davidaulloa/AmericanStories huggingface dataset:
Milford chronicle., 1938-12-02
a GOOD QUESTION

The following question was re-
Gently asked: what enables one to
borrow money to build a home. by
guaranteeing payment of the mort
gage, thus safeguarding the lenders
capiial?p
Fire insurance enables promoters
to construct huge apartment houses
in which scores of families reside, 1t
affords security to the hackers of
great office buildings where the head
quarters Of numerous business prof.
ects are situated and it guarantees
security to the owners of factories
where men and women earn their
living.
Capital stock company fire insur-
ance provides an engineering ser
vice whereby homes and industries
are made safer, which puts it in the
category of a public-serving busi-
ness. Most people mistakenly think
of it only as enabling them to re-
build their property after fire.
Fire Insurance stands guard over
everything made. from the raw ma
terial stage until It is a finished
article ready for use. Through this
it aids in keeping all
prices down within the reach Of
millions OF people-and makes pos
sible the financial risks that are es-
sential to an industrial civilization.
Milford chronicle., 1938-12-02
THE ELECTIONS

The elections are over Every pa
triotic American will accept the re-
suits without rancor. 1t is the car
dinal principle, of democracy that
the people ru1e-eyen as it is the
cardinal principle Of dictatorship
that the people be ruthlessIy sub
merged to the whim of the dictator
To the thinking citizen, who is
less interested in partisan politics
than in good government, the real
significance of this election is the
revival of the two-party system, the
very foundation of the republic. It
is a weIl-known fact that even men
high in the Democratic party have
looked with disapproval on that par
ty's excessively great Congressional
majorities of recent years. And 1t
will be remembered that following
the World War, the Republicans had
a similar topheavy majority. faced
no influential opposition, and certain
abuses were the result
This election has to a large extent
readjusted the balance of power in
Congress to the status envisiOned by
the founding fathers That makes for
sound government Whatever party
you follow, whatever your political
allegiance, II you believe in demo-
cracy, you will welcome the resurg-
ence Of an effective political oppo-
sition as "A check on whatever party
happens to control Congress at the
moment
Milford chronicle., 1938-12-02
THE RAILROADS AND
NATIONAL DEFENSE

Addressing the Chicago Associa-
tion of Commerce, Harry A. Wheel
er, president of the Railway Busi-
ness Association. pointed out the
vital relation between national de-
fense in the event of war and an ef-
ficient, prepared railroad industry.
You don't have to be a military
expert to realize that the effective
ness of a naval force in the Pacific,
for example, would be greatly de-
pendent upon the facilities for The
overland transport of men and sup
plies. AS Mr.. Wheeler says, Nation
al defense requires of the railroads
a high state of efficiency. In this the
advantage of rail lines touching all
strategic points and connecting them
with sources of supply is Of first
Importance. . This means that
rails, ballast, bridges and signal
equipment must be of the highest
order and in the best state of main
tenance; moreover, other depart
ments, such as motive power, must
be maintained with modern types
sufficient to perform every task as
signed while car equipment of all
types must be had in such quantity
and state of repair that continuous
movement may not be interrupted by
constant laying up for repairs"
Elsewhere in his talk, Mr. Wheeler
states that with all the railroad Ia
cilities we are thought to possess,
they are wholly inadequate to meet
the need of a major conflict in that
(the Pacific) area" The reason for
that is plain. The railroads have
bee nindustry's poor relation" for
many years. Their revenues have
been sufficient to meet current needs
only. There has been no money for
the sort of expansion and betterment
that national defense requires.
This is a potent reason why the 1
plight of the railroads is Americas !
Number l industrial problem. The
time has arrived when railway man !
agement, railway labor and the gov
ernment must work together more :
comparatively than ever before If this
essential industry. upon which so
much depends. is to be preserved.
Milford chronicle., 1938-12-02
fcontinuea from Prrs PAGE,

