davidaulloa/AmericanStories huggingface dataset:
Evening star. [volume] (Washington, D.C.) 1854-1972, 1937-11-13
Plan IS HELD BEST
SAVINGS AND LOAN
Home Loan Bank Counsel
Cites Facilities for In
StaI|ment Buying.

American home ownership is now
obtained largely on the installment
basis, and savings and loan associa-
tions offer the best installment buying
plans, Horace Russell. general counsel
of the Federal Home Loan Bank Board.
said today.
He urged thrift and home financing
institutions to follow leading savings
and loan associations in promoting
sound construction and in making
long-term loans to bring monthly pay
ments within the budget Of the average
American family. He said:
TN the field of home ownership It
seems to me We must recognize that
our people, whether we like it or not,
have come to live on an installment
basis. We must recognize that what
they buy and pay for is being bought
and paid for on an installment basis.
Installments on Rent.
We must confront the fact that il
home ownership is not provided on an
installment basis by savings and loan
associations. either somebody else will
provide home ownership on such a
OASIS or more and more Of our people
Will become renters, even If the Gov.
eminent must go extensively into the
business Of providing public housing
for rent"
Mr.. Russell asserted that to provide
the most acceptable means for home
purchase associations must have
plans for the repayment Of mortgage
loans within a family's budget. Such
institutions must finance up to a
nigh percentage of the purchase price.
even II this requires the provision of
much larger reserves to absorb losses.
OF course, they must provide as cheap
financing as the cost of money will
permit, but this does not mean that
the cost of operation of the associa-
tons must be cut to an uneconomic
or unSound basis
He referred to the program of the
Federal Home Loan Bank Board To
eliminate shoddy construction and
suggested a quick and extensive ac-
ceptance throughout the country by
savings and loan associations of it's
main points. The home owner must
be given full value for his money. It
is up to the association to see he gets
a soundly-built, well-located residence
that will not only be a permanent
place to live in, but a permanent in
Vestment," Mr.. Russell declared.
Simpiification Urged.
He also recommended that thrift
and home-financing institutions SIM
plify their lending and saving policies
and practices so that the public NAV
have better understanding of how
they work.
If savings and loan associations in
the United States will but develop a
simple process, We have before us the
greatest era for the DEVELOPMENT of
thrift and home ownership we have
yet experienced" Mr.. Russell predicted.
AS examples, we can point to the
modern plan of Federal savings and
Evening star. [volume] (Washington, D.C.) 1854-1972, 1937-11-13
BY LAWRENCE CROLINs.

IF YOU have an open fireplace in
your home you will agree that
there are few pleasures that can
4 compare with sitting in front of a
bright blaze on a crisp fall evening.
There is something very satisfying
about the warmth given off by that
most primitive of heating plants. and
life seems to take on a pleasantly
mellow glow.
Unfortunately, however, people have
been bothered ever since fireplaces
we're first invented by the lack of
heat on ones back, even when facing
a prodigious mass OF burning logs.
The heat, being radiant, travels in
straight lines, and only recently has
any one been able to figure out a
method of getting some of the valuable
warmth, which ordinarily would vanish
up the chimney, to the far reaches OF
the room.
A complete steel fireplace is now
available which can be put in place
where your present fireplace now
stands and works so inefhciently. This
equipment, which will convert waste
heat into room comfort is made in
five sizes so that it can be built into
almost any chimney. 1t is so de-
signed that it cannot fail to draw, and
il you have been putting up with a
chimney and fireplace which did little
else but drive large puf1s out into
the room you will welcome this unique
arrangement.
In back of the space where the
fire is built is located an air passage
where air is brought in through grilles
on either side Of the hearth. This air
is heated and passed on up over the
hot flrebox and directed by series
of fms to outlet grilles located at
the top Of the mantel. Thus, when
you have a fine fire burning down
below giving OF large amount Of
direct heat, you are also getting a
dividend in supply of nicely warmed
air which will travel around the room
and keep the entire place warm.
If you want the last word in mod
ern fireplaces you can also have an
electric fan or blower installed in the
air passage which will pull cold air in
at the bottom and force it out of the
mantel grilles. This equipment isn't
really necessary, though, because the
natural draft which is created is suffi-
Gent to circulate the air about in a
very satisfactory manner.
WHEN you step into your bath in
the morning you are running
the risk Of slipping and breaking your
neck, and also scalding yourself to a
bright red color. These twin dangers
would seem to make bathing hardly
worth while, but steps can now be
taken which will eliminate the pos
sibility of your being boiled alive, at
least.
Instead Of having to cautiously adj
just the hot and cold water to a COM
Portable temperature by twisting knobs
this way and that, always with the
chance of turning one or the other
just little too far, you calmly climb
into the shower secure in the knowl-
edge that just the right adjustment
has been made for you automat ically.
All you have to do is set the dial of
a water-mixing valve to hot, medium
or cold, and a thermostatic control in
the valve takes just the right guam
tity OF each kind of water, mixes 1t
Evening star. [volume] (Washington, D.C.) 1854-1972, 1937-11-13

