davidaulloa/AmericanStories huggingface dataset:
Evening star., 1954-12-24
Photo.

Chase, Md.-Organ recital with
candlelight service at II pm.
DR.. Clifford H. Richmond on
What Christ Wants for Christ
mas"
universalist National Memo
rial, Sixteenth and s streets NV,
Organ recital with candlelight
service at II pm. DR., Seth r.
Brooks on christmas IN Three
lenses.
IL PM.
Chevy Chase Baptist, 5671
Western avenue N.W.-Music
program under the direction Of
Thomas N. Leef.
Bethel Baptist, 1924 Old
Bladensburg road. Silver Spring,
Md.-Candlelight service. The
Rev. Alfred C. Schaeffer on
White Is Black, Black Is
White"
The Church Of the Ascension
and st. Agnes. Twelfth street
and Massachusetts, avenue NV.
Carol service.
All Souls Memorial, 1890 Ca
thedral avenue N.W.-Candle-
light service and festal holy COM
munion. eAe sa ST
Grace Episcopal, Silver Spring,
Md.--Holy communion. Sermon
by the, Rev. III, W. Lamb, jr.
st. Georges Episcopal. Second
and U streets N.W.H Holy COM
munion.
st. Luke's Episcopal, 1914 Fif-
teenth street N.W.-Holy COM
munion.
St. Margaret's Episcopal, Con-
necticut avenue and Bancroft
place N.W.-Holy communion.
st. Thomas Episcopal, Eight
zenith and Church streets NV.
Holy communion.
st. Timothy's Episcopal, 1901
Alabama avenue Sc. ~ Holy
communion.
st. Matthew's Episcopal, Hy-
attsville, Md.-Holy communion
Christ Episcopal Of George
town, Thirty-flrst and o streets
N.W.-The Rev. John r. An
schultz on THE Gift Of God"
Luther Place Memorial, Thom-
as Circle, Fourteenth and N
streets N.W.-Dr. Walter. B.
Freed on ITO You From God"
Lutheran Of Congress Heights,
first Christmas service in the
Park Theater, 1863 Savannah
street Sc.
st. Peters Evangelical Lu-
theran. Michigan avenue and
Webster street N.E.-The Rev.
Donald r. Brake on The Night
Of Nights"
First Trinity Lutheran. Fourth
and e streets N.W.--The Rev.
II. B. Roepe will preach.
Pilgrim Lutheran. Westgate,
Md.-The Rev.. Emo X. Lohr-
man will speak at q holy COM
munion service.
Calvary Lutheran. Silver
Spring. Md.-The Rev. Walter
H. Moeller viii speak.
Mount Olivet Methodist. 1910
North Glebe road. Arlington. Va.
--Candlelight services.
Grace Reformed. Fifteenth
and o streets N.W.--The Rev.
Robert w. Olewiler on vigil Of
Evening star., 1954-12-24

Victory"
Green Valley Presbyterian,
5000 Dixon street S.E.-Candle-
light services. The Hillcrest
Baptist Church and the Our
Savior Evangelical Lutheran
Church will join the service.
Sixth Presbyterian, Sixteenth
and Kennedy streets NV. -
Candlelight services.
Georgetown Presbyterian, 3115
p street N.W.--Dr. Russell C..
Stroup win speak on Holy
Night"
1880 PM.
Holy Comforter Catholic, 1857
East Capitol street.-The Rev.
Joseph e. Gedra on with
Glory Lit the Midnight Air"
Solemn mass at midnight.
st, Marks Episcopal, 3O1 A
street S.E.--Holy communion.
Trinity Episcopal, Piney
Branch road and Dahlia street
NV.
Rock Spring Congregational
Little Falls and Rock Spring
road, North Arlington, Va
Christmas message by the Rev.
Paul r. Hunter.
Calvary Presbyterian, North
Kings highway and School street,
Alexandria. Va. - Candlelight
service.
Evangelical Lutheran Of Our
Redeemer, Rhode Island avenue
and North Capitol street NE
First service in the new site.
Guest preacher. the Rev. r. II.
Gerberding, at 1870 am. Mid
night candlelight services.
Emmanuel Lutheran, Alexan-
dria, Vas-The Rev. wilmer %.
Mensing will preach.
Christ Lutheran, Sixteenth
and Gallatin streets N.W--A
midnight holy communion serv-
ice.
Evening star., 1954-12-24
cIcnton WiIIiums Numed

