davidaulloa/AmericanStories huggingface dataset:
The journal. (Caldwell, Ohio) 1934-1961, 1952-01-10

In claim frequency, that is, the
number of claims per given
number of insured automobiles.
'The average paid claim cost
for bodily injury increased SIS
percent from 1941 through 1850.
For property damage, the aver
age claim cost increased 125 per-
cent during the same decade.
There was a substantial further
rise in average claim costs in
1851, and preliminary figures in
dicate that current costs are run
ming almost 70 percent higher
than in 1941 for bodily injury
and approximately $50 percent
higher than in 1941 for property
damage.
"The large increase in hospit-
al fees over the past 10 years and
the marked rise in the size of
jury verdicts rendered in liabili-
ty suits during the same period
have naturally contributed to-
ward raising the average cost of
claims for bodily injuries. Hos
pital rates for room, board and
nursing service in some instances
have risen as much as 174 per-
cent; and the average verdict for
the plaintiff in liability suits in
New York State, for example,
has almost doubled, the increase
being 81 percent. Jury awards
in other areas also have follow
ed the same upward trend.
"The jump in the average cost
of property damage claims is due
to a number of factors, and the
chief of these is initiation. The
cost of automobiles and the cost
of repairing them have scared
upward. The average wholesale
value of new passenger cars ir
1850 was 125 percent above the
prewar figure. Automobile re-
pair costs parts and labor -
The journal. (Caldwell, Ohio) 1934-1961, 1952-01-10
Probate Court
News

Application for transfer of real
estate filed, in the estate of Ben
ton Mckee, deceased. Certificate
issued Affidavit in lieu of
schedule of claims filed.
Summons returned and filed
in the land sale of Martha j.
Dudley. Bessie M Geary, ad-
ministratrix, VS. Florence l. st.
Clair, ct. al.
First and final account of L.
N. Mckee, executor, filed in the
estate of Benton Mckee, deceas-
ed. For hearing Jan. 81, 1852, at
1000 a. m.
Bond approved and filed, in
the estate of Peter Robish, de-
ceased. Letters of administration
issued to Mary Ann Turr.
Statement in lieu of account
of Robert King, executor filed
in the estate of Rinaldo King,
deceased. For hearing Jan. 81,
1852, at 1000 a. m.
Application for transfer of
real estate filed, in the estate of
w. H. Rich, deceased. Certificate
issued.
Journal entry filed, in the
estate of Brady R. Miller, deceas-
ed. Application for transfer of
real estate filed and certificate
issued. Schedule of claims filed.
For hearing Jan. 81, 1852, at 1000
a. m.
Petition to sell personal pro-
perty filed, in the estate of Gar
field B. Watson, deceased. Order
of private sale issued.
First partial account of Elijah
A. Danford, guardian, filed, in
the estate of James Weymer
Danford. For hearing Jan. 81, at
1000 a. m.
Entry-dispensing with new
appraisement and bond and or
dering private sale filed, in the
Hestate of Flossie Mckee, ad-
ministratrix of A. w. Holster,
VS.. Harry Holster, ct. al. Order
of private sale issued.
Summons returned and filed,
in the land sale of Bessie M.
Geary, administrators of Martha
J. Dudley VS.. Florence I. H. st.
Clair, ct. al. Precipe filed and
alias summons issued.
Additional bond is approved
and filed, in the estate of Ange-
line LanZrick.
Summons returned and filed,
in the land sale of Bessie Geary,
administrative of Martha A.
Dudley VS.. Florence l. st. Clair,
ct. al.
Order of private sale returned
and filed, in the land sale OF
Flossie Mckee, administrative OF
A. w. Holster VS.. Harry Holster
ct. al. Entry confirming sale
filed.
Dispensing with a new ap-
praisement and ordering bond
filed, in the land sale of Harry
Daley, administrator of Charles
Daley VS.. Hazel Daley, ct. al
| Application for appointment o1
The journal. (Caldwell, Ohio) 1934-1961, 1952-01-10

