davidaulloa/AmericanStories huggingface dataset:
The Waterbury Democrat., 1938-04-29

BLACK - Velvet wrap taken from Hotel Elton, Apr. 21st, by mistake. Call Mrs. ThoS. Moore, 105 Concord St.
The Waterbury Democrat., 1938-04-29
Your Read By 42l21
Announcements
Funeral Directors
Lost and Found

HAVING LOST-My passbook, No. 84244, issued to me by the Water bury Savings Bank, hereby apply for a new one. Nathan Tachnick.
The Waterbury Democrat., 1938-04-29
61I,
Business Announcements

ALL MATTRESSES renovated like new, guaranteed work. Sanitary
 Bedding O., 494 No. Main St. 4-6217
The Waterbury Democrat., 1938-04-29
Special Notices

ELECTRIC REFRIGERATOR Parts and Service for All Makes DOMESTIC APPLIANCE CORP. I78 West Main St. Dial 3-8848
The Redwood gazette. [volume] (Redwood Falls, Minn.) 1873-1940, 1938-12-29
Moth Proof

Your home for as little as 81 90.
Fumigant approved by Good House
keeping and u. S. Dept. of Ayr.
Simple to use. Call 639 or $50.
The Redwood gazette. [volume] (Redwood Falls, Minn.) 1873-1940, 1938-12-29
Bechyn Reporter
Tells of Events
By Alive v, Zetah

Bechyn-Mr. and Mrs. Henry
Amberg Jr., Claude Cliff, Mr.. and
Mrs. Howard Smith, Mr.. and Mrs.
Harold Becker and Mrs. Anna
Ahrens were entertained at
Christmas dinner at the Vernon
Zumwinkle home.
Mary Dolezal of Bird Island is
spending a two weeks Christmas
vacation at her home.
Mr.. and Mrs. Peter Serbus and
family of Olivia spent Christmas
at the Henry P. Serbus home.
A dance will be given in the
Bechyn hall Monday evening.
Mihlo Franks orchestra will fur
nish music.
Blanche Houdek of Olivia spent
Christmas with her parents, Mr..
and Mrs. James Houdek and fam
lily. >.
Mr.. and Mrs. Anton Horejsi and
family entertained at Christmas
eve supper: Mr.. and Mrs. William
Wohnoutka and family, Mr.. and
Mrs. Joseph Wohnoutka ard
children, John Frank, Catherine
and Edward.
Miloyd Dworshak, Anton Woh-
noutka, John Senkyr, Edwin Fac
how of Danube and Charles Fac
how fished near Sank Center
Wednesday.
Mr.. and Mrs. Thomas Tomek
and Marion of Taunton and Mr..
and Mrs. Thomas Tomek Jr. of
Fairmont visited Rev. F. j. Tomek
Wednesday.
Mr.. and Mrs. Joseph Wohnout-
ka and family and Catherine
Frank were visitors in Mime
apolis Wednesday.
Evelyn Wertish who is employ
ed in Franklin is spending Christ
mas week with her parents, Mr..
and Mrs. Anton WertiSh and son.
Edyth Ahrens and her pupils of
district presented a Christmas
program Friday evening to a large
audience. Prizes were awarded
Ella Kodet and Mrs. Anton Woh-
noutka.
Mayme and Eleanor Hinek
were Christmas dinner guests of
Angelina Kodet.
Born to Mrs. Edward Goblirsch,
a daughter Saturday.
Bette and Helen Serbus of Min
neapolis and Harriet Serbus of
Grand Rapids are spending a
week with their parents Mr.. and
The Redwood gazette. [volume] (Redwood Falls, Minn.) 1873-1940, 1938-12-29
Wanda People Will
See Rose Bowl Game
BY Esther Doepke

