davidaulloa/AmericanStories huggingface dataset:
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1954-03-03
Just The Facts, Nam

DACK on December %, 1858, we wrote
= brief editorial dealing with Big Busl-
ness in the United States
At the time, we called attention to the
fact that the three largest business enter
prses in America, if not the world, were
the Metropolitan Life Insurance Company,
the American Telephone and Telegraph
Company, and the Federal Governments
Atomic Energy Commission.
What we wrote on December %, 1888,
is Just as true today, for the Metropolitan
Life Insurance Company announced last
week that it's assets at the end of last year
climbed to S12,312 900 900, the highest level
in the history of American enterprise and
tribute to the most insurance-consclous
nation on earth.
This was followed by an announcement
on the part of the American Telephone and
Telegraph Company that its assets as OF
the end of 1853 stood at cool $11, ,972,-
7O7,O89, making it the second largest en-
terprise in the United States.
AS for the Atomic Energy Commission,
currently Americas third greatest business
enterprise we can only report that Con-
gress has already appropriated Sl3 billion
for the purpose of making atomic power
work for our national welfare while almost
So billion remains unspent as scientists
delvc deeper into atomic secrets.
Eventually, as we pointed out in that
editorial of December %, the Atomic Ener-
gv Commission will come to reign as the
largest business enterprise in the United
States That is as certain as the automatic
combination of death and taxes.
In the meantime, Americans have again
demonstrated that adequate life insurance
protection is far more important to the
average family than, say, car, fancy
refrigerator, or a television set.
They have done SO not only by investing
billions in the Metropolitan Life Insurance
Company, but also by pouring millions in
like fashion into the Croatian Fraternal
Union, the largest organization of its kind
in the world Here in life insurance, their
money is safe And they know it.
True the Croatian Fraternal Union can
not begin to compare with giants of the
stature of Metropolitan, A. T. and T. or
the A. E. c. Nor can it hold candle to
Ford, General Motors, Standard Oil, United
States Steel, Chrysler, and others.
And yet, in its own way, the Croatian
Fraternal Union is just as great, just as
vast an American enterprise as any one of
those mentioned in this editorial
Perhaps our members have never looked
ct their Society in that light. If not it is
high time that they realized the multi-mil-
lion dollar status quo of their powerful
organization and proclaimed to the world
that they are both proud and privileged to
be affiliated with it's ranks.
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1954-03-03
re,Praise For
CFU's New Movie

Our members will be
pleased to learn that their
Society's new sound, tech
nicolor film, "This Is Your
Gro a tia n Fraternal Uni
on!!", is being hailed on
fronts other than those of
the organization.
Latest to comment edi-
torially on the film is "The
Fraternal Monitor" maga-
zine Of Rochester, New
York, which feels that un-
dertakings of this kind are
a tangible asset.
Filmed by George Mar
chan, Chicago, and narra-
ted by Stephen F. Brkich,
Pittsburgh, English Editor
of the Zajednicar, the
CFU's new film is now a.
vailable to Lodges or Cen
trail Committees. Handling
the bookings is the Soci-
ety's Sports-Educational
Dept, 3441 Forbes Street,
Pittsburgh 13, Pa.
Wherever possible, LODI
ges centrally located in
smaller communities are
urged to arrange for a
joint showing Of the film in
order that their members
may enjoy it together.
Shown in the film are
the inner workings Of the
Home Office at Pittsburgh,
the Gary, Ind, 1853 Junior
Order Nest 10 Summer
School, and shots from the
Annual July 4, 1858, Out
ing of the CFU Children's
Home at Des PLANES.
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1954-03-03

So, in order to be eligible
to receive accident benefits,
your injury must come
through some entirely un-
expected source, such as
being struck by a meteor
when walking out at night,
or if a bridge caved under
you while walking over it,
or being hurt in a railroad
accident.
Insurance Risky Item
Is it any wonder that
they can offer such policies
for a trifle, since in only
rare cases would they be
bound by law to make good
on their promises?
We all know that health
insurance is a risky busi-
ness and many reliable
companies have given it up
altogether. However, there
are some companies which
sell non-cancellable policies
on which you may be rea-
sonably sure to get what
you are paying for.
But these policies also
carry a high price tag. If
you want something good,
you must pay for it.
CFU Enters New Field
Incidentally, our men,
bers who were looking for
better protection in case Of
sickness, now have a
chance to insure themselves
with us for such, if they
are willing to pay addition
al dues.
The c.. F. U. now offers
sick benefit certificates
that pay up to $4,000 per
month, and double that for
the first 80 days if the
member is confined in a
hospital.
This protection is worth
looking into. Read your
Zajednicar for explanations
of this insurance coming
from the Sick Benefit De-
partment. Or write to the
Supreme Office for infor-
nation!
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1954-03-03
What |s...
McCarthyism?

