davidaulloa/AmericanStories huggingface dataset:
Evening star., 1940-07-13
Mortgage Costs
Continued From First PAGE.

going on only at the rate of IL de-
tached dwellings per 10000 of popu-
lation.
The survey covers 256 typical Cit
les in every section of the country.
It is compiled from confidential re-
ports by the associations local men,
ber boards.
Asked to report the commonest
rate at which loans are now being
made on new moderately priced
homes, exactly half the cities say it
Is S per cent and 81 cities say 1t
every 100 cite a rate no higher than
per cent, while IS cities out of
100 give a rate no higher than 5h
and SO out of every 100 list a rate
no higher than per cent.
Few Have 6 Per Cent Costs.
Less than fourth of the cities (23
out of every 1000 any longer have
the old 6 per cent rate as the COM
monest rate. And only two cities
out of 100 have interest costs for the
ordinary home buyer as high as 6La
per cent. These are all cities under
25O0O population and all in the
Southeast, South Central or South
west regions. For the first time in
the history OF these surveys not one
city reports any rate higher than
612 per cent.
Mortgage money supply is the best
In real estate history, the survey
shows. Every city of more than
100000 population reports capital
available in excess Of loans-though
sometimes it is seeking only F. H.
A.-lnsured loans. Competition OF
Lending agencies for loans has in
places reached the point where some
insurance companies are paying
l to 2 per cent commissions for
loans and only per cent of all the
cities, and those all small communi-
ties have loans hunting capital.
This is only half as many as was
the case six months ago. But in
one-flfth of the cities of the country
the home buyer ordinarily still pays
per cent for his money, the asso-
cations sampling shows.
In ~ cities out of 100 he now
can get financing at AZ per cent,
but there is only one city in 100
where per cent is commonly avail
able.
New England has made the great
est squirt of any region of the
country as compared with a year
ago, with IS per cent of it's reporting
Evening star., 1940-07-13
Warm Weather IdeuI
For Refittina Doors

Sticking doors or windows usual
ly require refitting or repair, and
with the arrival Of warm weather
the home owner will find the ideal
time to make repairs of this nature.
Doors and windows should also
be checked for the following points:
Doors out Of plumb, requiring re-
fitting or new hardware; advisa-
bility Of replacing wood panels with
glass In doors; defective locks,
chains or bolts, requiring repair or
replacement; acquiring extra keys
for various locks; broken or defec-
tive window cords and pulleys need
ing replacement; replacing broken
window latches or other window
devices; cracks around window
sash and doors requiring weather.
stripping.
Evening star., 1940-07-13
Paint Proves Worth
In Modernizing
Al Small Cost
Present Trend in Styling
Is to Utilize Accent
Features Of Homes

Houses become outmoded and
Ad fashioned quite as much from
obsolete color treatment as they do
from antiquated insulation, plumb
ing or quaint design" So says the
story, Color Works Magic With
Houses" which appears in the cur
rent issue of Parents Magazine.
Fortunately" the article states,
lit is relatively inexpensive to mod
ernie house with colors. The
dull grays, browns and buffs that
were once standard for the outside
OF most American homes are rapidly
being superseded by more modern
but equally durable colors. The
present trend in paint styling is to
capably utilize the accent features
1trlm, shutters, window boxes, win
dow sash and DOORS so that they
produce individuality and interest
an the entire exterior color plan, and
TO apply color in both paint and roof
1ng SO as to best bring out the good
features of old houses and to CAM
outage the less appealing ones"
VnuOW Shapes Important.
The story lists four points that,
among others, are helpful in ap-
plying the new styling technique
The first one-about chimneys-is:
rChimneys that are either too large
or too small in proportion to the
rest of the house should not be
;accentuated by contrasting colors.
Defects will be less noticeable if
the chimney is painted the same
color as the body of the house
This protective coloring will greatly
Improve its appearance"
! Regarding windows it has this to
say: Windows of various sizes and
shapes clamor for attention. Paint
ing the trim and sash in colors
darker than the large area of the
house emphasizes their i'll assort-
ment. With trim and sash painted
in the same color as the large area
of the house they are submerged
and become part of the body"
The third point deals with shut
ters-shutters hung at different
sized windows, which make
hodge-podge appearance. BY re-
moving the small shutters, leaving
only the larger ones and those of
q more uniform size, it is possible to
gain an effect that will be more
f1attering to the house." the article
sets forth.
Roof Colors Assert Influence.
Roof colors," it says, assert a
dominant influence upon the ap-
pearance of the house. Dark, solid
colors, such as mahogany and blue
black, help to produce the desired
optical correction for houses that
look too high. A dark roof with
upper shutters painted in the same
dark color will make the house look
smaller"
According to the story. the paint
industry has been garnering a great
deal of material of tremendous in
terest to home owners through the
activities of its Council for Paint
Styling. In every State of the I'm
ion surveys have been made by this
group, checking and analyzing the
ways in which color is being used
on various types of new homes. It
is to these new homes, of course,
that people will look for color sug-
gestions when theey are ready to
repaint.
Evening star., 1940-07-13
Homes Built Under F. H. A.
Show Is Pct. Increase

