davidaulloa/AmericanStories huggingface dataset:
Evening star., 1938-01-22

Albert Strauss, III Anacostia road
Sc. owner and builder; L. w. Giles,
architect; to erect two 1-story brick
dwellings, 40l5 and 40l7 Gault place
NE; to cost $4,000 each.
James w. Howard, 1446 D street
NE, owner; w. Grim Harris, designer:
Morrison Bros, 1880 Girard street
NV, builder; to erect one 2-story
brick and cinder block dwelling, 14l5
Irving street NE; to cost $4,000.
Pennsylvania Railroad Co., Balti-
more, Md, owners and builders: A. r.
Wilson, engineer: to erect one l-story
concrete and steel freight loading
platform. rear 425 Twelfth street s.W.:
to cost $4,000.
Axel r. Samberg, 28l9 r street S E.,
owner, designer and builder; to erect
one 2-story brick and tile dwelling,
1907 Twenty eighth place S E.; to cost
$500.
Edmonds Art Stone Co., 2135 Queens
Chapel rd. NE, owner and builder;
A. ]. Scullen. designer; to erect one
1-story frame and metal temporary
storage shed, 2l35 Queens Chapel
road N E; to cost $500.
B. Henry, owner and builder; r. c.
Archer, jr. architect: convert into
apartment building. ISL s street NV;
to cost $500,
H. Kramer. 2l2s Fl6rida avenue
NV, owner: w. c. Waegaman, archi-
tect: r. w, and J. B. Bollang, Dupont
Circle NV, builders; remodel 35O5
Fourteenth street NV; to cost 81 900.
w. l.. Peters, owner: George T.
Langhorne, jr.. builder; to inclose
porch and make repairs. 27Ol Thirty
sixth street NV: to cost $1,000.
Equitable Life Insurance Co., 8l6
Fourteenth street NV. owner; Apple
ton P. Clark. jr, architect; w. w.
Seviour, Silver Spring. Md, builder:
alterations. 820-822 Fourteenth street
NV; to cost 81 900.
Northeast Building Association. 20l0
Rhode Island avenue NE. owner: to
make repairs, 2010 Rhode Island ave-
nue. NE: to cost $500.
Evening star., 1938-01-22

mate OF anticipated additional losses
to be sustained; 90 analysis and clas-
sification Of all mortgages made by
year In which loan was made, size
Of loan and type Of property securing
1t. to determine the percentage Of fore
closed and trouble mortgages in the
various divisions Of each grouping, as
we'll as the percentage of loss sus-
tanned according to type Of property;
90 effect Of amortization payments
on outcome Of the loan; (6) effect of
location of property; % interest rate:
90 percentage of loans to appraised
value; (O nationality, type of occu-
patton Of owner Of mortgaged prem
ises; (10) age Of property 1T time of
making loan.
Little effort. time, or expense on the
part Of individual lending institutions
Is required to make such mortgage an
alyses, according to Mr.. Mcdonald.
The technique for such studies-the
first OF its kind developed-was origi-
mated by the Federal Housing Admin
1stration about q year ago and Is
recommended by the Exploratory Com
mittee representing the National Bu-
reau Of Economic Research and the
Committee on National Banking Re-
search Of the Association Of Reserve
City Bankers,
Evening star., 1938-01-22