That is a question you
often hear. It's sometimes
hard to answer, right off.
AS hard as if you were
asked, "What is fair play?"
Yet, anyone who care
70 fully reads the transcript
or reliable account of a
Mccarthy hearing knows
what McCarthyism is -
and it isn't fair play. Note
the following excerpt from
the United Press account
of a meeting of McCarthy's
com mittee Wednesday
(February 24):
Senator Mccarthy tan
gled with Senator Henry
M. Jackson, Washington
Democrat, when the Chair
man (McCarthy) told Mrs.
Moss attorney, George E.
c. Hayes, "You are not the
typical type of a Commu-
mist lawyer.
Senator Jackson object
ed. He said that implied
that Mr.. Hayes was a Com
munist, which Hayes said
he was not.
Senator Mccarthy said
he did not mean that.
"You go ahead, Mr..
Jackson, if you like"
snapped Senator Mccarthy,
"and protect the Commu-
mist lawyers"
"POst-Gazette"
Pittsburgh, Pa.
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1954-03-03
1.-THE Ehd]

Q The small town is often
called the bulWark of Amer
lea. Living close together,
hometown folk don't worry
about brotherhood problems.
There simply isn't any such
problem in small towns.
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1954-03-03
Don't! Don't!

How to avoid taxes:
Don't smoke, don't drink
alcohol, don't drink soft
drinks; don't use gasoline,
don't buy a cooking stove,
don't buy a refrigerator;
don't live, don't die.
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1954-03-03

lenient enough, they will
receive every dollar up to
the maximum provided for
such sickness or accident.
Joker In Advertising
A company widely adver-
tised that it gave top pro-
lection at very low rates
which were good for the
life of the policy.
People complained to the
Post Office that they paid
the advertised rates for
one month and then the
com pany raised them
steeply. When an investi-
cation was made, it was
found that the company
had a clause in it's policies
allowing it to revoke those
policies at the end of each
month.
80 you see," the COM
pany said, "our low rates
are good for the life of the
policy - one month";"
Excuses Dime A Dozen
One would expect that,
after paying for ten years
or more on a policy, the
company would live up to
it's promises and pay full
benefits when such a men,
ber meets with an accident
or becomes i'll, but such is
not the case. ~
Regardless of the length
of time you were insured,
you may find your policy
cancelled after the first
months benefit has been
paid to you. Furthermore,
your benefit may be cut off
at once, if, you are found
sitting in a chair on your
porch instead of being in
your bed.
No matter if the doctor
told you to sit out in the
fresh air - you must be
confined to your bed, if you
expect benefits.
Last year a Bellevue,
Pa, woman was struck by
an auto. After Al days in
the hospital, she made re-
peated attempts to get a
settlement from the compa-
ny, which had not paid her
anything up to then. Elev-
en- weeks after the accident,
the company informed her
that it was closing it's files
on the case "due to lack of
proper information" and
refused to pay anything.
1t developed that al
though the company re-
ceived the report of the &C.
cident from the hospital,
they turned the claim down
because it was not report
ed on it's regular forms.
Defining An Accident
According to our inter.
probation Of an accident, y
if you were painting q
house and fell off the lad
der and sustained a broken
leg, that would be an ac'
cident.
If you were fixing q
leaky pipe and a blow torch
exploded in your face, caus
ing you to lose an eye, thai
would come under provi
sion of accidents; or if yol
were working on a farm
and suffered a broken arm
by a rolling log, that, too
we would call an acciden'
and you would be paid dis
ability benefit for same
That is, if you were insured
with the C.F.U.
Not so with some O
these health and acciden
insurance companies, how
ever. Such injuries or los
of limbs are not recognized
as accidents by them. VIII.
not? Because they say tha
you got injured when dc
q
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1954-03-03
In Passing

