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Ohio Waisenfreund. [volume] (Pomeroy, O. [Ohio]) 1874-1953, 1941-02-19
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Detroit evening times. (Detroit, Mich) 1921-1958, 1941-02-16
Garage Architecture

Garages should be of pleasing
architecture and conform to the
style Of the house.
Detroit evening times. (Detroit, Mich) 1921-1958, 1941-02-16
Building
Costs
Going Up

The cost OF building q standard
slx-room house in Detroit in Janu-
airy was S6.l9e. compared 10 S6,0l3
last October and IS aga in Janu-
any, 1887. the Federal Home Loan
Bank Review. organ OF the Fed
eral Home Loan Bank Board re-
vesled Saturday.
The cuhic-foot cost in January
as listed by the Review, was 0.2os
compared TO 0.242 in January a
year ago.
The reported costs include, In
addition TO material and labor
costs. compensation insurance. an
allowance for contractors over
head and transportation of mate
rails and the builders profit. Re-
ported costs do not include the cost
of the land nor Of surveying the
land. the cost of planting the lot,
nor of providing walks and drive
ways; they do not include archi-
tects' fees, costs Of building per-
mits. financing charges, nor sales
costs.
Detroit evening times. (Detroit, Mich) 1921-1958, 1941-02-16
Small Items Give
Appeal TO Home

The little things about a house
that put charm and individuality
into ii are the things that give 1t
woman appeal declared Irene Con-
stance, Oklahoma City. for many
years a successful operative home
builder in her own right. And in
the United States today. she re-
minded her fellow home builders.
women handle so per cent Of the
buying
Outside Of obvious must" here
are some things on her list for
woman appeal:
'Clever window treatment.
To-day IL is the corner window,
picture window, bay window. or
studio window that streamlines
a house into the 1941 style" she
said.
1.-TWO closets in the master
bedroom-even II you have to
cut the corners of to get this.
And shelves instead of so many
drawers. Women prefer shelves,
she says. But space them differ
ent widths 10 take care of large
and small objects.
"A Summerhouse in the back
yard, II you want the house to
be bought up in a hurry. This
will require a few yards of con-
crete, rough timber and screen.
1t will appeal better II you build
small fireplace on one end"
mirrors. Good effects can be
had by using small mirrors, mir
roring the mulls on twin win
dows, mirrored doors mirrored
shelves in a dressing room and a
large mirror over the lavatory
always pleases. Mirrors create
an impression o space and
huge one in a living room (even
though costly Will pay a
dividend. :"
Detroit evening times. (Detroit, Mich) 1921-1958, 1941-02-16
Home Plans GrOW in GlOU
Of Fireplace This Season

home. And a glowing hearth in
Winter-bound home is just the
place to bring out all the facts.
Probably the longest period in
building a home is the discussion
period. Mother wants corner
window in the kitchen: dad dreams
Of a work room all his own and,
of course, the children must have
rooms of their own because they re
growing up now.
All these things must be worked
out and included in the plans if
you are to have the home of your
hearts desire.
The best way, and probably the
most used way, of deciding what
you want Is to consider the short
comings and inconvenience of the
old home.
Was there room enough? Closet
space enough? Was room arrange
ment faulty? How was the light
ing? Was the heating system
rightf These and a thousand
other questions will present them
selves and should be considered in
building the new home.
Assuming that you plan to live
In the new home a long time -
and you will if you build it prop
erly-you should take no cost
shortcuts that sacrifice comfort.
or great Importance in the new
home for year round comfort is
insulation. Insulation guards your
home comfort In Winter by keep
ing warm air in and cold air out
saving fuel costs and helping to
prevent colds due to drafts.
In Summer, quite the other way
Il keeps the cool in and the heat
out, Fir-Tex engineers point out.
Recent tests by the United
States Bureau Of Standards show
that ceiling temperatures with
insulation above the ceiling were
as much as Is degrees lower than
those with uninsulated ceilings.
Modern fiber board insulation
offers the home builder the rare
opportunity of boarding two two
evils Of discomfort and high costs
at the same time. Outside sheath
ing is easy to put on and low in
cost
Wide, easily installed panels
come in a variety of pastel shades,
too, such as ivory, green, blue,
wheat and peach-for use both as
an interior finish and protection
against heat and cold.
They can be used throughout
the whole house but are especially
desirable for finishing attic rooms,
rumpus rooms and utility rooms.
Detroit evening times. (Detroit, Mich) 1921-1958, 1941-02-16
FILA Strives to SerUe
Industry, Buying Public