Wanda - Mr.. and Mrs. Don
Warren and Janice left for CAL
ifornia for a several weeks vaca-
ton. They will attend the Rose
Bowl football game at Pasadena
and visit relatives.
Mr.. and Mrs. Sanford Henke
and son Larry spent the Christ
mas holidays at the A. E. Henke
home at North Mankato.
Mr.. and Mrs. Andrew Hagert
Jr. drove to Comfrey Thursday
to visit at the John Rider home
for several days.
Nick Leuther drove to Man
kato Saturday to spend the
Christmas holidays at his home.
Norman Gridler of Minot, N. D.
Wartburg college friend of
Rudolph Langholz is spending his
Christmas vacation at the Rev.
w. ]. Langholz home.
The Wanda school held its
Christmas program at the Wanda
hall Friday afternoon after which
the teachers left for their homes
to spend a two weeks vacation.
School will reopen January 9.
Mr.. and Mrs. Paul Doepke and
daughter Esther and Mrs. Ernest
Mohler were New Ulm visitors
Wednesday.
The Redwood gazette. [volume] (Redwood Falls, Minn.) 1873-1940, 1938-12-29
VESTA REPORTER
TELLS OF YULE
VISITORS THERE
By Elaine Gall

Vesta-Mr. and Mrs. A. j.
DumbrouSki and family of Gran
tie Falls were dinner guests at
the Gus Steinkraus home Christ
mas day.
Wilfred Stelter, a member of
the CCC at Lanesboro visited
from Wednesday until Monday at
the home of his sister Celesta
Stelter.
Mr. and Mrs. Harley Manning
motored to New London Saturday
to spend Christmas with his
mother Mrs. Bertha Manning.
They returned Thursday.
Maurice Hunt OF Eau Claire,
Wis. visited from Wednesday I'M
til Friday with his parents, Mr..
and Mrs. A. E. Hunt. Florence
Hunt of Minneapolis also visited
from Sunday until Tuesday at
her home.
Mr.. and Mrs. Thomas Dunno
and Janice and Mr.. and Mrs.
Galen Dunno and family attend
ed the funeral of Mrs. Elizabeth
Zehetner at Redwood Falls Friday
morning.
Martha Gertjejansen of Man.
kato spent Saturday and Sunday
at the Dick Gertjejansen home.
Lee Barber, son of Mr.. and
Mrs. Will Barber, was taken to
the Marshall hospital Friday.
Mr.. and Mrs. Michael Gilland
and family of Morgan and MIR.
and Mrs. Rockwell Smith of Min
neapolis were Christmas guests of
Mr.. ard Mrs. H. H. Harris.
Edward Schneider left Friday
evening for his home in Lebanon,
S. D. He will be gone two weeks.
William Berger left Thursday
for Minneapolis after spending
week with his parents Mr.. and
Mrs. G. L. Berger.
Mrs. Jacob Schroeder left Fri
day to spend Christmas with Mr..
and Mrs. Emil Schlemmer ard
family at Milwaukee.
H. M. Mattson motored to
Lowry Friday. Mrs. Ellen Rose
and daughter Audrey returned
Will Hill. 1uSy ISIlldlllSo ullIll
Wednesday.
Mr.. and Mrs. Walter Lehmkuhl
and daughters were dinner guests
at the William Lettering home
Sunday.
Irene Taylor of Mankato visit
ed Mr.. and Mrs. Arthur Warlop
last weekend.
Mr.. and Mrs. Otto Radach and
Russell, Hazel johnson and Geo.
rye Leopold all of Echo were
dinner guests at the T. F. Barley
home Sunday.
Mr.. and Mrs. John Zeug and
Joan of Blue Earth and Russell
McGregor and family of Redwood
Falls were guests at the Charles
Johnson home Christmas day.
Mrs. Zeug and daughter will re-
main until after New Years. John
Zeug returned to Blue Earth
Monday.
Mr.. and Mrs. Louis Larson of
Lucan, Mr.. and Mrs. Joseph
Jaros and son of Vesta, Genevieve
JaroS and Gordon TurnWall of
Minneapolis were dinner guests at
The Redwood gazette. [volume] (Redwood Falls, Minn.) 1873-1940, 1938-12-29