Wenig, architect; to erect one 2-story
brick store and fat 1917 Kenilworth
avenue NE: to cost $4,000.
Marie Ray Vilsack and Antoinette
Montgomery, owners: D. B. Johannes,
Jr., designer: Colonial Builders, Inc,
927 Fifteenth street NV, builders; to
erect one l-story brick store, 3255 M
street NV; to cost S9,75O.
Gulf Oil Corp, 1924 South Capitol
street. owners and builders; P. r. L.
Hoener designer: to erect one l-story
gas station, 1925 Fourteenth street
NV: to cost $4,000.
Hartsill o. Bowman, 5O27 Wisconsin
avenue NV. owner and builder;
Claughton West, architect: to erect
one 2l2-story brick dwelling, 43l6
Garrison street NV; to cost S8,5OO.
Charles sturbitts. 1925 Chevy Chase
parkway NV. owner and builder; Dill
Ion e. Abel, designers; to erect cne
2-story brick dwelling, 5475 Nebraska
avenue NV; to cost $780,
Harry E. Tufft. 621s Thirty-third
street NV, owner: Dillon e. Abel,
designers; w. A. Kingsbury. 62ll
Thirty-.hird street NV, builder: to
erect one 2-story brick dwelling, 6221
Thirty-third street NV; to cost
$500.
Porter N. Butt, Rockville, Md,
owner and builder; Warren w. Shoe
maker. designer; to erect one 2-story
brick dwelling, 1925 Forty-third street
NV; to cost $4,000.
Edwin L. and Lillian L. Ford. 1473
Irving street NV. owners and build
ers; Marcus Hallett, designer: to erect
one 2-story brick and cinder block
dwelling. 1884 Austin street Sc; to
cost $4,000.
R. w. Werth, 2377 Rhode Island
avenue NE. owner and builder; L. K.
Hite. designer; to erect one 2-story
brick and cinder block dwelling. 4112
Eighteenth place NE; to cost $500
R. w. Werth. 2377 Rhode Island
avenue NE. owner and builder; L. K.
Hlte. designer: to erect one 2-story
brick and cinder block dwelling. APO
Eighteenth place NE: to cost $500
r. w. Werth, 2377 Rhode Island
avenue NE, owner and builder; L. K.
Hlte. designer: to erect one 2-story
brick and cinder block dwelling, 41l6
Eighteenth place NE; to cost $500.
Evening star., 1938-01-22
E.H.A.HEADURGES
MORTGAGE STUDY
Holds Experiences of Loan
Companies Would Help
Determine Policy.

Close analytical studies by lending
institutions Of their individual mort
gage financing records over a period Of
years would contribute vastly in form
ing future policies as we'll as furnisi,
considerable information for surveys
OF mortgage practice on q national
basis, according to Stewart McDon-
aid. administrator. Federal Housing
While there ID very definite need
for accurate and comprehensive sur
veys on mortgage practice, similar IN
control relationship to the mortality
tables IN use In insurance operations.
little data OF such types are available
on national scale at the present time,
Mr.. Mcdonald says. In fact, only one
such analysis made by a lending In.
stitution OF its operations over q 2s-
year period has come to the atten-
ton Of the Federal Housing Admin
lstration. This particular study, made
by the Home Title Guaranty Co. Of
Brooklyn several years ago, contrib
uted great deal
The Importance Of judgment in
mortgage-lending practice is not min
lmized in advocating such mortgage
experience studies, Mr.. Mcdonald SAYS
NO amount OF data can ever replace
sound judgment, in hts opinion, but
intensive neutrality-suspicious. studies
would furnish added elements or de.
grees OF safety to future lending ex.
perience.
Analysis Of Experience.
One application OF the result OF
such a mortgage-experience study
could be in basing the amount Of
loan being considered upon the
loss experience, as shown in the study.
Tor that particular type Of property on
which the mortgage loan is sought.
The same analysis of experience
should also indicate the deviations
from the general average lean value
ratios which should apply in the con-
sideration OF individual loans. The
average loan on particular class or
type OF real estate may be shown by
the study to be given percentage Of
the valuations, but the individual loans
which make up the class may be rela-
lively good or poor loans only If they
do vary from the overall average for
the group.
Another application of such a study,
Mr.. Mcdonald says. might be in level
ing the loss peaks of certain property
Evening star., 1938-01-22

