davidaulloa/AmericanStories huggingface dataset:
Evening star. [volume] (Washington, D.C.) 1854-1972, 1938-11-26
BY DOROTHY DUCAS and
ELIZABETH GORDON.

Perhaps you've been wanting to
use glass bricks or sheets of plate
glass in your home, to give it that
modern look? Maybe you've played
around the idea of covering the
walls of the nursery with linoleum?
Or some of that new cork covering,
wood blocks, rubber or tile? The
problem is greatly simplified, in each
case, if you use the right adhesive
to hold the material to the floors
or walls.
There is an adhesive available,
which is a concentrate of rubber
latex, that is impervious to water,
highly absorbent of vibrations, re-
sistant to temperature changes. Be-
cause of its ingredients-what else
there is in it besides the rubbery
base the makers are keeping secret
it makes long-lasting bond.
1t is a compound, mixed on the
job. and spread cold with a trowel.
You mix just as much as you need,
no more, and therefore eliminate
waste; not an unimportant note
when you are planning only small
job. such as one room.
The adhesive can also be mixed
with a filler and used to level of
old floors and walls before cover
ing them. Its elastic qualities re-
move the worry as to what would
happen if the building settled, or the
vibrations of the apartment-ho
elevator are noticeable in the room
where it is used. It's been used in
Europe for some time, but only re-
Gently introduced over here
From basement to attic, porch to
garage, small cracks constantly ap-
pear in even the best-regulated
houses. At first, they aren't danger
our, but why not stop them before
they become really unsightly or
threatening to safety?
You can stop tiny leaks in your
basement, the furnace room, laun-
dry, garage, wherever you find them,
by applying waterproofng seal
which comes in a one-gallon can
with a convenient pouring spout.
One-gallon covers from 400 to 600
square feet Of masonry. depending
upon how porous the mixture is. It
goes on brick and metal surfaces.
too-spreads even further: $50 to
1000 square feet per gallon.
Of course, cracks should be point
ed up first and all the free water
wiped away. Then brusch on this
Evening star. [volume] (Washington, D.C.) 1854-1972, 1938-11-26
* x s14zz]DIEQlGM]ED,N![ESAI ri
IS :: - HEo RRIE]IYIN(5A|:

clear amber liquid as it comes from
the can or add three to four
pounds of ground coloring matter to
each gallon if you want color in your
finished surface. 1t is useful on
outdoor masonry and metal, too. One
gallon is said to be a foil for as many
as 1000 tiny leaks.
Be it ever SO humble, home sweet
home can be made more distinctive
by the addition of modern lighting
fixtures. We have seen some of the
new line of fixtures which transmit
mellow, diffused light and add to the
decorative scheme at the same time.
One Of the simplest and loveliest
for lighting fixtures should be SIM
pie, even In fairly elaborate rooms)
is the indirect type with a bowl
turned toward the ceiling. The light
pours through the softly toned bowl,
and also 1t reflected from the ceiling,
a perfect choice for an 18th century,
Colonial or even modern room.
There are crystal scrolls and jew
els around the edge Of the bowl, in a
simple design, with four crystal balls
suspended just below the base which
attaches to the ceiling. The fixture
costs approximately $50 and should
dress up any room in which 1t ap-
pears. besides assuring the right
amount Of glareless light.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1938-11-26
Commercial Banks
Hold Loan Lead
In T. H. A. System
Originate 53.6 Per Cent
Of Home Mortgages
During 9 Months

