davidaulloa/AmericanStories huggingface dataset:
Evening star., 1955-07-06
HOUSES FURNISHED

ANsa's Washer, dispossi @SSern Fenced oss1@ds sard
Child welcome. s12b. IA. 2-i4S5.
ARLANDRIA--Nieely furn. S rms
Ma sas Be ssn able s0t to 'ssH'sS ss ov
S1o1 N. e2nd ST., ARL.-s-bedrm.
and fuI1-bsmt. corner brick: gas
heat heat Rent, SiSo; s6oa JOHN L. sHEL-
ARL.. s4s Hishiand-semidet. brick,
2 bedrms.; rr. school, shops: Colum-
bia pike bus; S125. OIL. 2-S2ss.
ARL. o., $40 mo.-comfortabiy
furn., fully det., 2-bedrm., S-story
home; nice level, fenced rear yd.
With trees. Side walks to 1-fare bus.
Mod; schools. shopping. Vac. Call
IA. 2-5057 or IA. 2-4311. -S
n. ARL.-3-bedrm. rambler. full
Rit. Il 4 rpoa, issis Is. U.s. saoss s.aossd lot gan
IEGRAHAM ST. N.W.-Clean. cool.
S.ms s:'fms trsl.D :'f s,e6. orf1 e. sl15s seEs5sss
COUNTRY CLUE HIILs-Modern ..
bedroom brick. library III baths.
large screened porch. biilt-in, ga
onr fSrnssed Ssisr Sssn
tiful yard: S1s5. year lease. Zen
cHEE1VTY' CHASE RAMBLER, q rms.
2 baths, playrrn.. dish wash, dis
posal. S225. MRS CLYDE C. DUN
NSgISNSaToN. OIL. 2-2e3b: EN-. q
GEORGETOWN AREA - Tastefuily
furn. 8 hedrms... 21a baths, spacious
liv. rm., sep. din. rm., rec. rm.
reas. AID. 2-o742. EM. 2-S6ss.
HYATTsvmLE, MD.-4-bedrms.. iiy.
I'm. with fireplace. din. rm., kit,
full. hsmt,, front porch and large
back yard: well furn.; near schools,
churches. transp. and shopping;
.S125.N Ju. 5-0313. Ia
05O2 B7th AVE, South Cheverly,
Nd Q blocks OF Wash. -Baito. park !.
way-Lovely 2-bedrm. det. brick
home on large fenced lot; rec. room.
~ "a =. se1 SMITH INC, D1. 7-7s77.
l0i HEskETH ST.. chevy Chase.
Md bedrooms, 8 baths. and o
1st-foor powder room; screened
years lease. EDW. H. JONES q
CO. INC. Chevy Chase. D. C. WO.
Evening star., 1955-07-06

5oR coEsERyATTyE lUYERs
iinis6sd Ssmt, oil h..v.h.,. clean.
Pacing. south Capitol shopping cen-
ter 4-fsmily. never yac,i b. ..w.h..
excel: eond;: ls.s than ~ times
silS n1Se hicSoI; sSo sS.. we -. p Is. ksc
Evening star., 1955-07-06
APARTMENTS WANTED

REfuNED ADULT FAMILY Of 5
desires TO rent or purchase un-
Turn su,.i sDsSToo sscsn ,,is,ns ss.h prsysr apt
air conditioned, elevator building.
Will consider only finest area Of
Fairfax. Alexandria or Arlington
county. Box SAL, star. IS
rm. plus kedrm, and bath. unfurn.
IN Bethesda. Ch.. Ch. or Old Gtwn.
by chemist at NH. OF. 2-487s.
between and 10 pm. -
TENANTS FOR you
] NEED furn. or unfurn. apis. in
D. C. For good tWhitel tenants at
geasa, fee. Call MANDEL. AID. 4
Evening star., 1955-07-06
Thos. J. Fisher & Co.
Rock Creek Forest. Nd.