Fourth District-Henry Roster,
chairman and delegate; Martin
Johnson, Jr., vice chairman and al
teTnate delegate; Frank Eskridge,
regular member; Harry BOyce, first
alternate member; Horace O'Neal,
second alternate member.
Fifth District-F. w. Bradley,
chairman and delegate; J. Raleigh
Ellis, vice chairman and alternate
delegate; Paul Kenney, regular
member; Clarence Workman, first
alternate member; Ira West, second
alternate member
Sixth District-R. w. Lingo, chair
man and delegate; George Donoway,
vice chairman and alternate dele
gate; Raymond V. West, Regular
member; Ashland Collins. first al
ternate member; Calvin Lewis, sec
ond alternate member.
Seventh District-F. NJ. Gum,
chairman and delegate; Alfred L.
Lynch, vice chairman and alternate
delegate; Geo. L. Bennett, regular
member; Jas. B. Dickerson, first al
ternate member; Geo. F. Smith, sec
Milford chronicle., 1938-12-02

might desire this: ID Germany
needs American buyers to absorb
some of the products of the Sudeten;
(2) Germany also need us to absorb
some of the produce of her own in
ternal industries; (3) If the Anglo
U. S. trade agreement does go into
effect. as seems almost certain, this
will destroy a valuable export mar
ket for Germany. unless adjustments
can he made.
This drama is we'll worth watch
ing-it is the sort Of thing that de-
termlnes world prosperity or world
depression, as we'll as peace and
war. Whatever happens. It is a col
orful and novel chapter in the long
history of international commerce.
Biggest domestice Administration
headache is provided by the farmer.
American agriculture. by and large.
has virtually revolted against last
years farm plan. whose main tool is
the marketing quota device.
Out of this has come the plan. lit
tie publicized as yet, for selling
farm surpluses to the nations "un-
derprivileged one-third" at cut rate
prices. The government. of course.
would subsidize the venture.
With the election coming up. this
plan was allowed to remain dor
msnt. But now that the voters have
spoken their minds. 1t is apt to be
revived and pushed.
Tn the meantime. the whole farm
aid program has bogged down. and
Is in q state Of paralysis. And the
average farmer. observers report. is
growing increasingly dubious of the
DEPARTMENT of Agriculture.
Milford chronicle., 1938-12-02
The Mexican Land Settlement

Mexico confesses its inability to
pay promptly the 10 million dollars
IL owes Americans who have suffer-
ed from seizures of their farms. and
during the time of delay one repre-
sentative of the United States and
one from Mexico will pass upon all
claims for losses sustained by the
land-hOlders through the confisca-
ticn of their properties. The initial
payment of the first million is to be
due next spring and annually there
after for ten years until the total 10
millions, or so much thereof as may
be agreed to by the commissioners,
is paid.
In view of the records showing
that valid claims of American citi-
zens against the Mexican Govern
ment were scaled down by the
Claims Commissions from 200 mil
lion dollars to less than 3 million
dollars, it seems that the Mexican
Government is slipping over another
funDy-mOney transaction on Too
Good Neighbor Uncle Sam
IA ease Mexico actually pays the
land claims each year il will be able
to apply S1,000.O0O out of the S.
100000 of 1870 export tax that it
imposes upon silver sold to the Uni
ted States government at inflated
prices. Mexican profits on the sill
yer deals perhaps explains the pro-
fessed desire contained in a recent
note to our own State Department
ITO settle the difficulties which may
arise between the two governments
in a spirit of friendship and of
equity"
In the anxiety of the United States |
to make the Good Neighbor Policy |
appear successful and create an ap-
psarance of Pan-American solidarity |
il would seem that the principles are
being sacrificed to expediency. be-
cause problems with Mexico is
granted a breathing spell in it's con-
with the United States.
aud il is fastening its negotiations
Tor lOng-term agreements with Ger
many. Italy and other foreign gov
for the sale of oil from
American properties seized last
March.
Obviously Mexico is whipping the
ievil about the bush in using the
profits obtained from silver pur-
,hases by the American government
% pay owners of farm lands. The
Mexican government says It has no
money" If that is even a half-truth
he only way settlement ever can be
made for several hundred million
lollars worth of American, British
md Dutch oil properties seized by
dexico would be by compelling Mex
co to return the properties to their
awful owners.
Milford chronicle., 1938-12-02
XMAS SAVINGS
Clubs PAYING
OUT MILLIONS
CONTINUED from Pirss Page,


bankers uniformly express the opin-
ion that the Christmas Club has
made an excellent showing in view
of present conditions and that It
will offer an outstanding contribu-
tion to stabilizing business activities
in the approaching pre-holiday sea-
son.
The survey shows. too, an increas-
ed use of the Christmas Club as j
convenient and easy method of accu-
mulating funds for many necessary
expenditures other than normal hol-
iday requirements, such as taxes,
insurance premiums, and mortgage
interest and bankers see in this ap-
plication a trend to a larger Christ
mas Club distribution next year.
The inception of the Christmas
Club idea, twenty-seven years ago.
anticipated the need for providing
an easy, simple and practical meth
cd of systematically accommodating
funds for the specific purpose of
Christmas needs, but It has develop
ed a real aid to permanent thrift in
the banks of the country.
Practically every town in Della
ware in which bank is located has
a savings fund.
Milford chronicle., 1938-12-02
agricultural Adjustment Adminis-
tration Groups Elected In Sussex
ond alternate member.