Commercial banks retained their
position as the leading type Of lend
ing institution under the Federal
Housing ADMINISTRATOR insured
mortgage system during the first
nine months OF 1898, Administrator
Stewart Mcdonald said today.
An analysis shows that Of the
$474 ,273, 1856 gross volume Of home
mortgages accepted for insurance
during that period, 29.8 per cent
were originated by national banks
and "a per cent by State banks
and trust companies. making total
Of 536 per cent for commercial
banks as q whole.
Commercial banks originated $685.
166.664 Of these mortgages during
the first three quarters Of the year,
compared with $241, 49, 900 during
the entire 1887 calendar year, and
increased their proportion of total
business to 53.8 per cent from 53.7
per cent. Since the beginning of
the F. H. AS mutual mortgage in
surance program, commercial banks
have accounted for 500 per cent
of the net amount of mortgages
accepted.
Mortgage Firms Gain Biggest.
Mortgage companies have shown
the sharpest gain Of any type of
institution in their insured mort
gage lending this year. In the first
nine months of 1898 mortgage COM
panies originated $94, 764 $50 of F. H.
A. mortgages, or 20 per cent of the
total amount, compared with $64,-
10000, or 142 per cent, in the
calendar year 1887. Their total
volume in the first nine months
of 1888 exceeded their figure for the
entire 1887 year by almost third.
Since the beginning of the program
mortgage companies have done 1877
per cent of all insured mortgage
financing.
Building and loan associations
were next in line. Their lending
under the insured mortgage pro-
gram in the first nine months
amounted to $49, 500 1886, compared
with $64,6l8,000 in the entire 1887
year. Their proportion Of total in
sured financing showed q decline
to los per cent from IA per cent
In 1887. while their proportion of
all business since the start of the
program has been 1877 per cent,
the same as mortgage companies.
Life insurance companies, while
Evening star. [volume] (Washington, D.C.) 1854-1972, 1938-11-26
Building
Continued From First Page.)

and for October, 1887, to $2,984 900.
Permits were issued during October
for the following important building
projects: In Hartford, Conn, for
school building to cost $4,000; in
New Haven, Conn.,, for an office
building to cost $75O,O0O; in SIAM
ford, Conn, for apartment houses to
cost 1907 900; in New York City-in
the Borough of the Bronx, for apart
ment houses to cost nearly Sc, 0OO, 900;
IN the Borough of Manhattan, for
apartment houses to cost over 81 ,60O,-
900; in the Borough of Queens, for
one-family dwellings to cost over
$2,40O,000 and for apartment houses
to cost over $4,000, 900; in Rochester,
for a factory building to cost over
100000; in Yonkers, N. Y, for
apartment houses to cost over ST.
100000; in Philadelphia, Pa, for a
school building to cost 100000; in
Pittsburgh. for school buildings to
cost over 100000; in Indianapolis,
for apartment houses to cost over
100000; in Dearborn, Mich, for one
family dwellings to cost over $780,
600; in Detroit, for one-family dwell
1ngs to cost over $4,50O,OOO and for
school buildings to cost more than
S1,500,000; in Houston, for an office
building to cost $1,000 900; in Los
Angeles, for one-family dwellings to
cost nearly $3,200,0O0 and for school
buildings to cost over 100000; in
Wyomissing, Pa, for a school build
ing to cost over 100000; In ITALIA
hassee, Fla, for school buildings to
cost over 100000; in Annapolis, Nd,
for a State Office building to cost
nearly 100000, and in Tuscaloosa,
Ala, for an auditorium and library
for the University of Alabama to cost
nearly 100000.
Contracts were awarded from Fed
eral funds for a post Office annex in
Providence to cost nearly 100000
for an extension to a building in the
Brooklyn Navy Yard to cost nearly
100000, and for barracks and naval
buildings at Norfolk, Va, to cost over
$1,800.000. !
Evening star. [volume] (Washington, D.C.) 1854-1972, 1938-11-26

Australia will buy so bombing
planes in the United States.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1938-11-26
Growing Confidence
In Savings and Loan
Agency Reported
Insurine Of Accounts
Is Called Spur to
Investments

