davidaulloa/AmericanStories huggingface dataset:
Evening star., 1938-06-18

create . reputation fo- fair dealing.
However, most structural repairs
DO not show and unfortunately viii
have little effect on the stability Of
dwellings. Buyers are more infiu-
enced by externals-new paint. styles.
fixtures. The provision Of these things
y often necessary in mai. ,lg q dwell
ing attractive to the public"
In Its reconditioning operations ths
H. o. L. G. has attempted to keep
both factors well to the fore Of its
plans-structnral soundness and pleas
ing appearance.
Evening star., 1938-06-18

three apartments, 1853 N street NV:
to cost 5000.
Job in Southeast.
Thomas H. DAYS. 1901 Alabama
avenue Sc, owner, designer and
builder: to erect one 2-story brick
and tile dwelling, 2009 Thirty second
place Sc: to cost $4,000.
Francis c. Heigle. owner and de-
signer; Barry & Street, 14l7 l. street
NV, builders; to erect one 2-story
brick fiat, 1872 Fiftieth street NE:
to cost .$4,500.
Rev. Father Joseph v. Buckley,
pastor: F. v. Murphy, architect;
Witty Construction Co.. ll01 YER
mont avenue NV, builders; erect
third story brick addition, $500 Penn
sylvania avenue Sc; to cost $4,000.
Harrison Bros, Seventh and S
streets NV, owners; r. c. Archer,
jr., architect; q. H. Piper. 1881 Eight
zenith street NV, builder; to erect
one 1-story brick addition. rear 1880
South Capitol street; to cost $1,000.
National Savings & Trust Co.,
Fifteenth street and New York ave-
nue. NV. owners; William P. Lips
comb Co.. Inc, builders; to repair
sidewalk vaults, Fifteenth street and
New York avenue NV; to cost $4,000.
Peter T. Guigon. 5000 Daniel place
NV. owner, designer and builder: to
erect one 2-story frame dwelling a
rooms), SOLO Dana place NV; to
cost $2,500.
Repair Work.
l.. Frank Co., 1900 F street NV,
owner: Robert F. Beresford, architect;
M. Cladny Construction Co., 635 F
street NV, builders: to make repairs,
1900 F street NV: to cost $4,000.
Washington Sanitary Improvement
Co., 9l5 F street NV, owners: Edison
& Bressler, Bond Building, builders;
to erect brick garage. 121 Bates street
NV; to cost 81, 400.
Evening star., 1938-06-18
Home
Continued From First Pare J

wall paper was used. This is quite a
colorful room with FURNISHED maple
pieces adding warmth to a room that
might have suggested a cool and
dreary appearance. A desk-chest. a
dressing table, small chest and q bed
IN double size are well placed A large
handbook linen chair in dubonnet,
with an old wood bucket base bridge
lamp and q corner wall shelf, are
other interesting pieces used in this
room. Two maple lamps with refiec-
tors are used for lighting on the
vanity.
The placement Of the furniture in
q second upstairs bedroom is unusual.
Where many people might have placed
twin beds along . long wall, the
decorator has placed them at the end
OF the room, one bed on each side of
q window with q night table under
the window. The style of this fur
niture Is much like the old Cape Cod
bedroom furniture, with sleigh type
beds, old Colonial dresser with mirror.
The vanity is an old kneehole style
with Colonial reeded posts and
antique hardware. Two soft pillows
add color to window seat in the
room.
In the masters room a light blue
figured wall paper is used with q twin
bed suite of Chippendale influence.
The color of this suite is known as
Pompen dust, an off-white color. The
beds have low posts and no footboard.
A full-size goat skin lays between the
two beds. Blue and white are the pre-
dominating colors, with flowers to add
a splash of color here and there. A
chaise Tongue in blue is placed under
a large window and two white framed
pictures with mirror mats are placed
above the headboards of the beds.
Light for reading is given from a
bridge lamp by the chaise Tongue.
There are also white alabaster dresser
stick lamps on the dressing table.
The house is open each day from
10 am until 8 pm. It may be reach
ed by driving out Wisconsin avenue
to Van Ness street NV. Drive west
on Van Ness street to Forty-second
street, and then right on Forty-second
to Warren street and the property.
Evening star., 1938-06-18
FEDERAL ASSOCIATION
SYSTEM S YEARS OLD
A Anniversary Finds institutions
With Assets of More Than
$1,l7s, 600. 900.