HOUSTON, Dec. "a R-Dr.
clanton w. Williams. nationally
known historian and academic
administrator. has been named
academic vice president OF the
University Of Houston. the Hou-
ston Chronicle said yesterday.
He win come here from the
University Of Alabama ct Tusca-
lcosa, with which he has beeB
associated for Is years.
Evening star., 1954-12-24
Cathedral II AM. Celebration
Viii Be I TeIecdst Nationally

and family service ut 1890 am.
st. Patrick's Episcopal. Fox
hall road and Greenwich park
way N.W.-C Communion at 8 and
II am.
st. Paul's Episcopal, Rock
Greek parish -- Communion At
1890 am.
st. Marks Episcopal. s0l a
street Sc. Communion ct 10,
am.
st. Thomas Episcopal. Eight-
zenith and Church streets NV.
Communion, at 8 and II am.
st. Timothy's Episcopal, S0ol
Alabama avenue S,E.--Commun-
ion at 1880 am.
Trinity Episcopal, Upper MARI
boro. Nd Communion at 10
am.
Trinity Episcopal. Pincy
Branch road and Dahlia street
N.W.-Communion at 10 am. .
Advent Episcopal. Annandale.
Communion at 10 am.
Christ Lutheran. Old George
town and Glenhrook roads, Be-
thesda = The Rev. Otto G.
Schuetze will preach on "Glory
for Men From the Highest" at
IL am.
Bethany Lutheran. Groveton.
Va.-The Rev. John Graudin
win preach at $50 am.
Trinity Lutheran, Mount
Rainier. Md.--The Rev. William
H. Kohn win preach on Born
to Die" at 10 am. ~ ,s;
Mount olivet Lutheran. 1906
Vermont avenue NV. -- The
Rev. William Schiebel will
preach on The Wonder at the
Stable Scene" ct 1880 am.
Ascension Lutheran, Land.
over Hills. Md.--The Rev. Henry
c. Schroeder will preach on
God Comes to Men"
Falls Church Lutheran.
Falls Church Lutheran, Lees
burg pike and lakewood drive
The Rev. Gerald E. Kuhn will
preach at 10 am.
Greenbelt Lutheran-The Rev.
Edward Birner will preach at
10 am.
Calvary Lutheran, 9545
Georgia avenue, Silver Spring
The Rev. Walter H. Moeller will
preach at 10 am.
Our Savior Lutheran, Ninth
and South Taylor streets, Arling-
ton--The Rev. Paul M. Kavasch
will preach at 1880 am.
Bethlehem Lutheran, 1910 r
streets S.E.--The Rev. Edgar c.
Rakow will preach at IL am.
Christ Lutheran, Sixteenth and
Gallatin streets N.W.--Vicar
David Luecke viii preach ct
IL am.
st. Andrew Lutheran, Glen
mont, Md.--The Rev. Paul Foei-
Der will preacn at IL am.
First Trinity Lutheran, Fourth
and E streets N.W.--The Rev.
H. B. Roepe will preach at IL
am, A. German language serv-
ice at $50 am.
Pilgrim Lutheran. Westgate,
Md.-The Senior High Youth will
give the York Nativity Play"
at IL am.
Emmanuel Lutheran, Russell
and Belleaire f0ads, !, Alexandria- j
The Rev. wilmer D. Mensing win
preach at IL ain.
Evening star., 1954-12-24