| guardian ad litem filed and ans
wer of guardian ad litem filed,
Additional bond approved and
filed. Entry-appraising bond and
ordering private sale filed. Or
der of private sale issued. Order
of sale returned and filed. Entry
confirming sale filed.
Affidavit in lieu of schedule OF
claims filed, in the estate OF
Charles Daley, deceased.
Estate not subject to tax filed,
in the estate of Charles Daley,
deceased.
Application to pay minors
estate without appointing a
guardian filed, in the estate of
Wanda A. Daley and Ila M.
Daley. Entry filed.
Inventory and appraisement
filed, in the estate of Charles
Neptune, deceased.
Entry-confirming completion
of land sale filed, in the land
sale of John S. Clark, executor
of John w. Clark VS.. Ira Clark,
ct. al.
Summons returned and filed,
in the land sale of Bessie Geary,
administrative of Martha J.
Dudley VS.. Florence l. st. Clair.
Application for letters of ad-
ministration filed, in the estate
of Paul Ritterbeck, deceased.
Waiver of administration filed.
Bond approved and filed and let
ters of administration issued to
Albert Ritterbeck.
Application for letters of ad-
ministration filed, in the estate
of Herman B. Christopher, de-
ceased. Bond approved and filed.
Letters of administration issued
to John Christopher.
The journal. (Caldwell, Ohio) 1934-1961, 1952-01-10

jumped 134 percent from 1910 to
1850. These figures, furthermore,
do not take into consideration
the further increases in car prices
and repair costs which have TAX
en- place since the Korean war.
THE modern design of cars
has also been a factor in higher
claim costs for property damage.
Before the war a broken fender
was just that-a broken fender,
and it could be replaced for $40,
but fender on today's car in
cludes a headlight or taillight
and in many cases a substantial
part of the body, too, and re-
placement costs 800 Not all car
repair costs have taken such a
large percentage increase. A
front end replacement which
cost 500 in 1910 has gone up
100 percent to $500. Certainly the
elaborate grillwork, curved
Windshields and other innova-
tions on the latest car models
have also made repairs and re-
placements more costly"
The reason for the large un-
derwriting losses sustained by
the companies over recent years
on automobile liability insurance
is found in the upward trend of
loss ratios, according to Mr.. Les
lie.
For 81 stock companies, the
automobile liability loss exper-
ience has grown steadily worse
since the third quarter of $780,
he stated. Data for the IL
months ended September 80
1851, the latest period for which
data are available, show that the
experience, on comcparable
rate basis, has been II percent
worse for bodily injury and "a
percent worse for property dam
| age"
The journal. (Caldwell, Ohio) 1934-1961, 1952-01-10
Coshocton Man Asks
For Second Term

Emmett r. Guthrie of Coshoc-
ton, today announced that he
will seek a second term as State
Senator from this district on the
Democratic ticket.
In addition to serving two
terms in the Ohio House of
Representatives and as men,
Der of the Ohio Senate in 1949-
so, he was a school administrat-
or for many years; safety-serv-
ice director for the city of Co.
shocton and has worked exten-
sively for the Ohio state tax
and civil service departments.
AS senator from this dis
trict two years ago he was
chairman of the educational
committee and member of the
important rules committee. He
also served on the committees
on agriculture, military affairs
and conservation.
He was author of the state
aid bill on brucellosis in cattle
and undulent fever; unemploy-
ment compensation and many
measures relative to schools
and conservation.
If it's advertised in The Journal
Say so when you are buying.
The journal. (Caldwell, Ohio) 1934-1961, 1952-01-10