How much insurance
does a man need? This
question was answered
bV Gale r. Johnston
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1954-03-03


believe this or any other
type of insurance can be
purchased more cheaply
from such companies than
from the fraternals.
AT present about % mil
lion Americans are buying
health, or what we call sick
benefit, insurance f r m
about 800 companies oper-
ating in that field. Most Of
them have wrong ideas
about what they are pur-
chasing.
We Don't Fool Members
We have no way of
knowing how many C,F.U.
members carry this type of
insurance with other COM
panies, but we do not think
the number is great, judg-
ing from our records.
Nevertheless, we feel our
members, too, should get
acquainted with the gim-
micks that are hidden in
most Of these policies and
compare them with our
certificates, which have
none Of these clauses,
through which the certifi-
cate can be cancelled at any
time, regardless of how
long it has been in force or
how much you have paid
on it.
Such clauses are more
evident in individual than
in the group policies. About
80 per cent Of all individ-
ual policies have clauses
that will let the company
either cancel your policy
when it chooses or refuse
to renew it when next pre-
MUM payment is due.
Why Not Stop Practice?
but why do the Insur-
ance Commissioners not
put a stop to such shenan-
nigans?" you may ask.
The truth is that all
these clauses are put in the
policies with the blessing
of the insurance depart
ments, who look upon sick
ness and accident insurance
with different eyes than
they do upon life insurance.
Since it is thus legal and
normal practice, most OF
these companies have been
cancelling and cutting off
the sick benefit from the
insured to such an extent
that it finally got the in
terest of Congress, which is
now investigating these a
bominable practices.
Congress Is Surprised
A letter was read in the
Congress the other day
from one of the leading
underwriters of health in
surance, which contained
the following paragraphs:
For health insurance,
one must be associated
with healthy people, not
sick ones. If your health is
below par, or becomes be-
low par, you can not ex-
pect to continue Indefinite
ly being insured.
Furthermore, when the
time arrives that you meet
with an accident, or your
health fails, you must be
prepared to accept benefits
limited by an amount which
bears a reasonable relation
to the amount of your cur
rent contribution"
Now compare this with
C.F.U. Certificates and BY.
Laws. You can be sure
that you will receive every
cent that is provided in the
certificate for certain acci'
dents, disabilities or sick
ness.
No members sick or &C.
cident benefit was ever
cancelled because he re.
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1954-03-03
YESTERDAY
!; !; !; q !; !; !
AND TODAY
BY John Badovinac
president Lodge 663)

(fFeSlQeIlC LOuSe OOoJ.
Cleveland, Ohio - T h e
third floor of the Croatian
Fraternal Unions Home Of
flee Building at 3441 Forbes
Street, Pittsburgh, may well
be called the very nerve
center of the Society.
Here are housed the ,offi-
ces of the Supreme Secreta-
ry, the Secretary of the Sick
Benefit Department and the
Medical Examiner. Around
them are the Head Book
keeper and the majority of
the Clerical Staff in the en-
ploye of the organization.
Many Vital Departments
NJ m b ers visiting the
Home Office will find nu-
merous departments on the
third, or top, floor of this
structure, hailed as one of
the showplaces of Pitts
burgh.
Among them are the New
M e m b e r ship Department,
the Tabulating and Statisti-
cal Department, the Ac-
counting Department, the
Liens and Loans Depart
ment, the Assessment De-
partment, and the Mailing
Department.
Here, too, the visitor will
find a fireproof vault con-
tanning all valuable men,
bership records. AS a matter
of fact, the Home Office
Building itself is fireproof
in every respect and repre-
sents an overall investment
of nearly S300,000.00.
Famous Cultural Center
Located in the Oakland
District of the city, the So
ciety's national headquar-
ters are a part of Pitts
burgh's world renowned ci-
vic and cultural center.
Within easy walking dis
tance of the Home Office
are the beautiful campuses
of the University of Pitts
burgh and Carnegie Insti-
tute of Technology, and the
Carnegie Library and Insti-
tute of Fine Arts.
Just as easily reached are
Schenley Park, Phipps Con-
servatory, Forbes Fie ! d,
home of the National Lea
que Pittsburgh "Pirates, "
Pitt Stadium, Soldiers Mem
orial Hall, the towering
Cathedral Of Learning, the
worlds tallest institution of
education, Heinz Chapel, the
Stephen Foster Memorial,
the Medical Arts Building,
and a number of the nations
most famous hospitals.
Office. Simple To Reach
United States Routes %
and 80 lead right past the
door of the Home Office on
Forbes Street
The distance from Down
town Pittsburgh is about
two miles and one may use
either bus or trolley service
to reach the Home Office
Any Forbes or Fifth Avenue
trolley will get you there ir
no time at all.
And with this we write
$50" to our imaginary toul
Of the Croatian Fraterna
Unions Home Office Build
ing. We hope our readers
enjoyed the series, which, o.
necessity, had to be shor'
and to the point. One woult
have to write a book to cove
the Home Office adequately
so forgive us for resortins
to newspaper brevity.
We hope to return sool
with more articles dealin,
with the Croatian Fraterna
Union in this, it's Goth Ami
versary Year. Until then, W
again thank our readers fo
staying with us these pas
ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1954-03-03
Croatian FrafernaI Union Insurance
Carries No Gimmicks, Hidden Clauses
Pittsburgh "Press" Exposes Companies
Preying On Gullibility Of Americans
By Joseph Chesarek, CFU Clerical Staff
By Joseph Chesarek, CFU Clerical Staff

