davidaulloa/AmericanStories huggingface dataset:
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1954-02-10
Members HoIdinq
20-Pay Policies
CONTINUED From Page 81

\OOhVhhuOu AAVAh "6O ~
Membership in a fraternal
benefit society is of a dual
nature. On the one hand we
possess certificates (policies)
which guarantee us insurance
protection. This phase of our
organization is that purely
commercial function governed
by calculating, cold, imper-
sonal mathematics.
The other facet, and to us a
far more important one, is
the fraternal community of
action. 1t is this and this
alone that differentiates us
from an insurance company.
It is membership in this side
of the organization that is
and should be lifelong. Ger
tainly there can be no ma
turity period to fraternalism.
Who would want to terminate
his active membership in our,
avowed aim Of perpetuating
our proud cultural heritage?
Who would want to buy a
''paid-up' certificate in our
mission to keep alive our mu-
sic, song, dances, socio-sports
activities? Who would think
Of taking out limited payment
membership in local lodge
functions? When our brother
is sick, in need, in any kind
of straits, do we point to a
matured certificate and dis
miss his appeal this simply?
Democratic Organization
No, I say-membership in
a fra ternal organization
should be from the "cradle to
the grave. Whether our in
surance coverage is matured
or not our fraternal activities
do not and should not cease.
Surely everyone wants to
continue his lodge work, ev-
cry one wants the right to
run for delegate, for lodge
office and to receive all the
other benefits of active men,
bership. To be the recipient
of these there can be no JUS
titled objection to that small
share of our load.
In the vast majority of
cases ones dividend will more
than cover this. Thus with no
additional digging into our
pockets we can continue to
make our contribution to fra
ternalism's mission in life.
While listening to the local
newscast just last week, l and
thousands of others in the
Western Pennsylvania area
were informed that hence
forth our Blue Cross hospi-
talization plan would cost us
$3.50 more. No one questioned
JUS about it, no one asked our
permission. I do not even in
fer that the CF'U should or
has the right to follow SINH
lar procedure.
We are a truly democratic
organization wherein every
member has the right to voice
his opinion. We want him to
express that opinion. We well
come constructive criticism.
Every action finally taken is
the result of prolonged study
and is motivated by an exist
ing need. Decisions are made
by your elected representa-
tives.
Let us always keep in mind
that there are proper, demo-
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1954-02-10


Member of Lodge No. 235
Attention: Mr. Joseph Bella Supreme Secretary
Dear bro. Bella:
You have asked that render opinion regarding the
captoned deceased member question which arises by
virtue of the fact that in the application for insurance the
deceased member designated his wife but on the insurance
certificate there designated his wife and children bene
ficiares.
Where there is variance between the application for
policy of life insurance and the policy ITSELF to the
designated benecares of the Insurance. the designation Of
the policy prevails This to be the general and
cepted statement of law regarding such question.
In the of Burt vs. Burt 218 Pa. 1885, the Supreme
Court of Pennsylvania ruled while application for
is made part of the policy and to be read with
it, its purpose part of the policy is to hold the insured
to the warrants of the ruhuness of his to his
age state of health habits etc. and to prevent dispute
the representations the faith of which the policy
had been issued 1t confers right the beneficiary named
lin it,
In that particular case the Court ruled that where the
certificate made the benefits payable to the Executors Of
the insured and the application designated his neces and
nepeWs the Executor of the insured would take to the
exclusiveness of the nieces and nephews
This cited with approval in Pennsylvania as
recently 1915 In reported 351 Pa 57O the Court
quoted the law of Burt Burt and went further to show
that the time for which the insured held the certificate and
the face of which designated in large letters who
beneficiary was and the fact that the insured
the fact that he did not desire any different designation
The United States Court of Appeals of the District of
Columbia in reported in 1859 Fed Second 963, held
the law to be applicable and determined that where
la provision of the application and policy in rrecon
cable conflict, the language of the policy controls
Again the United States Court of Appeals of the Seventh
Circuit reported in 172 Federal Second 631 the
held that the application for insurance confers right
upon the beneficiary named therein where the appi
cation made part of policy and if there is rrecon-
cable conflict between application and policy issued
benefcaries of the policy control 1t went further to
state where there is econcable conflict between
plcaon and policy issued to benefcares receipt and
retention of policy with knowledge as to whom it
able constitute ratification by the insured and is accepted
as written"
We therefore, hold that the designation of benefciares
the application for insurance executed by the captoned
deceased member does rule but that the designation
appearing the policy is the proper and accordingly
you make your payments to those beneficiares.
! Respectfully submitted
! RaIa Colns
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1954-02-10

