davidaulloa/AmericanStories huggingface dataset:
The Omaha guide., 1937-03-20
IN
Alma zptt Allen
1s75-1936
MY MOTHER

and shining face,
Reflected her noble charm
and grace.
She is the dearest one to
me,
None other like her, will
you see.
She is the one who cheered
when sad,
And loved me whether
good or bad.
She shared my sorrows
and my joys,
Since as a child ] played
with toys.
And when the shades Of
evening fell,
| hear her tender, loving
call,
For me to rest from toll
and play,
To thank our God and
kneel and pray.
She inspires me to do my !
best,
And up TO me will be the J
rest.
You see now what she
means to me.
I'll do my best to make
her see,
That | appreciate what .
she has always sacrificed )
for me-
Mrs. Paul Barnett,
Sisters and Brothers.
zTHaeaa
The Omaha guide., 1937-03-20
Atty. John Adams. Jr
Room 80 Hanback, Biloxi
OF ADMINISTRATION

In the County Court Of Douglas
County, Nebraska.
: In the matter of the estate of
CHARLEY WILLIAMS deceased:
AL persons interested in said
matter are hereby notified that on
the 18th day of March 1887 Lille
G. Williams filed a petition in said
County Court, praying that his
final administration account filed
herein be settled and allowed, and
that she be discharged from her
trust as administrators and that a
hearing will be had on said petition
before said Court on the 10th day
Of April 1897 and that if you
fall to appear before said Court on
the said 10th day of April, 1887
at o o'clock a. M, and contest, the
Court may grant the prayer Of said
petition, enter a decree of ~heirship,
and make such other and further
orders, allowances and DEGREES, as
to this Court may seem proper, to
the end that all matters pertaining
to said estate may be finally settled
and determined.
Bryce Crawford
County Judge
The Omaha guide., 1937-03-20
WRITEN SKIN
sleep.

Now-almost over
night-youe an make
your skin many
shades lighter-free
from freckles, pim-
pies, ~blackheads,
large nnres hlotches
The Omaha guide., 1937-03-20
Poisoned Kidneys
Stop Getting Up Nights

To harmlessly flush poisons and
acid from kidneys and correct ir-
ritation of bladder so that you can
stop getting up nights" get a 35
cent package Of Gold Medal Haar-
lem Oil Capsules and take as di-
reeted. Other symptoms of kidney
and blader weaknesses are seanty
puffy eyes.-adv.
The Omaha guide., 1937-03-20
METROPOLITAN CHURCH
Rev. r. w. johnson, Pastor
Mrs. Willie Warmer, REP.

$4,000 01ACASO@&
Rev. r. W. johnson, Pastor
Mrs. Willie Warmer, rep.
Sunday was a high day at
the Metropolitan.
AT II 90 am, Rev. johnson
preached from Genesis Al :37.
40, subject, "Preuaration'. The
Spirit of the Lord is truly with
us.
At $3.50 p. M, the Crusaders
Club cdosed its Help Card
Drive with a program. Rev.
Garnett preached a wonderful
sermon from Daniel, subject,
Prayer Chages Things.
The 500 o'clock Union was
well attended. Mrs. Woody used
the % Psalms for the lesson.
Mrs. Woody will be very happy
to have you meet her at 500
p. m, each Sunday evening at
the church.
At 8 100 %. m. Rev. johnson
preached from Genesis AZ :28,
subject, "The Land Of Love to
Guide you.
II you love a good Bible,
come to the Metropolitan and
hear a serial on the Bible, that
starts from Genesis and goes 10
Revelation.
Don't forget the $50 am.
Sunday School
You are welcome to any of
the Metropolitan services.
The Omaha guide., 1937-03-20