EAST-WEsT HIGHWAY
GI APPROvED---S27,75O
Army ONCE leaving the city en-.
ables US to offer this splendid cen.
ter-entrance Colonial brick, pre-
war built, large living rm. with
nrepl., famiiy-size din. rm. with
built-in corner cupboards and
china closet, modern kit. with
breakfast nook. bedrm,. fun bath
on 1st d.: 3 twin-size bedrms. and
baths on End: paneled rec. rm.;
built-in garage; huge screened
porch with view, schools and
transp. nearby; l0Se cash payment
REQUIRED. Inspection at no obliRa-
ton, W. B. WRIGHT, EN-. $4,000
It'll 8.
ROCKVILLE-We have 3 two-sfoFy
frame homes. 8 bedrms., bsmts..
hot-water heat: close to churches,
shopping center; within walkipg
distance to county bldg; will help
finance; $4,000 to $4,000.
HICKMAN -CUSHMAN
Evening star., 1955-07-06
CHOICE LOCATIONS
FALIS CHURCH AREA

EALLAo SaOn1R anna
S9b-Modern, 2-bedrm.. ranch
type rambler, newly deco
rated: radiant heat; storage
attic: sodded lot.
S136--Poplar Heights. The choice
Falls Church community with
Its own swimming pool and
recreation center; 3-bedrm.
brick rambler; all-electrie GE
kitchen with range, garbage
DISPOSAL, dishWashef and
Bendix washer. Large picture
windows; wooded lot: storage
attic; Is min. TO pentagun.
House with basement slightly
$150--coiumbia Pines. Beautiful
subdivision, near Annandale
New. 3-bedrm. brick rambler;
large picture windows. full
basement. pulldoWn stairway
to attic: garbage disposal
dishwasher, electric range and
Tefrigerator. Large. spacious
Evening star., 1955-07-06
HOUSES FOR sALE-N.F.

RIGGS PARK. vacant, $1,000 down
Easy terms or will sell 0I with
nothing down. 5-rm.. brick 4 yrs.
Old; conv. to everything. NE. g.
r. GORDON. JR. CO.
sI3.65O, LIKE-NEW--0-rm. brk.; al
approved. 1926 Farragut pl. ne.
LA. $500. Open 2 til s. 20
s01 FARADAY-2-bedrm., semidet.
brick. Immae. Inside. Rec. rm.,
fenced side and read yard. Small
down payment. 500 mo-, incl.
taxes and insurance. TU. 2-S677.
REMBOLp u BURTON. INC.
5047 1tlh ST, NE. OF. no down
payment, $40 per mo.-Mod. B.
bedrm. brick home, finished rec.
rm.. wall-to-wah carpet; transp.
Huoa +. PECK HE. 4-s4oo
OWNER WANTS TO SELL
8-rm. brick; large living room. din
ing room and Kitchen: bedrooms.
"a baths, large front porch. Very
close to downtown yet quiet neigh
borhood,. 233 TENNESSEE AVE.
NE Call for an appointment.
a. BusADA REALTY CO.. ....
10. S-6b0O LU. 2-0607
MOD. DIET. BRICK-GI
sl6. 500; liv. rm.. din. rm., kit, 3
lge. be6rms.. bsmt., driveway.
LEO M. BERNSTEIN d CO.
90. b-ssss. 0 TN 0
Evening star., 1955-07-06
HOUSES FOR sALE-s.w.
HOUSES FOR sALE--MD.
NEARBY HOWARD co.

