davidaulloa/AmericanStories huggingface dataset:
Detroit evening times., 1945-11-18
Mortgages Hi
-Four Billions

Exceeding totals for I h Q
same period last year by some
l6 per cent. the nation : non
farm mortgage financing for
first nine months Of l910
reached nearly S4,0O0.O00, 900
The Federal Home Loan Bank
Administration reported Sat
urday
Tho figures are based on
napeFts 81 HeHfaFff4f- FHeFt-
cages Of $4,000 or less re-
corded in all parts OF the
country
Indications are that for all
of 1915 the mortgage lending
total will pass the pOst-de-
preston peak for any year s
lending activity established
IN 1871. the report said.
Recordings last September
amounted 10 Si64, l57 600.
representing a seasonal de-
cline of ; per cent from
August but lis per cent
above The totals for Septem-
Der. 1914.
Detroit evening times., 1945-11-18

After refurbishing, the house
was sold.
The obiectiveS Of the real
tors we're 10 show how eco
nomically homes structurally
good. but obSoleScent or even
uninhabitable. may be mod
ernized and given a new life
OF from % 10 80 years; and
the financial profit 10 the
owner in doing so.
Collateral advantages In
living comfort and neighbor-
hood improvement also are
indicated.
For its project the man
agement division used the
most rundown property II
could find which had the
structural SoundneSs 10 war
rant the improvements, anc
brought II up 70 date.
For example. the house
was condemned by the city
because II had no toilet IA
cilities. and il was therefore
necessary 10 dig trenches and
make the pipe connections
from the house 10 the main
sewer line tn the alley.
Detroit evening times., 1945-11-18
MARKET VALUE

Since the mOderniZation
and refurbishment at A cost
Of s. 500. il is estimated 70
be worth in market value to-
day AZ least 81 1000.
Land values doubtless
would show appreciation as
similar Improvements spread
throughout a neighbOrhood
or section, the realtors hold.
Among repairs which were
necessary on the property
were:
Replacement Of some of the
siding. rebuilding of small
front and rear porcheS, re-
moval Of gingerbread on ex'
terror. purifying Of all sash
plastering, painting appiyinl
, Wallpaper in interior anc
painting whole exterior.
Razing of outside toilet anc
repair and painting Of stor'
age shed re-Sceding yard, re-
/ building fence, installing bath
room fixtures. building cup
| boards. and installing cabl-
net sink in kitchen, wiring
Detroit evening times., 1945-11-18

gage CO. and iiS anili7teS.
His educational background
WAS with Western II { h
School. University of Detroit
and the Detroit Institute OF
Technology
lie Is p ncrrnor of the So
cieiy Of Residential AppralS-
crS and 4 former member oi
the United Northwest Realty
Alep.vfaftCu
Detroit evening times., 1945-11-18
ELIGIBLE PROPERTY

"Such a property -
eligible for mortgage insur-
ance II IL meets our mini
mum property requirements
and has market acceptance.
1T should he part Of an
established neighborhood Of
similar properties or part
Of a neighborhood TO be
established with proper
safeguards.
1T IL not our purpose To
add impetus Ia the decen-
traliZation of urban areas,
hut rather 10 recognize a
very definite need and de-
sire on the part Of n seq
ment of the market Ia live
TN the country.
This has been going on
for wears and the results
can he observed in the out
living areas OF any of our
cities
Detroit evening times., 1945-11-18
445 Permits
Hit S2,O72,379

Four hundred and forty
five building permits were is
sued as of the week ending
November 10, 1945, at an
estimated cost of 81 072.37
Building Commissioner Wollf
reported Saturday.
Single and two family
dwellings. inclu d c d in the
above. mbered d 14l at
S1,061 $50.
Also included, were six
ma ior projects at S408, 500.
For the like period in 1914
there were 149 permits AT
S53l.075. including one dwell
ing al $4,000.
Detroit evening times., 1945-11-18
Space Saver

4 lavatory placed on the
outer wall Of a shower stall
saves space As well as cost in
tho original installation since
tho water pipcs can SerNe
both the shower and lava
tory. suggests Practical
Builder. Chicago.
Detroit evening times., 1945-11-18

