davidaulloa/AmericanStories huggingface dataset:
Evening star., 1940-12-13

Revision Of Virginia
Small Loan Laws
To Be Requested
Banking Commissioner
Reveals Measure
Is Being Drafted
By the Associated Press.


RICHMOND. Va. Dec. ia re-
vision of the States small loan laws
will be sought at the 1912 session of
the General Assembly, Milton R.
Morgan, commissioner of the Bureau
of Banking. announced last night.
A proposed bill is now being drawn
up, he said, in collaboration with the
Russell Sage Foundation of New
York
Loans made to a ,200-a-year
railway clerk, recently revealed in
bankruptcy proceedings, were criti-
cized by the commissioner. In these
proceedings debts of S8,563 were
listed, most of this amount being due
small loan companies in Richmond
on % loans on which the clerk was
maker or indorser.
A statement by an authorized
spokesman of small loan companies
in Virginia said there were no
serious involvements of companies
licensed under the Small Loan Act
which are members of Richmond
Lenders Exchange Bureau. Only
two of these concerns were involved,
he said, and both had made the
loans before becoming members of
the bureau
Mr. Morgan stated that Virginia
was helpless to restrict credit al
lowed borrowers, to set up minimum
capital requirements or to pass on
the character and fitness of those
seeking licenses to operate under
the law.
Evening star., 1940-12-13
Chicago Livestock

CHICAGO, Dec. 13 p, UNITED States
1000; total, $500; active to all and
10 higher than Thursdays average; top;
635 bulk good and choice. 200-3l 0-pound
averages. 62O-35 most 1s0-2Q0-pound
lehts. 6.1O-25: packine sows steady: bulk.
100000 pounds. 5.35-6o; few light butcher
kind UP to 5.75; most 425-55o-pound soWs.
5.OO-3O.
Salable cattle. l 900: calves 300; COM
mon and medium grades predominated in
all classes. market steady all through list:
hardly as active as Thursday partly due TO
absence Of topping steer and heifers few
head choice and prime, l.0n0-pound fat
cluby yearlines l4OO: most other short
fed steers 1850 down to gimpp and be-
low: common light kind down 10 7.23;
spanking good fed heifers. 1O2o; but buIk
heifer crop 900 down to 700 and below;
most interests bought common and beef
and below: taking meager crop. beef cows
at 600-75; sausage bulls. 10 down. ana
:iost vealers 1000 down: with very few
choice, weighty vealers. 1880; few choice;
light vealers passing $50; stocker and
Saiable sheep 5000: total 1000; late
Thursday fat lambs strong to 20 higher;
mostly l5 up: bulk good to choice led
Western and few natives around 100
pounds down o 40 and Q 80; top. 9 80; few
loads 1881 l pound heavies, 91O-2o to-
days trade opening slow. very few early
sales asking steady to strong or $50
and slightly above on good to choice fed
Western lambs: most early bids DO lower
or o.25; deck good to choice sS,pouno IAN
shorn fed lambs sold steady at SO
Evening star., 1940-12-13
Northern Pacific Places
S7,0oo,O00 Car Order
" tht Associated Press.

By tht Associated Press.
ST. PAUL, Dec. 13.-The Northern
Pacific Railway Co. today announced
it had placed orders for $500 new
freight cars at cost of $1,000, 900.
The announcement said the Amer
ican Car & Foundry Co. would build
1000 of the box cars and 200 bal
last cars at their ST. Louis plant and
300 coal cars at their Huntington,
w. Va, plant; the Pullman-Stand-
ard Car g. Manufacturing Co. 900
box cars at Michigan City, Ind, and
Northern Pacific 100 box cars at its
Laurel, Mont, shops.
Contracts call for delivery next
spring.
Evening star., 1940-12-13
Foreign Exchange

