ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1954-02-17

sponsored by the Home Office; and to receive the
benefits from the National Fund in the of illness
distress.
All of these available to member by reason
of the fact that the expenses for the paid out
of the Administration Fund 1t would be poor business
for the Croatian Fraternal Union of America, any
other fraerna beneficial society," to those men,
bers holding paid up matured certificates from the
payment of these Dues but allow them to participate in
the benefits and to tax the cost of the other
members.
That this is of great to not only the various
fraternal beneficial organizations but also to the in
surance departments of the various States apparent
by the fact that the following question appears in the
State Department Reports, which we file annually:
"Does the society collect any contributions from
the members for general expenses of the society under
full paid up certificates - if not how such expenses
metz"
Need we develop further why the State Department
would be interested how these expenses are paid for?
Relative to full paid up certificates and the charge
that to continue to these members with the
administration expenses is contrary to our insurance
contract and to the representations made at the time
to those who purchased that type of certificate May we
state at this time that standing one hundred per-
cent behind contract and the representations that
at the conclusion of the term covered by insurance
contract you would not have to pay anything more on
said certificates.
We repeat that the decision of the Supreme Board
does not alter this statement one iota.
Your death benefit coverage is still the same as
what it was and Immediately upon the meeting OF the
further condition of death cash surrender, 1t Will be
paid in accordance with your contract. We do however,
wish to make it clear that the charge being assessed
against those bearing full paid up certificates is only the
same charge that being assessed against other people
who enjoy their membership in the Croatian Fraerna
Union of America
Anyone who feels that he no longer cares to be as
socated with the Croatian Fraterna Union of America
and has full paid up certificate, may drop his member
ship and by so doing he will still be entitled to everything
which his insurance contract provides but he will be
denied the social and fraternal benefits which follow
membership in the Croatian Fraternal Union.
In this brief summary of the history and our posi-
ton regarding this need for assessing the charge TOR
expenses incident to maintaining those who have full
paid up certificates on rolls have tried to be fair
and comprehensive. I am certain that if will not
permit his emotions to away with him, but will ana
lyze the situation thoroughly that the need can be
understood.
will make this further comment that it does not
seem proper that the assessment be deducted from
the dividends and payable the certificate held by
members holding full paid up certificates. will point
out such legaty to the next Supreme Board Meet
ing and recommend that they strike from their decision
that the assessment be deducted from the dividend Fur
ther it is not legal to lien the certificates with these
unpaid assessments and the Secretaries will be
instructed
Feel free to approach any of the officials
regarding matters that you any other member feels
have not been properly answered
Fraternally yours,
TRB:hlw Thomas r. Balaban
Legal Counsellor CFU