types which. In certain instances, have
had to bs compensated for by lower
loss experiences in other types Of
properties.
The factors Of time and economic
conditions in any particular lending
year would offer extremely useful in
formation ~ guide to future lending
practices. From the experience of the
Home Title Guaranty Co., which stud
led $13S. 100000 Of its mortgage neeo-
tiated over a period Of 2s years, the
percentage Of foreclosed and trouble"
loans made in years considered good"
was higher than In other perio's. This
particular study In It's Interpretation
did not attempt to show, however, that
satisfactory mortgage loans could not
be made In such good" years.
Many Phases to He Weighed.
Other features which could be we'll
included In such = study Of mortgage
experience by lending institutions.
according to Mr.. McDonalds, are: u)
The rates Of interest and amounts Of
principal paid to mortgage and certi-
ficate holders over the period under
study (2) determination Of the total
dollar amount Of loans which At some
time were either foreclosed or in
trouble: 90 determination Of total
losses sustained to date. with an esti-
Evening star., 1938-01-22
R. c. WlNMILL TO BUILD
HOME FOR HIS DAUGHTER
Special DispAt tch to The Atar.

~SNSN~A ~Aob~tSA W AhV 6tAIs
WARRENTON. Va, Jan. 22.-Henri
dc Heller, Warrenton, Is drawing plans
Tor house to be built for Robert c.
Winmill for his daughter, Miss Viola
Winmill, whose engagement to Ran.
dolph Duffey of Midd!eburg, Va, has
been announced. The house Will bs
on property adjoining Ashland Farm,
home Of Mr.. and Mrs. Amory 8. Car.
hart, and formerly known a. the Rob.
inson farm.
Mr.. de Heller has completed some
improvements on the property OF Mr..
and Mrs. Gould Shaw, and Is now At
work on the home Of Mr.. and Mrs.
Hubert Phipps, near Rectortown. He
will also be the architect Of the new
house which Mrs. K. F. Bowman will
build to replace her home, Yorkshire
House, destroyed by fire last month.
The building will follow the plans
Of the former house with some minor
changes, but will be Of fireproof con-
struction. The interior will be in
modernistic style aNer designs by
Frank Edward Bowman, young artist,
and son Of the owner.
Evening star., 1938-01-22
Permits
Continued From First Page.)

46o7 Fifteenth street NV, obtained
the right to build a $4,000 apartment
at $50 Colorado avenue NV. George
T. Santmyers will design this three
story structure. E. T. Lindner, 1918
Morrison street NV, signified his in
tention of building two 3-story apart
ments in the 45O0 block OF Conduit
road NV. The buildings will cost ap-
proximately SAL 900.
More important permits of the week
follow:
Eastern Construction Co., Rust
Building, owners and builders; Louis
de Iadurantaye, designer; to erect one
8-story brick, concrete and stone and
tile apartment, 1910 Twenty fifth
street NV, to cost $4,000.
National Construction Co., Inc, 4607
Fifteenth street NV, owners and
builders; George T. Santmyers, archi-
tect; to erect one 3story brick and
cinder block apartment, 56l0 Colo
rado avenue NV, to cost $4,000.
E. T. Lindner, 1918 Morrison street
NV, owner and builder; William
Crusemire, designer; to erect two s.
story brick apartments. 1859 and 4573
Conduit road NV, to cost SAL 900.
L. c. Miller, SILT Fifth street NV.
owner and builder; George T. SAINT
myers, architect; to erect six 2-story
brick dwellings, 1643 to 1853 Fairlawn
avenue Sc; to cost $4,000.
Home Construction Corp, owners
and builders: Victor F. Mariani, de-
signer: to erect seven 2-story brick
and tile dwellings. 1862 to 1874 Ritten-
house street NV; to cost $35.00O.
Martin McInerney, Investment Bldg,
owner and builder; o. R. Scholz, de-
signer; to erect one 1-story brick and
steel store and salesroom. 5722 Georgia
avenue NV: to cost S25.o00.
o. T. & w. A. Carr, Mills Bldg,
owners and builders: R. B. Carr, de-
signer; to erect six 2-story brick dwell
ings, 1745-1755 Lyman place NE; to
cost $4,000.
Frank S. Phillips. 927 Fifteenth
street NV, owner and builder; Dill
lon g. Abel. designers; to erect one
2-story brick and tile and stone dwell
ing, 42l7 Forty-third street NV; to
cost $4,000.
Penn Realty Corp, 474 K street
NV, owner and builder; Julius H.
Evening star., 1938-01-22
Sill YER STAR HOME
IN FINAL WEEK
House in Wester|eigh Has
Been Acclaimed by 5000
Visitors to Date.