The birth OF Christ VIII b,
hailed today by thousands d
worshipers at Christmas evs
services in numerous Washing
ton area churches.
Candlelight services viii bl
held In many churches to heralt
the joyous observance Of the Sa-
lviour's birth.
Some auditoriurns win be espe-
cially decorated for the worship,
with flowers and green's provid-
ing . colorful touch to the SUR
roundings.
Special services for children
win be held In several churches
with carol singing featuring the
worship.
Cathedral Vigil Service.
Musical programs win precede
the formal worship at most
churches, with carol singing and
organ recitais being featured.
At Washington Cathedral, the
Christmas eve vigil Of Christ
mas" candlelight service win be-
gin at II pm. with an organ re-
cital by Richard DirkSen. The
ceremony Of the holy commu-
MON viii start at 1880 pm, with
the Very Rev. Francis B. Sayre,
jr., cathedral dean, as celebrant,
the Right Rev. Angus Dun,
Bishop Of Washington, will
speak.
This service viii be televised
nationally by the CBS network,
on Channel 9 In washington.
The Rev. G. Gardner Monks, q
canon Of the Cathedral. will mar
rate the telecast.
O'Boyle to Offer Mass.
More than 1900 persons are
expected to attend q midnight
mass at st. Matthew's Cathedral.
l725 Rhode Island avenue NV.
The Most Rev. Patrick A.
OBoyle, Archbishop Of WASH
ington, will be the celebrant and
the Right Rev. .Msgr. John K.
Cartwright, rector Of the cathe-
dral, will speak.
The mass will be preceded by
the church's all-men choir sing
ing carols and anthems Begin
ming at 1880 o'clock.
All other Catholic churches Of
the Washington Archdiocese will
hold similar services tonight.
Christmas Day is q holy day
Of obligation for Catholics and
extra masses have been sched-
uled for them In every Catholic
church Of the archdiocese. .
A solemn midnight mass will
be said at the Fort Myer Chapel
with Army Chief of Chaplains
Patrick J. Ryan as celebrant.
st. Johns Broadcast.
Christmas music from st.
Johns Episcopal Church, Lafay-
cite Square, will be broadcast
from 10 o'clock tonight to mid
night over Station WGMS. DR..
G. Leslie Glenn, rector, will
speak at 11:15 pm.
A Christmas mass will be
broadcast over Station WWDC
from Immaculate Conception
Catholic Church, Eighth and N
streets NV, with a music pro-
gram starting at 1880 pm, and
the mass at IA midnight.
Numerous Washington area
G0AAlIMTTN TAlanRn
Evening star., 1954-12-24

Christmas Eve Obseryonces
Will Feature IeIight Rites

churches win also have special
Christmas Day services.
The schedule Of services today
follows:
4 PM.
Children's services win be held
ut st. Margaret's Episcoal. Con-
necticut avenue and Bancroft
place NV.
A:3o PHI.
Children's services at st. Al
bans Episcopal, Massachusetts
and Wisconsin avenues NV: 6t.
David's Episcopal. Maconh and
Klingle road NV. and st. Pat
rick's. Foxhall road and Green
wich parkway NV.
N 5P.M.
Children's service at st,
Marks. 3Ol A street Sc.
Family service in University
Baptist Chapel. Horticulture
Building. University Of Mary
land.
1850 PM.
Christ Lutheran, Old George
town and Glenbrook roads,
Bethesda, Md.--Family worship
at 7:30 PM: annual Nativity
Vigil" at II pm.
Resurrection Lutheran, Ar
lington. Va.-Candleiight serv-
ices at 7.30 and l0:45 pm. Or.
J. Luther Mauney on "The
Christmas Invitation" !"
7:45 PM.
Pilgrim Lutheran. Westgate.
Md.-The Rev. Emo x. Lohr-
mann win preach.
Green Valley Presbyterian.
5000 Dixon street S.E.-The Rev.
Vernon x. Hoover win speak ct
q candlelight service.
Faith Lutheran, Arlington bcU-
levard and Jackson street, Ar
lington, va.-The Rev. Carl q.
Mengering on "Tl1is Is Our
Christ" at 8 and II pm. candle
light services.
Hamline Methodist. Sixteenth
and Allison streets N.W.-The
Rev. J. Artley Leatherman will
be narrator Of 'The Song Of
Christmas" q Fred Waring ar
rangements music story featur-
ing the service.
Arlington Methodist. Glebe
road and South Eighth street.
Arlington "A festival choral
communion service.
$3.50 Pm.
Ascension Lutheran. Landover
FILLS, Md.-The Rev. Henry G..
Schroeder on "The Testimony Of
the Manger."
9P.M.
All Saints Episcopal. Chevy
Chase Circle Holy communion
services at 0 and II pm.
Christ Lutheran, Sixteenth
and Gallatin streets. N.W.-The
Rev. william Bruening on "The
Heart Of Christmas"
Mount Olivet Lutheran. 1906
Vermont avenue N,W.-The Rev.
William Schiebel on "The Sig
nificance 6f' the Stable Scene"
a 10 Pm.
our Savior Lutheran, Arling-
ton, va.-The Rev. Paul M. Ka-
vasch will speak.
Holy Communion Episcopal.
3642 Nichols avenue S.E.-Fara-
lily service at 10 pm. and holy
communion at II pm.
1878 PM.
st. Paul's Episcopal, Rock
Creek Church road and Webster
street N.W.Carols and medita-
i.
Evening star., 1954-12-24