NEW YORK. Dec 13 LP.-Foreisn ex.
change generally was unchanged TODAY
with fluctuations in four currencies marked
in small hundredths of cents. The Cana
dian dollar was steady at s6.5 cents and
the British free pound at S4O4
Late rates follow Great Britain in dol
lars. others in cents)
Canada.
Offcial Canadian Control Board rates
for United States dollars: Buying, 10 per
cent premium selling. IL per cent
premium; equivalent to discounts on Cana
dian dollars in New York of buying, 99l
per cent; selling. 100 per cent.
Canadian dollar in New York open mar
United States cents.
Great Britain official (Bankers' Foreign
Exchange Committee rates), buying. S4. OF:
selling S4 .04; open market, cables, S4 O4:
Germany 40.o7n; benevolent), 1885; Fin.
land 2.O5n; Greece, ssh; Hungary,
1977n: Italy 5.O6; Portugal 4.OI: Ru.
mania unuuoted; Sweden, 23 S5; Switzer.
land, 1921 u; Yugoslavia, 235n.
Latin America.
Argentine. oficial, 2977; free, 1881:
Brazil. oficial, sos; free, sos; Mexico,
20.75n.
Far East.
Japan; 234s: Hong Kong, a3.77; shans.
hal. 6.04.
(Rates in spot cables unless otherwise
indicated) Nominal.
Evening star., 1940-12-13
10 Low-Yield Bonds.
Don HAS Prev. day 1l4.5
I'ntl ago 1877 Year ago I'LL
5y the Associated Press.


NEW YORK. Dec. 13.-Bonds of
speculative type today rose to
around the best levels of the week
in a steady market,
Low priced rails captured good
share Of the buying interest and
some issues in this group pushed
up as much as points.
Foreign dollar loans were mixed.
Other liens in demand included
Rock Island general As of SO, Illi-
nois Central. International Tele-
phone IS. Walworth As. Shell Union
2l2s, Studebaker 6S, Columbia Gas
e. Electric SIS of 81 and Armour of
Delaware 4s of SIS.
United States Governments were
traded quietly, but the undertone Of
the entire investment quality group
was firm. Noted was the action of
three more local savings banks in
cutting dividend rates to IL per
cent from 2 per cent.
Evening star., 1940-12-13
| Pig Iron Price
| Boosted 81 to
| S24 q Ton
By the Associated Press.

os lllC AeoOSidtco 1855
CHICAGO, Dec. 13.-1nterlake
Iron Corp. has announced to the
trade an advance of 81 a ton in the
price of pig iron to a base price Of
s24 a ton, effective December 9 for
first quarter, 1941, deliveries, a
spokesman said today.
Sales have been made at the new
prices, said the spokesman who de-
clined to be identified, but he refused
comment on whether other pig iron
producers would follow the advance
It was explained, however. that
Pickands Mather g. Co., as sales
agency for Interlake Iron, also would
sell at the new level.
Evening star., 1940-12-13
Dividends Are Voted
By Cudohy Packing
B, the Associated Press.

CHICAGO, Dec. 13-Directors of
the Cudahy Packing Co. declared
yesterday dividend of So per share
on the pei cent cumulative pre-
ferred stock and $3.50 on the per
cent cumulative preferred. both pay
able December q to stockholders of
record December %. The company
said the payments were to apply on
dividends at present in arrears.
Evening star., 1940-12-13
Pennsy Cuts Fare

PHILADELPHIA, Dec. l3 (P).-
The Pennsylvania Railroad yester-
day announced a special Christmas
holiday coach rate of cent mile
for all members of the armed forces
of the United States on furlough
and travelling at their own expense.
The normal coach rate is cents a
mile.
Evening star., 1940-12-13
MengeI Orders
Sharply Above
Year Ago
By the Associated Press,

LOUISVILLE, KY, Dec. l3-
November bookings by the Mengel
Co. and subsidiaries. wood products
firms, totaled s1,806 900. an increase
of s690,000 over the corresponding
month last year. 1t was announced
TODAY. Untitled orders on hand last
month totaled s3645, 900. or s1.472.-
900 more than November of last
year.
Evening star., 1940-12-13
Metal Market

NEW YORK. Dec. 13 Cooper
steady elec:roiytic spot, Connecticut VAL
ley. IL 90: export, f.a.s. New York, 1926
100. Tin steady; spot and nearby. so O5:
forward. 501O. Lead steady; spot, New
steady East st. Louis spot and forward,
725. Quicksilver, 1875 90 16S.00. Pig
iron. aluminium, antimony. platinum, Chi
changed
Evening star., 1940-12-13

In bankruptcy or receivershlp or oeing
reorganized under the Bankruptcy Act or
securities assumed BY such companies
Rates OF dividends IN the toregoing table
are annual disbursements based CD the
last quarterly or semi-annual declaration
Unless otherwise noted, special or extra
dividends are not included
Al extra or extras Cash OF STOCK
Declared or paid so far this year. fPay-
able in stock Paid last year hPayable
IN Canadian funds / Accumulated div
tdends paid OF declared this year WV With
warrants wv Without warrants war War
rants. Unit of trading less than 100
hares.: sales are sivep u full.
Evening star., 1940-12-13
Excess Bank Reserves
Cut 80 Millions
By Yu|e Trade
Money in Circulation
Sours Sc Millions
During Week
BY The Associated Press.