. If in doubt concerning
the value of CFU life insur-
ance, ask the first widow you
meet.
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1954-02-10
Favorite Stories
| The Lost Dream
By Lawrence James Babin

Rhoda glanced nervously
at the clock above the train
information desk. She had ten
minutes to wait.
With trembling fingers she
searched her purse for a pack
of cigarettes. She placed a
cigarette in her mouth slow
ly, and lit it, conscious of her
every move.
"T en- minutes thought
Rhoda. 1T feels more like ten
hours. Will that train ever
Gomez"
Suddenly, she felt herself
being rudely showed aside.
"Oh, I'm terribly sorry" "
declared a stocky, red-faced
woman. II didn't mean to
push YOU"
Its all right" announced
Rhoda.
The old woman smiled.
"I'm so excited. My son is
coming home on this train,
He's been overseas. This will
be the first time I've seen him
in nearly two years
Rhoda smiled knowingly. 81
understand"
big crowd here, isn't
there?" The woman unbut.
toned her coat. "Waiting fol
your boy-friend, DEAR"
NO." replied Rhoda. "It's
my husband" Rhoda shiverec
with anxiety. "I haven't seer
him in nearly two years
either"
Its terrible being alone
without someone to love fol
so long" The woman glanced
down at her hands fighting
back the tears she knew
would come.
Rhoda pretended to look
away. ITO think We'll be to-
gether again in a few minutes
We've made plans for today
Jeff and 1. We made plans the
day we parted. I've dreamed
of the moment he would come
running up the ramp, anc
take me into his arms to blot
out those two lost years OF
our life"
The old woman's face
frightened. "We all have oul
dreams. Few really ever come
true. But somehow l fee
yours will"
The girl heard the track
gate crash open. And she no
ticed the crowd of people be
gin to move about. She woult
be in Jeff's arms in a few
moments. They're comm!
up the ramp whispered Rho
da, breathlessly.
The crowd surged forward
People were laughing an
screaming, crying and kiss
ing. The dreams of many ha,
come true.
Rhoda sighed as she say
the old woman run to
bright-faced, slender you'll,
She followed them with he
eyes, until they were lost i,
the crowd.
Then, she saw Jeff's fac
in the group Of soldiers rush
ing up the ramp. She crushe
her hand against her moutl
to muffle her sobs. In place o
the arms she had dreame
would caress her were tw
lo@1xo
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1954-02-10

Remember this - that
there is a proper dignity
and proportion to be OBJ
served in the performance
of every act of life.
Marcus Aurelius
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1954-02-10
June 80!

Benefit Departments New Disability Plan on Non
Medical Basis, regardless of age Following that date
June 80 all members past IS years of age undergo
medical exam they desire such protection whereas
bers past 50 will not be permitted to make change
in question under any conditions See your Lodge
Secretary today for changeover form and have him fill
it out before it is too late.
Montgomery County sentinel. [volume] (Rockville, Md.) 1855-1974, 1954-01-07
Rockville
Building
Permits