loan associations and many leading
State chartered associations which
make simple, easily understood direct
reduction mortgage loans, with the
principal and interest being reduced
as monthly payments are made until
the home becomes the borrowers.
There must also be simple thrift
plans, not involving intricate share
arrangements. Investments will not
be attracted to me-financing organ
izations today and tomorrow unless
their policies are brought up to date
and their programs put In order.
Those savings and loan associations
which have the best programs will get
the bulk Of the home-financing busi-
ness, which will expand with great
tapidity."
Evening star. [volume] (Washington, D.C.) 1854-1972, 1937-11-13
Funds for Property.

FUNDS to complete or enlarge resi-
Dental property as we'll as refinance
the existing mortgage may be secured
from lending institutions approved by
the Federal Housing Administration
under the Insured Mortgage System.
Both property and borrower have to
qualify under the Federal Housing Ad-
ministration rules and regulations, and
the new loan cannot exceed 80 per
cent OF the value Of completed prop
erty.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1937-11-13
HOUSE NEED SEEN
Front Royal officials Say 100 to
200 Dwellings Are Needed.
Special Dispatch to The star.

Special Dispatch to The Star.
FRONT ROYAL, Va, Nov. 49,
Town ofdcials and real estate men here
estimated today that there Is immedi-
ate need of from 100 to 200 new
houses. due to the growing population
by reason Of the construction Of the
large rayon yarn plant of the Ameri-
can Viscose Corp. here.
Town Manager L. B. Dutrow and
Councilman H. H. Marlowe said that
the immediate need is for houses that
will rent for SIS to $35 per month
with . smaller number Of residences
OF the better type renting for $50 per
month or more.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1937-11-13
Gay Sidewalks in Color.

Sidewalks and pathways Of the San
Francisco Golden Gate International
exposition will be of asphalt mixed
with a color between maroon and
magenta. According to j. E. Stanton,
color expert for the exposition, this
VIII raise the emotional level Of visi-
tors, keep them gay and vivacious. It
Will make men appear more romantic
and induce them to spend more freely.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1937-11-13
s5$;;;?:5%;51B

and sends it to you the way you
want it.
These valves are available for either
new or old shower bath installations,
and can be had in concealed type for
built-in showers, or self-contained in
design II you merely want to add it
to an attachment type of vertical
bath.
The peace of mind you will achieve,
together with the elimination OF the
boiling hazard we mentioned, will
well compensate for the small outlay
required for its installation.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1937-11-13
Strain Paint First.