Five years old this week, the Tvs.
tenn Of Federal savings and loan ss.
sociat.ons celebrates its birthday with
membership Of 1..346 institutions,
having assets Of $1,178, $50, 600.
Federal associations were authorized
by Congress in 1888 as a result Of the
economic events of that period, provid-
ing the country with its first national
system of uniform type thrift and
home financing organizations. Since
then, GAL new Federals have been
chartered and 705 State-chartered as
sociations have converted to Federal
charter.
Today these associations are provid-
ing safe place of investment for the
savings Of more than a million Amer
ican citizens. Each Federal Is a locally
organized and managed association
Of saving and borrowing members in
Its own community, with the super
vision entrusted to the Federal Home
Loan Bank Board and its agencies
AL Federals are Of a uniform type and
offer the same facilities from Coast to
Coast.
Evening star., 1938-06-18
MCDONALD LAUDS
| SINGLE EM0RTGAGE
long-Term Paper Is Held
Necessary for Sound
System.

The single long-term amortiSed
mortgage, representing q high ratio
of the appraised value Of the prop
erty. Is indispensable to the main
tenance Of q sound home financing
system under modern economic condi-
tions, according to Stewart Mcdonald,
Federal housing administrator.
Only a few leaders cling to the old
fashioned short-term renewal mort
gage Some, however, seem to feel
that it is unsafe to lend more than so
to 60 per cent Of the appraised value
Of a home and that IL years is about
the limit Of safety for the amortization
period. Such lending practices, Mr..
Mcdonald asserted, inevitably will
bring one Of two results:
/. A virtual suspension Of home
building, or,
2. A wholesale return to the second
and third mortgage evil.
It would be ideal, of course, Mr..
Mcdonald pointed out, If every home
buyer and builder could pay cash.
Next to that, it would be highly desir-
able to have him make q 40 or so per
cent down payment, he said.
But" he asked. IF they were re-
quired to put up that much cash, how
many homes would be built? We know
from experience that the great mass
OF people must pay for their homes
out of income. Few families have
enough cash to make more than a 10
to 20 per cent down payment. Unless
we provide a way for them to acquire
homes with a small down payment
and permit them to pay the balance
over long term of years-as long as
Is years in same cases-there can be
no sound, sustained home building
program for families Of moderate in
comes in America
THE F. H. A. provides such a way
with safety to both borrower and
lender. This subject is one for realism
and not for theory. Every effort can
be made to encourage the purchaser
to make as large q down payment as
possible (for he is obviously his own
best creditor), but We must likewise
recognize that we are dealing with a
national mortgage market and not Just
q series of isolated transactions. A
single mortgage for 80 per cent of
the appraised value Of the property is
better from that standpoint than high
cost multiple liens totaling the same
amount"
Evening star., 1938-06-18
Permits
Continued From First Page.)