Christmas shopping, pumping
money out of the banks. reduced ex-
cess reserves in the Federal Reserve
member banks by S30000,000 In the
week ended December /.
The Federal Reserve Board re-
ported the decrease left the level of
these lendable reserves at S6,790,-
100000. There was an increase of
S56,000,000 in money in circulation,
most of which could be credited to
Christmas shopping
For the 10th successive week, the
II banks reduced their investments
in Government securities, selling
s11 100000 of Government bonds and
cutting the total investment to ST.
184.000.000.
The boards statement said:
During the week ended December
IL member bank reserve balances
decreased S2,000000. Reductions in
member bank reserves arose from an
increase of s56,000000 in money in
circulation and decrease of SIS
100000 in Reserve Bank credit, offset
IN part by decreases of $4,000 900 in
Treasury deposits with Federal Re-
serve Banks, s700o0oO in Treasury
cash, and $4,000 900 in non-member
deposits and other Federal Reserve
accounts and increases of s31 ,OOO,-
600 In gold stock and $4,000 900 in
Treasury currency. Excess reserves
OF member banks on December II
were estimated 70 be approximately
s6.790 0000 a decrease of $50 ,ooo,-
900 for the week
The principal change in holdings
OF bills and securities was a re-
duction of s11 100000 in holdings Of
United States Government bonds"
Changes in member bank reserve
balances and related items during
the week and the year ended De-
cember II, 1910, were reported as
follows:
Evening star., 1940-12-13
Dry Goods Market

NEW YORK. Dec. 13 LP.-With the
extremely tight position in WOODEN piece
goods, buyers are picking up whatever
materials are available at full asking
prices. Print and broadcloth safes were
small, while Jeans se,ine in excess OF
production Moderate trade persists IN
combination rayonS goods. WhlIe SIX ma
terials continued SLOW
Evening star., 1940-12-13
Boston Wool Market

BOSTON. Dec. 13 Up, Omitted States
wool was mostly very slow on the Boston
market today Fine half and three
eights blood South American woods were
receiving some demand at steady prices
for worsted types Woolen types of South
American wools were slow and prices we're
inclined to ease. Little business was be-
ing transacted in domestic wools and
quotations were somewhat irregular.
Evening star., 1940-12-13
London Tin Prices

LONDON, Dec 13 QP,-Tin steady; spot
s257 bid, fo51 IS asked: future, $3.50 bid
$3.50 IS asked
Evening star., 1940-12-13
New York Sugar

NEW YORK, Dec. 13 Fray susar
futures No. 3 opened ! higher January
fl.a5b; March. 2O1; May 2.o5 bid 4
Evening star., 1940-12-13
Rubber Futures

NEW YORK, Dec. l3 P;-crude rubber
2o.so bid. March 2O46 bid: May, 2O25.
Evening star., 1940-12-13

The worlds livestock is estimated
at 697 100000 cattle, 294,700 hogs
and 634 500 900 sheep.
Evening star., 1940-12-13
New York Bank Stocks

NEW YORK. Dec. l3 lP,.-National AS
sociation Securities Dealers. Inc:
Quotations al Of oclock)
Evening star., 1940-12-13
Dividends Announced

NEW YORK Dec 13-Dvidends de-
clared. Prepared by Fitch Puolishins Co.
Accumulated
Evening star., 1940-12-13
Odd-Lot Dealings
By tre Associated Press

Hy
The Securities Commission reported to-
day these transactions by customers with
odd-lot dealers or specialists on the New
335S purchases involving 90,686 shares;
1926 sales involving 90,591 shares, in
Guiding II short sales involving 740 shares.
Evening star., 1940-12-13
New Securities
| Show Decrease
| During Week
Is the Associated Press.

b the Associated Press.
NEW YORK, Dec 13.-Public
offerings of new securities declined
sharply during the week ended
yesterday to s28 992 1923, hardly one
tenth of the record volume of the
preceding week, Poors Publishing
Co. reported today,
The lull in new issues was re-
garded as temporary in underwriting
circles, good volume being eX-
pected to come on the market in the
next few weeks.
The weeks offerings compared as
follows.
Evening star., 1940-12-13
BONDS ON N. =. STOCK EXCHANGE
., private wire a,ree, 70 The star.
vk eAS U Z 7.

