The midland journal. (Rising Sun, Md.) 1885-1947, 1938-10-28
OLD AGE INSURANCE.

@. Several days ago I noticed in
the paper that man, past the age
If IS, had applied for benefits UNI
der Title II of the Social Security
Act, and was told that he was not
untitled to benefits because of the
.act that his 65th birthday occurred
before the Social Security Act went
INTO effect. How is that? I thought
the act was especially designed for
he care of people over '65.
A. Old-age insurance benefits are
provided for working people who
lave held jobs in some industrial
r commercial occupation since the
.ld-age insurance provision of the
ct went into effect. That was Janu-
.ry /, 1887. Some of them worked
or time in such jobs during 1887
938, then reached the age of 65 and
ave already received a lump-sum
.ayment of old-age insurance bene-
is. Workers who reached age 65
.efore the first of January 1887 are
lot included under this section of
he law. They simply do not parrish
ate in that particular provision.
however, there is another provision
.nder the Social Security Act for
needy men and women, 65 years old
n more. This measure is called
Old-Age Assistance. That part of
he Social Security Act which per-
aims to old-age insurance was call
d "Title H., while the measure
which deals with assistance to the
-eedy aged was designated as little
-, by the members of Congress who
.frote the Social Security Act. To
Illustrate the difference in the two
old-age provisions; There is one
nan who paid so much every month
.nto a retirement fund so that he
might have an income of his own
Turing his old-age. Now he receives
monthly annuity from an insur-
.nce company. Another man, who
was unable to lay aside anything for
himself, is now supported by rela-
tives, during his old age.
If the gentleman to whom you re-
Ter wishes to apply for old-age as
sistance, he should go to his Local
welfare department and make APP
plication. 1t does not matter when
he became IS.
@. am &c years old. work in a
store where the owner of the bust
ness and two clerks do all the work.
Do I have to have a social security
NUMBER
A. No. Employment after the
age of IS is not covered by old-age
insurance provisions of the Social
Security Act. Therefore, no wage
ecord will be kept for you by the
Bureau of Old-Age Insurance.
Neither does your State unemploy-
ment insurance agency maintain
wage record for you, because your
employer has only two employees
and is therefore exempt from State
unemployment compensation law. In
this State jobs in commercial or in
dustrial establishments having four
or more workers (regardless of age)
are included under the State unem-
ployment insurance law, end such
employees should have SOCIAL Sec
urity account cards. No social Sec
urity account number Is necessary
in your case, for the reason that
your Job Is not covered under either
or unemployment insurance
in this State.
@. I had social security card
when / was working in California
Do get another one now that I
am working in Maryland?
A. No. If you still have your
social security card, show it to your
employer. II you have lost the card,
write or go to the Baltimore Office
Of the Social Security Board and re-
guest a duplicate. A worker who has