Sary 10 wire if completely for
electricity.
Most houses suitable for
modernization and rcfurbish-
ment do not require these
basic changes, the managers
believe. and so would not
have this expense TO incur.
Some of the interior changes
such a carpcted floors and
high grade linoleum might
not be necessary either they
point out.
Vacant the past two years
during the wartime housing
StTingenCy, because Of its
condemnation by the city. the
property including the land,
had a market value of 81, 900.
Detroit evening times., 1945-11-18
'Re-Use' Show
To Open Jan. Z

Official opening day for
the Federal Public Housing
Authority's War Housing
Re- Use" demonstration at
Washington. showing possible
refuses of temporary housing
units. has been fixed for
Saturday. Jan. u.
1t will be open to the pub
lie through Feb. 9.
Detroit evening times., 1945-11-18
Construction Put
Al S7.4OO.OOO,OOO

The volume of new con-
struction next year is esti-
mated at 81 ,400,000,0OO an in
crease of so per cent over
total expenditures in 1943,
Charles F.. Young, economist
Of the Westinghouse Electric
Corp, states.
private building Is eX-
pected to reach $4,000, ,00O,-
900, or 20 per cent OF the
total. with public works
and other publicly financed
construction amounting To
about S2,200,OOO,O00," said
Detroit evening times., 1945-11-18
Brokers
Wayne Road Chief
Talk Set for Nov. q

Prescott G. Brown. chair
man of the Wayne County
Road Commission viii ad-
dress members OF the brokers
division Of the Detroit Real
Estate Board in Olde WaWe
Club Wednesday noon r
Bliss Wolfe. division chair
man. said Saturday
-F,l4te- li4tte speaker e'rtt dir>7
cuSS the activities Of the
commission. will be presented
bS Howard J. Ely. program
chairman.
Detroit evening times., 1945-11-18
Farmers Expected
To Lift Standards

The nations farmers are
expected 10 spend near 81
500 100000 for new buildings
and other construction during
the next six years, with the
result that farm living stand
ards will be raised appre-
ciably and farm productive
capacity will be increased,
Chris L. Christensen, vice
president of the CeloteX
Corn. predicts,
Detroit evening times., 1945-11-18
Lieu Of Tax Pay
Called Greater

Payments in lieu Of taxes
for low rent housing pro-
leCts in 1914 were 56 per cent
greater than the full taxes
levied on the sites when they
were acquired by local hous-
ing authorities for Slum clear
ance and project construc-
tinn Commissioner Philip N.
klutznick OF the Federal Pub
lie Housing Authority re-
ported SATURDAY..
Detroit evening times., 1945-11-18

The refurbishing Of the
45-ycar-Old house al 26l7
Vermont has been completed
and J., will be open for public
inspection daily from noon
until s D. m. starting this
Sunday and continuin z
through Sunday, Dec. ?. De
troit Real Estate Board Of
ficerS announced Saturday.
The property management
division Of the board Ken
meth Draper. chairman, spon-
Sored the remOdelIng which
was supervised by Smith
Detroit evening times., 1945-11-18
Attic Insulation

4 nuink and -nAsA-lgaN- IA
cut fuel bills and reduce win
ter heat losses IS 10 apply IN
sula'ng board on the top ot
attic floor IoISts or under The
roof rafterS. II iS suggested.
Detroit evening times., 1945-11-18

Not absolutely necessary.
but done 10 show the advan-
tageS were replacement Of
the roof. installation Of car
pets and linoleum, and We
netian blinds.
The heating system in
stalled uaS- modern auto
matte gas heater floor model
type.
The bathroom has The lat.
eSt postwar model fixtures,
and placed in the kitchen
were gas refrigerator and
range.
Electric lighting fixtures
are modern, and in c lu q e
f1uoreScent.
Tht attic lends itself to
making studio room or
auxiliary bedroom
There is no basement.
II has Two bedrooms.
Detroit evening times., 1945-11-18

{. Cudlllo has
become saSSo-
Ciatcd witt n
his OrganiZa-
ton as office
manager and
broker
CudlUo for
the last 10
Y g rs was
with the ort
" a,rt Mort,
Detroit evening times., 1945-11-18
Recreation Up
For Debate

You and Recreation is
the subject for the second
Master Plan discussion meet
ing in the auditorium Of the
main Public Library Tuesday
at s p. m.
Detroit evening times., 1945-11-18
AIMS OF FLA