The Federal Housing Admins
tration. through its insured-mort-
gage system. is making every
effort to assist prospective home
owners 10 acquire suitable and
well-constructed homes, Admins
traitor Abner II. Ferguson de-
clared.
In this effort IN stimulate resi-
Dental construction. he said, It's
objective is to serve the entire
building industry as well as the
home-buying public.
The degree of cooperation be.
tween the Federal Housing Ad.
ministration and every member oil
the building industry has de.
termined to a great extent the
success of that effort, Ferguson
pointed out.
Detroit evening times. (Detroit, Mich) 1921-1958, 1941-02-16
Condition Walks

Repaired walks will intensity
the beauty and utility of ones
home. Rough walks are no fun to
shovel. Rainholes in them are an
moving, too.
Detroit evening times. (Detroit, Mich) 1921-1958, 1941-02-16
Fidelity Builders
To Erect 50 Homes

Edward F. Milewski. sales
manager for Fidelity Builders,
inc. announced Saturday a build
ing program Of so new homes,
to be built between Woodward
and Hilton in Claiming. College.
Academy. Ardmore and Troy ave-.
nues, Ferndale. This is Just south
OF East Nine-Mile road.
Well constructed homes at mod
crate prices are promised by the
Fidelity Builders in this new SUBJ
division.
Detroit evening times. (Detroit, Mich) 1921-1958, 1941-02-16
0rderIyGrowth
Of Subdivision
Rests on Plan
Nature of Community
Has Great Effect
on Mortgage Risks

Stable and attractive neighbor-
hoods do not just happen to grow;
they must be planned.
Sound and orderly city growth
can be secured only when based
upon a carefully conceived city
plan supported by proper coming
regulations and adequate subdi-
vision control, planning experts
emphasize.
In ascertaining the mortgage
risk Of an application, the FILA
gives particular attention to the
character of the neighborhood, the
soundness and durability of the
structure, and the credit and repu-
tation of the borrower.
Effect of Character Vital
The effect Of neighborhood char
acter on mortgage risk is of vital
Importance in the insurance mort
gage loans.
Neighborhoods in growing
community are subject TO constant
change. The fine old residential
area of A decade or more ago be-
comes the boarding house and
small business district of today.
Neighborhood deterioration and
rapid turnover must be measured
and guarded against in considering
long term residential mortgages
Life Expectancy Test
The life expectancy" of resi-.
dental properties is determined
by an analysis of:
Economic stability of the
city of which it is part.
2-Protection provided by zon-
ing d protective covenants
against undesirable encroach-
} ment.
1Freedom from hazards of
flood, earthquake, subsistence, or
other acts of Providence.
Adequacy and accessibility
of schools, parks, Fairgrounds,
churches. stores, and places of
employment.
5-Adequacy and cost of pub
lie transportation.
6-SHffieiency of such utilities
as water, sewers, electricity, and
gas and such Improvements as
roads and walks.
Level of taxes and special
assessments.
S-Appeal Of the neighborhood.
Detroit evening times. (Detroit, Mich) 1921-1958, 1941-02-16

"My application went through
In a highly satisfactory manner.
The more I know OF this method
Of financing the better I like II.
It has very definite and tangible
advantages over the old mort
gage system.
Economically the proposition
Is extremely sound. In my own
case. for example, the monthly
payments under my FHA-in-
sured mortgage are ridiculousiy
low-far less than the rent I
used to pay"
Detroit evening times. (Detroit, Mich) 1921-1958, 1941-02-16

Ferguson quoted the following
excerpt from a letter which he
said was typical OF the many
which reach the Federal Housing
Administrations Washingto n
nffice.
Detroit evening times. (Detroit, Mich) 1921-1958, 1941-02-16

Around many an evening fire.
side these days families are por-
ing over plans for the new homes
to be built in the Spring and Sum-
mer.
Good homes don't rise like
mashrooms-it takes heap of
planning for an idea to become a
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1941-11-28
ONLY FEW DAYS
NOW TO SHOP
BEFORE XMAS
Advertisers Are Calling Atten-
ton To Fine Holiday Stocks.
Read This Papers Columns