To eliminate Jumps and thoroughly
blend pigment with the oil, paint
should be carefully strained before it
Is applied. This process makes the
coating spread more easily and uni
formly. Use wire ny screen or a
double thickness Of cheesecloth for
strainer.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1937-11-13
HOME PARLEYS PLANNED
Efforts Continue to Improve
Small Houses,

Continuing their popularity Of last
year. . number Of small-home plan
ming conferences have been planned
Tor the winter and fall, under the d.
rectUn OF Howard Leland Smith, chief
architect OF the Federal Housing Ad-
ministration.
Builders, real estate dealers, archi-
tects. bankers, and other persons in
terested IN the home market attend
these meetings, which are for the pur-
pose OF improving the design, plan
and construction OF small houses.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1937-11-13
Half-Vase Bookends.

Smartest note in recent bookends
are half-vases. These are reproduce
tons of Chinese dynasty pieces, with
the fiat side backed in heavy brass
and the whole affixed to q metal plate
on which the books rest.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1937-11-13
Economy Curtails Smoke.

Experts suggest that economy will
eventually solve the smoke nuisance
problem in cities. Modern coal stokers
are so much cheaper to operate, that
wasteful, smoky hand firing is believed
doomed. Stokers are virtually smoke
less.
Evening star., 1937-01-11
EDUCATORS HEAR
PARRAN TONIGHT
Surgeon General of Health
Service to Speak at Joint
Session.

DR.. Thomas Parran, jr., surgeon
general Of the Public Health Service,
will be among the speakers tonight at
ans Educational Alliance and the
Graduate Nurses Association of the
District of Columbia, opening a three
day annual meeting of the S. w. E. A.
board of trustees.
How nursing needs Of the heavily
underprivileged rural areas can be
more adequately met will be the
subject Of a panel discussion at to-
nights session, with Mary E. De
Laskey, chairman of the public health
division of the Graduate Nurses Asso-
citation, IN charge. The meeting will
be held at o'clock in the assembly
hall of the American Red Cross
Building. though headquarters for the
conference will be established later at
the Mayflower Hotel.
Other members of the panel will
include O. Latham Hatcher, presi-
dent of the S. w. E. A; Naomi
Deutsch. director public health nurs-
ing, Children'S Bureau; Annabelle
Petersen, assistant director, public
health nursing, American Red Cross;
Marie r. Turner. county superintend-
ent of schools in Breathitt County,
KY; Kathryn McHale. general direc-
tor, American Association Of Univer-
sity Women; Eugenia Spalding, in
structor in nursing education, Catho-
lie University. and Pearl McIver, SEN
ior public health nursing consultant,
! Public Health Service.
Business of the alliance will be dis
cussed tomorrow and Wednesday, and
Mrs. Franklin D. Roosevelt will speak
Evening star., 1937-01-11
BODY Of COVI[[E
TO Be CREMATED
Services for Noted Scientist
at Geographical Society
Building Today.