NEARBY HOWARD co.
NEAR JOHN HOPKINS LAB
2 BEDRM. BUNGALOW: bsmt.; dbl.
lot with o millon-dollar view Of
the Patuxent; S10.600, with easy
CAPE COD, for small family, with
nice room sizes, fireplace. de luxe
Kit, hsmt-; huge lot; many extras;
WELL-KEPT 2-bedrm. expandible
home. on 23 acres level and partly
Tocdsd ground, on main road:
FOR APPOINTMENT, CALL
RIPLEY Il ROMER, EV. 4-6422
Evening star., 1955-07-06

Sc .i.sso s.sA r5a sr; .sszi SssMESsd sss;s s:sE;
HARDWARE AND LuMBEa-annn.l
sales 500. 600; on main hiEhWas
n i.st-grouing eubufhan ARIA. An
ever soma. good-incoms-produclnl
essi1ess Can ee bo1Eht right;
nv: 4yS:oSo ~. .s. ee.n. R.l. yrry rssz: terms sa.
itself. Dlus q most safisflctory re-
turn Tor the investment. Details b
Apt. Can Nj. Eitkin. KE. 6-9326
AE1zLKR-sA-. "a. 5-7s75.
ROOM HOUSE, 0 rooms, 2 small
apis. $50: 500 cash. Good rent
Hs ,ns Rent Sl2o mo. IL 3-ee32'
PERFECT FOR NURSING HOKK OF
geriatrle center. About IS mi from
WASHINGTON. D.. c. overlookins
fDsSnss fx4Siahss Egsr Eaom: .s1s rS5sy % %ossntlSS
With tub and zhoTsrj; year-round
air-conditionIng individually con-
trolled- Fully equipped spacious
dining room and kitchen Large
club room. MANAGERS quarters.
Real property and furnishines IN
elnded IN sale price ct less than
MEz cysH.sspI. Resitor
NJ o T e L
with. residence for ovner-operator:
over 90 units. 1.3 miles south Of
Alex: $4,000 cash above drst
trust. IENCHkRrWALKER, INC.
AD. 4-26z4. IA. 2-b2e0. 10
GROCERY STORE
Suburban. near Rockville; rent 500
monthly. long lease: owner quotes
over. S1.400 weekly, about $4,000
In stock: 5000 down.
PASTOR q McGREW
Eyes.. Qaithersburg 475-M
LIQUOR, REST,
And Z rms. rent 5000. seats l75,
81, 600 wkly., and can be increased.
only only 80. ~ COG; wants ssoS $1,000 down.
VARIETY AND NEWS
Rent, SITS. with 7-rm. apt. long
lease. inc. quoted $4,000 mtly.. busy
$1,000. stock, wants $1,000 down.
call MR.: YOUNG. ST. $4,000. Need
experienced salesmen With cars.
1929 Vermont ave. NV. Suite sos.
PAT. MED. AND LUNCH
Rent only S1Oo.. beaut. equip, s
": lease. Pin balls and music box
bring in approx. $500 mtly. heavily
stocked, very busy shop. center.
only $500, terms, call C. j.
YOUNG ST. 3-1500.
9 RMS, $500 DOWN
MT PLEASANT, rent S95., income
5000, plus owners apt, elab. furn..
always rented, total price only
$1.600.. call Mrs. Koch. ST. g.
1900 or CO. 5-e446.
26 ROOMS, IA BATHS
Near Dupont Circle, Inc. quoted S3,-
600 nifty. beaut. .furn., dining room
seats A.. owner has other business
and must sacrfMce, only $8,6O0.,
terms. call MRS. Koch, ST. 3-1600
or co. 5-S445.
Small Rooming House
Hobart st., near 10th NV. Really
ture. Rent. sos. Should sell. Price,
$1.b0Q;' down. $500.
Edwin L. Ellis, RE. T-5140
Evening star., 1955-07-06

