ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1955-04-06


and Associates The Actuary asked prepare all the
necessary information in time for these meetings. if at all
possible and they will be brought before you proper order
Our bylaws do not clearly define the procedure to be
followed in of the consolidation merger of other
fraerna societies with the Croatian Faternal Union In
August 1912 independent society," Croaan Sea- of Joliet
Illinois, merged with the Croatian Fraernal Union At that
time the Insurance Department of the Commonwealth of
Pennsylvania during the Of the regular trenna
examination of Society, raised the question: whether
the approval of the entire membership of the Croatian
ernal Union necessary independent society
to merge with the Croatian Fraernal Union Our reply
that there still in effect the decision of the Fifth
Convention to the effect that effort be made for all
dependent societies merge with Union under
ment prepared by Supreme Board in each Individual
The Insurance Department Of the Commonwealth Of
Pennsylvania accepted explanation and it for you
members of the Supreme Board approve the sub
mtted and to empower the Executive Board continue
with arrangements for the merger of the Croaan Brother
hood of Great Falls Montana with the Croatan Fraterna
Union of America.
Official Reports On The Progress OF The Union
AS you know there examination of the Union
by State Examiners Such examination be conducted
at least in three years the examination recently
completed covered the period from December 81 1850
and including Dec 81 1858 October 27 1854 received
the official Examination Report approved by Insur-
ance Commissioner of Pennsylvania which affords
else picture of the operation of the various departments
the standing of the Society," Every report contains certain
recommendations for future guidance
Separate annual reports also submitted to every
state and province in which licensed covering all
branches and phases of the Unions business and operation
for the preceding year Our annual report just recently
filed for 1854 the best in the Socetys entire history 1t
customary to order several additional copies the
ber actually required, which always available in the
Supreme Office for examination by any member of the So
ciety 1t is suggested members of the Supreme Board that
the Examination Report we'll the last annual report
to the State Departments be read and studied carefully
that you may have complete picture of the work and
progress of our Croatan Fraternal Union.
In addition to the examination by State Examiners
and annual reports to the State Insurance Depart
ments books and records also examined by audit
ing company every year. The auditors just COM
pleng their audit report for last year. We promised
that their report will be received in time for meetings
Finally Actuary likewise makes his report which
tains interesting statistics scientific actuarial basis All
of these reports give much valuable material for the
proper conduct of the business Of huge organization such
Croatian Fraternal Union
AS you know it is requirement of the bylaws that
the basis of the annual reports of the auditing company
special report to be prepared covering the business of
the Society and movement of it's funds for the last four
year period for distribution among the members of the
Convention In former convention years. auditing companies
prepared these reports for the delegates and members of
the convention for fee of from thousand fifteen
hundred dollars This time will prepare this report our
selves in the Supreme Office and print in the book form
oSelner VIII" e reports OF the supreme oftlcers ana o
cas at extra cost to the Union except for the printing
Of the book
Licenses To DO Business In States OF
New York And New Jersey
The day is fast approaching when will be able to
tell members in these two states the glad that
the Croatian Fraternal Union permitted to operate in
these states In the last few days forwarded to the
authorities the final papers and reports requested
which WILL feel certain enable close this matter
to the satisfaction of members in these states After the
licenses are received we will be able to tell members
frankly why we were prevented from doing SO sooner
Just as have heretofore in my reports to the Supreme
Board and the members congratulate members in
York state their patient endurance of the burden of for
warSng their monthly dues direct to the Supreme Office
In the almost three this method of business
at the of the Insurance Department
the State of New York organization lost total of
3O4 members in that state This significant loss caused
neither by fault the fault of deserving mem
bers in that state however believing in the