davidaulloa/AmericanStories huggingface dataset:
The Chronicle-star combined with the Moss Point advertiser., 1941-12-19

prepared By the Boards Division
Of Research and Statistics. Costs
IN one KEY city are not compared
with those Of another key city be-
.taaunn at differences iu iocat condt-
tiuns and because OF the uifferent
types of construction IN various
parts OF the country.
The house ON which costs are
reported Is a detached six-Toom
house Of $4,000 cubic feet volume
Living room. dining room. kitchen
and lavatary on first floors: three
bedrooms and bath on second floor
exterior Is Wide-board siding with
brick and stucco rs features OF de-
sign Best quality materials and
workmanship are used throughout
The house IS not completed ready
for occupancy. II includes ali fun
damentaI structural elements. an
Acknowledgement garage. an unfin-
lSlled cellar. an unfinished attic. q
fireplace. essential heating. plumb
ing and electric wiring equipment,
and complete Insulation. II does
TOT HGtAN #4A-tAtBef HVI oAkfc&
wall nor ceiling finish Or interior
plastered surface. lighting fixtures
refflkeratoFs. water heaters. ranges
screens. weather stripping. nor
window shades.
Reported costs include. In add.
ton 10 material and labor costs
compensation insurance. an allow
nnce for contractors overhead and
transportation Of materials. plus ter
per cent Of builders profit
Reported costs do not include the
cost OF land nor Of surveying the
land. the cost Of planting the lot
nor OF providing walks and drive.
WAYS; they do not include architect
Zee. costs Of building permit. ftnanc.
ing charges. nor sales costs.
IN figuring costs. current prices
on the same building material lisi
are obtained every three months
from the same dealers and current
wage rates are obtained from tn.
same reputable contractors and op.
eEative builders.
The Chronicle-star combined with the Moss Point advertiser., 1941-12-19
Thawing Frozen
Pipes No Job
For Amateur

The approach Of zero weather
brings to Inc fore the problem 81
what 10 % and what not 10 do In
tns unwelcome event Of water pipes
freezing
Thawine frozen water ptges Is
not = 700 for the handyman. plumb
ing experts waru There l > definite
possibility that considerable damage
may result II tiae householder re-
lies on hM own remedies OF those OF
sonle other unqualified person
FHA technical experts point out
That the Use u biow torches Is
particularly risky. a bioV torch In
the HANDS q q person NOT familiar
with is uxss may result either IN
All explosion due 20 the AccMmala-
ton OF exec i've steam or la a fire
due to overhe.fan q The pipe
Fr0zen pipes can bet be hanled
by experienced ps.fahels or heaftslg
cuntrartorx They are familiar with
TIE problem. and many Of them now
have special electrical or steamlng
equipment which enables them TO
thaw pipes rapidly with complete
safety.
FHA experts advise that pipes
which are 50 located as 10 be sus-
ceptihie to freezing should be either
relocated or Insulated with good
ptpe covering. Funds for such work.
OF for the replacement OF worn
pipes which are often likely TO frcese
and crack. may be obtained from
qualified lending institutions under
the determination Credit Plan OF
the FILA
The Chronicle-star combined with the Moss Point advertiser., 1941-12-19
h High Standards and Modest Means

comply in general with the require
inertia ard standards established b
TIE PHA Trained gnss@ctoTH and
TaIuAsor& make ApprAlsals Of the
property 20 determine eligibility be-
fore = mortgage h accepted for
insurance
Mortgages are lnsuFable On ex-
txtinQ dwellings iuF as much es 70
pr cent Of the appraised value Of
lle property. with . maximum loan
aE $1,000 and tire hozfse may con-
tain from one 70 four family units
The interest rate Is limited e
a per cent plus q per cent fos
mortgage Insurance. both belnt
computed on declining balances
Repayment Dcrt0ds may extend -
long as 20 years
Under uhk pay yourself rent
plan 81 home ownership monthly
mortgage payments remain us
same throughout the life % ths
loan The only possible deviation
FILA officials point out. result from
changes IN local taxes and fire-In.
EaFance premium rates. which ar
proFateu and paid monthly for ht
convenience Of the home owners.
The Chronicle-star combined with the Moss Point advertiser., 1941-12-19
Increased Activity
Reported In Purchase
Existing Properties