ond alternate member.
Eighth District-Hylon G. Smith,
chairman and delegate; Howard
Clifton, vice chairman and alternate
delegate; John Stevenson, regular
member; Geo. T. Johnson, first al
ternate member; John p Warning
ton, second alternate member.
Ninth District-C. A. Pepper,
chairman and delegate; w. T. Carey,
vice chairman and alternate dele
gate; Geo. A. Wilson, regular mem
ber; Harvey Penuel, first alternate
member; Chester Rogers, second al
ternate member.
Tenth District-W. I. Pase, chair
man and delegate; T. NJ. Jarvis, vice
chairman and alternate delegate;
Otto Dickerson, regular member;
Walter Lank. first alternate mem
ber; Ward Short, second alternate
member.
These men will have charge and
supervision of the Agricultural Con-
servation Program in the district
from which they were elected and
work in cooperation with the county
committee.
Milford chronicle., 1938-12-02
MORFORD NAMES
STAFF OF FIVE
STATE DEPUTIES
ScOrsinusd from First Page,

He. has held a number Of Offices
i'm the Department Of Justice in
Washington and was secretary TO
the late U. S. Senator Coleman du-
Pont from November. 1926, until Dec
ember. 1923. He was secretary to
former U. S. Senator Daniel o. Hast
ings from December, 1926. until
March, 1929. He has served as presi-
dent of the State Board of Accoun-
fancy clerk of the Court of Com
mon Pleas for Kent County and as
a member of the staff Of former
Gov. C. Douglas Buck. He was sec
retary of the Republican State Com
mittee from 1882 until 1884. :
Son Of Chief Justice
Layton attended Georgetown pub
lie schools. Phillips Andover Academy
and Princeton Preparatory School,
from which he was graduated in
1929. He was graduated in 1888 from
Lehigh University. where he was a
member of the varsity baseball team.
lie entered the University OF Penn
sylvania Law School in 1888 where
he studied law for two years, follow
cd by the study of law another year
in the office of his father. Chief JUS
tice Daniel j. Layton. He was ad-
mitted to the bar in October, 1896!
He served as an attorney for the
State Senate during the last session
of the General Assembly.
James is a member of the law firm
of Herring. Morris, James and Hitch
ems. Wilmington. He is a graduate OF
Dickinson College Law School, and
was admitted TO the bar in 1929. He
was elected president Of the Will
mipgton City Council in 1885 and was
reelected in 1887.
Milford chronicle., 1938-12-02
CHAS. K. WESTON
RETIRES JAN. |
toontlnaed from Ftrst pagsl


