The potters herald. [volume] (East Liverpool, Ohio) 1899-1982, 1939-11-16
Information On
Social Security

| AIbo 10 dIloCIlcI VI Llle ScI1eS Ol
questions and answers relating to the
amended Social Security Act. In
dividual questions may be addressed
to this newspaper or to Edwin V.
Faulhaber, manager Of the Social Sc
curity Board field office in Youngs-
twon, Ohio.
QUESTIONABLE wage earners the
only persons who are entitled to re-
ceive monthly benefits under the
amended Social Security Act?
Answer-No, the law has been
changed so that survivors Of wage
earners as well as the workers them
selves will, after January 1, 1910, be-
come eligible for monthly benefits
under the new program Of old-age
and survivor insurance
Question-What survivors are ell
igible for such benefits?
Answer-There are several groups.
An aged widow, one who has reached
her 65th birthday, is eligible for
widows benefit in the event of the
death of her husband, provided, Of
course, he was an insured worker.
Question-How much is the widows
benefit under this plan?
Answer-It is three-fourths of the
benefit to which the worker was en-
titled at the time of his death. If his
benefit was $44 then the aged widow
would receive three fourths of this
sum, or S33.
Question-How long would the
widow continue to receive these bene-
fits?
Answer-Until she died or remar-
ried.
Question-May a widow who has
not reached age IS receive monthly
benefits in the event of the death of
her husband?
Answer-Only if she has one or
more of the wage earner's minor chill
dren in her care. In such cases she
receives the same benefit as that paid
to the aged widow. This is three
fourths of the husbands benefit plus
SO per cent Of the primary benefit for
each child under 16 years of age, or
under 18 if the child is regularly at
tending school.
Question-What is the maximum
that may be paid to any worker or to
any household receiving benefits under
this plan?
Answer-The maximum is $85 a
month.
Question-Is there any other type
of survivor benefit to be paid under
the amended act?
Answer-Yes, if there is no widow
or no dependent child eligible for
benefits, then aged parents who were
dependent solely on the wage Garner
at the time of the latter's death may
receive monthly benefits.
Question-If there is no such sur
vivor in any Of these groups, what
benefits are paid?
Answer-Provision is made for
lump-sum benefit which goes to GER
who paid the funeral expenses incur
red in connection with the death of
the wage Garner.
Question-What is the amount of
| this benefit?
Answer-It is a sum equal to six
times the monthly benefit to which
the worker was entitled at the time
of his death.
Question-What is meant by "a pri-
mary insurance" benefit under the
amended program of old-age and sur
vivors insurance?
Answer-This is an insured work
er's individual benefit, payable after
January !, 1910, to workers who re-
tire at or after age IS after having
worked in employment covered by the
Social Security Act.
Question-How are the individual
benefits of such workers determined?
! Answer-From the average monthly
wage which an individual has received
while working in covered employment.
| Question-What is the formula used
in calculating these benefits?
Answer-The worker will receive 40
per cent of the first $50 of his aver
age monthly earnings plus 10 percent
of his additional earnings over $50
and not exceeding a maximum of $3.50
a month.
Question-Give an example. What
would be the monthly benefit of a
worker who had earned 5000 a month
and who worked steadily ten years
prior to retirement at age 65?
Answer - The benefit would be
figured as follows. Forty per cent of
the first $50 is $50. Ten per cent of
the additional $3.50 is SIS. This makes
S35 in all. TO this is added one per
cent Of S35 or 35 cents, for each year
Of service. Ten times 35 cents is
$3.50 so this workers benefit would
be $3.50 month under the amended
| program.
Question-How long would these
benefits be paid?
Answer-From the time the worker
retired until he died If the worker
returned to covered employment after
retirement and earned SIS a month or
more his benefits would be suspended
in the months he had such earnings.
Question - SuDDOSc this zrorLer