II Is not necessary to build a
house for home owners 10 avail
themselves OF the low cost and Many
safeguards offered BY the FHAs
insured-mortgage system Of finane-
ing
With the present cnrtailment OF
certain critical materials because OF
the national defense program. FHA
officials report an increasing per-
eentaee OF applications for mort
gage Insurance represent existing
construction
The sharp increase in rents. par
ucularly In defense areas. where
crowded conditions have created a
serious shortage OF housing. Is said
TO be forcing many renters to be-
come home owners for their eco
nomie protection.
Others VINO have been attempt
ing to purchase their homes under
shoFt-term multiple mortgages at
varying interest rates are nov com
bining the Indebtedness under a
single long -term PHA-lnsured loan
Homes eligible for refinancing are
required TO be IN sound neigfibor-
hoods and Of good construction and
The Chronicle-star combined with the Moss Point advertiser., 1941-12-19

The modern home Of 1871 Is bet
ter built, better designed and PLAN
ned. far more Iivable. and better
equipped a. a result Of the Federal
Housing Administrator influence
on The home-buiidtng industry.
Regardless Of the value of the
home OF the market for which It Is
built. many advances IA construction
practices and designing result from
the FHAs efforts TO improve h0us-
ina standards ana conditions.
This Is true In virtually ali cases
whether the heme Is financed on
the FILA plan or not No better ex-
ample Of this IS available than that
Of the neighborhood Ia which 80 or
80 per cent OF the homes are COW
cred b FHA-insured mortgages
Obviously the other 10 per cent
The Chronicle-star combined with the Moss Point advertiser., 1941-12-19

Mota. lots = and - Thompson
Hoxzr tract Mos Point
state Of Aflsslssipps 70 Jeanette
Conner Underwood lot 2 Lucy Hol-
toman Tract. Escatawpai Sec -
.Tzs R6w
Marnine @ KnieksFbockeF and
Bessie asae KnickerpocksT bafnhaFt
10 James Tanner. ot ~ by 10
feet. SEC n. 7 2 s 4 .
Marusne q Kniekerbocker and
Bessie Mae Knickerbocker Barn
hart 70 Raymond Tanner. acre IN
SCI Of NV and eW4 81 e. Sec
n. T q RsW
Laura James 20 Mrs Eugene
Oaustrr. 8 II Of r fto feet Of 81
Of lot IL. 8 Krebs Tract fronting
50 feet on West side Of Lake or
sUfinR street. P~ascagouia
W Il Ken 70 Mrs Eugene 0autlsF
5 2.g % East 100 feet Of 81 Of lot
II. Kreba Tract Pascagoula.
Jesse Rfiseli 10 Dorothy 0nffn
ana AbhIe Griffin. husband and
wife lot as By 7o5 feet ON West
side Of Highway 90. Sec "a. 7 7 8.
state Of Mississippi to Mrs. DAD
ton L oTy lot /. Iron So ouriie
tract. city Of Moss Point.
~ Walker, J L. walker and Den
MS Booker. trustees Of Beulah Lodge
2i0. knights 81 Pyuhia&. 20 Charles
vanzant log s Of Knight % Pythias
subdivision Of Gurlie tract, Mos
Point
MARY Polk 20 Dennis Booker. lot
u by - by 30 feet OF West end Of
lot s OF Knight Of Pythias Sub
division City Of Moss Point
Mafy + Coxan 70 Mrs Ouida O.
Adams. iot l. Block A of A. p Cas-
sells addition to City Of p~ascagouia.
Henry 2 Matthew 20 h l.
Mathiru. tots ! ard : Of 50 d. Re
survey OF J. z SaFrazin tract Sec
s. 7 s g. Row
RUDY Gautieg CLARK 10 Lester c.
winteftou and Josie w~inierton. lot
5 Of subdivision CT Walter 0auticf
Home Sec , TsE. ROW
MIR Fioy Does 10 ". + Howard.
lot SIS by i2s feet on Telephone road
IN p~aaeaRouia
State OF Mississippi to W S Van
cieave lots II and u. Block I Clay
strip Ocean Springs.
GUY Vance. Harold Hearn and
Raymond Hran. heirs OF the late
George W Vance. deccaAed. 70
Adolph Risiere and julia Riviere.
lot 10 by 2o3 feet on Calhoun ave
nue. City Of Ocean Springs.
" II Suthoff TO Lenwood Rogers
lot 20 BY is0 feet &C BAY and Water
streets City Of Moss Point.
Frank Weider and Rose Weider 10
Wolf Meulier and May NJ Meuiler
lot lSs by los feet on Porter ave-
nue. City Of Ocean Springs.
Gifts OF paScagunla 10 RAY p
Kreoa undivided IA taterent IN loti
~ and IS. 81. &. Liberty addition
Sec ?. n s. Il o W.
Norman + 1apper to Ray p
Rrebs as interest tn property list
ed next above.
The Chronicle-star combined with the Moss Point advertiser., 1941-12-19