Building permits issued in Rock
vile during the month of Decem-
Der were as follows:
Earl Bell, 5717 Denfield Road,
alteration estimated at $500.
Victor r. Beauchamp, Inc, six
month extension of temporary per-
nit for construction shed at East
Montgomery and Oak Avenue,
$4,000.
l.. A. Brubacker, Jr., 307 Nimitz
Avenue, alterations, SIS.
Robert Galpeer, 5707 Crawford
Drive, alterations estimated at
5000.
A. C. Hyde, Congressional Air
port, construction Of a Farm Mar
ket, $4,000.
Cora Hoyt, estimated $1,000 adj
dition to home on Howard Avenue.
Christopher L. Henderson, 304
Broadwood Drive, alteration, $3.50.
r. F. and Elsie P. Maryman,
1902 Okinawa Avenue, altera-
tions, $500.
Pasquale Marinelli, Stonestreet
Avenue, construction of storage
house, $1,000.
j. Warren Milor, construction of
dwelling at 1923 Howard Avenue,
$500.
Joseph f. McIlwain, 518 Crabb
Avenue, storm shelter, sos.
Joseph H. Mclaughlin, 345 Dean
Drive, alteration, $500.
Dermot Nee ct al, Rockville Pike,
Furniture Shop and store, estimat-
ed cost of 100000.
Mrs. Lee Offutt, 8 Baltimore
Road, demolition of barn, $1,000.
J. Vinson Peter, 1870 S. Wash
ington Street, construction of
dwelling, $4,000.
Pepco, 10th and f Streets, NV,
permit for demolition, $4,000.
James l.. Pike, 1402 Bernerd
Place, alteration, $3.50.
Cloyce p. A. Strome, S07 Mont
Montgomery County sentinel. [volume] (Rockville, Md.) 1855-1974, 1954-01-07

Brubaker will perform the double
ring ceremony and a reception fol-
lows Immediately in our church
basement. The happy couple will
honeymoon in Virginia.
Mr.. and Mrs. j. B. Rutherford
of Rockville were guests of their
daughter Mrs. Garnet Umberger
during the holidays.
The Misses Mary and Anna
Clinedinst entertained New Years
day honoring their sister Mrs.
Donald Purcell and family of Balti-
more, other guests were Mr.. and
Mrs. Charles Clinedinst of Silver
Spring, Pvt. Roland Kennedy of
Walter Reed Hospital D. C. and
Mr.. Leroy Burroughs of Rockville.
Your writer and husband were
guests of Mrs. j. M. Bell in Wash
ington, D. c. at gathering honor
ing her daughter and son-in-law,
Mr.. and Mrs. Roy Bedell and twin
daughters Pamela and Patricia of
Alexandria, Va. Roy is a minister
ial student at the Bob Jones Uni
versity, N. c. and graduates this
year. Also present were Mr.. and
Mrs. Donald Swingle and Rev. Dale
Crowley and wife. He is the popu-
lar radio evangelist and has three
daily programs. The Crowleys have
two sons both doing ministerial
work. Robert is pastor of the Cedar
Grove Baptist Church and Dale,
Jr. is missionary doing service in
Japan. The proud grandparents had
just received family picture from
Japan and the lovely little girl they
have not seen, as she was born
since they entered the work there.
The Christmas Carollers were
SO much appreciated by their hear
ers that we think that they deserve
special mention for their beauti-
full thoughts of the shut-ins. We
hope it will become an annual eff
fort. The lovely Christmas light
ing was well executed by many
home owners and added so much
to the beauty of this wonderful
season. Mentioning just few un-
usual ones. The Marylander, APP
plebys, Our Community tree, Haw-
kins and many others. NICE!
Montgomery County sentinel. [volume] (Rockville, Md.) 1855-1974, 1954-01-07
Sandy Spring Neighborhood
Sparkled with Gay Parties
During Festive Holiday Season