mobile liability claims by the
capital stock companies.
1T is certainty that the cap
ital stock companies in the ag-
gregate will experience an un-
derwriting loss on automobile
liability insurance again in 1851
as in 1885," Mr.. Leslie stated.
ALSO it is a possibility that the
underwriting loss on bodily in
jury and property damage may
set a new high record. The most
adverse previous year was 1946
when a countrywide underwrit-
ing loss of almost $79,000,000 was
sustained on both coverages by
the capital stock companies en-
tered in New York State"
The record number of bodily
injury and property damage
claims reported to insurance
companies during 1851 was gen.
orally attributed by Mr.. Leslie
to the increase in the number of
motor vehicles insured and the
increase in motor vehicle acci-
dents. There were more cars on
the road, more of them were in
sured and more were involved
in accidents than ever before, he
said. At the close of 1851 the
total registrations of motor We
hicles numbered about So, 500, 900,
a record number, he pointed
out, and the total motor vehicle
mileage for 1851 undoubtedly
was we'll over the estimated 465
billion miles driven in 1850.
Motor vehicle accident figures
for the full year 1851 are not yet
available, but official statistics
for 90 states and the District of
Columbia for the first six months
of 1851 and for the same period
of 1850 showed motor vehicle
deaths up 4 percent, injuries up
10 percent and accidents up II
percent, according to Mr.. Leslie,
"The all-time high in the total
amount of money that will be
paid out by the insurance COM
panies on bodily injury and
property damage claims report
ed to them during 1851 is attrib-
utable to three major factors.
First, insurance companies
received more claims because
more cars involved in the in.
creased number of accidents
were insured.
Second, the cost of settling
claims for both bodily injury anc
property damage has been stead
lily rising.
Third, the adverse situation
e resulting from steadily increas
f ing claim costs has been furthe,
aggravated by a marked upturl
The journal. (Caldwell, Ohio) 1934-1961, 1952-01-10
Real Estate
Transfers

w. H. Rich, deceased, to Mary
G. Rich, ct. al, Seneca township,
250.49 acres, certificate for
transfer.
State Highway Route 81, (plat)
Plat Book l.
State Highway Route 81, (plat)
Plat Book /.
State Highway Route 81, (plat)
Plat Book l.
Brady r. Miller, deceased, to
Kathy Ann and Brady Ray Mil
Ter, village of Caldwell, certifi-
cate for transfer.
Ftossie Mckee administrative
of A. w. Holster) to Josephine
McKenna, 26.25 acres, Olive
township, administrators deed.
Calvin C. Unger to Charles W.
and Anna G. Snodgrass, Jeffer-
son township, IL acres.
Pearl and Loretta Blake, ct
al, to Elizabeth Dilley, Olive
township, Caldwell lot 80, 74.50
acres.
Sheriff Clayton Mckee to
Harry B. Corbett, Buffalo town
ship, 1925 acres. Sheriff's deed.
Charles CroSsan to Robert and
Enid Fisher, Olive township,
1897 acres.
Annie Clark, affidavit, miscel-
laneous record.
John S. and Ellen Tucker to
Edward w. and Marie MaZgay,
Noble township, Maple Heights,
lot 5-Bl. D, lot Obi. D.
Ernest Lorey to Clara Dennis,
Olive township, 13.45 acres.
The journal. (Caldwell, Ohio) 1934-1961, 1952-01-10

: least push back the date When
this millionth victlm-WllI make
"SlDi5IoeIi i. Don't drive so fsz szaEt
your stopping distance eesds
your seeing distance, or that you
risk losing control of your car.
2. Use your rear-view mirror
and signal your intentions, be-
fore moving out of the lane in
which you are driving.
3. Pass only on the left side
of other vehicles when overtak-
ing them.
4. Give the pedestrian the
right-of-way.
5. Make it a point to turn your
head and look before backing up.
6. Don't follow the driver
ahead too closely. You should
allow a distance of at least one
car-length between you for every
ten miles per hour of speed.
7. Drive on the right side of
the road.
8. Slow down and look both
ways at traffic lights even
green ones.
8. Be careful that no train is
coming when crossing railroad
tracks.
10. Keep your car in the best
operating condition at all times.
Take it to your dealer for peri
odic inspections.
The journal. (Caldwell, Ohio) 1934-1961, 1952-01-10
7 iREMEMBER''
BY THE OLD p7iNras