must be stracturally sound. equally
as attractive and well planned
Nesghbarhs0ds Which Endure
Tue individual who purchases his
home outright for cash or finances
tt under s0me system other than
FILA IS assured by the peFponder-
anee OF FILA houses IL has neigh
boFhood that he has selected his
home wisely in surroundinS likely
10 endure and 90 resist as far as
possible tine elements tending 10
destroy neiRhbOrhoods for residen-
tial purposes
Tine FHA'S construction stand
ards which ali homes 10 be- eligible
for FHA financing must meet do
much more than establish a grade
Of building which Is SOUND They
elevate the quality Of building and
provide a buluark against the haz-
ard o. loss ii home Investment
improvement In Design
Tie FLA has brought consider
able pressure to bear on improve
meut IN design OF small homes and
urges wherever possible the use OF
professional architectural counsel.
The FILA overlooks no detail In
The construction Of homes ollefrd
as security Tor insured mortgages
Frum the foundations 20 the roof
every detail Is checked aud IN the
cases Of hOlnes to b. built. the con-
struetton work Is inspected on the
JOB a frequent intervals
The Chronicle-star combined with the Moss Point advertiser., 1941-12-19
Modern Design Has
Basic Principles

The srunitectual syk called
modern n something more than .
new o. unusual method q exterior
treatment Federal Housing Ad-
mlnixtraston officials say.
Modern home design. according K
the FHA. Is fundamentally related
10 deTeiopnzenes In plan and struc-
ture Of which the exterior treat
ment Is but the final expression
The development Of modern hozne
design has been similar IN lis trend
10 past architectural styles Nod
eFn design Ia 9 result Of the Adapta-
ton Of modern materials and mod
egn planning principles 70 present
day requirements OF living.
Z FLA officials look upon modern
design OF q movement which b 81
more than uransltory nature. and
they believe its basic elements ars
sound and viii become character
Estic Of y large volume Of our h0us.
ING.
The Chronicle-star combined with the Moss Point advertiser., 1941-12-19

has been observing tao principles
uhirh have beeu basic r. FHA un-
esrwritins procedure Einee rs tn
eepston. the article states These
are.
4 gHA valuations wiii not re-
fleet Increased construction costs
unless such cost are eieariY
stabilized The FILA has a long
term position and must consider
prohabso future cost and value
ltrends. Therefnxe. temporary IN
~creaaea IN costs cannot b. earried
lover into valuations which, IN con-
junction w5th other underwriting
analyses. are made for ue purpose
Of determining scanoutlg &eundneAs
and o. ~patterning insuraoie long
term mortgage ban&
2 The FILA has certain definite
responsibilities and obligations %
nome buyers Il recognizes that
home Ownership undertaken At
prices ~reflectina temporary or uu~
stabilized cost increases frequently
results III disillusionmeut and finan-
eiai loss u the owner a. well as a.
mortgage default The FHA. through
rs mortgage Insurance procedure
cannot be y party to the payment Of
inflated prices hy purchaser
Since june 1890 prices Of building
materials and hence the costs Of
| the home building industry have
been Ia q sharply nuctuatinE stage
the article states. ON the average
the result has been some increase IN
the cost Of home construction. al
though there has - yet been 40
definite evidence OF sterilization OF
costs on either a national or q
! regional scale.
Throughout that period. The FHA
IN a large degree has declined To
recognize increases in construction
costs IN determining It's valuation Of
new home properties submitted TO
II for appraisal In connection with
mortgage insurance applications
In some nine OF ten communities.
the FILA has recognized q few
minor eomponents OF construction
costs as reasonably stabilized at a
higher level and has reflected such
increases In It's cost data In all
other communities. only the cost
levels prevailing prior 20 recent
cost increases are recognized IN ar
irving AT valuations Hence. IN num-
erous cases. the PHAa valuation Of
property has beeu somewhat less
than the current production cost. IN
GLIDING the builders profit
No effort Is being made hy the
FILA 10 freeze valuations at any
specific level. the article points
out. The fact that evidence Of
sterilization has been recognized
IN a few communities demonstrates
the FHAis valuation policy Is fiex-
ible 10 lonR-term adjustments In the
price level. although ~infleNibls u
shott-term fluctuations III prices
still broader economic issues ais,
are involved. the article SAYS. TIP
ward revision OF FLA valuations
merely ON the basis of short tern
unstabtlixeG increases in building
material prices might well eneuutag,
general initiation In housing cost
of music sharper proportions thal
the irregular increase which Ia.
occurred 70 far sand without regars
lfor the presence or absence OF eco.
nomic justification for increase.
prices,
Because OF the broad scope o
its operation In the home -linane
inc field, the FHAs refusal to re
fleet increased costs IN It's vaiua
tons pending definite evidence Of
: Sterilization has undoubtedly exer
cised = restraining influence q
prices during the current period .
The Chronicle-star combined with the Moss Point advertiser., 1941-12-19
Permanent Changes
Check Initiation