Be. 3 20 81 En-. 4 3 81
The Omaha guide., 1937-03-20
CLEAVEs' TEMPLE G. III. E.
CHURCH,
Rev. D. ". Dass, Pastor
Mrs. n%enryeita Mahins, Reporter

hfS' Atehfyeita Mahlns, Reporter
Sunday Morning services
started rs usual with the Sun
day School well attended The
lesson, Jesus Praying for His
Disciples" was one of ihe most
beautiful proofs Of lis meek
ness. Every man, woman. boy
and girl should attend Sunday
School and church somewhere at
tins particular season OF the
year. There is much to be learn
ed as TO how Jesus supplied
Himself with spiritual strength.
No mat er how holy we think
we are, how pure our lives are,
Jesus was the Son Of God, not
only could lie speak and be
magnified greatly, yet he was
SO meek, 50 lowly, SO humble,
that lie prayed at all times but
ut this time, Ills prayer was for
the ones Of us who bfsieve in
Him. He prayed that we might
be kept both in youth and age
If we but believed. Next Sun
day, He will pass on the road to
Jerusalem, weeping not for
Himself, but for the sins Of that
great city. His grief becoming
so great He cried out, 90 Jeru-
salem, Jerusalem, how often
would / have gathered thy
children together, even as a hen
gathereth her brood under her
wings, and we would not" He
loves us just as great.
The pastor spoke for the Ju.
NOR Church ON 81 come not to
cali the righteous but the sin
ner TO repentance. Robt. Jack.
son and Haywood Taylor join
ed the church and will be hap
tized next Sunday morning.
William Coleman will receive
the church VOWS.
AT II 100, the pastor spoke on
Goods care for His people"
Mrs. G.. Garland, Mrs. Jones
both of whom have been very
i'll, were at the service. Mrs. M
Rouhlac is much improved.
The Loyal Matrons Pew Raj
" was a huge success, thanks
to the public.
Mrs. j. ID. Lewis was guest
speaker at the Epworth League
The Forward Step and thu
Loyal Matrons are having a so
cial meeting at the home o.
Mrs, Sara Finner, 2618 Hamil
ton street.
Next Sunday is Quarterl,
Meeting. Rev. L. e: Rosser vii
be IN charge Of the services. Re
A. Phillips Of Bethel A NJ !
win preach the 800 p. m. sci
mon.
Our Thought for the week
'0Whosoever exalteh himsel
shall be abaseg and he tina
humbleth himself shall be Is
allied"
The Omaha guide., 1937-03-20
Morning Star Baptist Church
2603 Franklin 81.
Rev. Vim. Pruitt, Pastor
Mrs. w E. Frederick, Rep.

Sunday School opened at the
usual hour. with Mrs. Williams
superintendent. presiding. The
lesson, Jesus Prayed for His
good. There were new scholars
present.
At II 30 a. m. the pastor
spoke from Psalms l19 80, text
= Thought On Ny Way"
At 800 p. n, a grand mu-
steal was sponsored by The BY
Pu, Miss Coral me Hayden.
yiecpresident. There were Wis
itors from the various churches
Of Omaha.
At son D. M, fhe message
was BROUGHT 70 rs BY Rev. Bed
sole Of Pilerim Baptist Church.
Wednesday night prayer ser
Wee WIS well Mt ended. The
spirit was hinh Thre,Yere add.
Ell TO the church.
Thnrsdav nieht. the Willing
Workers Club mel at the home
of Mrs. }. Bryant. 2414 Frank
I'm S Next meeting will be at
the home of Mrs. Grace Kirilev.
20l9 Clark st.
Visitors and friends are NJ.
ways welcome.
The Omaha guide., 1937-03-20