In his letter 10 the lend
ing institutions Foley said the
Ella proposes insofar as IS
practicable and in keeping
with the mandates Of the Ma
tional Housing Act. TO broaden
its operations IN order 20 as
siSt private enterprise &c
meet more nearly the totaI
housing needs Of this country
accordingly" he said
eve are sending inStruc-
tionS 10 our field offices tn
include AZ eligible for mort
gage insurance that class Of
properties which. for want
Of better term, we are
deSignating a. country
homes.
we have in mind those
homes in outlying areas,
with small plot Of land.
on which the owner resides
but upon the products Of
which he does not depend
Nor a IiNellhuad-
Detroit evening times., 1945-11-18
JOINT SPONSORSHIP

The series Of four meetings
is being sponsored by the De-
troit Public Library and the
Citizens Housing and Plan
ming Council.
Chairman Of the meeting
on recreation IS Richard Bach
man, director of the Detroit
Council Of Social Agencies
discussion leader is Milton G.
Selander, president OF the City
Plan Commission.
Detroit evening times., 1945-11-18
DISCUSSION PANEL

Members OF the discussion
panel are Edward A. Eich-
Stadt. ef(cctuator. and Rich
ard Fernbach, senior planner,
both of the City Plan Com
mission Or Howard a. Lane,
ConSultani, Crime Prevention
Bureau, Detroit Police De-
Paftncnt, and John j. Con-
Sldlne, genera superintendent,
Detroit Department OF Parks
and Recreation.
Detroit evening times., 1945-11-18
CudiNO Joins
CARING Firm

Fred G CARING. general
real estate. Dearborn an
nounCcd Saturday that Mack
Detroit evening times., 1945-11-18
Country Home
BdckedbyFHA
Foley Announces
Newest Feature

The Federal Housing Nd
ministration has added a new
feature to its program
country homes.
Expanding its facilities still
further, Commissioner Ray
mond NJ. Foley has notified
more than 1900 banks, saw
ings and loan associations,
and other approved lending
institutions that the FILA
stands ready TO insure fnanc-
ing Of low priced homes
located on small plots of land
adjacent 10 the suburban
areas surrounding cities.
Detroit evening times., 1945-11-18
.Hickey0bjects
To Rent Plan

Objecting 10 a proposal oi
OPA 10 allow rent increases
corresponding 10 increased
construction costs since 1888,
in cases of newly constructed
homes, Richard S. Hickey,
vice president Of Bondhold-
erS' Management. Inc, De-
troit, and vice chairman OF
the Industry Advisory Com
mittee on Rents, has ex-
planned 10 the OPA his
reasons.
AGAINST STOP GAPS
AS revealed Saturday they
are;
IL am not agreeable To
amendments which are half
measures or stop gaps, and
particularly a m d ments
based on percentage con-
troll" Hickey informed Ivan
y. Carson, administrators
for rent.
This was in response 10 the
latters telegraphed request
for Hickey's opinion as vice
chairman Of the advisory
committee.
along with the rent
control committee OF the
Detroit Real Estate Board
and the national Industry
advisory committee, 1 have
recommended vigor ously
total exemptions Of all new
buildings from rent con-
troll" Hickey said.
VARY GREATLY
at seems to me 10 he the
only method Of getting our
badly needed housing for
returning veterans started.
MANY maintenance ex-
penses for rental properties
labor and taxes, to mem
ton two-haye increased
since rent control WAS es-
tablished.
These vary greatly, so
that general percentages or
construction cost increase
allowances would not REM
edy the situation sufficient-
Iy to encourage new con-
struction for rental pur-
poses"
Detroit evening times., 1945-11-18
Housing Study
Urged by Hart

Before reaching a decision
on pending public housing
legislation. Congress should
make provision for a thofough
study to determine the prob
able number of families which
will need public assistance in
housing in an active peace
time economy, l.. C. Hart,
president of the Producers
Council. stated Saturday.
"Plans for eNtending
housing ard ObiOusly
should not be based either
on conditions which pre-
vailed during the postwar
depression years or on the
temporary need which may
exist during the remainder
of the reconyersion period"
Hart said.
Detroit evening times., 1945-11-18
Refurbished House Opened
FIXTURES MODERN

entire house for electricity
and installing new heating.
Detroit evening times., 1945-11-18
PROPOSES STUDY

