davidaulloa/AmericanStories huggingface dataset:
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1954-10-27
1907 Above Board

\A/E have always taken great pride in
w the fact that the Croatian Fraternal
Union has never stopped to misleading
statements of any kind in order to attract
either adult or juvenile members.
Which is something many health and
accident companies in the United States
cannot say now that the Governments Fed
eral Trade Commission has cracked down
on some of the Nations best known such
outfits and found them openly engaged in
highly questionable business tactics.
eThe Government played no favorites in
going after these companies. In fact, as Will
be noted in an article appearing elsewhere
on this page the Federal Trade Commits
sion took on the biggest in the business in
forcing a long overdue showdown.
True, there will be much ado about ma
ny things before the investigation of these
companies is completed, but our members
need entertain no fear that their Society
will be among those involved.
There are no catches, no double talk,
no ifs, ands or butts, connected with the
health and accident protection offered by
the Croatian Fraternal Union.
The Society's dealings with its members
have never dipped at any time below the
1907 above board level. Nor is there reason
to believe that the future will bring about
a change in the present humanitarian busi-
ness attitude of an organization which
owes it's existence. it's continued growth
and prosperity, to pure and simple honesty.
1t is regretted. of course, that the COM
panies now under investigation for mis-
leading advertising did not "mend their
business ways" before they were originally
called to task for them last Spring by the
Scripps- Howard newspapers.
1t is also to be regretted that the guilt
BILE public still continued to invest in their
policies after the Scripps-Howard expose
On the other hand, the members of the
Croatian Fraternal Union may we'll rejoice
in the fact that their Society pays them
everything they are entitled to- often CIV
ing them extra benefits in one form or a
mother to prove that fraternal insurance is
still in protective class by itself.
These are things we'll worth knowing,
remembering and repeating.
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1954-10-27
Jefferson Fast
On SIS Trigger

Alexandria, Va. 1t was
on October 81, 1903, just Isl
years ago Sunday next, that
the United States ratified a
treaty which President Tho
mas Jefferson had concluded
with Napoleon. thereby add
ing almost 100000 square
miles to the United States.
The territory affected by
that historic tre a ty, the
Louisiana Territory, COM
prised lands lying between
the Mississippi River and the
Rocky Mountains.
Nowhere in the Constitu-
ton does it say that the
President may conclude treat
les which add to the territory
of the United States, and JEFF
ferson believed firmly in a
strict Interpretation of the
Constitution. But expediency
required a rather loose inter-
probation at the time.
BY putting expediency first,
Jefferson was able TO more
than double the size of his
beloved country, not by war,
but by purchase. The price
for this large, extremely rich
piece of land was paltry Is
million dollars a historic
"steal" if there ever was one.
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1954-10-27
In Passing

The bitterness Of unem-
ployment is not just its
material losses, bitter as
they are. Men suffer these,
also thrOuoh strikes. The
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1954-10-27
This Is America!

Kansas City, Kans. = Some
y high-ranking officers from
almost every country in the
world are attending the Com
mand and General Staff
School at Fort Leavenworth,
Kansas.
Represented are 35 nations,
Yugoslavia included. Also re-
presented is Japan. Americas
World War II enemy. Russia,
of course, is not among the
countries on the list of those
represented by officers learn
ing the ins and outs of the
American way of life.
Wonder what other nation
would be so magnanimous in
this respect7
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1954-10-27
0hioans To Hear
Governor Lausche
Committee Sets
Plans In Motion

Cleveland. Ohio Gov
ernor Frank J. Lausche of
Ohio is slated to speak Sum
day, November %, during the
United Croatian Fraternal
Union Lodges of Cleveland
public salute to the Goth An
niversary of the Society.
Ohio's Chief Executive is
of Slovene descent and un-
doubtedly ranks as the most
popular Governor in the his
tory of the Buckeye State. He
is being mentioned more and
more as a leading contender
for the Democratic nomina-
ton for President of the Unit
ed States in 1856.
Two From Home Office
Governor LauSche fellow
speakers on November % will
be Cleveland's Mayor An
thony J. Cellebrezze and the
Croatiap. Fraternal Unions
Supreme President V. I. Man.
dich and English Editor of
the Zajednitar Stephen F.
Brkich, Pittsburgh.
Michael Fuches is Chairman
and Anna Rescic Secretary of
the Committee on Arrange
ments for this celebration,
which is to be held in the
Slovenian National H o m c,
GAIT St. Clair Avenue. All y
of the Croatian Fraternal Un-
ions Lodges in the Greater
Cleveland Area are represent
ed in the Committee.
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1954-10-27
Pitt VIII Honor
500 New Citizens
Committees Plan
Colorful Program