-
ALTA VISTA. Bethesda = Yer,
pretty nearly new rambler. 8 bed.
rooms. full basement; big lot, Gl
APPROVED for SIS. 600. Walk tt
NH, schools near. Bus at door,
Z. p. BLANCHARD. Ritz, Ju. $4,000
BETHESDA = PARKWOOD, 3-bed.
room brick ramblerj 24-ft, liv. rIn.,
beautiful all-eiee. Kit; with table
ished bedroom In bsmt.
Z. =. BLANCHARD. Ritz, 10. $4,000
ID
CARROLL KNOIis--Big corner lot;
21-ft. liv. rm. with fireplace plus
separate dinette, mod. kit, full
bedrooms. finished rec. Tm. and "a
bath downstairs. OF APPROVED,
= ,. sEzNcHARD. Ri.r. JU. $4,000
Evening star., 1955-07-06
"a Acre-Close In

S23,gb0. Very large rambler. A
fantastic screened porch for sum
brick home. Tremendous ground
level bsmt. with picture window. Q
naths, din. rm,, enormous liv. rm.
Garage. Many trees. Walk TO school
and bus: GRAHAM q CO., JU.
HAMLET--Brand- Colonial now
available in this yet-to-be-eausiled
community in q lovely woodland set
ting. charming. beyond words: 4
rssoop ibrsTH ssSrGG%' snd powder 9sshs
super de luxe Kitchen; 2-car at
tsehed esrage. Call Ii. 4-0s94 or
T,hnc I Eichnr. Qr Ga
Evening star., 1955-07-06
REAL ESTATE SALE OR ExcH.

RoOMING HOUSE - Completely
furnished; worth $4,000, owe
$4,000; viii trade for clear
property. Box Car, Star.
Evening star., 1955-07-06
ROSEMARY HILLS
SILVER SPRIN(S
JU. $4,000 till o
SUMNER

1851 house Of the year, with un-
plan. Living rna.. dinins rm. Kitch-
en- with breakfast space, full bath
on den (which could serve as LIST
floor bedroom.) -Four bedrooms. .
baths on second floor, generous
storage space on third. Full ground
level basement with outside en-
be seen to be appreciated; S37, 300.
Eyes, call Mrs. Mckinley. ia q
245l.
Evening star., 1955-07-06
HILLANDALE ESTATE

II you want ideally planned comfort,
bedrooms, . baths, full basement,
attractive garage. Located on a.
acre lot. Call rs for an appoints
ment to inspect this attractive
nome. Priced under $4,000.
ROBERT E. LOHR
he. $4,000 RA. $4,000
Evening star., 1955-07-06
w. C. & A. N. MILLER

Good income plus attractive quarters
brick home with 3 separate units.
y is located close TO trapsports-
tion and In fine condition. call
US to see It today.
Evening star., 1955-07-06

BETHESDA---Open everyday from i;
new brick. center-hal ramblers; 8
bedrms.. sep. din. rm., dble. fire.
storage attic, weii settled, ciose-in
neighborhood: mr.. Woody's and
Chevy Chase shopping center. Mid
die twenties with choice of finan-
cia1 plan. Wisconsin ave. to Chevy
Chase blvd. left to Offutt, right
to 6407 EN- -2216. MERRY
Evening star., 1955-07-06
Thos. j. Fisher & Co.

GAITHERsBURH AREA-2sstory. ..
scs. sm. MOD; % house. good cond., on one
house, lge. front yard gith trees
and shrubhery. gar; near new 30:
$4,000. ~-o'
HICKMAN-CUSHMAN
Evening star., 1955-07-06

BETHESDA; sI7,95e: CT approved
-Close-in OF Bradley blvd. White
brick Colonial on q nice lot. Liv.
rm.. flrepl.. din. rm.. kit. and den
on LIST floor; 3 bedrms. and bath
upstairs. Full bsmt. with "a bath
and ground-level entrance. FRANK
g; PHILLLIPS. OIL. 2-7000: ewes.
Evening star., 1955-07-06

