davidaulloa/AmericanStories huggingface dataset:
The Kennewick courier-reporter. [volume] (Kennewick, Wash.) 1914-1938, 1937-01-07
JEHOVAH's WITNESSES

The study club of Jehovah's Wit
nesses meets every Sunday after
noon at two o'clock at the home Of
Mrs. Sada Wander Santen, $40 Ave.
A. Phone 1868. Anyone interested in
the study of the truth is invited to
attend these meetings.
The Kennewick courier-reporter. [volume] (Kennewick, Wash.) 1914-1938, 1937-01-07

WE BUY OR SELL milk cows. Have
nice cows that will be fresh soon.
We are in the market for hogs at
all times. Farmers Exchange. 21tfc
The Kennewick courier-reporter. [volume] (Kennewick, Wash.) 1914-1938, 1937-01-07

HOOVER VACUUM CLEANERS
Sales and service. For demon
STATIONS write VIM. Helander, care
Of the Yakima Hardware Co., Yak
lima, Wash. Guaranteed used ma
chimes, $500 up. 13tfp
The Kennewick courier-reporter. [volume] (Kennewick, Wash.) 1914-1938, 1937-01-07
lIIIIIIln For Sale lIlllIIl1I

WHEN IN NEED Of high grade new
or used washing machines, stoves,
oil heaters or furniture, call at the
Durocher Bargain Store, Kenne-
wick, Wash. 38tfc
The Kennewick courier-reporter. [volume] (Kennewick, Wash.) 1914-1938, 1937-01-07
|llIIIIIIlIlLive Stock lll|illlll

FOR SALE+Work horses. Vernon
McCarty, 11s miles south west Of
Finley. 39-4Sp
The Kennewick courier-reporter. [volume] (Kennewick, Wash.) 1914-1938, 1937-01-07
eAscoIeNE & FYFE

THERE ARE many antique lovers
still In circulation. They would
Ike old pieces Of furniture you might
have. Use q For Sale ad.
The Kennewick courier-reporter. [volume] (Kennewick, Wash.) 1914-1938, 1937-01-07

THAT overworked word service
means something at Knowles
Texaco Service Station. Free air,
free water, free battery test, road
information, clean windshield and
manv other attentions. 4lc
The Kennewick courier-reporter. [volume] (Kennewick, Wash.) 1914-1938, 1937-01-07

apECIAL WINTER PRICES-Fam-
ily washing, Is lb. 75c; rough dry
stsrched, 10 lib. 75c; family finished,
10 Ib. $1.35. Price Of phone call sub
tracted from bill. Phone As, Pasco
Laundry. 37t1c
The Kennewick courier-reporter. [volume] (Kennewick, Wash.) 1914-1938, 1937-01-07

noNT throw away those shoes!
Thev can be repaired at small
.ost A real factory-finish half
sole lob at, Erickson's Shoe Repair
Shop. W
The Kennewick courier-reporter. [volume] (Kennewick, Wash.) 1914-1938, 1937-01-07

NOW's the time! Have your motor
adjusted for the demands of WIN
,.r weather. More efficiency, great
- safety. Pratt's Garage. 4lc
The Kennewick courier-reporter. [volume] (Kennewick, Wash.) 1914-1938, 1937-01-07

THE AMERICAN PRODUCTS co.
wants your live or dead horses
and cows. Our truck will call every
day, except Sunday. at Benton City.
Richland, Pasco and Kennewick.
Phone 2161, at Grange Supply, Inc,
at once during hot weather before
9 am. American Products Company,
Yakima. Site
The Kennewick courier-reporter. [volume] (Kennewick, Wash.) 1914-1938, 1937-01-07

TRY this experiment: First, taste
q doughnut at the Kennewick
bakery. Then start home with a
aack full. Ten to one, you'll eat
another before you get home! 41c
The Kennewick courier-reporter. [volume] (Kennewick, Wash.) 1914-1938, 1937-01-07