The steady and profitable expan-
sion of operations of the Federal
Savings and Loan Insurance Corp.
was outlined today in a statement
by the Federal Home Loan Bank
Board, which surveyed the corpora
tons accomplishments for the fiscal
year ending June 30. 1888.
Reviewing its operations, the board
said it has steadily carried forward
its principal function ito strengthen
the confidence of the public in saw
ings and loan associations. one of
the chief sources for home mortgage
funds throughout the country"
The board said: 1T can be said
with certainty that insurance of
accounts has encouraged the flow of
investors money into savings and
loan associations, decreased with
drawals, increased reinvestment of
funds. increased the supply of mort
gage funds, and in general has
strengthened the confidence of the
community in this type Of home
financing institution.
Private Investing Gains.
Evidence of the beneficial effects
of insurance is the growth in re-
sources of those associations which
have obtained insurance. This graf
flying growth is reflected in our
charts of operations of insured asso-
Citations for the fiscal year. During
the year, private investments in LAOS
Identical institutions, covering Fed
eral and State-chartered institutions
which were insured over the entire
reporting period, increased by 13,1
per cent
The Insurance Corporation, at the
end of more than four years of op-
Grafton, has been called on to refund
losses of only $l04845 while amass-
ing reserves in excess of $4,000 600,
Nugent Fallon, general manager,
said.
At the same time, Mr.. Fallon stat
ed, it is the purpose of the corpora
ton to increase its reserves to per
cent of the risks that it insures. Re
serves now are being accumulated,
he explained, at the rate Of more
than 100000 per year.
S1O0.000,00O Capital.
Authorized in 1884 by Congress to
insure the safety Of investments in
thrift and home-fnancing institu-
tons up to $1,000. the corporation
operates on a paid-in capital of
500 100000.
In outlining the conservative
financial policies of the corporation,
Mr.. Fallon said:
The corporation selects its risks
and further safeguards itself by an
nual examinations and audits, and
by compulsory establishment within
20 years of per cent insurance
reserve fund within each insured
association.
1--WE are currently operating and
our losses without using any
of the premiums receipts or adj
mission fees or any of the earnings
from our 81 ,000, 900 900 capital, all of
these items being added to reserves"
Evening star. [volume] (Washington, D.C.) 1854-1972, 1938-11-26

maintaining their actual volume,
also accounted for a smaller pro-
portion Of the total in the first
nine months Of this year, as COM
pared with 1887. They originated
Sal PAT 400 of F. H. A. mortgages
from January through September,
or 81 per cent of the total, COM
pared with s50316,00O, or 112 per
cent, during all of 1887.
Savings Banks FL Per cent.
Savings banks accounted for $10,-
$3.50, or 81 per cent, of the total
amount of mortgages accepted for
insurance in the same period, COM
pared with $11,925 900, or 81 per
cent, in 1887.
National banks, State banks and
trust companies, mortgage COM
panies and miscellaneous institu-
tons all did more business under
the insured mortgage system in the
first nine months of 1888 than dur
ing the entire 1887 year. Build
ing and loan associations, insur-
ance companies and savings banks
showed declines. The total volume
of mortgages accepted for insurance
in the nine-month period was ap-
proximately $25 100000 higher than
for the whole 1887 year.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1938-11-26
TwizzIer Answer

The bottles could be arranged this
way: Table one has full bottles, 3
half full and 2 empty. Table two has
full, half full and empty. Table
three has full, half full and 3
empty. The other way: Table one
has full bottles, l half full and 3
empty. Table two has full, half
full and empty. Table three has /
full, 5 half full and / empty.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1938-11-26
Mortgages
Continued From First Page)

TALLY in the last six years. At the
same time the actual amount Of
second mortgages included in the
total has declined both in number
and in dollar volume, while the pro-
portion of second mortgages to the
total of all mortgages has fallen
sharply.
The total number of recordings,
including mortgages on residential
structures as we'll as mortgages on
commercial structures and mort
cages for refinancing. was $3.50 in
1888, the lowest point in the period
from 1928 to date. This number in
creased each year until it reached
1904 in 1887. This year, nine
months figures indicate, the total
will probably exceed 1887 by small
margin.
rs Pct. Seconds Indicated.
The number of second mortgages
recorded was 1885 in 1888 This
figure increased to $500 in 1884, but
has remained at approximately $500
each year since then. This has
meant a decline in the ratio of Sec
ond mortgages from 40.H per cent
In 1888 to 2733 in 1887. A further
drop in this proportion to about Is
per cent is indicated for 1898.
These figures, supplied by the
Washington Real Estate Board, will
continue to include second mort
cages because the figures also cover
mortgages for commercial Struc-
lures. The National Housing Act
does not provide for insurance of
mortgages on non-residential struc-
lures.
Along with the drop in the num-
Der of second mortgages, the dollar
volume of these instruments has also
declined. The dollar volume of Sec
ond mortgages to all mortgages has
showed a somewhat lower relation
ship than the number, since they are
generally smaller in size than their
companion first mortgages.
The dollar volume of all mort
cages Appropriated $28, 100000 In
1888. This total increased each year
Evening star. [volume] (Washington, D.C.) 1854-1972, 1938-11-26