of Mrs. Francis Hallowell. Mrs.
Hallowell is planning visit to Me-
tuchen later in the month.
Pfc. Josiah Gilpin's return from
Europe made it a real New Years
celebration for his family. Jos"
who has been stationed in Schwein-
furt, Germany, with heavy NOR
tars unit, expects to be separated
from the Service soon. He had
several days leave over last week.
end and has now returned to
Meade.
Altman BIC Alfred Abbott, who
is stationed at Alexandria AFB in
Louisiana, had a fifteen-day leave
at home for the holidays. Arthur
Widener, Jr., and William Kimball
were other servicemen here for
Christmas.
Congratulations and many happy
returns of the day to Mr.. William
j. Hoyle of Olney, who recently
celebrated his 91st birthday.
There were so many parties dur
ing the holiday that we can do little
more than list them. Among these
was the "open house" given by Mr..
and Mrs. Claude Williams of Ash
ton, who entertained on December
20 from to 7. The unusually
beautiful Christmas lights both in
and out of the house attracted a
lot of attention.
Many of the parties have become
annual affairs-the Kricker's Eat
home" on the Sunday preceding
Christmas, the carol sing at The
Highlands, the Dallams' party on
Christmas afternoon and the ira
ditional dance at The Cedars that
evening.
DR.. and Mrs. Steven Beebe had a
very special party at Marden on
Sunday, December 81, from 5 to 8.
This was in honor of Miss Betty
Jean Lohr, Don Beebe's fiancee, and
her parents, Mr.. and Mrs. Harry
Lohr. The small sister of the bride
elect, Debbie, was very much part
of the picture, as were the three
Beebe grandsons, children of 1t.
and Mrs. James Graham, and the
Christmas tree was the largest we
have seen indoors-it reached up
into the second floor through the
stairwell.
The bridge players had time for
parties too. Mrs. P. Garland Lyon
entertained more than thirty guests
at dessert bridge on December %,
Assisting her were her daughter,
Mrs. Robert johnson, two daugh7
ters-in-law, Mrs. Charles Lyon and
Mrs. John Lyon, and her sister,
Mrs. Thornton Brown, who was
Mrs. Ligon's houseguest. The
prizes all carried out the seasons
theme, being effective Christmas
decorations made by the hostess.
Mrs. Samuel Riggs, Jr., also was
Montgomery County sentinel. [volume] (Rockville, Md.) 1855-1974, 1954-01-07

hostess at a dessert bridge, enter
tanning twelve friends at OAKLAND.
The Dosey Dos had an orchestra
dance on Wednesday evening,
which was preceded by several sup
per parties. The Rev. and Mrs.
James Valiant were hosts at one
of these, and the children of the
Dosey Do members were guests at
supper party given by Drew and
Bobby Stabler, sons of Mr.. and
Mrs. Stanley Stabler.
The college crowd had a lot of
coming and going with few par
ties just for their own crowd.
Among these were parties given by
Caroline Kricker and Doris Powell.
New Years Eve was celebrated
at several large parties and num-
Der of small dinners. Tall Timbers
was the scene of one of the parties,
given by Mrs. Charles Tumbleson
and Miss Margaret Brooke. The
Bonifants had their annual New
Years Eve gathering, and several
parties in Rockville and Washing
ton drew a number of area resi-
dents.
The Orange Bowl game was
big drawing card on New Years
Day. Among those who went were
Mr.. and Mrs. William Gilpin who
flew down on the Wednesday pre-
ceding. They stayed at the Lord
Tarleton in Miami Beach, returning
by plane on Saturday.
DR.. and Mrs. H. King Vann and
their daughter, Nina, also went to
Florida for part of the holidays,
visiting first in Leesburg and then
going to Miami for the game.
Others who were in Miami for
the game were Mr.. and Mrs. John
Burton, Mr.. and Mrs. David Brig
ham, Francis Snowden, Mr.. and
Mrs. William Bond, Freddy Bond,
Mr.. and Mrs. Spencer Brown,
Frank Palmer, Mr.. and Mrs. Will
liam Katzenberger and Larry Hill.
Gel Navajo" is the title of the
children's movie which will be
shown on Saturday, January 9, at
1920 am. at the Sherwood Com
munity Library. The movie lasts
about three quarters of an hour.
Montgomery County sentinel. [volume] (Rockville, Md.) 1855-1974, 1954-01-07
BrOadWOOd Manor
Mrs. Merle Smith
Phone Poplar 1898