The first Silver Star Home of 1888,
at 4924 Tilden street NV, in the
Westerlelgh section Of Wesley Heights,
tomorrow will enter the fourth and
final week of exhibition. acclaimed
by near 5000 visitors who crowded
through the structure in the past
three weeks
Impressed by the beauty of the
Georgian Colonial home, many of
the visitors were outspoken in praise
of it. The crowds seemed particularly
pleased with the appealing floor plan
OF the house, which reduces waste
space to minimum: the solid way it
was built and the attractiveness Of
the furnishings. A large number of
pieces of old furniture In the home
date back to the 18th century and
were imported from England
Millers Received First Award.
The first home to receive the Silver
Star Award for merit in building"
was erected by w. c. and A. N.
Miller. developers Of the nationally
known Wesley Heights-Spring Valley
area. The house was designed BY
Gordon E, MacNeil and was furnished
and decorated by the Van Dyne An
tique Galleries and the Wesley Heights
Shops
The house is large, containing u
rooms. four baths and first-floor lava
tory. There are six bedrooms In the
structure, all of which are equipped
with large closets. There is an ample
amount of storage space in the base
ment and on the second and third
floors. The first floor has the kitchen
at the front and the dining room and
living room at the rear, overlooking
the garden. Both of the latter rooms
are large and are connected by French
doors. An attractive library opens
of the living room. A huge screened
living porch also connects with the
living room.
Endorsed by Experts.
Before it was approved for the
Star award. the Tilden street house
was thoroughly inspected and in
dorsed by the five housing experts
who compose the Silver Star Homes
Committee. James S. Taylor of F. H.
A. heads this group. Other members
are: Edwin H. Rosengarten, builder;
Irwin S. Porter architect: John No
len, jr.. Of the National Capital Park
and Planning Commission, and Frank
Luchs, who served for his father,
Morton j. IJlchs president Of the
washington Real Estate Board
The house will be open every day
during the coming week from 10 in
the morning until at night. It may
be reached by driving out Massa-
chusetts avenue past the circle at
Nebraska avenue to Fordham road
Turn left on Fordham road and pro-
ceed to Tilden street Turn left a
halt block on Tilden to the property.
Evening star., 1938-01-22
Book Shelves Add Interest.

Bookshelves built in an entrance hall
serve a dual purpose. They offer a
storage space and at the same time
create an inviting appearance Books
IN themselves are decorative and add
interest and richness to any surround
ings.
Evening star., 1938-01-22

Sometimes the door to bath room
or closet cannot be opened without
knocking into fixtures A door divided
in two vertically and hinged with
double-action hinges might prove
helpful.
The Waterbury Democrat., 1938-05-09

NEW SIX ROOM HOUSE - Very modern. Large lot. Hot water heat. Garage. $5 800.
 Ina. M. J. McEVOY 51 West Main St. 4-5118
The Waterbury Democrat., 1938-05-09
WOODS PITCHES
 PERFECT GAME
Crosby Hurler Shuts Out Gilbert lO.O-TO Start
 Against Wilby

