Montana labor news., 1939-11-23
FEDERAL 0LD-AGE AND
SURVIVORS, INSURANCE

OtA1
Q. A man who has earned $3.50
a month regularly for 5 years
reaches 65 and retires in 1912. What
will his monthly benefit be under
the new formula as compared to the
original plan?
A. According to the new formula,
he will get $3.50 a month, whereas
before the act was amended he
would have received $40.
@. What benefit will his wife re-
ceive?
A. If his wife is IS, she will re-
ceive a monthly benefit equal to
one-half of the amount to which the
worker himself is entitled. For in
stance, if his benefit amounts to
$3.50 a month, his wife's benefit
will be $15.75, making a total of
$47.25 a month for husband and
wife.
@. If the wife in this case were
so and there were a child of II,
what would the family receive?
A. They would receive $47.25 a
month. The wife would not be en-
titled to a benefit, because she was
not yet 65. But the child would re-
ceive a benefit equal to one-half
the fathers primary benefit until he
reached 16, or 10 if he were still
unmarried and in school.
@. Could the wife of this indi-
vidual ever receive a supplementary
benefit?
A. Yes. When she reached 65 she
would be entitled to a supplement-
airy benefit of one-half the amount
of her husbands benefit. If he had
died in the meantime, she would
receive at IS a widows benefit; this
benefit would be $23. 63-three-
fourths Of the husbands benefit.
Q. If a widow has been working
in a job covered by the Federal
Old-Age Insurance plan and is en-
titled to a benefit based on her own
wage record, would she be entitled
to a benefit based on her husbands
earnings?
A. She would receive either the
benefit she herself had earned or
the benefit based on her husbands
earnings, whichever is the larger.
@. At the age of 55, an unmarried
woman has legally adopted two or
phaned nieces. When. she reaches
s., they are IL and IA. She is en-
titled to a monthly benefit, but
would she get supplementary bene-
fits for her adopted children?
A. Yes. Since the children were
legally adopted before their aunt
was go and are dependent on her,
each of them would get a benefit
equal to one-half of her own bene-
fit-if she were entitled to $25 a
month, the total monthly payment
for the family would be $50.
@. A man of 30, who has been
earning SITS a month in work Gov
cred by the old-age insurance sys-
tenn since it started in 1887, dies in
January l941, leaving a wife and
young child. What benefits will they
get?
A. Since his average wage was
SITS, his primary benefit would
have been 1880. His wife receives
three-fourths of this, or $25.35, and
the child receives one-half, or
$3.50, making a total monthly pay
ment of $42.25 until the child
reaches 18. If the widow does not
remarry at age IS she would receive
$25.35 for the rest of her life.
@. Under what circumstances will
a dependent parent receive bene-
fits?
A. The mother or father of a fully
insured individual who dies is en-
titled to a parents benefit equal to
one-half the workers primary bene-
fit, provided the insured person
leaves no wife or dependent child.
To qualify, a parent must be IS
years old and must give evidence
that he was wholly supported by
the deceased son or daughter at the
time of the ~latter's death. If the
parent survives several children, all
of whom are fully insured, the par
ent gets so per cent of the primary
benefit of the son or daughter with
the highest primary benefit.
Q. An unmarried worker dies,
leaving a father who was not finan-
cially dependent on the deceased
son. Would the father receive any
benefit?
A.. Yes. He would receive a lump
sum payment equal to six times the
monthly benefit to which the work
er would have been entitled.
q. If a man dies, leaving no e a
relatives, r any benefits paid?
A.. The law provides for a pay
ment for funeral expenses, the
money going to the person who in
Cured them.
"a sixth installment in this series
Of questions and answers will fol-
low