The midland journal. (Rising Sun, Md.) 1885-1947, 1938-12-23
OLD AGE INSURANCE.

| @. My husband was lost at sea
and his body was never found. He
had a social escurity account card
and was covered by the old-age in
surance law. Would it be possible
for me to file claim for his bene-
fits?
A. You should certainly file claim
for your husbands old-age insur-
ance benefits. 1t Is suggested that
you go to the Baltimore field Office
of the Social Security Board and
talk with the Manager or one OF
his assistants. Submit all the evil
dence you have, and ask his advice
about proper procedure. Claims were
recently paid to the widows of two
men who were drowned when their
boat capsized; three other men who
were in the boat escaped death.
Afidavits of the survivors, were ac-
cepted in lieu of a death certiifi-
oate, which is usually required in
connection with the payment of
death benefits. Wage records of the
deceased workers were checked and
it was found that benefits were due
the widows.
@. l have worked in textile mill
for the past 20 months. In that
time 1 earned $1,000. The company
took out one percent of my wages
every week for the security tax and
understand that they paid another
one percent tax on my wages. In all
that makes SIS that I have paid
and SIS the company has paid for
my wage tax. Now is that whole
$50 credited to my social security
account or just the amount I paid
myself?
A. You have the wrong impress
sion about the credits on your wage
record. Your account is credited
with the amount of wages you have
received in the mill since the law
went into operation Con January 1,
1880. Your $1,000 wage earnings
are posted by accountants of the
Social Security Board on the ledger
sheet containing your name and ac-
count number AS long as you work
in job that comes under the law
(until you are SIS years ODD your
wage earnings will be posted (peri-
odically) on that same wage rec
ord. Your benefits will be based on
the total amount of all the wages
credited to your account.
@. / recently started in business
Tor myself, and l employ three
clerks. l should like to have some in
formation about the wage report to
the Government which have to
make in January.
A. Employers quarterly wage tax
returns must show each employees
name and his social security account
number, and the amount of taxable
wages paid to him during the quar-
ter. Each employees benefits are
based on his total wages from en-
ployment covered by the old-age in
surance plan, and for this reason
employers should see that the
names shown on their pay rolls
conform exactly with the names on
their employees cards. A printed
| circular OuClluluS EmplOy0I Luz
ties Under the Social Security Act"
can be obtained from the Board or
from the Collector of Internal Rev.
enue. You can call, write, or phone
the office and the phamphlet will
be mailed to you free of charge.
@. 1 am 55 years old, and have
been working in employment cover
ed by old-age insurance provisions,
and now 1 am disabled so that can
not work any more. Could I draw
out what is due me under old-age
insurance provisions of the Social
Security Act
A. You will not be allowed tn COL
lect your old age insurance until you
are 65 years old. Even though you
never work again in employment
that comes under old-age insurauce.
you will be entitled, when you reach
IS, to a lump-sum payment amount
ing to 31s percent of the wages
credited to your account.