Christmas morning services
viii be held in many washington
area churches tomorrow.
The II am. celebration at
washington Cathedral win be
telecast nationally over the NBC
network and carried on Channel
{ In washington. The Fight Rev.
Angus Dun. Episcopal bishop Of
Washington win celebrate COM
munion. and Dean Francis B.
Sayre. jr.. win preach.
The Cathedral service also viii
feature the choir of men and
boys. directed BY Paul Galloway,
In Christmas anthems by Bach,
Hoist. Widor and 4. Frederick
II. Candlyn. The tenor soloist
viii be Armand HAIRLESS.
Because some churches will
hold more than one service to-
morrow morning. the following
list is not arranged chronologi-
cally:
Navy Chapel, 1901 Nebraska
avenue NV Catholic. mass ct
Q am. and Protestant COM
munion service at 10:45 am.
Walter Reed Chapel.
Walter Reed Hospital Chapel.
6825 Sixteenth street NV
Episcopal communion service at
9 am. and Catholic mass at 6
am, 8 am, and pm. Protes-
tant service at II am. at Forest
Glen, Md.
Holy Comforter Catholic -
Mass at 2, 8 8. 1890 and 1880
am. and 1880 pm.
Greenbelt Community Church
Baptism and communion serv-
Ice. 1890 am.
Washington Cathedral Com
munion service at 8 am. and
9:30 am. in Bethlehem Chapel.
Bishop Dun win celebrate COM
munion and Dean Sayre will
preach at IL am.
st. Johns Episcopal, Lafayette
Square Services at g., $3.50 and
IL am. and IL noon.
Christ Episcopal, $40 @ street
Sc. Morning prayer at $50
am. and communion at l0:l5
am.
Christ Episcopal, Thirty first
and o streets N.W.-C Communion
at 8 am. The rector will preach
on "The Gift of God" at II am.
All Souls Episcopal, $500 Ca
thedral avenue N.W.-Commun-
ion at 8 and IL am.
All Saints Episcopal.
All Saints Episcopal. Chevy
Chase Circle-The Rev. F. H.
Arterton will preach at IL am.
Ascension and st. Agnes Epis-
copal, Twelfth street and Massa-
chusetts avenue NV. -- Low
mass at 1880 am. and solemn
high mass at IL am.
Epiphany Episcopal, 1917 O
street N.W.-The Rev. Warren
Mace will preach at l0:30 am.
Grace Episcopal, Silver Spring
Communion and sermon at
1880 am.
Holy Comforter Episcopal. 701
Oglethorpe street NV. The
Rev. Andrus Smith will preach
at 1890 am. Anst$ks4 n
Holy Communion ;Eplscopai,
3642 Nichols avenue S.E.--Com-
at 10 am. tfssagag.y5 Il
Redeener e PTS q al. Glen
Echo. Md.-Communion at IL
am.
st. Adams Episcopal, Massa-
chusetts and Wisconsin avenues
N,W.--Communion at 8 and
IL am.
st. Columba's Episcopal, For
ty-second and Albemarle streets
N.W.-Communion at 10:30 am.
st. David's Episcopal, Macomb
street and Klingle road NV
Communion at $50 and ii am.
st. Georges Episcopal, Second
and U streets N.W.-Communion
at 8 and 10 am.
st. Luke's Episcopal, 1914
Fifteenth street N.W.-Solemn
high mass at $3.50 am.
st. Margaret's Episcopal, Con-
necticut avenue and Bancroft
place N.W.-Communion at $50
and IL am.
st. Matthews, HyattsvilIe.
st. Matthew's Episcopal. n.y.
attsville- Communion at 8 am.
Evening star., 1954-12-24

COMMUNITY CHURCH
Milford chronicle., 1954-08-27

Seventy-nine Connecticut high
schools have courses in driving.
Milford chronicle., 1954-08-27