HOME OWNERS LOAN
l 1as 1945-47 1924 1924 1924
NEW YORK CITY BONDS
s. 1880 104 104 104
Evening star., 1940-12-13
Federal Land Banks

NEW YORK. Dec. 1a dp.-Federal Land
Evening star., 1940-12-13

WV With warrants XIV Without war
rants. n New st (stpl Stamped
sNesotiability impaired by maturity.
Henderson daily dispatch., 1940-10-14
Boyd's Crossroads
BY ALLEN L. CAREY

Mrs. Mary Z. Hall. Mrs. Johnnie
William, Mrs. Alfred Stargardt, and
Carder Tuct, Of Richmond, Va, were
the Saturday evening guests Of Mr..
and Mrs Toy Hope and family.
Mrs. G.. D. Henderson spent last
week with her son, Boyd Henderson,
and Mrs. Henderson, of Williams
boro.
Mr.. and Mrs. Willie Lee Hope, and
children, Rose Merree, Shirley and
DeLcon Anne, are spending the week
with Mr.. Horcs parents, Mr.. and
Mrs. r. L. Hope.
Little Mary Lucy Proctor spent
Friday night with Mary Magdalene
Casey.
Mrs. r. L. Hope. and Mrs. G. D.
Henderson, Mrs. Mary E. Hall, Mrs,
Johnnie Wilborn, Mrs. Alfred Star
gardt, and Carder Tuct of Rich
mond, Virginia. spent Sunday and
Monday with Miss Hopes brother at
Fuquay Springs.
Mrs. W. A. Proctor visited Mrs.
John Brewer and Miss NJ. Frances
Brewer, OF near Rock Spring, a while
Saturday night.
Bryant Hope and Miss Margaret
Hasten, Of Richmond, and George
Hope Of Fort Bragg, are expected to
spend the weekend here with their
parents, Mr.. and Mrs. r. L. Hope.
Henderson daily dispatch., 1940-10-14

{. ReaViS, guest speaker for the aft
ernoon. He addressed the group on
the subject The Home. Mr.. Reavis
told the group the secret of the great
ness of America is found in her
homes. He made a comparison be-
tween the home life of several years
ago and that of today. Mr.. Reavis
continued, I'VE live at such a rate
we do not take time really to live and
the American people are losing a
great deal in not developing their
home life more. May we not think of
our childhood only as memory but
may we think as we face the facts
Of living as we 60 through life on
the ideas formed in childhood which
make our life fuller and deeper. AS
we think Of our America when there
are so many things to disturb our
homes, we must share our ideas Of
patriotism and live unselfishly every
day in every way"
AT the conclusion of the program
the hostess served the members and
guests d delicious salad course. Au-
tlmn flowers and leaves were at
tractively arranged throughout the
rooms. Guests of the chapter for the
afternoon were Mrs. F. M. Barnhart,
Mrs. Kate Watkins, Mrs. w. H.
Mann, of TeasWater, Ontario,
Canada, and Rev. ana Mrs. B. G..
ReaviS.
Henderson daily dispatch., 1940-10-14
Old Butte Chapter Has
Interesting Meeting