Mr.. Weston spent his early boy
hood in Wilmington. He gained his
wide newspaper experience in Phila-
delphia At the time of his appoint
ment early in 1916. he was the city
editor of the Public Ledger.
Newspaperman For 80 Years
Mr.. Joslin began his newspaper
work 80 years ago. After five years
with the Associated Press, he Joined
the staff of the Boston Transcript,
serving successfully as state political
editor, Washington correspondent
and national editor.
During the Is years he was sta
toned in Washington, he toured the
country repeatedly, attending meet
ings of national significance cover
ing" each presidential campaign.
From 1926 to 1881 he also was a re-
gular contributor to Worlds Work,
writing a signed article for each is
sue. He likewise was the author of
The March of Events. the editorial
comment by the publication on ma
'tional and international affairs.
In March, 1881, he was appointed
The secretary to President Hoover.
During the two years he held that
Office he was The intermediary be-
tween the Chief Executive and the
public.
He became associated with Roger
w. Babson, the statistician, in 1884,
representing that organization in
Washington until June 1, 1896. when
he became the president of the News
Journal Co.
Has Wide Experience
Mr.. Claus comes to Wilmington
fortified by a wide experience and
demOnstFa' ed ability in every de-
partment of newspaper pproduction.
Editor-in-Chief of the Boston
Transcript for the past 13 years,
Mr.. Claus has been on the staff of
that newspaper since he was gradu-
ated from Tufts College in 1905.
His experience has included not
only reporting. special feature and
editorial work. but supervision of
the business. advertising. circulation
and mechanical departments.
A close student of national and
affairs, Mr.. Claus has
written extensively on these sub
iects. He has observed happenings
IT home and abroad. writing on the
events of the times.
Last year, at the time of the cpl
1emic of sit-down strikes. he de-
scribed these events and their mean
ing i'm series of articles. especially
the developments in Detroit and
Flint
Made Study Of Situation
In 1880, when there was talk of
finding substitute for prohibition
in the United States. Mr.. Claus made
4 first-hand study Of the situation in
Europe. with special emphasis on
he liquor control system of Sweden.
For the past 25 years Mr.. Claus
mas made his home in Melrose High
ands, a suburb Of Boston. He has
served as member of the Melrose
School Board and has been active
n other civic enterprises. He is
married and has one son, the latter
member of the staff of The Ma
ional Archives in Washington.
Milford chronicle., 1938-12-02
Exploring American Business
]. e. JONES

]. e. JONES
The monopoly inquiry fiips back
into the headlines. Senator O'Mahon-
ey's public utterances are reassur-
ing. but the plans Of the joint Ad-
Commit
tee are still very vague. American
business. large and small, finds rea-
sons for apprehension. Mr.. 0'Mahon-
ey says that the Committee will ex-
plore the method by which modern
business is conducted and its effect
upon the nation. Other members of
the Committee are very critical and
charge that monopoly is rampant,
and must be crushed.
AS a sort of curtain-raiser the De-
partment of Justice indicts many re-
spectacle citizens who are charged
with violations Of existing laws that
control commerce.
Senators O'Mahoney and Borah
are sponsoring a bill to compel all
corporations engaged in Interstate
business to secure Federal licenses.
This is another hard-boiled Federal
control bill along the same lines as
other famous legislation that has
been hamstringing national indus
tries in the past few years.
After all, every oifense that might
be committed seems to be covered
by Federal and State laws. in exist
ing civil and criminal statutes. APP
parently enough isn't enough"
Large business interests win protest
before the Committee against the
endless stream OF restrictions inn
posed upon industries that are al
ways trying to obey the laws, and
deal justly with their fellow-men.
Milford chronicle., 1938-12-02

Miss Ruth Shallcross will be the
guest speaker at the next monthly
dinner meeting of the Kent County
Business and Professional Women's
Club. Tuesday night. December 6, at
$3.50 p. m, at the home of Mrs. C. c.
Shorb in Dover.
Miss Shallcross is a graduate of
the University of Nebraska, studied
social economy at Bryn Mawr, con-
Quoted research on women in indus
try, and has helped in formulating
activities for the Y. W. C. A. From
this research work she turned to an
intensive study of the problems of
women doing remunerative work in
the home and after this occupation
she became associated as a research
worker with the New York State
Department of Labor, continuing at
this for five years. Miss Shallcross
has studied tbS economic problems
of women in England, France and
Germany. She has taught social leg
islation at the Office Workers Sum-
mer School, Bucknell College, Penn
sylvania. Miss Shallcross is an au-
thor, and at the present time is a
field worker on the staff of the Ma
tional Federation of Business and
Professional Women's Clubs. Inc,
New York City.
Miss Mary NJ. Klaes. chairman of
public affairs. is in charge of the
program for the December meeting.
The subject on which Miss Shall
cross viii speak has not been an
nounced as yet, but 1t is anticipated
that she will follow the regular pro-
gram plan which is my Employer
and MY Employees"
Milford chronicle., 1938-12-02
THE TRUTH HURTS

II is simple truth to say that up
to date the circumstances surround
ing purchases of private electric
systems by civic units in order to
use iva power are not such as to
convey the impression that public
treatment Of the private companies
has been conducted in fashion fully
accordant with those principles Of
fair dealing which private persons
are accustomed to recognize in their
dealings with eac hother.-The Wall
Street Journal.
Milford chronicle., 1938-12-02
WASHINGTON
NEWS LETTER
From
CONGRESSMAN WIN. Y. ALLEN
ResldentlaI CONSTRUCTION