Federal Housing Administrator
Stewart Mcdonald today reported
striking gains over last year in the
number of new homes started and
the number of applications involv-
ing new homes to be built under
F. H. A. inspection during the first
six months of 1910.
Construction started under r. H.
A. inspection on approximately IT,
900 homes during the first half of
1910, compared with about 81 500 in
the first half of 1899, a gain of Is
per cent. In addition, construction
started on $3.50 small homes being
financed with loans insured under
Title I. No corresponding figures
are available for last year. Some
homes were built under this pro-
vision. but F. H. A. inspection was
not required on Title I trans
actions.
Evening star., 1940-07-13

cities showing higher real estate
market activity, not . one down in
either sales volume or prices, Al per
cent experiencing shortage Of busi-
ness space, 81 per cent with In
creased subdivision activity. How
ever, largest proportion of cities
with rising business rents is In the
Southeast, and Southeast cities are
the most frequently capital hungry.
Best-off region in capital supply is
the South Central. once the lend
ers' stepchild. There 80 per cent OF
reporting cities show mortgage
money in excess Of available loans
and not q one has q money dearth.
Evening star., 1940-07-13

This is the elepenth of q series
OF pictures and articles prepared
by Margaret NoWeH and EUening
Star Photographers to aid those
about to establish a home or to
returnish eristing homes. Stress
1UiH be laid on economy of er-
penditure 1Dith no sacrifice of
good taste. The series iUill con-
tinue each Saturday in the Real
Estate Section OF The Star.
One of the most satisfactory ways
to furnish house inexpensively ano
build for the future with lasting
value is to purchase one fine piece
of furniture for each room and fill
in with inexpensive pieces with the
idea of replacing them as time and
funds make it possible. In a bed
room this important piece might be
the beds or it might be beautiful,
highboy or chest.
In the living room fine sofa o,
break-front secretary might have
the place of Importance. In the
Evening star., 1940-07-13

. beautiful antique priced at $500.
An exact reproduction, hand made
and hand finished. may be purchased
in Washington for $225. This one
lovely piece might be the keynote
for the furnishing of the dining
room Of brides house, or the re-
furnishing Of a home where the fur
niture OF 20 years is being replaced
one by one with heirloom pieces.
Evening star., 1940-07-13

or with candelabra, and also may be
used as serving table. It gives
an air of dignity and distinction to
the dining room as well as serving
a utilitarian purpose, and with mex
pensive chairs and table will COM
pletely furnish the dining room until
such time as the budget permits a
matching table and chairs.
The buffet in the photograph is
Evening star., 1940-07-13

dining room we suggest a handsome
buffet for several reasons. The table
may be covered with a linen cloth
for important occasions, and though
there is nothing more satisfactory
than a good dining table, it may be
put off for some time. The buffet
has place for linen and silver. It
may be used decoratively with fine
mirror and silver service displayed
The Hagerstown globe. (Hagerstown, Md.) 1936-1943, 1940-07-12
NATIONAL DEFENSE
EXPANSION IN STATE
Work VIII Go Forward
AS Rapidly AS Possible,
Says Mr.. Dryden