market also Is reported for recon-
ditioned homes.
Permits Listed.
More important permits of the week
follow:
National Construction Co., Inc.
4607 Fifteenth street NV, owners
and builders; George T. Santmyers,
architect; to erect one 3-story brick
and cinder block apartment (36
units), 5746 Colorado avenue NV
and 1916 Nicholson street NV; to
cost $4,000.
Chesapeake & Potomac Telephone
Co.. 725 Thirteenth street NV,
owners; Waddy B. Wood and Leon
Chatelain, jr., architects: Prescott
Construction Co., Inc, s14 Thirteenth
street NV. builders: to erect one 2
story brick and concrete addition.
s26 Gallatin street NV; to cost
$4,000.
River Terrace, Inc, Thirty fourth
and Benning road NE, owners and
builders; George T. Santmyers, archi-
tect; to erect fourteen 2-story brick
and cinder block dwellings, 341l-37
Eads street NE; to cost $4,000.
Brown Bros. Corp, GOT Fifteenth
street NV, owners and builders,
George T. Santmyers, architect; to
erect seven 2-story brick and cinder
block dwellings, 1312-24 Upshur street
NV; to cost $4,000.
Philip Greenberg. 1925 Fourth
street NV. owner and builder ;
George T. Santmyers, architect; to
erect two 2-story brick and cinder
block dwellings, 4901 and 4s07 Forty
fourth street NV; to cost $4,000
Church on List.
Potomac Heights Comm unity
Church, 5204 Cathedral avenue NV,
owners and builders; George W.
Morse, designer; to erect one 1-story
brick and cinder block addition, 5204
Cathedral avenue NV; to cost
$4,000.
Lewis v. Cataldi, 1904 Cobb road
NV, owner and builder; Frank b
Proctor, designer; to erect two 2-story
brick and concrete block stores ano
apartments, 1878 and 1915 Rhode
Island avenue NE; to cost $4,000.
Gray S. Foster, 1919 Thirty-th
street NV, owner: John T. Whelan
architect; G. r. Matheny. 6l47 Thirty
nrst street NV. builder: to erect one
2-story brick and cinder block dwell
ing, $500 S street NV; to cost
$4,000.
Fausta NJ Corte, 1908 Thirtv-second
street NV, owner; T. F. Collier,
llos Twentieth street NV, designer
and builder; to erect three 3-story
brick and concrete block dwellings
% rooms each), 1900, 1902 and 1904
Evening star., 1938-06-18
Frosted Light Bulbs.

One Of several ways to give q
frosted effect to electric light bulbs
Is to dip the bulbs in q good quality
varnish that has been thinned with
turpentine. While still wet sprinkle
over with white silica sand or fine
pumice stone. After this has dried
dip the bulb into either q spirit OF
. water stain such as Is used fol
wood, or an aniline stain in any
color desired.
Evening star., 1938-06-18
CONDITIONING AIDS
IN HOUSE SALES
H. o. l.C. Cuts Losses With
Money Spent to Better
Property.

The sale Of previously unstable
properties often will result from the
wise spending Of money to recondi-
ton them. the Federal Home Loan
Bank Review pointed out today In
An article based largely on the ex-
perience Of the Home Owners' Loan
Corporation in dbposins OF dwellings
1t has acquired.
Citing specific cases In which the
H. o. L. G.. by spending sizable sums
to recondition houses, was able to
increase their value more than the
cost Of work done, the Review con-
cluded:
Large expenditures for recondi-
tionins are tustidable in appropriate
cases, because they produce returns
through increased value and increased
stability"
While In one Of the examples point
ed out by the Review the H. o. L. c.
spent as much as $1,e19 to make q
property salable, the average recon-
dttioning expenditure on the $4,000
homes which 1t has modernized and
repaired has been $500.
Has Reduced Losses.
The Review emphasized that, while
reconditioning had not necessarily re-
suited in profit for the H. o. L. C.
on those properties so treated, it had
substantially reduced losses which
otherwise might have accrued.
First case Of reconditioning cited
by the Review was that Of q run
down house in a New England town
which originally was appraised at
$500. The community in which II
was located was one where rents were
rising and sales demands were in
creasing. Consequently the H. o. L.
c. felt justified in spending $1,338 on
improvement Of the house. As q re-
Evening star., 1938-06-18

