ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1955-11-16

b. the expenses of administering the Sick and
Accident Fund.
Administrative Expense Fund
Section 49, The Administrative Expense
Fund shall consist Of:
a. % cents monthly per member
b. the entire amounts paid by members during
the first contract year life insurance, less
any payments specified for other funds;
g after the first contract year the entire life
insurance payment, less the net premiums
quired by the valuation standard specified in
the individual contracts;
d. the accretons the invested assets in the
Administrative Expense Fund;
e. such transfers permitted by law.
The Administrative Expense Fund shall be
charged with:
a. all death sclams arising in the first contract
b. the expenses of conducting all affairs of the
Union except those specifically provided for
by special revenue
g all first year business in force at
the end of the year which is within the first
contract year
Fraternal Fund
Section 49, The Fraternal Fund shall
sist of the National and Relief Sports and Educa-
tion and the Children's Home Funds and accretons
from the invested assets.
l. Every member shall pay the sum Of two
cents per month into the National and Relief Fund
which shall be used exclusively for the following:
a. paying the dues of the aged, needy and dis
abled members;
b. to help ncapacitated members and those whom
calamties have befalen;
g aiding American and Canadian charitable and
cultural institutions;
d. to assist other needy peoples in extraordinary
cases;
e. for relief of other Funds of the Union, provd-
ing two-thirds of the Supreme Board vote in
favor
2 Every member shall pay the of two
cents per month into the Sports and Educational
Fund. 1t shall be used exclusively for financial
support of all beneficial athletic cultural and educa
tional activities of the Union.
g. Every member shall pay the sum Of five
cents per month for the maintenance Of the Chill
dren's Home.
Deficit In Funds
Section 12O Whenever deficit is shown in
the MoItuary Fund, every member must pay his
share of the deficit in cash, said amount will be
charged against his certificate.
Members who have extended insurance must
pay their share of the deficit in cash the length
of time of their insurance will be shortened
cordingly.
If deficit is shown at any time in other
Funds Of the Croatian Fraternal Union, the su,
preme Board may levy special assessment, and
every member, if insured on said Funds, is obligated
to pay said special assessment.
Types of Life Insurance Certificates
Section 12l The Croatian Fraternal Union
issues four types of certificates in the Adult De-
partment:
az Endowment at age IS;
b. 20 Pay Endowment at age S5;
g Endowment at age 65;
d. 20 Year Endowment
Said GER ecates shall be issued in amounts Of
$4,000 to a maximum of 10000 90 with premiums
based upon the Commissioners Standard Ordinary
Table of Mortality at go. Said maximum of in
surance may be exceeded only to the extent as
ment certificate.
Section 1922 Applicants for membership may
be accepted between the ages of 16 and 60.
From ages 16 to 40 they may be insured up
to $5,00000 without medical examination, but
in every case, the Croatan Fraternal Union re-
the right to request medical examination
if necessary.
49,. From ages Al to 60, they must submit a medi-
cal application regardless of the amount of nsur-
ance desired. - @@ '' @ '' .'..r
Applicants, between the ages of 1e and 40
may be insured up to S10,0OOO0, but the Executive
Board must approve any application In excess of
$5,O0OO0.
Applicants between the ages of Al and so may
be insured up to 81 100000.
Applicants between the ages of 81 and 60 may
be insured for 81 900 90 only. "
Members between the ages of 81 and go may
increase their insurance for additional of
100000, provided however, that the total of their
done by members, who at the time of admission,
had passed so years of age.
Section 1873 Endowment At Age S5 ESQ Soa,