Washington. % C4-The Federal
Housing Administrator policy OF
recognizing only permanent changes
IN home building costs has helped
cheek initiation Of home values
under the emergency coalitions of
the past IL months states an
artirle In the fourth quarter issue
OF the Insured Mortgage Portfolio.
official publication Of the FHA.
Sterilization Of home values. the
article SAYS. IN the long run serves
the best interests of all groups In
VOWED ta t1fe home construction I'M
uustry-mortgage lenders. builders
and home purchasers alike.
IN pursuing this policy. the PHA
The Chronicle-star combined with the Moss Point advertiser., 1941-12-19
Cost of Il uildin
Standard Home Given

The COST of building q standard
six-room house in Jackson IN NO
sember as compared with previous
months and wears vas reported By
the Federal Home Loan Bank Re-
view yesterday as follows
Total Cost November 1871, So
s2s; August Is4I. $3.50. May ls4i.
s6.I92. February 1871, $6O65i No
vember 1910. s5g2s. November 1899
So0iss November 1888. t6.064 NO
vember 1887. $500 Total cost per
cuhle-foot. November 1871 s0264:
November 1910. s0247.
the Review is the official organ
Of The Federal Home Loan Bank
Board II publishes quarterly fig
ures on building costs IN key cities.
The Chronicle-star combined with the Moss Point advertiser., 1941-12-19
REAL ESTATE
ACTIVITIES IN
COUNTY GROW

pr4ue.nal activities In real
estate II jackson County during Ire
ras, fex weeks we're oefitered about
urban properties again Most Of ue
tr.nxferx IN them involved real
estate located IN PaacagodA, Mos
puaut and Ocean Springs No un-
usual prices were Transcribed into
the records Of Cnancery Clerk Frea
Taylor and there were no out
standing fluctuations IN the market
for reai estate A a whole the val
ur placed on the properties were
reasonable TnoR transfers record
ed tnrieded the following
Reconstruction Finance Corpora
tson % Prank o Schmidt, lot TO
BY ia1 feet on Jackson aYenus
Ocean Springs
y o Iandrum and Maude s Ian.
drum % Charles n. and Edith A
SAnderaou. lot / So a. RirervseN
subdivision. Sec g. r. s. Q
william ! Rndd and BemRdetsf
Rndd. 14 Ie b. IA feet on ReynotE
Road Sec 10. T 7 S. K ? W
Ellis J DelahousSaye 70 Eifte VIM
cent DelAhoussaYe lots 9 and 9 o.
Subdivision Of lot IS OF s Krebl
tract Sec J. Tss. 6
Eruma Lndinger and Anna 9
0unoeFson 70 Elma NJ. p LlndtngeT
lot I0o oy 2Te feet ON n PascagUuis
street City Of PaScaeoala.
State OF Mississippi % G n Vics
kWt of EEl, See . 7 s r 5 "
Anna @ Mosley 10 Annie Winds
SEA Of bot 8, So ., Kerr tract b.
ing 60 By TO feet ON School street
City Of Hascagoula.
State OF Mississippi TO Virginia A
Smith. East 100 feet, lot !, Tier !
50. ;. uufiie tract. Mos Point.
O. a Tootle to Edna Cochran
lot I'll By @ feet on Johns Bayol
Road. containing 5 acres. Sec. "A
T6R. X -
state OF MiSsissippl to Lucrnna
The Chronicle-star combined with the Moss Point advertiser., 1941-12-19