Funeral services for DR.. Frederick
Vernon Coville, So, noted scientist,
who died Saturday at his home, 1886
California street, are being held TINS
afternoon in Explorers Hall, admins
tration building of the National Geo.
graphic Society, Sixteenth ard M
streets. Rev: DR.. U. G. B. Pierce, pas
tor of All Souls Unitarian Church, Is
officiating. The body will be cremat-
ed and the ashes sent to Oxford, N.
Y, former home OF the Coville family.
Wallace Honorary Pallbearer.
Secretary of Agriculture Wallace
and many other persons of promi-
nence are included in the list Of hon.
orary pallbearers. as follows:
Officers, trustees and staff members
of the society, including DR.. Gilbert
Grosvenor, president; DR.. John Oliver
La Gorce, vice president; George w.
Hutchinson, secretary; Robert V.
Fleming, treasurer; DR.. C. Hart Mer-
ram, DR.. Lyman j. Briggs, DR.. George
r. Putnam, DR.. Alexander Wetmore,
DR.. j. Howard Gore. Elisha Hanson,
Mai. Gen. Oscar Westover, Herbert A.
Poole, Thomas w. McKnew, J. r.
Hildebrand, Melville B. Grosvenor,
McFall Kerbey, Franklin L. Fisher.
Frederick Simpich and A. H. Bum
stead.
Other honorary pallbearers include
DR.. Charles G. Abbot, secretary,
Smithsonian Institution; DR.. Phillip
S. Smith, Geological Survey; James
r Jardine, Forestry Service; DR..
John c. Merriam. president, Carnegie
Institution: Walter Pratt, president,
Equitable Cooperative Building As
sociation: Harry G. Meem, president,
Washington Loan g. Trust Co.; DR..
c. H Marvin, president, George
Washington University; DR.. William
r. Willoughby, president. Washington
Sanitary Improvement Co.; DR.. Ray
rnond S. Pearson, DR.. Robert w.
Baker. Dr. William j. Humphreys,
president, Cosmos Club; DR.. o. E.
Weinzer. president, Washington Acad-
emy of Science; Lewis Laston Honey
way president. Arts Club; DR.. William
Mann, director, Zoo, and E. P. Phillip
National Museum.
Others are members of his lunch
mess, all scientists of the Agricul-
ture Department: Carl S. Scofield,
@. N. Collins, William r. Maxson,
Z. H. Kearney, j. H. Kempton, Harry
S. Edwards, Lester H. Dewey, Edgar
Brown and Stephen Hastings.
Active Pallbearer List.
Active pallbearers will be Leonard
c. Roy, E. John Long, Frederick C.
Vosburgh, B. Anthony Stewart, Ed
win L. Wisherd, Gerard F. Hubbard
w. Robert Moore and DR.. Maynard
Owen Williams, all Of the National
Geographic Magazine staff.
Dr.. Coville, who had been botanist
at the Agriculture Department since
1893, was widely known in the field
of science. He had been prominently
identified with many scientific, finan-
cial and other organizations, having
been president of a number of them
His scientific writings were widely
known.
Evening star., 1937-01-11
Deaths Reported.

william p. Crawford. 92. 81. Elizabeth's
Catherine T. Geddes. s4. 1912 North
Carolina avenue northeast:
Moses A. Robinson. T5. 1215 Rhode Island
Ezza J. Garrett. "A. $500 Fourteenth
Sue M, Gill. 73. Emergency Hospital.
Fannie E. Wilson. n. Gallinger Hospital.
Frederick v. Coville. 20. 1885 California
Fannie Ecker. 20. Providence Hospital
Edward J.. Jennemann. SO. Soldiers Home
Harriet L. Lewis. "a. 44O9 Kansas avenue.
Charles E. Squire. 6:I. 81 Rhode Island
avenue.
Virginia A. Brett. SO. 1896 Thirtieth
Henry q. Hanford. 8a. 37O6 Military road.
Anna V. Woodward. 81. 35ll Davenport
street.
Joseph Jaffe. So sibley Hospital.
Ida Adams, 80. Gallinger Hospital.
Douglas Miller. 56: Garfield Hospital.
Ellen Thompson. So. Providence Hospital.
Elizabeth Stone. 81. Sibley Hospital.
Raymond H. Brown. 81. 1918 Thirty-ffth
street.
Percy Fisher. 40. GEORGETOWN Hospital.
Marshall Taylor. AZ. 1850 Wisconsin ave-
nue.,
Evening star., 1937-01-11

Would you like to know how you can get all of
the advantages of automatic heat by simple,
inexpensive addition to your present heater?
Then see what modern thermostats can do to
save you time and money.
See how engineering skill makes it possible to
modernize your own heater See automatic an
thracite burners that feed fuel from closed bin
to the fire, remove the ashes, and require no
attention all season!
It's all here-and more! Here is a complete
display of the amazing inventions that make
automatic anthracite heat SO easy to own and SO
surprisingly economical. ....- .--
Evening star., 1937-01-11