w. p. A work on military and
naval reservations, national guard
facilities airports and other pro-
jects pertaining to the national
defense will be expanded as rapidly
as necessary to assure speedy
operation of such projects, accord
ing to F. II. Dryden, State Admin
istrator, Work Projects Admins
TRAITOR.
The expansion in Maryland of
w. P. A. work on national defense
is in line with the national policy of
this work agency, Dryden said.
Colonel F. c. Harrington, national
w. P. A. Commissioner, stated in a
radio address that approximately
one-third of all w. P. A. workers
might be engaged in work on ma
tional defense projects by autumn.
At present more than 1000 of the
approximately $4,000 w. P. A.
workers in Maryland are employed
on projects pertaining to the ma
tional defense. This number may
be increased as additional projects
are approved.
Since the beginning Of this pro-
gram in 1886" the State admins
traitor said, the w. P. A. has oper-
ated projects of this type. Improve
ment and rehabilitation work has
been done at camp Holabird, Fort
George Meade. the Aberdeen Prov
ing Grounds, Ebgewood Arsenal,
The Hagerstown globe. (Hagerstown, Md.) 1936-1943, 1940-07-12
LAUNCHING TENANT
PURCHASE PROGRAM
Farmers In This County
May Benefit by Meas
Ure of 1940-1941

The Farm Tenant Program will
operate in y Maryland counties
during the new fiscal year, which
began July l, it is announced bv
Lewis A. Schnebly, supervisor of
Farm Security Administration.
Z. S. Department Of Agriculture.
Mr. Schnebly has received word
rom Washington that Henry A.
Wallace, Secretary of Agriculture.
has designated four counties for
the Introduction of this program.
and has approved its continuance
in eight other counties.
The Tenant Purchase Program
will be introduced this year into
Dorchester, Howard, StMary's and
Talbot counties 1t has already OPP
Grated, and is being continued this
year, in the following countless
Calvert, Caroline, Charles, Fred
erick, Kent, Queen Anne, Washing
ton and WOrchester.
Mr.. Schneblye is in charge of the
program in Washington county.
Congress has authorized the Re
construction Finance Corporation
to advance SO million to the Farm
Security Administration, for the
continuance of the Tenant Purchase
lending program, which enables
deserving farm tenants, share
renters and farm labOrers to buy
farms Of thier own.
'The amount of money which
will be available for the making of
farm tenant loans in Maryland will
be announced shortly" Mr.. Seine
bly, stated. THE funds are allocated
among the states on the basis of
total farm population and the
amount of farm tenancy"
Farm tenant loans for the pur-
chase Of family size farms are made
on a long-term, low-interest pay
ment plan-40 years at three per-
cent interest" he explained "Bor-
rowers operate under their own
carefully prepared farm and home
management plans, receiving tech
meal guidance from the Farm Sc
curity supervisors.
Loans are only made to persons
who cannot obtain adequate fin
ancing from other sources for the
purchase of a farm" he added
Interested farmers who would
like to become owners of their
farms under this program should
file their applications now. Ap-
plications should be addressed to
Lewis A. Schnebly, Supervisory
Farm Security Administration,
Winchester, Hail. Frederick, Md.
Farmers who applied last year,
but did not received loans, may be
considered again this year.
This program is in accordance
with the terms of the Bankhead-
Jones Farm Tenant Act.
The Hagerstown globe. (Hagerstown, Md.) 1936-1943, 1940-07-12

in the question see that he still had
hope? The man who has given up
says, There is no hope; but Job
continued TO hope against hope, cry
ing out, Where is my hope?' know
ing full well that his only hope was
in God
There is lesson here that we do
well to learn. Whatever cur Situa
ton may be we shall find that God
is there and that we may trust Him.
Does all the world seem against you
And you in the battle alone2
Remember, al wits End Corner
Is where Gods power is shown"
Ill. Faith-''I know that my re-
deemer liveth" COB 19:23-29).
What blessed vision and what
glorious faith! Job lived in the time
of Moses or before. He had no New
Testament-no Old Testiment-but
he did have God, and by faith ne
believed that God was to make Him
self known to man here on earth as
a living Redeemer.
We say that we know because we
have the record of His coming; of
the Son of God incarnate; of His
bearing our sins on Calvary; of His
death and resurrection again; of His
ascension to be with the Father, and
His coming again in glory and
power. Job. however, had to reach
through doubt and darkness to faith
in life after death. How much rich
er should be our faith, infinitely
more precious, stirring us to loving
obedience and service for Christ our
Redeemer
The Hagerstown globe. (Hagerstown, Md.) 1936-1943, 1940-07-12
A Blessed Inheritance