Pittsburgh, Pa. - We wish all CF.U. members could
have had chance to read the series of articles that
peared few weeks ago in the Ptsburgh Press, series
dealing with various types of health and accident policies
that are sold the American public by many insurance
Evening star., 1954-08-16
The Weather Here and Over the Nation

District and vicinity-Partly
cloudy with showers and scat
tered thunderstorms late tonight
and tomorrow. Low tonight
about 70. Tomorrow, cooler in
the afternoon and at night.
Maryland-Scattered thunder
showers tonight in the west por-
ton and by late tonight in the
east portion, low 66-72. To-
morrow, showers and scattered
thunderstorms, cooler In the
afternoon and at night.
Virginia-Partly cloudy to-
night with the chance Of q few
scattered thundershowers. low
66-72. Tomorrow, showers and
scattered thunderstorms, cooler
in the north portion in the af-
ternoon.
Wind-Southwest and west,
1918 miles per hour.
River Report.
From u. s. EngineersD
Potomac River clear at Harpers Ferry
Evening star., 1954-08-16
PRIMERS Union Argues
Defense Funds Issue
by the Asseeiassd Press

ST. PAUL. Mimi. Aug. 16.-
A showdown fight took shape
today in the international
Typographical Union (TTU)
national convention here over
union policy involving defense
funds.
Principal issue Is the current
union strategy. backed by Wood
ruff Randolph, ITU president
and head Of the Progressive
faction in the organization. The
strategy includes . militant "de-
fense policy" which includes
publication Of rival newspapers
in cities where printers 60 on
strike.
The ITU membership three
times has voted down proposals
to increase special assessments
despite endorsement at previous
union conventions.
Evening star., 1954-08-16
New Speedboat Mark Set
In Third Try on Mississippi
BY Mo Assoeisssd Press

. ST. LOUIS, Aug. 16.-Lee
Sawyer. q man who tried it twice
previously and failed. skinned
into the harbor early today to
trim four hours and 26 minutes
of the speedboat record from
New Orleans to st. Louis on the
Mississippi River.
The 43-year-old st. Louis elec-
trical contractor pulled his Is
foot ''Huckleberry Finn" into the
St. Louis yacht harbor at 1901
am. tCDT).
His time for the 1,060-mile
run was 56 hours and 56 minutes.
Mr.. Sawyer left New Orleans at
3:05 pm. (CDT Friday. The
old record, set by Frank Burkhart
Of st. Louis in 1853. was 81 hours
and 22 minutes.
Mr. Sawyer received a $400
check from Comdr. Edwin
Koenig Of the st. Louis Yacht
Club for his feat. In 1859 he col
lapsed at the wheel Of his craft
within 80 miles Of st. Louis.
Last year he was plagued by q
series Of mishaps on the river.
Evening star., 1954-08-16
Resort Areas Forecast
(Tuesduy)

Blue Ridges altered
undershowers. cooler in the
afternoon. Winds. westerly,
IS miles per hour.
Upper Bay-Partly cloudy
with scattered thunder
showers. Cooler In the late
afternoon. Winds, southwest
to west. Is miles per hour,
shifting to northwesterly in
the afternoon.
Lower Bay-Partly cloudy
and warm with scattered
thundershowers in the after
noon. Winds. southwest. Is
miles per hour.
Rehoboth- Ocean city
Scattered thunders h o wers
Winds. southwest. Is miles
per hour.
Virginia Beach--Scattered
thundershowers and warm.
Winds. southwest. Is miles
per hour.
South Jersey-Partly
cloudy with scattered thun-
derShowerS. Cooler in the
afternoon. Winds, southwest,
1920 miles per hour, shift.
ing to northwest In the
afternoon.
Evening star., 1954-08-16
wicker Silent on Hint
Of Recall as Witness