FOR SAIE-Nine room house, mo-
dern; heating; Cresswell Apart
ments. For information write A. G..
Evett, Hanford, Wn 42p
The Kennewick courier-reporter. [volume] (Kennewick, Wash.) 1914-1938, 1937-01-07

HATS AND CAPS-Hats cleaned
and blocked 6Oc; caps cleaned Csc.
Peterson Dye Works, phone one
tWo-three, Pasco. S2tf
The Kennewick courier-reporter. [volume] (Kennewick, Wash.) 1914-1938, 1937-01-07

HAVE APPLE TREE WOOD to be
worked up on shares. G. G. Will
nams, phone 2034. 4Otfc
The Kennewick courier-reporter. [volume] (Kennewick, Wash.) 1914-1938, 1937-01-07

FOR SAIE@14-acre place In East
Kennewick, about 4 miles from
town; ~ acres grass; some hay;
cheap. See 8. G. Lawrence. 41tf
The Kennewick courier-reporter. [volume] (Kennewick, Wash.) 1914-1938, 1937-01-07

IRRIGATED FARMS FOR SALE
Also hay, corn, grain and ether
farm produce for sale In season.
See w. G. Muldrow, secy. Sunny
side Irrigation District. Benton City,
Washington. 18tfc
The Kennewick courier-reporter. [volume] (Kennewick, Wash.) 1914-1938, 1937-01-07
c..,,e IN s. p. & S. Schedule

Change in S. P. & S. Schedule
IN and after Thursday, Decem-
-. Al Train No. / will leave Ken
D =. .26 m. instead of 1886, and
~ . will leave 1920 noon instead
1905. from Spokane for Port
land. I Serier, agent. 4O-lc
The Kennewick courier-reporter. [volume] (Kennewick, Wash.) 1914-1938, 1937-01-07
CHURCH OF THE NAZARENE
Charles w. Croft

Sunday school, 10 o'clock a. m.
Morning worship, II o'clock.
Young Peoples meeting, $50 o.
clock, p. m.
Evening service, 7:30.
Mid-week prayer meeting, par
sonage, Wednesday evening, 7:30 o.
clock.
The Kennewick courier-reporter. [volume] (Kennewick, Wash.) 1914-1938, 1937-01-07

We BUY AND SELL secondhand
furniture. Washington Hardware
& Furniture Co., 34tfc
The Kennewick courier-reporter. [volume] (Kennewick, Wash.) 1914-1938, 1937-01-07

FOR SALE-One Groom bungalow,
except heat; one 5-room medern,
except heat. These are bargains and
easy terms. Martins Barber Shop. tt
The Kennewick courier-reporter. [volume] (Kennewick, Wash.) 1914-1938, 1937-01-07

WANTED-A kind, strong, neat wo-
man who can take care Of q para
lyzed old lady in bed. Someone who
will keep her clean and make her
Walla Walla, Wash. For
information see Mrs Laura MaroH,
Pasco, Wn. 39tf
The Kennewick courier-reporter. [volume] (Kennewick, Wash.) 1914-1938, 1937-01-07
lIIIIHIII Wanted

lIIIIAIII Wanted IMIIIIIIlI
WANTED-Young person to act as
part time bookkeeper with local
concern. Leave name, age and
qualifications at this office. 41tf
G EMIL M A N-CarefuI driver
driving new car to southern Cali
fornia in near future, wants three
passengers to share expense. Call
Kennewick 1868.
Imperial Valley press., 1937-01-10