The Old Butte chapter, D. A. R.,
was delightfully."- entertained Satur-
day afternoon by Mrs. Edwin Fuller
Parham at her home on Gholson
avenue. There were Is members and
five visitors present.
The meeting opened with the sing
ing of God Bless America Amer
ica'', led by Mrs. F. NJ Barnhart. The
flag salute was followed by the
American creed, D. A. r. ritual, and
the Lords prayer.
The secretary read the announce
ment of Mrs. William H. Pouch, can
didate for the office of president
general, National Society, Daughters
of the American Revolution, and her
associate candidates for election in
the fiftieth Continental Congress,
April 1941. A letter was also read
from the State chairman of North
Carolina for the Advancement of
Music, asking the cooperation of the
chapter in arousing interest in the
American women composers. The
regent announced a D. A. 4. meeting
that will be held in Raleigh Thurs
day. Oct "a and asked that as many
of the members as possible attend.
Mrs. Edwin F. Parham read a letter
about individually helping soldiers
or pilots of the Royal Air Force Of
England by sending parcels Of food
or clothing. The chapter voted to
send one of the parcels for forces.
The meeting was then turned over
to the program chairman, Mrs. c. E.
Ellis, who presented Miss Mary Belle
Gary, who read the president gen.
erals message for October, taken
from the 50th anniversary number
of the D. A. R. historical magazine
In this article Mrs. Roberts outlined
the many achievements Of the So
ciety since it was formed in 1890.
She says to look at the society today
with its entire block Of properties in
the city of Washington, free from
debt. its three handsome buildings
comparable in beauty and standards
to those erected by the United States
government: with its two mountain
schools owned and operated by the
society in sections where education
for many was impossible and where
training beyond the third or fourth
grade was hitherto unknown: with
one of its health houses in use but
few years doing work said to be
the finest demonstrations Of public
health in that state; with its friend
" welcome to the immigrants at
Ellis Island; its citizenship contest
frnctioning in the thousands of pub
lie schools; with its manual for cit
izenship in Is languages reaching
millions of foreign born desiring ma
turalzation; that its policies of ade-
ouate defense, material, educational,
ana spiritual, were founded upon
those principles of far sighted sane
ness.
Mrs. Ellis presented Mrs. Sam
Harris, Jr., who introduced Rev. s..
Henderson daily dispatch., 1940-10-14
Dabney News
BY SARAH MATTHEWS

MI and Mrs. Willie Robinson, MI.
and Mrs. M. d. Robinson, Christine
Robinson and VasSie Robinson were
the Sunday afternoon guests of Mr..
and Mrs. Claud Robinson.
Mr. and Mrs. James Matthews and
children, Joyce, Jimmie and R. l..
spent Sunday with Mr.. and Mrs.
Dorsey Williamson.
Miss Sarah Matthews visited
Misses Callie and Nellie Robinson
Sunday.
We are very sorry to learn Mr.. and
Mrs. Nelson PARROTS house was
burned Friday morning and all their
furniture was LOST.
Mr.. and Mrs. Aubrey Hedgepeth
of Kittrell were the weekend guests
of Mr.. and Mrs. Dorsey Williamson.
Miss Bevelyn Glover visited Miss
Sarah Matthews Friday evening.
Mrs. M. D. Robinson was the Fri
day night guest Of Mrs. Dorsey
Glover.
Mr.. and Mrs. Willie Robinson,
Sarah Matthews, Misses VasSie, Nell
lie, Callie and Christine Robinson
were visitors Friday evening of Mr..
and Mrs. Bill Robinson.
Julian livery, Hazel and Ann livery
were recent visitors Of Mr.. and Mrs.
Willie Robinson.
Henderson daily dispatch., 1940-10-14
Miss KimbuIl Bride
Of AlWyn 2: Barnes

In Holy Innocents Episcopal church
Miss Helen Katherine Kimball,
daughter of Mrs. James Edward
Kimball and the late Mr.. Kimball,
and Alwyn Pittard Barnes, son Of
Mrs. Alexander Turner Barnes and
the late Mr.. Barnes, of Henderson,
were married Saturday afternoon at
$50 o'clock.
The rector of the church, the Rev.
Isaac Wayne Hughes, performed the
ceremony in q setting Of chrysan-
themums and Oregon fern over
which fell the soft glow of lighted
candles.
With Mrs. I. w. Hughes at the
console, an elaborate organ program
was rendered prior to the ceremony.
Among the numbers were "Nocturne
Op. 9-No. 2" by Chopin; Romance
by RubenStein and ''Traumerei", by
Schumann.
The wedding party entered to the
strains of the wedding march from
Lohengrin, having been preceded by
the vested choir singing 20 Perfect
Love-.
Mrs. William Madison Young at
tended her sister as matron of honor.
The bridesmaids were Mrs. Horace
NJ. Robinson and Miss Alma Kim
ball. her cousins. They wore identical
dresses Of ivory taffeta, with match
ing shoulder wells held in place by
bandeaux. and carried arm bouquets
of red roses tied with red satin rib
bon.
Groomsmen were Henry c. Taylor,
of Townsville, Horace M. Robinson,
Thornton P. GholSon and Leonard
Holland. Of Henderson. Joe E. Barnes,
of Savannah, Ga, served as his
brothers best man.
The bride was given in marriage
by her brother, Victor L. Kimball, Of
Townsville. Her gown Of ivory satin
Henderson daily dispatch., 1940-10-14