The most economical house % build
Is square, like this one sponsored BY
the National Homes Foundation. An
other virtue of = square house II that
ali Feoms may be corner rooms. which
facilitates ventilation In this example.
the living room, extending across the
front. has windows Oh three sides
abundant closet space. s~trategfeaiiy
located. is supplemented by attic stor-
age easily reached via q permanent
stair opening out Of the small bed
The Chronicle-star combined with the Moss Point advertiser., 1941-12-19

room. A garage might be added on
the Kitchen side with n bedroom over
It. reached from q door on the stair
landing and a living porch could be
constructed on the other side TO bal
ance the building. For complete in
formation about this house. write Ma
uonal Lumber Manufacturer Assoei-
ation. 1897 Connections Avenue, Wash
iagton. d. C., referring to Design
I-V4-NS.
The Tacoma times. [volume] (Tacoma, Wash.) 1903-1949, 1941-11-13
But Little Loot
Taken by Thieves

Reports u Two burElsrles and
three larcenies we're on fIle al
police headquarters "Wednesday.
Mr.. Georgia NeDermott o. si1
SO. Yakima sve told police some
one entered her nome through an
unlocked door and took = woman's
purse containing 50 in currency.
bank book and personal papers.
A combination radio and phono-
graph was taken from the room
81 Fred Tingen Of 1928 FaWcett
ave. Tuesday afternoon.
a black leather grip containing
a shaving outfit. several pairs Of
socks and bottle OF rubbing
alcohol WAS stolen from the car
Of Robert krsemer Of 303 So. G.
II. The thief pried open = win
dow wide enough To unlock the
door.
a slide rule in n brown leather
case wHs reported stolen BY An
thony McHugh Of 1924 So. Ia
coma ave.
Ralph Allen and George DaHen-
bach, both OF Mechord field. told
officers their overcosts had been
taken from their car Tuesday
night.
The Tacoma times. [volume] (Tacoma, Wash.) 1903-1949, 1941-11-13

tary-b,is.ness manager OF Tacoma
school district and for many years
since as president Of Tacoma Saw
ings a Loan association, Gov.
Ernest Lister Of the World war
period WAS his uncle.
Kingston Lister. after three
years experience I'm the Bank of
California, became member of
the staff OF Tacoma Savings 4
Loan association In 1922 and has
been its treasurer and member of
the board OF directors the last 10
years.
He In past president and life
member of the Young Mems Bush
ness club of Tacoma and of Trinity
Methodist church. He was Gin
cinnatus candidate for the state
legislature on the Republican
ticket In 1884 and for the senate
In 1896. Lister In married and
has three daughters. Doris E.. n
secretary at Annie Wright semi
nary: Maxine. student at G. z. s..
and Betty Jane, age v. He has
made no plans yet for removing
his family TO Olympia. His
present home 10 at 2202 No. Puget
Sound ave.
The Tacoma times. [volume] (Tacoma, Wash.) 1903-1949, 1941-11-13