picture, John Meades Woman" B. P. Schulz
berg drama for Paramount release, without Gre
atng single major disturbance.
"She," her expectant watchers declare, lust
hasn't got her film legs yet-just you wait"
Meantime, everyone will have to wait for
some months because Francine Immediately
following the preview of her first picture, is
shaking the gold-dust of the town off her dainty
little feet and hieng for London, where she may
do play-if they find one she likes-and where
most assuredly she's going to wait for the coro-
nation.
After that, WELL as Miss Larrmore herself
says:
We'll Just let matters take their course.
like Hollywood and if the motion picture public
likes me I'll adopt the place"
And there you have the typical Larrimore
idea She will adopt Hollywood. Hollywood can
adopt her or not, just it peases. She will
not care one particle
note from Clark Cables past was revealed
by Francine
Some years ago. when Miss Larrimore was
rehearsing for what became one of her greatest
triumphs, play called Let Us Be Cay Gable,
then a struggling young actor, wanted to be-
come her leading man.
considering him he is today" says Miss
Larrimore, sit is difficult to believe that he
turned down by the management who said he
hadn't enough experience nor sufficient appeal!
Now look at him! I'm just starting and he's
on top of the heap What topsy- -turvy propo-
sition life is!
And then" continued Miss Larrimore, when
1 consider that Warren William became my
leading man in that play and that he too was
just beginning to make a name for himself
after l had starred in several productions, well
they make feel like understudy in
Hollywoods kindergarten"
Miss Larrimore, however, will have one dis
tnction neither William nor Gable received.
They began at the bottom of flmdoms ladder
to fame
Imperial Valley press., 1937-01-10

THAT made her angry. She told Mr.. Hamilton
where he could go and what he could do with
the play She erupted- and then-much to
Hamiltons surprise and reef-she walked out
never to return at least, she gave him that
impression
His satisfaction, however, was of short dura-
ton. The wall1out occurred in the afternoon
Next morning, while the company stood about
the stage wondering just who would succeed
the fiery star in walked the little lady herself
bloody, but unbowed.
She had gone under the knife! Her adenoids
were gone. For good measure, her tonsils had
also departed. And the tiny kerchief she held
against her upturned nose was stained.
Miss Larrimore starred in Scandal" and it
was one of her greatest triumphs.
Furthermore. on the opening night in Chi
cago, she didn't like the way the stage was
dressed for the first act.
She rearranged it, much to the annoyance of
the official set dressers, who trotted around be-
hind her wringing their hands
With all of her eccentricities, however,
alloyed courage has often been the order of
her day
In a play called "Nobody's Business" one of
her Broadway triumphs, the star had to light
cigarette while standing behind and close to, a
table piled high with fiimsy lingerie
The match slipped, the stuff caught fire,
threatening panic and injury if spotted by her
auditors.
She extinguished the flames with her bare
hands, meantime continuing her monologue as
though nothing were amiss. Her hands were
painfully burned.
After the curtain and hurried medical atten-
ton, during which she blistered the doctor for
being so slow she completed the play.
IA THAT woman!
wv That's what Hollywood thinks and Incl
dentally, a very, very surprised Hollywood find
ing it difficult to believe that the tempestuous
daughter of the drama has completed her debut
Imperial Valley press., 1937-01-10

ment, it is everyday shop variety against the
super-demonstrations credited to the star.
@OSMO HAMILTON, celebrated playwright,
~ tells of an occasion when the auburn
tressed and auburn-tempered lady galloped a
horse through the park a wintry day, her
throat and shoulders barred to the biting wind,
trying to catch pneumonia because he told her
that she couldn't enact the leading role in
Scandal" his own opus.
1t began when the producer hired Miss Lar
rimore without Hamilton's knowledge or ap-
proval
Hamilton, according to the official records of
the affair had written the play for super
lady; a swank, gorgeous, fairly large and
naughty creature.
Francine of course fitted those specifications
something like mouse in an elephants skin
She was little, cute, helter-skelter as to dress
and had been accustomed, up to that time to
characterizing adolescent maidens with turned
in toes and lisping voices.
After the first rehearsal, the eminent Mr..
Hamilton, SO the story goes, threw his hands
Imperial Valley press., 1937-01-10

