The potters herald. [volume] (East Liverpool, Ohio) 1899-1982, 1939-12-07
How To Start a Credit Union

How To Start Credit Union
Almost 2 million Americans are
members of credit unions-or cooper
ative baby banks as they are some
times called These folks have saved
up at least 1876 million dollars with
their more than $500 credit unions.
And last year credit unions made a
total of u million loans at low rates
Of interest.
Two big purposes Of credit unions
are to make it possible for members
to borrow money reasonably and
safely when they need it, and to en-
courage thrift. They serve the small
man. The average size of their loans
last year was just about 500.
Credit unions are formed by people
who know each other and are tied to-
gether in some way--like the people
who work together in a factory, a
store, or an office. Members of the
same trade union, or people in a
church, or members of fraternal
order or of consumer cooperative
society, may form credit unions. So
many people who live rather closely
together, as in housing project, or
sometimes, in farming community.
TO start a credit union do this:
!. Get credit-union literature from
the Farm Credit Administration,
Washington, d. c., or the Credit
Union National Association, Madison,
Wis.
2. Get a group together and discuss
the idea.
8. Talk to local credit-union officials
and members.
4. If it seems like a good idea, send
a preliminary application to the Farm
Credit Administration, or write to
your State banking department for
State charter papers.
There is no charge or obligation for
the FCA application and, if you wish,
a field representative of the FCA will
help you make out the formal papers
of incorporation. There are, however,
varying charter fees for both Federal
and State charters when granted.
X X x
Getting Kid OF Grease and OIl STAINS
| Amateur mechanics who start out
to do their own car repairing and end
up with a splotch of grease or oil on
their clothing should remember this
cleaning hint
AS much Of the grease and oil as
possible should be scraped from the
stained materials Immediately.
Then, if the material is washable,
try warm water and soap on it, prefer
ably using soap containing naphtha,
or kerosene.
Absorbents such as blotting paper,
fuller's earth, corn meal, white talcum
powder or common salt may be eff
fectve on both light and heavy ma
terials if the grease or oil is not mixed
with dirt or metal.
Carbon tetrachloride or some other
grease solvent can be applied directly
to the spot, but be sure to have towel
or some other heavy pad directly un-
der the spot when you apply the
liquid. To prevent the grease from
spreading, use small quantities of the
solvent at time, then rub the spot
with clean cloth until thoroughly
dry.
For delicate fabrics spread paste
of white absorbent powder and sol
vent over the spot if it is on light
colored unwashable material. Allow
the paste to dry before removing 1t
may be necessary to repeat the treat
ment one or two times before the spot
is completely removed.
X X X
Resuscitating The MayOnnaise
Here's tip to remember when the
oil separates off the top of your may
onnaise.
You don't have to invest in a new
bottle of the dressing. Beat the may
onnaise into an egg yolk or whole
egg, using one egg for each pint of
lmayonnaise.
Be sure to add the dressing slowly,
and with small portions at time.
Doing this will restore the dressing
to its original condition, since the egg
acts as an emulsifying agent and also
brings added food value to the dress
ing.
You can prevent mayonnaise from
separating by keeping it well-covered
in the least cool spot Of the refriger-
ator.