Tonight at bedtime spread NadinoIa
Bleaching Cream on face, neck and arms.
While you sleep it gently dissolpes dark
pigment. Remember-Nadinola is double
acting. 1t gives results you have never
found in any ordinary bleach.
TpV Get Nadinola today at any tot
let counter or by mail postpaid,
Al UUK Soc. If not delighted, money
DICK cheerfully refunded. NADI-
"S" NOLA, Dept. SO, Paris, Tenn.
oNddinOtnR kQ0hngCf cau
Evening star., 1937-12-28

erations cannot be achieved unless
adequate financing is available. Loans
for such large projects have not been
freely made in the last few years. This
brings me to what Is perhaps the most
important feature of the new legisla-
ton, that providing for the establish
ment Of national mortgage associa-
tions.
Supervised by r. II. A.
These associations are surrounded
by adequate safeguards and are sub
ject to the strictest supervision by the
Federal Housing Administration. Their
authorization to buy and sell mort
cages insured under the law, will
enable them to serve as central clear
ing houses or discount banks for the
benefit Of financial institutions hold
ing such mortgages. These associa-
tions will also be Empowered to make
direct loans on construction projects
insured by the Government through
, the sale of tax-exenpt debentures
they are IN position to tap an impor-
tant source Of private investment
funds. There need be no apprehen.
sion that these debentures will b<
inadequately secured, for the law re.
quires them to be backed 100 per cent
by Government bonds, cash, or in.
sured mortgages.
The mere readiness Of these asso-
Citations to make insured loans will It,
self stimulate large volume of lend.
ing by other institutions. In order
that adequate financing may be forth.
coming Immediately upon passage Of
Evening star., 1937-12-28

lens. The new legislation, on the
other hand, goes to the root Of the
matter by addressing itself primarily
to the financial requirements Of the
average home owner himself.
As approved by the. Senate, the
measure contains three provisions Of
especial benefit to the prospective
buyer Of q newly constructed small
home valued up to $1,000. First, 1t
reduces his actual interest and insur-
ance charge to 5A per cent. Second,
1t 1nsures his mortgage loan up to 80
per cent Of the value Of the property
and requires him to make only a 10
per cent down payment. Third, it
gives him rs years In which to pay
OIL the loan In monthly installments.
These provisions should prove of tre-
mendous benefit in stimulating the
mass market upon which the success
Of the entire program depends. They
will open the door Of home ownership
to many thousands Of families upon
terms more equitable and more favor
able than have been available to them
heretofore. And by encouraging large
homecoming population they will
contribute to the stability and security
Of the social and political system we
still love and cherish.
Let us contrast these new financing
terms with those available to the pro-
spective home owner In the 1920s. He
would secure first mortgage loan up
to so or perhaps go per cent Of the
price, with an interest rate Of 6 per
cent at best. Since his own resources
generally did not permit him to pay
down more than S or 10 per cent, he
made up the difference by taking a
second and even a third mortgage for
the remainder. This subsidiary f1nanc-
ing was available, as we all know, only
at shocking rates Of interest. More
over, all these loans usually ran for
one to five-year periods. This neces-
STATED constant refinancing, with
bonus and other charges. The stag
gering financing cost was frequently
concealed, but was inevitably reflected
Evening star., 1937-12-28

authorities, Is provided for In the
slum clearance law which I sponsored
and which was enacted In September
Of this year.
The slum clearance law Is now in
active operation, under the guidance OF
the United State Housing Authority.
I am extremely gratifled at the fine
response 1t has been accorded and
the springs Of action it has released
throughout the country. Already 80
communities in 16 States have come
forward with plans and projects,
and about 1877 million dollars have
been earmarked for construction
loans. While this activity will call
for some appropriation by the Federal
Government, as well as outlays by
the municipalities which avail them
selves OF it, the actual amount ex-
pended fades into insignificance when
measured against the social and eco
nomic benefits derived from its ex-
penditure. Above all else, this slum
clearance program will make in
Evening star., 1937-12-28

principle that residential construc-
ton on a large scale should be
achieved by a maximum reliance upon
private initiative and an absolute
minimum of public expenditure. Be-
cause of the necessities of the situ-
alton, however, the program makes
separate provision for the under
privileged slum dweller and for the
family of moderate means.
Public Aid Held Necessary.
Private enterprise, acting alone and
for profit, will not and cannot cor
rect the indescribable slum conditions
that exist in many parts of the
country. Public assistance is essential
not only to stimulate slum clearance
activities in the first instance, but
also to make up the difference be-
tween the maintenance of adequate
housing and the maximum rentals
which these poor people can actually
afford to pay. A plan for such as
sistance, through the combined efforts
of the Federal Government and local
Evening star., 1937-12-28
IN increased cost for the home