all over the place and visoned his opus on the
skids to oblivion.
Being stubborn sort of chap himself, also
somewhat belligerent, Mr.. Hamilton decided
that Francine far he was concerned, was
nothing but tragedy.
He took it upon himself to see that she was
bounced.
She, in true Larrimorian fashion, Informed
the gentleman that he couldn't fire her because
she had a contract!
Finally Mr.. Hamilton raised SO much furore
that the management decided to let her go, even
if they had to pay her salary throughout the
run of the vehicle.
Hamilton was given the task of telling her
about it. Hesitant to pour cold water on
seething volcano in a direct fashion, Hamilton
beat around the bush until, one day at re-
hearsal he told her that:
Miss Larrimore, your-er-voice is impos-
sble."
"Oh, so?" quoth she. "Well-why?"
"You-er-you have adenoids" exclaimed he.
Evening star., 1937-10-02
Twizzler Answer.

The four Roman numerals were.
l. 1885; 2. 3s7,613; 8. 1,75s,47s; T.
8s7,542. The numbers to be put into
Roman numerals look like this-1.
MMDCCXVIII. 2. MCCCCXXCICCC.
CXX III (that ones a honey, huh?)
3. CCCLXXI1CMXVI. 1. MlMCCCCX-
LVIIDCCCxII.
Evening star., 1937-10-02
French Airliners Big.
l[AA-4----[G[
| WIlL-TUM.

In It's race with Britain's Imperial
Airways for the London-Paris air
patronage, Air France, the French
national airline, is to put into service
the biggest airliners in Europe They
are four-engined, will carry 40 pas
sengers and crew of five, and have
. cocktail bar and lounge. Their aver
age speed will be 1875 miles an hour.
Evening star., 1937-10-02

The Four Aces will be pleased to an.
swer letters from readers il stamnrd
t3-cent, self-addressed envelope is in
closed with each communication. II
you desire the pocket outline Of the
send with your request q stamped "a.
cent?, self-a ddressed, Iarge-size en-
velope to the Four Aces. Inc, l30 West
42nd St.. New York City. and you will
receive an outline without any charge,
Evening star., 1937-10-02
Slam Doubles.

OUR somewhat extensive expert
ence In the game Of contract has
made us fanatics on one subject
the doubling Of slam contracts. I'm
less Four Aces lead-directing double
by the player not on lead seems to
be the only hope of defeating a slam,
we believe slam contract should
never be doubled unless the de-
fender holds at least two absolutely
sure tricks. The declarer can CLEAN
SO much information from a double
that an ordinarily unmakable slam
will be made, as was the case with
the hand shown here.
South, dealer.
Both sides vulnerable.
4 J82
YAK
765
i K97
' q Jlos5 EvsS Sssa
= K 2 e -
= Q s52 &ioss
A Q ] 10 %
i j 4
The bidding:
South West North East
- ~ 2NT. Pass
a Pass So Pass
Dbl. Pass Pass
Evening star., 1937-10-02

Holding the kings Of both declarer's
bid suits, West decided that the con-
tract must surely be set one trick
and hence that he should double.
After the hand was over, West would
have liked to take back the double
The opening heart lead was won
by dummy's ace. and on the king de-
clearer discarded a spade. DeclArer
then played the ace and another
diamond and West, thrown in with
the king, thought that a club lead
could not be too harmful. Declarer,
realizing from the double that the
spade f1nesse would be wrong, let the
club ride around to his jack, and
then quickly developed a squeeze by
playing out his remaining trumps,
thus leaving each player with four
cards. Poor West had the unhappy
choice Of either banking his king
of spades or unguarding his clubs, and
another slam contract was made be-
cause of foolish double.
Paradoxically. a heart exit by West
instead Of a club would have resulted
in the defeat Of the contract.
Copyright, 1872
Evening star., 1937-10-02
Winning Contract

BY THE FOUR ACES.
David Burnstine. Merwin D. Maier, o.
valid Jacoby. Howard 6chenken. worlds
leading team OF four inventors Of the
system that has beaten every other sys-
tenn in existence)
Evening star., 1937-02-20
FIJI. A. USESPLAN
OF RISK RATING
Makes Long-Term Residen-
tiaI Mortgages at Low Cost
Possible, Official Says.