From william Il. Beach, Montgom.
cry, Mich: remember when my
father ran a sawmin in Ohio and
man named Seth Moore drew logs
to the mill in the winter with a
pair of Holstein oxen named Tom
and Jerry. used to hitch my sled
behind his and ride.
Der that in 1873 my mother had
me eating sulphur mixed with
sorghum molaSSes to purify my
blood and wearing around my neck
a string of asafoetida to ward off
evil spirits. Then the itch was
thought of as plague, and if one
got it, he would keep scratching
seven years. Believe me, I never
had it.
From r. r. Meredith, Fairmont,
W.. Va: remember when high
wheeled bicycles WED with other
forms Of transportation in parades
and celebrations.
From C. e. Pleas, Chipley, Fla: In
those days Of long ago. we drew
water from the well in an oaken
bucket and drank from gourds.
Some used wellsweeps, long pole
swung between the forks of an up
right pole with bucket swinging
from the long pole that reached to
the water. II the well was too deep
for the sweep, then the water was
reached by rope and windlass. II
one let the crank get away from
him when a full bucket was near
ing the top. it was just too bad,
and one got badly hurt when the
crank flew back and hit him, may.
be in the face or the top of the
head.
From Mrs. Elizabeth West, Lynn,
vile, Ind: remember the ole
fireplace with stick and clay chin
ney and bread baked in skillet with
an iron lid.
The journal. (Caldwell, Ohio) 1934-1961, 1952-01-10
ARRIVES IN GERMANY

Dick Tilton, son of Mr.. and
Mrs. James Tilton, Belford street,
has arrived in Germany, accord
ing to word received by his par
ents. Tilton, who enlisted in the
u. S. air force one year ago, left
the U. S. one week before Christ
mas. 1t is expected that his wife
will join him in about six weeks.
The journal. (Caldwell, Ohio) 1934-1961, 1952-01-10
Ten-P Point Program Lists Way On
How TO Cut Down Highway Deaths

Every for careful ana saIe
right during the one-milonth at !a.a
prediction based the present rate OF gh"S
deaths in the United States.
majority accidents the result OF an error
committed by of the drivers involved Ihese errors
usually the product of careessness and ignorance w
if followed by moorS Will at
The journal. (Caldwell, Ohio) 1934-1961, 1952-01-10
ATTEND MEETING

Charles L. Dyer, of Caldwell
and Edwin L. Crum, of the Berne
community, attended the income
tax school held at Steubenville
last week. 1t is sponsored by the
Internal Revenue department.
The journal. (Caldwell, Ohio) 1934-1961, 1952-01-10

A weekly newspaper, The
Dayton Repertory, was establish
ed in Dayton, September %,
1903.
The journal. (Caldwell, Ohio) 1934-1961, 1952-01-10
Automobile Liability Claims Set
An All Time High Record In 1851

Preliminary reports indicate that the number automobile
liability claims for bodily injury and property damage received
stock insurance companies during 1851 time
William Leslie general the National
of Casualty Underwriters, announced today
The reports indicate, Mr. Leslie sad payment
will 1851 the peak
The journal. (Caldwell, Ohio) 1934-1961, 1952-01-10

Laying hens will produce more
when egg prices are higher if
the house is lighted.
The journal. (Caldwell, Ohio) 1934-1961, 1952-01-10

tMail your memories TO THE
OLD TIMERS. Box $40, Frankfort,
KY
The journal. (Caldwell, Ohio) 1934-1961, 1952-01-10

In 1866, jefferson Furnace in
Jackson county paid its stock
holders 20O% on their invest
mentS.
The journal. (Caldwell, Ohio) 1934-1961, 1952-01-10

If it's advertised i'm The Journal
Say so when you are buying.
The journal. (Caldwell, Ohio) 1934-1961, 1952-01-10