Pittsburgh, Pa. Some
600 applicants for naturaliza-
ton will take the Oath of
Allegiance and be admitted to
citizenship at a ceremony to
be held in Soldiers and Sail
ors Hall, Pittsburgh, on Vet
Grams Day, November II, at
1:3O PM.
In making the announce
ment to the press, Charles
Garfinkel, Officer in Charge
of the Pittsburgh office of
the immigration and Naturali-
zation Service, United States
Department of Justice, point
ed out that the event will
mark the first time in the his
tory of the United States Dis
trict Court at Pittsburgh
where the Court will hold a
session and admit a class to
citizenship outside the Fed
cral Building.
Similar ceremonies will
take place throughout the
United States on the same
day as Americans everywhere
join hands to extend a well
come to their new fellow citi-
zens.
CFU Members Invited
Participating in the Pitts
burgh salute to the Novem-
Der II class of citizens-to-be
will be Nationality Group
Choirs, Boy and Girl Scouts,
and numerous civic, fraternal,
professional and other groups.
Judge Wallace S. Gourley
will preside at the ceremonies
in Soldiers and Sailors Hall,
Oakland District, Pittsburgh,
and everyone is invited to be
in attendance.
Among the groups planning
the November II ceremonies
are the American Service In
stitute, Federation of War
Veterans Societies of Allie
gheny County, immigration
and Naturalization Service,
Pennsylvania National Guard,
United States Army Reserve,
and the United States District
Court.
Among those who will take
the Oath of Allegiance will in
all probability be at least sew
eral persons of Croatian de-
scent; hence the Croatian
Fraternal Unions appeal that
as many of it's members as
possible attend these color
full ceremonies on November
II.
Other details pertaining to
the event will appear later.
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1954-10-27
Government Hits
Foreign SIickers

Washington, ID. c. - A
racket designed to use Amer
lean newspaper classified Sec
tions to cheat American fam
lilies has been reported by
Post Office Chief Inspector
David H. Stephens, Postmas-
ter General Arthur E. Sum-
merficld announced last week.
The racket involves a clas-
sified ad which is sent to
newspapers throughout the
United States from South
America, usually from Ar
gentina, along the following
lines:
Board wanted for 14-year-
old South American boy in
family home for long term.
Good monthly payments
The ad is signed with the
name and address of a man
in the South American coun-
try.
Those Americans who write
to this address receive a re-
ply indicating that the final
arrangements will be made to
give them the board money,
usually upwards of 5000 to
start, if they will send $40.
The $50 is supposed to be
the Spanish gentleman's fee
as an intermediary" in ar
ranging for placement Of the
boy.
Needless to state Mr..
Summerfield said, anyone
sending money to this inter
mediaty' might just as we'll
kiss it goodbye"
Newspapers are bilked, too,
for the cost Of the ad. Adver-
tising people on the newspa-
pers explained that the ad was
accepted because it came on
an impressive letterhead and
seemed to be from legitimate
sources. The papers were ask
ed to run the ad and send a
bill. Of course, the bill was
never paid, Mr.. Summerfield
explained.
The Post Office Depart
ment has issued a fraud or
der against the promoter of
the scheme, preventing mail
going from this country to
the person in question.
Also, the Post Office De-
partment has made efforts
through the State Depart
ment to have Argentine au-
thorities apprehend the cri-
minal, but these efforts have
been unsuccessful.
Chief Inspector Stephens
warned, Mr.. Summerfield no.
ted, that the principal way
in which the public can pro.
tect itself against this and
related mail fraud rackets is
to make certain they are deal.
ing with a reputable person
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1954-10-27
Something New