Blessed be the God and Father of
our Lord Jesus Christ, which &C.
cording to his abundant mercy hath
begotten us again unto a lively hope
to an inheritance incorruptible, and
undefled, and that fadeth not away.
reserved in heaven for you'll Pc
ter: l. 3, 4.
The Hagerstown globe. (Hagerstown, Md.) 1936-1943, 1940-07-12


reoeemer GVeth.-Job 1925.
Ii life ends at the grave, it has
comparatively little meaning and it's
struggles and sorrows are hardly
worth bearing. Job, living in all
probability about 1900 years before
Christ, did not have our knowledge
OF the resurrection of Christ and the
assurance that He is but the first
fruits of them that slept and that
we too shall rise (see l Cor. 1922,
23}. But in the midst of suffering,
dlscouragement and spiritual con-
fiict, ne looked with the eye of faith
all the way beyond the grave.
The background of our lesson is
found III Jobs experience with his
three protested comforters, who
speak thus:
"Elipsaz: But who ever persisted
being innocent (4:D? Be glad that
you arc being corrected t4:1O. Job:
Answer my questions and / will
keep sill. Show me where I am
wrong. What does your proof
prove 1924, $50:
'Bildad: Do you think God per-
verts justice (8:3)? Ask the wise
men of the ages. Consider what our
fathers taught (8:8). Job: 1t is all
the saAae; God destroys the right
eous with the wicked (9:22).
Zophar: Do you expect to TN
derstand God? Put evil away
Ql:7, 40. Job: know as much as
you do Q3:O. Your burning re-
marks are cold ashes Q3:12). I
would like to reason it out with God
13:0.. l have stated my case; I
am righteous $3.50.
The three friends have not helped
him, but job struggles on alone with
the problem. DIR. Carl S. Knopf.
1. Uncertainty-""If a man die,
shall he live again." t14:13-1D.
Job, while maintaining that he
was righteous, felt that his sufferings
must indicate that God was dis
pleased with him. He thought he
night best seek refuge in Sheo
r. V. in place of grave in v. 49,.
he abode of the dead. But sudden
y he turned again TO the hope which
was dear to his heart: namely,
hat somehow there must be
0.cssed future life with God.
He asked the question, IF mar
die, shall he live again." The fact
that he quickly lapsed into despair
indicates that he was not certain
that the answer to his question was
Yes" How blessed it is that we
know, for have we not heard the
voice of the One who. standing be-
fore grave in Bethany, said, Il am
the resurrection and the life: he that
believeth in me, though he were
dead, yet shall he live" John II:
$50?
III. Rope-"Where, then, is my
bope?" Job 17:1310.
Eliphaz had again sought to set
Job right by accusing him of vanity,
impotence and pride (chap. l5)
Job answered (chaps. Is and I'D thar
his friends were worse than useless
as conaforters, being so sanctimoni-
Gus in their assurance of his wick
edness, when in fact he was only a
man who was on the verge of de-
spair, but still holding to his faith
in God.
Job cried out, Where, then, is my
hope?" thus express
ing his bewilderment, bordering on
complete despair. Yet do we not even
The Hagerstown globe. (Hagerstown, Md.) 1936-1943, 1940-07-12
Lesson for July IA

Lesson subjects and Scripture texts Sc
Iected and copyrighted by International
council of Religious Education: used by
permission.
The Hagerstown globe. (Hagerstown, Md.) 1936-1943, 1940-07-12
Org OF All Nations

| hear earth's children crying,
A-crying in the night,
A-crying and a-crying
1--WE do not want to fight.
"Oh brothers, sisters everywhere,
where,
Let's cease to have this angry
fear,
That goad's us on to cruel war,
Treading down both rich and
poor.
Our hearts are torn and bleeding,
Our bodies killed or manned;
Who for this, our suffering
Should be the justly blamed?''
1--WE rulers, all in deep distress
For peace and freedom now do
press
Freedom from our load Of woe
Product of the seeds we SOW"
Contributed by Mrs. Mary E.
Lynn, Kensington, Md
The Hagerstown globe. (Hagerstown, Md.) 1936-1943, 1940-07-12
JOBS STRUGGLE TO FAITH
IN LIFE AFTER DEATH