There are only twenty-five shop
ping days between now and Christ
mas. Three short weeks in which to
enjoy the pref Christmas fun and en-
tertainment and do all your shopping.
The time is indeed short and shoppers
should not put off longer their. intend
ed purchases.
Advertisers this week are calling
attention to their splendid Christmas
stocks and the Worcester Democrat
will, in the next four issues, present
many attractive offerings from the
finest Christmas stores including ev-
cry phase of holiday merchandise. Be
sure to read each page and shop
through the columns of the Democrat.
The real Christmas spirit prevails
in this little city. Merchants have
made elaborate plans to entertain all
visitors and the Christmas street
lights will be turned on Saturday
night, which event marks the open
ing of the Christmas program here.
Merchants and business men join
in welcoming residents of the Shore
and others to Pocomoke. See the vast
holiday assortments displayed in ev-
cry window and every store and
watch for the various announcements
in the Democrat.
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1941-11-28
CONGRESSMAN
DAVID ]. WARD
MAKES REPORT
Six Water Projects For Shore
Adopted And Seven Are
Slated For Surveys
HARBOR AT PUBLIC
LANDING AMONG LIST

Congressman David J. Ward ad-
vises that the Rivers and Harbors
Bill, reported from the Committee on
Rivers and Harbors, House of Repre-
sentatives, November 81, includes for
the Eastern Shore of Maryland, six
projects for adoption by Congress
and provides for preliminary exami-
nations and surveys of seven other
projects as follows:
Black Walnut Harbor, Talbot Coun-
ty-estimated cost $4,000 with an
nual maintenance of $1,000.
Town Greek, Oxford Maryland
estimated cost $4,000 with annual
maintenance of $1,000.
Duck Point Cove, Dorchester Coun-
ty-estimated cost $19,500 with an
nual maintenance of $1,000.
Lower Thoroughfare, Deals Island
estimated cost of $4,000 with an
nual maintenance Of $500.
Crisfield Harbor, modification of
the existing project, to provide re-
location of the authorized anchorage
basin and connecting channel without
change in the authorized cost for
new work and maintenance.
Pocomoke River, modification of
the existing project, to provide ex-
tension of channel above the bridge
at Snow estimated cost of $8,-
CONTINUED on Page 12).
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1941-11-28
A PALM BEACH
PAINTER SHOWS
LANDSCAPES
MIR. Paul e. Schick Will Be In
Salisbury In December, At
Open Club Meeting
HAS EXHIBITED IN
COUNTRY'S MAIN CITIES

Mr.. Paul r. Schick, whose exhibit
ton of landscapes. paintings in oil
will open with a Tea, following an
open meeting of the Wicomico Wom-
ems Club in Fellowship Hall at Sails
bury, Md, December PA, is from
Palm Beach, New York and has his
summer home at West Redding,
Conn. He was born in Bellairse, Ohio
and at an early age his father, who
was a glass manufacturer, moved his
family to Marion, Indiana, during the
gas boom days, where he spent his
early life, and where most of his fam
lily still reside. He lived for some
time in Western Canada, and since
his return from the first World War,
has resided in Indiana and the south
Continued On Page g.
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1941-11-28
ELKS LODGE IS
SPONSORING A
CHARITY DANCE
To Be Held On Tuesday Eve
ming, December 9. Music Fur
nished By The Cavaliers

The Pocomoke City Lodge of Elks
is sponsoring a Charity Dance at the
Armory in Pocomoke City on Tues
day night, December 9th. Music will
be furnished by the Maryland Cava-
liers.
All expenses incident to the dance
will be paid by a group of Elks, con-
sequently all proceeds from the sale
of tickets will go into channels of
charity.
The cost of tickets is $1.00, per per-
son. Table reservations should be
made through Mr.. Ralph Matthias
phone, Pocomoke 178.
Last year the Pocomoke Lodge of
Elks, from proceeds Of their Chart
ty Dance, distributed more than 5000
in Christmas contributions of food to
the needy of Pocomoke City and vi
cinity. Cash contributions were also
made to the Kings Daughters and
other charitable organizations.
Very often people hesitate to pulr-
chase tickets for charity affairs, be-
cause. portion Of such contributions
is used for expenses. That is not the
case with the Charity Dances spon-
sored by the Pocomoke Lodge of
Elks-every penny received from the
sale of tickets goes to charity.
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1941-11-28
DIRECTOR OF
- AAAAO = ~4@ Va
CLUBBING SCOUTS
AT SALISBURY
Will Speak At A Testimonial
Dinner To Be Given At
Teachers College, Dec. 9
ANNUAL REPORTS FROM
NINE DISTRICT CHAIRMEN