A LTHOUGH meetings are dime dozen
in the life of the Society, the rally
scheduled to be held Sunday, October 81,
at Uniontown, Pa, may we'll come to mean
"a million dollars to the Croatian Frater-
nal Union if it accomplishes its purpose
Slated to meet that afternoon in the
Lodge 72 Croatian Home arc Lodge repre-
sentatives hailing from no less than four
(4) Western Pennsylvania Counties, Fay
cite Greene, Washington and Westmore-
land Their aim: To organize four-county
Central Committee of Lodges and launch
"CFU Radio Program
X
We believe there are two good, sound
reasons why these plans will jell.
II The men and women behind them
represent some of the Croatian Fraternal
Unions best known and most active mem
bers. people who admire their Society.
y Their idea is practical one, for it
covers a wide area and represents the best
means of bringing our fellow members in
Fayette, Greene, Washington and West
moreland Counties together in spirit - if
not in person = for the good Of the Society.
At least, all concerned have our very
best wishes for success October 81.
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1954-10-27

not cover any loss traceable
to a condition in existence at
the time the policy was is
sued" One can only wonder
how many learned as much
to their everlasting regret.
InfractiOns Plentiful
Regarding the misrepre-
scntation of the extent Of the
policies offered by these COM
panies, the ETC said:
"a typical advertising claim
is one which says that such
and-such a policy will pay
you up to SIS a day for 100
hospital days-for each sick
ness or accident There are
in fact many cases Of accident
or sickness for which such
policies do not provide pay
ment."
The ETC went on to point
out, and warn the public, that
most of the policies sold to
individuals can be cancelled
by the company any time a
premium payment becomes
due-a "gimmick" which the
policy buyer is never advised
of in advance of a sale.
Other infractions listed by
the ETC cover misrepresenta-
tions in printed advertising
matter in the following cate
CORES: Extent Of coverage;
beginning time Of coverage;
maximum dollar limits; health
status of applicant; sale of
plan; benefits payable for
life; additional benefits; pay
ments during protracted alb
sences from work; etc.
The ETC made it plain last
week that these and other
companies must stop the prac-
tees which brought them to
task or face Government ac-
ton that can lead to a fine
of $4,000 a day for any group
which continues to mislead
the public with false ads.
What About The CFU:
Members of the Croatian
Fraternal Union Of America,
with National Headquarters
at Pittsburgh, need entertain
no fear that their Society in
dulges in such health and ac-
cident insurance practices.
On the contrary, every
member knows at all times
what he or she is entitled to,
for all benefits, conditions,
restrictions, ETC., are ,learly
stated in either the Bylaws
of the Society or the Certifi-
Gates it issues in conjunction
with it's New Disability Plan
and Income Defender Plan.
Whatever advertising the
Croatian Fraternal Union does
is done through it's Officia
Organ, or through printed
pamphlets issued by various
Departments of the Society.
The Croatian Fraternal I'm
ion does not promise one
thing in it's Official Organ
or printed pamphlets, ane
reneges on that pledge in lie,
of. or in favor of, something
else. AS a matter of fact, the
Society has never broken {
promise since it was organized
back in 1894, or sixty years
ago.
1t is in the business O.
standing by it's members tt
the letter of the law!
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1954-10-27

complaints were issued at Inc
for the simple reason that the
ETC is certain that in these
II cases there is no question
of jurisdiction involved. Mr.
Howrey went on to intimate
that there will, in all proba-
bility, be complaints against
many other groups.
The II companies named in
the FTC's bill of particulars
are as follows:
American Hospital and Life
Insurance Co., San Antonio,
Texas; American Life and
Accident Insurance Co.. st.
Louis, Mo-; Automobile Own
crs Safety Insurance Co.,
Kansas City, Kansas; Bankers
Life and Casualty Co. white
Cross>, Chicago; Commercial
Travellers Insurance Co., Salt
Lake City, Utah; Commercial
Travellers Mutual Accident
Association, Utica, New York;
Guarantee Reserve Life In
surance Co., Hammond, Ind;
Guarantee Trust Life Insur-
ance Co., Chicago; Illinois
Commercial Mems Associ-
alton, Chicago; LaSalle Casu-
atty Co.. Chicago; Life Insur-
ance. Company Of America,
Wilmington. Del; M u t u a
Benefit Health and Accident
Association Mutual of Oma-
ha), Neb.; Prudence Life In
surance Co., Chicago; Reserve
Life Insurance Co., Dallas,
Texas; Southern National In
surancc Co.. Little Rock,
Ark; Travellers Health AS
sociation, Omaha, Neb.; and
United Insurance Co., Chi
cago.
$500 Millions A Year
The ETC pointed out that
the II companies in question
are collecting more than $500
millions a year from their
policy buyers.
Included among them are
the four largest sellers of in
dividual policies in America:
- Bankers Life and Casualty,
Chicago, hacker of the ma
tionally advertised white
Cross Plan; Mutual Benefit
Health and Accident Associa-
ton, known the nation over
as Mutual of Omaha: Re-
serve Life, Dallas, which Of
fers what it calls The Re-
serve Plan; and United In
surance Co., Chicago.
All II groups were accused
of misrepresenting the actual
extent of the policies they sell
via the medium of making
misleading and false claims
about their health insurance
benefits.
Eleven companies were
cited by the ETC for resort
ing to ads which lead the pub
lie to believe that a policy
holder will get hundreds of
dollars for surgical opera
tons; another 7 for implying
that people can buy policies
even if their health is below
par.
Gimmick After Gimmick
In it's charges against the
II groups promising hundreds
of dollars for surgical opera
tions, the ETC said: "Actu-
ally, many policies provide
the full amount for only one
or two rare operations"
Meaning that persons who
undergo average operations
get far smaller sums than
promised
In the case of the Z cited
for implying that a person
can buy a policy even if he
(she) is below par physically
the ETC pointed out: "Wha1
the advertisements do not dis
close is that the policy does
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1954-10-27
Anna Radman Is
Proud OF Family
Society Home Of
Five Generations