The Moscow government has ap-
proved the 1899 styles for men.
Protests are heard in South Africa
against dumping of doors from the
United States.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1938-11-26

until it reached $4,000, 900 in 1887,
a figure which probably will be ex-
ceeded in 1888 by small margin.
Seconds at Peak in 1894.
Meanwhile, the amount of second
mortgages recorded was approx
mately 100000 in 1888; it in
creased in 1884 to $18 100000, but de-
clined thereafter to about $ll,150,-
900 in 1887. The ratio of second
mortgages to all mortgages, based
upon dollar volume, was PITS per
cent in 1888, 1884 in 1884, 1417 in
1885, 1415 in 1886 and 1913 in 1887.
The proportion this year should
show a further decline The year
1885, Mr.. bearing pointed out, was
the first in which the F. H. A. in
sured mortgage program operated.
The following figures, furnished
by the Washington Business Review,
published by Rufus S. Lusk, show
the percentage of neW-house sales
in the District of Columbia involv-
ing second mortgages, by months in
1887 and 1888:
The Hardin tribune-herald. [volume] (Hardin, Mont.) 1925-1973, 1938-02-25
q = I: = = ;: = = :: {. ;. y = = = =
TWO

q q q q Z = = q q Il q = Il = q .
Saturday, March 5th, at eight
o'clock the Two Leggin Home De-
monstration Club will present a
one act play at the Finlayson
school house. The characters in the
Tigers Claw" include Mrs. Will
liam Colstad as Willie Riordan, g
policeman; Mrs. Taylor Elder as
Mrs. Riordan; Mrs. Lee Curry as
Malvina Riordan; Mrs. L. M. Sor-
enson as Herbert Sheridan, who is
in love with Malvina; Mrs. c. AS
trope as Cora, a society matron;
Mrs. Robert Paulson as Hattie
Randell. a maid; Mrs. Fred Dewald
as Joe Williams of the telephone
company; Mrs. j. "A. Plummer as
Mrs. Butler Thorpe. Directed by
Mrs. Hattie Randall.
The same evening the All
Baby Beef club will present a one
act play, Home on The Range"
Characters include Shorty, acted
bv Bud Randall, Doc by Claren e
Astrope, Tex by Vera Plummer,
Slim by Montana Sorerson, Curley
by Marguerite Plummer, Buzz by
Shirley Sorenson and Pete BY
Byrle Hodges. These cowboys have
run a dude ranch all summer and
the influence of the dudes have left
their marks on the cowboys. Their
vocabulary tells on them in the
use of broad "a's". Admission TO:
the two plays and dance after
wards is fifty cents a couple and
twenty-five cents for extra ladies
and children over twelve.
Mr.. and Mrs. Taylor Elder visit
ed at the home of Mr.. and Mrs.
J. A. Plummer Sunday.
Byrle Hodges was an overnight
visitor at the home of Bud Ran
dali Friday evenin.
Mrs. Ida Macdonald called on
Mrs. "A. S. Randall Thursday.
The next meeting of the Home
Demonstration club will be at Mrs.
J. A. Plummer's, March 18th.
The Hardin tribune-herald. [volume] (Hardin, Mont.) 1925-1973, 1938-02-25
HARDIN GIRL RADIO STAR

Mrs. Perry King, formerly Miss
Claudia Mapes of Hardin is now
in California, where her husband,
known to radio fans as Bill
Perry" has a contract with the
Eddie Duchin show.
Mrs. King, who is a granddaugh-
ter of Mrs. Ella Gilmore has been
free lancing on radio shows for
the past year. She has worked on
various programs with the Column
bia, National and Inter- City net.
works in New York City and with
the Mutual B~roadcasting COM
pany. She attended high schoo!
in Hardin.
The Hardin tribune-herald. [volume] (Hardin, Mont.) 1925-1973, 1938-02-25
THE HARDIN TRIBUNE-HERALD