BY minimizing factors Of risk, long
term residential mortgages at reason
able interest rates are made feasible,
according to Frederick M. Babcock.
chief Of the underwriting section Of
the Federal Housing Administration,
in an article appearing in the current
issue of the Housing Administration
Insured Mortgage Portfolio"
Recognizing that the obstacle which
has prevented the extension Of long
term loans in the past has been the
feeling that risk was objectionably
great, Mr.. Babcock holds that the in
sured mortgage plan Of the Federal
Housing Administration overcomes the
obstacle.
To execute this plan, 1t was essen
tial to devise methods Of measuring
the probability Of loss through default,
subsequent foreclosure, and resale with
greater accuracy than had heretofore
been developed for use with loans for
short terms and high interest rates.
Out Of these necessities was born the
system of mortgage risk rating en-
ployed by the Federal Housing Ad-
ministration.
With the economic soundness of the
mortgage established, there is mini
mum likelihood Of foreclosure, pos
sible freezing Of capital, additional
cash outlay for rehabilitation, general
disruption Of the investment program,
and finally search for a new in
vestment," Babcock writes.
The Federal Housing Administra-
ton recognizes six main features which
enter into the measure OF mortgage
risk. and each Is given a rating ac-
cording to the extent to which condi-
tions regarding 1t contribute to the
risk involved. A serious deficiency in
respect to any one feature is in itself
sufficient to render the mortgage un-
sound.
Ratio Of Loan to Value"
First is the ratio of loan to value"
which by itself has constituted the
time-honored method Of determining
risk.
Second Is the ratio OF debt service
to rental value" This weighs the
question. will the property, If it
were to be rented. be able to sustain
the mortgage without contribution
from the owner?" This is an extremely
important factor in those residential
properties which are primarily in
vestments.
Third Is the ratio Of the economic
life OF the building to the term of
the mortgage" This enables selection
OF time period for the mortgage
which will result in total amortiza-
tion before the building improvements
become valueless.
Fourth is the rating Of the bor-
rover" which enables weighing of
the borrowers ability and willingness
to meet his obligations and pattern
ing Of the loan accordingly, so as to
avoid economic unsoundness This
recognizes that the mortgage lenders
first line Of defense against fore
closure or other trouble Is q careful
selection Of borrowers, and the avoid
ance Of loan terms which are not
properly related to the borrowers
individual circumstances.
Fifth is the rating of physical Sc
curity," that is, the property itself.
Evening star., 1937-02-20
BY LAWRENCE CROLIUS.

If you are unlucky, your house may
be one of the many which are a con-
slant source of worry and expense be-
cause of the ease with which moisture
filters through the walls. Some houses
appear doomed to be damp ones re-
gardless of the care used in choosing
materials for construction. or the
methods used in building. Obviously
the materials are at fault, but mani
festly you can't tear the place down
and begin all over again if it does turn
out to be sieve.
To eliminate all this trouble, which
evidences itself in falling plaster, loose
wall paper and outrageous repair bills,
you can now coat the exterior walls
with transparent compound which
effectively keeps out all moisture. Re-
gardless of whether your home is built
of concrete, stucco, brick or stone, the
pores of the material will be sealed
with this colorless coating. and no
longer will those ugly stains appear
on the wall paper after severe storm.
The building material must be porous.
however, to enable this waterproofing
to render it water-repellant.
After a wall has been treated with
this compound it is not only made
completely water-repellant, but is pre-
Evening star., 1937-02-20

will without danger of getting things
out of kilter.
To prevent cooking odors from be-
coming annoying. the cabinet is pro-
vlded with patented ventilator sys-
tenn directly above the oven and over
head shelves, so that air taken in at
the bottom is circulated through the
entire structure and then expelled
through vent.
1t is inexpensive to install the unit,
due to the elimination of a number
of separates units. and combining the
whole thing in one case. 1t is merely
necessary to hook up two water pipes.
connect drain pipe and gas line,
arrange for a ven. pipe and plug in
a power line.
A convenient electric light Is pro-
vided inside the unit above the sink.
together with an electric outlet for
various appliances. II is available in
an ivory exterior color and your choice
OF green. or Chinese red for the in
terror.
Evening star., 1937-02-20
PRECISE BUILDING
PROGRAMS URGED
Expensive Homes Blamed in
Part for Severity of
Depression.