sacramento, CallI. - II Lne
Society means anything to any,
one, it certainly means great
deal to Mrs. Anna Radman,
Secretary of the Croatian Fra
ternal Unions Capitol City"
Lodge 843 of this city.
For Mrs. Radman, the So
ciety represents an American
institution which has housed no
less than five generations STEM
ming from a family which is
the very best advertisement in
the world for Fraternalism.
Grandfather Born 1852
Mrs. Radman traces the
roots of these "CFU Genera
tlons" to her grandfather, the
late Marian Sapunar, who was
born in 1852 and joined the
Society back in 1895.
Her grandfather was Char
ter Member of Cementon, New
York, Lodge Is, no longer in
existence, and was a man of in
fluence in the community's fra
ternal circles. !
Mrs. Radman's mother and
father, Joseph and Antonia
Gilevich, were members of the
same subordinate unit, known
in those days as "St. Jerolim"
Lodge Is. Both passed on to
their rewards some years ago.
Cementon, by the way, is the
home today of the Croatian
Fraternal Unions "St. George"
Lodge 243. Its members are
among the Society's most act
i've affiliates in the State of
New York. Their Lodge team
in September defeated Glovers-
vile Lodge 305 for the So
ciety's Empire State Softball
Championship.
Down To Grandchildren
Getting back to our story,
Mrs. Radman's sister, Mrs.
Stella Lucich, and brother, Jo-
seph Gilevich, are members Of
Sacramento Lodge 843, as are
her daughters, Stella Scofield
and Anne Buletti.
A niece, jeanette Garanflo
daughter of Stella Lucich), =,
likewise belongs to the Lodge
of which her widely known
aunt has been Secretary for
a number of years.
Mrs. Radman's grandchil-
dren. Garda Lou Buletti and
Randall Sweeney, are members
of Junior Order Nest 230,
Sacramento, of which Spiro
Yerkovich is Manager. That
they, too, will one day become
members of Lodge 843 is vir-
tually a foregone conclusion.
Clerk Barred The Facts
It took Nicholas Lipanovich,
member of the CFU's Home
Office Clerical Staff, to call
the attention of the Editorial
Staff of the English Section of
the Zajednicar to these Facts
In The Radman Case"
He first detected them in a
letter Mrs. Radman had writ.
ten to the Home Office and
later transferred the facts tc
the English Editor for his
pleasure. Suffice it to say that
the pleasure was all his as he
put this story together fol
these columns.
AS a matter of fact, it il
always a pleasure to note or
these pages that a family car
trace it's CFU beginnings t
1895, one year after the So
ciety was born in Old ALE
gheny, now North Side Pitts
burgh, Pa, and point to fiv'
generations of membership
which involve SO long years.
Mrs. Radman may well-in
decide proud of this Frater
nal Record par excellence!
Editorial Stat
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1954-10-27
Federal Trade Commission Rips Into
Seventeen Large Insurance Companies
Government Condemns Powerful Groups
For False And Misleading Advertising
Bv STEPHEN i. BRkICH

BY STEPHEN +. BRkICH, English Editor, Zajedncar
Washington d. G. (ZP) - The Federal Trade Commission
October book" II groups which
sell health and accident policies They charged by the
Government with false and misleading advertising.
Edward F. Howrey, ETC Chairman told reporters that
COMPLAINTS issued the time against only II companies
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1954-10-27
The Last Word

S64 QUESTION: = Whatever became
of the pessimist who argued that the Fra
ternal System was not long for this world?
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1954-10-27
THIS is ...
YOUR Gu!