Broadwood Manor was a busy
place over the holidays. A number
of the houses had especially attrac-
tive and unusual decorations. On
Christmas Eve group of US went
out and sang Christmas Carols
around our neighbcrhood. We were
sorry not many heard us, as their
TV sets were going, or they had
company. However the carolers en-
joyed themselves. After the singing
we warmed up in the lovely base
ment recreation room of Mr.. and
Mrs. Edith Loss. Those who did the
singing were: Mrs. Walter Luthy,
Mr.. and Mrs. Loss, Al LOOMS, Mr..
and Mrs. Merle Smith, DR.. and
Mrs. VIM. Renfrow and their two
sons, Detlef Loss, Jchanne Swingle
and Mrs. Harry Hinton.
AL Loomis played his organ and
had bigger amplifier on it this
year, so that the neighborhood
could better enjoy the carols he
played. In two years Al has become
really expert, and everyone enjoys
his music very much. My only re-
gret is that we have to keep our
windows closed at this time of year
and cannot hear him better.
Christmas was a mighty big oc-
casion for Mr.. and Mrs. William
Fuchs this year. Their first baby,
William George, Jr., arrived De-
cember Is. (He weighed 6 lbs. Is
oz.) After Mary ana the baby re-
turned home, Mary and Bill got the
flu, but the situation was quickly
saved when Bills mother came
from New Jersey to help them. By
New Years Eve they were able to
have the party which they had
planned for months, for Bills Of
flee friends. Mr.. and Mrs. Walter
Luthy assisted with this.
The Swingle family had its share
of illness over the holidays when
Bill got pneumonia just before
Christmas. However, he did not
have to go to a hospital. The family
went ahead with it's plans for hav-
ing the entire family there on
Christmas. There we're 10 people
to dinner that day. Dinner was
served in the basement, which was
beautifully decorated with a large
Christmas tree. On New Years
Eve the Swingles' basement was
the scene of another wonderful
party at which many neighbors
were present. The hors d'oevres
and snacks which we're served we're
delicious. Among the most unusual
were spiced shrimp, prepared by
Mr.. and Mrs. Timothy Riley, a
spicy avocado dip, created by Mrs.
William Renfrow, and various i'm
ported Finnish fish brought by Mr..
and Mrs. Ray Keto.
Mrs. Edward Matish, whose hus-
band is in Korea, was cheered on
New Years Eve by the arrival just
before midnight of her friends, Mr..
and Mrs. George ALBANIAN and their
children from Newark, N. j. They
stayed for the weekend.
Montgomery County sentinel. [volume] (Rockville, Md.) 1855-1974, 1954-01-07
Germantown
Mrs. Laura Nicely
Chg. 1901 IL

IINNNITHHNnuTNNNIuINNIHHIIlNNUIlnIHIITINNNlIlT
Montgomery County sentinel. [volume] (Rockville, Md.) 1855-1974, 1954-01-07
Eastern Star Chapter
Installs New Officers

New officers of Penta!pha Chap
ter, O.E.S., installed on Friday
evening are: Rose Mutt, Worthy
Matron; William Stup, Worthy
Patron; Willie Alien, Associate
Matron; Edgar Allen, Associate
Patron; Bertha Irwin, Secretary;
Jane Kinsel, Treasurer; Janet Bell,
Organist; Martha Wynkoop, Mar
shall.
Also Doris Walker, Ada; Helen
Harvey, Ruth; Ketty Rotruck, Es-
Their; Beatrice Ambrose, Martha /;
Vivian Barbour, Electra; Myrtle
Stup, Warden; Ralph Hayward,
Sentinel; Lyndell Fuller, Conduc-
tress; Pearl Hayward, Associate
Conductress; Molly Christie, Chap
lain. Installing officer was Molly
Christie and installing marshal,
Kitty Womac. deputy grand lee
turer.
Montgomery County sentinel. [volume] (Rockville, Md.) 1855-1974, 1954-01-07