suit OF these repairs the property was
reappraised at $4,350, or m increase
Of 3l,4ll above the price Of recondi-
tioning.
Another example given by the Re-
view was that Of . property located
In fair residential section Of . Texas
city. In this case t1,61o-or 80 per
cent Of the structures original ap-
praised value-was spent. Foundation
piers were rebuilt. . new roof put on,
floors reflnished, interior walls pa
pered and other necessary work done.
After reconditioning the property was
Appraised ut $1,3S3 more than the
cost Of the work.
Private real estate firms we're given
. word Of warning by the Review.
however, about indiscriminate spend
ing Of money for repairs.
= Must Increase Value.
"Reconditioning to be profitable, !"
the Review said, must increase the
value Of the property above the cost
Of the work done and must improve
the appearance and attractiveness Of
the property 20 as to widen the range
Of potential buyers at the established
price.
"one Of the most important fac
tors to consider In reconditioning Is
the quality Of the house in relation
to the neighborhood In which It is
located. The dimculty Of selling .
$4,000 house in . $1,000 Y1eighbor-
hood will be elaborated upon by any
real estate agent and is the basis Of
an axiom in reconditioning: When
the value Of . property Is below that
Of surrounding houses 1t is frequently
possible to spend money on improve
ments to good advantage, but when
the value is greater than its neigh
bors, major expenditures are seldom
advisable.
When people buy a $4,000 house
they prefer neighborhood Of $4,000
houses (or better, and II the prop
erty does not satisfy those prefer
ences its price will have to be low
cred If 1t Is to be sold"
Value Of Decoration.
Pointing out that decorative repairs
often have . greater influence on
buyers than structural ones, the Re-
view continued:
structural repairs are q funda-
mental protection of the institution s
equity, and the sale of dwellings certi-
fed as structurally sound helps to
Evening star., 1938-06-18
Removing Paint on Leather.

II the leather upholstery Of chairs
becomes paint spattered try wetting
the head Of safety match and rub
bing it over the spot. Do not, how
ever, rub too hard or the leather will
show scratches.
The Waterbury Democrat., 1938-07-06
Today's Sport Parade
By HENRY McLEMORE United Press Staff Correspondent

New York, July 6.-(UP)-He looks and acts as little like a speed demon as any one you could imagine.
 His Wavy hair is pushed with gray, and his pale blue eyes look at you from behind horned trimmed glasses. He is shy, and this trait is accentuated by reddish mous- tache on the mousey- side.
 His favorite topic of conversation is the raising of chickens, and he would prefer to discuss incubators than carburetors and cars that thunder across the ground at bet ter than 300 miles an hour.
 His name is George E. T. Eyston Captain George E. T. Eyston- Eyston-and today he was flying toward Salt Lake City and the drear salt flats of Bonneville for another assault on his own worlds land speed record of 311.42 m. p. h.
 The last time I saw the captain not counting the brief interview in his suite at the Biltmore ,yester- day-was in the cold dawn of a day last November. He had just finished run for the record in his silver thunderbolt, a seven-ton $500 horsepower monster that whines, not roars, as 1t rockets its driver faster than any other man has ever traveled on earth.
 Those runs on the salt beds, pre- historic eyesores, afford the most eerie sight in sports. I'll never for get the one I saw. We left Salt Lake by plane, in the darkness just before dawn, and were on the beds, 100 miles away before. the sun got there. A cold wind came down from the mountains that rim the desolate waste.
 We stationed ourselves at the start of the measured mile. The only light we had was that pro- vided by the thin, cold fingers of the state troopers automobile head lamps. Far down the flat beds, six miles away, the lights of campfires glowed-the campfires of Captain Eyston's base, where Thunderbolt was being readied for its dash across the hammer-hard salt.
The Waterbury Democrat., 1938-07-06
PRO FOOTBALL SCHEDULE FOR 1888
1888 SCHEDULE