the John Jaros home Sunday.
Dinner guests of Mr.. and Mrs.
Fred Lemcke Sr. Christmas day
were Mr.. and Mrs. Arthur Lem
cke and family of Lamberton, Mr..
and Mrs. Wilbert Viergutz and
family of Marshall, Mr.. and Mrs.
Fred Lemcke Jr. and family, Mr..
and Mrs. George Lemcke and
family, Mr.. and Mrs. Doudand
Hunter and MIR. and Mrs. Paul
Lemcke all of Vesta.
Mr.. and Mrs. E. N. Montgom-
cry and Margaret spent Christmas
at the Tom Hicks home at Tracy.
Mr. and Mrs. Fred Wyman and
daughter of Pembina, N. D. visit
ed from Saturday until Tuesday
with Mr.. and Mrs. A. D. Wyman
Katherine Alexander of Keas-
ter, Iowa spent Christmas with
her parents, Mr.. and Mrs. Ormie
Alexander.
Mr.. and Mrs. Bernard Hovald
left Sunday morning to spend
Christmas with MIR. Hovald's
father, Frank Hovald at Waseca.
They returned Tuesday.
Harold Wyman of Park River,
N. d. arrived Saturday to visit
at the A. D. Wyman home.
Mavis thinner is spending sew
eral days with her grandmother,
Mrs. Hannah Blankenhagen.
Margaret Montgomery enter
tanned friends at Christmas
party at the E. N. Montgomery
home Monday evening.
Mrs. Frank Bendix and son
Ralph motored to Annandale
Sunday to spend Christmas with
Dr.. and Mrs. Lester Bendix and
family. They returned Tuesday.
Mr.. and Mrs. w. S. Southmayd
were guests of Mr.. and Mrs.
Charles Gardner at Minneapolis
Sunday and Monday. Mrs. Eda L..
Southmayd accompanied them to
Fairfax where she spent Christ
mas at the Henry Swenson home
Mr.. and Mrs. Adolph thinner
entertained the following at
Christmas dinner: Mrs. H. Blan-
kenhagen and Lester, Mr.. and
Mrs. William thinner, Mr.. and
Mrs. Walter Rehfeld and family
and Mr.. and Mrs. Albert Meier
and family.
DR.. and Mrs. R. A. Peterson
and family were dinner guests of
Mi. and Mrs. E. N. Montgomery
Tuesday evening.
The Redwood gazette. [volume] (Redwood Falls, Minn.) 1873-1940, 1938-12-29
Mrs. Henry Serious.

