Dickenson County herald. [volume] (Clintwood, Va.) 1939-195?, 1943-07-29
Current Social Security Board Report
Visualizes Coverage Of Added Millions

cred by the old-age and survivors
insurance provisions of the social
security act. Most of these do not
have the protection Of any social in
surance system. Farm workers, do
nestle servants, employees Of non
profit educational, religious and
charitable organizations constitute
the largest groups Of wage and sal
airy workers left out in the cold.
The self-employed, such as farmers
and storekeepers, are also excluded.
More than 5000 persons already
are drawing monthly payments I'M
der old-age and survivors insurance.
Thousands more have earned rights
to benefits and will be able to claim
them whenever they stop regular
work. The benefits go to insured
workers and their families when the
worker is IS or older and is no long
err employed, and to the families of
insured workers who die either be-
fore or after they are IS.
AS the law stands today, the old
age and survivors insurance system
covers wage and salary workers on
business and industrial jobs-that is,
all kinds of jobs in factories, shops,
mines, mills, stores, offices, banks,
hotels, restaurants, laundries, tele-
phone and telegraph Offices, and 9TH
err places Of business or industry
carried on by private firms, corpora
tons, or individuals. This leaves,
however, a good many who are not
covered, merely because of the ma
ture of their employment. For ex-
ample, the $4,000 executive en-
ployed by a corporation comes I'm
der the federal insurance system;
the man working for himself whose
income may fall below 81 900 a year
is not insured, because the present
law excludes the self-employed
When Worker Is Disabled.
Every time the clock ticks off
second, five people in this country
get hurt or get sick, to such an ex-
tent that they are unable to carry
on their ordinary activities for one
day or longer. If the disability is
slight, the worker may not lose
much, but to man dependent upon
his earnings, every dollar counts.
The loss is especially serious if the
injury lays him up for life.
Yet the big majority of workers
disabled off the job have no insur-
ance protection-nothing to make
up, even in part, for the pay they
lose and the extra expense they
have to meet. Congress has directed
the Social Security board to make
recommendation for such changes
in the present regulations as will pro-
vide for insurance payments to ease
the blow of these calamities.
Disability insurance is one of the
missing Orders in the social insur-
ance structure we have been build
ing in this country since 1885. AL
ready in place are two of the main
Observation-Disclosures insurance,
which pays weekly benefits to in
sured workers who lose their jobs
through no fault of their own and
cannot get other jobs within short
time; and old-age and survivors in
surance which pays monthly benefits
to insured workers and their fami-
lies when the worker is old and re-
tires, or to his family when he
dies, whatever his age. The social
security board believes the next
step is insurance against disability,
temporary Or permanent, with pro-
vision to cover also the costs of
hospital care.