in an increased cost for the home
itself.
The average home owner would
ind 1t dincult to carry such . imam
cial burden, and In q period Of eco
nomic stringency wholesale foreclos-
ures were inevitable. That Is exactly
what happened In the depression years.
BY extending the benefits Of q Gov
ernment insurance system, the law now
encourages the financing Of homes on
q basis which the borrower in the
lower income brackets can afford and
which Is far safer to the lender in the
long run. It eliminates the short-term
mortgage. the bonus and the annual
service charge, the second and third
mortgage and the exorbitant overall
cost Of home financing. Home owner
ship is brought within the reach Of
any family that now pays q modest
sum In the form Of monthly rent.
These provisions embody the best
experience Of foreign countries that
| have conducted successful building
programs. In Great Britain the re-
duction Of the down payment to 10 per
cent was the greatest single stimulus
to home buying, and the market thus
created enabled the government to
withdraw the partial subsidy 1t had
previously been furnishing on this
type Of housing. The building move
ment abroad was enhanced by low
interest charges and a long period
Of amortization. extending in some
instances as high rs 80 years.
The experience Of other countries
also demonstrates the great economies
that may be achieved through large
scale operations. Such economies are
made possible under the new legisla-
ton by insurance of construction loans
on large-scale projects for apart
ments or individual homes up to S.
100000. These projects may be de-
veloped by State limited dividend
companies or other organizations SINH
larly restricted as to operations and
rate Of return.
The economies incident to such op-
Evening star., 1937-12-28

the legislation, the Reconstruction
Finance Corp. will establish national
MORTGAGE association, capitalized with
$50 900, 900 In funds already available
to 1t. Our principal reliance for the
long future. however, is upon nation
81 mortgage associations adequately
financed by private capital.
These are the mechanisms W have
forged and the principles that have
motivated US. This program already
commands the support ana co-opera-
ton OF the entire country. Let Gov.
ernment, labor and industry 10 for.
ward together in determined effort
to build q better America,
Evening star., 1937-12-28

estimable savings in the price society
pays for the crime and disease en-.
gendered by slum conditions.
The second major housing measure
projected by the Federal Government
stands upon . wholly different foot
ing from that Of the slum clearance
law, although the two are related as
part Of one comprehensive program.
forward with plans and projects
The new housing legislation which ]
sponsored and which was passed by
Congress ut the close Of the special
session, meets the needs Of the vast
number Of families Of moderate means.
1t Is concerned entirely with projects
and mortgages that are economically
self-sustaining.
Briefly, the new legislation perfects
and enlarges the scope of the Na-
tional Housing Act Of 1894, which
has been in the charge of the Fed
eral Housing Administration. The
original provisions authorizing the
Government to guaranty moderniza-
ton and repair loans are revived,
with some changes, and made ap-
plicable to rural as well as urban
property. The self-sustaining mort
gage insurance system under the pres
ent law Is put on q permanent basis
and expanded to include loans on all
categories Of housing, adaptable for
the various types Of residential CEN
tiers and for the farm. Finally, the
existing provisions for the chartering
Of national mortgage associations are
improved and made more workable.
To Stimulate Private Capital.
The law thus provides the machin-
cry and the facilities for stimulating
the flow Of a large volume Of private
capital into the field OF residential
construction.
1t makes that capital available to
the average citizen at lower financing
cost, lower down payment, and more
attractive amortization and other
terms than ever before. The Federal
Housing Administration nov embraces
virtually every phase of building op-
GRAFTON, for sale or for rent, urban
or rural, with particular emphasis on
the requirements of the lower and
middle income groups.
To my mind the most gratifying
aspect OF the new mortgage insurance
provisions is that they will encourage
families Of modest income to purchase
their own homes. Many Of the meas
ures enacted since 1888 have been de-
signed to protect the institutions
which are relied upon by the home
owner In meeting his financing prob.
Evening star., 1937-12-28
He Has No REGRETS.