Tf "A case study confirms
this assumption. there Will
he no need to set up a large
and costly program of pub
lie housing assistance so
long a. that condition con
tinues.
Moreover, a competent
study Of the public housing
requirements of low income
families may show that the
major part Of the need will
he centercd In relatively
few communities where IL
can best be met with
local funds administered by
qualified local citizens"
Detroit evening times., 1945-11-18
NECESSARY TO WIRE

The house had only gas
so II was neCeS-
Detroit evening times., 1945-11-18
FUTURE PERIOD

TO the contrary, any
public housing legislation
adopted at this time should
be intended Ia meet the
need existing In the period
starting ~ months or two
SrarS from now.
"inaSmuch a. an econ
omy Of virtually full en-
pf0ymcnt II anticipated at
that time, il seems logical
10 assume that there may
he relatively few families
nable 10 meet their
housing needs without pub
lie assistance during that
period.
Detroit evening times., 1945-11-18
ALREADY SOLD

-fyNrr0D q 90.
The daily monitor leader. [volume] (Mount Clemens, Mich.) 1942-19??, 1945-01-11
Sisterhood Sets
Valentine Event

PLANS are started for pub
lie sert-bridge and bake sale
to be sonsored on st. Valentines
Day, Feb. IA. by members OF
the BIN Sisterhood.
Mrs. Leon Mandell, general
chairman of the event, will be
assisted by a committee includ-
ing Mrs. Harry Farber, baked
goods; Mrs. Alex Schoenfeld,
publicity; Mrs. Ben Edelstein,
refreshments; Rebecca Ginsbere,
decorations, and Mrs. Abe
Chatham, other arrangements.
Scene of the event will be an
nounced later.
The Sisterhood met at the
synagogue Monday evening,
with Mrs. Meyer Davis and Mrs.
Boris Litvin as hostesses.
The daily monitor leader. [volume] (Mount Clemens, Mich.) 1942-19??, 1945-01-11
As Members Attend
Wesleyan Meeting

FORTY-FIVE MEMBERS of
Wesleyan League of the Metho-
dist Church met with Mrs. By
ron Stuck for Red Cross sew
ing and other work under the
direction of Mrs. Sidney Tinker
on Tuesday evening. Mrs. Ed
ward Andres was a guest.
In the absence of the presi-
dent, Mary Rogers, Mrs. Charles
Dietzel presided, with Mrs.
Macy Watkins in charge of de-
votions. Policies of the Womens
Society of Christian Service
were adopted, and the group
voted TO assist in the church
decorating program. They will
also serve another Masonic
Service Center dinner.
Mrs. Herbert Semrau an
nounced plans for the church
birthday dinner on Jan. 25, with
Mrs. Watkins in charge of ticket
sales.
Refreshments, which preced-
ed the meeting, were served by
Mrs. Alton Noe, assisted by Mrs.
Charles Hummrich, Mrs. Mar
celle Holmes, Mrs. Watkins,
Miss Georgia Carey and the hos
tess.
Viola RIDE conducted the song
period which concluded the
meeting.
The daily monitor leader. [volume] (Mount Clemens, Mich.) 1942-19??, 1945-01-11
VFW Auxiliary
Inspection Set

ANNUAL INSPECTION of the
Women's Auxiliary Of Veterans
of Foreign Wars will be held at
the Tuesday evening meeting In
the clubrooms on North Gratiot
avenue, at 8 o'clock, it is an
nounced today.
Mrs. Blanche Fall of Saginaw,
eighth district president, will
conduct the inspection, for which
all members are requested to be
uniform. Chairmen are urged to
have their notebooks up to date.
PAST NOBLE GRAND CLUB
will meet at the home of Mrs.
Floyd Barney, 496 Esplanade
drive, Friday evening at 8
o'clock. Mrs. Carl Glefke will
be assisting hostess.
The daily monitor leader. [volume] (Mount Clemens, Mich.) 1942-19??, 1945-01-11
Dickinson PTA
Hears School Nurse