William Galley, who has been i'll
the past six months is recovering
his health.
Mr.. and Mrs. Rundell have sold
out and expect to leave Wyola.
They have been residents of this
community for about five years.
Henry Ulrich of Hardin was a
Wyola caller on Monday.
Mr.. and Mrs. E. L. Wiley motor
ed to Sheridan Tuesday morning.
James Rennie of Sheridan was
transacting business in Wyola OF
Wednesday.
The Hardin tribune-herald. [volume] (Hardin, Mont.) 1925-1973, 1938-02-25
QUALITIES AS ADMINISTRATIVE

Mrs. Magdalena Neuhold, widow
of the late Frank Neuhold, Tul-
lock creek rancher, on Monday
qualified before Clerk of Court
Robert p. Ross as Administrative
of the Neuhold estate, which con-
sists of land, livestock and farm
implements on Tullock creek, 20
miles east of Hardin, of the ap-
praised value of $4,000.
il The heirs are Mrs. Neuhold and
her 7-year-old son, Frank Neu-
hold, Jr. Bondsmen signing the
$4,000 bond were Chase Lawrence
and Mrs. Johanna Kray.
The Hardin tribune-herald. [volume] (Hardin, Mont.) 1925-1973, 1938-02-25
NOTICE

It comes to my notice that Ger
tain County Officers r being
criticized because of work which
I am doing in their offices for the
State College at Bozeman.
. In order to relieve them of this
embarrassment I want to state
that no part of my work is spon-
sored, paid for, or in any manner
either directly or indirectly, con-
nected with Big Horn County, II
any officer thereof.
I am simply using public records
in their charge and want publicly
to thank them for courtesies
shown.
Ray c. Thompson.
The Hardin tribune-herald. [volume] (Hardin, Mont.) 1925-1973, 1938-02-25
ONE COAT COVERS
NU-
NO u MARKS
HARDIN HARDWARE, INC.
Q = = = = y = = = q = = = = y
WYOLA NEWS


= . = = = = = 4 y = = :. =
Mrs. John Bzoski left by train
Monday for Kirnth, to spend a
few days visiting her mother and
father, Mr.. and Mrs. Patefield.
Her father is i'll with the influenza.
E. ". Adams of Sheridan, sales
man for Richman Brothers Cloth
ing was t~ransacting business in
Wyola Saturday.
Mrs. Childs who has been i'll
with the influenza has now re-
covered.
Eddy Lloyd spent Friday night
at Crow Agency, where he played
for a dance.
Eddy Stark of Baker, Mont, a
brother of Tom Stark, visited at
the home of E. L. Wiley Wednes-
day.
Mrs. E. C. Woodley left for
Missouri where she will visit for a
few weeks.
MI. and Mrs. Howard Parker re-
turned Saturday after spending q
week visiting their son, Gerald,
who is attending the University of
Missoula.
E. A. Montgomery spent We'd
nesday in Sheridan.
MI. and Mrs. c. H. Wiley motor
ed to Sheridan last Friday taking
their daughter, Ray for medical
care.
Mr.. and Mrs. IA. j. Sheets en-
tertained the bridge club Tuesday
evening at their home.
MI. and Mrs. D. H. Moss played
bridge at the home of Mr.. and
Mrs. Ben Belken Friday evening
The Hardin tribune-herald. [volume] (Hardin, Mont.) 1925-1973, 1938-02-25
DOWNS HARDIN
IN 4TH QUARTER RALLY

After tying the score twice in the
third quarter, the Hardin basket
ball team bowed to the Lowell,
Wyoming quintet, "a to "a at Low
ell Saturday night.
The first half was all Lowell,
with the Big Horn Basin cham
ions fast breaking offensive get
ting through the Bulldogs de-
Tense for many tallies. At the end
of the first half the local five
was behind 1879.
In the third canto, the score
board showed IS to 10 and II 10
II, before the wyoming team star
ted to click. The Bulldogs were
blocked, and unable to find the
basket.
Norman Doerr led the Lowell
five with 10 points. Adamson, high
for Hardin, rang up a total of 9
points.
Hardin (24) Lowell (34)
YelloWtail (2) G. Ecerr az
Bigman CO.. Quinn co.
Adamson 90 Quinn (2)
Kenyon () N. Doerr (19)
Cooke CD B. Tholman "a
I. Thrut O)
Assay CO..
ions Co
The Hardin tribune-herald. [volume] (Hardin, Mont.) 1925-1973, 1938-02-25
LIBRARY NOTES