HARLAN. KY, Dec. 20 R.-Deputy
Sheriff Allen Bowlin will not be sorrv
to see 1887 pass of the calendar, be.
cause:
Last January his right arm was
broken In a fall.
A few months later his right leg
was broken in a fall.
A couple days ago he fell on an
icy pavement and his left arm was
broken.
Evening star., 1937-12-28

Truck and commercial operator. in neorly every
line Of business have felt the need for zsater economy
for loads in the oneton rmss. MmY have asked Ford
to build unit that would handle ous.ton loads with the
some proved performance md economy that Ford V-s
units Of both larger md smaer capacities bring their
respective fields. Results the new Ford V-s oneTonnerl
There is q smart-looling-busne -attructing-bodY
Evening star., 1937-12-28
z vs. ENGINES

. The One. s.Tonner has been designed
to take advantage Of the unusually
economical 60-hp. V-s engine. Tho ss-
hp. V-s il also dvdiloble. The Ford
Engine and Ports Exchange Plan offers
q most economical method Of up-keep.
Evening star., 1937-12-28

type for nearly every need in the one.tonlood ronge:
Stoke PomeL Express also Cab md Chassis and a
Drive-awaY Chosss Visit the nearest Ford deasr ond
see these 0usTonnsrs for yourself While there. you
will also the new 1888 Ford Ve l34inch md l57inch
wheelbase Trucks and the new ll2-inch Commercial
Cars- the finest best locking omd most economical units
in all Ford history. See them today.
Evening star., 1937-12-28
SMART, new APPEARANCE

. Tho 1888 Ford V-s Trucks and Com
msEcidl Cars have all been newly
styled - impressive new front end.
sturdy new grille. massive full-skirtsd
tenders. Their smart. modem oppear-
ones il definite asset to any business.
Evening star., 1937-12-28
LARGE BRAKES

Total lining area is 277 squars inches
exceptionally lurge for a truck Of
this size. Brakes are self -snsTgizing.
Drums ore cast with reinforcing and
cooling ribs. Cable and conduit con.
trollsd for greater safetY.
Evening star., 1937-12-28
FUll.FloArINc REAR AXLE

. Ordinarily used on largsE. more sx-
psnsivs trucks. Hos grsatsr depend
dbilitY because load II Carried on hous-
ing not on axlo shoits. Features in
eluds siraddls-mountsd pinion. tdpsrsd
roller wheel and diHerentiol bearings.
Evening star., 1937-12-28
SAFE, COMFORTABLE CAB

. Wide seat II more comfortable BE-
causs more coil springs are used. Scot
adjustable to three positions. Fully
lined cub interior. Roof. dash and floor
insulatsd against hsat and cold. SaistY
Gloss all around,
Evening star., 1937-12-28

STEAMSHIPS,
BERMUDA VIA FURNEsS. sos up, round
Tip. with private bath. on Monarch Of
bermuda and Queen Of Bermuda. FREQUENT
Sailings. Ask your travel agent
Evening star., 1937-12-28
T0RQuE-TuBE DRIVE and
DROP FRAME

. Reliability better alignment Of axlss
'-ns among the advantages Of this
drive. Chassis springs ore relieved Of
driving and brolking stresses.
Evening star., 1937-08-31
Stock Averages
BY VICTOR EUBANK,

