The potters herald. [volume] (East Liverpool, Ohio) 1899-1982, 1938-05-19
JOB INSURANCE
WHAT IT MEANS
BY CHARLES S. LEASURE
Chairman Unemployment COmpensa
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tiOn Commission of Ohio
This is the third Of a series of
four brief articles on the Unemploy-
ment Compensation Law of Ohio. Its
publication will be greatly appreci-
ated.)
Benefits
Under the Ohio Unemployment
Compensation law, benefits will be
payable to both the totally unemploy-
ed and partly unemployed after Janu-
ary /, 1889. The amount of benefits
worker may receive for total unem-
Iployment will be one-half of his aver
age weekly wage, but in no case can
this amount exceed $15Nper week, for
that is the maximum benefit allowed
by the law. The maximum period for
which any worker may receive bene-
| fits in any one year is sixteen weeks
Therefore the most any unemployed
worker can receive in one year will
be $24O, or sixteen times the maximum
benefit.
The amount of benefit a worker
will receive, within these limitations,
depends upon how much the worker
has been earning and how long he
has worked for an employer subject
to the law. For instance, if you
averaged twenty dollars per week
your benefit for total unemployment
would be $40, or one-half of your aver
age weekly wage.
For workers partly unemployed, the
benefits will be figured differently. In
the eyes of the law, they become
partly unemployed when their earn
ings are less than sixty per cent of
their average weekly wages. Then
they receive benefits in proportion to
the amount of their earnings. The
more they lose, the larger the bene-
fit will be. These amounts will be ten,
twenty, thirty and forty per cent of
the average weekly wage.
Who Will be Qualified
However, all the unemployed or
partly unemployed will not be eligible
for benefits as some may believe.
Probably the most important re-
quirement is: employment in at least
each of twenty weeks during 1888 by
an employer subject to the law; that
is, one who was contributing to the
unemployment fund or liable for con-
tributiOns to the fund.
Next, the worker must be registered
at the nearest local office of the I'm
employment Compensation Commits
sion or place designated by the Com
mission, and undergo three-weeks
waiting period.
For partial unemployment, this
three weeks waiting period may be
accumulated on the job, and is COM
lpleted whenever the workers loss of
earnings equals the apoupt he would
lose if totally unemployed for three
weeks.
| Unemployment compensation is in
surance only against unemployment
and gives no protection against loss
of work through sickness or accident.
So, another important qualification a
worker must have to receive benefits
is, that he must be capable and avail
able for work. Also, he must be un-
able to obtain work in his usual oc-
cupation or one in which he can
reasonably be expected to accept
work.
Unemployment Compensation is
looked upon neither as a cure for un-
employment nor perfect protection
against unemployment. 1t is expected
to DO more than cushion the blow of
unemployment and help the worker
guard against its consequences. But
the protection he does receive from it.
he receives as matter of right and
not as relief or dole.
Editors note-The fourth and final
article of this series will be published
in this paper next week.)