DRUGSTORE with only SIS, ZOO cash; ;
can net over $4,000 per year;
good location in Wash, d. c.; air
cond. with fountain and growing
prescription dept, For information.
sal JAMES L. DIXON a. CO.. ST.
Evening star., 1955-07-06

b332 SARATOGA AVENUE
GI-$22. 500
CENTER-HALL coLoNIAr-Iivins
room with fireplace, dining room.
modern kitchen, powder room or,
lst Moor: 3 Bedrooms and bath on
znd noor. screened porch, paneled
reereStion room; 10% down TO
veterans.
Evening star., 1955-07-06

NEH.s DAAosse pEgEosss NIH As9, HSP
ern.. 3-bedrm. rambler In perfect
cond. Located on dead-end street.
May be purchased subject to GI
approval; less than ST 900. Call
until 9 pm. RE. 7-6650. COLO
Evening star., 1955-07-06

WHEATON, y ;sd n !, q ,ls s-bedIm, d . rambler;
ments. $so.75 per month. n ifnmac mac
cond, shaded yard, Assume .GI
loan: GIDEON c. JOHNSON, 10
WoODACREs, new listing, stone
and brick Colonial; extra large
Living rm;: 2 bedrms., 2 baths,
schools. Ewes, OF. 4-76e9, daily
ia, ~ Sr,p 2; EN- MtooS SS-24o0, 200 METzLER MI y
Evening star., 1955-01-05
HOuU To Select Your
Life Insurance

There are three main points which require your
best judgment:
l. The character Of the company is.
suing the policy;
Q. The value to you of the provisions
of your policy;
5. The ability of the person who helps
you plan.
This guide covers the most important points
about each.
Evening star., 1955-01-05
I. The character Of the company

There are more than 800 life insurance
companies in the United States. While the fulfil
ment of the life insurance contract today is
virtually 1907 certain, the types of insurance
offered by different companies, the provisions
under which benefits are paid, the attitude OF
those companies toward changing economic
conditions and their effect on your contract vary
widely.
'sCan companies be compared on the basis
of premium cost of given amount of in-
surance?'
No. for sereral reasons. First, one COM
pany's policy may offer benefits or options not
offered by another company. In insurance as In
any other product, you get about what you pay
for. A policy with higher apparent cost may be
your best choice, if it contains provisions which
fit your needs.
Second companies may vary widely in the
manner in which they arrive at the premium
charged. To operate soundly, an insurance COM
pany must include in its premiums an amount
which. with its assumed investment earnings,
will let it meet all claims presented to it, and all
expenses and taxes to be paid Each OF these
items is forecast conservatiyely and thus
safety margin is built into the premium In the
case of participating insurance. as issued by
mutual companies and some stock companies.
this safety margin is made more substantial, and
is returnable 70 the policyholder as dividend.
Some companies charge premium figured
with larger safety margin. Although the pre-
MUM may be higher, it is likely that larger
Evening star., 1955-01-05

Next to your home you will probably in
vest more money during your working life
time in life insurance than in any other kind
of possession. Yet you may know less
about how much this should cost and
what you get in return for your money,
than you do about many other things your
family acquires.
That this may be true is shown by the
answers to. number of questions about
insurance asked of a group of physicians,
lawyers, bankers, college professors and
executives. The replies showed that most
of these. intelligent people simply weren't
aware Of the provisions of their policies.
Since more people today are buying
life insurance than ever before in history,
The Mutual Benefit Life Insurance Com
pany believes this frank discussion may
benefit you greatly when you next review
your insurance program. Perhaps the most
THE MUTUAL BENE
Evening star., 1955-01-05