Mrs. Henry Serbus.
Mr.. and Mrs. Lawrence Houdelz
and family spent Christmas eve
with Mrs. Mary Krell and Christ
mas day at the George Goblirsch
home in Vesta.
Muriel Zetah of Renville was a
Christmas guest of her parents,
Mr.. and Mrs. Frank Zetah and
family.
Mayme Hinek is spending her
vacation with her mother, Mrs.
Millie Hinek and daughters.
Christmas eve supper guests at
the John Bartes home were Mr..
and Mrs. Harold Zeismer and
family, Mr. and Mrs. Frank Ku-
besh and family of Olivia, Mr..
and Mrs. Joseph P. Swoboda and
Earl, John Kodet and Mr.. and
Mrs. John Senkyr and family.
Loretta Horejsi of Olivia spent
Christmas with her mother, Mrs.
Mary Horejsi and Henry.
Christmas supper guests of Mr..
and Mrs. Frank H. Kodet and
family were: Mr.. and Mrs. Joseph
Serious and family, Mr.. and Mrs.
John L. Frank and daughter, Mr..
and Mrs. Emil Kohnoutka and
daughter, Mr.. and Mrs. Frank
Senkyr and family, Joseph Ruiz
land, Joseph Jansen, Florence
Kahnke, Leona and Rita Dingles
and Celia and Lillian Wohnoutka.
Dorothy Dworshak of Redwood
Falls was weekend guest of
Evelyn Wertish.
Mr.. and Mrs. Miloyd Dworshak
ard son, Mr.. and Mrs. Joseph
Dworshak and family and Eddie
Dolezal were Christmas eve
guests of Mr.. and Mrs. Mike
Dworshak at Redwood Falls.
Marietta Kodet was a Christ
mas eve supper guest of Mr.. and
Mrs. John Kelly near Olivia.
Evelyn Wacek who is employ
ed at Olivia spent Christmas with
her parents, Mr.. and Mrs. George
Wacek and family.
Mr.. and Mrs. George Corey of
Morton and Gilbert and Jennie
Carruth of Redwood Falls were
Christmas dinner guests at the
William Kelly home.
Mr.. and Mrs. Ted Serbus and
son and Mr.. and Mrs. Edward
Serbus were Christmas dinner
guests of Mrs. Joseph Horejsi.
W. H. DoleZal has learned that
his oldest brother, Joseph Dolezal
is seriously i'll of pneumonia at
Faribault.
Mr.. and Mrs. Jerry Houdek
spent Christmas with Mrs. Hou-
The Redwood gazette. [volume] (Redwood Falls, Minn.) 1873-1940, 1938-12-29
Advises Fossil Hunters
To Look In Own Yards

Cincinnati, O.-P Ohio fos-
sill hunters are advised by DR..
Walter H. Butcher, University of
Cincinnati geologist, to dig in
their own back yards.
Prof. Butcher said this section
of the country is so rich in fossil
remains that most home owners
need not step from their own pro-
perty to find relics dating back
hundreds of years.
The Redwood gazette. [volume] (Redwood Falls, Minn.) 1873-1940, 1938-12-29

entertained the Becker families
at party Christmas eve.
Pauline Simondet who teaches
at Buffalo Lake is spending her
vacation with her parents.
Mr.. and Mrs. William Zihlke of
Springfield were Sunday dinner
guests of Mr.. and Mrs. H. R.
Simondet.
Christmas guests of Mr.. and
Mrs. j. P. Gaffney were Mr.. and
Mrs. Joseph F. Gaffney and fam
lily of Hamilton, Mont, Mr.. and
Mrs. j. A. Gaffney and family,
Mr.. and Mrs. Ralph Mann and
Marianne, Mr.. and Mrs. Syril
Garman and Mr.. and Mrs. Eugene
Miles of Eau Claire.
The Redwood gazette. [volume] (Redwood Falls, Minn.) 1873-1940, 1938-12-29
JOhnsOnville and
Waterbury Events
During Holidays
By Mrs. Robert Schaffran


Waterbury and Johnsonville-
Christmas dinner guests at the
Richard Schaffran home were MIR.
and Mrs. Bernard Schaffran and
sons of Walnut Grove, Ella and
Adele Schaffran of st. Paul, Ag-
mes Schaffran of Wood Lake,
and William Hess. Mr.. and Mrs.
William Schaffran and Irene were
afternoon visitors and Elsie Kragh
of st. Paul and Raymond Schaf-
fran of Morgan were supper
guests.
Mr.. and Mrs. Erwin Bittner
were business visitors at Redwood
Falls Thursday.
MIR. and Mrs. George Hagert
of Marshall and Mr.. and Mrs.
Wilbur Bittner were dinner
guests at the Charlie Otto home
Christmas.
Mr.. and Mrs. Robert Schaffran
and William Hess were Thurs
The Redwood gazette. [volume] (Redwood Falls, Minn.) 1873-1940, 1938-12-29

dek's parents, Mr.. and Mrs. Ora
Smith and family.
Joseph Kozubik, a student at
the University School of Agricul-
ture is spending Christmas vaca-
ton at his home.
The Hagerstown globe. (Hagerstown, Md.) 1936-1943, 1938-08-19
HANGOVERS
BY LITTLE HEIsKELL