President Roosevelt has given no
indication of whether he expects to
reappoint Tate or the other commits
sioner whose term has expired, Joseph
B. Eastman Of Boston.
Uncertainty over Tate's position
arose from opposition to his candidacy
by Senator McKellar of Tennessee.
Eastman is an independent. Tate
a Republican. Neither appointment
may be given to Democrat, as six
other members of the commission,
the legal maximum for any one party.
are Democrats.
A group of motor truck interests
recently called on McKellar to indorse
John l. Rogers of Knoxville, now
employed by the commission as chief
of its Bureau of Motor Carriers.
Evening star., 1937-01-11

Leonard T. Sundwall. alias Carlson, a..
GEORGETOWN Hospital.
John A. Richmond, 3S. Casualty Hospital.
Laray Mack 8. 624 Emerson street
Laura Corbin. 70. Gallinger Hospital.
Fannie Powell. 5S. 4O8 Twenty first street.
Ella Scott. So GailinEer Hospital.
Percy s. Grant SO. 2526 Eye street,
Ralph Miles. 81. Gallinger Hospital
Mary Garner. 26. 1922 Fourth street.
Theresa Fenwich. "a. Gallinger Hospital.
Evening star., 1937-01-11
Power Executive Dies.

BIRMINGHAM, Ala, January II
R.-Reuben Alexander Mitchell. "a,
senior vice president of the Alabama
Power Co., died last night at his home
here Of lingering illness. Mitchell,
a pioneer in establishment Of electric
utilities in Alabama, was for 20 years
a member of the State Democratic
Executive Committee,
Evening star., 1937-01-11
FIGHT ONI. C. c. POST
OF TATE REVEALED
Tennesseean Seeks Reappoint.
ment as Truck Interests In
dorse Another Candidate.

BY the Associated Press.
A behind -the-scenes battle for the
interstate commerce commissioners
job now held by former Judge Hugh
M. Tate of Knoxville, Tenn, came
to light today.
Tates seven-year term expired De-
cember 81, but, in accordance with the
new I. C. c. act, he will hold Office
until his successor is selected and
qualified. He is q candidate for re-
appointment.
Evening star., 1937-01-11
Births Reported.

Herbert Gladys Haynes. boy.
Malvern-T -Thelma Buscher. boy.
Edgar-Camilla Morphet. girl.
Edward Louise Stafford. boy.
Paul-Jane Hawkins. girl.
Weipsarden Gs.oim E5, ay
Steve-Mary Katsouros. girl.
Elizabeth Underwood. girl.
John Evelyn Jones. boy,
Louis-Telula Beck. jr.. boy.
Gregory-Willie Conlifie boy.
James-Virginia Gibbs. boy.
Evening star., 1937-01-11
Airplanes Sow Poppies.

CALIFORNIA; State flower, the golden
poppy, is being sown by airplanes. the
project being backed by various civic
bodies.
Evening star., 1937-01-11

Bitterweed, poisonous range plant,
kills sheep, but does not affect cattle.
Evening star., 1937-01-11

briefly at a tea at $50 pm. tomorrow
at the American Association Of Uni
yersity Women headquarters.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1937-08-17
UNGDEM0CRATS
BAR COURT ISSUE
Will Discourage ReprisaIs
on Congress Foes of
Presidents Plan.