There's no need to say. please
excuse my apron when you answer
the doorbell in Pattern 9540, De-
signed by Marian Martin, this style
is gay femininity itself. It's such
easy fun to make. too. A butotning
at the back neck keeps the whole
garment firmly in place. The neck
line may be squared V-shape or
just a plain square. Notice the flat
tering "upped' front waist-seam
and the nice skirt fullneSS given by
the front panel which may be
straight grain or on the bias. Novel
pockets and ruffling or ric-rac edg-
ing look decorative.
Pattern 954O may be ordered only
in sizes small (32-34. medium (36-
$50 and large (40-42D Small size
apron A, requires ID yards IS inch
fabric and ID yards ruffling; apron
B. , 1-2 ydS. 80 inch fabric and 7 SO
yards ric-rac.
oenu fifteen cents IN coins for
vuch Marian Martin pattern. Thirty
cents (3Oc} for both. Be sure to
write plainly your size. name. ad-
.1ress, and style number.
Send YOU order TO Henderson
Daily Dispatch. Pattern Department
222 w 1871 Street. New York, NJ Y
Henderson daily dispatch., 1940-10-14
Revival Will
Be Continued

The revival meeting that ran all
last week at City Road Methodist
church at North Henderson is to be
resumed tonight TO continue at least
through Wednesday evening of this
week. according 10 announcement by
the pastor, Rev. T. J. Worthington.
Rev. T. w. Lee, pastor Of the Mid
dleburg charge, has beer doing the
preaching since last Tuesday even
ing, and is to be on hand each even
ing this week to bring the sermon
message. The night service is at 7:3O
o'clock, and the public is invited, it
was announced.
Henderson daily dispatch., 1940-10-14

was made on princess lines with
court train, coWl neck. and long
pointed sleeves. Her veil Of tulle and
rose point lace was draped from Il
corcnet Of lace and was held in place
by orange blossoms. She carried a
prayer book conferred with d single
white orchid and shoWered with
white satin ribbons.
During the ceremony the organist
softly played Still as the Night, by
Carl Bohm. The impressive ring scrv-
ice was used, and at its conclusion
the wedding party left the church as
the organist played the Mcndelsbs0hn
occasional, followed by the choir
singing The Voice That Breathed
Ger Eden.
The brides music pupils entered
the church Immediately preceding the
wedding party, and members of the
KiWanis club and their wives were
seated in the ribbons.
Mrs. Barnes was educated at Mere
dith College, the Southern Conser-
vatory of Music, and the University
Of North Carolina and is prominent
in musical circles Of the State.
Mr.. Barnes, who is also musician
of note, attended Wake Forest COL
lege. He is prominent business man
Of Henderson and is well known in
KiWanis organizations Of the section.
Following the ceremony Mr.. and
Mrs. William Madison Young enter
tanned at their home, complimentary
to the bridal party and out-of-toWn
guests with a buffet supper.
After an extended wedding trip
the couple will make their home al
PA Young avenue, Henderson. Mrs
Barnes were her goin-aWay cos
tune, black wooden suit with
lapin trimmings ana matching Access
series. She used the orchid from her
prayer book as her shoulder corSage.
Henderson daily dispatch., 1940-10-14
Registrants To
Be Given Cards
For Health Tests

The Vance county health depart
ment Will have representatives at
each registration place in the county
on Wednesoay-day Of the nation
wide compulsory military training
regstration-to hand each registrant
a card emitting him TO free Wasser-
mann test for syphilis, it was stated
today by Dr.. A. D. Gregg, county
health officer.
DR.. Gregg said that the health de-
partmcnt offices will be open all day
Wednesday and will do no other
work than make Wassermann tests,
and he urged each registrant to have
the test made Wednesday if possible.
A WasScrmann test is required Of all
men called for service and taking the
test at this time will eliminate the
necessity for taking it at later date.