Arnold q. Andreasen, former
auto salesman, now Is employed
at the local yards Of the Seattle
Tacoma shipbuilding Corp.
Hugo Neither, jr. deputy prose-
cutor) took advantage of the
Armistice holiday to make u tour
inspection Of his new home Hugo
M-tzier. sr., also took a look.
1t. Donald Butler. Ell route
from San Francisco TO Fort Ben
ming. Ca. stopped here for few
days visit with his parents.
Deputy sheriff and Mrs. Frank
Mclean left Tuesday for Los An
geles TO take custody of Mrs.
Muriel Babcock. charged here
with second degree kidnapping
Deputy sheriff Joe ksrpach had
intended going with the McLeans
but the state wouldn't provide
transportation expense for two
deputies.
Guests OF MIR. and Mrs. A. A..
Reynolds In Pullman have been
MIR. and Mrs. Philip Giitner. 46l1
No. Huson st.
Earl Cas-edy. deputy sheriff. IL
temporarily incspacitated by II
broken nose. acquired by n fall
into his basement woodpile. lie
missed the bottom step IN the dark.
leo Tonetti is pinch hitting as
I.uiher Mright's partner.
Bill Ieith. now In the navy. visit
ed his mother here on Armistice
day.
Application for marriage IL
cense has been made in Seattle by
r. stuart Carroll. Tacoma, and Ruth
Richards, Chicago.
Myron CaiIsins, Tacoma senior
In civil engineering at Washing
ton State college. has been pledged
10 Tau Beta ri, national engineer
ing honorary. lie also is men,
Der of Sigma Alpha Epsilon fra
ternity.
MIR. and Mrs. A. Il. Petrich. 43ol
No. seth St. were entertained this
week with colored motion pictures
Of Central America, obtained and
shown by John Fred Herman,
Seattle architect who has recently
returned from q two-year soJourn
In the tropics.
Reservations already made. ac-
cording to I'D Pole. indicate that
the 9Th annual "old timers night"
will be the biggest and best affair
of its kind ever held here. It's
slated for Friday evening al Hotel
Winthrop under Joint sponsorship
of the Transportation and Pro-
peller clubs.
Frank Walters. II, of sic No.
Cedar st, and Jimmy Colito. is,
of BIS No. 32d St, were treated
at Tacoma General hospital Tues
day night for injuries received
while playing "ssnd-lot" football,
attendants said. Walters has
fractured wrist and Colito an in
iured knee. Both are expected to
be released To their homes We'd
nesday.
The Tacoma times. [volume] (Tacoma, Wash.) 1903-1949, 1941-11-13
Pastor Disagrees
With Navy Chief

SEATTLE Secretary q Navy
Frank Knox's declaration that
Anrlo-Amsriean armed forces
may have 10 police the world FOR
the next 100 years we're dismissed
- "unsound and futile Tuesday
b. the Rev. Harold Y. Jensen,
pastor Of the First Presbyterian
church Of Seattle.
Addressing 500 persons at
an Armistice day PRAYER for
peace" service sponsored by
the Seattle Council of Churches
and Christian Education. he
said such a policy il built on
the shifting sands of super
i0rity and will eventually end
in conflict and war"
Instead, he said. I'VE should
send an expeditionary force armed
with shovels and medicine 10 re-
The Tacoma times. [volume] (Tacoma, Wash.) 1903-1949, 1941-11-13
Chas. Taylor
Passes Here
Wos Forenoon of
Tocomo Ledger

Charles Perry Taylor. 90. pub
fisher. printer. and labor union
organizer. died Tuesday at his
home. s72T So. Monroe. He WAS
. native of Vancouver. Wash.
Until the last issue came OFF
the press. he was composing room
foreman OF the old Tacoma Daily
Ledger for many years. He was
publisher OF several daily and
weekly papers and of several labor
publications earlier. For years he
Was secretary of the State Fedora
tion of Labor.
He was q member OF the Ia
coma Typographical union. No.
1To. and of Spokane Camp. Home
steaders' Life association.
Besides his wife, Ellen Mar
garet he leaves one daughter,
Mrs. Helen Mcdonald OF Seattle;
one granddaughter, Shirley Nc
Donald Of Seattle: one brother.
Edward P. Taylor Of Los Angeles,
and = nephew, Alan Cox of Ia
coma.
Funeral services will be held
Friday afternoon. the hour TO be
announced by the Tuell Funeral
Home.
The Tacoma times. [volume] (Tacoma, Wash.) 1903-1949, 1941-11-13

held in Tacoma Friday afternoon
and evening ION Memorial
hall. 400 So. q
Schools Will BE- 4dueted for
post officers. starting at 4 O'Clock.
joint banquet with auxiliary
leaders will be held at $50: at
$ o'clock the legionnaires and aux
iliary group VIII hold separate
conferences, and at 10. there will
be dancing until midnight.
Richard b. OFT OF Ritzville. de-
partment commander. will conduct
the school for commanders and
vice commanders In the afternoon
and will be principal speaker at
the evening conference Com
mander OFT will discuss the man