A further recovery in residential
construction may be expected, pro-
viding there are no untOward incl
dents such as a sudden increase In
building costs. 1t appears as If the
potential demand due to an accu-
mulated housing shortage Is now
transferring itself into effective de-
mand. In this field it is important
10 note that home mortgage finance
Is today In much sounder position
than at any time in the past decade.
Properly values are higher and more
stable than in the early Thirties.
Total home mortgage debt has de-
clined. Interest charges on home
mortgage loans have been greatly
reduced. Financial institutions gen
orally are in a better position to
serve their communities than they
have been since 1880. A plentiful
supply of mortgage money is avail
able. The rate of foreclosures has
dropped.
Milford chronicle., 1938-12-02
New Merchant FIeet

The U. S. Is soon to have q new
merchant feet. You have, l am sure.
heard that statement several times
before, but now It is to be taken lit
orally. It is true. Within two months
the first of the new ships Of this
feet will actually be sliding down
the ways. They will take their place
under the American flag on the for
eign trade routes of the world. BY
midsummer, several of the C-2 type
cargo ships will be in service. Month
by month additional ships built
either by the Commission itself or
in cooperation with private interests
will follow.
Milford chronicle., 1938-12-02
Now Stann

First day sale OF the IS Coolidge
stamp OF the new regular series at
the Washington, d. c.. post cfiice on
November II. was announced BY the
Post ONCE Department. The amount
received from this sale was sos 900.
representing a total of 19,600 stamps
sold. First day covers cancelled
amounted to 1855, which included
766 in blocks of 4.
Milford chronicle., 1938-12-02
Treatment Saves Draperies and
Curtains

Sulphur i'm Illuminating gas and
in gases from coal-burning stoves
and furnaces is destructive to win
dow curtains. draperies and other
household fabrics. The deterioration
often is not suspected by house
wives. Dipping or spraying the fab
RIGS with a solution of ounces of
borax and 3 ounces OF boric acid
dissolved in 2 quarts Of water pro-
tects them. This treatment was Of
fered by the U. S. Department OF
Agriculture chemists as a simple
and effective iireproofing for fabrics.
Milford chronicle., 1938-12-02
Health CondltleBs

with the national death rate hold
ing to a low figure since 1888. the
u. S. Public Health Service feels
that 1888 health conditions, as inter-
preted on the basis of mortality,
have been remarkably good and con-
tinue 70 reflect a period Of great
achievement in public health.
Milford chronicle., 1938-12-02

When you are considering Christ
mas gifts. remember the Grange
Bazaar and be sure to visit its fancy
work department. Deceu ber LIST and
End.
Milford chronicle., 1938-12-02
Stndr 0f Patents

The Temporary National Economic
Committee has set out to answer the
question of whether or not patents
are handled to the benefit or the det-
riment of the average American.
Public hearings will begin in Wash
ington on December I. A partial re-
port will be submitted by the TNEC
early in the Congressional term.
Milford chronicle., 1938-12-02

Drive carefully. Stop at all inter-
sections. whether they are marked
or not.
Milford chronicle., 1938-12-02
Economic Highlights

Happenings That Affect The Dinner
Pals, Dividend Checks And Tax Bills
OF Every Individual; National And
International Problems Insepsrsble
From Local Welfare.
The times-news. [volume] (Hendersonville, N.C.) 1927-current, 1938-07-02

Anyhow the poison spread Iniu-
out my friends system; and he
died as terribly as if he had been
bitten to death by venomOus rep
tiles. Had this afflicted man, as
soon as his teeth were removed,
been given the treatment for in
lection advocated by my friend
Doctor Burr Ferguson, Of Birm-
ingham, Alabama, he might have
recovered-and probably would.
Doctor Ferguson is one of those
medical men who discover a REM
edy for human ills and unselfish-
" strive with all the resources at
their command to persuade other
physicians to adopt it. Such a plo-
neer is apt to run into a tifty-foot
high, ten-foot thick stone wall Of
professional conservatism and
prejudice which take the position
that nothing should ever be done
the first time. Every proponent
of every progressive idea in med
icine has had to run the gauntlet
of professional incredulity and
antagonism. And there is worth in
such an attitude. Convince me in
spite of myself" is slogan which
has somdness in the medical
world. Otherwise, the profession
would be flooded and discredited