II the ills which result from over
building are to be avoided, dwelling
construction must be carried on ac-
cording to programs which recognize
requirements in different price ranges
and localities, according to Frederick
M. Babcock, chief of the under
writing section of the Federal Hous-
ing Administration. Builders, he said,
must recognize that the size of the
pocketbooks Of potential home buy
ers varies and that residential build
ing must conform to this condition.
According to the annual report of
the Federal Housing Administration,
one of the largest factors contribut-
Ing. to the severity of the recent
depression in the home real estate
market was the overproduction Of
homes in the higher price ranges
which found their way into the
hands Of families unable to afford
them.
Babcock believes that a great
volume of residential building is
needed-hundreds of thousands of
homes; that the greatest building
activity ever recorded would be neces-
sary to erect sufficient homes to sup
ply the growing demand occasioned
by the return of prosperity the
obsolescence of old homes and the
lack of residential building during
the depression. One of the dangers
OF an accelerated real estate move
ment however. is overbuilding in
unit areas, he said.
The most meticulous care is re-
duired to regulate and maintain a
carefully adjusted balance in order
that the supply of homes built shall
mt requirements. While it is properly
contended that. in general, overbuild-
Ing OF residences is impossible during
the next five years, yet it is entirely
possible for overbuilding to occur in
speclnc price ranges and in specific
localities. The overbuilding of a COM
munity or even neighborhood should
De avoided to the end that it may not
upset the value structure"
Babcock believes that studies and
surveys must be made to indicate the
number of houses in various price
ranges needed by any locality. Such
studies will be most significant when
the unit area is no larger than an
ordinary neighborhood.
The principle of balance" Bab-
cock said. should be applied to in
dlvldual deals. The financial struc-
ture on which rests every individual
deal should be simple and in balance
with the purchasers prospects and
the value of the security. Purchasing
beyond ones ability to pay eventually
leads to foreclosure"
Evening star., 1937-02-20

Experts use q sensible approach In
determining the acceptability of the
physical property by rating its quail
ties from the standpoint of durability,
appearance and functional excellence.
Sixth Is rating Of location" In
vesttgation Is made to decide whether
or not the site will remain desirable
over q long period of time and the
amount Of this desirability as COM
pared to other sites. The location
is considered from the standpoint
of the people who purchase there. For
example, the $4,000 location is rated
from the standpoint of persons who
would purchase in that neighborhood.
These various risks are examined
and rated in the case of each mort
gage submitted, and from these COM
bined ratings rating Of mortgage
pattern" Is prepared. On the basis Of
this rating the mortgage Is adjudged
and insurance Is issued or withheld.
Uniform Rating System.
Under the procedure outlined a
uniform system of rating is estab-
lished which enables the Federal
Housing Administration to rate the
risk involved in mortgage loan.
THE system imparts marketability
to insured mortgages" Babcock said.
Without the rigid requirements set
up by risk rating such mortgages would
lack the inherent soundness which
is the essence Of high-grade, nego-
table, long-term investment securi.
ties. With those requirements invest
ors may purchase insured mortgages
from any section Of the country with
the knowledge that these mortgages
meet definite standards. Thus capital
Is assisted to flow into communities
which may lack sufficient banking
resources to supply credit for home
building"
Babcock said the Federal Housing
Administration has been using the
risk-rating system since operations
began two years ago, and the results
have proved its worth, and that added
experience through its use in mort
gage insurance will permit still more
accurate results to be obtained. There
fore, from the lenders point of view,
the very essential attributes which
the risk-rating system imparts to in
sured mortgages makes it an all-im-
portant supplement to mortgage in
surance.