ZajednicÌŒar = Fraternalist. [volume] (Allegheny, Pa.) 1894-current, 1954-09-15
Junior Order Director Feels Proud
OF Might OF Growing Juvenile Branch
To The Supreme Board Of Directors
Croatian Fraternal Union
Sister and Brother Members:
Sister and Brother Members:

Sister and Brother Members:
report encompasses the beginning of the second
half of stewardship and, happily, marks
general continuation of growth AS matter of fact the
setting of records has become routine monthly occu
in the department. am happy to point out that this
branch of the organization stands 18th in listing of some
$50 juvenile units This sufficient proof that Junior
Order by itself is verabe colossus the fraernal World
A membership summary for the period under consider
alton reveals that with 35O8 members books at the
end of June registered net gain of 188 This may not
impressive by itself but if compare it with the
records for the first half of last year when the net gain was
only 81 the accomplishment is much convincing We
keep mind the fact that the first half always
finds the heaviest concentration of Examinations.
From January 1 to June 80 the membership fuctu
aons occurred in the following 451 suspensions
POI apsatons Deaths 80 cash surrenders and always
the largest drain the Observation-Disclosures to adult
487 total of LIZA had to be replaced before we
begin to consider gains Here too gain some
comfort in the knowledge that this years tabulatons show
improvement because the losses smaller than the
previous years by full 60 members.
On the other side of the ledger had marked i'm
provement in enrolment well showing 1872 new mem
plus SO renstaements for total of 1862 for that net
of 18S 1t is interesting to note here that in again
comparing last year. when the recruiting brought in 1924
Examinations toaed 1884 thus canceng out anoh
leaving only the revvals 57 for the net increase
the very beginning of my tenure in office have
paid particular attention to the departments permanent
type protection. Though the Term certificate is and will
the backbone of business feel that the surest
deterrent against apsaton of kind the OF
Endowment 20 Pay certificate is most gratifying
therefore to this portion of transactions growing
steadily. The department has 1858 permanent type
certificates which increase of 24S for the six month
period feel that the adoption and issuance of the CSC
certificates has been important factor in the expansion
of the department in the past six months.
Even though there has been the handicap of newness
therefore initial lack of familiarity with the certificates
that is quickly being The increased volume of
sales is testament to the inherent appeal of these
fpe1t he fort
rghtfuy be given to this attraction of the certificates and
exceptional zeal of field workers. In this year of
pronounced economic recession it superhuman task
keep the business the books To have done that
and added greater number of members than
done last year is accomplishment of singular signf
We salute of volunteer recruiters They
the pride of Union and of constant wonder
ment to the whole fraternal system.
Our Actuary has been directed to base the Term
certificate the CSC table of mortality. AS is
readed shall be submitted the states and provinces
for approval confident that by the time this body is
again session the entire Junior business will have been
put the CSC basis
You will recall that in September of 1858 when ap-
proved the change to ESQ., agreed that graded death
benefits would be waived all the then existing
type Junior certificates Our Legal Counselor and Acuary
formulated Resolution which to be set up Rider
for the existing contracts which subject to grading
The wording of the rider resolution is such that it
qures the approval of the various insurance departments
that these too have been sent to these supervisory bodies
and have already approved them. note Of
interest am happy to inform you that there has not been
single death in that category yet
No report at this time would be complete without
reference to- and at least general outline of appro
pirate commemorative event to mark next the 10th
Anniversary of the Junior Order have devoted consider
able thought to the subject and have ideas which how
do not preclude the ideas and opinions of others
shall be only too glad to listen to and all suggestions
for bigger better and more fitting celebration.
First of all think that there should be Junior Con-
venon. That Convention could be held at the Chidrens
Home and could last three four days. 1t could approp
aey begin the 4th of July when the Home visited by
thousands of members from every of the CF
domain the of the traditional independence
Day Picnic.
The delegates would their right to the Conven-
ton and all expenses by writing certain amount of
business equivalent in points The details for this will
be worked out by the Executive Board and Campaign Com
mtee. In conjunction with the proposed Convention
could make the August issue of the Junior Magazine de-
voted especially to that affair and such other allied
ects literary history and art contest using the annver
sary the theme motif
Respectfully submitted
Michael Grasha, Director, Junior Order