A 16mm. sound, technicolor
production available to LODI
ges, Nests and Central Com
mittees of the Croatian Fra
ternal Union. Narrated in Eng
lish by Stephen F. Brkich, Eng
ish Editor of the Zajednicar;
running time, 55-minutes.
X X X
- FUTURE BOOKINGS -
NOVEMBER
, IA. Hammond, Ind, aus
pices "Maywoodites" Lodge
358. Time, details later.
n. Versailles, Pa, Croa-
tan Home, 3rd and jefferson,
700 PM. Auspices "Holy Tri-
nifty" Lodge 146. Dancing af-
ter program. Details later.
DECEMBER
4. San Francisco, Calf,
auspices "Zvonimir-D r-Dalmacija"
Lodge 876. Complete details
will be announced on these
pages as soon as host Lodge
advises Home Office.
X X X
For bookings write Croatian
Fraternal Union, Sports-Edu-
cato nal Department, 3441
Forbes Street, Pittsburgh 13,
Pa. When writing, give at
least two dates available for
showing in your community.
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1954-10-27

bitterness is that a man is frustrated as
man - not just worker as though
workers were a different category of
human beings. Men are frustrated when
they are "out of service" no use to anyone,
ike a manager without factory, an artist
-ithout public, hand without tool,
mother without child, bird dog without
Il don't need you any more" For we are
all members one of another, and the great
est need of the soul is to be needed = to
love and be loved because we are needed.
* Dorothy Thompson
Montgomery County sentinel. [volume] (Rockville, Md.) 1855-1974, 1954-10-21

of bronze NUNS set off the crys.
talline antique gold gowns of the
bridesmaids, Miss Teri Downey,
of Chevy Chase; Miss Anne
Smallwood, of Bethesda; and
Miss Ann Russell, of Arlington,
Va. Their dresses featured low,
off the shoulder decollete, draped
off the shoulder decollete, draped
bodiceS and bouffant skirts with
a stiffened single bow effect rip
ping down the skirts at the back.
Richard Schwartz served as
best man for the bridegroom and
the ushers were Robert Headley,
George Kley and Richard We'll
ton.
The brides mother was gowned
in mauve lace with brown acceS-
series and Mrs. Cornelius wore
blue lace with a darker shade of
accessories.
Before the ceremony Bernard
Gelvin rendered several organ
selections and accompanied his
wife for two cello arias. Larry
Dahlia, tenor soloist, sang Il
Love Thee, Dear; Smiling
Through the Years." and while
the bride and bridegroom knelt
at the altar at the clos of the
ceremony, 1.-THE Lords Prayer"
Best wishes were extended to the
pair by a host of friends at re-
ception at the church.
The bride is graduate of Rich.
ard Montgomery High School,
later studying art in California
and Washington. At present she
is a photographer in the Office of
the Chief of Military History of
the u. S. Government. Mr.. Cor
nelius is a Maryland University
graduate, now with the Atlantic
Seaboard Company as an engi-
neer.
Out of town friends of the
bride attending the wedding were
Mr.. and Mrs. Glen P. Shepherd,
of Arlington, Va; Herbert All
rens, of Princeton, N. j.; Miss
Gay Morenus, Riley Sunderland,
Arthur Henne, of Washington,
D. c.; Captain and Mrs. John
Mewha, Major and Mrs. James
Holly and Mr.. and Mrs. Charles
Won Leuttichan, of Alexandria,
Va.
After a honeymoon trip through
Canada, the newlyweds will re-
side at 416 Frederick Avenue,
Gaithersburg.
Montgomery County sentinel. [volume] (Rockville, Md.) 1855-1974, 1954-10-21
County Group Forms
For Better Planning

A group of Montgomery Coun-
ty citizens, aroused by sweeping
statements of local and state
candidates regarding extension of
the Maryland-National Capital
Park and Planning Commission,
have organized the Citizens Com
mittee to Unity Montgomery
County Planning. The purpose of
the committee is to work for
more economical, efficient and re-
sponsible planning organization
throughout the county.
The new Committee is sue
cessor to the Citizens Committee
to Improve Bi-County Planning,
organized in 1858 to support leg.
islation before the Maryland Gen.
eral Assembly which would have
unified county planning, brought
the planning function closer to
the people, given the county gov.
eminent financial control and es.
tablished a merit system for EN-.
ployees below the policy-making
level. Jerome Harris, Silver
Spring, is acting chairman.