This county apparently has
,0re politicaI-club dizzy. With
two MISUNDERSTANDING Clubs,
one o'conor-for-GOvernor Club,
another club for Willard e.
Tvdinas and the fourth for
David j. Lewis, I'm expecting
any day to walk down the main
stem and find club organized
for "Miskowitz-for-County Sur
yeyor. However, it proves one
thinq - there's plenty of activ-
ity in the Democratic Party and
the boys are stepping up to the
line and declaring themselves.
The big battle, as see it, will
come after September IL. Will
the Democrats who backed the
losers fall in line and work for
the ticket as selected, or will
they repeat their performance of
four years ago and step over
into the COP. back yard? I'LL
lay my dough on the line that
no fence building will be neces-
sary and that the winners in
September will be winners in
November.
The Hagerstown globe. (Hagerstown, Md.) 1936-1943, 1938-08-19

Only one Gubernatorial candi-
date is taking an easy ride to
the nomination this year. He
is Harry Wilma Nice, who. only
four short years ago, quoted
that So automobile tags could be
obtained by merely sending him
to Annapolis. The Guv has so
far ignored Harry Proebus, his
opponent, which shows that he
is confident of being renominat-
ed. Anyway, after the primary
Guv Harry will take to the tall
tImbers, explain why So tags
were impossible and probably
tell US another bed time story.
However, Goods chiIlun" will
be listenin' to Guv Harry with
their fingers crossed this time.
With all this Democratic bal
ly-noo echoing throughout the
free State, the Republicans gen.
orally, have been forgotten. Ask
the average voter to name can
aldates on the State G. o. p.
ticket and the chances are that
ne will have to telephone one
81 the local Republican candi-
yates. And then, if he doesn't
kno" he will refer you to some
one else. Anyway, don't ask me
-call Homer.
The Republicans have not as
5s' opened headquarters, but
snat isn't surprising. The Dom
Ssy 6oys have gobbIed up all
!. me available space. However,
we followers of the Grand Old
50 rsrty will have good selection
''Ol'owIng the primary. In at
, east TWO of the locations the
rOr Rent" sign will be tackled
up again.
a. wonder: If those criticizinu
p0'l'lcal machine support"
would accept it if it were offer
~ -. mem; what has become of
~ !" Iandon; why curley Byrd's
s.Om went down the drain
p p,pe' how many names will an
D. r.ar on the ballot; when the
a @spublican campaign will start,
Z S what's become of those two
~. y 2. Senatorial candidates;
thy. ny great many voters take
Sha 1 politics so seriously, and
s,,. ssner or not it is more Of a
1 Prise to be elected than it is
ne defeated?
The Hagerstown globe. (Hagerstown, Md.) 1936-1943, 1938-08-19
PROGRESS ON NEW
EQUIPMENT BLDG.
Shelving Expected Next
Week; To Be Occupied
Soon

The new equipment building of
the city will be occupied next
week, City officials announced
this morning. All that remains to
be done is the placing of the
shelving.
With the shelving installed, the
work of removing the equipment
from the old building in the rear
of the City Market House, will
start.
The new equipment building is
the latest in the construction of
the kind and reflects much credit
on the contractors, ]. B. Ferguson
and Co. 1t is built of brick and
concrete and has dimensions Of
100 by $50 feet.
1t is DESTROYS to occupy the new
building as soon as possible on
account of the recent fire at the
old location which has handicap
ped operations there.
There will be large storage
department in the rear of the new
building. All of the equipment of
the city, used for streets and for
other purposes will be kept here
and proper office files installed
governing all operations of equip
ment in and out including the
City Light Department.
An eight-foot chain link fence
will surround the buildings with
beautiful, ornamented gate at the
front entrance. The surrounding
grounds will be graded and beau
titled with shrubbery.
The Hagerstown globe. (Hagerstown, Md.) 1936-1943, 1938-08-19
MUNICIPAL POOL RATES
HIGH WITH VISITORS