NEW YORK, August 31-Specula.
tive ammunition was bit damp in
today's stock market and an early
buying barrage lost its force under
light proft-selling opposition in the
final hour.
Dealings were on the drowsy side
throughout, many traders sitting on
the fence pending clarification of the
business outlook this Fall and more
definite indications Of what will hap-
pen in the Sino-Japanese conflict.
At the same time brokers thought
nervousness over the Far Eastern em-
broglio had waned appreciably as
polite notes and apologies lessened
danger of international complications
connected with shooting and bombing
CT foreigners by warning Orientals.
Steels and rails made a motion to.
ward extending Mondays rally, but
most failed to follow through to any
great extent and other issues cut in
itial gains or replaced them with mod
crate losses. Trends were uneven at
the close.
Transfers were around 100000
shares.
Stocks in the resistant column in
cluded Bethlehem Steel, Republic.
Youngstown Sheet & Tube. Ameri-
can Rolling Mill, Motor Products,
Sears, Roebuck, international Har-
vester, Caterpillar Tractor, Oliver
Farm. American Telephone, Western
Union, North American. Electric
Power & Light Kennecott, st. Joseph
Lead. Southern Pacific. Southern
Railway, Pennsylvania, Baltimore e.
Ohio, Atlantic Coast Line, Philip Nor
ris, Greyhound Corp. Electric Boat,
Armstrong Cork. Paramount and
Boeing. Some of these retreated at
the finish.
Backward were Seaboard OIL,
American Radiator, United Aircraft,
Consolidated Aircraft. Goodyear, Macy,
Montgomery Ward, J. 1. Case. Ameri-
can Woolen, Allis Chalmers, Marshall
Field and Warner Bros
United States Steel lost vigor on re-
ports the board of directors OF the
corporation. meeting after the close,
would take no action to reinsta te the
common on dividend basis. General
Motors and Chrysler were at a stand
still.
Evening star., 1937-08-31

second semester, TO be announced
later.
In announcing the program for
the year, Seltzer declared the Alb,
which Is section of the American
Bankers Association, "is the largest
organized educational institution in
the United tSates.'
Outlines Purpose.
Its purpose, he said, "is to pro-
vide an educational medium for those
employed in the field of banking
and finance. The courses in bank
ing, law and economics provide a
background necessary to banking ca
reers. For the benefit of those with
the desire to keep informed on the
recent developments in banking prac-
'lce and administration, studies of an
advanced and specialized nature are
also avalla BILE. The intent of the in
stltute study courses is not only to
provide an opportunity to acquire
knowledge of banking and allied ac-
uvltles, but also to broaden the out
look OF its students with respect to
puslneSS generally.
Courses Listed.
The courses and instructors for the
drst semester will be as follows.
First semester-Bank organization
ana operation, instructors, DR.. Eliot H,
Thomson, publicity manager of the
washington Loan & Trust Co.. and
William T. Vandoren, vice president
and cashier of the Liberty National
Bank; negotiable instruments, in
structor, Raymond Dickey, dean of the
faculty and lawyer; money and bank
Ing. instructor, c. B. Upham, special
assistant to the Secretary of the
treasury; analyzing financial state
ments, instructor James D. Cushman.
dean OF the accounting school, Co.
lumbus University; corporation finance
and investments I, instructor, James c.
Dulln, jr, treasurer of the American
Security and Trust Co., and current
economic problems, instructor. Ed
ward Stone, chief, project analysis di-
vision and instructor, Rutgers Grad
nate School of Banking.
Part of the courses already sched-
ded for the second semester will be:
Commercial law, instructor, Bolitha
j. Laws, lawyer; economics I, in
structor. Norman E. Towson, assistant
treasurer, Washington Loan e. Trust
Co.; credit management, instructor,
Harold w. Burnside assistant cashier,
Riggs National Bank; bank admins
tration, instructor, Ralph Endicott,
assistant treasurer, the Washington
Loan & Trust Co., and corporation
finance and investments II, instructor.
Mr.. Dulin.
Formed in 1901.
Washington chapter was formed in
1901 by small group of young local
bankers, most of whom are leaders in
their profession today The chapters
history has been marked by gradual
but consistent growth in membership
and educational participation.
It's leaders have continually en-
deavored to increase its value by en-
larging It's curriculum and improving
ltS standards Of Instruction