The Mutual Benefit Life Insurance Company and
its have made this Guide available
to you in the sincere belief that better under
standing of life insurance companies, life insur-
ance policies and life insurance agents can help
you make better of your life Insurance dollars
We suggest that copy of this statement be fled
with your policies for future reference. reprint
Is available upon request 70 C. Carney Smith,
C.L.U., General Agent q Associates, 100 Indiana
Ave-, NV. Washington l, D. c. Telephone,
National 8-374O.
Evening star., 1955-01-05
Why this Information is Being Published

important advantage you may gain is the
understanding that the cost" of insurance
is not determined by the premiums you pay
or the dividends you receive.
II is only after the last benefit
payable under policy has been
received that an accurate deter.
mination of its ''cost'' Is possible.
Until that time, no one in the
world can assure You what your
insurance will "cost" you. Only
then can you determine whether
or not you made the ssbest buy"
To ignore the quality Of your Life in
surance company and the quality Of your
policy may well prove to be very serious
mistake-far more serious than any small
difference in cost This guide will tell you
what to look for, and how to select the
company and the policy best suited foryou.
IT LIFE INSURANCE COMPANY
VAT. NEWARK q. N. j.
Evening star., 1955-01-05
3. The .ubiIity Of the asent
How agents ere puid

How asents ere paid
Life insurance agents are paid for selling
your life insurance and servicing it throughout
your lifetime and that of your family.
From time to time after you purchase pol
icy you may. need advice on modifying your
insurance program so as to fit changed situa-
ton. You. may Want to rearrange the way your
insurance is to be paid to your family. You may
wish to borrow some of your cash values to meet
financial emergency You may be planning
your retirement program and want to know how
your life insurance may be used for that pur-
pose Your widow may need advice on the in
Surance benefits you left for her. Your son or
special funds left by you for that purpose. The
insurance agent performs these and many other
services for you.
Whof this has TO do with premiums
Sales and service commissions are only
a modest part of insurance ''costs."
There are SO many types of policies
and benefits that the advice of good
agent is invaluable TO you. The effec.
tiveness of your insurance program
may well depend on the way it 10
planned for you by good agent.
How TO choose q good agent
The personal relationship is important.
Your agent should be chosen as carefully as you
would choose any other adviser on an important
personal matter. The best agents are not sales
men % insurance so much as they are planners
of the future for you and your family.
Insurance agents have every opportunity to
qualify themselves to serve you properly. There
are countless company training programs,
courses in schools and colleges, special industry
programs sponsored by insurance associations,
even special degrees conferred for advanced
study. Insurance men must not only learn their
occupation when they begin their careers, but
must continually keep abreast Of current devel-
opments in their field if they are to serve you
properly.
A good life insurance agentis well prepared,
well informed and well paid for the important
service he gives you. He also plays an essential
part in business that has come to have tremen-
dous meaning to our countrys economic life
and health.
Evening star., 1955-01-05

refund viii be made. 1t may happen that the
larger premium will be offset by greater
dividend.
sIs il wise, then, to look for the company
paying bigger dividends?"
4 Not necessarily. The company's record
for paying dividends is an indication of sound
management, of course, just as it is sound for
your own finances to have something left over
after expenses every year. Yet dividends result,
first Of all, from the sound practice Of charging
premiums that are large enough to include a
safety cushion" If the company operates with
an extremely large ''safety cushion" then its
dividends may also be large. But dividends can
never be guaranteed in any company. The
amount OF benefits paid and the rights and priv
leges utilized by policyholders in the course OF
year affect dividends.
Show, then, can be certain of quality in
the company seleci?"
Look for these things:
/. Financial sOundness. Does the manage
ment believe that safety il the first
principle? Is 1t more interested in the
sure return of the principal than in
high return on the principal!
2. Economy of operation. Does it operate
efficiently? Is it conservative i'm its atii.
tude toward use of its policyholders'
funds?
8. Equity in treatment OF pOlicyhOLders.
Does it steadfastly maintain equity
among all policyholders? Does it ex-
tend to old policyholders, so far as
possible. all new benefits made availa.
Evening star., 1955-01-05

