;
e. sustained while insane unless confined to an
institution, or sustained while in prison or
reformatory;
~ resulting from recent venereal disease;
g resulting from illegal abortion
h. which does not prevent member from earn
ing a livelihood
il acquired while residing outside the Continental
such residence recommended by a physi-
clan for health purposes;
d acquired while serving in the Armed Forces.
Section 25l. A member, who receives benefits
contrary to the Bylaws must return all such pay"
ments to the Union within 60 days after notifica-
tion by the Home Office, otherwise such member
shall be referred to the High Trial Board
Section 252. A member may appeal through
his lodge to the Executive Board, and then the
High Trial Board, if he feels that injustice has
been done him in any payment of benefits.
Section 25S. No sick, disability operation
benefits shall be paid during the first year Of
membership arising from the following diseases:
arthrits Gall types); asthma cancer, female dis
orders; gall bladder disease genito-urinary disease
mia GALL types); hydrocele intestinal disease leu
kemia; liver disease lumbago myosits; neural
ga neurasthenia; neuritis osteitis paralysis (any
type); scatica; sinus disease; stomach disease;
tonsil enlargement or disease; tuberculosis; varco-
cele and varcose veins.
Section 254. If a member does not pay his
sick disability dues by the 25th of the month,
the lodge may suspend such member from these
funds. credit equivalent to months dues shall
be allowed the lodge for all such suspensions.
Disability Benefits
The following Bylaws from sections 255 to 259
inclusive pertain to members who are insured on
the Old Disability Plan.
Section 255. Members assessed 25 cents
monthly for single, and so cents monthly for double
disability benefits.
A maximum of $4,000 is payable for single
benefits and $160O.OO for double benefits.
Any partial payments shall be deducted from
the maximum amount payable.
Section 256. The following disability benefits
for permanent and incurable loss shall be payable
Definite diagnosis must be provided to account for
the loss. Double amounts below payable for double
protection):
o,s los. ., on. t;:z sSs;'E
Total loss of both eyes........ 10000 10000
Above $3.50 loss but less than
total loss eye............... 25000
$50 to $40 loss Of one eye. 10000
Above 1870 loss but less than
total loss one eye.............." 10000
Above 1870 loss but less than
total loss both eyes......,.... 10000
One arm severed above wrist 10000 10000
One leg severed above ankle. 10000 10000
Both arms severed above wrist 10000 10000
Both legs severed above ankle 10000 10000
One arm above wrist, leg
above ankle severed.......... 10000 10000
1870 or more loss one ARM. 10000
800 loss ARM. 10000
1870 loss leg. 10000
800 loss Leg. 10000
$50 to 1870 loss one arm.... 10000 10000
$50 to 1870 loss Leg. 10000 10000
Severance of thumb at first
(proxmaD joint ............... 1900 1900
Thumb stiffness in joints. 1900 1900
Thumb stiffness in middle
ioint . 1000 1000
Thumb stiffness in distal joint $500 $500
Any finger severance at palm 5000 5000
Any finger stiffness in all
Any finger stiffness in middle
joint or severance. $500 $500
Any finger stiffness in distal
joint severance. ............. 1000 1000
Severance stiffness all
joints great toe................ 5000 5000
Severance stiffness in mid
die joint great toe........ 1000 1000
Severance stiffness in all
joints any other toe........ 1900 1900
Total loss of hearing both 10000 10000
Total loss due to fractured
spine ,...:...:....:...... ooo.oo
800 to $3.50 loss due to frac-
tured spine ........................ 10000
$3.50 to 1870 loss due to frac-
tured spine ".........".""..."." 10000
Section 257 Disability claims for loss Of or
damages to arms, legs, eyes, hearing spine must
be validated by two physicians
The Secretary of the Sick Benefit Department
and the Supreme Medical Director shall determine
the period of waiting time before the payment OF
all disabilities. They may also require valuation
notarizaton of any claim.
Operation Benefits
Section 25S The Union shall pay the follow
ing operation benefits for surgical operations by
licensed surgeon (other than dental surgeon) per-
formed in licensed accredited hospital. series
of related surgical operations when performed at
the same time, during the same period of hos
pitalization in the operative area, the amount
paid will be the indemnity benefit for the major
procedure with no indemnity benefit for minor or
incidental procedures. A member is entitled to
only one benefit for the same similar operation