Evening star., 1944-08-01

DCbJy u 0St0Ctte
ceived" and spent" The $55 js.re-
corded in the received" column
Each amount that Is spent goes into
the spent" column-so you can
easily see that received minus
spent" should give. ct al times, the
amount remaining In the househeld
fund, Little totals In pencil Is you
60 along viii save the trouble 'of re-
adding the entire column after each
entry. The other columns give q
break down Of the purpose Of the ex-
penditure recorded Ia the spent"
column. For instance, II I buy Is
worth Of groceries, the Is u
written into the spent" column and
also. at the same time, In the coll
umn headed "groceries." For our
purpose, We have columns headed as
follows: groceries" household"
dncludes stamps, shoe polish, news
papers, linen replacements, minor
repair could include utilittes) !,
auto operation" outdoor" (you
wouldn't need this-includes chick
en- feed, garden seed, etc), cloth
ing" personal" and 'other" with
an additional column for q written
explanation Of the other" expendi-
ture). Immediately after recording
the $55 in the received" column, we
charge OF $25 Of it to personal"
and each pockets his own spending
money, which is not accounted for
any further.
Make it = practice to carry all reg
ular and minor expenses through
the journal. If 1t Is necessary to
write q check for the milk bill, for
instance, put the amount Of the
check In the received" column, and
record the expenditure in the gro
ceries" column. In this way, the only
items not covered by the. journal
would be the big items like ins,lr-
ance, taxes, new furniture, rent (or
payments on the house,, which
would probably be paid by check
anyway. Therefore, your check
stubs can make the record complete.
Just put a red check mark on all
stubs covering expenses not carried
through the journal, and there In
the journal and checkbook you have
a record Of every cent spent. At
the end of the pay period you can
add up all columns in your journal.
OF course, the received" minus the
spent" should equal the amount
that still remains In the household
fund, to be carried over to the next
pay period. The expense columns
Cgroceries, personal" etc., added
together, should equal the total Of
the spent column. There, In the
column totals, are the amounts
spent during that period for gro
ceries and all the other items. At
the end Of the year, by going
through check stubs and journal, It
would be an easy matter to make .
profit-and-loss statement summA-
rizing all income and expenditures;
and as you go along, month by
month, you will be surprised at how
little variation there Is In the
amounts spent for groceries, per-
sonal, auto, etc. So, from these flg-
ures, you can get pretty good idea
Of how much you should expect to
save or where the leaks are that
make 1t impossible to save.
As to whether $40 q week would
be sufncient for running the house.
hold-you will note that our family
Of three gets along on about $50
per mouth (atter spending money Is
deductedD, Of which approximately
$40 goes for auto expenses Onclud-
ing parking and repair bills). The
other $50 per month covers all food
and miscellaneous operating ex-
penses, but does not include utilities
(Which In our case are check
book expense) nor clothing, which
may necessitate an extra with
drawal from the bank. In disagree
ment with Mrs. E. b., I maintain
that we eat heartily and health
fully-but certainly very simply.
One-dish dinners, with plenty Of
rabbit food" on the side, are the
usual rule. OF course, not ell hus-
bands are alike, but I think my
husband would rather have q little
margin Of safety between income
and outgO than have steak every
night. Being perpetually broke on
payday is harder on the morale
than plain food.
I'm sorry this Is 30 lengthy and
hope it's not confusing As well.
4 +
CORN BREAD. ,-.
(Thdnks to Mrs. H. r. S.
Washington.
I feel I owe an apology to the lady
who wanted a recipe for Southern
corn bread for not sending mine
sooner, especially since noticed
that most Of those submitted called
for buttermilk.
I, too, craved real" corn bread
and was amazed to find in q city
this size, south of the Mason-Dixon
line, so many places that violated
the cardinal rule for making corn
bread, /. e., that 1t shall contain no
sugar!
My recipe, which evolved myself,
and which results in corn bread
that my Southern friends insist on
0!rriental !! ut Creapn
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