From Mrs. Elizabeth West, Lynn
vile, Ind: remember the old
fireplace with stick and clay Chin
ney and bread baked in skillet with
an iron lid.
The Durant news. (Durant, Miss.) 1882-1985, 1952-02-28

san, 5 per cent ceresan or Dow
9-B on fuzzy or mechanically de-
Tinted seed will give good re-
suits.
Caution - Poor seed treatment
is no better than no treatment.
Follow directions of the manu-
facturer on the box of the ma
terial you buy.
Pastures
While February is not the best
month for growing grasses and
clovers and feed it is a good
month to plan for pastures and
feed for he rest Of the year and
next winter.
Feed necessary No pasture
will be complete without good
feed program. Pastures furnish
plenty of grazing from 9 to 10
months. Harvest feed will be
necessary for remaining 2 or
months.
Plan Now For Hay - Plan now
for hay so there will be enough
land in the right kind of hay
The Durant news. (Durant, Miss.) 1882-1985, 1952-02-28

when there may be a fire haz-
ard.
However, different fabrics burn
very differently. Wool smould-
ers but rarely flames, tends to
curl up and choke out fire. A
brushed wool sweater that acci-
IDENTIFY comes against a hot stove,
for example, may have the nap
badly singed but probably will
not burn down through the foun-
dation. In contrast, rayon or
cotton blazes when it burns, will
continue burning if not put out,
and is even more of a fire ha-
card with a fluffy nap. This is
why so much research has been
done on flame-proof and fire
retardant treatments for these
fabrics. Acetate fabrics also
blaze, but then the burned edges
pucker as they melt to a hard,
brittle mass. Nylon melts rather
than flames, but, in melting,
forms very hot CLASSY beads that
can burn skin in contact with
them.
Because so many fabrics today
are mixtures of different fibers,
finished in different ways, the
consumer cannot know which are
safe against flame unless this in
formation is given on the manu-
facturer's label. But anyone can
use the common-sense precau-
tons of keeping fuzz away from
high heat and not wearing clo-
thes with long loose sleeves,
scarfs, ties or trimmings that may
be dangerous around stoves,
hearthfires or bonfires.
The Durant news. (Durant, Miss.) 1882-1985, 1952-02-28
HOW TO AVOID COLDS, NAGGIG
ACHES AND PAINS THIS WINTER
New Formula Quickly Builds Resistonte
Against Ills Striking In Cold Weothef

You can say goodbye" tc
colds, nagging aches and pains
and other distress this winter,
when you are fortified with
plenty Of iron, B-1, BIZ, Be-, and
Niacin. Recommended by many
doctors, these ingredients are
contained in New HI-VITA To-
mic, the medically proven for
mula everyone in Durant is
,alking about.
A well-known Mississippi min
lister has related his happy ex-
perience with New HI-VITA
Tonic. He said that aches and
pains in his arms and shoulders
and a cramping in the lower part
of his back made him feel so bad
that his work among his congre-
cation came to be a heavy bur-
The Durant news. (Durant, Miss.) 1882-1985, 1952-02-28