William C. Vessel, National Direc-
tor of Clubbing, Boy Scouts of Amer
lea, will address the Annual Scout
leaders Testimonial Dinner of the
Del-Mar-Va Peninsula at Maryland
State Teachers College, Salisbury,
Tuesday, December 8. More than 200
Boy Scout and Cub Leaders with
their ladies are expected to attend.
Scoutmasters, Sea Scout Shippers and
Cub Leaders will be guests of the Del
Mar-Va Council according to Frank
C. Evans of Wilmington, President.
Annual reports will be presented
by the nine Peninsula District Chair
men: Cecil-Wallace Williams, Elk
ton, Md; Dorchester Charles E.
Brohawn, Cambridge Md; Dover.
Continued on Page 12)
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1941-11-28
GOV. O'CONOR
REVIEWS LOCAL
HOME GUARD
Is Highly Pleased With The
Fine Appearance Of This
Units Membership

After the banquet on Tuesday eve
ming at the joint meeting of the To-
cal Lions and Rotary clubs, Governor
O'Conor reviewed special drill of
the Pocomoke City company of the
State Homo Guard. The Governor
expressed himself as immensely
pleased with the local outfit, and his
estimate of it is wholly in line with
many competent judges of military
affairs.
The makeup is specially to be re-
commended with regard to morale
and its Intelligence quotient." The
forty members, all present on Tues
day evening, included large percent
age of high school men, and others,
and this is evidence that they knew
just what the whole thing meant, and
they were there for no foolishness.
In any call for duty, this bunch look
ed as if it could give good account
of themselves.
The drill given before the Chief Ex-
ecutive showed unusual skill and pre-
cision. The boys looked like real SOL
diers in their natty uniforms, and
good judges proclaimed the excellence
showed in the way the guard went
through the manual of arms. POGO
moke should really be proud of the
company.
And the officers who come in for
their share of commentator should
not be overlooked. The commanding
officer is Captain L. Griffin Gala
han; his first Lieutenant is Elmer
Birmingham. The organization is
fortunate in having two such capable
leaders. Capt. Callahan is a promi-
nent American Legion man; and
Lieutenant Birmingham, for some
years, was commanding officer of the
National Guard unit here, which,
some months back was modified in
to the regular army. He was reject
ed because of a slight defect in his
hearing. These two men have work.
ed up the locals to wonderful de-
gree of military efficiency.
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1941-11-28
DINNER MEETING TO Dis
CUSS PUBLIC LIBRARY

Representatives from various or
CARNATIONS in town have been called
to attend a dinner meeting of the Po-
comoke Public Library this evening
at $3.50 o'clock at the High School
Building on Market st. The meeting
is for the purpose of discussing plans
for the continuance of the Library
and financial support of the project.
Ways and means Of obtaining an in
crease in membership and other bus
mess relating to the library will be
discussed.
Mrs. L. G. Callahan is chairman of
the committee sponsoring the din
ner meeting It is hoped that repre-
sentatives from the various organiza-
lions will respond as the Library is
DESTROYS of having a good attendance.
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1941-11-28
Meeting Held In Community Room Of The Salem
Methodist Church Where Over Two Hun
dred Members And Guests Assemble
To Hear The Chief Executive
SPEECH DEALS LARGELY WITH
THE STATE CIVILIAN DEFENSE

One hundred and forty persons at
tended the banquet in Salem Metho-
dist Church on Tuesday evening, this
company comprising members of the
Lions club, and of the Rotary club,
the joint session being held at the
suggestion and invitation of the Lions
who had engaged Governor Herbert
r. O'Conor as speaker of the evening.
After the dinner which consisted
of turkey and all the "fixin's" and
served efficiently by the ladies of the
church, a program of music and ora
tory was put on with L. Paul Ewell,
acting as POSTMASTER.
This program was opened with
prayer by Rev. J. w. Wootten, pastor
of Salem Church. A welcome address
followed, delivered by Norris M.
Young, Lions president, to which
response was made by Rotarian pres
ident, B. Fuller Walters. Next came
vocal solo by Mr.. Horace w. Evans,
of Crisfield, accompanied by Mrs. Roy
Woodland, of Marion. Miss Bernice
Hall favored the audience with some
evolutionary readings, and Mrs. Will
lam Dyott accompanied Mr.. George
s. Matthews in vocal rendition.
This was followed by the speech of
Governor O'Conor, which was the fea-
ture of the evening.
Prior to the speech, Toastmastero
Ewell introduced several of the
guests of the evening, who responded
with short talks.
These included Judge James N.
Crockett, Mayor J. o. Byrd, of Snow
Hill, Senator Thomas Johnson, "Jack"
Pruitt, Godfrey Child, ESQ.,, Mayor
E. w. Ross, Ex-senator Milton L.
Veasey, and Ralph Shockley.
A pleasant feature of the evening
was the distribution of flowers to six
ladies who were present; the bouquet
on the speakers table to Miss Bertha
Walters, sister of the Rotary presi-
dent; and the flowers on the other
tables to Miss Hall, Mrs. Matthews,
Mrs. Evans, Mrs. Woodland, and to
Mrs. Norris Young, wife of the Lions
president. The entire evening was
pronounced most successful and en-
Continued on Page 12l
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1941-11-28
SALEM CHURCH
IS SCENE OF A
!. LOVELY WEDDING
On Thanksgiving Night, Miss
Edna Belle Parsons Was Mar
ried To Mr.. E. C.. YOungman