LESSON TEXT-Job 14:13-17: 17:13-16;
l9:23-29.
GOLDEN TEXT-For know that my
redeemer hveth.-Job 1925.
The Hagerstown globe. (Hagerstown, Md.) 1936-1943, 1940-07-12

Sam Edwards of Macon, Ca,
found out that his hen house burg
lar alarm really works when he
opened the hen house door and
received full load of shot in his
right arm and chest.
An ordinance passed in Water
loo, Neb., in 1910, reads thus: at
shall be illegal for any barber in
this town to eat onions between
7 A. M. and z P. M"
Jack Cook of Byron, Calf, has
invented a gadget which registers
the laying time on each egg as the
hen walks away from the nest.
Trying to brush away what he
thought was bee in his hair, Cliff
ford Martinkal Of Newark, N. j.
discovered he had been struck by
bullet while taking a stroll in the
park.
the Curtis Bay Ordinance Depot,
Camp Richie and other places"
The Hagerstown globe. (Hagerstown, Md.) 1936-1943, 1940-07-12
RADIO
W-J-E-J PROGRAM
MUTUAL NETWORK

$50 Organ Melodies
900 Bert Nash
9:15 Melody Strings
$3.50 Keep Fit to Music
9:45 Smilin' Ed Mcconnell
1000 Civic News
*10:15 Cup O. Coffee
1890 Music and News
11:00 Johnny Aubrey
11:15 Salute
Has Shoppers Guide
1900 News
1905 Luncheon and Melodies
1915 Jack Berch
1890 Luncheon Melodies
100 Chambersburg Time.
1870 Salute
200 Western Mountain Ranger
* 2:3O Mcfarland Twins
x 2:45 Sons of the Sage
800 Tea With Bea
* 3:15 Bonnie Kruger
x $3.50 Buddy Maleyille Orch.
y 3:45 Scrap Book Stories
4.UV OeOfSo F1Sn6r
Ais Bob Nichols
4:30 Frank Gogen
4:45 Buyers Preview
500 Supper Chat
$3.50 Mary Donegan
5:45 Sports Parade
5:55 Hit of the Day
y 500 Fulton Lewis, Jr.
6:15 Dinner Musicale
6:45 Parade of Bands
6:55 News
y 700 Fifth Row Center
1880 Sinfonietta
500 Sports Guide
Sis The War at Sea !
$50 Command Performance
900 Console Serenade
$3.50 S. S. Wayne
9:55 News
$1,000 Carlos Molini
-*10:30 Bob Zurke
*11:OO Lang Thompson -
*11:3O Charles Baum
$1,000 Jack Mclean
$3.50 George Stearney E.,
100 Sign Off.
Indicates Mutual Broadcasting
System programs
SUNDAY - JULY IA, 1910
500 Rev. Owings Gospel Singing
900 st. Paul's U. B. Church
1000 Melodies
1890 Kruegar
HOO Request Melodies
11:3O Sing a Song of Liberty
11:45 Piano Fantasy
1900 March of Health
1890 Souvenirs
12:45 News
100 Console Serenade
1:3O Palmer House Concert Or
chestra
200 Herb Woods
2:30 Organ Melodies
800 Ell Paso Troubadors
$3.50 Haven of Rest
400 To Be Announced
4:3O go. Stearney's Orchestra
500 Homemakers
Sis Sports Parade
$50 Harry James
900 1ropic Serena6e
$50 From Germany
GAS Gabriel Heater
700 American Forum Of the Air
500 Evening Reveries
$50 Sketchbook Players
: 900 Symphonic Hour
1000 Griff Williams
*10:15 Leo Reisman
1915 Mcfarland Twins
HOO TOmmie Tucker
'11:30 Leonard Keller
1900 Arthur Warren
1920 Pancho and his Orchestra
.00
The Hagerstown globe. (Hagerstown, Md.) 1936-1943, 1940-07-12

the Curtis Bay Ordinance Depot,
Camp. Richie and other places"
The Detroit tribune. (Detroit, Mich.) 1935-1966, 1940-05-18
Boy Scouts Funeral
Rites Held Saturday