The second lnStallment OF books
from the Carnegie Endowment for
International Peace, has been re-
ceived at the library and is ready
for circulation. The books include
the following:
The typography of M a dame
Curie." by her daughter, Eve Curie.
Inspiring and deeply moving, writ
ten with sincerity and distinction,
it is a classic of biography.
"Circling the Caribbean" by Tom
Marvel. A fine, accurate new book
of travel about the american
Mediterranean" presenting a care
free journey around the Caribbean
Sea, stopping off at fascinating
ports and making the circuit in
two and a half months.
India reveals herself" by Basil
Mathews. A small, serious book
giving a record of impressions,
personalities and trends gathered
during a recent trip. The author
has made a twenty-five years
study of India and her problems
and gives a fair hearing to all sides
of the problems of that much dis
cussed country.
Allah Dethroned" by Lilo Linke,
a young German girl who made a
journey through Turkey supplied
with little money but with plenty
of keen interest and love of ad-
venture. P~rofusely illustrated with
an excellent map.
The Hardin tribune-herald. [volume] (Hardin, Mont.) 1925-1973, 1938-02-25
French Prefer St. Martin

Saint Martin is the rost popular
of all French saints, If popularity
may be measured by the number Of
cities, villages and churches named
after him. 1872 churches alone
bear his name, dotting the entire
country.
The Hardin tribune-herald. [volume] (Hardin, Mont.) 1925-1973, 1938-02-25
SulliYan'S Last Fight

The last fight of the famous John
L. Sullivan was in defense of Lon
don prize ring title on July 8, 1889.
He fought Jake Kilrain in Richburg,
Miss, and he won the fight in the
seventy-ffth round.
The Hardin tribune-herald. [volume] (Hardin, Mont.) 1925-1973, 1938-02-25

FARMERS UNION - Meeting
Tuesday, Harch l, at 7:30 p. m. at
the grade school building. ALL
farmers are asked to attend as the
state president, Mr. Ralph will
speak. Free lunch and social hour.
The Hardin tribune-herald. [volume] (Hardin, Mont.) 1925-1973, 1938-02-25
Entertain Senior
WOman'S Club:


WOman's Club:
The Junior Woman's club of
Hardin entertained the Senior
Woman's club at a reception and
tea in the library building Tues
day evening.
In the musical program that was
given, the following took part: MI.
Merrill Evenson, Miss Marian
Brekke, Jean and Janet Kelly,
Marilyn Kelly, Phyllis Durham,
Pamela Lane and Mrs. Ted Ross.
A minuet was given by Barbara
Hume, Martha Saunders, Earl
Schoer and Howard Wham. Mrs.
Russell Atkins read a group of orr
ginal poems.
Hostesses for the affair were
the Executive board of the Junior
club, Mrs. John Rankin, Mrs. Don
Hunt, Mrs. Gayle SaWicki, Mrs.
Melvin Harris, Mrs. James Durkin
and Miss Mary Jane Buzzetti.
The Hardin tribune-herald. [volume] (Hardin, Mont.) 1925-1973, 1938-02-25
SOCIETY NOTES
Hosts To Monday
Nipht Rridge Climb.

DR.. and Mrs. w. A. Ransier en-
tertained the Monday night bridge
club at a bridge dinner at their
home Monday evening. Three tab
les were placed for play.
High score for ladies was won
by Mrs. L. S. McAllister, and high
for men by DR.. Ransier.
The Hardin tribune-herald. [volume] (Hardin, Mont.) 1925-1973, 1938-02-25

FOR SALE-Full blood Cockereis.
W. M. Unfred. 2 blocks east of
north end of Center Ave. 6-3*
The Hardin tribune-herald. [volume] (Hardin, Mont.) 1925-1973, 1938-02-25

FOR SALE-Willing to sell 0
store my beautiful piano with re-
sponsible party who may be inter-
ested in buying later on. Refer
nee required. Notify Box l, Tri-
bune-Herald. To