these dinners and has received 100
per cent cooperation of both men and
women Changers.
Midland Grange sponsored the
organization of the first Juvenile
Grange in Sussex and furnishes the
meeting place Tor the Juvenile
Grange in addition to advisors and
the purchasing of regalia for the
junior Grange. The local Grangers
sponsored a public supper in the
local Grange Hall for the purpose
OF raising money to purchase new
regalia for the Sussex Pomona
Grange which comprises all Oranges
in Sussex County.
The Grange also served the Inn
cheon for the annual Home Demon
stratiOn Achievement Day held in
Georgetown and attended by 200
women.
Other activities include the main
Jenance OF a sick-rOom supply
cabinet which contains appliances
loaned for use to sick persons in
the community free of cost They
contributed the contents of four
boxes of gifts and useful articles
to Delaware Colony, last Christmas:
made contributions to the Polio.
Red Cross and Cancer drives; spon-
sored the Heart Campaign in the
local area, placing heart containers
in business places within the COM
munity and rural area nearby. as
well as many other sections in
Sussex.
Members also provided a con-
siderable number of stuffed toys,
made by themselves for children
in nearby hospitals.
Several of the members served as
volunteers for the Chest X-Ray pro-
gram in Georgetown and a team of
solicitors from the local Grange
served on the drive for funds for
the Georgetown Volunteer Fire Co.
to be used for purchase of new
equipment
Midland Grange sponsored several
special programs, among others,
a Safety on the Highway pro-
gram, with Delaware State Police
as speakers; a special Thanksgiv-
ing Day program. and held a ''Boos-
ter Night" with 100 per cent at
tendance to hear u. S. Senator John
J. Williams speak on FLEXIBLE
Price Supports"
The younger members of the
Grange hold square dances in
Grange Hall twice monthly with
the aid Of older members. Members
of the Grange representing Mid
land carried off four prizes in the
Street Square Dance program held
in connection with the Delmarva
Chicken Festival. The Grange also
received a $25 prize for the Grange
float entered in the Festival Parade,
and, two of the younger members
of the Grange placed as near the
top winners in the Junior Cooking
Contest at the Festival.
Another honor added to the
laurels of the local Grange is that
of placing first in the Reading Con-
test sponsored by the Soil Conser-
vatiOn Service In addition to all.
other activities the organization
finds time to remember sick and in
flowers all during the year.
Milford chronicle., 1954-08-27

The Georgetown Schools will open
for the fall term on September 8,
with an increased enrolment over
those of last school term. AS of
today the enrolment stands at
1,071 and school officials pointed
out that it is probable there will
be additional students to enroll
on the opening date, sending the
total to a larger figure.
The breakdown of the enrolment
figures shows 3S3 pupils to date
for grades z through IL and in the
elementary school Sos In the last
school term the total enrolment
was 939, of which 347 were in the
high school and 347 in the elemen-
tary grades 1 through 6. In the
Richard Allen (cOloTed) school,
grades 1 through 6, there are 80
pupils enrolled as compared to
last years figure of 54.
The elementary section of the
Georgetown High chOol has 122
pupils starting in the first grade,
necessitating four first grades.
There are also four second grades
with an enrolment of 1O8. In the
third grades there are three rooms
with an enrolment of 108 and it
was pointed out that under the unit
system, should there be an addi-
tiOnal five pupils for the third grade
it will mean an increase to four
third grades instead of the present
three. There are fourth grade
rooms with a total of 85 pupils;
3 fifth grade rOms with a total en-
rollment of 100 and 3 sixth grades
grades with a total of 85 pupils.
All told there is an increase of 139
pupils for this term, in the George
town schools which includes the
figures for the Richard Allen School
The William c. Jason COmpre-
hensive High School for cOlored
students according to the school
officials expects to begin the fall
term with between 500 and $50
pupils. The figure is based upon
those eligible to attend the high
school, where the students come
from all parts of Sussex County.
Last year the school had an enroll
ment of 500 at the end of the school
term.
Milford chronicle., 1954-08-27
FISHERS DISTRICT
By Mrs. Nora Rust