1888 SCHEDULE Sept. 4 Pittsburgh at Philadelphia.
 Sept. II Detroit at Pittsburgh. Washington at Philadelphia. Cleveland at Green Bay. Chicago Cardinals at Chicago Bears.
 Sept. IA Philadelphia at Pittsburgh.
 Sept. IT Chicago Cardinals at Cleveland.
 Sept. IS Brooklyn at Washington. New York at Pittsburgh. Chicago Bears at Green Bay. Sept. 25 New York at Philadelphia. Cleveland at Washington. Pittsburgh at Brooklyn. Chicago Cardinals at Green Bay.
 Oct. 2 Washington at Pittsburgh. Chicago Bears at Philadelphia. Detroit at Cleveland. Chicago Cardinals at Brooklyn.
 Oct. 9 New York at Washington. Detroit at Green Bay. Brooklyn at Pittsburgh. Chicago Bears at Cleveland.
 Oct. 16 Washington at Detroit. Philadelphia at New York. Cleveland at Pittsburgh. Chicago Bears at Chicago Cards. Brooklyn at Green Bay.
 Oct. 23 Chicago Cardinals at Detroit. Philadelphia at Washington. , Pittsburgh at Green Bay. Brooklyn at New York. Cleveland at Chicago Bears.
 Oct 30 Green Bay at Cleveland. Detroit at Bears. Pittsburgh at New York. Washington at Brooklyn. Philadelphia ct Chicago Car dinals.
The Waterbury Democrat., 1938-07-06

for Wilby next year. Spikes weak hitting kept him from playing but Spike has new way of hitting anc is sure knocking that pill around He is now batting at clip of .375
 Travers, the shortstop starred ir the Pine Hill game with three doubles in as many times at bat Jackie is also pitching as seeing by his no-hit no-run games ir Platt's Mills for the Bulldogs Sat. urday.
 Shea, the second baseman wa. absent from the game as he was i'll but now with Shea in the lineup tn, Aces will be much stronger.
 The hot corner guardian, Johr Wrenn, and the initial sacke, Duane, are expected to keep tn, Aces in the game with their hit. ting and defensive work.
 l would like to mention a few facts about the Pemberton Midgets winners of 12 out of 12 contests and coached by Lefty Murphy. They have entered the Washington Park
 
 tinue their winning streak.
 Captain Ed Healey, who Is theil catcher, is very fine hitter and has not made one error in his last 10 games.
 Cleary, the hurler-is also hit ter, and has given up only nine hits in his last two games.
 tNlr from the outfield to the first base post has shown considerable prom ise at his new position. Franks hobby is fishing and has come home with several prize catches. Healey is one of the fastest runners in the Abrigador section.
 Flamegetti holds down the second base post but is not a very good hitter but his fielding work is ex- cellent.
 Cozzy, the shortstop is the lead ing hitter of the Midgets. He has collected B hits in the 13 games the Migets have played.
 Sam Caleveri, third baseman was one of the best fielders in the league last year. His hitting is fair but his running is poor.
 Joey Bergis plays left field and is second in the average depart ment.
 Petit and Richard Healey, center fielders are rated the same in both hitting and fielding.
 Red Benear and Ed Evon are the right fielders but Red is rated the better of the two.
 George Evon, the utility out fielder and pinch hitter also comes through in the clutches and is known as the Clutch Kid" in the Abrigador section.
 Coach Angurio and Manager Rookie Burns are expected to have the Aces set for the coming crucia, series with the Hills.
 Henry Behr, head of the league has acquired the services of an outsider to aid him in the com ing series with the Pine Hills, by calling the balls and strikes.
The Waterbury Democrat., 1938-07-06
Bees Pitchers Not
 Superior To The SOx MOundsmen
BY ROBERT WEBB
United Press Staff Correspondent