AN EXCELLENT TALK by
Mrs. Jessie King, school nurse,
highlighted the meeting of Dick
inson Parcnt-Teacher Associa-
ton, held at the school last
night. Mrs. King discussed the
school health program, asking
the cooperation of parents in car
rying out her work.
William T. Kelly, president
of the school board, also adj
dressed the group, outlining the
proposed sinking fund for the
erection of new school buildings.
During the business meeting,
the Dickinson group voted to
join the Macomb County Coun-
Gil of Parent-Teacher Associa-
tons.
Patricia Hennings presented
two piano solos, Londonderry
Air, and Barcarolle from the
Tales of Hoffman,, as musical
interlude. Refreshments were
served from a table laid with
lace and centered with an attrac-
tive winter scene thanked by
candles. Mrs. Ernest Rickert
headed a committee Of second
grade mothers including Mrs,
David Miller and Mrs. Everett
Guild.
LIEUT.. AND MRS. WILLIAM
DOPP, whose wedding was an
event of Saturday, and who will
leave Friday for Hobbs, N. M,
were honor guests at farewell
dinner party given last evening
by Mr.. and Mrs. Donald Baarck,
at their home, $50 Colonial
court. Mrs. Dopp is the former
Evelyn Baarck.
The daily monitor leader. [volume] (Mount Clemens, Mich.) 1942-19??, 1945-01-11
X MA the Golo.s X

PETTY OFFICER &c John
e. johnson is home on l7-day
leave after eight months of sea
duty. He is visiting his mother,
Mrs. Oscar Johnson, l53 Moross
avenue.
WORD has been received that
S/Sgt. Roy Weber is in McClos-
key General Hospital, Temple,
Tex, suffering from a nervous
breakdown. The son of Robert
Weber, 80 Hubbard avenue, Sgt.
Weber has been in service ~
months overseas. His condition
is reported improving.
CATHERINE S T Err L I N G,
pharmacists mate 2/C, USN, has
returned to duty at st. Adams
Hospital, in New York, follow
ing a Today leave with her par
ents, Mr.. and Mrs. John Sterling,
Eastman street.
CORP. FREDERICK j. GEM
MER arrived Monday from
Lakeland, Fla, and will return
to duty on Saturday. Mrs. Gem
mer will accompany him.
PFC. HARRY BREITMEYER,
formerly with a medical unit at
Camp Barkley, Tex, has been
transferred to the infantry, and
is now stationed at Camp Cor
don, Ga. He is the son Of Mr..
and Mrs. John Breitmeyer.
The daily monitor leader. [volume] (Mount Clemens, Mich.) 1942-19??, 1945-01-11

MRS. CARROLL p. BROWN,
394 Cass avenue, has received
word that her husband, Petty
Officer c. p. Brown, torpedoman
$40, USN, is somewhere in the
Southwest Pacific on a destroyer
tender.
CPL. EDWARD p. ROGERS.
USING, son of Mr.. and Mrs.
George Rogers, High street, is
at home until Feb. S, following
Is months in the Southwest
Pacific.
MRS. CLARA BATKINS, So
Ahrens street, has received
word that her son, Pvt. Clifford
A. Batkins, received the Good
Conduct Medal in November,
and has also received his Good
fellow Christmas package, for
which he sends his thanks.
A VISITOR this week with
Mr.. and Mrs. J. E. ST.. Pierre,
los Clinton avenue, was Walter
Taylor, tel, H. M. c. S., a Brit
ish sailor. stationed at st. Hya-
cinthe, Que, who was en- route
to his home in Royal Oak, Brit
ish Columbia for leave. Mr.. and
Mrs. St. Pierre, former resi-
dents of the province of Alberta,
are friends of the Taylor family
there.
Henderson daily dispatch., 1945-05-07
BARCLAY ON BRIDGE
BY Shepard Barclay
THE Authority on Authorities"
:;Safc.' G!ecDl
Pv PAUL POB|NSON
THE Authority on Authorities"

you can't blame him very we'll
for BlachWooding and then going
all the way in his spades.
After the diamond Q was led
to his a, he had some vital Calcu-
lating to do at once His whole
problem was how to avoid a loser
in hearts. If hearts We're divided
3-3 between the defenders, he was
safe against anything except a 40
break in trumps, Taking three
high trumps and then three high
hearts would determine whether
or not he could make his contract
the easiest way. But that neces-
stated an even Hplit Of hearts, a
minority chance.
How could he increase his
about 60 to 40 against" chance?
He found the answer. To the e c
ond trick he scored the spade @.
then the A, and followed with
three high hearts, ending with his
own @. This way, if the suit split.
he was, Of course. Okch. Even if
it vas divided as it was, 40, he
still was all right if the man with
four also had the remaining
trump. He did. so the heart 4 was
then ruffed and the contract COM
pleted with the diamond X and a
run of truMps.
Henderson daily dispatch., 1945-05-07

