ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1955-11-16


Double benefits cents
Ages 36 to so
single pene1its ''"''''''''''''''' 8, % % csnts
Double beneflts '''''''''@A@o eeA''
Sick Benefits
Section 261 The Croatian Fraternal Union
maintains classes of sick benefit projections:
Class A-which provides benefits of $1oo per day
and maximum of $1250.00;
Glass (Which provides benefits of $500 per day
and maximumsof $4,000;
Class C-known as "The Income Defender" which
provides benefits of $4,000 monthly and
maximum of $250o0o. ..
Members insured the Class c plan shall be
issued separate certificates wherein all benefits
payable outlined, and shall be governed by the
provisions and conditions as set forth in said GER
tificate and the Bylaws of the Croatian Fraternal
Union.
Section 2s2. Should deficit occur In current
operations for successive months, the secretary
of the Sick Benefit Department must INFORM the
Executive Board of this fact, which Board may
then levy adequate special assessment to pay
all current claims
Section 26s. For illnesses due to injuries,
benefits are payable from the first day of such
injury providing such member was insured for sick
benefits at least 80 days
In all cases of sickness benefits are payable
beginning the eighth day of such illness, providing
such member insured at least full months
with medical, and - full months with non
medical If hospitalized, benefits are payable from
date thereof.
insure themselves for sick benefits at the time of
their transfer to the Adult Department, or within
IL
of the Junior Order at least years, shall be
titled to sick benefits Immediately upon such
transfer.
payable in Class A and Glass B shall be determined
by the sick benefit credit table, which is based on
the period of membership in the Sick Benefit De-
partment and upon the restrictions and limitations
hereinafter specified and relating to the payment
of sick benefits
date of membership, shall be deducted from the
total in the table Of credits (sec 2s1) Members
enrolled in Class A shall not receive than
$4,000 $500 Class B, in any one year. "One Year
shall be any period of IL consecutive months from
date OF ass any illness @ or h.
credits In sick benefits shall have right to fur
ther benefits until his credit accumulates to sum
in excess of the amount already received.
Members accepted in Class A or Glass after
January l. 194S shall not be entitled to any sick
benefits after attaining the age of IS years, and
shall not be required to pay any further dues for
same. .l. -...,..
fore two full years of membership on sick bene-
fits shall not be entitled to any sick benefits after
two years from date of such admission, and shall
thereafter, to be insured said fund
The sick benefits of insane member may
be paid to his spouse, children, parents legally
appointed guardian after all assessments Of such
member paid in full. ~"
If such member has no dependents, the Union
shall retain his benefits for the payment Of his
assessments.
If the member RECEIVERS before his benefits
are exhausted any unpaid balance shall be due him
Insane members must be confined to an insti-
tuition to be eligible for benefits.
Section 268 No further sick benefits shall be
paid for recurrent illness of affected limb,
part of the body for which disability benefits have
been paid in full
Section 269 Female members not entitled
to sick benefits for the first 21 days for any illness
caused by pregnancy. After such period, benefits
are payable for a continued illness thereof
Female members insured for sick benefits at
least full months shall be entitled to $4,000 for
each living child; $4,000 of this amount shall be
credited towards assessments any certificate
issued by the Junior Order except Term certificates
provided the child is enrolled in the Junior Order
within 80 days after birth. The remainder ($looo)
Female members insured for sick benefits at
least 9 full months shall be entitled to $1,000 for
any full term still birth. ...-t.
to the lodge on the prescribed Report Of Illness"
which the lodge must complete and return to the
above ruling may be made only If there is valid
reason. ....
Section 27l A medical report for all illnesses
OF longer duration must be completed on the pre-
scribed form of the Union by the attending phys-
clan, chiropractor or osteopath and the lodge, and
must be submitted to the Home Office monthly.
For members, who have a chronic disease, and
are confined to an institution, claims may be SUBJ
mitted every months.
benefits must abide by the recommendations and
advice OF his physician. Any violation the men,
ber's part may result in discrimination Of his
sick benefits. ...
:, Sect Section 27s When a member becomes well,
and submit his physicians report a..
If the member feels that he is still unable to
work, he may again report for sick benefits within
Z days and be entitled to benefits from the first
day of such report.
A member who reports recurrence of an
Illness but did not report his recovery to the lodge
shall be entitled to benefits a newly reported
Section 274. Members who are under treat
ment while away from the seat of their lodge, and
are not under the supervision Of the lodge COM
mittee, must have their medical claims notarized
except if they are treated in hospital institu
tion.
Section 275. The lodge is obligated to desg-
nate one or more members to visit sick member
and endeavor to aid such member in every respect
The lodge must also instruct its members as
to the proper procedure for filing claims and ad-
wise them on the proper conduct in accordance with
the Bylaws in order to be eligible for sick benefits
Section 276. All complaints made at a lodge
meeting against the approval of benefits to any
member or any Irregularities of claims should be
thoroughly investigated by the lodge and report
the findings to the Home Office as soon as possible
Section 277. The lodge is duty bound to insist
on a reexamination Of member if any doubt ex-
lists as to his illness, and must mail such report
to the Home Office. No further benefits shall be
paid if the member refuses to submit to said re-
examination
If such reexamination favors the member the
cost OF same shall be borne by the Croatian Fra
ternal Union.