United Press Staff COrreSpOndent)
 Boston, July CUP).-Compari- son of the seasons pitching records of the Bees and the Red Sox fails to show the often-claimed superior ity of the Boston National League teams staff.
 The Bees Hurlers have held the opposition to fewer hits yet the de- fensive strength of the Bees out fielders, who pull down fly balls hit to even the remotest corners of the expansive National League field, might account for the difference.
 Strikeouts
 Playing in a faSt-ball league, the Red Cox pitchers, led by Lefty Grove who has whitfed 87, have struck out more batters. Casey Stengeps pitchers, with the excep- ton of Lou Fette, have shown bet ter control, passing only 191 to 2l8 for the Red Sox.
 Complete games, often the yard stick of pitching capability, are in favor of the Bees 34-33. They might have a greater number if Danny Macffayden and Milt Shiffner, two of the Bees "big four" had not been inactive for three weeks.
 None of the Bees newer starting pitchers-Dick Erickson, John Lan- ming and Ira Hutchinson-who have been given their chance with the veterans ailing, have been able to finish what they start. Among them, they have pitched only one complete game.
 StandOut
 Lefty Grove, who won eight games before suffering his first defeat, leads the pitchers of both teams in almost every department. He has won the most games Q2), allowed the most hits G14), and struck out the most men (8D and picthed the most innings (135 2-3.
 Grove shares complete game hon. ors with Jim Turner. Both have II. Three pitchers have appeared in F games, Grove, Jim Bagby and Re- lief Pitcher Archie McKain. Lou Fette, who has wone three and lost eight, has issued the most bases on balls (49).
 Of the pitchers who were not with the Boston teams year ago, Milt Shoffner of the Bees and Jim Bagby of the Red Sox have been the most valuable. Bagby, who has pitched al- most as many complete games as Jack Wilson, will win IS games if he maintains his present pace. Shoffner's promising freshman sea- son was cut short by an appendi- citis operation.
The Waterbury Democrat., 1938-07-06
HEARTS OPPOSE. LEAGUE LEADERS
 ON NEXT SUNDAY
Tribunes Set for Stretch Drive-PrOtest Meet=
 ing Set

Sacred Hearts and Tribunes meet
 up in the feature City Amateur League baseball game Sunday at Hamilton Park, President Ed Fitz- patrick announced last night at 8 meeting of managers conspicuous by the absence of Ray (Wordsy) Tram of the Hearts who were beaten on successive Sundays by the two tail- end teams of the league, the Over- looks and Washington Hills. How- ever, east end sources claim that Manager Tram had considerable letter-writing to do and could not get to the meeting at the Y. M. o. A.
 Brooklyn-Thomas Club postponed game goes Friday instead of Thurs- day night at Hamilton Park upon request of the B. A. c. management as most of the boys want to see the fights at RIG stadium. A committee including Bill (Rounders) Cunning ham, Mike (Setback) Hayes and Tommy (Sparky) Flanagan will settle the protest of the Overlooks against the Washington Hills claim ing forfiet game due to use of a player not in complete uniform. The committee and vice president Pat Doran will hop to 1t next week. Sundays schedule: Diamond No. 2, 1:30 p. m., Hills vs. Overlooks; Umpire Hadley; Diamond No. 1, 1:30 p. m.. Thomas club vs. Brook lynS, Umpire Stanton; Diamond No. l, 3:45 p. m., Sacred Hearts vs. Tribunes, Umipres Costaldo and Stanton.
The Waterbury Democrat., 1938-07-06
DOYLE DEPENDS ON
 "SUBWAY SERIES"

New York, July G. 6.-(UP)-Jack Doyle, Broadway betting commis- sioner, still thinks there will be a third straight Subway series" be- tween the New York Yankees and Giants, according to the mid -sea- son odds he announced today.
 Although the Tanks are tied with Cleveland for the American league lead now, Doyle put the price on the New Workers at 7-10, with the In- dians notch below at 2-1. He quoted the Giants at even money, with Pittsburg the next shortest price in the National league at 5-2.
 Doyle pointed out that never be- fore has there been such a close race in both leagues among the first four contenders, and as the season progresses, 1t will be necessary to change his prices at frequent inc tervals.