Mary Bcrcnd was a war bride.
IT., husband was a seaman, whose
-. had been saved when his tanker
axpIod,d. hut who had Immediately
M aut on another boat. 1t was
fyr months since Mary had heard
f,.m him. She was poor and alone
srd hopeless. Gail had attended her
al the Prenatal Clinic, and had
,,Lru an interest in her. She was
like a starved kitten.
Now, as she opened her small
h1ark bag and laid out her instru-
mruts, Gail said, "Wcll do our best
to make it a boy, Mary"
The weary eyes looked at her,
suddenly painfully hostile. What
for?" Mary demanded. 80 he can
bc killed? What's he got to look
forward to? He's better OF not
getting born. Im-Im better off
dead" Her words we're drowned
in a spasm of pain.
Gail examined her carefully; the
blood pressure was a little high.
But that didn't trouble her so much
as Mary Eercnd's reluctance to
fight.
She sat down beside the bed,
n~reparing for a longish wait. She
vas accustomed to the discomforts
and exigcncics of Home Delivery
babies. The year she had informed
at the Thaycr Hospital. she and
Halph Kramer had both got plenty
OF experience. DR.. McCormlck sent
them out on practically every Home
Delivery in the Sums. They had
worked in squalor and filth. But
they had learned obstetrics.
That knowledge and expert ace
were to come in handy as the night
vaned. The child was coming, but
the mother made no effort to help it.
Mary Bcrend lay in the sag@ing
bed, her body convulsed, her hands
Henderson daily dispatch., 1945-05-07

and lipstick, but there was nothing
particularly hard about her. AS a
mater of fact, her eyes were quite
scared and childish.
Gail said quietly, I'm sorry to
tell You the Wasscrman was posi-
tive
The girl looked down at her scar
let nails. "What does that mean"
You'll have to take a series Of
injections. It's no fun, it takes quite
Il long time, but when it's finished,
you should be all right
How much will it COST"
"Nothing,' Gail said. "All you
nave to do is promise to show up
regularly for the treatments. Where
do you livc?'
Johns Street"
as there anybody who can help
you out financially until you are
well enough to Work?'
Well the girl said uncertainty,
Il guess | can manage
Not the way you've managed be-
before Gail said firmly. ":ou so
down to see Mrs. Schapiro at the
Markcy Street Settlement. III can
her meanwhile. You'll have a place
to sleep and your food. But 1t all
stops, If you skip ever one treat
mcnt."
There was no gratitude In the
girls glance. "Okay."
Il wish you'd tell me how you
happened to come here"
We'll, | was fcelin' sick" the girl
said c%andidly. AN Johnny Serma-
limo told me you was trcatin' his
kid, 50 | figured I'd kinda talk to
you-'
I'm glad YOU did. 50 you know
Johnnie Sermalino, do you?"
The girls eyes We're suddenly hos
tile. sure | know him. What's it
to YOU" And left the office.
Gail lett the package of baby
clothes with Mary Bcrend Mary
was sitting up, when Gail came in,
nursing the baby who was making
soft little sounds. She greeted Gail
with a faint smile. Hes hungry
Il bet he is!' Gail SAID, going over
to tan" a look at the baby. Hes
growing, Mary. He certainly looks
more than ten days Old"
1t was wonderful, really, what
the child had done for Mary. lnme~
diately after its birth, she had lost
her Iasaitudc. Her vitality had IN
creased together with her maternal
love. There vas grief for the still
unknown fate of her seaman hus-
band. but she had no time for nloodi.
ness and tears.
Gan went w to the sink. ostcn-
sibly for a drink Of water but ac-
tualIy to take a quick look at tho
small cupboard she had stocked
with staples ten days ago. There
were groceries to be replaced -.
and milk.
60 be continued