Funeral rites were conducted
Saturday Mas for fourieen-year-
old Albert Jones Troop llf, who
died Wednesday May | Prior TO
thar he had been confined IN Re-
cciyng hospital for a week under
an oxygen tent
In scouting no has achieved the
coveted rankings ~ star scout and
troop scribe. besides being a mem
her OF the Brewster swimming
team ard student OF the ninth
grade az Garfield intermediate
school. Surviving are his mother,
Mrs Beatrice Mach: father Clande
ZONES. grandmother. Mrs Maude
Jones and other relatives.
Ne resided at GO r. Theodore
Apt ~
The funeral was held at lhe par
Tor Of Franklin and Fritz Under
takers. Garfield ~ Brush
The Detroit tribune. (Detroit, Mich.) 1935-1966, 1940-05-18
Nabbed For
Selling Jobs
Search Made
For Victims

Accused ~ selling iohs AZ the
Ford Motor plant. Booker r lack
son Sc ~ 1879 Raynor. was he'd ~
Rethnne station for further inves-
tgation Jackson was arrested
"Wednesday by Detectives Arthur
Rurrcll aud lloyd poanc. OF be
ihune Station
According 20 the detectives.
Jackson MAS arrested When De
tried TO srll job ~ Mrs pollA
Brooks ssiN Ca,lon ior her son.
he wanted Sl5 Tor the lob. bat vas
willing 10 take l,~
Detective Burrct said they sA'l
received two complaints from
residents IN lhc Nihth rrcein a.
and heicye that he had sold more
on the Lower East Side Jackson.
Who is sit feet IN height and
weighs $50 pounds. Uas wearing an
oxford gray coat brown cordurov
trousers green ha, and black
shoes
His usual procedure vac 10
charge his victims tVo. three Or
four dollars for a letter 10 the Ford
plant.
The Detroit tribune. (Detroit, Mich.) 1935-1966, 1940-05-18
Oscar Smith
Named Chairman
For The Day

Local veterans OF the various
American Legion posts arc COM
pleinr plans for Patriotic Dag
ceremonies Al the Seveniy-Fiye
Years Of Negro Progress eNposi-
ton at Convention hall Sundev
May ~. Posts from WaNne county
and cities in other parts Of the
STATE will participate
In connection with The ctremon-
les grand parade viii be staged,
with Thomas j Ormsby command
or OF 1t. Frank W Cheek Camp
30 81. as grand msrshall He VIII
he assisted by a lieutenant cor
oncl Of the | 5 Army Reserve
corfs. and aides from the various
veterans organizations Members
Of the Patriotic Day committee M.
clnde Atty. Oscar r smith corr
nander Charles Young Post No 4,
chairman Alfred G. Jefferson. AZ
iutant Tom Phillips Posi- ~. lNl
secretary. The order Of march e
as follows Platoon of police. head
ed bv II. wallace Williams CRANE
marshall accompanied by hr
staff niassed coiors. IL. Frank "
Cheek Camp 30 50. L $ W. y an'
Ladies auxiliary u A. v. chapter
No. ~ and Ladies' auxiliary in aui ,.
mobiles ~ A. ~ chapter No q
and Ladies' AUXILIARY IA antonio
hiles: Purple Heart chapter JAMES
Reese Europe posi- so saNo V +
w: Boone Love Post y r. W
Kenneth II. Odcn Post No. so'
Flint: Triangle Post 80 la>.
Young Nalois. Palmer Post No. Sc
Paul Lawrence nnnhar Post 80
$50 FREDERICK Douglass Most ~
PA. Alexander Dumas Post 81
sSe. Tom Phillips Post so l>t BOY
Scout troops and Charles Noun-
Post No. 80.
All posts will have iheir hands
and drum and hnele corps with
them. also their youth groups
Tho line ~ march viii he as fcl-
lows South on ST Antoine from
Forest 20 Vernon highway Wes'
on Vernon Highway to Brush;