Salem Methodist Church was the
scene of a very pretty wedding
Thanksgiving night at o'clock when
Miss Edna Belle Parsons, talented
daughter of Mr.. and Mrs. Luther Par
sons of this city, was married to Mr..
Earl C. .Youngman, son of Mr.. and
Mrs. George Youngman of Charleroi,
Pa.
The church was decorated with au-
tumn foliage and lighted by cathedral
candles. The couple took their mar
riage vows before an altar banked
with autumn leaves and chrysanthe-
NUNS; the Rev. John w. Wootten,
Continued on Page 12)
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1941-11-28
YOUNG BUSINESS
MAN Welded TO
new YORK GIRL
Miss Beverly Ruth Bermah Be-
comes The Bride Of Mr..
Leonard Scher, Friday

A wedding of interest here took
place in Salisbury Friday morning.
November twenty-first when Miss
Beverly Ruth Berman, daughter of
Mr.. and Mrs. David Berman of New
York City, was married to Mr.. Leon
ard Scher, son of Mrs. Phillip C.
Scher and the late Mr.. Scher, of this
city.
The ceremony was performed Fri
day morning at II o'clock in the Syn
agogue, by Rabbi Stephen Sherman,
and was witnessed by members of the
two families and a few intimate
friends.
The bride was given in marriage by
her father while the groom was at
tended by his brother, Mr.. Irwin
Scher.
Following the ceremony the happy
couple returned to Pocomoke and lat
er left on a motor trip over the Sky
line Drive which would include stops
in Baltimore, Washington and New
York.
Both before and after the ceremony
the bridal couple were entertained by
friends.
Mr.. and Mrs. Scher will make their
home in Pocomoke where the former
is connected with the Scher store in a
managerial position.
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1941-11-28
INVITATIONS ISSUED FOR
WEDDING in CATONSVILLE

Mr.. and Mrs. George William Coff-
man, of Gainesville, have Issued invi-
tations to the approaching marriage
of their daughter, Betty Villa, to
Robert Harlan Robertson, Jr., Second
Lieutenant in the United States Ar
my and son of Mr.. and Mrs. r. Har-
Ian Robertson of this city.
The marriage will take place on
Monday, December fifteenth at two
o'clock in Salem Lutheran Church,
Gainesville.
Fhe ceremony will be followed by a
reception by Mr. land Mrs. George w.
Coffman at Brentwood" Bloomsbury
Road.
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1941-11-28
WORCESTER co. BANKS
TO DISTRIBUTE $4,000

The banks of Worcester County
will distribute nearly $4,000 as a re-
suit of the savings made possible by
the Christmas thrift club.
The above named amount is made
up of the following items saved in the
different banks: Calvin B. Taylor,
Berlin, $18,5O0; Citizens, Pocomoke,
$17,202; Pocomoke City National,
$4,000; Commercial National, Snow
Hill, $4,000; Ocean City, $1,000;
County Trust Snow Hill, $1,000;
First National Snow Hill, $4,000; Elk
change and Savings, Berlin, $4,000;
and Newark, $4,000. Other banks did
not feature the savings project.
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1941-11-28
PICTURES TO Be TAKEN
AT LOCAL RESTAURANT

All mothers with babies or child
rem up to years are invited to visit
Venable's Wednesday, December Bird,
have their child's picture taken by
noted children's photographer, and
receive free large beautiful Silver
tone portrait.
There are no strings attached to
this offer. You are under no obliga-
ton nor dc you have to make a pur-
chase in order to obtain this free gift.
Read the announcement elsewhere
in this paper and visit their store ear
ly or telephone for appointment. This
photographer will be in Venable's one
day only, Wednesday, December srd.
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1941-11-28
HOUR OF FIRST AID
COURSE IS CHANGED

Attention is called to a slight
change in the hour for those attend
ing the First Aid Course under the
instruction Of DR.. Helen Llewelyn.
This will be held as usual every
Wednesday night in the Municipal
Building but the hour has been
changed from 7.3O to 8 o'clock. The
change has been made in order not
to conflict with church activities.