JOnn Smltns do, Duys an OfOlnAFy Al1c
policy in Company A. John Jones, 35,
buys a similar policy in Company B.
Five years later Smiths guaranteed
cash value is 1870 higher than Jones'.
If Jones urgently needed money to save
his business or meet some pressing ex.
pense, which policy would serve him
better?
PAID-UP INSURANCE
Suppose, instead of taking their cash val
ues" at the end of five years, John Smith and John
Jones want continued protection. The companies
will provide a fully Paid-Up policy of the same
type, for smaller amount, such protection re-,
quiring no further premiums, but it will be for
different amounts.
Smith, insured in Company A, receives
Paid-Up policy for $500 more than
Jones.
Who made the better INSURANCE buy"
Smith or Jones?
EXTENDED INSURANCE
Take Smith and Jones once more. Let's see
how costs" compare if they select Extended
Insurance.
Onuer tlAB DcucMl uhC AubuTCu Cau CUus
tinue the full protection for specified
length of time, thus exhausting his cash
value. Smith, insured in Company A,
will be protected for years and 80
days longer than Jones in Company b.
Also, Smiths policy will continue to
participate in dividends while Jones'
policy win mot.
If death should occur during this addi-
tional interval, who made the better
buy, Smith or Jones?
. Il is only after the last benefit payable under
a policy has been received that an accurate
determination of its ''cost" is possible. Untii
that time, no one in the world can assure you
what your insurance will Cost you. And
only then can you determine whether or not
you made good buy.
ssWhos ora an,,,o of The ofhnv d;fforauces Il,
Evening star., 1955-01-05
CHANGE OF PLAN


Do you know what your needs and means
will be five, ten or fifteen years from now? Few
men do! Should you wish to change your insur-
ance program later on to meet your changed con-
ditions, will you be able to make such change?
Some companies permit changing from one plan
to another, but only as matter of practice.
Some companies guarantee your right to change.
Such guarantee often becomes important.
PREMIUMS PAID BEYOND DATE OF DEATH
Insurance premiums are paid in advance.
Suppose death occurs just after premium has
been paid Some companies keep the premiums
collected. Others deduct from the settlement the
premiums still unpaid in the year of death. Still
others return the amount paid beyond the date
of death. Take this example:
Two 35-year-old men buy $4,000
Ordinary Life policies in different com.
panies, paying the same annual pre-.
miums. Both die at the end of one
month. In one company, the $4,000
insurance has cost $23.45-in the
other, $276.lO.
What are benefits such as these worth
to you? Some you may not need or wish
to pay for. Some could become as inn.
pOrtant as the death benefit itself. OF (
all the goods and services man buys,
this above all others should not be
purchased ON the basis of price, but on
performance.
Evening star., 1955-01-05
ssWhat are some of the other differences in
benefits that affect scost'?"
INCOME OPTIONS

Income plans for the payment of moneydue
under policy are one OF the most valuable fea-
lures of life insurance contract. Under these
plans money may be paid out in various ways.
While some companies may not include all such
plans, the money together with the interest it
earns can usually be paid out over stated period
of years, as lifetime income to one or two
named individuals, or retained intact with only
the interest on the principal paid as income.
The guaranteed rate of income under these plans
varies considerably among companies.
For example, under the lifetime income
plan, Company A pays widow, at age
so, 79o more than Company b and
guarantees to do this for the rest of her
life.
In the event of the inslifed's retire
ment, at age IS, Company A would
provide monthly checks 800 higher
than Company B.
Clearly, such variation in these rates makes
difference in cost and if the provisions are not
included at ALL your policy is even less valuable.
Since the primary purpose of insurance is to
replace lost earned income, making your insur-
ance dollars go further as income is of great
importance.
Most companies will permit the insured to
arrange the manner in which the insurance will
be paid under these plans. However, the inn
portanf thing which varies so greatly from one
company to another is the degree of fexibility
permitted. This fexibility costs money. But, if
YOU are one Of those men who wants his insur-
ance to have maximum usefulness to his bene-
fciaries at the time of his death and for many
years after, fexibility is most important. Bear
in mind that under some policies being issued
today there will be benefci0ieS receiving in
come 100 years from now.