Bridge Fund.
It is hereby ordered that the follow
ing accounts be allowed due ana pay
able out Of the Bridge Fund as ioi-
lows:
Faulkner Concrete Pipe Co. e. y:
same 77.40: Caldwell Culvert Co. S05.l4;
Henderson Baird Hdwe. Co. o.oO. +
q N. Products 2535 SO: G. D. Ihornton
s5sT; Lee Caldwell 1850: s q "A:
Guy Bradley $500; Bill Edwards 800;
Wesley Edwards 90 100; Byrd Ablss
$500; G. d. Thornton e52.02: Ben NJ ~.
Hebrew 4ooo: W. w: Winstead 1e.SS *:
James Adams 600: James Cook o;Vo;
2s.7o, Samuel Hearn 900; II. L. Jen.
v. B. Matthias i4.s5; Matthias Lbr: GO.
24a.77: L, o. Spell q Sons llz.2O;
same 1870 81 sans ,ss sd $50 %; Hq Hocust
l6ll.06; Ernest Cook 500.
The County Superintendent has this
day filed his report and the same 70
approved.
The Clerk of this Board Is directed
to issue warrants in payment OF Al
bonds and coupons presented Tor pay
The following accounts are hereby
allowed payable out Of the General
County Fund as follows: L. c. 6oat-
, wright, MBS No. 1. $4,000; =. =.
Rogers, MBS No. 800 90: g. u.
Thomas, MBS No. 8. 10000: G: g.
Campbell. MRS No. .. 800 90; e =;
KERN. MBS No. 5. 500 co.; Parham
H. williams. Clerk, 5000: Il. =.
Byrd, Sheriff $40 90
IT is HEREBY ORDERED THAT TaE
BOARD DO NOW ADJOURN UNIM
W NJ S. ROGERS, President
The Durant news. (Durant, Miss.) 1882-1985, 1952-02-28

den. He said that he would fire.
quently have to get up in the
night and take walks about his
yard to be able to endure his
terrible suffering. He said he
tried about everything under
the sun" before he finally found
the relief he had long sought in
HI-VITA, which gave him relief
and new strength. Today this
kind minister enjoys life again.
He works and sleeps in peace.
His system is strengthened and
soothed. He is grateful to HI
VITA for what it did for him.
Don't 60 on suffering. Start
building your body up with vigor.
strength and energy by taking
New HI-VITA now-today! Sold
by HOWELL & xiEGGIE.
The Durant news. (Durant, Miss.) 1882-1985, 1952-02-28
'A4fa1sz.,.
. CoUNTrAcENT
~ EARN. NEWS
~Ala.Azxs1s1
ArAA 1SsI7S
By w. r. Sullivan. County Agent
Cotton Seed

Cotton Seed
Has your cotton seed been
treated for planting this spring?
Have you had a termination test
run on the seed you have saved?
II not il would be well for you
TO first have termination test
made on your seed and then if
you find you have a good seed
chat will terminate 20 per cent
or better have them treated be-
fore planting. Ordinarily you
would think due to fine harvest
ing season we had last fall that
our cotton seed would be of good
quality but recent terminating
Test have shown that our seed are
running very low in termination.
At this time the dry weather dur
ing the maturing season of our
cotton made the cotton open pre-
mature, thereby having very
weak seed. The type seed that
you plant may mean the differ
ence between a good crop and a
poor one.
Seed treating helps to prevent
seed decay or rot, improves en-
ergencies and gives better sands,
permits early planting, saves
scarce expensive seed, helps to
control damping off of sore shin,
saves labor and expenses of re-
planting, increases the yields and
makes healthy, fast growing
young plants. Chemical dust for
treating seed cost 3 to 4 cents per
bushel. Delinting mechanically
and treating cost from six to
seven dollars per ton - about
l0c per bushel.
Profits from treated seed -
In a four year test seed cotton
production was increased 240
pounds per acre through the use
of proper seed treatment alone.
What TO use - A good chemi-
cal dust such as 2 per cent cere-
The Durant news. (Durant, Miss.) 1882-1985, 1952-02-28
By JOYCE WILLIAMS
Home Demonstration Agent

Your home agent has included
information on making wills in
two recent columns. This is a
third on this important, but often
overlooked or put-off subject. The
first column summarized why it
us so important to make a will.
The second described the three
kinds of wills and explained some
of the legal terms used in wills.
Limitation To Wills
Certain things cannot be willed
away. One of these is insurance
made payable to a beneficiary.
Unless the policy involved has
been made payable to a mans es-
tate he has no power to will it
away. For example, suppose a
man had taken out life insur-
ance policy with a certain COM
pany and named his wife, Susan,
as his beneficiary. But he wills
the proceeds of the policy to his
son, James. His wife, Susan, gets
the check from the insurance
company, regardless of what was