George Woods, better known to the boys and girls at Crosby High as "Pinky" knows what baseballs hall of fame is for he was there last Sat- urday in Winsted when he pitched no-hit, no-run game against Gilbert High without ball being hit out of the infield. Crosby won 10-0 shut out. which put them very much on edge for their first test against Wilby next Saturday at Hamilton park. Woods will start against Will by, Coach Jack Manherz said today. Incidentally. the Wildcats were 6-2 victims of Naugatuck last Saturday for their second loss of the season.
 Woods was nearly robbed of his perfect pitching performance when Crosby Catcher Martino dropped a third strike in the very first inning, and lobbed the ball to McKenna, the batter beating the throw. He was sacrificed to second base but died there. After that, Crosby infielders turned in two sharp double plays when two Gilbert players were walked, only 26 batters facing the able Crosby curve-baller whose con- trol was exceptional. Margolis made up for his miSplay by hitting three times In four chances driving in four runs while Woods also got pair of doubles.
The Waterbury Democrat., 1938-05-09
DISTRICT of WATERBURY,

DISTRICT of WATERBURY,, ss. PROBATE COURT, May 7th, A. D. 1888. Estate of JOHN II. BREN- MAN, late of Waterbury, in said District, deceased.
 Upon the application of The Citi- zens & Manufacturers National Bank Gxecutor, by Thomas r. Moore, Trust Officer, praying that 1t may be authorized to sell, certain real estate belonging to said Estate, as per application on file more fully appears, 1t is
 ORDERED. That said application be heard and determined at the Probate Office in Waterbury, in said District, on the 18th day of May A. b. 193S at 9:3O o'clock in the fore noon Standard Time) and that no tlce be given of the pendency of said application, and the time and place of hearing thereon, by pub fishing this order one time in some newspaper having circulation in said District also by leaving with or by mailing in registered letters, postage prepaid from Waterbury, a copy of this order to all parties interested and residing without the Probate District of Waterbury on or before the 9th day of May 1888.
 Attest:
 JOHN J. HOWARD, J-9-1t Clerk.
The Waterbury Democrat., 1938-05-09

D. T. HARRINGTON, Inc. Real Estate - Insurance
 Steamship Tickets Al West Main St. Dial 3-3112
The Waterbury Democrat., 1938-05-09
TRENCHES FINISH
 STRONG WINNERS

Shut out for more than half the game, St. Anns A. A. local entry in the Naugatuck Valley Baseball League, made brilliant comeback in its first test in higher class base ball when it scored nine runs in the last three innings to grab 9-7 de- cision from the Winsted Boys Club yesterday at Washington Park. The Winsted team started fast and had five runs accounted for when the fourth innings rolled around, with the Frenchies unable to dent the scoring dish, but four innings later the Waterbury club completed a four-run splurge that gave them the ball game. Three singles, a double a squeeze play. and passed ball hap pened in that inning. McCormick's hitting and Fournier's pitching were outstanding for the winners
 SummarV.
The Waterbury Democrat., 1938-05-09
YANKEES CLOSE TO TOP SPOT AS
 D|MACCI0 STARS
Champs Are Clicking Again; Ott in Hero Role
 With Two HOmers
By HENRY SUPER (Gnited Press Staff Correspondent