The Municipal Swimming
Pool stands among the highest
in the country in the accredited
list of pools. And that rating,
apparently, isn't a ''phony"
Two ladies who have fire.
quently Travelled from Maine to
Florida and who have used
pools all along the way had
this to say about it, after
spending two hours in it:
"This is the finest pool we
have ever seen and the City of
Hagerstown is to be compIi-
mented." Bill He'll gave the
ladies a big smile and a thank
you in return.
The Hagerstown globe. (Hagerstown, Md.) 1936-1943, 1938-08-19
BUILDING PERMITS
ISSUED In THE CITY

The following permits were
issued at the office of the city
building inspector: d. Webster
Groh, Jr., to remodel store front,
1918 North Potomac street; John
c. Sunderland. to convert single
dwelling into two apartments and
enclose porch, 1011 Oak Hill ave-
nue.; Mrs. c. L. Wagner, two-story
tile addition, PIT S. Potomac street.
Mrs. Iva H. Grove, two-story
brick addition, 81 E. Antietam St;
w. Glen Pheil, addition to filling
station, 826 Pennsylvania avenue;
George q. Bell, pantry and open
porch 2 stories, corner Potomac
street and Randolph avenue and
Owen Mdpevitt, concrete block
building for store, 80 w. Wash
ington street.
The Hagerstown globe. (Hagerstown, Md.) 1936-1943, 1938-08-19
ENGINEERING SOCIETY
INSTALLS OFFICERS
John J. Porter Makes Ad-
dress At Society's
Monthly Meeting

AT the regular monthly meeting
OF the Southern Engineering So
ciety. held at Hotel Hamilton, the
following newly-elected officers
Were installed: President, Paul
"A. Leichel; yice-presidents. L.R.
Voris and F. T. Lowe; treasurer,
w. E. King and secretary, L. M.
Johns. These directors were also
installed to serve for the ensuing
year: R. R. Carver, M. L. Porter
field, A. ]. Kriz, C. A. Cromleigh,
c. V. Cushwa, VIM. A. Rosenber-
ger and 3. o. Hamren.
The principal speaker at the
meeting was John j. Porter, pres
ident of the North American Ce-
ment Corporation, who had as his
subject, Engineering Approach
to Economic and Social Prob
lens" His address was well re-
ceived by large group present.
Retiring President William A.
Rosenberger was presented with
plaque, suitably inscribed.
The Hagerstown globe. (Hagerstown, Md.) 1936-1943, 1938-08-19
MEETING AT eRoTroEs

The Christian Church of Boons-
boro and the United Brethren
Churches of Boonsboro and Bene-
vola will hold a meeting at the
Crystal Grottoes, near Boonsboro.
Sunday evening, August q at 1890
being the second in a series Of
three outdoor union services by
the Golden Rule District of Young
Peoples Work.
The Hagerstown globe. (Hagerstown, Md.) 1936-1943, 1938-08-19
MUCH MOISTURE
FOUND IN WHEAT

Millers are finding considerable
moisture in wheat being brought
to the elevator for sale. A local
miller states that this is due to
the fact that wheat was not hauled
in and became soaked with
numerous rains. 1t is understood
that some farmers, in order to
save labor, left the shocked grain
in the fields with the intention
of threshing it out, there.
However, wheat which was
threshed and sold before the rains
is Of excellent quality, in fact a
buyer stated it is the finest he has
seen for a long time.
Mills are provided with moisture
detectors by which means the
miller can ascertain the degree
of moisture in the wheat running
through.
The price paid for wheat il
around 81 cents for good wheal
The Hagerstown globe. (Hagerstown, Md.) 1936-1943, 1938-08-19
vlslToIRs, DAY