By the Associated Press.
INDIANAPOLIS, August Ire
prisals against. those in Congress who
opposed the Presidents court plan will
be discouraged at the third biennial
convention Of the Young Democrats OF
America here, Frank Wickhem OF
Sioux Falls, S. OAK, national head
asserted today.
Declaring the convention keynote
will be harmony" Wickhem pointed
out Young Democrats in individual
States could take any action defeating
or upholding congressional representa-
tives for their stand on the court plan.
Delegates from all parts Of the Ma
ton converged on the Hoosier capital
today. Tomorrow will be registration
day and the first business session will
be held Thursday morning. Fridays
program will feature the convention,
with James Roosevelt, the Presidents
son, speaking at II am. &C. S. to;
Mrs. Franklin D. Roosevelt at noon
and Postmaster General James A.
Farley at pm.
Bids for the 1899 convention already
have come from Chicago, Seattle,
Wash; San Francisco, Richmond, Va:
Omaha, Nebr.; Philadelphia, Salt Lake
City and Denver.
Among those planning to advise the
young delegates are Cows. A. B
(Happy) Chandler of Kentucky, Homer
Holt OF West Virginia, Bibb Graves
OF Alabama, Martin Davey of Ohio and
Clyde Tingley Of New Mexico. United
States Senator Josh Lee Of Oklahoma
also has planned to attend some of
the sessions
Supporters Of five aspirants for the
presidency of the national organiza-
ton were busy buttonholing delegates
The aspirants are Pitt Tyson Maner of
Montgomery, Ala; Thomas N. LOGAN
OF Covington, KY; Robert Campbell
OF Wichita. Kans.; Lockwood Thomn-
son of Cleveland. Ohio, and Paul viii
liams Of Columbia, Mo.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1937-08-17

fire chief, who said the School Board
should first install fire escapes. The
witness added:
I'VE received permission to Use the
auditorium then, but in my opinion
the whole thing was a plot to prevent
use Of the auditorium by the Labor
Board"
Clyde A. Armstrong. company
counsel, objected to the statement. but
was overruled by the trial examiner.
Kimball repeated:
In my opinion, that special meet
ing Of the beard was called for the
sole purpose OF resembling the former
action granting the Labor Board
permission to use the high school
auditorium"
Under Armstrong; questioning
Kimball said he had voted for in
stallation Of the fire escape.
He previously asked the school
board member II it was not true that
employe representatives of the steel
company, center OF the towns In
dustrial life, had received permission
to meet in the school and that the
c. I. o. had been refused permission
800 jam Court Room.
Wearing shining c. I. o. buttons,
many Of the steel mill men had
damned into the court room long be-
fore the hearing resumed. Nearly 300
more witnesses will be called by the
labor board.
Walter S. Bambrick, one time Weir
ton employe and former postmaster Of
Weirton, testified the company con-
tributed heavily to charities, built q
hospital and high school stadium, and
that the town lived upon the company
Evening star. [volume] (Washington, D.C.) 1854-1972, 1937-08-17
PLOT IS CHARGED
IN WE|RT0NPROBE
Refusal of Auditorium to
N. |. R. B. Explained by
School Official.
By the Associated Press.

NEW CUMBERLAND, w. Va, Au-
gust ia middle-aged grocer and
School Board member testified today
he believed pilot" prevented the
National Labor Relations Board from
holding its hearing against Weirton
Steel Co. in the Weirton High School
auditorium.
George Kimball, associated with the
Hancock County School Board, made
his assertion at the Labor Board hear
ing on its complaint that Weirton
Steel opposed the Steel Workers Or
ganizing Committee with terrorism. !"
While scores OF brawny steel men
sat silently during the hearing in the
little county court house at New Cum
berland, Kimball declared the School
Board originally had agreed to let the
Labor Board hold its present hearing
in the Weirton School,
Special Meeting Held.
Kimball testified a special meeting
then was held at the request of the
Evening star. [volume] (Washington, D.C.) 1854-1972, 1937-08-17

includes dresser with mirror, choice
Of one Of three styles Of beds, and
chest. Additional matching pieces
may be purchased, i.e., vanity and
mirror, $40; chest-desk, SALTS.
This suite is Of early American de-
sign - simple, sturdy, attractive
See it in our budget apartment" as
it will look in your own home.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1937-08-17

that had operated continuously since
1910.
At the hearing in this Hancock
County town, the company is charged
with fostering and maintaining two
employe organizations; dominating its