 United Press Staff Correspondent)
 New oYrk, May 9. (UP)-It may only be a coincidence but--since Joe DiMaggio returned to the lineup on April 30, the world champion New York Yankees have been defeated only once in eight starts and today seemed ready to move into first place.
 Before DiMaggio came to terms and moved into action, the Tanks had won six and lost six. In des- peration, Manager Joe Mccarthy altered his batting order last Sum- day. He moved Lou Gehrig, who was in slump, down to sixth and put DiMaggio in the number four clean up spot. The Yankees haven't lost a game since. DiMaggio has hit safely in all eight games he's played; eight singles, three doubles, one triple and four homers-and Gehrig has snapped out of his slump.
 Today, the Yankees, hitting as of old, are only half-game out of first place, tied for second with the Washington Senators. On top are the Cleveland Indians who seem destined to go back west in any position but first. A win for the Yankees and a defeat for Cleveland today would turn the trick.
 Yesterday the Indians were licked 50 by the Boston Red Sox. The Tanks, with DiMaggio, Gehrig and Heinrich hitting homers, defeated the Chicago White Sox, 7-3, as Red Ruffing pitched his fourth victory of the season. Washington defeated St. Louis 9-7. Bob Teller started for the Indians but was driven from the box in the fifth after yielding four runs. It was his first defeat in four starts. Jack Wilson for Boston yield ed only four hits and famed an even dozen.
 The Philadelphia Athletics de- feated the Tigers 7-6 in 10 innings. Charley Gehringer of the Tigers hit two homers and Hank Greenberg clouted one. Gehringers second four-bagger came in the 10th but the As made two runs in their half to win the ball-game.
 Home decided three of the four National league games. Mel Ott of the Giants hit two, each with a man on, in the first and sixth inn ings at the Giants beat the runner up Chicago Cubs Az and stretched their National league lead to 3 1-2 games. Carl Hubbell pitched for the Giants and won his fourth straight.
 Johnny Mize hit a pair of homers as the St. Louis Cardinals climbed into sixth place with AZ victory over Brooklyn, which dropped to seventh. Mize's second homer, with one on in the eighth, broke a 2-2 tie. Al Todd hit a homer in the 18th to give the Pittsburgh Pirates a 2-1 victory over the Boston Bees and the Philadelphia Phillies defeated the Cincinnati Reds 20 with pair of runs in the eighth. The rally broke up 8 tight pitching duel be- tween Walters and Vandermeer.
 Yesterdays Hero-Mel Ott of the Giants whose two homers produced all the runs the Giants needed in beating Chicago Az.
The Waterbury Democrat., 1938-05-09

bases-Calabrese, Sweet, Ryan, E. Mack, Festa, Mccormack, Pichette. Sacrifices-Festa, Nigri. Double plays Griffin (unassisted). Left on bases St. Ann's 2, Winsted 8. Bases on balls-off Fournier 5, Nigri 3, Di- Martino 1. Hits-off Ryan, ' in 2 innings; off DiMartino, 3 in 1; off Beebe, in l. Hit by pitcher-by Fournier CT. NigrD, Ryan (Keilty) Struck out-by Fournier 6, Ryan 3. Wild pitches-Fournier 2. Passed ball T. Mack. Winning pitcher-Four- nier 2. Passed ball-T. Mack. Win ming pitcher - Fournier. Losing pitcher-DiMartino. Umpire-Prono- vost. Time-2:15.
 Other N. V. L. results showed Torrington a 5-3 winner over Wa tertown, Thomaston an easy 16 to 2 victor over Oakville and Litchfield defeating the Bristol Wagners in a tight game 3 to 2.
The Waterbury Democrat., 1938-05-09
Legal Notice

DISTRICT of WATERBURY, ss PROBATE COURT, May 7th, A. D. 1898. ESTATE of MARIA MINI CUCCI, late of the town of Water bury in said District, deceased.
 The Executor, having exhibited his account with said estate to this Court for allowance, 1t Is ORDERED, That the 14th day of May, A. D. 1888, at 8 o'clock, in the forenoon, standard time, at the Probate Office in Waterbury, be and the same is, assigned for q hearing on the allowance of said account, and the Court directs the Executor, to give notice thereof, by publish ing this order in some newspaper having Il circulation in said District, and by leaving with, or by mailing in registered letters addressed to each of the persons interested, and residing without the Probate Dis trict of Waterbury, copy of this order, all at least five days before said day of hearing.
 Attest:
 JOHN J. HOWARD. 5-9-1t Clerk
The Waterbury Democrat., 1938-05-09

USED - Cars, all models. towing. batteries recharged, general repair ing. Broadway Garage. 70 Mill St. 3-2586.
The Waterbury Democrat., 1938-05-09

ALL MAKES OF USED CARS
 Standard Tuxi Co. q Park Place Dial 5-ll61