Montana labor news., 1946-07-04
Here's More On The
Benefits of Social
Security Law
" STEWART THOMAS. Helena

Security Law
BY STEWART THOMAS. Helena
@. How can old-age and survivors in
surance assist elderly workers during
this reconversion period?
A. BY providing monthly benefits
to insured workers 65 years and over
who are no longer working in employ
ment covered by the Social Security
act.
@. How does this program work?
A. If you are 65 years of age or old
err. insured under old-age and survivors
insurance. and are not now working,
you may be eligible to receive from
the government a monthly check. This
will be based on the wages you have
earned in covered employment since
1887. Your wife may receive an add.
tional check each month equal to one
half Of the amount OF your monthly
benefit, when she reaches 65.
Here Are Some Possibilities
If you believe you may soon be out
Of work, you will be interested to
know of these possibilities:
Even though you do not plan to re-
tire permanently at this time, you may
draw your old-age and survivors In
surance retirement benefits until you
do go back to work. Drawing benefits
does not in any way prevent you from
returning to work.
II you do go back to work on a job
covered by social security, your bene-
fits land your wife's benefits) will not
be payable for any month in which
you carr more than $14.99.
If you earn more than this amount
in any month, you simply inform the
Social Security Board. Your payment
will be resumed when you notify the
Social Security Board that you have
stopped work again.
Before you can collect monthly ben
efits, you must first file a claim for
them at your local Social Security
Board field office.
Visit the Social Security Board field
office when you reach age 65 even
though you do not intend to quit work
ing.
+ i +
Here are some Of the recommen-
dations the Social Security board
made to congress in its recent 10th
annual report. They are directed to-
ward an extension and improvement
Of our present Social Security sys-
tenn, and should, therefore. be Of
vital concern to yOu.)
OId-Age and Survivors Insurance -
This program needs to be extended
to cover farm. domestic. and public
workers. employees of non-profit or
CARNATIONS and se~lf-employed persons.
including farmers. The board has also
asked that servicemen receive credit
ance for time spent in the armed
forces, and that ONE become eli
gible for benefits at so, instead Of 65.
Especially important is the boards
amounts. especially for low-paid work
erS.
Disability and Health assurances -
The board has recommended payment
Of cash benefits to a worker and his
family when he is sick or disabled. If
the wage arner should become per
manently disabled, he would receive
benefits similar to retirement bene.
fits. In addition, insurance to cover
doctor and hospital bills is recon
mended.
Unemployment Insurance - Given
the present federal-state system, pro
vision should be made in all state
unemployment insurance laws for wild
er coverage. maximum benefits of $25
for 26 weeks. disqualification penal
ties limited to four weeks suspension
Of benefits, and a more liberal def
milton Of good cause" for voluntary
leaving and suitable work" The best
solution. the board feels. would be &c
federalize the administration of I'm
employment compensation in order tC
make it a part of a national insurance
system.
A National Insurance System-Sum
mary-This overall social insurance
program would be designed to cover
all of the major risks to economic Sc
curity. Likewise, it would cover al
workers and their dependents to whom
such risks apply. Insofar as this in
surance system failed to abolish need
the board would revise the presen
public assistance program to enabl1
needy people to receive financial ait
irrespective of the reason for the nee,
or the place Of residence.
Your local Social Security board fiel'
office has a limited number of print
ed summaries. which give in more de
tail the recommendations of the Socia
! Security board in its 10th annual re
port to congress. Your local Socia
Security board field office is locate,
at: 402 Silver Bow Block Bldo., 1862
W. Granite street, Butte, Montana.
In a legal sense Acts of God" ar,
cyclones. hailstorms. strokes of light
ming and storms at sea.