ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1955-09-28

$19259SOO $215982O0 $S740S7S9 $13475366l
The four year shows that the net membership
increase amounted 2751 This reflected in cores
pondng growth insurance coverage amounting to $685.
100000 Of equal significance the rise in the department
tai which showed gain of $473 44872 growth OF
than 500 in four short years.
These figures furnish adequate proof that the depart
ment is strong and growing stronger The yardstlck
of greatness of fratena benefit society however must
show at least an equal of benevoance of nc
nation give we'll to take 1t is precisely in this
category of giving it's members and above the sp
uaon of the contract that Junior Order has earned
the hallmark Of true fraternalsn.
In the period under consideration while the contrac-
tua obligations death benefts amounted to $2O918OO
the actual the membership the huge of
In effect therefore, the department really
back prncey gift of 6242 This be broken down
into Term Waivers $11162231 Transfer Credits $780,,
1897; Dividends $323O756 and Conservation and Bonus
Awards 22982.50
The pure gift was really twelve times greater than the
actual obligation Need furnish further proof of
adherence to the precepts of genuine fraternaism?
This then completes the statistical phase of my four
year report the phase naturally for which claim only
the function Due credit should be- and gladly
given you the MEMBERS the builders and leaders the
local who the perennial crusaders for the cause
of raernasm 1t your efforts your sacrifices that have
made will continue make CFU the envy of the
fraternal world
During my tenure office streamlning has affected
many rounes despite the fact that closer attention
is paid every termination with the view in mind of revv
ing it. In many that happily accomplished Upon
my recommendation the department and subsequently the
senior branch well have eliminated the charges for dues
books and all bookkeeping supplies While managing the
juvenile branch which is replica in every detail of the
senior department have nevertheless felt it incumbent
contribute articles the official organ Seldom has
issue been printed without my commentary on some
event fact pertinent to the organization have given
my closest attention to the bimonhly juvenile organ Jun
ior Magazine and happy to say that it's $4,000 copies
per issue are anxousy awaited by our membership
The outstanding achievement of my administration
however the adoption of the Commissioners Standard
Ordinary go tables for Junior type cer
ficates Upon my initiative and recommendation these
suppanted the old which based tables
that much 100 years old and such the
product of theory, than actual experience
Though the preparation of the contracts necesstated
countless hours of tedious work and above the daily
office routine though meant lengthy correspondence with
every State and Province where licensed and
anxious weeks of waiting for approval after resolving in
Vulnerable problems, though headquarters control
had to be revised task we'll worth the effort
At fell swoop the entire permanent juvenile business
put par with the most modern insurance organ
cations in the world.
The result is that we now have certificates which, in
the MAN, cost less and yet paradoxicay enough offer
higher maturity loan and extended coverage values Their
salient attraction is the fact that grading has been emna
ted and full face death benefits guaranteed from age
months and day. (Gradng has been eliminated even
Resolution which too consequence of this modern
ization)
Another important feature is the definite ALLEGATION
of portion of every renewal premium to the administration
fund This and above the present 80 cents monthly
contribution It's full meaning and effectiveness be
gagged if compare the first such monthly ALLEGATION
which amounted to $6113 for just 81 members with say
ten to twenty and thousand members holding CSC
contracts This could well be the solution to grow
ing Senior expense fund problem when that department
is placed the CSC base In preparing the Junior CSC
certificates much of the spadework for eventual Senior
adoption has been eliminated.
The popularity and appeal of the contracts has
been reflected in the very noticeable increase of
certificate sales The number of 20 Pay and Endowment
certificates has almost doubled in the period 19511954 The