spending several months in Flor
ida.
Pvt. Donald Boerum of Fort Dix,
New Jersey and brother, Pvt. War
rem Boerum of Atlanta, Ga. spent
the holidays with their parents,
Mr.. and Mrs. Paul Boerum. War
rem will be transferred to Fort
Bennings, Ga. next week.
Mr.. and Mrs. Charles Carter and
son had as their dinner guests on
Saturday, Mrs. Daisy Gray, Will
lard Gray of Pittsfield, Mass, Mrs.
Granville Thompson, Mr.. and Mrs.
Edward Rankin and Miss Lucille
Priest of Colesville, Mr.. and Mrs.
Harolr Bradford of Four Corners
and Mrs. Herbert Anderson.
Lola Lee Anderson had a school
mate to spend the week with her.
Mr.. and Mrs. Floyd Suthard's
dinner guests on Thursday were
Mr.. and Mrs. Lewis Hibbs, Mr..
and Mrs. Claude Hobbs, Mr.. and
Mrs. Jerry Hobbs and Mrs. Her.
bert Anderson.
Mr.. and Mrs. Robert Renfro and
daughter Gail have returned from
visit to their parents in Hunt
ington, West Virginia.
Mr.. and Mrs. Archie Beahm and
children spent Saturday with the
formers mother, Mrs. Ernest
Beahm of Clarksburg.
Montgomery County sentinel. [volume] (Rockville, Md.) 1855-1974, 1954-01-07
By Mrs. Allan Brooke
Fulton S-4l57

One of the loveliest of Christmas
celebrations that we heard about
was the International Christmas
party given by Girl Scout Troop
No. 376 on December %. Co-lead-
ers of this troop are Mrs. Chester
Page and Mrs. Warren Richardson.
The girls worked for several weeks
at their troop meetings planning
for this community service, learn
ing to be hostesses, studying about
other lands and working toward
their second class badge require
ments.
One group came to the party
dressed in Greek costumes. These
girls, who had made the tree orna-
ments like those of Denmark,
China, Mexico, Lithuania and
Poland, were Pamela BULGE, JAG
queline Wendler, Donna Bradley,
Virginia Stull, Judith Roseberry
and Joyce Bryan.
Another group, dressed as Span
ish women, had charge of making
foreign cookies and punch. They
were Carol Pickett, Marlys Page,
Inga Taylor, jeanne Bryan, Lor-
raine Hobbs and Patricia Floyd.
The third group in Swedish cos
tunes did folk dance of that coun-
try and sang a Swedish song as
part of the entertainment. They
were Janet Bryan, Diane Sowder,
Margaret Mckee, Carol Millinix
and Julia Daniellson.
Invited to the party were the
intermediate Troop No. 26S and
also the Brownie Troop. After
wards, Troop No. 376, still in cos
tune, took the decorated tree, a
generous supply of cookies, and
gifts each had brought, to the
Christ Child Home near Rockville.
There they sang carols and the
Australian song they had learned
and told the children about the
customs of other lands.
Another group which took time
during a busy week for community
service combined with fun was the
surgical dressings unit of the Oak
dale-Emory M e t h d st Church
w. S. c. S. At their regular meet
ing held at the home of Mrs. Ed
ward Stonestreet and her daughter,
Mrs. Lawrence Ashworth, the
group made 1900 surgical dress
ings. The Christmas theme was
carried out in the house decorations
and the luncheon, following which
there was time for an exchange of
gifts.
OF much interest here is the news
of the birth of John Francis Halo
well, son of Mr.. and Mrs. Alban
Thomas Hallowell of Metuchen,
New Jersey. The baby, who was
born December 20, is the grandson