CAMP KnMER, N. j.. Aug.
16.-Brig. Gen. Ralph W. Zwick-
er. reassigned from command Of
this Army processing center to
new duties in Japan, said yes
terday he has no comment on
a statement of Senator Nc
Carthy, Republican. Of Wiscon-
sin that he may be called back
to testify before the Senate In
Mr.. Zwicker announced his
new orders to Camp Zama,
Japan, from the public informa-
ton office here Saturday. He
said he expects to leave for the
Far East next month.
Senator Mccarthy said in
Washington he viii want the
general to testify when he re-
opens the case Of the Queens
IN. Y) dentist, Mai. Irving
PefeSS.
Evening star., 1954-08-16

recess terms under which he and
Senator Lyndon B. johnson OF
Texas, the Democratic leader,
could call their colleagues back
when the committee findings are
ready. This arrangement would
not allow Senators to draw the
20-cents-a-mile transportation
money to and from Washington
which they get for regular and
special sessions.
Evening star., 1954-08-16
Hostess Herds 81
OF Flaming Plane
~ tha AssoeiciaAPr Prss.

BLACKBUSHE AIRPORT,
England, Aug. 16.-A calm irish
hostess held the door Of her
burning airliner open here yes
terday after a crash landing and
all 81 Britons abroad filed out
to safety. A few minutes later
all but the tail section Of the
plane burned.
Beryl Rothwell was the her
oine hostess Of the chartered Vi
king belonging to Airwork. Ltd.
One Of the planes engines failed
shortly after it took OF for Nice.
France. then q wing and an en-
gine snapped OF as the aircraft
belly-landed short Of the run
way and caught FIRE.
Nine Of the passengers were
taken to q hospital at nearby
Oxford for observation.
Miss Rothwell discounted her
own role in the crash. paying
tribute instead to the passengers.
They behaved as coolly as
though an air crash were an
everyday incident" she said.
Evening star., 1954-08-16

noting career people makes q
mockery Of merit principles,
and contradicts the principles
and policy that the Republican
Party stated in its platform Of
1852. It Injuries the morale and
standing of the public service
and the confidence Of the public
in IL.
Competent young people win
not enter careers in the public
service, and loyal. experienced
people win not remain in it when
their fate in it Is dependent on
this type Of politics. Continuing
the alleged practice can bring q
new wave of ineficiency and ul-
timately can corrupt and destroy
the career service"
FRINGE BENEFITS - The
Senate conferees on the fringe
benefits bill are Senators Carl
son Of Kansas and Duff Of Penn
sylvania. Republicans: and john
ston. Democrat. of South Caro-
lima. The House conferees were
named last week. A meeting of
the House Senate conferees will
be held today or tomorrow. Ap-
proval Of the legislation is cer-
tain.
GEMS U S OF EMPLOYEES
ASKED-Chairman Rees of the
House Civil Service Committee
today asked Federal departments
and agencies to conduct periodic
censuses to determine where
employees are and what they are
doing.
In letter to Civil Servie Com
mission Chairman Philip Young,
the Kansas Republican said that
with Q million Federal workers
lit lis virtually impossible for
top management to know where
their employees are or what they
are doing" Also, each agency
should conduct new and intensi-
fed training programs for their
supervisors to impress on them
the Importance Of properly meet
ing their supervisory RESPONSE
>bilities along these lines. Mr..
Rees said.
The Kansan cited examples
which he said q recent survey
disclosed. Among them were
cases where employees were per-
mitted to take extensive leave
without charge to them to look
for other jobs; and a case where
a high ranking official in the
Bureau Of Reclamation in 1948
was permitted to take an extern
sive field trip to Reno so that
Evening star., 1954-08-16

q new note signed by Charles
Willis, jr., assistant to Presiden-
tial Assistant Sherman Adams
that only non-civil service jobs
have to be cleared.
However, many agency heads
as well as employees continued
to be uncertain Of the White
Houses attitude. since the con-
flicting directives had not been
issued by President Eisenhower
but by a White House aide.
The Presidents statement will
be made in q letter Of reply to
Nicholas Kelley. president of the
non-partisan National civil
Service League.
Mr.. Kelley. who is vice presi-
dent of the Chrysler Corp, sent
a letter recently to the White
House and all department and
agency heads protesting the
practice in some bureaus Of
requiring political clearance in
appointments and promotions to
civil service jobs.
Since the league Is primarily
q business-supported organiza-
ton headed by Republicans and
Eisenhower administration sup
porterS. the letter is reported to
have made q strong impression
on the President.
Called Abuse Of Trust"
In his letter, Mr.. Kelley de-
clared:
1--WE believe that requiring
partisan political clearance be-
fore promoting civil service en-
ployes is an impediment to a
good civil service and that we
are under a duty to oppose it, as
an abuse Of a public trust. That
the practice is not new and we
know that previous administra-
tions have, yielded to it does not
justify continuing II"
The letter continued: ''Requir-
ing political Endorsement for pro-