Sunday School at TOdd's Sunday
morning at 10 o'clock.
Sunday morning, September 5.
the service at the Brethren Church
at Pennington will be in song at
II a. m. Theme, Peace" The ser
mon will be entirely musical by
/ the choruses, quartets, duets and
solos with special music. A cordial
/ Invitation from the pastor, Rev.
Mcdaniel, is extended to everyone
to attend. Services start at II a.
M, promptly,
Recent visitors at the home Of
Mr., and Mrs. Jack Rust we're Miss
Anna Galloway and brother Tharp
Of Harrington, Mr.. and Mrs. George
Dunphey and son and sister Jean
OF BayOnne, N. j., Mrs. Pauline
Groves of New Haven, Conn, Mrs.
Norman Butler of Andrewsville. Mr..
and Mrs. Gus Lundell, Mr.. and Mrs.
Paul Faulk of Greenwood and the
Misses Elizabeth and Katie Kinder
and brother Harold of Bridgeville.
Mr.. and Mrs. Paul Faulk have
returned home after spending a two
weeks vacation with their daugh-
ter and tson-in-law, Mr.. and Mrs.
Edward Cash and sons of Sault st.
Marie, Michigan.
Mr.. and Mrs. George Dunphey
and son and sister Jean of Ba-
yonne, N. j., spent a few days the
past week with their parents, Mr..
and Mrs. Gus Lundell.
Mr.. and Mrs. Russell Milligan
and son of SeafOrd spent Wednes-
day evening with their son and
family, Mr.. and Mrs. Donald Milli-
gan and son Larry.
Mrs. Charles Dearman was
among those to pick ripe straw
berries from her garden the past
week.
Mr.. and Mrs. Donald Milligan at
tended the DUPONT picnic for the
employees and Donald was the
lucky winner of the large electric
fan. You lucky guy.
Harvey Rhodes and J. w. Rust
were visitors of Mr.. and Mrs. GUY
Post and sons of Laurel on Sun
day. L.
Mr.. and Mrs. Charles Dearman
and Mr. and Mrs. Jack Rust spent
Wednesday evening with Mr.. and
Mrs. James Rust and brother
Clarence of Pennington.
We are glad to report little Guy
Post, Jr., much improved after be-
ing sick the past week.
Mr.. and Mrs. Jesse Sharp and
son spent Saturday with Mr.. and
Mrs. Lowell Taylor and family and
Mr.. and Mrs. M. A. Robinson.
Mr. and Mrs. Lowell Taylor and
family entertained their brother
and family, Mr.. and Mrs. Franklin
Afford and son from Paris, Tenn.
the past week.
Mr.. and Mrs. Amos Miller of Me-
dia, Pa, were recent guests of their
sister and husband, Mr.. and Mrs.
M. A. Robinson.
Milford chronicle., 1954-08-27
Philadelphia Federal Reserve Bank
Reports on ''Tbe Branch and
Merger Increment in the Third.
Federal Reserve District"

Banks in Pennsylvania, New
Jersey and Delaware have been ex-
ceptionally active in mergers and
the establishment Of new branches.
This fact is brought out in the
latest issue Of the Business Review
Of the Federal Reserve Bank Of
Philadelphia. The Bank has begun
a case study Of the branch and mer-
ger movement in the Third Federal
Reserve District, and intends to
publish the results in subsequent
Issues OF the Review. These will
deal with the nature OF current ac-
tlvity particularly the characteris-
tics Of the banks involved: the
how Of the branch and merger
movement including some legal as
poets and the terms Of mergers: the
WIZ" Of mergers and branches;
and some general conclusions.
The current issue Of the Business
Review is devoted to the back
ground against which the branch
and merger movement has been
taking place. It indicates that from
the beginning of 1947 to the middle
Of this year there were 66 mergers
between banks in the Third Federal
reserve District. OF these. 64 re-
suited ~ the conversion Of banks
70 branches. In addition, there were
llb new branches established.
Banks IN the Third District were a
little slower getting started than
banks elsewhere. but in the past
couple years they have been catch
ing up fast. particularly in merger
activity. Furthermore, taking the
period as a whole. banks in this
district have been relatively more
active than banks in the rest Of the
Milford chronicle., 1954-08-27


country, in the sense that they ac-
counted for 90 per cent Of all
mergers and 7.3 per cent of all
new branches while having only
5.6 per cent Of the banks.
The article points out further
that in contrast with some states
where banking facilities have been
increased by the establishment Of
new banks, in the Third District
an exceptionally high proportion Of
new banking facilities has been
branches. OF the two methods by
which a bank can obtain branches
establishing new Offices or merging
with other banks and converting
them to branches-an abOve-average
proportion Of branches has been
through mergers rather than the
establishment Of new Offices.
In a brief historical sketch of
changes in the banking structure
during this century, the article des-
cribes the rapid growth in the num-
l1er of banks during the first two
decades, the painful retrenchment
during the tWenties and early thir-
ties, and the relative stability that
has prevailed for the past two
decades. It is in this latter en-
virOnment that the branch and
merger movement is taking place.
AS the article points out, the bank
ing industry has matuTed. Drastic,
sudden changes are unlikely.
Bankers now have a strong sense
of public responsibility, and the
authorities are mind
full of past mistakes. Whatever it
may be like, the current branch
and merger movement is different
from anything that has happened
in banking before.