Annual Visitors Day will be
observed at BELLEVUE, the county
home, on Sunday next to which
the public is cordially invited. A
program of Entertainment is be-
ing provided to start at 1 P. M.
At 2 P. M, the Junior "Y" Band
will play.
The Hagerstown globe. (Hagerstown, Md.) 1936-1943, 1938-08-19
BOWMAN REUNION

The Bowman family reunion
will be held at Pen Mar on Sun
day, Aug. Il. An attendance Of
several hundred is expected, a
number of the clan coming from
the west to attend the affair.
The Hagerstown globe. (Hagerstown, Md.) 1936-1943, 1938-08-19

Commissioned by the boys and
girls of Ashland, Pa, in memory of
their mothers, this monument was
designed by Emil Siebern. The
statue, which is twice life size, will
be dedicated in September.
The Hagerstown globe. (Hagerstown, Md.) 1936-1943, 1938-08-19
VISITING EAST

Mrs. Eth Ell Weaver Leonard of
oregon, is visiting friends and
relatives in Hagerstown and vi
cinity. She formerly resided here.
The Hagerstown globe. (Hagerstown, Md.) 1936-1943, 1938-08-19
ON VACATION

Rawlings w. Poole, advertising
manager of the Potomac Edison
Co., is on vacation at Summer
Training Camp for reserve Off
GERS at Fort Meade, Md. He wiz
return on August 20.
The Hagerstown globe. (Hagerstown, Md.) 1936-1943, 1938-08-19

while the inferior grain damaged
from moisture is less in price.
Millers have q method of driving
wheat.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1938-12-03
F. H. A. 10 Broadcast
Talks on PROGRAM

In order that full advantage may
be taken of the property improve
ment credit plan of the F. H. A.,
the director of the District Office,
H H bearing, has instituted a series
of IA radio broaGcasts over VOL
designed to acquaint property own
ers with details of the program.
The first program was broadcast
Monday at HAS am and the others
will follow weekly at the same time.
This method of financing i'm
provements and repairs was incor-
porated in the original National
Housing Act. but expired April l,
1887. 1t was re-enacted in the con-
gressional amendments last Febru-
airy, however. and is available to
property owners until next June 30.
Under the plan the Federal Hous-
ing Administration insures private
lending institutions, approved by
the F. H. A.. against loss on funds
oNSdilSCo 4ol improvements dllO 1C.
pairs to existing structures The
borrower. however, must meet Ger
tain requirements. For example, he
must have steady income and a
good credit rating; must own the
property to be improved or hold a
lease on it running at least six
months longer than the term of the
loan. Repayments may be spread
over three to five year period.
There is no cost to the lending in
stitution for the insurance thus
provided.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1938-12-03

visions re-enacted by the February,
1888, amendments to the National
Housing Act. Many Of the remain
ing property-improvement notes, in
sured under the acts original pro-
visions, which expired April /, 1887,
have been paid Of.
Only 358 out Of 28e 900 homes Sc
curing r. H. A.,insured mortgages,
as Of October 81, had been acquired
by the Federal Housing Administra-
ton following foreclosure by lend
Ing institutions, Mr.. Mcdonald
stated.
$140,688 Lost In Sales.
Out Of the 35s properties &C
quired, 1877 had been sold as Of
that date. Net losses from these
sales totaled $14O,688. To meet these
losses, the F. H. A. had reserve
funds with q net worth Of $A,-
284, $50.
These reserves are growing stead
lily through receipt Of appraisal
fees paid to the administration by
mortgage loan applicants and Of
mortgage insurance premiums paid
each month by borrowers on F. H.
A.-insured loans. This income now
averages about 100000 q month
and is expected to be larger than
the F.. H. AS average monthly ex-
penses in the immediate future. The
time is not far distant, he stated,
when the F. H. A. will be able
to pay all or part of its operating
expenses and at the same time add
regularly to the mortgage insurance
funds.